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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Operating Activities      
Net income $ 7,246 $ 3,484 $ 6,552
Items not requiring (providing) cash      
Provision for loan losses 6,025 13,100 7,050
Depreciation and amortization 5,737 6,142 5,823
Deferred income tax 582 (88) 429
Loans originated for sale (42,060) (27,091) (90,759)
Proceeds from sales of loans held for sale 43,171 36,048 84,215
Gain on sale of loans held for sale (1,576) (2,293) (1,593)
(Gain) loss on sale of securities - available for sale (2,831) (2,048) 53
Loss on sale of other real estate and repossessed assets 564 426 1,012
Loss on impairment of securities   193 841
Loss on sale of premises and equipment 26 44 1
Prepaid FDIC premium 1,174 1,387 1,700
Change in      
Interest receivable and other assets 1,943 1,728 4,217
Interest payable and other liabilities 726 1,325 (1,327)
Cash value of life insurance (1,351) (1,420) (1,556)
Other equity adjustments 624 335 233
Other adjustments 498 655 163
Net cash provided by operating activities 20,498 31,927 17,054
Investing Activities      
Net change in interest earning deposits 1,415 2,008 (3,423)
Purchases of securities      
Available for sale (114,448) (201,578) (254,021)
Proceeds from maturities and paydowns of securities      
Available for sale 68,847 47,574 55,705
Held to maturity     1,534
Proceeds from sales of securities - available for sale 98,326 76,547 85,585
Redemption of Federal Home Loan Bank stock   2,292 1,949
Net change in loans (88,639) 13,698 65,481
Proceeds from sales of loans transferred to held for sale 3,669 46,471  
Proceeds from sale of premises and equipment 15   1
Purchases of premises and equipment (2,139) (1,117) (648)
Proceeds from real estate owned sales 4,524 4,426 4,465
Other investing activities (37) (37) 262
Net cash used in investing activities (28,467) (9,716) (43,110)
Net change in      
Noninterest-bearing, interest-bearing demand and savings deposits 79,986 74,542 52,022
Certificates of deposit (64,334) (29,474) 24,351
Proceeds from FHLB advances 496,650 76,000 26,500
Repayment of FHLB advances (523,369) (102,933) (95,433)
Repayment of other borrowings (847) (800) (989)
Proceeds from issuance of preferred stock   28,923  
Redemption of preferred stock   (33,282)  
Cash dividends (3,113) (3,419) (3,265)
Other financing activities 551 57 (73)
Net cash provided by (used in) financing activities (14,476) 9,614 3,113
Net Change in Cash (22,445) 31,825 (22,943)
Cash and Cash Equivalents, Beginning of Year 55,223 23,398 46,341
Cash and Cash Equivalents, End of Year 32,778 55,223 23,398
Additional Cash Flows Information      
Interest paid 14,808 19,380 24,997
Income tax paid 600 450 450
Transfers from loans to foreclosed real estate 5,254 6,107 7,211
Mortgage servicing rights capitalized $ 294 $ 430 $ 682