Exhibit (h)(ix) under Form N-1A
                                             Exhibit 10 under Item 601/Reg. S-K


                                 AMENDMENT TO
                         FUND PARTICIPATION AGREEMENT


AMENDMENT, dated as of this 4th day of November, 2004 to the Fund Participation
Agreement (the "Participation Agreement") among Hartford Life Insurance Company,
a Connecticut Corporation ("Hartford"), on its behalf and on behalf of each
separate account set forth on Schedule A to the Participation Agreement as it
may be amended from time to time (the "Separate Accounts"); Huntington VA Funds,
a Massachusetts business trust (the "Trust"), on its behalf and on behalf of
each of its series set forth on Schedule B to the Participation Agreement as it
may be amended from time to time (the "Funds"); Edgewood Services, Inc., a New
York corporation (the "Distributor") and Huntington Asset Advisors, Inc., a
registered investment adviser (the "Adviser").

                                   * * * * *

      WHEREAS, Hartford, the Trust, the Distributor and the Adviser have entered
into the Participation Agreement relating to the purchase by the Separate
Accounts of shares of the Funds to serve as an investment medium for variable
annuities and/or variable life insurance policies funded by the Separate
Accounts;

      WHEREAS, the parties wish to amend the Participation Agreement to address
a matter of mutual concern;

      NOW, THEREFORE, based on the mutual covenants contained herein, and for
other good and valuable consideration, the sufficiency and receipt whereof is
hereby acknowledged, the parties hereto agree as follows:

      1. Article 1.4 of the Participation Agreement is hereby deleted and is
replaced by a new Article 1.4, which reads in its entirety as follows:

            "Upon receipt of a request for redemption in proper form from
            Hartford on any Business Day, the Trust agrees to redeem any full or
            fractional shares of the Funds held by the Separate Accounts at the
            net asset value next computed after receipt and acceptance by the
            Trust or its designee of the request for redemption, except that the
            Trust agrees to suspend redemptions temporarily to the extent
            permitted under the 1940 Act. Such redemption shall be paid
            consistent with applicable rules of the SEC and procedures and
            policies of the Trust as described in the Trust's current
            registration statement."






      IN WITNESS WHEREOF, each of the parties has caused this to be executed in
its name and on its behalf by its duly authorized representative as of the date
specified above.

HARTFORD LIFE INSURANCE                   EDGEWOOD SERVICES, INC.
COMPANY, on its behalf and on behalf of
each Separate Account named in Schedule
A, as may be amended from time to time


By:  /s/ Bruce W. Ferris                  By:  /s/ Charles L. Davis, Jr.
   ---------------------------               ---------------------------------
Name:  Bruce W. Ferris                    Name:  Charles L. Davis, Jr.
Its:  Senior Vice President               Its:  President



HUNTINGTON VA FUNDS, on its behalf        HUNTINGTON ASSET ADVISORS, INC.
and on behalf of each Fund named in Schedule
B, as may be amended from time to time


By:  /s/ George M. Polatas                By:/s/ B. R. Bateman
   ---------------------------               ---------------------------
Name:  George M. Polatas                  Name:  B.R. Bateman
Its:  Vice President                      Its:  Chief Investment Officer