Consolidated Statements of Earnings - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024	Jun. 30, 2025	Jun. 30, 2024
Interest income:
Interest and fees on loans	$ 16,648	$ 15,571	$ 32,664	$ 30,709
Interest on due from banks	706	725	1,056	1,632
Interest on investment securities:
U.S. Government sponsored enterprises	2,087	2,551	4,348	5,142
State and political subdivisions	694	695	1,388	1,390
Other	585	528	1,234	1,007
Total interest income	20,720	20,070	40,690	39,880
Interest expense:
NOW, MMDA & savings deposits	2,729	2,438	5,381	4,498
Time deposits	3,152	3,628	6,285	7,309
Junior subordinated debentures	242	283	483	567
Other	0	305	0	786
Total interest expense	6,123	6,654	12,149	13,160
Net interest income	14,597	13,416	28,541	26,720
Provision for (recovery of) credit losses	(213)	(468)	55	(377)
Net interest income after provision for (recovery of) credit losses	14,810	13,884	28,486	27,097
Non-interest income:
Service charges	1,372	1,346	2,784	2,686
Other service charges and fees	156	180	342	364
Loss on sale of securities, net	0	0	(4)	0
Mortgage banking income	41	74	68	125
Insurance and brokerage commissions	258	219	495	465
Appraisal management fee income	3,973	3,181	7,015	5,595
Miscellaneous	1,893	2,521	3,522	4,324
Total non-interest income	7,693	7,521	14,222	13,559
Non-interest expense:
Salaries and employee benefits	7,168	6,827	13,956	13,807
Occupancy	2,058	2,105	4,086	4,216
Professional fees	559	635	1,066	1,027
Advertising	245	95	498	377
Debit card expense	227	425	463	737
FDIC Insurance	193	192	382	383
Appraisal management fee expense	3,156	2,523	5,575	4,427
Miscellaneous	2,234	2,329	4,387	4,673
Total non-interest expense	15,840	15,131	30,413	29,647
Earnings before income taxes	6,663	6,274	12,295	11,009
Income tax expense	1,503	1,386	2,790	2,173
Net earnings	$ 5,160	$ 4,888	$ 9,505	$ 8,836
Basic net earnings per share	$ 0.97	$ 0.93	$ 1.79	$ 1.67
Diluted net earnings per share	0.95	0.89	1.74	1.61
Cash dividends declared per share	$ 0.20	$ 0.19	$ 0.56	$ 0.54