<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable">		<infoTable>
			<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>002824100</cusip>
			<value>223</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5032</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>157</Sole>
				<Shared>0</Shared>
				<None>4875</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>002824100</cusip>
			<value>277</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6230</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00287Y109</cusip>
			<value>347</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5332</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>157</Sole>
				<Shared>0</Shared>
				<None>5175</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ABBVIE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00287Y109</cusip>
			<value>513</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7876</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7876</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ACTIVISION BLIZZARD, INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00507V109</cusip>
			<value>339</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>450</Sole>
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				<None>6350</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ACTIVISION BLIZZARD, INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00507V109</cusip>
			<value>606</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12164</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12164</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00724F101</cusip>
			<value>454</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3490</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>212</Sole>
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				<None>3278</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ADOBE SYS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00724F101</cusip>
			<value>638</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4904</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4904</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>009158106</cusip>
			<value>165</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1220</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1220</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>009158106</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1395</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1395</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00971T101</cusip>
			<value>230</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3860</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>105</Sole>
				<Shared>0</Shared>
				<None>3755</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AKAMAI TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00971T101</cusip>
			<value>236</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3960</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3960</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALCENTRA CAPITAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>01374T102</cusip>
			<value>337</value>
			<shrsOrPrnAmt>
				<sshPrnamt>24500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>24500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>020002101</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2685</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2685</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>020002101</cusip>
			<value>200</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2455</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2455</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02079K305</cusip>
			<value>797</value>
			<shrsOrPrnAmt>
				<sshPrnamt>940</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>940</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02079K305</cusip>
			<value>1078</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1272</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1272</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL C</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02079K107</cusip>
			<value>834</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1005</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1005</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ALPHABET INC CL C</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02079K107</cusip>
			<value>1055</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1272</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1272</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02209S103</cusip>
			<value>1204</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16855</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>380</Sole>
				<Shared>0</Shared>
				<None>16475</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02209S103</cusip>
			<value>1971</value>
			<shrsOrPrnAmt>
				<sshPrnamt>27600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>27600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>023135106</cusip>
			<value>1015</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1145</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>023135106</cusip>
			<value>1081</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1219</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1219</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>025537101</cusip>
			<value>556</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8275</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>3000</Sole>
				<Shared>0</Shared>
				<None>5275</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN ELEC PWR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>025537101</cusip>
			<value>423</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6295</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6295</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>025816109</cusip>
			<value>534</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6750</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>160</Sole>
				<Shared>0</Shared>
				<None>6590</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>025816109</cusip>
			<value>494</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6243</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6243</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN NATIONAL INSURANCE CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>028591105</cusip>
			<value>1410994</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11954534</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>11954534</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN NATIONAL INSURANCE CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>028591105</cusip>
			<value>1092</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>9250</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANADARKO PETROLEUM CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>032511107</cusip>
			<value>256</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4130</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>120</Sole>
				<Shared>0</Shared>
				<None>4010</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANADARKO PETROLEUM CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>032511107</cusip>
			<value>409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6596</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6596</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>036752103</cusip>
			<value>391</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2362</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>102</Sole>
				<Shared>0</Shared>
				<None>2260</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ANTHEM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>036752103</cusip>
			<value>595</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3597</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3597</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APACHE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037411105</cusip>
			<value>126</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2457</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>2345</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APACHE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037411105</cusip>
			<value>213</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4141</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4141</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MANAGEMENT LLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037612306</cusip>
			<value>244</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10040</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10040</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APOLLO GLOBAL MANAGEMENT LLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037612306</cusip>
			<value>374</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15375</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15375</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037833100</cusip>
			<value>3122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21730</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>585</Sole>
				<Shared>0</Shared>
				<None>21145</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APPLE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>037833100</cusip>
			<value>4351</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30288</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>30288</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>APTARGROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>038336103</cusip>
			<value>338</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4392</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>4392</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>04010L103</cusip>
			<value>202</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11600</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>04010L103</cusip>
			<value>325</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18725</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>18725</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ARMSTRONG WORLD INDUSTRIES IN</nameOfIssuer>
			<titleOfClass>C COMMON STOCK</titleOfClass>
			<cusip>04247X102</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6095</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>6095</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>AT &amp; T INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00206R102</cusip>
			<value>1794</value>
			<shrsOrPrnAmt>
				<sshPrnamt>43168</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>6163</Sole>
				<Shared>0</Shared>
				<None>37005</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AT &amp; T INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>00206R102</cusip>
			<value>1905</value>
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				<sshPrnamt>45839</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>1183</Sole>
				<Shared>0</Shared>
				<None>44656</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>049560105</cusip>
			<value>405</value>
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				<sshPrnamt>5125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5125</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>049560105</cusip>
			<value>553</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>060505104</cusip>
			<value>798</value>
			<shrsOrPrnAmt>
				<sshPrnamt>33833</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>5568</Sole>
				<Shared>0</Shared>
				<None>28265</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>060505104</cusip>
			<value>694</value>
			<shrsOrPrnAmt>
				<sshPrnamt>29400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>29400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>064058100</cusip>
			<value>420</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8897</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>277</Sole>
				<Shared>0</Shared>
				<None>8620</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>064058100</cusip>
			<value>513</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10869</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10869</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>054937107</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5750</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>150</Sole>
				<Shared>0</Shared>
				<None>5600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BB&amp;T CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>054937107</cusip>
			<value>268</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5991</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5991</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BECTON DICKINSON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>075887109</cusip>
			<value>58</value>
			<shrsOrPrnAmt>
				<sshPrnamt>317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>12</Sole>
				<Shared>0</Shared>
				<None>305</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BECTON DICKINSON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>075887109</cusip>
			<value>293</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1595</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>09061G101</cusip>
			<value>162</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1850</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BIOMARIN PHARMACEUTICAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>09061G101</cusip>
			<value>209</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2380</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>09253U108</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7300</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLACKSTONE GROUP LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>09253U108</cusip>
			<value>238</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLOOMIN&apos; BRANDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>094235108</cusip>
			<value>183</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9285</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9285</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BLOOMIN&apos; BRANDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>094235108</cusip>
			<value>225</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11415</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11415</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOARDWALK PIPELINE PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>096627104</cusip>
			<value>81</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOARDWALK PIPELINE PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>096627104</cusip>
			<value>121</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>097023105</cusip>
			<value>1047</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5922</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>147</Sole>
				<Shared>0</Shared>
				<None>5775</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOEING CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>097023105</cusip>
			<value>1757</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9933</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9933</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BRISTOL MYERS SQUIBB COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>110122108</cusip>
			<value>280</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>5000</Sole>
				<Shared>0</Shared>
				<None>150</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>14040H105</cusip>
			<value>339</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3907</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>137</Sole>
				<Shared>0</Shared>
				<None>3770</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>14040H105</cusip>
			<value>409</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4716</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4716</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>149123101</cusip>
			<value>241</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2600</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>149123101</cusip>
			<value>243</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2620</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2620</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CBS CORPORATION CLASS B W/I</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>124857202</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3906</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>206</Sole>
				<Shared>0</Shared>
				<None>3700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CBS CORPORATION CLASS B W/I</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>8795</None>
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		<infoTable>
			<nameOfIssuer>CELGENE CORP</nameOfIssuer>
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				<Sole>240</Sole>
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				<None>5950</None>
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		<infoTable>
			<nameOfIssuer>CELGENE CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>10485</None>
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		<infoTable>
			<nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CHART INDUSTRIES INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CHART INDUSTRIES INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CHEVRON CORPORATION</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
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				<None>8230</None>
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		<infoTable>
			<nameOfIssuer>CHURCH &amp; DWIGHT INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CINEMARK HOLDING INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CINEMARK HOLDING INC</nameOfIssuer>
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				<None>10300</None>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>CISCO SYS INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>39336</None>
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		<infoTable>
			<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>20735</None>
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		<infoTable>
			<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>10100</None>
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		<infoTable>
			<nameOfIssuer>CMS ENERGY CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>11658</None>
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		<infoTable>
			<nameOfIssuer>COCA COLA COMPANY</nameOfIssuer>
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				<None>14956</None>
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		<infoTable>
			<nameOfIssuer>COCA COLA COMPANY</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>21990</None>
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		<infoTable>
			<nameOfIssuer>COGENT COMMUNICATIONS HOLDINGS</nameOfIssuer>
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				<None>8515</None>
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		<infoTable>
			<nameOfIssuer>COGENT COMMUNICATIONS HOLDINGS</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>11685</None>
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		<infoTable>
			<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIONS</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIONS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>4120</None>
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		<infoTable>
			<nameOfIssuer>COLUMBIA SPORTSWEAR CO</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COLUMBIA SPORTSWEAR CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>4686</None>
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		<infoTable>
			<nameOfIssuer>COMERICA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>COMERICA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
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			<cusip>205887102</cusip>
			<value>224</value>
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				<sshPrnamt>5550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>150</Sole>
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				<None>5400</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>CONAGRA BRANDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>323</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>8000</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>21036P108</cusip>
			<value>454</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>87</Sole>
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				<None>2715</None>
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		<infoTable>
			<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>21036P108</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>3500</None>
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		<infoTable>
			<nameOfIssuer>CORNING INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>172</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>212</Sole>
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				<None>6175</None>
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		<infoTable>
			<nameOfIssuer>CORNING INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>219350105</cusip>
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				<sshPrnamt>7753</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>22160K105</cusip>
			<value>263</value>
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				<sshPrnamt>1570</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>10</Sole>
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				<None>1560</None>
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		<infoTable>
			<nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>22160K105</cusip>
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				<sshPrnamt>2485</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2485</None>
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		<infoTable>
			<nameOfIssuer>COVANTA HOLDING CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>7100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7100</None>
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		<infoTable>
			<nameOfIssuer>COVANTA HOLDING CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>18125</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>18125</None>
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		<infoTable>
			<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>22410J106</cusip>
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				<sshPrnamt>1500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>1500</None>
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		<infoTable>
			<nameOfIssuer>CUMMINS INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1775</None>
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		<infoTable>
			<nameOfIssuer>CUMMINS INC</nameOfIssuer>
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				<sshPrnamt>2590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>2590</None>
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		<infoTable>
			<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>213</Sole>
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		<infoTable>
			<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
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				<sshPrnamt>8361</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>8361</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORP</nameOfIssuer>
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				<sshPrnamt>4685</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>160</Sole>
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				<None>4525</None>
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		<infoTable>
			<nameOfIssuer>DANAHER CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>7165</None>
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		<infoTable>
			<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
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			<value>573</value>
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				<sshPrnamt>6847</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>157</Sole>
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				<None>6690</None>
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		<infoTable>
			<nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>300</Sole>
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				<None>6985</None>
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		<infoTable>
			<nameOfIssuer>DAVITA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>105</Sole>
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				<None>3775</None>
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		<infoTable>
			<nameOfIssuer>DAVITA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>23918K108</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>2950</None>
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		<infoTable>
			<nameOfIssuer>DCP MIDSTREAM LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>23311P100</cusip>
			<value>216</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>5500</None>
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		<infoTable>
			<nameOfIssuer>DCP MIDSTREAM LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>23311P100</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>9200</None>
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		<infoTable>
			<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>247361702</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>6077</Sole>
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				<None>245</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>968</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>367</Sole>
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				<None>8170</None>
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		<infoTable>
			<nameOfIssuer>DISNEY WALT COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>15970</None>
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		<infoTable>
			<nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>100</Sole>
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				<None>3280</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DOLLAR GENERAL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>3391</None>
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		<infoTable>
			<nameOfIssuer>DOMINION RESOURCES INC VA</nameOfIssuer>
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			<cusip>25746U109</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>50</Sole>
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				<None>4555</None>
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		<infoTable>
			<nameOfIssuer>DOMINION RESOURCES INC VA</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>25746U109</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5513</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DOW CHEMICAL COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>260543103</cusip>
			<value>1373</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>21609</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DOW CHEMICAL COMPANY</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>1230</None>
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		<infoTable>
			<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>263534109</cusip>
			<value>1392</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>10387</Sole>
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				<None>6940</None>
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		<infoTable>
			<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>18290</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26441C204</cusip>
			<value>810</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9879</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>1799</Sole>
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				<None>8080</None>
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		<infoTable>
			<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26441C204</cusip>
			<value>487</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5934</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>300</Sole>
				<Shared>0</Shared>
				<None>5634</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>264411505</cusip>
			<value>110</value>
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				<sshPrnamt>4200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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				<None>4200</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DUKE REALTY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>264411505</cusip>
			<value>189</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EAGLE MATERIALS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26969P108</cusip>
			<value>278</value>
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				<sshPrnamt>2860</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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				<None>2860</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>EAGLE MATERIALS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26969P108</cusip>
			<value>258</value>
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				<sshPrnamt>2660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2660</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EDISON INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>281020107</cusip>
			<value>423</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5317</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>87</Sole>
				<Shared>0</Shared>
				<None>5230</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EDISON INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>281020107</cusip>
			<value>531</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6675</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6675</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENABLE MIDSTREAM PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>292480100</cusip>
			<value>167</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENBRIDGE ENERGY PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29250R106</cusip>
			<value>329</value>
			<shrsOrPrnAmt>
				<sshPrnamt>17300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>10950</Sole>
				<Shared>0</Shared>
				<None>6350</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENBRIDGE ENERGY PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29250R106</cusip>
			<value>137</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29364G103</cusip>
			<value>532</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>293792107</cusip>
			<value>616</value>
			<shrsOrPrnAmt>
				<sshPrnamt>22300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>12500</Sole>
				<Shared>0</Shared>
				<None>9800</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ENTERPRISE PRODS PARTNERS LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>293792107</cusip>
			<value>389</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14106</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14106</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EOG RES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26875P101</cusip>
			<value>365</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3745</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>130</Sole>
				<Shared>0</Shared>
				<None>3615</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EOG RES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26875P101</cusip>
			<value>593</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6075</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EQUITY RESIDENTIAL PPTYS TR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29476L107</cusip>
			<value>274</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4400</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EQUITY RESIDENTIAL PPTYS TR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29476L107</cusip>
			<value>311</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXACT SCIENCES</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30063P105</cusip>
			<value>158</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXACT SCIENCES</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30063P105</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPEDIA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30212P303</cusip>
			<value>249</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1975</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPEDIA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30212P303</cusip>
			<value>319</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2530</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2530</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPRESS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30219E103</cusip>
			<value>55</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>135</Sole>
				<Shared>0</Shared>
				<None>5940</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPRESS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30219E103</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPRESS SCRIPTS HLDG</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30219G108</cusip>
			<value>287</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4347</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>182</Sole>
				<Shared>0</Shared>
				<None>4165</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXPRESS SCRIPTS HLDG</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30219G108</cusip>
			<value>312</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4736</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>116</Sole>
				<Shared>0</Shared>
				<None>4620</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30231G102</cusip>
			<value>1373</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16747</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>1462</Sole>
				<Shared>0</Shared>
				<None>15285</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30231G102</cusip>
			<value>3315</value>
			<shrsOrPrnAmt>
				<sshPrnamt>40422</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>424</Sole>
				<Shared>0</Shared>
				<None>39998</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC-A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30303M102</cusip>
			<value>1233</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8683</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8683</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FACEBOOK INC-A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>30303M102</cusip>
			<value>1336</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9405</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9405</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>31428X106</cusip>
			<value>365</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1872</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>102</Sole>
				<Shared>0</Shared>
				<None>1770</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FEDEX CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>31428X106</cusip>
			<value>429</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH STREET FINANCE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>31678A103</cusip>
			<value>96</value>
			<shrsOrPrnAmt>
				<sshPrnamt>20815</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>20815</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH STREET FINANCE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>31678A103</cusip>
			<value>145</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>31450</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>316773100</cusip>
			<value>282</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11090</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>250</Sole>
				<Shared>0</Shared>
				<None>10840</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>316773100</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>11233</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11233</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>34354P105</cusip>
			<value>242</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5007</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>107</Sole>
				<Shared>0</Shared>
				<None>4900</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>34354P105</cusip>
			<value>233</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4822</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4822</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORD MOTOR CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>345370860</cusip>
			<value>63</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5425</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORD MOTOR CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>345370860</cusip>
			<value>454</value>
			<shrsOrPrnAmt>
				<sshPrnamt>39000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>39000</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>34959J108</cusip>
			<value>70</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1164</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>80</Sole>
				<Shared>0</Shared>
				<None>1084</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FORTIVE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>34959J108</cusip>
			<value>210</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3492</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3492</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>35671D857</cusip>
			<value>112</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8347</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>162</Sole>
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				<None>8185</None>
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		<infoTable>
			<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>35671D857</cusip>
			<value>91</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6795</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6795</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>35906A108</cusip>
			<value>87</value>
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				<sshPrnamt>40663</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>1610</Sole>
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				<None>39053</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>FRONTIER COMMUNICATIONS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>35906A108</cusip>
			<value>79</value>
			<shrsOrPrnAmt>
				<sshPrnamt>37053</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>37053</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>363576109</cusip>
			<value>505</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8937</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>112</Sole>
				<Shared>0</Shared>
				<None>8825</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>363576109</cusip>
			<value>444</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7855</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7855</None>
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		<infoTable>
			<nameOfIssuer>GAMESTOP CORP CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>36467W109</cusip>
			<value>94</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4175</None>
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		<infoTable>
			<nameOfIssuer>GAMESTOP CORP CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>36467W109</cusip>
			<value>288</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12775</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12775</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>369604103</cusip>
			<value>1904</value>
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				<sshPrnamt>63890</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>11025</Sole>
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				<None>52865</None>
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		<infoTable>
			<nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>369604103</cusip>
			<value>1868</value>
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				<sshPrnamt>62697</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>900</Sole>
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				<None>61797</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>37045V100</cusip>
			<value>119</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3365</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3365</None>
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		<infoTable>
			<nameOfIssuer>GENERAL MOTORS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>37045V100</cusip>
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				<sshPrnamt>15350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15350</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>372460105</cusip>
			<value>9</value>
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				<sshPrnamt>100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>100</None>
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		<infoTable>
			<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>372460105</cusip>
			<value>453</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4900</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>375558103</cusip>
			<value>360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5307</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>147</Sole>
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				<None>5160</None>
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		<infoTable>
			<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>375558103</cusip>
			<value>483</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7116</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7116</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>38141G104</cusip>
			<value>597</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>105</Sole>
				<Shared>0</Shared>
				<None>2495</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>38141G104</cusip>
			<value>915</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3982</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3982</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HALLIBURTON COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>406216101</cusip>
			<value>312</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6335</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>160</Sole>
				<Shared>0</Shared>
				<None>6175</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HALLIBURTON COMPANY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>406216101</cusip>
			<value>440</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8932</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8932</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HAWAIIAN ELECTRIC INDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>419870100</cusip>
			<value>268</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8050</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HAWAIIAN ELECTRIC INDS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>419870100</cusip>
			<value>260</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7800</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HESS CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>42809H107</cusip>
			<value>95</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>75</Sole>
				<Shared>0</Shared>
				<None>1900</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HESS CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>42809H107</cusip>
			<value>147</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3050</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>436440101</cusip>
			<value>57</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1350</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>436440101</cusip>
			<value>335</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7875</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7875</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOME DEPOT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>437076102</cusip>
			<value>1454</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9902</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>742</Sole>
				<Shared>0</Shared>
				<None>9160</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOME DEPOT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>437076102</cusip>
			<value>2094</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14261</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>14261</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>438516106</cusip>
			<value>900</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7210</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>110</Sole>
				<Shared>0</Shared>
				<None>7100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>438516106</cusip>
			<value>3781</value>
			<shrsOrPrnAmt>
				<sshPrnamt>30277</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>30277</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>40434L105</cusip>
			<value>242</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>40434L105</cusip>
			<value>504</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>28200</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ICAHN ENTERPRISE LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>451100101</cusip>
			<value>208</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4050</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4050</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ICAHN ENTERPRISE LP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>451100101</cusip>
			<value>378</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7375</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7375</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>IMPERVA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>45321L100</cusip>
			<value>120</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2935</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2935</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>IMPERVA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>45321L100</cusip>
			<value>140</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3420</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3420</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORPORATION</nameOfIssuer>
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			<value>987</value>
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				<sshPrnamt>27362</sshPrnamt>
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				<Sole>387</Sole>
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				<None>26975</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>INTEL CORPORATION</nameOfIssuer>
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				<sshPrnamt>31216</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>31216</None>
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		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHINE</nameOfIssuer>
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			<cusip>459200101</cusip>
			<value>723</value>
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				<sshPrnamt>4151</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>426</Sole>
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				<None>3725</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>INTERNATIONAL BUSINESS MACHINE</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>459200101</cusip>
			<value>2675</value>
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				<sshPrnamt>15360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>389</Sole>
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				<None>14971</None>
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		<infoTable>
			<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>478160104</cusip>
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				<sshPrnamt>26690</sshPrnamt>
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				<None>17475</None>
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		<infoTable>
			<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>478160104</cusip>
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		<infoTable>
			<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>224</Sole>
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		<infoTable>
			<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>24799</None>
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		<infoTable>
			<nameOfIssuer>KIMCO REALTY CORP</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>KIMCO REALTY CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>9000</None>
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		<infoTable>
			<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>72</Sole>
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				<None>8385</None>
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		<infoTable>
			<nameOfIssuer>KINDER MORGAN INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>8167</None>
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		<infoTable>
			<nameOfIssuer>KKR &amp; CO LP</nameOfIssuer>
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			<cusip>48248M102</cusip>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>9075</None>
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		<infoTable>
			<nameOfIssuer>KKR &amp; CO LP</nameOfIssuer>
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			<cusip>48248M102</cusip>
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				<sshPrnamt>25300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>25300</None>
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		<infoTable>
			<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>500754106</cusip>
			<value>1977</value>
			<shrsOrPrnAmt>
				<sshPrnamt>21772</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>10000</Sole>
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				<None>11772</None>
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		<infoTable>
			<nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>500754106</cusip>
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			<shrsOrPrnAmt>
				<sshPrnamt>4360</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4360</None>
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		<infoTable>
			<nameOfIssuer>L BRANDS, INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>501797104</cusip>
			<value>127</value>
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				<sshPrnamt>2692</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>112</Sole>
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				<None>2580</None>
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		<infoTable>
			<nameOfIssuer>L BRANDS, INC</nameOfIssuer>
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			<cusip>501797104</cusip>
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				<sshPrnamt>4164</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>4164</None>
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		<infoTable>
			<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>517834107</cusip>
			<value>217</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>3800</None>
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		<infoTable>
			<nameOfIssuer>LAS VEGAS SANDS CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>7925</None>
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		<infoTable>
			<nameOfIssuer>LIBERTY PPTY TR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>531172104</cusip>
			<value>176</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>4575</None>
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		<infoTable>
			<nameOfIssuer>LIBERTY PPTY TR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>531172104</cusip>
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			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>4500</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>532457108</cusip>
			<value>818</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>262</Sole>
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				<None>9460</None>
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		<infoTable>
			<nameOfIssuer>LILLY ELI &amp; CO</nameOfIssuer>
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			<cusip>532457108</cusip>
			<value>1167</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>13871</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>548661107</cusip>
			<value>643</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>325</Sole>
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				<None>7500</None>
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		<infoTable>
			<nameOfIssuer>LOWES COS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>548661107</cusip>
			<value>1194</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>14525</None>
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		<infoTable>
			<nameOfIssuer>MACK CALI RLTY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>554489104</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>3400</None>
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		<infoTable>
			<nameOfIssuer>MACK CALI RLTY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>119</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>4400</None>
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		<infoTable>
			<nameOfIssuer>MACQUARIE INFRASTRUCTURE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>55608B105</cusip>
			<value>235</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>2915</None>
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		<infoTable>
			<nameOfIssuer>MACQUARIE INFRASTRUCTURE CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>55608B105</cusip>
			<value>425</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5275</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5275</None>
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		<infoTable>
			<nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>571903202</cusip>
			<value>322</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>117</Sole>
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		<infoTable>
			<nameOfIssuer>MARRIOTT INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>571903202</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>3697</None>
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		<infoTable>
			<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>571748102</cusip>
			<value>728</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>212</Sole>
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				<None>9635</None>
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		<infoTable>
			<nameOfIssuer>MARSH &amp; MCLENNAN COS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>571748102</cusip>
			<value>649</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>8780</None>
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		<infoTable>
			<nameOfIssuer>MATTEL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>577081102</cusip>
			<value>252</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>192</Sole>
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				<None>9665</None>
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		<infoTable>
			<nameOfIssuer>MATTEL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>277</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10815</None>
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		<infoTable>
			<nameOfIssuer>MAXIM INTEGRATED PRODS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>57772K101</cusip>
			<value>376</value>
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				<sshPrnamt>8362</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>157</Sole>
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				<None>8205</None>
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		<infoTable>
			<nameOfIssuer>MAXIM INTEGRATED PRODS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>57772K101</cusip>
			<value>597</value>
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				<sshPrnamt>13285</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13285</None>
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		<infoTable>
			<nameOfIssuer>MCCORMICK &amp; CO INC NON-VTG</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>579780206</cusip>
			<value>202</value>
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				<sshPrnamt>2072</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>107</Sole>
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				<None>1965</None>
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		<infoTable>
			<nameOfIssuer>MCCORMICK &amp; CO INC NON-VTG</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>579780206</cusip>
			<value>503</value>
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				<sshPrnamt>5156</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5156</None>
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		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>580135101</cusip>
			<value>1584</value>
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				<sshPrnamt>12225</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>3120</Sole>
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				<None>9105</None>
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		<infoTable>
			<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>1031</value>
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				<sshPrnamt>7958</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>7958</None>
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		<infoTable>
			<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
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			<value>136</value>
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				<sshPrnamt>920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>920</None>
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		<infoTable>
			<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
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			<cusip>58155Q103</cusip>
			<value>136</value>
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				<sshPrnamt>920</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>920</None>
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		<infoTable>
			<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>282</Sole>
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				<None>15000</None>
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		<infoTable>
			<nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>600</Sole>
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				<None>17075</None>
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		<infoTable>
			<nameOfIssuer>METLIFE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>59156R108</cusip>
			<value>416</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>212</Sole>
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				<None>7660</None>
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		<infoTable>
			<nameOfIssuer>METLIFE INC</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>7993</None>
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		<infoTable>
			<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>595112103</cusip>
			<value>121</value>
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				<sshPrnamt>4170</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>125</Sole>
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				<None>4045</None>
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		<infoTable>
			<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>191</value>
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				<sshPrnamt>6595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>6595</None>
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		<infoTable>
			<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>594918104</cusip>
			<value>2373</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>2025</Sole>
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				<None>34000</None>
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		<infoTable>
			<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>41661</None>
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		<infoTable>
			<nameOfIssuer>MINERALS TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>603158106</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Shared>0</Shared>
				<None>3350</None>
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		<infoTable>
			<nameOfIssuer>MINERALS TECHNOLOGIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>241</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3145</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>3145</None>
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		<infoTable>
			<nameOfIssuer>MOHAWK INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>608190104</cusip>
			<value>177</value>
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				<sshPrnamt>770</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>770</None>
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		<infoTable>
			<nameOfIssuer>MOHAWK INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>608190104</cusip>
			<value>294</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>1280</None>
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		<infoTable>
			<nameOfIssuer>MOLSON COORS BREWING CO-B</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>60871R209</cusip>
			<value>621</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>157</Sole>
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				<None>6335</None>
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		<infoTable>
			<nameOfIssuer>MOLSON COORS BREWING CO-B</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>60871R209</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5270</None>
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		<infoTable>
			<nameOfIssuer>MONDELEZ INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>609207105</cusip>
			<value>1224</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>10187</Sole>
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				<None>18225</None>
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		<infoTable>
			<nameOfIssuer>MONDELEZ INTERNATIONAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>535</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>12418</None>
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		<infoTable>
			<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>61166W101</cusip>
			<value>243</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>2150</None>
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		<infoTable>
			<nameOfIssuer>MONSANTO CO NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>61166W101</cusip>
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				<sshPrnamt>2733</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>2733</None>
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		<infoTable>
			<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>617446448</cusip>
			<value>575</value>
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				<sshPrnamt>13425</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>525</Sole>
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				<None>12900</None>
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		<infoTable>
			<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>617446448</cusip>
			<value>1221</value>
			<shrsOrPrnAmt>
				<sshPrnamt>28508</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>28508</None>
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		<infoTable>
			<nameOfIssuer>MRC GLOBAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>55345K103</cusip>
			<value>128</value>
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				<sshPrnamt>6975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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				<None>6975</None>
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		<infoTable>
			<nameOfIssuer>MRC GLOBAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>55345K103</cusip>
			<value>212</value>
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				<sshPrnamt>11590</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11590</None>
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		<infoTable>
			<nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>636180101</cusip>
			<value>334</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5600</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NATIONAL FUEL GAS CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>636180101</cusip>
			<value>340</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5700</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NATIONAL WESTERN LIFE INSURANC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>638517102</cusip>
			<value>353357</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1161746</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>1159246</Sole>
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				<None>2500</None>
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		<infoTable>
			<nameOfIssuer>NETFLIX INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>64110L106</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1745</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1745</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NETFLIX INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>64110L106</cusip>
			<value>249</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1685</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1685</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>649445103</cusip>
			<value>88</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6300</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6300</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NEW YORK CMNTY BANCORP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>649445103</cusip>
			<value>120</value>
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				<sshPrnamt>8600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8600</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>65339F101</cusip>
			<value>442</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3440</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3440</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>65339F101</cusip>
			<value>584</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>NISOURCE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>65473P105</cusip>
			<value>291</value>
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				<sshPrnamt>12232</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>212</Sole>
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				<None>12020</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NISOURCE INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>65473P105</cusip>
			<value>265</value>
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				<sshPrnamt>11147</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>11147</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>666807102</cusip>
			<value>916</value>
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				<sshPrnamt>3852</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>67</Sole>
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				<None>3785</None>
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		<infoTable>
			<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>666807102</cusip>
			<value>957</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4025</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>OCCIDENTAL PETROLEUM CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>674599105</cusip>
			<value>238</value>
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				<sshPrnamt>3755</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>155</Sole>
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				<None>3600</None>
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		<infoTable>
			<nameOfIssuer>OCCIDENTAL PETROLEUM CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>674599105</cusip>
			<value>275</value>
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				<sshPrnamt>4335</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4335</None>
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		<infoTable>
			<nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>68389X105</cusip>
			<value>764</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>500</Sole>
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				<None>16625</None>
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		<infoTable>
			<nameOfIssuer>ORACLE CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>68389X105</cusip>
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				<sshPrnamt>23428</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>23428</None>
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		<infoTable>
			<nameOfIssuer>PACWEST BANCORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>695263103</cusip>
			<value>391</value>
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				<sshPrnamt>7350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7350</None>
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		<infoTable>
			<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>697435105</cusip>
			<value>131</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1160</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>697435105</cusip>
			<value>189</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1675</None>
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		<infoTable>
			<nameOfIssuer>PATTERN ENERGY GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>70338P100</cusip>
			<value>109</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5405</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5405</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PATTERN ENERGY GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>70338P100</cusip>
			<value>321</value>
			<shrsOrPrnAmt>
				<sshPrnamt>15925</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>15925</None>
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		<infoTable>
			<nameOfIssuer>PEPSICO INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>713448108</cusip>
			<value>1654</value>
			<shrsOrPrnAmt>
				<sshPrnamt>14788</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>4098</Sole>
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				<None>10690</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PEPSICO INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>713448108</cusip>
			<value>1206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10778</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10778</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PFIZER INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>717081103</cusip>
			<value>2385</value>
			<shrsOrPrnAmt>
				<sshPrnamt>69713</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>26497</Sole>
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				<None>43216</None>
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		<infoTable>
			<nameOfIssuer>PFIZER INC</nameOfIssuer>
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			<cusip>717081103</cusip>
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				<sshPrnamt>46190</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>46190</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PHILIP MORRIS INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>718172109</cusip>
			<value>226</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Shared>0</Shared>
				<None>2000</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PHILIP MORRIS INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>718172109</cusip>
			<value>440</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3895</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3895</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>723484101</cusip>
			<value>100</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1200</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PINNACLE WEST CAP CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>723484101</cusip>
			<value>267</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3200</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>693475105</cusip>
			<value>827</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6878</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>116</Sole>
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				<None>6762</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PNC FINANCIAL SERVICES GROUP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>693475105</cusip>
			<value>1125</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>9356</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>693506107</cusip>
			<value>750</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7140</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>110</Sole>
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				<None>7030</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>693506107</cusip>
			<value>912</value>
			<shrsOrPrnAmt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>8675</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PPL CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>69351T106</cusip>
			<value>290</value>
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				<sshPrnamt>7765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>105</Sole>
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				<None>7660</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PPL CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>69351T106</cusip>
			<value>209</value>
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				<sshPrnamt>5585</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>5585</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74005P104</cusip>
			<value>5</value>
			<shrsOrPrnAmt>
				<sshPrnamt>42</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>42</Sole>
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				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PRAXAIR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74005P104</cusip>
			<value>890</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7500</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PRINCIPAL FINANCIAL GROUP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74251V102</cusip>
			<value>620</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9827</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>312</Sole>
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				<None>9515</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PRINCIPAL FINANCIAL GROUP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74251V102</cusip>
			<value>1063</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16843</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>16843</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>742718109</cusip>
			<value>980</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10909</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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			<votingAuthority>
				<Sole>564</Sole>
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				<None>10345</None>
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		<infoTable>
			<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
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				<sshPrnamt>17509</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>1764</Sole>
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				<None>15745</None>
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		<infoTable>
			<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Shared>0</Shared>
				<None>18900</None>
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		<infoTable>
			<nameOfIssuer>PROSPECT CAPITAL CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74348T102</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>28700</None>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>7270</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>160</Sole>
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				<None>7110</None>
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		<infoTable>
			<nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer>
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			<cusip>744320102</cusip>
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				<sshPrnamt>16095</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>16095</None>
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		<infoTable>
			<nameOfIssuer>PTC INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>182</value>
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				<sshPrnamt>3462</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>187</Sole>
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				<None>3275</None>
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		<infoTable>
			<nameOfIssuer>PTC INC</nameOfIssuer>
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				<sshPrnamt>6133</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>6133</None>
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		<infoTable>
			<nameOfIssuer>PUBLIC SERVICE ENTERPRISE GROU</nameOfIssuer>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>7800</None>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
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				<sshPrnamt>4987</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>162</Sole>
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				<None>4825</None>
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		<infoTable>
			<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>747525103</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>15998</None>
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		<infoTable>
			<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1800</None>
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		<infoTable>
			<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>2055</None>
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		<infoTable>
			<nameOfIssuer>RED HAT INC</nameOfIssuer>
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			<value>241</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>2790</None>
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		<infoTable>
			<nameOfIssuer>RED HAT INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>264</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>3050</None>
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		<infoTable>
			<nameOfIssuer>REGAL ENTERTAINMENT GROUP CLA</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<value>235</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10425</None>
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		<infoTable>
			<nameOfIssuer>REGAL ENTERTAINMENT GROUP CLA</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>758766109</cusip>
			<value>273</value>
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				<sshPrnamt>12100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>12100</None>
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		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>7591EP100</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>4420</None>
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		<infoTable>
			<nameOfIssuer>REGIONS FINANCIAL CORP NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>7407</None>
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		<infoTable>
			<nameOfIssuer>REXNORD CORP</nameOfIssuer>
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			<cusip>76169B102</cusip>
			<value>158</value>
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				<sshPrnamt>6845</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>200</Sole>
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				<None>6645</None>
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		<infoTable>
			<nameOfIssuer>REXNORD CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>76169B102</cusip>
			<value>182</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7885</None>
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		<infoTable>
			<nameOfIssuer>REYNOLDS AMERICA</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>761713106</cusip>
			<value>484</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>6153</Sole>
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				<None>1526</None>
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		<infoTable>
			<nameOfIssuer>REYNOLDS AMERICA</nameOfIssuer>
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			<shrsOrPrnAmt>
				<sshPrnamt>2152</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2152</None>
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		<infoTable>
			<nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>76680R206</cusip>
			<value>190</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6720</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6720</None>
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		<infoTable>
			<nameOfIssuer>RINGCENTRAL INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>76680R206</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>7755</None>
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		<infoTable>
			<nameOfIssuer>ROCKWELL COLLINS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>774341101</cusip>
			<value>271</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2790</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>55</Sole>
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				<None>2735</None>
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		<infoTable>
			<nameOfIssuer>ROCKWELL COLLINS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>774341101</cusip>
			<value>445</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4580</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4580</None>
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		<infoTable>
			<nameOfIssuer>SALESFORCE.COM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>79466L302</cusip>
			<value>360</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4370</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4370</None>
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		<infoTable>
			<nameOfIssuer>SALESFORCE.COM INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>79466L302</cusip>
			<value>393</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4765</None>
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		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>806857108</cusip>
			<value>444</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5680</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>190</Sole>
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				<None>5490</None>
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		<infoTable>
			<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>806857108</cusip>
			<value>816</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>10450</None>
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		<infoTable>
			<nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>81211K100</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3702</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>137</Sole>
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				<None>3565</None>
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		<infoTable>
			<nameOfIssuer>SEALED AIR CORP NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>81211K100</cusip>
			<value>191</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4373</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4373</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>81762P102</cusip>
			<value>206</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2355</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>175</Sole>
				<Shared>0</Shared>
				<None>2180</None>
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		<infoTable>
			<nameOfIssuer>SERVICENOW INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>81762P102</cusip>
			<value>228</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2604</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2604</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>828806109</cusip>
			<value>349</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2030</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2030</None>
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		<infoTable>
			<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>828806109</cusip>
			<value>575</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3340</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3340</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
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			<cusip>842587107</cusip>
			<value>533</value>
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				<sshPrnamt>10700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>175</Sole>
				<Shared>0</Shared>
				<None>10525</None>
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		<infoTable>
			<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
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				<sshPrnamt>18060</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>500</Sole>
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				<None>17560</None>
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		<infoTable>
			<nameOfIssuer>SOUTHWEST AIRLINES CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>844741108</cusip>
			<value>305</value>
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				<sshPrnamt>5675</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>675</Sole>
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				<None>5000</None>
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		<infoTable>
			<nameOfIssuer>SOUTHWEST AIRLINES CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>3000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>3000</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
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				<sshPrnamt>18480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>8150</Sole>
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				<None>10330</None>
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		<infoTable>
			<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>855244109</cusip>
			<value>491</value>
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				<sshPrnamt>8405</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8405</None>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
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			<cusip>87612E106</cusip>
			<value>496</value>
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				<sshPrnamt>8980</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>210</Sole>
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				<None>8770</None>
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		<infoTable>
			<nameOfIssuer>TARGET CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>87612E106</cusip>
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				<sshPrnamt>11696</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>11696</None>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
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			<cusip>882508104</cusip>
			<value>815</value>
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				<sshPrnamt>10120</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>370</Sole>
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				<None>9750</None>
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		<infoTable>
			<nameOfIssuer>TEXAS INSTRUMENTS INC</nameOfIssuer>
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				<sshPrnamt>17818</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>17818</None>
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		<infoTable>
			<nameOfIssuer>THE MOSAIC COMPANY</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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		<infoTable>
			<nameOfIssuer>THE MOSAIC COMPANY</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<Sole>0</Sole>
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				<None>14425</None>
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		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
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			<value>527</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>92</Sole>
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				<None>3340</None>
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		<infoTable>
			<nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>5326</None>
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		<infoTable>
			<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
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			<value>125</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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				<None>1810</None>
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		<infoTable>
			<nameOfIssuer>TRACTOR SUPPLY CO</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>1855</None>
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		<infoTable>
			<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
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			<cusip>89417E109</cusip>
			<value>716</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>187</Sole>
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				<None>5750</None>
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		<infoTable>
			<nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<Shared>0</Shared>
				<None>7768</None>
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		<infoTable>
			<nameOfIssuer>TUPPERWARE BRANDS CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>899896104</cusip>
			<value>151</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>2400</None>
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		<infoTable>
			<nameOfIssuer>TUPPERWARE BRANDS CORPORATION</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>5900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5900</None>
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		<infoTable>
			<nameOfIssuer>TWENTY-FIRST CENTURY FOX INC C</nameOfIssuer>
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			<cusip>90130A101</cusip>
			<value>62</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>1925</None>
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		<infoTable>
			<nameOfIssuer>TWENTY-FIRST CENTURY FOX INC C</nameOfIssuer>
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			<cusip>90130A101</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>7325</None>
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		<infoTable>
			<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
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			<value>563</value>
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				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>135</Sole>
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				<None>5185</None>
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		<infoTable>
			<nameOfIssuer>UNION PAC CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>5882</None>
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		<infoTable>
			<nameOfIssuer>UNITED CONTINENTAL HOLDINGS IN</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>910047109</cusip>
			<value>310</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>4394</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>UNITED PARCEL SERVICE-CLASS B</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>911312106</cusip>
			<value>524</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>157</Sole>
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				<None>4730</None>
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		<infoTable>
			<nameOfIssuer>UNITED PARCEL SERVICE-CLASS B</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>911312106</cusip>
			<value>700</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>6525</None>
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		<infoTable>
			<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>913017109</cusip>
			<value>521</value>
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				<sshPrnamt>4647</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>157</Sole>
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				<None>4490</None>
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		<infoTable>
			<nameOfIssuer>UNITED TECHNOLOGIES CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>913017109</cusip>
			<value>589</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5245</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5245</None>
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		<infoTable>
			<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>91324P102</cusip>
			<value>697</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4250</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>4250</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>91324P102</cusip>
			<value>777</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4735</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>4735</None>
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		<infoTable>
			<nameOfIssuer>US BANCORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>902973304</cusip>
			<value>681</value>
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				<sshPrnamt>13225</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>325</Sole>
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				<None>12900</None>
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		<infoTable>
			<nameOfIssuer>US BANCORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>902973304</cusip>
			<value>1012</value>
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				<sshPrnamt>19656</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>19656</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>91913Y100</cusip>
			<value>228</value>
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				<sshPrnamt>3436</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3436</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VECTOR GROUP LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>92240M108</cusip>
			<value>185</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>8900</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>VECTOR GROUP LTD</nameOfIssuer>
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				<sshPrnamt>18425</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>18425</None>
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		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
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				<Sole>12067</Sole>
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				<None>17725</None>
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		<infoTable>
			<nameOfIssuer>VERIZON COMMUNICATIONS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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				<sshPrnamt>19560</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>19560</None>
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		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
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			<cusip>92826C839</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>4680</None>
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		<infoTable>
			<nameOfIssuer>VISA INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>7910</None>
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		<infoTable>
			<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>800</None>
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		<infoTable>
			<nameOfIssuer>VULCAN MATLS CO</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>1350</None>
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		<infoTable>
			<nameOfIssuer>WAL MART STORES INCORPORATED</nameOfIssuer>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>WAL MART STORES INCORPORATED</nameOfIssuer>
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				<None>12623</None>
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		<infoTable>
			<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>5641</None>
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		<infoTable>
			<nameOfIssuer>WEINGARTEN REALTY INVESTORS</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>WEINGARTEN REALTY INVESTORS</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>948741103</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>949746101</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>WELLS FARGO &amp; CO NEW</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>28463</None>
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		<infoTable>
			<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>WESTERN DIGITAL CORP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>4447</None>
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		<infoTable>
			<nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>WESTERN GAS PARTNERS LP</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>WESTERN REFINING INC</nameOfIssuer>
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		<infoTable>
			<nameOfIssuer>WESTERN REFINING INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>8530</None>
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		<infoTable>
			<nameOfIssuer>WESTROCK CO</nameOfIssuer>
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			<value>800</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>11488</Sole>
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		<infoTable>
			<nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
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			<value>198</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>6700</None>
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		<infoTable>
			<nameOfIssuer>WILLIAMS COS INC</nameOfIssuer>
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			<investmentDiscretion>OTR</investmentDiscretion>
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				<None>11600</None>
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		<infoTable>
			<nameOfIssuer>XPERI CORP</nameOfIssuer>
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			<cusip>98421B100</cusip>
			<value>228</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>172</Sole>
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		<infoTable>
			<nameOfIssuer>XPERI CORP</nameOfIssuer>
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			<cusip>98421B100</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>YUM CHINA HOLDINGS INC</nameOfIssuer>
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			<cusip>98850P109</cusip>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>8000</None>
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		<infoTable>
			<nameOfIssuer>YUM! BRANDS INC</nameOfIssuer>
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			<value>1022</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<None>8000</None>
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		<infoTable>
			<nameOfIssuer>ZOETIS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>98978V103</cusip>
			<value>277</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>125</Sole>
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				<None>5065</None>
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		<infoTable>
			<nameOfIssuer>ZOETIS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5566</None>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>297</value>
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				<sshPrnamt>2475</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<None>2475</None>
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		<infoTable>
			<nameOfIssuer>ACCENTURE PLC CL A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G1151C101</cusip>
			<value>342</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>2850</None>
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		<infoTable>
			<nameOfIssuer>ALIBABA GROUP HOLDING LTD SPON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>01609W102</cusip>
			<value>609</value>
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				<sshPrnamt>5647</sshPrnamt>
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			<investmentDiscretion>DFND</investmentDiscretion>
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				<Sole>137</Sole>
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				<None>5510</None>
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		<infoTable>
			<nameOfIssuer>ALIBABA GROUP HOLDING LTD SPON</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>01609W102</cusip>
			<value>631</value>
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				<sshPrnamt>5855</sshPrnamt>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
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				<None>5855</None>
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		<infoTable>
			<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G0177J108</cusip>
			<value>263</value>
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			<investmentDiscretion>DFND</investmentDiscretion>
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		<infoTable>
			<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G0177J108</cusip>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>1799</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G02602103</cusip>
			<value>59</value>
			<shrsOrPrnAmt>
				<sshPrnamt>975</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>975</None>
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		<infoTable>
			<nameOfIssuer>AMDOCS LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G02602103</cusip>
			<value>319</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5225</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>5225</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICA MOVIL S.A.B. DE C.V.A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>02364W105</cusip>
			<value>851</value>
			<shrsOrPrnAmt>
				<sshPrnamt>60084</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>60084</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>BP PLC SPONS ADR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>055622104</cusip>
			<value>130</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3764</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>400</Sole>
				<Shared>0</Shared>
				<None>3364</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BP PLC SPONS ADR</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>055622104</cusip>
			<value>1664</value>
			<shrsOrPrnAmt>
				<sshPrnamt>48216</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>42716</Sole>
				<Shared>0</Shared>
				<None>5500</None>
			</votingAuthority>
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		<infoTable>
			<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>Y09827109</cusip>
			<value>229</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1048</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>2</Sole>
				<Shared>0</Shared>
				<None>1046</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>BROADCOM LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>Y09827109</cusip>
			<value>636</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2906</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2906</None>
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		<infoTable>
			<nameOfIssuer>CANADIAN SOLAR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>136635109</cusip>
			<value>86</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6985</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6985</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>CANADIAN SOLAR INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>136635109</cusip>
			<value>92</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7525</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7525</None>
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		<infoTable>
			<nameOfIssuer>CHECK POINT SOFTWARE TECH LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>M22465104</cusip>
			<value>308</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>3000</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>DOMINION DIAMOND CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>257287102</cusip>
			<value>392</value>
			<shrsOrPrnAmt>
				<sshPrnamt>31025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>31025</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ENBRIDGE INCORPORATED</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29250N105</cusip>
			<value>391</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9348</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>196</Sole>
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				<None>9152</None>
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		<infoTable>
			<nameOfIssuer>ENBRIDGE INCORPORATED</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>29250N105</cusip>
			<value>522</value>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12471</None>
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		<infoTable>
			<nameOfIssuer>GARMIN LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>H2906T109</cusip>
			<value>102</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2000</None>
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		<infoTable>
			<nameOfIssuer>GARMIN LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>H2906T109</cusip>
			<value>153</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3000</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G4617B105</cusip>
			<value>129</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8715</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>8715</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>HORIZON PHARMA PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G4617B105</cusip>
			<value>141</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9550</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO LIMITED</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G491BT108</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9765</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>125</Sole>
				<Shared>0</Shared>
				<None>9640</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>INVESCO LIMITED</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G491BT108</cusip>
			<value>294</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9610</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>9610</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>JOHNSON CONTROLS INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G51502105</cusip>
			<value>162</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3852</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>133</Sole>
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				<None>3719</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>JOHNSON CONTROLS INTERNATIONAL</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G51502105</cusip>
			<value>269</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6397</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6397</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LYONDELLBASELL INDUSTRIES NV</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>N53745100</cusip>
			<value>450</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4930</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4930</None>
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		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>180</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2238</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>94</Sole>
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				<None>2144</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G5960L103</cusip>
			<value>295</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3660</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>3660</None>
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		<infoTable>
			<nameOfIssuer>MYLAN NV</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>N59465109</cusip>
			<value>251</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6437</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>212</Sole>
				<Shared>0</Shared>
				<None>6225</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MYLAN NV</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>N59465109</cusip>
			<value>299</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7672</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7672</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ROYAL DUTCH-ADR A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>780259206</cusip>
			<value>124</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2350</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2350</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>ROYAL DUTCH-ADR A</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>780259206</cusip>
			<value>248</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4700</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4700</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>SEASPAN CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>Y75638109</cusip>
			<value>45</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>6500</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>SEASPAN CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>Y75638109</cusip>
			<value>84</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>12100</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>SHIP FINANCE INTERNATIONAL LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G81075106</cusip>
			<value>34</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2280</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>2280</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>SHIP FINANCE INTERNATIONAL LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G81075106</cusip>
			<value>193</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>13100</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TECHNIPFMC LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G87110105</cusip>
			<value>111</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3405</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>150</Sole>
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				<None>3255</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TECHNIPFMC LTD</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>G87110105</cusip>
			<value>147</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4510</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>4510</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>89353D107</cusip>
			<value>258</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5582</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>157</Sole>
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				<None>5425</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TRANSCANADA CORP</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>89353D107</cusip>
			<value>354</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7666</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>7666</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN CAMPUS COMMUNITIES IN</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>024835100</cusip>
			<value>91</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1910</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>AMERICAN CAMPUS COMMUNITIES IN</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>024835100</cusip>
			<value>261</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5485</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>101121101</cusip>
			<value>238</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>BOSTON PROPERTIES INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>101121101</cusip>
			<value>371</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2800</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CARE CAPITAL PROPERTIES INC RE</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>141624106</cusip>
			<value>225</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8380</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>CARE CAPITAL PROPERTIES INC RE</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>141624106</cusip>
			<value>454</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>22822V101</cusip>
			<value>184</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1950</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CROWN CASTLE INTL CORP REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>22822V101</cusip>
			<value>537</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5690</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>DIGITAL REALTY TRUST INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>253868103</cusip>
			<value>372</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3500</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>DIGITAL REALTY TRUST INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>253868103</cusip>
			<value>596</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>EPR PROPERTIES REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26884U109</cusip>
			<value>98</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1330</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>EPR PROPERTIES REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>26884U109</cusip>
			<value>281</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3810</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
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				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>ESSEX PROPERTY TRUST INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>297178105</cusip>
			<value>192</value>
			<shrsOrPrnAmt>
				<sshPrnamt>831</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
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				<None>0</None>
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		<infoTable>
			<nameOfIssuer>ESSEX PROPERTY TRUST INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>297178105</cusip>
			<value>275</value>
			<shrsOrPrnAmt>
				<sshPrnamt>1187</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HCP INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>40414L109</cusip>
			<value>181</value>
			<shrsOrPrnAmt>
				<sshPrnamt>5775</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HCP INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>40414L109</cusip>
			<value>285</value>
			<shrsOrPrnAmt>
				<sshPrnamt>9100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOST HOTELS &amp; RESORTS INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>44107P104</cusip>
			<value>257</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13797</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
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				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>HOST HOTELS &amp; RESORTS INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>44107P104</cusip>
			<value>714</value>
			<shrsOrPrnAmt>
				<sshPrnamt>38245</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>IRON MOUNTAIN INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>46284V101</cusip>
			<value>221</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>IRON MOUNTAIN INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>46284V101</cusip>
			<value>663</value>
			<shrsOrPrnAmt>
				<sshPrnamt>18595</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LAMAR ADVERTISING CO-A REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>512816109</cusip>
			<value>161</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2150</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>LAMAR ADVERTISING CO-A REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>512816109</cusip>
			<value>239</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MACERICH CO COM</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>554382101</cusip>
			<value>236</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3664</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>MACERICH CO COM</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>554382101</cusip>
			<value>132</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2047</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>OMEGA HEALTHCARE INVESTORS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>681936100</cusip>
			<value>105</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3175</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>OMEGA HEALTHCARE INVESTORS INC</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>681936100</cusip>
			<value>348</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10557</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>OUTFRONT MEDIA INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>69007J106</cusip>
			<value>122</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4600</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		</infoTable>
		<infoTable>
			<nameOfIssuer>OUTFRONT MEDIA INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>69007J106</cusip>
			<value>347</value>
			<shrsOrPrnAmt>
				<sshPrnamt>13075</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PROLOGIS INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74340W103</cusip>
			<value>219</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4230</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PROLOGIS INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>74340W103</cusip>
			<value>633</value>
			<shrsOrPrnAmt>
				<sshPrnamt>12200</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TWO HARBORS INVT CORP REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>90187B101</cusip>
			<value>158</value>
			<shrsOrPrnAmt>
				<sshPrnamt>16450</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>TWO HARBORS INVT CORP REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>90187B101</cusip>
			<value>255</value>
			<shrsOrPrnAmt>
				<sshPrnamt>26550</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UDR INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>902653104</cusip>
			<value>259</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7132</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UDR INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>902653104</cusip>
			<value>266</value>
			<shrsOrPrnAmt>
				<sshPrnamt>7349</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>UNITI GROUP INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>91325V108</cusip>
			<value>125</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4850</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
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		<infoTable>
			<nameOfIssuer>UNITI GROUP INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>91325V108</cusip>
			<value>111</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4308</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WELLTOWER INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>95040Q104</cusip>
			<value>205</value>
			<shrsOrPrnAmt>
				<sshPrnamt>2900</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WELLTOWER INC REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>95040Q104</cusip>
			<value>214</value>
			<shrsOrPrnAmt>
				<sshPrnamt>3025</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WEYERHAEUSER CO REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>962166104</cusip>
			<value>207</value>
			<shrsOrPrnAmt>
				<sshPrnamt>6080</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>WEYERHAEUSER CO REIT</nameOfIssuer>
			<titleOfClass>COMMON STOCK</titleOfClass>
			<cusip>962166104</cusip>
			<value>288</value>
			<shrsOrPrnAmt>
				<sshPrnamt>8480</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>CLEARBRIDGE AMERICAN ENERGY M</nameOfIssuer>
			<titleOfClass>L OTHER</titleOfClass>
			<cusip>184691103</cusip>
			<value>106</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10654</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>NEUBERGER BERMAN MLP INCOME F</nameOfIssuer>
			<titleOfClass>U OTHER</titleOfClass>
			<cusip>64129H104</cusip>
			<value>101</value>
			<shrsOrPrnAmt>
				<sshPrnamt>10000</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
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			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE</nameOfIssuer>
			<titleOfClass>L OTHER</titleOfClass>
			<cusip>726503105</cusip>
			<value>130</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4100</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>DFND</investmentDiscretion>
			<otherManager>1,2</otherManager>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
		<infoTable>
			<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE</nameOfIssuer>
			<titleOfClass>L OTHER</titleOfClass>
			<cusip>726503105</cusip>
			<value>139</value>
			<shrsOrPrnAmt>
				<sshPrnamt>4400</sshPrnamt>
				<sshPrnamtType>SH</sshPrnamtType>
			</shrsOrPrnAmt>
			<investmentDiscretion>OTR</investmentDiscretion>
			<votingAuthority>
				<Sole>0</Sole>
				<Shared>0</Shared>
				<None>0</None>
			</votingAuthority>
		</infoTable>
</informationTable>
