Consolidated Condensed Statements of Income (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Interest Income
Loans receivable, including fees	$ 11,532	$ 12,992	$ 34,760	$ 40,091
Investment securities:
Mortgage-backed securities	2,054	1,964	6,161	5,805
Federal Home Loan Bank stock	107	107	323	315
Other investments	201	170	634	460
Deposits with financial institutions	14	17	29	68
Total interest income	13,908	15,250	41,907	46,739
Interest Expense
Passbook savings	13	27	39	98
Certificates of deposit	2,523	3,459	8,032	11,007
Daily Money Market accounts	102	127	302	370
Demand and NOW accounts	226	292	674	886
Federal Home Loan Bank advances	533	741	1,733	2,486
Other interest expense	196	208	593	628
Total interest expense	3,593	4,854	11,373	15,475
Net Interest Income	10,315	10,396	30,534	31,264
Provision for losses on loans	1,475	3,200	4,675	9,100
Net Interest Income After Provision for Loan Losses	8,840	7,196	25,859	22,164
Other Income
Service fee income	1,644	1,862	5,049	5,193
Net realized gain on sale of securities	1,095	1,764	1,575	1,839
Equity in losses of limited partnerships	(124)	(107)	(372)	(256)
Commissions	859	879	2,914	2,835
Net gains on sales of loans	541	245	1,388	685
Net servicing fees (expenses)	(16)	(337)	(126)	(293)
Increase in cash surrender value of life insurance	340	346	1,017	1,071
Gain (loss) on sale of other real estate and repossessed assets	30	(22)	(523)	(358)
Other-than-temporary losses on securities
Total other-than-temporary losses				(723)
Portion of loss recognized in other comprehensive income (before taxes)				530
Net impairment losses recognized in earnings			0	(193)
Other income	12	34	93	100
Total other income	4,381	4,664	11,015	10,623
Other Expenses
Salaries and employee benefits	5,273	5,240	15,910	16,103
Net occupancy expenses	641	583	1,744	1,917
Equipment expenses	454	505	1,346	1,487
Data processing fees	361	373	1,178	1,153
Automated teller machine	258	241	743	776
Deposit insurance	312	330	939	1,170
Professional fees	420	433	1,188	1,169
Advertising and promotion	488	453	1,214	1,053
Software subscriptions and maintenance	384	338	1,145	969
Intangible amortization	229	280	745	894
Other real estate and repossessed assets	247	279	691	746
Other expenses	1,066	982	2,816	2,801
Total other expenses	10,133	10,037	29,659	30,238
Income Before Income Tax	3,088	1,823	7,215	2,549
Income tax expense	915	375	1,971	114
Net Income	2,173	1,448	5,244	2,435
Preferred stock dividends and amortization	362	852	1,085	1,753
Net Income Available to Common Shareholders	$ 1,811	$ 596	$ 4,159	$ 682
Basic earnings per common share	$ 0.26	$ 0.09	$ 0.60	$ 0.10
Diluted earnings per common share	$ 0.26	$ 0.09	$ 0.59	$ 0.10
Dividends per common share	$ 0.06	$ 0.06	$ 0.18	$ 0.18