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Revenue Recognition
 3 Months Ended
Mar. 31, 2024
Revenue Recognition and Deferred Revenue [Abstract]  
REVENUE RECOGNITION REVENUE RECOGNITION
We derive our revenue primarily from interest income on loans and securities. Only noninterest income is considered to be revenue from contracts with customers in scope of ASC 606. For more information about our revenue recognition from contracts, see Note 17 of our 2023 Form 10-K.
Disaggregation of Revenue
The following schedule presents net revenue by operating business segment for the three months ended March 31, 2024 and 2023:
Zions BankCB&TAmegy
(In millions)202420232024202320242023
Commercial account fees
$13 $14 $7 $7 $15 $14 
Card fees
12 13 5 5 8 8 
Retail and business banking fees
5 5 3 3 3 3 
Capital markets fees
— — — — — — 
Wealth management fees6 6 1 1 4 4 
Other customer-related fees2 2 2 1 2 2 
Total noninterest income from contracts with customers (ASC 606)
38 40 18 17 32 31 
Other noninterest income (non-ASC 606 customer-related)
4 7 6 5 7 8 
Total customer-related noninterest income
42 47 24 22 39 39 
Other noncustomer-related noninterest income
1 3 2 2 3 2 
Total noninterest income
43 50 26 24 42 41 
Net interest income
166 185 140 160 113 124 
Total net revenue
$209 $235 $166 $184 $155 $165 
NBAZNSBVectra
(In millions)202420232024202320242023
Commercial account fees
$3 $2 $3 $3 $2 $2 
Card fees
4 4 4 4 2 2 
Retail and business banking fees
2 2 3 3 1 1 
Capital markets fees
— — — — — — 
Wealth management fees1 1 1 1 — — 
Other customer-related fees— — — — 1 1 
Total noninterest income from contracts with customers (ASC 606)
10 9 11 11 6 6 
Other noninterest income (non-ASC 606 customer-related)
— 1 1 — — 1 
Total customer-related noninterest income
10 10 12 11 6 7 
Other noncustomer-related noninterest income
— — — — — — 
Total noninterest income
10 10 12 11 6 7 
Net interest income
60 64 47 51 37 41 
Total net revenue
$70 $74 $59 $62 $43 $48 
TCBWOtherConsolidated Bank
(In millions)202420232024202320242023
Commercial account fees
$1 $1 $— $— $44 $43 
Card fees
1 1 (1)(1)35 36 
Retail and business banking fees
— — (1)(1)16 16 
Capital markets fees
— — 1 1 1 1 
Wealth management fees— — 1 — 14 13 
Other customer-related fees— — 7 9 14 15 
Total noninterest income from contracts with customers (ASC 606)
2 2 7 8 124 124 
Other noninterest income (non-ASC 606 customer-related)
— — 9 5 27 27 
Total customer-related noninterest income
2 2 16 13 151 151 
Other noncustomer-related noninterest income
— — (1)2 5 9 
Total noninterest income
2 2 15 15 156 160 
Net interest income
15 16 8 38 586 679 
Total net revenue
$17 $18 $23 $53 $742 $839 
Revenue from contracts with customers did not generate significant contract assets and liabilities. Contract receivables are included in “Other assets” on the consolidated balance sheet. Payment terms vary by services offered, and the timing between completion of performance obligations and payment is generally not significant.