CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities:
Net income	$ 158	$ 520
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	10	166
Depreciation and amortization	263	256
Amortization of discounts/premiums on investments, net	845	75
Loan purchase accounting amortization, net	43	130
Deferred income tax provision	61
Deferred loan origination fees and costs, net	129	108
Gains on sale of available for sale securities		(256)
Increase in cash surrender value of bank owned life insurance	(159)	(152)
Gain on foreclosure	(8)
Net gain (loss) on sale of OREO	(30)	42
Writedown of OREO	178	38
Changes in:
Accrued interest receivable and other assets	77	374
Other liabilities	(258)	3,382
Net cash provided by operating activities	1,309	4,683
Activity in available-for-sale securities:
Sales		7,224
Maturities and calls		819
Principal collections	14,094	7,478
Purchases	(13,008)	(40,263)
FHLB stock stock redemptions	99
Net (increase) decrease in loans	(14,522)	8,050
Purchases of bank premises and equipment	(63)	(263)
Payment of BOLI premium	(2)	(6)
Proceeds from sale of real estate owned	69	400
Net cash used in investing activities	(13,333)	(16,561)
Cash flows from financing activities:
Net increase (decrease) in deposits	(965)	2,228
Proceeds from other borrowings	93	1,197
Repayments of other borrowings	(153)	(1,149)
Cash dividends	(175)	(178)
Net cash provided by (used in) financing activities	(1,200)	2,098
Net decrease in cash and cash equivalents	(13,224)	(9,780)
Cash and cash equivalents as of the beginning of the period	42,586	61,296
Cash and cash equivalents as of the end of the period	29,362	51,516
Cash paid during period for:
Interest	584	813
Noncash Transactions
Loans transferred to OREO	134	337
Net unrealized loss on investment securities available for sale, net of deferred income tax	(603)	267
Transfer of participation loans sold from other borrowings to loans	(2,010)
Transfer between fixed assets and non-interest bearing deposit account	(39)
Accretion of Series B preferred stock	$ 2	$ 1