Federal Home Loan Bank Advances

12 Months Ended

Dec. 31, 2012

Note 11:

Federal Home Loan Bank Advances

FHLB advances maturing in years ending December 31 are as follows:

2013	$	13,247
2014		105
2015		5,113
2016		1,619
2017		34,028
Thereafter		20,563

	$	74,675

At December 31, 2012, the Company had pledged $444,100,000 in qualifying first mortgage loans as collateral for advances and outstanding letters of credit. Advances, at interest rates from 0.49 to 7.33 percent at December 31, 2012, were subject to restrictions or penalties in the event of prepayment.

- Definition

The entire disclosure for borrowing from the Federal Home Loan Bank, including: (i) general description; (ii) title and nature of obligation; (iii) interest rate; (iv) payment terms; (v) maturity dates by year; (vi) collateral requirements; (vii) restrictive covenants; (viii) priority; (ix) conversion or redemption features; (x) carrying value of assets pledged as collateral; (xi) combined aggregate maturities for next five years; (xii) unused or available balances.

+ References

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+ Details