The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EZCORP INC CONV BONDS 302301AF3   964,843 933,000 PRN   SOLE 0 933,000 0 0
ProSomnus Warrant COM 50535E116   2,714 33,919 SH   SOLE 0 33,919 0 0
LIBERTY LATIN AMERICA LTD CONV BONDS 53069QAB5   976,681 1,038,000 PRN   SOLE 0 1,038,000 0 0
APPLE INC COM COM 037833100   1,631,452 8,411 SH   SOLE 0 8,411 0 0
ABBVIE INC COM COM 00287Y109   120,975 898 SH   SOLE 0 898 0 0
ACCENTURE PLC IRELAND SHS CLASS A COM G1151C101   1,364,849 4,423 SH   SOLE 0 4,423 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103   59,783 272 SH   SOLE 0 272 0 0
AFLAC INC COM COM 001055102   45,928 658 SH   SOLE 0 658 0 0
GALLAGHER ARTHUR J & CO COM COM 363576109   3,359 15 SH   SOLE 0 15 0 0
ALLSTATE CORP COM COM 020002101   76,110 698 SH   SOLE 0 698 0 0
ADVANCED MICRO DEVICES COM 007903107   129,630 1,138 SH   SOLE 0 1,138 0 0
AMGEN INC COM COM 031162100   79,848 360 SH   SOLE 0 360 0 0
AMERIPRISE FINANCIAL INC COM 03076C106   11,293 34 SH   SOLE 0 34 0 0
AMERICAN TOWER CORP NEW COM COM 03027X100   8,145 42 SH   SOLE 0 42 0 0
AMAZON COM INC COM COM 023135106   550,380 4,222 SH   SOLE 0 4,222 0 0
AIR PRODS & CHEMS INC COM COM 009158106   55,924 187 SH   SOLE 0 187 0 0
ACTIVISION BLIZZARD INC COM COM 00507V109   467,359 5,544 SH   SOLE 0 5,544 0 0
BROADCOM INC COM 11135F101   200,532 231 SH   SOLE 0 231 0 0
ARMSTRONG WORLD INDUSTRIES COM 04247X102   2,107,274 28,686 SH   SOLE 0 28,686 0 0
ACUITY BRANDS INC COM COM 00508Y102   3,341,020 20,487 SH   SOLE 0 20,487 0 0
BK OF AMERICA CORP COM COM 060505104   70,721 2,465 SH   SOLE 0 2,465 0 0
BRUNSWICK CORP COM 117043109   73,904 853 SH   SOLE 0 853 0 0
BROWN FORMAN CORP CL B COM 115637209   29,851 447 SH   SOLE 0 447 0 0
BGC PARTNERS INC-CL A COM 05541T101   254,251 57,393 SH   SOLE 0 57,393 0 0
BANK OF NEW YORK MELLON CORP COM 064058100   481,974 10,826 SH   SOLE 0 10,826 0 0
BLACKROCK INC COM COM 09247X101   71,288 103 SH   SOLE 0 103 0 0
BRISTOL-MYERS SQUIBB CO COM COM 110122108   7,930 124 SH   SOLE 0 124 0 0
BP PLC SPONSORED ADR COM 055622104   28,303 802 SH   SOLE 0 802 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702   3,612,213 10,593 SH   SOLE 0 10,593 0 0
BRP GROUP INC COM CL A COM 05589G102   17,346 700 SH   SOLE 0 700 0 0
CATERPILLAR INC DEL COM COM 149123101   195,884 796 SH   SOLE 0 796 0 0
CHUBB LIMITED COM COM H1467J104   5,584 29 SH   SOLE 0 29 0 0
CBOE GLOBAL MKTS INC COM COM 12503M108   1,526,943 11,064 SH   SOLE 0 11,064 0 0
SPROTT PHYSICAL GOLD & SILVER TR UNIT COM 85208R101   3,731,600 207,081 SH   SOLE 0 207,081 0 0
CONSTELLATION ENERGY COM 21037T109   11,718 128 SH   SOLE 0 128 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100   60,743 875 SH   SOLE 0 875 0 0
CARLYLE GROUP INC/THE COM 14316J108   200,263 6,268 SH   SOLE 0 6,268 0 0
CANOPY GROWTH CORP COM 138035100   8 20 SH   SOLE 0 20 0 0
CHAMPIONX CORPORATION COM COM 15872M104   2,297 74 SH   SOLE 0 74 0 0
CIGNA CORP NEW COM COM 125523100   4,209 15 SH   SOLE 0 15 0 0
CIVITAS RESOURCES INC COM 17888H103   4,133,411 59,585 SH   SOLE 0 59,585 0 0
COLGATE PALMOLIVE CO COM COM 194162103   7,704 100 SH   SOLE 0 100 0 0
COMCAST CORP NEW CL A COM 20030N101   152,164 3,662 SH   SOLE 0 3,662 0 0
CME GROUP INC COM COM 12572Q105   404,488 2,183 SH   SOLE 0 2,183 0 0
CONDUENT INC COM 206787103   1,500,750 441,397 SH   SOLE 0 441,397 0 0
CONOCOPHILLIPS COM 20825C104   6,942 67 SH   SOLE 0 67 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   127,632 237 SH   SOLE 0 237 0 0
COPART INC COM COM 217204106   2,942,343 32,259 SH   SOLE 0 32,259 0 0
CARTER`S INC COM 146229109   3,786,453 52,155 SH   SOLE 0 52,155 0 0
SALESFORCE INC COM 79466L302   49,857 236 SH   SOLE 0 236 0 0
CISCO SYS INC COM COM 17275R102   56,031 1,083 SH   SOLE 0 1,083 0 0
CSX CORP COM COM 126408103   715,350 20,978 SH   SOLE 0 20,978 0 0
CVS HEALTH CORP COM COM 126650100   1,351,768 19,554 SH   SOLE 0 19,554 0 0
CHEVRON CORP NEW COM COM 166764100   234,766 1,492 SH   SOLE 0 1,492 0 0
DROPBOX INC CL A COM 26210C104   4,388,922 164,564 SH   SOLE 0 164,564 0 0
DATADOG INC - CLASS A COM 23804L103   6,493 66 SH   SOLE 0 66 0 0
DEERE & CO COM 244199105   141,817 350 SH   SOLE 0 350 0 0
DELL TECHNOLOGIES -C COM 24703L202   13,365 247 SH   SOLE 0 247 0 0
DIAGEO PLC-SPONSORED ADR COM 25243Q205   10,409 60 SH   SOLE 0 60 0 0
DIMENSIONAL US SMALL CAP ETF COM 25434V500   81,104 1,480 SH   SOLE 0 1,480 0 0
DIMENSIONAL INTERNATIONAL VA COM 25434V807   128,044 3,898 SH   SOLE 0 3,898 0 0
DIMENSIONAL US EQUITY ETF COM 25434V401   403,827 8,385 SH   SOLE 0 8,385 0 0
DOLLAR GEN CORP NEW COM COM 256677105   2,152,301 12,677 SH   SOLE 0 12,677 0 0
DANAHER CORP DEL COM COM 235851102   7,920 33 SH   SOLE 0 33 0 0
DIMENSIONAL INTERNATIONAL HI COM 25434V765   304,399 12,435 SH   SOLE 0 12,435 0 0
DISNEY WALT CO COM DISNEY COM 254687106   56,782 636 SH   SOLE 0 636 0 0
DIGITAL REALTY TRUST INC COM 253868103   2,388 21 SH   SOLE 0 21 0 0
DOLLAR TREE INC COM COM 256746108   784,515 5,467 SH   SOLE 0 5,467 0 0
DIMENSIONAL US HIGH PROFI ET COM 25434V831   7,723,043 290,996 SH   SOLE 0 290,996 0 0
DUKE ENERGY CORP COM 26441C204   10,769 120 SH   SOLE 0 120 0 0
SPDR BLOOMBERG EM BOND CONV BONDS 78464A391   13,966 660 PRN   SOLE 0 660 0 0
ECOLAB INC COM COM 278865100   34,911 187 SH   SOLE 0 187 0 0
ISHARES MSCI EAFE MIN VOL FACTOR ETF COM 46429B689   7,830 116 SH   SOLE 0 116 0 0
LAUDER ESTEE COS INC CL A COM 518439104   7,855 40 SH   SOLE 0 40 0 0
FIRST TRUST NORTH AMERICAN E COM 33738D101   8,937 331 SH   SOLE 0 331 0 0
ENBRIDGE INC COM 29250N105   30,649 825 SH   SOLE 0 825 0 0
EOG RES INC COM COM 26875P101   7,324 64 SH   SOLE 0 64 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   34,974 1,327 SH   SOLE 0 1,327 0 0
ETSY INC COM COM 29786A106   7,276 86 SH   SOLE 0 86 0 0
EXELON CORP COM COM 30161N101   15,644 384 SH   SOLE 0 384 0 0
FORD MOTOR CO COM 345370860   36,766 2,430 SH   SOLE 0 2,430 0 0
FORTUNE BRANDS HOME & SEC INC COM COM 34964C106   25,039 348 SH   SOLE 0 348 0 0
FRANKLIN COVEY CO COM COM 353469109   3,361,525 76,958 SH   SOLE 0 76,958 0 0
FEDEX CORP COM 31428X106   3,966 16 SH   SOLE 0 16 0 0
FIRST TRUST DJ GL SEL DVD COM 33734X200   45,453 2,120 SH   SOLE 0 2,120 0 0
FABRINET SHS COM G3323L100   3,433,508 26,436 SH   SOLE 0 26,436 0 0
FRP HLDGS INC COM COM 30292L107   5,640,824 97,982 SH   SOLE 0 97,982 0 0
FIRST TRUST ENH SHORT MAT FD CONV BONDS 33739Q408   22,576 380 PRN   SOLE 0 380 0 0
FIRST TRUST DW FOCUS 5 FUND COM 33738R605   168,360 3,589 SH   SOLE 0 3,589 0 0
FIRST TRUST VALUE LINE DVD COM 33734H106   173,109 4,318 SH   SOLE 0 4,318 0 0
GENERAL MLS INC COM COM 370334104   28,149 367 SH   SOLE 0 367 0 0
SPDR GOLD TR GOLD SHS COM 78463V107   26,741 150 SH   SOLE 0 150 0 0
GLOBUS MED INC CL A COM 379577208   1,697,426 28,509 SH   SOLE 0 28,509 0 0
ALPHABET INC CAP STK CL C COM 02079K107   31,452 260 SH   SOLE 0 260 0 0
ALPHABET INC CAP STK CL A COM 02079K305   2,544,224 21,255 SH   SOLE 0 21,255 0 0
GARMIN LTD COM H2906T109   1,877,846 18,006 SH   SOLE 0 18,006 0 0
GSK PLC-SPON ADR COM 37733W204   43,980 1,234 SH   SOLE 0 1,234 0 0
SPDR S&P INTL SMALL CAP COM 78463X871   1,068 35 SH   SOLE 0 35 0 0
HOME DEPOT INC COM COM 437076102   88,628 285 SH   SOLE 0 285 0 0
HOWARD HUGHES CORP/THE COM 44267D107   500,984 6,348 SH   SOLE 0 6,348 0 0
HALEON PLC-ADR COM 405552100   12,637 1,508 SH   SOLE 0 1,508 0 0
HONEYWELL INTL INC COM COM 438516106   73,040 352 SH   SOLE 0 352 0 0
IAC INTERACTIVECORP NEW COM COM 44891N208   2,457,176 39,127 SH   SOLE 0 39,127 0 0
ISHARES GOLD TRUST ISHARES COM 464285204   2,275,467 62,530 SH   SOLE 0 62,530 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101   180,242 1,347 SH   SOLE 0 1,347 0 0
ISHARES TR CORE S&P SCP ETF COM 464287804   49,825 500 SH   SOLE 0 500 0 0
ISHARES MORNINGSTAR SMALL-CA COM 464288703   66,120 1,224 SH   SOLE 0 1,224 0 0
ISHARES CORE S&P 500 ETF COM 464287200   258,958 581 SH   SOLE 0 581 0 0
ISHARES RUSSELL 1000 VALUE E COM 464287598   1,578 10 SH   SOLE 0 10 0 0
ISHARES TR RUSSELL 2000 ETF COM 464287655   393,857 2,103 SH   SOLE 0 2,103 0 0
ISHARES RUSSELL MID-CAP ETF COM 464287499   43,088 590 SH   SOLE 0 590 0 0
ISHARES RUSSELL TOP 200 GROW COM 464289438   360,090 2,271 SH   SOLE 0 2,271 0 0
JABIL INC COM COM 466313103   24,284 225 SH   SOLE 0 225 0 0
JEFFERIES FINL GROUP INC COM COM 47233W109   3,590,453 108,244 SH   SOLE 0 108,244 0 0
JOHNSON & JOHNSON COM COM 478160104   255,468 1,543 SH   SOLE 0 1,543 0 0
GEE GROUP INC COM COM 36165A102   36,593 71,429 SH   SOLE 0 71,429 0 0
JPMORGAN CHASE & CO COM COM 46625H100   195,467 1,344 SH   SOLE 0 1,344 0 0
APTUS ENHANCED YIELD ETF CONV BONDS 26922B642   7,505,905 308,066 PRN   SOLE 0 308,066 0 0
KELLOGG CO COM COM 487836108   17,794 264 SH   SOLE 0 264 0 0
KYNDRYL HOLDINGS INC COM 50155Q100   2,404 181 SH   SOLE 0 181 0 0
KINDER MORGAN INC COM 49456B101   37,253 2,163 SH   SOLE 0 2,163 0 0
COCA COLA CO COM COM 191216100   18,728 311 SH   SOLE 0 311 0 0
KONTOOR BRANDS INC COM COM 50050N103   1,558 37 SH   SOLE 0 37 0 0
LEVI STRAUSS & CO- CLASS A COM 52736R102   1,847,559 128,036 SH   SOLE 0 128,036 0 0
LGI HOMES INC COM COM 50187T106   1,249,486 9,263 SH   SOLE 0 9,263 0 0
L3HARRIS TECHNOLOGIES INC COM COM 502431109   38,175 195 SH   SOLE 0 195 0 0
LINDE PLC COM G5494J103   33,369 88 SH   SOLE 0 88 0 0
FIRST TRUST LOW DURATION OPP COM 33739Q200   79,275 1,663 SH   SOLE 0 1,663 0 0
LOCKHEED MARTIN CORP COM COM 539830109   97,601 212 SH   SOLE 0 212 0 0
LOWES COS INC COM COM 548661107   62,745 278 SH   SOLE 0 278 0 0
LYONDELLBASELL INDU-CL A COM N53745100   26,081 284 SH   SOLE 0 284 0 0
LLOYDS BANKING GROUP PLC-ADR COM 539439109   75 34 SH   SOLE 0 34 0 0
LIVE NATION ENTERTAINMENT IN COM 538034109   2,004,967 22,006 SH   SOLE 0 22,006 0 0
MASTERCARD INCORPORATED CL A COM 57636Q104   153,828 391 SH   SOLE 0 391 0 0
MASTERBRAND INC COM 57638P104   4,047 348 SH   SOLE 0 348 0 0
MCDONALDS CORP COM COM 580135101   117,973 395 SH   SOLE 0 395 0 0
MEDTRONIC PLC SHS COM G5960L103   7,400 84 SH   SOLE 0 84 0 0
META PLATFORMS INC-CLASS A COM 30303M102   183,380 639 SH   SOLE 0 639 0 0
MARKEL CORP COM 570535104   1,450,956 1,049 SH   SOLE 0 1,049 0 0
3M CO COM (SHORT) COM 88579Y101   50,245 502 SH   SOLE 0 502 0 0
MERCK & CO. INC COM COM 58933Y105   130,737 1,133 SH   SOLE 0 1,133 0 0
MARVELL TECHNOLOGY INC COM 573874104   114,000 1,907 SH   SOLE 0 1,907 0 0
MICROSOFT CORP COM COM 594918104   1,019,972 2,995 SH   SOLE 0 2,995 0 0
ADVISORSHARES TR PURE US CANNABIS COM 00768Y453   44,320 8,000 SH   SOLE 0 8,000 0 0
NCR CORPORATION COM 62886E108   2,520 100 SH   SOLE 0 100 0 0
NEXTERA ENERGY INC COM COM 65339F101   595,845 8,030 SH   SOLE 0 8,030 0 0
NEW JERSEY RES COM COM 646025106   42,763 906 SH   SOLE 0 906 0 0
NIKE INC CL B COM 654106103   78,942 715 SH   SOLE 0 715 0 0
NAUTILUS INC COM 63910B102   18,300 15,000 SH   SOLE 0 15,000 0 0
NEWMARK GROUP INC-CLASS A COM 65158N102   165,608 26,625 SH   SOLE 0 26,625 0 0
NVIDIA CORP COM COM 67066G104   607,880 1,437 SH   SOLE 0 1,437 0 0
NOVO-NORDISK A/S-SPONS ADR COM 670100205   17,801 110 SH   SOLE 0 110 0 0
OSI ETF TR OSHARES EUR QLT COM 00162Q379   11,050 400 SH   SOLE 0 400 0 0
OPKO HEALTH INC COM 68375N103   217,000 100,000 SH   SOLE 0 100,000 0 0
ORACLE CORP COM COM 68389X105   51,209 430 SH   SOLE 0 430 0 0
OTIS WORLDWIDE CORP COM COM 68902V107   1,780 20 SH   SOLE 0 20 0 0
PAGSEGURO DIGITAL LTD-CL A COM G68707101   1,123,511 119,016 SH   SOLE 0 119,016 0 0
PAYCHEX INC COM COM 704326107   45,643 408 SH   SOLE 0 408 0 0
POTLATCHDELTIC CORPORATION COM COM 737630103   29,702 562 SH   SOLE 0 562 0 0
PIMCO CORPORATE & INCOME STR CONV BONDS 72200U100   19,940 1,521 PRN   SOLE 0 1,521 0 0
PEPSICO INC COM COM 713448108   55,381 299 SH   SOLE 0 299 0 0
PETMED EXPRESS INC COM COM 716382106   6,895 500 SH   SOLE 0 500 0 0
PFIZER INC COM COM 717081103   5,062 138 SH   SOLE 0 138 0 0
PROCTER AND GAMBLE CO COM COM 742718109   142,312 938 SH   SOLE 0 938 0 0
PARKER HANNIFIN CORP COM 701094104   3,900 10 SH   SOLE 0 10 0 0
PARK AEROSPACE CORP COM 70014A104   2,583,112 187,182 SH   SOLE 0 187,182 0 0
PROLOGIS INC. COM COM 74340W103   39,316 321 SH   SOLE 0 321 0 0
PHILIP MORRIS INTL INC COM COM 718172109   2,636 27 SH   SOLE 0 27 0 0
PPG INDS INC COM COM 693506107   29,660 200 SH   SOLE 0 200 0 0
PROASSURANCE CORP COM 74267C106   31,568 2,092 SH   SOLE 0 2,092 0 0
PUBMATIC INC-CLASS A COM 74467Q103   182,800 10,000 SH   SOLE 0 10,000 0 0
QUALCOMM INC COM 747525103   21,784 183 SH   SOLE 0 183 0 0
INVESCO QQQ TR UNIT SER 1 COM 46090E103   778,307 2,107 SH   SOLE 0 2,107 0 0
RITCHIE BROS AUCTIONEERS COM 74935Q107   12,900 215 SH   SOLE 0 215 0 0
INVESCO S&P ULTRA DIVIDEND COM 46138G656   146,266 3,737 SH   SOLE 0 3,737 0 0
CHICAGO ATLANTIC REAL ESTATE COM 167239102   2,620,965 173,001 SH   SOLE 0 173,001 0 0
REGENCY CTRS CORP COM COM 758849103   635,613 10,290 SH   SOLE 0 10,290 0 0
ROCHE HOLDINGS LTD-SPONS ADR COM 771195104   4,890 128 SH   SOLE 0 128 0 0
RAYTHEON TECHNOLOGIES CORP COM COM 75513E101   9,894 101 SH   SOLE 0 101 0 0
STARBUCKS CORP COM COM 855244109   46,234 467 SH   SOLE 0 467 0 0
SCHWAB 5-10 YEAR CORPORATE B CONV BONDS 808524698   36,694 833 PRN   SOLE 0 833 0 0
SCHWAB U.S. TIPS ETF COM 808524870   9,175 175 SH   SOLE 0 175 0 0
SCHWAB INTERMEDIATE-TERM US CONV BONDS 808524854   31,884 647 PRN   SOLE 0 647 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF COM 808524201   1,201,054 22,934 SH   SOLE 0 22,934 0 0
SERVICE CORP INTL COM COM 817565104   2,777 43 SH   SOLE 0 43 0 0
SILICOM LTD ORD COM M84116108   3,722,565 100,992 SH   SOLE 0 100,992 0 0
SIRIUS XM HOLDINGS INC COM COM 82968B103   1,472 325 SH   SOLE 0 325 0 0
SMUCKER J M CO COM NEW COM 832696405   26,138 177 SH   SOLE 0 177 0 0
SKECHERS U S A INC CL A COM 830566105   3,480,457 66,093 SH   SOLE 0 66,093 0 0
ISHARES SILVER TRUST ISHARES COM 46428Q109   1,045 50 SH   SOLE 0 50 0 0
SNOWFLAKE INC-CLASS A (SHORT) COM 833445109   6,159 35 SH   SOLE 0 35 0 0
SOUTHERN CO COM COM 842587107   30,067 428 SH   SOLE 0 428 0 0
SPDR PORT INT CORP BOND ETF CONV BONDS 78464A375   18,592 579 PRN   SOLE 0 579 0 0
SPDR S&P 500 ETF TR TR UNIT COM 78462F103   173,322 391 SH   SOLE 0 391 0 0
SEMPRA ENERGY COM 816851109   7,716 53 SH   SOLE 0 53 0 0
SYSCO CORP COM COM 871829107   35,468 478 SH   SOLE 0 478 0 0
AT&T INC COM COM 00206R102   121,691 7,630 SH   SOLE 0 7,630 0 0
TARGET CORP COM COM 87612E106   52,628 399 SH   SOLE 0 399 0 0
TJX COS INC NEW COM COM 872540109   1,897,515 22,379 SH   SOLE 0 22,379 0 0
ISHARES 20 YEAR TREASURY BO CONV BONDS 464287432   1,397,925 13,580 PRN   SOLE 0 13,580 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   13,566 26 SH   SOLE 0 26 0 0
T-MOBILE US INC COM 872590104   45,559 328 SH   SOLE 0 328 0 0
TOAST INC-CLASS A COM 888787108   103,055 4,566 SH   SOLE 0 4,566 0 0
TOOTSIE ROLL INDS INC COM COM 890516107   13,314 376 SH   SOLE 0 376 0 0
PRICE T ROWE GROUP INC COM COM 74144T108   33,830 302 SH   SOLE 0 302 0 0
TAIWAN SEMICONDUCTOR-SP ADR COM 874039100   22,404 222 SH   SOLE 0 222 0 0
TRANE TECHNOLOGIES PLC SHS COM G8994E103   109,209 571 SH   SOLE 0 571 0 0
TAKE-TWO INTERACTIVE SOFTWARE COM COM 874054109   1,720,006 11,688 SH   SOLE 0 11,688 0 0
TEXAS INSTRUMENTS INC COM 882508104   37,444 208 SH   SOLE 0 208 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102   199,540 415 SH   SOLE 0 415 0 0
UNION PACIFIC CORP COM 907818108   5,729 28 SH   SOLE 0 28 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106   3,018,391 16,839 SH   SOLE 0 16,839 0 0
ISHARES BROAD USD HIGH YIELD CONV BONDS 46435U853   4,483 127 PRN   SOLE 0 127 0 0
VISA INC COM CL A COM 92826C839   86,243 363 SH   SOLE 0 363 0 0
VANGUARD SMALL-CAP ETF COM 922908751   6,961 35 SH   SOLE 0 35 0 0
VANGUARD SMALL-CAP VALUE ETF COM 922908611   9,262 56 SH   SOLE 0 56 0 0
VANGUARD FTSE DEVELOPED ETF COM 921943858   4,664 101 SH   SOLE 0 101 0 0
V F CORP COM COM 918204108   5,059 265 SH   SOLE 0 265 0 0
VECTOR GROUP LTD COM 92240M108   1,413,161 110,317 SH   SOLE 0 110,317 0 0
VANGUARD MORTGAGE-BACKED SEC CONV BONDS 92206C771   56,430 1,227 PRN   SOLE 0 1,227 0 0
VMWARE INC-CLASS A COM 928563402   14,944 104 SH   SOLE 0 104 0 0
JANUS HENDERSON SHORT DURATI CONV BONDS 47103U886   177,110 3,706 PRN   SOLE 0 3,706 0 0
VANGUARD REAL ESTATE ETF COM 922908553   157,897 1,890 SH   SOLE 0 1,890 0 0
VANGUARD MID-CAP ETF COM 922908629   4,183 19 SH   SOLE 0 19 0 0
VANGUARD MID-CAP VALUE ETF COM 922908512   142,116 1,027 SH   SOLE 0 1,027 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS COM 922908363   19,549 48 SH   SOLE 0 48 0 0
VISTRA CORP COM COM 92840M102   5,618 214 SH   SOLE 0 214 0 0
VITESSE ENERGY INC COM 92852X103   4,077 182 SH   SOLE 0 182 0 0
VALVOLINE INC COM 92047W101   3,465,849 92,398 SH   SOLE 0 92,398 0 0
VANGUARD FTSE EMERGING MARKE COM 922042858   7,322 180 SH   SOLE 0 180 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD COM 921946406   15,380 145 SH   SOLE 0 145 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104   155,008 4,168 SH   SOLE 0 4,168 0 0
WARNER BROS DISCOVERY INC COM 934423104   15,474 1,234 SH   SOLE 0 1,234 0 0
WALMART INC COM COM 931142103   57,621 367 SH   SOLE 0 367 0 0
WNS HLDGS LTD SPON ADR COM 92932M101   4,591,429 62,282 SH   SOLE 0 62,282 0 0
WATSCO INC COM 942622200   1,408,006 3,691 SH   SOLE 0 3,691 0 0
SELECT SECTOR SPDR TR ENERGY COM 81369Y506   129,547 1,596 SH   SOLE 0 1,596 0 0
TECHNOLOGY SELECT SECT SPDR COM 81369Y803   522,275 3,004 SH   SOLE 0 3,004 0 0
HEALTH CARE SELECT SECTOR COM 81369Y209   321,870 2,425 SH   SOLE 0 2,425 0 0
EXXON MOBIL CORP COM COM 30231G102   850,302 7,928 SH   SOLE 0 7,928 0 0