XML 39 R29.htm IDEA: XBRL DOCUMENT v3.19.1
3. Loans, Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Allowance for loan losses    
Beginning balance $ 6,445 $ 6,366
Charge-offs (164) (106)
Recoveries 102 82
Provision 178 31
Ending balance 6,561 6,373
Ending balance: individually evaluated for impairments 1,023 1,091
Ending balance: collectively evaluated for impairments 5,538 5,282
Ending balance 6,561 6,373
Loans    
Ending balance 823,557 765,824
Ending balance: individually evaluated for impairment 17,701 19,130
Ending balance: collectively evaluated for impairment 805,856 746,694
Construction and land development    
Allowance for loan losses    
Beginning balance 813 804
Charge-offs 0 0
Recoveries 1 1
Provision 17 (154)
Ending balance 831 651
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 831 651
Ending balance 831 651
Loans    
Ending balance 95,219 82,046
Ending balance: individually evaluated for impairment 95 96
Ending balance: collectively evaluated for impairment 95,124 81,950
Single-family residential    
Allowance for loan losses    
Beginning balance 1,325 1,812
Charge-offs (13) 0
Recoveries 48 5
Provision (104) (177)
Ending balance 1,256 1,640
Ending balance: individually evaluated for impairments 2 0
Ending balance: collectively evaluated for impairments 1,254 1,640
Ending balance 1,256 1,640
Loans    
Ending balance 255,338 244,061
Ending balance: individually evaluated for impairment 1,758 1,832
Ending balance: collectively evaluated for impairment 253,580 242,229
Single-family residential - Banco de la Gente stated income    
Allowance for loan losses    
Beginning balance 1,177 1,280
Charge-offs 0 0
Recoveries 0 0
Provision (3) (15)
Ending balance 1,174 1,265
Ending balance: individually evaluated for impairments 1,008 1,079
Ending balance: collectively evaluated for impairments 166 186
Ending balance 1,174 1,265
Loans    
Ending balance 33,717 36,540
Ending balance: individually evaluated for impairment 14,127 15,190
Ending balance: collectively evaluated for impairment 19,590 21,350
Commercial    
Allowance for loan losses    
Beginning balance 1,278 1,193
Charge-offs 0 0
Recoveries 4 4
Provision 10 101
Ending balance 1,292 1,298
Ending balance: individually evaluated for impairments 13 12
Ending balance: collectively evaluated for impairments 1,279 1,286
Ending balance 1,292 1,298
Loans    
Ending balance 278,619 261,636
Ending balance: individually evaluated for impairment 1,658 1,915
Ending balance: collectively evaluated for impairment 276,961 259,721
Multifamily and Farmland    
Allowance for loan losses    
Beginning balance 83 72
Charge-offs 0 (5)
Recoveries 0 1
Provision 15 5
Ending balance 98 73
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 98 73
Ending balance 98 73
Loans    
Ending balance 39,106 29,108
Ending balance: individually evaluated for impairment 0 0
Ending balance: collectively evaluated for impairment 39,106 29,108
Commercial loans (not secured by real estate)    
Allowance for loan losses    
Beginning balance 626 574
Charge-offs (1) 0
Recoveries 6 8
Provision (21) 124
Ending balance 610 706
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 610 706
Ending balance 610 706
Loans    
Ending balance 101,572 89,304
Ending balance: individually evaluated for impairment 63 97
Ending balance: collectively evaluated for impairment 101,509 89,207
Farm loans (not secured by real estate)    
Allowance for loan losses    
Beginning balance 0 0
Charge-offs 0 0
Recoveries 0 0
Provision 0 0
Ending balance 0 0
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 0 0
Ending balance 0 0
Loans    
Ending balance 984 1,095
Ending balance: individually evaluated for impairment 0 0
Ending balance: collectively evaluated for impairment 984 1,095
Consumer And All Other Loans    
Allowance for loan losses    
Beginning balance 161 155
Charge-offs (150) (101)
Recoveries 43 63
Provision 108 19
Ending balance 162 136
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 162 136
Ending balance 162 136
Loans    
Ending balance 19,002 22,034
Ending balance: individually evaluated for impairment 0 0
Ending balance: collectively evaluated for impairment 19,002 22,034
Unallocated    
Allowance for loan losses    
Beginning balance 982 476
Charge-offs 0 0
Recoveries 0 0
Provision 156 128
Ending balance 1,138 604
Ending balance: individually evaluated for impairments 0 0
Ending balance: collectively evaluated for impairments 1,138 604
Ending balance 1,138 604
Loans    
Ending balance 0 0
Ending balance: individually evaluated for impairment 0 0
Ending balance: collectively evaluated for impairment $ 0 $ 0