CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 784	$ 3
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Depreciation and amortization	169	176
Gain on disposition of repossessed asset	(515)
Amortization of discounts/premiums on investments, net	352	577
Deferred income tax provision	86	43
Deferred loan origination fees and costs, net	89	94
Increase in cash surrender value of bank owned life insurance	(101)	(108)
Gain at foreclosure	(41)	(5)
Net gain on sale of other real estate owned	(121)	(28)
Writedown of other real estate owned	114	165
Net changes in:
Accrued interest receivable and other assets	837	(1,550)
Other liabilities	(128)	(515)
Net cash provided by (used in) operating activities	1,525	(1,148)
Activity in available-for-sale securities:
Maturities and calls	5,657
Principal collections	6,741	9,093
Purchases	(15,787)	(5,663)
FHLB stock redemptions	81	99
Net (increase) decrease in loans	4,184	(4,093)
Purchases of bank premises and equipment	(162)	(56)
Disposal of bank premises and equipment	7
Proceeds from death benefit of bank-owned life insurance policies	201
Proceeds from disposition of repossessed asset	1,107
Proceeds from sale of other real estate owned	644	44
Net cash provided by (used in) investing activities	2,673	(576)
Cash flows from financing activities:
Net decrease in deposits	(3,661)	(10,379)
Proceeds from other borrowings	62	62
Repayments of other borrowings	(104)	(102)
Cash dividends	(116)	(117)
Net cash used in financing activities	(3,819)	(10,536)
Net increase (decrease) in cash and cash equivalents	379	(12,260)
Cash and cash equivalents as of the beginning of the period	28,583	42,586
Cash and cash equivalents as of the end of the period	28,962	30,326
Cash paid during period for:
Interest	314	384
Income taxes	39
Noncash Transactions:
Loans transferred to OREO	255	54
Net unrealized gain (loss) on investment securities available for sale, net of deferred income tax	335	(434)
Loans transferred to foreclosed assets	3
Accretion of Series B preferred stock issuance costs	1	1
Transfer of participation loans sold from other borrowings to loans		(2,010)
Loans transferred to other assets		3,012
Transfer between fixed assets and noninerest-bearing deposit account		$ (39)