3M CO COM 88579Y101 284 1350 SH SOLE 0 0 1350 ALPHABET INC CAP STK CL A 02079K305 668 553 SH SOLE 0 0 553 ALPHABET INC CAP STK CL C 02079K107 923 773 SH SOLE 0 0 773 ALPS ETF TR ALERIAN MLP 00162Q866 3303 309226 SH SOLE 0 0 309226 AMERICAN EXPRESS CO COM 025816109 318 2988 SH SOLE 0 0 2988 AMGEN INC COM 031162100 248 1120 SH SOLE 0 0 1120 APPLE INC COM 037833100 726 3218 SH SOLE 0 0 3218 BERKSHIRE HATHAWAY INC DEL CL A 084670108 2880 9 SH SOLE 0 0 9 BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1318 6154 SH SOLE 0 0 6154 BOEING CO COM 097023105 305 821 SH SOLE 0 0 821 BOSTON SCIENTIFIC CORP COM 101137107 1224 31786 SH SOLE 0 0 31786 COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509 6051 271712 SH SOLE 0 0 271712 COMMUNITY BK SYS INC COM 203607106 9519 155876 SH SOLE 0 0 155876 COSTCO WHSL CORP NEW COM 22160K105 427 1816 SH SOLE 0 0 1816 DANAHER CORPORATION COM 235851102 326 3000 SH SOLE 0 0 3000 DISNEY WALT CO COM DISNEY 254687106 268 2290 SH SOLE 0 0 2290 EXXON MOBIL CORP COM 30231G102 350 4113 SH SOLE 0 0 4113 FASTENAL CO COM 311900104 661 11389 SH SOLE 0 0 11389 FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 8009 196514 SH SOLE 0 0 196514 FLEXSHARES TR IBOXX 5YR TRGT 33939L605 5333 220088 SH SOLE 0 0 220088 GENERAL ELECTRIC CO COM 369604103 242 21458 SH SOLE 0 0 21458 GLOBAL X FDS GLBL X MLP ETF 37950E473 2985 312540 SH SOLE 0 0 312540 GOLDMAN SACHS GROUP INC COM 38141G104 241 1074 SH SOLE 0 0 1074 INTERNATIONAL BUSINESS MACHS COM 459200101 556 3674 SH SOLE 0 0 3674 INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 2762 54935 SH SOLE 0 0 54935 INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 522 21920 SH SOLE 0 0 21920 INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 1924 92107 SH SOLE 0 0 92107 INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2456 117592 SH SOLE 0 0 117592 INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 469 22570 SH SOLE 0 0 22570 INVESCO EXCHNG TRADED FD TR KBW BK ETF 46138E628 12777 235240 SH SOLE 0 0 235240 INVESCO EXCHNG TRADED FD TR VAR RATE PFD 46138G870 5847 233532 SH SOLE 0 0 233532 INVESCO QQQ TR UNIT SER 1 46090E103 548 2949 SH SOLE 0 0 2949 ISHARES GOLD TRUST ISHARES 464285105 12508 1692150 SH SOLE 0 0 1692150 ISHARES INC CORE MSCI EMKT 46434G103 25498 490971 SH SOLE 0 0 490971 ISHARES INC ESG MSCI EM ETF 46434G863 377 11306 SH SOLE 0 0 11306 ISHARES INC MIN VOL EMRG MKT 464286533 20321 345534 SH SOLE 0 0 345534 ISHARES TR 0-5 YR TIPS ETF 46429B747 2471 24557 SH SOLE 0 0 24557 ISHARES TR BRAZIL SM-CP ETF 464289131 974 81811 SH SOLE 0 0 81811 ISHARES TR CORE HIGH DV ETF 46429B663 4421 48235 SH SOLE 0 0 48235 ISHARES TR CORE MSCI EAFE 46432F842 61073 951612 SH SOLE 0 0 951612 ISHARES TR CORE S&P MCP ETF 464287507 34602 171268 SH SOLE 0 0 171268 ISHARES TR CORE S&P SCP ETF 464287804 21356 247463 SH SOLE 0 0 247463 ISHARES TR CORE S&P TTL STK 464287150 277 4160 SH SOLE 0 0 4160 ISHARES TR CORE S&P500 ETF 464287200 26074 89072 SH SOLE 0 0 89072 ISHARES TR CORE US AGGBD ET 464287226 715 6777 SH SOLE 0 0 6777 ISHARES TR DOW JONES US ETF 464287846 215 1480 SH SOLE 0 0 1480 ISHARES TR EAFE SML CP ETF 464288273 7181 115303 SH SOLE 0 0 115303 ISHARES TR EAFE VALUE ETF 464288877 9400 181045 SH SOLE 0 0 181045 ISHARES TR EDGE MSCI MINM 46435G433 12980 390739 SH SOLE 0 0 390739 ISHARES TR EDGE MSCI USA VL 46432F388 404 4600 SH SOLE 0 0 4600 ISHARES TR FLTG RATE NT ETF 46429B655 2243 43966 SH SOLE 0 0 43966 ISHARES TR INTL SEL DIV ETF 464288448 613 18799 SH SOLE 0 0 18799 ISHARES TR INTRM TR CRP ETF 464288638 531 10000 SH SOLE 0 0 10000 ISHARES TR MIN VOL EAFE ETF 46429B689 47422 647597 SH SOLE 0 0 647597 ISHARES TR MSCI ACWI EX US 464288240 355 7448 SH SOLE 0 0 7448 ISHARES TR MSCI EAFE ETF 464287465 590 8684 SH SOLE 0 0 8684 ISHARES TR MSCI EMG MKT ETF 464287234 286 6657 SH SOLE 0 0 6657 ISHARES TR MSCI MIN VOL ETF 46429B697 51018 868228 SH SOLE 0 0 868228 ISHARES TR PFD AND INCM SEC 464288687 850 22880 SH SOLE 0 0 22880 ISHARES TR RUS 1000 GRW ETF 464287614 12254 76451 SH SOLE 0 0 76451 ISHARES TR RUS 1000 VAL ETF 464287598 11453 89527 SH SOLE 0 0 89527 ISHARES TR S&P 500 GRWT ETF 464287309 3540 18945 SH SOLE 0 0 18945 ISHARES TR S&P 500 VAL ETF 464287408 4010 33508 SH SOLE 0 0 33508 ISHARES TR TIPS BD ETF 464287176 1280 11572 SH SOLE 0 0 11572 JOHNSON & JOHNSON COM 478160104 698 5050 SH SOLE 0 0 5050 JP MORGAN EXCHANGE TRADED FD DIV RTN INT EQ 46641Q209 23888 411226 SH SOLE 0 0 411226 JP MORGAN EXCHANGE TRADED FD JPMORGAN DIVER 46641Q407 28711 380604 SH SOLE 0 0 380604 JP MORGAN EXCHANGE TRADED FD ULTRA SHRT INC 46641Q837 258 5138 SH SOLE 0 0 5138 M & T BK CORP COM 55261F104 936 5686 SH SOLE 0 0 5686 MASTERCARD INC CL A 57636Q104 6400 28751 SH SOLE 0 0 28751 MICROSOFT CORP COM 594918104 563 4919 SH SOLE 0 0 4919 MOHAWK INDS INC COM 608190104 500 2853 SH SOLE 0 0 2853 O REILLY AUTOMOTIVE INC NEW COM 67103H107 347 1000 SH SOLE 0 0 1000 OCULAR THERAPEUTIX INC COM 67576A100 1011 146946 SH SOLE 0 0 146946 PIMCO ETF TR 0-5 HIGH YIELD 72201R783 320 3175 SH SOLE 0 0 3175 PIMCO INCOME STRATEGY FUND COM 72201H108 129 10938 SH SOLE 0 0 10938 PROCTER & GAMBLE CO COM 742718109 225 2705 SH SOLE 0 0 2705 REVANCE THERAPEUTICS INC COM 761330109 281 11312 SH SOLE 0 0 11312 SELECT SECTOR SPDR TR ENERGY 81369Y506 244 3223 SH SOLE 0 0 3223 SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 360 1361 SH SOLE 0 0 1361 SPDR GOLD TRUST GOLD SHS 78463V107 308 2735 SH SOLE 0 0 2735 SPDR INDEX SHS FDS S&P INTL ETF 78463X772 541 14283 SH SOLE 0 0 14283 SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 13561 440467 SH SOLE 0 0 440467 SPDR SERIES TRUST BLOOMBERG SRT TR 78468R408 242 9000 SH SOLE 0 0 9000 SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 2235 65762 SH SOLE 0 0 65762 SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 792 26250 SH SOLE 0 0 26250 SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 17931 449438 SH SOLE 0 0 449438 SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 17302 539726 SH SOLE 0 0 539726 SPDR SERIES TRUST S&P REGL BKG 78464A698 3611 60764 SH SOLE 0 0 60764 SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 18586 394569 SH SOLE 0 0 394569 SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 10418 219403 SH SOLE 0 0 219403 THE CHARLES SCHWAB CORPORATI COM 808513105 487 9910 SH SOLE 0 0 9910 TJX COS INC NEW COM 872540109 1137 10152 SH SOLE 0 0 10152 UNIVERSAL DISPLAY CORP COM 91347P105 803 6815 SH SOLE 0 0 6815 VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 11263 142145 SH SOLE 0 0 142145 VANGUARD GROUP DIV APP ETF 921908844 1158 10458 SH SOLE 0 0 10458 VANGUARD INDEX FDS MID CAP ETF 922908629 337 2055 SH SOLE 0 0 2055 VANGUARD INDEX FDS REAL ESTATE ETF 922908553 277 3439 SH SOLE 0 0 3439 VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 40124 630783 SH SOLE 0 0 630783 VERIZON COMMUNICATIONS INC COM 92343V104 271 5085 SH SOLE 0 0 5085 WISDOMTREE TR FLOATNG RAT TREA 97717X628 2330 92887 SH SOLE 0 0 92887