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Revenue Recognition and Deferred Revenue (Tables)
6 Months Ended
Jun. 30, 2020
Revenue Recognition and Deferred Revenue [Abstract]  
Reconciliation of Revenue from Segments to Consolidated
The following schedule presents the noninterest income and net revenue by operating segments for the three months ended June 30, 2020 and 2019:
Zions BankAmegyCB&T
(In millions)202020192020201920202019
Commercial account fees
$10  $10  $10  $ $ $ 
Card fees
11  13      
Retail and business banking fees
      
Capital markets and foreign exchange fees
(1) —    —  —  
Wealth management and trust fees      
Other customer-related fees  —  —  —   
Total noninterest income from contracts with customers (ASC 606)
31  33  24  24  13  15  
Other noninterest income (Non-ASC 606 customer related)
   10    
Total customer-related fees
38  36  32  34  19  22  
Other noninterest income (non-customer related)
—   (1) —  —  —  
Total noninterest income
38  38  31  34  19  22  
Other real estate owned gain from sale—  —  —  —  —  —  
Net interest income
156  175  120  127  123  134  
Total income less interest expense
$194  $213  $151  $161  $142  $156  
NBAZNSBVectra
(In millions)202020192020201920202019
Commercial account fees
$ $ $ $ $ $ 
Card fees
      
Retail and business banking fees
      
Capital markets and foreign exchange fees
—  —  —  —  —  —  
Wealth management and trust fees—  —     —  
Other customer-related fees—  —  —  —  —  —  
Total noninterest income from contracts with customers (ASC 606)
      
Other noninterest income (Non-ASC 606 customer related)
      
Total customer-related fees
10  10  10  11    
Other noninterest income (non-customer related)
—   —  —  —  —  
Total noninterest income
10  11  10  11    
Other real estate owned gain from sale—  —  —  —  —  —  
Net interest income
53  59  35  38  33  35  
Total income less interest expense
$63  $70  $45  $49  $41  $41  
TCBWOtherConsolidated Bank
(In millions)202020192020201920202019
Commercial account fees
$ $ $—  $(1) $30  $30  
Card fees
—  —  —  —  25  32  
Retail and business banking fees
—  —  —   15  20  
Capital markets and foreign exchange fees
—  —      
Wealth management and trust fees—  —    15  14  
Other customer-related fees—  —      
Total noninterest income from contracts with customers (ASC 606)
   10  94  103  
Other noninterest income (Non-ASC 606 customer related)
—  —   —  36  27  
Total customer-related fees
  12  10  130  130  
Other noninterest income (non-customer related)
—  —  (12) (1) (13)  
Total noninterest income
  —   117  132  
Other real estate owned gain from sale—  —  —  —  —  —  
Net interest income
13  14  30  (13) 563  569  
Total income less interest expense
$14  $15  $30  $(4) $680  $701  
The following schedule presents the noninterest income and net revenue by operating segments for the six months ended June 30, 2020 and 2019:
Zions BankAmegyCB&T
(In millions)202020192020201920202019
Commercial account fees
$21  $20  $19  $17  $11  $11  
Card fees
23  25  12  14    
Retail and business banking fees
10  11      
Capital markets and foreign exchange fees
(1) —    —  —  
Wealth management and trust fees11       
Other customer-related fees      
Total noninterest income from contracts with customers (ASC 606)
65  66  50  48  28  29  
Other noninterest income (Non-ASC 606 customer related)
12   17  20  15  12  
Total customer-related fees
77  70  67  68  43  41  
Other noninterest income (non-customer related)
(1)  —  —   —  
Total noninterest income
76  71  67  68  44  41  
Other real estate owned gain from sale—   —  —  —  —  
Net interest income
314  351  237  252  245  267  
Total income less interest expense
$390  $423  $304  $320  $289  $308  
NBAZNSBVectra
(In millions)202020192020201920202019
Commercial account fees
$ $ $ $ $ $ 
Card fees
      
Retail and business banking fees
      
Capital markets and foreign exchange fees
—  —  —  —  —  —  
Wealth management and trust fees      
Other customer-related fees—  —  —  —  —  —  
Total noninterest income from contracts with customers (ASC 606)
14  15  15  18    
Other noninterest income (Non-ASC 606 customer related)
      
Total customer-related fees
21  21  21  21  16  12  
Other noninterest income (non-customer related)
—  —  —  —  —  —  
Total noninterest income
21  21  21  21  16  12  
Other real estate owned gain from sale—  —  —  —  —  —  
Net interest income
105  117  70  76  65  69  
Total income less interest expense
$126  $138  $91  $97  $81  $81  
TCBWOtherConsolidated Bank
(In millions)202020192020201920202019
Commercial account fees
$ $ $(2) $—  $61  $60  
Card fees
—    (1) 55  62  
Retail and business banking fees
—  —  —  —  33  38  
Capital markets and foreign exchange fees
—  —      
Wealth management and trust fees—  —    30  27  
Other customer-related fees—  —    11   
Total noninterest income from contracts with customers (ASC 606)
  14  14  196  201  
Other noninterest income (Non-ASC 606 customer related)
 —  10   75  51  
Total customer-related fees
  24  17  271  252  
Other noninterest income (non-customer related)
—  —  (21) 11  (21) 12  
Total noninterest income
   28  250  264  
Other real estate owned gain from sale—  —  —   —   
Net interest income
25  27  50  (14) 1,111  1,145  
Total income less interest expense
$27  $29  $53  $15  $1,361  $1,411