The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103 1,634 17,250 SH   SOLE   17,250 0 0
EATON CORP PLC SHS G29183103 73 774 SH   DFND   0 0 774
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,186 12,558 SH   SOLE   12,558 0 0
AFLAC INC COM 001055102 1,375 25,991 SH   SOLE   25,991 0 0
AFLAC INC COM 001055102 41 776 SH   DFND   0 0 776
ALPS ETF TR ALERIAN MLP 00162Q866 96 11,336 SH   SOLE   11,336 0 0
AT&T INC COM 00206R102 1,686 43,167 SH   SOLE   43,167 0 0
AT&T INC COM 00206R102 172 4,411 SH   DFND   2,819 0 1,592
ABBOTT LABS COM 002824100 377 4,335 SH   SOLE   4,335 0 0
ABBOTT LABS COM 002824100 58 666 SH   DFND   0 0 666
ABBVIE INC COM 00287Y109 2,788 31,495 SH   SOLE   31,495 0 0
ABBVIE INC COM 00287Y109 55 622 SH   DFND   0 0 622
ALPHABET INC CAP STK CL A 02079K305 3,907 2,917 SH   SOLE   2,917 0 0
ALTRIA GROUP INC COM 02209S103 265 5,311 SH   SOLE   5,311 0 0
AMAZON COM INC COM 023135106 3,890 2,105 SH   SOLE   2,105 0 0
AMERICAN ELEC PWR CO INC COM 025537101 2,786 29,478 SH   SOLE   29,478 0 0
AMERICAN ELEC PWR CO INC COM 025537101 385 4,076 SH   DFND   3,121 0 955
AMGEN INC COM 031162100 1,382 5,735 SH   SOLE   5,735 0 0
AMGEN INC COM 031162100 64 265 SH   DFND   0 0 265
APPLE INC COM 037833100 8,892 30,283 SH   SOLE   30,283 0 0
APPLE INC COM 037833100 581 1,977 SH   DFND   1,449 0 528
ARISTA NETWORKS INC COM 040413106 1,011 4,973 SH   SOLE   4,973 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,004 5,890 SH   SOLE   5,890 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 52 307 SH   DFND   0 0 307
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,691 11,879 SH   SOLE   11,879 0 0
BLACKROCK INC COM 09247X101 4,430 8,812 SH   SOLE   8,812 0 0
BLACKROCK INC COM 09247X101 81 162 SH   DFND   0 0 162
BLACKSTONE GROUP INC COM CL A 09260D107 1,752 31,320 SH   SOLE   31,320 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 113 2,020 SH   DFND   835 0 1,185
BOOKING HLDGS INC COM 09857L108 2,657 1,294 SH   SOLE   1,294 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,695 26,413 SH   SOLE   26,413 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 102 1,595 SH   DFND   575 0 1,020
BROADCOM INC COM 11135F101 1,424 4,507 SH   SOLE   4,507 0 0
CVS HEALTH CORP COM 126650100 1,557 20,964 SH   SOLE   20,964 0 0
CVS HEALTH CORP COM 126650100 18 237 SH   DFND   94 0 143
CAMPBELL SOUP CO COM 134429109 203 4,100 SH   DFND   4,100 0 0
CHEVRON CORP NEW COM 166764100 3,795 31,496 SH   SOLE   31,496 0 0
CHEVRON CORP NEW COM 166764100 158 1,310 SH   DFND   710 0 600
CISCO SYS INC COM 17275R102 874 18,221 SH   SOLE   18,221 0 0
CISCO SYS INC COM 17275R102 36 756 SH   DFND   0 0 756
COCA COLA CO COM 191216100 41,493 749,781 SH   SOLE   749,781 0 0
COCA COLA CO COM 191216100 6,312 114,057 SH   DFND   6,217 0 107,840
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,833 29,563 SH   SOLE   29,563 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 12 200 SH   DFND   0 0 200
COLGATE PALMOLIVE CO COM 194162103 3,327 48,324 SH   SOLE   48,324 0 0
COLGATE PALMOLIVE CO COM 194162103 173 2,515 SH   DFND   1,580 0 935
COMPASS MINERALS INTL INC COM 20451N101 504 8,275 SH   SOLE   8,275 0 0
COMPASS MINERALS INTL INC COM 20451N101 33 542 SH   DFND   150 0 392
CONOCOPHILLIPS COM 20825C104 932 14,334 SH   SOLE   14,334 0 0
CONOCOPHILLIPS COM 20825C104 45 697 SH   DFND   219 0 478
DANAHER CORPORATION COM 235851102 3,650 23,780 SH   SOLE   23,780 0 0
DANAHER CORPORATION COM 235851102 23 150 SH   DFND   0 0 150
DISNEY WALT CO COM DISNEY 254687106 1,680 11,616 SH   SOLE   11,616 0 0
DOMINION ENERGY INC COM 25746U109 147 1,778 SH   SOLE   1,778 0 0
DOMINION ENERGY INC COM 25746U109 100 1,202 SH   DFND   1,202 0 0
EMERSON ELEC CO COM 291011104 1,232 16,156 SH   SOLE   16,156 0 0
EMERSON ELEC CO COM 291011104 52 688 SH   DFND   0 0 688
ENBRIDGE INC COM 29250N105 1,084 27,268 SH   SOLE   27,268 0 0
ENBRIDGE INC COM 29250N105 51 1,281 SH   DFND   0 0 1,281
EXXON MOBIL CORP COM 30231G102 2,783 39,888 SH   SOLE   38,863 1,025 0
EXXON MOBIL CORP COM 30231G102 955 13,686 SH   DFND   13,006 0 680
FASTENAL CO COM 311900104 1,671 45,216 SH   SOLE   45,216 0 0
FASTENAL CO COM 311900104 58 1,574 SH   DFND   513 0 1,061
FEDERATED INVS INC PA CL B 314211103 596 18,304 SH   SOLE   18,304 0 0
FEDERATED INVS INC PA CL B 314211103 72 2,199 SH   DFND   543 0 1,656
FISERV INC COM 337738108 3,469 30,004 SH   SOLE   30,004 0 0
FISERV INC COM 337738108 24 204 SH   DFND   64 0 140
FORTIVE CORP COM 34959J108 440 5,759 SH   SOLE   5,759 0 0
GENERAL DYNAMICS CORP COM 369550108 4,020 22,798 SH   SOLE   22,798 0 0
GENERAL DYNAMICS CORP COM 369550108 88 501 SH   DFND   109 0 392
GENERAL ELECTRIC CO COM 369604103 25 2,201 SH   SOLE   2,201 0 0
GENERAL ELECTRIC CO COM 369604103 173 15,460 SH   DFND   15,460 0 0
GLOBAL PMTS INC COM 37940X102 6,521 35,718 SH   SOLE   35,718 0 0
INTEL CORP COM 458140100 868 14,502 SH   SOLE   14,502 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 843 6,289 SH   SOLE   5,889 400 0
INTERNATIONAL BUSINESS MACHS COM 459200101 381 2,844 SH   DFND   2,560 0 284
ISHARES TR SELECT DIVID ETF 464287168 494 4,680 SH   SOLE   4,680 0 0
ISHARES TR CORE S&P500 ETF 464287200 484 1,498 SH   SOLE   1,498 0 0
ISHARES TR CORE US AGGBD ET 464287226 7,223 64,283 SH   SOLE   64,283 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 950 4,904 SH   SOLE   4,904 0 0
ISHARES TR CORE S&P MCP ETF 464287507 415 2,015 SH   SOLE   2,015 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 561 4,112 SH   SOLE   4,112 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 838 4,765 SH   SOLE   4,765 0 0
ISHARES TR RUS 1000 ETF 464287622 2,838 15,906 SH   SOLE   15,906 0 0
ISHARES TR RUS 1000 ETF 464287622 314 1,760 SH   DFND   0 0 1,760
ISHARES TR CORE S&P SCP ETF 464287804 434 5,178 SH   SOLE   5,178 0 0
ISHARES TR SH TR CRPORT ETF 464288646 7,051 131,482 SH   SOLE   131,482 0 0
ISHARES TR PFD AND INCM SEC 464288687 767 20,409 SH   SOLE   20,409 0 0
ISHARES TR CORE MSCI EAFE 46432F842 393 6,030 SH   SOLE   6,030 0 0
JPMORGAN CHASE & CO COM 46625H100 261 1,875 SH   SOLE   1,875 0 0
JPMORGAN CHASE & CO COM 46625H100 97 696 SH   DFND   696 0 0
JOHNSON & JOHNSON COM 478160104 5,177 35,490 SH   SOLE   35,490 0 0
JOHNSON & JOHNSON COM 478160104 1,059 7,259 SH   DFND   6,576 0 683
L3HARRIS TECHNOLOGIES INC COM 502431109 237 1,200 SH   DFND   1,200 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 2,268 13,408 SH   SOLE   13,408 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 17 100 SH   DFND   0 0 100
MARATHON PETE CORP COM 56585A102 945 15,684 SH   SOLE   15,684 0 0
MARATHON PETE CORP COM 56585A102 58 960 SH   DFND   960 0 0
MCDONALDS CORP COM 580135101 3,171 16,046 SH   SOLE   16,046 0 0
MCDONALDS CORP COM 580135101 122 616 SH   DFND   140 0 476
MICROSOFT CORP COM 594918104 8,114 51,452 SH   SOLE   51,452 0 0
MICROSOFT CORP COM 594918104 415 2,629 SH   DFND   1,960 0 669
NEXTERA ENERGY INC COM 65339F101 4,733 19,544 SH   SOLE   19,544 0 0
NEXTERA ENERGY INC COM 65339F101 291 1,201 SH   DFND   716 0 485
ORACLE CORP COM 68389X105 2,060 38,892 SH   SOLE   38,892 0 0
ORACLE CORP COM 68389X105 13 240 SH   DFND   240 0 0
PAYPAL HLDGS INC COM 70450Y103 370 3,416 SH   SOLE   3,416 0 0
PHILIP MORRIS INTL INC COM 718172109 1,005 11,815 SH   SOLE   11,315 500 0
PIMCO ETF TR INV GRD CRP BD 72201R817 202 1,840 SH   SOLE   1,840 0 0
PRICE T ROWE GROUP INC COM 74144T108 3,391 27,835 SH   SOLE   27,835 0 0
PRICE T ROWE GROUP INC COM 74144T108 90 737 SH   DFND   170 0 567
PROCTER & GAMBLE CO COM 742718109 4,489 35,941 SH   SOLE   35,941 0 0
PROCTER & GAMBLE CO COM 742718109 262 2,100 SH   DFND   1,372 0 728
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 2,766 46,851 SH   SOLE   46,851 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 81 1,367 SH   DFND   395 0 972
QUALCOMM INC COM 747525103 441 4,998 SH   SOLE   4,998 0 0
ROCKWELL AUTOMATION INC COM 773903109 608 3,000 SH   DFND   3,000 0 0
ROPER TECHNOLOGIES INC COM 776696106 3,474 9,808 SH   SOLE   9,808 0 0
ROPER TECHNOLOGIES INC COM 776696106 35 100 SH   DFND   0 0 100
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,830 5,686 SH   SOLE   5,302 0 384
SPDR GOLD TRUST GOLD SHS 78463V107 309 2,165 SH   SOLE   2,165 0 0
SPDR SERIES TRUST BLMBRG BRC CNVRT 78464A359 1,008 18,163 SH   SOLE   18,163 0 0
SUN LIFE FINL INC COM 866796105 209 4,596 SH   SOLE   4,596 0 0
TARGET CORP COM 87612E106 2,787 21,736 SH   SOLE   21,736 0 0
TARGET CORP COM 87612E106 80 623 SH   DFND   42 0 581
THERMO FISHER SCIENTIFIC INC COM 883556102 4,158 12,801 SH   SOLE   12,801 0 0
TRAVELERS COMPANIES INC COM 89417E109 4,320 31,542 SH   SOLE   31,542 0 0
TRAVELERS COMPANIES INC COM 89417E109 80 581 SH   DFND   150 0 431
TRUIST FINL CORP COM 89832Q109 1,422 25,246 SH   SOLE   25,246 0 0
US BANCORP DEL COM NEW 902973304 2,963 49,970 SH   SOLE   49,970 0 0
US BANCORP DEL COM NEW 902973304 26 435 SH   DFND   0 0 435
UNION PACIFIC CORP COM 907818108 4,653 25,736 SH   SOLE   25,736 0 0
UNION PACIFIC CORP COM 907818108 65 360 SH   DFND   210 0 150
UNITED TECHNOLOGIES CORP COM 913017109 3,022 20,177 SH   SOLE   20,177 0 0
UNITED TECHNOLOGIES CORP COM 913017109 179 1,194 SH   DFND   1,194 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,038 3,531 SH   SOLE   3,531 0 0
UNITEDHEALTH GROUP INC COM 91324P102 8 26 SH   DFND   0 0 26
V F CORP COM 918204108 6,684 67,071 SH   SOLE   67,071 0 0
V F CORP COM 918204108 127 1,279 SH   DFND   364 0 915
VANGUARD GROUP DIV APP ETF 921908844 610 4,892 SH   SOLE   4,892 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 608 7,545 SH   SOLE   7,545 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,631 37,028 SH   SOLE   37,028 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 1,777 18,960 SH   SOLE   18,960 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,375 7,259 SH   SOLE   7,259 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 639 11,882 SH   SOLE   11,515 0 367
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 236 5,300 SH   SOLE   5,300 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,832 6,195 SH   SOLE   6,195 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 408 2,292 SH   SOLE   2,292 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,679 59,927 SH   SOLE   59,927 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 127 2,069 SH   DFND   971 0 1,098
VISA INC COM CL A 92826C839 3,764 20,030 SH   SOLE   20,030 0 0
VISA INC COM CL A 92826C839 98 520 SH   DFND   520 0 0
WALMART INC COM 931142103 2,567 21,602 SH   SOLE   21,602 0 0
WALMART INC COM 931142103 30 250 SH   DFND   0 0 250