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Revenue Recognition (Tables)
6 Months Ended
Jun. 30, 2024
Revenue Recognition and Deferred Revenue [Abstract]  
Disaggregation of Revenue
The following schedule presents net revenue by operating business segment for the three months ended June 30, 2024 and 2023:
Zions BankCB&TAmegy
(In millions)202420232024202320242023
Commercial account fees
$14 $14 $8 $8 $14 $14 
Card fees
13 13 4 5 8 8 
Retail and business banking fees
5 5 3 3 3 4 
Capital markets fees
— — — — — — 
Wealth management fees5 6 1 1 5 4 
Other customer-related fees2 2 2 2 2 2 
Total noninterest income from contracts with customers (ASC 606)
39 40 18 19 32 32 
Other noninterest income (non-ASC 606 customer-related)
6 6 10 14 7 8 
Total customer-related noninterest income
45 46 28 33 39 40 
Other noncustomer-related noninterest income
2 3 2 2 3 15 
Total noninterest income
47 49 30 35 42 55 
Other real estate owned gain from sale1 — — — — — 
Net interest income
171 178 144 152 119 116 
Total net revenue
$219 $227 $174 $187 $161 $171 
NBAZNSBVectra
(In millions)202420232024202320242023
Commercial account fees
$3 $2 $4 $3 $2 $2 
Card fees
4 4 4 4 3 2 
Retail and business banking fees
2 2 2 3 1 1 
Capital markets fees
— — — — — — 
Wealth management fees1 1 2 1 — 1 
Other customer-related fees— — — — 1 1 
Total noninterest income from contracts with customers (ASC 606)
10 9 12 11 7 7 
Other noninterest income (non-ASC 606 customer-related)
1 1 — — — — 
Total customer-related noninterest income
11 10 12 11 7 7 
Other noncustomer-related noninterest income
(1)1 4 — — — 
Total noninterest income
10 11 16 11 7 7 
Other real estate owned gain from sale— — — — — — 
Net interest income
59 64 49 49 36 38 
Total net revenue
$69 $75 $65 $60 $43 $45 
TCBWOtherConsolidated Bank
(In millions)202420232024202320242023
Commercial account fees
$1 $1 $(1)$1 $45 $45 
Card fees
1 1 — — 37 37 
Retail and business banking fees
— — — (2)16 16 
Capital markets fees
— — 1 1 1 1 
Wealth management fees— — (1)— 13 14 
Other customer-related fees— — 7 8 14 15 
Total noninterest income from contracts with customers (ASC 606)
2 2 6 8 126 128 
Other noninterest income (non-ASC 606 customer-related)
— — 4 5 28 34 
Total customer-related noninterest income
2 2 10 13 154 162 
Other noncustomer-related noninterest income
— — 15 6 25 27 
Total noninterest income
2 2 25 19 179 189 
Other real estate owned gain from sale— — — — 1 — 
Net interest income
15 15 4 (21)597 591 
Total net revenue
$17 $17 $29 $(2)$777 $780 
The following schedule presents net revenue by operating business segment for the six months ended June 30, 2024 and 2023:
Zions BankCB&TAmegy
(In millions)202420232024202320242023
Commercial account fees
$28 $28 $15 $15 $29 $28 
Card fees
25 26 10 10 15 16 
Retail and business banking fees
9 9 6 6 7 7 
Capital markets fees
— — — — — — 
Wealth management fees11 12 2 2 9 8 
Other customer-related fees4 4 4 4 3 3 
Total noninterest income from contracts with customers (ASC 606)
77 79 37 37 63 62 
Other noninterest income (non-ASC 606 customer-related)
10 13 16 19 15 17 
Total customer-related noninterest income
87 92 53 56 78 79 
Other noncustomer-related noninterest income
3 7 3 3 5 17 
Total noninterest income
90 99 56 59 83 96 
Other real estate owned gain from sale1 — — — — — 
Net interest income
336 363 284 311 232 240 
Total net revenue
$427 $462 $340 $370 $315 $336 
NBAZNSBVectra
(In millions)202420232024202320242023
Commercial account fees
$5 $5 $7 $7 $3 $3 
Card fees
8 7 8 8 5 4 
Retail and business banking fees
4 4 5 5 2 2 
Capital markets fees
— — — — — — 
Wealth management fees2 2 3 3 1 1 
Other customer-related fees1 1 — — 2 2 
Total noninterest income from contracts with customers (ASC 606)
20 19 23 23 13 12 
Other noninterest income (non-ASC 606 customer-related)
1 1 1 — — 1 
Total customer-related noninterest income
21 20 24 23 13 13 
Other noncustomer-related noninterest income
(1)1 4 — — — 
Total noninterest income
20 21 28 23 13 13 
Other real estate owned gain from sale— — — — — — 
Net interest income
119 129 96 99 73 79 
Total net revenue
$139 $150 $124 $122 $86 $92 
TCBWOtherConsolidated Bank
(In millions)202420232024202320242023
Commercial account fees
$1 $1 $1 $1 $89 $88 
Card fees
1 1 — — 72 72 
Retail and business banking fees
— — — (1)33 32 
Capital markets fees
— — 2 2 2 2 
Wealth management fees— — (1)(1)27 27 
Other customer-related fees— 1 14 15 28 30 
Total noninterest income from contracts with customers (ASC 606)
2 3 16 16 251 251 
Other noninterest income (non-ASC 606 customer-related)
1 — 10 11 54 62 
Total customer-related noninterest income
3 3 26 27 305 313 
Other noncustomer-related noninterest income
— — 16 8 30 36 
Total noninterest income
3 3 42 35 335 349 
Other real estate owned gain from sale— — — — 1 — 
Net interest income
29 31 14 18 1,183 1,270 
Total net revenue
$32 $34 $56 $53 $1,519 $1,619