Consolidated Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
Interest and Dividend Income
Loans receivable	$ 46,095	$ 52,728	$ 59,952
Investment securities	8,751	8,127	6,912
Federal Home Loan Bank stock	450	406	349
Deposits with financial institutions	52	92	185
Total interest and dividend income	55,348	61,353	67,398
Interest Expense
Deposits	11,800	16,015	18,289
Federal Home Loan Bank advances	2,119	3,186	5,986
Other interest expense	785	833	920
Total interest expense	14,704	20,034	25,195
Net Interest Income	40,644	41,319	42,203
Provision for loan losses	6,025	13,100	7,050
Net Interest Income After Provision for Loan Losses	34,619	28,219	35,153
Other Income
Service fee income	6,492	6,987	7,229
Net realized gain (loss) on sales of available-for-sale securities	2,831	2,048	(53)
Commissions	3,894	3,691	3,845
Equity in losses of limited partnerships	(498)	(384)	(510)
Net gains on sales of loans	1,870	2,723	2,275
Net servicing fees (expenses)	(203)	(73)	139
Increase in cash value of life insurance	1,351	1,420	1,556
Loss on sale of other real estate and repossessed assets	(564)	(426)	(1,012)
Other-than-temporary losses on securities
Total other-than-temporary losses		(723)	(2,078)
Portion of loss recognized in other comprehensive income (before taxes)		530	1,237
Net impairment losses recognized in earnings		(193)	(841)
Other income	351	217	451
Total other income	15,524	16,010	13,079
Other Expenses
Salaries and employee benefits	21,335	21,690	21,078
Net occupancy expenses	2,339	2,385	2,503
Equipment expenses	1,846	1,889	1,903
Data processing fees	1,539	1,529	1,567
Advertising and promotion	1,602	1,458	1,224
Automated teller machine expense	977	1,014	1,169
Deposit insurance	1,260	1,491	1,831
Professional fees	1,616	1,641	1,141
Software subscriptions and maintenance	1,471	1,301	1,554
Other real estate and repossessed assets	881	942	924
Other expenses	5,399	5,076	5,110
Total other expenses	40,265	40,416	40,004
Income Before Income Tax	9,878	3,813	8,228
Income tax expense	2,632	329	1,676
Net Income	7,246	3,484	6,552
Preferred stock dividends and accretion	1,446	2,115	1,803
Net Income Available to Common Shareholders	$ 5,800	$ 1,369	$ 4,749
Earnings Per Share
Basic	$ 0.83	$ 0.20	$ 0.69
Diluted	$ 0.82	$ 0.20	$ 0.69