CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Operating activities
Net income	$ 11,847	$ 5,521
Adjustments to reconcile net income to cash provided by operating activities:
Provision for credit losses	1,450	325
Depreciation and other amortization	2,297	2,418
Accretion and amortization of securities discounts and premium, net	221	281
Net change in operating leases	48	78
Stock-based compensation expense	1,142	1,117
Gain on sale of loans held for sale	(2,813)	(2,757)
Loans originated and held for sale	(102,716)	(100,884)
Proceeds from sale of loans held for sale	99,355	96,076
Increase in cash surrender value of bank owned life insurance	(816)	(762)
Decrease in deferred tax asset	1
Decrease (increase) in other assets	2,450	(3,921)
Increase in other liabilities	5,591	3,543
Net cash provided by operating activities	18,057	1,035
Investing activities
Increase in loans, net	(115,378)	(21,169)
Purchase of property and equipment	(221)	(372)
Purchase of investment securities:
Available for sale		(5,191)
Other investments	(24)	(4,301)
Payments and maturities, calls and repayments of investment securities:
Available for sale	5,397	17,596
Other investments	(392)	5,587
Net cash used for investing activities	(110,618)	(7,850)
Financing activities
Increase in deposits, net	200,564	80,305
Decrease in Federal Home Loan Bank advances and other borrowings, net		(35,000)
Proceeds from the exercise of stock options	516	167
Restricted shares withheld for taxes	(350)
Net cash provided by financing activities	200,730	45,472
Net increase in cash and cash equivalents	108,169	38,657
Cash and cash equivalents at beginning of the period	162,863	156,170
Cash and cash equivalents at end of the period	271,032	194,827
Supplemental information
Interest	52,945	57,297
Income taxes	4,654	1,190
Schedule of non-cash transactions
Unrealized gain (loss) on securities, net of income taxes	1,863	(524)
Foreclosure of other real estate	$ 275