Form 10-Q

Large accelerated filer

Accelerated filer

Non-accelerated filer

¨ (Do not check if a smaller reporting company)

Smaller reporting company

0001193125-12-225656.txt : 20120510 0001193125-12-225656.hdr.sgml : 20120510 20120510162700 ACCESSION NUMBER: 0001193125-12-225656 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 15 CONFORMED PERIOD OF REPORT: 20120331 FILED AS OF DATE: 20120510 DATE AS OF CHANGE: 20120510 FILER: COMPANY DATA: COMPANY CONFORMED NAME: INTERSECTIONS INC CENTRAL INDEX KEY: 0001095277 STANDARD INDUSTRIAL CLASSIFICATION: SERVICES-COMPUTER PROCESSING & DATA PREPARATION [7374] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 000-50580 FILM NUMBER: 12830660 BUSINESS ADDRESS: STREET 1: 3901 STONECROFT BOULEVARD CITY: CHANTILLY STATE: VA ZIP: 20151 BUSINESS PHONE: 7034886100 MAIL ADDRESS: STREET 1: 3901 STONECROFT BOULEVARD CITY: CHANTILLY STATE: VA ZIP: 20151 10-Q 1 d330135d10q.htm FORM 10-Q Form 10-Q

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 10-Q

x	QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended March 31, 2012

¨	TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

INTERSECTIONS INC.

(Exact name of registrant as specified in the charter)


DELAWARE		54-1956515
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification Number)

3901 Stonecroft Boulevard, Chantilly, Virginia		20151
(Address of principal executive office)		(Zip Code)

(703) 488-6100

(Registrant’s telephone number including area code)

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No ¨

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes x No ¨

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of “large accelerated filer,” “accelerated filer” and “smaller reporting company” in Rule 12b-2 of the Exchange Act. (Check one):

Indicate by check mark whether the registrant is a shell company (as defined in Exchange Act Rule 12b-2). Yes ¨ No x

Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the last practicable date:

As of May 4, 2012 there were 20,553,436 shares of common stock, $0.01 par value, issued and 17,690,136 shares outstanding, with 2,863,300 shares of treasury stock.

Form 10-Q

March 31, 2012

Table of Contents


	Page
PART I. FINANCIAL INFORMATION
Item 1. Financial Statements (Unaudited)		3
Condensed Consolidated Statements of Operations for the Three Months Ended March 31, 2012 and 2011		3
Condensed Consolidated Balance Sheets as of March 31, 2012 and December 31, 2011		4
Condensed Consolidated Statements of Cash Flows for the Three Months Ended March 31, 2012 and 2011		5
Notes to Condensed Consolidated Financial Statements		6
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations		21
Item 4. Controls and Procedures		35
PART II. OTHER INFORMATION
Item 1. Legal Proceedings		35
Item 6. Exhibits		36

PART I. FINANCIAL INFORMATION

Item 1. Financial Statements

INTERSECTIONS INC.

CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS

(in thousands, except per share data)

(unaudited)


	Three Months Ended March 31,
	2012			2011
Revenue	$	90,232		$	90,445
Operating expenses:
Marketing		6,089			9,773
Commissions		24,516			27,775
Cost of revenue		26,211			25,408
General and administrative		19,403			16,537
Depreciation		2,494			1,923
Amortization		885			1,000

Total operating expenses		79,598			82,416

Income from operations		10,634			8,029
Interest income		—			6
Interest expense		(151	)		(106	)
Other income (expense), net		34			(47	)

Income from operations before income taxes		10,517			7,882
Income tax expense		(4,291	)		(3,298	)

Net income	$	6,226		$	4,584


Basic earnings per common share	$	0.36		$	0.26
Diluted earnings per common share	$	0.33		$	0.23
Cash dividends paid per common share	$	0.20		$	0.15
Weighted average shares outstanding:
Basic		17,492			17,940
Diluted		18,736			19,543

See Notes to Condensed Consolidated Financial Statements

INTERSECTIONS INC.

CONDENSED CONSOLIDATED BALANCE SHEETS

(in thousands, except par value)

(unaudited)


	March 31, 2012			December 31, 2011
ASSETS
CURRENT ASSETS:
Cash and cash equivalents	$	30,562		$	30,834
Accounts receivable, net of allowance for doubtful accounts of $22 (2012) and $14 (2011)		25,166			24,790
Prepaid expenses and other current assets		7,380			6,440
Income tax receivable		—			245
Deferred subscription solicitation costs		12,293			14,463

Total current assets		75,401			76,772

PROPERTY AND EQUIPMENT, net		22,647			23,818
DEFERRED TAX ASSET, net		713			2,188
LONG-TERM INVESTMENT		4,327			4,327
GOODWILL		43,235			43,235
INTANGIBLE ASSETS, net		10,184			11,069
OTHER ASSETS		4,624			5,342

TOTAL ASSETS	$	161,131		$	166,751

LIABILITIES AND STOCKHOLDERS’ EQUITY
CURRENT LIABILITIES:
Accounts payable	$	2,074		$	1,526
Accrued expenses and other current liabilities		14,314			13,781
Accrued payroll and employee benefits		5,173			5,207
Current portion of debt		10,000			20,000
Capital leases, current portion		1,148			1,351
Commissions payable		691			696
Income tax payable		501			—
Deferred revenue		4,537			4,740
Deferred tax liability, net, current portion		4,506			4,506

Total current liabilities		42,944			51,807

OBLIGATIONS UNDER CAPITAL LEASES, less current portion		2,054			2,301
OTHER LONG-TERM LIABILITIES		4,765			4,756

TOTAL LIABILITIES		49,763			58,864

COMMITMENTS AND CONTINGENCIES (see notes 12 and 14)
STOCKHOLDERS’ EQUITY:
Common stock at $0.01 par value, shares authorized 50,000; shares issued 20,528 (2012) and 20,135 (2011); shares outstanding 17,669 (2012) and 17,276 (2011)		205			201
Additional paid-in capital		114,398			113,634
Treasury stock, shares at cost; 2,859 (2012) and 2,859 (2011)		(29,551	)		(29,551	)
Retained earnings		26,316			23,603

TOTAL STOCKHOLDERS’ EQUITY		111,368			107,887

TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$	161,131		$	166,751

See Notes to Condensed Consolidated Financial Statements

INTERSECTIONS INC.

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS

(in thousands)

(unaudited)


	Three Months Ended March 31,
	2012			2011
Net income	$	6,226		$	4,584
Adjustments to reconcile net income to cash flows provided by operating activities:
Depreciation		2,494			1,923
Amortization		885			1,000
Amortization of debt issuance cost		15			—
Provision for doubtful accounts		8			—
Share based compensation		1,841			1,690
Amortization of deferred subscription solicitation costs		7,368			12,642
Foreign currency transaction (gains) losses, net		(26	)		26
Changes in assets and liabilities:
Accounts receivable		(369	)		(202	)
Prepaid expenses and other current assets		(940	)		(122	)
Income tax, net		745			(1,068	)
Deferred subscription solicitation costs		(4,623	)		(11,404	)
Other assets		273			212
Excess tax benefit upon vesting of restricted stock units and stock option exercises		(1,083	)		(845	)
Accounts payable		316			632
Accrued expenses and other current liabilities		1,238			484
Accrued payroll and employee benefits		(647	)		716
Commissions payable		(5	)		(26	)
Deferred revenue		(202	)		308
Deferred income tax, net		2,558			1,933
Other long-term liabilities		10			181

Cash flows provided by operating activities		16,082			12,664

CASH FLOWS (USED IN) PROVIDED BY INVESTING ACTIVITIES:
Proceeds from sale of short-term investment		—			4,994
Proceeds from reimbursements for property and equipment		157			—
Acquisition of property and equipment		(1,952	)		(4,440	)

Cash flows (used in) provided by investing activities		(1,795	)		554

CASH FLOWS USED IN FINANCING ACTIVITIES:
Borrowings under Credit Agreement		—			20,000
Purchase of treasury stock		—			(19,603	)
Cash dividends paid on common shares		(3,513	)		(2,696	)
Repayments under Credit Agreement		(10,000	)		—
Excess tax benefit upon vesting of restricted stock units and stock option exercises		1,083			845
Capital lease payments		(450	)		(407	)
Cash proceeds from stock options exercised		95			27
Withholding tax payment on vesting of restricted stock units and stock option exercises		(1,774	)		(1,043	)

Cash flows used in financing activities		(14,559	)		(2,877	)

(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS		(272	)		10,341
CASH AND CASH EQUIVALENTS — Beginning of period		30,834			14,453

CASH AND CASH EQUIVALENTS — End of period	$	30,562		$	24,794

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:
Cash paid for interest	$	130		$	95

Cash paid for taxes	$	1,131		$	2,627

SUPPLEMENTAL DISCLOSURE OF NONCASH FINANCING AND INVESTING ACTIVITIES:
Equipment additions accrued but not paid	$	463		$	197

Withholding tax payments accrued on vesting of restricted stock units and stock option exercises	$	613		$	524

See Notes to Condensed Consolidated Financial Statements

INTERSECTIONS INC.

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

1. Organization and Business

Our identity theft protection and credit information management products and services provide multiple benefits to consumers, including access to their credit reports, credit monitoring, credit scores, credit education, reports and monitoring of additional information, identity theft recovery services, identity theft cost reimbursement, and software and other technology tools and services. Our membership and insurance products and services are offered by our subsidiary, Intersections Insurance Services, and include accidental death and disability insurance and access to healthcare, home, auto, financial and other services and information. Our consumer products and services are offered through relationships with clients, including many of the largest financial institutions in the United States and Canada, and clients in other industries.

In addition, we also offer many of our services directly to consumers. We conduct our consumer direct marketing primarily through the Internet, television, radio and other mass media. We also may market through other channels, including direct mail, outbound telemarketing, inbound telemarketing and email.

We have three reportable operating segments through the period ended March 31, 2012. Our Consumer Products and Services segment includes our identity theft protection and credit information management, data breach response, and insurance and membership products and services. Our Online Brand Protection segment includes the corporate brand protection and business intelligence services provided by our subsidiary Net Enforcers. Our Bail Bonds Industry Solutions segment includes the software management solutions for the bail bond industry provided by our subsidiary Captira Analytical.

2. Basis of Presentation and Summary of Significant Accounting Policies

Basis of Presentation and Consolidation

The accompanying unaudited condensed consolidated financial statements have been prepared by us in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and applicable rules and regulations of the Securities and Exchange Commission. They include the accounts of the company and our subsidiaries. Our decision to consolidate an entity is based on our direct and indirect majority interest in the entity. All significant intercompany transactions have been eliminated. The condensed consolidated results of operations for the interim periods are not necessarily indicative of results for the full year.

These condensed consolidated financial statements do not include all the information or notes necessary for a complete presentation and, accordingly, should be read in conjunction with our audited consolidated financial statements and accompanying notes for the year ended December 31, 2011, as filed in our Annual Report on Form 10-K.

Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Revenue Recognition

We recognize revenue on 1) identity theft and credit management services, 2) accidental death insurance and 3) other membership products.

Our products and services are offered to consumers principally on a monthly subscription basis. Subscription fees are generally billed to the subscriber’s credit card, mortgage bill or demand deposit accounts either by us or by our clients. The prices to subscribers of various configurations of our products and services range generally from $4.99 to $25.00 per month. As a means of allowing customers to become familiar with our services, we sometimes offer free trial or guaranteed refund periods. No revenues are recognized until applicable trial periods are completed.

Identity Theft and Credit Management Services

We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain signed contracts with all of our large financial institution customers and paper and electronic confirmations with individual purchases, b) delivery has occurred, c) the seller’s price to the buyer is fixed as sales are generally based on contract or list prices and payments from large financial institutions are collected within 30 to 45 days with no significant write-offs, and d) collectability is reasonably assured as individual customers pay by credit card which has limited our risk of non-collection. Revenue for monthly subscriptions is recognized in the month the subscription fee is earned. We also generate revenue through a collaborative arrangement which involves joint marketing and servicing activities. We recognize our share of revenues and expenses from this arrangement.

Revenue for annual subscription fees must be deferred if the subscriber has the right to cancel the service. Annual subscriptions include subscribers with full refund provisions at any time during the subscription period and pro-rata refund provisions. Revenue related to annual subscription with full refund provisions is recognized on the expiration of these refund provisions. Revenue related to annual subscribers with pro-rata provisions is recognized based on a pro rata share of revenue earned. An allowance for discretionary subscription refunds is established based on our historical experience. For subscriptions with refund provisions whereby only the prorated subscription fee is refunded upon cancellation by the subscriber, deferred subscription fees are recorded when billed and amortized as subscription fee revenue on a straight-line basis over the subscription period, generally one year.

We also provide services for which certain financial institution clients are the primary obligors directly to their customers. Revenue from these arrangements is recognized when earned, which is at the time we provide the service, generally on a monthly basis.

We record revenue on a gross basis in the amount that we bill the subscriber when our arrangements with financial institution clients provide for us to serve as the primary obligor in the transaction, we have latitude in establishing price and we bear the risk of physical loss of inventory and credit risk for the amount billed to the subscriber. We record revenue in the amount that we bill our financial institution clients, and not the amount billed to their customers, when our financial institution client is the primary obligor, establishes price to the customer and bears the credit risk.

Accidental Death Insurance

We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain paper and electronic confirmations with individual purchases, b) delivery has occurred at the completion of a product trial period, c) the seller’s price to the buyer is fixed as the price of the product is agreed to by the customer as a condition of the sales transaction which established the sales arrangement, and d) collectability is reasonably assured as evidenced by our collection of revenue through the monthly mortgage payments of our customers or through checking account debits to our customers’ accounts. Revenues from insurance contracts are recognized when earned. Marketing of our insurance products generally involves a trial period during which time the product is made available at no cost to the customer. No revenues are recognized until applicable trial periods are completed.

For insurance products, we record revenue on a net basis as we perform as an agent or broker for the insurance products without assuming the risks of ownership of the insurance products.

We participate in agency relationships with insurance carriers that underwrite insurance products offered by us. Accordingly, insurance premiums collected from customers and remitted to insurance carriers are excluded from our revenues and operating expenses. Insurance premiums collected but not remitted to insurance carriers as of March 31, 2012 and December 31, 2011, totaled $840 thousand and $846 thousand, respectively, and are included in accrued expenses and other current liabilities in our condensed consolidated balance sheet.

Other Membership Products

For other membership products, we record revenue on a gross basis as we serve as the primary obligor in the transactions, have latitude in establishing price and bear credit risk for the amount billed to the subscriber.

We generate revenue from other types of subscription based products provided from our Online Brand Protection and Bail Bonds Industry Solutions segments. We recognize revenue from online brand protection and brand monitoring services, offered by Net Enforcers, on a monthly or transactional basis. We also recognize revenue from providing management service solutions, offered by Captira Analytical, on a monthly subscription or transactional basis.

Goodwill, Identifiable Intangibles and Other Long Lived Assets

We record, as goodwill, the excess of the purchase price over the fair value of the identifiable net assets acquired in purchase transactions. We review our goodwill for impairment annually, as of October 31, or more frequently if indicators of impairment exist, and follow the two step process. Goodwill has been assigned to our reporting units for purposes of impairment testing. As of March 31, 2012, goodwill of $43.2 million resides in our Consumer Products and Services reporting unit, resulting from our acquisition of Intersections Insurance Services Inc., which has been evaluated as part of our Consumer Products and Services reporting unit. There is no goodwill remaining in our other reporting units.

A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others (a) a significant decline in our expected future cash flows; (b) a sustained, significant decline in our stock price and market capitalization; (c) a significant adverse change in legal factors or in the business climate; (d) unanticipated competition; (e) the testing for recoverability of a significant asset group within a reporting unit; and (f) slower growth rates. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact in our condensed consolidated financial statements.

The goodwill impairment test involves a two-step process. The first step is a comparison of each reporting unit’s fair value to its carrying value. We estimate fair value using the best information available, using a combined income (discounted cash flow) valuation model and market based approach. The market approach measures the value of an entity through an analysis of recent sales or offerings of comparable companies. The income approach measures the value of the reporting units by the present values of its economic benefits. These benefits can include revenue and cost savings. Value indications are developed by discounting expected cash flows to their present value at a rate of return that incorporates the risk-free rate for use of funds, trends within the industry, and risks associated with particular investments of similar type and quality as of the valuation date.

The estimated fair value of our reporting units is dependent on several significant assumptions, including our earnings projections, and cost of capital (discount rate). The projections use management’s best estimates of economic and market conditions over the projected period including business plans, growth rates in sales, costs, and estimates of future expected changes in operating margins and cash expenditures. Other significant estimates and assumptions include terminal value growth rates, future estimates of capital expenditures and changes in future working capital requirements. There are inherent uncertainties related to these factors and management’s judgment in applying each to the analysis of the recoverability of goodwill.

We estimate fair value giving consideration to both the income and market approaches. Consideration is given to the line of business and operating performance of the entities being valued relative to those of actual transactions, potentially subject to corresponding economic, environmental, and political factors considered to be reasonable investment alternatives.

If the estimated fair value of a reporting unit exceeds its carrying value, goodwill of the reporting unit is not impaired and the second step of the impairment test is not necessary. If the carrying value of the reporting unit exceeds its estimated fair value, then the second step of the goodwill impairment test must be performed. The second step of the goodwill impairment test compares the implied fair value of the reporting unit’s goodwill with its goodwill carrying value to measure the amount of impairment charge, if any. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. In other words, the estimated fair value of the reporting unit is allocated to all of the assets and liabilities of that unit (including any unrecognized intangible assets) as if the reporting unit had been acquired in a business combination and the fair value of that reporting unit was the purchase price paid. If the carrying value of the reporting unit’s goodwill exceeds the implied fair value of that goodwill, an impairment charge is recognized in an amount equal to that excess.

We review long-lived assets, including finite-lived intangible assets, property and equipment and other long term assets, for impairment whenever events or changes in circumstances indicate that the carrying amounts of the assets may not be fully recoverable. Significant judgments in this area involve determining whether a triggering event has occurred and determining the future cash flows for assets involved. In conducting our analysis, we would compare the undiscounted cash flows expected to be generated from the long-lived assets to the related net book values. If the undiscounted cash flows exceed the net book value, the long-lived assets are considered not to be impaired. If the net book value exceeds the undiscounted cash flows, an impairment charge is measured and recognized. An impairment charge is measured as the difference between the net book value and the fair value of the long-lived assets. Fair value is estimated by discounting the future cash flows associated with these assets.

Intangible assets subject to amortization may include trademarks and customer, marketing and technology related intangibles. Such intangible assets, excluding customer related intangibles, are amortized on a straight-line basis over their estimated useful lives, which are generally three to ten years. Customer related intangible assets are amortized on either a straight-line or accelerated basis, dependent upon the pattern in which the economic benefits of the intangible asset are consumed or otherwise used up.

Deferred Subscription Solicitation and Advertising

Our deferred subscription solicitation costs consist of subscription acquisition costs, including telemarketing, web-based marketing expenses and direct mail such as printing and postage. We expense advertising costs, such as broadcast media, the first time advertising takes place, except for direct-response marketing costs. Telemarketing, web-based marketing and direct mail expenses are direct response marketing costs, which are amortized on a cost pool basis over the period during which the future benefits are expected to be received, but no more than 12 months. The recoverability of amounts capitalized as deferred subscription solicitation costs are evaluated at each balance sheet date by comparing the carrying amounts of such assets on a cost pool basis to the probable remaining future benefit expected to result directly from such advertising costs. Probable remaining future benefit is estimated based upon historical subscriber patterns, and represents net revenues less costs to earn those revenues. In estimating probable future benefit (on a per subscriber basis) we deduct our contractual cost to service that subscriber from the known sales price. We then apply the future benefit (on a per subscriber basis) to the number of subscribers expected to be retained in the future to arrive at the total probable future benefit. In estimating the number of subscribers we will retain (i.e., factoring in expected cancellations), we utilize historical subscriber patterns maintained by us that show attrition rates by client, product and marketing channel. The total probable future benefit is then compared to the costs of a given marketing campaign (i.e., cost pools), and if the probable future benefit exceeds the cost pool, the amount is considered to be recoverable. If direct response advertising costs were to exceed the estimated probable remaining future benefit, an adjustment would be made to the deferred subscription costs to the extent of any shortfall.

Commission Costs

Commissions that relate to annual subscriptions with full refund provisions and monthly subscriptions are expensed when incurred, unless we are entitled to a refund of the commissions. If annual subscriptions are cancelled prior to their initial terms, we are generally entitled to a full refund of the previously paid commission for those annual subscriptions with a full refund provision and a pro-rata refund, equal to the unused portion of the subscription, for those annual subscriptions with a pro-rata refund provision. Commissions that relate to annual subscriptions with full commission refund provisions are deferred until the earlier of expiration of the refund privileges or cancellation. Once the refund privileges have expired, the commission costs are recognized ratably in the same pattern that the related revenue is recognized. Commissions that relate to annual subscriptions with pro-rata refund provisions are deferred and charged to operations as the corresponding revenue is recognized. If a subscription is cancelled, upon receipt of the refunded commission from our client, we record a reduction to the deferred commission.

We have prepaid commission agreements with some of our clients. Under these agreements, we pay a commission on new subscribers in lieu of or reduction in ongoing commission payments. We amortize these prepaid commissions, on an accelerated basis, over a period of time not to exceed three years. The short-term portion of the prepaid commissions is included in deferred subscription solicitation costs in our condensed consolidated balance sheet. The long-term portion of the prepaid commissions is included in other assets in our condensed consolidated balance sheet. Amortization is included in commission expense in our condensed consolidated statements of operations.

Share Based Compensation

We use the Black-Scholes option-pricing model to value all options and the straight-line method to amortize this fair value as compensation cost over the requisite service period. The fair value of each option granted has been estimated as of the date of grant with the following weighted-average assumptions:


	Three Months Ended March 31,
	2011
Expected dividend yield		6.1	%
Expected volatility		74.6	%
Risk free interest rate		2.5	%
Expected term of options		6.2 years

Expected Dividend Yield. The Black-Scholes valuation model requires an expected dividend yield as an input. We paid quarterly cash dividends on our common stock and accordingly, applied a dividend yield to grants in the year ended December 31, 2011. For future grants, we will apply a dividend yield based on our history and expectation of dividend payouts.

Expected Volatility. The expected volatility of options granted was estimated based solely upon our historical share price volatility. We will continue to review our estimate in the future.

Risk free Interest Rate. The yield on actively traded non-inflation indexed U.S. Treasury notes was used to extrapolate an average risk-free interest rate based on the expected term of the underlying grants.

Expected Term. The expected term of options granted during the year ended December 31, 2011 was determined using the simplified calculation ((vesting term + original contractual term)/2). For the majority of grants valued, the options had graded vesting over 4 years (equal vesting of options annually) and the contractual term was 10 years. Historically, based on the applicable provisions of U.S. GAAP and other relevant guidance, we did not believe we had sufficient historical experience to provide a reasonable basis with which to estimate the expected term and determined the use of the simplified method to be the most appropriate method. Beginning with the next significant option grant, we believe that we have accumulated sufficient exercise activity and we expect to derive our expected term from historical experience. In the three months ended March 31, 2012, we did not grant options.

In addition, we estimate forfeitures based on historical stock option and restricted stock unit activity on a grant by grant basis. We may make changes to that estimate throughout the vesting period based on actual activity.

Income Taxes

attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Valuation allowances are provided, if, based upon the weight of the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

Accounting for income taxes in interim periods provides that at the end of each interim period we are required to make our best estimate of the consolidated effective tax rate expected to be applicable for our full calendar year. The rate so determined shall be used in providing for income taxes on a consolidated current year-to-date basis. Further, the rate is reviewed, if necessary, as of the end of each successive interim period during the year to our best estimate of our annual effective tax rate.

We believe that our tax positions comply with applicable tax law. As a matter of course, we may be audited by various taxing authorities and these audits may result in proposed assessments where the ultimate resolution may result in us owing additional taxes. U.S. GAAP addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. We may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position should be measured based on the largest benefit that has a greater than fifty percent likelihood of being realized upon ultimate settlement.

3. Accounting Standards Updates

Accounting Standards Updates Recently Adopted

In May 2011, an update was made to “Fair Value Measurement”. The amendments in this update result in common fair value measurement and disclosure requirements in U.S. GAAP. Some of the amendments clarify the Board’s intent about the application of existing fair value measurement requirements. Other amendments change a particular principle or requirement for measuring fair value or for disclosing information about fair value measurements. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011. Early adoption by public entities is not permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

In June 2011, an update was made to “Comprehensive Income”. This update was further amended in December 2011 in order to defer the changes that relate to the presentation of reclassification adjustments. In this update an entity has the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The entity is also required to present on the face of the financial statements reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statement(s) where the components of net income and the components of other comprehensive income are presented. The amendments in this update should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011 with the exception of the amendments that relate to the presentation of reclassification adjustments which have been deferred. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

In September 2011, an update was made to “Intangibles — Goodwill and Other”. This update is intended to simplify how entities test goodwill for impairment. The amendments in the update permit an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test. The amendments in this update are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

Accounting Standards Updates Not Yet Effective

In January 2011, an update was made to “Receivables”. The amendments in this update temporarily delay the effective date of disclosures about troubled debt restructuring for public entities. The effective date of the new disclosures about troubled debt restructuring for public entities and the guidance for determining what constitutes a troubled debt restructuring for public entities will be coordinated. Currently, that guidance is indefinitely deferred for public entities. We will adopt the provisions of this update once it is effective and do not anticipate a material impact to our condensed consolidated financial statements.

In December 2011, an update was made to “Property, Plant, and Equipment”. Under the amendments in this update, when a parent ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary’s nonrecourse debt, the reporting entity should apply the guidance in Subtopic 360-20 to determine whether it should derecognize the in substance real estate. The amendments in this update should be applied on a prospective basis and are effective for fiscal years and interim periods within those years, beginning on or after June 15, 2012. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements.

In December 2011, an update was made to “Balance Sheet”. This update requires an entity to disclose information about offsetting and related arrangements to enable users of financial statements to understand the effect of those arrangements. The amendments in this update are effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. The disclosures required by this amendment will be applied retrospectively for all comparative periods. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements

4. Earnings Per Common Share

Basic and diluted earnings per common share is determined in accordance with the applicable provisions of U.S. GAAP. Basic earnings per common share is computed using the weighted average number of shares of common stock outstanding for the period. Diluted earnings per common share is computed using the weighted average number of shares of common stock, adjusted for the dilutive effect of potential common stock. Potential common stock, computed using the treasury stock method or the if-converted method, includes the potential exercise of stock options under our share-based employee compensation plans and our vesting of restricted stock units.

For the three months ended March 31, 2012 and 2011, options to purchase 885 thousand and 1.4 million shares of common stock, respectively, have been excluded from the computation of diluted earnings per common share as their effect would be anti-dilutive. These shares could dilute earnings per common share in the future.

A reconciliation of basic earnings per common share to diluted earnings per common share is as follows:


	Three Months Ended March 31,
	2012		2011
	(In thousands, except
	per share data)
Net income available to common shareholders — basic and diluted	$	6,226	$	4,584

Weighted average common shares outstanding — basic		17,492		17,940
Dilutive effect of common stock equivalents		1,244		1,603

Weighted average common shares outstanding — diluted		18,736		19,543

Earnings per common share:
Basic earnings per common share	$	0.36	$	0.26
Diluted earnings per common share	$	0.33	$	0.23

5. Fair Value Measurement

Our cash and any investment instruments are classified within Level 1 or Level 2 of the fair value hierarchy as they are valued using quoted market prices, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency. The types of instruments valued are based on quoted market prices in active markets and are primarily U.S. government and agency securities and money market securities. Such instruments are generally classified within Level 1 of the fair value hierarchy.

We did not hold instruments that are measured at fair value on a recurring basis for the periods ended March 31, 2012 and December 31, 2011. We consider the carrying amounts of certain financial instruments, such as cash and cash equivalents, short-term government debt instruments, trade accounts receivables, leases payables and trade accounts payables, to approximate fair value based on the liquidity of these financial instruments. We did not have any transfers in or out of Level 1 and Level 2 in the three months ended March 31, 2012 or in the year ended December 31, 2011.

At March 31, 2012, we had a total of $10.0 million outstanding under our revolving credit facility, which is a variable rate loan and therefore, fair value approximates book value.

6. Prepaid Expenses and Other Current Assets

The components of our prepaid expenses and other current assets are as follows:


	March 31, 2012		December 31, 2011
	(In thousands)
Prepaid services	$	867	$	1,030
Prepaid severance		839		—
Other prepaid contracts		3,931		4,223
Other		1,743		1,187

	$	7,380	$	6,440

7. Deferred Subscription Solicitation and Commission Costs

Total deferred subscription solicitation costs included in the accompanying condensed consolidated balance sheet as of March 31, 2012 and December 31, 2011 was $13.6 million and $16.3 million, respectively. The long-term portion of the deferred subscription solicitation costs are reported in other assets in our condensed consolidated balance sheet and include $1.3 million and $1.9 million as of March 31, 2012 and December 31, 2011, respectively. The current portion of the prepaid commissions is included in the deferred subscription solicitation costs which were $3.8 million and $4.7 million as of March 31, 2012 and December 31, 2011, respectively. Amortization of deferred subscription solicitation and commission costs, which are included in either marketing or commissions expense in our condensed consolidated statements of operations, for the three months ended March 31, 2012 and 2011 were $7.4 million and $12.6 million, respectively. Marketing costs, which are included in marketing expenses in our condensed consolidated statements of operations, as they did not meet the criteria for deferral, for the three months ended March 31, 2012 and 2011, were $985 thousand and $775 thousand, respectively.

8. Goodwill and Intangible Assets

Changes in the carrying amount of goodwill are as follows (in thousands):


	March 31, 2012
	Gross Carrying Amount		Accumulated Impairment Losses			Net Carrying Amount at January 1, 2012		Impairment		Net Carrying Amount at March 31, 2012
Consumer Products and Services	$	43,235	$	—		$	43,235	$	—	$	43,235
Online Brand Protection		11,242		(11,242	)		—		—		—
Bail Bonds Industry Solutions		1,390		(1,390	)		—		—		—

Total Goodwill	$	55,867	$	(12,632	)	$	43,235	$	—	$	43,235


	December 31, 2011
	Gross Carrying Amount		Accumulated Impairment Losses			Net Carrying Amount at January 1, 2011		Impairment		Net Carrying Amount at December 31, 2011
Consumer Products and Services	$	43,235	$	—		$	43,235	$	—	$	43,235
Online Brand Protection		11,242		(11,242	)		—		—		—
Bail Bonds Industry Solutions		1,390		(1,390	)		—		—		—

Total Goodwill	$	55,867	$	(12,632	)	$	43,235	$	—	$	43,235

During the three months ended March 31, 2012, we did not identify any triggering events related to our goodwill and therefore, were not required to test our goodwill for impairment.

Our intangible assets consisted of the following (in thousands):


	March 31, 2012
	Gross Carrying Amount		Accumulated Amortization			Impairment		Net Carrying Amount
Amortizable intangible assets:
Customer related	$	38,846	$	(28,662	)	$	—	$	10,184
Marketing related		3,192		(3,192	)		—		—
Technology related		2,796		(2,796	)		—		—

Total amortizable intangible assets	$	44,834	$	(34,650	)	$	—	$	10,184


	December 31, 2011
	Gross Carrying Amount		Accumulated Amortization			Impairment		Net Carrying Amount
Amortizable intangible assets:
Customer related	$	38,846	$	(27,777	)	$	—	$	11,069
Marketing related		3,192		(3,192	)		—		—
Technology related		2,796		(2,796	)		—		—

Total amortizable intangible assets	$	44,834	$	(33,765	)	$	—	$	11,069

Intangible assets are amortized over a period of three to ten years. For the three months ended March 31, 2012 and 2011, we incurred aggregate amortization expense of $885 thousand and $1.0 million, respectively, which was included in amortization expense in our condensed consolidated statements of operations. We estimate that we will have the following amortization expense for the future periods indicated below (in thousands):


For the remaining nine months ending December 31, 2012	$	2,657
For the years ending December 31:
2013		3,483
2014		3,437
2015		427
2016		180
Thereafter		—

	$	10,184

9. Other Assets

The components of our other assets are as follows:


	March 31, 2012		December 31, 2011
	(In thousands)
Prepaid royalty payments	$	75	$	75
Prepaid contracts		436		281
Prepaid commissions		1,283		1,859
Assets held for use		1,408		1,408
Other		1,422		1,719

	$	4,624	$	5,342

10. Accrued Expenses and Other Current Liabilities

The components of our accrued expenses and other liabilities are as follows:


	March 31, 2012		December 31, 2011
	(In thousands)
Accrued marketing	$	1,556	$	2,099
Accrued cost of sales, including credit bureau costs		7,489		5,720
Accrued general and administrative expense and professional fees		3,419		3,794
Insurance premiums		840		846
Other		1,010		1,322

	$	14,314	$	13,781

11. Accrued Payroll and Employee Benefits

The components of our accrued payroll and employee benefits are as follows:


	March 31, 2012		December 31, 2011
	(In thousands)
Accrued payroll	$	1,355	$	660
Accrued benefits		2,569		2,227
Accrued severance		1,249		2,320

	$	5,173	$	5,207

In the three months ended March 31, 2012, we paid severance and severance related benefits of $2.4 million and recorded an additional $465 thousand of expense for severance and severance-related benefits.

12. Commitments and Contingencies

Leases

We have entered into long-term operating lease agreements for office space and capital leases for fixed assets. The minimum fixed commitments related to all non-cancellable leases are as follows:


	Operating Leases		Capital Leases
	(In thousands)
For the remaining nine months ending December 31, 2012	$	1,991	$	1,004
For the years ending December 31:
2013		2,937		942
2014		2,547		859
2015		2,503		656
2016		2,404		28
2017		2,497		—
Thereafter		3,921		—

Total minimum lease payments	$	18,800		3,489

Less: amount representing interest				(287	)

Present value of minimum lease payments				3,202
Less: current obligation				(1,148	)

Long term obligations under capital lease			$	2,054

Rental expenses included in general and administrative expenses were $719 thousand and $716 thousand for the three months ended March 31, 2012 and 2011, respectively.

Legal Proceedings

On July 19, 2011, a putative class action complaint was filed against Intersections Inc., Intersections Insurance Services Inc. and Bank of America Corporation in Los Angeles Superior Court alleging various claims based on the sale of an accidental death and disability program. The case was removed to the U.S. District Court for the Central District of California, and an amended complaint was filed. On January 30, 2012, the District Court dismissed all claims against us and Bank of America Corporation. On February 29, 2012, the plaintiffs filed a Notice of Appeal of the District Court’s order.

TQP Development LLC filed a patent infringement suit in the Eastern District of Texas against Dell Inc., United Continental Holdings, Inc., Lowe’s Companies, Inc., Lowe’s Home Centers, Inc., Lowe’s HIW, Inc, Deutsche Telekom AG, T-Mobile USA, Inc., Discover Financial Services, Hewlett-Packard Company, Hewlett-Packard Development Company, L.P., Chevron Corporation, Chevron U.S.A. Inc., Research in Motion Limited, Research in Motion Corporation and Costco Wholesale Corporation. TQP seeks a judgment that the defendants have infringed its patent, injunctive relief, monetary damages, treble damages, costs and attorneys fees. Upon request by our client Costco, we have agreed to defend Costco, subject to a reservation of rights, to the extent TQP's patent infringement claim concerns a web site hosted by us. Accordingly, on April 27, 2012, we moved to intervene in the case. We are reviewing the allegations in the suit. At this time, we do not believe a loss is probable and have not recorded an accrual related to this proceeding. Further, at this time, we are unable to estimate a possible loss or range of loss because the remedies or penalties sought are indeterminate or unspecified and the facts of the case and potential defenses are not yet sufficiently fully developed or known to us.

We periodically analyze currently available information and make a determination of the probability of loss and provide a range of possible loss when we believe that sufficient and appropriate information is available. We accrue a liability for those contingencies where the incurrence of a loss is probable and the amount can be reasonably estimated. If a loss is probable and a range of amounts can be reasonably estimated but no amount within the range is a better estimate than any other amount in the range, then the minimum of the range is accrued. We do not accrue a liability when the likelihood that the liability has been incurred is believed to be probable but the amount cannot be reasonably estimated or when the likelihood that a liability has been incurred is believed to be only reasonably possible or remote. For contingencies where an unfavorable outcome is reasonably possible and the impact could potentially be material, we disclose the nature of the contingency and, where feasible, an estimate of the possible loss or range of loss. As of March 31, 2012, we do not have any liabilities accrued for any of the lawsuits mentioned above.

Other

In January, 2012, we entered into a new contract with a credit reporting agency, in which we are required to make non-refundable minimum payments totaling $24.2 million in the year ending December 31, 2012.

13. Other Long-Term Liabilities

The components of our other long-term liabilities are as follows:


	March 31, 2012		December 31, 2011
	(In thousands)
Deferred rent	$	3,542	$	3,353
Uncertain tax positions, interest and penalties not recognized		772		957
Accrued general and administrative expenses		2		9
Other		449		437

	$	4,765	$	4,756

14. Debt and Other Financing

We have a Credit Agreement with Bank of America, N.A., which has a current maturity date, as amended on December 19, 2011, of December 31, 2012. Our Credit Agreement currently consists of a revolving credit facility in the amount of $25.0 million and is secured by substantially all of our assets and a pledge by us of stock and membership interests we hold in certain of our subsidiaries. Our subsidiaries are co-borrowers under the Credit Agreement.

In connection with our share repurchase, we amended the Credit Agreement during the three months ended March 31, 2011 to

provide for the consent of the lenders to the share repurchase and to clarify covenant calculations. As part of this amendment, we agreed to maintain available liquidity of at least $10.0 million at all times while the Credit Agreement is in effect. As of March 31, 2012, the outstanding balance of the revolving credit facility was $10.0 million, which is included as a current liability in our condensed consolidated balance sheet and we have approximately $30.6 million in cash in our condensed consolidated balance sheet in addition to unused capacity under the Credit Agreement, which more than satisfies the minimum available liquidity requirement.

The Credit Agreement contains certain customary covenants, including among other things covenants that limit or restrict the incurrence of liens; the incurrence of certain indebtedness; mergers, dissolutions, liquidation, or consolidations; acquisitions (other than certain permitted acquisitions); sales of substantially all of our or any co-borrowers’ assets; the declaration of certain dividends or distributions; transactions with affiliates (other than co-borrowers under the Credit Agreement) other than on fair and reasonable terms; share repurchases; and the creation or acquisition of any direct or indirect subsidiary of ours that is not a domestic subsidiary unless such subsidiary becomes a guarantor. We are also required to maintain compliance with certain financial covenants which includes our consolidated leverage ratios, consolidated fixed charge coverage ratios, minimum available liquidity requirements as well as customary covenants, representations and warranties, funding conditions and events of default. We are currently in compliance with all such covenants.

15. Income Taxes

Our consolidated effective tax rate from continuing operations for the three months ended March 31, 2012 and 2011 was 40.8% and 41.8%, respectively. The slight decrease from the comparable period is primarily due to the ratio of permanent differences to an increase in income from operations before income tax, partially offset by an increase in book expenses which are not deductible for income tax purposes.

In addition, the total liability for uncertain tax positions decreased by approximately $185 thousand from December 31, 2011. The long-term portion is recorded in other long-term liabilities in our condensed consolidated balance sheet. The reduction in the liability was primarily due to the release of a prior year uncertain tax position, in which a settlement was executed with the taxing authority. An immaterial portion of the amount impacted our consolidated effective tax rate for the three months ended March 31, 2012. We record income tax penalties related to uncertain tax positions as part of our income tax expense in our condensed consolidated financial statements. We record interest expense related to uncertain tax positions as part of interest expense in our condensed consolidated financial statements. We did not accrue penalties in the three months ended March 31, 2012. In the three months ended March 31, 2011, we recorded penalties of $22 thousand. In the three months ended March 31, 2012 and 2011, we recorded interest of $6 thousand and $9 thousand, respectively.

16. Stockholders’ Equity

Share Repurchase

In April 2005, our Board of Directors authorized a share repurchase program under which we can repurchase our outstanding shares of common stock from time to time, depending on market conditions, share price and other factors. As of March 31, 2012, we had $20.0 million remaining under our share repurchase program, which we are permitted to make under our amended Credit Agreement, without lender consent, in any fiscal year. The repurchases may be made on the open market, in block trades, through privately negotiated transactions or otherwise, and the program may be suspended or discontinued at any time.

In the three months ended March 31, 2012, we did not repurchase any shares of common stock. In the three months ended March 31, 2011, we repurchased approximately 1.7 million shares of common stock at $11.25 per share resulting in an aggregate cost to us of $19.6 million.

Dividends

The following summarizes our dividend activity for the year ended December 31, 2011:

Announcement Date

Record Date

Payment Date

Cash Dividend
Amount (per share)

February 7, 2011

February 28, 2011

March 10, 2011

0.15

April 21, 2011

May 31, 2011

June 10, 2011

0.15

August 2, 2011

August 31, 2011

September 9, 2011

0.20

November 9, 2011

November 30, 2011

December 9, 2011

0.20

The following summarizes our dividend activity for the three months ended March 31, 2012:


Announcement Date	Record Date	Payment Date	Cash Dividend Amount (per share)
February 2, 2012	February 29, 2012	March 9, 2012	$	0.20

Share Based Compensation

On August 24, 1999, the Board of Directors and stockholders approved the 1999 Stock Option Plan (the “1999 Plan”). The active period for this plan expired on August 24, 2009. The number of shares of common stock that have been issued under the 1999 Plan could not exceed 4.2 million shares pursuant to an amendment to the plan executed in November 2001. As of March 31, 2012, there were options to purchase 34 thousand shares outstanding. Individual awards under the 1999 Plan took the form of incentive stock options and nonqualified stock options.

On March 12, 2004 and May 5, 2004, the Board of Directors and stockholders, respectively, approved the 2004 Stock Option Plan (the “2004 Plan”) to be effective immediately prior to the consummation of the initial public offering. The 2004 Plan provides for the authorization to issue 2.8 million shares of common stock. As of March 31, 2012, we have 407 thousand shares remaining to issue and options to purchase 1.3 million shares outstanding. Individual awards under the 2004 Plan may take the form of incentive stock options and nonqualified stock options. Option awards are generally granted with an exercise price equal to the market price of our stock at the date of grant; those option awards generally vest over four years of continuous service and have ten year contractual terms.

On March 8, 2006 and May 24, 2006, the Board of Directors and stockholders, respectively, approved the 2006 Stock Incentive Plan (the “2006 Plan”). The number of shares of common stock that may be issued under the 2006 Plan may not exceed 7.1 million, pursuant to an amendment approved by the Board of Directors and stockholders in May 2011. As of March 31, 2012, we have 1.8 million shares of common stock available for future grants of awards under the 2006 Plan, and awards for approximately 2.7 million shares outstanding. Individual awards under the 2006 Plan may take the form of incentive stock options, nonqualified stock options, restricted stock awards and/or restricted stock units. These awards generally vest over four years of continuous service.

The Compensation Committee administers the Plans, selects the individuals who will receive awards and establishes the terms and conditions of those awards. Shares of common stock subject to awards that have expired, terminated, or been canceled or forfeited are available for issuance or use in connection with future awards.

The 1999 Plan active period expired on August 24, 2009, the 2004 Plan will remain in effect until May 5, 2014, and the 2006 Plan will remain in effect until March 7, 2016, unless terminated by the Board of Directors.

Stock Options

Total share based compensation expense recognized for stock options, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $531 thousand and $603 thousand, respectively.

The following table summarizes our stock option activity:


	Number of Shares			Weighted- Average Exercise Price		Aggregate Intrinsic Value		Weighted- Average Remaining Contractual Term
						(In thousands)		(In years)
Outstanding at December 31, 2011		2,071,606		$	6.14
Canceled		(78,327	)		5.06
Exercised		(37,556	)		7.64

Outstanding at March 31, 2012		1,955,723		$	6.16	$	13,683		6.77

Exercisable at March 31, 2012		739,862		$	8.30	$	3,818		5.59

There were no options granted during the three months ended March 31, 2012. In the three months ended March 31, 2011, the weighted average grant date fair value of options granted, based on the Black-Scholes method, was $4.05.

For options exercised, intrinsic value is calculated as the difference between the market price on the date of exercise and the exercise price. The total intrinsic value of options exercised during the three months ended March 31, 2012 and 2011 was $300 thousand and $76 thousand, respectively.

In the three months ended March 31, 2012, participants utilized a net withhold option exercise method, in which options were surrendered to cover payroll withholding tax, if applicable, and exercise price. Approximately 28 thousand shares were exercised, of which the cumulative net shares issued to the participants were 8 thousand and 20 thousand were surrendered and subsequently cancelled. The total pre-tax cash outflow, as included in withholding tax payments in our condensed consolidated statement of cash flows, for this net withhold option exercise method was $23 thousand.

As of March 31, 2012, there was $3.0 million of total unrecognized compensation cost related to unvested stock option arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 1.3 years.

Restricted Stock Units

Total share based compensation recognized for restricted stock units, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $1.3 million and $1.1 million, respectively.

The following table summarizes our restricted stock unit activity:


	Number of RSUs			Weighted-Average Grant Date Fair Value		Weighted-Average Remaining Contractual Life
						(In years)
Outstanding at December 31, 2011		2,018,285		$	6.83
Granted		595,491			12.48
Canceled		(232,219	)		6.66
Vested		(355,619	)		6.79

Outstanding at March 31, 2012		2,025,938		$	8.52		2.61

As of March 31, 2012, there was $15.4 million of total unrecognized compensation cost related to unvested restricted stock units compensation arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 2.6 years.

17. Related Party Transactions

We have a minority investment in White Sky and a commercial agreement to incorporate and market their product into our fraud and identity theft protection product offerings. For the three months ended March 31, 2012, we did not remit any payments to White Sky. For the three months ended March 31, 2012 and 2011, there was $325 thousand and $650 thousand included in cost of revenue in our condensed consolidated statement of operations related to royalties for exclusivity and product costs.

The chief executive officer and president of Digital Matrix Systems, Inc. (“DMS”) serves as our board member. We have entered into contracts with DMS that provide for services that assist us in monitoring credit on a daily and quarterly basis, as well as certain on-line credit analysis services. In connection with these agreements, we paid monthly installments totaling $288 thousand and $216 thousand for the three months ended March 31, 2012 and 2011, respectively. These amounts are included within cost of revenue and general and administrative expenses in our condensed consolidated statement of operations.

18. Segment and Geographic Information

The following table sets forth segment information for the three months ended March 31, 2012 and 2011:


	Consumer Products and Services		Online Brand Protection			Bail Bonds Industry Solutions			Consolidated
	(in thousands)
Three Months Ended March 31, 2012
Revenue	$	89,402	$	564		$	266		$	90,232
Depreciation		2,462		4			28			2,494
Amortization		878		7			—			885
Income (loss) from operations before income taxes	$	10,968	$	(91	)	$	(360	)	$	10,517
Three Months Ended March 31, 2011
Revenue	$	89,730	$	542		$	173		$	90,445
Depreciation		1,907		5			11			1,923
Amortization		993		7			—			1,000
Income (loss) from operations before income taxes	$	8,640	$	(411	)	$	(347	)	$	7,882
As of March 31, 2012
Property, plant and equipment, net	$	22,389	$	13		$	245		$	22,647

Total assets	$	156,325	$	4,088		$	718		$	161,131

As of December 31, 2011
Property, plant and equipment, net	$	23,558	$	17		$	243		$	23,818

Total assets	$	161,927	$	3,947		$	877		$	166,751

The principal geographic area of our revenue and assets from operations is the United States.

19. Subsequent Events

On April 26, 2012, we announced a cash dividend of $0.20 per share on our common stock, payable on June 8, 2012, to stockholders of record as of May 29, 2012.

Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations

The following discussion and analysis of our results of operations and financial condition should be read in conjunction with our audited consolidated financial statements as of December 31, 2011 and 2010, and for the years ended December 31, 2011, 2010 and 2009, included in our Annual Report on Form 10-K for the year ended December 31, 2011 (the “Form 10-K”) and with the unaudited condensed consolidated financial statements and related notes thereto presented in this Form 10-Q.

Forward Looking Statements

Information contained in this discussion and analysis, other than historical information, may constitute “forward-looking statements” as defined under the Private Securities Litigation Reform Act of 1995. Words or phrases such as “should result,” “are expected to,” “we anticipate,” “we estimate,” “we project,” or similar expressions are intended to identify forward-looking statements. These statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those expressed in any forward-looking statements. These risks and uncertainties include, but are not limited to, those disclosed in our Form 10-K under “Item 1A. Risk Factors” and “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations” and elsewhere, our quarterly and current reports filed with the Securities and Exchange Commission and the following important factors: demand for our services; the concentration of our products and services; the concentration of our suppliers and clients; product development; maintaining acceptable margins; maintaining secure systems; ability to control costs; the impact of foreign, federal, state and local legal and regulatory requirements on our business, specifically the consumer marketing, financial products and services, credit information and consumer credit markets; the impact of competition; our ability to continue our long-term business strategy, including growth through acquisition and investments; general economic conditions, including the recent recession and the pace of economic recovery; disruptions to the credit and financial markets in the U.S. and worldwide; economic conditions specific to our financial institutions clients; ability to attract and retain qualified personnel; and the possibility that we may not make further dividend payments. A detailed discussion of these and other factors that may affect our future results is contained in our Form 10-K.

Readers are cautioned not to place undue reliance on forward-looking statements, since the statements speak only as of the date that they are made, and we have no intention or obligation to publicly update or revise any forward-looking statement unless required to do so by securities laws.

Overview

Consumer Products and Services

Our identity theft protection and credit information management products and services provide multiple benefits to consumers, including access to their credit reports, credit monitoring, credit scores, credit education, reports and monitoring of additional information, identity theft recovery services, identity theft cost reimbursement, and software and other technology tools and services. Our membership and insurance products and services are offered by our subsidiary, Intersections Insurance Services, and include accidental death and disability insurance and access to healthcare, home, auto, financial and other services and information. Our consumer services are offered through relationships with clients, including many of the largest financial institutions in the United States and Canada, and clients in other industries.

We also operate the Identity Theft Assistance Center (“ITAC”) on behalf of the Identity Theft Assistance Corporation. ITAC provides victim assistance services without charge to the consumer customers of financial institutions that are members of ITAC. We are paid fees by the Identity Theft Assistance Corporation, which receives dues and fees from its financial institution members. In addition to our service agreement for operation of ITAC, we have a license agreement with the Identity Theft Assistance Corporation under which our identity theft protection products and services, including victim assistance through ITAC, are offered though financial institutions and other entities. We contract directly with those financial institution and entities, and the Identity Theft Assistance Corporation receives license fees from us. In addition, we offer breach response services to organizations responding to compromises of sensitive personal information. We help these clients notify the affected individuals and we provide the affected individuals with identity theft recovery and credit monitoring services. We are paid fees by the clients for the services we provide their customers.

Our products and services are marketed to customers of our clients, and often are branded and tailored to meet our clients’ specifications. Our clients are principally financial institutions, including many of the largest financial institutions in the United States and Canada. A majority of our subscriber base was acquired through our financial institution clients. We also are continuing our efforts to acquire subscribers through clients in other industries.

With our clients, our services are marketed to potential subscribers and non-subscriber customers through a variety of marketing channels, including direct mail, outbound telemarketing, inbound telemarketing, inbound customer service and account activation calls, email, mass media and the Internet. Our marketing arrangements with our clients sometimes call for us to fund and manage marketing activity. The mix between our company-funded and client-funded marketing programs varies from year to year based upon our and our clients’ strategies. We conduct our consumer direct marketing primarily through the Internet and broadcast media. We also may market through other channels, including direct mail, outbound telemarketing, inbound telemarketing, email and through marketing and distribution relationships.

Our client arrangements are distinguished from one another in part by the allocation between us and the client of the economic risk and reward of the marketing campaigns. The general characteristics of each arrangement are described below, although the arrangements with particular clients may contain unique characteristics:

•

Direct marketing arrangements: Under direct marketing arrangements, we bear most of the new subscriber marketing costs and pay our client a commission for revenue derived from subscribers. These commissions could be payable upfront in a lump sum on a per newly enrolled subscriber basis, periodically over the life of a subscriber, or through a combination of both. These arrangements generally result in negative cash flow over the first several months after a program is launched due to the upfront nature of the marketing investments. In some arrangements, we pay the client a service fee for access to the client’s customers or billing of the subscribers by the client, and we may reimburse the client for certain of its out-of-pocket marketing costs incurred in obtaining the subscriber. Even in a direct marketing arrangement, some marketing channels may entail limited or no marketing expenses. In those cases, we generally pay higher commissions to our clients compared to channels where we incur more substantial marketing expenses.

•

Indirect marketing arrangements: Under indirect marketing arrangements, our client bears the marketing expense and pays us a service fee or percentage of the revenue. Because the subscriber acquisition cost is borne by our client under these arrangements, our revenue per subscriber is typically lower than under direct marketing arrangements. Indirect marketing arrangements generally provide positive cash flow earlier than direct arrangements and the ability to obtain subscribers and utilize marketing channels that the clients otherwise may not make available. The majority of our non-subscriber customers are acquired under indirect marketing relationships that primarily generate little or no revenue per customer for us.

The classification of a client relationship as direct or indirect is based on whether we or the client pay the marketing expenses. Our accounting policies for revenue recognition, however, are not based on the classification of a client arrangement as direct or indirect. We look to the specific client arrangement to determine the appropriate revenue recognition policy, as discussed in detail in Note 2 to our condensed consolidated financial statements. In the past, we have purchased from clients certain customer portfolios, including the rights to future cash flows. We typically classify the post-purchase customer portfolio as a direct marketing arrangement regardless of how it may have been characterized prior to purchase because we receive all future revenues and bear all associated risks and expenses for these customers following the purchase transaction.

Our typical contracts for direct marketing arrangements, and some indirect marketing arrangements, provide that, after termination of the contract, we may continue to provide our services to existing subscribers, for periods ranging from two years to indefinite, substantially under the applicable terms in effect at the time of termination. Under certain of our agreements, however, including most indirect marketing arrangements; the clients may require us to cease providing services under existing subscriptions. Clients under most contracts may also require us to cease providing services to their customers under existing subscriptions if the contract is terminated for material breach by us or based on various events such as certain legal or regulatory changes, a party’s bankruptcy or insolvency, or other events.

Bank of America has ceased marketing of our services, and the portions of our agreement with Bank of America under which our identity theft protection services were being marketed to prospective subscribers expired on December 31, 2011. As a result, we are not obtaining a material number of new subscribers or new subscriber revenue through Bank of America, and expect a reduction in marketing and commissions expenses through at least December 31, 2012. We continue to provide our services to the subscribers we acquired through Bank of America before December 31, 2011, under the financial and other applicable terms and conditions that are currently in effect. We have been engaged in discussions with Bank of America about certain terms and conditions governing continued servicing of those subscribers, and expect discussions about those or other terms and conditions to continue. Those discussions may result in modification of the existing terms and conditions or entry into a new agreement with respect to those subscribers. Please see the information in “Item 1A, Risk Factors” under the caption “Termination or expiration of one or more of our agreements with our clients could cause us a material loss of subscribers, revenue and profit” in our Form 10-K.

The following table details other selected subscriber and financial data.

Other Data (in thousands):


	Three Months Ended March 31,
	2012			2011
Subscribers at beginning of period		4,946			4,150
New subscribers — indirect		188			232
New subscribers — direct		124			313
Cancelled subscribers within first 90 days of subscription		(73	)		(177	)
Cancelled subscribers after first 90 days of subscription		(422	)		(370	)

Subscribers at end of period		4,763			4,148
Non-Subscriber Customers		4,340			3,664

Total Customers at end of period		9,103			7,812

Non-Subscriber Customers include consumers who receive or are eligible for certain limited versions of our products and services as benefits of their accounts with our clients. Non-Subscriber Customers also include consumers for whom we provide limited administrative services in connection with their transfer from a client’s prior service provider. We generate an immaterial percentage of our revenue from Non-Subscriber Customers. We expect that a substantial portion of Non-Subscriber Customers transferred by a client from another provider will be canceled during the year ended December 31, 2012.

Online Brand Protection

Through our subsidiary, Net Enforcers, we provide online brand protection services including online channel monitoring, auction monitoring, forum, blog and newsgroup monitoring and other services. Net Enforcers’ services include the use of technology and operations staff to search the Internet for instances of our clients’ brands and/or specific products, categorize each instance as potentially threatening to our clients based upon client provided criteria, and report our findings back to our clients. Net Enforcers also offers additional value added services to assist our clients to take actions to remediate perceived threats detected online. Net Enforcers’ services are typically priced as monthly subscriptions for a defined set of monitoring services, as well as per transaction charges for value added communications services and hourly based fees for certain project work. Prices for our services vary based upon the specific configuration of services purchased by each client and range from several hundred dollars per month to tens of thousands of dollars per month.

Bail Bonds Industry Solutions

Through our subsidiary, Captira Analytical, we provide automated service solutions for the bail bonds industry. These services include accounting, reporting, and decision making tools which allow bail bondsmen, general agents and sureties to run their offices more efficiently, to exercise greater operational and financial control over their businesses, and to make better underwriting decisions. We believe Captira Analytical’s services are the only fully integrated suite of bail bonds management applications of comparable scope available in the marketplace today. Captira Analytical’s services are sold to retail bail bondsmen on a “per seat” license basis plus additional transactional charges for various optional services. Additionally, Captira Analytical has developed a suite of services for bail bonds insurance companies, general agents and sureties which are also sold on either a transactional or recurring revenue basis.

Critical Accounting Policies

Management Estimates

In preparing our condensed consolidated financial statements, we make estimates and assumptions that can have a significant impact on our financial position and results of operations. The application of our critical accounting policies requires an evaluation of a number of complex criteria and significant accounting judgments by us. In applying those policies, our management uses its judgment to determine the appropriate assumptions to be used in the determination of certain estimates. Actual results may differ significantly from these estimates under different assumptions, judgments or conditions. We have identified the following policies as critical to our business operations and the understanding of our results of operations. For further information on our critical and other accounting policies, see Note 2 to our condensed consolidated financial statements.

Revenue Recognition

We recognize revenue on 1) identity theft and credit management services, 2) accidental death insurance and 3) other membership products.

Identity Theft and Credit Management Services

Accidental Death Insurance

For insurance products, we record revenue on a net basis as we perform as an agent or broker for the insurance products without assuming the risks of ownership of the insurance products.

Other Membership Products

Goodwill, Identifiable Intangibles and Other Long Lived Assets

Deferred Subscription Solicitation and Advertising

Commission Costs

Share Based Compensation


	Three Months Ended March 31,
	2011
Expected dividend yield		6.1	%
Expected volatility		74.6	%
Risk free interest rate		2.5	%
Expected term of options		6.2 years

Expected Volatility. The expected volatility of options granted was estimated based solely upon our historical share price volatility. We will continue to review our estimate in the future.

Income Taxes

We account for income taxes under the applicable provisions of U.S. GAAP, which requires an asset and liability approach to financial accounting and reporting for income taxes. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Valuation allowances are provided, if, based upon the weight of the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

Accounting Standards Updates

Accounting Standards Updates Recently Adopted

income in the statement(s) where the components of net income and the components of other comprehensive income are presented. The amendments in this update should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011 with the exception of the amendments that relate to the presentation of reclassification adjustments which have been deferred. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

Accounting Standards Updates Not Yet Effective

Results of Operations

Three Months Ended March 31, 2012 vs. Three Months Ended March 31, 2011 (in thousands):

The condensed consolidated results of operations are as follows:


	Consumer Products and Services		Online Brand Protection			Bail Bonds Industry Solutions			Consolidated
Three Months Ended March 31, 2012
Revenue	$	89,402	$	564		$	266		$	90,232
Operating expenses:
Marketing		6,089		—			—			6,089
Commissions		24,516		—			—			24,516
Cost of revenue		26,064		126			21			26,211
General and administrative		18,320		506			577			19,403
Depreciation		2,462		4			28			2,494
Amortization		878		7			—			885

Total operating expenses		78,329		643			626			79,598

Income (loss) from operations	$	11,073	$	(79	)	$	(360	)	$	10,634


Three Months Ended March 31, 2011
Revenue	$	89,730	$	542		$	173		$	90,445
Operating expenses:
Marketing		9,773		—			—			9,773
Commissions		27,775		—			—			27,775
Cost of revenue		25,250		144			14			25,408
General and administrative		15,245		797			495			16,537
Depreciation		1,907		5			11			1,923
Amortization		993		7			—			1,000

Total operating expenses		80,943		953			520			82,416

Income (loss) from operations	$	8,787	$	(411	)	$	(347	)	$	8,029

Consumer Products and Services Segment

OVERVIEW

Our income from operations for our Consumer Products and Services segment increased in the three months ended March 31, 2012 as compared to the three months ended March 31, 2011. The increase in income from operations is primarily due to decreased marketing in our direct subscription business and direct to consumer business and commissions expenses, partially offset by an increase in general and administrative expenses.


	Three Months Ended March 31,
	2012		2011		Difference			%
Revenue	$	89,402	$	89,730	$	(328	)		(0.4	)%
Operating expenses:
Marketing		6,089		9,773		(3,684	)		(37.7	)%
Commissions		24,516		27,775		(3,259	)		(11.7	)%
Cost of revenue		26,064		25,250		814			3.2	%
General and administrative		18,320		15,245		3,075			20.2	%
Depreciation		2,462		1,907		555			29.1	%
Amortization		878		993		(115	)		(11.6	)%

Total operating expenses		78,329		80,943		(2,614	)		(3.2	)%

Income from operations	$	11,073	$	8,787	$	2,286			26.0	%

Revenue. The decrease in revenue is primarily due to a reduction in new subscribers as a result of the decision by Bank of America to stop marketing our services under our direct marketing arrangement. This was partially offset by increased revenue from our direct to consumer business and growth in our indirect marketing arrangement with a new client that began in May 2011. The growth in revenue from our direct to consumer business is primarily due to new and ongoing subscribers converting to higher priced product offerings. The percentage of revenue from direct marketing arrangements, in which we recognize the gross amount billed to the subscriber, has decreased to 82.7% for the three months ended March 31, 2012 from 89.3% in the three months ended March 31, 2011, and we expect the percentage of revenue from direct marketing arrangements to continue to decrease in future periods.

In addition, we expect to acquire fewer new subscribers and less new subscriber revenue through financial institutions in the year ended December 31, 2012, as compared to the year ended December 31, 2011, as certain of our financial institution clients delay or suspend marketing while they adjust to the changing regulatory environment. Although we believe these decisions by our clients to be temporary, we do not know whether or when the marketing of our services by them will be resumed or, if resumed, whether marketing will return to prior levels. We also believe that one or more of our financial institution clients are reviewing their practices in light of changing regulatory expectations, and that some enrollments may be canceled or other remedial actions taken after further periods of evaluation or other efforts. Such cancelations or other actions may occur even if not required by law or regulation. We expect these conditions and actions to cause a decrease in our revenue and Subscribers and Non-Subscriber customers for the balance of the year ended December 31, 2012 and possibly thereafter.

Total subscriber additions for the three months ended March 31, 2012 were 312 thousand compared to 545 thousand in the three months ended March 31, 2011.

The table below shows the percentage of subscribers generated from direct marketing arrangements:


	Three Months Ended March 31,
	2012			2011
Percentage of subscribers from direct marketing arrangements to total subscribers		49.4	%		57.8	%
Percentage of new subscribers acquired from direct marketing arrangements to total new subscribers acquired		39.7	%		57.4	%
Percentage of revenue from direct marketing arrangements to total subscription revenue		82.7	%		89.3	%

The percentage of new subscribers acquired from direct marketing arrangements to total new subscribers was negatively influenced in the year ended December 31, 2011 by the conversion of a portfolio of subscribers from an indirect marketing arrangement. Therefore, the results of this metric shown for the three months ended March 31, 2012 as compared to the three months ended March 31, 2011 may not be indicative of future period performance.

Marketing Expenses. Marketing expenses consist of subscriber acquisition costs, including radio, television, telemarketing, web-based marketing and direct mail expenses such as printing and postage. The decrease in marketing is primarily a result of a decrease in marketing expenses for our direct subscription business with existing clients and a decrease in marketing for our direct to consumer business. In future quarters, we expect our client related marketing expenses to decline and our direct to consumer marketing to increase. Amortization of deferred subscription solicitation costs related to marketing for the three months ended March 31, 2012 and 2011 were $5.1 million and $9.0 million, respectively. Marketing costs expensed as incurred for the three months ended March 31, 2012 and 2011 were $985 thousand and $775 thousand, respectively, primarily related to broadcast media for our direct to consumer business, which do not meet the criteria for capitalization.

As a percentage of revenue, marketing expenses decreased to 6.8% for the three months ended March 31, 2012 from 10.9% for the three months ended March 31, 2011.

Commissions Expenses. Commission expenses consist of commissions paid to our clients. The decrease in commissions expense is related to a decrease in subscribers from our direct marketing arrangements, which includes our prepaid commission arrangements. We expect our commissions expenses to decline in future quarters primarily due to the cessation of new marketing with Bank of America.

As a percentage of revenue, commission expenses decreased to 27.4% for the three months ended March 31, 2012 from 31.0% for the three months ended March 31, 2011.

Cost of Revenue. Cost of revenue consists of the costs of operating our customer service and information processing centers, data costs, and billing costs for subscribers and one-time transactional sales. The increase in cost of revenue is primarily the result of an increase in the effective rates for data, partially offset by lower volumes of data fulfillment and services costs for new subscribers. We expect data rates to continue to increase.

As a percentage of revenue, cost of revenue increased to 29.2% for the three months ended March 31, 2012 compared to 28.1% for the three months ended March 31, 2011.

General and Administrative Expenses. General and administrative expenses consist of personnel and facilities expenses associated with our executive, sales, marketing, information technology, finance, program and account management functions. The increase in general and administrative expenses is primarily related to increased payroll costs and professional fees. Payroll costs for the three months ended March 31, 2012, includes $465 thousand of additional severance and severance related costs.

Total share based compensation expense for the three months ended March 31, 2012 and 2011 was $1.8 million and $1.7 million, respectively. In addition, for the three months ended March 31, 2012 and 2011, we incurred compensation expense of $436 thousand and $384 thousand, respectively, for payments to restricted stock unit holders equivalent to the dividends that would have been received on these shares had they been fully vested.

As a percentage of revenue, general and administrative expenses increased to 20.5% for the three months ended March 31, 2012 from 17.0% for the three months ended March 31, 2011.

Depreciation. Depreciation expenses consist primarily of depreciation expenses related to our fixed assets and capitalized software. The increase in depreciation expense is primarily due to new assets placed in service.

As a percentage of revenue, depreciation expenses increased to 2.8% for the three months ended March 31, 2012 and 2.1% for the three months ended March 31, 2011.

Amortization. Amortization expenses consist primarily of the amortization of our intangible assets. The decrease in amortization expense is due to a reduction in amortization of customer-related intangible assets, which are amortized on an accelerated basis, from the comparable period.

As a percentage of revenue, amortization expenses decreased slightly to 1.0% for the three months ended March 31, 2012 from 1.1% for the three months ended March 31, 2011.

Online Brand Protection Segment

Our loss from operations in our Online Brand Protection segment decreased for the three months ended March 31, 2012 as compared to the three months year ended March 31, 2011 primarily due to decreased general and administrative expenses associated with litigation, which was settled in the year ended December 31, 2011.


	Three Months Ended March 31,
	2012			2011			Difference			%
Revenue	$	564		$	542		$	22			4.1	%
Operating expenses:
Cost of revenue		126			144			(18	)		(12.5	)%
General and administrative		506			797			(291	)		(36.5	)%
Depreciation		4			5			(1	)		(20.0	)%
Amortization		7			7			—			—

Total operating expenses		643			953			(310	)		(32.5	)%

Loss from operations	$	(79	)	$	(411	)	$	332			80.8	%

Revenue. The increase in revenue is primarily due to revenue from new and existing clients. We expect revenue for this segment to decline in future quarters due to the cancellation of service effective February 29, 2012, by this segment’s largest client.

Cost of Revenue. Cost of revenue consists of the costs of operating our customer service and information processing centers, data costs and billing costs for subscribers. Cost of revenue decreased slightly from the three months ended March 31, 2011 as compared to the three months ended March 31, 2012.

As a percentage of revenue, cost of revenue decreased to 22.3% for the three months ended March 31, 2012 compared to 26.6% for the three months ended March 31, 2011.

General and Administrative Expenses. General and administrative expenses consist of personnel and facilities expenses associated with our sales, marketing, information technology, and program and account functions. The decrease in general and administrative expenses is due to a reduction in legal fees associated with our litigation which was settled in the year ended December 31, 2011, partially offset by an increase in payroll costs.

As a percentage of revenue, general and administrative expenses decreased to 89.7% for the three months ended March 31, 2012 from 147.0% for the three months ended March 31, 2011.

Bail Bonds Industry Solutions Segment

Our loss from operations in our Bail Bonds Industry Solutions segment increased for the three months ended March 31, 2012 as compared to the three months ended March 31, 2011. The increase in loss from operations for the three months ended March 31, 2012 is primarily driven by increased general and administrative expenses, offset by a growth in revenue.


	Three Months Ended March 31,
	2012			2011			Difference		%
Revenue	$	266		$	173		$	93		53.8	%
Operating expenses:
Cost of revenue		21			14			7		50.0	%
General and administrative		577			495			82		16.6	%
Depreciation		28			11			17		154.5	%

Total operating expenses		626			520			106		20.4	%

Loss from operations	$	(360	)	$	(347	)	$	13		3.7	%

Revenue. The increase in revenue is the result of revenue from new clients.

Cost of Revenue. Cost of revenue consists of monitoring and credit bureau expenses. Cost of revenue increased slightly from the three months ended March 31, 2011 as compared to the three months ended March 31, 2012.

As a percentage of revenue, cost of revenue decreased slightly to 7.9% for the three months ended March 31, 2012 compared to 8.1% for the three months ended March 31, 2011.

Depreciation. Depreciation expenses consist primarily of depreciation expenses related to our fixed assets. Depreciation expense revenue increased from the three months ended March 31, 2011 as compared to the three months ended March 31, 2012.

As a percentage of revenue, depreciation increased to 10.5% for the three months ended March 31, 2012 compared to 6.4% for the three months ended March 31, 2011.

Interest Expense

Interest expense increased 42.4% to $151 thousand for the three months ended March 31, 2012 from $106 thousand for the three months ended March 31, 2011. The increase is primarily attributable to an increase in interest expense on our outstanding debt balance in the three months ended March 31, 2012 as compared to the three months ended March 31, 2011.

Other Income (Expense)

Other income was $34 thousand in the three months ended March 31, 2012 as compared to other expense of $47 thousand in the three months ended March 31, 2011. This change is primarily attributable to the increase in foreign currency transaction gains resulting from exchange rate fluctuations over the period.

Income Taxes

Liquidity and Capital Resources

Cash Flow

Cash and cash equivalents were $30.6 million as of March 31, 2012 compared to $30.8 million as of December 31, 2011. We believe our cash and cash equivalents are highly liquid investments and may include short-term U.S. Treasury securities with original maturity dates of less than or equal to 90 days. We redeemed all of our U.S. treasury securities in the three months ended March 31, 2011.

Our accounts receivable balance as of March 31, 2012 was $25.2 million compared to $24.8 million as of December 31, 2011. Our accounts receivable balance consists primarily of credit card transactions that have been approved but not yet deposited into our account and several large balances with some of our top financial institutions clients. The likelihood of non-payment has historically been remote with respect to subscriber based clients billed, however, we do provide for an allowance for doubtful accounts with respect to corporate brand protection clients. We are continuing to monitor our allowance for doubtful accounts with respect to our financial institution obligors. In addition, we provide for a refund allowance, which is included in liabilities in our condensed consolidated balance sheet, against transactions that may be refunded in subsequent months. This allowance is based on historical results.

Our sources of capital include, but are not limited to, cash and cash equivalents, cash from operations, amounts available under our Credit Agreement and other external sources of funds. Our short-term and long-term liquidity depends primarily upon our level of net income, working capital management and bank borrowings. We had a working capital surplus of $32.5 million as of March 31, 2012 compared to $25.0 million as of December 31, 2011. We believe that available short-term and long-term capital resources are sufficient to fund capital expenditures, working capital requirements, interest and tax obligations for the next twelve months. We expect to utilize our cash provided by operations to fund our ongoing operations.


	Three Months Ended March 31,
	2012			2011			Difference
	(In thousands)
Cash flows provided by operating activities	$	16,082		$	12,664		$	3,418
Cash flows (used in) provided by investing activities		(1,795	)		554			(2,349	)
Cash flows used in financing activities		(14,559	)		(2,877	)		(11,682	)

Net (decrease) increase in cash and cash equivalents		(272	)		10,341			(10,613	)
Cash and cash equivalents, beginning of period		30,834			14,453			16,381

Cash and cash equivalents, end of period	$	30,562		$	24,794		$	5,768

The increase in cash flows provided by operations was primarily the result of an increase in earnings from operations, a reduction of cash used in marketing for our direct subscription business and direct to consumer business and a decrease in income tax payments, partially offset by an increase in accounts receivable. The increase in accounts receivable is primarily due to a new indirect marketing arrangement that began in May 2011. Cash paid for deferred subscription solicitation decreased in the three months ended March 31, 2012 from the comparable period. In the three months ended March 31, 2012, cash flows used in operations for deferred subscription solicitation costs was $4.6 million as compared to $11.4 million in the three months ended March 31, 2011. If we consent to the specific requests from clients to incur higher solicitation costs and choose to incur the costs, we may need to raise additional funds in the future in order to operate and expand our business. There can be no assurances that we will be successful in raising additional funds on favorable terms, or at all, which could have a materially adverse effect our business, strategy and financial condition, including losses of or changes in the relationships with one or more of our clients

The increase in cash flows used in investing activities for the year ended December 31, 2011 was primarily attributable to an increase in cash purchases of property and equipment, partially offset by proceeds from reimbursements of asset development costs. In addition, for the three months ended March 31, 2012, as compared to the three months ended March 31, 2011, net cash used in investing activities increased due to the timing of cash received in the three months ended March 31, 2011 from the redemption of our short-term investment.

The increase in cash flows used in financing activities for three months ended March 31, 2012 was primarily due to a debt repayment of $10.0 million and an increase in cash dividends paid on common shares. If we consent to purchase certain subscriber portfolios from one or more of our clients, we may need to raise additional funds in the future in order to complete these transactions and operate and expand our business. There can be no assurances that we will be successful in raising additional funds on favorable terms, or at all, which could have a materially adverse effect our business, strategy and financial condition, including losses of, or changes in, the relationships with some of our clients or subscribers.

The following summarizes our dividend activity for the three months ended March 31, 2011:


Announcement Date	Record Date	Payment Date	Cash Dividend Amount (per share)
February 7, 2011	February 28, 2011	March 10, 2011	$	0.15

The following summarizes our dividend activity for the three months ended March 31, 2012:


Announcement Date	Record Date	Payment Date	Cash Dividend Amount (per share)
February 2, 2012	February 29, 2012	March 9, 2012	$	0.20

On April 26, 2012, we announced a cash dividend of $0.20 per share on our common stock, payable on June 8, 2012, to stockholders of record as of May 29, 2012.

Credit Facility and Borrowing Capacity

We have a Credit Agreement with Bank of America, N.A., which has a current maturity date, as amended, of December 31, 2012. Our Credit Agreement currently consists of a revolving credit facility in the amount of $25.0 million and is secured by substantially all of our assets and a pledge by us of stock and membership interests we hold in certain of our subsidiaries. Our subsidiaries are co-borrowers under the Credit Agreement.

In connection with our share repurchase, we amended the Credit Agreement in the three months ended March 31, 2011 to provide for the consent of the lenders to the share repurchase and to clarify covenant calculations. As part of this amendment, we agreed to maintain available liquidity of at least $10.0 million at all times while the Credit Agreement is in effect. As of March 31, 2012, the outstanding balance of the revolving credit facility was $10.0 million, which is included as a current liability in our condensed consolidated balance sheet and we have approximately $30.6 million in cash in our condensed consolidated balance sheet in addition to unused capacity under the Credit Agreement, which more than satisfies the minimum available liquidity requirement. On December 19, 2011, we entered into another amendment to our Credit Agreement, which extended the maturity date of the revolving credit facility for an additional year to December 31, 2012. In addition, the amended Credit Agreement increases our ability to make share repurchases in any fiscal year, without lender consent, which is currently limited to a total of $20.0 million under our share repurchase program

We intend to replace the credit facility prior to its expiration in December 2012. We believe we can do so on terms at least as favorable as the current facility; however, such terms will be subject to market conditions which may change significantly.

Share Repurchase

In the three months ended March 31, 2012 we did not repurchase any shares of common stock. In the months ended March 31, 2011, we repurchased approximately 1.7 million shares of common stock at $11.25 per share resulting in an aggregate cost to us of $19.6 million.

Contractual Obligations

In January 2012, we entered into a new contract with a credit reporting agency, in which we will make non-refundable minimum payments totaling $24.2 million in the year ending December 31, 2012.

Item 4. Controls and Procedures

The Company, under the supervision and with the participation of its management, including the Chief Executive Officer and Principal Financial Officer, evaluated the effectiveness of the design and operation of its “disclosure controls and procedures” (as such term is defined in Rule 13a-15(e) under the Securities Exchange Act of 1934) as of the end of the period covered by this report. Our officers have concluded that our disclosure controls and procedures are effective to ensure that information required to be disclosed in the reports we file or submit under the Securities Exchange Act of 1934 is accumulated and communicated to our management, including our chief executive officer and principal financial officer, to allow timely decisions regarding required disclosure. Our disclosure controls and procedures are designed, and are effective, to give reasonable assurance that the information required to be disclosed by us in reports that we file under the Securities Exchange Act of 1934 is recorded, processed, summarized and reported within the time periods specified in the rules and forms of the Securities and Exchange Commission.

There have been no changes in our internal control over financial reporting during the three months ended March 31, 2012 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

PART II. OTHER INFORMATION

Item 1. Legal Proceedings

Item 6. Exhibits


10.1†*		Broker Agreement for Consumer Disclosure Service, dated as of January 19, 2012, between the Registrant and Equifax Information Services LLC.

31.1*		Certification of Michael R. Stanfield, Chief Executive Officer, pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

31.2*		Certification of John G. Scanlon, Chief Financial Officer, pursuant to Section 302 of the Sarbanes-Oxley Act of 2002.

32.1*		Certification of Michael R. Stanfield, Chief Executive Officer, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

32.2*		Certification of John G. Scanlon, Chief Financial Officer, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.

†	Confidential treatment requested as to certain portions, which portions are omitted and filed separately with the Securities and Exchange Commission.

*	Filed herewith

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

EX-10.1 2 d330135dex101.htm BROKER AGREEMENT BROKER AGREEMENT

INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED PURSUANT TO RULE 24b-2 OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED, IS OMITTED AND IS NOTED WITH **. A COPY OF THIS AGREEMENT, INCLUDING ALL INFORMATION FOR WHICH CONFIDENTIAL TREATMENT HAS BEEN REQUESTED HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION.

Exhibit 10.1

LOGO

BROKER AGREEMENT FOR

CONSUMER DISCLOSURE SERVICE

THIS AGREEMENT, made this 1st day of January 2012 (“Effective Date”), by and between EQUIFAX INFORMATION SERVICES LLC, a Georgia limited liability company with its principal place of business at 1550 Peachtree Street, N.W., Atlanta, Georgia, 30309 (“Equifax”), and Intersections Inc. a corporation with its principal place of business at 3901 Stonecroft Boulevard, Chantilly, Virginia 20151 (“Broker”).

WHEREAS, Broker has the computer capability to create List & Stack Reports and to provide Single Bureau Reports and List & Stack Reports directly to the individual consumers who are the subject of the report information; and

WHEREAS, Equifax publishes and distributes individual consumer credit report information known as “Equifax Credit Information”; and

WHEREAS, Broker desires, and Equifax agrees, to allow Broker to make Equifax Credit Information available to the individual consumers who are the subject of the Equifax Credit Information, subject to the terms of this Agreement; and

WHEREAS, Broker and Equifax enter into this Agreement in order to provide for the foregoing, in accordance with the terms and subject to the conditions contained in this Agreement:

NOW, THEREFORE, in consideration of the premises and of the mutual covenants contained in this Agreement, the parties agree as follows:

1.	DEFINITIONS. For the purposes of this Agreement, the following terms have the meanings set forth below:

“Affiliate” of any Party shall mean any other legal entity directly or indirectly Controlling, Controlled by, or under direct or indirect common Control with such specified Party. “Control” means a legal entity possesses, directly or indirectly, the power to direct or cause the direction of the management and policies of another legal entity, whether through the ownership of voting securities, by contract or otherwise.

“Alert” means a Credit Information Update report delivered by Broker as part of its Alert Product.

“Alert Product” means a product offered by Broker, in which a Consumer enrolled in the product is notified on a monthly, weekly or daily basis of changes to his or her credit file.

“Consumer” means an individual who resides in the United States and orders a Product from Broker (including persons with an APO or FPO or other individuals temporarily residing outside the United States but having a mailing address in the United States).

“Consumer Subject” means the Consumer who is the subject of the Credit Information.

“Consumer Information” means any information or data about a Consumer provided by the Consumer to Broker, and then by Broker to Equifax, in connection with a Transaction. Notwithstanding the foregoing, Consumer Information does not include information regarding the Consumer already in the possession of Equifax prior to such Transaction.

“Credit Information” and “Equifax Credit Information” means (i) raw, unformatted data relating to the credit history of Consumers in the United States, as prepared and distributed by Equifax, and (ii) Credit Information Updates.

“Credit Information Updates” means either:

i. Daily. The output of a batch processing service in which Equifax monitors an enrolled Consumer’s Equifax credit file on a daily basis and notifies Broker regarding specific changes to such Consumer’s Equifax credit file. The data elements to be monitored are (i) delinquencies; (ii) new

Page 1 of 22

inquiries (since previous report); (iii) active/inactive status changes; (iv) new accounts opened; (v) changes of address; and (vi) new public records and public record changes. The Parties may modify or increase the number of data elements that are scanned for upon mutual agreement.

ii. Quarterly. The CMS monthly batch process that returns the full file fixed formatted credit file and may also return such data attributes as agreed between the Parties. The CMS Quarterly Credit Information Updates may be used solely for the purpose of creating Alerts on a quarterly basis for the consumer (i.e., comparing the consumer’s current CMS Quarterly Credit Information Update to the prior CMS Quarterly Credit Information Update) or to perform credit scoring. The credit score can only be applied to the current month’s data and not to the previous month’s compare data. The CMS Quarterly Credit Information Updates will be provided and processed monthly based on the month that the consumer began receiving the CMS Quarterly Credit Information Update; provided however, that Broker must not submit any individual consumer’s name for a CMS Quarterly Credit Information Update any more frequently than quarterly (except for error resolution); provided further, such individual consumer’s name may be submitted to request other information (e.g. a full credit report) on a more frequent basis. The Credit Information provided through the CMS Quarterly Credit Information Updates may not be used to provide a full credit file, including a Single Bureau Report or List & Stack report, to the consumer or for any other purpose. Notwithstanding the above, the parties agree that Broker shall continue to receive Credit Information Updates on a monthly basis for those consumers identified by program in Schedule G, Monthly Batch List.

“Equifax Marks” means any and all existing or future trademarks, trade names or service marks owned or used by Equifax or any of its Affiliates.

“FCRA” means the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., as amended.

“List & Stack Report” means a consumer report composed by providing the information contained in the separate credit reports from two or more of the three national consumer reporting agencies into a single report, commonly known as either (i) a dual bureau or 2-in1 report or (ii) a tri-bureau or 3-in-1 report; provided, however, that the information from each consumer reporting agency cannot be reformatted, commingled or translated so that the source is no longer distinct. All information on a List & Stack Report must designate sources of the information.

“Party” means either Equifax or Broker.

“Person” means any individual, corporation (including any non-profit corporation), general or limited partnership, limited liability company, joint venture, estate, trust, association, organization, labor union, or other entity or governmental authority.

“Product” means a Single Bureau Report, List & Stack Report, or Alert, and/or credit scoring for the Consumer based solely on raw, unformatted data relating to the credit history of the Consumer in the United States, as prepared and distributed by Equifax.

“Single Bureau Report” means a consumer report composed solely of the information contained in the Consumer’s Equifax credit report.

“Transaction” means (i) in the context of a Single Bureau Report or a List & Stack Report, an inquiry for Equifax Credit Information regarding a single Consumer transmitted by Broker to Equifax and the resulting transmission of Equifax Credit Information from Equifax to Broker; and (ii) in the context of the Alert Product, each transmission of a Credit Information Update regarding a single Consumer from Equifax to Broker.

Page 2 of 22

2.	PROVISION OF EQUIFAX CREDIT INFORMATION.

2.1 Scope of Agreement.

(A)

Supply of Credit Information. Equifax will provide its Credit Information, as requested and as available, to Broker, subject to the terms and conditions of this Agreement.

(B)

Products. Broker will market and sell the Products during the term of this Agreement. The Products provided by Broker will be identified as products of Broker.

(C)

Grant of License – Single Bureau and List & Stack Reports. Subject to the terms and conditions of this Agreement, on a nonexclusive basis, Equifax licenses Broker to use the Credit Information (excluding, for this purpose, Credit Information Updates) provided by Equifax to Broker in a single Transaction to produce and deliver a Single Bureau Report or a List & Stack Report directly and exclusively to the Consumer Subject, and to produce and deliver a credit score directly and exclusively to the Consumer Subject, and for no other use. List & Stack Reports may be delivered via the Internet (subject to Section 2.3(G), postal mail or by any other method that is mutually agreed upon by the Parties. For purposes of clarity, the foregoing license does not include delivery of consumer reports or Credit Information to any corporation, general or limited partnership, limited liability company, joint venture, estate, trust, association, organization, labor union, or other business, entity or governmental authority. In addition, Equifax licenses Broker to use the CMS Quarterly Credit Information Update to provide credit scoring for the Consumer as outlined in Section 1(H)(ii).

Except as noted herein, Broker agrees that it will only offer CMS Quarterly Credit Information Updates and scores as part of a suite of products and not as the sole primary product. The suite of products will include at a minimum both a daily Credit Information Update and a Single Bureau Report using Equifax Credit Information. These requirements shall not apply to the monthly Credit Information Updates for the consumers referred to in Schedule G or to the existing Capital One legacy consumers receiving such updates as of the Effective Date.

ii.

Broker further agrees that it will not include the CMS Quarterly Credit Information Update as a complimentary feature by itself or imbedded with other products. By way of illustration only and not as a limitation of this Section, Broker will not distribute the CMS Quarterly Credit Information Update to the constituents of a financial institution as part of a free promotion or other free benefit.

(D)

Grant of License – Alert Services. Subject to the terms and conditions of this Agreement, on a nonexclusive basis, Equifax licenses Broker to use the Credit Information Update provided by Equifax regarding a Consumer in a single Transaction to produce and deliver an Alert directly and exclusively to that Consumer Subject, and for no other use. Alerts may be delivered via the Internet (subject to Section 2.3(G)), postal mail or by any other method that is mutually agreed upon by the Parties.

(E)

Exclusivity. Authentication. Broker agrees that it shall use Equifax’s eIDverifier™ Authentication Service as its exclusive online authentication for all websites owned or operated by Broker and/or its Affiliates that provide the Products. The terms and conditions governing eIDverifier Authentication Service are set forth in the Services Agreement between Equifax and Broker dated December 21, 2000, and attached hereto as Schedule H.

2.2 Limitations on Use of Credit Information.

(A) Consumer Authorization. Broker certifies that it will order Credit Information from Equifax only when Broker is duly authorized by the Consumer Subject and Broker intends to use the Credit Information in accordance with the FCRA and all state law FCRA counterparts. Except as provided in Section 2.3(J), in no event will Broker disclose the Credit Information to any third party other than the Consumer Subject. Broker will hold all Credit Information (including the Alerts, List & Stack Reports and Single Bureau Reports compiled or derived therefrom) licensed under this Agreement in strict confidence and will not reproduce, reveal or make it accessible in whole or in part, in any manner whatsoever, to any Person other than the Consumer Subject, except to employees and as provided in Section 2.3(J), unless required by law, or unless Broker first obtains Equifax’s written consent. Broker may not use the Credit Information for any purpose other than as expressly set forth in Section 2.1(C).

(B) Product Limitations. Broker will not create any product or service other than a Single Bureau Report, a List & Stack Report or an Alert, or credit scoring for the Consumer based solely on raw, unformatted data relating to the credit history of the Consumer in the United States, as prepared and distributed by Equifax, from

Page 3 of 22

any Credit Information provided hereunder. Broker will, in compiling and delivering the Single Bureau Reports, List & Stack Reports and Alerts, transmit the underlying Credit Information accurately and in its entirety (except to the extent the Credit Information is suppressed for security purposes or as may be otherwise required by this Agreement). Broker will include the date the information was last checked or revised by Equifax and the full name and mailing address of the Equifax office identified by Equifax as providing the Equifax Credit Information. Broker will not merge or combine Equifax Credit Information with information from any other source.

(C) No Storage. Pursuant to the following terms and the provisions in Schedule C, Broker may maintain, copy, capture or otherwise retain the raw files from Equifax of the Equifax Credit Information for thirty (30) days after the expiration of the usage period, but in no event for longer than one-hundred twenty days (the “Storage Period”):

•

Broker will only use the Equifax Credit Information for the purposes expressly permitted in this Agreement.

•

Equifax retains the right to review and approve the final technical implementation for Broker’s access to Equifax Credit Information.

•

Broker must logically segregate the Equifax data from other CRA information.

•

Broker must have a formal process for expunging Equifax data from its systems after the Storage Period.

After the expiration of the Storage Period, Broker will not maintain, copy, capture or otherwise retain in any manner any Equifax Credit Information; except that Broker may capture and retain the name and address of the Consumer Subjects and the date and time of inquiries solely for the purpose of (a) audit trail; (b) calculation of the amount of usage of Equifax Credit Information and provision of specifics relating to such usage to Consumer Subjects; and (c) any legal or regulatory requirement.

2.3 Broker Obligations and Equifax Rights.

(A) Equifax’s Audit Rights. Equifax may at its expense, from time to time, conduct various audits of Broker’s practices and procedures to confirm Broker’s compliance with this Agreement, including the use of pre-approved statements in advertising as listed in Schedule E; provided that any such review of promotion and marketing statements may not occur more than once per quarter unless Equifax has reason to believe that Broker is not in compliance with this Agreement. Broker will reasonably cooperate in all those audits. Equifax may conduct on-site audits of Broker’s facilities during normal business hours, and upon reasonable notice and agreed upon schedule. In addition, Equifax may conduct audits by mail that may require Broker to provide documentation regarding the use of particular Credit Information ordered by Equifax and the authentication and authorization of the underlying Consumers. Any audit hereunder shall not disrupt the normal business operations of Broker.

(B) No Unauthorized Representations. Broker will make no representations or warranties on behalf of Equifax or relating to the Credit Information except as authorized in writing by Equifax. A sample of Broker’s current terms and conditions of use applicable to the Products are attached hereto as Schedule A. Broker will not modify such terms and conditions in a manner intended to diminish or otherwise adversely affect any exculpatory provisions therein that currently inure to the benefit of Equifax.

(C) Submission of Inquiries; Facilities. Broker will request the Credit Information from Equifax by electronic means or other means as may be agreed to from time to time by Equifax and Broker. Each request will contain sufficient identifying information concerning the Consumer about whom the information is requested to enable Equifax to provide the Credit Information, and will identify in the manner specified by Equifax, the fact that the request is being made by Broker. Broker will be responsible for obtaining and maintaining at its expense all hardware, software and telecommunications facilities necessary to order, access and receive the Credit Information (either directly or through a Service Provider subject to Section 2.3[J]). Equifax will provide reasonable consultation to Broker to assist in defining those hardware and software needs.

(D) Consumer Authentication. Broker will verify that each Consumer who receives a Product from Broker is the subject of the Credit Information contained in such Product, in accordance with the authentication procedures set forth in Schedule B (Broker authentication procedures). Equifax may also verify that each Consumer for whom Credit Information is requested is the subject of the Credit Information requested by Broker. Broker acknowledges and agrees that an additional verification process will be provided by Equifax in the event Equifax receives a flag (indicating a possible match) from a fraud detection database.

Page 4 of 22

(E) Consumer Handling. Broker will refer all Consumers who have questions or disputes about Equifax’s Credit Information contained in Broker’s Products to the telephone number, website linked directly into the Equifax dispute webpage, and/or address for Equifax’s consumer assistance center (as provided to Broker from time to time by Equifax), and not to Equifax’s telephone number for complimentary credit reports or any other address and/or telephone number. In no case will Broker attempt to, or hold itself out to the Consumer or to the public as being able to, handle disputes on behalf of Equifax or to reinvestigate Equifax’s Credit Information contained in the Products. Within ten days of the signing of this Agreement, Broker will provide to Equifax in writing an overview of Broker’s procedures for directing questions from consumers to Equifax about the underlying raw data contained in, or any disputes pertaining to the Equifax Credit Information.

(F) Broker’s Compliance with Laws. Broker will perform its obligations and exercise its rights hereunder in a manner intended to comply with all federal, state and local laws, ordinances, regulations and administrative orders applicable to the purchase, transmission, possession, use, sale, storage and disclosure of Credit Information (including the Products compiled therefrom), including but not limited to, the FCRA and Gramm-Leach-Bliley Act.

(G) Security Requirements. Broker shall comply with the data security policy attached hereto as Schedule C. Broker shall make a reasonable and good faith effort to agree with such other data security policies as Equifax may from time to time make known to Broker in advance and in writing. To the extent Broker does not agree to comply any policy additional to Schedule C, Broker will notify Equifax within five (5) business days of receipt of the additional policy, and the parties will thereafter discuss in good faith an alternative solution and/or resolution to satisfying the additional policy. If the parties do not mutually agree to an alternative solution or resolution, and Broker does not agree to comply with the additional policy, then Equifax may terminate this Agreement upon thirty (30) days prior written notice. For avoidance of doubt, Broker understands and agrees that its compliance with this Agreement and the Security Policy for External Parties will not relieve Broker of the obligation to observe any other or further contractual, legal, or regulatory requirements, rules or terms applicable to the security of the Equifax Information.

(H) Unauthorized Access. Broker will establish strict procedures so that Broker’s employees or agents do not access Equifax Credit Information except as set forth in Section 2.2(A) above.

(I) Territory. Broker may access, use and store Equifax Credit Information only at or from locations within the territorial boundaries of the United States, United States territories and Canada (the “Permitted Territory”). Except for those locations provided for in Schedule F which have already been approved by Equifax, neither Broker or a Service Provider may access, use or store the Equifax Credit Information at or from, or send it to, any location outside of the Permitted Territory without first obtaining Equifax’s written permission.

(J) Service Providers. Other than the company or companies listed on Schedule F, Broker may not allow a third party service provider (hereafter “Service Provider”) to access, use, or store Equifax Credit Information on Broker’s behalf without first obtaining Equifax’s written permission and without the Service Provider first entering into a Broker Service Provider Information Use and Nondisclosure Agreement with Equifax. In addition, the territorial provisions in Section 2.3(I) above are fully applicable to any Service Provider of Broker that has access to Equifax Credit Information.

(K) Alert Product Subscription Information. Broker will send new customer additions and cancellations a minimum of once per week. Equifax will provide monthly synch/in force files to Broker to compare such lists. Broker will promptly instruct Equifax, through the established cancellation process, to discontinue the provision of Credit Information Updates as to any Consumer whose subscription to Broker’s Alert Product lapses or is cancelled.

2.4 Equifax Obligations.

Supply of Credit Information. Equifax agrees to provide the Credit Information as requested and as available to Broker for the purpose set forth in Section 2.2(A).

Equifax’s Compliance with Laws. Equifax will perform its obligations and exercise its rights hereunder in a manner intended to comply with all federal, state and local laws, ordinances, regulations and administrative orders applicable to the purchase, compilation, transmission, possession, use, sale, storage and disclosure of Credit Information, including but not limited to, the FCRA and the Gramm-Leach-Bliley Act.

Page 5 of 22

2.5 Consumer Information. Broker grants to Equifax a nonexclusive license to: (1) use Consumer Information as required to respond to Broker’s inquiries for Credit Information; (2) disclose the items of Consumer Information to Equifax’s Affiliates for the sole purpose of responding to Broker’s inquiries for Credit Information and assisting Equifax in its performance of its obligations under this Agreement. Equifax will hold all Consumer Information licensed under this Agreement in strict confidence and will not reproduce, reveal or make it accessible in whole or in part, in any manner whatsoever, to any Person, unless required by law, or unless Equifax first obtains Broker’s written consent. Equifax will not, and will not allow its subcontractors (including its Affiliates) to use or disclose Consumer Information in any way other than as expressly permitted under this Agreement.

2.6 Pricing. Broker will pay Equifax according to the subscription price or rate schedule of cash prices now or subsequently established by Equifax for all amounts billed no later than thirty (30) days after the date of receipt of Equifax’s invoice, and will pay any applicable taxes on services rendered to Broker by Equifax. The current prices for Equifax Credit Information are listed in Schedule D to this Agreement. Unless specifically indicated, those prices are exclusive of any regulatory recovery fees or surcharges that Equifax may establish from time to time to recover its costs of compliance with various laws and regulations, which Equifax shall provide a summary of upon request and thirty (30) days prior written notice thereof subject to the effective date of the law or regulation. Interest will accrue at the rate of 1.5% per month on all amounts not timely paid. All fees payable by Broker are exclusive of any sales, use or other tax imposed with respect to the underlying Transaction, and Broker will be responsible for any such sales, use or other tax regardless of whether the tax is currently existing or later enacted. Notwithstanding the foregoing, Broker will not be responsible for taxes imposed on the revenues or income of Equifax.

2.7 Trademarks. Except as contained in Schedule E, Broker may not use any Equifax Marks in connection with advertising, marketing and promoting the Products. All uses of the Equifax Marks not listed in Schedule E must be pre-approved in writing by Equifax, in its sole discretion. Equifax may terminate any prior approval if in its reasonable discretion, Broker’s use of the Equifax Mark tarnishes, blurs or dilutes the quality associated with the Equifax Mark or the associated goodwill and that problem is not cured within ten (10) days of notice. Title to and ownership of the Equifax’s Marks will remain with Equifax. Broker will use the Equifax Marks not listed in Schedule E exactly in the form provided and in conformance with any written trademark usage policies provided by Equifax. Broker will not take any action inconsistent with Equifax’s ownership of the Equifax Marks, and any benefits accruing from use of the Equifax Marks will automatically vest in Equifax. Broker will not form any combination marks with Equifax’s Marks. Notwithstanding anything to the contrary, any approval to use Equifax Marks given pursuant to this Section 2.7 does not include the right to register any domain name that includes any Equifax Mark or a word likely to be confused with an Equifax Mark.

3. PROMOTION AND TRAINING. Except as contained in Section 2.7, or Schedule E, Pre-Approved Marketing Statements, prior to its publication and release, Equifax must review and approve all Broker-created advertising, marketing and promotional material that describes Equifax Credit Information or which refers to the nature or capabilities of Equifax or Equifax Credit Information, or otherwise mentions or refers to Equifax by name. Further, prior to its publication and release, Equifax must review and approve all advertising, marketing and promotional material regarding Equifax Credit Information that Broker proposes to provide to consumers regarding the Products. Equifax will be provided a minimum of fifteen (15) business days in which to review and approve advertising, marketing and promotional material.

4. RIGHT TO CONDUCT TECHNICAL REVIEWS AND AUDITS.

Equifax may conduct technical reviews of Broker’s procedures to analyze how Equifax Credit Information is displayed, re-formatted or re-packaged in the Products. Further, Equifax may conduct reasonable audits of the procedures and practices of Broker in connection with its compliance with its obligations and responsibilities under this Agreement. Further, Equifax may immediately, suspend Broker’s rights of access to, and use of, Equifax Credit Information if Equifax determines that Broker is not in compliance with its obligations in connection with the access and use of Equifax Credit Information under this Agreement. In that event, Equifax will immediately notify Broker of those circumstances.

5. RELEASE AND COVENANT WITH RESPECT TO ACCURACY OF EQUIFAX CREDIT INFORMATION.

Broker recognizes that the accuracy of any information furnished is not guaranteed by Equifax, and Broker releases Equifax and Equifax’s parent, sister, and affiliated companies, and its and their officers, agents, employees and independent contractors from any liability from the inaccuracy of any Equifax Credit Information and from any loss or expense suffered by Broker or Consumer Subjects or others resulting directly or indirectly from the inaccuracy of such Equifax Credit Information. Broker covenants not to sue Equifax, Equifax’s parent, sister, and affiliated companies, and its and their officers, agents, employees and independent contractors solely arising out of the accuracy or inaccuracy, validity or non-validity, of any of the Equifax Credit Information.

Page 6 of 22

6. WARRANTIES; LIMITATIONS OF LIABILITY.

6.1 General Warranties. Each party represents and warrants to the other that: (i) it is organized and existing in good standing under the laws of the jurisdiction of its organization, and has full power and authority and holds all governmental licenses, permits and other approvals necessary to conduct its business substantially as presently conducted; and (ii) The execution and delivery of this Agreement, and the performance of its obligations hereunder, have been duly authorized by all necessary corporate actions; do not require the approval of any third party which has not been obtained; and do not violate the terms of any other contract or instrument in effect with respect to such party.

6.2 Equifax Warranties. Equifax warrants that (a) it, and each of the subcontractors that it uses to provide and perform the services, have the necessary knowledge, skills, experience, qualifications and resources to provide and perform the services in accordance with the Agreement; and (b) such services will be performed in a diligent and workmanlike manner.

6.2 Disclaimer. Equifax makes no representations, warranties or guarantees, express or implied, other than those expressed in this Agreement. EXCEPT AS EXPRESSLY STATED IN THIS AGREEMENT, THERE ARE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, RESPECTING THE EQUIFAX AUTOMATED CREDIT REPORTING SYSTEM (ACROPAC SYSTEM™) OR ANY OTHER MACHINERY, EQUIPMENT, MATERIALS, PROGRAMMING AIDS OR OTHER ITEMS UTILIZED BY BROKER IN CONNECTION WITH OR RELATED TO, OR RESPECTING THE ACCURACY OF ANY EQUIFAX CREDIT INFORMATION FURNISHED BY EQUIFAX TO BROKER OR TO ANY OR CONSUMER SUBJECTS. EQUIFAX DOES NOT GUARANTEE OR WARRANT THE CORRECTNESS, COMPLETENESS, CURRENTNESS, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CREDIT INFORMATION PROVIDED TO BROKER.

NEITHER EQUIFAX, NOR ANY OF ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES, CONTRACTORS, LICENSORS, AFFILIATED COMPANIES OR CONTRACTUALLY AFFILIATED CREDIT REPORTING AGENCIES WILL BE LIABLE TO BROKER FOR ANY LOSS OR INJURY ARISING OUT OF, OR CAUSED IN WHOLE OR IN PART BY, THEIR ACTS OR OMISSIONS, EVEN IF NEGLIGENT, IN PROCURING, COMPILING, COLLECTING, INTERPRETING, PROCESSING, REPORTING OR TRANSMITTING ANY CREDIT INFORMATION.

6.3 Limitation of Liability. EXCEPT PURSUANT TO THE INDEMNIFICATION RIGHTS CREATED IN SECTION 7 BELOW OR A PARTY’S CONFIDENTIALITY OBLIGATIONS, NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THIS AGREEMENT, INCLUDING ANY AND ALL AMENDMENTS TO IT; (I) IN NO CASE WILL EITHER PARTY, OR ANY OF ITS DIRECTORS, OFFICERS, AGENTS, EMPLOYEES, CONTRACTORS, LICENSORS, AFFILIATED COMPANIES OR AFFILIATED CREDIT BUREAUS, BE LIABLE TO THE OTHER PARTY FOR CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY OR SPECIAL DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST OPPORTUNITY OR BUSINESS INTERRUPTION; AND (II) EXCEPT FOR BROKER’S INDEMNIFICATION OBLIGATIONS, EACH PARTY’s LIABILITY TO THE OTHER FOR ALL BREACHES OR OTHER DEFAULTS HEREUNDER IN ANY CONTRACT YEAR SHALL NOT EXCEED THE GROSS FEES PAYABLE BY BROKER TO EQUIFAX DURING THAT CONTRACT YEAR.

7. INDEMNIFICATION.

7.1 Indemnification by Broker. Broker will indemnify, defend and hold Equifax and its directors, officers, employees, agents, contractually affiliated consumer reporting agencies, independent contractors, corporate affiliates and successors and assigns (“Equifax Indemnitees”) harmless from and against any and all liabilities, claims, actions, suits, costs, damages, penalties and expenses (including, without limitation, reasonable attorneys’ fees and costs of litigation) (collectively, “Liabilities”) arising out of or related in any way to any claim, demand, suit and/or judgment brought or asserted by any third party (collectively, “Third Party Claims”) resulting from or attributable to (i) any unauthorized representation or warranty made by Broker, agents or employees regarding the Equifax Credit Information or the Products; (ii) any violation of applicable laws (including without limitation the FCRA) by Broker or Equifax (solely to the extent that Equifax’s noncompliance is directly caused by the acts or

Page 7 of 22

omissions of Broker); (iii) any breach of any representation, warranty or covenant of Broker under this Agreement; (iv) alleged or actual intellectual property infringement by Broker or its Affiliates in connection with its sale of Products; and (v) misuse of or improper access to, Equifax Credit Information by Broker.

7.2 Indemnification by Equifax. Equifax will indemnify, defend and hold Broker and its directors, officers, employees, agents, contractually affiliated consumer reporting agencies, independent contractors, corporate affiliates and successors and assigns (“Broker Indemnitees”) harmless from and against any and all Liabilities arising out of or related in any way to any Third Party Claims resulting from or attributable to (i) any violation of applicable laws (including the FCRA) by Equifax, its Affiliates or Broker (solely to the extent that Broker’s noncompliance is directly caused by the acts or omissions of Equifax or its Affiliates); (ii) any breach of any representation, warranty or covenant of Equifax under this Agreement; (iii) alleged or actual intellectual property infringement by Equifax or its Affiliates in connection with its provision of Credit Information hereunder; and (iv) misuse of or improper access to, Consumer Information by Equifax.

8. CONFIDENTIALITY. Broker acknowledges that Equifax owns an automated credit reporting system (ACROPAC System™) and all interests, programs, codes, software documentation or other appurtenances related to it or derived from it. Broker further acknowledges that the ACROPAC System™ and any codes, procedures or ACROPAC System™ documentation are confidential and proprietary to Equifax.

A party’s “Confidential Information” is defined as any confidential or proprietary information of a party which is disclosed to the other party, is treated as secret by the disclosing party without limiting the generality of the foregoing, it is acknowledge that Confidential Information specifically includes Equifax Credit Information. Each party will protect the other party’s Confidential Information with at least the same level of care that it uses to protect its own information of a similar nature, but in no event less than a reasonable standard of care, and will not disclose the Confidential Information to third parties nor use the other party’s Confidential Information for any purpose other than as required to perform under this Agreement. Notwithstanding the foregoing, either party may disclose the other party’s Confidential Information to its Affiliates and/or subcontractors which have a need to know such Confidential Information and who agree to observe and abide by the confidentiality obligations under this Agreement. Confidential Information does not include information which (a) is already known by the recipient; (b) becomes, through no act or fault of the recipient, publicly known or available; (c) is received by the recipient from a third party without a restriction on disclosure or use; or (d) is independently developed by recipient without reference to the Confidential Information.

The restrictions on the disclosure of Confidential Information will not apply to Confidential Information which is required to be disclosed by a court or other government agency; however, the party obligated to disclose the other party’s Confidential Information in those circumstances will promptly notify the other party so that party may seek a protective order and will make a reasonable effort itself to protect the Confidential Information. The party’s confidentiality obligations under this Section 8 will continue indefinitely for so long as the Confidential Information is a trade secret under applicable law and will continue with regard to the Confidential Information which does not rise to the level of a trade secret for the earlier to occur of (y) the information no longer qualifies as Confidential Information, or (z) two (2) years following the termination of this Agreement.

9. RELATIONSHIP OF PARTIES. The parties to this Agreement are each independent contractors and nothing contained in this Agreement will be construed as creating a joint venture, partnership, licensor-licensee, principal-agent or mutual agency relationship between or among the parties and no party will, by virtue of this Agreement, have any right or power to create any obligation, express or implied, on behalf of any other party. No party, nor any employee of a party, will be deemed to be an employee of another party by virtue of this Agreement.

10. NO THIRD-PARTY BENEFITS. Equifax and Broker acknowledge and intend that this Agreement was entered into solely for the respective benefit of each of them and their respective successors and assigns and nothing in this Agreement will be construed as giving any person, firm, corporation or other entity (including, without limitation to the foregoing, any Consumer Subject), other than the parties to this Agreement and their respective successors and permitted assigns, any right, remedy or claim under or in respect of this Agreement or any provision of it.

11. ASSIGNMENT. The parties acknowledge the special and unique purposes of this Agreement and, therefore, notwithstanding any other provisions to the contrary contained in this Agreement, neither this Agreement nor any of the rights or obligations in it will be assignable by one party without the prior written consent of the other, which consent shall not be unreasonably withheld or delayed (taking into account the nature of the services provided under this Agreement, the economic or other interests of such party, competitive effects, any circumstances which may affect the performance of this Agreement, the protection of sensitive or proprietary commercial information, and, with respect to Equifax’s consent, the operations and integrity of the ACROPAC System™, the protection of data in the ACROPAC

Page 8 of 22

System and the interests of other entities utilizing that System). Further, in the event of any Change of Control of a party (defined below), the other party may immediately terminate this Agreement upon written notice. Any dissolution, merger, consolidation or other reorganization of a party, the sale or other transfer of all or substantially all of the assets or properties of a party or the sale or other transfer of a controlling percentage of the corporate stock of a party will constitute “Change of Control” for all purposes of this Section 11. The term “controlling percentage” for the purposes of this Section 11 means the ownership of stock possessing, and of the right to exercise, at least 50% of the total combined voting power of any class or all classes of stock of such a party, issued, outstanding and entitled to vote for the election of directors, whether such ownership be direct ownership or indirect ownership.

12. FORCE MAJEURE. Notwithstanding any provisions to the contrary contained in this Agreement, no party to this Agreement will be liable to the other party for any delay or interruption in performance as to any obligation under this Agreement resulting from governmental emergency orders, judicial or governmental action, emergency regulations, sabotage, riots, vandalism, labor strikes, or disputes, acts of God, fires, electrical failure, major computer hardware or software failures, equipment delivery delays but only to the extent not attributable to the actions of the nonperforming party, acts of third parties but only to the extent not attributable to the actions of the nonperforming party, or any other similar cause, if such delay or interruption in performance is beyond its reasonable control.

13. CONTACT PERSONS. Each party to this Agreement will designate one person within its organization that is responsible for the relationship between the parties and for compliance with the terms and conditions of this Agreement.

(a) For Broker:

Name: Andy Gerry, Sr. Vice President, Operations

Address: 3901 Stonecroft Boulevard, Chantilly, VA 20151

Telephone: 703-488-6100

(b) For Equifax:

Name: Laurie Kolb

Address: Equifax Information Services LLC

1550 Peachtree Street, NW

Post Office Box 4091

Atlanta, Georgia 30309

Each party may, by notice given pursuant to Paragraph 14, change its designation to a person other than the person identified above.

14. NOTICES. All notices, requests, demands, and other communications under this Agreement will be in writing except as expressly stated in this Agreement, and will be deemed duly given when received upon delivery by hand or by certified mail, addressed as follows:

(a) If to Broker:

Chief Executive Officer

Intersections Inc.

3901 Stonecroft Boulevard

Chantilly, VA 20151

With a simultaneous copy to:

Chief Legal Officer

Intersections Inc.

3901 Stonecroft Boulevard

Chantilly, VA 20151

(b) If to Equifax:

Equifax Information Services LLC

1550 Peachtree Street, NW

Post Office Box 4091

Atlanta, Georgia 30309

Attention: General Counsel

The parties hereto may, by notice, designate any further or different addresses to which notices will be sent.

Page 9 of 22

15. SEVERABILITY. If any provision of this Agreement is held invalid or unenforceable by any court of competent jurisdiction, such a holding will not invalidate or render unenforceable any other provision of this Agreement.

16. SCHEDULES. All Schedules attached to this Agreement are a part of this Agreement and are expressly incorporated into it. All blanks in the Schedules, if any, will be completed as required in order to consummate the transactions contemplated and in accordance with this Agreement.

17. INJUNCTIVE RELIEF. Each party acknowledges that use or disclosure of the information described by Paragraph 8 of this Agreement in a manner inconsistent with this Agreement may give rise to irreparable injury to the other party which cannot be adequately compensated in damages, and that such party may seek equitable, injunctive relief to prevent or restrain the unauthorized use or disclosure, together with any other remedies which may be available to such party.

18. NO TRANSFER OF RIGHTS. Neither party conveys or transfers, nor does the other party obtain any right or interest in, any of the programs, systems, data, materials, or credit information utilized or provided by the other party in the performance of this Agreement.

19. HEADINGS. The section and other headings in this Agreement are inserted solely as a matter of convenience for reference and are not a part of this Agreement.

20. GOVERNING LAW. This Agreement will be governed by and construed in accordance with the laws of the State of Georgia.

21. WAIVER OF RIGHTS. Failure of any party to enforce any of its respective rights or remedies under this Agreement with respect to any specific act or failure to act of any party will not constitute a waiver of the rights of that party to enforce those rights and remedies with respect to any other or subsequent act or failure to act.

22. ENTIRE AGREEMENT. This Agreement, including its Schedules, constitutes the entire Agreement between the parties and supersedes and cancels any and all prior agreements between the parties relating to the subject matter of this Agreement. No changes in this Agreement may be made except in writing signed by both parties. This Agreement may be executed in electronic or facsimile counterparts, each of which shall be deemed original and one and the same instrument.

23.

TERM AND TERMINATION.

23.1 TERM. The term of this Agreement shall be one (1) year from the Effective Date (“Initial Term”). The parties may mutually agree to renew the Agreement for additional one (1) year terms (“Renewal Terms”) and will then mutually agree upon the rates for the Renewal Term.

23.2 TERMINATION FOR CAUSE. In addition to Equifax’s rights under Section 4.1, if either party is in material breach of any of the terms of this Agreement, then the other party may, at its election, and cancel this Agreement upon thirty (30) days prior written notice to the other party.

23.3 Reserved.

23.4 SURVIVAL OF CERTAIN PROVISIONS. If this Agreement is terminated for any reason, Sections 5,6,

7, 8, 20, and 21 will remain in full force and effect as to all Equifax Credit Information requested by Broker for any Qualified Subscriber.

23.5 CHANGE IN LAW. Notwithstanding anything to the contrary in this Agreement, if the continued provision of the Equifax Credit Information or any affected component thereof becomes impossible, impractical, or undesirable due to a change in applicable federal, state or local laws or regulations, as determined by Equifax in its reasonable judgment, Equifax may either (a) cease to provide the Equifax Credit Information or any affected component thereof within, or pertaining to persons residing within, the affected jurisdiction, or (b) establish new prices which will apply to the Equifax Credit Information or any affected component thereof when provided or delivered within, or pertaining to persons residing within, the affected jurisdiction, which prices will be reasonably calculated to cover the costs incurred by Equifax in complying with the applicable laws or regulations and will become effective on the date specified in such notice unless Broker objects in writing, in which case Equifax may exercise its rights under clause (a) above. Equifax will attempt to provide written notice of its actions as far in advance of the effective date as is reasonably possible under the circumstances.

Page 10 of 22

IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement as of the day and year first above written.


EQUIFAX INFORMATION SERVICES LLC (“Equifax”)

By:


INTERSECTIONS INC. (“Broker”)

By:
		Steven Schwartz EVP, Consumer Services

Page 11 of 22

SCHEDULE A

BROKER TERMS AND CONDITIONS OF USE

Page 12 of 22

SCHEDULE B

BROKER AUTHENTICATION PROCEDURES

Intersections’ authentication procedures shall be in compliant with Equifax’s requirements. Any non-compliance will be remediated by Intersections in a timely manner as agreed upon by Equifax. Any changes or additional requirements will be communicated to Intersections in writing which Intersections shall comply within 30 days or as mutually agreed upon.

Page 13 of 22

SCHEDULE C

SECURITY POLICY FOR EXTERNAL PARTIES

(Standalone policy document incorporated herein by reference)

** This information is confidential and has been omitted and filed separately with the Securities and Exchange Commission.

Page 14 of 22

SCHEDULE D

PRICING

This Pricing Schedule (“Schedule D”) sets the prices for Equifax Credit Information and the Authentication Service as of the Effective Date of this Agreement. All capitalized terms used but not defined in this Pricing Agreement are defined as in the Agreement. Broker agrees to abide by the additional terms and conditions of this Schedule D.

** This information is confidential and has been omitted and filed separately with the Securities and Exchange Commission.

Page 15 of 22

Page 16 of 22

Attachment 1 to Schedule D

Page 17 of 22

Page 18 of 22

Schedule E

Equifax Marks and Pre-Approved Marketing Statements

A.	Subject to the requirements contained in this Schedule E, Equifax hereby grants to Broker a non-exclusive license to use the Marks listed below solely for the purpose of advertising, marketing and promoting the Products to Consumer Subjects.

B.	All written or printed advertising, marketing and promotional materials containing any Marks or inclusion of such Marks shall contain the notices below, which may be modified from time to time by Equifax upon prior written notice to Broker.

Intersections is not affiliated with Equifax Inc. The services described herein are solely those of Intersections and are not endorsed by Equifax Inc. or any of its affiliated entities.

C.	The non-exclusive license granted herein is non-assignable and non-transferable. Upon expiration or termination of the Agreement, Broker shall make no further use of the Marks.

Each party understands and agrees that monetary damages would not be a sufficient remedy for any breach by Broker of the terns of this license and that Equifax shall be entitled to seek injunctive or other equitable relief to remedy or forestall any breach of threatened breach by Broker, and Broker shall not allege in any such proceeding that Equifax’s remedy at law is adequate. Such remedy shall not be deemed the exclusive remedy for any breach of this license, but shall be in addition to all other rights and remedies at law or in equity.

LOGO

E.	Approved Marks:

Approved Marketing Statements. Notwithstanding anything to the contrary contained in Section 3, the following statements are pre-approved by Equifax, and any Broker-created advertising, marketing and promotional material that describes Equifax Credit Information or which refers to the nature or capabilities of Equifax or Equifax Credit Information, or otherwise mentions or refers to Equifax by name or any advertising, marketing and promotional material regarding Equifax Credit Information that Broker proposes to provide to consumers regarding the Products which contains the following or language substantially similar does not require review of Equifax for use.

“with data from the three <<major credit reporting agencies>> <<major credit bureaus>>”.

“with data from Equifax^®, Experian^® and TransUnion^®”

“based on data from the three <<major credit reporting agencies>> <<major credit bureaus>>”.

“based on data from Equifax^®, Experian^® and TransUnion^®”

“based on data from Equifax^®”

“with data from Equifax^®”

Page 19 of 22

Schedule F

Approved Service Providers


Service Provider Name		Location
**		**

** This information is confidential and has been omitted and filed separately with the Securities and Exchange Commission.

Page 20 of 22

Schedule G

Monthly Batch Feed List

** This information is confidential and has been omitted and filed separately with the Securities and Exchange Commission.

Page 21 of 22

Schedule H

eIDverifier Authentication Service Agreement

Page 22 of 22

EX-31.1 3 d330135dex311.htm CERTIFICATION OF MICHAEL R. STANFIELD, CHIEF EXECUTIVE OFFICER Certification of Michael R. Stanfield, Chief Executive Officer

Exhibit 31.1

CERTIFICATION

I, Michael R. Stanfield, certify that:

1. I have reviewed this quarterly report on Form 10-Q of Intersections Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant's other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a. Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b. Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c. Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

d. Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and

5. The registrant's other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

a. All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

b. Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

/s/ Michael R. Stanfield

Michael R. Stanfield

Chairman and Chief Executive Officer

Date: May 10, 2012

EX-31.2 4 d330135dex312.htm CERTIFICATION OF JOHN G. SCANLON, CHIEF FINANCIAL OFFICER Certification of John G. Scanlon, Chief Financial Officer

Exhibit 31.2

CERTIFICATION

I, John G. Scanlon, certify that:

1. I have reviewed this quarterly report on Form 10-Q of Intersections Inc.;

4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

c. Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

5. The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

b. Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

/s/ John G. Scanlon

John G. Scanlon

Chief Financial Officer

Date: May 10, 2012

EX-32.1 5 d330135dex321.htm CERTIFICATION OF MICHAEL R. STANFIELD, CHIEF EXECUTIVE OFFICER Certification of Michael R. Stanfield, Chief Executive Officer

Exhibit 32.1

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

I, Michael R. Stanfield, Chief Executive Officer of Intersections Inc. (the “Company”), pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, do hereby certify as follows:

1. The quarterly report on Form 10-Q of the Company for the quarter ended March 31, 2012 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. The information contained in such Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

IN WITNESS WHEREOF, I have executed this Certification this 10th day of May 2012.

/s/ Michael R. Stanfield

Name: Michael R. Stanfield

Title: Chief Executive Officer

A signed original of this written statement required by Section 906 has been provided to Intersections Inc. and will be retained by Intersections Inc. and furnished to the Securities and Exchange Commission or its staff upon request.

EX-32.2 6 d330135dex322.htm CERTIFICATION OF JOHN G. SCANLON, CHIEF FINANCIAL OFFICER Certification of John G. Scanlon, Chief Financial Officer

Exhibit 32.2

CERTIFICATION PURSUANT TO

18 U.S.C. SECTION 1350,

AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

I, John G. Scanlon, Chief Financial Officer of Intersections Inc. (the “Company”), pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, do hereby certify as follows:

1. The quarterly report on Form 10-Q of the Company for the quarter ended March 31, 2012 fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2. The information contained in such Form 10-Q fairly presents, in all material respects, the financial condition and results of operations of the Company.

IN WITNESS WHEREOF, I have executed this Certification this 10th day of May 2012.

/s/ John G. Scanlon

Name: John G. Scanlon

Title: Chief Financial Officer

EX-101.INS 7 intx-20120331.xml XBRL INSTANCE DOCUMENT 0001095277 2012-05-04 0001095277 2012-01-01 2012-03-31 0001095277 2011-01-01 2011-03-31 0001095277 2012-03-31 0001095277 2011-12-31 0001095277 2010-12-31 0001095277 2011-03-31 iso4217:USD xbrli:shares xbrli:shares iso4217:USD INTERSECTIONS INC 0001095277 --12-31 Accelerated Filer 10-Q false 2012-03-31 Q1 2012 17690136

90232000

90445000

6089000

9773000

24516000

27775000

26211000

25408000

19403000

16537000

2494000

1923000

885000

1000000

79598000

82416000

10634000

8029000

6000

151000

106000

34000

-47000

10517000

7882000

4291000

3298000

6226000

4584000

0.36

0.26

0.33

0.23

0.20

0.15

17492000

17940000

18736000

19543000

30562000

30834000

25166000

24790000

22000

14000

7380000 6440000

245000

12293000 14463000

75401000

76772000

22647000

23818000

713000

2188000

4327000

43235000

10184000

11069000

4624000

5342000

161131000

166751000

2074000

1526000

14314000 13781000

5173000

5207000

10000000

20000000

1148000

1351000

691000

696000

501000

4537000

4740000

4506000

42944000

51807000

2054000

2301000

4765000

4756000

49763000

58864000

205000

201000

0.01

50000000

20528000

20135000

17669000

17276000

114398000

113634000

29551000

2859000

26316000

23603000

111368000

107887000

161131000

166751000

2494000

1923000

885000

1000000

15000

8000

1841000

1690000

7368000 12642000

26000

-26000

369000

202000

940000

122000

745000

-1068000

4623000 11404000

-273000

-212000

1083000 845000

316000

632000

-1238000 -484000

-647000

716000

5000 26000

-202000

308000

2558000

1933000

10000

181000

16082000

12664000

4994000

157000

1952000

4440000

-1795000

554000

20000000

19603000

3513000

2696000

10000000 1083000 845000

450000

407000

95000

27000

1774000

1043000

-14559000

-2877000

-272000

10341000

14453000

24794000

130000

95000

1131000

2627000

463000

197000

613000 524000

1. Organization and Business Our identity theft protection and credit information management products and services provide multiple benefits to consumers, including access to their credit reports, credit monitoring, credit scores, credit education, reports and monitoring of additional information, identity theft recovery services, identity theft cost reimbursement, and software and other technology tools and services. Our membership and insurance products and services are offered by our subsidiary, Intersections Insurance Services, and include accidental death and disability insurance and access to healthcare, home, auto, financial and other services and information. Our consumer products and services are offered through relationships with clients, including many of the largest financial institutions in the United States and Canada, and clients in other industries. In addition, we also offer many of our services directly to consumers. We conduct our consumer direct marketing primarily through the Internet, television, radio and other mass media. We also may market through other channels, including direct mail, outbound telemarketing, inbound telemarketing and email. We have three reportable operating segments through the period ended March 31, 2012. Our Consumer Products and Services segment includes our identity theft protection and credit information management, data breach response, and insurance and membership products and services. Our Online Brand Protection segment includes the corporate brand protection and business intelligence services provided by our subsidiary Net Enforcers. Our Bail Bonds Industry Solutions segment includes the software management solutions for the bail bond industry provided by our subsidiary Captira Analytical.

2. Basis of Presentation and Summary of Significant Accounting Policies Basis of Presentation and Consolidation The accompanying unaudited condensed consolidated financial statements have been prepared by us in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and applicable rules and regulations of the Securities and Exchange Commission. They include the accounts of the company and our subsidiaries. Our decision to consolidate an entity is based on our direct and indirect majority interest in the entity. All significant intercompany transactions have been eliminated. The condensed consolidated results of operations for the interim periods are not necessarily indicative of results for the full year.   These condensed consolidated financial statements do not include all the information or notes necessary for a complete presentation and, accordingly, should be read in conjunction with our audited consolidated financial statements and accompanying notes for the year ended December 31, 2011, as filed in our Annual Report on Form 10-K. Use of Estimates The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Revenue Recognition We recognize revenue on 1) identity theft and credit management services, 2) accidental death insurance and 3) other membership products. Our products and services are offered to consumers principally on a monthly subscription basis. Subscription fees are generally billed to the subscriber’s credit card, mortgage bill or demand deposit accounts either by us or by our clients. The prices to subscribers of various configurations of our products and services range generally from $4.99 to $25.00 per month. As a means of allowing customers to become familiar with our services, we sometimes offer free trial or guaranteed refund periods. No revenues are recognized until applicable trial periods are completed. Identity Theft and Credit Management Services We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain signed contracts with all of our large financial institution customers and paper and electronic confirmations with individual purchases, b) delivery has occurred, c) the seller’s price to the buyer is fixed as sales are generally based on contract or list prices and payments from large financial institutions are collected within 30 to 45 days with no significant write-offs, and d) collectability is reasonably assured as individual customers pay by credit card which has limited our risk of non-collection. Revenue for monthly subscriptions is recognized in the month the subscription fee is earned. We also generate revenue through a collaborative arrangement which involves joint marketing and servicing activities. We recognize our share of revenues and expenses from this arrangement. Revenue for annual subscription fees must be deferred if the subscriber has the right to cancel the service. Annual subscriptions include subscribers with full refund provisions at any time during the subscription period and pro-rata refund provisions. Revenue related to annual subscription with full refund provisions is recognized on the expiration of these refund provisions. Revenue related to annual subscribers with pro-rata provisions is recognized based on a pro rata share of revenue earned. An allowance for discretionary subscription refunds is established based on our historical experience. For subscriptions with refund provisions whereby only the prorated subscription fee is refunded upon cancellation by the subscriber, deferred subscription fees are recorded when billed and amortized as subscription fee revenue on a straight-line basis over the subscription period, generally one year. We also provide services for which certain financial institution clients are the primary obligors directly to their customers. Revenue from these arrangements is recognized when earned, which is at the time we provide the service, generally on a monthly basis. We record revenue on a gross basis in the amount that we bill the subscriber when our arrangements with financial institution clients provide for us to serve as the primary obligor in the transaction, we have latitude in establishing price and we bear the risk of physical loss of inventory and credit risk for the amount billed to the subscriber. We record revenue in the amount that we bill our financial institution clients, and not the amount billed to their customers, when our financial institution client is the primary obligor, establishes price to the customer and bears the credit risk. Accidental Death Insurance We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain paper and electronic confirmations with individual purchases, b) delivery has occurred at the completion of a product trial period, c) the seller’s price to the buyer is fixed as the price of the product is agreed to by the customer as a condition of the sales transaction which established the sales arrangement, and d) collectability is reasonably assured as evidenced by our collection of revenue through the monthly mortgage payments of our customers or through checking account debits to our customers’ accounts. Revenues from insurance contracts are recognized when earned. Marketing of our insurance products generally involves a trial period during which time the product is made available at no cost to the customer. No revenues are recognized until applicable trial periods are completed.   For insurance products, we record revenue on a net basis as we perform as an agent or broker for the insurance products without assuming the risks of ownership of the insurance products. We participate in agency relationships with insurance carriers that underwrite insurance products offered by us. Accordingly, insurance premiums collected from customers and remitted to insurance carriers are excluded from our revenues and operating expenses. Insurance premiums collected but not remitted to insurance carriers as of March 31, 2012 and December 31, 2011, totaled $840 thousand and $846 thousand, respectively, and are included in accrued expenses and other current liabilities in our condensed consolidated balance sheet. Other Membership Products For other membership products, we record revenue on a gross basis as we serve as the primary obligor in the transactions, have latitude in establishing price and bear credit risk for the amount billed to the subscriber. We generate revenue from other types of subscription based products provided from our Online Brand Protection and Bail Bonds Industry Solutions segments. We recognize revenue from online brand protection and brand monitoring services, offered by Net Enforcers, on a monthly or transactional basis. We also recognize revenue from providing management service solutions, offered by Captira Analytical, on a monthly subscription or transactional basis. Goodwill, Identifiable Intangibles and Other Long Lived Assets We record, as goodwill, the excess of the purchase price over the fair value of the identifiable net assets acquired in purchase transactions. We review our goodwill for impairment annually, as of October 31, or more frequently if indicators of impairment exist, and follow the two step process. Goodwill has been assigned to our reporting units for purposes of impairment testing. As of March 31, 2012, goodwill of $43.2 million resides in our Consumer Products and Services reporting unit, resulting from our acquisition of Intersections Insurance Services Inc., which has been evaluated as part of our Consumer Products and Services reporting unit. There is no goodwill remaining in our other reporting units. A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others (a) a significant decline in our expected future cash flows; (b) a sustained, significant decline in our stock price and market capitalization; (c) a significant adverse change in legal factors or in the business climate; (d) unanticipated competition; (e) the testing for recoverability of a significant asset group within a reporting unit; and (f) slower growth rates. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact in our condensed consolidated financial statements. The goodwill impairment test involves a two-step process. The first step is a comparison of each reporting unit’s fair value to its carrying value. We estimate fair value using the best information available, using a combined income (discounted cash flow) valuation model and market based approach. The market approach measures the value of an entity through an analysis of recent sales or offerings of comparable companies. The income approach measures the value of the reporting units by the present values of its economic benefits. These benefits can include revenue and cost savings. Value indications are developed by discounting expected cash flows to their present value at a rate of return that incorporates the risk-free rate for use of funds, trends within the industry, and risks associated with particular investments of similar type and quality as of the valuation date.   The estimated fair value of our reporting units is dependent on several significant assumptions, including our earnings projections, and cost of capital (discount rate). The projections use management’s best estimates of economic and market conditions over the projected period including business plans, growth rates in sales, costs, and estimates of future expected changes in operating margins and cash expenditures. Other significant estimates and assumptions include terminal value growth rates, future estimates of capital expenditures and changes in future working capital requirements. There are inherent uncertainties related to these factors and management’s judgment in applying each to the analysis of the recoverability of goodwill. We estimate fair value giving consideration to both the income and market approaches. Consideration is given to the line of business and operating performance of the entities being valued relative to those of actual transactions, potentially subject to corresponding economic, environmental, and political factors considered to be reasonable investment alternatives. If the estimated fair value of a reporting unit exceeds its carrying value, goodwill of the reporting unit is not impaired and the second step of the impairment test is not necessary. If the carrying value of the reporting unit exceeds its estimated fair value, then the second step of the goodwill impairment test must be performed. The second step of the goodwill impairment test compares the implied fair value of the reporting unit’s goodwill with its goodwill carrying value to measure the amount of impairment charge, if any. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. In other words, the estimated fair value of the reporting unit is allocated to all of the assets and liabilities of that unit (including any unrecognized intangible assets) as if the reporting unit had been acquired in a business combination and the fair value of that reporting unit was the purchase price paid. If the carrying value of the reporting unit’s goodwill exceeds the implied fair value of that goodwill, an impairment charge is recognized in an amount equal to that excess. We review long-lived assets, including finite-lived intangible assets, property and equipment and other long term assets, for impairment whenever events or changes in circumstances indicate that the carrying amounts of the assets may not be fully recoverable. Significant judgments in this area involve determining whether a triggering event has occurred and determining the future cash flows for assets involved. In conducting our analysis, we would compare the undiscounted cash flows expected to be generated from the long-lived assets to the related net book values. If the undiscounted cash flows exceed the net book value, the long-lived assets are considered not to be impaired. If the net book value exceeds the undiscounted cash flows, an impairment charge is measured and recognized. An impairment charge is measured as the difference between the net book value and the fair value of the long-lived assets. Fair value is estimated by discounting the future cash flows associated with these assets. Intangible assets subject to amortization may include trademarks and customer, marketing and technology related intangibles. Such intangible assets, excluding customer related intangibles, are amortized on a straight-line basis over their estimated useful lives, which are generally three to ten years. Customer related intangible assets are amortized on either a straight-line or accelerated basis, dependent upon the pattern in which the economic benefits of the intangible asset are consumed or otherwise used up. Deferred Subscription Solicitation and Advertising Our deferred subscription solicitation costs consist of subscription acquisition costs, including telemarketing, web-based marketing expenses and direct mail such as printing and postage. We expense advertising costs, such as broadcast media, the first time advertising takes place, except for direct-response marketing costs. Telemarketing, web-based marketing and direct mail expenses are direct response marketing costs, which are amortized on a cost pool basis over the period during which the future benefits are expected to be received, but no more than 12 months. The recoverability of amounts capitalized as deferred subscription solicitation costs are evaluated at each balance sheet date by comparing the carrying amounts of such assets on a cost pool basis to the probable remaining future benefit expected to result directly from such advertising costs. Probable remaining future benefit is estimated based upon historical subscriber patterns, and represents net revenues less costs to earn those revenues. In estimating probable future benefit (on a per subscriber basis) we deduct our contractual cost to service that subscriber from the known sales price. We then apply the future benefit (on a per subscriber basis) to the number of subscribers expected to be retained in the future to arrive at the total probable future benefit. In estimating the number of subscribers we will retain (i.e., factoring in expected cancellations), we utilize historical subscriber patterns maintained by us that show attrition rates by client, product and marketing channel. The total probable future benefit is then compared to the costs of a given marketing campaign (i.e., cost pools), and if the probable future benefit exceeds the cost pool, the amount is considered to be recoverable. If direct response advertising costs were to exceed the estimated probable remaining future benefit, an adjustment would be made to the deferred subscription costs to the extent of any shortfall.   Commission Costs Commissions that relate to annual subscriptions with full refund provisions and monthly subscriptions are expensed when incurred, unless we are entitled to a refund of the commissions. If annual subscriptions are cancelled prior to their initial terms, we are generally entitled to a full refund of the previously paid commission for those annual subscriptions with a full refund provision and a pro-rata refund, equal to the unused portion of the subscription, for those annual subscriptions with a pro-rata refund provision. Commissions that relate to annual subscriptions with full commission refund provisions are deferred until the earlier of expiration of the refund privileges or cancellation. Once the refund privileges have expired, the commission costs are recognized ratably in the same pattern that the related revenue is recognized. Commissions that relate to annual subscriptions with pro-rata refund provisions are deferred and charged to operations as the corresponding revenue is recognized. If a subscription is cancelled, upon receipt of the refunded commission from our client, we record a reduction to the deferred commission. We have prepaid commission agreements with some of our clients. Under these agreements, we pay a commission on new subscribers in lieu of or reduction in ongoing commission payments. We amortize these prepaid commissions, on an accelerated basis, over a period of time not to exceed three years. The short-term portion of the prepaid commissions is included in deferred subscription solicitation costs in our condensed consolidated balance sheet. The long-term portion of the prepaid commissions is included in other assets in our condensed consolidated balance sheet. Amortization is included in commission expense in our condensed consolidated statements of operations. Share Based Compensation We use the Black-Scholes option-pricing model to value all options and the straight-line method to amortize this fair value as compensation cost over the requisite service period. The fair value of each option granted has been estimated as of the date of grant with the following weighted-average assumptions:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="80%"> </td> <td valign="bottom" width="13%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Three Months Ended March  31,</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">2011</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Expected dividend yield </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6.1</td> <td nowrap="nowrap" valign="bottom">% </td> </tr> <tr> <td valign="top"> Expected volatility </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">74.6</td> <td nowrap="nowrap" valign="bottom">% </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Risk free interest rate </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2.5</td> <td nowrap="nowrap" valign="bottom">% </td> </tr> <tr> <td valign="top"> Expected term of options </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6.2 years</td> <td nowrap="nowrap" valign="bottom"> </td> </tr>  </table> Expected Dividend Yield. The Black-Scholes valuation model requires an expected dividend yield as an input. We paid quarterly cash dividends on our common stock and accordingly, applied a dividend yield to grants in the year ended December 31, 2011. For future grants, we will apply a dividend yield based on our history and expectation of dividend payouts. Expected Volatility. The expected volatility of options granted was estimated based solely upon our historical share price volatility. We will continue to review our estimate in the future. Risk free Interest Rate. The yield on actively traded non-inflation indexed U.S. Treasury notes was used to extrapolate an average risk-free interest rate based on the expected term of the underlying grants. Expected Term. The expected term of options granted during the year ended December 31, 2011 was determined using the simplified calculation ((vesting term + original contractual term)/2). For the majority of grants valued, the options had graded vesting over 4 years (equal vesting of options annually) and the contractual term was 10 years. Historically, based on the applicable provisions of U.S. GAAP and other relevant guidance, we did not believe we had sufficient historical experience to provide a reasonable basis with which to estimate the expected term and determined the use of the simplified method to be the most appropriate method. Beginning with the next significant option grant, we believe that we have accumulated sufficient exercise activity and we expect to derive our expected term from historical experience. In the three months ended March 31, 2012, we did not grant options. In addition, we estimate forfeitures based on historical stock option and restricted stock unit activity on a grant by grant basis. We may make changes to that estimate throughout the vesting period based on actual activity. Income Taxes We account for income taxes under the applicable provisions of U.S. GAAP, which requires an asset and liability approach to financial accounting and reporting for income taxes. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Valuation allowances are provided, if, based upon the weight of the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized. Accounting for income taxes in interim periods provides that at the end of each interim period we are required to make our best estimate of the consolidated effective tax rate expected to be applicable for our full calendar year. The rate so determined shall be used in providing for income taxes on a consolidated current year-to-date basis. Further, the rate is reviewed, if necessary, as of the end of each successive interim period during the year to our best estimate of our annual effective tax rate. We believe that our tax positions comply with applicable tax law. As a matter of course, we may be audited by various taxing authorities and these audits may result in proposed assessments where the ultimate resolution may result in us owing additional taxes. U.S. GAAP addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. We may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position should be measured based on the largest benefit that has a greater than fifty percent likelihood of being realized upon ultimate settlement.

3. Accounting Standards Updates Accounting Standards Updates Recently Adopted In May 2011, an update was made to “Fair Value Measurement”. The amendments in this update result in common fair value measurement and disclosure requirements in U.S. GAAP. Some of the amendments clarify the Board’s intent about the application of existing fair value measurement requirements. Other amendments change a particular principle or requirement for measuring fair value or for disclosing information about fair value measurements. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011. Early adoption by public entities is not permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements. In June 2011, an update was made to “Comprehensive Income”. This update was further amended in December 2011 in order to defer the changes that relate to the presentation of reclassification adjustments. In this update an entity has the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The entity is also required to present on the face of the financial statements reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statement(s) where the components of net income and the components of other comprehensive income are presented. The amendments in this update should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011 with the exception of the amendments that relate to the presentation of reclassification adjustments which have been deferred. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements. In September 2011, an update was made to “Intangibles — Goodwill and Other”. This update is intended to simplify how entities test goodwill for impairment. The amendments in the update permit an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test. The amendments in this update are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements. Accounting Standards Updates Not Yet Effective In January 2011, an update was made to “Receivables”. The amendments in this update temporarily delay the effective date of disclosures about troubled debt restructuring for public entities. The effective date of the new disclosures about troubled debt restructuring for public entities and the guidance for determining what constitutes a troubled debt restructuring for public entities will be coordinated. Currently, that guidance is indefinitely deferred for public entities. We will adopt the provisions of this update once it is effective and do not anticipate a material impact to our condensed consolidated financial statements.   In December 2011, an update was made to “Property, Plant, and Equipment”. Under the amendments in this update, when a parent ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary’s nonrecourse debt, the reporting entity should apply the guidance in Subtopic 360-20 to determine whether it should derecognize the in substance real estate. The amendments in this update should be applied on a prospective basis and are effective for fiscal years and interim periods within those years, beginning on or after June 15, 2012. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements. In December 2011, an update was made to “Balance Sheet”. This update requires an entity to disclose information about offsetting and related arrangements to enable users of financial statements to understand the effect of those arrangements. The amendments in this update are effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. The disclosures required by this amendment will be applied retrospectively for all comparative periods. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements

4. Earnings Per Common Share Basic and diluted earnings per common share is determined in accordance with the applicable provisions of U.S. GAAP. Basic earnings per common share is computed using the weighted average number of shares of common stock outstanding for the period. Diluted earnings per common share is computed using the weighted average number of shares of common stock, adjusted for the dilutive effect of potential common stock. Potential common stock, computed using the treasury stock method or the if-converted method, includes the potential exercise of stock options under our share-based employee compensation plans and our vesting of restricted stock units. For the three months ended March 31, 2012 and 2011, options to purchase 885 thousand and 1.4 million shares of common stock, respectively, have been excluded from the computation of diluted earnings per common share as their effect would be anti-dilutive. These shares could dilute earnings per common share in the future. A reconciliation of basic earnings per common share to diluted earnings per common share is as follows:   <table cellspacing="0" cellpadding="0" width="92%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="84%"> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center" style="border-bottom:1px solid #000000">Three Months Ended March 31,</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands, except</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">per share data)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Net income available to common shareholders — basic and diluted </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">6,226</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,584</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> Weighted average common shares outstanding — basic </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,492</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">17,940</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Dilutive effect of common stock equivalents </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,244</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,603</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> Weighted average common shares outstanding — diluted </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">18,736</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">19,543</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Earnings per common share: </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Basic earnings per common share </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.36</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.26</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Diluted earnings per common share </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.33</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.23</td> <td nowrap="nowrap" valign="bottom"> </td> </tr>  </table>

5. Fair Value Measurement Our cash and any investment instruments are classified within Level 1 or Level 2 of the fair value hierarchy as they are valued using quoted market prices, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency. The types of instruments valued are based on quoted market prices in active markets and are primarily U.S. government and agency securities and money market securities. Such instruments are generally classified within Level 1 of the fair value hierarchy. We did not hold instruments that are measured at fair value on a recurring basis for the periods ended March 31, 2012 and December 31, 2011. We consider the carrying amounts of certain financial instruments, such as cash and cash equivalents, short-term government debt instruments, trade accounts receivables, leases payables and trade accounts payables, to approximate fair value based on the liquidity of these financial instruments. We did not have any transfers in or out of Level 1 and Level 2 in the three months ended March 31, 2012 or in the year ended December 31, 2011. At March 31, 2012, we had a total of $10.0 million outstanding under our revolving credit facility, which is a variable rate loan and therefore, fair value approximates book value.

6. Prepaid Expenses and Other Current Assets The components of our prepaid expenses and other current assets are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="76%"> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Prepaid services </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">867</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,030</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Prepaid severance </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">839</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Other prepaid contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,931</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4,223</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,743</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,187</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">7,380</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">6,440</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>

7. Deferred Subscription Solicitation and Commission Costs Total deferred subscription solicitation costs included in the accompanying condensed consolidated balance sheet as of March 31, 2012 and December 31, 2011 was $13.6 million and $16.3 million, respectively. The long-term portion of the deferred subscription solicitation costs are reported in other assets in our condensed consolidated balance sheet and include $1.3 million and $1.9 million as of March 31, 2012 and December 31, 2011, respectively. The current portion of the prepaid commissions is included in the deferred subscription solicitation costs which were $3.8 million and $4.7 million as of March 31, 2012 and December 31, 2011, respectively. Amortization of deferred subscription solicitation and commission costs, which are included in either marketing or commissions expense in our condensed consolidated statements of operations, for the three months ended March 31, 2012 and 2011 were $7.4 million and $12.6 million, respectively. Marketing costs, which are included in marketing expenses in our condensed consolidated statements of operations, as they did not meet the criteria for deferral, for the three months ended March 31, 2012 and 2011, were $985 thousand and $775 thousand, respectively.

8. Goodwill and Intangible Assets Changes in the carrying amount of goodwill are as follows (in thousands):   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="58%"> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="18" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Gross Carrying Amount</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Accumulated Impairment Losses</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount at January 1, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Impairment</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount at March 31, 2012</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Consumer Products and Services </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Online Brand Protection </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,242</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11,242</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Bail Bonds Industry Solutions </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,390</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1,390</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> Total Goodwill </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">55,867</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(12,632</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>   <table cellspacing="0" cellpadding="0" width="100%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="58%"> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="4%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="18" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Gross Carrying Amount</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Accumulated Impairment Losses</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount at January 1, 2011</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Impairment</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount at December 31, 2011</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Consumer Products and Services </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Online Brand Protection </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11,242</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(11,242</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Bail Bonds Industry Solutions </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,390</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1,390</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> Total Goodwill </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">55,867</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(12,632</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">43,235</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> During the three months ended March 31, 2012, we did not identify any triggering events related to our goodwill and therefore, were not required to test our goodwill for impairment. Our intangible assets consisted of the following (in thousands):   <table cellspacing="0" cellpadding="0" width="92%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="61%"> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="14" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Gross Carrying Amount</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Accumulated Amortization</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Impairment</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Amortizable intangible assets: </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Customer related </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">38,846</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(28,662</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,184</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Marketing related </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,192</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3,192</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Technology related </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,796</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2,796</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Total amortizable intangible assets </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">44,834</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(34,650</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,184</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td height="16"> </td> <td height="16" colspan="16"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="14" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Gross Carrying Amount</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Accumulated Amortization</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Impairment</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Net Carrying Amount</td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Amortizable intangible assets: </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Customer related </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">38,846</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(27,777</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">11,069</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Marketing related </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,192</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(3,192</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Technology related </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,796</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(2,796</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Total amortizable intangible assets </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">44,834</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(33,765</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">11,069</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> Intangible assets are amortized over a period of three to ten years. For the three months ended March 31, 2012 and 2011, we incurred aggregate amortization expense of $885 thousand and $1.0 million, respectively, which was included in amortization expense in our condensed consolidated statements of operations. We estimate that we will have the following amortization expense for the future periods indicated below (in thousands):   <table cellspacing="0" cellpadding="0" width="68%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="88%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> For the remaining nine months ending December 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right"> 2,657</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> For the years ending December 31: </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> 2013 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,483</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> 2014 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,437</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> 2015 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">427</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> 2016 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">180</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Thereafter </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,184</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>

9. Other Assets The components of our other assets are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="76%"> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Prepaid royalty payments </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">75</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">75</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Prepaid contracts </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">436</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">281</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Prepaid commissions </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,283</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,859</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Assets held for use </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,408</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,408</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,422</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,719</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,624</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,342</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>

10. Accrued Expenses and Other Current Liabilities The components of our accrued expenses and other liabilities are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="76%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Accrued marketing </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,556</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,099</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Accrued cost of sales, including credit bureau costs </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7,489</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5,720</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Accrued general and administrative expense and professional fees </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,419</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,794</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Insurance premiums </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">840</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">846</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,010</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,322</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">14,314</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,781</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>

11. Accrued Payroll and Employee Benefits The components of our accrued payroll and employee benefits are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="76%"> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Accrued payroll </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,355</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">660</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Accrued benefits </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,569</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,227</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Accrued severance </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,249</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,320</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,173</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">5,207</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> In the three months ended March 31, 2012, we paid severance and severance related benefits of $2.4 million and recorded an additional $465 thousand of expense for severance and severance-related benefits.

12. Commitments and Contingencies Leases We have entered into long-term operating lease agreements for office space and capital leases for fixed assets. The minimum fixed commitments related to all non-cancellable leases are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="80%"> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="5%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Operating Leases</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Capital Leases</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> For the remaining nine months ending December 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,991</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">1,004</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> For the years ending December 31: </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> 2013 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,937</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">942</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> 2014 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,547</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">859</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> 2015 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,503</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">656</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> 2016 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,404</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">28</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> 2017 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,497</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Thereafter </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,921</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Total minimum lease payments </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">18,800</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,489</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Less: amount representing interest </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(287</td> <td nowrap="nowrap" valign="bottom">) </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Present value of minimum lease payments </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">3,202</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Less: current obligation </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(1,148</td> <td nowrap="nowrap" valign="bottom">) </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Long term obligations under capital lease </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">2,054</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> Rental expenses included in general and administrative expenses were $719 thousand and $716 thousand for the three months ended March 31, 2012 and 2011, respectively.   Legal Proceedings On July 19, 2011, a putative class action complaint was filed against Intersections Inc., Intersections Insurance Services Inc. and Bank of America Corporation in Los Angeles Superior Court alleging various claims based on the sale of an accidental death and disability program. The case was removed to the U.S. District Court for the Central District of California, and an amended complaint was filed. On January 30, 2012, the District Court dismissed all claims against us and Bank of America Corporation. On February 29, 2012, the plaintiffs filed a Notice of Appeal of the District Court’s order. TQP Development LLC filed a patent infringement suit in the Eastern District of Texas against Dell Inc., United Continental Holdings, Inc., Lowe’s Companies, Inc., Lowe’s Home Centers, Inc., Lowe’s HIW, Inc, Deutsche Telekom AG, T-Mobile USA, Inc., Discover Financial Services, Hewlett-Packard Company, Hewlett-Packard Development Company, L.P., Chevron Corporation, Chevron U.S.A. Inc., Research in Motion Limited, Research in Motion Corporation and Costco Wholesale Corporation. TQP seeks a judgment that the defendants have infringed its patent, injunctive relief, monetary damages, treble damages, costs and attorneys fees. Upon request by our client Costco, we have agreed to defend Costco, subject to a reservation of rights, to the extent TQP's patent infringement claim concerns a web site hosted by us. Accordingly, on April 27, 2012, we moved to intervene in the case. We are reviewing the allegations in the suit. At this time, we do not believe a loss is probable and have not recorded an accrual related to this proceeding. Further, at this time, we are unable to estimate a possible loss or range of loss because the remedies or penalties sought are indeterminate or unspecified and the facts of the case and potential defenses are not yet sufficiently fully developed or known to us. We periodically analyze currently available information and make a determination of the probability of loss and provide a range of possible loss when we believe that sufficient and appropriate information is available. We accrue a liability for those contingencies where the incurrence of a loss is probable and the amount can be reasonably estimated. If a loss is probable and a range of amounts can be reasonably estimated but no amount within the range is a better estimate than any other amount in the range, then the minimum of the range is accrued. We do not accrue a liability when the likelihood that the liability has been incurred is believed to be probable but the amount cannot be reasonably estimated or when the likelihood that a liability has been incurred is believed to be only reasonably possible or remote. For contingencies where an unfavorable outcome is reasonably possible and the impact could potentially be material, we disclose the nature of the contingency and, where feasible, an estimate of the possible loss or range of loss. As of March 31, 2012, we do not have any liabilities accrued for any of the lawsuits mentioned above. Other In January, 2012, we entered into a new contract with a credit reporting agency, in which we are required to make non-refundable minimum payments totaling $24.2 million in the year ending December 31, 2012.

13. Other Long-Term Liabilities The components of our other long-term liabilities are as follows:   <table cellspacing="0" cellpadding="0" width="76%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="76%"> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="7%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">March 31, 2012</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">December 31, 2011</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="6" align="center">(In thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Deferred rent </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,542</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,353</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Uncertain tax positions, interest and penalties not recognized </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">772</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">957</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Accrued general and administrative expenses </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">9</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Other </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">449</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">437</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,765</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,756</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table>

14. Debt and Other Financing We have a Credit Agreement with Bank of America, N.A., which has a current maturity date, as amended on December 19, 2011, of December 31, 2012. Our Credit Agreement currently consists of a revolving credit facility in the amount of $25.0 million and is secured by substantially all of our assets and a pledge by us of stock and membership interests we hold in certain of our subsidiaries. Our subsidiaries are co-borrowers under the Credit Agreement. In connection with our share repurchase, we amended the Credit Agreement during the three months ended March 31, 2011 to provide for the consent of the lenders to the share repurchase and to clarify covenant calculations. As part of this amendment, we agreed to maintain available liquidity of at least $10.0 million at all times while the Credit Agreement is in effect. As of March 31, 2012, the outstanding balance of the revolving credit facility was $10.0 million, which is included as a current liability in our condensed consolidated balance sheet and we have approximately $30.6 million in cash in our condensed consolidated balance sheet in addition to unused capacity under the Credit Agreement, which more than satisfies the minimum available liquidity requirement. The Credit Agreement contains certain customary covenants, including among other things covenants that limit or restrict the incurrence of liens; the incurrence of certain indebtedness; mergers, dissolutions, liquidation, or consolidations; acquisitions (other than certain permitted acquisitions); sales of substantially all of our or any co-borrowers’ assets; the declaration of certain dividends or distributions; transactions with affiliates (other than co-borrowers under the Credit Agreement) other than on fair and reasonable terms; share repurchases; and the creation or acquisition of any direct or indirect subsidiary of ours that is not a domestic subsidiary unless such subsidiary becomes a guarantor. We are also required to maintain compliance with certain financial covenants which includes our consolidated leverage ratios, consolidated fixed charge coverage ratios, minimum available liquidity requirements as well as customary covenants, representations and warranties, funding conditions and events of default. We are currently in compliance with all such covenants.

15. Income Taxes Our consolidated effective tax rate from continuing operations for the three months ended March 31, 2012 and 2011 was 40.8% and 41.8%, respectively. The slight decrease from the comparable period is primarily due to the ratio of permanent differences to an increase in income from operations before income tax, partially offset by an increase in book expenses which are not deductible for income tax purposes. In addition, the total liability for uncertain tax positions decreased by approximately $185 thousand from December 31, 2011. The long-term portion is recorded in other long-term liabilities in our condensed consolidated balance sheet. The reduction in the liability was primarily due to the release of a prior year uncertain tax position, in which a settlement was executed with the taxing authority. An immaterial portion of the amount impacted our consolidated effective tax rate for the three months ended March 31, 2012. We record income tax penalties related to uncertain tax positions as part of our income tax expense in our condensed consolidated financial statements. We record interest expense related to uncertain tax positions as part of interest expense in our condensed consolidated financial statements. We did not accrue penalties in the three months ended March 31, 2012. In the three months ended March 31, 2011, we recorded penalties of $22 thousand. In the three months ended March 31, 2012 and 2011, we recorded interest of $6 thousand and $9 thousand, respectively.

16. Stockholders’ Equity Share Repurchase In April 2005, our Board of Directors authorized a share repurchase program under which we can repurchase our outstanding shares of common stock from time to time, depending on market conditions, share price and other factors. As of March 31, 2012, we had $20.0 million remaining under our share repurchase program, which we are permitted to make under our amended Credit Agreement, without lender consent, in any fiscal year. The repurchases may be made on the open market, in block trades, through privately negotiated transactions or otherwise, and the program may be suspended or discontinued at any time. In the three months ended March 31, 2012, we did not repurchase any shares of common stock. In the three months ended March 31, 2011, we repurchased approximately 1.7 million shares of common stock at $11.25 per share resulting in an aggregate cost to us of $19.6 million.   Dividends The following summarizes our dividend activity for the year ended December 31, 2011:   <table cellspacing="0" cellpadding="0" width="84%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="46%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom" nowrap="nowrap"> Announcement Date </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Record Date</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Payment Date</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Cash Dividend Amount (per share)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> February 7, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">February 28, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">March 10, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.15</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> April 21, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">May 31, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">June 10, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.15</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> August 2, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">August 31, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">September 9, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.20</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> November 9, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">November 30, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">December 9, 2011</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.20</td> <td nowrap="nowrap" valign="bottom"> </td> </tr>  </table> The following summarizes our dividend activity for the three months ended March 31, 2012:   <table cellspacing="0" cellpadding="0" width="84%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="51%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom" nowrap="nowrap"> Announcement Date </td> <td valign="bottom"> </td> <td valign="bottom" align="center" style="border-bottom:1px solid #000000">Record Date</td> <td valign="bottom"> </td> <td valign="bottom" align="center" style="border-bottom:1px solid #000000">Payment Date</td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Cash Dividend Amount (per share)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> February 2, 2012 </td> <td valign="bottom"> </td> <td valign="bottom">February 29, 2012</td> <td valign="bottom"> </td> <td valign="bottom">March 9, 2012</td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">0.20</td> <td nowrap="nowrap" valign="bottom"> </td> </tr>  </table> Share Based Compensation On August 24, 1999, the Board of Directors and stockholders approved the 1999 Stock Option Plan (the “1999 Plan”). The active period for this plan expired on August 24, 2009. The number of shares of common stock that have been issued under the 1999 Plan could not exceed 4.2 million shares pursuant to an amendment to the plan executed in November 2001. As of March 31, 2012, there were options to purchase 34 thousand shares outstanding. Individual awards under the 1999 Plan took the form of incentive stock options and nonqualified stock options. On March 12, 2004 and May 5, 2004, the Board of Directors and stockholders, respectively, approved the 2004 Stock Option Plan (the “2004 Plan”) to be effective immediately prior to the consummation of the initial public offering. The 2004 Plan provides for the authorization to issue 2.8 million shares of common stock. As of March 31, 2012, we have 407 thousand shares remaining to issue and options to purchase 1.3 million shares outstanding. Individual awards under the 2004 Plan may take the form of incentive stock options and nonqualified stock options. Option awards are generally granted with an exercise price equal to the market price of our stock at the date of grant; those option awards generally vest over four years of continuous service and have ten year contractual terms. On March 8, 2006 and May 24, 2006, the Board of Directors and stockholders, respectively, approved the 2006 Stock Incentive Plan (the “2006 Plan”). The number of shares of common stock that may be issued under the 2006 Plan may not exceed 7.1 million, pursuant to an amendment approved by the Board of Directors and stockholders in May 2011. As of March 31, 2012, we have 1.8 million shares of common stock available for future grants of awards under the 2006 Plan, and awards for approximately 2.7 million shares outstanding. Individual awards under the 2006 Plan may take the form of incentive stock options, nonqualified stock options, restricted stock awards and/or restricted stock units. These awards generally vest over four years of continuous service. The Compensation Committee administers the Plans, selects the individuals who will receive awards and establishes the terms and conditions of those awards. Shares of common stock subject to awards that have expired, terminated, or been canceled or forfeited are available for issuance or use in connection with future awards. The 1999 Plan active period expired on August 24, 2009, the 2004 Plan will remain in effect until May 5, 2014, and the 2006 Plan will remain in effect until March 7, 2016, unless terminated by the Board of Directors. Stock Options Total share based compensation expense recognized for stock options, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $531 thousand and $603 thousand, respectively.   The following table summarizes our stock option activity:   <table cellspacing="0" cellpadding="0" width="92%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="58%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Number of Shares</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Weighted- Average Exercise Price</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Aggregate Intrinsic  Value</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Weighted- Average Remaining Contractual Term</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center">(In thousands)</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center">(In years)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Outstanding at December 31, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,071,606</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">6.14</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Canceled </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(78,327</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5.06</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Exercised </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(37,556</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7.64</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Outstanding at March 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,955,723</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">6.16</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13,683</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6.77</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Exercisable at March 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">739,862</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">8.30</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,818</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5.59</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> There were no options granted during the three months ended March 31, 2012. In the three months ended March 31, 2011, the weighted average grant date fair value of options granted, based on the Black-Scholes method, was $4.05. For options exercised, intrinsic value is calculated as the difference between the market price on the date of exercise and the exercise price. The total intrinsic value of options exercised during the three months ended March 31, 2012 and 2011 was $300 thousand and $76 thousand, respectively. In the three months ended March 31, 2012, participants utilized a net withhold option exercise method, in which options were surrendered to cover payroll withholding tax, if applicable, and exercise price. Approximately 28 thousand shares were exercised, of which the cumulative net shares issued to the participants were 8 thousand and 20 thousand were surrendered and subsequently cancelled. The total pre-tax cash outflow, as included in withholding tax payments in our condensed consolidated statement of cash flows, for this net withhold option exercise method was $23 thousand. As of March 31, 2012, there was $3.0 million of total unrecognized compensation cost related to unvested stock option arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 1.3 years. Restricted Stock Units Total share based compensation recognized for restricted stock units, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $1.3 million and $1.1 million, respectively. The following table summarizes our restricted stock unit activity:   <table cellspacing="0" cellpadding="0" width="84%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="56%"> </td> <td valign="bottom" width="10%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="10%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="10%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Number of RSUs</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Weighted-Average Grant Date Fair Value</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" nowrap="nowrap" align="center" style="border-bottom:1px solid #000000">Weighted-Average Remaining Contractual Life</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td colspan="2" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center">(In years)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Outstanding at December 31, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,018,285</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">6.83</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Granted </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">595,491</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">12.48</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Canceled </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(232,219</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6.66</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Vested </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">(355,619</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">6.79</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Outstanding at March 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,025,938</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">8.52</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2.61</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> As of March 31, 2012, there was $15.4 million of total unrecognized compensation cost related to unvested restricted stock units compensation arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 2.6 years.

17. Related Party Transactions We have a minority investment in White Sky and a commercial agreement to incorporate and market their product into our fraud and identity theft protection product offerings. For the three months ended March 31, 2012, we did not remit any payments to White Sky. For the three months ended March 31, 2012 and 2011, there was $325 thousand and $650 thousand included in cost of revenue in our condensed consolidated statement of operations related to royalties for exclusivity and product costs. The chief executive officer and president of Digital Matrix Systems, Inc. (“DMS”) serves as our board member. We have entered into contracts with DMS that provide for services that assist us in monitoring credit on a daily and quarterly basis, as well as certain on-line credit analysis services. In connection with these agreements, we paid monthly installments totaling $288 thousand and $216 thousand for the three months ended March 31, 2012 and 2011, respectively. These amounts are included within cost of revenue and general and administrative expenses in our condensed consolidated statement of operations.

18. Segment and Geographic Information We have three reportable operating segments through the period ended March 31, 2012. Our Consumer Products and Services segment includes our identity theft protection and credit information management, data breach response, and insurance and membership products and services. Our Online Brand Protection segment includes the corporate brand protection and business intelligence services provided by our subsidiary Net Enforcers. Our Bail Bonds Industry Solutions segment includes the software management solutions for the bail bond industry provided by our subsidiary Captira Analytical. The following table sets forth segment information for the three months ended March 31, 2012 and 2011:   <table cellspacing="0" cellpadding="0" width="92%" border="0" style="border-collapse:collapse; text-align: left" align="center">  <tr> <td width="57%"> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> <td valign="bottom" width="6%"> </td> <td> </td> <td> </td> <td> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Consumer Products and Services</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Online  Brand Protection</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Bail Bonds Industry Solutions</td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="2" align="center" style="border-bottom:1px solid #000000">Consolidated</td> <td valign="bottom"> </td> </tr> <tr> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" colspan="14" align="center">(in thousands)</td> <td valign="bottom"> </td> </tr>   <tr bgcolor="#cceeff"> <td valign="top"> Three Months Ended March 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Revenue </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">89,402</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">564</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">266</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">90,232</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Depreciation </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,462</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">4</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">28</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">2,494</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Amortization </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">878</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">885</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top" nowrap="nowrap"> Income (loss) from operations before income taxes </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,968</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(91</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(360</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">10,517</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Three Months Ended March 31, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Revenue </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">89,730</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">542</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">173</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">90,445</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top"> Depreciation </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,907</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">5</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">11</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,923</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Amortization </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">993</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">7</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">—  </td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom" align="right">1,000</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr> <td valign="top" nowrap="nowrap"> Income (loss) from operations before income taxes </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">8,640</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(411</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">(347</td> <td nowrap="nowrap" valign="bottom">) </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">7,882</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> As of March 31, 2012 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr> <td valign="top"> Property, plant and equipment, net </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">22,389</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">13</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">245</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">22,647</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Total assets </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">156,325</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">4,088</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">718</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">161,131</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> As of December 31, 2011 </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom"> </td> </tr> <tr bgcolor="#cceeff"> <td valign="top"> Property, plant and equipment, net </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,558</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">17</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">243</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">23,818</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr> <tr> <td valign="top"> Total assets </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">161,927</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">3,947</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">877</td> <td nowrap="nowrap" valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">$</td> <td valign="bottom" align="right">166,751</td> <td nowrap="nowrap" valign="bottom"> </td> </tr> <tr style="font-size:1px"> <td valign="bottom"> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> <td valign="bottom"> </td> <td valign="bottom">   </td> <td valign="bottom">   </td> <td> </td> </tr>  </table> The principal geographic area of our revenue and assets from operations is the United States.

19. Subsequent Events On April 26, 2012, we announced a cash dividend of $0.20 per share on our common stock, payable on June 8, 2012, to stockholders of record as of May 29, 2012.

EX-101.SCH 8 intx-20120331.xsd XBRL TAXONOMY EXTENSION SCHEMA 00 - Document - Document and Entity Information link:presentationLink link:definitionLink link:calculationLink 01 - Statement - Condensed Consolidated Statements of Operations (unaudited) link:presentationLink link:definitionLink link:calculationLink 02 - Statement - Condensed Consolidated Balance Sheets (unaudited) link:presentationLink link:definitionLink link:calculationLink 021 - Statement - Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) link:presentationLink link:definitionLink link:calculationLink 03 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:definitionLink link:calculationLink 06001 - Disclosure - Organization and Business link:presentationLink link:definitionLink link:calculationLink 06002 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies link:presentationLink link:definitionLink link:calculationLink 06003 - Disclosure - Accounting Standards Updates link:presentationLink link:definitionLink link:calculationLink 06004 - Disclosure - Earnings Per Common Share link:presentationLink link:definitionLink link:calculationLink 06005 - Disclosure - Fair Value Measurement link:presentationLink link:definitionLink link:calculationLink 06006 - Disclosure - Prepaid Expenses and Other Current Assets link:presentationLink link:definitionLink link:calculationLink 06007 - Disclosure - Deferred Subscription Solicitation and Commission Costs link:presentationLink link:definitionLink link:calculationLink 06008 - Disclosure - Goodwill and Intangible Assets link:presentationLink link:definitionLink link:calculationLink 06009 - Disclosure - Other Assets link:presentationLink link:definitionLink link:calculationLink 06010 - Disclosure - Accrued Expenses and Other Current Liabilities link:presentationLink link:definitionLink link:calculationLink 06011 - Disclosure - Accrued Payroll and Employee Benefits link:presentationLink link:definitionLink link:calculationLink 06012 - Disclosure - Commitments and Contingencies link:presentationLink link:definitionLink link:calculationLink 06013 - Disclosure - Other Long-Term Liabilities link:presentationLink link:definitionLink link:calculationLink 06014 - Disclosure - Debt and Other Financing link:presentationLink link:definitionLink link:calculationLink 06015 - Disclosure - Income Taxes link:presentationLink link:definitionLink link:calculationLink 06016 - Disclosure - Stockholders' Equity link:presentationLink link:definitionLink link:calculationLink 06017 - Disclosure - Related Party Transactions link:presentationLink link:definitionLink link:calculationLink 06018 - Disclosure - Segment and Geographic Information link:presentationLink link:definitionLink link:calculationLink 06019 - Disclosure - Subsequent Events link:presentationLink link:definitionLink link:calculationLink EX-101.CAL 9 intx-20120331_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.LAB 10 intx-20120331_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Document and Entity Information [Abstract] Revenue Revenue, Net Operating expenses: Costs and Expenses [Abstract] Marketing Marketing Expense Commissions Sales Commissions and Fees Cost of revenue Cost of Goods and Services Sold General and administrative General and Administrative Expense Depreciation Cost of Goods and Services Sold, Depreciation Amortization Cost of Goods Sold, Amortization Total operating expenses Costs and Expenses, Total Total operating expenses Income from operations Operating Income (Loss) Income from operations Interest income Investment Income, Interest Interest expense Interest Expense Interest expense Other income (expense), net Other Nonoperating Income (Expense) Income from operations before income taxes Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest Income from operations before income taxes Income tax expense Income Tax Expense (Benefit) Income tax expense Net income Net Income (Loss) Attributable to Parent Net income Basic earnings per common share Earnings Per Share, Basic Diluted earnings per common share Earnings Per Share, Diluted Cash dividends paid per common share Common Stock, Dividends, Per Share, Cash Paid Weighted average shares outstanding: Weighted Average Number of Shares Outstanding, Diluted [Abstract] Basic Weighted Average Number of Shares Outstanding, Basic Diluted Weighted Average Number of Shares Outstanding, Diluted ASSETS Assets [Abstract] CURRENT ASSETS: Assets, Current [Abstract] Cash and cash equivalents Cash and Cash Equivalents, at Carrying Value Accounts receivable, net of allowance for doubtful accounts of $22 (2012) and $14 (2011) Accounts Receivable, Net, Current Allowance for doubtful accounts receivable Allowance for Doubtful Accounts Receivable, Current Prepaid Expenses and Other Current Assets Prepaid expenses and other current assets Prepaid expenses and other current assets Income tax receivable Income Taxes Receivable, Current Deferred Subscription Solicitation Costs Deferred subscription solicitation costs Deferred subscription solicitation costs Total current assets Assets, Current, Total Total current assets PROPERTY AND EQUIPMENT, net Property, Plant and Equipment, Net DEFERRED TAX ASSET, net Deferred Tax Assets, Net, Noncurrent LONG-TERM INVESTMENT Cost Method Investments GOODWILL Goodwill INTANGIBLE ASSETS, net Finite-Lived Intangible Assets, Net OTHER ASSETS Other Assets, Noncurrent TOTAL ASSETS Assets, Total TOTAL ASSETS LIABILITIES AND STOCKHOLDERS' EQUITY Liabilities and Equity [Abstract] CURRENT LIABILITIES: Liabilities, Current [Abstract] Accounts payable Accounts Payable, Current Accrued Expenses and Other Current Liabilities Accrued expenses and other current liabilities Accrued expenses and other current liabilities Accrued payroll and employee benefits Employee-related Liabilities, Current Current portion of debt Long-term Debt, Current Maturities Capital leases, current portion Capital Lease Obligations, Current Commissions payable Accrued Sales Commission, Current Income tax payable Accrued Income Taxes, Current Deferred revenue Deferred Revenue, Current Deferred tax liability, net, current portion Deferred Tax Liabilities, Current Total current liabilities Liabilities, Current, Total Total current liabilities OBLIGATIONS UNDER CAPITAL LEASES, less current portion Capital Lease Obligations, Noncurrent OTHER LONG-TERM LIABILITIES Other Liabilities, Noncurrent TOTAL LIABILITIES Liabilities, Total TOTAL LIABILITIES COMMITMENTS AND CONTINGENCIES (see notes 12 and 14) Commitments and Contingencies STOCKHOLDERS' EQUITY: Stockholders' Equity Attributable to Parent [Abstract] Common stock at $0.01 par value, shares authorized 50,000; shares issued 20,528 (2012) and 20,135 (2011); shares outstanding 17,669 (2012) and 17,276 (2011) Common Stock, Value, Issued Common stock, par value Common Stock, Par or Stated Value Per Share Common stock, shares authorized Common Stock, Shares Authorized Common stock, shares issued Common Stock, Shares, Issued Common stock, shares outstanding Common Stock, Shares, Outstanding Additional paid-in capital Additional Paid in Capital, Common Stock Treasury stock, shares at cost; 2,859 (2012) and 2,859 (2011) Treasury Stock, Value Treasury stock, shares at cost; 2,859 (2012) and 2,859 (2011) Treasury stock, shares Treasury Stock, Shares Retained earnings Retained Earnings (Accumulated Deficit) TOTAL STOCKHOLDERS' EQUITY Stockholders' Equity Attributable to Parent, Total TOTAL STOCKHOLDERS' EQUITY TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY Liabilities and Equity, Total TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY Adjustments to reconcile net income to cash flows provided by operating activities: Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract] Depreciation Depreciation Amortization Amortization of Intangible Assets Amortization of debt issuance cost Amortization of Financing Costs Provision for doubtful accounts Provision for Doubtful Accounts Share based compensation Share-based Compensation Amortization of Deferred Subscription Solicitation Costs Amortization of deferred subscription solicitation costs Amortization of deferred subscription solicitation costs Foreign currency transaction (gains) losses, net Foreign Currency Transaction Gain (Loss), Unrealized Foreign currency transaction (gains) losses, net Changes in assets and liabilities: Increase (Decrease) in Operating Capital [Abstract] Accounts receivable Increase (Decrease) in Accounts Receivable Accounts receivable Prepaid expenses and other current assets Increase (Decrease) in Prepaid Expense and Other Assets Prepaid expenses and other current assets Income tax, net Increase (Decrease) in Income Taxes Payable Increase Decrease in Deferred Subscription Solicitation Costs Deferred subscription solicitation costs Deferred subscription solicitation costs Deferred subscription solicitation costs Other assets Increase (Decrease) in Other Operating Assets Other assets Tax Benefit Deficiency Upon Vesting of Restricted Stock Units Excess tax benefit upon vesting of restricted stock units and stock option exercises Excess tax benefit upon vesting of restricted stock units and stock option exercises Excess tax benefit upon vesting of restricted stock units and stock option exercises Accounts payable Increase (Decrease) in Accounts Payable Increase Decrease in Accrued Expenses and Other Current Liabilities Accrued expenses and other current liabilities Accrued expenses and other current liabilities Accrued expenses and other current liabilities Accrued payroll and employee benefits Increase (Decrease) in Employee Related Liabilities Increase Decrease in Commissions Payable Commissions payable Commissions payable Commissions payable Deferred revenue Increase (Decrease) in Deferred Revenue Deferred income tax, net Increase (Decrease) in Deferred Income Taxes Other long-term liabilities Increase (Decrease) in Other Operating Liabilities Cash flows provided by operating activities Net Cash Provided by (Used in) Operating Activities Cash flows provided by operating activities CASH FLOWS (USED IN) PROVIDED BY INVESTING ACTIVITIES: Net Cash Provided by (Used in) Investing Activities [Abstract] Proceeds from sale of short-term investment Proceeds from Sale of Short-term Investments Proceeds from reimbursements for property and equipment Proceeds from Sale of Property, Plant, and Equipment Acquisition of property and equipment Payments to Acquire Property, Plant, and Equipment Acquisition of property and equipment Cash flows (used in) provided by investing activities Net Cash Provided by (Used in) Investing Activities Cash flows (used in) provided by investing activities CASH FLOWS USED IN FINANCING ACTIVITIES: Net Cash Provided by (Used in) Financing Activities [Abstract] Borrowings under Credit Agreement Proceeds from Long-term Lines of Credit Purchase of treasury stock Payments for Repurchase of Common Stock Purchase of treasury stock Cash dividends paid on common shares Payments of Dividends, Common Stock Cash dividends paid on common shares Repayments under Credit Agreement Repayments under Credit Agreement Repayments under Credit Agreement Repayments under Credit Agreement Proceeds from Tax Benefit Deficiency Upon Vesting of Restricted Stock Units Excess tax benefit upon vesting of restricted stock units and stock option exercises Excess tax benefit upon vesting of restricted stock units and stock option exercises Capital lease payments Repayments of Long-term Capital Lease Obligations Capital lease payments Cash proceeds from stock options exercised Proceeds from Stock Options Exercised Withholding tax payment on vesting of restricted stock units and stock option exercises Payments Related to Tax Withholding for Share-based Compensation Withholding tax payment on vesting of restricted stock units and stock option exercises Cash flows used in financing activities Net Cash Provided by (Used in) Financing Activities Cash flows used in financing activities (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS Cash and Cash Equivalents, Period Increase (Decrease) (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS CASH AND CASH EQUIVALENTS - Beginning of period CASH AND CASH EQUIVALENTS - End of period SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION: Supplemental Cash Flow Information [Abstract] Cash paid for interest Interest Paid, Net Cash paid for taxes Income Taxes Paid SUPPLEMENTAL DISCLOSURE OF NONCASH FINANCING AND INVESTING ACTIVITIES: Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract] Equipment additions accrued but not paid Capital Expenditures Incurred but Not yet Paid Payments Related to Tax Withholding for Share Based Compensation Accrued Withholding tax payments accrued on vesting of restricted stock units and stock option exercises Withholding tax payments accrued on vesting of restricted stock units and stock option exercises Organization and Business Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] Organization and Business [Abstract] Organization and Business [Abstract] Basis of Presentation and Summary of Significant Accounting Policies Significant Accounting Policies [Text Block] Basis of Presentation and Summary of Significant Accounting Policies [Abstract] Basis of Presentation and Summary of Significant Accounting Policies [Abstract] Accounting Standards Updates Accounting Changes and Error Corrections [Text Block] Accounting Standards Updates [Abstract] Accounting Standards Updates [Abstract] Earnings Per Common Share Earnings Per Share [Text Block] Earnings Per Common Share [Abstract] Earnings Per Common Share [Abstract] Fair Value Measurement Fair Value Disclosures [Text Block] Fair Value Measurement [Abstract] Fair Value Measurement [Abstract] Prepaid Expenses and Other Current Assets Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block] Prepaid Expenses and Other Current Assets and Other Assets [Abstract] Prepaid Expenses and Other Current Assets and Other Assets [Abstract] Deferred Subscription Solicitation and Commission Costs [Text Block] Deferred Subscription Solicitation and Commission Costs Deferred Subscription Solicitation and Commission Costs Deferred Subscription Solicitation and Commission Costs [Abstract] Deferred Subscription Solicitation and Commission Costs [Abstract] Deferred Subscription Solicitation and Commission Costs Goodwill and Intangible Assets Goodwill and Intangible Assets Disclosure [Text Block] Goodwill and Intangible Assets [Abstract] Goodwill and Intangible Assets [Abstract] Other Assets Other Assets Disclosure [Text Block] Accrued Expenses and Other Current Liabilities [Text Block] Accrued Expenses and Other Current Liabilities Accrued Expenses and Other Current Liabilities Accrued Expenses and Other Current Liabilities [Abstract] Accrued Expenses and Other Current Liabilities [Abstract] Accrued Expenses and Other Current Liabilities Accrued Payroll and Employee Benefits Compensation and Employee Benefit Plans [Text Block] Accrued Payroll and Employee Benefits [Abstract] Accrued Payroll and Employee Benefits [Abstract] Commitments and Contingencies Commitments and Contingencies Disclosure [Text Block] Commitments and Contingencies [Abstract] Commitments and Contingencies [Abstract] Other Long-Term Liabilities Other Liabilities Disclosure [Text Block] Other Long-Term Liabilities [Abstract] Other Long-Term Liabilities [Abstract] Debt and Other Financing Debt Disclosure [Text Block] Debt and Other Financing [Abstract] Debt and Other Financing [Abstract] Income Taxes Income Tax Disclosure [Text Block] Income Taxes [Abstract] Income Taxes [Abstract] Stockholders' Equity Stockholders' Equity Note Disclosure [Text Block] Stockholders' Equity [Abstract] Stockholders' Equity [Abstract] Related Party Transactions Related Party Transactions Disclosure [Text Block] Related Party Transactions [Abstract] Related Party Transactions [Abstract] Segment and Geographic Information Segment Reporting Disclosure [Text Block] Segment and Geographic Information [Abstract] Segment and Geographic Information [Abstract] Subsequent Events Subsequent Events [Text Block] Subsequent Events [Abstract] Subsequent Events [Abstract] Amendment Flag Current Fiscal Year End Date Document Period End Date Document Type Entity Central Index Key Entity Common Stock, Shares Outstanding Entity Filer Category Entity Registrant Name Document Fiscal Period Focus Document Fiscal Year Focus Condensed Consolidated Statements of Operations [Abstract] Condensed Consolidated Balance Sheets [Abstract] Condensed Consolidated Statements of Cash Flows [Abstract] EX-101.PRE 11 intx-20120331_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE GRAPHIC 12 g330135g06y35.jpg GRAPHIC begin 644 g330135g06y35.jpg M_]C_X``02D9)1@`!`@$"6`)8``#_X0LX17AI9@``34T`*@````@`!P$2``,` M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q M``(````4````<@$R``(````4````AH=I``0````!````G````,@```)8```` M`0```E@````!061O8F4@4&AO=&]S:&]P(#7U5F9VAI:FML;6YO8W1U=G=X>7 MI[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_ MV@`,`P$``A$#$0`_`-K_`!I=7S\"KIU.#DVXSKG6OL=2]U;B&"MK6N-9:[;^ ME7.?5S"^NWUBJOMPNL7U,QW-8YUV3>)+@70ST_5^C^N=2Z15GX74OL=.0YY%0=8-6.=3O=Z3FMW>QRK2 M)ED(%D#H"[>*,,7)8Y2,(2G^G./'\WJ_Z#O]+Z9]8OJU;=UGZR=6=E=.QJ7$ MTMONM+K'%K*V^ED-KJ&1O^VIH/_56N3A?$(`F(W/[S%(8Q@GS,XPRROV\?IX<=#KP.3=] M?_KAT/J!P^LX]%KZ]KK*B`UQ:1N_17T/?5[F_P`BU;GUI^O]O2J^G6=.IKN; MGT?:3ZVX$,=M]'1CF_R]RQOK#]7[_K7]:^HLP,K'KMPFUUNIN+PX@-&ZQOIU MV;F-M?Z;_P!S_,6)]>Z+\/J>'@7#^@X&/CLLB&O#&G?;7_(]7U&H&4XB6IJZ MB5^/#RV6>&X1C/@X\N./ICK'3T_X3Z5]5.O9?5^ANZKU"NN@;[-HKW1Z=>F\ M[R[W;VV+ENC?XRNM=3ZMAX`P\=K_Z3*MRV0&]&_Q:0?:? ML!\B+,D?^ELE<9_BSQ1?]:&7$PW#HMN,^8&-_P"[",I2N$;W^9BQ8<)AS64P M!C`F./PX?Y1=[ZP?XR^H=-ZSF8&)C46TXS_3:]^_<7-#?5W;7AOMMWJU]:?K M[U3H>3AXK,:A]MN*R_(#]WML>7--;-KA[6^F[Z:\_P`0'K7UCJ]4?\HY@=8! MV%UFZS_-:]7?KYF#+^M>>]IEE3FT-\O2:VNP?]N^HF>Y*I&^M!LCDL/N8L9@ M-,9ED_K2],8_]T]/3]??KID5-NHZ$;:GB66,IORKZ7YZQ\OZP=+Z[]<6Y_5KS3T?#/ZLPL>_>VL[JV^FQCG?K M-GZ6W>S^;_0I_&0-2;.GJ]/^$P?=\Q*624A'Y<4O[[I=._QH M]5RNHXF-;B8[:K[JZK'-WR&O<&.[`LQ,9]?\`.8]G MZ0;JG?S;C[_IMVNKL_X1<%U3+QW=?RLW#=OH.4Z^EVTM]N_U&>QVW:O0/\:3 MND6=)QC=8!U(.#\1K=7.8[^>WZ^VC^7_`*5G_&)HG(QEZM8LF3E\$<^`>SZ< MP(,=;C+NW>G_`.,+`L^K3NKYP;7E5/-+\5AU?;&^OT=VY_IV,.[>_P#F_P!) M_HT+ZI_6OZR_6/*+AB8^/TZET9&0183//V>CWM:^_P"CO_,I9]/_``5=GEN" MW#?FT-SGNKQ'6-&0]FKFUD_I',^E^:O?L'$P\/#JQ<&MM6+4T"IC/H[>9G\[ M=]+?^>GXY2GN:$?^LX MUMEQ-]CK`6OEOH>M[_\`!MJ>S^6L_HF%_C*Z#A6X&#@5FJUQ>UUCZ7%CB-KG MU.&0QO;_``WJ+TQ)'@C>DB)5T.JS[SG&,B>(2Q2D9>N$N",[^6+X;<[ZP_5G MKS,O+:ZKJ0/KNWD/%@L)]3>^MSF6,M][+-KEZ+U+#Z=]??JRS)Q(KRF;C0YW M-=P'Z7%N=_H[/S_^M7J/^,EO0G=)J'4WNJR39^IOJ8VRT'3UHJ?91OHV?SOZ M9G^"6-_BTI#>HWGIF5DVX89^MLOQF5U%W^!V6UYN1MR?^L_S/_6TV,:)%\6, M[F]F?+E]R..?"<7.0^2`A/\`60_J_P!5!U#I?^,SJG3:.DY6*UN+5M:[;90T MOV1Z9R'-N=O]/_@VK;^K?U(SNA])ZD3;79U7.H=326$BNOVO]/\`2N:U[MUC MV/L_1_F+M$D\0@):RN5:66O+F>8GB(CB$,7%YSBXL=77[75L_.?O55W^+CZP976CFYAQQ1?E&^\"QQ=L?9 MZMNT>FW<[85Z>DF\&.M]+[]63[SSON2/MGC,!'^;E?M]Z<#ZY=/ZYU3I?[.Z M0:V#(,9-MCRS]&/\"S8Q[OTSOYS_`(/]'_A56Z5_B^^KV-T^BC.Q:\K+:W]/ M>2[W/.K]ON9^C;]&OVKJ$D\B'%.>X1#VY7P\,9>W+W M.']+U/G/UG_Q:YF7U9^5T4458MS0Y]+W%@99]%_IL96]OIO_`)S^OZBZKZH8 M/6^F]*;T_JYK>[&.W&MK>7S5^;6_>UO\S]!G_!>FMQ).C&'$3$Z]:+#GS7!E```` M`$YO;F4````)=&]P3W5T/S1B>4I(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F M]C='5V=WAY>GM\?7Y_<1``("`0($!`,$!08'!P8%-0$``A$#(3$2!$%187$B M$P4R@9$4H;%"(\%2T?`S)&+A7U5F9VAI:FML;6YO8G-T=7 M9W>'EZ>WQ__:``P#`0`"$0,1`#\`VO\`&EU?/P*NG4X.3;C.N=:^QU+W5N(8 M*VM:XUEKMOZ5\ON=_X&^I2^K?U)ZYU+I%6?A=2^QTY#GD5!U@U8YU.] MWI.:W=['*M(F60@60.@+MXHPQK_H._TOIGUB^K5MW6?K M)U9V5T[&I<32V^ZTNL<6LK;Z60VNISG3MK]W\XLVCZ^_7#KV<[$Z%ATL,%X9 M&]S6#0NNON?71]+_`()B#];.GYW0/JI3TO,RCF7YF<;G6RXCTV5@"K]*7._G M-EBV/\4V$VOI.7G$>^^_TY[[:F@_]5:Y.%\0@"8C<_O,4AC&"?,SC#+*_;Q^ MGAQT.O`Y-WU_^N'0^H'#ZSCT6OKVNLJ(#7%I&[]%?0]]7N;_`"+5N?6GZ_V] M*KZ=9TZFNYN?1]I/K;@0QVWT=&.;_+W+&^L/U?O^M?UKZBS`RL>NW";76ZFX MO#B`T;K&^G79N8VU_IO_`'/\Q8GU[HOP^IX>!1O)#"?TKA[_I,JW+9 M`;T;_%I!]I^P'R(LR1_Z6R5QG^+/%%_UH9<3#<.BVXSY@8W_`+L(RE*X1O?Y MF+%APF'-93`&,"8X_#A_E%WOK!_C+ZATWK.9@8F-1;3C/]-KW[]Q M&^VW>K7UI^OO5.AY.'BLQJ'VVXK+\@/W>VQYM?6. MKU1_RCF!U@'876;K/\UKU=^OF8,OZUY[VF65.;0WR])K:[!_V[ZB9[DJD;ZT M&R.2P^YBQF`TQF63^M+TQC_W3T]/U]^NF14VZCH1MJ>)98RF]S7#Q:]LMYF-TVCTV/Y\S9[*OI?GK'R_K!TOKOUQ;G]6O-/1\,_JS"Q[][: MSNK;Z;&.=^LV?I;=[/YO]"G\9`U)LZ>KT_X3!]WQSGZ88SCQWDE[$I9)2$?E MQ2_ONET[_&CU7*ZCB8UN)CMJONKJL54\TOQ6'5]L;Z_1W;G^G8P M[M[_`.;_`$G^C0OJG]:_K+]8\HN&)CX_3J71D9!%A,\_9Z/>UK[_`*._\REG MT_\`!5V>6X+<-^;0W.>ZO$=8T9#V:N;63^DYH1_YS!SN'#RP(C#BGE),92^7%'M'^L__0-]9/ MJ/\`6GJW7#S_J5USJ?U M4Q<;,R?5ZSC6V7$WV.L!:^6^AZWO_P`&VI[/Y:S^B87^,KH.%;@8.!6:K7%[ M76/I<6.(VN?4X9#&]O\`#>HO3$D>"-Z2(E70ZK/O.<8R)XA+%*1EZX2X(SOY M8OAMSOK#]6>O,R\MKJNI`^N[>0\6"PGU-[ZW.98RWWLLVN7HO4L/IWU]^K+, MG$BO*9N-#GH_XR6]"=TFH=3>ZK)-GZF^IC;+0=/6B MI]E&^C9_._IF?X)8W^+2D-ZC>>F963;AAGZVR_&9747?X'9;7FY&W)_ZS_,_ M];38QHD7Q8SN;V9\N7W(XY\)Q(B.(0Q<5R]N$N$RO].3YU M]5/\7W6>E=>Q>H9SJ#1C[R0Q[G.+BQU=?M=6S\Y^]57?XN/K!E=:.;F''%%^ M4;[P+'%VQ]GJV[1Z;=SMA7IZ2;P8ZWTOOU9/O/.^Y(^V>,P$?YN5^WWIP/KE MT_KG5.E_L[I!K8,@QDVV/+/T8_P+-C'N_3._G/\`@_T?^%5;I7^+[ZO8W3Z* M,[%KRLMK?T]Y+O<\ZOV^YGZ-OT:_:NH23R(<5RJZZM?'/F#BX,0EP"5F6,2U ME_6E%\RZ[_BSZE?U6^WI+,:C`?M]&ISW`CVM%GMV6?X3=^G)E4WI.5&-Z:V,Y9"<_ M/@H\/V%D;V)E+7AA<"UF:6QT97)S(&5S8STB0U(B/SX*/'@Z>&%P;65T82!X M;6QN#IX87!T:STG6$U0('1O;VQK:70@ M,BXX+C(M,S,L(&9R86UE=V]R:R`Q+C4G/@H\&%P34TZ1&]C=6UE;G1)1#YA M9&]B93ID;V-I9#IP:&]T;W-H;W`Z9C5E.64T-V0M.3@U.2TQ,64Q+3DX9F0M M.34W8C(S8C@Q-S$S/"]X87!-33I$;V-U;65N=$E$/@H@/"]R9&8Z1&5S8W)I M<'1I;VX^"@H\+W)D9CI21$8^"CPO>#IX87!M971A/@H@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`* M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*/#]X<&%C:V5T(&5N M9#TG=R<_/O_B#%A)0T-?4%)/1DE,10`!`0``#$A,:6YO`A```&UN=')21T(@ M6%E:(`?.``(`"0`&`#$``&%C'0`````0V]P>7)I9VAT("AC*2`Q.3DX($AE=VQE='0M4&%C:V%R9"!# M;VUP86YY``!D97-C`````````!)S4D="($E%0S8Q.38V+3(N,0`````````` M````$G-21T(@245#-C$Y-C8M,BXQ```````````````````````````````` M``````````````````````````````````!865H@````````\U$``0````$6 MS%A96B``````````````````````6%E:(````````&^B```X]0```Y!865H@ M````````8ID``+>%```8VEA96B`````````DH```#X0``+;/9&5S8P`````` M```6245#(&AT='`Z+R]W=W`&,`:`!M`'(` M=P!\`($`A@"+`)``E0":`)\`I`"I`*X`L@"W`+P`P0#&`,L`T`#5`-L`X`#E M`.L`\`#V`/L!`0$'`0T!$P$9`1\!)0$K`3(!.`$^`44!3`%2`5D!8`%G`6X! M=0%\`8,!BP&2`9H!H0&I`;$!N0'!`$!Z0'R`?H"`P(,`A0"'0(F M`B\".`)!`DL"5`)=`F<"<0)Z`H0"C@*8`J("K`*V`L$"RP+5`N`"ZP+U`P`# M"P,6`R$#+0,X`T,#3P-:`V8#<@-^`XH#E@.B`ZX#N@/'`],#X`/L`_D$!@03 M!"`$+00[!$@$501C!'$$?@2,!)H$J`2V!,0$TP3A!/`$_@4-!1P%*P4Z!4D% M6`5G!7<%A@66!:8%M07%!=4%Y07V!@8&%@8G!C<&2`99!FH&>P:,!IT&KP;` M!M$&XP;U!P<'&09!ZP'OP?2!^4'^`@+"!$,@A&"%H( M;@B"")8(J@B^"-((YPC["1`))0DZ"4$9`EY"8\)I`FZ"<\)Y0G["A$*)PH] M"E0*:@J!"I@*K@K%"MP*\PL+"R(+.0M1"VD+@`N8"[`+R`OA"_D,$@PJ#$,, M7`QU#(X,IPS`#-D,\PT-#28-0`U:#70-C@VI#<,-W@WX#A,.+@Y)#F0.?PZ; M#K8.T@[N#PD/)0]!#UX/>@^6#[,/SP_L$`D0)A!#$&$0?A";$+D0UQ#U$1,1 M,1%/$6T1C!&J$)%ZX7TA?W&!L80!AE&(H8KQC5&/H9(!E%&6L9D1FW&=T:!!HJ M&E$:=QJ>&L4:[!L4&SL;8QN*&[(;VAP"'"H<4AQ['*,0!YJ'I0>OA[I'Q,?/A]I'Y0?OQ_J(!4@02!L()@@Q"#P(1PA2"%U M(:$ASB'[(B--@U$S5--8Y",$)R0K5"]T,Z0WU# MP$0#1$=$BD3.11)%546:1=Y&(D9G1JM&\$25^!8+UA]6,M9&EEI6;A:!UI66J9:]5M%6Y5;Y5PU7(9O5\/7V%?LV`%8%=@JF#\84]AHF'U8DEBG&+P8T-CEV/K9$!DE&3I M93UEDF7G9CUFDF;H9SUGDV?I:#]HEFCL:4-IFFGQ:DAJGVKW:T]KIVO_;%=L MKVT(;6!MN6X2;FMNQ&\>;WAOT7`K<(9PX'$Z<95Q\')+%V/G:;=OAW5G>S>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\ MX7U!?:%^`7YB?L)_(W^$?^6`1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5' MA:N&#H9RAM>'.X>?B`2(:8C.B3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^. M9H[.CS:/GI`&D&Z0UI$_D:B2$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=U ME^"83)BXF229D)G\FFB:U9M"FZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA M1Z&VHB:BEJ,&HW:CYJ16I,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL" MJW6KZ:QK_U MP'#`[,%GP>/"7\+;PUC#U,11Q,[%2\7(QD;&P\=!Q[_(/%$XIZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH M[K3O0._,\%CPY?%R\?_RC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?Z MY_MW_`?\F/TI_;K^2_[<_VW____N``Y!9&]B90!D0`````'_VP"$``$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$"`@("`@(" M`@("`@,#`P,#`P,#`P,!`0$!`0$!`0$!`0("`0("`P,#`P,#`P,#`P,#`P,# M`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`__``!$(`!T`@@,! M$0`"$0$#$0'_W0`$`!'_Q`&B````!@(#`0`````````````'"`8%!`D#"@(! M``L!```&`P$!`0````````````8%!`,'`@@!"0`*"Q```@$#!`$#`P(#`P," M!@EU`0(#!!$%$@8A!Q,B``@Q%$$R(Q4)44(6820S%U)Q@1ABD25#H;'P)C1R M"AG!T34GX5,V@O&2HD147J%AH>(B8J4E9:7F)F:I*6FIZBIJK2UMK>X MN;K$Q<;'R,G*U-76U]C9VN3EYN?HZ>KT]?;W^/GZ$0`"`0,"!`0#!00$!`8& M!6T!`@,1!"$2!3$&`"(305$',F$4<0A"@2.1%5*A8A8S";$DP=%#$A:.SP]/C\RD:E*2T MQ-3D])6EM<75Y?4H1U=F.':&EJ:VQM;F]F=WAY>GM\?7Y_=(6&AXB)BHN,C8 MZ/@Y25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOK_V@`,`P$``A$#$0`_`+1O M^%0WR[[E^/6R/B1L7HKN7LGI[=.^=V=G;MW%DNKM\[CV)FLAM_9^'VOA\?0Y M/(;8R6,KJK%3Y+=\LBPR.T+34X:Q9`1%7NAN]YMT&TP6-Y)#*[.Q*,RDA0H` M)4@TJQQPQUGY]Q/VZY;YQW7W!W7FKENRW';[6"VBC6Z@BG17F:5V95E1U#!8 M5&H`-1J5H36E3^6WU-_.-_F;PA14PZ=6HZ05RW:QMSL%GS'[-;9=7.X)*Z+;;9MS%%B,8)?Q1 M%349*+3572U:4S>)\7/AY_,0_EP=CYGYI_S$/YBV8[:^+'1?678VXMZ[%@[S M^0'8!S65KMORX/;,(V=OO%XO;6;K#E,FHH8I)3*V3-,L2ZVU*.=KV?F'ERX? M>N8>8FFVN")RR^+*]210=K`*34X_I4IUBQSY[C^SOO1LUK[9^SOLY%MW/>ZW MMO'#.;#;[?0JR"20^-`[RHNA3XA`IX6LL:"A(SB_^%`W\T'YW_(1.D?Y=OQU MZSP#Y4Y+(;;PF?Q@WKO6GVQB705FYM^;PW%N7;G7>V\=%'/#YV-'%#!-,E.E M142/&9")/<#F??=Q^AY=VZ):U(!&IM(_$S,0@'K@`$TJ32LJW'W0O8SVHY._ MK1[Q\Y7LNC2LCHW@PF5QB*"&*.2XD8D'321F8*7**H8*C^Z?YX_\Z+^7KWM0 M=3_-#K/HG-9@X;#;NFVC6;:Q=+!N/9F7JZZFARFUM]]7[LFQ<$E148RJIA+) M%6?;5%.ZRTQ92I9O>>.<^7K];3>;6`M0-I(&5-VF^[I'!XCQ"59'_3F0*2LL-U%K-`RM0%-2L"KT(/5LOST_GV5?Q\ M^&WPC^4W0G5FU=T9+YA4NY,VFR>SLCF+[/Q&RL?04F\*+[G;%5BY,A7X;>>5 MBQZU/I@GCC:01C4H46;]SX=NV;9=TL;5&:\#'2Y/:%H&':14AC2O`^G6/GM- M]TU>%1PZ`'WF/9; MEKV0YDY=Y=V'>[N]FNK)KB4S^'5`96CCTB-$IJ*25U5X"G5(V_\`_A3S\FXO MDYO+HSJGXW]%;BP47>N=ZEZZR^;R78#9G.X^/?M3LW:^2RB8W.P4?W^5C6&: M18(UC#2$*+`>P3<>YVY#=)K"UVZ!D\F>V)D:S>4.U]K;+VQ5T"82OPII\PF:DGS%'N+&R%ZB:2,D MS:!;21[=N?+W;-CV'7BNQ4ZM(52*$9KD$<3Z]5]O?NF\L<\>Z7NSR; M_6/<(^7>7);>%)U$/BR32JQ=7K&4HC1R"BJ#\-3QJ3WKK_A17_-,[?V[_>_J M;^6MA^SMI_Q"JQ/]Y^O^OOD)O';_`/%*%('K<;_&=O39#'??4B5,9EB\GDC$ MBZ@+CV3V_N+S1>1^-:I(WG[FGL1R[>?N[F#WJ>QW#0 M&\*XN=OADTM4!M$BJVDT-#2AH:<.KBOC?_-1[KI_@'\B_FY_,`Z`I_C%)U!N MG,;?V3UI48/?>R=Q=@O2[;VW-MRDI,;V1_N5EK=Y[UW$N)HI8(C`##+(UUBD M8#';>:;T;!N.][_8?3&%B%2C*7[13#Y[F.D$8P3Y=8W\Z^PO++>[?)OM?[2< MVG?%W&!))[D203QVX,D@D):V[`(88_%=6.KN51E@.M?Z3_A6?\M0&*_%SX\1 MZPS0^3*=EMZ26"$D;BC\H!%B1I!(/T]@#_79W6O_`"3+?_C?_07678_N^.0= M-3SSNY(XT%MQ_P"<)I_/JV7^8Q_.>^7/PTZF^'_R-Z]Z(Z4[#Z'^5_3&Q]XT MN?SLV_:7*;.[,SFS\7O++;-R+8W.P4CXS(8;,)48B5HTFE6DK$?48-;"SF+G M/=MFM-HW*WL89+"[A5JG557*ABIHW`@U7SPWIUCY[,_=H]O?L$$Z2H^+B2=0P0!DUP,9][\?<\W+VZ M3E6Y]O9K_>8;^[%J\;(AECGDS"1X:JHBA-S- M]T?VY]J_;F'G'W8Y_OH=V6,:X+00$23O4K;6PE1FD<9!=BJT5I&$:`TVCOM. MV/\`G?=?_P#,O_MO^/5W#_S-/_G=?\?=_P`>!_U;/^+C_P!-_N4*7?\`OR/^ MS_A/Q^OQ?!_1X_TNL$_$Y?\`^42\_P!S*_VL?^XO\']E_N1_PW^S_P"%=?_0 M1/\`PJ9[:;>O\PC9O6<$H:@Z6Z#VCC)X0^KQ[BWUF<_O/(R,GTC>;`UF)%OJ M0@/TM[Q[]T[LS9O;G]\;E901$S%+9PGC()1&/%JP[65B M.%3T93^9S\;>]/Y:G\I*N^/?=7R"RGR#[!^4?S)VQEUXAO:OK\HLW]\MO05<@B*0,)%^I7DRYGVZ^Y:Y2;;[V_-Q<75X"6JQ`1 M4J!W9^(`]`GV+YSY5][?O"P\W\MJH5DS6;WGLOIK"9&2+]RCQ.V<(^]=RTE-,3? MQY2NW7BVF4`"]%&;FW!E[2V2BVW;<".]G6,'T`&IOVZEK]@Z!']X7S-/)O?M M_P`GI)2VBMIKQUK\32.(8B1_0$4P7_3MTD/YL'PMRO\`-B_FS;WZ(ZD[\Z3Z MX[*^./QNZIPLNSNRZS=$.2WE3Y7([N[!W!5[6EVUM_.05E5M*EWWCAD:21DJ M(8JJ.559!*8FN:]E?FSFR>QM+^".YMK:,:7+5:I9SITJ?AUBHXYKZT,?N_>Y MUO\`=]^[]M7-?,'*>YWNR[UO5V_C6RQE82JPV\8E\26.@E-O)X;"JDJ5)!*: MJI?YX'QY[(^'NVOY.>%GC570D*<\;?<[1%R[M,WX5TEVD8N%)I MP[:X!X8ZG[[K'.&R^XU_[R^X.VUBGW/?8SX#E?'CMX;.".W:55+`:R)M-&9: MA@&-#UM"_P`EW%4WQ!_D=8SNC+K#25%3L+Y`?*'-&1?"K0TAW+58!Y7:Q&)*>E)IY,?+K35_DW=7U?R`_FF?$?"Y*G.56F[@7MS<;3H98Y(>L* M#+=IU4]9>X,=3D=MQH=7#/*!^;>X:Y.M3N'-6THPU4FUG_:`OG_>>NE/WDM^ M3E'V$]P+J!_"+;=]+&!Q!NF6U`7Y@2U^P'I,?S7>R*_Y"_S._EYN/%M-E9M=M(K&5ZNCZ]J:/JG;\5,`6'CJH=L1&-1_JQ^?;?-=RVX&DW(-U(3\PTK5^SH]/_``HBR%)L MGY#?%CXG8!OV8]Q5]'45>1F6,>F-JG`8_$L?[3?4_4>S MSW$80;AM6TI\%I91I_MJ9_EIZBO[FT+[IRCS][@W-?JN8>9;RYJ?.,,`HKYT MD,P^71KOY=?6G_"B3KOXB=8K\),=UWA?CIO>GRW9&PHL[-\;Y,UDX]WU\U55 M9:L._A+N6(Y&:`-"E4RA8-&D!"/9ORY;>X=MM%J-E5!MSU=:^#4ZCQ[^[/E7 MRZCSWFWS[G.]>XF^M[F374G.5L5MYR@W,(IB4`(/IZ1]M>XH#W5K4UZ!'^<5 M\_9/EW\@_CM\+NUNZ3M_I+XXG8FVOE/VOMG#KG,7N?Y!08O'XKOC?^$VYLO' M30YZEV%4+D,5@Z6D@-(V0:L>+_)IHY`AYQY@_>VX;=LMW>Z;*WTB>0"H:6@$ MK@*,Z?'DVNUDQ@>2 M9@4,X\.69W;6$\,-^HC*:Y/YKO9?P_[3^3>WLS\'*F>7H/;O1'477F&IJG:F M:VA48[*;`PU7MBIIJJ@S^.QF0KZZ;&4%'45->T9-953R2,[R%V(;YLNMGNMS MC?8S_B"P1H.TK0J-/`@$F@!)\R2>IK^[[L7N-L')%[;^Z:`X-I]=1=?X>29)\QO6BSNTD!I4>)9*-:I:F2&D-1(DMK-M M-S[;VG[WF"V_T^E3Q;Q$)5-(\V!7AZ5J0*GKGG)MWN!LOWUN8?\`6\VYYMX& M\&>9"2L)M+I8YK@SO0A(628T8@D/X?AJTFA3\_KFW^/_`!/^/O'[_!UU]XCR MU#_#U]0;^1SU'\2.O_Y??2N\OBECHJBG[4VSCMP]K[TRPQ]1V#N'M2@1\9O/ M#[UK:(R?:ML[<$%504..C9:2CI$5XE8SO/-E!R/:;3;\OV4VU+B5078TUEQA M@Q'\)J`.`&1QJ>$OWI>8O<+=_=[F?;>?YR'L)VCM85U"".U;NA>%6I7QHRCO M(1J9JJU`@1;@O8OZQSZ__]$5OYE?\C/^9G\P/G1\D/D1M+:'6%7LOL'?@;8T M^9[;P6/R4FR=MX3$;2VI)5XZ6"23'3383!0NT#'5$S%3R/<&\R\C]_P"48;S=YR#)--M8DD[X MYVD!=RPI33HU9H",CR!^TGJ%>7OO'^U_M[[^W_-/)7+(M_;"[VJ*SDCMK9(' M#AA,;@05C#,LA,;5(9H\BI55-=WPI^/?_"BC^69MWLCJ3X_?%O9VX]G[^W)_ M>*I&Y,_U-O;#8W=$>+IL(^Z]JUU)VUMR>CDR.+H:5)(ZY)8'%-&6@5@^H.;+ MM_N)RS'8N;^?+B# M#<.5ERT]-FJ:?);0R.3VI4P0AOL,E@HI?%3 MXRJCIGA2GFC4@[=(N9.7]Y@W/Z.WBAJAJFN]D4 MEO/)<\ORY7.E+^P9\HX^%;B+[/TYE5Q6)QKI(S?QF_X4BY+XF4G\N>/IK`Q_ M'_"4,O6G]X\+N?HS%Y?-RDKT>`J][5F_:;)'9-1%$F@B@H\G44&FGJ68 M-)"P(?;?<=MI'+HLA]`HT:@T0)0'`U:P=/Y`D8/F.LH;7G;[ED/N#)[S-S-( M>;I6%SX3Q7[)'<,@U2"$0,OC@DU[WC5ZO'0A7ZLN_DH_R,^U_@'V+N?Y1_(; M=.Q,_P!R3==YS9O6_66R:ZORN&VD^XFHJC+9?GJ9Y/N)BR*@EY*Y&N]@N)=TW"6-KPQE4122%KQ+-09Q2@!`!.3U"/WGOO M4;![N[/87PZA4CA#,?#!;Q"SLKLRH-"T)-:/Q[_X M3F_/VA^974G>??\`6=$56PZ#Y";9[>[5&![&R^9S.0QE#OF#>^X:3'XVHV;1 M1UU1E)H6A"M,@/EN6L/8;V_VZW]=YM+_`'!H/`%PLCT6QV;AVMMG9^W=HX<5^.@V;7Q4,S4 MV"UF)9I`I;ZD^U/,W(?,.\[[?[E"8/`D8:=3D'2JA1C2:8'1)['?>R]GO;3V MIY1Y*W--T_>MG`_C&*V5D,LLLDST8S*6HTA%:"M.ME/N;I7Y)]:?RZ<5\9OA M1'M&B[PP'2.QNB]E[HW#N:3:."V32XW:F.VEG]^4>1APV8JYLWC,;1SRXU$I MPYR$T4S,%C<&2;RRW*VY=3;-E""]6!8E8MI"T4*6!H<@`TQQ(/6$O+?,_)>] M^\MQSQ[FM<-RO-ND]]-%'%XSS%I6EC@9=:`(S,HDJU/##*,D=5??RW?^$\?Q MVZBZ&JXOGKU5UUW]\A=V[NRNX,QD1G=TY7;VS<"JQT6#VS@LA3U&VY($I`KL&.6_;W;[.P;]_6L<^X.Y)-6(4<``1IKZDTXFGEU.G MO3]\/G#F+FN(^T^^W>T\GVULD:*8XEDFDRSR.K"72!41HH;X4U$`N0"G?S4O M^$YV7[9[!ZIRW\N'JWHWJ#9>+V;FL=V5ALWO3/W:] M5;%2O$["2(+H4:3]?93S5[=/>3VK\NVL$,(0AP685-<'(;RZD+V"^^9;\N;3 MO\'O-ONY[CN,ERC6[QP12:8]%&4Z6A`[A48/'CT3?#_\)T_YJ?:='T#T=WOW M1U%@?CAT_79G'X*@PF_\SN:/KG;V\=T9#=V^\QM79<>S\+1YS=N=R61F(EJJ MF-Y6\,4DZ4\2JA,GMWS3=+86-_>PKML)(`#DZ`S%F*KI%6)/F.5DV[%V=L:HCJX"OB?33BB^#%&TBA+=H MM("@G2T2FA:21R+O\C/^7W_,<_EQ[I['ZV[YJ.I,_P#&GLJC.Y8:':/9.2SN M9V)VEBXX*:#.8?"UVT\7#+C=WX5/L\FB3(WEI*.87$4@=9R-R_S'RY+<6U^8 MFVV05[7)*N/,`J,,,-GR4^70=^]1[O\`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` end GRAPHIC 13 g330135g40f33.jpg GRAPHIC begin 644 g330135g40f33.jpg M_]C_X``02D9)1@`!`@$"6`)8``#_X0A:17AI9@``34T`*@````@`!P$2``,` M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q M``(````4````<@$R``(````4````AH=I``0````!````G````,@```)8```` M`0```E@````!061O8F4@4&AO=&]S:&]P(#7U5F9VAI:FML;6YO8W1U=G=X>7 MI[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_ MV@`,`P$``A$#$0`_`/5)0LK*IQJ776O#&LYDZ_U6_P`I+)NIIH?;I77.LR&UTXY_FJP2ZP@_ MG7.^@S^HU7E%L3'?DJ22ETDDDE+)2$SB-!]RRJU#941B8F; M5K4ZP_SLL_G*7O=^]^B_X1)!=7H.3EW8CF=0"+;!MLR#ZKP>1N[):4IT9"H=6ZMB=*95=E$AEUK*&D#\YYVM+D7/R7X MN)=DLJ=>ZIA>*F_2=`G8%S-GVWK63TZS)RJA@9N]PPZ6R1%;C[\IWOWLG\VN MM)1>N?;56S?8X,:.23`U0FYN,YCK0^:V':YT'0D[?#S6!TC'OQ.J/Z7;6,UE M5?J.SG..Y@)BBBVI^]MENW_",UI+1XF/: MN.R<]X^K%>!TZIV7U*UGJ/8&D^F=^ZZVW_A*_P`VK\]=H[A#K]'<_P!'9,_I M-D3N_E[?SOZR007C[/RKZGUDRUNWU38T?X3Z%;5ENNZ[ M=]4@<.NVEUUS!FWECF6$%[:]F+7]/TVU_P"&7HUPJ])WKD>E'OW_`$8_E2G` M&FNO;E'7HK1YB_ZKW4]1HR^E!HN-)INR\A[[+*@?^U&,VW>QUGYNU5V_5[JF M%UYSNDN=CXM>.+9)EF1D3[VY.[]]OYZ[`#P,A/W2UZJ^QV8HZ3CL^W=4ULI:TPZNP#=]IMN9_1_\`OZZ, MQW*KU#!^TW>@:O7T^T;(WS^;ZNW_`+\AJK1XKJ'4.J9_U;;AO8_.OK,;0+J+JRZ MD9&GOQ7N:VSU_H;OL[UI#$R/V"<;[?>;2S^F^F?6&N[2G9N^C[/YM!3_`/_9 M_^T,VE!H;W1O.$)) M30/S```````)```````````!`#A"24T$"@```````0``.$))32<0```````* M``$``````````3A"24T#]0``````2``O9F8``0!L9F8`!@```````0`O9F8` M`0"AF9H`!@```````0`R`````0!:````!@```````0`U`````0`M````!@`` M`````3A"24T#^```````<```_____________________________P/H```` M`/____________________________\#Z`````#_____________________ M________`^@`````_____________________________P/H```X0DE-!`@` M`````!`````!```"0````D``````.$))300>```````$`````#A"24T$&@`` M```#.P````8``````````````"X```!N`````P`P`#``,0````$````````` M`````````````````0``````````````;@```"X````````````````````` M`0`````````````````````````0`````0```````&YU;&P````"````!F)O M=6YD'1)D%L:6=N96YU;0````]%4VQI8V5(;W)Z M06QI9VX````'9&5F875L=`````EV97)T06QI9VYE;G5M````#T53;&EC959E M7!E96YU;0```!%%4VQI M8V5"1T-O;&]R5'EP90````!.;VYE````"71O<$]U='-E=&QO;F<````````` M"FQE9G1/=71S971L;VYG``````````QB;W1T;VU/=71S971L;VYG```````` M``MR:6=H=$]U='-E=&QO;F<``````#A"24T$%```````!`````$X0DE-!`P` M````!T@````!````;@```"X```%,```[J```!RP`&``!_]C_X``02D9)1@`! M`@$`2`!(``#_[0`,061O8F5?0TT``?_N``Y!9&]B90!D@`````'_VP"$``P( M"`@)"`P)"0P1"PH+$14/#`P/%1@3$Q43$Q@1#`P,#`P,$0P,#`P,#`P,#`P, M#`P,#`P,#`P,#`P,#`P,#`P!#0L+#0X-$`X.$!0.#@X4%`X.#@X4$0P,#`P, M$1$,#`P,#`P1#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#/_``!$(`"X` M;@,!(@`"$0$#$0'_W0`$``?_Q`$_```!!0$!`0$!`0`````````#``$"!`4& M!P@)"@L!``$%`0$!`0$!``````````$``@,$!08'"`D*"Q```00!`P($`@4' M!@@%`PPS`0`"$0,$(1(Q!4%181,B<8$R!A21H;%"(R054L%B,S1R@M%#!R62 M4_#A\6-S-1:BLH,F1)-49$7"HW0V%])5XF7RLX3#TW7C\T8GE*2%M)7$U.3T MI;7%U>7U5F9VAI:FML;6YO8W1U=G=X>7I[?'U^?W$0`"`@$"!`0#!`4&!P<& M!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q0B/!4M'P,R1BX7*"DD-3%6-S-/$E M!A:BLH,')C7"TD235*,79$55-G1EXO*SA,/3=>/S1I2DA;25Q-3D]*6UQ=7E M]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_V@`,`P$``A$#$0`_`/5)0LK*IQJ7 M76O#&LYDZ_U6_P`I+)NIIH?;I77.LR&UTXY_FJP2ZP@_G7.^@S^HU7E%L3'?DJ22ETDDDE+) M2$SB-!]RRJU#941B8F;5K4ZP_SLL_G*7O=^]^B_X1)!=7H. M3EW8CF=0"+;!MLR#ZKP>1N[):4IT9"H M=6ZMB=*95=E$AEUK*&D#\YYVM+D7/R7XN)=DLJ=>ZIA>*F_2=`G8%S-GVWK6 M3TZS)RJA@9N]PPZ6R1%;C[\IWOWLG\VNM)1>N?;56S?8X,:.23`U0FYN,YCK M0^:V':YT'0D[?#S6!TC'OQ.J/Z7;6,UE5?J.SG..Y@)BBBVI^]MENW_",UI+1XF/:N.R<]X^K%>!TZIV7U*UGJ/8&D^F= M^ZZVW_A*_P`VK\]=H[A#K]'<_P!'9,_I-D3N_E[?SOZR007C[/RKZGUDRUNWU38T?X3Z%;5ENNZ[=]4@<.NVEUUS!FWECF6$%[:]F+7] M/TVU_P"&7HUPJ])WKD>E'OW_`$8_E2G`&FNO;E'7HK1YB_ZKW4]1HR^E!HN- M)INR\A[[+*@?^U&,VW>QUGYNU5V_5[JF%UYSNDN=CXM>.+9)EF1D3[VY.[]] MOYZ[`#P,A/W2UZJ^QV8HZ M3CL^W=4ULI:TPZNP#=]IMN9_1_\`OZZ,QW*KU#!^TW>@:O7T^T;(WS^;ZNW_ M`+\AJK1XKJ'4.J9_U;;AO8_.OK,;0+J+JRZD9&GOQ7N:VSU_H;OL[UI#$R/V"<; M[?>;2S^F^F?6&N[2G9N^C[/YM!3_`/_9.$))300A``````!5`````0$````/ M`$$`9`!O`&(`90`@`%``:`!O`'0`;P!S`&@`;P!P````$P!!`&0`;P!B`&4` M(`!0`&@`;P!T`&\`&%P+69I;'1E#IX87!M971A M('AM;&YS.G@])V%D;V)E.FYS.FUE=&$O)R!X.GAA<'1K/2=835`@=&]O;&MI M="`R+C@N,BTS,RP@9G)A;65W;W)K(#$N-2<^"CQR9&8Z4D1&('AM;&YS.G)D M9CTG:'1T<#HO+W=W=RYW,RYO&UL;G,Z:5@])VAT='`Z+R]N&UL;G,Z>&%P34T])VAT='`Z+R]N M&%P+S$N,"]M;2\G/@H@(#QX87!-33I$;V-U;65N=$E$ M/F%D;V)E.F1O8VED.G!H;W1O`",`*``M`#(`-P`[`$``10!*`$\`5`!9`%X`8P!H`&T` M<@!W`'P`@0"&`(L`D`"5`)H`GP"D`*D`K@"R`+<`O`#!`,8`RP#0`-4`VP#@ M`.4`ZP#P`/8`^P$!`0&!YD'K`>_!]('Y0?X"`L('P@R"$8( M6@AN"(((E@BJ"+X(T@CG"/L)$`DE"3H)3PED"7D)CPFD";H)SPGE"?L*$0HG M"CT*5`IJ"H$*F`JN"L4*W`KS"PL+(@LY"U$+:0N`"Y@+L`O("^$+^0P2#"H, M0PQ<#'4,C@RG#,`,V0SS#0T-)@U`#5H-=`V.#:D-PPW>#?@.$PXN#DD.9`Y_ M#IL.M@[2#NX/"0\E#T$/7@]Z#Y8/LP_/#^P0"1`F$$,081!^$)L0N1#7$/41 M$Q$Q$4\1;1&,$:H1R1'H$@<2)A)%$F02A!*C$L,2XQ,#$R,30Q-C$X,3I!/% M$^44!A0G%$D4:A2+%*T4SA3P%1(5-!56%7@5FQ6]%>`6`Q8F%DD6;!:/%K(6 MUA;Z%QT701=E%XD7KA?2%_<8&QA`&&48BABO&-48^AD@&449:QF1&;<9W1H$ M&BH:41IW&IX:Q1KL&Q0;.QMC&XH;LAO:'`(<*AQ2''LP>%AY`'FH>E!Z^'ND?$Q\^'VD?E!^_'^H@%2!!(&P@F"#$(/`A'"%( M(74AH2'.(?LB)R)5(H(BKR+=(PHC."-F(Y0CPB/P)!\D321\)*LDVB4))3@E M:"67)<`^(#Y@/J`^X#\A/V$_HC_B0"-`9$"F0.=!*4%J0:Q![D(P0G)"M4+W0SI# M?4/`1`-$1T2*1,Y%$D5519I%WD8B1F=&JT;P1S5'>T?`2`5(2TB12-=)'4EC M2:E)\$HW2GU*Q$L,2U-+FDOB3"I,%W)7AI>;%Z]7P]?85^S8`5@5V"J8/QA3V&B8?5B26*<8O!C0V.78^MD0&24 M9.EE/6629>=F/6:29NAG/6>39^EH/VB6:.QI0VF::?%J2&J?:O=K3VNG:_]L M5VRO;0AM8&VY;A)N:V[$;QYO>&_1<"MPAG#@<3IQE7'P,QY*GF)>>=Z1GJE>P1[8WO"?"%\ M@7SA?4%]H7X!?F)^PG\C?X1_Y8!'@*B!"H%K@%JX8.AG*&UX<[AY^(!(AIB,Z),XF9B?Z*9(K*BS"+EHO\C&.,RHTQC9B- M_XYFCLZ/-H^>D`:0;I#6D3^1J)(1DGJ2XY--D[:4()2*E/257Y7)EC26GY<* MEW67X)A,F+B9))F0F?R::)K5FT*;KYP0)ZNGQV?BY_ZH&F@ MV*%'H;:B)J*6HP:C=J/FI%:DQZ4XI:FF&J:+IOVG;J?@J%*HQ*DWJ:FJ'*J/ MJP*K=:OIK%RLT*U$K;BN+:ZAKQ:OB[``L'6PZK%@L=:R2[+"LSBSKK0EM)RU M$[6*M@&V>;;PMVBWX+A9N-&Y2KG"NCNZM;LNNZ>$;R;O16]C[X*OH2^_[]Z MO_7`<,#LP6?!X$?PMO#6,/4Q%'$SL5+QHM\IWZ_@-N"]X43A MS.)3XMOC8^/KY'/D_.6$Y@WFENV< M[BCNM.]`[\SP6/#E\7+Q__*,\QGSI_0T],+U4/7>]FWV^_>*^!GXJ/DX^H6&AXB)BI25EI>8F9JDI::GJ*FJM+6V MM[BYNL3%QL?(R'EZ>WQ]?G]TA8:'B(F*BX MR-CH^#E)66EYB9FIN'PD:S5$M561QU53,Q:.EQN,IM8DKLOD:D"&FIP&,LAM;\CS,J`%V`'SQUHD M+\1`Z!;IOXMP]G5V,JH*&HILQV+ ME*G[+:^`KI(Y'"8NAI9'C#7>IE(LM2=2AD-5^76QG/ET:Q"Q9B3=6MH^H`'] M+?U]T[OGUOK*/=TKFM>O==^[]:ZXET#!2RAB"P4L`Q5;`D"]R!<7]^Z]4#B> MNFDC0$NZ*`+DLRJ`/ZDDBP]ZJ.%17KW7($$`@@@BX(-P1_4$?4>]]>Z[]^Z] MUU_=>Z_]#>W[(W9M+96R=R;QWIE\;AMJ[6 MH9\[G,KDS&:*AHL6QEFEE$A`+AX]*`78R$``FWMA!XMP%<'0*_RZ9N)S;1&8 M<01_/HHO6VSLYWQN"@[^[@QU90[/IVH:WHKJO.P2P';NWWO+!O\`WGC7#T5; MV1G)F5Z02%DH<>4].MF/M5JFH7R/5'%:=5];^^=^VAO[+=7_'SJ/M+Y>[XV=N2;9O: MU+T1/M3&;ST5.:Q*#?V^-\;OV;M:ARA)6/[*&HGK%U7=0M[5N8UBC,H&0 M,>O^K\^MIY]&YZ^4VME\[B9:=S#&9 M\MLW-9_;=?'5(FM)*>JD%C9CJ!]H;29IPY;B&IU?H6TEC=0R.K*RAE8'AE8! ME8'Z$$$'V8`:1\NM==>E_6A#?@$'^GUM[TK!A4''6J9)ZQ_<0AO')(B2@*2A M8:@'UE"1^-0B:W^M[M6G6]0'GUG7Z<$$?U'/O9Z]Q)/EUUK2Y&H7!L1_0\"Q M_P`;GWK3^*G7J^77_]';E^0CXKNWY)]3_%C,25,6S*+;69^0W9.*LU(F[:#: M6XJ/;VSMO+-Z?NJ$[HE6IK(%U>6GC)92IO[?6.(QN0P\3R&:_/IF=8FB(F:B M5'2Q^6/=.Y>L=G[="XS)47W^'Q>Y/LC/7;YRF'33]_L MK8-`R5%;$7A\T2^.-M9M[:MD02DW$M$_//R'3,;MGP,I\NH?P0[)[9WIU1DL M/\C,YM[/=_=0[SW1U/VWN+:.W1M#:FZ]S;?GI9XMU[;VJ)ZBJQ.#S^-JX9J2 M&7UZ=3`#40/7*0PR>(L@*4`KGB?MZ7>&:5IW='FCJJ>6_CE1[7O8_P!.#_KZ M3P?Z'VTLB-\+=,+-$Q(5ZD=<)*J`.L1D];$V`5R/3];L%*K]>+D7/T]N,"@! M;`/7DGBE=XXW!=>(].NZ:>*<%HG#BRDD`\7O8&X%F_P//NFI?7IWHD7SMW1O M.CV3UWUEUIN=-F]@]^=EX'J+$;JF:4KMW!9L3UN\LO21P,E2,Q#MR@FCHY(3 MYHIY5=""M_:N",,DKM2BTZ3S311LB/(`[R*?:.P\!B-K;5 MQ-.9*AJ&FIQ5Y">D@:2MW)N'-B-:_1V8^T/ZD[E2 M/T_/JZNJ\6R>H\_9F";JW-=JS8^MIMOT6`S.Z&IZL%7K\9BDGJ*>NFC0DM#6 M1TAJ$\?J:(_2YM[L(8HI1'&21&J#^XY7:];DZ#`=C=M[!Z=QM;C*.2ICI=R]A5TN*Q5?F MF2*1Z;%T0A8O(0$0&[$#GV]%+',:1.#TEED"5JU#T9G+;IVUM?%/E]QYW$8' M%0211S9+*UL&.Q\4E7,8Z82556\4"&JE8!+M9F-A>X]OE&J13JHO;9$J\P%/ MMZ0M#W1UOD,+FMW4FY#-M;!9.FPV5R@PV=BIJ/*U>4H<3!&\1G"`N-TP!^*O6EO;8J\@E'A`9/IFG7_TMRWY4_&7)]U4>#W;UYO M6OZG[TZ^K:RNZI[8H*&+-R[7K\K2M19&ES>VYY:>CWGM'(T\FB?&5<]/$I!= M)(VLXVI`.>FIUUQE?F.JYNG/D9O*B^767W7\P-BXQZ[6#) M=+;Q[.RCT]5OF"OVY'45.[^L]R;FR;I%Y:R&HP<+1F"+(ZCI+@A+,#^(=%XE M\)C_`"^WH5MX]^8+XV_/OLOKFAAK=\;_`/DEU!MCM#8?4^UJ26HR65W#U:V: MV_O#)[GW"$&TNO<3#ADHZA\AF:S'P53H(8Y))2$]J&:-8ZL/+'V_LZ&V*#8^\*G9.1AW?B*K$QUM3 M%##5Q[@V[4RPQ19#;>4::0K4`E;H#?2RDM&5B:QPM+^[C!:>`4/^ ME_R`](7YR_/*D^)$W5VT=I=8OW=VGVIN'[+%]=4V\*;9F2IMK4E524N8W/!/ M6X3/39J>!ZI12X^GIWGK65BI5%9QI%EE+&9-*CAPX_ET8B9)ZE8P&_+HY?7? M9>Q]V0YV+;^Y,!DZ_;-32XW=^$P^;H,YDMF[ADQT63J=M;CI<7/6OB@;^8/25;\@.M\51;"WU3===P=?;KQ?8_2O M8=1C?XW0[4[%VZTB8RJRV&9HER^"R-/52TE73LZ++#/<,&`]H9IGC`5#@\?R MZ898WEB9_P`/#_+T2W8GRVR7R"SU)\+>VMM9CXY?*O!89-V][]=9RJDR6/S_ M`%I0UZTT&Y^HNT<*D^R]UX?L:LT31T<%>7^K]G M6KR:WC*K3_#T:'YH;]P_4?Q#[FW%554&"P^V]E38^D0T[_90T$DR87'T="AB M!^YJ1*D;:08KR@JQ1E)0PW$L5V0L6KCG]N.O/.H0:#T\?"3;M3MOHZ@W7N&F MFQVYNULS4]H[BHZMH7KL?)N.GHHJ/'U7VTDR#[.@HH4L#9`0./:B]OYI'6MO MP'R_S=>MRO$_%T*O>_8F9ZFZI['[0PVR^WZ(U.F,35B#7Y&\C0J"R1RL!$=13&1@C6]#3[?\G2JXFB34YXTZH^W(W= M7SK[%^%^X>SN^NKZ;XR_)`;WW%0?&OJ;;!S69Q[ MVZ@^3N?^)>Z]H8GY);?V+L&/>N5^4V:WAGI=R;%QE96/0]5=6;ZZ^W55;BQF M[M_-A:>[YG&5M*BP0)-44JLYD=A;DW2"X*Z2WEZ?X/\`!U:?;87)D44!_P!7 MKU=<,/3"@:C%*HIVI_$80D01CK3ZTHB^W+>@&Y6W']/;>H:AGMZ96R41O'C2 M1_EKU__3WPNQLOD<'L'>>8PM+)7YO&;7S]9A:"(Z9*[,TV*K)<91J3Z0:BM1 M%%^+GWOT->M,=(R#UK<=C]\9F+^6/M7X[_&;9&;[X^7.]MDTN^=Q;6H=KYG, M)UM7_P"D>3/=C;]WPU-31T-!NS9K1R5%#A*N6'(Y00Q+$C(]R86X#UHR@5]0 M*^G'HMD0,VKPV/GP/2:Z?[#^.55OG8N;Z0W/VYE^QX^B/DKG?EEWOW=TSV)U MYELG4U^V,#%A6W[7;RP..H<>M)N^F(QN(HB\0B`54D.E_;TT4UHHFD\/030# M6#\_\G3CP_4QK#`S+,'J213'`\<>?1%:[=WSIWO_`"E*&;H_9W;G7>5["[EZ MZIOE%VGE=E;NV%V36XO,]A8#:<&U>A=IU5&=P56S,%L^.F:3<45/%`\1FT"P M+!,=VGC<21Q1F@QW_P"K^?6[K:=<:J+PZOL'IU<%OC^6%N[9'R$ZH[F^(5#@ MH-]5?4%;T]V/\@>\^QNQ>QNT>DJ/+T\=7)V]TEA-\5NZ=O9W>-;#Y*)J%OL: M:,L&-@"GM-=;K>WXB25(U522*,#QQT]9VEO8(:3LTC4J*>GS^9\N@@H?Y?7R MAZ)^>.:R'PYS>X.J^E]G=`8SLF6JR60CKMD?*CY-3U]=2[BPG="96IKE9/;OU,2Q*9"/GY_GCI1(#GRZLSP'R%^3?:&"Q&QL%\6 M]Y=/=QNJ8GM_%+*U/W#]G-;^'PT0/D.C[BRAO;$% MQM]RDX,Q$@I2H(K^9Z::W<,K2+V^718?G?\`Z'MT=64WP[ZXVL_R>^8;S5F^ M.NL5M_-SX[='5/9^/HGRS=W;][%V[/`_4BI5J)6,;ZR[ M+>I87(*1ZUI6HJ<\/*OS'3\<4=RA:W)H,'5VY`KY^7SZ4NTBHS\0Z0&$V?\^MD;J_D\?) M'=77WS>[$W55X7?V^/GKCZ#<.;SU:F\'H:O%;:V;G-@T^0H-D[,VY5;E9:AY MJ2GCT8]41]48O[\>;=L)>!H7$K#AH?'YTZJEC<&>MR0`./<#_@Z'[XF?`+^8 MYU3WOVC\D\CL[K';.]=J[Q[E[-VUUZW9<.Y>MOE;N+O>J?(U^!R:AW;X[9KJ M^@H8;]]Q=MUL'4WRNWW\E.PJ'L_K3?U94X^2EW7MP46UV2 M@QFV>R\)@=OT'C@FQ$LHD9R0@-_=6C=HH[B@6)AC(\O4<1GY=)4F>,^#(>\? ML_(\.KP?+!]OX-0_S?BT7;5XM0@U?JUDT>EC.3(](,^M?\'7JR_Z$*OY= M(;!)LLUFY/[FR[.6O;,_[^\;6&,-8FX/ME`_O1_!8S4-FOMM)_R[]W1;\>WM M%O3MF>GR`_G\_P"?5=5_JS&E?F3_`"KU[><.V5VGDE[#J\/)L\4J?WBEW5%$ MN!>A\JM&8SMA@%_TN3T[ M4D5,OVX6I=Z@I>!D%6(TI2DF@1Z:=5:)(M?V]P!IX2_!]U#;?7]1(ZT'&O#R MX^5.'RZ:9):8FDI]G^QURAA1$'BJGF@9M2^BHBDCO*RQ11%868R)(&9F8%B3 M8BWNDPVM].DJE#^'-?MXXZ9=9E:,B4MW?BJ/V4''IQT@3,%>)F73Y6;[E=(Z8T'[GXXM_C[8)VP?"$+?/JY7<6$=7TK3RJ0?Y=`YM6/I,=C=DGKNH MZN;L57H/],"[-7#1[VDKFIR,/_I!;!PR5XK$I>:/[T"7ZZ0?I[LC6FIBD<7[ M?GTN=;WPD$LDM/(_EY8].A=IHA_D0^YGUB%O$46NTFT7J,'D@(T-"1JMR&'/ M)]V8,U#`0L?GIK3_`"],P]@(D[VJ GRAPHIC 14 g330135g49t21.jpg GRAPHIC begin 644 g330135g49t21.jpg M_]C_X``02D9)1@`!`@$"6`)8``#_X0H$17AI9@``34T`*@````@`!P$2``,` M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q M``(````4````<@$R``(````4````AH=I``0````!````G````,@```)8```` M`0```E@````!061O8F4@4&AO=&]S:&]P(#7U5F9VAI:FML;6YO8W1U=G=X>7 MI[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_ MV@`,`P$``A$#$0`_`.E_QF]0?C=#JQJWN99EW-:2TP=C!ZEG']A<-T#!KZK9 M>W.ZS^S&4AI8ZQY)>73HP/LJ^AM6Y_C2S1;U;#PFG3&I=8X>#K3M_P"HK6=] M7<'ZDW=/-G7\LU9AL=MK:Y[=M8C9NV,Z\FX6/:TMK:UOHR''Z.MB M0^81NAN:/[5LS6">8Q]W*3P0]R$>*,;_`,W^BXF9];/KE]7^JVX>9F,RW8Q& M^MS&%CVD;FGU&,KN9N:M3ZV?7SK&!U-N/TXUU5-QZK+66,WN#[!ZT;OY-;JU MG]+/U;^LWUDSF=5;8VS,O<_!N;86->QL5U8[V?FV.K9ZC%5^O71D3(1)!)%]U\<>"6:$,F.,<@QW(<(C') M+T_*/TN'UOHX7U''6S^I8U8'U8^NO7L[*RWY M]E1Q,##MRK`VO;)9`8S=\]R)_C%ZM@#HV)TG`OKN#W,*51%FR6PB])RLC.ZEU)C:;]YW&NMYW M-II:S_M1E?\`GA9MN/\`6'`^KU_3KNDG'PG6-OR,Q];A9+2!7NLW>GL;]!OL M1E([`G3?]+Z,>+#BD1DE'&1*HXX\/L\49?-DX)<7%_4>I^KGUE^LW7.F=3]* MZH=1Q!79C-%8AXAYLIUX;]%^W M^75]/8JOU'Z]A]"S,W)S7$5NQXKK:)<^P.&RM@_>WU[/]+9_P`*AQGA!!-]0R#EL?NY8RQ1&(\/!.A'UR'# MP0>MR/KQ]8>L=9^P_5BEAI!+6OL9NW-F#E7.=_1Z/W/S_P#SVNFS*/K37CX+ M<7)9=D"RZ_H]S65VY+O5HNB' M/($.QWN_D-&^G_KJ](4N/U"S(Z_\UH&V MW#[[PC@]WAKT\/'P\/@Y%?U4Z#7TH](^S!^$YYM-;R2=Y_PC;)WM[?ZHB1^\<7]W@_QO M6\O1_BS^JU3P]U=UH'YC[#M/QV;%L9GU;Z+FX-/3\C%:W1JO%JY/OG%'C]SBOT?-\W]5QJ_JC]7JNGW=-KQ0W$R'MLNK#W M^YS-6>_?O]L(O2?JUT3HUMEW3L8466M#'NW.=+0=VW](YRU$D1P6*J^BR7WG MAGQ>YPW^LOBX>+^O_P`UR:/JMT.CJ1ZJS&W9SG.>;WO>\[G_`$G0]SF?U?W% M?SL+&S\2W#RV>ICW#;8R2)'/+8XH\7'QZ<'%Q<7]7@>=_\ M;_ZI?]P!_P!N6?\`I1:S.D]-KZ:>E,QV-P2PU&@:#:[Z?\KW3]/Z:N)(#@Z5 M]%V3[SI[GN;^GCX_G_J\7Z3S]/U$^J]%M=U.'Z=M3@^M[;+`6N:=S7#](N@2 M22CP_HU]%N;WK'O.$))30/S```````)```````````!`#A"24T$ M"@```````0``.$))32<0```````*``$``````````3A"24T#]0``````2``O M9F8``0!L9F8`!@```````0`O9F8``0"AF9H`!@```````0`R`````0!:```` M!@```````0`U`````0`M````!@```````3A"24T#^```````<```________ M_____________________P/H`````/____________________________\# MZ`````#_____________________________`^@`````________________ M_____________P/H```X0DE-!`@``````!`````!```"0````D``````.$)) M300>```````$`````#A"24T$&@`````#10````8``````````````!L```"( M````"`!0`&$`9P!E`"``,0`R`#,````!``````````````````````````$` M`````````````(@````;``````````````````````$````````````````` M````````$`````$```````!N=6QL`````@````9B;W5N9'-/8FIC`````0`` M`````%)C=#$````$`````%1O<"!L;VYG``````````!,969T;&]N9P`````` M````0G1O;6QO;F<````;`````%)G:'1L;VYG````B`````9S;&EC97-6;$QS M`````4]B:F,````!```````%7!E96YU;0````I%4VQI8V54 M>7!E`````$EM9R`````&8F]U;F1S3V)J8P````$```````!28W0Q````!``` M``!4;W`@;&]N9P``````````3&5F=&QO;F<``````````$)T;VUL;VYG```` M&P````!29VAT;&]N9P```(@````#=7)L5$585`````$```````!N=6QL5$58 M5`````$```````!-'1415A4`````0`` M````"6AOD%L:6=N````!V1E9F%U M;'0````)=F5R=$%L:6=N96YU;0````]%4VQI8V5697)T06QI9VX````'9&5F M875L=`````MB9T-O;&]R5'EP965N=6T````115-L:6-E0D=#;VQO)E\K.$P]-UX_-&)Y2DA;25Q-3D]*6UQ=7E]59F=H:6IK;& MUN;V-T=79W>'EZ>WQ]?G]Q$``@(!`@0$`P0%!@<'!@4U`0`"$0,A,1($05%A M<2(3!3*!D12AL4(CP5+1\#,D8N%R@I)#4Q5C+RLX3#TW7C\T:4I(6TE<34Y/2EM<75Y?569G:&EJ:VQM;F]B7I[?'_]H`#`,!``(1`Q$`/P#I?\9O4'XW0ZL:M[F69=S6DM,'8P>I M9Q_87#=`P:^JV7MSNL_LQE(:6.L>27ETZ,#[*OH;5N?XTLT6]6P\)ITQJ76. M'@ZT[?\`J*UG?5W!^I-W3S9U_+-68;';:VN>W;6(V;MC'-W?25>>N0[:=S3M MD]6^O?UHSK:<3/&,RH;[7-:UE=8,^G6'-8^Y^_\S>A_6BOH6/\` M5W$H^KUANP;,U[[["7']*VKV,+K`S\QRV?\`%KE])P>BYEV3E4TWNO)N%CVM M+:VM;Z,AQ^CK8D/F$;H;FC^U;,U@GF,?=RD\$/JRUEC- M[@^P>M&[^36ZM9_2S]6_K-]9,YG56V-LS+W/P;FV%C7L;%=6.]GYMCJV>HQ5 M?KUT7,POK`_(RH^QY]C?1R!]%K1MK]&S]U]-8_ZXSWI$R$2021?=?''@EFA# M)CC'(,=R'"(QR2]/RC]+A];W.1UWJ.%]1QUG(K8`Z-B=)P+Z[@]S'.;6 MX/BJIOZ,NV3[7.V+G^F#[']2>KYIT?U*^K"I/B&?I;8_KUNM_P`Q&4CQ``_* M-6'#@@<$I2QCBRY.&%C6,9RX?3_=];K_`%7^NGUFZKUS%PLBVGT'[GWQ6&G8 MQI>[W?FJJWZ__6O,ZE]EP'4G[1>:L:LL'=Q;6'/)_P"FJ7U3'V7"ZWU@C^B8 MAIJ=X67>T0JGU2Z#^W.K-P76OHKKJ==9;7&X;=K&[=W_``CTWBE419LEL'#R MXEFD80$,<0/EL<7SRT_PH/=QKK>=S::6L_[497_`)X6;;C_`%AP/J]?TZ[I)Q\)UC;\C,?6X62T M@5[K-WI[&_0;[$92.P)TW_2^C'BPXI$9)1QD2J../#[/%&7S9."7%Q?U'J?J MY]9?K-USIG4_2NJ'4<05V8S16(>(>;*7-_X3;M8]9'3_`/&3U^O.I/436_$# MPW)K;7M>&_1?M_EU?3V*K]1^O8?0LS-R*ZVB7/L#ALK8/WG+-ZB<_ MK#\WZPC$%.+ZK1>ZH?HV/?HV2?YRQWM]>S_2V?\`"H<9X003?4,@Y;'[N6,L M41B/#P3H1]C]S\_\` M\]KILRCZTUX^"W%R679`LG-LV5L86D_1]-[7.])G_!N]?8N4_P`6/6\7'NOZ M/HX"&C:V&M*J_P#C<_53_N,[_MQ_ M_DETR28?;O7AMMP^^\(X/=X:]/#Q\/#X.17]5.@U]*/2/LP?A.>;36\DG>?\ M(VR=[7++=_BS^JSG3Z=P\A:875I)'V]+X?!4/OMRX/=W]5<7S^/]9\G^NGU- M=T2YN;TX/=T^QP``)<^FS\WW?3]-\?H[/WUT?U;ZMB?6SI+^A]>K<[,K;)+F MEOJ-;HS)J?\`F7U_X3_TGZB[0\*)^DWY_D3(\/$>'Y?TOW6SF.;V,?NQ'NW^ MJ(D?O'%_=X/\;UO+T?XL_JM4\/=7=:!^8^P[3\=FQ;&9]6^BYN#3T_(Q6G#Q MCNIH82QK3!;/Z(L_?JLQMV MG!Q<7%_5X'G?_&_^J7_<`?\`;EG_`*46LSI/3:^FGI3,=C<$L-1H&@VN^G_* M]T_3^FKB2`X.E?1=D^\Z>Y[F_IX^/Y_ZO%^D\_3]1/JO1;7=3A^G;4X/K>VR MP%KFGG)E4WI. M5&-Z:V,Y9"<_/@H\/V%D;V)E+7AA<"UF:6QT97)S(&5S8STB0U(B/SX*/'@Z M>&%P;65T82!X;6QN#IX87!T:STG6$U0 M('1O;VQK:70@,BXX+C(M,S,L(&9R86UE=V]R:R`Q+C4G/@H\#IX87!M971A/@H@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`* M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*/#]X M<&%C:V5T(&5N9#TG=R<_/O_B#%A)0T-?4%)/1DE,10`!`0``#$A,:6YO`A`` M`&UN=')21T(@6%E:(`?.``(`"0`&`#$``&%C'0`````0V]P>7)I9VAT("AC*2`Q.3DX($AE=VQE='0M M4&%C:V%R9"!#;VUP86YY``!D97-C`````````!)S4D="($E%0S8Q.38V+3(N M,0``````````````$G-21T(@245#-C$Y-C8M,BXQ```````````````````` M``````````````````````````````````````````````!865H@```````` M\U$``0````$6S%A96B``````````````````````6%E:(````````&^B```X M]0```Y!865H@````````8ID``+>%```8VEA96B`````````DH```#X0``+;/ M9&5S8P`````````6245#(&AT='`Z+R]W=W M`&,`:`!M`'(`=P!\`($`A@"+`)``E0":`)\`I`"I`*X`L@"W`+P`P0#&`,L` MT`#5`-L`X`#E`.L`\`#V`/L!`0$'`0T!$P$9`1\!)0$K`3(!.`$^`44!3`%2 M`5D!8`%G`6X!=0%\`8,!BP&2`9H!H0&I`;$!N0'!`$!Z0'R`?H" M`P(,`A0"'0(F`B\".`)!`DL"5`)=`F<"<0)Z`H0"C@*8`J("K`*V`L$"RP+5 M`N`"ZP+U`P`#"P,6`R$#+0,X`T,#3P-:`V8#<@-^`XH#E@.B`ZX#N@/'`],# MX`/L`_D$!@03!"`$+00[!$@$501C!'$$?@2,!)H$J`2V!,0$TP3A!/`$_@4- M!1P%*P4Z!4D%6`5G!7<%A@66!:8%M07%!=4%Y07V!@8&%@8G!C<&2`99!FH& M>P:,!IT&KP;`!M$&XP;U!P<'&09!ZP'OP?2!^4'^`@+ M"!$,@A&"%H(;@B"")8(J@B^"-((YPC["1`))0DZ"4$9`EY"8\)I`FZ"<\) MY0G["A$*)PH]"E0*:@J!"I@*K@K%"MP*\PL+"R(+.0M1"VD+@`N8"[`+R`OA M"_D,$@PJ#$,,7`QU#(X,IPS`#-D,\PT-#28-0`U:#70-C@VI#<,-W@WX#A,. M+@Y)#F0.?PZ;#K8.T@[N#PD/)0]!#UX/>@^6#[,/SP_L$`D0)A!#$&$0?A"; M$+D0UQ#U$1,1,1%/$6T1C!&J$)%ZX7TA?W&!L80!AE&(H8KQC5&/H9(!E%&6L9 MD1FW&=T:!!HJ&E$:=QJ>&L4:[!L4&SL;8QN*&[(;VAP"'"H<4AQ['*,0!YJ'I0>OA[I'Q,?/A]I'Y0?OQ_J(!4@02!L()@@ MQ"#P(1PA2"%U(:$ASB'[(B--@U$S5--8Y",$)R M0K5"]T,Z0WU#P$0#1$=$BD3.11)%546:1=Y&(D9G1JM&\$25^!8+UA]6,M9&EEI6;A:!UI66J9:]5M%6Y5;Y5PU M7(9O5\/7V%?LV`%8%=@JF#\84]AHF'U8DEBG&+P8T-C MEV/K9$!DE&3I93UEDF7G9CUFDF;H9SUGDV?I:#]HEFCL:4-IFFGQ:DAJGVKW M:T]KIVO_;%=LKVT(;6!MN6X2;FMNQ&\>;WAOT7`K<(9PX'$Z<95Q\')+%V/G:;=OAW5G>S>!%X;GC,>2IYB7GG>D9ZI7L$ M>V-[PGPA?(%\X7U!?:%^`7YB?L)_(W^$?^6`1X"H@0J!:X'-@C""DH+T@U># MNH0=A("$XX5'A:N&#H9RAM>'.X>?B`2(:8C.B3.)F8G^BF2*RHLPBY:+_(QC MC,J-,8V8C?^.9H[.CS:/GI`&D&Z0UI$_D:B2$9)ZDN.339.VE""4BI3TE5^5 MR98TEI^7"I=UE^"83)BXF229D)G\FFB:U9M"FZ^<')R)G/>=9)W2GD">KI\= MGXN?^J!IH-BA1Z&VHB:BEJ,&HW:CYJ16I,>E.*6IIAJFBZ;]IVZGX*A2J,2I M-ZFIJARJCZL"JW6KZ:QK_UP'#`[,%GP>/"7\+;PUC#U,11Q,[%2\7(QD;&P\=!Q[_(/%$XIZ#+HO.E&Z=#J6^KEZW#K M^^R&[1'MG.XH[K3O0._,\%CPY?%R\?_RC/,9\Z?T-/3"]5#UWO9M]OOWBO@9 M^*CY./G'^E?ZY_MW_`?\F/TI_;K^2_[<_VW____N``Y!9&]B90!D0`````'_ MVP"$``$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$! M`0$"`@("`@("`@("`@,#`P,#`P,#`P,!`0$!`0$!`0$!`0("`0("`P,#`P,# M`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`__` M`!$(`!L`B`,!$0`"$0$#$0'_W0`$`!'_Q`&B````!@(#`0`````````````' M"`8%!`D#"@(!``L!```&`P$!`0````````````8%!`,'`@@!"0`*"Q```@$# M!`$#`P(#`P,"!@EU`0(#!!$%$@8A!Q,B``@Q%$$R(Q4)44(6820S%U)Q@1AB MD25#H;'P)C1R"AG!T34GX5,V@O&2HD147J%AH>(B8J4E9:7F)F:I*6F MIZBIJK2UMK>XN;K$Q<;'R,G*U-76U]C9VN3EYN?HZ>KT]?;W^/GZ$0`"`0," M!`0#!00$!`8&!6T!`@,1!"$2!3$&`"(305$',F$4<0A"@2.1%5*A8A8S";$D MP=%#$A:.S MP]/C\RD:E*2TQ-3D])6EM<75Y?4H1U=F.':&EJ:VQM;F]F=WAY>GM\?7Y_=( M6&AXB)BHN,C8Z/@Y25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOK_V@`,`P$` M`A$#$0`_`-A7_A1/WUD>FOY?65VYMW,U>%W3W%O[:VQZ"HH:IJ.J?"P5#9G< MZPRQ.D^K^&T@'H_!N2!]05S[>M:;$T<;D23.%%/3B?Y=96?<[Y4AYD]W8+V\ MMEEL=MM)9V#"HUD:(J@X^(^?6G!\"^B]_?-GN'+]797Y7T70.,PVSJ_=E5OG ML7=4L6(DDIJJFHZ3#4D-?N+!1U-;6S5%[+/JC12VDCW$VR64^\7;6S;F(%"% MM3MC[.(S^?71SW6YJVKVRY=M]]@Y!;=IY+E8A!;Q`N*@DN2LS]G[&KY,MELCM+:)>N:B9\=O[ M,#&+E,C'#3QSS0M$)'`-[V]C.VY66QE7<)N8HY;:W_4=5-257-,,:5X5ZQ?W MW[PLW-FWR\E[9[(WFW[YO0^CMIIU"(LLW;J[K=-6E:L55JT%>BM[I_G<_P`S M[YR?(K#=3?$FOH^J:/L+<4FW^N>N]K8+`5N;^SF+I#E=T[US5!/D*>>GH%,] M;*DD-'3FY118$ELO./,>\WZVNUD1"1J(H`K]K,1Z9/D.AS8?=C]CO:[DZYY@ M]P8FOY+.'Q+BXE=PE1Q6*%&"D%NU`07;%3TL_F/\H?YZ_P#+-K^M8>\/DOMO M.T6_HZW);?R6$HML[^Q3U>,DA;(8#-MN7:6/KEJTB8-H$4M.4)*27]O;MN7. M?+K6XO+]663((HPJ.(-5'^"GSZ+?;GD;[J_O;#O3'*RTKYU#5XCH[=3_/M[PK?Y6)^246W-CX#Y*4O?..Z1IY)*"2KV?N2.FH* M?<>5W%286=AX,A-M]9O+3JQB@D4.IL=(-SSM>-RU^\!&B[@)Q'P[3BI-/6E? MLZC%/NHC%?R/?YF? MR_\`YA':/=5'WC_<5.O.L]D8:II'VKM>+$UID" M`>IE']/9AR=S%NN^W-X+S1X$:#X13N)_S5Z!WWH/9+V[]H=BY9EY7^J.\7UT MX/BREP(8T))`IQUE17TZ(9_,7_GZ?+WX^_,OO7I#HZ/K23K_`*MW)!M+%RYK M;$68R5=DZ/$T,^8DDK#)=[92IDA51]/'[)-^YWW2QW:]L[,1^!$VD56IK05_ MGU*WL[]TWV\YN]M^5>9^:#?#=[^`RL$E**JEV"46G\(!K\^A._F!_P`Z_P"8 M?Q5VS\.-N[5DZWD[3[.^-^W>Y^YURFUJ>JI8,AO_`.VR.TZ;%T`F/\*AIL8D M\TI%X?U,EN))*CS;*T],=$?M']V;VZY\O?<:\OQ> MC8;'>9+.STRD$K;U64LU.\EM)!\@>IFY/YU/S#V/_*QZ]^6>Y4Z[_P!-O0K63S9*@J:8R&VABMB>;;DYOW6'EN#=) M!']9-<%5QC0!DT^T$=-V?W:/;K=/?;=_;^R-Y_5C;=FCN)SXM9#<2O14#>0" MLK4\Q7AT!'QB_FR?SR?F71[OR'QGZ;ZR[2H=@U>)H-W55!@]F8*'#5N<@JZK M%4TK[IW%A!4RUE/0RN!#Y-(0ZK<>T>WR M?D3WQ_-DV!L_I7IKJ[KZBK]BTN$.QGSN]]\5F0?Q87$G;.YXW/F2^O&6X. M^ZBZQQ+&Q.FJ^7V^=.LL;'[EOM`MO%;W%Y?S7\2()66?35](J2@^#4:D#TZM M5WA_,X_F$9[^5?T]\_NF_P#1UE\]@MP[LVQ\DMLOLA,C#1446X:BEP6]L'"C M+)C\=AJ5Z6#(PA9%TU*SZE6.3V)9>8]]?EJTWRT$;.&82C37SPP]`,5^VOEU M`VW>Q_M#:^^_,7M+S'];':RPQ2[=)X^DDF,&2%S^)G.HQG'PZ*$D=%(^#/\` MPI&[AS7R!V]MOYIML'&]'[DQ^3QF0W=M?;DV,KMEYP4YK,+FZJ*ABJY\IC*B MHIOLYH0H*"J$M_V[$KV;W`NWOHX]W\,63`@LHII/$'YCR_.O4@^Z/W,.7+;E M&\O?;3ZM^:(75EBED#+,E=+H"U`K`'6#7.G3Y]+JD_GD?S`/FK\M'Z:_EY=0 M[3@V/79%<9M^;>VWY,W6TFWZ6M:"M[)[#S2HU!M7$O!(LS4Z:_$@6%#/,P+O M+SEOF[[H;38K5/!)H-0KBOQL?PCY?ED]%4GW7?:3VT]OQS)[O\PW!W14U2"" M0(ID*U%M;I\4K5QJ-*Y8A5&+S>^H_P"99L_!?'+']0[@P/9>[FRD8[XSF+VI ML+";5K9*FHI"\+X[8P:1G>_UAB3;UM7626O MZA"J%_8BR6_OBQT51U4SLW3)*?)19'-/0;;PRSP MVM>IQL50ZM^`+#ZGW$?N5=!I]ML@?A#.?D30#^5>NE/W#^7F@VGGOFF2,@SR MPVR&G%4U2/0_)BHZKA_E8_RS/CA\W>N^SM]?(3Y347Q\?:N[L7MS9^'CW)U[ MBZ[<=)+C):O,9.LI=Y5U-5+%25@2*(PJ4<$DFX]D'+7+MAO$%Q/?;F(-+`** MJ"<9/<>IF]]O>WG+VPWC8]JY0Y$;=Q<6[23.8[AEC(8!%!A4BI%2:FHZL.^5 MGP;^,7\N'^71\R<_\RI MJUZ>DR<],K,U28T9D"J2Q`]GVY[-MVP;!NTEAN/CRS:$.5-%+"OP^OSZA_D+ MW1YX]YO>/VXM.G:F3:U/(\35XR6\,M#M_*54$+D.M.F'F=&D6Y#,%_-_ M:+VYMDEW>YN&IJBBQ]K&A_ET*/OP[[=;?[:[%LMN&\"_W("4CX=,*&103ZZP M#3TST:O^=_V!\9_D;_,A^-GQ0[T[5W)UUU=LW9-1CMW=@;%DP>6CV;V/V1G( MTP0W/29*"I@@H*"AQ\25FDK-31U8D8$>D&7.,^WW_,&W[9>W31VR)1F6ATNY MQ6OH!GTKT`_NP;1SMR;[,;[`A%"^S:;&44L"U<9?QM4!G(C;4$7-'+,68-H M-*A2!D4ZL9_X3;[5VYU!_+^[X^0V5R&)HFW7V+N6NSM745=-##187JG;>K&M MDJIW1:8,,W/Z'(*BW]1[/_;^..UV.]OV8#5(:_((,5_:>H;^^A?WG,/NWRIR M?!%(PM[.-4`!)9[J3NTCS^!#[J3+_([Y,G)*K()Y MH4WION;,F%D)""*FHI?'8V144#Z#W%\(?=][0<7N+BO^]-7KH%N,MM[:^U5R M[Z1;;-LFGT!\&`)7[2PKZD]&5_G4]ATG9/\`,=[TQNV?'-M_K)]I=*;.@II/ M)%%CMA[>Q^*7&TRV`B2ESE14PJ@X!7^I]F'-]P+C?[U8_P"SCTQK]B@"G[:] M`K[M&SR;+[-Z\F=RSI61$72KQU5'6Q?4DZB>!;VLYI`M+3E[:ACP MK;6P_I2&O\L]!C[O3-S%S)[U>XDHU?O#?FMHFXUBLE$4/HP*'AT8C^6)_*; M^8O?7Q@IOD%TQ\V,Y\7-H;_SV:,FV\-'NBDBS5-M21\8NYLG6X;<6'I)XHYA M4PH70^)8F]7)L8[:+ZSW@VT,C'`KG3BIH1\^@A[W^_P#[<\I\\/RC MS+[91;[N-I$E)',1T&4:O"57C<@TTDT.:C'1(_Y@GRO[%[6P?6/PBP7:6[_D M5US\5Z_<4.Z>V5?-Y/*]X]CUF>KVS.\:E9ILM/%M_;%-4_PC#EY)ETQO.&/E M4`FWS=+BZCMMG2Y>XM[8G4^29'J:MYX'PK^WJ3?:/D'9M@N]\]SKO8K?9MXW MY(S%:=BK96P1=$(H$!DE(\6:@4U(6G:>B^_-?Y';;[[QGQZV]LWXX3_'3:G1 M75B=7X;%U&2J\M/NF*'(29:JSM=756"PADR59DJRHJ*BRR%IJEF)%P/:'>-P MCOEL4AV_Z>*&/0!4FN:UK09K4_GT+O;/DV]Y4FYOO-RYT&\W^ZW_`-2[!0@B M)72(U4.]%"JJKPPH%.KT_P"5#_,2^.GQ(_E-=\87Y`OBMXUA[?WSA-H=,22T MLN9[/I=[[,VY3?W?2@FAG6#;\&D,:.,^6=^L-KY8O4OJ. M?%8+'YOJ48^SC4\!^P=8M>_GL[SC[@^__*ESRD'MH_W=`\UY0A+8P32'Q-0( MK)1ET(""Q'D*D:NF[,+D:H5?8F-V)EMI=<;MW5N6FV>[092LVY2M1U,=9/M/ M%[DKX]&9JMMT61IXY29&FTLK.+M[C>5&-9UA*V[,=/&G^E!/&E1UG-87,,9C MV>;=8[C>;>",RY42&HH)6C4]@D96(P%K4#AUNP?$DN[.@,]\=M]](;6+V$UG'$J7Z-5CYNI.#^7`C@,>O7,S[[G+'-MISAM7,]YN$USRA[-EU-=MC;>T\=M7%;4Q.1Q^)QFVX:E(C#4U=9'+)-5S5;R2'2+L?8'WW MDN/?-P>^EW!T)4*%"@@`?GUEI[1_>GO/:7DRVY0V_DZWN42>25I7E=6=I"*U M`%*```=$G'_"5;K4?I^6N_U']%V1@E'^V7(`7]D_^MI;_P#1TD_WD?Y^I-_X M//>__"?VG_.:3_H'H]'QB_D&?'GH_HWY)=$]@[]W3W%@?D;3;8H\EEZVAHMN M9?:$>U)'K\35;>FHY*M4R=)FQ'5QS.+*T>DJ58^SK;N2+"RLMPLIYVE2XI4D M`%=.13YUSU%G/'WLN<.:.:>2^:MHVJ#;KO9C*516:1)C+VN)`:=I2J$#B#6M M1T1V+_A,/D]B[EK-Q='?.K?G7E5IDIL9D'V0#G8*"R8>W302-)9;T\9\CIS3YD,.I1;[\,.Z64=GS1[66EY'Q91-V%A MP*K)%)IH?4D_/JLG^9M_(D[<^''4T?R%VEVAF_D;@J.KJY>Y:ZJV[44&X-LQ M5,@:FW8\:9',SUV!!)6MFDDU4[$.Q"<^P[S%R7=;3:B_BN6N$!_4-*$?TN)Q MZ^G4W>R/WJ.7OC^15_-, MV[V+MC_ANOYAY/%[@PV;P\^V>F=R[TGBJJ#;/?#WB]NH M)(;J*02WD<((:-U((NXM.1G^U`%!\?J"+O8G_":#<4VX.P,5T;\W=R]6=(;X MSD^5'4^0V5E<[2TE)/-YUQ5=5XS?>WZ#+P4)=HX'DHU?Q*H?40254_MY(7G6 MRWAHK-VKH*D_EA@#3RQT']G^^Q9+:;1<E:TIT>3^7Y_(:^.OP?[$Q?=>5WGN;NCN#;\%2NULSN&@Q^(VOM*NJH3` MV7PFVJ7[DR9:-"?%/55$S0GE-)Y]G.Q\E6&S3K>-,TUVOPD@`+\P/7[3U%ON MY]ZSG'W/V>?EF#;8-MY=F(\5(V9Y95!KH>0THGJ%5:^=>@%W9_PFLZ&WQW5N M+NS='R.[AR>9W7V?D^T<[B&Q&T(L?69/+;HEW368WS)0BJCH7JIC&"&UB/B_ MM#+[>V4UY)>2;A*7:0N11:5)U4X<.A7M_P!]/FK:^6;/EFQY-VY+>WL5M4?7 M-J"I$(E:FJFJ@KZ5Z&?YP?R%NHOG'\@=P]^[R[Z[.V7D,Q@MM[;Q^U-KX;:D MF"P&&VQBHL;14>.;(45BS%M)`]!^71]:3X*X[: MOP2QGP5ZN[:WGUMMN@V-+U^_9>%H<-/O=\)E:^LKMSRTJ5,!QE#D-P_Q&HC> M9$U0I,3'9@"#L;*L6RKLMM=/'&$TZQ350FK?($U/44/[J37_`+JS^Z>^\OVU M[>O=?4?3.SB'6JA8@:'4RQZ5(!-&*BM1CH+/Y<_\I[H/^7/A]_Q[*R^=[.W= MV-64'\;WMOVAPS92FP>*5VQ^W<938^ECI*2@2KGDGE8`R3R%=9(C6R;8.6+' M8$G$+-)+(15F`K0<`*>7G\^CWWD]_>;/>2XVD[G;Q6.W6:MHA@9])=_BD8L: MEJ`*!P45IQ/7?\Q_^5;U-_,KAFJL>,5LNE^[IED1JBE6HCQK/3&IC3274:A]?P/8:7VUVX,I;<)BM>%%_ MS=3O+]^[G5HI5AY*VQ)2I`;7,:&F#35FAS0]6W?(_P#E7_%_Y`?#K;OPOI-O MGJ_KW8=3A+(9/<='4U4.1EJ-;U7W;NQ MUA2!1N'+6VWVTQ[0$\.!""A4"JD>>>).0:\:]8^\F>^_//*/N->>Y4EW]=N] MVKK%%H0>(..!'4J<__>XW?W&Y3W;E'?N0]M-C=)AE>;7%(IJDJ$MA MD8`CR(JIP3UL*^QWUB#U_]+?X]^Z]U[W[KW7O?NO=>]^Z]T&?='B_P!$/:'G M_N3X?[@;M\W^DK[O_1[XOX%7>3^^W\/_`,O_`+K:+_?>#][[;7H]5O:>[I]+ MC3Z=_[;]P^'\!_M?/1 M_'YTKY];_P#M[Q_P#!^+R^+^$8WQ^?[GS^/[*'1YOO/\K\NG]7E_F.G?W?I/U[W[KW7O?NO=>]^Z] =U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U__]D_ ` end GRAPHIC 15 g330135g87b64.jpg GRAPHIC begin 644 g330135g87b64.jpg M_]C_X``02D9)1@`!`@$"6`)8``#_X0A117AI9@``34T`*@````@`!P$2``,` M```!``$```$:``4````!````8@$;``4````!````:@$H``,````!``(```$Q M``(````4````<@$R``(````4````AH=I``0````!````G````,@```)8```` M`0```E@````!061O8F4@4&AO=&]S:&]P(#7U5F9VAI:FML;6YO8W1U=G=X>7 MI[?'U^?W$0`"`@$"!`0#!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q M0B/!4M'P,R1BX7*"DD-3%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*S MA,/3=>/S1I2DA;25Q-3D]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_ MV@`,`P$``A$#$0`_`/5.4H23I*6@)0D@C+IFXLM<9;LD3/NO>>&,`.T?\`&W/]K?\`@_4L_KV1PHLK8S<6M`+SN>0- M28#=SOWG;6J:2E))))*6)@2H-NK=8ZH$E[(W:&!/T?=]%4G9+\Z]V/B/+**B M69.4PCZ8T=BXY_TK?^U%_P#VG_F/Z3O^S7:**L>IM-0VL8(:.?\`I'W.=^\] MR2DB:1,=U0S>HO;<<'":+LX@.<#]"ECIVY.7M+7;/:[T<=OZ;+?_`,#Z^110 MRLMW32.FX#CG=:S)N'K.):T?S;L[-V?T;`J<-E=%/I^L_P#08O\`A;$E.TL]KGMK_.+6%K'OC]UKGL152Z=T_[(POMM=E9=S6_:,IXASRWZ(8QO MZ.C'9N=Z6-5^C9[W^^ZVZVRZDI__T/54*V\,/IL'J7$2VH$`Q^^Z?HL_EI[+ M0S2-SC]%@Y/_`)BJS;:<$-;EY`MRKR2-!O='N].BFH>HZJG=[&_I7_Z3WI*2 MG&-CB]WOL=_724P M]-]S?TOL:(]C29TU]UGL_P`Q8O5>H4TW,S,2O<,&VNC+N!(K].QPHLP]M+;; MZH?IK,?%H?8WTJ/1R&_IG]0R M[[/YC[+5_/7#]9NC8]6*GMVX[+"T2*Q;8^T5M.GHX_KOL]"AK1M;35^C1\7!PY)2/`ZKA=1%C\*QM]-3MAR*R'5.=&YS*K1[;?3W?I' ML_1[_P!%_.5V^G0&3?UQT85AIZ2T[7Y=9(LR8EME>%8W;Z&)N_[T:W>K?^D^ MQ>E^BS5EZ^I'D$ODDIPLO(H^K6%33C8[LIV5 M8ZNO?9^FR,Q[=U#;;7,?NMRW,?ZN3;LIQ*JO]!^C5GH_3\_$KMOS7TW]0S"+ M,J]@ZM[ZVN=4[?4YP!+7%KJM M]9/T'^G997_4>IP/!)36L9GG^;LI9X;F/?\`'Z-M2J_9OK!Z["<_$;CM>TOK M;B/%CF`CU*Q<_/>QGJ-_PGH>Q:<>2;Y)*?_1[]^'U>_+OM%K<)CG"MEC#ZUA MI86O8:J[V-Q<2RYSKOM'Z++WL]+_`$5:N8?3L7#:[TFN-EAFRZQ[K+'$"/TE MUKGV.X^CNV*TDDI9.DDDI99U-#LCJ[\ZQKPW$8<7&#AM!W[+LK(;N'N]391C MUO\`^`N_TRT2G24I))))2DDDDE*3)TDE+%).DDI22222G__9_^T-:%!H;W1O M.$))30/S```````) M```````````!`#A"24T$"@```````0``.$))32<0```````*``$````````` M`3A"24T#]0``````2``O9F8``0!L9F8`!@```````0`O9F8``0"AF9H`!@`` M`````0`R`````0!:````!@```````0`U`````0`M````!@```````3A"24T# M^```````<```_____________________________P/H`````/__________ M__________________\#Z`````#_____________________________`^@` M````_____________________________P/H```X0DE-!`@``````!`````! M```"0````D``````.$))300>```````$`````#A"24T$&@`````#T0````8` M`````````````%8```$,````3@!%`'$`=0!I`&8`80!X`"``,@`P`#$`,@`@ M`$(`<@!O`&L`90!R`"``00!G`'(`90!E`&T`90!N`'0`(`!F`&\`<@`@`$,` M;P!N`',`=0!M`&4`<@`@`$0`:0!S`&,`;`!O`',`=0!R`&4`(`!3`&4`<@!V M`&D`8P!E`"``90!X`&4`8P!U`'0`90!D`"``,0`Y`$H`00!.`#$`,@````$` M`````````````````````````0`````````````!#````%8````````````` M`````````0`````````````````````````0`````0```````&YU;&P````" M````!F)O=6YD'1)D%L:6=N96YU;0````]%4VQI M8V5(;W)Z06QI9VX````'9&5F875L=`````EV97)T06QI9VYE;G5M````#T53 M;&EC959E7!E96YU;0`` M`!%%4VQI8V5"1T-O;&]R5'EP90````!.;VYE````"71O<$]U='-E=&QO;F<` M````````"FQE9G1/=71S971L;VYG``````````QB;W1T;VU/=71S971L;VYG M``````````MR:6=H=$]U='-E=&QO;F<``````#A"24T$%```````!`````$X M0DE-!`P`````!S\````!````@````"D```&````]@```!R,`&``!_]C_X``0 M2D9)1@`!`@$`2`!(``#_[0`,061O8F5?0TT``?_N``Y!9&]B90!D@`````'_ MVP"$``P("`@)"`P)"0P1"PH+$14/#`P/%1@3$Q43$Q@1#`P,#`P,$0P,#`P, M#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P!#0L+#0X-$`X.$!0.#@X4%`X.#@X4 M$0P,#`P,$1$,#`P,#`P1#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#/_` M`!$(`"D`@`,!(@`"$0$#$0'_W0`$``C_Q`$_```!!0$!`0$!`0`````````# M``$"!`4&!P@)"@L!``$%`0$!`0$!``````````$``@,$!08'"`D*"Q```00! M`P($`@4'!@@%`PPS`0`"$0,$(1(Q!4%181,B<8$R!A21H;%"(R054L%B,S1R M@M%#!R624_#A\6-S-1:BLH,F1)-49$7"HW0V%])5XF7RLX3#TW7C\T8GE*2% MM)7$U.3TI;7%U>7U5F9VAI:FML;6YO8W1U=G=X>7I[?'U^?W$0`"`@$"!`0# M!`4&!P<&!34!``(1`R$Q$@1!46%Q(A,%,H&1%*&Q0B/!4M'P,R1BX7*"DD-3 M%6-S-/$E!A:BLH,')C7"TD235*,79$55-G1EXO*SA,/3=>/S1I2DA;25Q-3D M]*6UQ=7E]59F=H:6IK;&UN;V)S='5V=WAY>GM\?_V@`,`P$``A$#$0`_`/5. M4H23I*6@)0D@C+IFXLM<9;LD3/NO>> M&,`.T?\`&W/]K?\`@_4L_KV1PHLK8S<6M`+SN>0-28#=SOWG;6J:2E))))*6 M)@2H-NK=8ZH$E[(W:&!/T?=]%4G9+\Z]V/B/+**B69.4PCZ8T=BXY_TK?^U% M_P#VG_F/Z3O^S7:**L>IM-0VL8(:.?\`I'W.=^\]R2DB:1,=U0S>HO;<<'": M+LX@.<#]"ECIVY.7M+7;/:[T<=OZ;+?_`,#Z^110RLMW32.FX#CG=:S)N'K. M):T?S;L[-V?T;`J<-E=%/I^L_P#08O\`A;$E.TL]KGMK_.+6%K' MOC]UKGL152Z=T_[(POMM=E9=S6_:,IXASRWZ(8QOZ.C'9N=Z6-5^C9[W^^ZV MZVRZDI__T/54*V\,/IL'J7$2VH$`Q^^Z?HL_EI[+0S2-SC]%@Y/_`)BJS;:< M$-;EY`MRKR2-!O='N].BFH>HZJG=[&_I7_Z3WI*2G&-CB]WOL=_724P]-]S?TOL:(]C29TU]UGL M_P`Q8O5>H4TW,S,2O<,&VNC+N!(K].QPHLP]M+;;ZH?IK,?%H?8WTJ/1R&_IG]0R[[/YC[+5_/7#]9NC8]6* MGMVX[+"T2*Q M;8^T5M.GHX_KOL]"AK1M;35^C1\7!PY) M2/`ZKA=1%C\*QM]-3MAR*R'5.=&YS*K1[;?3W?I'L_1[_P!%_.5V^G0&3?UQ MT85AIZ2T[7Y=9(LR8EME>%8W;Z&)N_[T:W>K?^D^Q>E^BS5EZ^I'D$ODDIPLO(H^K6%33C8[LIV58ZNO?9^FR,Q[=U#;;7,? MNMRW,?ZN3;LIQ*JO]!^C5GH_3\_$KMOS7TW]0S"+,J]@ZM[ZVN=4[?4YP!+7%KJM]9/T'^G997_4>IP/!)36 ML9GG^;LI9X;F/?\`'Z-M2J_9OK!Z["<_$;CM>TOK;B/%CF`CU*Q<_/>QGJ-_ MPGH>Q:<>2;Y)*?_1[]^'U>_+OM%K<)CG"MEC#ZUAI86O8:J[V-Q<2RYSKOM' MZ++WL]+_`$5:N8?3L7#:[TFN-EAFRZQ[K+'$"/TEUKGV.X^CNV*TDDI9.DDD MI99U-#LCJ[\ZQKPW$8<7&#AM!W[+LK(;N'N]391CUO\`^`N_TRT2G24I)))) M2DDDDE*3)TDE+%).DDI22222G__9`#A"24T$(0``````50````$!````#P!! M`&0`;P!B`&4`(`!0`&@`;P!T`&\`G)E4WI.5&-Z:V,Y9"<_ M/@H\/V%D;V)E+7AA<"UF:6QT97)S(&5S8STB0U(B/SX*/'@Z>&%P;65T82!X M;6QN#IX87!T:STG6$U0('1O;VQK:70@ M,BXX+C(M,S,L(&9R86UE=V]R:R`Q+C4G/@H\&%P34TZ1&]C=6UE;G1)1#YA M9&]B93ID;V-I9#IP:&]T;W-H;W`Z-S$S,3`Y86$M.3@U9"TQ,64Q+3DX9F0M M.34W8C(S8C@Q-S$S/"]X87!-33I$;V-U;65N=$E$/@H@/"]R9&8Z1&5S8W)I M<'1I;VX^"@H\+W)D9CI21$8^"CPO>#IX87!M971A/@H@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`* M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@ M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*/#]X<&%C:V5T(&5N M9#TG=R<_/O_B#%A)0T-?4%)/1DE,10`!`0``#$A,:6YO`A```&UN=')21T(@ M6%E:(`?.``(`"0`&`#$``&%C'0`````0V]P>7)I9VAT("AC*2`Q.3DX($AE=VQE='0M4&%C:V%R9"!# M;VUP86YY``!D97-C`````````!)S4D="($E%0S8Q.38V+3(N,0`````````` M````$G-21T(@245#-C$Y-C8M,BXQ```````````````````````````````` M``````````````````````````````````!865H@````````\U$``0````$6 MS%A96B``````````````````````6%E:(````````&^B```X]0```Y!865H@ M````````8ID``+>%```8VEA96B`````````DH```#X0``+;/9&5S8P`````` M```6245#(&AT='`Z+R]W=W`&,`:`!M`'(` M=P!\`($`A@"+`)``E0":`)\`I`"I`*X`L@"W`+P`P0#&`,L`T`#5`-L`X`#E M`.L`\`#V`/L!`0$'`0T!$P$9`1\!)0$K`3(!.`$^`44!3`%2`5D!8`%G`6X! M=0%\`8,!BP&2`9H!H0&I`;$!N0'!`$!Z0'R`?H"`P(,`A0"'0(F M`B\".`)!`DL"5`)=`F<"<0)Z`H0"C@*8`J("K`*V`L$"RP+5`N`"ZP+U`P`# M"P,6`R$#+0,X`T,#3P-:`V8#<@-^`XH#E@.B`ZX#N@/'`],#X`/L`_D$!@03 M!"`$+00[!$@$501C!'$$?@2,!)H$J`2V!,0$TP3A!/`$_@4-!1P%*P4Z!4D% M6`5G!7<%A@66!:8%M07%!=4%Y07V!@8&%@8G!C<&2`99!FH&>P:,!IT&KP;` M!M$&XP;U!P<'&09!ZP'OP?2!^4'^`@+"!$,@A&"%H( M;@B"")8(J@B^"-((YPC["1`))0DZ"4$9`EY"8\)I`FZ"<\)Y0G["A$*)PH] M"E0*:@J!"I@*K@K%"MP*\PL+"R(+.0M1"VD+@`N8"[`+R`OA"_D,$@PJ#$,, M7`QU#(X,IPS`#-D,\PT-#28-0`U:#70-C@VI#<,-W@WX#A,.+@Y)#F0.?PZ; M#K8.T@[N#PD/)0]!#UX/>@^6#[,/SP_L$`D0)A!#$&$0?A";$+D0UQ#U$1,1 M,1%/$6T1C!&J$)%ZX7TA?W&!L80!AE&(H8KQC5&/H9(!E%&6L9D1FW&=T:!!HJ M&E$:=QJ>&L4:[!L4&SL;8QN*&[(;VAP"'"H<4AQ['*,0!YJ'I0>OA[I'Q,?/A]I'Y0?OQ_J(!4@02!L()@@Q"#P(1PA2"%U M(:$ASB'[(B--@U$S5--8Y",$)R0K5"]T,Z0WU# MP$0#1$=$BD3.11)%546:1=Y&(D9G1JM&\$25^!8+UA]6,M9&EEI6;A:!UI66J9:]5M%6Y5;Y5PU7(9O5\/7V%?LV`%8%=@JF#\84]AHF'U8DEBG&+P8T-CEV/K9$!DE&3I M93UEDF7G9CUFDF;H9SUGDV?I:#]HEFCL:4-IFFGQ:DAJGVKW:T]KIVO_;%=L MKVT(;6!MN6X2;FMNQ&\>;WAOT7`K<(9PX'$Z<95Q\')+%V/G:;=OAW5G>S>!%X;GC,>2IYB7GG>D9ZI7L$>V-[PGPA?(%\ MX7U!?:%^`7YB?L)_(W^$?^6`1X"H@0J!:X'-@C""DH+T@U>#NH0=A("$XX5' MA:N&#H9RAM>'.X>?B`2(:8C.B3.)F8G^BF2*RHLPBY:+_(QCC,J-,8V8C?^. M9H[.CS:/GI`&D&Z0UI$_D:B2$9)ZDN.339.VE""4BI3TE5^5R98TEI^7"I=U ME^"83)BXF229D)G\FFB:U9M"FZ^<')R)G/>=9)W2GD">KI\=GXN?^J!IH-BA M1Z&VHB:BEJ,&HW:CYJ16I,>E.*6IIAJFBZ;]IVZGX*A2J,2I-ZFIJARJCZL" MJW6KZ:QK_U MP'#`[,%GP>/"7\+;PUC#U,11Q,[%2\7(QD;&P\=!Q[_(/%$XIZ#+HO.E&Z=#J6^KEZW#K^^R&[1'MG.XH M[K3O0._,\%CPY?%R\?_RC/,9\Z?T-/3"]5#UWO9M]OOWBO@9^*CY./G'^E?Z MY_MW_`?\F/TI_;K^2_[<_VW____N``Y!9&]B90!D0`````'_VP"$``$!`0$! M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$"`@("`@(" M`@("`@,#`P,#`P,#`P,!`0$!`0$!`0$!`0("`0("`P,#`P,#`P,#`P,#`P,# M`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`P,#`__``!$(`%8!#`,! M$0`"$0$#$0'_W0`$`"+_Q`&B````!@(#`0`````````````'"`8%!`D#"@(! M``L!```&`P$!`0````````````8%!`,'`@@!"0`*"Q```@$#!`$#`P(#`P," M!@EU`0(#!!$%$@8A!Q,B``@Q%$$R(Q4)44(6820S%U)Q@1ABD25#H;'P)C1R M"AG!T34GX5,V@O&2HD147J%AH>(B8J4E9:7F)F:I*6FIZBIJK2UMK>X MN;K$Q<;'R,G*U-76U]C9VN3EYN?HZ>KT]?;W^/GZ$0`"`0,"!`0#!00$!`8& M!6T!`@,1!"$2!3$&`"(305$',F$4<0A"@2.1%5*A8A8S";$DP=%#$A:.SP]/C\RD:E*2T MQ-3D])6EM<75Y?4H1U=F.':&EJ:VQM;F]F=WAY>GM\?7Y_=(6&AXB)BHN,C8 MZ/@Y25EI>8F9J;G)V>GY*CI*6FIZBIJJNLK:ZOK_V@`,`P$``A$#$0`_`-_6 MP8GU,+-^&(_)M]/J/?NO=<)X!/&8VDF12+$PRM$Y!^HUI9A?_`@^]@T\NJ.F MNG<1]AIUB6`PJ%229EO_`+MD>0J@^B*S'58?U))_Q/MMDU&NHC[#3JU**%J> MLJH"/UR7_/K8?[U[H80:?J/^WK:=E?.OKGKB]/K*GS5"Z0PTI*5#:A:[<78K M]1_0^Z&V!_T:3_>CU?7Q[1^SKJ.F6($++4-J()\D\DAN``2-9.F]KD"PO[?B M01`J"6_TQKU[77\*_LZR&*_^[)1_K/\`\:]W)KY=>U_T1^SKL1V%MZ%:FNH_MZHW=Y4^SKD%L+78_XDW/NW6J4\SU@FI5G^LU3'R;^&=XK@ MQM'I]/(`U:A:QU<^_=:T_,]2%`4!1>R@`7)8V`MR222?\3[]U;KOW[KW7O?N MO=)+([CBQ(K:C(UM'08RB2IGJ:^K:.".DIJ.-JFNK*J625::#'4%*NJ25R/= M;?4YD\3@":=,2NPPG'SZ3'7'9-'V3ML[QP,U+6[;R594)M^MIQ(%K[7?Z*KX9S3J\#-(*OCH4P00".01<'^H/OW3G7?OW7N MO>_=>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][] MU[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[K__0W]$`U.?R3;ZGZ7/^P'OW M7NLGOW7NO>_=>ZX*BH6*BQ8W/-_Z_P#%??NO=<_?NO=>]^Z]U[W[KW7O?NO= M>]^Z]U[W[KW7O?NO=>]^Z]TV25312L&J(U4&=$#JH5I%C:ILS#E4IX!ZOZ^_ M=>ZKT^1_6]3\QH,ET'#N7<>R^D%K\1/W3N;9]7+CLCV+025T>87K#;.XJ)HJ M[$T.1%*C9.NI9%UP,U.3WD18UUT^SI*C$R.I_U9Z/SM_;.!VU@,3MW;^/ MAQ>!Q..H,=B\92:HZ6CH*&DAI*:FAC-B(Q3PJ&ORQY;DD^T4YUFC9Z5``#I2 MC@6'M\<.O=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=0,E+-!2/)`\<4BM' M:28H(8U+@,TQ>W[8'UT^K^G/MN1M*UZT:TQQZ!_?W;-5LO\`A=/B]L9_?6XL MO5K!CMF[7I<8<[6+$+Y">2HS&6P^)P^/HXB)C)55`D9#Z4E/B,]'(Q3R4%4:6HKJ4U-$6TNR3%'/*W' M/M-K!E*#R!ZLK&M#TI/;G5^O>_=>Z@U]1]O&C&9*=`VN>=S$J0T\8U2RNTQ$ M:HO`)/TO[]U[J/C\BN0C:>GFBJ(-5C)"-4*D7'C22WK86!8W_M"WOW7NL63R MJX]HG>18XY+JWD`<#1ZW\,,8^YJ9V3^RO"KZC[]U[H`.N_DWL;M#M;L[JW8L MV6W+-U+'C8]W;KILIBQ.IQZU"2+ZB0KH.%90;?XCG\^_=>ZS^_=>Z][]U[K__1W]P`+V_/ MU]^Z]UW[]U[KWOW7NO>_=>Z][]U[KU_=68+QZ]UU<>Z^(GKUNG7$MS:]O=?& M%=(%>M54<3UV#?\`/NRZVR3CK6I>NM5B1]?:=[L1RF$K4CS^W/IU<"H!ZXEF MN;<#_6_XU[51L)!7AU4XZXZB%8M(`.2'(`T@_3ZBW!_K[3%I7F>.-J4/V]6H M`!C/2'R7AS+U>$@=*R(K6IEY&:6`QT=;`U'5Q0STYC997IG90RD.OU!!L?;P MU0BMPW^3JO7'8O7FSNN]LX?:NT<4V.VWA*62#$T3>&EJ*AZYUFK,K5U ME;6%JF5G'F=V4G@^U'BLZKW=M.FUB12649/0@6!]LZ%].G.N_=^O=>]^Z]U[ MW[KW7O?NO=>]^Z]U[W[KW3?E'GCHIWIY%BD`2TC,J"-3(@D>[1S#4J$V&EB3 MP`3[:<2$C0U!UHUH:<>B/]S?)3 MIWEO?(T?FH<544E/ZJ7#S3+D:N8#]I5N/:AH"8B9,T-#]O5`:FAZ%OH3J;_1 MK@J[&9[.9CL+>&Z22JK,CX(J!(HHFE(J:RJGIZ6 MC0JALTCHE_JZ_FC!R5TFF<]>ZJNJ=Y=U?/GLS$TW6FY\GUW\#]C9N:'>.^:& MABQF]?E1NO%Y2>ERW66WX\G2)E-I]78";'(9-R4,L#YEYF6FD$<6IEFB-(BS M#O/SX?/KW5E*5'\#H$HL')$E)3K!=?W7:.AC!I9'F\D+R1_:)&D<4BI*T[*" M]R2?9?&TCRL?]#!&.F9G,8%#GJJSNGY8=I?)CN?-?#;X-Y!3G-D9Z#&?+/Y7 MMBZ&LV;\;=OY"A^]_NAU16Y6AJ=M]B]V[BI?\E:CB-3#@DF::L*L%0&4L483 M4!0^7SZ8B>:0D:ZC&:#'_%]66?'KIC8?1G75%L'KZ@-)@*2NJLI)+45E3D,E ME]^Z]U_]+?S+-<\_D_@>_=>ZY( M2;W_`,/^)]^Z]US]^Z]U[W[KW7O?NO=0:F8Q/J.I8XHQ)(]M2,'-D1*[,8G#(\ZP1-D\K2T(J)&`80I+)41E:I@W$6D MM].#?W3PW'7J]!?A.Z\!N[<^X]I;5IM_5^8VO)%%DZFHV1F,3@92H.N'%YS< ME'C4$O@GAUARV_^YC5U$>V.G8:J@B,T$&0 MW!V!B\,\U<(=42R8F/'5=5#3"3ZMK(8_I4DI]*:J?R/^KUZ;,^36E? MM_R\.L^V.T,GWGC\?N'K/ M(R0)`EDTU/!!52/;#6ILV::1:,>[_5^SJZS:BHKC_+T9[&T5+34<"0IJ;PQB M2>0,9YF"`,\SNJR,SGDW`Y_'LKN9OK&T*U6K_G_S]+ER`3TZZ5*A2`0`!:W' M%OH/Q]/:A`555/$#KW7+W;KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U!R4CPT- M1(DRT[*JVF='<)=U4@)&"Y=P;+:YU$>_=::NDTX]5X]T?(3>G8>]LA\8_C%N M2"?MMZ>DK][[]>CCK]F=0;1.1AIQ-XR,?O- MY[IR$K/-692OE+."=(C4V4*./;,EVDL@CJ-7E\NKT&33/1@EAB1V=$5786)' M]/Z#\*/\!;WKKW67W[KW23WQNG$[(VOF=VY_,8O;V!V]0U.6S61KZET@HX(HE)\C'2&L#]??NO=545V8[-_F1Y&&##5E;UY_+\H9HY MK-\-BL/M[%8G;VWJ"@Q.WFQ6&I*;QT>(QM%#'18G'4$=.BT, M&+IEA\2!`)"`"!R3[8$_B2>&OR_;U2K4+5H.JA/D%\K>T/E?V]N;X.?`_GIPRT\:QAFNVDM#6G4C MWOK?7O?NO=>]^Z]U_]/?WL/Z#_;>_=>Z]8?CC_6X]^Z]UW[]6G7J5ZPOJU(0 MQL+Z@/HUQQ?C\>Z@AFP<#II]0H1T&78?96W]@?PW^-9,TM9EY31X+&4A-5F, M_DB?3C,3A$@GJ-/\`53IJ0R:Q MI8CI2[,Z,Z]VW7#<-703;JWA4TZ4=5O3=]8=Q;BROBE>:.:LJI[TD,D3S,%C MAC54`N/K[;X^>.GXM5`&)..AO@A*1LDFAB3;@7!1;!%L1P%'T'T'NK>)4%&H M.GCI/EU'ELE4(Y+/',C:(Q$1XSIM([S?0*PXY^GMO3)_%U72O&G00[KW?4-' MEL'L:3#Y?=M+2SQ4=#4UDPPF.KQ!')`=SUM*@J\5CO`0P,3F0N0+<^]Q(H=F MD6IZ8D52Q[>FO;W7E3GOX;N3LBHI]RYV&..2DP4*U=+LS%Y&6G6"K;$15+^; M*0R*#ZJL,902;<^UGU9B%(NUAYCCU=8(P/[,?LZ)?W]MC[?IO7A.Q,*E4QD:G,=)D8(KR+Z;^ MW+2X^N%Q' MS-S4F-_NCF,EG:&--P5&;HADL+C-O4CEWW7G,M`RI34M&TLU0[!8HT)`]AV. MTN5WA_#)$%3CR_P=*1-&BA6X]%$WO\P^S=V3]>8/9--L/XYXSL_=U5LO;^Y/ MEGG*OKSL+>==]O>2'I?J*AS)SVZLLT#B6!,E58N2!R%--*0?9\4%DY:XRM:T M.?R\L=-*['4"XJ(8@./#I/BP0%V^$9/Y=>K3/3=757VU!/4-.L!BB M#^5[6'*C\@W+$V'^)_'NE#<4:%B`3_JX5ZWQKCJK+?/RA[/^378>Z/CU\,,E M14V(Z]W%1[?^1OR9S$&4RG7NS\:9*F#!Z.YT+T3UQ\?MG4FP>N]NQ8O%U>0R M.;W!E:TFMW+O#<^25I:O=&[LM*K569W+F8R\M353.SDV7CZ>VB3U:U61$(D) M)'`GCT/JP0K(TPC7RN=3.`-18+H!)^OZ./;12)#XGAC5Z^?2JOD.N4H]$.V5;'7L=`#\F_D1U+\6>I-P=T]X=@XCK/KG:DE$,IN/+58 M@>JK\C-]EAMNX*@6"IJ]Q[HW#DY8J;'8NE1JJOJI%BC4LUO>UM9;EXXQ.4[@ M:@T^5#C@:],3ZM'836OEU6'U7M+NC^9]EL1W-\F=G;OZ>^$JPTF;ZB^'.]8J MS;_:';4:U[&EWG\Q-FRU,U!14$]?CAD-O[6AD=*.#QR5WDJ%58S&^EMMOMM) M16F)XTJ?RX9_+C7JL/B&@8DFO5PM/AL=B<51X['0PXO'4%+%C:2FQE,E)C:* MAI(UBI*6EQL2)"M/CJ:)(XXU4+HX'LD2>:=DTH50GT.>G))%10&%23U29\]O MEIVUVO\`(/&?RKO@]D\EMWO[>FUL=O;Y1?(^DHZJOVY\._CON&JK<16;BQ&9 MHRU.WR7WQ3TLD.T,-.CQ0^0SR:+1ECF*R5%+JI#4U5I\_F//R]:'TZ<0*]!0 M=6GC5ILFY;PP427LTLE5Y(H:D_T]KOW-S25#G:TIZZ)*?X.D2;Y:RS"(1BOV?[/14MZ_P`W_P#EA==XO(YK ME:06Y]IWBNX6*7 ML(CG'D`0*?GGHR+!C4"G1T/]./6G^@[_`&83^^^W/]$']R/])/\`I#^]D_NS M_]^Z]T$W8& M[=VQ:]K]8XJBRN\ZF%)1D,UYDVSMZEDF:%J_*21,DU=+&4;330L'<@W86L;( MBYKA1TVLJ.\D:M5EI7\^N>UNL<7AZN/<^XV_O/O5_P!Z?/YAOXD^,FF`-32; M5^[1GV]A9)?4M-`$U&QD+L+^ZD"IIU[PUQD]"?&JD`F)4LQ*"RW&KDM:WI8_ MGWNM?.O5M`XTZR&.,@`HA"G4`5!`;^H!'!Y]ZZL!3I!;O[`VQLV>&BRV1CBR M]?35%5A\%2,)LWFUIE)J5Q6-C(EJ9([[A"PQPZ:>NK!Z"*NFWGVC2TJ M561S'76R:^&1LGCJ2IJ:3?U?!K(IWDS%(\<&VZ*>,79(@U2ZGZ@^]F(UP<=4 M)-?BQ]O0Z;6P>(PV$I*+&TM,L"(JM,L`$U:T(\"559-(#45M6\48U32DR2'D M\FWM+*2"!YCI]!@$Y/3'N[=6$VKC\WE,]D\=MK"8?'UN:S&9RLHI<70X7$TH MJ,KER,%N:FR%%G\-T[AZ26FS&_LACH2/+55, M%!AY/HLS6-U-M;&VE82"GG0\1TP\E!0&HK3JLSX*[YZCZ=^(%5-ONOH?F)WS M\--_=K]9[I[*WQE://;/Z*W'L7<63H]I8G$Y#,TO\-Z[J,EBJ[&4^#P>,1\F MT=;30/,>)`<75GX`232`#0U]:@D@?D.D;=VHFO\`F].C]_$7X?[GWAO[!?.; MYJUM;V7\EIGMN[GQ24^V/C=M;,,<@:/8^QZV6NIMI[ZK5J3%6Y2F8UOA M&AW8#V37NBZ18D%&^7RZ6`E45FK6E>A)^2W\Q'8'Q^^0OQU^)6U<=D.YODU\ MA-]"AQ74&V,Q34^0V'L"."2JW%VCO.LKHBE-M#:]##,Z1$BIK)5(4>GAFSLO M`)9VP<_Y_P#5\^G4B62I(\NC1?)'Y8=`_$SKRG[$^2?=.Q>B=GRY7'X*FW=V M'E),5ALCGIRS1T&)B59)\I+*@)98U;2O+6`O[LBI=AV(_3'V?X21YXZKV.P.Z M-V=$=7BN[%S'4^47#=U[LH9X'VOU1N=8(JD]?[CRT%EDWG54=3'404L:2%(> M)6#>['Y$=,QS,Q()[NC=Y:KAQV)KJRKJH:.FI*&JJ:NNJITIJ:BIJ>GDFGK* MJJE/BIX*:)"[R.=*J"2;#WKPS+^D*U;'[<=*Q4J:X-.J,<[\C.Z/YG#5?5OP M=WKD>L?B1C]QKMWNOYS/0UU^Y]OP?<8_`JCF_I`'/TOQ^;'WOJI/D.N^/H/=)`2G6P*9Z+I\L/DEU-\1 M^A=]_(+N[>6/V1UQU[0PY#,9&OG%/)EJRIJ(Z+!;3Q$ADC8Y_=F=J*>@H4%S M)4SHEK$D6B4L%4<>O'JJGXK]-]P_S`=S;:^9?\P':46%V''E:3?7Q%^#NYA7 M56W>H<*DT\^V^ROD!MK(Q5NV^PN_+RBNQ-;$@@P,$JI"JR7<^O9);*%9HL2E MP,>AKC!^7V?;UO1JX]73210TT=,J15+STPU2%!Y)_MX?()I6AIF334Y0S<"^ ML7U_V?:&6.:94DN3V@\/2GV]54*I-./6O=\Q?G/V7\.^^/DOU_FNW.S>P>Z. MXTZI7^7%\:\5-M/#TVYMW]DXZ'8-3MU:'(;4DS&?P?7.^*N+/9ZK;(7@Q0=1 M=F4$[7Z5H+?PD`*_%PSY@?93IJX0R!-)R#7H=_Y??\H3#_&[K3=^<[<[P[K[ M,^6'R)R.,['^57>^$[3W%AZS?'9Y@FBJL;MVNQ$&`R5-L+9XF>CPU+,TC00A MBNA7"C9W&)8FMPJFI-2?G3AZ8``'D`/MZ>B!'$>75EF*^+FP,'AZ;!ON'N+* M0TR:%KZ_NWM2;+,H!(22KIMR0RR*"3PQ;ZFWY]DR6+"1Y`:UZ?GTSZ=([5]/ M\O3^WQQZMJ\7-AF6J^(/Q8K_`F2Z!ZKSHI:1:"FBW'LK#9UXZ?47T%\O1UKJ-9/ M!/\`C]?;9GO_`!DN+2?0BX.2,_ETW)X*KX,F2W39%\&/A8U/-33?$SXVS15( M(JX)>E^O:F&:X"LDZU&WG\@MP0UQ[,VWW>9%"#K(893(5,ADCBVNDNK=?_U=_CW[KW7O?NO=%3 MW%WKL3M'?78'QEZ_W#FJS?\`BMN5$>Z\[MAJRBQFTYZF.$5>&7>=)3U--0;G MHZ2KB-0L),U$:A%!%1=([BBT9NM&I!`Z&KK;K?!]:8"/$8J2OKZR=8),QG,Q MD*S+9C,5<,9C66LR%?-/4O#`&988M6B)2;"Y9FJ37JJ(J"@&>A`==2VO;D&] MK_3_``]U9584:M/MITX#0UZ"KLKL#:'7--ALCN_>&%VE193*4V!QE5E\G]J^ M3SN6U0XC$8VAB+5&6R-7-$WC@C4LP!M]#[:,'<&5]/E0^?5)+G20K+BG'H)L M7N[N#LW,;GQ-#M?7S35E56G@(])8\3_JX=(I)KI9V5%_3QY?+_`#]5N?S!_C?W3\BJ/IC` M[!?#Y[JW:/:N,W_W=U'D=UY_KZJ[GV_A:0H< MC1U5#D:5#"Z6;VRTPCIH!K\@?\G3Q\9EJ67-/+/^QT8'8FQ^R8MM18KL;&]< M;9V;38):2GV'U53YS'8O!4L3R538Z:JEFH\?XJ.F`B+T=/3Q/R5C4&WM^!HY M65S*@ZUS]T[)[$WA\:MC]N_#KXH0_)WIW9G\ MS'NWNGLSXL=7;^VYUWN+ML8/<^=Q.QMU3[NDI\AMC,X_9&\\9C,E6X7*Q3RU ML5#'&VE5#*=RM:I4&[+T44XFOE0:B,CCGB/GTHL'L0KCZ>0T_I$T/SQU>AU? MEOEM\F=G8O,=G]75?PWP>X(LE39K8N8W1B>P^ZZ6BEUQ,\6Y]LFDV;LJKJHG M/C>F2NK(/[,U@![(X;B6*X1T5@"Q&:CS^=/VCC M_A`;Y0_RM]T;QW!T#W)\+^_8_B;\E_CS3;IVKMOM3> MW-_X+>M5!/N3+U+8X2T.1DJO)1S2R%5L;>W+F\N9^`0$C/\`JIT86X$*D4Q] MM>C![/\`Y>O5#TN?J?D+&GR\W;O2&@;=V=^2=)C.T-NI44R!9Z+8G7&YL7D= MG=?8"9M1^TH8`>1^YQ[1RBY<`I5R-133Y[>_8'8&^9*.GR64:@Q-#)* MSE`(HHS86%O=Y4>_>&)!24L``"",R$CP%!+>1`'$X&X/Y]-7E]^RMO\`Z0_E+;?W7F-L[1V]B,K7X+M7YZUVQ-QUV'K] MR;DWE@)Z+);`Z.HL]BJBDGVX\?W6<572K>,JT0>2WEM8)8I"NMT(!#+4!N#` MU)'R/V'AUI6@*ZU,A(KBC9(S0XXUQG@<'K8GV)UOM;K?:N`V/L+;>W-G;'VW M2PX_`;3VU@Z#`83"X:E@6&AQ5!B<=2T]'30P@:FTHK,Y)/)]H(XWBU*\FORJ M<\/MK^WSZ5*P9`3!1B!^(_YNEO)2RR,CWB#(Q`(!#B)AZE20#6C'_#Z^]>$/ M$$@8CY#AUYJ.A0QT-..H_P";KA-1221-&DSQL;`/YG?T@BY*LA!)`_V'M[!! M#$TZ8^G&>/\`O1_S=89,;,S?MU/C4I&"?6[:H_H5!8(`Q^OM/+;I*A0LU/MZ M\;=2*5/^]'H%^]/C-TW\F-LX'8W?&P\!V;LC;>\=L]@X[:VY4JZO"2[QV?5O MD-MYC(XOSI1Y,XBOD,T44ZR1"2Q*FPLW%8V\>GNDJ/Z9_P`_2R,Q(NG0:?;_ M`)>A>BP,<)A$?AC$*A(Y*:,TDD4,<<<,%-$L!"+31P1*NGZV51]![>DM[=^( M>GS8GIN106U1`@_,D]3&QNH@DQ*0XDUA6,CNBLL;.=2JY4-;D'CWX01#^(C_ M`$QZVKR+2I!/V=5Q;W_EA]3]C?S).J_YD6\=T9W.;VZ7Z+S?3W7/6=?0XRLV M/MG+YZ7,15G9.,^[BFK:/=B8C/U=(DD13T2AB2R1E+,BD40D?G\J=.-)K50P MR#_A_P!6.K'(,:]*^J%H+`L1JB;40555+.K*6:R\_@GW18BO`C\Q7ILT-#FO MV]`X M4>=17[.N2T=0IU"=%8BQ"HXC`OQI7RWN?S?WY+>V7\+D_P"F/39^K\IUI_I? M]GKFM)*"6,L88VNR0V+6Y!;]SEK_`)^I]N-%;G@C#_;'JR"6C>(ZL_D=/#K@ MU%.S,QJ@;DD)XB$Y`!!"R@FP''/!]MM:VC?Z&X;UUGJDD!'B4JT@9?+%/^ M+ZF?94WB\.@^/^GDEO?1X[ZM>J^C_'_'Z^]^$FG3FGVGIW4:UZ__UM^JI,3: M8I=;>22R(C:2S)=[7U*;"US;Z>_?+I.3EJUZ#G=^Y\M)70[/VR*:LSE=H_C# MPY-:"IVWAJO5",I'*R.9*TM?P(-)UB_T]NQ*A+F0T4#]O3B,VHXKTY]:=8;, MZFVU'MC96%H,11-55F2R,U)14E)59G,9*IFK9Z*?M3Y$=B=X9:F7IG8=5% MT7F\-FHD^1&\:BMV_DFW!%.:6E&R.I,Q@8L]NC&6)D2KJIJ"GFT@PI+"=?NK MRNK#PK'Q`/(2!:X]2#3K2ZI117[3Y]*OJOXF]6;0W'E-_P"Y(OP6#JGGP.T10PQ)%!#CX*<0("O)+$M))<3.QGL3"HX M`R"2OSP`!^SIWZ63TB[I'(X)%[*6BBD`M?\FXO]/=G, MP!*0U'^F`_P]:8E?PXZQ_>3E'=:5R5%]!*QM;^MIFB<`?\%Y_'NL4K&HF32X M\JUQ]O5E*D5:H/63[J6RDQ(NL712[M(>+FZ0QRBP_P!?VZQ"J2,GKVJ/`U&O MV=8Q72%RGVTK#22"$EC!*CU"\\<2<'_:O=4,KKJ\,4^T=4+2%B(XJIZU`_EU MR%:WB\S0,D?TMK2235JT@:83(IO_`($^]A9R=(C&K[1UMO$4T\+^8Z+A\I^\ MHNC?CQW9VE4PT,4NP^OMU9>D&4223&U.9&+:+:^*K]%1220ON/,UM-2QC6#K MEY]WA59&\.24*:T.#05^=?1;OY4_P_V3\"O@[TST M=LW:&.VID*S#TN_NQ::ABG49+LW>.)Q,FX,A6SAJ^26K,-%34VN665EAIHTU M%5%D\RV>V>*OUC/'6H8JS$XIYDGR`'3QNIKEE;Z,(*<`P`'\AU8W_$).08D1 MC*\,>IIV5G6(/]5IAQJ-O;JL'570U4BH_/JT?B/^"F?7J0E1*50LJ7"WF"$' M2Q%P%#2!@/\`7%_>Z-ZCJ[*]0%`ZX-6,HD:P"QVU:X:D6O\`ZT9!'^(O[9^H MA7+RX^2G_/U6*LA=&2:*2GJ5$T5-?EU8ZP`$C_P#K+)5RLI41,C'Z*'B\C<<",B M6RM_B;^V4DEO(F\)M'S\_P`JTZV#*,FWJ?\`3#K"QJF4JTLJJ2+E3&'BTD$A MF20L3Q8VO[3NDD58I+F0L1QKGJYFJ#KM@J^9K6GY4ZRH)+,!/*0SZP7=[A;& MPN;V6]O;L%NQ(U3RFO\`2/3?C0'_`$0_L/7U^1S^/9A]. M%S'.P;Y]W\B:=7,D"K7Q?^,GK('<*`SN3^6!L?\`>K>VS#<#/U@I_I!U475N M.+5_VI_S=>1V)_5(>/R_'^]#W0EX_CO`1_S3'5_$AFJB/GC@$=9=3_3U?[%K M^[#4U*7/'^AU951>+UZ\6>W)(_V/O9C?W1G:8?IU'^K\NM()%^,C]@ZZ*._P!'=;?T8\^ZI&T=?%U-7^D< M?L/5CFF*_P`NN:H0/4S-S]=1''']"/=BBO@(W^]-_GZT!_1_GUBE9E(TJUK' M^V?K_L;^]BVC.61J_P"G;_/UHF5<);ZQ_I@/\/6$S./P?]N3_O0]V$<2G"-4 M?TC_`)^M?XR?^((_YR#KL-(XU`-_3ZD?[W;WL^$"6,A7]IZ]I'^C6Y5_343_ M`#'7/]SQ_P!J^O\`KS;3_7^GNGB1:?\`<@TK2ND_L_V>MZ8J4\,T^T]?_]?= MI^3W?.W/CUUM)OS+X?-[LRDVHD+U,P73#3QN[E54D.H#7ATTW34-S[/Z3V539SNCL396SLYFJBHJ=Q;NW=F M\#MR/*[A2ECK)<9B:;)UM+_%):*G<04U/`)IH_'J",9/=G`N"BTPO#JE"*D# MHH'^SQ=V_(C*T5!\)/CQO3?&V8MU+M/??;G?5'F^@NMMFX:.8K7[QVOA]RX6 M+>W;,ZZ?\FBQ,2Q3(0>%8/[N%6(C70GJY+,*=#-MGX?XW([R7L7Y`[RW7\CM MZT>7J,EM>EW?C*?#=<]>*#'-2X[9?76*08NGI8V>YJ\I/D*R0HIUH=:^["97 M4@4`_P`O3$D>LIZ#_8Z/+AXQ%3&-`PC4KH325BB](!AI[!8_!%:RA%"J./:& M;NU4'GTIC_%]O3N/S[;A%`WV].'KOV]UKKWOW7NO>_=>Z][]U[KB2OY8?73] M1^KZZ?\`7M^/=64,,]>ZJ+^>^Z:WMOY"_$[X+;?QE1F*/LS?R=W=\20R"3'8 M?I'J*=]=*AU[W[KW7O?NO=> M]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]UQ;])_V'^]^_=>ZXH"#R#] M/^*>_=>ZR>_=>ZX2?0?Z_P#Q'OW34O`==1_GW[K47GUD]^Z>Z][]U[KWOW7N MO>_=>Z][]U[KWOW7NO_0VK^_]K_/C/?,[JB?I?9_Q\?XDX#9>ZY^P]W=@YW< M\V^J#LO/U,5+!7X#9.(ACJ?=^,PL&%ZU@JI8YJ6A MV)L;:<5'LS'0TP54IZJL@JZPA!JDN"?9?']^Z]UU^?;>HAR*8ZWT"?=O M:FR.C^N]_=M]CYR/`;,V!MZOW'N#)O*D?BQV.A2K^TIHY"NO*Y*:)*:D47>: M60(@)-O;RK7B<=:Z)#\']@[SW,^]?F+WGL2;!=Y_(^MI\MC,-!+63U^Q.@:5 M=76?7PDJ0L$.3.*<5];3!4ECFJBK2$BP3.SB1D6M.MCAU:+3J5@A4V!6-!8( M(P+*./&``EA^/Q[=4U`]>M=9O=NO=>]^Z]U[W[KW6$`W'!^H_'OW7NLWOW7N MO>_=>Z][]U[KWOW7NO>_=>ZXN@=2I^AM_O'^M;W[KW7!6(;00?H3>W'U^E_? MNO=9??NO=>]^Z]UCD0.!#_O?OU*]-R`D8ZXQL2SKI8:;_=>Z][]U[KWOW7NO_]'?X]^Z]U[W M[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]U[W[KW7O?NO=>]^Z]T$G;2=9/M/-? MZ6I=J1;'M1+N#^^8I6VP(?OZ)L?+F!D8S0,XR`B6!92H\A!4W]^Z]T)V.6!: M"D6E?R4H@C^V<`!33VO#XP%0"(1VT6%M-K>_=>ZF^_=>Z][]U[KWOW7NO>_= M>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[KW COW7NO>_=>Z][]U[KWOW7NO>_=>Z][]U[KWOW7NO>_=>Z_]D_ ` end XML 16 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; word-wrap: break-word; } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 17 R9.htm IDEA: XBRL DOCUMENT v2.4.0.6

Earnings Per Common Share
3 Months Ended

Mar. 31, 2012

Earnings Per Common Share [Abstract]

Earnings Per Common Share
4. Earnings Per Common Share

Basic and diluted earnings per common share is determined in accordance with the applicable provisions of U.S. GAAP. Basic earnings per common share is computed using the weighted average number of shares of common stock outstanding for the period. Diluted earnings per common share is computed using the weighted average number of shares of common stock, adjusted for the dilutive effect of potential common stock. Potential common stock, computed using the treasury stock method or the if-converted method, includes the potential exercise of stock options under our share-based employee compensation plans and our vesting of restricted stock units.

For the three months ended March 31, 2012 and 2011, options to purchase 885 thousand and 1.4 million shares of common stock, respectively, have been excluded from the computation of diluted earnings per common share as their effect would be anti-dilutive. These shares could dilute earnings per common share in the future.

A reconciliation of basic earnings per common share to diluted earnings per common share is as follows:

Three Months Ended
March 31,

2012 2011

(In thousands, except

per share data)

Net income available to common shareholders — basic and diluted
$ 6,226 $ 4,584

Weighted average common shares outstanding — basic
17,492 17,940

Dilutive effect of common stock equivalents
1,244 1,603

Weighted average common shares outstanding — diluted
18,736 19,543

Earnings per common share:

Basic earnings per common share
$ 0.36 $ 0.26

Diluted earnings per common share
$ 0.33 $ 0.23

X

- Details

Name: us-gaap_EarningsPerShareAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for earnings per share.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1252-109256

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 55

-Paragraph 52

-URI http://asc.fasb.org/extlink&oid=6945512&loc=d3e4984-109258

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 40

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1278-109256

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.21)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_EarningsPerShareTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

EXCEL 18 Financial_Report.xls IDEA: XBRL DOCUMENT begin 644 Financial_Report.xls M[[N_34E-12U697)S:6]N.B`Q+C`-"E@M1&]C=6UE;G0M5'EP93H@5V]R:V)O M;VL-"D-O;G1E;G0M5'EP93H@;75L=&EP87)T+W)E;&%T960[(&)O=6YD87)Y M/2(M+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E7S0Y,3%?83(P-U]F9#@Q M,#`T,6(Q-S4B#0H-"E1H:7,@9&]C=6UE;G0@:7,@82!3:6YG;&4@1FEL92!7 M96(@4&%G92P@86QS;R!K;F]W;B!A'!L;W)E&UL;G,Z=CTS1")U&UL;G,Z;STS1")U&UL/@T*(#QX.D5X8V5L5V]R:V)O;VL^#0H@(#QX M.D5X8V5L5V]R:W-H965T5]);F9O#I%>&-E;%=O#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D-O;F1E;G-E9%]#;VYS;VQI9&%T961?4W1A=&5M M93$\+W@Z3F%M93X-"B`@("`\>#I7;W)K#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/D5A#I7;W)K#I% M>&-E;%=O'!E;G-E#I%>&-E;%=O#I%>&-E;%=O#I%>&-E;%=O#I%>&-E;%=O'!E;G-E#I%>&-E;%=O#I%>&-E;%=O#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/DEN8V]M95]487AE#I.86UE/@T*("`@(#QX.E=O M#I%>&-E;%=O#I.86UE/E-T;V-K:&]L9&5R#I7;W)K#I.86UE/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/E-E9VUE;G1?86YD7T=E;V=R87!H:6-?26YF;W)M83PO>#I.86UE M/@T*("`@(#QX.E=O#I%>&-E;%=O#I.86UE/E-U8G-E<75E;G1?179E M;G1S/"]X.DYA;64^#0H@("`@/'@Z5V]R:W-H965T4V]U#I%>&-E;%=O#I!8W1I M=F53:&5E=#XP/"]X.D%C=&EV95-H965T/@T*("`\>#I0#I%>&-E;%=O M7!E.B!T97AT+VAT;6P[(&-H M87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U% M5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O M:'1M;#L@8VAA2!);F9O2!2 M96=I'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$"!+97D\ M+W1D/@T*("`@("`@("`\=&0@8VQA'0^36%R(#,Q+`T*"0DR,#$R/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^9F%L'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T* M("`@("`@/'1R(&-L87-S/3-$'0^+2TQ,BTS,3QS<&%N/CPO3X-"CPO M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E7S0Y,3%? M83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O M0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P-#%B,3'0O:'1M;#L@ M8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'!E;G-E'!E;G-E*2P@;F5T/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XS M-#QS<&%N/CPO7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI M(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS M1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA7!E/3-$=&5X="]J879A'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`@(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^ M#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'!E;G-E7)O;&P@ M86YD(&5M<&QO>65E(&)E;F5F:71S/"]T9#X-"B`@("`@("`@/'1D(&-L87-S M/3-$;G5M<#XU+#$W,SQS<&%N/CPO2P@;F5T+"!C=7)R96YT('!OF5D(#4P+#`P,#L@'0O:F%V87-C3X- M"B`@("`\=&%B;&4@8VQA7!E.B!T97AT+VAT;6P[ M(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@ M/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E M>'0O:'1M;#L@8VAAF%T:6]N/"]T9#X-"B`@ M("`@("`@/'1D(&-L87-S/3-$;G5M<#XX.#4\F%T:6]N M(&]F(&1E8G0@:7-S=6%N8V4@8V]S=#PO=&0^#0H@("`@("`@(#QT9"!C;&%S MF%T:6]N(&]F(&1E9F5R"P@;F5T/"]T9#X- M"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XW-#4\&-E M&5R8VES97,\+W1D/@T*("`@ M("`@("`\=&0@8VQA6%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA'!E;G-E6%B;&4\+W1D/@T*("`@("`@("`\=&0@8VQA2!A;F0@97%U:7!M96YT/"]T9#X-"B`@("`@("`@/'1D M(&-L87-S/3-$;G5M<#XQ-3<\'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`@ M(#QT9"!C;&%S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6UE;G1S('5N9&5R($-R961I="!!9W)E M96UE;G0\+W1D/@T*("`@("`@("`\=&0@8VQA&5R8VES960\+W1D/@T*("`@("`@("`\=&0@8VQA"!P87EM96YT(&]N('9E&5S M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$;G5M<#XQ+#$S,3QS<&%N/CPO M&5R8VES97,\+W1D/@T*("`@("`@("`\=&0@ M8VQA'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA MF%T:6]N(&%N9"!"=7-I;F5S'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\ M+W1R/@T*("`@("`@/'1R(&-L87-S/3-$F%T:6]N0V]N&)R;"QN&)R;"QN>"`M+3X-"B`@(#QF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$;6%R9VEN M+71O<#HQ,G!X.VUA6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F%T:6]N(&%N9"!"=7-I;F5S6QE/3-$)VUA2!T M;V]L2!I M;G-U2!T;R!C;VYS M=6UE'0M M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/@T*("`@5V4@:&%V92!T:')E92!R97!O2!T M:&5F="!P2!P2!O=7(@2!#87!T:7)A($%N86QY=&EC86PN(#PO9F]N M=#X\+W`^#0H\'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA2!O9B!3:6=N:69I M8V%N="!!8V-O=6YT:6YG(%!O;&EC:65S/"]T9#X-"B`@("`@("`@/'1D(&-L M87-S/3-$=&5X=#X\(2TM1$]#5%E012!H=&UL(%!50DQ)0R`B+2\O5S-#+R]$ M5$0@6$A434P@,2XP(%1R86YS:71I;VYA;"\O14XB(")H='1P.B\O=W=W+G6QE/3-$;6%R9VEN+71O<#HQ.'!X.VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)VUA&-H M86YG92!#;VUM:7-S:6]N+B!4:&5Y(&EN8VQU9&4@=&AE(&%C8V]U;G1S(&]F M('1H92!C;VUP86YY(&%N9"!O=7(@F4Z,7!X.VUA#MM87)G M:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`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`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`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM M=&]P.C!P>#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@2!R M96QA=&EO;G-H:7!S('=I=&@@:6YS=7)A;F-E(&-A6QE/3-$;6%R9VEN+71O<#HQ.'!X.VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)VUA2!O8FQI9V]R(&EN('1H92!T'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E=E(&=E M;F5R871E(')E=F5N=64@9G)O;2!O=&AE7!E2!.970@16YF;W)C97)S+"!O;B!A(&UO;G1H M;'D@;W(-"B`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`[/"]P/@T*("`@/'`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`^#0H@ M("`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`[/"]P/@T*("`@ M/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@] M,T0W-B4@8F]R9&5R/3-$,"!S='EL93TS1"=B;W)D97(M8V]L;&%P'0M86QI9VXZ(&QE9G0G(&%L:6=N/3-$8V5N=&5R/@T*("`@ M/"$M+2!"96=I;B!486)L92!(96%D("TM/@T*("`@/'1R/B`-"B`@(#QT9"!W M:61T:#TS1#@P)3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT@=VED=&@],T0Q,R4^)B,Q-C`[/"]T9#X@#0H@("`\=&0^)B,Q-C`[/"]T M9#X@#0H@("`\=&0^)B,Q-C`[/"]T9#X@#0H@("`\=&0^)B,Q-C`[/"]T9#X- M"B`@(#PO='(^(`T*("`@/'1R/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\9F]N M="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4] M,T0Q/CQB/C(P,3$\+V(^/"]F;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X-"B`@ M(#PO='(^#0H@("`\(2TM($5N9"!486)L92!(96%D("TM/@T*("`@/"$M+2!" M96=I;B!486)L92!";V1Y("TM/@T*("`@/'1R(&)G8V]L;W(],T0C8V-E969F M/B`-"B`@(#QT9"!V86QI9VX],T1T;W`^#0H@("`\<"!S='EL93TS1"=M87)G M:6XM;&5F=#HQ+C`P96T[('1E>'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6EE;&0\+V9O;G0^/"]P/@T*("`@/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/B4F M(S$V,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R/B`-"B`@(#QT M9"!V86QI9VX],T1T;W`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM;&5F=#HQ M+C`P96T[('1E>'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3PO9F]N=#X\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H M=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C3IT:6UEF4],T0R/B4F(S$V,#L\+V9O;G0^ M/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R(&)G8V]L;W(],T0C8V-E969F/B`- M"B`@(#QT9"!V86QI9VX],T1T;W`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM M;&5F=#HQ+C`P96T[('1E>'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B4F(S$V M,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R/B`-"B`@(#QT9"!V M86QI9VX],T1T;W`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM;&5F=#HQ+C`P M96T[('1E>'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@65A3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T2!A;F0-"B`@(&5X M<&5C=&%T:6]N(&]F(&1I=FED96YD('!A>6]U=',N(#PO9F]N=#X\+W`^#0H@ M("`\<"!S='EL93TS1"=M87)G:6XM=&]P.C$R<'@[;6%R9VEN+6)O='1O;3HP M<'@[('1E>'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL M>3IT:6UEF4],T0R/CQI/D5X<&5C=&5D(%9O;&%T M:6QI='DN)B,Q-C`[/"]I/E1H92!E>'!E8W1E9"!V;VQA=&EL:71Y(&]F(&]P M=&EO;G,@9W)A;G1E9"!W87,@97-T:6UA=&5D#0H@("!B87-E9"!S;VQE;'D@ M=7!O;B!O=7(@:&ES=&]R:6-A;"!S:&%R92!P6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)VUA#MM87)G:6XM M8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@#MM87)G:6XM M8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/@T*("`@/&(^/&D^26YC;VUE(%1A>&5S(#PO M:3X\+V(^/"]F;VYT/CPO<#X-"B`@(#QP('-T>6QE/3-$)VUA"!A'0M:6YD96YT.C0E)SX\ M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/@T*("`@06-C;W5N=&EN9R!F;W(@:6YC;VUE('1A>&5S(&EN(&EN M=&5R:6T@<&5R:6]D65A&5S(&]N M(&$@8V]N65A"!R871E+B`\+V9O;G0^/"]P/@T* M("`@/'`@"!P;W-I=&EO;G,@8V]M<&QY('=I=&@@87!P;&EC86)L92!T87@@ M;&%W+B!!2!V87)I;W5S('1A>&EN9R!A=71H;W)I=&EE2!R97-U;'0@:6X@<')O<&]S960@87-S97-S;65N=',@=VAE M&5S+B!5+E,N($=!05`@861D"!B96YE9FET(&9R;VT@ M86X@=6YC97)T86EN('1A>"!P;W-I=&EO;B!O;FQY(&EF(&ET(&ES(&UO"!P;W-I=&EO;B!W:6QL(&)E M('-U&EN9R!A M=71H;W)I=&EE3X-"CPO:'1M;#X- M"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E7S0Y,3%?83(P-U]F M9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO.&(T M.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P-#%B,3'0O:'1M;#L@8VAA'0^/"$M M+41/0U194$4@:'1M;"!054),24,@(BTO+U&AT;6PQ M+T141"]X:'1M;#$M=')A;G-I=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E M9VEN($)L;V-K(%1A9V=E9"!.;W1E(#,@+2!U'1";&]C:RTM/@T*("`@/'`@ M#MM87)G M:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE MF4],T0R/CQB/CQI/D%C8V]U;G1I;F<@4W1A;F1A M6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@2!H87,@=&AE(&]P=&EO;B!T;PT*("`@<')E M65A6QE/3-$)VUA#MM87)G M:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@28C,38P.S$L(#(P,3(@86YD('1H97)E('=A M6QE/3-$)VUA6QE/3-$9F]N M="US:7IE.C%P>#MM87)G:6XM=&]P.C$R<'@[;6%R9VEN+6)O='1O;3HP<'@^ M)B,Q-C`[/"]P/@T*("`@/'`@'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/DEN($1E M8V5M8F5R(#(P,3$L(&%N#0H@("!U<&1A=&4@=V%S(&UA9&4@=&\@)B,X,C(P M.SQI/E!R;W!E2!S:&]U;&0@87!P;'D@=&AE(&=U:61A;F-E(&EN M(%-U8G1O<&EC(#,V,"TR,"!T;R!D971EF4@=&AE(&EN('-U8G-T86YC92!R96%L(&5S=&%T92X@ M5&AE(&%M96YD;65N=',@:6X@=&AI65A'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT M+69A;6EL>3IT:6UEF4],T0R/DEN($1E8V5M8F5R M(#(P,3$L(&%N('5P9&%T92!W87,@;6%D92!T;R`F(S@R,C`[/&D^0F%L86YC M92!3:&5E=#PO:3XF(S@R,C$[+B!4:&ES('5P9&%T92!R97%U:7)E2!T:&ES(&%M96YD;65N="!W:6QL(&)E(&%P<&QI960@7!E.B!T97AT+VAT;6P[(&-H87)S M970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@ M:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M M;#L@8VAA#MM87)G M:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE MF4],T0R/CQB/C0N($5A#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M65E(&-O;7!E;G-A=&EO;@T*("`@ M<&QA;G,@86YD(&]U'0M:6YD96YT.C0E)SX\9F]N="!S M='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R M/D9O2P@:&%V92!B965N(&5X8VQU9&5D(&9R M;VT@=&AE(&-O;7!U=&%T:6]N(&]F(&1I;'5T960@96%R;FEN9W,@<&5R(&-O M;6UO;B!S:&%R92!AF4Z,3)P>#MM M87)G:6XM=&]P.C!P>#MM87)G:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@ M("`\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T M:#TS1#DR)2!B;W)D97(],T0P('-T>6QE/3-$)V)OF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\9F]N="!S='EL93TS1"=F M;VYT+69A;6EL>3IT:6UEF4],T0Q/CQB/E1H6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/C(P,3$\+V(^ M/"]F;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S M:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/G!EF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$ M)V)O6QE/3-$)V)O6QE/3-$)VUA3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT M+69A;6EL>3IT:6UEF4],T0R/C$W+#0Y,CPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T M=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$L,C0T M/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O3IT:6UEF4],T0R/E=E:6=H=&5D(&%V97)A9V4@8V]M;6]N('-H87)EF4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ MF4],T0R M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL M93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$Y M+#4T,SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O M6QE/3-$)VUA'0M:6YD96YT M.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D1I M;'5T960@96%R;FEN9W,@<&5R(&-O;6UO;B!S:&%R93PO9F]N=#X\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@2`M+3X-"B`@(#PO=&%B;&4^(`T*/'-P M86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@ M(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y M,5\R93)E7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I M;VXZ(&9I;&4Z+R\O0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P M-#%B,3'0O:'1M;#L@8VAA'0^/"$M M+41/0U194$4@:'1M;"!054),24,@(BTO+U&AT;6PQ M+T141"]X:'1M;#$M=')A;G-I=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E M9VEN($)L;V-K(%1A9V=E9"!.;W1E(#4@+2!U#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT M+69A;6EL>3IT:6UEF4],T0R/CQB/C4N($9A:7(@ M5F%L=64@365A#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI M;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@2!I;G9E0T*("`@52Y3+B!G;W9E2!C;&%S2X@/"]F;VYT/CPO<#X-"B`@(#QP('-T>6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6%B;&5S(&%N9"!T65A7!E.B!T97AT+VAT M;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^#0H@ M("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT/3-$ M)W1E>'0O:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N M/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'0^/"$M+41/0U194$4@:'1M;"!054),24,@(BTO M+U&AT;6PQ+T141"]X:'1M;#$M=')A;G-I=&EO;F%L M+F1T9"(@+2T^#0H@("`\(2TM($)E9VEN($)L;V-K(%1A9V=E9"!.;W1E(#8@ M+2!U6QE M/3-$;6%R9VEN+71O<#HP<'@[;6%R9VEN+6)O='1O;3HP<'@^/&9O;G0@6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4Z,3)P>#MM87)G:6XM=&]P M.C!P>#MM87)G:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`\=&%B;&4@ M8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#6QE/3-$)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/DUA3IT M:6UEF4],T0Q/CQB/C(P,3(\+V(^/"]F;VYT/CPO M=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF M(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF M;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT@8V]LF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/BA);B!T:&]U2`M+3X-"B`@(#QT3IT:6UEF4],T0R/E!R97!A:60@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE M/3-$)VUA3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT M:6UEF4],T0R/C@S.3PO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D]T M:&5R('!R97!A:60@8V]N=')A8W1S/"]F;VYT/CPO<#X-"B`@(#PO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C0L,C(S M/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P96TG M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ MF4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)V)O6QE/3-$)V)O"!S;VQI M9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P>"!S M;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9#XF M(S$V,#L\+W1D/@T*("`@/"]T3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M3IT M:6UEF4],T0R/C8L-#0P/"]F;VYT/CPO=&0^(`T* M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M6QE M/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C M,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B M;W)D97(M=&]P.C-P>"!D;W5B;&4@(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@"!D;W5B;&4@(S`P M,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/@T*("`@/'`@2`M+3X- M"B`@(#PO=&%B;&4^(`T*/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R M/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM M/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q M-S4-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O0SHO.&(T.3DU.3%?,F4R M95\T.3$Q7V$R,#=?9F0X,3`P-#%B,3'0O:'1M;#L@8VAA7!E(&-O;G1E;G0],T0G=&5X="]H=&UL.R!C:&%R'0^/"$M+41/0U194$4@:'1M;"!054), M24,@(BTO+U&AT;6PQ+T141"]X:'1M;#$M=')A;G-I M=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E9VEN($)L;V-K(%1A9V=E9"!. M;W1E(#<@+2!I;G1X.D1E9F5R#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL M93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/CQB M/C#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E M;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@'!E;G-E2X@/"]F;VYT/CPO<#X-"CQS M<&%N/CPO7!E M.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@ M/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C M;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/CQB/C@N($=O;V1W:6QL M(&%N9"!);G1A;F=I8FQE($%S6QE/3-$)VUA6EN M9R!A;6]U;G0@;V8@9V]O9'=I;&P@87)E(&%S(&9O;&QO=W,@*&EN('1H;W5S M86YD6QE/3-$)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@ M/"]TF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@ M8V]L6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0Q/CQB/DQO MF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/DIA;G5AF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O M6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/DUA3IT:6UEF4],T0Q/CQB/C(P,3(\+V(^/"]F;VYT M/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$ M,3XF(S$V,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^#0H@("`\(2TM($5N9"!4 M86)L92!(96%D("TM/@T*("`@/"$M+2!"96=I;B!486)L92!";V1Y("TM/@T* M("`@/'1R(&)G8V]L;W(],T0C8V-E969F/B`-"B`@(#QT9"!V86QI9VX],T1T M;W`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM;&5F=#HQ+C`P96T[('1E>'0M M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4] M,T0R/C0S+#(S-3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R M87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+V9O;G0^ M/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ M+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R M:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/B@Q,2PR-#(\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W M3IT:6UEF4],T0R/BDF(S$V,#L\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I M>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ MF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P M96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@2!3;VQU=&EO;G,\+V9O M;G0^/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF M;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`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`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D M/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@ M/'`@6QE/3-$)V)O6QE/3-$)V)O3IT:6UEF4],T0R/E1O=&%L($=O;V1W M:6QL/"]F;VYT/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O M='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/C4U M+#@V-SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B@Q,BPV,S(\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W M3IT:6UEF4],T0R/BDF(S$V,#L\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I M>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UEF4],T0R/C0S+#(S-3PO9F]N=#X\+W1D M/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O6QE M/3-$)V)O6QE/3-$)V)O6QE/3-$ M)V)O6QE/3-$9F]N="US:7IE.C%P>#MM87)G:6XM=&]P.C$R<'@[;6%R9VEN+6)O M='1O;3HP<'@^)B,Q-C`[/"]P/@T*("`@/'1A8FQE(&-E;&QS<&%C:6YG/3-$ M,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0Q,#`E(&)O3IT:6UEF4],T0Q/CQB/D1E8V5M8F5R M)B,Q-C`[,S$L(#(P,3$\+V(^/"]F;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG M;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X- M"B`@(#PO='(^(`T*("`@/'1R/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L3IT:6UEF4],T0Q/@T*("`@/&(^3&]S6QE/3-$)V)O6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\9F]N M="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4] M,T0Q/CQB/DYE="!#87)R>6EN9SPO8CX\+V9O;G0^/&)R("\^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@2`M+3X-"B`@(#QT3IT:6UEF4],T0R/D-O;G-U;65R M(%!R;V1U8W1S(&%N9"!397)V:6-EF4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/C0S+#(S-3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R M87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D]N;&EN92!"6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`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`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL M>3IT:6UEF4],T0R/B@Q+#,Y,#PO9F]N=#X\+W1D M/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N M="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4] M,T0R/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M;F]W3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F M;VYT+69A;6EL>3IT:6UEF4],T0R/B8C.#(Q,CLF M(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT M:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V,#L\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P M.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@ M(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q M-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUA M3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/C0S M+#(S-3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X@ M#0H@("`\=&0@;F]W3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT M:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T MF4Z,7!X/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X- M"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)VUA#MM87)G:6XM8F]T M=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4Z,3)P>#MM87)G:6XM=&]P.C!P>#MM87)G:6XM8F]T=&]M M.C!P>#XF(S$V,#L\+W`^#0H@("`\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E M;&QP861D:6YG/3-$,"!W:61T:#TS1#DR)2!B;W)D97(],T0P('-T>6QE/3-$ M)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/D=R;W-S/"]B/CPO M9F]N=#X\8G(@+SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0Q/CQB/D-A3IT:6UEF4],T0Q/@T*("`@/&(^06UO=6YT/"]B/CPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F%T:6]N M/"]B/CPO9F]N=#X\+W1D/@T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N M="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0Q/CQB/D-A3IT:6UEF4],T0Q/@T*("`@/&(^06UO=6YT/"]B/CPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@2`M+3X-"B`@(#QT3IT:6UEF4],T0R/D%M;W)T:7IA8FQE(&EN=&%N9VEB;&4@87-S971S M.CPO9F]N=#X\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q M-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^ M(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0R M/D-UF4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ M+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`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`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX] M,T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C(L-SDV/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO M=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$9F]N="US:7IE M.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P M>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P M.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@ M(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q M-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUA3IT:6UEF4],T0R/B0\+V9O;G0^/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C.#(Q,CLF M(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4Z,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SX\9F]N="!S M='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0Q M/CQB/D1E8V5M8F5R)B,Q-C`[,S$L(#(P,3$\+V(^/"]F;VYT/CPO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\ M+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@ M8V]LF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\ M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0Q/CQB/DEM<&%IF4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@ M8V]L6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F%B;&4@:6YT86YG:6)L92!AF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@ M/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT M:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V M,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/@T*("`@/"]T6QE/3-$)VUA3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX] M,T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C,L,3DR/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO M=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@2!R96QA=&5D M/"]F;VYT/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/B@R+#6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/B8C.#(Q M,CLF(S$V,#LF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL M>3IT:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V M,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T MF4Z,7!X/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X- M"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`- M"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@ M6QE/3-$)V)O6QE/3-$)V)O3IT:6UEF4] M,T0R/E1O=&%L(&%M;W)T:7IA8FQE(&EN=&%N9VEB;&4@87-S971S/"]F;VYT M/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N M="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/C0T+#@S-#PO9F]N M=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T M=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4] M,T0R/B@S,RPW-C4\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4] M,T0R/C$Q+#`V.3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R M87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE M/3-$)V)O6QE/3-$)V)O6QE/3-$ M)V)OF5D(&]V97(@82!P97)I;V0@;V8@=&AR964@=&\@=&5N('EE87)S+B!& M;W(@=&AE('1H'!E;G-E(&]F("0X.#4@=&AO=7-A;F0@86YD("0Q+C`@;6EL;&EO M;BP@F%T:6]N(&5X<&5N6QE/3-$9F]N M="US:7IE.C$R<'@[;6%R9VEN+71O<#HP<'@[;6%R9VEN+6)O='1O;3HP<'@^ M)B,Q-C`[/"]P/@T*("`@/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D M9&EN9STS1#`@=VED=&@],T0V."4@8F]R9&5R/3-$,"!S='EL93TS1"=B;W)D M97(M8V]L;&%P'0M86QI9VXZ(&QE9G0G(&%L:6=N M/3-$8V5N=&5R/@T*("`@/"$M+2!"96=I;B!486)L92!(96%D("TM/@T*("`@ M/'1R/B`-"B`@(#QT9"!W:61T:#TS1#@X)3XF(S$V,#L\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0V)3XF(S$V,#L\+W1D/B`-"B`@ M(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT M9#XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUA3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M(&%L:6=N/3-$3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO M=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/@T*("`@ M/"]T6QE/3-$)VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$ M)VUA6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/@T*("`@/"]T6QE/3-$)VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ+C`P M96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX] M,T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$X,#PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R M87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0R M/E1H97)E869T97(\+V9O;G0^/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE M/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C M,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B M;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS M1"=B;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/@T*("`@/"]TF4Z M,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A M;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T* M#0H\:'1M;#X-"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O M;G1E;G0M5'EP92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@#MM87)G:6XM M8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E1H92!C;VUP;VYE;G1S(&]F(&]U6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/D1E8V5M8F5R)B,Q M-C`[,S$L/"]B/CPO9F]N=#X\8G(@+SX\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0Q/CQB/C(P,3$\+V(^/"]F M;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE M/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6UE;G1S/"]F;VYT/CPO<#X-"B`@(#PO M=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF M(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/CF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUA3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX] M,T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C0S-CPO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R M87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT M.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F M;VYT+69A;6EL>3IT:6UEF4],T0R/C$L,C@S/"]F M;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT M:6UEF4],T0R/D%SF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$ M)VUA3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H M=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$L-#(R/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS M1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/C0L-C(T/"]F;VYT M/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T* M("`@/"]TF4Z,7!X/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O M='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O M'0O:F%V87-C3X- M"B`@("`\=&%B;&4@8VQA'!E;G-E'0^/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$'!E;G-E#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/CQB/C$P+B!!8V-R=65D M($5X<&5N'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E1H92!C M;VUP;VYE;G1S(&]F(&]U6QE/3-$9F]N="US:7IE.C$R<'@[;6%R9VEN+71O<#HP<'@[;6%R9VEN M+6)O='1O;3HP<'@^)B,Q-C`[/"]P/@T*("`@/'1A8FQE(&-E;&QS<&%C:6YG M/3-$,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0W-B4@8F]R9&5R/3-$,"!S M='EL93TS1"=B;W)D97(M8V]L;&%P'0M86QI9VXZ M(&QE9G0G(&%L:6=N/3-$8V5N=&5R/@T*("`@/"$M+2!"96=I;B!486)L92!( M96%D("TM/@T*("`@/'1R/B`-"B`@(#QT9"!W:61T:#TS1#F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT@8V]LF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/@T*("`@/"]T6QE/3-$ M)VUAF4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@3IT:6UEF4],T0R/C(L,#DY/"]F;VYT/CPO M=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\ M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/CF4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D%C8W)U960@9V5N97)A;"!A;F0@861M:6YIF4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/@T*("`@/"]T6QE/3-$)VUAF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H M=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C@T-CPO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N M;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D]T:&5R M/"]F;VYT/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$L,S(R/"]F;VYT/CPO=&0^(`T*("`@/'1D M(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$9F]N M="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO M=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D M97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D M/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@ M/'`@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O M='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@ M("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C-P>"!D;W5B;&4@(S`P,#`P,"<^ M)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M M/@T*("`@/'`@"!D;W5B;&4@(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@2`M+3X-"B`@(#PO=&%B;&4^(`T*/'-P86X^/"]S<&%N/CPO M=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO8F]D>3X-"CPO M:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E7S0Y,3%? M83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I;VXZ(&9I;&4Z+R\O M0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P-#%B,3'0O:'1M;#L@ M8VAA7)O;&P@86YD($5M<&QO>65E($)E;F5F:71S(%M! M8G-T'0^/"$M+41/0U194$4@:'1M M;"!054),24,@(BTO+U&AT;6PQ+T141"]X:'1M;#$M M=')A;G-I=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E9VEN($)L;V-K(%1A M9V=E9"!.;W1E(#$Q("T@=7,M9V%A<#I#;VUP96YS871I;VY!;F1%;7!L;WEE M94)E;F5F:710;&%N'1";&]C:RTM/@T*("`@/'`@6QE/3-$)VUA6QE/3-$9F]N="US:7IE.C$R<'@[;6%R9VEN+71O<#HP<'@[;6%R9VEN+6)O M='1O;3HP<'@^)B,Q-C`[/"]P/@T*("`@/'1A8FQE(&-E;&QS<&%C:6YG/3-$ M,"!C96QL<&%D9&EN9STS1#`@=VED=&@],T0W-B4@8F]R9&5R/3-$,"!S='EL M93TS1"=B;W)D97(M8V]L;&%P'0M86QI9VXZ(&QE M9G0G(&%L:6=N/3-$8V5N=&5R/@T*("`@/"$M+2!"96=I;B!486)L92!(96%D M("TM/@T*("`@/'1R/B`-"B`@(#QT9"!W:61T:#TS1#F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@8V]LF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T* M("`@/"]T6QE/3-$)VUA MF4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M(&%L:6=N/3-$F4],T0R M/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUA6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL M>3IT:6UEF4],T0R/C(L,C(W/"]F;VYT/CPO=&0^ M(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@'0M:6YD96YT.BTQ M+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/@T*("`@/"]TF4Z,7!X/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M3IT M:6UEF4],T0R/C4L,C`W/"]F;VYT/CPO=&0^(`T* M("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M6QE M/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C M,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B M;W)D97(M=&]P.C-P>"!D;W5B;&4@(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@"!D;W5B;&4@(S`P M,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/@T*("`@/'`@2`M+3X- M"B`@(#PO=&%B;&4^#0H@("`\<"!S='EL93TS1"=M87)G:6XM=&]P.C$R<'@[ M;6%R9VEN+6)O='1O;3HP<'@[('1E>'0M:6YD96YT.C0E)SX\9F]N="!S='EL M93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/DEN M('1H92!T:')E92!M;VYT:',@96YD960@36%R8V@F(S$V,#LS,2P@,C`Q,BP@ M=V4@<&%I9"!S979E'!E;G-E(&9O3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y M.34Y,5\R93)E7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C M871I;VXZ(&9I;&4Z+R\O0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X M,3`P-#%B,3'0O:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R M(&-L87-S/3-$'0^/"$M+41/0U194$4@:'1M;"!054),24,@ M(BTO+U&AT;6PQ+T141"]X:'1M;#$M=')A;G-I=&EO M;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E9VEN($)L;V-K(%1A9V=E9"!.;W1E M(#$R("T@=7,M9V%A<#I#;VUM:71M96YT#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/CQB/C$R+B!#;VUM:71M M96YT6QE/3-$;6%R9VEN+71O<#HV<'@[;6%R9VEN+6)O='1O;3HP<'@^/&9O M;G0@'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UE MF4],T0R/@T*("`@5V4@:&%V92!E;G1EF4Z,3)P>#MM M87)G:6XM=&]P.C!P>#MM87)G:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@ M("`\=&%B;&4@8V5L;'-P86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T M:#TS1#6QE/3-$)V)OF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\9F]N="!S='EL93TS1"=F M;VYT+69A;6EL>3IT:6UEF4],T0Q/CQB/D]P97)A M=&EN9SPO8CX\+V9O;G0^/&)R("\^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@8V]L3IT:6UEF4],T0Q/CQB/DQE M87-EF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@8V]LF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ MF4],T0R M/D9O65A'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/C(L.3,W/"]F;VYT/CPO M=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T* M("`@/"]T6QE/3-$)VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C@U.3PO M9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$ M8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@3IT M:6UEF4],T0R/C(P,34\+V9O;G0^/"]P/@T*("`@ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ M+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C(L-#`T/"]F;VYT/CPO=&0^(`T*("`@/'1D M(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UE MF4],T0R/C(P,3<\+V9O;G0^/"]P/@T*("`@/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/E1H97)E869T97(\+V9O;G0^ M/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT M('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O3IT:6UEF4],T0R/E1O=&%L M(&UI;FEM=6T@;&5AF4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V)O'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B M;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\ M+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUAF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG M;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S M='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R M/C,L,C`R/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ M+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^/"]T9#X-"B`@(#PO='(^(`T*("`@/'1R M('-T>6QE/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V M,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D M('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M M/@T*("`@/'`@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C M,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)VUA#MM87)G:6XM8F]T=&]M M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4Z,7!X.VUA6QE/3-$;6%R9VEN+71O M<#HP<'@[;6%R9VEN+6)O='1O;3HP<'@^/&9O;G0@'0M M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/D]N($IU;'DF(S$V,#LQ.2P@,C`Q,2P@82!P M=71A=&EV92!C;&%S28C,38P M.S,P+"`R,#$R+"!T:&4@1&ES=')I8W0@0V]U28C,38P.S(Y+"`R,#$R+"!T:&4@<&QA:6YT:69F M&%S(&%G86EN2P@2&5W;&5T="U086-K87)D M($1E=F5L;W!M96YT($-O;7!A;GDL#0H@("!,+E`N+"!#:&5V2!D86UA9V5S M+`T*("`@=')E8FQE(&1A;6%G97,L(&-O7,@9F5E M6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@ M=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@F4@8W5R2!F M;W(@=&AO2!E2!P;W-S:6)L92!O3IT:6UEF4],T0R/CQB/CQI/D]T:&5R(#PO:3X\+V(^/"]F;VYT/CPO M<#X-"B`@(#QP('-T>6QE/3-$)VUA7!E.B!T97AT+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X- M"B`@/&AE860^#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP M92!C;VYT96YT/3-$)W1E>'0O:'1M;#L@8VAA'0^ M/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@("`@/'1R(&-L M87-S/3-$&AT;6PQ+71R86YS:71I;VYA;"YD M=&0B("TM/@T*("`@/"$M+2!"96=I;B!";&]C:R!486=G960@3F]T92`Q,R`M M('5S+6=A87`Z3W1H97),:6%B:6QI=&EE6QE/3-$;6%R9VEN+71O<#HQ.'!X.VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)VUAF4Z,3)P>#MM87)G:6XM=&]P.C!P>#MM87)G:6XM M8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`\=&%B;&4@8V5L;'-P86-I;F<] M,T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#6QE/3-$)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/DUA3IT:6UEF4],T0Q/CQB/C(P,3(\+V(^/"]F;VYT/CPO=&0^(`T*("`@/'1D M('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@ M8V]LF4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0Q/CQB M/BA);B!T:&]U2`M+3X-"B`@(#QT3IT:6UEF4] M,T0R/D1E9F5RF4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/E5N8V5R M=&%I;B!T87@@<&]S:71I;VYS+"!I;G1E6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUA6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D]T:&5R/"]F M;VYT/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\ M9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N M=#X\+W1D/@T*("`@/"]TF4Z M,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A M;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\ M+W`^#0H@("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4] M,T0R/C0L-S4V/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A M<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$9F]N="US:7IE.C%P>#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A M;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C-P>"!D;W5B;&4@ M(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/@T*("`@/'`@2`M+3X-"B`@(#PO=&%B;&4^(`T*/'-P86X^ M/"]S<&%N/CPO=&0^#0H@("`@("`\+W1R/@T*("`@(#PO=&%B;&4^#0H@(#PO M8F]D>3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R M93)E7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I;VXZ M(&9I;&4Z+R\O0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P-#%B M,3'0O:'1M;#L@8VAA'0^ M/"$M+41/0U194$4@:'1M;"!054),24,@(BTO+U&AT M;6PQ+T141"]X:'1M;#$M=')A;G-I=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM M($)E9VEN($)L;V-K(%1A9V=E9"!.;W1E(#$T("T@=7,M9V%A<#I$96)T1&ES M8VQO'1";&]C:RTM/@T*("`@/'`@'0M M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E=E(&AA=F4@82!#6QE/3-$)VUA#MM87)G:6XM M8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@2`D,S`N-B!M:6QL:6]N(&EN(&-A2!R97%U:7)E;65N="X@/"]F;VYT/CPO<#X-"B`@(#QP('-T M>6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X M="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@2!A;&P@;V8@;W5R(&]R M(&%N>2!C;RUB;W)R;W=E&5D(&-H M87)G92!C;W9E'1087)T7SAB-#DY-3DQ7S)E,F5?-#DQ,5]A,C`W7V9D.#$P,#0Q M8C$W-0T*0V]N=&5N="U,;V-A=&EO;CH@9FEL93HO+R]#.B\X8C0Y.34Y,5\R M93)E7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q-S4O5V]R:W-H965T'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA&5S/&)R/CPO&5S(%M!8G-T&5S M/"]T9#X-"B`@("`@("`@/'1D(&-L87-S/3-$=&5X=#X\(2TM1$]#5%E012!H M=&UL(%!50DQ)0R`B+2\O5S-#+R]$5$0@6$A434P@,2XP(%1R86YS:71I;VYA M;"\O14XB(")H='1P.B\O=W=W+G$1I6QE/3-$;6%R9VEN+71O<#HQ.'!X.VUA M6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)VUA2!O9F9S970@8GD@86X@:6YC'!E;G-E2!F;W(@=6YC97)T86EN('1A>"!P;W-I=&EO;G,@9&5C2!W87,@<')I;6%R:6QY(&1U92!T;R!T:&4@ M2X@06X@:6UM871E3X-"CPO:'1M;#X-"@T*+2TM+2TM/5].97AT4&%R=%\X8C0Y.34Y,5\R93)E M7S0Y,3%?83(P-U]F9#@Q,#`T,6(Q-S4-"D-O;G1E;G0M3&]C871I;VXZ(&9I M;&4Z+R\O0SHO.&(T.3DU.3%?,F4R95\T.3$Q7V$R,#=?9F0X,3`P-#%B,3'0O M:'1M;#L@8VAA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@("`@ M("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$3PO M=&0^#0H@("`@("`@(#QT9"!C;&%S'0^/"$M+41/0U194$4@:'1M M;"!054),24,@(BTO+U&AT;6PQ+T141"]X:'1M;#$M M=')A;G-I=&EO;F%L+F1T9"(@+2T^#0H@("`\(2TM($)E9VEN($)L;V-K(%1A M9V=E9"!.;W1E(#$V("T@=7,M9V%A<#I3=&]C:VAO;&1E'1";&]C:RTM/@T*("`@/'`@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT M+69A;6EL>3IT:6UEF4],T0R/@T*("`@26X@07!R M:6P@,C`P-2P@;W5R($)O87)D(&]F($1IF5D(&$@ M2!B92!S=7-P96YD M960@;W(@9&ES8V]N=&EN=65D(&%T(&%N>2!T:6UE+B`\+V9O;G0^/"]P/@T* M("`@/'`@F4Z,7!X.VUA#MM87)G:6XM8F]T=&]M.C!P>#XF(S$V M,#L\+W`^#0H@("`\<"!S='EL93TS1"=M87)G:6XM=&]P.C!P>#MM87)G:6XM M8F]T=&]M.C!P>#L@;6%R9VEN+6QE9G0Z,B4G/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E M;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F5S(&]U2!F;W(@=&AE('EE87(@96YD960@1&5C96UB97(F M(S$V,#LS,2P@,C`Q,3H@/"]F;VYT/CPO<#X-"B`@(#QP('-T>6QE/3-$9F]N M="US:7IE.C$R<'@[;6%R9VEN+71O<#HP<'@[;6%R9VEN+6)O='1O;3HP<'@^ M)B,Q-C`[/"]P/@T*("`@/'1A8FQE(&-E;&QS<&%C:6YG/3-$,"!C96QL<&%D M9&EN9STS1#`@=VED=&@],T0X-"4@8F]R9&5R/3-$,"!S='EL93TS1"=B;W)D M97(M8V]L;&%P'0M86QI9VXZ(&QE9G0G(&%L:6=N M/3-$8V5N=&5R/@T*("`@/"$M+2!"96=I;B!486)L92!(96%D("TM/@T*("`@ M/'1R/B`-"B`@(#QT9"!W:61T:#TS1#0V)3XF(S$V,#L\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@=VED=&@],T0V)3XF(S$V,#L\+W1D/B`-"B`@ M(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT M9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@=VED=&@] M,T0V)3XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT M9#XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT@=VED=&@],T0V)3XF(S$V,#L\+W1D/B`-"B`@(#QT M9#XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9#XF M(S$V,#L\+W1D/@T*("`@/"]T"!S;VQI9"`C,#`P,#`P.W=I9'1H.C6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V)O6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]LF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT@8V]L2`M+3X-"B`@(#QT3IT:6UEF4],T0R/D9E8G)U M87)Y)B,Q-C`[-RP@,C`Q,3PO9F]N=#X\+W`^#0H@("`\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M28C,38P.S(X+"8C,38P.S(P,3$\+V9O;G0^/"]T9#X@#0H@ M("`\=&0@;F]W3IT:6UEF4],T0R M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ MF4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D%U9W5S="8C,38P.S(L(#(P,3$\+V9O;G0^/"]P/@T*("`@ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/DYO=F5M8F5R(#DL M(#(P,3$\+V9O;G0^/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S M='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R M/D1E8V5M8F5R(#DL)B,Q-C`[,C`Q,3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N M;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@3IT:6UEF4],T0R/C`N,C`\+V9O;G0^/"]T M9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4Z,3)P>#MM87)G:6XM=&]P.C!P>#MM87)G:6XM M8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`\=&%B;&4@8V5L;'-P86-I;F<] M,T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#@T)2!B;W)D97(],T0P('-T M>6QE/3-$)V)O6QE/3-$)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1C96YT97(@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1C96YT97(@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/@T*("`@/"]T6QE/3-$ M)VUAF4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@28C,38P.S(Y+"8C,38P.S(P,3(\+V9O;G0^/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$;6%R9VEN+71O<#HQ.'!X.VUA M6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$ M)VUA28C,38P.S4L(#(P,#0L('1H92!";V%R9"!O9B!$ M:7)E8W1O65A2!B92!I2`R,#$Q+B!!6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@ M=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E1H92`Q M.3DY(%!L86X@86-T:79E('!E'!I6QE/3-$;6%R9VEN+71O<#HQ M.'!X.VUA6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$ M)VUAF5D(&9O<@T*("`@F4Z,7!X.VUA#MM87)G:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`\<"!S='EL93TS M1"=M87)G:6XM=&]P.C!P>#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E M;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@F4Z,3)P>#MM87)G:6XM=&]P.C!P>#MM M87)G:6XM8F]T=&]M.C!P>#XF(S$V,#L\+W`^#0H@("`\=&%B;&4@8V5L;'-P M86-I;F<],T0P(&-E;&QP861D:6YG/3-$,"!W:61T:#TS1#DR)2!B;W)D97(] M,T0P('-T>6QE/3-$)V)OF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/DYU;6)EF4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@ M8V]L6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0Q/CQB/E!R:6-E/"]B/CPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0Q/CQB/DEN=')I;G-I8R8C,38P.PT*("`@ M5F%L=64\+V(^/"]F;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ MF4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/BA);B8C,38P.W1H;W5S86YDF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L2`M+3X-"B`@(#QT3IT:6UEF4],T0R/D]U='-T86YD:6YG(&%T($1E8V5M8F5R)B,Q-C`[,S$L M(#(P,3$\+V9O;G0^/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V M,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/D-A;F-E;&5D/"]F;VYT/CPO<#X-"B`@(#PO=&0^ M(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$,3XF(S$V M,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT M('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S M='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R M/C4N,#8\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P M96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL M93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$ M9F]N="US:7IE.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P M.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D M97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B M;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\ M+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C M,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG M;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P M.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUA6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/C$S+#8X,SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R M87`],T1N;W=R87`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`\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)V)O6QE/3-$)VUA#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X M="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@&5R8VES M960L(&EN=')I;G-I8R!V86QU92!I2X@/"]F;VYT/CPO<#X-"B`@(#QP('-T>6QE/3-$)VUA M#MM87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z M-"4G/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@F5D(&$@;F5T M('=I=&AH;VQD(&]P=&EO;B!E>&5R8VES92!M971H;V0L(&EN('=H:6-H(&]P M=&EO;G,@=V5R92!S=7)R96YD97)E9"!T;R!C;W9E"P@:68@87!P;&EC86)L92P@86YD(&5X97)C:7-E('!R:6-E M+B!!<'!R;WAI;6%T96QY(#(X)B,Q-C`[=&AO=7-A;F0@"!C87-H(&]U=&9L;W"!P87EM96YT'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS M1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/D%S(&]F M($UAF5D(&]V97(@82!W96EG:'1E9"UA=F5R86=E('!E M65A#MM87)G:6XM8F]T=&]M.C!P>#X\9F]N="!S='EL M93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/CQB M/CQI/E)E'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/@T*("`@5&]T86P@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0Q/CQB/E)3 M57,\+V(^/"]F;VYT/CPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\ M9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0Q/CQB/E=E:6=H=&5D+4%V97)A9V4\+V(^ M/"]F;VYT/CQB6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/@T*("`@/"]TF4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!C;VQS<&%N/3-$,B!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@F4],T0Q/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!C;VQS<&%N/3-$,B!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@8V]L2`M+3X-"B`@(#QT3IT:6UEF4],T0R/D]U M='-T86YD:6YG(&%T($1E8V5M8F5R(#,Q+"`R,#$Q/"]F;VYT/CPO<#X-"B`@ M(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X\9F]N="!S:7IE/3-$ M,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.BTQ+C`P96TG/CQF M;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R M:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C4Y-2PT.3$\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W M3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT M+69A;6EL>3IT:6UEF4],T0R/C$R+C0X/"]F;VYT M/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUA3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/B@R,S(L,C$Y/"]F;VYT/CPO=&0^(`T*("`@ M/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T M>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^ M/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3XF(S$V,#L\+W1D/@T*("`@/"]TF4Z,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@ M/'1D('9A;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P M.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT M:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$9F]N="US:7IE M.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C-P M>"!D;W5B;&4@(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@"!D M;W5B;&4@(S`P,#`P,"<^)B,Q-C`[/"]P/@T*("`@/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@2`M+3X-"B`@(#PO=&%B;&4^#0H@("`\<"!S='EL93TS1"=M87)G:6XM M=&]P.C$R<'@[;6%R9VEN+6)O='1O;3HP<'@[('1E>'0M:6YD96YT.C0E)SX\ M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/D%S(&]F($UAF5D(&]V97(@82!W96EG:'1E9"UA=F5R86=E('!E65A'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA M2!451R86YS M86-T:6]N6QE/3-$ M;6%R9VEN+71O<#HQ.'!X.VUA6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@'0M:6YD96YT.C0E)SX\9F]N="!S='EL93TS1"=F;VYT+69A M;6EL>3IT:6UEF4],T0R/E=E(&AA=F4@82!M:6YO M2!I;G9E2!A;F0@82!C;VUM97)C:6%L M(&%G2!T:&5F="!P M2!P87EM96YT&5C=71I=F4@;V9F:6-E2!B87-IF4Z,7!X.VUA#MM87)G:6XM8F]T=&]M.C!P>#XF M(S$V,#L\+W`^#0H\'0O:F%V87-C3X-"B`@("`\=&%B;&4@8VQA'0^/'-P86X^/"]S<&%N/CPO=&0^#0H@ M("`@("`\+W1R/@T*("`@("`@/'1R(&-L87-S/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@#MM M87)G:6XM8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@2!P2!O=7(@2!#87!T:7)A M($%N86QY=&EC86PN(#PO9F]N=#X\+W`^#0H@("`\<"!S='EL93TS1"=M87)G M:6XM=&]P.C$X<'@[;6%R9VEN+6)O='1O;3HP<'@[('1E>'0M:6YD96YT.C0E M)SX\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/E1H92!F;VQL;W=I;F<@=&%B;&4@6QE/3-$)V)O6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/D]N;&EN928C M,38P.PT*("`@0G)A;F0\+V(^/"]F;VYT/CQB6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0Q/CQB/D)A:6PF(S$V,#M";VYDF4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@"!S;VQI9"`C,#`P,#`P)SX\9F]N="!S='EL93TS1"=F M;VYT+69A;6EL>3IT:6UEF4],T0Q/CQB/D-O;G-O M;&ED871E9#PO8CX\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T M=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T MF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT@8V]L6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@'0M:6YD96YT M.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@'0M:6YD96YT M.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$ M3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUA MF4],T0Q/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY M.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C(L-#DT/"]F;VYT/CPO=&0^(`T*("`@/'1D M(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@'0M:6YD96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F%T:6]N M/"]F;VYT/CPO<#X-"B`@(#PO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3X\9F]N="!S:7IE/3-$,3XF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/@T*("`@/"]T'0M:6YD M96YT.BTQ+C`P96TG/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S M(&YE=R!R;VUA;B<@3IT:6UEF4] M,T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L M:6=N/3-$3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/BDF(S$V,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/CQF;VYT('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@F4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P M.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$ M)VUA6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/C@Y+#6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UE MF4],T0R/C4T,CPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE M/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE M=R!R;VUA;B<@3IT:6UEF4],T0R/C$W,SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@=F%L:6=N/3-$8F]T=&]M M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ M6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0R M/CDP+#0T-3PO9F]N=#X\+W1D/B`-"B`@(#QT9"!N;W=R87`],T1N;W=R87`@ M=F%L:6=N/3-$8F]T=&]M/CQF;VYT('-T>6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/D1E<')E8VEA=&EO;CPO9F]N=#X\+W`^#0H@("`\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL M>3IT:6UEF4],T0R/C$L.3`W/"]F;VYT/CPO=&0^ M(`T*("`@/'1D(&YO=W)A<#TS1&YO=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O M;G0@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0Q/B8C,38P.SPO9F]N M=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA M;B<@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\9F]N M="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4] M,T0R/C<\+V9O;G0^/"]T9#X@#0H@("`\=&0@;F]W3IT:6UE MF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C M,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI M9VX],T1R:6=H=#X\9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/B8C.#(Q,CLF(S$V,#LF(S$V,#L\+V9O;G0^ M/"]T9#X@#0H@("`\=&0@;F]W3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\ M+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT@86QI9VX],T1R:6=H=#X\ M9F]N="!S='EL93TS1"=F;VYT+69A;6EL>3IT:6UEF4],T0R/C$L,#`P/"]F;VYT/CPO=&0^(`T*("`@/'1D(&YO=W)A<#TS1&YO M=W)A<"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/DEN8V]M92`H M;&]SF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B@S-#<\+V9O;G0^/"]T9#X@#0H@("`\=&0@ M;F]W3IT:6UEF4],T0R/BDF(S$V M,#L\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/CQF;VYT M('-I>F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]T6QE/3-$)VUAF4] M,T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P M.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/E!R;W!EF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/@T*("`@/"]TF4Z,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P M.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE M/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C M,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V86QI9VX] M,T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P>"!S;VQI M9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9#XF(S$V M,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@ M#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE/3-$)V)O6QE/3-$)V)O3IT:6UEF4],T0R/E1O=&%L(&%S M3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$F4],T0Q/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R M;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO M9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$ M8F]T=&]M(&%L:6=N/3-$3IT:6UEF4] M,T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^/&9O;G0@3IT M:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$9F]N="US:7IE.C%P>#X@#0H@("`\=&0@ M=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS M1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P,#`P M)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T M;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P>"!S;VQI9"`C,#`P M,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D M/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\ M=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE/3-$)V)O6QE/3-$)V)O"!S M;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P M>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT M9#XF(S$V,#L\+W1D/@T*("`@/"]T6QE/3-$)VUAF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N M/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@/'1D('9A;&EG;CTS1&)O='1O M;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@ M3IT:6UEF4],T0R/E!R;W!E MF4],T0Q M/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^ M/&9O;G0@6QE/3-$)V9O;G0M9F%M:6QY.G1I M;65S(&YE=R!R;VUA;B<@F4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^/&9O;G0@6QE/3-$ M)V9O;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI M9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT M:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`- M"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@F4],T0R M/B0\+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N M/3-$3IT:6UEF4],T0R/B8C,38P M.SPO9F]N=#X\+W1D/@T*("`@/"]TF4Z,7!X/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T M9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T*("`@ M/'1D('9A;&EG;CTS1&)O='1O;3X-"B`@(#QP('-T>6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF M(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/B`-"B`@ M(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q-C`[/"]T9#X@#0H@("`\=&0@=F%L M:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE M/3-$)V)O6QE/3-$)V)O3IT:6UEF4],T0R/E1O=&%L(&%S3IT:6UEF4],T0R/B0\ M+V9O;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$ MF4],T0Q/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@6QE/3-$)V9O;G0M9F%M M:6QY.G1I;65S(&YE=R!R;VUA;B<@3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B M;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O;G0^/"]T9#X@#0H@ M("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$3IT:6UEF4],T0R/B8C,38P.SPO9F]N=#X\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^/&9O;G0@3IT:6UEF4],T0R/B0\+V9O M;G0^/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M(&%L:6=N/3-$6QE/3-$9F]N="US:7IE M.C%P>#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/B8C,38P.SPO=&0^(`T* M("`@/'1D('9A;&EG;CTS1&)O='1O;3XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V M86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P.C%P M>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@(#QT M9"!V86QI9VX],T1B;W1T;VT^#0H@("`\<"!S='EL93TS1"=B;W)D97(M=&]P M.C%P>"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@("`\+W1D/B`-"B`@ M(#QT9#XF(S$V,#L\+W1D/B`-"B`@(#QT9"!V86QI9VX],T1B;W1T;VT^)B,Q M-C`[/"]T9#X@#0H@("`\=&0@=F%L:6=N/3-$8F]T=&]M/@T*("`@/'`@6QE/3-$)V)O6QE/3-$)V)O"!S;VQI9"`C,#`P,#`P)SXF(S$V,#L\+W`^#0H@ M("`\+W1D/B`-"B`@(#QT9#XF(S$V,#L\+W1D/@T*("`@/"]T7!E.B!T97AT M+VAT;6P[(&-H87)S970](G5S+6%S8VEI(@T*#0H\:'1M;#X-"B`@/&AE860^ M#0H@("`@/$U%5$$@:'1T<"UE<75I=CTS1$-O;G1E;G0M5'EP92!C;VYT96YT M/3-$)W1E>'0O:'1M;#L@8VAA'1";&]C:RTM/@T* M("`@/'`@#MM87)G:6XM M8F]T=&]M.C!P>#L@=&5X="UI;F1E;G0Z-"4G/CQF;VYT('-T>6QE/3-$)V9O M;G0M9F%M:6QY.G1I;65S(&YE=R!R;VUA;B<@ XML 19 R8.htm IDEA: XBRL DOCUMENT v2.4.0.6

Accounting Standards Updates
3 Months Ended

Mar. 31, 2012

Accounting Standards Updates [Abstract]

Accounting Standards Updates
3. Accounting Standards Updates

Accounting Standards Updates Recently Adopted

In May 2011, an update was made to “Fair Value Measurement”. The amendments in this update result in common fair value measurement and disclosure requirements in U.S. GAAP. Some of the amendments clarify the Board’s intent about the application of existing fair value measurement requirements. Other amendments change a particular principle or requirement for measuring fair value or for disclosing information about fair value measurements. For public entities, the amendments are effective during interim and annual periods beginning after December 15, 2011. Early adoption by public entities is not permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

In June 2011, an update was made to “Comprehensive Income”. This update was further amended in December 2011 in order to defer the changes that relate to the presentation of reclassification adjustments. In this update an entity has the option to present the total of comprehensive income, the components of net income, and the components of other comprehensive income either in a single continuous statement of comprehensive income or in two separate but consecutive statements. The entity is also required to present on the face of the financial statements reclassification adjustments for items that are reclassified from other comprehensive income to net income in the statement(s) where the components of net income and the components of other comprehensive income are presented. The amendments in this update should be applied retrospectively. For public entities, the amendments are effective for fiscal years, and interim periods within those years, beginning after December 15, 2011 with the exception of the amendments that relate to the presentation of reclassification adjustments which have been deferred. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

In September 2011, an update was made to “Intangibles — Goodwill and Other”. This update is intended to simplify how entities test goodwill for impairment. The amendments in the update permit an entity to first assess qualitative factors to determine whether it is more likely than not that the fair value of a reporting unit is less than its carrying amount as a basis for determining whether it is necessary to perform the two-step goodwill impairment test. The amendments in this update are effective for annual and interim goodwill impairment tests performed for fiscal years beginning after December 15, 2011. Early adoption is permitted. We have adopted the provisions of this update as of January 1, 2012 and there was no material impact to our condensed consolidated financial statements.

Accounting Standards Updates Not Yet Effective

In January 2011, an update was made to “Receivables”. The amendments in this update temporarily delay the effective date of disclosures about troubled debt restructuring for public entities. The effective date of the new disclosures about troubled debt restructuring for public entities and the guidance for determining what constitutes a troubled debt restructuring for public entities will be coordinated. Currently, that guidance is indefinitely deferred for public entities. We will adopt the provisions of this update once it is effective and do not anticipate a material impact to our condensed consolidated financial statements.

In December 2011, an update was made to “Property, Plant, and Equipment”. Under the amendments in this update, when a parent ceases to have a controlling financial interest in a subsidiary that is in substance real estate as a result of default on the subsidiary’s nonrecourse debt, the reporting entity should apply the guidance in Subtopic 360-20 to determine whether it should derecognize the in substance real estate. The amendments in this update should be applied on a prospective basis and are effective for fiscal years and interim periods within those years, beginning on or after June 15, 2012. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements.

In December 2011, an update was made to “Balance Sheet”. This update requires an entity to disclose information about offsetting and related arrangements to enable users of financial statements to understand the effect of those arrangements. The amendments in this update are effective for annual reporting periods beginning on or after January 1, 2013, and interim periods within those annual periods. The disclosures required by this amendment will be applied retrospectively for all comparative periods. We will adopt the provisions of this update in fiscal year 2013 and do not anticipate a material impact to our condensed consolidated financial statements

X

- Details

Name: us-gaap_AccountingChangesAndErrorCorrectionsAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for reporting accounting changes and error corrections. It includes the conveyance of information necessary for a user of the Company's financial information to understand all aspects and required disclosure information concerning all changes and error corrections reported in the Company's financial statements for the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SAB TOPIC 1.N.Q3)

-URI http://asc.fasb.org/extlink&oid=6369664&loc=d3e30840-122693

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section 45

-Paragraph 23

-URI http://asc.fasb.org/extlink&oid=6368906&loc=d3e21914-107793

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 154

-Paragraph 17, 22, 25, 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6801783&loc=d3e22499-107794

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 1

-Section N

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6801783&loc=d3e22595-107794

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section 50

-Paragraph 7

-URI http://asc.fasb.org/extlink&oid=6801783&loc=d3e22644-107794

+ Details

Name: us-gaap_AccountingChangesAndErrorCorrectionsTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 20 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6

Condensed Consolidated Statements of Operations (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended

Mar. 31, 2012

Mar. 31, 2011

Condensed Consolidated Statements of Operations [Abstract]

Revenue $ 90,232 $ 90,445

Operating expenses:

Marketing 6,089 9,773

Commissions 24,516 27,775

Cost of revenue 26,211 25,408

General and administrative 19,403 16,537

Depreciation 2,494 1,923

Amortization 885 1,000

Total operating expenses 79,598 82,416

Income from operations 10,634 8,029

Interest income 6

Interest expense (151) (106)

Other income (expense), net 34 (47)

Income from operations before income taxes 10,517 7,882

Income tax expense (4,291) (3,298)

Net income $ 6,226 $ 4,584

Basic earnings per common share $ 0.36 $ 0.26

Diluted earnings per common share $ 0.33 $ 0.23

Cash dividends paid per common share $ 0.20 $ 0.15

Weighted average shares outstanding:

Basic 17,492 17,940

Diluted 18,736 19,543

X

- Definition

Aggregate dividends paid during the period for each share of common stock outstanding.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 3

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.3-04)

-URI http://asc.fasb.org/extlink&oid=6959260&loc=d3e187085-122770

+ Details

Name: us-gaap_CommonStockDividendsPerShareCashPaid

Namespace Prefix: us-gaap_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition

The aggregate costs related to goods produced and sold and services rendered by an entity during the reporting period. This excludes costs incurred during the reporting period related to financial services rendered and other revenue generating activities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 2

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.2(a),(d))

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_CostOfGoodsAndServicesSold

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Depreciation of property, plant and equipment directly related to goods produced and sold and services rendered by an entity during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 12

-Paragraph 5

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 360

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229

+ Details

Name: us-gaap_CostOfGoodsAndServicesSoldDepreciation

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The amount of expense recognized in the current period that reflects the allocation of the costs of intangible assets over the expected benefit period of such assets. This element applies only to intangible assets used in the production of goods.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.2(a))

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_CostOfGoodsSoldAmortization

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Total costs of sales and operating expenses for the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_CostsAndExpenses

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: us-gaap_CostsAndExpensesAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 55

-Paragraph 52

-URI http://asc.fasb.org/extlink&oid=6945512&loc=d3e4984-109258

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 07-4

-Paragraph 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 20

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-04.19)

-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 7

-Paragraph 18

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-04.23)

-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 36, 37, 38

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.21)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 21

-Article 9

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1252-109256

+ Details

Name: us-gaap_EarningsPerShareBasic

Namespace Prefix: us-gaap_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition

The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 11, 12, 36

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.21)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 20

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1252-109256

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 7

-Paragraph 18

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 21

-Article 9

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 07-4

-Paragraph 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_EarningsPerShareDiluted

Namespace Prefix: us-gaap_

Data Type: num:perShareItemType

Balance Type: na

Period Type: duration

X

- Definition

The aggregate total of expenses of managing and administering the affairs of an entity, including affiliates of the reporting entity, which are not directly or indirectly associated with the manufacture, sale or creation of a product or product line.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.4)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_GeneralAndAdministrativeExpense

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Sum of operating profit and nonoperating income or expense before Income or Loss from equity method investments, income taxes, extraordinary items, and noncontrolling interest.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 4

-Section 08

-Paragraph h

-Subparagraph 1(i)

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.4-08.(h)(1)(i))

-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

+ Details

Name: us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: us-gaap_IncomeStatementAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The sum of the current income tax expense or benefit and the deferred income tax expense or benefit pertaining to continuing operations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Income Tax Expense (or Benefit)

-URI http://asc.fasb.org/extlink&oid=6515339

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 9

-Subparagraph (a),(b)

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 08

-Paragraph h

-Article 4

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Paragraph 45

-Subparagraph a, b

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.4-08.(h))

-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

+ Details

Name: us-gaap_IncomeTaxExpenseBenefit

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The cost of borrowed funds accounted for as interest that was charged against earnings during the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 835

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-04.9)

-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 34

-Paragraph 21

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 9

-Article 9

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Chapter V

-Section 563c.102

-Paragraph 9

-Subsection II

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_InterestExpense

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Income derived from investments in debt securities and on cash and cash equivalents the earnings of which reflect the time value of money or transactions in which the payments are for the use or forbearance of money.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 7

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 115

-Paragraph 14

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.7(b))

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_InvestmentIncomeInterest

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.4)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_MarketingExpense

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-04.22)

-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.18)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph 38

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 220

-SubTopic 10

-Section 45

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6920043&loc=d3e565-108580

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph A7

-Appendix A

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 130

-Paragraph 10, 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Other Comprehensive Income

-URI http://asc.fasb.org/extlink&oid=6519514

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph 38

-Subparagraph d

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 87-21

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Net Income

-URI http://asc.fasb.org/extlink&oid=6518256

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-04.19)

-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 19

Reference 15: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28, 29, 30

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 16: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 20

-Article 9

+ Details

Name: us-gaap_NetIncomeLoss

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The net result for the period of deducting operating expenses from operating revenues.

+ References

No definition available.

+ Details

Name: us-gaap_OperatingIncomeLoss

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The net amount of other income and expense amounts, the components of which are not separately disclosed on the income statement, resulting from ancillary business-related activities (that is, excluding major activities considered part of the normal operations of the business) also known as other nonoperating income (expense) recognized for the period. Such amounts may include: (a) dividends, (b) interest on securities, (c) net gains or losses on securities, (d) unusual costs, (e) gains or losses on foreign exchange transactions, and (f) miscellaneous other income and expense items.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 9

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.9)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_OtherNonoperatingIncomeExpense

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Primarily represents commissions incurred in the period based upon the sale by commissioned employees or third parties of the entity's goods or services, and fees for sales assistance or product enhancements performed by third parties (such as a distributor or value added reseller).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.4)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_SalesCommissionsAndFees

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Total revenue from sale of goods and services rendered during the reporting period, in the normal course of business, reduced by sales returns and allowances, and sales discounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 1

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.1)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

+ Details

Name: us-gaap_SalesRevenueNet

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 16

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1505-109256

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 07-4

-Paragraph 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 40

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

+ Details

Name: us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

X

- Details

Name: us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 45

-Paragraph 10

-URI http://asc.fasb.org/extlink&oid=6920599&loc=d3e1448-109256

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 171

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Weighted-Average Number of Common Shares Outstanding

-URI http://asc.fasb.org/extlink&oid=6528421

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 40

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 128

-Paragraph 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 07-4

-Paragraph 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_WeightedAverageNumberOfSharesOutstandingBasic

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: duration

XML 21 R6.htm IDEA: XBRL DOCUMENT v2.4.0.6

Organization and Business
3 Months Ended

Mar. 31, 2012

Organization and Business [Abstract]

Organization and Business
1. Organization and Business

Our identity theft protection and credit information management products and services provide multiple benefits to consumers, including access to their credit reports, credit monitoring, credit scores, credit education, reports and monitoring of additional information, identity theft recovery services, identity theft cost reimbursement, and software and other technology tools and services. Our membership and insurance products and services are offered by our subsidiary, Intersections Insurance Services, and include accidental death and disability insurance and access to healthcare, home, auto, financial and other services and information. Our consumer products and services are offered through relationships with clients, including many of the largest financial institutions in the United States and Canada, and clients in other industries.

In addition, we also offer many of our services directly to consumers. We conduct our consumer direct marketing primarily through the Internet, television, radio and other mass media. We also may market through other channels, including direct mail, outbound telemarketing, inbound telemarketing and email.

We have three reportable operating segments through the period ended March 31, 2012. Our Consumer Products and Services segment includes our identity theft protection and credit information management, data breach response, and insurance and membership products and services. Our Online Brand Protection segment includes the corporate brand protection and business intelligence services provided by our subsidiary Net Enforcers. Our Bail Bonds Industry Solutions segment includes the software management solutions for the bail bond industry provided by our subsidiary Captira Analytical.

X

- Details

Name: us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for organization, consolidation and basis of presentation of financial statements disclosure.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 720

-SubTopic 15

-URI http://asc.fasb.org/subtopic&trid=2122524

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 810

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6921930&loc=d3e5614-111684

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 810

-SubTopic 10

-Section 50

-Paragraph 8

-URI http://asc.fasb.org/extlink&oid=6970148&loc=SL6228881-111685

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Name Statement of Position (SOP)

-Publisher AICPA

-Number 94-6

-Paragraph 10

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 272

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6373374&loc=d3e70478-108055

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 205

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6359566&loc=d3e326-107755

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name FASB Staff Position (FSP)

-Number FAS140-4/FIN46(R)-8

-Paragraph 8, C1, C7

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Name FASB Interpretation (FIN)

-Publisher FASB

-Number 46R

-Paragraph 4, 14, 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 852

-SubTopic 10

-URI http://asc.fasb.org/subtopic&trid=2209116

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 275

-SubTopic 10

-URI http://asc.fasb.org/subtopic&trid=2134480

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph 2-6

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 915

-SubTopic 235

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6472506&loc=d3e38932-110933

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 205

-SubTopic 10

-URI http://asc.fasb.org/subtopic&trid=2122150

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 205

-SubTopic 10

-Section 45

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6359553&loc=d3e288-107754

Reference 15: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18780-107790

Reference 16: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 810

-SubTopic 10

-URI http://asc.fasb.org/subtopic&trid=2197480

+ Details

Name: us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 22 R22.htm IDEA: XBRL DOCUMENT v2.4.0.6

Related Party Transactions
3 Months Ended

Mar. 31, 2012

Related Party Transactions [Abstract]

Related Party Transactions
17. Related Party Transactions

We have a minority investment in White Sky and a commercial agreement to incorporate and market their product into our fraud and identity theft protection product offerings. For the three months ended March 31, 2012, we did not remit any payments to White Sky. For the three months ended March 31, 2012 and 2011, there was $325 thousand and $650 thousand included in cost of revenue in our condensed consolidated statement of operations related to royalties for exclusivity and product costs.

The chief executive officer and president of Digital Matrix Systems, Inc. (“DMS”) serves as our board member. We have entered into contracts with DMS that provide for services that assist us in monitoring credit on a daily and quarterly basis, as well as certain on-line credit analysis services. In connection with these agreements, we paid monthly installments totaling $288 thousand and $216 thousand for the three months ended March 31, 2012 and 2011, respectively. These amounts are included within cost of revenue and general and administrative expenses in our condensed consolidated statement of operations.

X

- Details

Name: us-gaap_RelatedPartyTransactionsAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for related party transactions, including the nature of the relationship(s), a description of the transactions, the amount of the transactions, the effects of any change in the method of establishing the terms of the transaction from the previous period, stated interest rate, expiration date, terms and manner of settlement per the agreement with the related party, and amounts due to or from related parties. If the entity and one or more other entities are under common ownership or management control and this control affects the operating results or financial position, disclosure includes the nature of the control relationship even if there are no transactions between the entities. Disclosure may also include the aggregate amount of current and deferred tax expense for each statement of earnings presented where the entity is a member of a group that files a consolidated tax return, the amount of any tax related balances due to or from affiliates as of the date of each statement of financial position presented, the principal provisions of the method by which the consolidated amount of current and deferred tax expense is allocated to the members of the group and the nature and effect of any changes in that method. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.4-08.(k))

-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 3A

-Section 04

-Paragraph b

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 57

-Paragraph 1-4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 850

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39678-107864

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 4

-Section 08

-Paragraph k

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 850

-SubTopic 10

-Section 50

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39691-107864

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 850

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39549-107864

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 850

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39622-107864

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 850

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6457730&loc=d3e39603-107864

+ Details

Name: us-gaap_RelatedPartyTransactionsDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 23 R24.htm IDEA: XBRL DOCUMENT v2.4.0.6

Subsequent Events
3 Months Ended

Mar. 31, 2012

Subsequent Events [Abstract]

Subsequent Events
19. Subsequent Events

On April 26, 2012, we announced a cash dividend of $0.20 per share on our common stock, payable on June 8, 2012, to stockholders of record as of May 29, 2012.

X

- Details

Name: us-gaap_SubsequentEventsAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.

+ References

No definition available.

+ Details

Name: us-gaap_SubsequentEventsTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 24 Show.js IDEA: XBRL DOCUMENT /** * Rivet Software Inc. * * @copyright Copyright (c) 2006-2011 Rivet Software, Inc. All rights reserved. * Version 2.1.0.1 * */ var moreDialog = null; var Show = { Default:'raw', more:function( obj ){ var bClosed = false; if( moreDialog != null ) { try { bClosed = moreDialog.closed; } catch(e) { //Per article at http://support.microsoft.com/kb/244375 there is a problem with the WebBrowser control // that somtimes causes it to throw when checking the closed property on a child window that has been //closed. So if the exception occurs we assume the window is closed and move on from there. bClosed = true; } if( !bClosed ){ moreDialog.close(); } } obj = obj.parentNode.getElementsByTagName( 'pre' )[0]; var hasHtmlTag = false; var objHtml = ''; var raw = ''; //Check for raw HTML var nodes = obj.getElementsByTagName( '*' ); if( nodes.length ){ objHtml = obj.innerHTML; }else{ if( obj.innerText ){ raw = obj.innerText; }else{ raw = obj.textContent; } var matches = raw.match( /<\/?[a-zA-Z]{1}\w*[^>]*>/g ); if( matches && matches.length ){ objHtml = raw; //If there is an html node it will be 1st or 2nd, // but we can check a little further. var n = Math.min( 5, matches.length ); for( var i = 0; i < n; i++ ){ var el = matches[ i ].toString().toLowerCase(); if( el.indexOf( '= 0 ){ hasHtmlTag = true; break; } } } } if( objHtml.length ){ var html = ''; if( hasHtmlTag ){ html = objHtml; }else{ html = ''+ "\n"+''+ "\n"+' Report Preview Details'+ "\n"+' '+ "\n"+''+ "\n"+''+ objHtml + "\n"+''+ "\n"+''; } moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes"); moreDialog.document.write( html ); moreDialog.document.close(); if( !hasHtmlTag ){ moreDialog.document.body.style.margin = '0.5em'; } } else { //default view logic var lines = raw.split( "\n" ); var longest = 0; if( lines.length > 0 ){ for( var p = 0; p < lines.length; p++ ){ longest = Math.max( longest, lines[p].length ); } } //Decide on the default view this.Default = longest < 120 ? 'raw' : 'formatted'; //Build formatted view var text = raw.split( "\n\n" ) >= raw.split( "\r\n\r\n" ) ? raw.split( "\n\n" ) : raw.split( "\r\n\r\n" ) ; var formatted = ''; if( text.length > 0 ){ if( text.length == 1 ){ text = raw.split( "\n" ) >= raw.split( "\r\n" ) ? raw.split( "\n" ) : raw.split( "\r\n" ) ; formatted = "
"+ text.join( "

\n" ) +"
"; }else{ for( var p = 0; p < text.length; p++ ){ formatted += "
" + text[p] + "
\n"; } } }else{ formatted = '
' + raw + '
'; } html = ''+ "\n"+''+ "\n"+' Report Preview Details'+ "\n"+' '+ "\n"+''+ "\n"+''+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+' '+ "\n"+'
'+ "\n"+' formatted: '+ ( this.Default == 'raw' ? 'as Filed' : 'with Text Wrapped' ) +''+ "\n"+'
'+ "\n"+'
'+formatted+'
'+ "\n"+'
'+ "\n"+'
'+raw+'
'+ "\n"+'
'+ "\n"+''+ "\n"+''; moreDialog = window.open("","More","width=700,height=650,status=0,resizable=yes,menubar=no,toolbar=no,scrollbars=yes"); moreDialog.document.write(html); moreDialog.document.close(); this.toggle( moreDialog ); } moreDialog.document.title = 'Report Preview Details'; }, toggle:function( win, domLink ){ var domId = this.Default; var doc = win.document; var domEl = doc.getElementById( domId ); domEl.style.display = 'block'; this.Default = domId == 'raw' ? 'formatted' : 'raw'; if( domLink ){ domLink.innerHTML = this.Default == 'raw' ? 'with Text Wrapped' : 'as Filed'; } var domElOpposite = doc.getElementById( this.Default ); domElOpposite.style.display = 'none'; }, LastAR : null, showAR : function ( link, id, win ){ if( Show.LastAR ){ Show.hideAR(); } var ref = link; do { ref = ref.nextSibling; } while (ref && ref.nodeName != 'TABLE'); if (!ref || ref.nodeName != 'TABLE') { var tmp = win ? win.document.getElementById(id) : document.getElementById(id); if( tmp ){ ref = tmp.cloneNode(true); ref.id = ''; link.parentNode.appendChild(ref); } } if( ref ){ ref.style.display = 'block'; Show.LastAR = ref; } }, toggleNext : function( link ){ var ref = link; do{ ref = ref.nextSibling; }while( ref.nodeName != 'DIV' ); if( ref.style && ref.style.display && ref.style.display == 'none' ){ ref.style.display = 'block'; if( link.textContent ){ link.textContent = link.textContent.replace( '+', '-' ); }else{ link.innerText = link.innerText.replace( '+', '-' ); } }else{ ref.style.display = 'none'; if( link.textContent ){ link.textContent = link.textContent.replace( '-', '+' ); }else{ link.innerText = link.innerText.replace( '-', '+' ); } } }, hideAR : function(){ Show.LastAR.style.display = 'none'; } } XML 25 R7.htm IDEA: XBRL DOCUMENT v2.4.0.6

Basis of Presentation and Summary of Significant Accounting Policies
3 Months Ended

Mar. 31, 2012

Basis of Presentation and Summary of Significant Accounting Policies [Abstract]

Basis of Presentation and Summary of Significant Accounting Policies
2. Basis of Presentation and Summary of Significant Accounting Policies

Basis of Presentation and Consolidation

The accompanying unaudited condensed consolidated financial statements have been prepared by us in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) and applicable rules and regulations of the Securities and Exchange Commission. They include the accounts of the company and our subsidiaries. Our decision to consolidate an entity is based on our direct and indirect majority interest in the entity. All significant intercompany transactions have been eliminated. The condensed consolidated results of operations for the interim periods are not necessarily indicative of results for the full year.

These condensed consolidated financial statements do not include all the information or notes necessary for a complete presentation and, accordingly, should be read in conjunction with our audited consolidated financial statements and accompanying notes for the year ended December 31, 2011, as filed in our Annual Report on Form 10-K.

Use of Estimates

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Revenue Recognition

We recognize revenue on 1) identity theft and credit management services, 2) accidental death insurance and 3) other membership products.

Our products and services are offered to consumers principally on a monthly subscription basis. Subscription fees are generally billed to the subscriber’s credit card, mortgage bill or demand deposit accounts either by us or by our clients. The prices to subscribers of various configurations of our products and services range generally from $4.99 to $25.00 per month. As a means of allowing customers to become familiar with our services, we sometimes offer free trial or guaranteed refund periods. No revenues are recognized until applicable trial periods are completed.

Identity Theft and Credit Management Services

We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain signed contracts with all of our large financial institution customers and paper and electronic confirmations with individual purchases, b) delivery has occurred, c) the seller’s price to the buyer is fixed as sales are generally based on contract or list prices and payments from large financial institutions are collected within 30 to 45 days with no significant write-offs, and d) collectability is reasonably assured as individual customers pay by credit card which has limited our risk of non-collection. Revenue for monthly subscriptions is recognized in the month the subscription fee is earned. We also generate revenue through a collaborative arrangement which involves joint marketing and servicing activities. We recognize our share of revenues and expenses from this arrangement.

Revenue for annual subscription fees must be deferred if the subscriber has the right to cancel the service. Annual subscriptions include subscribers with full refund provisions at any time during the subscription period and pro-rata refund provisions. Revenue related to annual subscription with full refund provisions is recognized on the expiration of these refund provisions. Revenue related to annual subscribers with pro-rata provisions is recognized based on a pro rata share of revenue earned. An allowance for discretionary subscription refunds is established based on our historical experience. For subscriptions with refund provisions whereby only the prorated subscription fee is refunded upon cancellation by the subscriber, deferred subscription fees are recorded when billed and amortized as subscription fee revenue on a straight-line basis over the subscription period, generally one year.

We also provide services for which certain financial institution clients are the primary obligors directly to their customers. Revenue from these arrangements is recognized when earned, which is at the time we provide the service, generally on a monthly basis.

We record revenue on a gross basis in the amount that we bill the subscriber when our arrangements with financial institution clients provide for us to serve as the primary obligor in the transaction, we have latitude in establishing price and we bear the risk of physical loss of inventory and credit risk for the amount billed to the subscriber. We record revenue in the amount that we bill our financial institution clients, and not the amount billed to their customers, when our financial institution client is the primary obligor, establishes price to the customer and bears the credit risk.

Accidental Death Insurance

We recognize revenue from our services when: a) persuasive evidence of arrangement exists as we maintain paper and electronic confirmations with individual purchases, b) delivery has occurred at the completion of a product trial period, c) the seller’s price to the buyer is fixed as the price of the product is agreed to by the customer as a condition of the sales transaction which established the sales arrangement, and d) collectability is reasonably assured as evidenced by our collection of revenue through the monthly mortgage payments of our customers or through checking account debits to our customers’ accounts. Revenues from insurance contracts are recognized when earned. Marketing of our insurance products generally involves a trial period during which time the product is made available at no cost to the customer. No revenues are recognized until applicable trial periods are completed.

For insurance products, we record revenue on a net basis as we perform as an agent or broker for the insurance products without assuming the risks of ownership of the insurance products.

We participate in agency relationships with insurance carriers that underwrite insurance products offered by us. Accordingly, insurance premiums collected from customers and remitted to insurance carriers are excluded from our revenues and operating expenses. Insurance premiums collected but not remitted to insurance carriers as of March 31, 2012 and December 31, 2011, totaled $840 thousand and $846 thousand, respectively, and are included in accrued expenses and other current liabilities in our condensed consolidated balance sheet.

Other Membership Products

For other membership products, we record revenue on a gross basis as we serve as the primary obligor in the transactions, have latitude in establishing price and bear credit risk for the amount billed to the subscriber.

We generate revenue from other types of subscription based products provided from our Online Brand Protection and Bail Bonds Industry Solutions segments. We recognize revenue from online brand protection and brand monitoring services, offered by Net Enforcers, on a monthly or transactional basis. We also recognize revenue from providing management service solutions, offered by Captira Analytical, on a monthly subscription or transactional basis.

Goodwill, Identifiable Intangibles and Other Long Lived Assets

We record, as goodwill, the excess of the purchase price over the fair value of the identifiable net assets acquired in purchase transactions. We review our goodwill for impairment annually, as of October 31, or more frequently if indicators of impairment exist, and follow the two step process. Goodwill has been assigned to our reporting units for purposes of impairment testing. As of March 31, 2012, goodwill of $43.2 million resides in our Consumer Products and Services reporting unit, resulting from our acquisition of Intersections Insurance Services Inc., which has been evaluated as part of our Consumer Products and Services reporting unit. There is no goodwill remaining in our other reporting units.

A significant amount of judgment is involved in determining if an indicator of impairment has occurred. Such indicators may include, among others (a) a significant decline in our expected future cash flows; (b) a sustained, significant decline in our stock price and market capitalization; (c) a significant adverse change in legal factors or in the business climate; (d) unanticipated competition; (e) the testing for recoverability of a significant asset group within a reporting unit; and (f) slower growth rates. Any adverse change in these factors could have a significant impact on the recoverability of these assets and could have a material impact in our condensed consolidated financial statements.

The goodwill impairment test involves a two-step process. The first step is a comparison of each reporting unit’s fair value to its carrying value. We estimate fair value using the best information available, using a combined income (discounted cash flow) valuation model and market based approach. The market approach measures the value of an entity through an analysis of recent sales or offerings of comparable companies. The income approach measures the value of the reporting units by the present values of its economic benefits. These benefits can include revenue and cost savings. Value indications are developed by discounting expected cash flows to their present value at a rate of return that incorporates the risk-free rate for use of funds, trends within the industry, and risks associated with particular investments of similar type and quality as of the valuation date.

The estimated fair value of our reporting units is dependent on several significant assumptions, including our earnings projections, and cost of capital (discount rate). The projections use management’s best estimates of economic and market conditions over the projected period including business plans, growth rates in sales, costs, and estimates of future expected changes in operating margins and cash expenditures. Other significant estimates and assumptions include terminal value growth rates, future estimates of capital expenditures and changes in future working capital requirements. There are inherent uncertainties related to these factors and management’s judgment in applying each to the analysis of the recoverability of goodwill.

We estimate fair value giving consideration to both the income and market approaches. Consideration is given to the line of business and operating performance of the entities being valued relative to those of actual transactions, potentially subject to corresponding economic, environmental, and political factors considered to be reasonable investment alternatives.

If the estimated fair value of a reporting unit exceeds its carrying value, goodwill of the reporting unit is not impaired and the second step of the impairment test is not necessary. If the carrying value of the reporting unit exceeds its estimated fair value, then the second step of the goodwill impairment test must be performed. The second step of the goodwill impairment test compares the implied fair value of the reporting unit’s goodwill with its goodwill carrying value to measure the amount of impairment charge, if any. The implied fair value of goodwill is determined in the same manner as the amount of goodwill recognized in a business combination. In other words, the estimated fair value of the reporting unit is allocated to all of the assets and liabilities of that unit (including any unrecognized intangible assets) as if the reporting unit had been acquired in a business combination and the fair value of that reporting unit was the purchase price paid. If the carrying value of the reporting unit’s goodwill exceeds the implied fair value of that goodwill, an impairment charge is recognized in an amount equal to that excess.

We review long-lived assets, including finite-lived intangible assets, property and equipment and other long term assets, for impairment whenever events or changes in circumstances indicate that the carrying amounts of the assets may not be fully recoverable. Significant judgments in this area involve determining whether a triggering event has occurred and determining the future cash flows for assets involved. In conducting our analysis, we would compare the undiscounted cash flows expected to be generated from the long-lived assets to the related net book values. If the undiscounted cash flows exceed the net book value, the long-lived assets are considered not to be impaired. If the net book value exceeds the undiscounted cash flows, an impairment charge is measured and recognized. An impairment charge is measured as the difference between the net book value and the fair value of the long-lived assets. Fair value is estimated by discounting the future cash flows associated with these assets.

Intangible assets subject to amortization may include trademarks and customer, marketing and technology related intangibles. Such intangible assets, excluding customer related intangibles, are amortized on a straight-line basis over their estimated useful lives, which are generally three to ten years. Customer related intangible assets are amortized on either a straight-line or accelerated basis, dependent upon the pattern in which the economic benefits of the intangible asset are consumed or otherwise used up.

Deferred Subscription Solicitation and Advertising

Our deferred subscription solicitation costs consist of subscription acquisition costs, including telemarketing, web-based marketing expenses and direct mail such as printing and postage. We expense advertising costs, such as broadcast media, the first time advertising takes place, except for direct-response marketing costs. Telemarketing, web-based marketing and direct mail expenses are direct response marketing costs, which are amortized on a cost pool basis over the period during which the future benefits are expected to be received, but no more than 12 months. The recoverability of amounts capitalized as deferred subscription solicitation costs are evaluated at each balance sheet date by comparing the carrying amounts of such assets on a cost pool basis to the probable remaining future benefit expected to result directly from such advertising costs. Probable remaining future benefit is estimated based upon historical subscriber patterns, and represents net revenues less costs to earn those revenues. In estimating probable future benefit (on a per subscriber basis) we deduct our contractual cost to service that subscriber from the known sales price. We then apply the future benefit (on a per subscriber basis) to the number of subscribers expected to be retained in the future to arrive at the total probable future benefit. In estimating the number of subscribers we will retain (i.e., factoring in expected cancellations), we utilize historical subscriber patterns maintained by us that show attrition rates by client, product and marketing channel. The total probable future benefit is then compared to the costs of a given marketing campaign (i.e., cost pools), and if the probable future benefit exceeds the cost pool, the amount is considered to be recoverable. If direct response advertising costs were to exceed the estimated probable remaining future benefit, an adjustment would be made to the deferred subscription costs to the extent of any shortfall.

Commission Costs

Commissions that relate to annual subscriptions with full refund provisions and monthly subscriptions are expensed when incurred, unless we are entitled to a refund of the commissions. If annual subscriptions are cancelled prior to their initial terms, we are generally entitled to a full refund of the previously paid commission for those annual subscriptions with a full refund provision and a pro-rata refund, equal to the unused portion of the subscription, for those annual subscriptions with a pro-rata refund provision. Commissions that relate to annual subscriptions with full commission refund provisions are deferred until the earlier of expiration of the refund privileges or cancellation. Once the refund privileges have expired, the commission costs are recognized ratably in the same pattern that the related revenue is recognized. Commissions that relate to annual subscriptions with pro-rata refund provisions are deferred and charged to operations as the corresponding revenue is recognized. If a subscription is cancelled, upon receipt of the refunded commission from our client, we record a reduction to the deferred commission.

We have prepaid commission agreements with some of our clients. Under these agreements, we pay a commission on new subscribers in lieu of or reduction in ongoing commission payments. We amortize these prepaid commissions, on an accelerated basis, over a period of time not to exceed three years. The short-term portion of the prepaid commissions is included in deferred subscription solicitation costs in our condensed consolidated balance sheet. The long-term portion of the prepaid commissions is included in other assets in our condensed consolidated balance sheet. Amortization is included in commission expense in our condensed consolidated statements of operations.

Share Based Compensation

We use the Black-Scholes option-pricing model to value all options and the straight-line method to amortize this fair value as compensation cost over the requisite service period. The fair value of each option granted has been estimated as of the date of grant with the following weighted-average assumptions:

Three Months Ended
March 31,

2011

Expected dividend yield
6.1 %

Expected volatility
74.6 %

Risk free interest rate
2.5 %

Expected term of options
6.2 years

Expected Dividend Yield. The Black-Scholes valuation model requires an expected dividend yield as an input. We paid quarterly cash dividends on our common stock and accordingly, applied a dividend yield to grants in the year ended December 31, 2011. For future grants, we will apply a dividend yield based on our history and expectation of dividend payouts.

Expected Volatility. The expected volatility of options granted was estimated based solely upon our historical share price volatility. We will continue to review our estimate in the future.

Risk free Interest Rate. The yield on actively traded non-inflation indexed U.S. Treasury notes was used to extrapolate an average risk-free interest rate based on the expected term of the underlying grants.

Expected Term. The expected term of options granted during the year ended December 31, 2011 was determined using the simplified calculation ((vesting term + original contractual term)/2). For the majority of grants valued, the options had graded vesting over 4 years (equal vesting of options annually) and the contractual term was 10 years. Historically, based on the applicable provisions of U.S. GAAP and other relevant guidance, we did not believe we had sufficient historical experience to provide a reasonable basis with which to estimate the expected term and determined the use of the simplified method to be the most appropriate method. Beginning with the next significant option grant, we believe that we have accumulated sufficient exercise activity and we expect to derive our expected term from historical experience. In the three months ended March 31, 2012, we did not grant options.

In addition, we estimate forfeitures based on historical stock option and restricted stock unit activity on a grant by grant basis. We may make changes to that estimate throughout the vesting period based on actual activity.

Income Taxes

We account for income taxes under the applicable provisions of U.S. GAAP, which requires an asset and liability approach to financial accounting and reporting for income taxes. Deferred tax assets and liabilities are recognized for future tax consequences attributable to differences between the financial statement carrying amounts of existing assets and liabilities and their respective tax bases. Valuation allowances are provided, if, based upon the weight of the available evidence, it is more likely than not that some or all of the deferred tax assets will not be realized.

Accounting for income taxes in interim periods provides that at the end of each interim period we are required to make our best estimate of the consolidated effective tax rate expected to be applicable for our full calendar year. The rate so determined shall be used in providing for income taxes on a consolidated current year-to-date basis. Further, the rate is reviewed, if necessary, as of the end of each successive interim period during the year to our best estimate of our annual effective tax rate.

We believe that our tax positions comply with applicable tax law. As a matter of course, we may be audited by various taxing authorities and these audits may result in proposed assessments where the ultimate resolution may result in us owing additional taxes. U.S. GAAP addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. We may recognize the tax benefit from an uncertain tax position only if it is more likely than not that the tax position will be sustained on examination by the taxing authorities, based on the technical merits of the position. The tax benefits recognized in the financial statements from such a position should be measured based on the largest benefit that has a greater than fifty percent likelihood of being realized upon ultimate settlement.

X

- Details

Name: us-gaap_AccountingPoliciesAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for all significant accounting policies of the reporting entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18743-107790

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18854-107790

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 22

-Paragraph 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18861-107790

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18780-107790

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18726-107790

+ Details

Name: us-gaap_SignificantAccountingPoliciesTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 26 R3.htm IDEA: XBRL DOCUMENT v2.4.0.6

Condensed Consolidated Balance Sheets (unaudited) (USD $)
In Thousands, unless otherwise specified

Mar. 31, 2012

Dec. 31, 2011

CURRENT ASSETS:

Cash and cash equivalents $ 30,562 $ 30,834

Accounts receivable, net of allowance for doubtful accounts of $22 (2012) and $14 (2011) 25,166 24,790

Prepaid expenses and other current assets 7,380 6,440

Income tax receivable 0 245

Deferred subscription solicitation costs 12,293 14,463

Total current assets 75,401 76,772

PROPERTY AND EQUIPMENT, net 22,647 23,818

DEFERRED TAX ASSET, net 713 2,188

LONG-TERM INVESTMENT 4,327 4,327

GOODWILL 43,235 43,235

INTANGIBLE ASSETS, net 10,184 11,069

OTHER ASSETS 4,624 5,342

TOTAL ASSETS 161,131 166,751

CURRENT LIABILITIES:

Accounts payable 2,074 1,526

Accrued expenses and other current liabilities 14,314 13,781

Accrued payroll and employee benefits 5,173 5,207

Current portion of debt 10,000 20,000

Capital leases, current portion 1,148 1,351

Commissions payable 691 696

Income tax payable 501 0

Deferred revenue 4,537 4,740

Deferred tax liability, net, current portion 4,506 4,506

Total current liabilities 42,944 51,807

OBLIGATIONS UNDER CAPITAL LEASES, less current portion 2,054 2,301

OTHER LONG-TERM LIABILITIES 4,765 4,756

TOTAL LIABILITIES 49,763 58,864

COMMITMENTS AND CONTINGENCIES (see notes 12 and 14)

STOCKHOLDERS' EQUITY:

Common stock at $0.01 par value, shares authorized 50,000; shares issued 20,528 (2012) and 20,135 (2011); shares outstanding 17,669 (2012) and 17,276 (2011) 205 201

Additional paid-in capital 114,398 113,634

Treasury stock, shares at cost; 2,859 (2012) and 2,859 (2011) (29,551) (29,551)

Retained earnings 26,316 23,603

TOTAL STOCKHOLDERS' EQUITY 111,368 107,887

TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY $ 161,131 $ 166,751

X

- Definition

Accrued expenses and other current liabilities

+ References

No definition available.

+ Details

Name: intx_AccruedExpensesAndOtherCurrentLiabilities

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Deferred subscription solicitation costs

+ References

No definition available.

+ Details

Name: intx_DeferredSubscriptionSolicitationCosts

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Prepaid expenses and other current assets

+ References

No definition available.

+ Details

Name: intx_PrepaidExpensesAndOtherCurrentAssets

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Carrying value as of the balance sheet date of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 19

-Subparagraph a

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.19(a))

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_AccountsPayableCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Amount due from customers or clients, within one year of the balance sheet date (or the normal operating cycle, whichever is longer), for goods or services (including trade receivables) that have been delivered or sold in the normal course of business, reduced to the estimated net realizable fair value by an allowance established by the entity of the amount it deems uncertain of collection.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3

-Subparagraph a(1)

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 4

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3-4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_AccountsReceivableNetCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Carrying amount as of the balance sheet date of the unpaid sum of the known and estimated amounts payable to satisfy all currently due domestic and foreign income tax obligations.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 15

-Subparagraph b(1)

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 9

-Section 03

-Paragraph 15

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.20)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Section Appendix E

-Paragraph 289

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name FASB Interpretation (FIN)

-Number 48

-Paragraph 15, 21

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_AccruedIncomeTaxesCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Carrying value as of the balance sheet date of obligations incurred through that date and payable for sales commissions. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 8

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6935-107765

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.20)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 43

-Chapter 3

-Section A

-Paragraph 7

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6911-107765

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20

-Article 5

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Current Liabilities

-URI http://asc.fasb.org/extlink&oid=6509677

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 43

-Chapter 3

-Section A

-Paragraph 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_AccruedSalesCommissionCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 31

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.30(a)(1))

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_AdditionalPaidInCapitalCommonStock

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 12

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Topic 210

-SubTopic 10

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

-Section S99

-Name Accounting Standards Codification

-Publisher FASB

-Paragraph 1

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Concepts (CON)

-Number 6

-Paragraph 25

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 18

-Article 5

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.18)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_Assets

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Sum of the carrying amounts as of the balance sheet date of all assets that are expected to be realized in cash, sold, or consumed within one year (or the normal operating cycle, if longer). Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6801-107765

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Section 45

-SubTopic 10

-Topic 210

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6676-107765

-Publisher FASB

-Name Accounting Standards Codification

-Paragraph 1

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 9

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.9)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6676-107765

+ Details

Name: us-gaap_AssetsCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Details

Name: us-gaap_AssetsCurrentAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal, through the balance sheet date and due to be paid within one year (or one operating cycle, if longer) of the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 840

-SubTopic 30

-Section 50

-Paragraph 1

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6455398&loc=d3e45280-112737

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 840

-SubTopic 30

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6455314&loc=d3e45023-112735

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 13

-Paragraph 7, 10, 13

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 19

-Article 5

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.20)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CapitalLeaseObligationsCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Amount equal to the present value (the principal) at the beginning of the lease term of minimum lease payments during the lease term (excluding that portion of the payments representing executory costs such as insurance, maintenance, and taxes to be paid by the lessor, together with any profit thereon) net of payments or other amounts applied to the principal, through the balance sheet date and due to be paid more than one year (or one operating cycle, if longer) after the balance sheet date.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 840

-SubTopic 30

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6455314&loc=d3e45023-112735

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.22)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 13

-Paragraph 7, 10, 13

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 22

-Article 5

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 840

-SubTopic 30

-Section 50

-Paragraph 1

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6455398&loc=d3e45280-112737

+ Details

Name: us-gaap_CapitalLeaseObligationsNoncurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.1)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 1

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 7

-Footnote 1

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3044-108585

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6676-107765

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash

-URI http://asc.fasb.org/extlink&oid=6506951

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 7, 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash Equivalents

-URI http://asc.fasb.org/extlink&oid=6507016

+ Details

Name: us-gaap_CashAndCashEquivalentsAtCarryingValue

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.17)

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 17

-Article 9

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 19

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 25

-Article 5

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.(a),19)

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 450

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14326-108349

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.25)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CommitmentsAndContingencies

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 30

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CommonStockValue

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

This item represents the aggregate carrying amount of all cost-method investments as reported on or included in the balance sheet. The original cost of the investments may differ from the aggregate carrying amount disclosed due to various adjustments such as: (i) dividends received in excess of earnings after the date of investment that are considered a return of investment and therefore recorded as reductions to cost of the investment, or (ii) a series of operating losses of an investee or other factors which may indicate that a decrease in value of the investment has occurred which is other than temporary and accordingly such decrease in value has been recognized.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.12)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 325

-SubTopic 20

-Section 35

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6383889&loc=d3e40346-111594

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 18

-Paragraph 6

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 325

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6872867&loc=d3e40691-111596

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 03-1

-Paragraph 22

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name FASB Staff Position (FSP)

-Number FAS115-1/124-1

-Paragraph 18

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_CostMethodInvestments

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

The carrying amount of consideration received or receivable as of the balance sheet date on potential earnings that were not recognized as revenue in conformity with GAAP, and which are expected to be recognized as such within one year or the normal operating cycle, if longer, including sales, license fees, and royalties, but excluding interest income.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 8

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6935-107765

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 43

-Chapter 3

-Section A

-Paragraph 7, 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 13

-Section A

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 605

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SAB TOPIC 13.A.4(a).Q1)

-URI http://asc.fasb.org/extlink&oid=6600647&loc=d3e214044-122780

+ Details

Name: us-gaap_DeferredRevenueCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

The noncurrent portion as of the balance sheet date of the aggregate carrying amount of all future tax deductions arising from temporary differences between tax basis and generally accepted accounting principles basis recognition of assets, liabilities, revenues and expenses, which can only be deducted for tax purposes when permitted under enacted tax laws; after the valuation allowance, if any, to reduce such amount to net realizable value. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, is classified according to the expected reversal date of the temporary difference.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 2

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32537-109319

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31928-109318

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Paragraph 41, 42, 43

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 9

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31958-109318

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31917-109318

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31931-109318

+ Details

Name: us-gaap_DeferredTaxAssetsNetNoncurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Represents the current portion of deferred tax liabilities, which result from applying the applicable tax rate to net taxable temporary differences pertaining to each jurisdiction to which the entity is obligated to pay income tax. A current taxable temporary difference is a difference between the tax basis and the carrying amount of a current asset or liability in the financial statements prepared in accordance with generally accepted accounting principles. In a classified statement of financial position, an enterprise separates deferred tax liabilities and assets into a current amount and a noncurrent amount. Deferred tax liabilities and assets are classified as current or noncurrent based on the classification of the related asset or liability for financial reporting. A deferred tax liability or asset that is not related to an asset or liability for financial reporting, including deferred tax assets related to carryforwards, is classified according to the expected reversal date of the temporary difference.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31917-109318

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31931-109318

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Paragraph 41, 42, 43

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 45

-Paragraph 9

-URI http://asc.fasb.org/extlink&oid=6907571&loc=d3e31958-109318

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 8

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32632-109319

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32621-109319

+ Details

Name: us-gaap_DeferredTaxLiabilitiesCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Total of the carrying values as of the balance sheet date of obligations incurred through that date and payable for obligations related to services received from employees, such as accrued salaries and bonuses, payroll taxes and fringe benefits. Used to reflect the current portion of the liabilities (due within one year or within the normal operating cycle if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.20)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_EmployeeRelatedLiabilitiesCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

The aggregate sum of gross carrying value of a major finite-lived intangible asset class, less accumulated amortization and any impairment charges. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 45

-Subparagraph a(1)

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (a)(1)

-URI http://asc.fasb.org/extlink&oid=6905858&loc=d3e16323-109275

+ Details

Name: us-gaap_FiniteLivedIntangibleAssetsNet

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Carrying amount as of the balance sheet date, which is the cumulative amount paid and (if applicable) the fair value of any noncontrolling interest in the acquiree, adjusted for any amortization recognized prior to the adoption of any changes in generally accepted accounting principles (as applicable) and for any impairment charges, in excess of the fair value of net assets acquired in one or more business combination transactions.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 45

-Subparagraph e

-Clause 1

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 43

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 141R

-Paragraph 68

-Subparagraph l

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 45

-Subparagraph e

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 141R

-Paragraph 34

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13816-109267

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 45

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6388280&loc=d3e13770-109266

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 141R

-Paragraph 72

-Subparagraph d

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_Goodwill

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Carrying amount due within one year of the balance sheet date (or one operating cycle, if longer) from tax authorities as of the balance sheet date representing refunds of overpayments or recoveries based on agreed-upon resolutions of disputes.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 5

-Subparagraph c

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.10)

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 3

-Subparagraph a

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.3(a)(4))

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 10

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Section Appendix E

-Paragraph 289

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.5(c))

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

+ Details

Name: us-gaap_IncomeTaxesReceivable

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.19-26)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_Liabilities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Total of all Liabilities and Stockholders' Equity items (or Partners' Capital, as applicable), including the portion of equity attributable to noncontrolling interests, if any.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 32

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.32)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 25

+ Details

Name: us-gaap_LiabilitiesAndStockholdersEquity

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Total obligations incurred as part of normal operations that are expected to be paid during the following twelve months or within one business cycle, if longer.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 21

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.21)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_LiabilitiesCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: us-gaap_LiabilitiesCurrentAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Total of the portions of the carrying amounts as of the balance sheet date of long-term debt, which may include notes payable, bonds payable, debentures, mortgage loans, and commercial paper, which are scheduled to be repaid within one year or the normal operating cycle, if longer, and after deducting unamortized discount or premiums, if any.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 19

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.19,20)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_LongTermDebtCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Aggregate carrying amount, as of the balance sheet date, of noncurrent assets not separately disclosed in the balance sheet. Noncurrent assets are expected to be realized or consumed after one year (or the normal operating cycle, if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 17

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.17)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_OtherAssetsNoncurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

Aggregate carrying amount, as of the balance sheet date, of noncurrent obligations not separately disclosed in the balance sheet. Noncurrent liabilities are expected to be paid after one year (or the normal operating cycle, if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 24

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.24)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_OtherLiabilitiesNoncurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Tangible assets that are held by an entity for use in the production or supply of goods and services, for rental to others, or for administrative purposes and that are expected to provide economic benefit for more than one year; net of accumulated depreciation. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.13)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 7

-Section 03

-Paragraph 8

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 13

-Subparagraph a

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 12

-Paragraph 5

-Subparagraph b, c

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 360

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229

+ Details

Name: us-gaap_PropertyPlantAndEquipmentNet

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

The cumulative amount of the reporting entity's undistributed earnings or deficit.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.31(a)(3))

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 12

-Paragraph 10

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 31

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 3

+ Details

Name: us-gaap_RetainedEarningsAccumulatedDeficit

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29-31)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph A3

-Appendix A

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 29, 30, 31

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 4

-Section E

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SAB TOPIC 4.E)

-URI http://asc.fasb.org/extlink&oid=6228006&loc=d3e74512-122707

+ Details

Name: us-gaap_StockholdersEquity

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Details

Name: us-gaap_StockholdersEquityAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name FASB Technical Bulletin (FTB)

-Number 85-6

-Paragraph 3

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 30

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656

+ Details

Name: us-gaap_TreasuryStockValue

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

XML 27 R17.htm IDEA: XBRL DOCUMENT v2.4.0.6

Commitments and Contingencies
3 Months Ended

Mar. 31, 2012

Commitments and Contingencies [Abstract]

Commitments and Contingencies
12. Commitments and Contingencies

Leases

We have entered into long-term operating lease agreements for office space and capital leases for fixed assets. The minimum fixed commitments related to all non-cancellable leases are as follows:

Operating
Leases Capital
Leases

(In thousands)

For the remaining nine months ending December 31, 2012
$ 1,991 $ 1,004

For the years ending December 31:

2013
2,937 942

2014
2,547 859

2015
2,503 656

2016
2,404 28

2017
2,497 —

Thereafter
3,921 —

Total minimum lease payments
$ 18,800 3,489

Less: amount representing interest
(287 )

Present value of minimum lease payments
3,202

Less: current obligation
(1,148 )

Long term obligations under capital lease
$ 2,054

Rental expenses included in general and administrative expenses were $719 thousand and $716 thousand for the three months ended March 31, 2012 and 2011, respectively.

Legal Proceedings

On July 19, 2011, a putative class action complaint was filed against Intersections Inc., Intersections Insurance Services Inc. and Bank of America Corporation in Los Angeles Superior Court alleging various claims based on the sale of an accidental death and disability program. The case was removed to the U.S. District Court for the Central District of California, and an amended complaint was filed. On January 30, 2012, the District Court dismissed all claims against us and Bank of America Corporation. On February 29, 2012, the plaintiffs filed a Notice of Appeal of the District Court’s order.

TQP Development LLC filed a patent infringement suit in the Eastern District of Texas against Dell Inc., United Continental Holdings, Inc., Lowe’s Companies, Inc., Lowe’s Home Centers, Inc., Lowe’s HIW, Inc, Deutsche Telekom AG, T-Mobile USA, Inc., Discover Financial Services, Hewlett-Packard Company, Hewlett-Packard Development Company, L.P., Chevron Corporation, Chevron U.S.A. Inc., Research in Motion Limited, Research in Motion Corporation and Costco Wholesale Corporation. TQP seeks a judgment that the defendants have infringed its patent, injunctive relief, monetary damages, treble damages, costs and attorneys fees. Upon request by our client Costco, we have agreed to defend Costco, subject to a reservation of rights, to the extent TQP's patent infringement claim concerns a web site hosted by us. Accordingly, on April 27, 2012, we moved to intervene in the case. We are reviewing the allegations in the suit. At this time, we do not believe a loss is probable and have not recorded an accrual related to this proceeding. Further, at this time, we are unable to estimate a possible loss or range of loss because the remedies or penalties sought are indeterminate or unspecified and the facts of the case and potential defenses are not yet sufficiently fully developed or known to us.

We periodically analyze currently available information and make a determination of the probability of loss and provide a range of possible loss when we believe that sufficient and appropriate information is available. We accrue a liability for those contingencies where the incurrence of a loss is probable and the amount can be reasonably estimated. If a loss is probable and a range of amounts can be reasonably estimated but no amount within the range is a better estimate than any other amount in the range, then the minimum of the range is accrued. We do not accrue a liability when the likelihood that the liability has been incurred is believed to be probable but the amount cannot be reasonably estimated or when the likelihood that a liability has been incurred is believed to be only reasonably possible or remote. For contingencies where an unfavorable outcome is reasonably possible and the impact could potentially be material, we disclose the nature of the contingency and, where feasible, an estimate of the possible loss or range of loss. As of March 31, 2012, we do not have any liabilities accrued for any of the lawsuits mentioned above.

Other

In January, 2012, we entered into a new contract with a credit reporting agency, in which we are required to make non-refundable minimum payments totaling $24.2 million in the year ending December 31, 2012.

X

- Details

Name: us-gaap_CommitmentsAndContingenciesDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for commitments and contingencies.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 450

-SubTopic 20

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6952336&loc=d3e14435-108349

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 460

-SubTopic 10

-Section 50

-Paragraph 8

-URI http://asc.fasb.org/extlink&oid=6398077&loc=d3e12565-110249

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name FASB Interpretation (FIN)

-Number 14

-Paragraph 3

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 440

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6394976&loc=d3e25287-109308

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 9, 10, 11, 12

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.25)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6449706&loc=d3e16207-108621

+ Details

Name: us-gaap_CommitmentsAndContingenciesDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 28 R1.htm IDEA: XBRL DOCUMENT v2.4.0.6

Document and Entity Information
3 Months Ended

Mar. 31, 2012

May 04, 2012

Document and Entity Information [Abstract]

Entity Registrant Name INTERSECTIONS INC

Entity Central Index Key 0001095277

Document Type 10-Q

Document Period End Date Mar. 31, 2012

Amendment Flag false

Document Fiscal Year Focus 2012

Document Fiscal Period Focus Q1

Current Fiscal Year End Date --12-31

Entity Filer Category Accelerated Filer

Entity Common Stock, Shares Outstanding 17,690,136

X

- Definition

If the value is true, then the document as an amendment to previously-filed/accepted document.

+ References

No definition available.

+ Details

Name: dei_AmendmentFlag

Namespace Prefix: dei_

Data Type: xbrli:booleanItemType

Balance Type: na

Period Type: duration

X

- Definition

End date of current fiscal year in the format --MM-DD.

+ References

No definition available.

+ Details

Name: dei_CurrentFiscalYearEndDate

Namespace Prefix: dei_

Data Type: xbrli:gMonthDayItemType

Balance Type: na

Period Type: duration

X

- Definition

This is focus fiscal period of the document report. For a first quarter 2006 quarterly report, which may also provide financial information from prior periods, the first fiscal quarter should be given as the fiscal period focus. Values: FY, Q1, Q2, Q3, Q4, H1, H2, M9, T1, T2, T3, M8, CY.

+ References

No definition available.

+ Details

Name: dei_DocumentFiscalPeriodFocus

Namespace Prefix: dei_

Data Type: dei:fiscalPeriodItemType

Balance Type: na

Period Type: duration

X

- Definition

This is focus fiscal year of the document report in CCYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.

+ References

No definition available.

+ Details

Name: dei_DocumentFiscalYearFocus

Namespace Prefix: dei_

Data Type: xbrli:gYearItemType

Balance Type: na

Period Type: duration

X

- Definition

The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.

+ References

No definition available.

+ Details

Name: dei_DocumentPeriodEndDate

Namespace Prefix: dei_

Data Type: xbrli:dateItemType

Balance Type: na

Period Type: duration

X

- Definition

The type of document being provided (such as 10-K, 10-Q, N-1A, etc). The document type is limited to the same value as the supporting SEC submission type, minus any "/A" suffix. The acceptable values are as follows: S-1, S-3, S-4, S-11, F-1, F-3, F-4, F-9, F-10, 6-K, 8-K, 10, 10-K, 10-Q, 20-F, 40-F, N-1A, 485BPOS, 497, NCSR, N-CSR, N-CSRS, N-Q, 10-KT, 10-QT, 20-FT, POS AM and Other.

+ References

No definition available.

+ Details

Name: dei_DocumentType

Namespace Prefix: dei_

Data Type: dei:submissionTypeItemType

Balance Type: na

Period Type: duration

X

- Definition

A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation 12B

-Number 240

-Section 12b

-Subsection 1

+ Details

Name: dei_EntityCentralIndexKey

Namespace Prefix: dei_

Data Type: dei:centralIndexKeyItemType

Balance Type: na

Period Type: duration

X

- Definition

Indicate number of shares outstanding of each of registrant's classes of common stock, as of latest practicable date. Where multiple classes exist define each class by adding class of stock items such as Common Class A [Member], Common Class B [Member] onto the Instrument [Domain] of the Entity Listings, Instrument

+ References

No definition available.

+ Details

Name: dei_EntityCommonStockSharesOutstanding

Namespace Prefix: dei_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

X

- Definition

Indicate whether the registrant is one of the following: (1) Large Accelerated Filer, (2) Accelerated Filer, (3) Non-accelerated Filer, or (4) Smaller Reporting Company. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.

+ References

No definition available.

+ Details

Name: dei_EntityFilerCategory

Namespace Prefix: dei_

Data Type: dei:filerCategoryItemType

Balance Type: na

Period Type: duration

X

- Definition

The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation 12B

-Number 240

-Section 12b

-Subsection 1

+ Details

Name: dei_EntityRegistrantName

Namespace Prefix: dei_

Data Type: xbrli:normalizedStringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: intx_DocumentAndEntityInformationAbstract

Namespace Prefix: intx_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 29 R18.htm IDEA: XBRL DOCUMENT v2.4.0.6

Other Long-Term Liabilities
3 Months Ended

Mar. 31, 2012

Other Long-Term Liabilities [Abstract]

Other Long-Term Liabilities
13. Other Long-Term Liabilities

The components of our other long-term liabilities are as follows:

March 31,
2012 December 31,
2011

(In thousands)

Deferred rent
$ 3,542 $ 3,353

Uncertain tax positions, interest and penalties not recognized
772 957

Accrued general and administrative expenses
2 9

Other
449 437

$ 4,765 $ 4,756

X

- Details

Name: us-gaap_OtherLiabilitiesDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for other liabilities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 20, 24

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.20,24)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_OtherLiabilitiesDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 30 R4.htm IDEA: XBRL DOCUMENT v2.4.0.6

Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $)
In Thousands, except Per Share data, unless otherwise specified

Mar. 31, 2012

Dec. 31, 2011

Condensed Consolidated Balance Sheets [Abstract]

Allowance for doubtful accounts receivable $ 22 $ 14

Common stock, par value $ 0.01 $ 0.01

Common stock, shares authorized 50,000 50,000

Common stock, shares issued 20,528 20,135

Common stock, shares outstanding 17,669 17,276

Treasury stock, shares 2,859 2,859

X

- Definition

A valuation allowance for trade and other receivables due to an Entity within one year (or the normal operating cycle, whichever is longer) that are expected to be uncollectible.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 4

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5074-111524

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.4)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_AllowanceForDoubtfulAccountsReceivableCurrent

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: instant

X

- Definition

Face amount or stated value of common stock per share; generally not indicative of the fair market value per share.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 30

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 129

-Paragraph 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CommonStockParOrStatedValuePerShare

Namespace Prefix: us-gaap_

Data Type: num:perShareItemType

Balance Type: na

Period Type: instant

X

- Definition

The maximum number of common shares permitted to be issued by an entity's charter and bylaws.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 30

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CommonStockSharesAuthorized

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

X

- Definition

Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 30

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_CommonStockSharesIssued

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

X

- Definition

Total number of shares of common stock held by shareholders. May be all or portion of the number of common shares authorized. These shares represent the ownership interest of the common shareholders. Shares outstanding equals shares issued minus shares held in treasury and other adjustments, if any.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.3-04)

-URI http://asc.fasb.org/extlink&oid=6959260&loc=d3e187085-122770

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 12

-Paragraph 10

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 3

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 30

-Article 5

+ Details

Name: us-gaap_CommonStockSharesOutstanding

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

X

- Details

Name: us-gaap_StatementOfFinancialPositionAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 29, 30

-Article 5

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.28,29)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_TreasuryStockShares

Namespace Prefix: us-gaap_

Data Type: xbrli:sharesItemType

Balance Type: na

Period Type: instant

XML 31 R12.htm IDEA: XBRL DOCUMENT v2.4.0.6

Deferred Subscription Solicitation and Commission Costs
3 Months Ended

Mar. 31, 2012

Deferred Subscription Solicitation and Commission Costs [Abstract]

Deferred Subscription Solicitation and Commission Costs
7. Deferred Subscription Solicitation and Commission Costs

Total deferred subscription solicitation costs included in the accompanying condensed consolidated balance sheet as of March 31, 2012 and December 31, 2011 was $13.6 million and $16.3 million, respectively. The long-term portion of the deferred subscription solicitation costs are reported in other assets in our condensed consolidated balance sheet and include $1.3 million and $1.9 million as of March 31, 2012 and December 31, 2011, respectively. The current portion of the prepaid commissions is included in the deferred subscription solicitation costs which were $3.8 million and $4.7 million as of March 31, 2012 and December 31, 2011, respectively. Amortization of deferred subscription solicitation and commission costs, which are included in either marketing or commissions expense in our condensed consolidated statements of operations, for the three months ended March 31, 2012 and 2011 were $7.4 million and $12.6 million, respectively. Marketing costs, which are included in marketing expenses in our condensed consolidated statements of operations, as they did not meet the criteria for deferral, for the three months ended March 31, 2012 and 2011, were $985 thousand and $775 thousand, respectively.

X

- Details

Name: intx_DeferredSubscriptionSolicitationAndCommissionCostsAbstract

Namespace Prefix: intx_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Deferred Subscription Solicitation and Commission Costs

+ References

No definition available.

+ Details

Name: intx_DeferredSubscriptionSolicitationAndCommissionCostsTextBlock

Namespace Prefix: intx_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 32 R11.htm IDEA: XBRL DOCUMENT v2.4.0.6

Prepaid Expenses and Other Current Assets
3 Months Ended

Mar. 31, 2012

Prepaid Expenses and Other Current Assets and Other Assets [Abstract]

Prepaid Expenses and Other Current Assets
6. Prepaid Expenses and Other Current Assets

The components of our prepaid expenses and other current assets are as follows:

March 31,
2012 December 31,
2011

(In thousands)

Prepaid services
$ 867 $ 1,030

Prepaid severance
839 —

Other prepaid contracts
3,931 4,223

Other
1,743 1,187

$ 7,380 $ 6,440

X

- Details

Name: us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure of claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables, and so forth.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.17)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

+ Details

Name: us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 33 R23.htm IDEA: XBRL DOCUMENT v2.4.0.6

Segment and Geographic Information
3 Months Ended

Mar. 31, 2012

Segment and Geographic Information [Abstract]

Segment and Geographic Information
18. Segment and Geographic Information

We have three reportable operating segments through the period ended March 31, 2012. Our Consumer Products and Services segment includes our identity theft protection and credit information management, data breach response, and insurance and membership products and services. Our Online Brand Protection segment includes the corporate brand protection and business intelligence services provided by our subsidiary Net Enforcers. Our Bail Bonds Industry Solutions segment includes the software management solutions for the bail bond industry provided by our subsidiary Captira Analytical.

The following table sets forth segment information for the three months ended March 31, 2012 and 2011:

Consumer
Products
and Services Online Brand
Protection Bail Bonds
Industry
Solutions Consolidated

(in thousands)

Three Months Ended March 31, 2012

Revenue
$ 89,402 $ 564 $ 266 $ 90,232

Depreciation
2,462 4 28 2,494

Amortization
878 7 — 885

Income (loss) from operations before income taxes
$ 10,968 $ (91 ) $ (360 ) $ 10,517

Three Months Ended March 31, 2011

Revenue
$ 89,730 $ 542 $ 173 $ 90,445

Depreciation
1,907 5 11 1,923

Amortization
993 7 — 1,000

Income (loss) from operations before income taxes
$ 8,640 $ (411 ) $ (347 ) $ 7,882

As of March 31, 2012

Property, plant and equipment, net
$ 22,389 $ 13 $ 245 $ 22,647

Total assets
$ 156,325 $ 4,088 $ 718 $ 161,131

As of December 31, 2011

Property, plant and equipment, net
$ 23,558 $ 17 $ 243 $ 23,818

Total assets
$ 161,927 $ 3,947 $ 877 $ 166,751

The principal geographic area of our revenue and assets from operations is the United States.

X

- Details

Name: us-gaap_SegmentReportingAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 12

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8595-108599

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 10

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8538-108599

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 33

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8971-108599

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 34

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8981-108599

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 29

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8864-108599

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8380-108599

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 35

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8984-108599

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 41

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9038-108599

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 32

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8933-108599

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 131

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 30

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8906-108599

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 26

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8844-108599

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 40

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9031-108599

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 42

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e9054-108599

Reference 15: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 280

-SubTopic 10

-Section 50

-Paragraph 31

-URI http://asc.fasb.org/extlink&oid=6534315&loc=d3e8924-108599

+ Details

Name: us-gaap_SegmentReportingDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 34 R19.htm IDEA: XBRL DOCUMENT v2.4.0.6

Debt and Other Financing
3 Months Ended

Mar. 31, 2012

Debt and Other Financing [Abstract]

Debt and Other Financing
14. Debt and Other Financing

We have a Credit Agreement with Bank of America, N.A., which has a current maturity date, as amended on December 19, 2011, of December 31, 2012. Our Credit Agreement currently consists of a revolving credit facility in the amount of $25.0 million and is secured by substantially all of our assets and a pledge by us of stock and membership interests we hold in certain of our subsidiaries. Our subsidiaries are co-borrowers under the Credit Agreement.

In connection with our share repurchase, we amended the Credit Agreement during the three months ended March 31, 2011 to provide for the consent of the lenders to the share repurchase and to clarify covenant calculations. As part of this amendment, we agreed to maintain available liquidity of at least $10.0 million at all times while the Credit Agreement is in effect. As of March 31, 2012, the outstanding balance of the revolving credit facility was $10.0 million, which is included as a current liability in our condensed consolidated balance sheet and we have approximately $30.6 million in cash in our condensed consolidated balance sheet in addition to unused capacity under the Credit Agreement, which more than satisfies the minimum available liquidity requirement.

The Credit Agreement contains certain customary covenants, including among other things covenants that limit or restrict the incurrence of liens; the incurrence of certain indebtedness; mergers, dissolutions, liquidation, or consolidations; acquisitions (other than certain permitted acquisitions); sales of substantially all of our or any co-borrowers’ assets; the declaration of certain dividends or distributions; transactions with affiliates (other than co-borrowers under the Credit Agreement) other than on fair and reasonable terms; share repurchases; and the creation or acquisition of any direct or indirect subsidiary of ours that is not a domestic subsidiary unless such subsidiary becomes a guarantor. We are also required to maintain compliance with certain financial covenants which includes our consolidated leverage ratios, consolidated fixed charge coverage ratios, minimum available liquidity requirements as well as customary covenants, representations and warranties, funding conditions and events of default. We are currently in compliance with all such covenants.

X

- Details

Name: us-gaap_DebtDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.19,20,22)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 129

-Paragraph 2, 4

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 19, 20, 22

-Article 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644

+ Details

Name: us-gaap_DebtDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 35 R15.htm IDEA: XBRL DOCUMENT v2.4.0.6

Accrued Expenses and Other Current Liabilities
3 Months Ended

Mar. 31, 2012

Accrued Expenses and Other Current Liabilities [Abstract]

Accrued Expenses and Other Current Liabilities
10. Accrued Expenses and Other Current Liabilities

The components of our accrued expenses and other liabilities are as follows:

March 31,
2012 December 31,
2011

(In thousands)

Accrued marketing
$ 1,556 $ 2,099

Accrued cost of sales, including credit bureau costs
7,489 5,720

Accrued general and administrative expense and professional fees
3,419 3,794

Insurance premiums
840 846

Other
1,010 1,322

$ 14,314 $ 13,781

X

- Details

Name: intx_AccruedExpensesAndOtherCurrentLiabilitiesAbstract

Namespace Prefix: intx_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

Accrued Expenses and Other Current Liabilities

+ References

No definition available.

+ Details

Name: intx_AccruedExpensesAndOtherCurrentLiabilitiesTextBlock

Namespace Prefix: intx_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 36 R13.htm IDEA: XBRL DOCUMENT v2.4.0.6

Goodwill and Intangible Assets
3 Months Ended

Mar. 31, 2012

Goodwill and Intangible Assets [Abstract]

Goodwill and Intangible Assets
8. Goodwill and Intangible Assets

Changes in the carrying amount of goodwill are as follows (in thousands):

March 31, 2012

Gross
Carrying
Amount Accumulated
Impairment
Losses Net Carrying
Amount at
January 1, 2012 Impairment Net Carrying
Amount at
March 31,
2012

Consumer Products and Services
$ 43,235 $ — $ 43,235 $ — $ 43,235

Online Brand Protection
11,242 (11,242 ) — — —

Bail Bonds Industry Solutions
1,390 (1,390 ) — — —

Total Goodwill
$ 55,867 $ (12,632 ) $ 43,235 $ — $ 43,235

December 31, 2011

Gross
Carrying
Amount Accumulated
Impairment
Losses Net Carrying
Amount at
January 1, 2011 Impairment Net Carrying
Amount at
December 31,
2011

Consumer Products and Services
$ 43,235 $ — $ 43,235 $ — $ 43,235

Online Brand Protection
11,242 (11,242 ) — — —

Bail Bonds Industry Solutions
1,390 (1,390 ) — — —

Total Goodwill
$ 55,867 $ (12,632 ) $ 43,235 $ — $ 43,235

During the three months ended March 31, 2012, we did not identify any triggering events related to our goodwill and therefore, were not required to test our goodwill for impairment.

Our intangible assets consisted of the following (in thousands):

March 31, 2012

Gross
Carrying
Amount Accumulated
Amortization Impairment Net
Carrying
Amount

Amortizable intangible assets:

Customer related
$ 38,846 $ (28,662 ) $ — $ 10,184

Marketing related
3,192 (3,192 ) — —

Technology related
2,796 (2,796 ) — —

Total amortizable intangible assets
$ 44,834 $ (34,650 ) $ — $ 10,184

December 31, 2011

Gross
Carrying
Amount Accumulated
Amortization Impairment Net
Carrying
Amount

Amortizable intangible assets:

Customer related
$ 38,846 $ (27,777 ) $ — $ 11,069

Marketing related
3,192 (3,192 ) — —

Technology related
2,796 (2,796 ) — —

Total amortizable intangible assets
$ 44,834 $ (33,765 ) $ — $ 11,069

Intangible assets are amortized over a period of three to ten years. For the three months ended March 31, 2012 and 2011, we incurred aggregate amortization expense of $885 thousand and $1.0 million, respectively, which was included in amortization expense in our condensed consolidated statements of operations. We estimate that we will have the following amortization expense for the future periods indicated below (in thousands):

For the remaining nine months ending December 31, 2012
$ 2,657

For the years ending December 31:

2013
3,483

2014
3,437

2015
427

2016
180

Thereafter
—

$ 10,184

X

- Details

Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13816-109267

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6905858&loc=d3e16265-109275

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 42, 43, 44, 45, 46, 47

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6905858&loc=d3e16373-109275

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6905858&loc=d3e16323-109275

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 20

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6905597&loc=d3e13854-109267

+ Details

Name: us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 37 R14.htm IDEA: XBRL DOCUMENT v2.4.0.6

Other Assets
3 Months Ended

Mar. 31, 2012

Prepaid Expenses and Other Current Assets and Other Assets [Abstract]

Other Assets
9. Other Assets

The components of our other assets are as follows:

March 31,
2012 December 31,
2011

(In thousands)

Prepaid royalty payments
$ 75 $ 75

Prepaid contracts
436 281

Prepaid commissions
1,283 1,859

Assets held for use
1,408 1,408

Other
1,422 1,719

$ 4,624 $ 5,342

X

- Details

Name: us-gaap_DeferredCostsCapitalizedPrepaidAndOtherAssetsDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for other assets.

+ References

No definition available.

+ Details

Name: us-gaap_OtherAssetsDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 38 R16.htm IDEA: XBRL DOCUMENT v2.4.0.6

Accrued Payroll and Employee Benefits
3 Months Ended

Mar. 31, 2012

Accrued Payroll and Employee Benefits [Abstract]

Accrued Payroll and Employee Benefits
11. Accrued Payroll and Employee Benefits

The components of our accrued payroll and employee benefits are as follows:

March 31,
2012 December 31,
2011

(In thousands)

Accrued payroll
$ 1,355 $ 660

Accrued benefits
2,569 2,227

Accrued severance
1,249 2,320

$ 5,173 $ 5,207

In the three months ended March 31, 2012, we paid severance and severance related benefits of $2.4 million and recorded an additional $465 thousand of expense for severance and severance-related benefits.

X

- Definition

The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.

+ References

No definition available.

+ Details

Name: us-gaap_CompensationAndEmployeeBenefitPlansTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

X

- Details

Name: us-gaap_CompensationAndRetirementDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

ZIP 39 0001193125-12-225656-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001193125-12-225656-xbrl.zip M4$L#!!0````(`&B#JD!A?W2LBG,``(:?!0`1`!P`:6YT>"TR,#$R,#,S,2YX M;6Q55`D``Z,DK$^C)*Q/=7@+``$$)0X```0Y`0``W%U;<^,VEG[?JOT/6.]L M:E)E6:+NC95 M2602Q/EP<.X`R+._O2\<\DH]GW'W\Y%QTCHBU+6XS=S9YZ/0;YB^Q=C1W[[\ MYW^<_5>C07X]?[PE/U&7>F9`;?+&@KFX]M7T_B`7?+GRV&P>D+]>_$@F*_+X M2"ZYZU+'H2O2:,2=G)L^/,M=V5O[Q(CNO4\\AP`>U_]\-`^"Y6FS^?;V=H*7 M3[@W:[9;K4Z3N7Y@NA8]DBU/'>;^L:4YWIX`O;CY^T;[MXYH;8Q&HZ:X&S=E M;O">M(0_@$G4"H!/_HG%%]"]T6YU.D;2W.?=MC'8!EVVB!\`[LY,;`Q#,Z:Z\>P MD^:ZOR7U&+=%SV+DP1`2-#T:!LK`67-]5<"P4PTZ("'8E1W?WF>)?[=Y#&+_Y):'SI%*?Q&`X:@!W_K7X&_I0/_1ZM(AO_*\@.6 M^L5EB9461IJHN7&"DP;WX*EQ?4-,/ M/?HE\J:GT,E9,[Y(XJ>;A8^+3B^IRQ?,+>E6N-A3?VYZU"_K=Z.'L^8:O&R2 M'>B3Z"X>Z'92PE,F?62Y%?50P81,#Y&_O')`&MR\OX0[E]P*Q9T;=\J]A9G, MTQDX_M,K(0J/=,;\P(.YOC,7E$03_(@^>IN7NKE[OGI\NKIXOKF_>R(W=Q=G MS;(^L_0N`(]G.C?0X?LO$#JJ$DS+=&EO,:F+T//@SC7S+=/YC9K>E33GRM0: ML1YOZRT[L&OF4.\"+L^XISZLL651)XJX10_IT66ZC*G%D_H,L94R&3!,?Y<] MIQ^/NQS#!1LO7COF3+G/J>GX5'::Z0`5*H/T0=B/7:<@[\LS1D<#5::M4:.E3`VIT3GZ M,FJU.Y"AV>ZH`,)VF`?#QZGU)75]9(;8BZ+>&HPR`/)7] M$53Q8##H*",0[$$98SX6)_RQ:U]3JJQ"6X&TNSVCOSD9F]2T`:K@#+BL08%T M;`=TP?W@?OH3YS;>?:+>*[.H_\0=6P^3^FW#R&`J)Z@35A6K>MW6L`8L6;5R MH,78AN!-!!\!>Z4Z5P/[4Q]#AL%>&,$]/*ZPJSK7$/[5P(6LC M*=7C%0:CWFC3LJ3)[`^A@A_#=C?GF+9!N%]B5@#N\\:U^(+>[BB!4QV7LI(9>'(:UI=3,_(XKOXWA-M?:3#G]EIT=9F+ MGC'(2<6'C>"[9ER%B`R&P_;WPS?H+A+&`0]DYYH];+_=SMK1#(D]:5=PH-L;=M5H7YF>"]+G/U!/5'C.39]9M<:/ M9?X4#*S5GF`U:2LE35",:BCM?:!<,B?$TJPVOG3*P42TM,%1XMW.OF,H7TKJ.;^*@*H$P1#^#T.@5]/!Y\;! MA>EY*^CZ'Z839B/]XAT:VZ.)5J^?51,ELCIQQCLQ*G`.<[G2SCC'EL5#:/)( M+0K-)PXN6D3+GONRL=TS^EE9WT9-`RHEIK6[@U&K'BK'X6]([II[ESRHU>#N MH#.4,J!,41<\)3[VN]T:\#9R'YKB\KX<*\JMTOWO`T!1;WO%&5X>A>#9)9U2 M8(_]%$Y\RV-+3+.?N,,L%HB46Q1@]^6)T6Z/.NMY4J*I#:&B0G;[=1`F&BR$ M2Y-)&_2ZK6S5(--]';I*3!CT!X.V&MT'#PMYP>H!B!9WH$D.3_(:!6A:] MGRL>;J.F`96:6G6&QK`6JEB80`4E/^'^'7T69%NOUVP MF)2GL@\,);[T.MWV;C#TA+E&WS`Z12YW)U)J4]_O#WJ5I*+@_\%]-K%^>XF$!&.P6TOI&6!_2TS)\QA`:/[RT&W$Z5FN]'5BE2- MA9W!T*B)-*EG+Y8.7U'Z2!W<79UJI4G@>D9NQV,E15WPU*P-*$1]>+?P%1"U[&.26K]2!`,?T.[)N+[?Q:RLU M';#4V%0;U@%8U!YUL]&E1@1J[MP8YOSY=@0E!EM?4M5N]?*K3A44=<%3K&BU ME#S8EOPOQ6"-N>B@GZTKU:P#2F)=T1X-^ITRT=Z>IID[#8;]4 MH?-;29BL6^&2JMBV-Z.NA1BR!-Y]=NHRY_-1`![N2(4IS0,32CBQ02C:HZ)E MG1P,0:[FE^V_)FW%>#Y_BDF)]H/IW7M/`:9!HEF\16=75N2V`^'YRB^M$WS! MQ`Y$]6$L9-DA,,PF'./_9G;F%;%O^)M);V-#&T+O?UA;;+LT+!N?#_4 MPBG0NW;^2$LAK?W@J'((&G5*#8$R')6SS;OL=.OG*M%5!YOW!*;*+&/0'N3/ M`JD!&]LVP\#%='`OX8T;A36IQS44)3JY?=351+5!5%QAZ.1/,>T&\=D3[]-8 M:?2"HUZN9+))HS8"-5^X#P(I M6U:X"$6=%+).W!FQMWST.[G3?]4TM2%4S)CZN0/.NR$4K)USQZ:>+P^F[&^) M0,^SEFB32&T(:I:F-1@.!SM`2*41>#Q8/T\V%_.J2&J"5WU?M$+L9/ M/_]^?7O_+;\3^/"GT\M.=1_^I'D9Y?3!Z?MI?D']($?*MY/4#6[7@^5UT5TS M%P0.+-OF+KOZ1WBW(,O2R^WM>F6X2%"P1U;/A.8W=Y62R]C3Z)`4M2&.PL57 M?7IF#+M9,U%,2Q>:2K.5VPU>CD:N2&?F=?=-G+5?8Q#[P[HH#C^"*DZW^]$N MF'V&D&PLXAYELVAIS5H]>R;,E'@+WD\0N>"9QQ<7(C]GHPI0_\4YV8U-.]`_ M+.ZJ$^N:@-^X%D;2%((!\?\;=W,KOY[C_[G$787P88!6EB`WSGGO"33:Z1\K M0[3M)=[UHM'+YX_1U8/R48.I-"Q5\[#_8#97KZ,]77J,^^;9!E7Z!X5=95J, M5G_CV/TNP(4CV'SFX[QJM]].'8^HB>1C1E)9&.NVNEJ&4CZ70EN2E_5H-$>- M=FY#G1KM0Z&M]*A&E<$I0ROF!K0@>AV%K*6@&WY9;[]P;?-AM#O#;;9O]PW/!Q]2Y7NFAENM>:V-T9O=E.\,UC,Q^1-ONR`X M+/*J,X.5^KH=>,FTI5[]JM.Z]+:)RB;-`P"L2I7ZNR,L9WUNUZ2F$*0RF\N1 M/0#&ZO<]'`)B*C;74RGI]51QID@?"&MEZ;U3%7GNC#4;_.FVJ495YEY*_J"H MJ_@\W'A?7!W8^&(.?)D25K&!^OGJQ<>)64?:5L!>-?*ZW\J]RT\=P"%A5U=: M^QLO@ZL!&YI;E-KBA8-XI`'?J\2]``_-Z'YI8G>46WQ3H[T=;>E)=DT+/ANG M^57I9V";*S&49SZVX+Y'#XQZU,M*M#K]0Z*N$H]NKF!9#W6)&DB!TF\^&L9@ MU%/1PP(`AX1=M4.ZIV0\*D"GU2$^:G?+7.K?3R_`FVIZ\>?FL;Y*ND5B?,V] M1[H,/6N.9P2F91O6ZD<9^0TVU82+8.(KU:)W"^X,L:I`T3.*$1;3U(VN,G_( M';2K1B=R#>!MU/`%R'E2`,8S`*'/H"82J$`Q]1:IM91^+_7`O3%]].AVJ1-J M&=QZ>]PRD;_8QI2<,M*S3-'+VK@=Z!\4=I77SIU;JPD[$UCA?-R+Q0O_ZIUZ M%O,UK>_G/'4ET0,@K/R]C@+<`[Z_5\V@=P?Y M#V+MBC/^0`0>?='U5461"&1J=1D:>Y.O^IY@?B_,%NJI324U7T!?<,"HY,L6 MDLC>]"LSG7;15U<*Z4>QDU@$A"PCQ(-V\L2V?1X&=SSXC0;:&-/MYU5*C?CA M`%-]()VGZ`/G9@E2^IZFH=&)XC.:YGX$#DI3B/'_YP0D^X;>Y[R^>?WNX(O-@X9"'E_/;FPMRU&@VOW4NFLW+ MYTORZ\_/7V^)<=(B8G-N=+BQV;RZ.R+I+[^_=4ZX-VL^/S;?L2\#'XY^-H+4 MDR=V8!\!$WZ8!9_$E\8C(*7\,DB#'(I;!3#PB^G'D'*6WGK/WYH"@XD?K!SZ M^0A_-Z;F@CFKTX`M(,ATZ1N!G,ATCXC/_J3XL0Y\&A^L+\1\.6IT5Z^?XK^GO`@X(O3UO(]Z7<_0,8)24\B,5V;G(<^ED1]4H)6 M_+&LQ-TO@OV)H#8T&(B_&YQV_V>_8=R''L'Z'GZ;F@1S.@W(T@,AM9*Q6+*: MS-9?NB?0BSF3)3YH;(=6X(NF?O3-3KR*J0)9A$[`E@XE$UD/\DG`Q8A!I_UP M03W_&#JVG%"<_C8M"WD6<`3"O)BR1Y?<"Z!E]/>"@]WC'CR17/(M#KJ2_$D! MDD!Z'#\LX*T?)'Q*S.1<-3BK]1;)8/;:&%Q'YNQQ23T?,&58\D- M/@W>\+T2^`?'Y5>.,!7 MS&VDP:=3".-L,ED1#CWXX<1G-C.]U3$1$9XO9]3'PX!19T_)@"01G`:*DR#& M!VRQJ1G,Q4V;^7*]>)4"@S?64S:GIA/,+6X0"]#K&[B7-;1 M^6);I5?I;]Q$^H_)&\RDXW/)SX0_0HAB=ML,M"!P4FGM"OHD,#:='-$_F M3#:'KJ+OE,,D0F3B,>P@FBQ@E>""D$V7@L8$U*'RZ!PHK6DSGI*5A0DRM@#5 M-@51`7=AKB(*2:>RL34W79V)_6?+I3)C/F=Q1D)H%LA0U!4(QFB(02UGS'\S%\M-_ M&_W6IXYQ3#"VDCIY$<_O0UHG8RL2]QX;$E_(Q*ZN10QE[5Z."01#)IEXU+10 MP_TE8*#'.:LH;/O:9!::##F$>]Q/$,ZO\_3C7:J51#C0>YS@MM MVO"`X308&_R8G(].*"TWTMB$BP7**-Q+C8:LAT/B\1PB\M8T0OS!\$?Y.#,* M)(?"MB0_WT\Z(>@_ST48R1=+""9P4D+7!#\%BO=") M0D./SL(H#(VCS"=JA9Y_*/D&.K9((/(C8)UY1$'42,5/& M1&E[S6+7AN4?["R.T2+>PA,D0NJP!4PR,%V,MDP0@"2DC&+8//E\ M<^+(!"&VB&(6F0:X/`!AQ"Q$1I@X%$S^7C%#2/J+>YB&@'U%36^':$X(/PKY MJ;%6H*JR0A)#*>IF2[_!`3;[I8S.IF4IK;.Y8&F2#@*_).O7Z3_P$IH(PI+O M*\%?4TBI0P/,4[,&[3A26-!/!S)2?\Y#![09XU13Z"1@^V?HRN!**#0*:,IH M5)B**!5=6QR)+YYUG'`9X8K17@)LC!8W`EWXKPE/,4<:"L0P=MT0:#V*>!HU MYQK80(Q6XY>338.NS5(?U,,F<%]\H2-7D/,NT`X6H:^5]'R`HT$;(MU"))/3 M8LF0LH6RBU9-B!::=6'20?K$WE8_'3X'F%K^`<8NYHH4+A]2'[G_`R3*!*L) MV;(5""[(7`M$QEPD-MN4QV'Q42>UU3^JI42Q+C;$B%.\CC8H?280,BR,>>0- M2G4`;Q;!\>1Y%=F(1H?:B!V*6MCZ(>$^A6T%(V\%*/BQ`;6$QMI,%`FF,"&1 M5^!^BE4U4^0/$?;XH-`CM3BXKG_+P.H;%>5(@/\GC><4;9+QX]J4Y3+N5)J= MSA&3TE\[]>A&Z2^;8G=23:.ZS&;2_?U623!(4J@FIBI<<2@I(DAT9%A!#N;P MAY\ZY(]!%8-QIP_^DRF-^EV'H*#0CB"0Q%-1+XDG&K:-P2<_GB[+],!OXEM\ M9C!MXG'TO#9=""L""@M9X3I0I$Q,B8R0N1( MG7@H]@]-V2STUA$L+^6:)Z+8]?C0*)"_=$]&(R3PEW;OI-5":R*9!@;%1P92 MB`X%`]!(XO=KQ6M?0Q^F'+'`DQ.*"_)$3"D$N.MP8"VT;UCY6%`YW3PR210B M9P]M(@Q^%H)?@&!11)13+.I%(>,)I,4I:^BE%,HFF$`XZ;A>]I>.-N,(Q_Z^ M3)VP83>QYC\GFA^=!/BZUORD7)>S??].%D](6J9`_3:G[BDQ4P8*)LT/03$A M#:!B`[LEO*?I";$5K*#O#-\.`A'?&Q;0(+F`?T5B$ZW!>R8*O(/O\10J`,!@\==9DDUBZ+IB`"F+8`376Y\7`$$?9(:D0TI ME%B(@GN$6W)GQ3&Q4DV$4:%@9K(&1:A]M*Q&)N$*5RDPS'W'(,$GONEL&JLX M48SY\'_MO7UWVSB2-_I5>/-D]DG.I65+\FMZ>LYQG/1TYJ0[N8E[L_/7'DJ" M9'8H4LT7.YI/?^L%`$&*DF59ED@:>W9F8DDD"E6%0E6AZ@=<50'P2]D0GM]< MPDFB0%;PA=XNS_T"9`.\&V<-[.X?(6'')\8\O;GD21@5PLP["$S%`2QW>6(U M,F8NWZL/J1*,+)(HA&4\)^E%T<=^ M\AW5((S"`SDBA>_*M\!XHVJ+@'$3Z2IJ8R,3$?1SAWIE.4!T`)J"P>I(=BH[_KBT?Y.F MD!_M3VXHAABBV\2AL[12'1E+H'4Q!2U)(0*D6F)GI MQ!AVQ7H-2^'EHEF(J0JZ` MAY.0\T//9.GPVG#1;QSZ<5EM];*Z#-D'(1<750!CLUA0KCTN>7E,.`T'\0[8 M%3^Y,`U[!:X!@[HH(U<8W;W8.M:IJ2NL?%$H7AH?F[')D/98E7CHIT05""VM4,1 MDR^QQ$E@EYSK(6(AA>SSP0:VZ$1Q\*]T%5-1,S*.NX"UPI&;14GHBBHC@TZA#B71<5&GN$?`C[3] MD<<=,C['&6"BD_T M6V#PM\!.&=X:+$7VK606^W.8=EY&@*G_;BZ456]%):_@LFN8[Y)KK$;@XWU@ MI:P#R)E4PZCO,D_:O*.D35[@94.\ZA!/QV5/$Y.!:=4I'IDOD&Z0IU(IAK M8]U-0C,E0UV3DD=8IN]FUBZI#4DGR71$*F/U/,8CX\9/#F_$\+NL-R5+,Q(# M+DTM/F/P7Z?9]-XKHYT\0YHG#%2L6[T%=[#(2H9>DLJ*^LY\Y]5QFU=0&N7W MLVAH%R^)?>KA\=VMYP>4RP)['$9IVK=@OD2%"M>^3 M&&G[KO)%0I%*3X1-$[`3CZAH0<+W=!R$.=PX^HZY37W\O:`G:*>B+.7S*7V8 M`SL5+X&[4*;GY=)>?$-]W3BU.%0N4(,E)9XT\JJ#\30"%P/>_?+\ M^`C/_;*$(L.0/CG5G[A4I8EF^U8@"^E'L5`I#MX>N("'>IUT\BBO]E77KYJ' MH/(T?DDQPX![0R'0%R*MH8]&V&O.;_EIF:Z@K;V+AL9MZ6'?4OMFQEILX1X8 M^,"KRV$/)]&K0Q^*>S8*9NIJ_;Z)Q60OFPL21CJ?T='70EY))J2T>=.%OMK6 M+*N!IKXEK!2^KP2YG!DNDL=OKZZ8CDM=./F)GF&%"]71;C'S(!-IAJ*`+R+3 M$2HOLX0P9H1L`2F=@^X-**+[E;CF>K(,MFNBY<\J:>IE4 M`"4C/A56J?SEV/-CYY;@"9139?(-/3M5R,/(>734H]]FVCBYCFY]H!=7IB*' MK)<_G<%(I*6<#:?=E,C[-$RCA5V:CIYB5';Q5P9/8>@P5M604:R-A?%>BHYY MBQY'F`=G*WP7`6L%67ED2,=1*D)1+E5SP@SYF%3&3'GY4$;P4C@!F/(L2KBZ MUA@T91`HJ@=8[HZX.3/@1R^/^YV>`Q(..!.?^*/<)[BG+4631K-'\EQ9U(3D M:JM(PDIT''Q?SQQ\-.RXQC$A%[FB7I!'XB7DMZH(;UT:B3ZJU8@IO0\1F^9# MC%U(>%NDFCCO!"76UW='NRPVP4D]ZGRR[X%*T8<2]Q7ID9):]`XD@,:2^3[$9/E1W_ M#,$-P*].;IPQK)KD)^?5H/@6V#GI?D]WU0L3@N_+G1C9S39D'`792@/O'BZE MT!O=HI8ZLJ(P\8S`P$2<]I&NEFY6``BS58W5X9>9ILA!>*0.M$07U M(O4E":*4H)*+F-:Y;)!5^1U*.P.C\FXNO`2*^`7YLP'(&K.7*A(SF.1#E2882K/)_5.4*1&H"U[E2F M<4V)'9K./:,7*WUYJ^:'*N!I9S/7-;0= MC>A-V7XYOUK=(UK>1)'6W"HG$Q;,2"#8$&5+L8D7C7E0WGQ4W;[9#T[[N;Q[ M&ZW8GT)E';3>XG+CG3@W$J0UKU4MK7X*=WG3A&YN(Y\.F,JB-:EV)5$JT9,3JP1A#L]$Y53+ M"=U%,9WMJ$=DB\=4%T$C'@?E(_&?(6:'9;4&Y1F-&J2B6\'"JA1Q[L"&=%!" MFQ;M=S+?9-IW-L%EOT/MNO4NEENR`T_\6^(XB!GB,EGTA:>-D:QL5)M3KN]J MGT(MNBH\!UR"]XE0\8X<9AFZ:I4O9LGEX8D7YJ>?M,>B/`=">Q`C>69P*X]1 M(^Y^\KC/I9A[G$4IOH(.X))L@&N0.P-BQB"@%:@6L@O#W?IQ%$[I&)X7VRS" MS/70<,85?^11K,B/086Q8SA>@(@81&=2;W7X('E=,-N&JU,RV)1?$5A!M^#< M%:/]12^%0^%4^J3255/]3@G*8<2.I\K(E'W7I-`F.N\XDO8B&4L&-^FNFBQE MC\)EM"QUJ%55J51?U1B[XA7E_`V]AGU"Z=_`EX&_((G%.17LEZ:03]%2XY,2 M?[`WCAU+,[E>#,;!),<3X`F%['/IG5:2E7,FT<%^7AB=>%/:5$.N4U`[8CZF MD1@QBZH](]8E9U^B"GU0`#VP0Y"7MT)UJS402T6'ND(UU]4E?7OT+1T_PN.O M#)0K"&*SL$"T2K7*5[VF2O42&3I]!='H2&;AC`1C];3U(BG/STO+$[Q39S/% MO"?>Z_N@Y5*M6FH-K5)2H"E/R&)(458JUO^D+/!0*87XBRQYQ._B=&Y](^X\ M]QM$X>0@H*PZ*X#IJHY]A"J07R^HBJO<1+JR&&U"D%\^W:T^;-7QWNC701 M[Z(:*!](.:54-1)%W_/0*-%+<_FP0R'KM=3CQJY5,297]&A7A8HRB6*U^>HA MB^\K+/$EU%0O:RI6XFUE),LHU/JF$OW\`4[15#S$HW)W,M4!#D1Z)^2F7*)S MF4FL8$;'^27_D6_N_J5D1;5"E5,$9G:QOG;I0]G&F!ZP[`10,)`&:$GLC0@U M309FLB[&+34:&>"'2JMSFY9P\EZ6B)0MG2R;,?M%J][AD@;G'0O+NA)TH`T" MSN4*D3R8*`>5(%''.\7..,97PY4)ZH6="AC"+*?'7%8%HF2_;HDV3D7%A%<3 M2`-!Y+I&KH-Z/6BO]E(,%M!8RCI`=&K*^;J\^*M(E%[JV11)D@=*=WZ"255J M*:G/X?7BN;6Z-K+8=VW>N$X*=XG'!:E/Z=\&G573^`SK4]6RDYC3'*I+[A.? M\U:%GYH'FS(9E#L7)03$.S$XX-QVOFH+!5H&CB*,@FN#F^3U^I[!"-Y$9NOY M27;;#3%(*M3S@SCR1F`U4T9XY'V)#Q.HK-5\-/6^"\IX87<*;CBS5/9M(5T' M"B#0()\&@RCD_HF6YY=/'-/4_,6R`4Q3430]LNL5&V>C*"B9GNI:WGPOT2O8 M,U-U*GLP%+A5N;+\CT__P24+G6Z/*U3DV4#%`9UTT_11(^^A:^L:D9.?=:>< M[2I4X5$BF[,V4K\@-U0.S85ODM02@:^X[U'$9@<3\>\U.JLC86*U4K4Z-4++ MFG!5#$5NO?$"[:!^#Z,[F5CFZ)"6.24_*.]IJ"Y+?@VRI%S##(L+#>-%/9\+ M*L^GZBI%(&>/;DD<4]>S[&G#4M5E3"KS)R+-=[NH3,^T=S`G[*F(Y3U:XG, M.BZNU845F@<*>IF[9D;)K\R6&C$C1"!EB[RPHH'_K!Q&")0OWWL-"<4JWNC/ M3.9E[Q1D&?55,*>XUZ72:NKES)5EJ>"D%29_$KQH=PS.Y%;.^58X6S7`H%OT MVW+80^<*>92GN)OAF>7T)RJ/%E`RI+)Q_IX^?BZ'K<"+4!L^EI6H5`<=LDO4 MCRRD3>..#[/HN$,6..LN_QPY4M%+ZZ:22(H$V'S1VO"QF%4=MF,""LM8,'_" M68]B1%0TS6@6X3AOWNBJZ>.:$OU+-0CYF+`,HCO,I'(HEOZ5Z)WHIZEI1BPP7T,C#(E<&U*V6 M)^]5=*K3A"HZUFW#9BJ7S[HV8N-R?(LB[^2)<3R1A:LYP*BG$;^-\[UJ,FD- M%6V]G^2+QV67D+SS65H4ARBJOBP]9=]![NEY/P7.AM*.D3X+U1,9&M"Q=4TC M*3QZ`FDL+GI/7=.9+X7_1TI,!P[K M(7V1T:MC@YU8XQ!.(O84]`M4[RAW$L@@3@Z^.`G9F1!696HHO/-4<(U$MUK?*B='KP M<*KX_$&GU5>,S"%#K,A.KE3WC,S`RNS`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`8,[%O^JQ1,&"8Z8:4_&$ M]Z"N*M,@5%5_EM[MDO51"QZP89AU1E?[);1R5YY&L!U[6X121^4 MR_4%&]R7<9_5D:I6&4"0Z\I'=..&'XXEM#V2BL"W=)/;=4QM`'-YYQ]*AL[[ MZ:P-'I]%@;P'4^77I6(LL0&?^O`VMG M0NWB9L$B?O?ZL/>:35U*X!ORVE)USI+(GE^N7E!SPG^JA<^VGBE631W*G3+`76-:@48,+^< M,._>BD4@;O'P:)+Y=.L_L0>8Z6SJ?DH7(46Y\%E>$V5,EJ^NR1+?2&/(MGM`-^%U3/'^C+G`PB#@` M_ZK#.4(JQ],G92&LB@+*@'GZYC+L/;-`H8H^# MO.EFKK#S>7HX:UCC='VL"?I$!UA>^YO-Y_)Z:4;5L M))HH,F8P5__0>(_8@$27=:I>1=W[F>LMH>P@1#)*1ZUL69J17Q;#ZU@-6Y^* M`#U@L2S@`R,J7'L_%F]RJWD9@`)=IP94GD9*T\A4L8]A',NE<*:!5#T7INLN M^YJ,3NQYCHD$RI%CZ"XT-8AD*H MC$,A4:"QJGN0\0D[6AS=N9@46AT`V_&FY>H?G#@XQ&C]TI@?^=?#IL4N'; M/K#,G:J_8K.C?E3!YCBUHNQ\NW&8N>:TN&&:+ M);B,EJI.B@^H0ERI_R-](W3L:F:HT,6IB9[>Z8A9>0(8J`W\O+EBG1/Z>`0-D[Q8K#0+)"$N55HIOP5==K;MAKL]&L$3B01244JLTQX* M:@">,WN;$%#3\V7_;&G]Z&]0LTDE&)HNN5&M)/K"-7^IN<\=G1S7FOQ,--ZR MH8;<4C"I&LJJ($J^20ZQ@.\QQ.JU^D$RN0.1PYFJ"$;\\#1OY)TRBV)UB_$T M=7Z3'SB%599W):O19,-2/JTRSL!IA2&Q(G?K1&PL:5!GP+YG)+ M\/?#+#F8>-[LC8&$D6\=GZF`5R37L/K?!N`A_P,>42E;^@#P9`' M!^I[KK98]@LU9C[0%?O0E^'H?1Q'\176PC,>EAZ:@E[XXXL8__R"JJ*X%HHJ MH/ZWWX4H!Z.:%_^0:>5WGZZN__WYO7.33@/G\Q]O/WZX'![>W=UU[OJ=*)X<7G\Y M_('OZN+#\I\'J?%D9Y2.7BPO/5ED1M\Y<#9B16F,G5<(]SNF>_$U]7`W!B?B MC]F(^@2?(!38=FWS2OJ_$`XJV*C+$42,(*X&13DRX0E!_UQ>GH+&F29&62+5 M0:B@DGI'.5,(<(2A4G]CPT5X@_GDU3/=G]AB>O#]J(B9(X?*-T!Y`&$4,D_S M=\O&]V081(3L92(FXL-ZB^PX7V6C1JK!N/38L-G%_ICW@K<1B+*``X4.%HXT M4(&X]"C4[JKCER4D%E$<&7?2')RQH#T3A!5A"8;^+!#<^Z&?YTN:Z=VE`:-8 MWP$+K.`.7P-,F&C/?\Z^3TYCPMG(63:`B6D`0M76JDFE=CWM*$I/4_F??*,. M.9,J*!CH?)@WQDUI,>':/5$'/^\]/(/R1C+%`CMSB1H%A#=#WR9-YD!G/#3*,>X12H"9S16;K.L7>D]()S[]@($U,Z)>)@ MFN,_E24K-M;)3AX$)M`+$O:[`"]Y&*M%FG=")S+7:6B%!K56UV!+#90Y7X76 MG/?F2RSK?/H<"NI>0_"B5)\.(B6H;_/6M4Q?L4R`[AX^&*#H0Z9L-0 M),^I+*%'`>CCC1@"D;S$R+PRJG![0D[-7]VZJP5\A:H0.LY9)I5HH M-/D5(W-NB5BA@"^7;V2Y+Z_.RB&2BJ/\FK%-3"^EZ,#4`[OIR$9"%Y1R,AH$ M'%N#Y>_6,LG$`#X'4^<8C%=CM,\9M#UR2>J+2&X%-R*I#-K"I@!SVICWF`029@FSLM(6'M&6%:@QZF1#]0Y%$I$L/^T M,AEQ#YZP+Y%SZ,$"J+"$$:%HGH\UR;$S$"`+I.2Y0K+0\BY.VJW431?+4'SO M,UV+-H?].]X<#(.S;(`DQP=>,%F/<0YW90>6VP#N>W]R.["3-MV5H>SOH-/_ MQDOMM!XT*)9%#Y<%_>!0]@LAE&'6.-DH?@6YX]T=,=`(:S?P.+@T@B>%,$95 M:2I^3524&4?@#V#ABABD?,R<#5,9]"UZ"])Y*[Q<[=/(FDJ5HULA/W6(F(7L^H:9JME&N(R,SGMTU57*VTTDW@XZC'F0BC6[K1%Z=\ M*(5^#XU"/TOH:-?Y''CR"G?GO8*07K)N_\B/ZI>M7I<1BR@E0Z?6PDNX0$-> MID7U4U$02(QK*4M=D,Z$I8W)4^EO-`@ MB+%'_\RO^\K?5LA-A1&!L>/1%2TS>::H?0WI[<@@)`>ZRY=0B!BD(&]8*OW3 MHX/>T5*W1[X$<WELI.[@E=4VJT.@#2(@OO>4O0_,A"QX M'KV'&0V\R"6G"%_0KX_-V'UXL;"TUUW6;R6.RE?$45DC>#"*:/B$3[OX!>='&>)B/GJH:H\!_R."H!P$8R,C9X5 MA("YC-=NZG8;RWHQP4JZS,N$];G:P>VOD2DH)G&96M.#T!DA.CW%!:JFHK?O M):D.G@S#AE%&"B>HQ]G"4B,&/'JY50MYC3/0!QW";??2:>_[B/.8@E:^HPV((VPXA/BF/HK:!TYO8>,=RK.U(*.**WWAG,A[ M@F@R"Q?@<(,067"=/KR_9%Q;?^/>*#^G9>7X:$ZRU*S3U[A$NF_"@,F]H2N' M.&V>]S9A/Q#:;Q4"D0&22$KOUN'"-JB0E_Q2,-8N>C7&6%/RWA1C;=WG M=_RC!I"[$7)!PU&X3FN`".=P%$#T[@T#SL*_/3?XM][>Y/W,&5\?W+WGL-`6 M+/QVY/B*:M?8[4_4'5)6L,T7+%TO1`[^R$N]U[41Z1*8G>>`D?F[422H&T/I M&O4\'+N)`LSZ%\J?!N74V2*O6X%G]7*CA;1%&"NWU]L__F`MS56CY7KLGIP? M-T"NJW:_RCJ-Y9;.)/BA(?W&#RV:5>F+8D*H#X[HB*IWBI[HJFQ0C<:UG'QR M3F[D_.UY2_]6/HTQ]_*D<`"TL*.W=!>O#2IE]\P]ON@UP.Y;"6\NX8OCHP9( M>.7.WICXY=WBD7'AN!N+>&X1""6UB+M/K?EN[[@)+JT5\,8"/CWJ-T#`K8Y9 MEB3/G]K1WLZPEH]/S,=G%*^T.^]8'Z-_[I[U;0:RS1*^<$^.[;YN,V@MV=G; MRLEV!.SOEQ5]OJGY3KXSY=[LH5;.^@G=V?Y3*?@]C1PUU_)-9[WO\]2CCG52 M6RG61E0_['1K?C++=6_[E[5=3V6[FA!^6;$^V'8U0:QEVZ7_?LB=@X[9'[ZT M6WF[O>`(PTLHO._RKOT6]X.?&/W@*Z>^[Y[PDXY3C9#,.C/0^K=B)]E30_@G M!$O`^R&YX73N^"$VYQ+Q?HC(3CE,I8'A*7$E/HI;$3A=;"WF?_8T;&B.DG?C MBQC;@^:RB71.<\87\FUHLG'YKRRBCF0O_BY2OI$005WBZ#LV&B,HE1?`O_!G MU'H)7Q+H1"KB4`).P#/XIB3*XJ&0MX89=XD%2"*US?)]AZ2,;EXIR@=>`9P.\,;/Y9):+I[Z=MT2`=_R.\FP/+LP M>PTTJZ]5\-("4&-(,$QX=PLJ2(Z^F&,!K-/$O>I^TV]\DXVO,*BJ+D12%V%H M&!*:F#$15]X8D>1KDOYAU'2XB*\4IP=T]9NA1(3%5G@575*IKI0BS%X%?.?" M4B#@JYDWIP\8!J[X>_6=B\7Q=%W5#WFC6L[7XN45/E`YDO<=\LTI)H26IJPC M14F3)W$2]E8XYP4YQL)[@HIV&,Y'ZRX2J5S+/".YLMP1#BZEW296$Y.BWVZ4\.G>RQWUG#[5@`@ M/-KK.^TXDE(';[,-$VE'^2((B6WI,/6/=`1W85:N%R'L,[RP@FK46!/3YKDE2[[E&_Z7UT]3=,6'(?#MMZLE^;&NOS_D4#5-F*]U&$ M4%^*0=/#J*NO%6N.P\7)1I6EH^M+O*'M_'UJ]>^[%_UN`Y3<"GACM*)>(VN9 MFN"+Y7='6@OUA,'$62-:W*R`-Q9P][P)68"5?E;3>QC;V5-O^5C+_L5:MIXY!\YCN;+O MQIZSCJ.H=TSR'9-^*HG,9^#0%%ACEU0CU*+SYYJ*P_7-ZHDYO<2NP3F,Z\D'HGC_7O\JZ5_Q[^8VS M)1;(FVPE,X'VG'0YF]GOG!?G=]PY(PX\Q1POISBQ_^2W&MY/,778Y$N7)J#Z'?AJPIP)PB>Q MJ=BGVYR)#2P]+W@44US)E8OS M$Z=PK^;+L[/\DS);EEKLOQ\^=D?;;G_)/Z-HA%=KPX`?PM0+)SYX2,^HF^3< MZ"9Y&"_V[5F<=QQ%,.EC3O)V.D9VX$#(J]#5_E!J>,2%/]$S+/2&.*]\LVZS M,:TBW:.C^O:*G)S;JTXMN9;HDO\E.5Q[TVZK9KGP+X?#;)H%7KJC>[<_ M3&>>'V.DO<9PFJ&/&_,CK"2Q:BU9==N5NOTNTGQFNS`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`/X91F/@)+#*P5L4I M.\L>;O:0G;6==:-GO5'DMF\`N"R!.8E8975K;L(VG>:^#_C[Y^[Y\>E:1-C* MC28)]E7OW#T]M?5U+12M+<-Z;A+O'KG=\^,&"':5I]&<8.HW+_XN4CPC;;?S M\945O1?^\NMS:B6QA^6CY:/G8/CZV M(]/-&#;>JN*AE@:5^S[2.3YVS_M-.-*Q@GUHJOO8/3VQR,$M%&WS`P@K\>=X M\-[TR+"M??V6DY:3EI-MY>2#SA1O!&Y6L..>KLEEXP&C97G%TQL=<3:\\6O? M+=R5]]@[M;IC_CFH@>WB;FL'X'-6*]O%_;SD;;NX;1=W&VUX.TY2;`/VTSUD M9VUGW>A9;Q1TV0;LC5[;L!,&VX#=4L&^ZIVY9V?[O[K&G@/;>`W?= MH].+!@BV'<&4;<#>M1=2B_;<]MFMV@C8-F"W7L36*[&B;ZSHFY@AL0W8N];S M>K3G6D/VA$F36DC8NBEVK[*BMZ)_7F7V[6S4M'RT?+1\;!\?VY'IM@W8M@&[ M9>[FO@7[JM]WST[W?VE]"X/(?8NV^0&$E?AS/'AO>F38UA9-RTG+2F-E^)\[H`:FOV- M=RN(.^,H"*([+#NK''PLF3C.T@Q$P!Q'HD?^D,8?"'C<>05$JKDGK]\X]\7O MLPKWP-`KU+.C*C6[?[&0$CM#$6`'W1#F]?.+HQ?T]\P;C=3?\K;YT_._O7!X M==+'Q?4Z!-9XLT2\4?^02DY+_HV#29)R>]["DC/OVZRZD[/BI%_2=G[^M\UL MGY[W'YQ5,MC9L M._I;<6YB]7?+^MMO^A[<*(M<<5YD-7JKYZV]INMSC;6WHF36:N]6SZ'.]X_H M_5RL\?6-B(4W3B'FMUIMS].?[['K\ROSJ+$ZA(&CS=*Q[_L#CL;\?9LG!Q/-F;_X912,\![P,1_DYZR4=L[[SDV$0 M)5DLKL'!>1M$P^__@$?5).@#F,ID(D;.[U$J8"[J>SZC6?8+-?:G%/R'!P>?NM?'1Z^NW[G_,^OU[]]=/`8]CKVPL3'HTTO.#Q\__L+ MY\5-FL[>'![>W=UU[OJ=*)X<7G\Y_('OZN+#\I\'J?%D9Y2.7BP_H5J<_85S MX*PW]])+JT[>5YR(;FR.`HF'>=%QB#Z'"63-'&C3M,Y1KD'IZ?8I!0<9U&,Z MBT)]UIW%3D0TFS4"B3S13AIS"'UV6M]#Z+-U#Y&7'4*?U><0NF'D;N0R[M(! M;!_<\6))T`HSN#WT8WVNO\3>UL3A;Y^\*\LL=B5R>QW&+C7MM&J3?+P<7WTP MZ]YJ(]$EX<=SJ*_Z'(N9!Y8BCN9>D,Z=F3>GZLC[G,&Z6-F&I57.]M]S5DO+ M8X5J3RV7&R?,<\3>L+56J3:'//;4Z'Q^= M-T"=K8!;+N!V>%QT(&MMUI.K=&__=P18F_6$`C[K-MW':GS=5SNK.BT?;75L M.S+^Q^YIKPG%L5:N#QO_Q.T?-\&[:?7FU]:B9\O)NI6/YT7>JXN-MU/4[8?I MCS>7PV&J M6O^-37(@*YBZ1QU'4NTHL@F]C,O!)>6.03JKW4!;\!7)B;5KP[<+'U==*^[) M60ISEEQ`'ABSLU7D]:LBKQ&46JDO9[_,"ZV)>&Y:?ZKHG)[9"LWUR[;E'%TT_=*N[;1I&28JQ M;>(%(G$ECCA"JPYC,?)39Y#%PLOH9[92\ZD[)MSC\R;HNQ7PQ@]R( MFAHKX(T%?';1A'J`)OIO'$DB[UP*,!NB:F?3:VY>F)M/C]NPM9MQ;NQ>)N0 M0FB'9V9KTG>2%3OJ6HO5:@'W&]%TT.JRO';64EL^VIKT=IPA=(_=?M6E.[6S MDE:P#Q1LWSUK/G!'T[>_MM926T[6KRI]P]KH[6*/7T53')GN-X;!WT]G0307 MXJT(Q=A//P=>V.H:]:X!1?X05NR]0+V;%ZA_]N9Q%/!YD"+:D50WOBY]9DQ. MJ,D-U.1L67K]RM)KA!;>,'(WBJX:7CQJR]*K#'--0JCVR=N6I3\;RV++TI]9 M6;IT%>_S`>MB7)N6GW+[)TU`P+9R?=CXIZ=-.%1M8DF3LDLJ6FVI8:K-^7'/ M/3FU]9>M%G"O\5?'-\^M2L2MH,I,:[^>VL/J'5O[U6(!]]Q^\]MEFG["V\[" M',M'6^#4CGCTQ.V>V>L]VBC7WE'CG?>F;WYM+=/JNIC>T]>4T!F- M@/_$0CC3"(N4'(%52L[B@:^#A[&N;;R&9\F@!^5!.\LK M7'*4TX?4,6V]F&SJIW2S+`Q\!53ZX42$0U]4X:VVL)RL5RPG>P`S]EY0UNLX M!L6DAP6:GZ*0;$NTXS]\_,='X26*4E\3MUV:MVNH:/QOPKGQ$+T!CZE!E_PP MC9P@"B<'\/?4B68"X1W"B1/@_!QO`DN%I82V(QJ/?3`<6';&YF/HS?P4+$[` MW,#?C/T?:)`(^;CC8,4=PD9,LZG\9FA(7MD67UW4I]RMH:1^QQK9/9$3T',3]',V)+[9Y)J=TOX$MB8!V+J0<.)+BD\%]FA(T? MJ1I;1P77]_F%=;&[#JM5+N_6Q!6RWPN>@WX8S3"GA#0BX: M?V]DC`.FVQIVJ"$VLO=JRO;JP\5^+!Z/9.FAU%77V-65]-U?2-BX8U3>P7$4^MWW[WHV1/O%@NXW0:L\>UC[>SY MM7Q\^M[IY@0BUQ'V3JCV".ZXF'ESZHUHZ?Z^]X*G<_?\J`G`&$T3;&WV]7Y# M;H)N]>[=UI;E^K!_-S5G==TY/XHD>>-XTRB#AV,QBT4BJ($4&QHA1$[2FN^? M-=<3N[E4$_*J=[[_K.;K]F\N;7S(AFD-#=,^\^Z"Y&0"X30:&;'5>W'8'6=I M.-,[LH7`3^E%#OG^,R<:`%&$9&-7LEW)3^`[=MWN\?ZK/*SWV,B'K/?84._Q M8Q1.'`97TAM,XF0P0ER$3[*[3HMVG7V?<_3 MGG4OO$(IF)(8X?#8'>(Y>@'"!(Y@0^2U/F`9S:)&+)K]"$< M=MR%SY*,8&IIYE]%?.L/!?^4].JM%W['S-SE5,3^T'.NHG@6Q>1KH>I_C!+G M,IR(`)[YFLW@-U$,O\GB%'$G$31I`@8)/LT2I-J?)LX`/+*1$S&X;^(%E/A# MF-WAT!_Q*AL)+[VAX4=^PI>GSYU9'$UB;\K(ET/,#^)\8S&-;AGH$M_W1^=K MQWF'Z\\?II*0L80+N8*7XS+57T=CFO05&$SX3>A[+B]AH&7**ZZ"MQT'9>2% MF1<;8NH?*0AB'*E$`$QBZBPS+Y'4^?RGZYS??!;!`L#-/[KI7H'(A+#8HB=7_P0EK0/ MU*H%[3J_BKM`I.G!9V_XW8M'DLSYXA(N$2**_2"-BNX2-6$Q<^_3,+:;=$O%Q? MC%W<;T4*R\P9>5-O`GSC_3@6Z**HS\`L)!)=V0,ECT,QAU4G1-)Q_I@!];'X M*Q.@3(.Y`ZL+%KS/O,3Y$$8YT40(P&2XF%K]@R0;_`GFF;![<4<'$3)70%LI M@`$*I+F#=86O!F;\WZ12^\G8($;W$/0>>74G!K"<4J`!1D-0\CE8H$YN52Z' M"'P.SP>@&E%(T[^NTXERA'/W'0%!#+1A'$4\!2E!,RSPDBV`+A%[`M#,B! M1'$08_%W!?QVO`,-UH*!B4SOGFDWP9C_+V`.;T0,.T&)`N($SB`+:3AX"\C8 MG\(KT?(`-3XA*R-9L.'`GCHAVTL?#,30RQ*A8/=@4$&_`N?0"U+\(XDRD"P- M@(82TQJPB.'=\*LL1*_.'_N"G49\RQAV_T19=-H-\9M9A"K@TQ8Z9L<3WX@< MF0NTA0@SC=H8S)UQ%L!_CWBUXXX<.]\A5`UQ9MDJD/H];P"@2.1GC&";Q!EX MP,+Y?X0Z;1&/(VC6W!, M<"U*F1(+BA*_NQ$AJJG23[)$.;O95LS@5;"44*HF8:!DFF)>)W1I'^JXKPAB M'R8",0\C$\_]#MM6B'P(2(@!O.,O61^TYKBV9P@K8X#:Z"41:O1^?#LN*ESF_!Z<.S*8@D7U'`/Y082`)7HWK6 M?([<'OY;G1I+0>:OY$4R[B4A"N'5QBA:5=$N@;^<@IHA MAEZ5*@';LW#LW<)&2T]DL"5-D9LL]XJ7*KWRP56`76L898%AB."70!'.$10_ M8%/.%R>PVL(:S&*A#9FF"->#`N\/-*G%PIX6%C-9Y`+O@AJ;S*2^&T`'R)UI. M#0J(:?P/.N(RI%:X:,&CYU%]8E1"-#+PV1"^]ZF,,8JIAM$CU4+/#S3+!_?S M3GDE?V5^S`N(]@B\,"$6XPR<2%0M96%410K\#F(!?./+WG&G9WA!\@X9::D0 MH5("5-)$%$CEHB*N>RG,`VXCV>ZU,*0Y'_.5\3SN@ND;=\&LP8&]7P#3[SB\ MQ/%P[.`:#\<,BIW:+W?*[4#0&86TS,#28@3%3D!^F4K!0!?O,-DHZ6GO+^&C M`X.VCU[;O68M$S7&$EMW?#A<;47V*.:W(ZWSYY M5_I@NQ)Y=V\B?XZ6Q5YI\DRN-'DGQH*2(9@!O,\#K(MI;5CA4]\]:01PMI7K M0^7:/VD"/NM&&]B>[=(?>.Z6>I@-\GY@II(2$8FKFVGYA$&?`JFCJTD(+QFU MU)#5IF_@[,S:LQ:+]^)D_QW%CZS3;8P#=BF/2=8HA;16[8D+U!N@]%:XF]JT M!@BWB8X:'9I8R_2TRGM\W`3UM>+=5+R-N#:MZ7U1*WMYVMFN:OE8R[9?VTZZ M#:/IGIU67$%5.[-IY?I@N3;^6J3&;X=M;:FUG*Q5<[)CUFBN426XW<+,=V*0 M/H]BS&.C&'/)K/=>@'G<<9`T2H!R):9LQ@LGK#5+*@5J47WY3;6F.5=<.7V) M/6K42$85U:4F5=?YO7/9<64I-78F>!KS:XIU_=BP,/)2K-M/=$^M;"I;+,/) M6YUAB%65TI^R>)'`O/T'%#_Q$ZX>Q0:ZVRBX1?;+:O"Q-^16"EFC+?LSX,R>@W:J$&R7H)TXBX,W<*)=D@R3U5%L#]O+*^E0O281J"'1F@1A-!#?6X0^2 M%!69NH]H1LF-/R,.J#/`A%H"HX"P!-1YH7PS#NF/?"_VL;OP4^D3*GX=1J`/ M<1S=P:LE^@UU.Y<85-^&K@_8PQZ&W)%.U)"RT?1ON#I_EL5#T"]N!52*5#5+ M9Y3%JKEP;02%+I;]JS8OU2V.6B18+ZC9`U\0)ZKQLDP8=\%$V&\9^V/4P5L! MRQ[;?H)A%G"+(_6BS+Q8OM27:V)*S:AW9D?H%)NY40WR5K;`_RL#N7-SFI<2 MLE'JO.P>Y2I+O/.H\]YACL/*#$0UHWSJN(1`#_A^;Y,,OB'*4M1^+&1V!E[@ MR4XS;FE:L3KH*,NI1&>'`T(I%@=,Q=99*$Y$8( M-K>R1Y,M&/;:_:`^(5BJ+_M'G5.]L'&5>B_L@PHP<\+/0& M4I]>J!"V[4NJ]>J^KE`M]#VRHU^9LF($9G&)C MM5H95`2!"D!].5/$\N(R?VP/G"3Y[[@'+L#.<6Y@D[W[Q:9'X@/V?/D@RY\J M.B(5)3CM`0@X%`G\#C:R"77AC_P$9)_)\@R6@6QNYTXYJ1GX_4^.-X3O93&' M\TK1[>7F>X;]I2GJD?G3US\1X`5O"\LV$Q@.F\Q,LVX``\B]YB?9YH[V1G6Q M$@L4`2,?K5DXHHZX$>$=##))/7EAG@0`X5:I\1C6'.A]:3;K;2VO'>,9(&7L M^3&M2-TN*`BG#88NVTWDI>P?!-,A9Q*;3&-T$/`C8"4,20-`@OQOO17.U>R! M?U)??"ZF\2!ZF&+'X-#\=1:"$&!KSV!A&A\/!/8ZHC&:9,#6,(UBW;?N!4E4 M:A.3)IHP0GRR%<1+)8&Q!F'(55G:/C9\B3(_N=$)Q*V(O0GVL,+<"6G`^';L M_T"C`RR<"'HI_I3FK7Z^IC5)T.3>(=0%_&_ETM3(_[(YG^RK%R-3"-D".^/( MWH/Q]/.?`/FR;6<18)T:,M6KJ>P^T3@AF!'N3@<`FM+9]*B]V]KVP-`:+`V-L:1[#<[().L/E M%<$^(E>@\DLWP`5CGQJ6^O%1Y_QO]/%Q%_Y5Q@O#K3P),/>).TM,&.Q$42J[ M\CQN"F?X!88&`!@+9GD M2$,9,QZ(<41P&/0M\,@EYYDWS&@\AGT0HZS2RP91]%W7&O',R>@J'`Q@6`8S MQGF,:3-1;W=@3YI%B:@Q],6'W`MEGYS:D$LP$5EUS:D6*8:R'"D4?>3N^8F! M1(>R6!J#=UE7\H9,ZJ]F*`N-O(+N]8J^S0=XWSQ:S(++FZL-"`=OF2H*ODF` M,@$S`B?#EFR:?C6?C-YP#V+_-`UD_@.&$#_$,$/J:-,B_GL_R'W-@'&8[8!` M"LB;*K@#S1<9)RD8"T)*P%3(.B;AP>N>]EP60T&]594Q>PPY&,XRA?'R8!4) M-5XEE]<],LP=('!T4W8\BK3)&FCUNH?1M/#X2FIHTDLI&ODC$QXD+\B6JO80 MYG]XX"-=BOWULLG'IHQ43Z_)A[_91(:4P;&Q.B7WW!NTSG^Z'GX::>&G[8V'_;NM)UV')-8,ZYEPI_" MC=L2\?@/PDSY2C'LESSW1\1M`4YE%RX$$0"&A##=P#8* MK2.(H^6N]A^"5EQ(>$HX3ID6T&@J"`1E_(H2&D;BD%Y#I@V,!)@PF1UG+].? M\L9-B&LC,6/@%,PH`%.^B]2(-EU^$\T&9C+D!"S[&PB-!O2O@_QSXX&UZQGI M2<1'@ET'A^6)566AU=S=(HA,GO-1*#+Y*U3.NB(]Z*.M366"6:6=R0W!M,<8 M5C'L5^BU*#=(YTY@$/;D"&%I)!2H*OC0BF7TG@&9#[`W(PS=8?M`K#EDVRV[ M?J&81*G/6Z^9&HHD\L:=GPA7YVF4X&%P'#C)DID\V*%$DXQ>4&E2F@&*L[XN MM5H/#]M8)8[52#9L&:<`\R4JOKE?H%X^*CGLW;A:4&W MTSM!1=4ZG62!O-V1H!(GH)@3=#L1XI*1`,E#Z%[D"?1M`$NOVF:V@BS]DV/6 MC?<>J26+F\`[E5_-ZP&:`:B%-H3!9U.,FOXCDY$J:TS8TKG=0`QO MZ(JK1ND<$*?.VA2_F&[I&5=MO;D8XZW29TF6T4T>P;^J1T.TK7 M[E-/9;;F3G\I=VNGRU:R:P_]KRP43O?(BM;N/G7=?9H3.5UFDRPQ(MR>W8^> M9FAFM-V26BG1M>HAUS=.MU5@K&Q0OUZ)^:OW:PC?YK%=LC[:0ZMY" MJI-NG0JIVC/(XWYDBY;JX>7:0J6Z,J?V542VW,>6^SQYN0^GK2LN,ZB+`=WV M?$N!VGK7.#1@JB4WMZW3M$%@K8/`1\XKJ&X"?4M]65?1%#O0&;V(*&U&*Q"- M_RET%DX,CUVG>W%QP1@359VA(*?$Z./ESK1;B M0I,+,\J!(=Q6=>,I84418MQ`",2O2+!S,8>ZTD3"8UG`_7[BQQ!A^HX[O7SH M4O_=+(N3#.'_&.Q$P_PI7`HY$PDG`;NXSHX#_=UUX/A`^>[POZ(9]VHB@J%L M%*29]X_S!W5SOV)"WI"+;8F4M,CPTJ8[D'12.?L445522GW$4T9?0(\/I<2, M5'3@,&$4_@7O\\>^&!6_KGD?**R%(T4D!;>X M9&B(^Y<,_:R\9%#T`V%`A_C3J1CYW"3*F">L=31%["_&G)4)2^*'?DIH)=D@ M\(<(K2-BTHUK11I1(Q$RM0LMLP>F2[?.^78^F2#N?[.%?V/;TR^D7QJ9W MUNDNK!UW^7:GYS:8K^U+^,C[N8296M,\=-J)_\!IN7TX:;%76%77(V:JKYA,R"M3#@Z-(!5]<,9 M;`L):10B&VQN#^J[U@F[UG#>B2#X@&`\A+[`DG"?;W@=(O*("$!W$[EU*CDB MN&<$MCD($&1)H'QR_CK`+%`Y/[F1L+]D!.D;`T&3MN-(,[OC?*W6X"0;_(GX MI[C:>(CA""+;FW0\14"QBJ`]1I+'Q"J)4X*CEH*`'C);BD M(G8S1M7*4;MZ#Y+I1U-99RKDG6XPMUH@F7&DNS3U?BGG*@,+2]X(%D_I! MA9?8/<[14_+%O?H=!8/'K6^PQ4C@VERVRPWKAO)X@N!9#UB*H`UW-VE2V'Q- MH(L,H#+P&&C.2`#D:';J'F]<3T1TR2@O(J&#'MQ_@^X]L'L:VH[\/@VGZ3X& M091QW$_ZW1)0W.E1_^%0<2M.L'<.$O-TE0&I=C%*-0*F$N@Z@<8@IUST:GS@ M?UZG`__M_Q$T)=\:<-3CE5TM]_+).%.9O<9TXU6B_>@Q9<*N'$G4QGT;9PMX:%/9^,L#_O70%=O0B+UM1Z+N= M/H0MU(?VW*.SKGMZ=+H6';8!M$FUOZ>=[K$5Z]+7/C0#O..'6CGKC<**]?:J M_E/M55>R/,)N14]KKEZ=G;O]WMG>+=;K^IJLQLOXI&,]C=H:Y^M+MN^>GMOUVF*C?-HYVW]>_'%%8XT/4OH0+8RB M#*LO=AJE;&E5D MV23KO[<'N+T;##>%>!Q&&DU5(:*.LI@@EQX$;H4@C`N/T$17/=9EG,\[V6_M M>-P*S:0PHNK8\V-4@XR15XNTNA(R+.*QWP;>\/O!U^%-%,#DIR*]B>`GA+9U MW#DZJ2^H'A'P2Q3K^2DT6B#?5_``D@M^X@R]8)@%A$_F,0+BR$>888$(@P.1 MWB$\X2)P;5C`J=6`MPI,KXB`R^"G*:&SE4DP!*$)-=2&9K,Q+EK_Z*B$BW9V M^GA8M!T+M&(Q,!.(LJ4(K#,O3OVA/R/HU"SU`P*\\V"4E$`B$=55@9UI<2D] M]T.)@:=D0PL\R>(81T9#N)DOHC54C ML@I5?+'``Z(O&R3BKPP$#3-@&,]`C$R-G\7B`!@"7R8WB#4[#J([%Q>;"2Y8 MXAYR%9$"D]60@C3[`JP@#8(C:%A!/UE'Y+Q>>CEH8'W7PWH0_![O&"_[G2-' MX?TBC"N))`L-#,@"1N0P2E*P"VP006VR$.%T2["]CA?#GC$1+"&UU^4XP01' MBRK@I?Q"/R&(R*%\Z:"`04FKR-,;UX':N"00*A#=[?2Y<;H^T*'XX$#]@]!! MO^0HQ0P@^@>B%#/!S8`/I?'OP1`M8H;-$+5,KA?;*;J>K M/MC*7KGS.T`9/[.(\DDD5HJM>9"?M;[CGX"W>M2T>GV6(!<^[9[TO.;!Z MQN!YCL7,VTW53<\]ZIZ[O?.3M>BPI55-*ID[[=A.JA6O;6U7\Y,!\_R3#VBL M37[B2LB+$_?XHF+KLTNW+2+N]CK'MIJYB;:Y.3!J%NMS-VOY5:_?O M6QBUI_2E3RW<1!/M=5VM\W]3-92US4]LF_LG)^ZIM](Y?D3')'!P>?NM?'1Z^NW[G_,^OU[]]="#&'AW=U=YZ[?B>+)X?67PQ_XKBX^+/]YD!I/=D;IZ,7R@L)% M5G3/G`-G`TZ4AMAY*VWWK.-(F'PRB>13&B M2^`O)?0$K&8_=F9Q-,J&^#[XI6KH',=>QOWX/DX%AX9?CQ&N`C2"&*@?C!#> M`L)V6,"_5/3-KNZ9=<$T.",?O5.T6E-L&PWG>;L^T*1GNR"U`?18Z>Q^`%#)=0J2\0H MQN*PF[:H[PH8!1N$AS>^(,R284;-UZ`0_A#-/LU%)*1"R(QW_L3'S>LW#S:A M'\[7.>Q)T\1U/H3#CO.*A7?>ZQW]].ZWK_JO[D^OG43$H/>(\8!\'T1>#$I, M%<(=1ZT2*@XG>1&4!O>-)(33X,#[0+H>J>\MD$-LQY<"G0E_XR6)#U+.L,6< M9@;:Y:<1X:8,X;V@F+@W.B,/&$-3^RL#FR)B^&O@P;,$07$G@@#_%Z:?>J@F MX4'@AT*]P0/S.X??ZK$)F@>(#>6:(FI!41'Z1:W@A-;(S(-%0AH?H!D`)0L" MM43@WTCFR][Y>4FM>]TC?%(V(+$ MQ'"*MN0R!".4\#31JL91-KEAH"#V]N]!*?L$:_X*EDP&3HSSF3?!Q%$;\E=E MKN4(RMKPGK#<34%^2_/K&[R&N7D>_'<^1V"I:P+MK+C'UERGSFY&Y4XMJT!>+=0"\HC6>&<;0]_0'D]3SF89CJ]'_:= M7%#*QUKEB-;DN+9]BL9^8SX9HIF\R%VIGO0\K?3W('UTS/.ID(>^$[&K*&!W M%D>'&U;/]K2=J53:W@3P'-V8[O$3`9GXH4[Q6C"3.I2R:M%0JM7A7*OS?E7X MOTILM2IUK7E]M)VUG76C9[W1SKAG>_>%C_=J;KDVG=W>Z[ MG!Y;J;9.JCT+$-!"J5XX_R4;<;H]DZ:'46=%WTC1GS?B/H`MICS*,]FC>_(A'$93X;P*HB1Y[8SA M%V8OX4",(VZXPA^EW@]9L]<^'V;?F;_ND7MQ:KV7]@GV50V@]5L(![IWL?9/ MCZQ"#`_S'VA5K;#L'>N[U=3QL%5,-'[*S;LVLVW'B M;&O8GKB&[:R_?[?,>F5;KV$[MJ4#[9-J]\Q>&-D^J5XA56N.T5;M5E[E:ZK9&N>]%K@O/8CJR%K6';H?M\T02] MMN*U-6Q6N+:&S8I>.R1'1TW(/&^<]+`U:[53_GUG^L[=T^,FZ+R5ZP-KFXYK M$#S;VJ8GJ%D[WK_[:>6Z_9C"/3]OPOEH.Y(A^.``_['R;C6:YD`SH+[.AZUE MJN%#=M:MF7433YD_QQA/I7/7F05>R'?)B+\R?\;WF(0BK;E1:^I.WNNY_?.+ M!FSE5K`/3`_9I'[[A-IK1)F3E>J#;?!I#>+D1X93YG#XVJ9==;\$E[XXSO9O M%=_.L):/EH]U&M;R\8GYV([,UC7>\(LW%(O4'ID]41QP]9M;)]DC]VC MYIU^WV]W_*;:.\%GJ#EH^6CY:/[>-C$X_R\,$!_H.K M%=Z)H9@.1+Q0L&"!=NPAMIVUG75;1J.Y@*_6AG;T01ZLQ\_R;]YTF^.X)-"J'?\MT=& M>3?"F<5^./1G$.U-1#2!7>W&'SI>+#PL:HBRV(GY8@TZY^.`<`$8RD^<%%[U M1^BG8N1\3;U4)!UG:=SX]\,L.9AXWNS-5S'!4\,O8H8PF.'DG9\,@RC)8G$- MTWP;1,/O_X#?*Z;2!\#:R02&^3U*!?!6??]6`*>6_D(/F`T2\5<&8[Z'6:6) M'L89`J'PQQ'![>W=UU[OJ=*)X<7G\Y_('OZN+#\I\'J?%D9Y2.7I1U:=7$NQ?. M@7/OO$LOK-3$\RI-?*2S$\CBF>Y%Q\F)(2+ZN51IW?DP.IQDAM8 M:$X4TCH;1M,I_#-)02JN,_/F9$'@DW]EHF(`E3BE!!RK;ZUQ\`8B62`$B0DBRP MN:9Y'Z!&SA-#XP]'@]?$1PG%(QR2>?CA:)KT@"0DY M^N4___S'S__J]=!OYZ,;]!''F`4I'J,GDL[D9Y\#]@>ZH(L5(]-9BEY=?(\> M5F@T0I9!P61IGVDY>#]1W$8G_>.#?(8XI3CXOW\P*+7E$W[)\?'IWUH>)2U?/^=`C<9(& M<;B1$FI,\:4+>)U+^AH9!*KU4BPM96XC_]:!93WS4&YST3@>O MGY/QD?`!HQ$>X0F2W;]/5PO\X2@A\T4D8,O/9@Q//AR1.'WF\H.3X]-,^KM+ M&B[G.$[/XO%5G))T]2F>4#:7F(^0T'L_^K0&S^4YZ3@4WR:O0SKOBQ;]:B5] M@3`,HG`9R4]N.)X"4OR1")V+V;89S6@C$VWC&&VX!Q M:VK6,@^68\#;?'YG'IIQJ:5CX,A*3&V5% M9RESY`PV"9('.8WQ9\(T"!9\.AL,^CA*$_A$N'70.QZHV>P[]?'O"EL\_<2? M*W-\0Y.US5'P@"/9N;E5_X6AW@413D;X$<=+_`6G!IA:BW),G+$BVH"%H(;_ M60@3_>F@6O23Y3R;P7J2%"W!07>I.7!BF6-E@X6T$P@-2;'"0L;.Z$F-!A MJJ`X\2DH9.1>T/F<)&)1*@RZQL;8L+;TTOM6M(J$4Y]($,8,)Q\I'0N<=Y@] MDA`G=S0:6\:HK;&75%0!5FR\\8F-+.&*.-:S\9S$)$G%]/^([3-2K827O-2B M5N3\X!,Y]F"ZQ`N&0U+(9)R&35'02ZI2&;;*T)E`/X%R+0 M&*0J"-_Y-,=M;,B0@N'&@+$U_=;8M7L"LN=COSC.X-F7@5J+;X_1D@.`2'L= MY!!/C&$ZP^P+C6EQ>K$36R?PK?%<5M9$2]\?A%,CQLWH>D'" M@4*OZB1KRU2DG?,,=D+,3UE+2U]I-4`%"NS%D?7DV2^])]GNU8GYA99Z8W+B M]L9$Z4"9$O_>DYPE"<=UL63B[9@A@$K?OWC2'"0S/EC%/V*(/@:1&)9GZ47` MV(J/^5^#:&EZ4CG*'604&%V^3C;=@,.8\*HF=1:&=,G1CG"(.?*'2+P#J@BM MRN;^45.-%QC947SQL`!^?7 MUY<.\93&N9"I>D87V_E%1@50<+Z]'+:+R+_$$\Q1C>^6#TG(B.SCCC]F0Y)* M@V25SA3ZCH)^N;L)U6$$&_ZGD@4&1R]^)``L;NW7.4HPX5HV5&*;.]LB6WI?@Z]*=-K(.RA\YN:`(3L*.W>S:BXFB\BNL)XA"-1_G8:S0XR'M+E MB!Q8\BHYOZ'Q]"MF\TO\4%&?-;;RE`DC5MCB[%4B?Q$L2!I$-SA(\/`A(M/L ME:6=ACH!3QFI@PWD>)7:J^FWM&F^\ME>U=Y3:FI0`S->Y?@*Y?Y0)E)'O>Q4V!IZRH,-+I#@5<4@5ZMS6F?5M/><$@MJ8,:KTH$] M3RG9?'BO:PNI"A][52BPK"\J2S4.,K[QX0`9Z/'JY;=,6W-VU9?0+(U](Z0* M*S#A54J>PRK.3*4T_&-&(PXTR38]5L]0%I%#LU)IB6$NVW#C52+NQ(;5_R_Z MBFT^I[%$8MURIS4Y2)#4AX4.%$[?>E4H.!N/20;C-B`\-5!/@AQZ4^KC(.0I M+2[0@2BOB@9?&7\X+]FJ$SC$`9813@,2X_%5P&(23Q.> M1B_G2UF+Y6F#V"=E8,)%R%-F7*`#4_7U`M\?WZ868%U](K[;HP#5]S6I(P&G M;2Y1$MJ05(=>W7MV.$#L;^;P;AE])+S[\]5](HI4Z^.H9]Q-C[8TMXGP_\]` MZ<.EN?-AX)30PYCQJD12_\2Z*-UY53_*W,PPGY4TYIH5EC4#' M**HS!TCSJJ92!'U-XB`.N96FG>^ZC>7FG2:L;`S0Y57A15HIWJQ=4W9)EP_I M9!G![AH#7=7-.T97M3%`EU^UF%G`L+PDF*><8ON-[=ED:]@QBFQFP&U7.RJ& MV#9Z%<9SZ\,]K=1TB*CV1@*-7I5*^&S`.U=;#<+55Q;PL).YUD>>V(KEZGW, M=HCB$;[$V;^?8OW0K(%7-[&.\>EF%/!H M+]?XP:,ZAPN3C]J@"OM3K6E#6T6=Y]K-3&#?X6J+0X_BTOXDM3W<=3#;I#O/ M9JQ:1FA?%90=QEE+VG$ZNY^0>-?<2+0#"-F8"F][=RFI9!39\@A9E.L2IHT5`WXYJ0LY/RZU.G&VEKD,<;F\LW,AM MKRKY,3KM1[J(?X;FX<\+NC*2J= MO7`:;II,ARATM`CH\^K\CQUW+A%NQ&!![F_#8L$J8-*K0T1UN5+3!V"%=.=9 MK;`-N/5JCXWY+M%;S(BX7ZAHG8'<9N*'^4V2%A;F=DDY1P;0Z]4>'HL!VKH$\S405=N] M>H?:L+^'IZO1>?#C8%X=O[(8L-YYV.;I:A0^Y(0,U^;F7&0 M\6F(5I!DFGPM%D%8>K6#"J:6:\I&>+%DX4P<#)]4GPIT$>H:?PXF`8%^5;X` M^7!R2835\3AQ8\\FT%'F;.8`:[O:$64I)?.H44#N8]YA-NC/I@QCPWK%2:)# M/#C9`T3L:G.2]2E@$=#G5VU'A9]Z(?R5 M\GGGOR2=B4/;W&"^-G,^5-->5=>X;FTHA(##!J>_0:7`Z$IP0?TF(HARY)$D8T63+,_Y,714$\1B6H[5W(0YHD MHLB)$QX=@.U.A!9;#2=W9!H3OE@1%;)LW)W>B\2WG7`1LG]PMQWX4[=54J]D), M58>:VT_+;L]Y<2V.BH#;NQ-N>.%3J$J.Q4/!V94V\;VXT=:9YL(W91>").*B M*)-%>:3M_7<=$":O+OHL[S)2&:VC]\S">_&=N2O-@%>75HKQ>R=I&,\K;V)XQ^#TI^5OBY?M#'*FI MU+$7#BI[U)S]4]G9("Y=NE&PJU%0.!SINK*N.C>ZF]6T?L0UYZ-WV@I:S@\[ M\DB#+?;NRZRV)Q1VM>IJ=N!BX^O!L6$1)I153="Z15NSP7-XKD.,(=@2KZJM MC5FHTK1/[U?UJWE=RQ'!ZTJ+=#KH024#VCM;SMC9WB;Y9)!K;1PW2@S% MP94]:J[5DKF8W=:9[4\K-L%A#"/2&]TWE` M_,P03%SK0E6#!9E1>D]K+F-?FONTW$P(YF;3,L[VOBOLB7?T6.7I@)WXR7!N M(><=+?_*FJ,\HO8>,5UTZN@8E[O9=^*?BNM:-V[2\J>\U+]1`6![=ZG*^6W` MTOPM.>[19%>P%]?9N],HQVZ/MZE1- M<#]>U+K1W*:E-QL95,#6%Y(/08+Y?_X'4$L#!!0````(`&B#JD".LX1%&B8` M`!DG`@`5`!P`:6YT>"TR,#$R,#,S,5]L86(N>&UL550)``.C)*Q/HR2L3W5X M"P`!!"4.```$.0$``.5=_W/;N+'__7GR5WL1N@)IUF8Q#^\N/KJS0N$XU6R#N.''U[LL\L@6X7AB__^\3__X\__=7F) M_GX]&Z-W.,9ID.,U^A3FC^QW[X/TG^@FV3VGX<-CCE[>O$++9S2;H=LDCG$4 MX6=T>5D)N0XRPIO$A;2W7UV5?XO"^)]+\C=$,,79#R\>\WSW_>O7GSY]^NKS M,HV^2M*'UV_?O/GZ=47XHJ#\_G,6UJ@_?5W17KW^^_OQ?/6(M\%E&&=Y$*^. M7%2,B._JN^^^>\W^2DBS\/N,\8^359"SMZ3%A:04]'^7%=DE_=7EU=O+KZ^^ M^IRM7]!WD"81GN$-8H__/G_>X1]>9.%V%U'8['>/*=Z(,41I^IKROX[Q`_T\ M5/YW5/[5MU3^;\I?CX,ECEX@2OEA-I*J\UU-5LGTVA'&19('42N@/"=%2^V* M_F],<-40X\\YCM=X76&F0A3?ECV#V40I-%G5Q$74/)*TDL:>^<.+,,X__W*; MK/9;'.>#>#V,\S!_'L6;)-TR:QHLLSP-5GG]S5$V\F:NWK[YNK"-WU@(8M^( M/7^0UC$&Z:IZ#OE1HW!)\7J5$)_9Y9=1\4X+]DV:;%MHER<63+]$RXC7IJ9* MBK-DGZYPV_==""<#`>&D0QV.+S_,K4R!O8X?JV>A(%ZCXFF(>QSZG^J!__AS MP6)D/37_80_?!-F2(2!C\D,0[`B2JZO7.,JSZC?47JXNWUR5H\EORE__,@\B MG,WP$X[W>(+SDQ\R#5+TIL1S^6!,=O MWA/`J"]D%XB00)GD39+E&?7.SSL<9S@['29.%).3NS=2'73>6F6TE=DBEW:K M!M,PD^F.3O'(+!#ADN%[I\9L"9>1%V-PR2`<>5T:.9T28_H&2T0219MD[HU: M!I4WYE,:B+%7C*%A#`91*M%7%&Q@`SNU##/YU?B*DA#%R'1ABS4;)!*/F'UG$/+Y=[R#17AS5_#`N$#1I`:ME5R,:L*:GQ.?:([ M^#H?]`1'[N.W>)?B5<@R--8#1)W9IQ@A4LLL7O"]^O6TPXYYE&\2K9XG&0R9Q-2NOY01D$%XGA=$PC((`464K\W"= M>#('>]R9*&&_I,2O(/RNOS?LUO%&\1/.`:Q3DF+TBV_R8G=^^".NB\ M'\IH(9Q1C45@+\6?4)S5I!%&:FNH$4ELN=Y74ZGJ3ECSB=)'%2CW5JU](Q`4S= MC-2HS>*4'"`3.@-$S>D292K#"'I9&M.K"Q3SY3\N)GCMP?-=/1XFICM6SW!)A);LL=6`E=,'.YY)>/)B MBF5M\7Z.,-"T\:H*Z:@0CSCY%]5@R5!>D%E/G@9)N@[C('U&HQQOR2_)X$J< M,2?O)2J&5]'4WI^%RGP?+B-AI@NZ#E,0>B,C:]M6Z]:-A MD,8DW&?W.)T_DG=U'63A2J*1A-:]7RE!\_XE)(3P,P60AE&POR%< M@]*L("O^ZJF=J[&+++WD@*N@H6]NGB>K?]Z&3^$:Q^N#,C=!]G@?A/)R?!-6 MB$H;TKIC0CE#"^DL770K,C)>Z3C'LW:ZLJ[W*V M,D!.X[8#V;#?2@P*"CF%]V4H.4IP>VRW;[U*.:@01,M%"U&(DW6(=^!'?DVU M5RUL+&7XZZ/2A9"5`(C@V`*@>.'DI>NI4%OZ'>B*2J)O.18TU+9[:W(IWCB< M3E$#EY.)\,CIU!!E*SD?',\2>;N0!^5\@RS#N:YORRF1>]<1P^0]HTX!,A<4 M06@>[)G/AXNY4[LVP\6(P&=>!8R;?4HS[$9FV:"%LDX)Z*:1GA`"VJH027-Q M_6$V&TX6J#!=M^L0&YP%+5GH%]3@MDP3#H-X3?^AU0M/040K%@;Y39"FSV3P M_QA$>UGAI2$O0`+-1JE:!LV$$22%9@Y,G$.CA\=6]`=\9'>;..M#`_8#QWZ! M@AQ5$A`3`39)6:V2/8$TPRM,X"TCVA:O]'+9N*%D`0@1!BK4(H6"'L))]'B: MPW')@M(##ZM6IC/A((J23[2'+]HD*5HG^V6^V4O45\P\ M?WOU>_;?JU=NXT\'O6>EN^\J9^&K^RDP'@:&V4K'F> MC0`05[0'V+11C?\=7=:MM_6N6B4%";VRM4-*^CK?IYANHQUZ7<9K=O"AFKZR M^>F)ZA9\COM!VRASZ`=MPM2[TXA,RA)-PXQ*UF,;4AJ$BF,LU?JBX._=011# M0%]*85ZIA"FU*I4*SJ/4NFRO+6HY`Z`54*TWYD8QR1`HH06L\Q:!%E9Y\X2@ M-=Y-(*JB8Z!8UP(M(SYK`+O%&TPDKN?[9;9*PQWUUGD2A:NP\%S6H$3DOH:, MKJ\TL%'G>*>!"9>[(&8!1]!2K>!%/#/BN1%C=Q[$>E$JXY7*>*569U%*&\3< M:@68F3?)UH)GXK49>)#56Q.`I+_3F6=DQEEWLVP[8->L[J_4K2?=I_1(8OY\ M3Q"RNVW^M0]W=%R1W^JB9G'O9R8J\&ZGHH?P0CV>YBIC-KT?SA8_H\'D%@W_ M]F%T_WXX6;COO]`&>LER@1A3T>VN8@.]0*8*>F1F6W@QP4(/,BNCC([)O3N8 MJ<$[A)H#PB5,$#4G+<.[X6PVO$6+P=^+_6'W#M$.>#7;HL=FJU#&DO1'5LC& MI::]0R2T,"U,C?IQ"`FAFIF:]A,83R?O+A?#V7LTFGPS=04+&O( MV^PB`7:U09*L/X613+/CGP$N*SB!5KN5H/P;R/4#M6RTQY0>KK[<`UUYNCP?5H/%J,AG.6;YPOIC=__$+)H7(9&7C>\*:I`R=SND)77_94CD">D> MRXH!.;6V7$YDK5:AY(D8TYW94F6D$161/E5!;:<$.<%2GVIIRA*C<9XAB/6M+81P27CH0$?0`<_4V5JO?QT3"!=_YH044=KCBN=] MD.]3T#!P$^Q"F@7$08:GRRA\*.X#4-NVC@GB[+V)&O5#]RH.F-/V>D2"0^J, M"464BXR/J[I?.#YLWT$!QH4X-O"QO@RI\R`B(2O9;L,LHX7JNJR`B@U;[.\!..]YH,L(P8KLA:#%M47%VGA"RJ M%B&1UR2G!35(%;4=TI+:&Y,F#F:PU8IM7G M:_8B^Z2MR37@\R8'I:[5U3)YE(G2E\=>CT?O!HO1=#)''R:WPQFZ&=R/:)G@ M>#B8#^<7B"QM,Q]S5%K5%&DJ^#)@MC_)C0)F->T2!J#"=B7\1G6[D!JLQ%V! M1E+G?CPUQ]5LN2][MP+.=K!KH0_>\N4%+T(*T.F:9IX&/$%35GE#&:D>7\T> M?9B!V;]'UT>HM]NP./9*&R.S&\@?<+R2>Y"2`^:>.HT"I]?32JBX/UF.EF,)N^&DQM:`O\RPQC%28XS=/6657U<_=YM'^`6&ATY MBO[:/`^47U@?'O'KN(C=`1'/CH18'YH0'?IP6_%N#YEC^%UURD-\?39X(3QW MW:3R)H8&&>BMI?+[%4YH@&\C5=XY4-XP2NGH+0._??/5FRNT"U+T1+DNJML/ M@WW^F*3AKWB-OGES\>;-FS]5?PFSC&ZKO7US\W>U_E[:8?BWD7E@]#\7,XL.3^0:$M9N@KEFZ1],DTXMLU2P> M&+SFBEH5O1>FK[_"56C_W!H"U@F,\9]XPE2D@.,BV_4ZI/N)070?A.M17.XW MMY6Y/>"GG(C@ M+WDO$.](4#ZS2'&0[=-G;:)*1.C>)^1P>1]H4D'8O`Q%)3ZKU.>NXG<%V!@_L(.Q'GT&0/\M8K')>Z@H@3VX M#ECJP@49N`_S,`RM!\X[S<#6)G%0-CS#>1#&>#T,TIA,'[/!:K7?[MG!]5N\ MH1?42!0V871OX>;J\`:OYX*P?U-4#0NK&!$N.9UZ0G?8%2=ZR?&BDAELM&_N MF!IOK?JQH6ZVD0YAZ3(4DBHD\):)QG@M-LT!J[]Z??U^-5"5:*QG\Z]AJLA] M=3S`-9D*3/H"PR^C.ZI55U0_*CS/_55<)Q[_=U]>@[)(9I@Z6ACA"0K7>'W]_"&CY[RG.YP&M&YOL,K#I^+-J"OFSO,HB.3F^5Y9 M/1W:_W-`ZOO.IX@@9WEX%)T;I-7#Z*%9%)8M$A*T(@]#FRCYE*%=^4RT?$9) M]3P4'![HMJX0[E4='D8OYJC:,KRD#WQ%_TR?B>ZY=_62/I>\TE?H\&AT?#9X M#>,MWI&/'XJZ/(I)($ZU-R'6#[$?_PYS9OWT^8)3W4<2QT?06V)S'%VW](SC MKPS#='-Z=XYL#-`P`40\(S5JL4O)`;*-9X"H.49R3&[C0%>TM"-BX](E/]S@ M+HP#$FGBA]HE\\H7<,H"[0)B%>0.4*>'-W\1'JTYT0:;K-B)L&*VL03H$JTT M.#"A&\@+X]DTBO9VNTO2VV2_S#?[J&H=+U%>S0)RS;56A9-KKJ7T0-=<:_"( M[HHN6-`F2=&Z9"(KA8++]577W>!73&C0@.]X6X!NWUT'9"UQDVQIPW35C%U& M#+`]H(1=VR(04H)L$RB0-%/OE!@M*349ZH_D;C<*K!%?%HAOA(A-+5MV]T8M M`%4-K>;[9;9*PQW][3R)Z!X;HQ!-;MJ+<7T?1WM5CS=SV,MP>$='6W#:.<:A MT1DO#/'23BG45E_5T>'NGL-JZ2B0$.'\J>PZOG M11J0X7!%<;T+PIBF]3[$*0XBQ>DJ.Q$`-T*W4+%V/[0%/\AMT=;XFG/^B823_HX?B M8A2PG"/;O^=Z3;K=3^NL3R4`O:Q$O**Z'?>\JLZ`T!M>34VKI?T,KW#X1,NE MC%^2B-4'3Y.KI/:Q)A]$0#?');]9,CU0`ON1,72)!QTTF@DTM`PD>3',&*.5)`69JRJVRJ#D[U# MD.&F@XJ2`:C2O!3%W;(JVBR%&XWBB;KU3D1K48YW(SJJ?-B1:"G' MW:Y$)X!RZZS$4=OT=GNB7]UOO=V2@-;3Q63&&T5!DYYTGG4LR[9;;XF9?9B_ MJ-32)#H%G'[,6N3()-<@>+$DLD`MRV(R9;CZ?:\6/IV_2L>9%IF_7>,8;\*\ M.#M-]UP^[)+X(\XHH.EF1GY(PQ51C!T(^Q"'XGE62T&.9UF=U#W,L5I)<3?# MZ@"O>;@O^(Q*8>@H#5%QJ)1'*P6.$HN6%8C)=#Z_ZE/SX><5O4WDL`5'\/RDB./Z,TU68G:'=B'8F]N6\$6=SMB_KE?BP MN=8B.U7G\V%.)U'&;$_-M_Q3$Y1\WP;BINRVH'7[:.=/-)7IL3(#G54IZ/+2 M2?E=7-W%@2>\[;9%,@I*8\"T%*3*D%.8X787)<\8SS#K$*:_2]%.A`\3&[V*ZCF. MG-^/Z8X.G]16R<2'/#5BIHI+(=4T'3JO9:V49&94R4&E('%LZ7V6Q*ZWR^A) M.\GBP((/?-XC5T8QP6DR0GI1.= MUI;].-T$YX:=(24ORT:`>Y>S5X_W.'-N"(>S1==<9I@W-'7J?YT5H\U(+7N/ M0O2'AOF`7HPOH[C^V,)MV/)C_!=V-IS_- MB9?.A[=H-'F%[F?3CZ-;\I_KG\G_/P[GB]'D'1K<+$8?65=TMV?">]-5,S8= M!/K4%YE`76&\SNZ(K<^#"$\W\\="0TX M@7H4&B,3M?MCS(B^)Y01=EIPE5$!Q8P\/(APW;FP+Z7FI5+SHU*<",#FGB<* MDM^0*)X_WQ-=\D&\IC=&["A&XU>DD."#JVD55/N;E-T/I]/`TQAIBL/M9K)0W8"[MI6;EB)>4",3D7A\M;3E1T[)+!U\70UW7H;XO?KMMNKU*-LF1:=*UKS<5\L]/FT3'I9^?N7=S%5LL;;U*._F M[%-Z,>8JFO`-4P MP>LD39-/[(;M?;RF9U<8-1H\I!B#+N5MM*@OX,>'G7K&2Z?;!3?TFOTN26=X M1U[88Y!AHE*RW28Q.WNJ676H&.'6Z'IU1&MS.1?DFER'JFER)2VUKIR64NS3 MY^*@+\@"W!Y_M?"F6;PC*W,6QEP<$==;9_EJ\#X_G1S&](8'Z\S<[^7,<'Y MO%H-D;^+.2!]785(O*9:5_2(M:!D_9F8CV3TGA['UV6UT>+@[?12EXKMPB-/ M/^,WZ7@HB@Q`)<8/=()4S"0.TZ,3M8PX'!^$,E/@<`1*3>[N$,)CH9E')E< M36=UYYV^$#6TYY[.K8>S\T\N%.DPW/!+H-Z:=O4@U/&@U=MK.(QKG26Z&_IZ M@JI9)G]9+;_.]4[^/=I_?9EOQ^U*[#B&3S=5+M^Y*<#,1XGS'5&>E'!.# M.#DPZ[KS?RW`2D@ZK$W9J)8-RU%-=N^D`1]PU:-*&6FMHX@)>MM#`4J<0=C5 MRXJY8)4=HM4:KI310IV3`D:F2>:14(F*#^%^>-C$JW)'.(N M2:WN36\O#BYKVE9U43[55A9DIK4=UH9Y(-X3?^A5>I/043'X'N$Y!79 MB7`_MK11D1]=;/@AQA=[?`TC?7D[O)D-!_/A*S2:%#_1.',([+&5Z!Y6Q*#F/EI/9<*@YIYV6Q=H>H<.I?ADI+F;SMX/%J/IQ&WA?4?E..XB M2%!^Q`D`+ZX?Q3FFR]7[(%R36:GD-32H(%K&"8'6V\+52&!:OPD@2'+!M(:, M)DS"DL=Q9S<3H!45HF07:(+!"MIKEPJ'LKV/!A5(:T,1T)/VA3P)4(O")@2- MG>;UEIANV@\:H#RY+SH$F[E4`6)"K(3\>#Q%&:\%*_O;,%M%2;9/L69*TUTL MS.JXCU=QNF+N(A-D=M0/:--I$YTU3::38N)T/+4XN?6@;]B9WL1A6D7"4R&9 M.UU-%^?",XU'\>`SL++J@-V?LPYS`BDC(QJ]^69]O<\G2?XSSA4ASYP=8A2P M4ZWN[6:\,+DQ&VS-$K>J^08*UNNPV#,/RIMEEOLO(U[?$RVJ-SW=E/.L()J3WQ3]^HZSK`7^G%]'\N.G_3_&_6SG7*^*GQ7U M_0R(V=-Y=&C>H<`]ACG6]3ZCS1G%PXZV84I,\">L)5:M2UA(TZ(^&Z#K-D=*LC"K.B% MS$4L:HSS_78;I,^L9?GQ">CX"%0]P^T.<1=M-8IX$8:;6FEBJXK!O8?IX?-> M):<&"6TZ.&=Q'ZC0YH^R4`YV\TC4(VK'ZV&:)NE-DJ9XQ?+#N@AG*0/2#2V4 M%'NF@0"(L-<"H.A^^GIAD,C/\KHU!TZH2YV[7P(.*=J:(*+G!S>XE5! M0T8+$B#48,SM'2H2G!6_6_._"\*4'5,Y;CIH%SD:'O>.8*0$[PU*!H@08`"H M85:4!S$F])[U.W;?M;TC;([+BU@@4D<3#]0L?KB"*BZHZ$%B@QZ0H2-`!8?S M*N#6(6[Q!M/"P9LDR[.RM##\%=,=+EH8219`T_P1IX,LPS95)MW%NG>LOEX% M[WQ=94)$JGXP"_I8,?:B;C4K4U1,$KJAM:LT:\Q$.O7E,RE;B45,[@7B)%^@ M4O8%]P8*^?6ZD&`98>1!S&SYBC1AM;/4+V:`4`7GCB)!XGA&QFT%VHFF*1U%N5R]]`*UOQ',[93D_XWR9QC"SO,2H!9K[Y)D_2F,(J+GB+RF M^"$DJTC;[(VM$/=+L79J\BLO.PD0>9@V"!OF6PEA1GH4`Y%J<:"/;P=KC%36 M)$HL97CJBZHDB)4`D)1'"X2VE@N4Q`#2S/'YMC9;&/YM4-AO/_BWN=`JF\YG MN=R>`>N*MK^`)%G@EF?EJVQAE70L4X7C,%B&$6O$H\S+M9'B>$';7M'#0M9> MA+OD6UMLH@)4U@5!D3_FI,&FVH"4=K\J!5?4U2BCRIZU$.+K&"/-E5E+<)XB M:XFP\S@#D!#[]U.UOX&F5Y7!VH#R38/B]7"[BY)GC,L;4N^)1MI*5SL1`(W] M6JA8:^YGP0_2X,\:G]16[X-G\M1B%5K)0:4@M\N&'I2J-3H3:828&"^R7"?J MSG`>%O6-YHUW;22`.Z&)@@H?5+'#=,ZUQ=?.!:%27)#J.7?$;9@7#6CH/A<[ MAXCC5:W+KT%$M!("XHXMU#SQ2`L)0''1&J$HB%1"RDU*3HQK'SRS.KYM_1AI MK`^+-C(\]41-:#07`!4<;1%:&BY<6`10#&#CAUNH6N[^Z#B!MH#,%&KL`ZG9 MP#:#3&!)]EC&2?QPN<#I]JS97>T&41<-N+R19P%,KIJNXZH^S5J>6" M:<1I",O&;\#Z;+K2Q?6IJ65N'FZDU!"GG)3`ZZ>7A*0PAQ854`1%GI^B^=#)7UL(:WURI;,B!U;?8LZI:II8(R>'=Q95;)'1@L04-9@6S@`5 M4]PHXM@A]LL,_VM/<`Z?:.F7-I+(Z0%<0@>^YA,R8I!8H0;3M*4#/2H8W!I^ M5[1^C/TG6NC&?BDYO*$KQWX)+DU8"D\@/YPZ@$"<.Q.6ZD)MMO%'J[%8]K;$'\G:,GX\ M"$54*F]_QE^Q/&![1V;!0?0S#M)AO+XE*\SN'U0NV>VWU6E8?6897=LOKI;7 M_>-71Z.+!R#Z!$0>@>@S6IG";7G>^QZG8;+NS0XD8MT:@5*WR@*$1&T_OT)8 M]V]?"4>%]'Z^^X+0]?>Y"VDP7YG7Y/3CTK]U_:9'&3U^2BJTU?<;QGF8/]\0 M&6D0C>(U_OQ7_-S]0TK$NOVB2MVJ3RLD:ON-%<*Z?^Q"."JE(R8>$?E=OCN[ M`([M6K)+X++I/L_H9:!D_=^;$2B?`6(1!EJ?F(>"HZ.M:"7W9SCE;7_T61?% MI7\9XA[7P8[NP@BG-R2&/"1I;Z/'B5`(2Q'J53>-&DDW6Q"(ZNWC,]FH$M[A M4\_P0TC7?G$^";8]A'RQ5(B/+=:L_K7K--T^MTA6;]_[*!Q1Z9WF=L4BH9@M MWI'?9?U-]`2B869]4AU/IX`-PJ[S08G`'B>'Y2*OG.ZS9_1@#W3->!9KX`1# MVD)#/[$E',CZL8,3QB`(S*LT74$.5Y4N!-TOR&Z3] M9ZE5:5XE"$&'!+*@B#-V$V"<)5&X9K4B!_8,)1LTW>$T\*9BI((VW91'K\@X MFF0A:Y^DV?XP8H4HY.J(+&S!CV8?4F0M!OAJ##$I,DLK/AY3##]R/Y'?E@&&2;_ M^3]02P,$%`````@`:(.J0-_XX[#P%0``$$H!`!4`'`!I;G1X+3(P,3(P,S,Q M7W!R92YX;6Q55`D``Z,DK$^C)*Q/=7@+``$$)0X```0Y`0``[5W=L64JMI_?7O[\O`>04X@BC\='!Z='+@@-!#/@SGGPZ2Z-"- M/`@/_OZW/_[AKW\Z/'3^??EX[WP&(DO[Y'GQJE")?+W*0X8@_/CS;.$(^C_#MFP0_JKP].SP_/3H_?(/\A$5.!_ MP)2AO^"I<_KQX\?C]*\'U`88!>`1S!SZ[\OCW88"AC$!"7A4K>C(0\MC.N+X M&GG)$H3Q1>C?A#&,UW?A#.%EJCUY-&7[4[Q>@4\'$5RN`L!^M\!@]NF`,'TG MFIV>G9QG>OU9SN^X+*$^\PF>NR'\7\J,/.`RB6`(HNA`55DA?4NYB#_":#)[ MP"`BJC/V3\ERZ>+U9/8$YR&<0<\E9O$\E!"[A/,'%$`/`G7AVSVDI88%RR<2 M++Z+_>AEY9,05I=?QJ*E=#1AN*(R/*5.O8D`"AF,Z.OG"D4:\N_"NJ4VGQ'RWV`0$-9W M)(3#.9P&0-/L4AYMYU<*H*8\6S3M9QF<`)%+W4-W"@,8ZTR:&AR[D?W!71,> M%)T;0H76`%R2QGL[*9-6F8UDICR[\\!Z%\V>` ME[O`+F;0>CZ:QLR);F%(UHU$:XTIATO=4J8[LMQ>@F?W7<-`6S0MG_\4(^^7 M!0I\\J";7Q.RYE,6@T?:4II'$-"=Q8.+X_4S=L/(S1ZJ+).805L[@7F^,OX, MT!R[JP7TME;'JD9KXM-63O)"!+\FY!$WKS2\U06K$::2K$HKUGORX/SQE*23 MW0F,*:.3$^?08>/+/Y*UII,1.\*]#7B/0>@#/]U!!;M9T2TG,>C1'K\<^@&1K>7I*?Z"BGQZ> MG.;;T3^37VUD>"9L*S+6_UQ#]@)OB^5BCS$A/VZ!7=_LYB..5RY]+1]Z"QCX MC'J&T5++2KD4B"#9])_@CF MD`H`LCSPW^`UPLGFK$0T=C?K$*!0(_#N+ZMS`@&WDBRAQAL>-71HW& M[ESI-R8_[=OI\RC,LJ-TTY:F2*-)$M/#$S_=QHJF'BG1R`"1*U/@T_<[F&F4 MQ6FV-+@EOXLD"R#.V-&@(=&AF)=^&!0$.EFJ05`:.5(`2AH4YO_`-_]Q-1_0 M-OM$IL4Y( M"Q7(3Q$*H)]6/!3,'#1S"G;.-TGH)CXD8[Y53T.5IZF9&TW3V$^BP[GKKK*Y M"@1QQ'Y3G;3R7_^<98,WD@D2540`\4&'`RJ0J&FPRHC*YB]V&/:!FU;&T\./"7\(PS3?' M\!6(I]E&"I/A;10^Q_B#31B+??H:$#T\N'5(K13$VX0F(ZZJ0P[\#Y8"3Q6^ M6"(YM9&&`U>15:&V5E'F'W,,`O!G*:5AYI`:27S5Q2B[2E'#&$3 M@<&(-HG.`+8J652\0FZ)O;(J_X3H7IQ;7((9PJ!43_X%AJFN+`+2#U7*7+)" M[R\@7B"_F.-X;]Y>GVZPZ_5J!^;''2?*AETIY';)@S7_D$;H<9R1QGL'1V:& M9%?9,2->.5]!+%VM5_YN,&X521E:'>>YAHR[TH>U:;44_839XV`F&&PU?H@]#?:$[K:!YXAH7\7X!V5`'^!1'#G8.OR7(*\&16*U^5E&/HLS#8%?25 M8>4;)W;5;Z@:0O36UJ0?PB5V]7U=7]E^_9]9E9<3V"!_3S9]!R"QHIB#1:XB M5I(Y2U<)0;&S<"NN.Z^2K10OY^SRXM@SM>+8G(>3,1FR)'8C[&26=VIP@P<4 M01B%T=,$0`ZEBT`XYY!^:ZB1^`!HO@TH$7]N;EX<2L=;BS`/T0N-DGXF0QMZ+[-/YG ME_+AYNU%Y/+NI^9UV,ACDPYY662F(9I^1:$G#,4F`O-`;9)X3]6P0Y_M1;%* M595@G'DH"@2ULOJ5M77FX%7\R3R("MFZKF\U`I5;&,(8W,-74&NVS7_[-1&8 MAV"3Q%:6M9::EDO??()QYJ$H$'1/M9PF[!R$6P83X:ED5#JKR#1@>U#JKDX_ MYJPU]):<5ZB3CN4\2EVCHMK3JJ.JD@&:SZMD@X=`7->5.:B+SK1.?[#K4(OE M_A_<-4TT-I]M5`<.C*_BT495:L-J0@7Y5(U+3^HY5=T;4XS$4%<3*PL_V;4Q M^846=+,1;A">`6Q59BG7 MN70*&<>%(R^=>&Y1LSWI=<_U&;GQ\_-0HSW!*W7$$'Z!5ALRS#F\3K!N MR\NPLRO%Y/LP4X)V+;D+\_5B27M>KDF!R&QT531@>%N5?7K&9">0X+4T5GF# MS,:3)S'#SZJ.=8\@=F$(?-9IZL+SDF62'D]>@QG]UH>#IPJ1V?BJ:,#PMBH! M53>1TLK)=#QY$C/\+$I`-2TA=ZAC'-=:N%D;AOJ^/W(;H&]-Y8[+G#=K8J-X MQ:.XBXWSS=8#OCUP?F]KTV(A'`3HC5KZ%N%KE$SC61+4FQ)(SE_UZ,=2A*RI MUJ91@T5)C-*F@`3";@O(=U&4J`',1HX67*9``>RYQ<#*>TO*AX\68EZG M2(+S=_;@O)7^R91N2FNQ46-!E2M\D>+:]RNWG^U3<9_]9$9[O=V2Q6>M_>>Y MVL:IX.6@F4.Y.2D[YYL7$QJ!;M13VREQAO]^688LL(3V;;@QPZ;DX87_WR3O M=/&,R&X-D9DF;:Q7*/Z,TH[U&-$^]O[E^B6BI;B;6_\N2(2^9ND;2:O0O3S& M=/_9C]:;MJ56?UHYU2?A$:\*_0DGYS+UH[B`;:Z@HB?W:8OKLPI`:^R7$P`T$AS=ZY#:ZD[X5 M.FYI:T2)'3$FS;6":Y#]6S)?7B8JR87H$-OJ0CHV*)KG6I7PJ)N@7C2AY#T\ MLH'N0]0,"K$W\'3JN@^OH3-)?E<&>TGG[:18-REAGF171F/W%#4MN^X6;*CO MU!MEY!WE5"<2$?78O42BFF$-AP7;HKI*.V^-=F8U'B=HIV?778P-G2S2";)8 MLZF_6/B$X_$.':VZ[J#%R@O:Y=-VHV=&H0=[M5FB5DY./Q%GW=#&OWK#QW%$TT!2\##;KQ MX*NA5->MG0T-^TK#1J58K]&,QP$4%;*R*;18[U+N1,L!MNAL<8(MI:SL'-VT M0=9]]TNHQ^X4$M6L[#E-KUU7._[C?P*@3&QZ?;>.+GMJ5#UDZPJ!^MGEF:I? M!NS"9*1^(=6I:'YMU2DWL8$'@!_=$D/2QOR3V=,"X9C>L"&_-5:5<`A?V-WQ M2]6:2MI9V3&[KKSP4FPEQY!0V^(=$A7WU)1[8!=QUWD!TH5'5,5`RT,TB$?J M(!H:=MV[VX@NW@0O3S;`/1AQOQA5 MH!FG.R@HMJ=N[69L&?(ZKV=$)M%_P7A!>Y83PY&ELW)?@MU9C=1E=M:WZP[P M1DPGZ@9ME9T:J[?H:,C\PZ(<)M6=7@%'_J')_%,?>N2F MYRWUM&&ML6RZ#I%K@`L2(1BO23`(KU13HQLG_C4U&/`=YRA7J9\1>7%L(_P_ MGUKB`%01Y@(=UV)F+G`3#K56>$I6JR`UEALP8]V%,X27+J\C=+GYE2JEZ2Z@ MK`AS`?XE$Z,]L+JC_;!!%-/;",G:B%MT6QDQ"*1ZGEI4U59D9RA:U>!RJ_\` MY.4+:B-&A6%%=H:A58E"9A!ZVIWIGPX.:'W3186)O\IDSINZ#L;XIY?NF5!BBM<,H4>2@8KW9937.XB M>?-VQ+?O-4@KL0N$GXD[70;\"I?N'S'$[-*IW[!74?>FZ>UFF;ZNN(U@1#]: M*&$=^D_)MXUH;-).BEI8 M%L*%KD_T7D`7^]'+BMZ:Q@O0\VJ`EN)M0^XP^L$"[VKAAO.TC\\-Q@A?(0)# MIK=2**J0]WYCBH)TLAC5I!\V5-7QV]R5HJ>>93%\X^*0J$[/2?,RWO)%U*7X M_:X:OXS2(:1.1NMDQ#W[=TF%]/F20!4/[3LHJY+(`E`R=HA@:[(W"RR)V)8% MT:T+<7JZ^"6]7'6KAKP40M]70XC2.2FA4Z;L^[X+)GTAF^QE)Q_>^V4='&ED ML=0P?HAX4K'_YEH-N?B6Q57>MUW07'&[&W$ISCY4XRSGXS!&Z38P9>7DO)R< M6<_>RUI%I4VE\^PUO1$E%WB[0[W2,5%KCGT'\(X"RV*\/]9=LO\&%N2_L>6V]IT213B?GG#.BB@SV0:^S+'U_<*JLLO6 MU#LP:7\QLNHSI2OH7;@,LG#>&:?BTN,=5+4S4!_<-?DO75ZP6RKRM@^\`*T5 M@;$`S;FD\O]6I6;:KR@&:@&D03M(92[7 M]INO5-2%MRR:\L]\'UPK>N\_RM9#$6C-) M_RUT^1*IQ9\6]1`1J(I1T3!70R'+HO()S&EJAVRN/@,TQ^YJ`;U2!QE.<-9J M='(6Z3:K8.*4N?3]=LDD>@0KA-,6!9*N6\*AO;\2*Y(HO@Q5J`9I.M.`P>:% MJ**`;4&73"/P:T)XWKR"D'NX5RNF*6B"TR,#$R,#,S,2YX2L"I(T1)]N^ M#;1TMHE*I$I2C;U?OR-%6;)DNGYIT71:/B02>??P[CGJ2$J7E[_/DIA\!*F8 MX*>=_D&O0X"'(F)\JD+'.[Z^>???R^VZ7_'5V=T/>``=)-43DD>FI M;7M+Y7MR+M*Y9).I)L_/?R2C.;F[(Q>"A`R$EPV.OU@[_>W@RM7.?9=P1_K/3);"1C MMJ1C6@JMHX!QI2D/84DI9OS]&AW3/4)3EP=J*#GC^L?'QX'M=?*:R@GH=S0! ME=(0%CJ,:Z0;0HV,JX-0)#A:_[!W=-1?&@C%9IOK0`P)<'TE9'(!8YK%^K3S M(:,Q&S.(.B07HEI+-LHT+(EEO!2L4QKIA0E5;GX)\LX".%?`V:+G*:AE%;3Z M8"(^!D6OL;S?[?6[:/N2.L>9DB6KXQ%I&1CM`(6Z*`62A37M3ZLZ-3/3*.=" M4\.FO4M3QL?"7)KXG4@1PSVJ$'/Q<'>])@Q&(K@086;8?\VC2ZZ9GE\CFDPL M?H>PZ+2S5N*5\2,?.8(QX\S:U>N1+BGTJI>41R0'(164ET$=H$3-\'&[Y:_L M=2I!(8K5N<$&I^=$5NN4H)MJA#0.L]@[B+LO>-Z9^"'Z8>>]NAW?IB8GF?Z< M<9I%#&5^;&4DSFAL MTNMP"J!=`):;/+P?;L:[PR(YV/]L5ZD=4(F.34$S''T%] M+PW4SL!4D\XY5=.K6#RNR$=EER<<1[ND(X-*+"QY_O!?>4!VC<2MG%#._K$C MX:I[EBG&0;E8^#H]T7C1L^O#!5-A+%0F`6^J$'9)+D"^<;YW34B*X;P>5'Q" M7H=9DE`YOQT/V83C!C.DN`,*0Y'A[H5/!CB-0P:+U6(/!'_<#NMQL^.8IZ4Z MD@V@&\OT548CY7"D&*^5(2YYP*S#(RHC]9":-.0"N*;?'YZC>G@J;"]@B,-I M)>V75')D0PU`GHLD$7PXQ64VI]S3YZ?[YSK=!0)!"))C$`O22JZO*)-_T#B# MMT`-069ES9E>V>/G^92;- M[O&U4HL#Q$:2_B"\J`?!X9$"T&9]"TD<)LE!6QF7"Q@#DH!+[DB%DJ6F>V@7 MO,5J;!($4^9-X;E0191VT//'[-=ZS`IT4H4G57P;Q7($8H=H903?"!$]LCA& MQJ_1)SYAHQBJ#]0Z`7],?JO'I("QS)=`;7YX;!:I4EUM\%-[W#A5V&S48B)Q M_RCW5NQ!#>BZ=:*"W.8P#>@<;TT^N4S26,P! MSH"CS7HY/&O$_&%IG+B+L#BT_#VXPR,%8"NC85<_;=\#V=76GI^`EX?K=0+^ M"#3.SA48M^I6@%K)O,T*-X)/[D$FC>SD[?5SWC@0YWG'@'0-2NLSSP6,=)'F MKQBG./?XI-B)KNKR<]TX#1N`2K)?8+22Z&N.EW!/9\5LKC;X26T10B_#]5,01=EY^R)B>%Q\$&NU^6AN'V:KV#R37;R6]=Q";;R$#*O7\7E*N M:"Z1D^SM]5/=.(,Z#&)!2!6EE80/8>)*&=Z`F$B:3EG8*'CXE)"?_L9QTT'9 MQ%R"_5_[D(T4?,C0G\N/9D?F>*^W^HEN'#Y+79(K?^.\%LR:7Z:.ZP[&Q!9H MG9AZH-..8GAZ@(YKFTH8GW9,U56WJ*WZ&X<\F"5Q(6*PU]2+V;#4K'3C%@A4 MA@V01OU8D$J1@C1;O*"PO0#03!OU\W(48H91/Q$:HYW!*[*_UQC.;;VNSX`O MY/;2-[O/[G=,1]OZC2H0?T&';PS^"D^#2LE:L%S,AFX*J0EOU!VN*8HD>>7E MC0@MS!H5<]#8 M6-!_45A`=C"A6M6XG1F"O]O-DC%5(XNULC#38X0UH*HYH32UB@'$6BVPNB76 MUL8L(/>WQ;1L:\I2T6H$;&-3ZCKFPC.X*8)V%;O*U3Z[6VO0^GK1UR.E)6Y` M\P7?I+"_-Q//\Z"ME#[!-CS87FM(S&*)CN':CXJ9T7@C1986@@Q%,"G9:TQ6 M3$3W%B;*I-ON43?`:4?+#*$XBS$MFNR5WP?Y4KSLX.9?`:V#FXE7'4P$!TWE M?&,7ZV8W7<[3GBZZ1GDI'%(!(Z9=[JF%\1/?QBJ?T?(X;B;_Y/S<\JV]]74+ MG:_D;XB1\#F<8/)PU5^WXVW#O)/V%R:A?)XWCOHU1X9P%;Z`_.\UWY:(G1&^ M%AEKIL0]G;F/$.B#*1/CX?PA%?P/4.8E^>WX#DS2#34Z9][=/'"VQ,6.^D^0 MB694=\D/>Z%\$ZR410MJ0.=FQ+7NKQ)_@G[>X4H]MSN;!QYA=*SDZXF$2CF5 M]?!3@D_0MX$4(4"DKJ1(]GW>/P/6TUL2!BZB[I7IO4#/_F1Z:EY4HR-70MKJ M0OL/@#B?S8.<;U+S1[M*S[Y(3W#Z;%\J=0\S?19CQ+?8)*Y%R5G)_]7N1!?M M7X27ST+`JL/.'B#UL\H>1Z(]J=AX,5LU!791_KJ1W]CB%0'?0?=KQCG(7Q+@ MY;]02P$"'@,4````"`!H@ZI`87]TK(IS``"&GP4`$0`8```````!````I($` M````:6YT>"TR,#$R,#,S,2YX;6Q55`4``Z,DK$]U>`L``00E#@``!#D!``!0 M2P$"'@,4````"`!H@ZI`Y]I-O@@.``#AIP``%0`8```````!````I('5"TR,#$R,#,S,5]C86PN>&UL550%``.C)*Q/=7@+``$$)0X```0Y`0`` M4$L!`AX#%`````@`:(.J0(ZSA$4:)@``&2<"`!4`&````````0```*2!+((` M`&EN='@M,C`Q,C`S,S%?;&%B+GAM;%54!0`#HR2L3W5X"P`!!"4.```$.0$` M`%!+`0(>`Q0````(`&B#JD#?^..P\!4``!!*`0`5`!@```````$```"D@96H M``!I;G1X+3(P,3(P,S,Q7W!R92YX;6Q55`4``Z,DK$]U>`L``00E#@``!#D! M``!02P$"'@,4````"`!H@ZI`E\7U5]\'``!=/0``$0`8```````!````I('4 MO@``:6YT>"TR,#$R,#,S,2YX`L``00E#@``!#D!``!0 52P4&``````4`!0"_`0``_L8````` ` end XML 40 R21.htm IDEA: XBRL DOCUMENT v2.4.0.6

Stockholders' Equity
3 Months Ended

Mar. 31, 2012

Stockholders' Equity [Abstract]

Stockholders' Equity
16. Stockholders’ Equity

Share Repurchase

In April 2005, our Board of Directors authorized a share repurchase program under which we can repurchase our outstanding shares of common stock from time to time, depending on market conditions, share price and other factors. As of March 31, 2012, we had $20.0 million remaining under our share repurchase program, which we are permitted to make under our amended Credit Agreement, without lender consent, in any fiscal year. The repurchases may be made on the open market, in block trades, through privately negotiated transactions or otherwise, and the program may be suspended or discontinued at any time.

In the three months ended March 31, 2012, we did not repurchase any shares of common stock. In the three months ended March 31, 2011, we repurchased approximately 1.7 million shares of common stock at $11.25 per share resulting in an aggregate cost to us of $19.6 million.

Dividends

The following summarizes our dividend activity for the year ended December 31, 2011:

Announcement Date
Record Date Payment Date Cash Dividend
Amount (per share)

February 7, 2011
February 28, 2011 March 10, 2011 $ 0.15

April 21, 2011
May 31, 2011 June 10, 2011 $ 0.15

August 2, 2011
August 31, 2011 September 9, 2011 $ 0.20

November 9, 2011
November 30, 2011 December 9, 2011 $ 0.20

The following summarizes our dividend activity for the three months ended March 31, 2012:

Announcement Date
Record Date Payment Date Cash Dividend
Amount (per share)

February 2, 2012
February 29, 2012 March 9, 2012 $ 0.20

Share Based Compensation

On August 24, 1999, the Board of Directors and stockholders approved the 1999 Stock Option Plan (the “1999 Plan”). The active period for this plan expired on August 24, 2009. The number of shares of common stock that have been issued under the 1999 Plan could not exceed 4.2 million shares pursuant to an amendment to the plan executed in November 2001. As of March 31, 2012, there were options to purchase 34 thousand shares outstanding. Individual awards under the 1999 Plan took the form of incentive stock options and nonqualified stock options.

On March 12, 2004 and May 5, 2004, the Board of Directors and stockholders, respectively, approved the 2004 Stock Option Plan (the “2004 Plan”) to be effective immediately prior to the consummation of the initial public offering. The 2004 Plan provides for the authorization to issue 2.8 million shares of common stock. As of March 31, 2012, we have 407 thousand shares remaining to issue and options to purchase 1.3 million shares outstanding. Individual awards under the 2004 Plan may take the form of incentive stock options and nonqualified stock options. Option awards are generally granted with an exercise price equal to the market price of our stock at the date of grant; those option awards generally vest over four years of continuous service and have ten year contractual terms.

On March 8, 2006 and May 24, 2006, the Board of Directors and stockholders, respectively, approved the 2006 Stock Incentive Plan (the “2006 Plan”). The number of shares of common stock that may be issued under the 2006 Plan may not exceed 7.1 million, pursuant to an amendment approved by the Board of Directors and stockholders in May 2011. As of March 31, 2012, we have 1.8 million shares of common stock available for future grants of awards under the 2006 Plan, and awards for approximately 2.7 million shares outstanding. Individual awards under the 2006 Plan may take the form of incentive stock options, nonqualified stock options, restricted stock awards and/or restricted stock units. These awards generally vest over four years of continuous service.

The Compensation Committee administers the Plans, selects the individuals who will receive awards and establishes the terms and conditions of those awards. Shares of common stock subject to awards that have expired, terminated, or been canceled or forfeited are available for issuance or use in connection with future awards.

The 1999 Plan active period expired on August 24, 2009, the 2004 Plan will remain in effect until May 5, 2014, and the 2006 Plan will remain in effect until March 7, 2016, unless terminated by the Board of Directors.

Stock Options

Total share based compensation expense recognized for stock options, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $531 thousand and $603 thousand, respectively.

The following table summarizes our stock option activity:

Number of
Shares Weighted-
Average
Exercise
Price Aggregate
Intrinsic Value Weighted-
Average
Remaining
Contractual
Term

(In thousands) (In years)

Outstanding at December 31, 2011
2,071,606 $ 6.14

Canceled
(78,327 ) 5.06

Exercised
(37,556 ) 7.64

Outstanding at March 31, 2012
1,955,723 $ 6.16 $ 13,683 6.77

Exercisable at March 31, 2012
739,862 $ 8.30 $ 3,818 5.59

There were no options granted during the three months ended March 31, 2012. In the three months ended March 31, 2011, the weighted average grant date fair value of options granted, based on the Black-Scholes method, was $4.05.

For options exercised, intrinsic value is calculated as the difference between the market price on the date of exercise and the exercise price. The total intrinsic value of options exercised during the three months ended March 31, 2012 and 2011 was $300 thousand and $76 thousand, respectively.

In the three months ended March 31, 2012, participants utilized a net withhold option exercise method, in which options were surrendered to cover payroll withholding tax, if applicable, and exercise price. Approximately 28 thousand shares were exercised, of which the cumulative net shares issued to the participants were 8 thousand and 20 thousand were surrendered and subsequently cancelled. The total pre-tax cash outflow, as included in withholding tax payments in our condensed consolidated statement of cash flows, for this net withhold option exercise method was $23 thousand.

As of March 31, 2012, there was $3.0 million of total unrecognized compensation cost related to unvested stock option arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 1.3 years.

Restricted Stock Units

Total share based compensation recognized for restricted stock units, which is included in general and administrative expense in our condensed consolidated statement of operations, for the three months ended March 31, 2012 and 2011 was $1.3 million and $1.1 million, respectively.

The following table summarizes our restricted stock unit activity:

Number of
RSUs Weighted-Average
Grant Date
Fair Value Weighted-Average
Remaining
Contractual
Life

(In years)

Outstanding at December 31, 2011
2,018,285 $ 6.83

Granted
595,491 12.48

Canceled
(232,219 ) 6.66

Vested
(355,619 ) 6.79

Outstanding at March 31, 2012
2,025,938 $ 8.52 2.61

As of March 31, 2012, there was $15.4 million of total unrecognized compensation cost related to unvested restricted stock units compensation arrangements granted under the Plans. That cost is expected to be recognized over a weighted-average period of 2.6 years.

X

- Details

Name: us-gaap_EquityAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for shareholders' equity, comprised of portions attributable to the parent entity and noncontrolling interest, if any, including other comprehensive income (as applicable). Including, but not limited to: (1) balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings; (2) accumulated balance for each classification of other comprehensive income and total amount of comprehensive income; (3) amount and nature of changes in separate accounts, including the number of shares authorized and outstanding, number of shares issued upon exercise and conversion, and for other comprehensive income, the adjustments for reclassifications to net income; (4) rights and privileges of each class of stock authorized; (5) basis of treasury stock, if other than cost, and amounts paid and accounting treatment for treasury stock purchased significantly in excess of market; (6) dividends paid or payable per share and in the aggregate for each class of stock for each period presented; (7) dividend restrictions and accumulated preferred dividends in arrears (in aggregate and per share amount); (8) retained earnings appropriations or restrictions, such as dividend restrictions; (9) impact of change in accounting principle, initial adoption of new accounting principle and correction of an error in previously issued financial statements; (10) shares held in trust for Employee Stock Ownership Plan (ESOP); (11) deferred compensation related to issuance of capital stock; (12) note received for issuance of stock; (13) unamortized discount on shares; (14) description, terms, and number of warrants or rights outstanding; (15) shares under subscription and subscription receivables, effective date of new retained earnings after quasi-reorganization and deficit eliminated by quasi-reorganization and, for a period of at least ten years after the effective date, the point in time from which the new retained dates; and (16) retroactive effective of subsequent change in capital structure.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Article 3

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 29, 30, 31

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SAB TOPIC 4.E)

-URI http://asc.fasb.org/extlink&oid=6228006&loc=d3e74512-122707

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21484-112644

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section S99

-Paragraph 4

-Subparagraph (SAB TOPIC 4.C)

-URI http://asc.fasb.org/extlink&oid=6959260&loc=d3e187143-122770

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 129

-Paragraph 2, 3, 4, 5, 6, 7, 8

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Preferred Stock

-URI http://asc.fasb.org/extlink&oid=6521494

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 08

-Article 4

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.3-04)

-URI http://asc.fasb.org/extlink&oid=6959260&loc=d3e187085-122770

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 4

-Section C

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21488-112644

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.29-31)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 4

-Section 08

-Paragraph d

Reference 15: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 4

-Section E

Reference 16: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 30

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6405834&loc=d3e23285-112656

Reference 17: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21475-112644

Reference 18: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.4-08.(d),(e))

-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

Reference 19: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 43

-Chapter 1

-Section B

-Paragraph 7, 11A

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 20: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21463-112644

Reference 21: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 12

-Paragraph 10

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 22: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21506-112644

Reference 23: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 505

-SubTopic 10

-Section 50

-Paragraph 11

-URI http://asc.fasb.org/extlink&oid=6928386&loc=d3e21564-112644

+ Details

Name: us-gaap_StockholdersEquityNoteDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 41 R5.htm IDEA: XBRL DOCUMENT v2.4.0.6

Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended

Mar. 31, 2012

Mar. 31, 2011

Condensed Consolidated Statements of Cash Flows [Abstract]

Net income $ 6,226 $ 4,584

Adjustments to reconcile net income to cash flows provided by operating activities:

Depreciation 2,494 1,923

Amortization 885 1,000

Amortization of debt issuance cost 15

Provision for doubtful accounts 8

Share based compensation 1,841 1,690

Amortization of deferred subscription solicitation costs 7,368 12,642

Foreign currency transaction (gains) losses, net (26) 26

Changes in assets and liabilities:

Accounts receivable (369) (202)

Prepaid expenses and other current assets (940) (122)

Income tax, net 745 (1,068)

Deferred subscription solicitation costs (4,623) (11,404)

Other assets 273 212

Excess tax benefit upon vesting of restricted stock units and stock option exercises (1,083) (845)

Accounts payable 316 632

Accrued expenses and other current liabilities 1,238 484

Accrued payroll and employee benefits (647) 716

Commissions payable (5) (26)

Deferred revenue (202) 308

Deferred income tax, net 2,558 1,933

Other long-term liabilities 10 181

Cash flows provided by operating activities 16,082 12,664

CASH FLOWS (USED IN) PROVIDED BY INVESTING ACTIVITIES:

Proceeds from sale of short-term investment 4,994

Proceeds from reimbursements for property and equipment 157

Acquisition of property and equipment (1,952) (4,440)

Cash flows (used in) provided by investing activities (1,795) 554

CASH FLOWS USED IN FINANCING ACTIVITIES:

Borrowings under Credit Agreement 20,000

Purchase of treasury stock (19,603)

Cash dividends paid on common shares (3,513) (2,696)

Repayments under Credit Agreement (10,000)

Excess tax benefit upon vesting of restricted stock units and stock option exercises 1,083 845

Capital lease payments (450) (407)

Cash proceeds from stock options exercised 95 27

Withholding tax payment on vesting of restricted stock units and stock option exercises (1,774) (1,043)

Cash flows used in financing activities (14,559) (2,877)

(DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS (272) 10,341

CASH AND CASH EQUIVALENTS - Beginning of period 30,834 14,453

CASH AND CASH EQUIVALENTS - End of period 30,562 24,794

SUPPLEMENTAL DISCLOSURES OF CASH FLOW INFORMATION:

Cash paid for interest 130 95

Cash paid for taxes 1,131 2,627

SUPPLEMENTAL DISCLOSURE OF NONCASH FINANCING AND INVESTING ACTIVITIES:

Equipment additions accrued but not paid 463 197

Withholding tax payments accrued on vesting of restricted stock units and stock option exercises $ 613 $ 524

X

- Definition

Amortization of deferred subscription solicitation costs

+ References

No definition available.

+ Details

Name: intx_AmortizationOfDeferredSubscriptionSolicitationCosts

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Accrued expenses and other current liabilities

+ References

No definition available.

+ Details

Name: intx_IncreaseDecreaseInAccruedExpensesAndOtherCurrentLiabilities

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Commissions payable

+ References

No definition available.

+ Details

Name: intx_IncreaseDecreaseInCommissionsPayable

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Deferred subscription solicitation costs

+ References

No definition available.

+ Details

Name: intx_IncreaseDecreaseInDeferredSubscriptionSolicitationCosts

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Withholding tax payments accrued on vesting of restricted stock units and stock option exercises

+ References

No definition available.

+ Details

Name: intx_PaymentsRelatedToTaxWithholdingForShareBasedCompensationAccrued

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Excess tax benefit upon vesting of restricted stock units and stock option exercises

+ References

No definition available.

+ Details

Name: intx_ProceedsFromTaxBenefitDeficiencyUponVestingOfRestrictedStockUnits

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Repayments under Credit Agreement

+ References

No definition available.

+ Details

Name: intx_RepaymentsUnderCreditAgreement

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Excess tax benefit upon vesting of restricted stock units and stock option exercises

+ References

No definition available.

+ Details

Name: intx_TaxBenefitDeficiencyUponVestingOfRestrictedStockUnits

Namespace Prefix: intx_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Details

Name: us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The component of interest expense comprised of the periodic charge against earnings over the life of the financing arrangement to which such costs relate. Alternate captions include Noncash Interest Expense.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.8)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 8

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 8

-Article 9

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_AmortizationOfFinancingCosts

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (a)(2)

-URI http://asc.fasb.org/extlink&oid=6905858&loc=d3e16323-109275

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 142

-Paragraph 45

-Subparagraph a(2)

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 350

-SubTopic 30

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274

+ Details

Name: us-gaap_AmortizationOfIntangibleAssets

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Future cash outflow to pay for purchases of fixed assets that have occurred.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4313-108586

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4304-108586

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4332-108586

+ Details

Name: us-gaap_CapitalExpendituresIncurredButNotYetPaid

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

Includes currency on hand as well as demand deposits with banks or financial institutions. It also includes other kinds of accounts that have the general characteristics of demand deposits in that the Entity may deposit additional funds at any time and also effectively may withdraw funds at any time without prior notice or penalty. Cash equivalents, excluding items classified as marketable securities, include short-term, highly liquid investments that are both readily convertible to known amounts of cash, and so near their maturity that they present minimal risk of changes in value because of changes in interest rates. Generally, only investments with original maturities of three months or less qualify under that definition. Original maturity means original maturity to the entity holding the investment. For example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three years ago does not become a cash equivalent when its remaining maturity is three months. Compensating balance arrangements that do not legally restrict the withdrawal or usage of cash amounts may be reported as Cash and Cash Equivalents, while legally restricted deposits held as compensating balances against borrowing arrangements, contracts entered into with others, or company statements of intention with regard to particular deposits are not generally reported as cash and cash equivalents. Includes cash and cash equivalents associated with the entity's continuing operations. Excludes cash and cash equivalents associated with the disposal group (and discontinued operation).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.5-02.1)

-URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 02

-Paragraph 1

-Article 5

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 7

-Footnote 1

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3044-108585

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 210

-SubTopic 10

-Section 45

-Paragraph 1

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6361293&loc=d3e6676-107765

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash

-URI http://asc.fasb.org/extlink&oid=6506951

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 7, 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Cash Equivalents

-URI http://asc.fasb.org/extlink&oid=6507016

+ Details

Name: us-gaap_CashAndCashEquivalentsAtCarryingValue

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: instant

X

- Definition

The increase (decrease) during the reporting period in cash and cash equivalents. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 24

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3521-108585

+ Details

Name: us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Details

Name: us-gaap_CashFlowNoncashInvestingAndFinancingActivitiesDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 12

-Paragraph 5

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_Depreciation

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The aggregate unrealized foreign currency transaction gain (loss) (pretax) included in determining net income for the reporting period. Represents the aggregate of gains (losses) on transactions that are unsettled as of the balance sheet date, which is therefore an adjustment to reconcile income (loss) from continuing operations to net cash provided by or used in continuing operations. Excludes foreign currency transactions designated as hedges of net investment in a foreign entity and intercompany foreign currency transactions that are of a long-term nature, when the entities to the transaction are consolidated, combined, or accounted for by the equity method in the reporting entity's financial statements. For certain entities, primarily banks, that are dealers in foreign exchange, foreign currency transaction gains (losses) may be disclosed as dealer gains (losses).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 830

-SubTopic 20

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6450189&loc=d3e30700-110894

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 830

-SubTopic 20

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6450222&loc=d3e30840-110895

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 830

-SubTopic 20

-Section 45

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6450189&loc=d3e30690-110894

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 52

-Paragraph 30

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_ForeignCurrencyTransactionGainLossUnrealized

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 25

-Subparagraph (f)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3536-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 29

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 27

-Subparagraph f

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4297-108586

+ Details

Name: us-gaap_IncomeTaxesPaid

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in the aggregate amount of liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received that are used in an entity's business.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInAccountsPayable

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in amount due within one year (or one business cycle) from customers for the credit sale of goods and services.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInAccountsReceivable

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The increase (decrease) during the period in the amount due for taxes based on the reporting entity's earnings or attributable to the entity's income earning process (business presence) within a given jurisdiction.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInAccruedIncomeTaxesPayable

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInDeferredIncomeTaxes

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period, excluding the portion taken into income, in the liability reflecting revenue yet to be earned for which cash or other forms of consideration was received or recorded as a receivable.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInDeferredRevenue

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in the aggregate amount of obligations related to services received from employees, such as accrued salaries and bonuses, payroll taxes and fringe benefits.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInEmployeeRelatedLiabilities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: us-gaap_IncreaseDecreaseInOperatingCapitalAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in other assets used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current assets, other noncurrent assets, or a combination of other current and noncurrent assets.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInOtherOperatingAssets

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in other liabilities used in operating activities not separately disclosed in the statement of cash flows. May include changes in other current liabilities, other noncurrent liabilities, or a combination of other current and noncurrent liabilities.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInOtherOperatingLiabilities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The increase (decrease) during the reporting period in the value of prepaid expenses and other assets not separately disclosed in the statement of cash flows, for example, deferred expenses, intangible assets,or income taxes.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The amount of cash paid for interest during the period net of cash paid for interest that is capitalized.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 29

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 27

-Subparagraph e

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6367179&loc=d3e4297-108586

+ Details

Name: us-gaap_InterestPaidNet

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The net cash inflow or outflow from financing activity for the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 24

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3521-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 26

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3574-108585

+ Details

Name: us-gaap_NetCashProvidedByUsedInFinancingActivities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The net cash inflow or outflow from investing activity.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 24

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3521-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 26

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3574-108585

+ Details

Name: us-gaap_NetCashProvidedByUsedInInvestingActivities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The net cash from (used in) all of the entity's operating activities, including those of discontinued operations, of the reporting entity. Operating activities generally involve producing and delivering goods and providing services. Operating activity cash flows include transactions, adjustments, and changes in value that are not defined as investing or financing activities. While for technical reasons this element has no balance attribute, the default assumption is a debit balance consistent with its label.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 24

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3521-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 25

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3536-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_NetCashProvidedByUsedInOperatingActivities

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: na

Period Type: duration

X

- Definition

The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-04.22)

-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.18)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph 38

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 260

-SubTopic 10

-Section 50

-Paragraph 1

-URI http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 220

-SubTopic 10

-Section 45

-Paragraph 6

-URI http://asc.fasb.org/extlink&oid=6920043&loc=d3e565-108580

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph A7

-Appendix A

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 130

-Paragraph 10, 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Other Comprehensive Income

-URI http://asc.fasb.org/extlink&oid=6519514

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Research Bulletin (ARB)

-Number 51

-Paragraph 38

-Subparagraph d

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Emerging Issues Task Force (EITF)

-Number 87-21

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Net Income

-URI http://asc.fasb.org/extlink&oid=6518256

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-04.19)

-URI http://asc.fasb.org/extlink&oid=6879464&loc=d3e573970-122913

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 19

Reference 15: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28, 29, 30

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 16: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 04

-Paragraph 20

-Article 9

+ Details

Name: us-gaap_NetIncomeLoss

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The cash outflow to reacquire common stock during the period.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 15

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3291-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 18

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 20

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Financing Activities

-URI http://asc.fasb.org/extlink&oid=6513228

+ Details

Name: us-gaap_PaymentsForRepurchaseOfCommonStock

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The cash outflow from the distribution of an entity's earnings in the form of dividends to common shareholders.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 15

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3291-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 18

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 20

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Financing Activities

-URI http://asc.fasb.org/extlink&oid=6513228

+ Details

Name: us-gaap_PaymentsOfDividendsCommonStock

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The cash outflow paid by the company to cover an employee's income tax withholding obligation as part of a net-share settlement of a share-based award.

+ References

No definition available.

+ Details

Name: us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 13

-Subparagraph (c)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3213-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 17

-Subparagraph c

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Investing Activities

-URI http://asc.fasb.org/extlink&oid=6516133

+ Details

Name: us-gaap_PaymentsToAcquirePropertyPlantAndEquipment

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The cash inflow from a contractual arrangement with the lender, including letter of credit, standby letter of credit and revolving credit arrangements, under which borrowings can be made up to a specific amount at any point in time with maturities due beyond one year or the operating cycle, if longer.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 14

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3255-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 18

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 19

-Subparagraph b

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Financing Activities

-URI http://asc.fasb.org/extlink&oid=6513228

+ Details

Name: us-gaap_ProceedsFromLongTermLinesOfCredit

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 12

-Subparagraph (c)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3179-108585

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 16

-Subparagraph c

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Investing Activities

-URI http://asc.fasb.org/extlink&oid=6516133

+ Details

Name: us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The cash inflow from sales of all investments, including securities and other assets, having ready marketability and intended by management to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Investing Activities

-URI http://asc.fasb.org/extlink&oid=6516133

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 15, 16

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 159

-Section Appendix C

-Paragraph 5

-Subparagraph c

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 12

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3179-108585

+ Details

Name: us-gaap_ProceedsFromSaleOfShortTermInvestments

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The cash inflow associated with the amount received from holders exercising their stock options. This item inherently excludes any excess tax benefit, which the entity may have realized and reported separately.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Glossary Financing Activities

-URI http://asc.fasb.org/extlink&oid=6513228

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 718

-SubTopic 10

-Section 50

-Paragraph 2

-Subparagraph (j)

-URI http://asc.fasb.org/extlink&oid=6415400&loc=d3e5070-113901

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 123R

-Paragraph A240

-Subparagraph i

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 14

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3255-108585

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 18

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 19

-Subparagraph a

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_ProceedsFromStockOptionsExercised

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

Amount of the current period expense charged against operations, the offset which is generally to the allowance for doubtful accounts for the purpose of reducing receivables, including notes receivable, to an amount that approximates their net realizable value (the amount expected to be collected).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.5)

-URI http://asc.fasb.org/extlink&oid=6880815&loc=d3e20235-122688

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Article 5

-Section 03

-Paragraph 5

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_ProvisionForDoubtfulAccounts

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Definition

The cash outflow for the obligation for a lease meeting the criteria for capitalization (with maturities exceeding one year or beyond the operating cycle of the entity, if longer).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 26, 31

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 15

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3291-108585

+ Details

Name: us-gaap_RepaymentsOfLongTermCapitalLeaseObligations

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: credit

Period Type: duration

X

- Definition

The aggregate amount of noncash, equity-based employee remuneration. This may include the value of stock or unit options, amortization of restricted stock or units, and adjustment for officers' compensation. As noncash, this element is an add back when calculating net cash generated by operating activities using the indirect method.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 95

-Paragraph 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=6943989&loc=d3e3602-108585

+ Details

Name: us-gaap_ShareBasedCompensation

Namespace Prefix: us-gaap_

Data Type: xbrli:monetaryItemType

Balance Type: debit

Period Type: duration

X

- Details

Name: us-gaap_StatementOfCashFlowsAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Details

Name: us-gaap_SupplementalCashFlowInformationAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

XML 42 R10.htm IDEA: XBRL DOCUMENT v2.4.0.6

Fair Value Measurement
3 Months Ended

Mar. 31, 2012

Fair Value Measurement [Abstract]

Fair Value Measurement
5. Fair Value Measurement

Our cash and any investment instruments are classified within Level 1 or Level 2 of the fair value hierarchy as they are valued using quoted market prices, broker or dealer quotations, or alternative pricing sources with reasonable levels of price transparency. The types of instruments valued are based on quoted market prices in active markets and are primarily U.S. government and agency securities and money market securities. Such instruments are generally classified within Level 1 of the fair value hierarchy.

We did not hold instruments that are measured at fair value on a recurring basis for the periods ended March 31, 2012 and December 31, 2011. We consider the carrying amounts of certain financial instruments, such as cash and cash equivalents, short-term government debt instruments, trade accounts receivables, leases payables and trade accounts payables, to approximate fair value based on the liquidity of these financial instruments. We did not have any transfers in or out of Level 1 and Level 2 in the three months ended March 31, 2012 or in the year ended December 31, 2011.

At March 31, 2012, we had a total of $10.0 million outstanding under our revolving credit facility, which is a variable rate loan and therefore, fair value approximates book value.

X

- Details

Name: us-gaap_FairValueDisclosuresAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 5

-URI http://asc.fasb.org/extlink&oid=6925170&loc=d3e19296-110258

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 159

-Paragraph 17-22, 27, 28

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 10

-URI http://asc.fasb.org/extlink&oid=6947722&loc=d3e13433-108611

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 107

-Paragraph 15C, 15D

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 28

-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14064-108612

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 16

-URI http://asc.fasb.org/extlink&oid=6947722&loc=d3e13504-108611

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 107

-Paragraph 15A

-Subparagraph a-d

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 21

-URI http://asc.fasb.org/extlink&oid=6947722&loc=d3e13537-108611

Reference 9: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 133

-Paragraph 44A, 44B

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 10: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 820

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6925170&loc=d3e19207-110258

Reference 11: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 30

-URI http://asc.fasb.org/extlink&oid=6957238&loc=d3e14172-108612

Reference 12: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 107

-Paragraph 3, 10, 14, 15

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 13: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 107

-Paragraph 15B

-Subparagraph a, b

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 14: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 157

-Paragraph 32, 33, 34

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Name: us-gaap_FairValueDisclosuresTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

XML 43 FilingSummary.xml IDEA: XBRL DOCUMENT 2.4.0.6 Html 7 127 1 false 0 0 false 3 false false R1.htm 00 - Document - Document and Entity Information Sheet http://intersections.com/role/DocumentAndEntityInformation Document and Entity Information false false R2.htm 01 - Statement - Condensed Consolidated Statements of Operations (unaudited) Sheet http://intersections.com/role/StatementsOfOperations Condensed Consolidated Statements of Operations (unaudited) true false R3.htm 02 - Statement - Condensed Consolidated Balance Sheets (unaudited) Sheet http://intersections.com/role/BalanceSheets Condensed Consolidated Balance Sheets (unaudited) false false R4.htm 021 - Statement - Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) Sheet http://intersections.com/role/BalanceSheetsParenthetical Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) false false R5.htm 03 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) Sheet http://intersections.com/role/StatementsOfCashFlows Condensed Consolidated Statements of Cash Flows (Unaudited) false false R6.htm 06001 - Disclosure - Organization and Business Sheet http://intersections.com/role/OrganizationAndBusiness Organization and Business false false R7.htm 06002 - Disclosure - Basis of Presentation and Summary of Significant Accounting Policies Sheet http://intersections.com/role/BasisOfPresentationAndSummaryOfSignificantAccountingPolicies Basis of Presentation and Summary of Significant Accounting Policies false false R8.htm 06003 - Disclosure - Accounting Standards Updates Sheet http://intersections.com/role/AccountingStandardsUpdates Accounting Standards Updates false false R9.htm 06004 - Disclosure - Earnings Per Common Share Sheet http://intersections.com/role/EarningsPerCommonShare Earnings Per Common Share false false R10.htm 06005 - Disclosure - Fair Value Measurement Sheet http://intersections.com/role/FairValueMeasurement Fair Value Measurement false false R11.htm 06006 - Disclosure - Prepaid Expenses and Other Current Assets Sheet http://intersections.com/role/PrepaidExpensesAndOtherCurrentAssets Prepaid Expenses and Other Current Assets false false R12.htm 06007 - Disclosure - Deferred Subscription Solicitation and Commission Costs Sheet http://intersections.com/role/DeferredSubscriptionSolicitationAndCommissionCosts Deferred Subscription Solicitation and Commission Costs false false R13.htm 06008 - Disclosure - Goodwill and Intangible Assets Sheet http://intersections.com/role/GoodwillAndIntangibleAssets Goodwill and Intangible Assets false false R14.htm 06009 - Disclosure - Other Assets Sheet http://intersections.com/role/OtherAssets Other Assets false false R15.htm 06010 - Disclosure - Accrued Expenses and Other Current Liabilities Sheet http://intersections.com/role/AccruedExpensesAndOtherCurrentLiabilities Accrued Expenses and Other Current Liabilities false false R16.htm 06011 - Disclosure - Accrued Payroll and Employee Benefits Sheet http://intersections.com/role/AccruedPayrollAndEmployeeBenefits Accrued Payroll and Employee Benefits false false R17.htm 06012 - Disclosure - Commitments and Contingencies Sheet http://intersections.com/role/CommitmentsAndContingencies Commitments and Contingencies false false R18.htm 06013 - Disclosure - Other Long-Term Liabilities Sheet http://intersections.com/role/OtherLongTermLiabilities Other Long-Term Liabilities false false R19.htm 06014 - Disclosure - Debt and Other Financing Sheet http://intersections.com/role/DebtAndOtherFinancing Debt and Other Financing false false R20.htm 06015 - Disclosure - Income Taxes Sheet http://intersections.com/role/IncomeTaxes Income Taxes false false R21.htm 06016 - Disclosure - Stockholders' Equity Sheet http://intersections.com/role/StockholdersEquity Stockholders' Equity false false R22.htm 06017 - Disclosure - Related Party Transactions Sheet http://intersections.com/role/RelatedPartyTransactions Related Party Transactions false false R23.htm 06018 - Disclosure - Segment and Geographic Information Sheet http://intersections.com/role/SegmentAndGeographicInformation Segment and Geographic Information false false R24.htm 06019 - Disclosure - Subsequent Events Sheet http://intersections.com/role/SubsequentEvents Subsequent Events false false All Reports Book All Reports Process Flow-Through: 01 - Statement - Condensed Consolidated Statements of Operations (unaudited) Process Flow-Through: 02 - Statement - Condensed Consolidated Balance Sheets (unaudited) Process Flow-Through: Removing column 'Mar. 31, 2011' Process Flow-Through: Removing column 'Dec. 31, 2010' Process Flow-Through: 021 - Statement - Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) Process Flow-Through: 03 - Statement - Condensed Consolidated Statements of Cash Flows (Unaudited) intx-20120331.xml intx-20120331.xsd intx-20120331_cal.xml intx-20120331_lab.xml intx-20120331_pre.xml true true XML 44 R20.htm IDEA: XBRL DOCUMENT v2.4.0.6

Income Taxes
3 Months Ended

Mar. 31, 2012

Income Taxes [Abstract]

Income Taxes
15. Income Taxes

Our consolidated effective tax rate from continuing operations for the three months ended March 31, 2012 and 2011 was 40.8% and 41.8%, respectively. The slight decrease from the comparable period is primarily due to the ratio of permanent differences to an increase in income from operations before income tax, partially offset by an increase in book expenses which are not deductible for income tax purposes.

In addition, the total liability for uncertain tax positions decreased by approximately $185 thousand from December 31, 2011. The long-term portion is recorded in other long-term liabilities in our condensed consolidated balance sheet. The reduction in the liability was primarily due to the release of a prior year uncertain tax position, in which a settlement was executed with the taxing authority. An immaterial portion of the amount impacted our consolidated effective tax rate for the three months ended March 31, 2012. We record income tax penalties related to uncertain tax positions as part of our income tax expense in our condensed consolidated financial statements. We record interest expense related to uncertain tax positions as part of interest expense in our condensed consolidated financial statements. We did not accrue penalties in the three months ended March 31, 2012. In the three months ended March 31, 2011, we recorded penalties of $22 thousand. In the three months ended March 31, 2012 and 2011, we recorded interest of $6 thousand and $9 thousand, respectively.

X

- Details

Name: us-gaap_IncomeTaxDisclosureAbstract

Namespace Prefix: us-gaap_

Data Type: xbrli:stringItemType

Balance Type: na

Period Type: duration

X

- Definition

The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32537-109319

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Paragraph 136, 172

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 109

-Paragraph 43, 44, 45, 46, 47, 48, 49

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 08

-Paragraph h

-Article 4

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32559-109319

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 9

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 740

-SubTopic 10

-Section 50

-Paragraph 15

-URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32718-109319

Reference 8: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 235

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.4-08.(h))

-URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690

+ Details

Name: us-gaap_IncomeTaxDisclosureTextBlock

Namespace Prefix: us-gaap_

Data Type: nonnum:textBlockItemType

Balance Type: na

Period Type: duration

Condensed Consolidated Statements of Operations (unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Condensed Consolidated Statements of Operations [Abstract]
Revenue	$ 90,232	$ 90,445
Operating expenses:
Marketing	6,089	9,773
Commissions	24,516	27,775
Cost of revenue	26,211	25,408
General and administrative	19,403	16,537
Depreciation	2,494	1,923
Amortization	885	1,000
Total operating expenses	79,598	82,416
Income from operations	10,634	8,029
Interest income		6
Interest expense	(151)	(106)
Other income (expense), net	34	(47)
Income from operations before income taxes	10,517	7,882
Income tax expense	(4,291)	(3,298)
Net income	$ 6,226	$ 4,584
Basic earnings per common share	$ 0.36	$ 0.26
Diluted earnings per common share	$ 0.33	$ 0.23
Cash dividends paid per common share	$ 0.20	$ 0.15
Weighted average shares outstanding:
Basic	17,492	17,940
Diluted	18,736	19,543

Condensed Consolidated Balance Sheets (unaudited) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
CURRENT ASSETS:
Cash and cash equivalents	$ 30,562	$ 30,834
Accounts receivable, net of allowance for doubtful accounts of $22 (2012) and $14 (2011)	25,166	24,790
Prepaid expenses and other current assets	7,380	6,440
Income tax receivable	0	245
Deferred subscription solicitation costs	12,293	14,463
Total current assets	75,401	76,772
PROPERTY AND EQUIPMENT, net	22,647	23,818
DEFERRED TAX ASSET, net	713	2,188
LONG-TERM INVESTMENT	4,327	4,327
GOODWILL	43,235	43,235
INTANGIBLE ASSETS, net	10,184	11,069
OTHER ASSETS	4,624	5,342
TOTAL ASSETS	161,131	166,751
CURRENT LIABILITIES:
Accounts payable	2,074	1,526
Accrued expenses and other current liabilities	14,314	13,781
Accrued payroll and employee benefits	5,173	5,207
Current portion of debt	10,000	20,000
Capital leases, current portion	1,148	1,351
Commissions payable	691	696
Income tax payable	501	0
Deferred revenue	4,537	4,740
Deferred tax liability, net, current portion	4,506	4,506
Total current liabilities	42,944	51,807
OBLIGATIONS UNDER CAPITAL LEASES, less current portion	2,054	2,301
OTHER LONG-TERM LIABILITIES	4,765	4,756
TOTAL LIABILITIES	49,763	58,864
COMMITMENTS AND CONTINGENCIES (see notes 12 and 14)
STOCKHOLDERS' EQUITY:
Common stock at $0.01 par value, shares authorized 50,000; shares issued 20,528 (2012) and 20,135 (2011); shares outstanding 17,669 (2012) and 17,276 (2011)	205	201
Additional paid-in capital	114,398	113,634
Treasury stock, shares at cost; 2,859 (2012) and 2,859 (2011)	(29,551)	(29,551)
Retained earnings	26,316	23,603
TOTAL STOCKHOLDERS' EQUITY	111,368	107,887
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 161,131	$ 166,751

Document and Entity Information	3 Months Ended
Document and Entity Information	Mar. 31, 2012	May 04, 2012
Document and Entity Information [Abstract]
Entity Registrant Name	INTERSECTIONS INC
Entity Central Index Key	0001095277
Document Type	10-Q
Document Period End Date	Mar. 31, 2012
Amendment Flag	false
Document Fiscal Year Focus	2012
Document Fiscal Period Focus	Q1
Current Fiscal Year End Date	--12-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		17,690,136

Condensed Consolidated Balance Sheets (unaudited) (Parenthetical) (USD $) In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2012	Dec. 31, 2011
Condensed Consolidated Balance Sheets [Abstract]
Allowance for doubtful accounts receivable	$ 22	$ 14
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	50,000	50,000
Common stock, shares issued	20,528	20,135
Common stock, shares outstanding	17,669	17,276
Treasury stock, shares	2,859	2,859