The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 2,134 17,764 SH   SOLE   17,764 0 0
EATON CORP PLC SHS G29183103 93 774 SH   DFND   0 0 774
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,670 18,218 SH   SOLE   18,218 0 0
AFLAC INC COM 001055102 931 20,932 SH   SOLE   20,932 0 0
AFLAC INC COM 001055102 46 1,040 SH   DFND   0 0 1,040
AT&T INC COM 00206R102 1,349 46,919 SH   SOLE   46,919 0 0
AT&T INC COM 00206R102 150 5,208 SH   DFND   2,844 0 2,364
ABBOTT LABS COM 002824100 439 4,005 SH   SOLE   4,005 0 0
ABBOTT LABS COM 002824100 73 666 SH   DFND   0 0 666
ABBVIE INC COM 00287Y109 4,161 38,837 SH   SOLE   38,837 0 0
ABBVIE INC COM 00287Y109 107 999 SH   DFND   40 0 959
ALPHABET INC CAP STK CL C 02079K107 200 114 SH   SOLE   114 0 0
ALPHABET INC CAP STK CL A 02079K305 5,552 3,168 SH   SOLE   3,168 0 0
ALTRIA GROUP INC COM 02209S103 219 5,331 SH   SOLE   5,331 0 0
AMAZON COM INC COM 023135106 7,445 2,286 SH   SOLE   2,286 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,766 33,214 SH   SOLE   33,214 0 0
AMERICAN ELEC PWR CO INC COM 025537101 337 4,047 SH   DFND   3,092 0 955
AMERISOURCEBERGEN CORP COM 03073E105 200 2,050 SH   SOLE   2,050 0 0
AMGEN INC COM 031162100 1,548 6,735 SH   SOLE   6,735 0 0
AMGEN INC COM 031162100 61 265 SH   DFND   0 0 265
ANALOG DEVICES INC COM 032654105 236 1,597 SH   SOLE   1,597 0 0
APPLE INC COM 037833100 15,234 114,808 SH   SOLE   114,808 0 0
APPLE INC COM 037833100 951 7,166 SH   DFND   5,207 0 1,959
ARISTA NETWORKS INC COM 040413106 1,871 6,438 SH   SOLE   6,438 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 989 5,614 SH   SOLE   5,614 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 54 307 SH   DFND   0 0 307
BK OF AMERICA CORP COM 060505104 172 5,680 SH   SOLE   5,680 0 0
BK OF AMERICA CORP COM 060505104 57 1,882 SH   DFND   1,882 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 348 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,129 13,493 SH   SOLE   13,493 0 0
BLACKROCK INC COM 09247X101 7,200 9,979 SH   SOLE   9,979 0 0
BLACKROCK INC COM 09247X101 117 162 SH   DFND   0 0 162
BLACKSTONE GROUP INC COM CL A 09260D107 2,237 34,513 SH   SOLE   34,513 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 106 1,642 SH   DFND   0 0 1,642
BOEING CO COM 097023105 200 935 SH   SOLE   935 0 0
BOEING CO COM 097023105 54 252 SH   DFND   252 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,618 26,086 SH   SOLE   26,086 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 121 1,948 SH   DFND   625 0 1,323
BROADCOM INC COM 11135F101 2,626 5,997 SH   SOLE   5,997 0 0
CVS HEALTH CORP COM 126650100 1,815 26,586 SH   SOLE   26,586 0 0
CVS HEALTH CORP COM 126650100 18 264 SH   DFND   121 0 143
CAPITAL CITY BK GROUP INC COM 139674105 1,106 45,026 SH   SOLE   45,026 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 561 14,875 SH   SOLE   14,875 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 45 1,194 SH   DFND   1,194 0 0
CHEVRON CORP NEW COM 166764100 2,547 30,160 SH   SOLE   30,160 0 0
CHEVRON CORP NEW COM 166764100 150 1,775 SH   DFND   710 0 1,065
CISCO SYS INC COM 17275R102 1,200 26,813 SH   SOLE   26,813 0 0
CISCO SYS INC COM 17275R102 45 1,008 SH   DFND   0 0 1,008
COCA COLA CO COM 191216100 29,844 544,194 SH   SOLE   544,194 0 0
COCA COLA CO COM 191216100 5,419 98,817 SH   DFND   5,977 0 92,840
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,793 34,085 SH   SOLE   34,085 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 16 200 SH   DFND   0 0 200
COLGATE PALMOLIVE CO COM 194162103 4,259 49,805 SH   SOLE   49,805 0 0
COLGATE PALMOLIVE CO COM 194162103 252 2,950 SH   DFND   1,608 0 1,342
COMPASS MINERALS INTL INC COM 20451N101 499 8,081 SH   SOLE   8,081 0 0
COMPASS MINERALS INTL INC COM 20451N101 34 544 SH   DFND   0 0 544
CONOCOPHILLIPS COM 20825C104 490 12,261 SH   SOLE   12,261 0 0
CONOCOPHILLIPS COM 20825C104 45 1,114 SH   DFND   219 0 895
DANAHER CORPORATION COM 235851102 5,413 24,367 SH   SOLE   24,367 0 0
DANAHER CORPORATION COM 235851102 33 150 SH   DFND   0 0 150
DISNEY WALT CO COM 254687106 966 5,329 SH   SOLE   5,329 0 0
EMERSON ELEC CO COM 291011104 1,485 18,481 SH   SOLE   18,481 0 0
EMERSON ELEC CO COM 291011104 75 935 SH   DFND   0 0 935
ENBRIDGE INC COM 29250N105 798 24,959 SH   SOLE   24,959 0 0
ENBRIDGE INC COM 29250N105 41 1,281 SH   DFND   0 0 1,281
EXXON MOBIL CORP COM 30231G102 1,447 35,109 SH   SOLE   34,584 525 0
EXXON MOBIL CORP COM 30231G102 593 14,376 SH   DFND   13,083 0 1,293
FASTENAL CO COM 311900104 2,117 43,360 SH   SOLE   43,360 0 0
FASTENAL CO COM 311900104 52 1,061 SH   DFND   0 0 1,061
FEDERATED HERMES INC CL B 314211103 670 23,194 SH   SOLE   23,194 0 0
FEDERATED HERMES INC CL B 314211103 48 1,656 SH   DFND   0 0 1,656
FISERV INC COM 337738108 3,740 32,846 SH   SOLE   32,846 0 0
FISERV INC COM 337738108 25 222 SH   DFND   82 0 140
FORTIVE CORP COM 34959J108 636 8,981 SH   SOLE   8,981 0 0
GENERAL DYNAMICS CORP COM 369550108 3,437 23,094 SH   SOLE   23,094 0 0
GENERAL DYNAMICS CORP COM 369550108 101 681 SH   DFND   140 0 541
GENERAL ELECTRIC CO COM 369604103 16 1,502 SH   SOLE   1,502 0 0
GENERAL ELECTRIC CO COM 369604103 167 15,460 SH   DFND   15,460 0 0
GLOBAL PMTS INC COM 37940X102 5,810 26,970 SH   SOLE   26,970 0 0
HOME DEPOT INC COM 437076102 354 1,332 SH   SOLE   1,332 0 0
HONEYWELL INTL INC COM 438516106 328 1,541 SH   SOLE   1,541 0 0
HUMANA INC COM 444859102 213 520 SH   SOLE   520 0 0
INTEL CORP COM 458140100 503 10,108 SH   SOLE   10,108 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 856 6,801 SH   SOLE   6,601 200 0
INTERNATIONAL BUSINESS MACHS COM 459200101 376 2,987 SH   DFND   2,560 0 427
ISHARES TR SELECT DIVID ETF 464287168 476 4,954 SH   SOLE   4,954 0 0
ISHARES TR CORE S&P500 ETF 464287200 539 1,435 SH   SOLE   1,435 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,619 81,388 SH   SOLE   81,388 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 889 13,930 SH   SOLE   13,930 0 0
ISHARES TR CORE S&P MCP ETF 464287507 262 1,140 SH   SOLE   1,140 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 431 3,155 SH   SOLE   3,155 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,037 4,300 SH   SOLE   4,300 0 0
ISHARES TR RUS 1000 ETF 464287622 2,005 9,466 SH   SOLE   9,466 0 0
ISHARES TR RUS 1000 ETF 464287622 275 1,298 SH   DFND   0 0 1,298
ISHARES TR CORE S&P SCP ETF 464287804 513 5,583 SH   SOLE   5,583 0 0
ISHARES TR S&P SML 600 GWT 464287887 252 2,208 SH   SOLE   2,208 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 6,093 110,445 SH   SOLE   110,445 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,460 37,916 SH   SOLE   37,916 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 621 12,242 SH   SOLE   12,242 0 0
ISHARES TR CORE MSCI EAFE 46432F842 211 3,056 SH   SOLE   3,056 0 0
JPMORGAN CHASE & CO COM 46625H100 347 2,734 SH   SOLE   2,734 0 0
JPMORGAN CHASE & CO COM 46625H100 88 696 SH   DFND   696 0 0
JOHNSON & JOHNSON COM 478160104 5,730 36,407 SH   SOLE   36,407 0 0
JOHNSON & JOHNSON COM 478160104 1,154 7,335 SH   DFND   6,597 0 738
L3HARRIS TECHNOLOGIES INC COM 502431109 227 1,200 SH   DFND   1,200 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 3,063 15,047 SH   SOLE   15,047 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 20 100 SH   DFND   0 0 100
MARATHON PETE CORP COM 56585A102 958 23,153 SH   SOLE   23,153 0 0
MARATHON PETE CORP COM 56585A102 37 900 SH   DFND   900 0 0
MCDONALDS CORP COM 580135101 2,692 12,547 SH   SOLE   12,547 0 0
MCDONALDS CORP COM 580135101 136 636 SH   DFND   160 0 476
MERCK & CO. INC COM 58933Y105 251 3,065 SH   SOLE   3,065 0 0
MERCK & CO. INC COM 58933Y105 20 244 SH   DFND   244 0 0
MICROSOFT CORP COM 594918104 10,873 48,884 SH   SOLE   48,884 0 0
MICROSOFT CORP COM 594918104 556 2,501 SH   DFND   1,942 0 559
NEXTERA ENERGY INC COM 65339F101 4,772 61,855 SH   SOLE   61,855 0 0
NEXTERA ENERGY INC COM 65339F101 332 4,300 SH   DFND   2,692 0 1,608
NIKE INC CL B 654106103 334 2,362 SH   SOLE   2,362 0 0
ORACLE CORP COM 68389X105 2,520 38,960 SH   SOLE   38,960 0 0
ORACLE CORP COM 68389X105 20 308 SH   DFND   308 0 0
OTIS WORLDWIDE CORP COM 68902V107 406 6,016 SH   SOLE   6,016 0 0
OTIS WORLDWIDE CORP COM 68902V107 38 562 SH   DFND   562 0 0
PPG INDS INC COM 693506107 219 1,520 SH   SOLE   1,520 0 0
PAYPAL HLDGS INC COM 70450Y103 727 3,105 SH   SOLE   3,105 0 0
PEPSICO INC COM 713448108 309 2,085 SH   SOLE   2,085 0 0
PHILIP MORRIS INTL INC COM 718172109 1,129 13,642 SH   SOLE   13,392 250 0
PIMCO ETF TR INV GRD CRP BD 72201R817 215 1,840 SH   SOLE   1,840 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 685 6,717 SH   SOLE   6,717 0 0
PRICE T ROWE GROUP INC COM 74144T108 5,303 35,030 SH   SOLE   35,030 0 0
PRICE T ROWE GROUP INC COM 74144T108 86 567 SH   DFND   0 0 567
PROCTER AND GAMBLE CO COM 742718109 5,084 36,540 SH   SOLE   36,540 0 0
PROCTER AND GAMBLE CO COM 742718109 286 2,057 SH   DFND   1,329 0 728
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,648 45,428 SH   SOLE   45,428 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 77 1,313 SH   DFND   341 0 972
QUALCOMM INC COM 747525103 254 1,666 SH   SOLE   1,666 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,392 19,463 SH   SOLE   19,463 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 80 1,124 SH   DFND   1,124 0 0
ROCKWELL AUTOMATION INC COM 773903109 752 3,000 SH   DFND   3,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,979 9,231 SH   SOLE   9,231 0 0
ROPER TECHNOLOGIES INC COM 776696106 43 100 SH   DFND   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,817 4,860 SH   SOLE   4,476 0 384
SPDR GOLD TR GOLD SHS 78463V107 403 2,259 SH   SOLE   2,259 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 829 10,008 SH   SOLE   10,008 0 0
SPDR SER TR SPDR S&P 500 ETF 78468R796 438 4,706 SH   SOLE   4,706 0 0
SUN LIFE FINANCIAL INC. COM 866796105 204 4,596 SH   SOLE   4,596 0 0
SYSCO CORP COM 871829107 235 3,164 SH   SOLE   3,164 0 0
TARGET CORP COM 87612E106 4,100 23,226 SH   SOLE   23,226 0 0
TARGET CORP COM 87612E106 154 874 SH   DFND   54 0 820
THERMO FISHER SCIENTIFIC INC COM 883556102 5,891 12,647 SH   SOLE   12,647 0 0
TRAVELERS COMPANIES INC COM 89417E109 4,045 28,815 SH   SOLE   28,815 0 0
TRAVELERS COMPANIES INC COM 89417E109 109 776 SH   DFND   193 0 583
TRUIST FINL CORP COM 89832Q109 670 13,988 SH   SOLE   13,988 0 0
US BANCORP DEL COM NEW 902973304 2,625 56,349 SH   SOLE   56,349 0 0
US BANCORP DEL COM NEW 902973304 20 435 SH   DFND   0 0 435
UNION PAC CORP COM 907818108 4,474 21,488 SH   SOLE   21,488 0 0
UNION PAC CORP COM 907818108 60 290 SH   DFND   140 0 150
UNITEDHEALTH GROUP INC COM 91324P102 1,605 4,576 SH   SOLE   4,576 0 0
UNITEDHEALTH GROUP INC COM 91324P102 9 26 SH   DFND   0 0 26
V F CORP COM 918204108 5,119 59,940 SH   SOLE   59,940 0 0
V F CORP COM 918204108 111 1,298 SH   DFND   268 0 1,030
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 600 4,248 SH   SOLE   4,248 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,572 18,962 SH   SOLE   18,962 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,829 38,749 SH   SOLE   38,749 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 2,186 23,883 SH   SOLE   23,883 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,540 5,598 SH   SOLE   5,598 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 644 11,033 SH   SOLE   10,666 0 367
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,281 3,727 SH   SOLE   3,727 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 317 3,736 SH   SOLE   3,736 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,620 61,617 SH   SOLE   61,617 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 150 2,550 SH   DFND   1,025 0 1,525
VISA INC COM CL A 92826C839 5,300 24,231 SH   SOLE   24,231 0 0
WALMART INC COM 931142103 3,418 23,711 SH   SOLE   23,711 0 0
WALMART INC COM 931142103 36 250 SH   DFND   0 0 250