The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 1,310 16,858 SH   SOLE   16,858 0 0
EATON CORP PLC SHS G29183103 60 774 SH   DFND   0 0 774
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 643 12,960 SH   SOLE   12,960 0 0
AFLAC INC COM 001055102 885 25,842 SH   SOLE   25,842 0 0
AFLAC INC COM 001055102 27 776 SH   DFND   0 0 776
ALPS ETF TR ALERIAN MLP 00162Q866 46 13,336 SH   SOLE   13,336 0 0
AT&T INC COM 00206R102 1,360 46,669 SH   SOLE   46,669 0 0
AT&T INC COM 00206R102 129 4,411 SH   DFND   2,819 0 1,592
ABBOTT LABS COM 002824100 333 4,215 SH   SOLE   4,215 0 0
ABBOTT LABS COM 002824100 53 666 SH   DFND   0 0 666
ABBVIE INC COM 00287Y109 2,449 32,147 SH   SOLE   32,147 0 0
ABBVIE INC COM 00287Y109 47 622 SH   DFND   0 0 622
ALPHABET INC CAP STK CL A 02079K305 3,576 3,078 SH   SOLE   3,078 0 0
ALTRIA GROUP INC COM 02209S103 205 5,311 SH   SOLE   5,311 0 0
AMAZON COM INC COM 023135106 4,393 2,253 SH   SOLE   2,253 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,475 30,951 SH   SOLE   30,951 0 0
AMERICAN ELEC PWR CO INC COM 025537101 326 4,076 SH   DFND   3,121 0 955
AMGEN INC COM 031162100 1,371 6,762 SH   SOLE   6,762 0 0
AMGEN INC COM 031162100 54 265 SH   DFND   0 0 265
ANALOG DEVICES INC COM 032654105 229 2,552 SH   SOLE   2,552 0 0
APPLE INC COM 037833100 7,939 31,219 SH   SOLE   31,219 0 0
APPLE INC COM 037833100 486 1,912 SH   DFND   1,384 0 528
ARISTA NETWORKS INC COM 040413106 1,015 5,012 SH   SOLE   5,012 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 743 5,439 SH   SOLE   5,439 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 42 307 SH   DFND   0 0 307
BK OF AMERICA CORP COM 060505104 177 8,340 SH   SOLE   8,340 0 0
BK OF AMERICA CORP COM 060505104 40 1,882 SH   DFND   1,882 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 272 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,162 11,823 SH   SOLE   11,823 0 0
BLACKROCK INC COM 09247X101 4,044 9,192 SH   SOLE   9,192 0 0
BLACKROCK INC COM 09247X101 71 162 SH   DFND   0 0 162
BLACKROCK MUNIASSETS FD INC COM 09254J102 603 45,232 SH   SOLE   45,232 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 1,369 30,051 SH   SOLE   30,051 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 108 2,377 SH   DFND   835 0 1,542
BOEING CO COM 097023105 169 1,130 SH   SOLE   1,130 0 0
BOEING CO COM 097023105 38 252 SH   DFND   252 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,493 26,781 SH   SOLE   26,781 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 89 1,595 SH   DFND   575 0 1,020
BROADCOM INC COM 11135F101 1,101 4,645 SH   SOLE   4,645 0 0
CVS HEALTH CORP COM 126650100 1,410 23,775 SH   SOLE   23,775 0 0
CVS HEALTH CORP COM 126650100 14 237 SH   DFND   94 0 143
CHEVRON CORP NEW COM 166764100 2,250 31,058 SH   SOLE   31,058 0 0
CHEVRON CORP NEW COM 166764100 110 1,518 SH   DFND   710 0 808
CISCO SYS INC COM 17275R102 919 23,381 SH   SOLE   23,381 0 0
CISCO SYS INC COM 17275R102 30 756 SH   DFND   0 0 756
COCA COLA CO COM 191216100 33,137 48,858 SH   SOLE   748,858 0 0
COCA COLA CO COM 191216100 4,815 8,817 SH   DFND   5,977 0 102,840
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,360 29,278 SH   SOLE   29,278 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 9 200 SH   DFND   0 0 200
COLGATE PALMOLIVE CO COM 194162103 3,237 48,779 SH   SOLE   48,779 0 0
COLGATE PALMOLIVE CO COM 194162103 186 2,796 SH   DFND   1,580 0 1,216
COMPASS MINERALS INTL INC COM 20451N101 297 7,729 SH   SOLE   7,729 0 0
COMPASS MINERALS INTL INC COM 20451N101 21 542 SH   DFND   150 0 392
CONOCOPHILLIPS COM 20825C104 376 12,206 SH   SOLE   12,206 0 0
CONOCOPHILLIPS COM 20825C104 21 697 SH   DFND   219 0 478
DANAHER CORPORATION COM 235851102 3,412 24,651 SH   SOLE   24,651 0 0
DANAHER CORPORATION COM 235851102 21 150 SH   DFND   0 0 150
DISNEY WALT CO COM DISNEY 254687106 1,235 12,783 SH   SOLE   12,783 0 0
EMERSON ELEC CO COM 291011104 765 16,045 SH   SOLE   16,045 0 0
EMERSON ELEC CO COM 291011104 33 688 SH   DFND   0 0 688
ENBRIDGE INC COM 29250N105 615 21,141 SH   SOLE   21,141 0 0
ENBRIDGE INC COM 29250N105 37 1,281 SH   DFND   0 0 1,281
EXXON MOBIL CORP COM 30231G102 1,383 36,438 SH   SOLE   35,413 1,025 0
EXXON MOBIL CORP COM 30231G102 520 13,686 SH   DFND   13,006 0 680
FASTENAL CO COM 311900104 1,401 44,820 SH   SOLE   44,820 0 0
FASTENAL CO COM 311900104 49 1,574 SH   DFND   513 0 1,061
FEDERATED HERMES INC CL B 314211103 347 18,236 SH   SOLE   18,236 0 0
FEDERATED HERMES INC CL B 314211103 40 2,099 SH   DFND   443 0 1,656
FISERV INC COM 337738108 2,865 30,164 SH   SOLE   30,164 0 0
FISERV INC COM 337738108 19 204 SH   DFND   64 0 140
FORTIVE CORP COM 34959J108 324 5,875 SH   SOLE   5,875 0 0
GENERAL DYNAMICS CORP COM 369550108 4,097 30,967 SH   SOLE   30,967 0 0
GENERAL DYNAMICS CORP COM 369550108 66 501 SH   DFND   109 0 392
GENERAL ELECTRIC CO COM 369604103 17 2,201 SH   SOLE   2,201 0 0
GENERAL ELECTRIC CO COM 369604103 123 15,460 SH   DFND   15,460 0 0
GLOBAL PMTS INC COM 37940X102 5,152 35,718 SH   SOLE   35,718 0 0
HOME DEPOT INC COM 437076102 303 1,623 SH   SOLE   1,623 0 0
HONEYWELL INTL INC COM 438516106 253 1,891 SH   SOLE   1,891 0 0
HUMANA INC COM 444859102 257 820 SH   SOLE   820 0 0
INTEL CORP COM 458140100 1,091 20,161 SH   SOLE   20,161 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 707 6,374 SH   SOLE   5,974 400 0
INTERNATIONAL BUSINESS MACHS COM 459200101 315 2,844 SH   DFND   2,560 0 284
ISHARES TR SELECT DIVID ETF 464287168 344 4,680 SH   SOLE   4,680 0 0
ISHARES TR CORE S&P500 ETF 464287200 371 1,435 SH   SOLE   1,435 0 0
ISHARES TR CORE US AGGBD ET 464287226 8,091 70,128 SH   SOLE   70,128 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 809 4,904 SH   SOLE   4,904 0 0
ISHARES TR CORE S&P MCP ETF 464287507 611 4,250 SH   SOLE   4,250 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 313 3,155 SH   SOLE   3,155 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 718 4,765 SH   SOLE   4,765 0 0
ISHARES TR RUS 1000 ETF 464287622 1,689 11,932 SH   SOLE   11,932 0 0
ISHARES TR RUS 1000 ETF 464287622 184 1,298 SH   DFND   0 0 1,298
ISHARES TR CORE S&P SCP ETF 464287804 500 8,913 SH   SOLE   8,913 0 0
ISHARES TR SH TR CRPORT ETF 464288646 6,833 30,492 SH   SOLE   130,492 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,145 35,956 SH   SOLE   35,956 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 655 13,430 SH   SOLE   13,430 0 0
ISHARES TR CORE MSCI EAFE 46432F842 598 11,979 SH   SOLE   11,979 0 0
JPMORGAN CHASE & CO COM 46625H100 366 4,067 SH   SOLE   4,067 0 0
JPMORGAN CHASE & CO COM 46625H100 63 696 SH   DFND   696 0 0
JOHNSON & JOHNSON COM 478160104 4,876 37,184 SH   SOLE   37,184 0 0
JOHNSON & JOHNSON COM 478160104 952 7,259 SH   DFND   6,576 0 683
L3HARRIS TECHNOLOGIES INC COM 502431109 216 1,200 SH   DFND   1,200 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,705 13,492 SH   SOLE   13,492 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 13 100 SH   DFND   0 0 100
MARATHON PETE CORP COM 56585A102 378 16,032 SH   SOLE   16,032 0 0
MARATHON PETE CORP COM 56585A102 23 960 SH   DFND   960 0 0
MCDONALDS CORP COM 580135101 2,654 16,049 SH   SOLE   16,049 0 0
MCDONALDS CORP COM 580135101 102 616 SH   DFND   140 0 476
MERCK & CO. INC COM 58933Y105 259 3,360 SH   SOLE   3,360 0 0
MERCK & CO. INC COM 58933Y105 33 424 SH   DFND   424 0 0
MICROSOFT CORP COM 594918104 8,267 52,419 SH   SOLE   52,419 0 0
MICROSOFT CORP COM 594918104 413 2,616 SH   DFND   1,947 0 669
NEXTERA ENERGY INC COM 65339F101 4,468 18,569 SH   SOLE   18,569 0 0
NEXTERA ENERGY INC COM 65339F101 289 1,201 SH   DFND   716 0 485
NIKE INC CL B 654106103 285 3,439 SH   SOLE   3,439 0 0
ORACLE CORP COM 68389X105 1,894 39,196 SH   SOLE   39,196 0 0
ORACLE CORP COM 68389X105 12 240 SH   DFND   240 0 0
PAYPAL HLDGS INC COM 70450Y103 327 3,416 SH   SOLE   3,416 0 0
PEPSICO INC COM 713448108 368 3,061 SH   SOLE   3,061 0 0
PHILIP MORRIS INTL INC COM 718172109 911 12,494 SH   SOLE   11,994 500 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 699 7,060 SH   SOLE   7,060 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,864 29,333 SH   SOLE   29,333 0 0
PRICE T ROWE GROUP INC COM 74144T108 70 712 SH   DFND   145 0 567
PROCTER & GAMBLE CO COM 742718109 4,153 37,752 SH   SOLE   37,752 0 0
PROCTER & GAMBLE CO COM 742718109 231 2,100 SH   DFND   1,372 0 728
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,173 48,408 SH   SOLE   48,408 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 61 1,367 SH   DFND   395 0 972
QUALCOMM INC COM 747525103 338 4,998 SH   SOLE   4,998 0 0
RAYTHEON CO COM NEW 755111507 379 2,888 SH   SOLE   2,888 0 0
ROCKWELL AUTOMATION INC COM 773903109 453 3,000 SH   DFND   3,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,118 10,000 SH   SOLE   10,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 31 100 SH   DFND   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,323 5,133 SH   SOLE   4,749 0 384
SPDR GOLD TRUST GOLD SHS 78463V107 321 2,165 SH   SOLE   2,165 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 869 18,163 SH   SOLE   18,163 0 0
STRYKER CORP COM 863667101 218 1,310 SH   SOLE   1,310 0 0
TARGET CORP COM 87612E106 2,018 21,712 SH   SOLE   21,712 0 0
TARGET CORP COM 87612E106 74 800 SH   DFND   42 0 758
THERMO FISHER SCIENTIFIC INC COM 883556102 3,552 12,525 SH   SOLE   12,525 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,132 31,527 SH   SOLE   31,527 0 0
TRAVELERS COMPANIES INC COM 89417E109 73 733 SH   DFND   150 0 583
TRUIST FINL CORP COM 89832Q109 508 16,481 SH   SOLE   16,481 0 0
US BANCORP DEL COM NEW 902973304 1,720 49,941 SH   SOLE   49,941 0 0
US BANCORP DEL COM NEW 902973304 15 435 SH   DFND   0 0 435
UNION PAC CORP COM 907818108 3,780 26,801 SH   SOLE   26,801 0 0
UNION PAC CORP COM 907818108 51 360 SH   DFND   210 0 150
UNITED TECHNOLOGIES CORP COM 913017109 2,031 21,533 SH   SOLE   21,533 0 0
UNITED TECHNOLOGIES CORP COM 913017109 113 1,194 SH   DFND   1,194 0 0
UNITEDHEALTH GROUP INC COM 91324P102 903 3,623 SH   SOLE   3,623 0 0
UNITEDHEALTH GROUP INC COM 91324P102 6 26 SH   DFND   0 0 26
V F CORP COM 918204108 3,581 66,224 SH   SOLE   66,224 0 0
V F CORP COM 918204108 69 1,279 SH   DFND   364 0 915
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 462 4,468 SH   SOLE   4,468 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,419 17,265 SH   SOLE   17,265 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,643 49,278 SH   SOLE   49,278 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,243 17,574 SH   SOLE   17,574 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 970 6,676 SH   SOLE   6,676 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 460 11,208 SH   SOLE   10,841 0 367
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 222 6,624 SH   SOLE   6,624 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 988 4,174 SH   SOLE   4,174 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 233 1,773 SH   SOLE   1,773 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,396 63,226 SH   SOLE   63,226 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 129 2,407 SH   DFND   971 0 1,436
VISA INC COM CL A 92826C839 3,491 21,668 SH   SOLE   21,668 0 0
VISA INC COM CL A 92826C839 84 520 SH   DFND   520 0 0
WALMART INC COM 931142103 2,668 23,479 SH   SOLE   23,479 0 0
WALMART INC COM 931142103 28 250 SH   DFND   0 0 250