X0202 4 2007-02-13 0 0001091491 HCSB FINANCIAL CORP hcsb finan 0001256207 MCCLUTCHEN GWYN G C/O HCSB FINANCIAL CORP PO BOX 218 LORIS SC 29569 1 0 0 0 common stock (0.01 par value) 2007-02-13 4 J 0 13712 20.5 A 27424 D common stock (0.01 par value) 2007-02-13 4 J 0 162 20.5 A 324 I spouse common stock (0.01 par value) 2007-02-13 4 J 0 1662 20.5 A 3324 I spouse IRA Gwyn G. McCutchen by: Denise Floyd P.O.A. 2007-02-14