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Consolidated Condensed Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Interest and Dividend Income    
Loans receivable $ 10,866us-gaap_InterestAndFeeIncomeLoansAndLeases $ 10,766us-gaap_InterestAndFeeIncomeLoansAndLeases
Investment securities 1,670us-gaap_InterestAndDividendIncomeSecurities 1,767us-gaap_InterestAndDividendIncomeSecurities
Federal Home Loan Bank stock 140us-gaap_InterestIncomeSecuritiesOtherUSGovernment 200us-gaap_InterestIncomeSecuritiesOtherUSGovernment
Deposits with financial institutions 7us-gaap_InterestIncomeDepositsWithFinancialInstitutions 5us-gaap_InterestIncomeDepositsWithFinancialInstitutions
Total interest and dividend income 12,683us-gaap_InterestAndDividendIncomeOperating 12,738us-gaap_InterestAndDividendIncomeOperating
Interest Expense    
Deposits 1,372us-gaap_InterestExpenseDeposits 1,701us-gaap_InterestExpenseDeposits
Federal Home Loan Bank advances 665us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 474us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Other 128us-gaap_InterestExpenseOtherLongTermDebt 144us-gaap_InterestExpenseOtherLongTermDebt
Total interest expense 2,165us-gaap_InterestExpense 2,319us-gaap_InterestExpense
Net Interest Income 10,518us-gaap_InterestIncomeExpenseNet 10,419us-gaap_InterestIncomeExpenseNet
Provision for loan losses   350us-gaap_ProvisionForLoanAndLeaseLosses
Net Interest Income After Provision for Loan Losses 10,518us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 10,069us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Non-interest Income    
Service fee income 1,358us-gaap_FeesAndCommissionsDepositorAccounts 1,341us-gaap_FeesAndCommissionsDepositorAccounts
Net realized gain on sales of available-for-sale securities 240us-gaap_GainLossOnSaleOfSecuritiesNet 150us-gaap_GainLossOnSaleOfSecuritiesNet
Commissions 1,121us-gaap_FeesAndCommissionsOther 1,082us-gaap_FeesAndCommissionsOther
Net gains on sales of loans 906us-gaap_GainLossOnSalesOfLoansNet 104us-gaap_GainLossOnSalesOfLoansNet
Net servicing fees (expense) 68us-gaap_ServicingFeesNet (24)us-gaap_ServicingFeesNet
Increase in cash value of life insurance 288us-gaap_BankOwnedLifeInsuranceIncome 267us-gaap_BankOwnedLifeInsuranceIncome
Loss on sale of other real estate and repossessed assets (82)us-gaap_GainsLossesOnSalesOfOtherRealEstate (62)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Other income 118us-gaap_NoninterestIncomeOtherOperatingIncome 143us-gaap_NoninterestIncomeOtherOperatingIncome
Total non-interest income 4,017us-gaap_NoninterestIncome 3,001us-gaap_NoninterestIncome
Non-interest Expenses    
Salaries and employee benefits 6,530us-gaap_LaborAndRelatedExpense 5,873us-gaap_LaborAndRelatedExpense
Net occupancy expenses 603us-gaap_OccupancyNet 670us-gaap_OccupancyNet
Equipment expenses 453us-gaap_EquipmentExpense 458us-gaap_EquipmentExpense
Data processing fees 444us-gaap_InformationTechnologyAndDataProcessing 406us-gaap_InformationTechnologyAndDataProcessing
Advertising and promotion 333us-gaap_MarketingAndAdvertisingExpense 301us-gaap_MarketingAndAdvertisingExpense
ATM and debit card expenses 335mfsf_CardAndProcessingExpense 290mfsf_CardAndProcessingExpense
Deposit insurance 232us-gaap_FederalDepositInsuranceCorporationPremiumExpense 270us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Professional fees 530us-gaap_ProfessionalFees 438us-gaap_ProfessionalFees
Software subscriptions and maintenance 427us-gaap_CommunicationsAndInformationTechnology 416us-gaap_CommunicationsAndInformationTechnology
Other real estate and repossessed assets 127mfsf_CollectionAndRepossessionExpenses 135mfsf_CollectionAndRepossessionExpenses
Other expenses 1,004us-gaap_OtherNoninterestExpense 990us-gaap_OtherNoninterestExpense
Total non-interest expenses 11,018us-gaap_NoninterestExpense 10,247us-gaap_NoninterestExpense
Income Before Income Tax 3,517us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 2,823us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 1,036us-gaap_IncomeTaxExpenseBenefit 803us-gaap_IncomeTaxExpenseBenefit
Net Income Available to Common Shareholders $ 2,481us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic $ 2,020us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic
Earnings Per Share    
Basic $ 0.34us-gaap_EarningsPerShareBasic $ 0.28us-gaap_EarningsPerShareBasic
Diluted $ 0.33us-gaap_EarningsPerShareDiluted $ 0.27us-gaap_EarningsPerShareDiluted
Dividends per common share $ 0.12us-gaap_CommonStockDividendsPerShareCashPaid $ 0.06us-gaap_CommonStockDividendsPerShareCashPaid