EVERY CONTRACT OWNER'S VOTE IS IMPORTANT

VOTING OPTIONS:

VOTE ON THE INTERNET

Log on to:

www.proxy-direct.com

or scan the QR code

Follow the on-screen instructions

available 24 hours

VOTE IN PERSON

Attend Shareholder Meeting

5701 Golden Hills Drive

Golden Valley, MN 55416

on October 12, 2016

VOTE BY MAIL

Vote, sign and date this

Voting Instructions Card and

return in the postage-paid envelope

VOTE BY PHONE

Call 1-866-298-8476

Follow the recorded instructions

available 24 hours

Please detach at perforation before mailing.

VOTING INSTRUCTION ALLIANZ VARIABLE INSURANCE PRODUCTS TRUST VOTING INSTRUCTION

AZL^® BlackRock Capital Appreciation Fund

SPECIAL MEETING OF SHAREHOLDERS TO BE HELD October 12, 2016

THESE VOTING INSTRUCTIONS ARE SOLICITED ON BEHALF OF Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York. The undersigned hereby instructs Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York (collectively, "Allianz") to represent and vote the number of shares of the AZL^® BlackRock Capital Appreciation Fund (the "Acquired Fund"), which is proposed to be reorganized into the AZL^® Russell 1000 Growth Index Fund (the "Acquiring Fund"), represented by the number of votes attributable to the undersigned's variable annuity contract at the Special Meeting of Shareholders to be held on October 12, 2016, at 10:00 a.m., Central Time, at the offices of Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Golden Valley, Minnesota, and at any adjournment thereof, upon the matter below, as set forth in the Notice of a Special Meeting of Shareholders and in the accompanying proxy statement/prospectus.

VOTES OF CONTRACT OWNERS FOR WHICH NO VOTING INSTRUCTIONS ARE RECEIVED WILL BE VOTED IN THE SAME PROPORTION AS THE VOTES OF CONTRACT OWNERS FOR WHICH VOTING INSTRUCTIONS ARE RECEIVED. Receipt of the Notice of a Special Meeting of Shareholders and of the accompanying proxy statement/prospectus is acknowledged by your execution of these voting instructions.

VOTE VIA THE INTERNET: www.proxy-direct.com

VOTE VIA THE TELEPHONE: 1-866-298-8476

999 99999 999 999

NOTE: Please sign exactly as your name(s) appear(s) on this card. When signing as an attorney, executor, administrator, trustee or guardian, please give full title as such. If a corporation, please sign in full corporate name by president or other authorized person. If a partnership, please sign in partnership name by authorized person.

Signature

Date

PLEASE MARK, SIGN, DATE AND RETURN THIS VOTING INSTRUCTION CARD PROMPTLY USING THE ENCLOSED ENVELOPE.

EVERY CONTRACT OWNER'S VOTE IS IMPORTANT

Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting

to Be Held on October 12, 2016.

The Notice of Special Meeting of Shareholders, Proxy Statement/Prospectus and Voting Instruction Form

are available at: [https://www.proxy-direct.com/azl-]

Please detach at perforation before mailing.

TO VOTE BY MAIL, PLEASE COMPLETE AND RETURN THIS CARD.

The undersigned hereby instructs Allianz to vote as indicated below. IF YOU DO NOT INDICATE A CHOICE, YOUR RETURN OF THE SIGNED FORM SHALL BE CONSIDERED AS INSTRUCTIONS TO VOTE "FOR" APPROVAL OF THE PROPOSAL. If any other matter properly comes before the Special Meeting of Shareholders, Allianz will vote in accordance with its best judgment.

PLEASE MARK VOTES AS IN THIS EXAMPLE:

FOR AGAINST ABSTAIN

To approve an Agreement and Plan of Reorganization (the "Plan") between the AZL BlackRock Capital Appreciation Fund (the "Acquired Fund") and the AZL Russell 1000 Growth Index Fund (the "Acquiring Fund"), both series of the Allianz Variable Insurance Products Trust. Under the Plan, the Acquiring Fund would acquire all of the assets and assume all of the liabilities of the Acquired Fund in exchange for shares of the Acquiring Fund, which would be distributed proportionately to the shareholders of the Acquired Fund in complete liquidation of the Acquired Fund, and the assumption of the Acquired Fund's liabilities.

EVERY CONTRACT OWNER'S VOTE IS IMPORTANT

VOTING OPTIONS:

VOTE ON THE INTERNET

Log on to:

www.proxy-direct.com

or scan the QR code

Follow the on-screen instructions

available 24 hours

VOTE IN PERSON

Attend Shareholder Meeting

5701 Golden Hills Drive

Golden Valley, MN 55416

on October 12, 2016

VOTE BY MAIL

Vote, sign and date this

Voting Instructions Card and

return in the postage-paid envelope

VOTE BY PHONE

Call 1-866-298-8476

Follow the recorded instructions

available 24 hours

Please detach at perforation before mailing.

VOTING INSTRUCTION ALLIANZ VARIABLE INSURANCE PRODUCTS TRUST VOTING INSTRUCTION

AZL^® Boston Company Research Growth Fund

SPECIAL MEETING OF SHAREHOLDERS TO BE HELD October 12, 2016

THESE VOTING INSTRUCTIONS ARE SOLICITED ON BEHALF OF Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York. The undersigned hereby instructs Allianz Life Insurance Company of North America and Allianz Life Insurance Company of New York (collectively, "Allianz") to represent and vote the number of shares of the AZL^® Boston Company Research Growth Fund (the "Acquired Fund"), which is proposed to be reorganized into the AZL^® Russell 1000 Growth Index Fund (the "Acquiring Fund"), represented by the number of votes attributable to the undersigned's variable annuity contract at the Special Meeting of Shareholders to be held on October 12, 2016, at 10:00 a.m., Central Time, at the offices of Allianz Life Insurance Company of North America, 5701 Golden Hills Drive, Golden Valley, Minnesota, and at any adjournment thereof, upon the matter below, as set forth in the Notice of a Special Meeting of Shareholders and in the accompanying proxy statement/prospectus.

VOTE VIA THE INTERNET: www.proxy-direct.com

VOTE VIA THE TELEPHONE: 1-866-298-8476

999 99999 999 999

Signature

Date

PLEASE MARK, SIGN, DATE AND RETURN THIS VOTING INSTRUCTION CARD PROMPTLY USING THE ENCLOSED ENVELOPE.

EVERY CONTRACT OWNER'S VOTE IS IMPORTANT

Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting

to Be Held on October 12, 2016.

The Notice of Special Meeting of Shareholders, Proxy Statement/Prospectus and Voting Instruction Form

are available at: [https://www.proxy-direct.com/azl-]

Please detach at perforation before mailing.

TO VOTE BY MAIL, PLEASE COMPLETE AND RETURN THIS CARD.

PLEASE MARK VOTES AS IN THIS EXAMPLE:

FOR AGAINST ABSTAIN

To approve an Agreement and Plan of Reorganization (the "Plan") between the AZL Boston Company Research Growth Fund (the "Acquired Fund") and the AZL Russell 1000 Growth Index Fund (the "Acquiring Fund"), both series of the Allianz Variable Insurance Products Trust. Under the Plan, the Acquiring Fund would acquire all of the assets and assume all of the liabilities of the Acquired Fund in exchange for shares of the Acquiring Fund, which would be distributed proportionately to the shareholders of the Acquired Fund in complete liquidation of the Acquired Fund, and the assumption of the Acquired Fund's liabilities.