CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Cash and cash equivalents
Cash and due from banks	$ 3,403	$ 2,527
Interest-bearing deposits	22,959	40,059
Federal Funds Sold	3,000
Total Cash and cash equivalents	29,362	42,586
Investment securities available for sale, at fair value	57,938	60,811
Other invested assets	389	488
Loans, net of unearned income and deferred fees	187,156	175,222
Allowances for loan losses	(3,237)	(3,499)
Loans, net	183,919	171,723
Interest receivable	862	858
Bank premises and equipment, net	4,444	4,683
Cash surrender value of bank-owned life insurance	6,139	5,978
OREO	2,942	3,055
Deferred tax assets and taxes receivable, net	4,551	4,387
Other assets	1,563	1,530
TOTAL ASSETS	292,109	296,099
Deposits
Interest-bearing deposits	204,526	205,921
Noninterest-bearing deposits	45,349	44,958
Total deposits	249,875	250,879
Other borrowings	867	2,937
Other liabilities	5,708	6,004
Total liabilities	256,450	259,820
COMMITMENTS AND CONTINGENCIES
Stockholders' equity:
Series B Preferred Stock - $1,000 liquidation value per share, 11,735 shares issued and outstanding as of September 30, 2013, and December 31, 2012	11,727	11,725
Common stock, no par value 10,000,000 shares authorized as of September 30, 2013 and December 31, 2012; 2,031,337 shares issued and outstanding as of September 30, 2013 and December 31, 2012	8,732	8,732
Retained earnings	17,211	17,230
Accumulated other comprehensive loss	(2,011)	(1,408)
Total stockholders' equity	35,659	36,279
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 292,109	$ 296,099