Basis of Presentation (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Effect of Retrospective Adoption on Individual Financial Statement Line Items in Consolidated Balance Sheet

	December 31, 2011
(in millions)	As Previously Reported		As Adjusted		Effect of Change
Reinsurance recoverables	$	1,143.5	$	1,144.1	$	0.6
Deferred acquisition costs, net		125.7		101.5		(24.2	)
Deferred tax liabilities, net		26.1		18.5		(7.6	)
Retained earnings		752.0		736.0		(16.0	)

Schedule of Effect of Retrospective Adoption on Individual Financial Statement Line Items in Consolidated Statement of Income (Loss)

	Three months ended September 30, 2011									Nine months ended September 30, 2011
(in millions, except per share data)	As Previously Reported			As Adjusted			Effect of Change			As Previously Reported			As Adjusted			Effect of Change
Underwriting, acquisition and insurance expenses	$	106.3		$	104.2		$	(2.1	)	$	315.9		$	314.7		$	(1.2	)
Loss before income taxes		(6.1	)		(4.0	)		2.1			(71.2	)		(70.0	)		1.2
Provision for income taxes		6.0			6.8			0.8			12.6			13.3			0.7
Net loss		(12.1	)		(10.8	)		1.3			(83.8	)		(83.3	)		0.5
Net loss per common share:
Basic	$	(0.44	)	$	(0.39	)	$	0.05		$	(3.06	)	$	(3.04	)	$	0.02
Diluted		(0.44	)		(0.39	)		0.05			(3.06	)		(3.04	)		0.02