CONSOLIDATED STATEMENTS OF INCOME (LOSS) (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income:
Loans, including fees	$ 2,661	$ 2,775	$ 7,573	$ 7,969
Investment securities, including dividends
Taxable	166	229	535	636
Tax-exempt	9	23	27	91
Other	21	21	56	94
Total interest income	2,857	3,048	8,191	8,790
Interest expense:
Deposits	188	227	550	695
Borrowings	2	7	5	46
Total interest expense	190	234	555	741
Net interest income	2,667	2,814	7,636	8,049
Less provision for loan losses	10	122	10	166
Net interest income after provision for loan losses	2,657	2,692	7,626	7,883
Noninterest income:
Service charges	334	362	953	1,024
Rental income	71	76	214	229
Cash surrender value of life insurance	51	52	159	152
Realized gain on sale of securities		67		256
Other income	1	1	3	4
Total noninterest income	457	558	1,329	1,665
Noninterest expense:
Salaries and employee benefits	1,403	1,492	4,313	4,393
Occupancy and equipment	374	400	1,119	1,124
Directors fees	67	67	224	218
Marketing	54	75	142	164
Professional fees	201	143	649	570
Information technology	190	233	611	696
FDIC deposit insurance	135	131	363	395
OREO expense, net	49	45	267	146
Realized gain (loss) on sale of OREO	(2)	(4)	(30)	42
Gains at foreclosure	(3)		(8)
Delivery expenses	44	48	128	150
Other	308	340	879	934
Total noninterest expense	2,820	2,970	8,657	8,832
Income before income taxes	294	280	298	716
Income tax expense	139	87	140	196
Net income	155	193	158	520
Less preferred stock dividends and accretion	59	59	177	179
Net income (loss) available to common stockholders	$ 96	$ 134	$ (19)	$ 341
Basic and diluted earnings (loss) per share of common stock:	$ 0.05	$ 0.07	$ (0.01)	$ 0.17
Weighted average shares of common stock outstanding:
Basic and diluted	2,031,337	2,031,337	2,031,337	2,031,337