CONSOLIDATED STATEMENTS OF INCOME (LOSS) (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income:
Loans, including fees	$ 2,443	$ 2,481	$ 4,937	$ 4,921
Investment securities, including dividends
Taxable	296	189	614	368
Tax-exempt	8	9	17	18
Other	16	11	34	36
Total interest income	2,763	2,690	5,602	5,343
Interest expense:
Deposits	163	174	337	363
Borrowings	1	2	2	3
Total interest expense	164	176	339	366
Net interest income	2,599	2,514	5,263	4,977
Less provision for loan losses
Net interest income after provision for loan losses	2,599	2,514	5,263	4,977
Noninterest income:
Service charges	298	285	595	566
Rental income	49	65	97	143
Cash surrender value of life insurance	51	57	101	108
Gain on sale of repossessed assets	515		515
Other income	5	1	61	3
Total noninterest income	918	408	1,369	820
Noninterest expense:
Salaries and employee benefits	1,360	1,404	2,663	2,869
Occupancy and equipment	374	370	739	742
Directors fees	50	74	104	157
Marketing	35	46	71	88
Professional fees	177	193	380	447
Information technology	188	207	394	421
FDIC deposit insurance	143	126	292	228
Other real estate owned expense, net	27	173	85	190
Gains at foreclosure	(28)	(5)	(41)	(5)
Delivery expenses	44	45	90	84
Other	359	299	653	572
Total noninterest expense	2,729	2,932	5,430	5,793
Income (loss) before income taxes	788	(10)	1,202	4
Income tax expense (benefit)	281	(3)	418	1
Net income (loss)	507	(7)	784	3
Less preferred stock dividends and accretion	(59)	(59)	(117)	(118)
Net income (loss) available to common stockholders	$ 448	$ (66)	$ 667	$ (115)
Basic and diluted earnings (loss) per share of common stock (in dollars per share):	$ 0.22	$ (0.03)	$ 0.33	$ (0.06)
Weighted average shares of common stock outstanding:
Basic and diluted (in shares)	2,031,337	2,031,337	2,031,337	2,031,337