Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 11,192	$ 13,078
Interest-bearing demand deposits	21,131	20,336
Cash and cash equivalents	32,323	33,414
Interest-bearing time deposits	3,496	4,239
Investment securities available for sale (carried at fair value)	385,622	370,875
Loans held for sale	13,397	3,987
Loans, net of allowance for loan losses of $13,307 and $13,281, at December 31, 2019 and December 31, 2018, respectively	1,476,925	1,482,662
Premises and equipment, net	24,505	25,641
Federal Home Loan Bank stock	13,115	13,034
Deferred tax asset, net	5,146	7,744
Cash value of life insurance	60,740	60,160
Goodwill	22,310	22,310
Core deposit intangibles	2,790	3,569
Other real estate owned and repossessed assets	1,995	2,013
Other assets	21,412	19,665
Total assets	2,063,776	2,049,313
Deposits
Noninterest-bearing	261,600	259,909
Interest-bearing	1,291,878	1,259,316
Total deposits	1,553,478	1,519,225
Federal Home Loan Bank advances	245,879	292,497
Other borrowings	17,573	17,988
Other liabilities	20,034	17,240
Total liabilities	1,836,964	1,846,950
Commitments and Contingencies
Stockholders' Equity
Common stock, $0.01 par value Authorized - 20,000,000 shares Issued and outstanding - 8,607,953 and 8,603,462 shares at December 31, 2019 and December 31, 2018, respectively	86	86
Additional paid-in capital	114,667	117,883
Retained earnings	103,909	87,018
Accumulated other comprehensive income (loss)	8,150	(2,624)
Total stockholders' equity	226,812	202,363
Total liabilities and stockholders' equity	$ 2,063,776	$ 2,049,313