Revenue Recognition (Tables)

3 Months Ended

Mar. 31, 2024

Revenue Recognition and Deferred Revenue [Abstract]

Disaggregation of Revenue

The following schedule presents net revenue by operating business segment for the three months ended March 31, 2024 and 2023:

	Zions Bank				CB&T				Amegy
(In millions)	2024		2023		2024		2023		2024		2023
Commercial account fees	$	13	$	14	$	7	$	7	$	15	$	14
Card fees	12		13		5		5		8		8
Retail and business banking fees	5		5		3		3		3		3
Capital markets fees	—		—		—		—		—		—
Wealth management fees	6		6		1		1		4		4
Other customer-related fees	2		2		2		1		2		2
Total noninterest income from contracts with customers (ASC 606)	38		40		18		17		32		31
Other noninterest income (non-ASC 606 customer-related)	4		7		6		5		7		8
Total customer-related noninterest income	42		47		24		22		39		39
Other noncustomer-related noninterest income	1		3		2		2		3		2
Total noninterest income	43		50		26		24		42		41
Net interest income	166		185		140		160		113		124
Total net revenue	$	209	$	235	$	166	$	184	$	155	$	165
	NBAZ				NSB				Vectra
(In millions)	2024		2023		2024		2023		2024		2023
Commercial account fees	$	3	$	2	$	3	$	3	$	2	$	2
Card fees	4		4		4		4		2		2
Retail and business banking fees	2		2		3		3		1		1
Capital markets fees	—		—		—		—		—		—
Wealth management fees	1		1		1		1		—		—
Other customer-related fees	—		—		—		—		1		1
Total noninterest income from contracts with customers (ASC 606)	10		9		11		11		6		6
Other noninterest income (non-ASC 606 customer-related)	—		1		1		—		—		1
Total customer-related noninterest income	10		10		12		11		6		7
Other noncustomer-related noninterest income	—		—		—		—		—		—
Total noninterest income	10		10		12		11		6		7
Net interest income	60		64		47		51		37		41
Total net revenue	$	70	$	74	$	59	$	62	$	43	$	48
	TCBW				Other				Consolidated Bank
(In millions)	2024		2023		2024		2023		2024		2023
Commercial account fees	$	1	$	1	$	—	$	—	$	44	$	43
Card fees	1		1		(1)		(1)		35		36
Retail and business banking fees	—		—		(1)		(1)		16		16
Capital markets fees	—		—		1		1		1		1
Wealth management fees	—		—		1		—		14		13
Other customer-related fees	—		—		7		9		14		15
Total noninterest income from contracts with customers (ASC 606)	2		2		7		8		124		124
Other noninterest income (non-ASC 606 customer-related)	—		—		9		5		27		27
Total customer-related noninterest income	2		2		16		13		151		151
Other noncustomer-related noninterest income	—		—		(1)		2		5		9
Total noninterest income	2		2		15		15		156		160
Net interest income	15		16		8		38		586		679
Total net revenue	$	17	$	18	$	23	$	53	$	742	$	839