3M CO COM 88579Y101 281 1350 SH SOLE 0 0 1350 ALPHABET INC CAP STK CL A 02079K305 651 553 SH SOLE 0 0 553 ALPHABET INC CAP STK CL C 02079K107 907 773 SH SOLE 0 0 773 ALPS ETF TR ALERIAN MLP 00162Q866 627 62486 SH SOLE 0 0 62486 AMERICAN EXPRESS CO COM 025816109 240 2200 SH SOLE 0 0 2200 AMGEN INC COM 031162100 248 1120 SH SOLE 0 0 1120 APPLE INC COM 037833100 704 3708 SH SOLE 0 0 3708 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2711 9 SH SOLE 0 0 9 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1220 6075 SH SOLE 0 0 6075 BOEING CO COM 097023105 313 821 SH SOLE 0 0 821 BOSTON SCIENTIFIC CORP COM 101137107 1220 31786 SH SOLE 0 0 31786 COMMUNITY BK SYS INC COM 203607106 9318 155896 SH SOLE 0 0 155896 COSTCO WHSL CORP NEW COM 22160K105 436 1800 SH SOLE 0 0 1800 DANAHER CORPORATION COM 235851102 396 3000 SH SOLE 0 0 3000 DISNEY WALT CO COM DISNEY 254687106 271 2440 SH SOLE 0 0 2440 EXXON MOBIL CORP COM 30231G102 284 3512 SH SOLE 0 0 3512 FASTENAL CO COM 311900104 732 11389 SH SOLE 0 0 11389 FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 11908 298378 SH SOLE 0 0 298378 GENERAL ELECTRIC CO COM 369604103 190 18994 SH SOLE 0 0 18994 GLOBAL X FDS GLBL X MLP ETF 37950E473 632 71247 SH SOLE 0 0 71247 GOLDMAN SACHS GROUP INC COM 38141G104 204 1064 SH SOLE 0 0 1064 INTERNATIONAL BUSINESS MACHS COM 459200101 409 2897 SH SOLE 0 0 2897 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 19280 383132 SH SOLE 0 0 383132 INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 1523 63522 SH SOLE 0 0 63522 INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1955 92679 SH SOLE 0 0 92679 INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2470 116313 SH SOLE 0 0 116313 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 2737 130168 SH SOLE 0 0 130168 INVESCO EXCHNG TRADED FD TR KBW BK ETF 46138E628 10201 308130 SH SOLE 0 0 308130 INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 5606 226278 SH SOLE 0 0 226278 INVESCO QQQ TR UNIT SER 1 46090E103 314 1748 SH SOLE 0 0 1748 ISHARES GOLD TRUST ISHARES 464285105 13154 1023396 SH SOLE 0 0 1023396 ISHARES INC CORE MSCI EMKT 46434G103 22040 424897 SH SOLE 0 0 424897 ISHARES INC ESG MSCI EM ETF 46434G863 5948 174622 SH SOLE 0 0 174622 ISHARES INC MIN VOL EMRG MKT 464286533 20212 343905 SH SOLE 0 0 343905 ISHARES INC MIN VOL GBL ETF 464286525 1539 17200 SH SOLE 0 0 17200 ISHARES TR 0-5 YR TIPS ETF 46429B747 7890 78896 SH SOLE 0 0 78896 ISHARES TR CORE HIGH DV ETF 46429B663 4416 47155 SH SOLE 0 0 47155 ISHARES TR CORE MSCI EAFE 46432F842 55741 906897 SH SOLE 0 0 906897 ISHARES TR CORE S&P MCP ETF 464287507 23381 121874 SH SOLE 0 0 121874 ISHARES TR CORE S&P SCP ETF 464287804 11002 141223 SH SOLE 0 0 141223 ISHARES TR CORE S&P TTL STK 464287150 365 5675 SH SOLE 0 0 5675 ISHARES TR CORE S&P500 ETF 464287200 26261 92285 SH SOLE 0 0 92285 ISHARES TR CORE US AGGBD ET 464287226 763 6991 SH SOLE 0 0 6991 ISHARES TR DOW JONES US ETF 464287846 220 1555 SH SOLE 0 0 1555 ISHARES TR EAFE SML CP ETF 464288273 1382 24060 SH SOLE 0 0 24060 ISHARES TR EDGE MSCI MINM 46435G433 6937 211612 SH SOLE 0 0 211612 ISHARES TR EDGE MSCI USA VL 46432F388 367 4600 SH SOLE 0 0 4600 ISHARES TR ESG MSCI EAFE 46435G516 7401 117149 SH SOLE 0 0 117149 ISHARES TR ESG MSCI USA ETF 46435G425 1014 16312 SH SOLE 0 0 16312 ISHARES TR FLTG RATE NT ETF 46429B655 1988 39046 SH SOLE 0 0 39046 ISHARES TR INTRM TR CRP ETF 464288638 551 10000 SH SOLE 0 0 10000 ISHARES TR MIN VOL EAFE ETF 46429B689 47041 648042 SH SOLE 0 0 648042 ISHARES TR MSCI ACWI EX US 464288240 315 6798 SH SOLE 0 0 6798 ISHARES TR MSCI EAFE ETF 464287465 473 7299 SH SOLE 0 0 7299 ISHARES TR MSCI EMG MKT ETF 464287234 305 7100 SH SOLE 0 0 7100 ISHARES TR MSCI MIN VOL ETF 46429B697 57902 960239 SH SOLE 0 0 960239 ISHARES TR PFD AND INCM SEC 464288687 745 20380 SH SOLE 0 0 20380 ISHARES TR RUS 1000 GRW ETF 464287614 16066 103105 SH SOLE 0 0 103105 ISHARES TR RUS 1000 VAL ETF 464287598 14971 119669 SH SOLE 0 0 119669 ISHARES TR S&P 500 GRWT ETF 464287309 4618 25063 SH SOLE 0 0 25063 ISHARES TR S&P 500 VAL ETF 464287408 4939 41827 SH SOLE 0 0 41827 ISHARES TR TIPS BD ETF 464287176 630 5572 SH SOLE 0 0 5572 JOHNSON & JOHNSON COM 478160104 680 4865 SH SOLE 0 0 4865 JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 20001 360637 SH SOLE 0 0 360637 JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 28402 382268 SH SOLE 0 0 382268 M & T BK CORP COM 55261F104 894 5694 SH SOLE 0 0 5694 MASTERCARD INC CL A 57636Q104 6622 28125 SH SOLE 0 0 28125 MICROSOFT CORP COM 594918104 573 4862 SH SOLE 0 0 4862 MOHAWK INDS INC COM 608190104 360 2853 SH SOLE 0 0 2853 OCULAR THERAPEUTIX INC COM 67576A100 583 146946 SH SOLE 0 0 146946 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 311 3100 SH SOLE 0 0 3100 PIMCO HIGH INCOME FD COM SHS 722014107 291 32311 SH SOLE 0 0 32311 PROCTER & GAMBLE CO COM 742718109 264 2535 SH SOLE 0 0 2535 REVANCE THERAPEUTICS INC COM 761330109 158 10004 SH SOLE 0 0 10004 SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1340 52109 SH SOLE 0 0 52109 SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 346 4680 SH SOLE 0 0 4680 SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 353 1361 SH SOLE 0 0 1361 SPDR GOLD TRUST GOLD SHS 78463V107 451 3699 SH SOLE 0 0 3699 SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 319 8931 SH SOLE 0 0 8931 SPDR S&P 500 ETF TR TR UNIT 78462F103 871 3084 SH SOLE 0 0 3084 SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 13997 455603 SH SOLE 0 0 455603 SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 242 9000 SH SOLE 0 0 9000 SPDR SERIES TRUST PORTFLI INTRMDIT 78464A672 3254 53873 SH SOLE 0 0 53873 SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 2071 59746 SH SOLE 0 0 59746 SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 796 26050 SH SOLE 0 0 26050 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 27831 715274 SH SOLE 0 0 715274 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 34124 1091398 SH SOLE 0 0 1091398 SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 14647 159976 SH SOLE 0 0 159976 SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 15812 342623 SH SOLE 0 0 342623 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 10014 206622 SH SOLE 0 0 206622 SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200 3325 67335 SH SOLE 0 0 67335 THE CHARLES SCHWAB CORPORATI COM 808513105 377 8810 SH SOLE 0 0 8810 TJX COS INC NEW COM 872540109 1080 20304 SH SOLE 0 0 20304 UNIVERSAL DISPLAY CORP COM 91347P105 1009 6600 SH SOLE 0 0 6600 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 11319 141140 SH SOLE 0 0 141140 VANGUARD GROUP DIV APP ETF 921908844 1174 10712 SH SOLE 0 0 10712 VANGUARD INDEX FDS MID CAP ETF 922908629 262 1630 SH SOLE 0 0 1630 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 466 5364 SH SOLE 0 0 5364 VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1910 44952 SH SOLE 0 0 44952 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 37907 580175 SH SOLE 0 0 580175 VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 2570 62882 SH SOLE 0 0 62882 VERIZON COMMUNICATIONS INC COM 92343V104 295 4985 SH SOLE 0 0 4985 WISDOMTREE TR FLOATNG RAT TREA 97717X628 2571 102497 SH SOLE 0 0 102497 WORLD GOLD TR SPDR GLD MINIS 98149E204 175 13575 SH SOLE 0 0 13575