XML 67 R53.htm IDEA: XBRL DOCUMENT v3.19.1
Regulatory Capital (Tables)
 12 Months Ended
Dec. 31, 2018
Regulatory Capital [Abstract]  
Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, are presented in the tables below.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2018

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Required To

 

 

 

 

 

 

 

 

 

 

Minimum Regulatory

 

 

be Considered

 

 

 

 

Actual Capital Levels

 

 

Capital Levels

 

 

Well-Capitalized

 

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio

    

 

Amount

    

Ratio

 

Leverage Capital Level(1):

 

 

  

 

  

 

 

 

  

 

  

 

 

 

  

 

  

 

MutualBank

 

$

184,803

 

9.2

%  

 

$

80,309

 

4.0

%  

 

$

100,386

 

5.0

%

Common Equity Tier 1 Capital Level (2) :

 

 

 

 

 

 

 

 

 

 

  

 

 

 

  

 

  

 

MutualBank

 

$

184,803

 

12.1

%  

 

$

68,476

 

4.5

%  

 

$

98,910

 

6.5

%

Tier 1 Risk-Based Capital Level (3) :

 

 

 

 

 

 

 

 

 

 

  

 

 

 

  

 

  

 

MutualBank

 

$

184,803

 

12.1

%  

 

$

91,301

 

6.0

%  

 

$

121,735

 

8.0

%

Total Risk-Based Capital Level (4) :

 

 

 

 

 

 

 

 

 

 

  

 

 

 

  

 

  

 

MutualBank

 

$

198,084

 

13.0

%  

 

$

121,734

 

8.0

%  

 

$

152,169

 

10.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
(1)

Tier 1 Capital to Total Average Assets for Leverage Ratio of $2.0 billion for the Bank at December 31, 2018.
(2)

Common Equity Tier 1 Capital to Risk-Weighted Assets of $1.5 billion for the Bank at December 31, 2018.
(3)

Tier 1 Capital to Risk-Weighted Assets.
(4)

Total Capital to Risk-Weighted Assets.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2017

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Minimum Required To

 

 

 

 

 

 

 

 

 

 

Minimum Regulatory

 

 

be Considered

 

 

 

 

Actual Capital Levels

 

 

Capital Levels

 

 

Well-Capitalized

 

 

 

    

Amount

    

Ratio

    

 

Amount

    

Ratio

    

 

Amount

    

Ratio

 

Leverage Capital Level(1) :

 

 

  

 

  

 

 

 

  

 

  

 

 

 

  

 

  

 

MutualFirst Consolidated

 

$

148,135

 

9.4

%  

 

$

63,293

 

4.0

%  

 

 

N/A

 

N/A

 

MutualBank

 

$

133,515

 

8.4

%

 

$

63,254

 

4.0

%

 

$

79,068

 

5.0

%

Common Equity Tier 1 Capital Level (2) :

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MutualFirst Consolidated

 

$

144,764

 

12.2

%  

 

$

53,249

 

4.5

%  

 

 

N/A

 

N/A

 

MutualBank

 

$

133,515

 

11.3

%

 

$

53,407

 

4.5

%

 

$

77,143

 

6.5

%

Tier 1 Risk-Based Capital Level (3) :

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MutualFirst Consolidated

 

$

148,135

 

12.5

%  

 

$

71,238

 

6.0

%  

 

 

N/A

 

N/A

 

MutualBank

 

$

133,515

 

11.3

%

 

$

71,209

 

6.0

%

 

$

94,946

 

8.0

%

Total Risk-Based Capital Level (4) :

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MutualFirst Consolidated

 

$

160,522

 

13.5

%  

 

$

94,984

 

8.0

%  

 

 

N/A

 

N/A

 

MutualBank

 

$

145,902

 

12.3

%

 

$

94,946

 

8.0

%

 

$

118,682

 

10.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 
(1)

Tier 1 Capital to Total Average Assets of $1.6 billion for the Leverage Ratio for the Bank and Company at December 31, 2017.
(2)

Common Equity Tier 1 Capital to Risk-Weighted Assets of $1.2 billion for the Bank and Company at December 31, 2017.
(3)

Tier 1 Capital to Risk-Weighted Assets.
(4)

Total Capital to Risk-Weighted Assets.