CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Cash and cash equivalents:
Cash and due from banks	$ 25,184	$ 22,553
Federal funds sold	180,834	128,452
Interest-bearing deposits with banks	65,014	11,858
Total cash and cash equivalents	271,032	162,863
Investment securities:
Investment securities available for sale	128,867	132,127
Other investments	19,906	19,490
Total investment securities	148,773	151,617
Mortgage loans held for sale	10,739	4,565
Loans	3,746,841	3,631,767
Less allowance for credit losses	(41,285)	(39,914)
Loans, net	3,705,556	3,591,853
Bank owned life insurance	54,886	54,070
Property and equipment, net	85,921	88,794
Deferred income taxes, net	12,971	13,467
Other assets	18,189	20,364
Total assets	4,308,067	4,087,593
LIABILITIES
Deposits	3,636,329	3,435,765
FHLB advances and related debt	240,000	240,000
Subordinated debentures	24,903	24,903
Other liabilities	61,373	56,481
Total liabilities	3,962,605	3,757,149
SHAREHOLDERS’ EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 20,000,000 shares authorized, 8,180,715 shares issued and outstanding at June 30, 2025; 20,000,000 shares authorized, 8,164,872 shares issued and outstanding at December 31, 2024.	82	82
Nonvested restricted stock	(2,774)	(3,884)
Additional paid-in capital	124,839	124,641
Accumulated other comprehensive loss	(9,609)	(11,472)
Retained earnings	232,924	221,077
Total shareholders’ equity	345,462	330,444
Total liabilities and shareholders’ equity	$ 4,308,067	$ 4,087,593