Underwriting, Acquisition and Insurance Expenses (Tables)

9 Months Ended

Sep. 30, 2012

Underwriting, Acquisition and Insurance Expenses

Underwriting, acquisition and insurance expenses for the three and nine months ended September 30, 2012 and 2011 were as follows:

	For the Three Months Ended September 30,						For the Nine Months Ended September 30,
(in millions)	2012			2011			2012			2011
Commissions	$	55.3		$	49.0		$	156.0		$	143.1
General expenses		60.2			51.0			182.2			153.1
Premium taxes, boards and bureaus		7.1			8.0			19.2			19.7
		122.6			108.0			357.4			315.9
Net deferral of policy acquisition costs		(4.6	)		(3.8	)		(11.1	)		(1.2	)
Total underwriting, acquisition and insurance expenses	$	118.0		$	104.2		$	346.3		$	314.7