CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Cash and cash equivalents
Cash and due from banks	$ 2,731	$ 3,390
Interest-bearing deposits	26,231	22,193
Federal funds sold		3,000
Total cash and cash equivalents	28,962	28,583
Investment securities available for sale, at fair value	69,495	65,919
Other invested assets	308	389
Loans, net of unearned income and deferred fees	184,900	189,475
Allowances for loan losses	(3,449)	(3,493)
Loans, net	181,451	185,982
Interest receivable	821	912
Bank premises and equipment, net	4,359	4,373
Cash surrender value of bank-owned life insurance	6,091	6,191
Other real estate owned	2,691	3,032
Deferred tax assets and taxes receivable, net	3,575	4,153
Other assets	908	1,955
TOTAL ASSETS	298,661	301,489
Deposits
Interest-bearing deposits	205,594	211,870
Noninterest-bearing deposits	50,672	48,057
Total deposits	256,266	259,927
Other borrowings	805	847
Other liabilities	4,450	4,578
Total liabilities	261,521	265,352
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:
Series B Preferred Stock - $1,000 liquidation value per share, 11,735 shares issued and outstanding	11,728	11,727
Common stock, no par value 10,000,000 shares authorized; 2,031,337 shares issued and outstanding	8,732	8,732
Retained earnings	17,770	17,103
Accumulated other comprehensive loss	(1,090)	(1,425)
Total stockholders' equity	37,140	36,137
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 298,661	$ 301,489