The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 957 26,570 SH   SOLE   26,570 0 0
AFLAC INC COM 001055102 28 776 SH   DFND   0 0 776
ABBOTT LABS COM 002824100 389 4,255 SH   SOLE   4,255 0 0
ABBOTT LABS COM 002824100 61 666 SH   DFND   0 0 666
AMAZON COM INC COM 023135106 6,348 2,301 SH   SOLE   2,301 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,629 33,012 SH   SOLE   33,012 0 0
AMERICAN ELEC PWR CO INC COM 025537101 327 4,110 SH   DFND   3,155 0 955
AMGEN INC COM 031162100 1,506 6,385 SH   SOLE   6,385 0 0
AMGEN INC COM 031162100 63 265 SH   DFND   0 0 265
APPLE INC COM 037833100 11,011 30,186 SH   SOLE   30,186 0 0
APPLE INC COM 037833100 677 1,855 SH   DFND   1,387 0 468
ARISTA NETWORKS INC COM 040413106 1,286 6,123 SH   SOLE   6,123 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 817 5,488 SH   SOLE   5,488 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 46 307 SH   DFND   0 0 307
BERKSHIRE HATHAWAY INC DEL CL A 084670108 267 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,334 13,078 SH   SOLE   13,078 0 0
BOEING CO COM 097023105 158 860 SH   SOLE   860 0 0
BOEING CO COM 097023105 46 252 SH   DFND   252 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,629 27,709 SH   SOLE   27,709 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 97 1,645 SH   DFND   625 0 1,020
CVS HEALTH CORP COM 126650100 1,700 26,173 SH   SOLE   26,173 0 0
CVS HEALTH CORP COM 126650100 17 264 SH   DFND   121 0 143
CAMPBELL SOUP CO COM 134429109 203 4,100 SH   DFND   4,100 0 0
CHEVRON CORP NEW COM 166764100 2,956 33,132 SH   SOLE   33,132 0 0
CHEVRON CORP NEW COM 166764100 135 1,518 SH   DFND   710 0 808
COCA COLA CO COM 191216100 33,496 749,680 SH   SOLE   749,680 0 0
COCA COLA CO COM 191216100 4,862 108,817 SH   DFND   5,977 0 102,840
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,882 33,126 SH   SOLE   33,126 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 11 200 SH   DFND   0 0 200
COLGATE PALMOLIVE CO COM 194162103 3,870 52,828 SH   SOLE   52,828 0 0
COLGATE PALMOLIVE CO COM 194162103 207 2,824 SH   DFND   1,608 0 1,216
DANAHER CORPORATION COM 235851102 4,552 25,744 SH   SOLE   25,744 0 0
DANAHER CORPORATION COM 235851102 27 150 SH   DFND   0 0 150
DISNEY WALT CO COM DISNEY 254687106 1,386 12,428 SH   SOLE   12,428 0 0
EMERSON ELEC CO COM 291011104 1,067 17,201 SH   SOLE   17,201 0 0
EMERSON ELEC CO COM 291011104 43 688 SH   DFND   0 0 688
FASTENAL CO COM 311900104 1,942 45,333 SH   SOLE   45,333 0 0
FASTENAL CO COM 311900104 45 1,061 SH   DFND   0 0 1,061
FEDERATED HERMES INC CL B 314211103 477 20,135 SH   SOLE   20,135 0 0
FEDERATED HERMES INC CL B 314211103 39 1,656 SH   DFND   0 0 1,656
FISERV INC COM 337738108 3,155 32,318 SH   SOLE   32,318 0 0
FISERV INC COM 337738108 22 222 SH   DFND   82 0 140
GENERAL DYNAMICS CORP COM 369550108 3,828 25,614 SH   SOLE   25,614 0 0
GENERAL DYNAMICS CORP COM 369550108 80 532 SH   DFND   140 0 392
GENERAL ELECTRIC CO COM 369604103 13 1,901 SH   SOLE   1,901 0 0
GENERAL ELECTRIC CO COM 369604103 106 15,460 SH   DFND   15,460 0 0
HOME DEPOT INC COM 437076102 327 1,307 SH   SOLE   1,307 0 0
HONEYWELL INTL INC COM 438516106 220 1,521 SH   SOLE   1,521 0 0
INTEL CORP COM 458140100 1,081 18,076 SH   SOLE   18,076 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 835 6,916 SH   SOLE   6,516 400 0
INTERNATIONAL BUSINESS MACHS COM 459200101 343 2,844 SH   DFND   2,560 0 284
ISHARES TR SELECT DIVID ETF 464287168 400 4,954 SH   SOLE   4,954 0 0
ISHARES TR CORE S&P500 ETF 464287200 444 1,435 SH   SOLE   1,435 0 0
ISHARES TR CORE US AGGBD ET 464287226 9,184 77,689 SH   SOLE   77,689 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,018 4,904 SH   SOLE   4,904 0 0
ISHARES TR CORE S&P MCP ETF 464287507 216 1,215 SH   SOLE   1,215 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 355 3,155 SH   SOLE   3,155 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 915 4,765 SH   SOLE   4,765 0 0
ISHARES TR RUS 1000 ETF 464287622 2,047 11,922 SH   SOLE   11,922 0 0
ISHARES TR RUS 1000 ETF 464287622 223 1,298 SH   DFND   0 0 1,298
ISHARES TR CORE S&P SCP ETF 464287804 413 6,043 SH   SOLE   6,043 0 0
ISHARES TR SH TR CRPORT ETF 464288646 7,138 130,492 SH   SOLE   130,492 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,218 35,185 SH   SOLE   35,185 0 0
JOHNSON & JOHNSON COM 478160104 5,346 38,019 SH   SOLE   38,019 0 0
JOHNSON & JOHNSON COM 478160104 1,024 7,280 SH   DFND   6,597 0 683
L3HARRIS TECHNOLOGIES INC COM 502431109 204 1,200 SH   DFND   1,200 0 0
MCDONALDS CORP COM 580135101 2,976 16,133 SH   SOLE   16,133 0 0
MCDONALDS CORP COM 580135101 121 656 SH   DFND   180 0 476
MICROSOFT CORP COM 594918104 10,417 51,188 SH   SOLE   51,188 0 0
MICROSOFT CORP COM 594918104 516 2,536 SH   DFND   1,977 0 559
NIKE INC CL B 654106103 205 2,094 SH   SOLE   2,094 0 0
PEPSICO INC COM 713448108 317 2,398 SH   SOLE   2,398 0 0
PHILIP MORRIS INTL INC COM 718172109 899 12,827 SH   SOLE   12,327 500 0
PROCTER AND GAMBLE CO COM 742718109 4,652 38,906 SH   SOLE   38,906 0 0
PROCTER AND GAMBLE CO COM 742718109 254 2,127 SH   DFND   1,399 0 728
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,422 49,285 SH   SOLE   49,285 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 73 1,480 SH   DFND   508 0 972
QUALCOMM INC COM 747525103 456 4,998 SH   SOLE   4,998 0 0
ROCKWELL AUTOMATION INC COM 773903109 639 3,000 SH   DFND   3,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 4,112 10,590 SH   SOLE   10,590 0 0
ROPER TECHNOLOGIES INC COM 776696106 39 100 SH   DFND   0 0 100
SOUTHERN CO COM 842587107 950 18,317 SH   SOLE   18,317 0 0
SOUTHERN CO COM 842587107 3 64 SH   DFND   0 0 64
THERMO FISHER SCIENTIFIC INC COM 883556102 4,699 12,969 SH   SOLE   12,969 0 0
US BANCORP DEL COM NEW 902973304 2,085 56,653 SH   SOLE   56,653 0 0
US BANCORP DEL COM NEW 902973304 16 435 SH   DFND   0 0 435
UNION PAC CORP COM 907818108 4,659 27,555 SH   SOLE   27,555 0 0
UNION PAC CORP COM 907818108 71 420 SH   DFND   270 0 150
V F CORP COM 918204108 4,189 68,756 SH   SOLE   68,756 0 0
V F CORP COM 918204108 84 1,383 SH   DFND   468 0 915
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 524 4,468 SH   SOLE   4,468 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,815 21,830 SH   SOLE   21,830 0 0
VANGUARD TAX-MANAGED FDS FTSE DEV MKT ETF 921943858 1,474 38,004 SH   SOLE   38,004 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,743 22,120 SH   SOLE   22,120 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 534 11,208 SH   SOLE   10,841 0 367
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,261 4,450 SH   SOLE   4,450 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 272 3,459 SH   SOLE   3,459 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 291 1,773 SH   SOLE   1,773 0 0
WALMART INC COM 931142103 2,872 23,982 SH   SOLE   23,982 0 0
WALMART INC COM 931142103 30 250 SH   DFND   0 0 250
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,367 22,191 SH   SOLE   22,191 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 74 1,194 SH   DFND   1,194 0 0
AMERISOURCEBERGEN CORP COM 03073E105 207 2,050 SH   SOLE   2,050 0 0
TARGET CORP COM 87612E106 2,768 23,083 SH   SOLE   23,083 0 0
TARGET CORP COM 87612E106 97 812 SH   DFND   54 0 758
TRAVELERS COMPANIES INC COM 89417E109 3,713 32,553 SH   SOLE   32,553 0 0
TRAVELERS COMPANIES INC COM 89417E109 89 776 SH   DFND   193 0 583
AT&T INC COM 00206R102 1,635 54,104 SH   SOLE   54,104 0 0
AT&T INC COM 00206R102 137 4,528 SH   DFND   2,936 0 1,592
ABBVIE INC COM 00287Y109 3,612 36,790 SH   SOLE   36,790 0 0
ABBVIE INC COM 00287Y109 65 662 SH   DFND   40 0 622
ALPHABET INC CAP STK CL A 02079K305 4,535 3,198 SH   SOLE   3,198 0 0
ALTRIA GROUP INC COM 02209S103 209 5,331 SH   SOLE   5,331 0 0
BLACKROCK INC COM 09247X101 5,365 9,861 SH   SOLE   9,861 0 0
BLACKROCK INC COM 09247X101 88 162 SH   DFND   0 0 162
BLACKSTONE GROUP INC COM CL A 09260D107 1,871 33,029 SH   SOLE   33,029 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 135 2,377 SH   DFND   835 0 1,542
BROADCOM INC COM 11135F101 1,894 6,000 SH   SOLE   6,000 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 475 21,402 SH   SOLE   21,402 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 27 1,194 SH   DFND   1,194 0 0
CISCO SYS INC COM 17275R102 1,190 25,523 SH   SOLE   25,523 0 0
CISCO SYS INC COM 17275R102 35 756 SH   DFND   0 0 756
COMPASS MINERALS INTL INC COM 20451N101 355 7,287 SH   SOLE   7,287 0 0
COMPASS MINERALS INTL INC COM 20451N101 19 392 SH   DFND   0 0 392
CONOCOPHILLIPS COM 20825C104 452 10,746 SH   SOLE   10,746 0 0
CONOCOPHILLIPS COM 20825C104 29 697 SH   DFND   219 0 478
DOMINION ENERGY INC COM 25746U109 120 1,478 SH   SOLE   1,478 0 0
DOMINION ENERGY INC COM 25746U109 98 1,202 SH   DFND   1,202 0 0
ENBRIDGE INC COM 29250N105 650 21,361 SH   SOLE   21,361 0 0
ENBRIDGE INC COM 29250N105 39 1,281 SH   DFND   0 0 1,281
EXXON MOBIL CORP COM 30231G102 1,726 38,598 SH   SOLE   37,573 1,025 0
EXXON MOBIL CORP COM 30231G102 615 13,763 SH   DFND   13,083 0 680
FORTIVE CORP COM 34959J108 575 8,504 SH   SOLE   8,504 0 0
GLOBAL PMTS INC COM 37940X102 6,058 35,718 SH   SOLE   35,718 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 606 11,985 SH   SOLE   11,985 0 0
JPMORGAN CHASE & CO COM 46625H100 274 2,917 SH   SOLE   2,917 0 0
JPMORGAN CHASE & CO COM 46625H100 65 696 SH   DFND   696 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,480 14,931 SH   SOLE   14,931 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 17 100 SH   DFND   0 0 100
MARATHON PETE CORP COM 56585A102 819 21,907 SH   SOLE   21,907 0 0
MARATHON PETE CORP COM 56585A102 37 994 SH   DFND   994 0 0
MERCK & CO. INC COM 58933Y105 232 2,995 SH   SOLE   2,995 0 0
MERCK & CO. INC COM 58933Y105 33 424 SH   DFND   424 0 0
NEXTERA ENERGY INC COM 65339F101 4,515 18,799 SH   SOLE   18,799 0 0
NEXTERA ENERGY INC COM 65339F101 277 1,155 SH   DFND   753 0 402
ORACLE CORP COM 68389X105 2,320 41,980 SH   SOLE   41,980 0 0
ORACLE CORP COM 68389X105 17 308 SH   DFND   308 0 0
OTIS WORLDWIDE CORP COM 68902V107 603 10,600 SH   SOLE   10,600 0 0
OTIS WORLDWIDE CORP COM 68902V107 34 597 SH   DFND   597 0 0
PAYPAL HLDGS INC COM 70450Y103 595 3,416 SH   SOLE   3,416 0 0
PIMCO ETF TR INV GRD CRP BD 72201R817 210 1,840 SH   SOLE   1,840 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 698 6,860 SH   SOLE   6,860 0 0
PRICE T ROWE GROUP INC COM 74144T108 4,136 33,491 SH   SOLE   33,491 0 0
PRICE T ROWE GROUP INC COM 74144T108 133 1,077 SH   DFND   510 0 567
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,583 5,133 SH   SOLE   4,749 0 384
SPDR GOLD TR GOLD SHS 78463V107 378 2,259 SH   SOLE   2,259 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 1,099 18,163 SH   SOLE   18,163 0 0
TRUIST FINL CORP COM 89832Q109 543 14,476 SH   SOLE   14,476 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,292 4,380 SH   SOLE   4,380 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8 26 SH   DFND   0 0 26
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,236 6,182 SH   SOLE   6,182 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,644 66,109 SH   SOLE   66,109 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 136 2,461 SH   DFND   1,025 0 1,436
VISA INC COM CL A 92826C839 4,431 22,937 SH   SOLE   22,937 0 0
VISA INC COM CL A 92826C839 100 520 SH   DFND   520 0 0
EATON CORP PLC SHS G29183103 1,531 17,507 SH   SOLE   17,507 0 0
EATON CORP PLC SHS G29183103 68 774 SH   DFND   0 0 774
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,120 17,043 SH   SOLE   17,043 0 0