XML 81 R58.htm IDEA: XBRL DOCUMENT v3.24.3
LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Outstanding Loan Balances (Accruing and Nonaccruing) Categorized by Credit Quality Indicators - Current Year) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Total loans          
2024 $ 5,741   $ 5,741   $ 8,155
2023 7,386   7,386   12,553
2022 11,730   11,730   8,774
2021 7,631   7,631   4,982
2020 4,158   4,158   3,222
Prior 8,245   8,245   6,610
Revolving loans amortized cost basis 13,396   13,396   12,896
Revolving loans converted to term loans amortized cost basis 597   597   587
Total loans 58,884   58,884   57,779
Gross charge-offs by year of loan origination          
2024 0 $ 1 0 $ 1  
2023 1 6 10 12  
2022 5 0 13 5  
2021 0 0 2 0  
2020 0 1 0 1  
Prior 1 0 6 3  
Revolving loans gross charge-offs 7 12 17 25  
Revolving loans converted to term loans gross charge-offs 1 0 2 2  
Total 15 20 50 49  
Commercial          
Total loans          
2024 3,221   3,221   4,492
2023 4,059   4,059   5,770
2022 4,833   4,833   4,436
2021 3,841   3,841   2,336
2020 2,028   2,028   1,729
Prior 4,025   4,025   3,201
Revolving loans amortized cost basis 8,559   8,559   8,410
Revolving loans converted to term loans amortized cost basis 219   219   214
Total loans 30,785   30,785   30,588
Gross charge-offs by year of loan origination          
2024 0   0    
2023 1   3    
2022 5   9    
2021 0   2    
2020 0   0    
Prior 1   4    
Revolving loans gross charge-offs 4   10    
Revolving loans converted to term loans gross charge-offs 1   2    
Total 12 12 30 35  
Commercial real estate          
Total loans          
2024 1,682   1,682   2,571
2023 2,191   2,191   3,477
2022 3,471   3,471   2,294
2021 1,832   1,832   1,634
2020 1,173   1,173   884
Prior 1,923   1,923   1,482
Revolving loans amortized cost basis 937   937   757
Revolving loans converted to term loans amortized cost basis 274   274   272
Total loans 13,483   13,483   13,371
Gross charge-offs by year of loan origination          
2024   0   0  
2023   2   2  
2022   0   0  
2021   0   0  
2020   1   1  
Prior   0   0  
Revolving loans gross charge-offs   0   0  
Revolving loans converted to term loans gross charge-offs   0   0  
Total 0 3 11 3  
Consumer          
Total loans          
2024 838   838   1,092
2023 1,136   1,136   3,306
2022 3,426   3,426   2,044
2021 1,958   1,958   1,012
2020 957   957   609
Prior 2,297   2,297   1,927
Revolving loans amortized cost basis 3,900   3,900   3,729
Revolving loans converted to term loans amortized cost basis 104   104   101
Total loans 14,616   14,616   13,820
Gross charge-offs by year of loan origination          
2024 0 0 0 0  
2023 0 0 0 0  
2022 0 0 0 0  
2021 0 0 0 0  
2020 0 0 0 0  
Prior 0 0 2 2  
Revolving loans gross charge-offs 3 5 7 9  
Revolving loans converted to term loans gross charge-offs 0 0 0 0  
Total 3 5 9 11  
Commercial and industrial | Commercial          
Total loans          
2024 1,757   1,757   2,678
2023 2,364   2,364   2,572
2022 1,964   1,964   1,246
2021 974   974   645
2020 479   479   544
Prior 798   798   644
Revolving loans amortized cost basis 8,276   8,276   8,196
Revolving loans converted to term loans amortized cost basis 145   145   159
Total loans 16,757   16,757   16,684
Gross charge-offs by year of loan origination          
2024 0 1 0 1  
2023 1 4 3 10  
2022 4 0 8 5  
2021 0 0 2 0  
2020 0 0 0 0  
Prior 1 0 4 1  
Revolving loans gross charge-offs 4 7 10 16  
Revolving loans converted to term loans gross charge-offs 1 0 2 2  
Total 11 12 29 35  
Owner-occupied | Commercial          
Total loans          
2024 944   944   1,092
2023 1,108   1,108   1,982
2022 1,806   1,806   2,067
2021 1,848   1,848   1,035
2020 952   952   757
Prior 2,388   2,388   2,020
Revolving loans amortized cost basis 279   279   214
Revolving loans converted to term loans amortized cost basis 56   56   52
Total loans 9,381   9,381   9,219
Gross charge-offs by year of loan origination          
2024 0   0    
2023 0   0    
2022 1   1    
2021 0   0    
2020 0   0    
Prior 0   0    
Revolving loans gross charge-offs 0   0    
Revolving loans converted to term loans gross charge-offs 0   0    
Total 1   1    
Construction and land development | Commercial real estate          
Total loans          
2024 313   313   576
2023 751   751   940
2022 840   840   384
2021 189   189   91
2020 1   1   28
Prior 10   10   4
Revolving loans amortized cost basis 662   662   519
Revolving loans converted to term loans amortized cost basis 67   67   127
Total loans 2,833   2,833   2,669
Gross charge-offs by year of loan origination          
2024   0   0  
2023   0   0  
2022   0   0  
2021   0   0  
2020   1   1  
Prior   0   0  
Revolving loans gross charge-offs   0   0  
Revolving loans converted to term loans gross charge-offs   0   0  
Total   1   1  
Term | Commercial real estate          
Total loans          
2024 1,369   1,369   1,995
2023 1,440   1,440   2,537
2022 2,631   2,631   1,910
2021 1,643   1,643   1,543
2020 1,172   1,172   856
Prior 1,913   1,913   1,478
Revolving loans amortized cost basis 275   275   238
Revolving loans converted to term loans amortized cost basis 207   207   145
Total loans 10,650   10,650   10,702
Gross charge-offs by year of loan origination          
2024   0 0 0  
2023   2 7 2  
2022   0 4 0  
2021   0 0 0  
2020   0 0 0  
Prior   0 0 0  
Revolving loans gross charge-offs   0 0 0  
Revolving loans converted to term loans gross charge-offs   0 0 0  
Total   2 11 2  
Home equity credit line | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 3,440   3,440   3,256
Revolving loans converted to term loans amortized cost basis 103   103   100
Total loans 3,543   3,543   3,356
Gross charge-offs by year of loan origination          
2024 0 0 0 0  
2023 0 0 0 0  
2022 0 0 0 0  
2021 0 0 0 0  
2020 0 0 0 0  
Prior 0 0 0 0  
Revolving loans gross charge-offs 1 3 1 3  
Revolving loans converted to term loans gross charge-offs 0 0 0 0  
Total 1 $ 3 1 3  
1-4 family residential | Consumer          
Total loans          
2024 697   697   814
2023 845   845   2,267
2022 2,818   2,818   1,826
2021 1,891   1,891   991
2020 946   946   598
Prior 2,292   2,292   1,919
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 9,489   9,489   8,415
Gross charge-offs by year of loan origination          
2024     0 0  
2023     0 0  
2022     0 0  
2021     0 0  
2020     0 0  
Prior     1 2  
Revolving loans gross charge-offs     0 0  
Revolving loans converted to term loans gross charge-offs     0 0  
Total     1 $ 2  
Other | Consumer          
Total loans          
2024 46   46   66
2023 40   40   37
2022 25   25   18
2021 10   10   6
2020 3   3   4
Prior 2   2   2
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 126   126   133
Gross charge-offs by year of loan origination          
2024     0    
2023     0    
2022     0    
2021     0    
2020     0    
Prior     1    
Revolving loans gross charge-offs     0    
Revolving loans converted to term loans gross charge-offs     0    
Total     1    
Pass | Commercial and industrial | Commercial          
Total loans          
2024 1,707   1,707   2,654
2023 2,281   2,281   2,420
2022 1,741   1,741   1,204
2021 918   918   639
2020 473   473   494
Prior 752   752   598
Revolving loans amortized cost basis 8,000   8,000   7,973
Revolving loans converted to term loans amortized cost basis 135   135   151
Total loans 16,007   16,007   16,133
Pass | Owner-occupied | Commercial          
Total loans          
2024 934   934   1,080
2023 1,080   1,080   1,945
2022 1,715   1,715   2,020
2021 1,789   1,789   1,002
2020 923   923   721
Prior 2,220   2,220   1,907
Revolving loans amortized cost basis 253   253   212
Revolving loans converted to term loans amortized cost basis 51   51   52
Total loans 8,965   8,965   8,939
Pass | Construction and land development | Commercial real estate          
Total loans          
2024 289   289   553
2023 732   732   938
2022 729   729   355
2021 52   52   56
2020 1   1   7
Prior 10   10   4
Revolving loans amortized cost basis 660   660   518
Revolving loans converted to term loans amortized cost basis 67   67   127
Total loans 2,540   2,540   2,558
Pass | Term | Commercial real estate          
Total loans          
2024 1,108   1,108   1,861
2023 1,360   1,360   2,385
2022 2,271   2,271   1,833
2021 1,460   1,460   1,449
2020 1,113   1,113   804
Prior 1,843   1,843   1,438
Revolving loans amortized cost basis 274   274   238
Revolving loans converted to term loans amortized cost basis 163   163   110
Total loans 9,592   9,592   10,118
Pass | Home equity credit line | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 3,412   3,412   3,237
Revolving loans converted to term loans amortized cost basis 96   96   97
Total loans 3,508   3,508   3,334
Pass | 1-4 family residential | Consumer          
Total loans          
2024 697   697   814
2023 842   842   2,264
2022 2,810   2,810   1,823
2021 1,884   1,884   988
2020 944   944   594
Prior 2,264   2,264   1,891
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 9,441   9,441   8,374
Pass | Other | Consumer          
Total loans          
2024 46   46   66
2023 39   39   37
2022 25   25   18
2021 10   10   6
2020 3   3   4
Prior 2   2   2
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 125   125   133
Special Mention | Commercial and industrial | Commercial          
Total loans          
2024 16   16   8
2023 12   12   98
2022 38   38   34
2021 18   18   2
2020 3   3   20
Prior 16   16   37
Revolving loans amortized cost basis 72   72   103
Revolving loans converted to term loans amortized cost basis 3   3   0
Total loans 178   178   302
Special Mention | Owner-occupied | Commercial          
Total loans          
2024 0   0   2
2023 1   1   5
2022 17   17   17
2021 8   8   5
2020 1   1   17
Prior 11   11   15
Revolving loans amortized cost basis 17   17   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 55   55   61
Special Mention | Construction and land development | Commercial real estate          
Total loans          
2024 13   13   0
2023 0   0   0
2022 9   9   29
2021 37   37   30
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 59   59   59
Special Mention | Term | Commercial real estate          
Total loans          
2024 72   72   55
2023 14   14   108
2022 64   64   65
2021 30   30   78
2020 46   46   44
Prior 24   24   6
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 250   250   356
Special Mention | Home equity credit line | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 0   0   0
Special Mention | 1-4 family residential | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 0   0   0
Special Mention | Other | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 0   0   0
Accruing Substandard | Commercial and industrial | Commercial          
Total loans          
2024 29   29   11
2023 58   58   18
2022 138   138   7
2021 20   20   2
2020 2   2   19
Prior 22   22   8
Revolving loans amortized cost basis 127   127   99
Revolving loans converted to term loans amortized cost basis 3   3   3
Total loans 399   399   167
Accruing Substandard | Owner-occupied | Commercial          
Total loans          
2024 5   5   10
2023 26   26   31
2022 73   73   29
2021 50   50   21
2020 28   28   16
Prior 142   142   90
Revolving loans amortized cost basis 3   3   2
Revolving loans converted to term loans amortized cost basis 5   5   0
Total loans 332   332   199
Accruing Substandard | Construction and land development | Commercial real estate          
Total loans          
2024 11   11   23
2023 19   19   2
2022 102   102   0
2021 100   100   5
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 232   232   30
Accruing Substandard | Term | Commercial real estate          
Total loans          
2024 189   189   79
2023 66   66   18
2022 274   274   12
2021 153   153   16
2020 13   13   5
Prior 35   35   24
Revolving loans amortized cost basis 1   1   0
Revolving loans converted to term loans amortized cost basis 10   10   35
Total loans 741   741   189
Accruing Substandard | Home equity credit line | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 5   5   4
Revolving loans converted to term loans amortized cost basis 0   0   1
Total loans 5   5   5
Accruing Substandard | 1-4 family residential | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 1   1   1
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 1   1   1
Accruing Substandard | Other | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 0   0   0
Nonaccrual | Commercial and industrial | Commercial          
Total loans          
2024 5   5   5
2023 13   13   36
2022 47   47   1
2021 18   18   2
2020 1   1   11
Prior 8   8   1
Revolving loans amortized cost basis 77   77   21
Revolving loans converted to term loans amortized cost basis 4   4   5
Total loans 173   173   82
Nonaccrual | Owner-occupied | Commercial          
Total loans          
2024 5   5   0
2023 1   1   1
2022 1   1   1
2021 1   1   7
2020 0   0   3
Prior 15   15   8
Revolving loans amortized cost basis 6   6   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 29   29   20
Nonaccrual | Construction and land development | Commercial real estate          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   21
Prior 0   0   0
Revolving loans amortized cost basis 2   2   1
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 2   2   22
Nonaccrual | Term | Commercial real estate          
Total loans          
2024 0   0   0
2023 0   0   26
2022 22   22   0
2021 0   0   0
2020 0   0   3
Prior 11   11   10
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 34   34   0
Total loans 67   67   39
Nonaccrual | Home equity credit line | Consumer          
Total loans          
2024 0   0   0
2023 0   0   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 23   23   15
Revolving loans converted to term loans amortized cost basis 7   7   2
Total loans 30   30   17
Nonaccrual | 1-4 family residential | Consumer          
Total loans          
2024 0   0   0
2023 3   3   3
2022 8   8   3
2021 7   7   3
2020 2   2   4
Prior 27   27   27
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans 47   47   40
Nonaccrual | Other | Consumer          
Total loans          
2024 0   0   0
2023 1   1   0
2022 0   0   0
2021 0   0   0
2020 0   0   0
Prior 0   0   0
Revolving loans amortized cost basis 0   0   0
Revolving loans converted to term loans amortized cost basis 0   0   0
Total loans $ 1   $ 1   $ 0