Revenue Recognition (Tables)

12 Months Ended

Dec. 31, 2023

Revenue Recognition and Deferred Revenue [Abstract]

Disaggregation of Revenue

The following schedule presents total net revenue by operating business segment:

	Zions Bank						CB&T						Amegy
(In millions)	2023		2022		2021		2023		2022		2021		2023		2022		2021
Commercial account fees	$	55	$	53	$	46	$	32	$	28	$	25	$	56	$	46	$	40
Card fees	52		55		58		21		20		17		31		33		29
Retail and business banking fees	19		22		22		11		12		12		14		16		15
Capital markets fees	—		—		—		—		—		—		—		—		—
Wealth management fees	23		22		21		4		4		5		17		15		13
Other customer-related fees	8		8		7		7		6		4		7		7		6
Total noninterest income from contracts with customers (ASC 606)	157		160		154		75		70		63		125		117		103
Other noninterest income (non-ASC 606 customer-related)	24		19		21		35		34		34		37		40		36
Total customer-related noninterest income	181		179		175		110		104		97		162		157		139
Other noncustomer-related noninterest income	11		5		10		6		4		5		22		1		2
Total noninterest income	192		184		185		116		108		102		184		158		141
Net interest income	696		741		633		598		595		536		453		513		462
Total net revenue	$	888	$	925	$	818	$	714	$	703	$	638	$	637	$	671	$	603

	NBAZ						NSB						Vectra
(In millions)	2023		2022		2021		2023		2022		2021		2023		2022		2021
Commercial account fees	$	10	$	9	$	7	$	12	$	11	$	9	$	7	$	8	$	7
Card fees	15		15		11		16		15		12		9		9		6
Retail and business banking fees	8		9		9		10		10		10		4		4		4
Capital markets fees	—		—		—		—		—		—		—		—		—
Wealth management fees	3		3		3		5		5		4		1		1		2
Other customer-related fees	1		2		1		1		1		1		4		3		2
Total noninterest income from contracts with customers (ASC 606)	37		38		31		44		42		36		25		25		21
Other noninterest income (non-ASC 606 customer-related)	2		8		13		1		6		14		3		6		12
Total customer-related noninterest income	39		46		44		45		48		50		28		31		33
Other noncustomer-related noninterest income	1		2		2		—		—		—		—		—		—
Total noninterest income	40		48		46		45		48		50		28		31		33
Net interest income	260		241		204		191		183		146		150		153		136
Total net revenue	$	300	$	289	$	250	$	236	$	231	$	196	$	178	$	184	$	169

	TCBW						Other						Consolidated Bank
(In millions)	2023		2022		2021		2023		2022		2021		2023		2022		2021
Commercial account fees	$	2	$	2	$	2	$	—	$	2	$	1	$	174	$	159	$	137
Card fees	2		2		1		—		—		1		146		149		135
Retail and business banking fees	—		—		—		—		—		1		66		73		73
Capital markets fees	—		—		—		4		4		6		4		4		6
Wealth management fees	1		—		—		(1)		1		(2)		53		51		46
Other customer-related fees	1		1		1		31		31		30		60		59		52
Total noninterest income from contracts with customers (ASC 606)	6		5		4		34		38		37		503		495		449
Other noninterest income (non-ASC 606 customer-related)	1		2		2		14		4		(6)		117		119		126
Total customer-related noninterest income	7		7		6		48		42		31		620		614		575
Other noncustomer-related noninterest income	—		—		—		17		6		109		57		18		128
Total noninterest income	7		7		6		65		48		140		677		632		703
Net interest income	60		63		53		30		31		38		2,438		2,520		2,208
Total net revenue	$	67	$	70	$	59	$	95	$	79	$	178	$	3,115	$	3,152	$	2,911