The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 634 4,507 SH   SOLE   4,507 0 0
ACCENTURELTD BERMUDA CL A ISI SHS CLASS A G1151C101 850 2,050 SH   SOLE   2,050 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q452 836 25,546 SH   SOLE   25,546 0 0
ALPHABET INC CLASS A CAP STK CL A 02079K305 481 166 SH   SOLE   166 0 0
ALPHABET INC CLASS C CAP STK CL C 02079K107 388 134 SH   SOLE   134 0 0
AMAZON.COM INC COM 023135106 710 213 SH   SOLE   213 0 0
APPLE COMPUTER INC. COM 037833100 4,706 26,504 SH   SOLE   26,504 0 0
AUTOMATIC DATA PROCESSING INC COM 053015103 314 1,272 SH   SOLE   1,272 0 0
BANCO BRADESCO SA ADR SP ADR PFD NEW 059460303 143 41,789 SH   SOLE   41,789 0 0
BANK OF AMERICA COM COM 060505104 253 5,682 SH   SOLE   5,682 0 0
BERKSHIRE HATHAWAY INC DEL C CL B NEW 084670702 898 3,005 SH   SOLE   3,005 0 0
BLACKROCK INC COM 09247X101 352 385 SH   SOLE   385 0 0
BRF - BRASIL FOODS SA ADR SPONSORED ADR 10552T107 177 43,385 SH   SOLE   43,385 0 0
BRISTOL MYERS SQUIBB COM 110122108 556 8,910 SH   SOLE   8,910 0 0
BROADCOM INC COM 11135F101 357 536 SH   SOLE   536 0 0
BROOKFIELD ASSET MANAGEMENT CL A LTD VT SH 112585104 368 6,095 SH   SOLE   6,095 0 0
BUNGE LIMITED COM G16962105 420 4,495 SH   SOLE   4,495 0 0
C S X CORP COM 126408103 201 5,340 SH   SOLE   5,340 0 0
CATERPILLAR INC COM 149123101 298 1,440 SH   SOLE   1,440 0 0
CHUBB CORP COM H1467J104 253 1,311 SH   SOLE   1,311 0 0
CLAYMORE S&P GLOBAL WATER ETF GLOBAL WATER ETF 46138E263 327 5,400 SH   SOLE   5,400 0 0
COCA COLA CO COM 191216100 415 7,011 SH   SOLE   7,011 0 0
COMCASTCORP NEW CL A CL A 20030N101 486 9,660 SH   SOLE   9,660 0 0
COMMUNICATIONS SYSTEMS INC. COM 203900105 54 22,491 SH   SOLE   22,491 0 0
COSTCO WHOLESALE CORP COM 22160K105 904 1,592 SH   SOLE   1,592 0 0
CRESUD S. A. C. I. F. Y. A. W *W EXP 03/08/202 P3311R259 6 32,840 SH   SOLE   32,840 0 0
CRESUD S.A.C.I.F.Y.A. SPONS A SPONSORED ADR 226406106 87 18,388 SH   SOLE   18,388 0 0
DISNEY WALT CO COM 254687106 437 2,820 SH   SOLE   2,820 0 0
ENBRIDGE INC COM 29250N105 400 10,246 SH   SOLE   10,246 0 0
ENERGY TRANSFER LP COM UT LTD PTN 29273V100 264 32,056 SH   SOLE   32,056 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 295 13,444 SH   SOLE   13,444 0 0
EXXON MOBIL CORPORATION COM 30231G102 440 7,195 SH   SOLE   7,195 0 0
HOME DEPOT INC COM COM 437076102 1,065 2,565 SH   SOLE   2,565 0 0
ILLINOIS TOOL WORKS COM 452308109 345 1,396 SH   SOLE   1,396 0 0
ISHARES 0-5 YEAR TIPS BOND ET 0-5 YR TIPS ETF 46429B747 11,113 104,957 SH   SOLE   104,957 0 0
ISHARES BARCLAYS 20 YEAR TRE 20 YR TR BD ETF 464287432 16,893 113,994 SH   SOLE   113,994 0 0
ISHARES BARCLAYS TIPS BOND ET TIPS BD ETF 464287176 700 5,415 SH   SOLE   5,415 0 0
ISHARES CALIFORNIA MUNI BOND CALIF MUN BD ETF 464288356 344 5,515 SH   SOLE   5,515 0 0
ISHARES DOW JONES SELECT DIVI SELECT DIVID ETF 464287168 1,670 13,623 SH   SOLE   13,623 0 0
ISHARES ESG 1-5 YEAR USD CORP ESG AWRE 1 5 YR 46435G243 260 10,150 SH   SOLE   10,150 0 0
ISHARES FTSE CHINA INDEX ETF CHINA LG-CAP ETF 464287184 235 6,414 SH   SOLE   6,414 0 0
ISHARES GOLD TRUST ISHARES NEW 464285204 2,578 74,054 SH   SOLE   74,054 0 0
ISHARES INC CORE MSCI EMERGIN CORE MSCI EMKT 46434G103 356 5,949 SH   SOLE   5,949 0 0
ISHARES INC MSCI EM ESG OPT ESG AWR MSCI EM 46434G863 660 16,600 SH   SOLE   16,600 0 0
ISHARES INC MSCI EMRG MKTS SM EM MKT SM-CP ETF 464286475 278 4,620 SH   SOLE   4,620 0 0
ISHARES MSCI ACWI LOW CARBON MSCI LW CRB TG 46434V464 956 5,495 SH   SOLE   5,495 0 0
ISHARES MSCI AUSTRALIA INDEX MSCI AUST ETF 464286103 230 9,280 SH   SOLE   9,280 0 0
ISHARES MSCI CANADA INDEX ETF MSCI CDA ETF 464286509 724 18,832 SH   SOLE   18,832 0 0
ISHARES MSCI EAFE INDEX ETF MSCI EAFE ETF 464287465 8,019 101,920 SH   SOLE   101,920 0 0
ISHARES MSCI EMERGING MARKETS MSCI EMG MKT ETF 464287234 720 14,730 SH   SOLE   14,730 0 0
ISHARES MSCI FRONTIER 100 ETF MSCI FRONTIER 464286145 208 6,015 SH   SOLE   6,015 0 0
ISHARES MSCI HONG KONG INDEX MSCI HONG KG ETF 464286871 573 24,716 SH   SOLE   24,716 0 0
ISHARES MSCI INDIA SMALL-CAP MSCI INDIA SM CP 46429B614 365 6,045 SH   SOLE   6,045 0 0
ISHARES MSCI KLD MSCI KLD400 SOC 464288570 349 3,758 SH   SOLE   3,758 0 0
ISHARES MSCI MEXICO INVESTABL MSCI MEXICO ETF 464286822 372 7,360 SH   SOLE   7,360 0 0
ISHARES MSCI SINGAPORE INDEX MSCI SINGPOR ETF 46434G780 444 20,764 SH   SOLE   20,764 0 0
ISHARES MSCI SOUTH KOREA INDE MSCI STH KOR ETF 464286772 683 8,777 SH   SOLE   8,777 0 0
ISHARES MSCI TAIWAN INDEX ETF MSCI TAIWAN ETF 46434G772 1,050 15,770 SH   SOLE   15,770 0 0
ISHARES MSCI USA ESG OPTIMIZE ESG AWR MSCI USA 46435G425 1,611 14,935 SH   SOLE   14,935 0 0
ISHARES MSCI USA ESG SELECT E MSCI USA ESG SLC 464288802 1,451 13,655 SH   SOLE   13,655 0 0
ISHARES S&P 500 INDEX ETF CORE S&P500 ETF 464287200 14,185 29,738 SH   SOLE   29,738 0 0
ISHARES S&P SHORT-TERM NATION SHRT NAT MUN ETF 464288158 516 4,805 SH   SOLE   4,805 0 0
ISHARES TR DOW JONES U S REAL U.S. REAL ES ETF 464287739 856 7,370 SH   SOLE   7,370 0 0
ISHARES TR INTL SEL DIV ETF INTL SEL DIV ETF 464288448 1,325 42,497 SH   SOLE   42,497 0 0
ISHARES TR MSCI EAFE ESG OPT ESG AW MSCI EAFE 46435G516 1,648 20,740 SH   SOLE   20,740 0 0
ISHARES TR S&P 100 INDEX FUN S&P 100 ETF 464287101 331 1,509 SH   SOLE   1,509 0 0
ISHARES TRUST CORE MSCI EAFE CORE MSCI EAFE 46432F842 521 6,977 SH   SOLE   6,977 0 0
ISHARES ULTRA SHORT-TERM BOND BLACKROCK ULTRA 46434V878 992 19,695 SH   SOLE   19,695 0 0
ITAU UNIBANCO HOLDING SA ADR SPON ADR REP PFD 465562106 110 29,370 SH   SOLE   29,370 0 0
J P MORGAN CHASE & CO COM ISI COM 46625H100 794 5,016 SH   SOLE   5,016 0 0
JOHNSON & JOHNSON COM COM 478160104 493 2,880 SH   SOLE   2,880 0 0
LOCKHEED MARTIN CORP COM COM 539830109 247 695 SH   SOLE   695 0 0
LOWES COMPANIES COM 548661107 631 2,440 SH   SOLE   2,440 0 0
MARKET VECTORS AGRIBUSINESS E AGRIBUSINESS ETF 92189F700 284 2,977 SH   SOLE   2,977 0 0
MARKET VECTORS BRAZIL SMALL C BRAZIL SMALL CAP 92189F825 225 13,670 SH   SOLE   13,670 0 0
MCDONALDS CORP COM 580135101 928 3,464 SH   SOLE   3,464 0 0
MICROSOFT CORPORATION COM 594918104 3,109 9,245 SH   SOLE   9,245 0 0
MORGAN STANLEY INDIA INVESTME COM 61745C105 267 10,014 SH   SOLE   10,014 0 0
NEXTERA ENERGY INC COM COM 65339F101 554 5,939 SH   SOLE   5,939 0 0
NIKE INC CLASS B CL B 654106103 544 3,264 SH   SOLE   3,264 0 0
NUTRIEN LTD COM 67077M108 213 2,838 SH   SOLE   2,838 0 0
NUVEEN GLB HIGH INC FD SHS 67075G103 230 14,466 SH   SOLE   14,466 0 0
ONEOK INC CM (NEW) COM 682680103 502 8,537 SH   SOLE   8,537 0 0
ORACLE CORPORATION COM 68389X105 331 3,801 SH   SOLE   3,801 0 0
PEPSICO INC COM 713448108 1,886 10,858 SH   SOLE   10,858 0 0
PETROLEO BRASILEIRO SA ADR SPONSORED ADR 71654V408 149 13,610 SH   SOLE   13,610 0 0
PFIZER INC. COM 717081103 1,051 17,803 SH   SOLE   17,803 0 0
PIMCO 1-5 YR US TIPS INDEX ET 1-5 US TIP IDX 72201R205 252 4,570 SH   SOLE   4,570 0 0
PIMCOTOTAL RETURN ETF ACTIVE BD ETF 72201R775 7,846 71,710 SH   SOLE   71,710 0 0
PLAINS ALL AMERICAN PIPELINE UNIT LTD PARTN 726503105 141 15,125 SH   SOLE   15,125 0 0
POWERSHARES BUILD AMERICA BON TAXABLE MUN BD 46138G805 12,646 383,682 SH   SOLE   383,682 0 0
POWERSHARES FINANCIAL PREFERR FINL PFD ETF 46137V621 628 33,379 SH   SOLE   33,379 0 0
POWERSHARES PREFERRED ETF PFD ETF 46138E511 1,282 85,463 SH   SOLE   85,463 0 0
PROCTER & GAMBLE CO COM 742718109 693 4,238 SH   SOLE   4,238 0 0
QUALCOMM INC COM 747525103 427 2,335 SH   SOLE   2,335 0 0
RAYTHEON TECH CORP COM COM 75513E101 306 3,561 SH   SOLE   3,561 0 0
S&P 500 DEPOSITORY RECEIPT TR UNIT 78462F103 123,227 259,447 SH   SOLE   259,447 0 0
S&P GLOBAL INC COM 78409V104 282 598 SH   SOLE   598 0 0
SCHWAB CHARLES CORP NEW COM 808513105 322 3,827 SH   SOLE   3,827 0 0
SCHWAB EMERGING MARKETS EQUIT EMRG MKTEQ ETF 808524706 523 17,645 SH   SOLE   17,645 0 0
SCHWAB INTERNATIONAL EQUITY E INTL EQTY ETF 808524805 1,176 30,260 SH   SOLE   30,260 0 0
SPDR GOLD TRUST ETF GOLD SHS 78463V107 2,186 12,787 SH   SOLE   12,787 0 0
SPDR PORTFOLIO SHORT TERM COR PORTFOLIO SHORT 78464A474 549 17,720 SH   SOLE   17,720 0 0
SPDR S&P MID CAP 400 ETF UTSER1 S&PDCRP 78467Y107 3,552 6,861 SH   SOLE   6,861 0 0
SPDR SER TR SP500 FOSL ETF SPDR S&P 500 ETF 78468R796 4,387 37,270 SH   SOLE   37,270 0 0
STRYKER CORP COM 863667101 533 1,993 SH   SOLE   1,993 0 0
TARGA RESOURCES CORP COM 87612G101 391 7,481 SH   SOLE   7,481 0 0
TARGET CORP COM 87612E106 339 1,465 SH   SOLE   1,465 0 0
TC ENERGY CORPCOM COM 87807B107 393 8,434 SH   SOLE   8,434 0 0
TEXAS INSTRUMENTS INC COM 882508104 574 3,046 SH   SOLE   3,046 0 0
TJX COMPANIES INC COM 872540109 398 5,236 SH   SOLE   5,236 0 0
UNION PACIFIC CORP COM 907818108 409 1,622 SH   SOLE   1,622 0 0
UNITEDHEALTH GROUP COM 91324P102 667 1,328 SH   SOLE   1,328 0 0
VALE S.A. SPONS ADR REPR 1 CO SPONSORED ADR 91912E105 207 14,780 SH   SOLE   14,780 0 0
VANECK VECTORS PFD SECS EX FI PREFERRED SECURT 92189F429 263 12,015 SH   SOLE   12,015 0 0
VANGUARD DIVIDEND APPRECIATIO DIV APP ETF 921908844 526 3,060 SH   SOLE   3,060 0 0
VANGUARD EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 2,308 46,667 SH   SOLE   46,667 0 0
VANGUARD EUROPEAN STOCK ETF FTSE EUROPE ETF 922042874 224 3,285 SH   SOLE   3,285 0 0
VANGUARD EXTENDED MARKET INDE EXTEND MKT ETF 922908652 6,771 37,031 SH   SOLE   37,031 0 0
VANGUARD FTSE DEVELOPED MARKE FTSE DEV MKT ETF 921943858 5,681 111,271 SH   SOLE   111,271 0 0
VANGUARD HIGH DIVIDEND YIELD HIGH DIV YLD 921946406 1,376 12,270 SH   SOLE   12,270 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT 922908769 670 2,775 SH   SOLE   2,775 0 0
VANGUARD INTERMEDIATE TERM CO INT-TERM CORP 92206C870 523 5,636 SH   SOLE   5,636 0 0
VANGUARD INTL EQUITY INDEX ALLWRLD EX US 922042775 2,005 32,715 SH   SOLE   32,715 0 0
VANGUARD LONG TERM CORPORATE LG-TERM COR BD 92206C813 3,670 34,677 SH   SOLE   34,677 0 0
VANGUARD LONG-TERM BOND INDEX LONG TERM BOND 921937793 2,633 25,585 SH   SOLE   25,585 0 0
VANGUARD REIT INDEX ETF REAL ESTATE ETF 922908553 11,118 95,838 SH   SOLE   95,838 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 634 1,453 SH   SOLE   1,453 0 0
VANGUARD SHORT TERM TREASURY SHORT TERM TREAS 92206C102 780 12,825 SH   SOLE   12,825 0 0
VANGUARD SHORT-TERM BOND ETF SHORT TRM BOND 921937827 575 7,115 SH   SOLE   7,115 0 0
VANGUARD SHORT-TERM CORPORATE SHRT TRM CORP BD 92206C409 17,854 219,709 SH   SOLE   219,709 0 0
VANGUARD ST TIPS BOND FD STRM INFPROIDX 922020805 14,802 287,970 SH   SOLE   287,970 0 0
VANGUARD TOTAL BOND MARKET ET TOTAL BND MRKT 921937835 4,485 52,925 SH   SOLE   52,925 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 1,377 9,360 SH   SOLE   9,360 0 0
VANGUARD WORLD ESG US STOCK E ESG US STK ETF 921910733 722 8,210 SH   SOLE   8,210 0 0
VANGUARD WORLD FD ESG INTL ST ESG INTL STK ETF 921910725 1,354 21,830 SH   SOLE   21,830 0 0
VISA INC CLASS A COM CL A 92826C839 690 3,184 SH   SOLE   3,184 0 0
WAL-MART STORES INC COM 931142103 796 5,498 SH   SOLE   5,498 0 0
WELLS FARGO & CO COM 949746101 211 4,407 SH   SOLE   4,407 0 0
WESTERN ASSET EMERGING MARKET COM 95766A101 371 28,970 SH   SOLE   28,970 0 0
WORLD GOLD TR SPDR GLD MINIS SPDR GLD MINIS 98149E204 5,611 308,651 SH   SOLE   308,651 0 0