Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2019

Regulatory Capital [Abstract]

Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, are presented in the tables below.

		December 31, 2019
										Minimum Required To
						Minimum Regulatory				be Considered
		Actual Capital Levels				Capital Levels				Well-Capitalized
		Amount		Ratio		Amount		Ratio		Amount		Ratio
Leverage Capital Level(1):
MutualBank		$	201,197	9.9	%	$	80,985	4.0	%	$	101,231	5.0	%
Common Equity Tier 1 Capital Level (2) :
MutualBank		$	201,197	13.0	%	$	69,574	4.5	%	$	100,496	6.5	%
Tier 1 Risk-Based Capital Level (3) :
MutualBank		$	201,197	13.0	%	$	92,766	6.0	%	$	123,688	8.0	%
Total Risk-Based Capital Level (4) :
MutualBank		$	214,504	13.9	%	$	123,688	8.0	%	$	154,610	10.0	%
(1)	Tier 1 Capital to Total Average Assets for the Leverage Ratio of $2.0 billion for the Bank at December 31, 2019.
(2)	Common Equity Tier 1 Capital to Risk-Weighted Assets of $1.5 billion for the Bank at December 31, 2019.
(3)	Tier 1 Capital to Risk-Weighted Assets.
(4)	Total Capital to Risk-Weighted Assets.

		December 31, 2018
										Minimum Required To
						Minimum Regulatory				be Considered
		Actual Capital Levels				Capital Levels				Well-Capitalized
		Amount		Ratio		Amount		Ratio		Amount		Ratio
Leverage Capital Level(1) :
MutualBank		$	184,803	9.2	%	$	80,309	4.0	%	$	100,386	5.0	%
Common Equity Tier 1 Capital Level (2) :
MutualBank		$	184,803	12.1	%	$	68,476	4.5	%	$	98,910	6.5	%
Tier 1 Risk-Based Capital Level (3) :
MutualBank		$	184,803	12.1	%	$	91,301	6.0	%	$	121,735	8.0	%
Total Risk-Based Capital Level (4) :
MutualBank		$	198,084	13.0	%	$	121,734	8.0	%	$	152,169	10.0	%
(1)	Tier 1 Capital to Total Average Assets for the Leverage Ratio of $2.0 billion for the Bank at December 31, 2018.
(2)	Common Equity Tier 1 Capital to Risk-Weighted Assets of $1.5 billion for the Bank at December 31, 2018.
(3)	Tier 1 Capital to Risk-Weighted Assets.
(4)	Total Capital to Risk-Weighted Assets.