Consolidated Condensed Statements of Income - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest and Dividend Income
Loans receivable	$ 11,220,000	$ 10,866,000
Investment securities	1,689,000	1,670,000
Federal Home Loan Bank stock	105,000	140,000
Deposits with financial institutions	20,000	7,000
Total interest and dividend income	13,034,000	12,683,000
Interest Expense
Deposits	1,285,000	1,372,000
Federal Home Loan Bank advances	895,000	665,000
Other	92,000	128,000
Total interest expense	2,272,000	2,165,000
Net Interest Income	10,762,000	10,518,000
Provision for loan losses	200,000
Net Interest Income After Provision for Loan Losses	10,562,000	10,518,000
Non-interest Income
Service fee income	1,374,000	1,358,000
Net realized gain on sales of available-for-sale securities	118,000	240,000
Commissions	1,100,000	1,121,000
Net gains on sales of loans	940,000	906,000
Net servicing fees	70,000	68,000
Increase in cash value of life insurance	284,000	288,000
Loss on sale of other real estate and repossessed assets	(29,000)	(82,000)
Other income	140,000	118,000
Total non-interest income	3,997,000	4,017,000
Non-interest Expenses
Salaries and employee benefits	6,491,000	6,530,000
Net occupancy expenses	646,000	603,000
Equipment expenses	487,000	453,000
Data processing fees	489,000	444,000
Advertising and promotion	427,000	333,000
ATM and debit card expenses	380,000	335,000
Deposit insurance	234,000	232,000
Professional fees	470,000	530,000
Software subscriptions and maintenance	480,000	427,000
Other real estate and repossessed assets	72,000	127,000
Other expenses	1,240,000	1,004,000
Total non-interest expenses	11,416,000	11,018,000
Income Before Income Tax	3,143,000	3,517,000
Income tax expense	778,000	1,036,000
Net Income Available to Common Shareholders	$ 2,365,000	$ 2,481,000
Earnings Per Common Share
Basic	$ 0.32	$ 0.34
Diluted	0.31	0.33
Dividends Per Common Share	$ 0.14	$ 0.12