0001206774-24-000233.txt : 20240305 0001206774-24-000233.hdr.sgml : 20240305 20240305162913 ACCESSION NUMBER: 0001206774-24-000233 CONFORMED SUBMISSION TYPE: 10-K PUBLIC DOCUMENT COUNT: 126 CONFORMED PERIOD OF REPORT: 20231231 FILED AS OF DATE: 20240305 DATE AS OF CHANGE: 20240305 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SOUTHERN FIRST BANCSHARES INC CENTRAL INDEX KEY: 0001090009 STANDARD INDUSTRIAL CLASSIFICATION: NATIONAL COMMERCIAL BANKS [6021] ORGANIZATION NAME: 02 Finance IRS NUMBER: 582459561 STATE OF INCORPORATION: SC FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-27719 FILM NUMBER: 24720985 BUSINESS ADDRESS: STREET 1: 6 VERDAE BOULEVARD CITY: GREENVILLE STATE: SC ZIP: 29607 BUSINESS PHONE: 8646799000 MAIL ADDRESS: STREET 1: 6 VERDAE BOULEVARD CITY: GREENVILLE STATE: SC ZIP: 29607 FORMER COMPANY: FORMER CONFORMED NAME: GREENVILLE FIRST BANCSHARES INC DATE OF NAME CHANGE: 19990707 10-K 1 sfst4260121-10k.htm ANNUAL REPORT
false FY 0001090009 0001090009 2023-01-01 2023-12-31 0001090009 2023-06-30 0001090009 2024-03-01 0001090009 2023-12-31 0001090009 2022-12-31 0001090009 2022-01-01 2022-12-31 0001090009 2021-01-01 2021-12-31 0001090009 us-gaap:CommonStockMember 2020-12-31 0001090009 us-gaap:PreferredStockMember 2020-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2020-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2020-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0001090009 us-gaap:RetainedEarningsMember 2020-12-31 0001090009 2020-12-31 0001090009 us-gaap:CommonStockMember 2021-12-31 0001090009 us-gaap:PreferredStockMember 2021-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2021-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0001090009 us-gaap:RetainedEarningsMember 2021-12-31 0001090009 2021-12-31 0001090009 us-gaap:CommonStockMember 2022-12-31 0001090009 us-gaap:PreferredStockMember 2022-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2022-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001090009 us-gaap:RetainedEarningsMember 2022-12-31 0001090009 us-gaap:CommonStockMember 2021-01-01 2021-12-31 0001090009 us-gaap:PreferredStockMember 2021-01-01 2021-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2021-01-01 2021-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2021-01-01 2021-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-12-31 0001090009 us-gaap:RetainedEarningsMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommonStockMember 2022-01-01 2022-12-31 0001090009 us-gaap:PreferredStockMember 2022-01-01 2022-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2022-01-01 2022-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-01-01 2022-12-31 0001090009 us-gaap:RetainedEarningsMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommonStockMember 2023-01-01 2023-12-31 0001090009 us-gaap:PreferredStockMember 2023-01-01 2023-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2023-01-01 2023-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2023-01-01 2023-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-12-31 0001090009 us-gaap:RetainedEarningsMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommonStockMember 2023-12-31 0001090009 us-gaap:PreferredStockMember 2023-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2023-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001090009 us-gaap:RetainedEarningsMember 2023-12-31 0001090009 SFST:FederalReserveBankMember 2023-12-31 0001090009 SFST:FederalReserveBankMember 2022-12-31 0001090009 us-gaap:CorporateBondSecuritiesMember 2023-12-31 0001090009 us-gaap:USTreasurySecuritiesMember 2023-12-31 0001090009 us-gaap:AgencySecuritiesMember 2023-12-31 0001090009 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001090009 us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember 2023-12-31 0001090009 us-gaap:SecuritiesInvestmentMember us-gaap:MortgageBackedSecuritiesMember 2023-12-31 0001090009 us-gaap:CorporateBondSecuritiesMember 2022-12-31 0001090009 us-gaap:USTreasurySecuritiesMember 2022-12-31 0001090009 us-gaap:AgencySecuritiesMember 2022-12-31 0001090009 us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001090009 us-gaap:AssetBackedSecuritiesMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember 2022-12-31 0001090009 us-gaap:SecuritiesInvestmentMember us-gaap:MortgageBackedSecuritiesMember 2022-12-31 0001090009 SFST:CorporateBondsMember 2023-12-31 0001090009 SFST:USTreasuresMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2023-12-31 0001090009 SFST:TotalInvestmentSecuritiesMember 2023-12-31 0001090009 SFST:CorporateBondsMember 2022-12-31 0001090009 SFST:USTreasuresMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2022-12-31 0001090009 SFST:TotalInvestmentSecuritiesMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedLoansMember 2023-12-31 0001090009 SFST:CommercialConstructionLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 SFST:OneConsumerRealEstateLoanMember SFST:PreModificationAndPostModificationMember 2022-12-31 0001090009 SFST:TwoCommercialBusinessLoansMember SFST:PreModificationAndPostModificationMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:PassMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:WatchMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ResidentialRealEstateMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConstructionLoansMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:WatchMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2023-12-31 0001090009 SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 SFST:NonaccrualLoansMember 2023-12-31 0001090009 SFST:AccruingCurrentMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2022-12-31 0001090009 SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 SFST:NonaccrualLoansMember 2022-12-31 0001090009 SFST:AccruingCurrentMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:TotalNonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:NonaccrualLoansWithNoAllowanceMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:TotalNonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:CommercialAndConsumerMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2023-01-01 2023-12-31 0001090009 SFST:CommercialAndConsumerMember 2023-01-01 2023-12-31 0001090009 SFST:CommercialAndConsumerMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2021-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2021-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2021-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2021-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2021-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2021-12-31 0001090009 SFST:CommercialAndConsumerMember 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2022-01-01 2022-12-31 0001090009 SFST:CommercialAndConsumerMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2020-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2020-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2020-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2020-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2020-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2020-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2020-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2020-12-31 0001090009 SFST:CommercialAndConsumerMember 2020-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:HomeEquitysMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2021-01-01 2021-12-31 0001090009 SFST:CommercialAndConsumerMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2021-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2023-01-01 2023-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2022-01-01 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2023-12-31 0001090009 us-gaap:LandMember 2023-12-31 0001090009 us-gaap:LandMember 2022-12-31 0001090009 us-gaap:BuildingMember 2023-12-31 0001090009 us-gaap:BuildingMember 2022-12-31 0001090009 us-gaap:LeaseholdImprovementsMember 2023-12-31 0001090009 us-gaap:LeaseholdImprovementsMember 2022-12-31 0001090009 SFST:FurnitureAndEquipmentMember 2023-12-31 0001090009 SFST:FurnitureAndEquipmentMember 2022-12-31 0001090009 SFST:SoftwareMember 2023-12-31 0001090009 SFST:SoftwareMember 2022-12-31 0001090009 us-gaap:ConstructionInProgressMember 2023-12-31 0001090009 us-gaap:ConstructionInProgressMember 2022-12-31 0001090009 us-gaap:OtherAssetsMember 2022-01-01 2022-12-31 0001090009 SFST:FurnitureAndEquipmentMember srt:MinimumMember 2023-12-31 0001090009 SFST:FurnitureAndEquipmentMember srt:MaximumMember 2023-12-31 0001090009 us-gaap:LeaseholdImprovementsMember srt:MinimumMember 2023-12-31 0001090009 us-gaap:LeaseholdImprovementsMember srt:MaximumMember 2023-12-31 0001090009 SFST:BuildingsMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesAndOtherBorrowingsMember 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2023-01-01 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2022-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2003-06-01 2003-06-26 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2023-01-01 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2005-12-01 2005-12-22 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2023-01-01 2023-12-31 0001090009 SFST:SubordinateDebtMember 2019-09-30 0001090009 SFST:SubordinateDebtMember 2019-09-01 2019-09-30 0001090009 us-gaap:SecuritiesInvestmentMember 2023-12-31 0001090009 us-gaap:LineOfCreditMember 2023-01-01 2023-12-31 0001090009 SFST:PayFixedPortfolioMember 2023-06-30 0001090009 us-gaap:DesignatedAsHedgingInstrumentMember 2023-12-31 0001090009 us-gaap:InterestRateSwapMember 2023-12-31 0001090009 SFST:FixedRateAssetMember 2023-12-31 0001090009 us-gaap:SwapMember 2023-12-31 0001090009 us-gaap:SwapMember 2023-01-01 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2023-01-01 2023-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2023-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2023-01-01 2023-12-31 0001090009 us-gaap:DerivativeMember 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2022-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2022-01-01 2022-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2022-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2022-01-01 2022-12-31 0001090009 us-gaap:DerivativeMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 srt:MinimumMember 2023-01-01 2023-12-31 0001090009 srt:MaximumMember 2023-01-01 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member 2022-12-31 0001090009 srt:ChiefExecutiveOfficerMember 2023-01-01 2023-12-31 0001090009 SFST:DirectorsAffiliatesAndExecutiveOfficersMember 2023-12-31 0001090009 SFST:DirectorsAffiliatesAndExecutiveOfficersMember 2022-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2023-01-01 2023-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2022-01-01 2022-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2021-01-01 2021-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2023-01-01 2023-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2023-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2022-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2022-01-01 2022-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2021-01-01 2021-12-31 0001090009 SFST:TwoThousandTenIncentivePlanMember 2023-12-31 0001090009 SFST:TwoThousandSixteenEquityIncentivePlanMember 2016-03-15 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-03-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-03-01 2020-03-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2023-12-31 0001090009 us-gaap:StockCompensationPlanMember 2023-12-31 0001090009 us-gaap:StockCompensationPlanMember 2022-12-31 0001090009 SFST:TwoThousandSixteenEquityIncentivePlanMember 2016-05-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-05-12 0001090009 SFST:RestrictedStockPlanMember 2023-12-31 0001090009 SFST:RestrictedStockPlanMember 2023-01-01 2023-12-31 0001090009 SFST:WellCapitalizedMember 2023-01-01 2023-12-31 0001090009 SFST:BankMember 2023-12-31 0001090009 SFST:CompanyMember 2023-12-31 0001090009 SFST:BankMember 2022-12-31 0001090009 SFST:CompanyMember 2022-12-31 0001090009 srt:ParentCompanyMember 2023-12-31 0001090009 srt:ParentCompanyMember 2022-12-31 0001090009 srt:ParentCompanyMember 2023-01-01 2023-12-31 0001090009 srt:ParentCompanyMember 2022-01-01 2022-12-31 0001090009 srt:ParentCompanyMember 2021-01-01 2021-12-31 0001090009 srt:ParentCompanyMember 2021-12-31 0001090009 srt:ParentCompanyMember 2020-12-31 iso4217:USD xbrli:shares iso4217:USD xbrli:shares xbrli:pure SFST:Integer

Table of Contents

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 10-K

x Annual Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934
For The Fiscal Year December 31, 2023.

Or

o Transition Report Pursuant To Section 13 Or 15(d) of The Securities Exchange Act of 1934
For the Transition Period from ___________ to ________________
Commission file number 000-27719

  Southern First Bancshares, Inc.  
  (Exact name of registrant as specified in its charter)  
South Carolina   58-2459561
(State or other jurisdiction of incorporation or organization)   (I.R.S. Employer Identification No.)
 
6 Verdae Boulevard, Greenville, SC   29607
(Address of principal executive offices)   (Zip Code)
  864-679-9000  
  (Registrant’s telephone number, including area code)  

Securities registered pursuant to Section 12(b) of the Act:

Title of class   Trading Symbol   Name of each exchange on which registered
Common Stock   SFST   The NASDAQ Global Market

Securities registered pursuant to Section 12(g) of the Act: None

Indicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes o No x

Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act. Yes o No x

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No o

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files).
Yes x No o

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large accelerated filer o Accelerated filer x Non-accelerated filer o Smaller reporting company o Emerging growth company o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Indicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. Yes x No o

If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements

of the registrant included in the filing reflect the correction of an error to previously issued financial statements. o

Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b). o

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes o No x

The aggregate market value of the common equity held by non-affiliates of the registrant as of June 30, 2023 (based on the average bid and ask price of the Common Stock as quoted on the NASDAQ Global Market on June 30, 2023), was $186,359,362.

8,156,109 shares of the registrant’s common stock were outstanding as of March 1, 2024.

DOCUMENTS INCORPORATED BY REFERENCE

Portions of the registrant’s Proxy Statement relating to the Annual Meeting of Shareholders to be held on May 21, 2024 are incorporated by reference into Part III of this Annual Report on Form 10-K where indicated.

   

Southern First Bancshares, Inc.
Index to Form 10-K

PART I   Page
     
Item 1. Business 5
Item 1A. Risk Factors 29
Item 1B. Unresolved Staff Comments 43
Item 1C. Cybersecurity 43
Item 2. Properties 44
Item 3. Legal Proceedings 45
Item 4. Mine Safety Disclosures 45
     
PART II    
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities 45
Item 6. [Reserved] 46
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations 47
Item 7A. Quantitative and Qualitative Disclosures about Market Risk 65
Item 8. Financial Statements and Supplementary Data 66
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure 111
Item 9A. Controls and Procedures 111
Item 9B. Other Information 111
Item 9C. Disclosures Regarding Foreign Jurisdictions that Prevent Inspections 111
     
PART III    
Item 10. Directors, Executive Officers and Corporate Governance 111
Item 11. Executive Compensation 111
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters 111
Item 13. Certain Relationships and Related Transactions, and Director Independence 111
Item 14. Principal Accounting Fees and Services 111
     
PART IV    
Item 15. Exhibits, Financial Statement Schedules 112
     
SIGNATURES 115
 2  

CAUTIONARY NOTE REGARDING
FORWARD-LOOKING STATEMENTS

This Annual Report on Form 10-K contains statements which constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Forward-looking statements may relate to our financial condition, results of operation, plans, business strategy, objectives, or future performance. These statements are based on many assumptions and estimates and are not guarantees of future performance. Our actual results may differ materially from those anticipated in any forward-looking statements, as they will depend on many factors about which we are unsure, including many factors which are beyond our control. The words “may,” “would,” “could,” “should,” “will,” “seek to,” “strive,” “focus,” “expect,” “anticipate,” “predict,” “project,” “potential,” “believe,” “continue,” “assume,” “intend,” “plan,” and “estimate,” as well as similar expressions, are meant to identify such forward-looking statements. Potential risks and uncertainties that could cause our actual results to differ from those anticipated in any forward-looking statements include, but are not limited to, those described below under Item 1A. Risk Factors and the following:

  ● Restrictions or conditions imposed by our regulators on our operations;
     
  ● Increases in competitive pressure in the banking and financial services industries;
     
  ● Changes in access to funding or increased regulatory requirements with regard to funding, which could impair our liquidity;
     
  ● Changes in deposit flows, which may be negatively affected by a number of factors, including rates paid by competitors, general interest rate levels, regulatory capital requirements, returns available to clients on alternative investments and general economic or industry conditions;
     
  ● Credit losses as a result of declining real estate values, increasing interest rates, increasing unemployment, changes in payment behavior or other factors;
     
  ● Credit losses due to loan concentration;
     
  ● Changes in the amount of our loan portfolio collateralized by real estate and weaknesses in the real estate market;
     
  ● Our ability to successfully execute our business strategy;
     
  ● Our ability to attract and retain key personnel;
     
  ● The success and costs of our expansion into the Charlotte, North Carolina, Greensboro, North Carolina and Atlanta, Georgia markets and into potential new markets;
     
  ● Risks with respect to future mergers or acquisitions, including our ability to successfully expand and integrate the businesses and operations that we acquire and realize the anticipated benefits of the mergers or acquisitions;
     
  ● Changes in the interest rate environment which could reduce anticipated or actual margins;
     
  ● Changes in political conditions or the legislative or regulatory environment, including new governmental initiatives affecting the financial services industry;
     
  ● Changes in economic conditions resulting in, among other things, a deterioration in credit quality;
     
  ● Changes occurring in business conditions and inflation;
     
  ● Increased cybersecurity risk, including potential business disruptions or financial losses;
     
  ● Changes in technology;
     
  ● The adequacy of the level of our allowance for credit losses and the amount of loan loss provisions required in future periods;
     
  ● Examinations by our regulatory authorities, including the possibility that the regulatory authorities may, among other things, require us to increase our allowance for credit losses or write-down assets;
     
  ● Changes in U.S. monetary policy, the level and volatility of interest rates, the capital markets and other market conditions that may affect, among other things, our liquidity and the value of our assets and liabilities;
     
  ● Any increase in FDIC assessments which will increase our cost of doing business;
 3  
  ● Risks associated with complex and changing regulatory environments, including, among others, with respect to data privacy, artificial intelligence, information security, climate change or other environmental, social and governance matters, and labor matters, relating to our operations;
     
  ● The rate of delinquencies and amounts of loans charged-off;
     
  ● The rate of loan growth in recent years and the lack of seasoning of a portion of our loan portfolio;
     
  ● Our ability to maintain appropriate levels of capital and to comply with our capital ratio requirements;
     
  ● Adverse changes in asset quality and resulting credit risk-related losses and expenses;
     
  ● Changes in accounting standards, rules and interpretations and the related impact on our financial statements;
     
  ● Risks associated with actual or potential litigation or investigations by customers, regulatory agencies or others;
     
  ● Adverse effects of failures by our vendors to provide agreed upon services in the manner and at the cost agreed;
     
  ● The potential effects of events beyond our control that may have a destabilizing effect on financial markets and the economy, such as epidemics and pandemics, war or terrorist activities, such as the war in Ukraine, the Middle East conflict, and the conflict between China and Taiwan, disruptions in our customers’ supply chains, disruptions in transportation, essential utility outages or trade disputes and related tariffs; and
     
  ● Other risks and uncertainties detailed in this Annual Report on Form 10-K and, from time to time, in our other filings with the Securities and Exchange Commission (“SEC”).

If any of these risks or uncertainties materialize, or if any of the assumptions underlying such forward-looking statements proves to be incorrect, our results could differ materially from those expressed in, implied or projected by, such forward-looking statements. For information with respect to factors that could cause actual results to differ from the expectations stated in the forward-looking statements, see “Risk Factors” under Part I, Item 1A of this Annual Report on Form 10-K. We urge investors to consider all of these factors carefully in evaluating the forward-looking statements contained in this Annual Report on Form 10-K. We make these forward-looking as of the date of this document and we do not intend, and assume no obligation, to update the forward-looking statements or to update the reasons why actual results could differ from those expressed in, or implied or projected by, the forward-looking statements, except as required by applicable law.

 4  

PART I

Item 1. Business

General

Southern First Bancshares, Inc. (the “Company”) was incorporated in March 1999 under the laws of South Carolina and is a bank holding company registered under the Bank Holding Company Act of 1956 (the “BHCA”). Our primary business is to serve as the holding company for Southern First Bank (the “Bank”), a South Carolina state bank. The Bank is a commercial bank with eight retail offices located in the Greenville, Columbia, and Charleston markets of South Carolina, three retail offices in the Raleigh, Greensboro, and Charlotte markets of North Carolina and one retail office in Atlanta, Georgia. In addition, we opened our Dream Mortgage Center, a loan production office, located in Columbia, South Carolina during 2023.

The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the Federal Deposit Insurance Corporation (the “FDIC”), and providing commercial, consumer and mortgage loans to the general public.

Unless the context requires otherwise, references to the “Company,” “we,” “us,” “our,” or similar references mean Southern First Bancshares, Inc. and its subsidiaries.

Our Competitive Strengths

We believe that the following business strengths have been instrumental to the success of our core operations. We believe these attributes will enable us to continue profitable growth, while remaining fundamentally sound and driving value to our shareholders.

Simple and Efficient ClientFIRST Model. We operate our Bank using a simple and efficient style of banking that is focused on providing core banking products and services to our clients through a team of talented and experienced bankers. We refer to this model as “ClientFIRST” and it is structured to deliver superior client service via “relationship teams,” which provide each client with a specific banker contact and a consistent support team responsible for all of the client’s banking needs. We believe this model results in a consistent and superior level of professional service that provides us with a distinct competitive advantage by enabling us to build and maintain long-term relationships with desirable clients, enhancing the quality and stability of our funding and lending operations and positioning us to take advantage of future growth opportunities in our existing markets. We also believe that this client focused culture has led to our successful expansion into new markets in the past, and will enable us to be successful if we seek to expand into new markets in the future.

Our ClientFIRST model focuses on achieving cost efficiencies by diligently managing the growth of our number of employees and banking offices. We believe that the identification of talented bankers will drive our growth strategy, as opposed to a more general desire to enter a specific geography or market. This strategy translates into a smaller number of brick and mortar offices relative to our size and compared to peer banks, but larger overall deposit balances in our offices as compared to peers. As a result, our offices average approximately $250.0 million in total deposits. We believe this style of banking allows us to deliver exceptional client service, while achieving lower efficiency ratios relative to certain of our local competitors, as evidenced by our 78.7% efficiency ratio for the year ended December 31, 2023.

We continue to make significant investments in our IT systems and technology offerings to our clients that we believe will continue to drive low-cost deposit growth. We believe that our current mobile banking, on-line banking and cash management offerings are industry-leading solutions amongst community banks, and we plan to continue to invest in the latest technology solutions to enable us to meet the evolving needs of our clients and maintain this competitive advantage over other community banks.

Attractive South Carolina, North Carolina, and Georgia Markets. We have eight banking offices located in Greenville, Columbia and Charleston, South Carolina, which are the three largest markets in South Carolina; three banking offices located in Charlotte, Raleigh and Greensboro, North Carolina, which are the three largest markets in North Carolina; and one banking office located in Atlanta, Georgia, which is the largest market in Georgia. The following table illustrates our market share, by insured deposits as of the dates indicated, in these seven markets:

 5  
             
Market(1)  Total Offices   Our Market Deposits at
June 30, 2023		   Total Market
Deposits(2)		 
       (Dollars in thousands) 
Greenville   4    $ 1,805,698   $25,986,729 
Charleston   3    584,246    20,966,984 
Columbia   1    346,513    26,491,208 
Atlanta   1    410,350    237,133,603 
Raleigh   1    151,885    81,588,132 
Greensboro   1    102,946    17,522,165 
Charlotte   1    49,807    382,301,783 
(1) Represents the metropolitan statistical area (“MSA”) for each market.
(2) The total market deposits data displayed are as of June 30, 2023 as reported by the FDIC.

Greenville. The city of Greenville is located in Greenville County, South Carolina approximately midway between Atlanta and Charlotte on the heavily traveled I-85 business corridor. The Greenville-Anderson MSA is the most populous market in South Carolina with an estimated population of 958,958 as reported for2022. The median household income for the Greenville-Anderson-Mauldin MSA was $65,681 for 2022. A large and diverse metropolitan area, the Greenville-Anderson MSA is one of the southeast region’s premier areas for business, serving as headquarters for Michelin and Current Lighting (formerly Hubbell Lighting) as well as hosting significant operations for BMW and Lockheed Martin.

Charleston. The city of Charleston is located in Charleston County, South Carolina. The Charleston-North Charleston MSA is the third most populous market in the state with an estimated population of 830,529 for 2022. Charleston is home to the deepest port in the Southeast and boasts top companies in the aerospace, biomedical and technology fields such as Boeing, the Medical University of South Carolina (MUSC) and Blackbaud. The median household income for the Charleston-North Charleston MSA was approximately $78,927 for 2022. One of our retail offices in the Charleston market is located in the city of Mount Pleasant, which is located just north of Charleston in Charleston County and ranks as the fourth largest city in South Carolina.

Columbia. The city of Columbia is located in Richland County, South Carolina and its surrounding suburban areas expand into adjoining Lexington County. Columbia is the state capital, the largest city in the state and the home of the University of South Carolina and Fort Jackson, the Army’s largest Initial Entry Training Center. The Columbia MSA is the second most populous market in the state with an estimated population of 847,804 for 2022. The median household income for the Columbia MSA was $63,933 for 2022.

Raleigh. The city of Raleigh is the second largest city in the state of North Carolina and is located in Wake County, North Carolina. The Raleigh-Cary MSA is one of the most populous markets in the state with an estimated population of 1.48 million for 2022. Raleigh is the state capital and is home to North Carolina State University and is part of the Research Triangle area, together with Durham, North Carolina (home of Duke University) and Chapel Hill, North Carolina (home of the University of North Carolina at Chapel Hill). The median household income for the Raleigh-Cary MSA was approximately $92,739 for 2022.

Greensboro. The city of Greensboro is the third largest city in North Carolina and is located in Guilford County, North Carolina. The Greensboro-High Point MSA is one of the most populous markets in the state of North Carolina with an estimated population of 784,101 for 2022. Greensboro has traditionally been a fixture in the textiles, tobacco and furniture industries while also moving towards an increased presence of high-tech, aviation and transportation/logistics sectors. Greensboro, along with Winston-Salem and High Point, is commonly referred to as the Triad region of North Carolina and is home to companies such as Honda Aircraft, Lincoln Financial Group and Volvo Trucks of North America. The median household income for the Greensboro-High Point MSA was approximately $60,271 for 2022.

Charlotte. The city of Charlotte is the largest city in the state and is located in Mecklenburg County, North Carolina. The Charlotte-Concord-Gastonia MSA is the most populous market in the state of North Carolina with an estimated population of 2.75 million for 2022. Charlotte is the second largest banking city in the United States after New York and is home to the corporate headquarters of Bank of America, Truist Financial, and the east coast headquarters of Wells Fargo. Charlotte is also home to many Fortune 500 companies including Duke Energy, Honeywell and Lowe’s. The median household income for the Charlotte-Concord-Gastonia MSA was approximately $77,154 for 2022.

Atlanta. The Atlanta-Sandy Springs-Alpharetta MSA has the eighth largest population in the U.S. estimated at 6.22 million for 2022. Atlanta is the state capital of, and largest city in, Georgia and is the world headquarters of corporations such as

 6  

Coca-Cola, Home Depot, UPS, Delta Airlines and Turner Broadcasting. The median household income for the Atlanta-Sandy Springs-Alpharetta MSA is $84,876 for 2022.

We believe that the demographics and growth characteristics of these seven markets will provide us with significant opportunities to further develop existing client relationships and expand our client base.

Data related to the estimated population and median household income for each of the markets presented above is from the Federal Reserve Economic Data (“FRED”) online database.

Experienced Management Team, Dedicated Board of Directors and Talented Employees. Our senior management team is led by R. Arthur Seaver, Jr., Calvin C. Hurst, D. Andrew Borrmann, William M. Aiken, and Silvia T. King, and whose biographies are included below. These executives lead a team of 28 additional senior team members which we believe compares favorably to any community bank management team assembled in South Carolina.

R. Arthur “Art” Seaver, Jr. has served as the Chief Executive Officer of our Company and our Bank since 1999. He has over 35 years of banking experience. From 1986 until 1992, Mr. Seaver held various positions with The Citizens & Southern National Bank of South Carolina. From 1992 until February 1999, he was with Greenville National Bank, which was acquired by Regions Bank in 1998. He was the Senior Vice President in lending and was also responsible for managing Greenville National Bank’s deposit strategies prior to leaving to form the Bank. Mr. Seaver is a 1986 graduate of Clemson University with a bachelor’s degree in Financial Management and a 1999 graduate of the BAI Graduate School of Community Bank Management.

Calvin C. Hurst has served as Chief Banking Officer of our Company and our Bank since March 2019 and as President since August 2022. Mr. Hurst has over 15 years of banking experience. From 2006 to 2008, Mr. Hurst served as a commercial underwriter for RBC Bank, and from 2008 to 2015 he served as commercial relationship manager for PNC Bank. Before joining Southern First, Mr. Hurst served as regional vice president for TD Bank. Mr. Hurst is a 2005 graduate of Furman University, with a Bachelor’s degree in Business Administration and Economics.

D. Andrew Borrmann has served as an Executive Vice President and the Chief Financial Officer of our Company and our Bank since April 2023. From August 2021 to February 2023, Mr. Borrmann was employed with Colony Bank where he served most recently as Chief Financial Officer and Chief Strategy Officer. Prior to Colony Bank, Mr. Borrmann worked at SouthCrest Bank as Chief Financial Officer for 10 years until it merged with Colony Bank in August 2021. Mr. Bormann has further experience as a bank analyst and raising capital in the community banking industry. Mr. Borrmann is a 1996 graduate of Arizona State University with a degree in Finance. On February 27, 2024, the Company announced Mr. Borrmann was resigning effective March 29, 2024.

William M. Aiken, III has served as a Senior Executive Vice President and Chief Risk officer of our Company and our Bank since 2021 and previously served as an executive credit risk officer since 2020. He has over 25 years in the banking industry. Mr. Aiken has served in various roles at several banks during his career including most recently as a Chief Commercial Credit officer at a regional bank. He is a 1996 graduate of Clemson University, with a degree in Financial Management.

Silvia T. King has served as Chief Human Resources Officer of our Company and our Bank since March 2018. Ms. King has over 20 years of Human Resources leadership experience. From 2003 to 2009, Ms. King served in various human resource and senior management roles with Monsanto Company and Select Comfort Corporation. From 2009 to 2016, Ms. King served as senior human resources consultant for FGP International, a professional staffing firm in Greenville, South Carolina, and most recently as a human resources instructor with e-Cornell University. Ms. King holds degrees in Psychology and International Marketing from Clemson University and a Master of Human Resources degree from the University of South Carolina.

In addition to Messrs. Seaver, Hurst, Borrmann, Aiken and Ms. King, our executive management team consists of 14 individuals who bring an average of 28 years of experience in the banking industry.

The management team is complemented by our dedicated board of directors with extensive local market knowledge and a wide range of experience including accounting, business, banking, manufacturing, insurance, management and finance. We believe that our management’s and board’s incentives are closely aligned with our shareholders through the ownership of a substantial amount of our stock. As of December 31, 2023, our executive officers and board of directors owned an aggregate of 646,142 shares of our common stock, including options to purchase shares of our common stock, which represented approximately 8.00% of the fully-diluted amount of our common stock outstanding. We believe that

 7  

our officers’ and directors’ experience and local market knowledge are valuable assets and will enable them to guide us successfully in the future.

In addition, we believe that we have assembled a group of highly talented employees by being an employer of choice in the markets we serve. We employed a total of 296 FTE employees as of December 31, 2023. Our employees are skilled in the areas of banking, information technology, management, sales, advertising and marketing, among others. We strive to provide an “umbrella for great talent,” characterized by a culture of transparency and collaboration which permeates all levels of the organization. To drive our culture of transparency and collaboration, our employees engage in a series of weekly meetings to understand the goals and plan for each week. These meetings are intended to remind our employees of our vision, strategy and ClientFIRST service, and provide our employees with information regarding monthly and quarterly goals and client or prospect needs. In addition, each week is started with a meeting of all Senior and Executive Vice Presidents so that all team members are informed on the latest developments of our Company. Our employees and their ClientFIRST approach to service have been instrumental to our success.

Our Business Strategy

We are focused on growing business relationships and building core deposits, profitable loans and noninterest income. We believe that we have built a dynamic franchise that meets the financial needs of our clients by providing an array of personalized products and services delivered by seasoned banking professionals with knowledge of our local markets. Our overall strategic goal is to provide the highest level of service to our clients while achieving high-performance metrics within the community banking market that drive franchise and shareholder value. Our specific business strategies include:

Focus on Profitable and Efficient Growth. Our executive management team and board of directors are dedicated to producing profits and returns for our shareholders. We actively manage the mix of assets and liabilities on our balance sheet to optimize our net interest margin while also maintaining expense controls and developing noninterest income streams. By continually striving to build a well-structured balance sheet, we seek to increase profitability and improve our return on average assets, return on average equity and efficiency ratio. We believe that, as the economy continues to improve, our focus on maximizing our net interest margin and minimizing our efficiency ratio while maintaining credit quality controls will translate into continued and improved profitability and shareholder returns. We are committed to enhancing these levels of profitability by focusing on our core competencies of commercial lending and core deposit gathering. We believe that we have the infrastructure currently in place, such as technology, support staff and administration, to support expansion with limited associated noninterest expense increases.

Provide a Distinctive Client Experience. Our markets have been subject to consolidation of local community banks primarily by larger, out-of-state financial institutions. We believe there is a large client base in our markets that prefers doing business with a local institution and may be dissatisfied with the service offered by national and larger regional banks. We believe that the exceptional level of professional service provided to our clients as a result of our ClientFIRST model provides us with a distinct competitive advantage over our local competitors. We also believe that technology innovation will continue to play a critical role in retaining clients and winning new business. We believe that our current mobile banking, on-line banking and cash management offerings are industry-leading solutions amongst community banks. During 2023, 68% of deposits were acquired through our office network, 24% came through the commercial remote deposit capture channel and the remaining 8% came through consumer mobile deposits. We believe that the volume in remote deposit capture and mobile deposit channels will continue to increase over time as more clients become acquainted with the convenience these services provide. By delivering superior professional service through our ClientFIRST model, coupled with our deep understanding of our markets and our commitment to providing the latest technology solutions to meet our clients’ banking needs, we believe that we can attract new clients and expand our total loans and deposits.

Maintain a Rigorous Risk Management Infrastructure. As we grow, one of our top priorities is to continue to build a robust enterprise risk management infrastructure. We believe effective risk management requires a culture of risk management and governance throughout the Company. The legislative and regulatory landscape continues to quickly evolve, so we are continually performing risk assessments throughout the organization and re-allocating resources where appropriate. We will continue to add new resources and technology investments to help enhance all of our risk management processes throughout the Bank. Our risk management success is exemplified by our historic credit risk management and disciplined underwriting practices, which have enabled us to successfully grow our balance sheet while maintaining strong credit quality metrics. We do not reduce our credit standards or pricing discipline to generate new loans. In addition, we are heavily focused on compliance risk and cybersecurity risk, as both of these risks have increased since our inception. Our management team continually analyzes emerging fraud and security risks and utilizes tools, strategies and policies to manage risk while delivering an optimal and appropriate client experience. We believe our risk management structure allows our board and senior management to maintain effective oversight of our risks to ensure

 8  

that our personnel are following prudent and appropriate risk management practices resulting in strong loan quality and minimal credit losses.

Attract Talented Banking Professionals With A “ClientFIRST” Focus. We believe that our ability to attract and retain banking professionals with strong community relationships and significant knowledge of our markets will continue to drive our success and grow our business in an efficient manner. By focusing on experienced, established bankers who deliver exceptional client service through our ClientFIRST model, we believe we can enhance our market position and add profitable growth opportunities. We believe that the strength of our exceptional client service and relationship banking approach will continue to help us attract these established bankers. In recent years, we have invested in our internal infrastructure, including support and back office personnel, and we believe that we can continue to add experienced frontline bankers to our existing markets, which will drive our efficient growth.

We will continue to expand our franchise, but only in a controlled manner and as permitted by our regulators. We may choose to open new locations, but only after rigorous due diligence and substantial quantitative analysis regarding the financial and capital impacts of such investments. We may also seek to enter new metropolitan markets contiguous to, or nearby, our current South Carolina footprint, such as our recently opened expansions in Greensboro and Charlotte, North Carolina, but only after careful study and the identification and vetting of a local, senior level banking team with significant experience and reputational strength in that market and receipt of any applicable regulatory approvals. We have not yet supplemented our historic strategy of organic deposit and loan growth with traditional mergers or acquisitions. We evaluate potential acquisition opportunities that we believe would be complementary to our business as part of our growth strategy. However, we have not yet identified any specific acquisition opportunity that meets our strict requirements and do not have any immediate plans, arrangements or understandings relating to any acquisition. Furthermore, we do not believe an acquisition is necessary to successfully drive our growth and execute our ClientFIRST model.

Lending Activities

General. We offer a full complement of loan services to businesses and individuals. This includes commercial, real estate, and consumer loans. Our underwriting standards vary for each type of loan, as described below. Because loans typically provide higher interest yields than other types of interest-earning assets, we invest a substantial percentage of our earning assets in our loan portfolio. At December 31, 2023, we had net loans of $3.56 billion, representing 87.8% of our total assets.

We focus our lending to businesses and individuals that reside in the markets that we serve. By focusing on this client base and by serving each client with a consistent relationship team of bankers, we have generated a loan portfolio with larger average loan amounts than we believe is typical for a community bank. As of December 31, 2023, our average loan size was approximately $375,000. At the same time, we have strived to maintain a diversified loan portfolio and limit the amount of our loans to any single client. As of December 31, 2023, our ten largest client loan relationships represented approximately $314.1 million, or 8.72%, of our loan portfolio.

In October 2023, we announced the opening of the Dream Mortgage Center in Columbia, South Carolina. The Dream Mortgage Center is a loan production center designed to create space for opportunities for homebuyer education, community events, and mortgage lending experts equipped with a variety of loan products.

Loan Approval. Certain credit risks are inherent in making loans. These include prepayment risks, risks resulting from uncertainties in the future value of collateral, risks resulting from changes in economic and industry conditions, and risks inherent in dealing with individual borrowers. We attempt to mitigate repayment risks by adhering to internal credit policies and procedures. These policies and procedures include officer and client lending limits, a multi-layered approval process for larger loans, documentation examination, and follow-up procedures for any exceptions to credit policies. Our loan approval policies provide for various levels of officer lending authority. When the amount of aggregate loans to a single borrower exceeds an individual officer’s lending authority, the loan request will be considered for approval by a team of officers led by a senior lender, or by the voting members of the Credit Approval Support Team (“CAST”) committee, based on the loan amount. The CAST committee, which is comprised of a group of our senior commercial lenders, senior credit administrators, chief risk officer, president, and chief executive officer, has pre-determined lending limits, and any loans in excess of this lending limit will be submitted for approval by our full board. We do not make any loans to any director or executive officer of the Bank unless the loan is approved by the board of directors of the Bank and all loans to directors, officers and employees are on terms not more favorable to such person than would be available to a person not affiliated with the Bank, consistent with federal banking regulations.

Management monitors exposure to credit risk from potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, as well as concentrations of lending products and practices such as loans

 9  

that subject borrowers to substantial payment increases (e.g., principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. These types of loans are subject to strict underwriting standards and are more closely monitored than a loan with a low loan-to-value ratio. Furthermore, there are industry practices that could subject us to increased credit risk should economic conditions change over the course of a loan’s life. For example, we make variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). The various types of loans are individually underwritten and monitored to manage the associated risks.

Credit Administration and Loan Review. We maintain a continuous loan review system. We also apply a credit grading system to each loan, and we use an independent process to review the loan files on a test basis to assess the grading of each loan. We periodically review performance benchmarks established by management in the areas of nonperforming assets, charge-offs, past dues, and loan documentation. Each loan officer is responsible for each loan he or she makes, regardless of whether other individuals or committees joined in the approval. This responsibility continues until the loan is repaid or until the loan is officially assigned to another officer.

Lending Limits. Our lending activities are subject to a variety of lending limits imposed by federal and state laws and regulations. In general, the Bank is subject to a legal limit on loans to a single borrower equal to 15% of the Bank’s capital and unimpaired surplus. Based upon the capitalization of the Bank at December 31, 2023, the maximum amount we could lend to one borrower was $58.5 million. However, to mitigate concentration risk, our internal lending limit at December 31, 2023 was $41.0 million and may vary based on our assessment of the lending relationship. The board of directors will adjust the internal lending limit as deemed necessary to continue to mitigate risk and serve our clients. The Bank’s legal lending limit will increase or decrease in response to increases or decreases in the Bank’s level of capital. We are able to sell participations in our larger loans to other financial institutions, which allow us to manage the risk involved in these loans and to meet the lending needs of our clients requiring extensions of credit in excess of these limits.

Loan Portfolio Segments. Our loan portfolio is comprised of commercial and consumer loans made to small businesses and individuals for various business and personal purposes. While our loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers, the principal component of our loan portfolio is loans secured by real estate mortgages on either commercial or residential property. These loans will generally fall into one of the following six categories: commercial owner occupied real estate, commercial non-owner occupied real estate, commercial construction, consumer real estate, consumer construction, and home equity loans. We obtain a security interest in real estate whenever possible, in addition to any other available collateral, in order to increase the likelihood of the ultimate repayment of the loan. At December 31, 2023, loans secured by first or second mortgages on commercial and consumer real estate made up approximately 84.8% of our loan portfolio. In addition to loans secured by real estate, our loan portfolio includes commercial business loans and other consumer loans which comprised 13.9% and 1.4%, respectively, of our total loan portfolio at December 31, 2023.

Interest rates for all real estate loan categories may be fixed or adjustable, and will more likely be fixed for shorter-term loans. We generally charge an origination fee for each loan which is taken into income over the life of the loan as an adjustment to the loan yield. Other loan fees consist primarily of late charge fees. Real estate loans are subject to the same general risks as other loans and are particularly sensitive to fluctuations in the value of real estate. Fluctuations in the value of real estate, as well as other factors arising after a loan has been made, could negatively affect a borrower’s cash flow, creditworthiness, and ability to repay the loan. Although, the loans are collateralized by real estate, the primary source of repayment may not be the sale of real estate.

The following describes the types of loans in our loan portfolio.

  ● Commercial Real Estate Loans (Commercial Owner Occupied and Commercial Non-owner Occupied Real Estate Loans). At December 31, 2023, commercial owner occupied and non-owner occupied real estate loans (other than construction loans) amounted to $1.57 billion, or 43.7% of our loan portfolio. Of our commercial real estate loan portfolio, $942.5 million in loans were non-owner occupied properties, representing 42.4% of our commercial loan portfolio and 26.2% of our total loan portfolio. The remainder of our commercial real estate loan portfolio, $631.7 million in loans or 28.4% of the commercial loan portfolio, were owner occupied. Owner occupied loans represented 17.5% of our total loan portfolio. At December 31, 2023, our individual commercial real estate loans ranged in size from approximately $15,000 to $21.0 million, with an average loan size of approximately $850,000. These loans generally have terms of five years or less, although payments may be structured on a longer amortization basis. We evaluate each borrower on an individual basis and attempt to determine the business risks and credit profile of each borrower. We attempt to reduce credit risk in the commercial real estate portfolio by emphasizing loans on owner-occupied office and retail buildings where the loan-to-value ratio, established by independent appraisals, does not exceed 85%. We also generally require that
 10  
    a borrower’s cash flow exceeds 115% of monthly debt service obligations. As of December 31, 2023, $215.9 million, or 6.0% of our total loan portfolio, was collateralized by office properties, $173.9 million, or 4.8%, was collateralized by retail properties, $146.3 million, or 4.1%, was collateralized by hotels, and $100.4 million, or 2.8% was collateralized by multifamily properties. In order to seek to ensure secondary sources of payment and liquidity to support a loan request, we typically review all of the personal financial statements of the principal owners and require their personal guarantees.
     
  ● Construction Real Estate Loans. We offer adjustable and fixed rate construction real estate loans for commercial and consumer projects, typically to builders and developers and to consumers who wish to build their own homes. At December 31, 2023, total commercial and consumer construction loans amounted to $214.0 million, or 5.9% of our loan portfolio. Commercial construction loans represented $150.7 million, or 4.2%, of our total loan portfolio, while consumer construction loans represented $63.3 million, or 1.7% of our total loan portfolio. At December 31, 2023, our commercial construction real estate loans ranged in size from approximately $15,000 to $13.0 million, with an average loan balance of approximately $2.1 million. At December 31, 2023, our consumer or residential construction loans ranged in size from approximately $18,000 to $3.2 million, with an average loan size of approximately $705,000. The duration of our construction loans generally is limited to 18 months, although payments may be structured on a longer amortization basis. Commercial construction loans generally carry a higher degree of risk than long-term financing of existing properties because repayment depends on the ultimate completion of the project and sometimes on the sale of the property. Specific risks include:
  ● cost overruns;
     
  ● mismanaged construction;
     
  ● inferior or improper construction techniques;
     
  ● economic changes or downturns during construction;
     
  ● a downturn in the real estate market;
     
  ● rising interest rates which may prevent sale of the property; and
     
  ● failure to sell completed projects in a timely manner.
    We attempt to reduce the risk associated with construction loans by obtaining personal guarantees where possible and by keeping the loan-to-value ratio of the completed project at or below 80%.
     
  ● Commercial Business Loans. We make loans for commercial purposes in various lines of businesses, including the manufacturing, service industry, and professional service areas. At December 31, 2023, commercial business loans amounted to $500.2 million, or 13.9% of our loan portfolio, and ranged in size from approximately $1,000 to $12.4 million, with an average loan size of approximately $282,000. Commercial loans are generally considered to have greater risk than first or second mortgages on real estate because commercial loans may be unsecured, or if they are secured, the value of the collateral may be difficult to assess and more likely to decrease than real estate.
     
    We are eligible to offer small business loans utilizing government enhancements such as the Small Business Administration’s (“SBA”) 7(a) program and SBA’s 504 programs. These loans typically are partially guaranteed by the government, which helps to reduce their risk. Government guarantees of SBA loans do not exceed, and are generally less than, 80% of the loan. As of December 31, 2023, we had originated seven loans utilizing government enhancements and over 30 loans engaged in state-based small business partnerships.
     
  ● Consumer Real Estate Loans and Home Equity Loans. At December 31, 2023 consumer real estate loans (other than construction loans) amounted to $1.27 billion, or 35.1% of our loan portfolio. Included in the consumer real estate loans was $1.08 billion, or 30.0% of our loan portfolio, in first and second mortgages on individuals’ homes, while home equity loans represented $183.0 million, or 5.1% of our total loan portfolio. At December 31, 2023, our individual residential real estate loans ranged in size from $3,000 to $5.6 million, with an average loan size of approximately $472,000. Generally, we limit the loan-to-value ratio on our consumer real estate loans to 85%. We offer fixed and adjustable rate consumer real estate loans with terms of up to 30 years. We also offer home equity lines of credit. At December 31, 2023, our individual home equity lines of credit ranged in size from $1,000 to $1.8 million, with an average of approximately $86,000. Our underwriting criteria and the risks associated with home equity loans and lines of credit are generally the same as those for first mortgage loans. Home equity lines of credit typically have terms of ten years or less. We generally limit the extension of credit to 90% of the market value of each property, although we may extend up to 100% of the market value.
 11  
  ● Other Consumer Loans. We make a variety of loans to individuals for personal and household purposes, including secured and unsecured installment loans and revolving lines of credit. These consumer loans are underwritten based on the borrower’s income, current debt level, past credit history, and the availability and value of collateral. Consumer rates are both fixed and variable, with negotiable terms. At December 31, 2023, consumer loans other than real estate amounted to $48.8 million, or 1.4% of our loan portfolio, and ranged in size from $1,000 to $17.2 million, with an average loan size of approximately $35,000. Our installment loans typically amortize over periods up to 60 months. We will offer consumer loans with a single maturity date when a specific source of repayment is available. We typically require monthly payments of interest and a portion of the principal on our revolving loan products. Consumer loans are generally considered to have greater risk than first or second mortgages on real estate because they may be unsecured, or, if they are secured, the value of the collateral may be difficult to assess and more likely to decrease in value than real estate.

Deposit Services

Our principal source of funds is core deposits. We offer a full range of deposit services, including checking accounts, commercial checking accounts, savings accounts, and other time deposits of various types, ranging from daily money market accounts to long-term certificates of deposit. At December 31, 2023, we had $379.4 million in out-of-market, or wholesale, certificates of deposits. In an effort to obtain lower cost deposits, we have focused on expanding our retail deposit program. We currently have 12 retail offices which assist us in obtaining low cost transaction accounts that are less affected by rising rates. Deposit rates are reviewed regularly by our senior management. We believe that the rates we offer are competitive with those offered by other financial institutions in our area. We focus on client service and our ClientFIRST culture to attract and retain deposits.

Other Banking Services

In addition to deposit and loan services, we offer other bank services such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment and mobile banking services. We earn fees for most of these services, including debit and credit card transactions, sales of checks, and wire transfers. We also receive ATM transaction fees from transactions performed by our clients. We are associated with the NYCE, Pulse, STAR, and Cirrus networks, which are available to our clients throughout the country. Since we outsource our ATM services, we are charged related transaction fees from our ATM service provider. We have contracted with Fidelity National Information Systems, an outside computer service company, to provide our core data processing services and our ATM processing. By outsourcing these services, we believe we are able to reduce our overhead by matching the expense in each period to the transaction volume that occurs during the period, as a significant portion of the fee charged is directly related to the number of loan and deposit accounts and the related number of transactions we have during the period. We believe that by being associated with a shared network of ATMs, we are better able to serve our clients and are able to attract clients who are accustomed to the convenience of using ATMs, although we do not believe that maintaining this association is critical to our success. We also offer Internet banking services, bill payment services, and cash management and mobile banking services.

Competition

The banking business is highly competitive, and we experience competition in our market from many other financial institutions. Competition among financial institutions is based upon interest rates offered on deposit accounts, interest rates charged on loans, other credit and service charges relating to loans, the quality and scope of the services rendered, the convenience of banking facilities, and, in the case of loans to commercial borrowers, relative lending limits. We compete with commercial banks, credit unions, savings and loan associations, mortgage banking firms, consumer finance companies, securities brokerage firms, insurance companies, money market funds, and other mutual funds, as well as other super-regional, national, and international financial institutions that operate offices in Greenville, Columbia and Charleston, South Carolina; Charlotte, Raleigh and Greensboro, North Carolina; Atlanta, Georgia and elsewhere.

As of June 30, 2023, the most recent date for which market data is available, there were 39 financial institutions in our primary market of Greenville County, 26 financial institutions in the Columbia market, 35 financial institutions in the Charleston market, 36 financial institutions in the Raleigh market, 24 financial institutions in the Greensboro market, 49 financial institutions in the Charlotte market, and 82 financial institutions in the Atlanta market. We compete with other financial institutions in our market areas both in attracting deposits and in making loans. In addition, we have to attract our client base from other existing financial institutions and from new residents. Many of our competitors are well-established, larger financial institutions with substantially greater resources and lending limits, such as, Bank of America, Wells Fargo, and Truist. These institutions offer some services, such as extensive and established branch networks and trust services that we do not provide. In addition, many of our non-bank competitors are not subject to the same extensive

 12  

federal regulations that govern bank holding companies and federally insured banks. We believe the financial services industry will likely continue to become more competitive as further technological advances enable more financial institutions to provide expanded financial services without having a physical presence in our markets. Because larger competitors have advantages in attracting business from larger corporations, we do not generally compete for that business. Instead, we concentrate our efforts on attracting the business of individuals and small and medium-size businesses. With regard to such accounts, we generally compete on the basis of client service and responsiveness to client needs, the convenience of our offices and hours, and the availability and pricing of our products and services.

We believe our commitment to quality and personalized banking services through our ClientFIRST culture is a factor that contributes to our competitiveness and success.

Employees

At December 31, 2023, we employed a total of 296 full-time equivalent employees. We provide our full-time employees and certain part-time employees with a comprehensive program of benefits, including medical benefits, life insurance, long-term disability coverage and a 401(k) plan. Our employees are not represented by a collective bargaining agreement. Management considers its employee relations to be excellent.

Available Information

We file Annual Reports on Form 10-K, Quarterly Reports on Form 10-Q, and Current Reports on Form 8-K with the SEC which are accessible electronically at the SEC’s website at www.sec.gov. We maintain an Internet website at www.southernfirst.com where these reports can also be accessed free of charge. No information contained on our website is intended to be included as part of, or incorporated by reference into, this Annual Report on Form 10-K.

SUPERVISION AND REGULATION

Both the Company and the Bank are subject to extensive state and federal banking laws and regulations that impose specific requirements or restrictions on and provide for general regulatory oversight of virtually all aspects of our operations. These laws and regulations are generally intended to protect depositors, not shareholders. Changes in applicable laws or regulations may have a material effect on our business and prospects.

The following discussion is not intended to be a complete list of all the activities regulated by the banking laws or of the impact of such laws and regulations on our operations. It is intended only to briefly summarize some material provisions. The following summary is qualified by reference to the statutory and regulatory provisions discussed.

Legislative and Regulatory Developments

Although the 2008 financial crisis has now passed, two legislative and regulatory responses – the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) and the Basel III-based capital rules – will continue to have an impact on our operations.

In addition, newer regulatory developments implemented in response to the COVID-19 pandemic, including the Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) and the Consolidated Appropriations Act, 2021, which enhanced and expanded certain provisions of the CARES Act, have had and will continue to have an impact on our operations.

The Dodd-Frank Wall Street Reform and Consumer Protection Act

The Dodd-Frank Act was signed into law in July 2010 and impacts financial institutions in numerous ways, including:

  ● The creation of a Financial Stability Oversight Council responsible for monitoring and managing systemic risk,
     
  ● Granting additional authority to the Board of Governors of the Federal Reserve (the “Federal Reserve”) to regulate certain types of nonbank financial companies,
     
  ● Granting new authority to the FDIC as liquidator and receiver,
     
  ● Changing the manner in which deposit insurance assessments are made,
     
  ● Requiring regulators to modify capital standards,
     
  ● Establishing the Consumer Financial Protection Bureau (the “CFPB”),
     
  ● Capping interchange fees that banks charge merchants for debit card transactions,
     
  ● Imposing more stringent requirements on mortgage lenders, and
 13  
  ● Limiting banks’ proprietary trading activities.

There are many provisions in the Dodd-Frank Act mandating regulators to adopt new regulations and conduct studies upon which future regulation may be based. While some have been issued, many remain to be issued. Governmental intervention and new regulations could materially and adversely affect our business, financial condition and results of operations.

The Economic Growth, Regulatory Relief, and Consumer Protection Act

On May 24, 2018, President Trump signed into law the first major financial services reform bill since the enactment of the Dodd-Frank Act. The Economic Growth, Regulatory Relief, and Consumer Protection Act (the “Reform Law”) modified or eliminated certain requirements on community and regional banks and nonbank financial institutions. For instance, under the Reform Act and related rule making:

  ● banks that have less than $10 billion in total consolidated assets and total trading assets and trading liabilities of less than five percent of total consolidated assets is excluded from Section 619 of the Dodd-Frank Act, known as the “Volcker Rule”, which prohibits “proprietary trading” and the ownership or sponsorship of private equity or hedge funds that are referred to as “covered funds”;
     
  ● the asset threshold for bank holding companies to qualify for treatment under the “Small Bank Holding Company and Savings and Loan Holding Company Policy Statement” was raised from $1 billion to $3 billion, which exempts these institutions from certain regulatory requirements including the Basel III capital rules;
     
  ● a “community bank leverage ratio” was adopted, which is applicable to certain banks and bank holding companies with total assets of less than $10 billion (as described below under “Basel Capital Standards”); and
     
  ● banks with up to $3 billion in total consolidated assets may be examined by their federal banking regulator every 18 months (as opposed to every 12 months). 

Basel Capital Standards

Regulatory capital rules known as Basel III impose minimum capital requirements for bank holding companies and banks. The Basel III rules apply to all national and state banks and savings and loan associations regardless of size and bank holding companies and savings and loan holding companies other than “small bank holding companies,” generally holding companies with consolidated assets of less than $3 billion. More stringent requirements are imposed on “advanced approaches” banking organizations-those organizations with $250 billion or more in total consolidated assets, $10 billion or more in total foreign exposures, or that have opted into the Basel II capital regime.

The Basel III rules require the Company and the Bank to maintain the following minimum capital requirements:

  ● a common equity Tier 1 (“CET1”) risk-based capital ratio of 4.5%;
     
  ● a Tier 1 risk-based capital ratio of 6%;
     
  ● a total risk-based capital ratio of 8%; and
     
  ● a leverage ratio of 4%.

Under Basel III, Tier 1 capital includes two components: CET1 capital and additional Tier 1 capital. The highest form of capital, CET1 capital, consists solely of common stock (plus related surplus), retained earnings, accumulated other comprehensive income, otherwise referred to as AOCI, and limited amounts of minority interests that are in the form of common stock. Additional Tier 1 capital is primarily comprised of noncumulative perpetual preferred stock, Tier 1 minority interests and grandfathered trust preferred securities (as discussed below). Tier 2 capital generally includes the allowance for credit losses up to 1.25% of risk-weighted assets, qualifying preferred stock, subordinated debt and qualifying tier 2 minority interests, less any deductions in Tier 2 instruments of an unconsolidated financial institution. Cumulative perpetual preferred stock is included only in Tier 2 capital, except that the Basel III rules permit bank holding companies with less than $15 billion in total consolidated assets to continue to include trust preferred securities and cumulative perpetual preferred stock issued before May 19, 2010 in Tier 1 Capital (but not in CET1 capital), subject to certain restrictions. AOCI is presumptively included in CET1 capital and often would operate to reduce this category of capital. When implemented, Basel III provided a one-time opportunity at the end of the first quarter of 2015 for covered banking organizations to opt out of much of this treatment of AOCI. We made this opt-out election and, as a result, retained our pre-existing treatment for AOCI.

In addition, in order to avoid restrictions on capital distributions or discretionary bonus payments to executives, under Basel III, a banking organization must maintain a 2.5% “capital conservation buffer” on top of its minimum risk-based capital requirements. This buffer must consist solely of CET1 capital, but the buffer applies to all three risk-based measurements (CET1, Tier 1 capital and total capital). The 2.5% capital conservation buffer effectively results in the

 14  

following minimum capital ratios (taking into account the capital conservation buffer): (i) a CET1 capital ratio of 7.0%, (ii) a Tier 1 risk-based capital ratio of 8.5%, and (iii) a total risk-based capital ratio of 10.5%.

Proposed new rules for U.S. implementation of capital requirements under Basel IV rules, more recently referred to as the “Basel III Endgame”, were issued by the U.S. federal banking agencies on July 27, 2023. These proposed rules include broad-based changes to the risk-weighting framework for various credit exposures and operational risk capital requirements. However, the proposed rules generally apply only to large banking organizations with total assets of $100 billion or more, and are expected to not be applicable to us.

As part of its response to the impact of the COVID-19 pandemic, in the first quarter of 2020, U.S. federal regulatory authorities issued an interim final rule that provided banking organizations that adopted the credit impairment model, the Current Expected Credit Loss, or CECL, during the 2020 calendar year with the option to delay for two years the estimated impact of CECL on regulatory capital relative to regulatory capital determined under the prior incurred loss methodology, followed by a three-year transition period to phase out the aggregate amount of the capital benefit provided during the initial two-year delay (i.e., a five-year transition in total). In connection with our adoption of CECL on January 1, 2022, we did not elect to utilize the five-year CECL transition.

In November 2019, the federal banking regulators published final rules under the Reform Law (discussed above) implementing a simplified measure of capital adequacy for certain banking organizations that have less than $10 billion in total consolidated assets. Under the final rules, which went into effect on January 1, 2020, depository institutions and depository institution holding companies that have less than $10 billion in total consolidated assets and meet other qualifying criteria, including a leverage ratio of greater than 9%, off-balance-sheet exposures of 25% or less of total consolidated assets and trading assets plus trading liabilities of 5% or less of total consolidated assets, are deemed “qualifying community banking organizations” and are eligible to opt into the “community bank leverage ratio framework.” A qualifying community banking organization that elects to use the community bank leverage ratio framework and that maintains a leverage ratio of greater than 9% is considered to have satisfied the generally applicable risk-based and leverage capital requirements under the Basel III rules and, if applicable, is considered to have met the “well capitalized” ratio requirements for purposes of its primary federal regulator’s prompt corrective action rules, discussed below. We do not have any immediate plans to elect to use the community bank leverage ratio framework but may make such an election in the future.

As of December 31, 2023, the Bank was well-capitalized, as defined by FDIC regulations. As of December 31, 2023, the Company had regulatory capital in excess of the Federal Reserve’s requirements and met the Basel III rule requirements to be well-capitalized.

Acquisition Activity

The primary purpose of a bank holding company is to control and manage banks. The BHCA generally requires the prior approval of the Federal Reserve for any merger involving a bank holding company or any acquisition by a bank holding company of another bank or bank holding company. In addition, the prior approval of the FDIC is required for a bank to merge with another bank or purchase the assets or assume the deposits of another bank. In determining whether to approve a proposed bank acquisition, federal bank regulators will consider, among other factors, the effect of the acquisition on competition, the public benefits expected to be received from the acquisition, the projected capital ratios and levels on a post-acquisition basis, and the acquiring institution’s record of addressing the credit needs of the communities it serves, including the needs of low and moderate income neighborhoods, consistent with the safe and sound operation of the bank, under the Community Reinvestment Act (“CRA”).

On July 9, 2021, President Biden issued an Executive Order on Promoting Competition in the American Economy. Among other initiatives, the Executive Order encouraged the federal banking agencies to review their current merger oversight practices under the BHCA and the Bank Merger Act and adopt a plan for revitalization of such practices. In December 2021, the U.S. Department of Justice (“DOJ”) (in consultation with the Federal Reserve, the Office of the Comptroller of the Currency (the “OCC”), and FDIC announced that it was seeking additional public comments on whether and how the DOJ should revise the 1995 Bank Merger Competitive Review Guidelines. The comment period closed on February 15, 2022. In March 2022, the FDIC published a Request for Information seeking information and comments regarding the laws, practices, rules, regulations, guidance, and statements of policy that apply to merger transactions involving one or more insured depository institutions, including the merger between an insured depository institution and a noninsured institution. In a May 2022 speech, the acting head of the OCC announced that he had asked his staff to work with DOJ and other federal banking agencies to review the agency’s frameworks to analyze bank mergers. In May 2022, the CFPB announced the establishment of an Office of Competition and Innovation. Additionally, the Federal Trade Commission and DOJ jointly released the 2023 Draft Merger Guidelines for public comment to strengthen the agencies’ oversight over mergers that would violate the federal antitrust laws. If adopted as proposed in draft form, the Merger Guidelines would

 15  

substantially modify the existing regulatory framework for merger enforcement. It is not yet clear what effect, if any, the draft Merger Guidelines will have on the federal banking agencies as they consider revising the requirements for mergers involving banks and bank holding companies. On January 29, 2024, the OCC released a notice of proposed rulemaking to (i) amend its existing procedural regulation that provides for expedited review of a limited set of business combinations involving a national bank or federal savings association and (ii) adopt a new policy statement summarizing the OCC’s substantive approach to evaluating Bank Merger Act applications. Comments on the OCC notice of proposed rulemaking are due no later than 60 days following publication of the proposal in the Federal Register.

There are many steps that must be taken by the agencies before any final changes to the framework for evaluating bank mergers can be implemented and the prospects for such action continue to be uncertain at this time; however, the adoption of more expansive or prescriptive standards may have an impact on any acquisition activities.

Proposed Legislation and Regulatory Action

From time to time, various legislative and regulatory initiatives are introduced in Congress and state legislatures, as well as by regulatory agencies. Such initiatives may include proposals to expand or contract the powers of bank holding companies and depository institutions or proposals to substantially change the financial institution regulatory system. Such legislation could change banking statutes and the operating environment of the Company in substantial and unpredictable ways. If enacted, such legislation could increase or decrease the cost of doing business, limit or expand permissible activities or affect the competitive balance among banks, savings associations, credit unions, and other financial institutions. We cannot predict whether any such legislation will be enacted, and, if enacted, the effect that it, or any implementing regulations, would have on the financial condition or results of operations of the Company. A change in statutes, regulations or regulatory policies applicable to the Company or the Bank could have a material effect on the business of the Company.

Southern First Bancshares, Inc.

We own 100% of the outstanding capital stock of the Bank, and therefore we are considered to be a bank holding company under the federal Bank Holding Company Act of 1956. As a result, we are primarily subject to the supervision, examination and reporting requirements of the Federal Reserve under the BHCA and its regulations promulgated thereunder. Moreover, as a bank holding company of a bank located in South Carolina, we also are subject to the South Carolina Banking and Branching Efficiency Act.

Permitted Activities. Under the BHCA, a bank holding company is generally permitted to engage in, or acquire direct or indirect control of more than 5% of the voting shares of any company engaged in, the following activities:

  ● banking or managing or controlling banks;
     
  ● furnishing services to or performing services for our subsidiaries; and
     
  ● any activity that the Federal Reserve determines to be so closely related to banking as to be a proper incident to the business of banking.

Activities that the Federal Reserve has found to be so closely related to banking as to be a proper incident to the business of banking include:

  ● factoring accounts receivable;
     
  ● making, acquiring, brokering or servicing loans and usual related activities;
     
  ● leasing personal or real property;
     
  ● operating a non-bank depository institution, such as a savings association;
     
  ● trust company functions;
     
  ● financial and investment advisory activities;
     
  ● conducting discount securities brokerage activities;
     
  ● underwriting and dealing in government obligations and money market instruments;
     
  ● providing specified management consulting and counseling activities;
     
  ● performing selected data processing services and support services;
     
  ● acting as agent or broker in selling credit life insurance and other types of insurance in connection with credit transactions; and
     
  ● performing selected insurance underwriting activities.
 16  

As a bank holding company we also can elect to be treated as a “financial holding company,” which would allow us to engage in a broader array of activities. In summary, a financial holding company can engage in activities that are financial in nature or incidental or complimentary to financial activities, including insurance underwriting, sales and brokerage activities, providing financial and investment advisory services, underwriting services and limited merchant banking activities. We have not sought financial holding company status, but may elect such status in the future as our business matures. If we were to elect financial holding company status, each insured depository institution we control would have to be well capitalized, well managed and have at least a satisfactory rating under the CRA as discussed below.

The Federal Reserve has the authority to order a bank holding company or its subsidiaries to terminate any of these activities or to terminate its ownership or control of any subsidiary when it has reasonable cause to believe that the Bank holding company’s continued ownership, activity or control constitutes a serious risk to the financial safety, soundness or stability of it or any of its bank subsidiaries.

Change in Control. Two statutes, the BHCA and the Change in Bank Control Act, together with regulations promulgated under them, require some form of regulatory review before any company may acquire “control” of a bank or a bank holding company. Under the BHCA, control is deemed to exist if a company acquires 25% or more of any class of voting securities of a bank holding company; controls the election of a majority of the members of the board of directors; or exercises a controlling influence over the management or policies of a bank or bank holding company. On January 30, 2020, the Federal Reserve issued a final rule (which became effective September 30, 2020) that clarified and codified the Federal Reserve’s standards for determining whether one company has control over another. The final rule established four categories of tiered presumptions of noncontrol that are based on the percentage of voting shares held by the investor (less than 5%, 5-9.9%, 10-14.9% and 15-24.9%) and the presence of other indicia of control. As the percentage of ownership increases, fewer indicia of control are permitted without falling outside of the presumption of noncontrol. These indicia of control include nonvoting equity ownership, director representation, management interlocks, business relationship and restrictive contractual covenants. Under the final rule, investors can hold up to 24.9% of the voting securities and up to 33% of the total equity of a company without necessarily having a controlling influence. State laws generally, including South Carolina law, require state approval before an acquirer may become the holding company of a state bank.

Under the Change in Bank Control Act, a person or company is required to file a notice with the Federal Reserve if it will, as a result of the transaction, own or control 10% or more of any class of voting securities or direct the management or policies of a bank or bank holding company and either if the bank or bank holding company has registered securities or if the acquirer would be the largest holder of that class of voting securities after the acquisition. For a change in control at the holding company level, both the Federal Reserve and the subsidiary bank’s primary federal regulator must approve the change in control; at the bank level, only the bank’s primary federal regulator is involved. Transactions subject to the BHCA are exempt from Change in Control Act requirements. For state banks, state laws, including that of South Carolina, typically require approval by the state bank regulator as well.

Source of Strength. There are a number of obligations and restrictions imposed by law and regulatory policy on bank holding companies with regard to their depository institution subsidiaries that are designed to minimize potential loss to depositors and to the FDIC insurance funds in the event that the depository institution becomes in danger of defaulting under its obligations to repay deposits. Under a policy of the Federal Reserve, a bank holding company is required to serve as a source of financial strength to its subsidiary depository institutions and to commit resources to support such institutions in circumstances where it might not do so absent such policy. Under the Federal Deposit Insurance Corporation Improvement Act of 1991, to avoid receivership of its insured depository institution subsidiary, a bank holding company is required to guarantee the compliance of any insured depository institution subsidiary that may become “undercapitalized” within the terms of any capital restoration plan filed by such subsidiary with its appropriate federal banking agency up to the lesser of (i) an amount equal to 5% of the institution’s total assets at the time the institution became undercapitalized, or (ii) the amount which is necessary (or would have been necessary) to bring the institution into compliance with all applicable capital standards as of the time the institution fails to comply with such capital restoration plan.

The Federal Reserve also has the authority under the BHCA to require a bank holding company to terminate any activity or relinquish control of a nonbank subsidiary (other than a nonbank subsidiary of a bank) upon the Federal Reserve’s determination that such activity or control constitutes a serious risk to the financial soundness or stability of any subsidiary depository institution of the bank holding company. Further, federal law grants federal bank regulatory authorities’ additional discretion to require a bank holding company to divest itself of any bank or nonbank subsidiary if the agency determines that divestiture may aid the depository institution’s financial condition.

 17  

In addition, the “cross guarantee” provisions of the Federal Deposit Insurance Act (the “FDIA”) require insured depository institutions under common control to reimburse the FDIC for any loss suffered or reasonably anticipated by the FDIC as a result of the default of a commonly controlled insured depository institution or for any assistance provided by the FDIC to a commonly controlled insured depository institution in danger of default. The FDIC’s claim for damages is superior to claims of shareholders of the insured depository institution or its holding company, but is subordinate to claims of depositors, secured creditors and holders of subordinated debt (other than affiliates) of the commonly controlled insured depository institutions.

The FDIA also provides that amounts received from the liquidation or other resolution of any insured depository institution by any receiver must be distributed (after payment of secured claims) to pay the deposit liabilities of the institution prior to payment of any other general or unsecured senior liability, subordinated liability, general creditor or shareholder. This provision would give depositors a preference over general and subordinated creditors and shareholders in the event a receiver is appointed to distribute the assets of our Bank.

Any capital loans by a bank holding company to any of its subsidiary banks are subordinate in right of payment to deposits and to certain other indebtedness of such subsidiary bank. In the event of a bank holding company’s bankruptcy, any commitment by the bank holding company to a federal bank regulatory agency to maintain the capital of a subsidiary bank will be assumed by the bankruptcy trustee and entitled to a priority of payment.

Capital Requirements. The Federal Reserve imposes certain capital requirements on the bank holding company under the BHCA, including a minimum leverage ratio and a minimum ratio of “qualifying” capital to risk-weighted assets. These requirements are essentially the same as those that apply to the Bank and are described above under “Basel III Capital Standards.” Subject to certain restrictions, we are able to borrow money to make a capital contribution to the Bank, and these loans may be repaid from dividends paid from the Bank to the Company. Our ability to pay dividends depends on, among other things, the Bank’s ability to pay dividends to us, which is subject to regulatory restrictions as described below in “Southern First Bank—Dividends.”

We are also able to raise capital for contribution to the Bank by issuing securities without having to receive regulatory approval, subject to compliance with federal and state securities laws.

Dividends. Since the Company is a bank holding company, its ability to declare and pay dividends is dependent on certain federal and state regulatory considerations, including the guidelines of the Federal Reserve. The Federal Reserve has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition. The Federal Reserve’s policies also require that a bank holding company serve as a source of financial strength to its subsidiary banks by standing ready to use available resources to provide adequate capital funds to those banks during periods of financial stress or adversity and by maintaining the financial flexibility and capital-raising capacity to obtain additional resources for assisting its subsidiary banks where necessary. Further, under the prompt corrective action regulations, the ability of a bank holding company to pay dividends may be restricted if a subsidiary bank becomes undercapitalized. These regulatory policies could affect the ability of the Company to pay dividends or otherwise engage in capital distributions.

In addition, since the Company is a legal entity separate and distinct from the Bank and does not conduct stand-alone operations, its ability to pay dividends depends on the ability of the Bank to pay dividends to it, which is also subject to regulatory restrictions as described below in “Southern First Bank – Dividends.”

South Carolina State Regulation. As a South Carolina bank holding company under the South Carolina Banking and Branching Efficiency Act, we are subject to limitations on sale or merger and to regulation by the South Carolina Board of Financial Institutions (the “S.C. Board”). We are not required to obtain the approval of the S.C. Board prior to acquiring the capital stock of a national bank, but we must notify them at least 15 days prior to doing so. We must receive the S.C. Board’s approval prior to engaging in the acquisition of a South Carolina state chartered bank or another South Carolina bank holding company.

Southern First Bank

As a South Carolina bank, deposits in the Bank are insured by the FDIC up to a maximum amount, which is currently $250,000 per depositor. The S.C. Board and the FDIC regulate or monitor virtually all areas of the Bank’s operations, including;

  ● security devices and procedures;
 18  
  ● adequacy of capitalization and loss reserves;
     
  ● loans;
     
  ● investments;
     
  ● borrowings;
     
  ● deposits;
     
  ● mergers;
     
  ● issuances of securities;
     
  ● payment of dividends;
     
  ● interest rates payable on deposits;
     
  ● interest rates or fees chargeable on loans;
     
  ● establishment of branches;
     
  ● corporate reorganizations;
     
  ● maintenance of books and records; and
     
  ● adequacy of staff training to carry on safe lending and deposit gathering practices.

These agencies, and the federal and state laws applicable to the Bank’s operations, extensively regulate various aspects of our banking business, including, among other things, permissible types and amounts of loans, investments and other activities, capital adequacy, branching, interest rates on loans and on deposits, the maintenance of reserves on demand deposit liabilities, and the safety and soundness of our banking practices.

All insured institutions must undergo regular on-site examinations by their appropriate banking agency. The cost of examinations of insured depository institutions and any affiliates may be assessed by the appropriate federal banking agency against each institution or affiliate as it deems necessary or appropriate. Insured institutions are required to submit annual reports to the FDIC, their federal regulatory agency, and state supervisor when applicable. The FDIC has developed a method for insured depository institutions to provide supplemental disclosure of the estimated fair market value of assets and liabilities, to the extent feasible and practicable, in any balance sheet, financial statement, report of condition or any other report of any insured depository institution. The FDIC and the other federal banking regulatory agencies also have issued standards for all insured depository institutions relating, among other things, to the following:

  ● internal controls;
     
  ● information systems and audit systems;
     
  ● loan documentation;
     
  ● credit underwriting;
     
  ● interest rate risk exposure; and
     
  ● asset quality.

Prompt Corrective Action. As an insured depository institution, the Bank is required to comply with the capital requirements promulgated under the FDIA and the prompt corrective action regulations thereunder, which set forth five capital categories, each with specific regulatory consequences. Under these regulations, the categories are:

  ● Well Capitalized — The institution exceeds the required minimum level for each relevant capital measure. A well-capitalized institution (i) has a total risk-based capital ratio of 10% or greater, (ii) has a Tier 1 risk-based capital ratio of 8% or greater, (iii) has a common equity Tier 1 risk-based capital ratio of 6.5% or greater, (iv) has a leverage capital ratio of 5% or greater, and (v) is not subject to any order or written directive to meet and maintain a specific capital level for any capital measure.
     
  ● Adequately Capitalized — The institution meets the required minimum level for each relevant capital measure. No capital distribution may be made that would result in the institution becoming undercapitalized. An adequately capitalized institution (i) has a total risk-based capital ratio of 8% or greater, (ii) has a Tier 1 risk-based capital ratio of 6% or greater, (iii) has a common equity Tier 1 risk-based capital ratio of 4.5% or greater, and (iv) has a leverage capital ratio of 4% or greater.
     
  ● Undercapitalized — The institution fails to meet the required minimum level for any relevant capital measure. An undercapitalized institution (i) has a total risk-based capital ratio of less than 8%, (ii) has a Tier 1 risk-based capital ratio of less than 6%, (iii) has a common equity Tier 1 risk-based capital ratio of less than 4.5% or greater, or (iv) has a leverage capital ratio of less than 4%.
     
  ● Significantly Undercapitalized — The institution is significantly below the required minimum level for any relevant capital measure. A significantly undercapitalized institution (i) has a total risk-based capital ratio of less than 6%, (ii) has a Tier 1 risk-based capital ratio of less than 4%, (iii) has a common equity Tier 1 risk-based capital ratio of less than 3% or greater, or (iv) has a leverage capital ratio of less than 3%.
 19  
  ● Critically Undercapitalized — The institution fails to meet a critical capital level set by the appropriate federal banking agency. A critically undercapitalized institution has a ratio of tangible equity to total assets that is equal to or less than 2%.

If the FDIC determines, after notice and an opportunity for hearing, that the Bank is in an unsafe or unsound condition, the regulator is authorized to reclassify the Bank to the next lower capital category (other than critically undercapitalized) and require the submission of a plan to correct the unsafe or unsound condition.

If a bank is not well capitalized, it cannot accept brokered deposits without prior regulatory approval. Even if approved, rate restrictions will govern the rate a bank may pay on brokered deposits. In addition, a bank that is not well capitalized cannot offer an effective yield in excess of 75 basis points over interest paid on deposits of comparable size and maturity in such institution’s normal market area for deposits accepted from within its normal market area, or national rate paid on deposits of comparable size and maturity for deposits accepted outside the bank’s normal market area. Moreover, the FDIC generally prohibits a depository institution from making any capital distributions (including payment of a dividend) or paying any management fee to its parent holding company if the depository institution would thereafter be categorized as undercapitalized. Undercapitalized institutions are subject to growth limitations (an undercapitalized institution may not acquire another institution, establish additional branch offices or engage in any new line of business unless determined by the appropriate federal banking agency to be consistent with an accepted capital restoration plan, or unless the FDIC determines that the proposed action will further the purpose of prompt corrective action) and are required to submit a capital restoration plan. The agencies may not accept a capital restoration plan without determining, among other things, that the plan is based on realistic assumptions and is likely to succeed in restoring the depository institution’s capital. In addition, for a capital restoration plan to be acceptable, the depository institution’s parent holding company must guarantee that the institution will comply with the capital restoration plan. The aggregate liability of the parent holding company is limited to the lesser of an amount equal to 5.0% of the depository institution’s total assets at the time it became categorized as undercapitalized or the amount that is necessary (or would have been necessary) to bring the institution into compliance with all capital standards applicable with respect to such institution as of the time it fails to comply with the plan. If a depository institution fails to submit an acceptable plan, it is categorized as significantly undercapitalized.

Significantly undercapitalized categorized depository institutions may be subject to a number of requirements and restrictions, including orders to sell sufficient voting stock to become categorized as adequately capitalized, requirements to reduce total assets, and cessation of receipt of deposits from correspondent banks. The appropriate federal banking agency may take any action authorized for a significantly undercapitalized institution if an undercapitalized institution fails to submit an acceptable capital restoration plan or fails in any material respect to implement a plan accepted by the agency. A critically undercapitalized institution is subject to having a receiver or conservator appointed to manage its affairs and for loss of its charter to conduct banking activities.

An insured depository institution may not pay a management fee to a bank holding company controlling that institution or any other person having control of the institution if, after making the payment, the institution would be undercapitalized. In addition, an institution cannot make a capital distribution, such as a dividend or other distribution, that is in substance a distribution of capital to the owners of the institution if following such a distribution the institution would be undercapitalized. Thus, if payment of such a management fee or the making of such would cause a bank to become undercapitalized, it could not pay a management fee or dividend to the bank holding company.

As of December 31, 2023, the Bank was deemed to be “well capitalized.”

Standards for Safety and Soundness. The FDIA also requires the federal banking regulatory agencies to prescribe, by regulation or guideline, operational and managerial standards for all insured depository institutions relating to: (i) internal controls, information systems and internal audit systems; (ii) loan documentation; (iii) credit underwriting; (iv) interest rate risk exposure; and (v) asset growth. The agencies also must prescribe standards for asset quality, earnings, and stock valuation, as well as standards for compensation, fees and benefits. The federal banking agencies have adopted regulations and Interagency Guidelines Prescribing Standards for Safety and Soundness to implement these required standards. These guidelines set forth the safety and soundness standards that the federal banking agencies use to identify and address problems at insured depository institutions before capital becomes impaired. Under the regulations, if the FDIC determines that the Bank fails to meet any standards prescribed by the guidelines, the agency may require the Bank to submit to the agency an acceptable plan to achieve compliance with the standard, as required by the FDIC. The final regulations establish deadlines for the submission and review of such safety and soundness compliance plans.

Insurance of Accounts and Regulation by the FDIC. The Bank’s deposits are insured up to applicable limits by the Deposit Insurance Fund of the FDIC. The Dodd-Frank Act permanently increased the maximum amount of deposit

 20  

insurance for banks to $250,000 per account. As insurer, the FDIC imposes deposit insurance premiums and is authorized to conduct examinations of and to require reporting by FDIC insured institutions. It also may prohibit any FDIC insured institution from engaging in any activity the FDIC determines by regulation or order to pose a serious risk to the insurance fund.

As an FDIC-insured bank, the Bank must pay deposit insurance assessments to the FDIC based on its average total assets minus its average tangible equity. The Bank’s assessment rates are currently based on its risk classification (i.e., the level of risk it poses to the FDIC’s deposit insurance fund). Institutions classified as higher risk pay assessments at higher rates than institutions that pose a lower risk. In addition to ordinary assessments described above, the FDIC has the ability to impose special assessments in certain instances.

In addition to the ordinary assessments described above, the FDIC has the ability to impose special assessments in certain instances. For example, in November 2023, the FDIC implemented a special assessment to recover the approximately $16.3 billion loss to the Deposit Insurance Fund associated with protecting uninsured depositors following the closures of Silicon Valley Bank and Signature Bank earlier in the year. However, the assessment was limited to banks with in excess of $5 billion uninsured deposits as of December 31, 2022, so we did not receive any assessment.

The FDIC may terminate the deposit insurance of any insured depository institution, including the Bank, if it determines after a hearing that the institution has engaged in unsafe or unsound practices, is in an unsafe or unsound condition to continue operations or has violated any applicable law, regulation, rule, order or condition imposed by the FDIC. It also may suspend deposit insurance temporarily during the hearing process for the permanent termination of insurance if the institution has no tangible capital. If insurance of accounts is terminated, the accounts at the institution at the time of the termination, less subsequent withdrawals, shall continue to be insured for a period of six months to two years, as determined by the FDIC. Management is not aware of any practice, condition or violation that might lead to termination of the Bank’s deposit insurance.

Transactions with Affiliates and Insiders. The Company is a legal entity separate and distinct from the Bank and its other subsidiaries. Various legal limitations restrict the Bank from lending or otherwise supplying funds to the Company or its non-bank subsidiaries. The Company and the Bank are subject to Sections 23A and 23B of the Federal Reserve Act and Federal Reserve Regulation W.

Section 23A of the Federal Reserve Act places limits on the amount of loans or extensions of credit by a bank to any affiliate, including its holding company, and on a bank’s investments in, or certain other transactions with, affiliates and on the amount of advances to third parties collateralized by the securities or obligations of any affiliates of the bank. Section 23A also applies to derivative transactions, repurchase agreements and securities lending and borrowing transactions that cause a bank to have credit exposure to an affiliate. The aggregate of all covered transactions is limited in amount, as to any one affiliate, to 10% of the Bank’s capital and surplus and, as to all affiliates combined, to 20% of the Bank’s capital and surplus. Furthermore, within the foregoing limitations as to amount, each covered transaction must meet specified collateral requirements. The Bank is forbidden to purchase low quality assets from an affiliate.

Section 23B of the Federal Reserve Act, among other things, prohibits an institution from engaging in certain transactions with certain affiliates unless the transactions are on terms substantially the same, or at least as favorable to such institution or its subsidiaries, as those prevailing at the time for comparable transactions with nonaffiliated companies. If there are no comparable transactions, a bank’s (or one of its subsidiaries’) affiliate transaction must be on terms and under circumstances, including credit standards, that in good faith would be offered to, or would apply to, nonaffiliated companies. These requirements apply to all transactions subject to Section 23A as well as to certain other transactions.

The affiliates of a bank include any holding company of the bank, any other company under common control with the bank (including any company controlled by the same shareholders who control the bank), any subsidiary of the bank that is itself a bank, any company in which the majority of the directors or trustees also constitute a majority of the directors or trustees of the bank or holding company of the bank, any company sponsored and advised on a contractual basis by the bank or an affiliate, and any mutual fund advised by a bank or any of the bank’s affiliates. Regulation W generally excludes all non-bank and non-savings association subsidiaries of banks from treatment as affiliates, except to the extent that the Federal Reserve decides to treat these subsidiaries as affiliates.

The Bank is also subject to certain restrictions on extensions of credit to executive officers, directors, certain principal shareholders, and their related interests. Extensions of credit include derivative transactions, repurchase and reverse repurchase agreements, and securities borrowing and lending transactions to the extent that such transactions cause a bank to have credit exposure to an insider. Any extension of credit to an insider (i) must be made on substantially the same terms, including interest rates and collateral requirements, as those prevailing at the time for comparable

 21  

transactions with unrelated third parties and (ii) must not involve more than the normal risk of repayment or present other unfavorable features.

On December 22, 2020, the federal banking agencies issued an interagency statement extending the temporary relief from enforcement action against banks or asset managers, which become principal shareholders of banks, with respect to certain extensions of credit by banks that otherwise would violate Regulation O, provided the asset managers and banks satisfy certain conditions designed to ensure that there is a lack of control by the asset manager over the bank. On December 22, 2022, the federal banking agencies issued a revised interagency statement extending the temporary relief from such enforcement, which was set to expire on January 1, 2024; however, on December 15, 2023, the federal banking agencies again issued a revised interagency statement extending the temporary relief from such enforcement which will expire the sooner of January 1, 2025, or the effective date of a final Federal Reserve rule having a revision to Regulation O that addresses the treatment of extensions of credit by a bank to fund complex-controlled portfolio companies that are insiders of a bank.

Dividends. The Company’s principal source of cash flow, including cash flow to pay dividends to its shareholders, is dividends it receives from the Bank. Statutory and regulatory limitations apply to the Bank’s payment of dividends to the Company. As a South Carolina chartered bank, the Bank is subject to limitations on the amount of dividends that it is permitted to pay. Unless otherwise instructed by the S.C. Board, the Bank is generally permitted under South Carolina state banking regulations to pay cash dividends of up to 100% of net income in any calendar year without obtaining the prior approval of the S.C. Board. The FDIC also has the authority under federal law to enjoin a bank from engaging in what in its opinion constitutes an unsafe or unsound practice in conducting its business, including the payment of a dividend under certain circumstances. The Bank must also maintain the CET1 capital conservation buffer of 2.5% to avoid becoming subject to restrictions on capital distributions, including dividends, as described above.

Branching. Under current South Carolina law, the Bank may open branch offices throughout South Carolina with the prior approval of the S.C. Board. In addition, with prior regulatory approval, the Bank is able to acquire existing banking operations in South Carolina. Furthermore, federal legislation permits interstate branching, including out-of-state acquisitions by bank holding companies, interstate branching by banks, and interstate merging by banks. The Dodd-Frank Act removes previous state law restrictions on de novo interstate branching in states such as South Carolina. This change permits out-of-state banks to open de novo branches in states where the laws of the state where the de novo branch to be opened would permit a bank chartered by that state to open a de novo branch.

Community Reinvestment Act. The CRA requires that the FDIC evaluate the record of the Bank in meeting the credit needs of its local community, including low and moderate income neighborhoods. These factors are also considered in evaluating mergers, acquisitions, and applications to open a branch or facility. Failure to adequately meet these criteria imposes additional requirements and limitations on our Bank. On June 1, 2022, the date of the most recent examination report, the Bank received a Needs to Improve CRA rating.

In December 2019, the FDIC and the Office of the Comptroller of the Currency (the “OCC”) issued a notice of proposed rulemaking intended to (i) clarify which activities qualify for CRA credit; (ii) update where activities count for CRA credit; (iii) create a more transparent and objective method for measuring CRA performance; and (iv) provide for more transparent, consistent, and timely CRA-related data collection, recordkeeping, and reporting. However, the Federal Reserve did not join the proposed rulemaking. In May 2020, the OCC issued its final CRA rule, which was later rescinded in December 2021, replacing it with a rule based on the rules adopted jointly by the federal banking agencies in 1995, as amended. On the same day that the OCC announced its plans to rescind the CRA final rule, the OCC, the FDIC, and the Federal Reserve announced that they are working together to “strengthen and modernize the rules implementing the CRA.” On May 5, 2022, the OCC, FDIC, and Federal Reserve released a notice of proposed rulemaking regarding the CRA and invited public comment on the proposed rules. The comment period closed on August 5, 2022. On October 24, 2023, the OCC, the FDIC, and the Federal Reserve issued the final rule to strengthen and modernize regulations implementing the CRA. The final rule will take effect on April 1, 2024; however, compliance with the majority of the final rule’s provisions will not be required until January 1, 2026, and the data reporting requirements of the final rule will not take effect until January 1, 2027. The final rules, among other things, include: (i) applying four new performance tests to evaluate the CRA performance of large banks (assets of $2 billion or more): the Retail Lending Test, Retail Services and Products Test, Community Development Financing Test, and Community Development Services Test; (ii) retaining a strategic plan option, with modifications to reflect the new performance tests and updates to the approval standards; (iii) clarifying community development activities by updating the definition of community development, providing a process by which banks may request confirmation that an activity is eligible for community development consideration, and providing for a publicly available interagency illustrative list of qualifying community development activities; (iv) updating delineation requirements for facility-based assessment areas and establishing new retail lending assessment areas for certain large banks; (v) updating data collection, maintenance, and reporting requirements for large banks, tailoring those requirements

 22  

based on large bank asset size and leveraging existing data where possible, while not imposing new data collection and reporting requirements for small and intermediate banks; and (vi) continuing public file and public notice disclosure requirements and creating a new public comment process to facilitate public engagement. Management has and will continue to evaluate any changes to the CRA’s regulations and their impact to the Bank.

Fair Lending Requirements. We are subject to certain fair lending requirements and reporting obligations involving lending operations. A number of laws and regulations provide these fair lending requirements and reporting obligations, including, at the federal level, the Equal Credit Opportunity Act (“ECOA”), as amended by the Dodd-Frank Act, and Regulation B, as well as the Fair Housing Act (“FHA”) and regulations implementing the FHA. ECOA and Regulation B prohibit discrimination in any aspect of a credit transaction based on a number of prohibited factors, including race or color, religion, national origin, sex, marital status, age, the applicant’s receipt of income derived from public assistance programs, and the applicant’s exercise, in good faith, of any right under the Consumer Credit Protection Act. ECOA and Regulation B include lending acts and practices that are specifically prohibited, permitted, or required, and these laws and regulations proscribe data collection requirements, legal action statute of limitations, and disclosure of the consumer’s ability to receive a copy of any appraisal(s) and valuation(s) prepared in connection with certain loans secured by dwellings. In January 2023, the OCC revised its “Fair Lending” booklet of the Comptroller’s Handbook to incorporate clarified details and risk factors for a variety of examination scenarios addressing fair lending and to update references to supervisory guidance, sound risk management practices, and applicable legal standards. While this OCC guidance does not apply to the Bank explicitly, it represents best practices guidance for the Bank. FHA prohibits discrimination in all aspects of residential real-estate related transactions based on prohibited factors, including race or color, national origin, religion, sex, familial status, and handicap.

In addition to prohibiting discrimination in credit transactions on the basis of prohibited factors, these laws and regulations can cause a lender to be liable for policies that result in a disparate treatment of or have a disparate impact on a protected class of persons. If a pattern or practice of lending discrimination is alleged by a regulator, then the matter may be referred by the agency to the DOJ for investigation. In December 2012, the DOJ and CFPB entered into a Memorandum of Understanding under which the agencies have agreed to share information, coordinate investigations, and have generally committed to strengthen their coordination efforts.

In addition to substantive penalties and corrective measures that may be required for a violation of certain fair lending laws, the federal banking agencies may take compliance with fair lending requirements into account when regulating and supervising other activities of the bank, including in acting on expansionary proposals.

Consumer Protection Regulations. The activities of the Bank are subject to a variety of statutes and regulations designed to protect consumers. This includes Title X of the Dodd-Frank Act, which prohibits engaging in any unfair, deceptive, or abusive acts or practices (“UDAAP”). UDAAP claims involve detecting and assessing risks to consumers and to markets for consumer financial products and services. Interest and other charges collected or contracted for by the Bank are subject to state usury laws and federal laws concerning interest rates. The loan operations of the Bank are also subject to federal laws applicable to credit transactions, such as:

  ● the Truth-In-Lending Act (“TILA”) and Regulation Z, governing disclosures of credit and servicing terms to consumer borrowers and including substantial requirements for mortgage lending and servicing, as mandated by the Dodd-Frank Act;
     
  ● the Home Mortgage Disclosure Act and Regulation C, requiring financial institutions to provide information to enable the public and public officials to determine whether a financial institution is fulfilling its obligation to help meet the housing needs of the communities they serve;
     
  ● ECOA and Regulation B, prohibiting discrimination on the basis of race, color, religion, or other prohibited factors in any aspect of a credit transaction;
     
  ● the Fair Credit Reporting Act, as amended by the Fair and Accurate Credit Transactions Act and Regulation V, as well as the rules and regulations of the FDIC governing the use of consumer reports, provision of information to credit reporting agencies, certain identity theft protections and certain credit and other disclosures;
     
  ● the Fair Debt Collection Practices Act and Regulation F, governing the manner in which consumer debts may be collected by collection agencies and intending to eliminate abusive, deceptive, and unfair debt collection practices;
     
  ● the Real Estate Settlement Procedures Act (“RESPA”) and Regulation X, which governs various aspects of residential mortgage loans, including the settlement and servicing process, dictates certain disclosures to be provided to consumers, and imposes other requirements related to compensation of service providers, insurance escrow accounts, and loss mitigation procedures;
     
  ● The Secure and Fair Enforcement for Mortgage Licensing Act (“SAFE Act”) which mandates a nationwide licensing and registration system for residential mortgage loan originators. The SAFE Act also prohibits
 23  
    individuals from engaging in the business of a residential mortgage loan originator without first obtaining and maintaining annually registration as either a federal or state licensed mortgage loan originator;
     
  ● The Homeowners Protection Act, or the PMI Cancellation Act, provides requirements relating to private mortgage insurance on residential mortgages, including the cancelation and termination of PMI, disclosure and notification requirements, and the requirement to return unearned premiums;
     
  ● The Fair Housing Act prohibits discrimination in all aspects of residential real-estate related transactions based on race or color, national origin, religion, sex, and other prohibited factors;
     
  ● The Servicemembers Civil Relief Act and Military Lending Act, providing certain protections for servicemembers, members of the military, and their respective spouses, dependents and others; and
     
  ● Section 106(c)(5) of the Housing and Urban Development Act requires making home ownership available to eligible homeowners.

The deposit operations of the Bank are also subject to federal laws, such as:

  ● the Federal Deposit Insurance Act (“FDIA”), which, among other things, limits the amount of deposit insurance available per insured depositor category to $250,000 and imposes other limits on deposit-taking;
     
  ● the Right to Financial Privacy Act, which imposes a duty to maintain the confidentiality of consumer financial records and prescribes procedures for complying with administrative subpoenas of financial records;
     
  ● the Electronic Funds Transfer Act and Regulation E, which governs the rights, liabilities, and responsibilities of consumers and financial institutions using electronic fund transfer services, and which generally mandates disclosure requirements, establishes limitations on liability applicable to consumers for unauthorized electronic fund transfers, dictates certain error resolution processes, and applies other requirements relating to automatic deposits to and withdrawals from deposit accounts;
     
  ● The Expedited Funds Availability Act and Regulation CC, setting forth requirements to make funds deposited into transaction accounts available according to specified time schedules, disclose funds availability policies to customers, and relating to the collection and return of checks and electronic checks, including the rules regarding the creation or receipt of substitute checks; and
     
  ● the Truth in Savings Act and Regulation DD, which requires depository institutions to provide disclosures so that consumers can make meaningful comparisons about depository institutions and accounts.

In light of the growing concern by regulators about relationships between chartered financial institutions and their third-party service providers, the FDIC joined the other federal supervisory agencies in passing the Interagency Guidance on Third-Party Relationships: Risk Management. This new guidance provided risk management oversight guidelines for financial institutions to incorporate in their ongoing relationships with third party vendors.

The CFPB is an independent regulatory authority housed within the Federal Reserve. The CFPB has broad authority to regulate the offering and provision of consumer financial products and services. The CFPB has the authority to supervise and examine depository institutions with more than $10 billion in assets for compliance with federal consumer laws. The authority to supervise and examine depository institutions with $10 billion or less in assets, such as us, for compliance with federal consumer laws remains largely with those institutions’ primary regulators. However, the CFPB may participate in examinations of these smaller institutions on a “sampling basis” and may refer potential enforcement actions against such institutions to their primary regulators. As such, the CFPB may participate in examinations of the Bank. In addition, states are permitted to adopt consumer protection laws and regulations that are stricter than the regulations promulgated by the CFPB, and state attorneys general are permitted to enforce consumer protection rules adopted by the CFPB against certain institutions.

The CFPB has issued a number of significant rules that impact nearly every aspect of the lifecycle of consumer financial products and services, including rules regarding residential mortgage loans. These rules implement Dodd-Frank Act amendments to ECOA, TILA and RESPA. The CFPB continued its scrutiny of so called “pay-to-pay” and “junk fee” regimes, proposing rules related to credit card penalties. Further, the CFPB proposed rulemaking related to Residential Property Assessed Clean Entergy Financing, quality control standards for automated valuation models, and personal financial data rights (discussed in more detail above). The CFPB’s focus on fees was emphasized through its ongoing enforcement activity, including a notable enforcement action taken against Bank of America that required the payment of more than $100 million to customers, with similar size fines paid to both the CFPB and the OCC.

The Office of Foreign Assets Control. The Office of Foreign Assets Control (“OFAC”), which is a division of the U.S. Treasury, is responsible for helping to insure that U.S. entities do not engage in transactions with “enemies” of the U.S., as defined by various Executive Orders and Acts of Congress. OFAC has sent, and will send, our banking regulatory agencies lists of names of persons and organizations suspected of aiding, harboring or engaging in terrorist acts. If the Bank finds a name on any transaction, account or wire transfer that is on an OFAC list, it must freeze such account, file

 24  

a suspicious activity report and notify the FBI. The Bank has appointed an OFAC compliance officer to oversee the inspection of its accounts and the filing of any notifications. The Bank actively checks high-risk OFAC areas such as new accounts, wire transfers and customer files. The Bank performs these checks utilizing software, which is updated each time a modification is made to the lists provided by OFAC and other agencies of Specially Designated Nationals and Blocked Persons.

Anti-Money Laundering and the USA Patriot Act. Financial institutions must maintain anti-money laundering programs that include established internal policies, procedures, and controls; a designated compliance officer; an ongoing employee training program; and testing of the program by an independent audit function. The program must comply with the anti-money laundering provisions of the Bank Secrecy Act (“BSA”). The Company and the Bank are also prohibited from entering into specified financial transactions and account relationships and must meet enhanced standards for due diligence and “knowing your customer” in their dealings with foreign financial institutions, foreign customers, and other high risk customers. Financial institutions must take reasonable steps to conduct enhanced scrutiny of account relationships to guard against money laundering and to report any suspicious transactions, and certain laws provide law enforcement authorities with increased access to financial information maintained by banks. Financial institutions must comply with requirements regarding risk-based procedures for conducing ongoing customer due diligence, which requires the institutions to take appropriate steps to understand the nature and purpose of customer relationships and identify and verify the identity of the beneficial owners of legal entity customers.

Anti-money laundering obligations have been substantially strengthened as a result of the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act (which we refer to as the “USA PATRIOT Act”). Bank regulators routinely examine institutions for compliance with these obligations and are required to consider compliance in connection with the regulatory review of applications. The regulatory authorities have been active in imposing cease and desist orders and money penalty sanctions against institutions that have not complied with these requirements.

The USA PATRIOT Act amended the Bank Secrecy Act and provides, in part, for the facilitation of information sharing among governmental entities and financial institutions for the purpose of combating terrorism and money laundering by enhancing anti-money laundering and financial transparency laws, as well as enhanced information collection tools and enforcement mechanics for the U.S. government, including: (i) requiring standards for verifying customer identification at account opening; (ii) rules to promote cooperation among financial institutions, regulators, and law enforcement entities in identifying parties that may be involved in terrorism or money laundering; (iii) reports by nonfinancial trades and businesses filed with the U.S. Treasury Department’s Financial Crimes Enforcement Network for transactions exceeding $10,000; (iv) filing suspicious activities reports if a bank believes a customer may be violating U.S. laws and regulations; and (v) requires enhanced due diligence requirements for financial institutions that administer, maintain, or manage private bank accounts or correspondent accounts for non-U.S. persons. Bank regulators routinely examine institutions for compliance with these obligations and are required to consider compliance in connection with the regulatory review of applications.

Under the USA PATRIOT Act, the regulators can provide lists of the names of persons suspected of involvement in terrorist activities. The Bank can be requested, to search its records for any relationships or transactions with persons on those lists. If the Bank finds any relationships or transactions, it must file a suspicious activity report and contact the applicable governmental authorities.

On January 1, 2021, Congress overrode former President Trump’s veto and thereby enacted the National Defense Authorization Act for Fiscal Year 2021 (“NDAA”). The NDAA provides for one of the most significant overhauls of the BSA and related anti-money laundering laws since the USA Patriot Act. Notably, changes include:

  ● expansion of coordination and information sharing efforts among the agencies tasked with administering anti-money laundering and countering the financing of terrorism requirements, including the Financial Crimes Enforcement Network (“FinCEN”), the primary federal banking regulators, federal law enforcement agencies, national security agencies, the intelligence community, and financial institutions;
     
  ● providing additional penalties with respect to violations of BSA and enhancing the powers of FinCEN;
     
  ● significant updates to the beneficial ownership collection rules and the creation of a registry of beneficial ownership which will track the beneficial owners of reporting companies which may be shared with law enforcement and financial institutions conducting due diligence under certain circumstances;
     
  ● improvements to existing information sharing provisions that permit financial institutions to share information relating to SARs with foreign branches, subsidiaries, and affiliates (except those located in China, Russia, or certain other jurisdictions) for the purpose of combating illicit finance risks; and
 25  
  ● enhanced whistleblower protection provisions, allowing whistleblower(s) who provide original information which leads to successful enforcement of anti-money laundering laws in certain judicial or administrative actions resulting in certain monetary sanctions to receive up to 30% of the amount that is collected in monetary sanctions as well as increased protections.

In August 2023, the FFIEC revised and updated the examination procedures in the FFIEC’s Bank Secrecy Act/Anti-Money Laundering (BSA/AML) Examination Manual to provide greater transparency into the examination process and support risk-based examination work. The FFIEC, OCC, and the FDIC also continued their emphasis on the importance of oversight of third-party vendors in the BSA/AML process through updated guidance, as well as continued examine and enforcement activity against financial institutions who failed to properly supervise their third-party service providers’ BSA/AML activity.

Following the enactment of the Anti-Money Laundering Act of 2020, FinCEN began publishing rules pursuant to the Corporate Transparency Act which establishes a regime for many corporate entities to file a form with FinCEN disclosing their beneficial owners. The first of these rules, the “Reporting Rule,” sets forth which entities are required to disclose their beneficial ownership information to FinCEN and the date for compliance. Companies that qualify as either a “domestic reporting company” or a “foreign reporting company” must file with FinCEN unless one of the 23 exemptions (such as the exemptions for select banks and credit unions) apply.

Following Russia’s invasion of Ukraine, OFAC took several sanctions related actions related to the Russian financial services sector pursuant to Executive Order 14024 beginning in February 2022 including: (i) a determination by the Secretary of the Treasury with respect to the financial services sector of the Russian Federation that authorizes sanctions against persons determined to operate or to have operated in that sector; (ii) correspondent or payable-through account and payment processing prohibitions on certain Russian financial institutions; (iii) the blocking of certain Russian financial institutions; (iv) expanding sovereign debt prohibitions to apply to new issuances in the secondary market; (v) prohibitions related to new debt and equity for certain Russian entities; and (vi) a prohibition on transactions involving certain Russian government entities, including the Central Bank of the Russian Federation. In March 2022, FinCEN issued an alert advising increased vigilance for potential Russian Sanctions Evasion Attempts. Increased FinCEN scrutiny and sanctions against Russian entities continued in 2023. The Financial Action Task Force (“FATF”) continues to revise the list of high-risk jurisdictions. In October 2023, FATF removed Albania, Cayman Islands, Jordan, and Panama from its lists of Jurisdictions under Increased Monitoring and added Bulgaria.

Under the USA PATRIOT Act, the FinCEN can send our banking regulatory agencies lists of the names of persons suspected of involvement in terrorist activities. The Bank can be requested, to search its records for any relationships or transactions with persons on those lists. If the Bank finds any relationships or transactions, it must file a suspicious activity report and contact FinCEN.

Privacy, Data Security and Credit Reporting. Under privacy protection provisions of the Gramm-Leach-Bliley Act of 1999 (“GLBA”) and related regulations, we are limited in our ability to disclose non-public information about consumers to nonaffiliated third parties. Financial institutions are required to disclose their policies for collecting and protecting confidential information. Customers generally may prevent financial institutions from sharing nonpublic personal financial information with nonaffiliated third parties except under narrow circumstances, such as the processing of transactions requested by the consumer or if the Bank is jointly sponsoring a product or service with a nonaffiliated third party. Additionally, financial institutions generally may not disclose consumer account numbers to any nonaffiliated third party for use in telemarketing, direct mail marketing or other marketing to consumers. It is the Bank’s policy not to disclose any personal information unless required by law.

Consumers must be notified in the event of a data breach under applicable state laws. Multiple states and Congress are considering laws or regulations which could create new individual privacy rights and impose increased obligations on companies handling personal data. For example, on November 18, 2021, the federal financial regulatory agencies published a final rule that will impose upon banking organizations and their service providers new notification requirements for significant cybersecurity incidents. Specifically, the final rule requires banking organizations to notify their primary federal regulator as soon as possible and no later than 36 hours after the discovery of a “computer-security incident” that rises to the level of a “notification incident” within the meaning attributed to those terms by the final rule. Banks’ service providers are required under the final rule to notify any affected bank to or on behalf of which the service provider provides services “as soon as possible” after determining that it has experienced an incident that materially disrupts or degrades, or is reasonably likely to materially disrupt or degrade, covered services provided to such bank for as much as four hours. The final rule took effect on April 1, 2022 and banks and their service providers must have complied with the requirements of the rule by May 1, 2022. Effective December 9, 2022, the Federal Trade Commission’s amendments to GLBA’s

 26  

Safeguards Rule went into effect and financial institutions are continuing to implement this rule including its ongoing monitoring and risk assessment protocols.

In February 2023, Congress introduced a new bill which would expand personal information protections that currently apply to customers and expand the notice requirements that apply to the collection of individual data. Under the bill, financial institutions must (1) inform individuals for what purpose their data is collected and how the data will be used, and (2) give individuals the opportunity to opt out of data collection. An individual may also end the sharing of the individual’s data with third parties, as well as demand the deletion of the individual’s data. While this bill has not been passed yet, it demonstrates ongoing activity in Congress and a desire to pass more stringent privacy laws. In 2023 alone, at least six bills related to consumer privacy were introduced in Congress. At the state level, seven additional states passed some form of consumer privacy protection laws, only some of which include an exemption for entities regulated under GLBA.

The CFPB also took additional action related to consumer privacy, At the beginning of the year, the CFPB issued a request for information about data brokers and invited public comment in order to understand brokers’ data collection practices and the commercial uses of personal data. The CFPB also began rulemaking to implement section 1033 of the Consumer Financial Protection Act of 2010 (CFPA). CFPA section 1033 provides that, subject to rules prescribed by the CFPB, a covered entity (for example, a bank) must make available to consumers, upon request, transaction data and other information concerning a consumer financial product or service that the consumer obtained from the covered entity.

In addition, pursuant to the Fair and Accurate Credit Transactions Act of 2003 (the “FACT Act”) and the implementing regulations of the federal banking agencies and Federal Trade Commission, the Bank is required to have in place an “identity theft red flags” program to detect, prevent and mitigate identity theft. The Bank has implemented an identity theft red flags program designed to meet the requirements of the FACT Act and the joint final rules. Additionally, the FACT Act amends the Fair Credit Reporting Act to generally prohibit a person from using information received from an affiliate to make a solicitation for marketing purposes to a consumer, unless the consumer is given notice and a reasonable opportunity and a reasonable and simple method to opt out of the making of such solicitations.

Federal Home Loan Bank System. The Bank is a member of the Federal Home Loan Bank (“FHLB”) of Atlanta, which is one of 12 regional FHLBs that administer home financing credit for depository institutions. Each FHLB serves as a reserve or central bank for its members within its assigned region. It is funded primarily from proceeds derived from the sale of consolidated obligations of the FHLB System. It makes loans or advances to members in accordance with policies and procedures established by the Board of Directors of the FHLB, which are subject to the oversight of the Federal Housing Financing Board. All advances from the FHLB, which are subject to the oversight of the Federal Housing Finance Board. All advances from the FHLB are required to be fully secured by sufficient collateral as determined by the FHLB.

Effect of Governmental Monetary Policies. Our earnings are affected by domestic economic conditions and the monetary and fiscal policies of the U.S. government and its agencies. The Federal Reserve’s monetary policies have had, and are likely to continue to have, an important impact on the operating results of commercial banks through its power to implement national monetary policy in order, among other things, to curb inflation or combat a recession. The monetary policies of the Federal Reserve have major effects upon the levels of bank loans, investments and deposits through its open market operations in U.S. government securities and through its regulation of the discount rate on borrowings of member banks and the reserve requirements against member bank deposits. It is not possible to predict the nature or impact of future changes in monetary and fiscal policies. In response to the COVID-19 pandemic, in 2020, the Federal Open Market Committee (“FOMC”) reduced the targeted federal funds interest rate range to 0.0% to 0.25%; however, due in part to rising inflation, throughout 2022 the target federal funds rate increased to between 4.25% and 4.50%. Throughout 2023, the target federal funds rate increased to 5.50%.

Incentive Compensation. In addition to the potential restrictions on discretionary bonus compensation under the Basel III rules, the federal bank regulatory agencies have issued guidance on incentive compensation policies (the “Incentive Compensation Guidance”) intended to ensure that the incentive compensation policies of financial institutions do not undermine the safety and soundness of such institutions by encouraging excessive risk-taking. The Incentive Compensation Guidance, which covers all employees that have the ability to materially affect the risk profile of an institution, either individually or as part of a group, is based upon the key principles that a financial institution’s incentive compensation arrangements should comply with the following principles: (i) provide employees incentives that appropriately balance risk and reward; (ii) be compatible with effective controls and risk-management; and (iii) be supported by strong corporate governance, including active and effective oversight by the organization’s board of directors.

The scope and content of federal bank regulatory agencies’ policies on executive compensation are continuing to develop and are likely to continue evolving in the near future. In 2016, federal agencies proposed regulations which could

 27  

significantly change the regulation of incentive compensation programs at financial institutions. The proposal would create four tiers of institutions based on asset size. Institutions in the top two tiers would be subject to rules much more detailed and proscriptive than are currently in effect. If interpreted aggressively by the regulators, the proposed rules could be used to prevent, as a practical matter, larger institutions from engaging in certain lines of business where substantial commission and bonus pool arrangements are the norm. In the 2016 proposal, the top two tiers included institutions with more than $50 billion of assets, which would not currently apply to us. We cannot predict what final rules may be adopted, nor how they may be implemented and, therefore, it cannot be determined at this time whether compliance with such policies will adversely affect our ability to hire, retain and motivate our key employees.

Corporate Governance. The Dodd-Frank Act addressed many investor protection, corporate governance and executive compensation matters that affect most U.S. publicly traded companies. The Dodd-Frank Act (i) grants stockholders of U.S. publicly traded companies an advisory vote on executive compensation and so-called “golden parachute” payments, (ii) enhances independence requirements for compensation committee members, (iii) requires the SEC to adopt rules directing national securities exchanges to establish listing standards requiring all listed companies to adopt incentive-based compensation clawback policies for executive officers, and (iv) provides the SEC with authority to adopt proxy access rules that would allow stockholders of publicly traded companies to nominate candidates for election as a director and have those nominees included in a company’s proxy materials. The SEC has completed the bulk (although not all) of the rulemaking necessary to implement these provisions. However, on October 14, 2021, the SEC signaled a renewed interest in this rulemaking initiative by re-opening the comment period on a proposed rule issued originally in 2015 regarding clawbacks of incentive-based executive compensation. On October 26, 2022, the SEC adopted final rules implementing the incentive-based compensation recovery (clawback) provisions of the Dodd-Frank Act. The final rules directed the stock exchanges to establish listing standards requiring listed companies to develop and implement a policy providing for the recovery of erroneously awarded incentive-based compensation received by current or former executive officers and to satisfy related disclosure obligations. As of December 1, 2023, the final clawback rules from The NASDAQ Stock Market were effective. The Company’s updated clawback policies were effective November 21, 2023.

Concentrations in Commercial Real Estate. Concentration risk exists when FDIC-insured institutions deploy too many assets to any one industry or segment. A concentration in commercial real estate is one example of regulatory concern. The interagency Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices guidance (“CRE Guidance”) provides supervisory criteria, including the following numerical indicators, to assist bank examiners in identifying banks with potentially significant commercial real estate loan concentrations that may warrant greater supervisory scrutiny: (i) commercial real estate loans exceeding 300% of capital and increasing 50% or more in the preceding three years or (ii) construction and land development loans exceeding 100% of capital. The CRE Guidance does not limit banks’ levels of commercial real estate lending activities, but rather guides institutions in developing risk management practices and levels of capital that are commensurate with the level and nature of their commercial real estate concentrations. On December 18, 2015, the federal banking agencies issued a statement to reinforce prudent risk-management practices related to commercial real estate lending, having observed substantial growth in many commercial real estate asset and lending markets, increased competitive pressures, rising commercial real estate concentrations in banks, and an easing of commercial real estate underwriting standards. The federal bank agencies reminded FDIC-insured institutions to maintain underwriting discipline and exercise prudent risk-management practices to identify, measure, monitor and manage the risks arising from commercial real estate lending. In addition, FDIC-insured institutions must maintain capital commensurate with the level and nature of their commercial real estate concentration risk.

Based on the Bank’s loan portfolio as of December 31, 2023, it did not exceed the 300% and 100% guidelines for commercial real estate loans or construction and land development loans. The Bank will continue to monitor its portfolio to manage this increased risk.

 28  

Item 1A. Risk Factors.

The following risk factors and other information included in this Annual Report on Form 10-K should be carefully considered. The risks and uncertainties described below are not the only ones we face. Additional risks and uncertainties not presently known to us or that we currently deem immaterial also may adversely impact our business operations. If any of the following risks occur, our business, financial condition, operating results, and cash flows could be materially adversely affected.

Risks Related to Economic Conditions

Our business may be adversely affected by conditions in the financial markets and economic conditions generally.

Our financial performance generally, and in particular the ability of borrowers to pay interest on and repay principal of outstanding loans and the value of collateral securing those loans, as well as demand for loans and other products and services we offer and whose success we rely on to drive our growth, is highly dependent upon the business environment in the primary markets where we operate and in the United States as a whole. Unlike larger banks that are more geographically diversified, we are a regional bank that provides banking and financial services to customers primarily in Greenville, Columbia, Charleston, and Summerville, South Carolina; Raleigh, Greensboro and Charlotte, North Carolina; and Atlanta, Georgia. The economic conditions in these local markets may be different from, and in some instances worse than, the economic conditions in the United States as a whole.

Some elements of the business environment that affect our financial performance include short-term and long-term interest rates, the prevailing yield curve, inflation and price levels, monetary and trade policy, unemployment and the strength of the domestic economy and the local economy in the markets in which we operate. Unfavorable market conditions can result in a deterioration in the credit quality of our borrowers and the demand for our products and services, an increase in the number of loan delinquencies, defaults, charge-offs, foreclosures, additional provisions for credit losses, adverse asset values of the collateral securing our loans and an overall material adverse effect on the quality of our loan portfolio. Unfavorable or uncertain economic and market conditions can be caused by declines in economic growth, business activity or investor or business confidence; limitations on the availability or increases in the cost of credit and capital; increases in inflation or interest rates; high unemployment; natural disasters; epidemics and pandemics (such as COVID-19); or a combination of these or other factors.

As economic conditions relating to the COVID-19 pandemic have improved, the Federal Reserve has shifted its focus to limiting inflationary and other potentially adverse effects of the extensive pandemic-related government stimulus, which signals the potential for a continued period of economic uncertainty even though the pandemic has subsided. In addition, there are continuing concerns related to, among other things, the level of U.S. government debt and fiscal actions that may be taken to address that debt, a potential resurgence of economic and political tensions with China, the Russian invasion of Ukraine, and the Middle East conflict, all of which may have a destabilizing effect on financial markets and economic activity. Economic pressure on consumers and overall economic uncertainty may result in changes in consumer and business spending, borrowing and saving habits. These economic conditions and/or other negative developments in the domestic or international credit markets or economies may significantly affect the markets in which we do business, the value of our loans and investments, and our ongoing operations, costs and profitability. Declines in real estate values and sales volumes and high unemployment or underemployment may also result in higher than expected loan delinquencies, increases in our levels of nonperforming and classified assets and a decline in demand for our products and services. These negative events may cause us to incur losses and may adversely affect our capital, liquidity and financial condition.

A significant portion of our loan portfolio is secured by real estate, and events that negatively affect the real estate market could hurt our business.

As of December 31, 2023, approximately 85% of our loans had real estate as a primary or secondary component of collateral. The real estate collateral in each case provides an alternate source of repayment in the event of default by the borrower and may deteriorate in value during the time the credit is extended. A weakening of the real estate market in our primary market areas could result in an increase in the number of borrowers who default on their loans and a reduction in the value of the collateral securing their loans, which in turn could have an adverse effect on our profitability and asset quality. Deterioration in the real estate market could cause us to adjust our opinion of the level of credit quality in our loan portfolio. If we are required to liquidate the collateral securing a loan to satisfy the debt during a period of reduced real estate values, our earnings and capital could be adversely affected. Acts of nature, including hurricanes, tornados, earthquakes, fires and floods, which may cause uninsured damage and other loss of value to real estate that secures these loans, may also negatively affect our financial condition.

 29  

Risks Related to Lending Activities

Our loan portfolio contains a number of real estate loans with relatively large balances.

Because our loan portfolio contains a number of real estate loans with relatively large balances, the deterioration of one or a few of these loans could cause a significant increase in nonperforming loans, which could result in a net loss of earnings, an increase in the provision for credit losses and an increase in loan charge-offs, all of which could have a material adverse effect on our financial condition and results of operations.

Commercial real estate loans increase our exposure to credit risk.

At December 31, 2023, 47.9% of our loan portfolio was secured by commercial real estate. Loans secured by commercial real estate are generally viewed as having more risk of default than loans secured by residential real estate or consumer loans because repayment of the loans often depends on the successful operation of the property, the income stream of the borrowers, the accuracy of the estimate of the property’s value at completion of construction, and the estimated cost of construction. Such loans are generally riskier than loans secured by residential real estate or consumer loans because those loans are typically not secured by real estate collateral. An adverse development with respect to one lending relationship can expose us to a significantly greater risk of loss compared with a single-family residential mortgage loan because we typically have more than one loan with such borrowers. Additionally, these loans typically involve larger loan balances to single borrowers or groups of related borrowers compared with single-family residential mortgage loans. Therefore, the deterioration of one or a few of these loans could cause a significant decline in the related asset quality. A return of recessionary conditions could result in a sharp increase in loans charged-off and could require us to significantly increase our allowance for credit losses, which could have a material adverse impact on our business, financial condition, results of operations, and cash flows.

Imposition of limits by the bank regulators on commercial and multi-family real estate lending activities could curtail our growth and adversely affect our earnings.

In 2006, the FDIC, the Federal Reserve and the OCC issued joint guidance entitled “Concentrations in Commercial Real Estate Lending, Sound Risk Management Practices” (the “CRE Guidance”). Although the CRE Guidance did not establish specific lending limits, it provides that a bank’s commercial real estate lending exposure could receive increased supervisory scrutiny where total non-owner occupied commercial real estate loans, including loans secured by apartment buildings, investor commercial real estate, and construction and land loans, represent 300% or more of an institution’s total risk-based capital, and the outstanding balance of the commercial real estate loan portfolio has increased by 50% or more during the preceding 36 months. Our level of commercial real estate and multi-family loans represents 271.4% of the Bank’s total risk-based capital at December 31, 2023.

In December 2015, the regulatory agencies released a new statement on prudent risk management for commercial real estate lending (the “2015 Statement”). In the 2015 Statement, the regulatory agencies, among other things, indicate the intent to continue “to pay special attention” to commercial real estate lending activities and concentrations going forward. If the FDIC, our primary federal regulator, were to impose restrictions on the amount of commercial real estate loans we can hold in our portfolio, for reasons noted above or otherwise, our earnings would be adversely affected.

Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.

At December 31, 2023, commercial business loans comprised 13.9% of our total loan portfolio. Our commercial business loans are originated primarily based on the identified cash flow and general liquidity of the borrower and secondarily on the underlying collateral provided by the borrower and/or repayment capacity of any guarantor. The borrower’s cash flow may be unpredictable, and collateral securing these loans may fluctuate in value. Although commercial business loans are often collateralized by equipment, inventory, accounts receivable, or other business assets, the liquidation of collateral in the event of default is often an insufficient source of repayment because accounts receivable may be uncollectible and inventories may be obsolete or of limited use. In addition, business assets may depreciate over time, may be difficult to appraise, and may fluctuate in value based on the success of the business. Accordingly, the repayment of commercial business loans depends primarily on the cash flow and credit worthiness of the borrower and secondarily on the underlying collateral value provided by the borrower and liquidity of the guarantor. If these borrowers do not have sufficient cash flows or resources to pay these loans as they come due or the value of the underlying collateral is insufficient to fully secure these loans, we may suffer losses on these loans that exceed our allowance for credit losses.

We may have higher credit losses than we have allowed for in our allowance for credit losses.

Our actual loans losses could exceed our allowance for credit losses and therefore our historic allowance for credit losses may not be adequate. As of December 31, 2023, 47.9% of our loan portfolio was secured by commercial real estate. Repayment of such loans is generally considered more subject to market risk than residential mortgage loans. Industry experience shows that a portion of loans will become delinquent and a portion of loans will require partial or entire charge-

 30  

off. Regardless of the underwriting criteria utilized, losses may be experienced as a result of various factors beyond our control, including among other things, changes in market conditions affecting the value of loan collateral, the cash flows of our borrowers and problems affecting borrower credit. If we suffer credit losses that exceed our allowance for credit losses, our financial condition, liquidity or results of operations could be materially and adversely affected.

Our decisions regarding allowance for credit losses and credit risk may materially and adversely affect our business.

Making loans and other extensions of credit is an essential element of our business. Although we seek to mitigate risks inherent in lending by adhering to specific underwriting practices, our loans and other extensions of credit may not be repaid. The risk of nonpayment is affected by a number of factors, including:

  ● the duration of the credit;
     
  ● credit risks of a particular client;
     
  ● changes in economic and industry conditions; and
     
  ● in the case of a collateralized loan, risks resulting from uncertainties about the future value of the collateral.

We attempt to maintain an appropriate allowance for credit losses to provide for probable losses in our loan portfolio. We periodically determine the amount of the allowance based on consideration of several factors, including but not limited to:

  ● an ongoing review of the quality, mix, and size of our overall loan portfolio;
     
  ● our historical loan loss experience;
     
  ● evaluation of economic conditions;
     
  ● regular reviews of loan delinquencies and loan portfolio quality;
     
  ● ongoing review of financial information provided by borrowers; and
     
  ● the amount and quality of collateral, including guarantees, securing the loans.

The determination of the appropriate level of the allowance for credit losses inherently involves a high degree of subjectivity and requires us to make significant estimates of current credit risks and future trends, all of which may undergo material changes. A deterioration in economic conditions affecting borrowers, new information regarding existing loans, identification of additional problem loans and other factors, both within and outside of our control, may require an increase in the allowance for credit losses. In addition, regulatory agencies periodically review our allowance for credit losses and may require an increase in the provision for credit losses or the recognition of further loan charge-offs, based on judgments different than those of management. In addition, if charge-offs in future periods exceed the allowance for credit losses, we will need additional provisions to increase the allowance for credit losses. Any increases in the allowance for credit losses will result in a decrease in net income and, possibly, capital, and may have a material adverse effect on our financial condition and results of operations.

A percentage of the loans in our portfolio currently include exceptions to our loan policies and supervisory guidelines.

All of the loans that we make are subject to written loan policies adopted by our board of directors and to supervisory guidelines imposed by our regulators. Our loan policies are designed to reduce the risks associated with the loans that we make by requiring our loan officers to take certain steps that vary depending on the type and amount of the loan, prior to closing a loan. These steps include, among other things, making sure the proper liens are documented and perfected on property securing a loan, and requiring proof of adequate insurance coverage on property securing loans. Loans that do not fully comply with our loan policies are known as “exceptions.” We categorize exceptions as policy exceptions, financial statement exceptions and document exceptions. As a result of these exceptions, such loans may have a higher risk of loan loss than the other loans in our portfolio that fully comply with our loan policies. In addition, we may be subject to regulatory action by federal or state banking authorities if they believe the number of exceptions in our loan portfolio represents an unsafe banking practice.

Risks Related to Capital and Liquidity

Liquidity needs could adversely affect our financial condition and results of operations.

Dividends from the Bank provide the primary source of funds for the Company. The primary sources of funds of the Bank are client deposits and loan repayments. While scheduled loan repayments are a relatively stable source of funds, they are subject to the ability of borrowers to repay the loans. The ability of borrowers to repay loans can be adversely affected by a number of factors, including changes in economic conditions, adverse trends or events affecting business industry groups, reductions in real estate values or markets, business closings or lay-offs, inclement weather, natural disasters and international instability.

Additionally, deposit levels may be affected by a number of factors, including rates paid by competitors, general interest rate levels, regulatory capital requirements, returns available to clients on alternative investments and general economic

 31  

conditions. Accordingly, we may be required from time to time to rely on secondary sources of liquidity to meet withdrawal demands or otherwise fund operations. Such sources include proceeds from FHLB advances, sales of investment securities and loans, and federal funds lines of credit from correspondent banks, as well as out-of-market time deposits. While we believe that these sources are currently adequate, there can be no assurance they will be sufficient to meet future liquidity demands, particularly if we continue to grow and experience increasing loan demand. We may be required to slow or discontinue loan growth, capital expenditures or other investments or liquidate assets should such sources not be adequate.

The Company is a stand-alone entity with its own liquidity needs to service its debt or other obligations. Other than dividends from the Bank, the Company does not have additional means of generating liquidity without obtaining additional debt or equity funding. If we are unable to receive dividends from the Bank or obtain additional funding, we may be unable to pay our debt or other obligations.

Legal, Accounting, Regulatory and Compliance Risks

We are subject to extensive regulation that has limited the conduct of our business, and could impose financial requirements, each of which could have an adverse impact on our operations.

We operate in a highly regulated industry and are subject to examination, supervision, and comprehensive regulation by various regulatory agencies. We are subject to regulation by the Federal Reserve. The Bank is subject to extensive regulation, supervision, and examination by our primary federal regulator, the FDIC, the regulating authority that insures client deposits, and by our primary state regulator, the S.C. Board. Also, as a member of the Federal Home Loan Bank, the Bank must comply with applicable regulations of the Federal Housing Finance Board and the Federal Home Loan Bank. Regulation by these agencies is intended primarily for the protection of our depositors and the deposit insurance fund and not for the benefit of our shareholders. The Bank’s activities are also regulated under consumer protection laws applicable to our lending, deposit, and other activities. A sufficient claim against us under these laws could have a material adverse effect on our results of operations.

Failure to comply with laws, regulations or policies could also result in heightened regulatory scrutiny and in sanctions by regulatory agencies (such as a memorandum of understanding, a written supervisory agreement or a cease and desist order), civil money penalties and/or reputation damage. Any of these consequences could restrict our ability to expand our business or could require us to raise additional capital or sell assets on terms that are not advantageous to us or our shareholders and could have a material adverse effect on our business, financial condition and results of operations. While we have policies and procedures designed to prevent any such violations, such violations may occur despite our best efforts.

We are subject to federal and state fair lending laws, and failure to comply with these laws could lead to material penalties.

Federal and state fair lending laws and regulations, such as the Equal Credit Opportunity Act and the Fair Housing Act, impose nondiscriminatory lending requirements on financial institutions. The Department of Justice, CFPB and other federal and state agencies are responsible for enforcing these laws and regulations. A finding by these regulators of noncompliance with these laws could result in a wide variety of sanctions, including the required payment of damages and civil money penalties, injunctive relief, and imposition of restrictions on expansion activity. Private parties may also have the ability to challenge an institution’s performance under fair lending laws in private class action litigation, which if successful could adversely impact our rating under the CRA.

As of our most recent examination report, the Bank received a “Needs to Improve” CRA rating, which results in restrictions on certain expansionary activities, including certain mergers and acquisitions and the establishment and relocation of bank branches. This rating will also result in a loss of expedited processing of applications to undertake certain activities, and requires the Bank to receive prior regulatory approval for certain activities, including to issue or prepay certain subordinated debt obligations, and open or relocate bank branches. A “Needs to Improve” rating could have an impact on our relationships with certain states, counties, municipalities or other public agencies to the extent applicable law, regulation or policy limits, restricts or influences whether such entity may do business with a company that has a below “Satisfactory” rating and, in general, could negatively affect our reputation, business, financial condition and results of operations. These restrictions, among others, will remain in place at least until the Bank’s next CRA rating is publicly released by the FDIC. The FDIC may take additional enforcement action, including a possible informal or formal enforcement action and/or civil monetary penalties. As a result of these limitations and conditions, we may be unable or may fail to pursue, evaluate or complete transactions that might have been strategically or competitively significant.

 32  

We face risks related to the adoption of future legislation and potential changes in federal regulatory agency leadership, policies, and priorities.

In 2023, Republicans gained control of the U.S. House of Representatives, while Democrats retained control of the U.S. Senate. However slim the majorities, though, the net result was a split Congress, which in the past leads to less sweeping policy changes. However, Congressional committees with jurisdiction over the banking sector have pursued oversight and legislative initiatives in a variety of areas, including addressing climate-related risks, promoting diversity and equality within the banking industry and addressing other Environmental, Social, and Governance matters, improving competition in the banking sector and enhancing oversight of bank mergers and acquisitions, establishing a regulatory framework for digital assets and markets, and oversight of pandemic responses and economic recovery. The prospects for the enactment of major banking reform legislation remain unclear at this time.

Moreover, turnover of the presidential administration in 2020 resulted in certain changes in the leadership and senior staffs of the federal banking agencies, the CFPB, CFTC, SEC, and the Treasury Department, with certain significant leadership positions yet to be permanently filled, including the Comptroller of the Currency. These changes have impacted the rulemaking, supervision, examination and enforcement priorities and policies of the agencies and likely will continue to do so over the next several years. The potential impact of the 2024 election on additional changes in agency personnel, policies and priorities on the financial services sector, including the Company and the Bank, cannot be predicted at this time. Regulations and laws may be modified at any time, and new legislation may be enacted that will affect us. Any future changes in federal and state laws and regulations, as well as the interpretation and implementation of such laws and regulations, could affect us in substantial and unpredictable ways, including those listed above or other ways that could have a material adverse effect on our business, financial condition or results of operations.

We face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.

The federal Bank Secrecy Act, the USA Patriot Act and other laws and regulations require financial institutions, among other duties, to institute and maintain effective anti-money laundering programs and file suspicious activity and currency transaction reports as appropriate. The federal Financial Crimes Enforcement Network, established by the U.S. Treasury to administer the Bank Secrecy Act, is authorized to impose significant civil money penalties for violations of those requirements and has engaged in coordinated enforcement efforts with the individual federal banking regulators, as well as the U.S. Department of Justice, Drug Enforcement Administration and Internal Revenue Service. There is also increased scrutiny of compliance with the rules enforced by OFAC. Federal and state bank regulators also focus on compliance with Bank Secrecy Act and anti-money laundering regulations. If our policies, procedures and systems are deemed deficient or the policies, procedures and systems of the financial institutions that we have already acquired or may acquire in the future are deficient, we would be subject to liability, including fines and regulatory actions such as restrictions on our ability to pay dividends and the necessity to obtain regulatory approvals to proceed with certain aspects of our business plan, including our acquisition plans, which would negatively affect our business, financial condition and results of operations. Failure to maintain and implement adequate programs to combat money laundering and terrorist financing could also have serious reputational consequences for us.

Federal, state and local consumer lending laws may restrict our ability to originate certain mortgage loans or increase our risk of liability with respect to such loans and could increase our cost of doing business.

Federal, state and local laws have been adopted that are intended to eliminate certain lending practices considered “predatory.” These laws prohibit practices such as steering borrowers away from more affordable products, selling unnecessary insurance to borrowers, repeatedly refinancing loans and making loans without a reasonable expectation that the borrowers will be able to repay the loans irrespective of the value of the underlying property. Loans with certain terms and conditions and that otherwise meet the definition of a “qualified mortgage” may be protected from liability to a borrower for failing to make the necessary determinations. In either case, we may find it necessary to tighten our mortgage loan underwriting standards in response to the CFPB rules, which may constrain our ability to make loans consistent with our business strategies. It is our policy not to make predatory loans and to determine borrowers’ ability to repay, but the law and related rules create the potential for increased liability with respect to our lending and loan investment activities. They increase our cost of doing business and, ultimately, may prevent us from making certain loans and cause us to reduce the average percentage rate or the points and fees on loans that we do make.

The Federal Reserve may require us to commit capital resources to support the Bank.

The Federal Reserve requires a bank holding company to act as a source of financial and managerial strength to a subsidiary bank and to commit resources to support such subsidiary bank. Under the “source of strength” doctrine, the Federal Reserve may require a bank holding company to make capital injections into a troubled subsidiary bank and may charge the bank holding company with engaging in unsafe and unsound practices for failure to commit resources to such a subsidiary bank. In addition, the Dodd-Frank Act directs the federal bank regulators to require that all companies that directly or indirectly control an insured depository institution serve as a source of strength for the institution. Under these

 33  

requirements, in the future, we could be required to provide financial assistance to the Bank if the Bank experiences financial distress.

A capital injection may be required at times when we do not have the resources to provide it, and therefore we may be required to borrow the funds. In the event of a bank holding company’s bankruptcy, the bankruptcy trustee will assume any commitment by the holding company to a federal bank regulatory agency to maintain the capital of a subsidiary bank. Moreover, bankruptcy law provides that claims based on any such commitment will be entitled to a priority of payment over the claims of the holding company’s general unsecured creditors, including the holders of its note obligations. Thus, any borrowing that must be done by the holding company in order to make the required capital injection becomes more difficult and expensive and will adversely impact the holding company’s cash flows, financial condition, results of operations and prospects.

The CECL accounting standard resulted in a significant change in how we recognize credit losses and may continue to have a material impact on our financial condition or results of operations.

In June 2016, the Financial Accounting Standards Board (“FASB”) issued an accounting standard update, “Financial Instruments-Credit Losses (Topic 326), Measurement of Credit Losses on Financial Instruments,” which replaces the current “incurred loss” model for recognizing credit losses with an “expected loss” model referred to as the Current Expected Credit Loss (“CECL”) model. While the new CECL standard became effective on January 1, 2023 and for interim periods within that year, we early adopted CECL as of January 1, 2022.

Under the CECL model, we are required to present certain financial assets carried at amortized cost, such as loans held for investment and held-to-maturity debt securities, at the net amount expected to be collected. The measurement of expected credit losses is based on information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount. This measurement will take place at the time the financial asset is first added to the balance sheet and periodically thereafter. This differs significantly from the “incurred loss” model required under current generally accepted accounting principles (“GAAP”), which delays recognition until it is probable a loss has been incurred. Accordingly, the adoption of the CECL model materially affected how we determine our allowance for credit losses and required us to increase our allowance. Moreover, the CECL model may create more volatility in the level of our allowance for credit losses. If we are required to materially increase our level of allowance for credit losses for any reason, such increase could adversely affect our business, financial condition and results of operations.

Risks Related to Our Operations

Competition with other financial institutions may have an adverse effect on our ability to retain and grow our client base, which could have a negative effect on our financial condition or results of operations.

The banking and financial services industry is very competitive and includes services offered from other banks, savings and loan associations, credit unions, mortgage companies, other lenders, and institutions offering uninsured investment alternatives. Legal and regulatory developments have made it easier for new and sometimes unregulated competitors to compete with us. The financial services industry has and is experiencing an ongoing trend towards consolidation in which fewer large national and regional banks and other financial institutions are replacing many smaller and more local banks. These larger banks and other financial institutions hold a large accumulation of assets and have significantly greater resources and a wider geographic presence or greater accessibility. In some instances, these larger entities operate without the traditional brick and mortar facilities that restrict geographic presence. Some competitors have more aggressive marketing campaigns and better brand recognition, and are able to offer more services, more favorable pricing or greater customer convenience than the Bank. In addition, competition has increased from new banks and other financial services providers that target our existing or potential clients. As consolidation continues among large banks, we expect other smaller institutions to try to compete in the markets we serve. This competition could reduce our net income by decreasing the number and size of the loans that we originate and the interest rates we charge on these loans. Additionally, these competitors may offer higher interest rates, which could decrease the deposits we attract or require us to increase rates to retain existing deposits or attract new deposits. Increased deposit competition could adversely affect our ability to generate the funds necessary for lending operations which could increase our cost of funds.

The financial services industry could become even more competitive as a result of legislative, regulatory and technological changes and continued consolidation. Banks, securities firms and insurance companies can merge as part of a financial holding company, which can offer virtually any type of financial service, including banking, securities underwriting, insurance (both agency and underwriting) and merchant banking. Technological developments have allowed competitors, including some non-depository institutions, to compete more effectively in local markets and have expanded the range of financial products, services and capital available to our target clients. If we are unable to implement, maintain and use such technologies effectively, we may not be able to offer products or achieve cost-efficiencies necessary to compete in the industry. In addition, some of these competitors have fewer regulatory constraints and lower cost structures.

 34  

We are subject to environmental risks that could result in losses.

In the course of business, the Bank may acquire, through foreclosure, or deed in lieu of foreclosure, properties securing loans it has originated or purchased which are in default. Particularly in commercial real estate lending, there is a risk that hazardous substances could be discovered on these properties. In this event, the Bank may be required to remove these substances from the affected properties at our sole cost and expense. The cost of this removal could substantially exceed the value of affected properties. We may not have adequate remedies against the prior owner or other responsible parties and could find it difficult or impossible to sell the affected properties. These events could have a material adverse effect on our business, results of operations and financial condition.

In addition, we are subject to the growing risk of climate change. Among the risks associated with climate change are more frequent severe weather events. Severe weather events such as hurricanes, tropical storms, tornados, winter storms, freezes, flooding and other large-scale weather catastrophes in our markets subject us to significant risks and more frequent severe weather events magnify those risks. Large-scale weather catastrophes or other significant climate change effects that either damage or destroy residential or multifamily real estate underlying mortgage loans or real estate collateral, or negatively affects the value of real estate collateral or the ability of borrowers to continue to make payments on loans, could decrease the value of our real estate collateral or increase our delinquency rates in the affected areas and thus diminish the value of our loan portfolio. Such events could also cause downturns in economic and market conditions generally, which could have an adverse effect on our business and financial results. The potential losses and costs associated with climate change related risks are difficult to predict and could have a material adverse effect on our business, financial condition and results of operation.

We rely on other companies to provide key components of our business infrastructure.

Third parties provide key components of our business operations such as data processing, recording and monitoring transactions, online banking interfaces and services, internet connections and network access. While we have selected these third-party vendors carefully, we do not control their actions. Any problem caused by these third parties, including poor performance of services, data breaches, failure to provide services, disruptions in communication services provided by a vendor and failure to handle current or higher volumes, could adversely affect our ability to deliver products and services to our clients and otherwise conduct our business, and may harm our reputation. Financial or operational difficulties of a third-party vendor could also hurt our operations if those difficulties interfere with the vendor’s ability to serve us. Replacing these third-party vendors could also create significant delay and expense. Accordingly, use of such third parties creates an unavoidable inherent risk to our business operations.

We may be adversely affected by the soundness of other financial institutions.

Financial services institutions are interrelated as a result of trading, clearing, counterparty, or other relationships. We have exposure to many different industries and counterparties, and routinely execute transactions with counterparties in the financial services industry, including commercial banks, brokers and dealers, investment banks, and other institutional clients. Many of these transactions expose us to credit risk in the event of a default by a counterparty or client. In addition, our credit risk may be exacerbated when the collateral held by the Bank cannot be realized upon or is liquidated at prices not sufficient to recover the full amount of the credit or derivative exposure due to the Bank. Any such losses could have a material adverse effect on our financial condition and results of operations.

We are subject to losses due to errors, omissions or fraudulent behavior by our employees, clients, counterparties or other third parties.

We are exposed to many types of operational risk, including the risk of fraud by employees and third parties, clerical recordkeeping errors and transactional errors. Our business is dependent on our employees as well as third-party service providers to process a large number of increasingly complex transactions. We could be materially and adversely affected if employees, clients, counterparties or other third parties caused an operational breakdown or failure, either as a result of human error, fraudulent manipulation or purposeful damage to any of our operations or systems.

In deciding whether to extend credit or to enter into other transactions with clients and counterparties, we may rely on information furnished to us by or on behalf of clients and counterparties, including financial statements and other financial information, which we do not independently verify. We also may rely on representations of clients and counterparties as to the accuracy and completeness of that information and, with respect to financial statements, on reports of independent auditors. For example, in deciding whether to extend credit to clients, we may assume that a client’s audited financial statements conform with GAAP and present fairly, in all material respects, the financial condition, results of operations and cash flows of the client. Our financial condition and results of operations could be negatively affected to the extent we rely on financial statements that do not comply with GAAP or are materially misleading, any of which could be caused by errors, omissions, or fraudulent behavior by our employees, clients, counterparties, or other third parties.

 35  

In addition, criminals committing fraud increasingly are using more sophisticated techniques and in some cases are part of larger criminal rings, which allow them to be more effective. This type of fraudulent activity has taken many forms, ranging from check fraud, mechanical devices attached to ATM machines, social engineering and phishing attacks to obtain personal information or impersonation of our clients through the use of falsified or stolen credentials. Additionally, an individual or business entity may properly identify themselves, particularly when banking online, yet seek to establish a business relationship for the purpose of perpetrating fraud. Further, in addition to fraud committed against us, we may suffer losses as a result of fraudulent activity committed against third parties. Increased deployment of technologies, such as chip card technology, defray and reduce aspects of fraud; however, criminals are turning to other sources to steal personally identifiable information, such as unaffiliated healthcare providers and government entities, in order to impersonate the consumer to commit fraud. Many of these data compromises are widely reported in the media.

As a result of the increased sophistication of fraud activity, we have increased our spending on systems and controls to detect and prevent fraud. This will result in continued ongoing investments in the future. Nevertheless, these investments may prove insufficient and fraudulent activity could result in losses to us or our customers; loss of business and/or customers; damage to our reputation; the incurrence of additional expenses (including the cost of notification to consumers, credit monitoring and forensics, and fees and fines imposed by the card networks); disruption to our business; our inability to grow our online services or other businesses; additional regulatory scrutiny or penalties; or our exposure to civil litigation and possible financial liability any of which could have a material adverse effect on our business, financial condition and results of operations.

Our operational or security systems may experience an interruption or breach in security, including as a result of cyber-attacks.

We rely heavily on communications and information systems to conduct our business. Any failure, interruption or breach in security of these systems, including as a result of cyber-attacks, could result in failures or disruptions in our client relationship management, deposit, loan, and other systems and also the disclosure or misuse of confidential or proprietary information. While we have systems, policies and procedures designed to prevent or limit the effect of the failure, interruption or security breach of our information systems, there can be no assurance that any such failures, interruptions or security breaches will not occur or, if they do occur, that they will be adequately addressed. The occurrence of any failures, interruptions or security breaches of our information systems could damage our reputation, result in a loss of client business, subject us to additional regulatory scrutiny, or expose us to civil litigation and possible financial liability, any of which could have a material adverse effect on our business, financial condition and results of operations.

Furthermore, information security risks for financial institutions have increased in recent years in part because of the proliferation of new technologies, the use of the Internet and telecommunications technologies to conduct financial transactions, and the increasing sophistication and activities of organized crime, hackers, terrorists, activists, and other external parties. Our technologies, systems, networks, and our customers’ devices may become the target of cyber-attacks or information security breaches that could result in the unauthorized release, gathering, monitoring, misuse, loss or destruction of our or our customers’ confidential, proprietary and other information, or otherwise disrupt our or our customers’ or other third parties’ business operations. As cyber threats continue to evolve, we may also be required to expend significant additional resources to continue to modify or enhance our protective measures or to investigate and remediate any information security vulnerabilities.

While we have not experienced any material losses relating to cyber-attacks or other information security breaches to date, we may suffer such losses in the future and any information security breach could result in significant costs to us, which may include fines and penalties, potential liabilities from governmental or third party investigations, proceedings or litigation, legal, forensic and consulting fees and expenses, costs and diversion of management attention required for investigation and remediation actions, and the negative impact on our reputation and loss of confidence of our customers and others, any of which could have a material adverse impact on our business, financial condition and operating results.

Our enterprise risk management framework may not be effective in mitigating risk and reducing the potential for losses.

Our enterprise risk management framework seeks to mitigate risk and loss to us. We have established comprehensive policies and procedures and an internal control framework designed to provide a sound operational environment for the types of risk to which we are subject, including credit risk, market risk (interest rate and price risks), liquidity risk, operational risk, compliance risk, legal risk, strategic risk, and reputational risk. However, as with any risk management framework, there are inherent limitations to our current and future risk management strategies, including risks that we have not appropriately anticipated or identified. In addition, our businesses and the markets in which we operate are continuously evolving. We may fail to adequately or timely enhance our enterprise risk framework to address those changes. If our enterprise risk framework is ineffective, either because it fails to keep pace with changes in the financial markets, regulatory requirements, our businesses, our counterparties, clients or service providers or for other reasons,

 36  

we could incur losses, suffer reputational damage or find ourselves out of compliance with applicable regulatory or contractual mandates. In addition to our executive committee, the Risk Committee of the Board, the Audit Committee of the Board, as well as the Company’s Chief Risk Officer are all responsible for the “risk management framework” of the Company. These committees each meet regularly, with the authority to convene additional meetings, as circumstances require.

Our interest rate risk is overseen by the Risk Committee which monitors our compliance with regulatory guidance in the formulation and implementation of our interest rate risk program. The Risk Committee reviews the results of our interest rate risk modeling quarterly to assess whether we have appropriately measured our interest rate risk, mitigated our exposures appropriately and any residual risk is acceptable. In addition to our annual review of this policy, our Board of Directors reviews the interest rate risk policy limits at least annually.

Our controls and procedures may fail or be circumvented.

We regularly review and update our internal controls, disclosure controls and procedures, and corporate governance policies and procedures. Any system of controls, however well designed and operated, is based in part on certain assumptions and can provide only reasonable, not absolute, assurances that the objectives of the system are met. Any failure or circumvention of our controls and procedures or failure to comply with regulations related to controls and procedures could have a material adverse effect on our business, results of operations and financial condition.

Failure to keep pace with technological change could adversely affect our business.

The financial services industry is continually undergoing rapid technological change with frequent introductions of new technology-driven products and services. The effective use of technology increases efficiency and enables financial institutions to better serve customers and to reduce costs. Our future success depends, in part, upon our ability to address the needs of our customers by using technology to provide products and services that will satisfy customer demands, as well as to create additional efficiencies in our operations. Many of our competitors have substantially greater resources to invest in technological improvements. We may not be able to effectively implement new technology-driven products and services or be successful in marketing these products and services to our customers. Failure to successfully keep pace with technological change affecting the financial services industry could have a material adverse impact on our business and, in turn, our financial condition and results of operations.

Our profitability is dependent on our banking activities.

Because we are a bank holding company, our profitability is directly attributable to the success of the Bank. Our banking activities compete with other banking institutions on the basis of products, service, convenience and price, among others. Due in part to both regulatory changes and consumer demands, banks have experienced increased competition from other entities offering similar products and services. We rely on the profitability of the Bank and dividends received from the Bank for payment of our operating expenses and satisfaction of our obligations. As is the case with other similarly situated financial institutions, our profitability will be subject to the fluctuating cost and availability of funds, changes in the prime lending rate and other interest rates, changes in economic conditions in general, and other factors.

Risks Related to Our Industry

We are subject to interest rate risk, which could adversely affect our financial condition and profitability.

A significant portion of our banking assets are subject to changes in interest rates. As of December 31, 2023, approximately 84% of our loan portfolio was in fixed rate loans, while only 16% was in variable rate loans. Like most financial institutions, our earnings significantly depend on our net interest income, the principal component of our earnings, which is the difference between interest earned by us from our interest-earning assets, such as loans and investment securities, and interest paid by us on our interest-bearing liabilities, such as deposits and borrowings. We expect that we will periodically experience “gaps” in the interest rate sensitivities of our assets and liabilities, meaning that either our interest-bearing liabilities will be more sensitive to changes in market interest rates than our interest-earning assets, or vice versa. In either event, if market interest rates should move contrary to our position, this “gap” will negatively impact our earnings. Many factors beyond our control impact interest rates, including economic conditions, governmental monetary policies, inflation, recession, changes in unemployment, the money supply, and disorder and instability in domestic and foreign financial markets. Changes in monetary policies of the various government agencies could influence not only the interest we receive on loans and securities and the interest we pay on deposits and borrowings, but such changes could also affect our ability to originate loans and obtain deposits, the fair value of our financial assets and liabilities, and the average duration of our assets and liabilities.

In a declining interest rate environment, there may be an increase in prepayments on loans as borrowers refinance their loans at lower rates. In a rising interest rate environment, the interest rate increases often result in larger payment requirements for our floating interest rate borrowers, which increases the potential for default. At the same time, the

 37  

marketability of the property securing a loan may be adversely affected by any reduced demand resulting from higher interest rates. An increase (or decrease) in interest rates also requires us to increase (or decrease) the interest rates that we pay on our deposits. Changes in interest rates also can affect the value of loans, securities and other assets. An increase in interest rates that adversely affects the ability of borrowers to pay the principal or interest on loans may lead to increases in nonperforming assets, charge-offs and delinquencies, further increases to the allowance for credit losses, and a reduction of income recognized, among others, which could have a material adverse effect on our results of operations and cash flows. Further, when we place a loan on non-accrual status, we reverse any accrued but unpaid interest receivable, which decreases interest income. At the same time, we continue to have a cost to fund the loan, which is reflected as interest expense, without any interest income to offset the associated funding expense. Thus, an increase in the amount of nonperforming assets could have a material adverse impact on our net interest income.

In March 2020, in response to the COVID-19 pandemic, the Federal Reserve reduced the target Federal Funds rate to between zero and 0.25%; however, due in part to rising inflation, throughout 2022 the target Federal Funds rate increased to between 4.25% and 4.50%. Throughout 2023, the target Federal Funds rate increased to between 5.25% and 5.50%. Rapid changes in interest rates make it difficult for us to balance our loan and deposit portfolios, which may adversely affect our results of operations by, for example, reducing asset yields or spreads, creating operating and system issues, or having other adverse impacts on our business. When short-term interest rates are low for a prolonged period and assuming longer-term interest rates fall further, we could experience net interest margin compression as our interest-earning assets would continue to reprice downward while our interest-bearing liability rates could fail to decline in tandem, which would have an adverse effect on our net interest income and could have an adverse effect on our business, financial condition and results of operations. When interest-earning assets mature or reprice more quickly, or to a greater degree than interest-bearing liabilities, falling interest rates could reduce net interest income. When interest-bearing liabilities mature or reprice more quickly, or to a greater degree than interest-earning assets in a period, an increase in interest rates could reduce net interest income.

In addition, our mortgage operations provide a portion of our noninterest income. We generate mortgage revenues primarily from gains on the sale of residential mortgage loans pursuant to programs currently offered by Fannie Mae, Ginnie Mae or Freddie Mac. In this rising or higher interest rate environment, our originations of mortgage loans have decreased, resulting in fewer loans that are available to be sold to investors, which has decreased mortgage revenues in noninterest income. In addition, our results of operations are affected by the amount of noninterest expenses associated with mortgage activities, such as salaries and employee benefits, other loan expense, and other costs. During periods of reduced loan demand, our results of operations may be adversely affected to the extent that we are unable to reduce expenses commensurate with the decline in loan originations.

Inflationary pressures and rising prices may affect our results of operations and financial condition.

In 2021 through 2022, inflation rose to levels not seen for over 40 years, reaching 7% and 6.5%, respectively. In 2023, the annual inflation rate decreased to 3.4% but inflationary pressures are currently expected to remain elevated throughout 2024. Inflation could lead to increased costs to our customers, making it more difficult for them to repay their loans or other obligations increasing our credit risk. Sustained higher interest rates by the Federal Reserve may be needed to tame persistent inflationary price pressures, which could push down asset prices and weaken economic activity. A deterioration in economic conditions in the United States and our markets could result in an increase in loan delinquencies and non-performing assets, decreases in loan collateral values and a decrease in demand for our products and services, all of which, in turn, would adversely affect our business, financial condition and results of operations.

The Federal Reserve has implemented significant economic strategies that have affected interest rates, inflation, asset values, and the shape of the yield curve.

In 2020, in response to economic disruption associated with the COVID-19 pandemic, the Federal Reserve quickly reduced short-term rates to extremely low levels and acted to influence the markets to reduce long-term rates as well. During 2021, the Federal Reserve significantly reduced such “easing” actions that held down long-term rates. During 2022, the Federal Reserve switched to a tightening policy. It raised short-term rates significantly and rapidly throughout the year. Those actions triggered a significant decline in the values of most categories of U.S. stocks and bonds; significantly raised recessionary expectations for the U.S.; and inverted the yield curve in the U.S. for much of the last two quarters of 2022.

Effects on the yield curve often are most pronounced at the short end of the curve, which is of particular importance to us and other banks. Among other things, easing strategies are intended to lower interest rates, expand the money supply, and stimulate economic activity, while tightening strategies are intended to increase interest rates, discourage borrowing, tighten the money supply, and restrain economic activity. However, in 2022, short term rates rose faster than long term rates to the point that the yield curve inverted for much of the final two quarters of 2022. This sort of phenomenon—where short term rates rise more strongly and rapidly than long-term rates can follow—is relatively uncommon.

 38  

It is unclear how long it will take for long-term rates to catch up. Many external factors may interfere with the effects of these plans or cause them to be changed, sometimes quickly. Such factors include significant economic trends or events as well as significant international monetary policies and events. These economic strategies have had, and will continue to have, a significant impact on our business and on many of our clients. As exemplified by the 2023 bank failures in the U.S., such strategies also can affect the U.S. and world-wide financial systems in ways that may be difficult to predict.

Negative public opinion surrounding the Company and the financial institutions industry generally could damage our reputation and adversely impact our earnings.

Reputation risk, or the risk to our business, earnings and capital from negative public opinion surrounding the Company and the financial institutions industry generally, is inherent in our business. Negative public opinion can result from our actual or alleged conduct in any number of activities, including lending practices, corporate governance and acquisitions, and from actions taken by government regulators and community organizations in response to those activities. Negative public opinion can adversely affect our ability to keep and attract clients and employees and can expose us to litigation and regulatory action. Although we take steps to minimize reputation risk in dealing with our clients and communities, this risk will always be present given the nature of our business.

Adverse developments affecting the financial services industry, such as recent bank failures or concerns involving liquidity, may have a material adverse effect on the Company’s operations.

The high-profile bank failures in 2023 involving Silicon Valley Bank, Signature Bank, and First Republic Bank caused general uncertainty and concern regarding the liquidity adequacy of the banking sector. Although we were not directly affected by these bank failures, the resulting speed and ease in which news, including social media commentary, led depositors to withdraw or attempt to withdraw their funds from these and other financial institutions, which then caused the stock prices of many financial institutions to become volatile. Additional bank failures could have an adverse effect on our financial condition and results of operations, either directly or through an adverse impact on certain of our customers.

In response to these bank failures and the resulting market reaction, the Secretary of the Treasury approved actions enabling the FDIC to complete its resolutions of the failed banks in a manner that fully protects depositors by utilizing the Deposit Insurance Fund, including the use of Bridge Banks to assume all of the deposit obligations of the failed banks, while leaving unsecured lenders and equity holders of such institutions exposed to losses.. With the risk of any additional bank failures, we may face the potential for reputational risk, deposit outflows, increased costs and competition for liquidity, and increased credit risk which, individually or in the aggregate, could have a material adverse effect on our business, financial condition and results of operations.

Consumers may decide not to use banks to complete their financial transactions.

Technology and other changes are allowing parties to complete financial transactions through alternative methods that historically have involved banks. For example, consumers can now maintain funds that would have historically been held as bank deposits in brokerage accounts, mutual funds or general-purpose reloadable prepaid cards. Consumers can also complete transactions such as paying bills and/or transferring funds directly without the assistance of banks. The process of eliminating banks as intermediaries, known as “disintermediation,” could result in the loss of fee income, as well as the loss of customer deposits and the related income generated from those deposits. The loss of these revenue streams and the lower cost of deposits as a source of funds could have a material adverse effect on our financial condition and results of operations.

Our reliance on brokered deposits could adversely affect our liquidity and operating results.

Among other sources of funds, in 2023, we relied on brokered deposits to provide funds with which to make loans and provide other liquidity needed. Our brokered deposits were $379.4 million, representing 11.2% of our total deposits at December 31, 2023 and included fixed-rate time deposits with maturities through October 2028. Brokered deposits are utilized, along with other wholesale funding sources, to fund loan growth and offset core deposit outflows. Generally, these deposits may not be as stable as other types of deposits. In the future, these depositors may not replace their deposits with us as they mature, or we may have to pay a higher rate of interest to keep those deposits or to replace them with other deposits or sources of funds. Not being able to maintain or replace these deposits as they mature could affect our liquidity. Paying higher deposit rates to maintain or replace these types of deposits could adversely affect our net interest margin and operating results.

Risks Related to Our Strategic Plans

We are dependent on key individuals and the loss of one or more of these key individuals could curtail our growth and adversely affect our prospects.

R. Arthur Seaver, Jr., our chief executive officer, and Calvin C. Hurst, our president, each have extensive and long-standing ties within our primary market area and substantial experience with our operations, and each has contributed

 39  

significantly to our growth. If we lose the services of any of these individuals, they would be difficult to replace, and our business and development could be materially and adversely affected. We may not be successful in retaining key personnel, and the unexpected loss of services of one or more of our key personnel could have a material adverse effect on our business because of their skill, knowledge of our primary markets, years of industry experience and the difficulty of promptly finding qualified replacement personnel. In particular, D. Andrew Borrmann, our chief financial officer, announced his resignation on February 27, 2024. Leadership transitions can be inherently difficult to manage, and an inadequate transition to a permanent successor may cause disruptions to our business due to, among other things, diverting management’s attention or causing a deterioration in morale.

Our success also depends, in part, on our continued ability to attract and retain experienced loan originators, as well as other management personnel, including other executive vice presidents. Competition for personnel is intense, and the process of locating key personnel with the combination of skills and attributes required to execute our business strategy may be lengthy.

If the services of any of our other key personnel should become unavailable for any reason, we may not be able to identify and hire qualified persons on terms acceptable to the Company, or at all, which could have a material adverse effect on our business, results of operation, financial condition, and future prospects. The departure of any of our other personnel could also have a material adverse impact on our business, results of operations and growth prospects.

The success of our growth strategy depends on our ability to identify and retain individuals with experience and relationships in the markets in which we intend to expand.

To expand our franchise successfully, we must identify and retain experienced key management members with local expertise and relationships in these markets. We expect that competition for qualified management in the markets in which we may expand will be intense and that there will be a limited number of qualified persons with knowledge of and experience in the community banking industry in these markets. Even if we identify individuals that we believe could assist us in establishing a presence in a new market, we may be unable to recruit these individuals away from more established financial institutions. In addition, the process of identifying and recruiting individuals with the combination of skills and attributes required to carry out our strategy requires both management and financial resources and is often lengthy. Our inability to identify, recruit, and retain talented personnel to manage new offices effectively would limit our growth and could materially adversely affect our business, financial condition, and results of operations.

We will face risks with respect to future expansion.

We routinely evaluate opportunities to expand into new markets, as we did in Columbia, South Carolina in 2007, Charleston, South Carolina in 2012, Raleigh, North Carolina in 2017, Atlanta, Georgia in 2017, Summerville, South Carolina and Greensboro, North Carolina in 2018 and Charlotte, North Carolina in 2021. We may also expand our lines of business or offer new products or services as well as seek to acquire other financial institutions or parts of those institutions. Any merger and acquisition activities could be material and could require us to use a substantial amount of common stock, cash, other liquid assets, and/or incur debt. Moreover, these types of expansions involve various risks, including:

  ● the time and costs of evaluating new markets, hiring or retaining experienced local management, and opening new offices and the time lags between these activities and the generation of sufficient assets and deposits to support the costs of the expansion;
  ● the incurrence and possible impairment of goodwill associated with an acquisition and possible adverse effects on our results of operations;
  ● the potential inaccuracy of the estimates and judgments used to evaluate credit, operations, management, and market risks with respect to a target institution;
  ● incurring the time and expense associated with identifying and evaluating potential merger or acquisition targets and other expansion opportunities and negotiating potential transactions, resulting in management’s attention being diverted from the operation of our existing business;
  ● the possibility that the expected benefits of a transaction may not materialize in the timeframe expected or at all, or may be costlier to achieve;
  ● the risk that we may be unsuccessful in attracting and retaining deposits and originating high quality loans in new markets;
  ● difficulty or unanticipated expense associated with converting the operating systems of an acquired or merged company into ours;
  ● delay in completing a merger, acquisition or other expansion activities due to litigation, closing conditions or the regulatory approval process; and
  ● the risk of loss of key employees and clients of the Company or the acquired or merged company.
 40  

There is no assurance that existing branches or future branches, if any, will maintain or achieve deposit levels, loan balances or other operating results necessary to avoid losses or produce profits. Our growth may entail an increase in overhead expenses if we add new branches and staff. There are considerable costs involved in opening branches, and new branches generally do not generate sufficient revenues to offset their costs until they have been in operation for at least a year or more. Accordingly, any new branches established can be expected to negatively impact earnings for some period of time until they reach certain economies of scale. Our historical results may not be indicative of future results or results that may be achieved, particularly if we continue to expand.

Failure to successfully address these and other issues related to any expansion could have a material adverse effect on our business, financial condition and results of operations, including short-term and long-term liquidity, and could adversely affect our ability to successfully implement our business strategy.

New lines of business or new products and services may subject us to additional risk.

From time to time, we may implement new lines of business or offer new products and services within existing lines of business. There are substantial risks and uncertainties associated with these efforts, particularly in instances where the markets are not fully developed. In developing and marketing new lines of business and/or new products and services, we may invest significant time and resources. Initial timetables for the introduction and development of new lines of business and/or new products or services may not be achieved and price and profitability targets may not prove feasible. External factors, such as compliance with regulations, competitive alternatives, and shifting market preferences, may also impact the successful implementation of a new line of business and/or a new product or service. Furthermore, any new line of business and/or new product or service could have a significant impact on the effectiveness of our system of internal controls. Failure to successfully manage these risks in the development and implementation of new lines of business and/or new products or services could have a material adverse effect on our business and, in turn, our financial condition and results of operations.

Risks Related to Our Common Stock

Our ability to pay cash dividends is limited, and we may be unable to pay future dividends even if we desire to do so.

The Federal Reserve has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition. The Federal Reserve’s policies also require that a bank holding company serve as a source of financial strength to its subsidiary banks by standing ready to use available resources to provide adequate capital funds to those banks during periods of financial stress or adversity and by maintaining the financial flexibility and capital-raising capacity to obtain additional resources for assisting its subsidiary banks where necessary. Further, under the prompt corrective action regulations, the ability of a bank holding company to pay dividends may be restricted if a subsidiary bank becomes undercapitalized. These regulatory policies could affect the ability of the Company to pay dividends or otherwise engage in capital distributions.

Statutory and regulatory limitations apply to the Bank’s payment of dividends to the Company. As a South Carolina chartered bank, the Bank is subject to limitations on the amount of dividends that it is permitted to pay. Unless otherwise instructed by the S.C. Board, the Bank is generally permitted under South Carolina state banking regulations to pay cash dividends of up to 100% of net income in any calendar year without obtaining the prior approval of the S.C. Board. The FDIC also has the authority under federal law to enjoin a bank from engaging in what in its opinion constitutes an unsafe or unsound practice in conducting its business, including the payment of a dividend under certain circumstances. If the Bank is not permitted to pay cash dividends to the Company, it is unlikely that we would be able to pay cash dividends on our common stock. Moreover, holders of our common stock are entitled to receive dividends only when, and if declared by our board of directors.

Our stock price may be volatile, which could result in losses to our investors and litigation against us.

Our stock price has been volatile in the past and several factors could cause the price to fluctuate substantially in the future. These factors include but are not limited to: actual or anticipated variations in earnings, changes in analysts’ recommendations or projections, our announcement of developments related to our businesses, operations and stock performance of other companies deemed to be peers, new technology used or services offered by traditional and non-traditional competitors, news reports of trends, irrational exuberance on the part of investors, new federal banking regulations, and other issues related to the financial services industry. Our stock price may fluctuate significantly in the future, and these fluctuations may be unrelated to our performance. General market declines or market volatility in the future, especially in the financial institutions sector, could adversely affect the price of our common stock, and the current market price may not be indicative of future market prices. Stock price volatility may make it more difficult for you to resell

 41  

your common stock when you want and at prices you find attractive. Moreover, in the past, securities class action lawsuits have been instituted against some companies following periods of volatility in the market price of its securities. We could in the future be the target of similar litigation. Securities litigation could result in substantial costs and divert management’s attention and resources from our normal business.

Future sales of our stock by our shareholders or the perception that those sales could occur may cause our stock price to decline.

Although our common stock is listed for trading on The NASDAQ Global Market, the trading volume in our common stock is lower than that of other larger financial services companies. A public trading market having the desired characteristics of depth, liquidity and orderliness depends on the presence in the marketplace of willing buyers and sellers of our common stock at any given time. This presence depends on the individual decisions of investors and general economic and market conditions over which we have no control. Given the relatively low trading volume of our common stock, significant sales of our common stock in the public market, or the perception that those sales may occur, could cause the trading price of our common stock to decline or to be lower than it otherwise might be in the absence of those sales or perceptions.

Economic and other circumstances may require us to raise capital at times or in amounts that are unfavorable to us. If we have to issue shares of common stock, they will dilute the percentage ownership interest of existing shareholders and may dilute the book value per share of our common stock and adversely affect the terms on which we may obtain additional capital.

We may need to incur additional debt or equity financing in the future to make strategic acquisitions or investments or to strengthen our capital position. Our ability to raise additional capital, if needed, will depend on, among other things, conditions in the capital markets at that time, which are outside of our control and our financial performance. We cannot provide assurance that such financing will be available to us on acceptable terms or at all, or if we do raise additional capital that it will not be dilutive to existing shareholders.

If we determine, for any reason, that we need to raise capital, subject to applicable NASDAQ rules, our board generally has the authority, without action by or vote of the shareholders, to issue all or part of any authorized but unissued shares of stock for any corporate purpose, including issuance of equity-based incentives under or outside of our equity compensation plans. Additionally, we are not restricted from issuing additional common stock or preferred stock, including any securities that are convertible into or exchangeable for, or that represent the right to receive, common stock or preferred stock or any substantially similar securities. The market price of our common stock could decline as a result of sales by us of a large number of shares of common stock or preferred stock or similar securities in the market or from the perception that such sales could occur. If we issue preferred stock that has a preference over the common stock with respect to the payment of dividends or upon liquidation, dissolution or winding-up, or if we issue preferred stock with voting rights that dilute the voting power of the common stock, the rights of holders of the common stock or the market price of our common stock could be adversely affected. Any issuance of additional shares of stock will dilute the percentage ownership interest of our shareholders and may dilute the book value per share of our common stock. Shares we issue in connection with any such offering will increase the total number of shares and may dilute the economic and voting ownership interest of our existing shareholders.

Provisions of our articles of incorporation and bylaws, South Carolina law, and state and federal banking regulations, could delay or prevent a takeover by a third party.

Our articles of incorporation and bylaws could delay, defer, or prevent a third party takeover, despite possible benefit to the shareholders, or otherwise adversely affect the price of our common stock. Our governing documents:

  ● authorize a class of preferred stock that may be issued in series with terms, including voting rights, established by the board of directors without shareholder approval;
  ● authorize 10,000,000 shares of common stock and 10,000,000 shares of preferred stock that may be issued by the board of directors without shareholder approval;
  ● classify our board with staggered three year terms, preventing a change in a majority of the board at any annual meeting;
  ● require advance notice of proposed nominations for election to the board of directors and business to be conducted at a shareholder meeting;
  ● grant the board of directors the discretion, when considering whether a proposed merger or similar transaction is in the best interests of the Company and our shareholders, to take into account the effect of the transaction on the employees, clients and suppliers of the Company and upon the communities in which offices of the Company are located, to the extent permitted by South Carolina law;
  ● provide that the number of directors shall be fixed from time to time by resolution adopted by a majority of the directors then in office, but may not consist of fewer than five nor more than 25 members; and
  ● provide that no individual who is or becomes a “business competitor” or who is or becomes affiliated with, employed by, or a representative of any individual, corporation, or other entity which the board of directors, after
 42  
    having such matter formally brought to its attention, determines to be in competition with us or any of our subsidiaries (any such individual, corporation, or other entity being a “business competitor”) shall be eligible to serve as a director if the board of directors determines that it would not be in our best interests for such individual to serve as a director (any financial institution having branches or affiliates within Greenville County, South Carolina is presumed to be a business competitor unless the board of directors determines otherwise).

In addition, the South Carolina business combinations statute provides that a 10% or greater shareholder of a resident domestic corporation cannot engage in a “business combination” (as defined in the statute) with such corporation for a period of two years following the date on which the 10% shareholder became such, unless the business combination or the acquisition of shares is approved by a majority of the disinterested members of such corporation’s board of directors before the 10% shareholder’s share acquisition date. This statute further provides that at no time (even after the two-year period subsequent to such share acquisition date) may the 10% shareholder engage in a business combination with the relevant corporation unless certain approvals of the board of directors or disinterested shareholders are obtained or unless the consideration given in the combination meets certain minimum standards set forth in the statute. The law is very broad in its scope and is designed to inhibit unfriendly acquisitions but it does not apply to corporations whose articles of incorporation contain a provision electing not to be covered by the law. Our articles of incorporation do not contain such a provision. An amendment of our articles of incorporation to that effect would, however, permit a business combination with an interested shareholder even though that status was obtained prior to the amendment.

Finally, the Change in Bank Control Act and the BHCA generally require filings and approvals prior to certain transactions that would result in a party acquiring control of the Company or the Bank.

Our common stock is not an insured deposit and is not guaranteed by the FDIC.

Shares of our common stock are not a bank deposit and, therefore, losses in value are not insured by the FDIC, any other deposit insurance fund or by any other public or private entity. Investment in shares of our common stock is inherently risky for the reasons described herein and our shareholders will bear the risk of loss if the value or market price of our common stock is adversely affected.

General Risk Factors

We may be subject to claims and litigation asserting lender liability.

From time to time, clients and others make claims and take legal action pertaining to our performance of fiduciary responsibilities. These claims are often referred to as “lender liability” claims and are sometimes brought in an effort to produce or increase leverage against us in workout negotiations or debt collection proceedings. Lender liability claims frequently assert one or more of the following allegations: breach of fiduciary duties, fraud, economic duress, breach of contract, breach of the implied covenant of good faith and fair dealing, and similar claims. Whether customer claims and legal action related to the performance of our responsibilities are founded or unfounded, if such claims and legal actions are not resolved in a favorable manner, they may result in significant financial liability and/or adversely affect our market reputation, products and services, as well as potentially affecting customer demand for those products and services. Any financial liability or reputation damage could have a material adverse effect on our business, which, in turn, could have a material adverse effect on our financial condition, results of operations and liquidity.

From time to time, we are, or may become, involved in suits, legal proceedings, information-gatherings, investigations and proceedings by governmental and self-regulatory agencies that may lead to adverse consequences.

Many aspects of the banking business involve a substantial risk of legal liability. From time to time, we are, or may become, the subject of information-gathering requests, reviews, investigations and proceedings, and other forms of regulatory inquiry, including by bank regulatory agencies, self-regulatory agencies, the SEC and law enforcement authorities. The results of such proceedings could lead to significant civil or criminal penalties, including monetary penalties, damages, adverse judgements, settlements, fines, injunctions, restrictions on the way we conduct our business or reputational harm.

Item 1B. Unresolved Staff Comments.

None.

Item 1C. Cybersecurity.

We depend heavily on various information systems and electronic resources to conduct our business operations. Additionally, a majority of our clients, service providers, and other business partners on whom we rely, including providers of our online banking, mobile banking, and accounting systems, utilize their own electronic information systems. Any of these systems are susceptible to compromise, whether by employees, clients, or other authorized individuals, as well as

 43  

by malicious actors employing sophisticated and continuously evolving software, tools, and strategies. Given our status as a financial services provider and our relative size, we and our business partners are considered high-value targets for such malicious actors. For further details, please refer to the “Risks Related to Information Security and Business Interruption” section of the Risk Factors outlined in Item 1A of this Form 10-K.

As a result, we have devoted significant resources to assessing, identifying, and managing cybersecurity risks and threats, including:

  ● Maintaining policies and procedures regarding security operations and governance through the implementation of an Information Security Program;
  ● Establishing a committee responsible for security administration, including regular assessments of our systems, existing controls, vulnerabilities, and potential improvements;
  ● Implementing multi-layered controls to avoid reliance on single controls;
  ● Utilizing both preventative and detective tools to monitor and block suspicious activity and to alert of potential threats;
  ● Keeping abreast of new technology and evaluating tools to help respond to threats to cybersecurity in real time;
  ● Managing and maintaining cybersecurity controls utilizing available people, processes and technology;
  ● Utilizing a third-party risk management program for purposes of identifying, assessing and managing risks involved with external service providers;
  ● Conducting thorough due diligence concerning our third-party service providers, including evaluating their cybersecurity practices;
  ● Collaborating with third-party cybersecurity consultants, who perform regular penetration testing, vulnerability assessments, and other procedures to identify potential weaknesses in our systems and processes;
  ● Providing regular cybersecurity training for both our employees and Board of Directors.

The Information Security Program, overseen by our Executive Project and Technology Risk Committee (“EPTRC”), plays a vital role in our overall risk management system. It encompasses administrative, technical, and physical measures aimed at safeguarding the security and confidentiality of client records and information. We also have an Incident Response Plan which is continually updated in response to an ever-changing threat landscape to provide long-term strategies for remediation, prevention of future incidents and resiliency to all types of threats. The incident response team (i) includes subject matter experts to address cyber threats and (ii) includes members of management responsible to monitor threat escalation and identify events that may warrant Board notification and a Form 8-K cybersecurity notice.

Occasionally, we have encountered cybersecurity threats necessitating adjustments to our procedures and the integration of extra safeguards. Although these specific threats or incidents haven’t significantly impacted us thus far, it is possible that future threats and incidents we detect could potentially have a material adverse effect on our business strategy, results of operations, and financial condition.

Our management team is tasked with the daily management of the cybersecurity risks we encounter and supervises the EPTRC. Our EPTRC, in turn, oversees the assessment of information security, the creation of policies, standards, and procedures, as well as testing, training, and security reporting processes for our Company. The EPTRC is comprised of management with the appropriate expertise and authority to ensure effective oversight of the Information Security Program.

Furthermore, our Board of Directors, both collectively and through its Risk Committee, holds responsibility for overseeing risk management, including cybersecurity risks. In this capacity, the Board and the Risk Committee, supported by management and third-party cybersecurity advisors, ensure that the risk management processes devised and executed by management are adequate and operational as intended. Annually, the Board reviews and approves our information security program, vendor management policy (including third-party service providers), acceptable use policy, incident response policy, and business continuity planning policy. These policies are developed and implemented by our management team. To fulfill their duties, the Board receives regular updates from the Risk Committee regarding cybersecurity risks and management’s endeavors to prevent, detect, mitigate, and address any cybersecurity incidents, at least quarterly.

Item 2. Properties.

Our principal executive offices and the Bank’s main office are located at 6 Verdae Boulevard, Greenville, South Carolina 29607. In addition, we currently operate eight additional offices located in Greenville, Columbia, Summerville and Charleston, South Carolina, one office in Raleigh, North Carolina, one office in Greensboro, North Carolina, one office in

 44  

Charlotte, North Carolina, and one office in Atlanta, Georgia. We lease eight of our offices and own the remaining five locations.

Item 3. Legal Proceedings.

In the ordinary course of operations, we may be a party to various legal proceedings from time to time. We do not believe that there is any pending or threatened proceeding against us, which, if determined adversely, would have a material effect on our business, results of operations, or financial condition.

Item 4. Mine Safety Disclosures.

None.

PART II

Item 5. Market for Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities.

Market Information and Holders of Record

Our common stock is currently traded on the NASDAQ Global Market under the symbol “SFST.” We had approximately 2,900 shareholders of record on February 5, 2024.

Dividends

We have not declared or paid any cash dividends on our common stock since our inception. For the foreseeable future, we do not intend to declare cash dividends. We intend to retain earnings to grow our business and strengthen our capital base. Our ability to pay cash dividends depends primarily on the ability of our subsidiary, the Bank to pay dividends to us. As a South Carolina chartered bank, the Bank is subject to limitations on the amount of dividends that it is permitted to pay. Unless otherwise instructed by the S.C. Board, the Bank is generally permitted under South Carolina state banking regulations to pay cash dividends of up to 100% of net income in any calendar year without obtaining the prior approval of the S.C. Board. The FDIC also has the authority under federal law to enjoin a bank from engaging in what in its opinion constitutes an unsafe or unsound practice in conducting its business, including the payment of a dividend under certain circumstances.

Equity Compensation Plan Information

The following table sets forth information regarding equity compensation plans approved by security holders at December 31, 2023. We had no equity compensation plans that were not approved by security holders at December 31, 2023. The number of shares and the exercise prices for options have been adjusted for the 10% stock dividends in 2006, 2011, 2012, and 2013.

Plan Category  Number of securities
to be issued upon
exercise of
outstanding options,
warrants and rights (a)		   Weighted-average
exercise price of
outstanding options,
warrants and rights
(b)(3)		   Number of securities
remaining available for
future issuance under
equity compensation
plans (c) (excluding
securities reflected in
column(a))		 
Equity compensation plans approved by security holders               
2010 Stock Incentive Plan – options(1)   78,802   $26.18    - 
2016 Equity Incentive Plan – options(1)   245,047    37.99    - 
2020 Equity Incentive Plan (2)   7,500    52.85    319,058 
Total   331,349   $35.51    319,058 
(1) Under the terms of the 2010 and 2016 Plans no further incentive stock option awards may be granted; however, the Plans will remain in effect until all awards have been exercised or forfeited and we determine to terminate the Plans.
(2) The 2020 Equity Incentive Plan provides for shares to be issued as either stock options or restricted stock grants.
(3) The weighted-average exercise prices in this column are based on outstanding options and do not take into account unvested awards of restricted stock as these awards do not have an exercise price.
 45  

Stock Performance Graph

The performance graph below compares the Company’s cumulative total return over the most recent five-year period with the SNL Southeast Bank Index, a banking industry performance index for the southeastern United States, and the Russell 2000 Index, a small-cap stock market index which the Company was added to in June 2016. Returns are shown on a total return basis, assuming the reinvestment of dividends and a beginning stock index value of $100 per share. The following performance graph does not constitute soliciting material and should not be deemed filed or incorporated by reference into any other Company filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, except to the extent that we specifically incorporate the performance graphs by reference therein.

   Period Ending 
   12/31/2018   12/31/2019   12/31/2020   12/31/2021   12/31/2022   12/31/2023 
Southern First Bancshares   100.00    132.49    110.23    194.86    142.66    115.68 
S&P US BMI Banks – Southeast Bank Index   100.00    140.94    126.37    180.49    146.81    151.44 
Russell 2000 Index   100.00    125.52    150.58    172.90    137.56    160.85 

Sales of Unregistered Equity Securities

None

Stock Repurchases

The Company does not have a current repurchase plan and, as such, future repurchases will require additional approval of our Board of Directors and the Federal Reserve.

Item 6. [Reserved]

 46  

Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations

The following discussion and analysis identifies significant factors that have affected our financial position and operating results during the periods included in the accompanying financial statements. We encourage you to read this discussion and analysis in conjunction with the financial statements and the related notes and the other statistical information also included in this Annual Report on Form 10-K.

OVERVIEW

Our business model continues to be client-focused, utilizing relationship teams to provide our clients with a specific banker contact and support team responsible for all of their banking needs. The purpose of this structure is to provide a consistent and superior level of professional service, and we believe it provides us with a distinct competitive advantage. We consider exceptional client service to be a critical part of our culture, which we refer to as “ClientFIRST.”

At December 31, 2023, we had total assets of $4.06 billion, a 9.9% increase from total assets of $3.69 billion at December 31, 2022. The largest components of our total assets are loans which were $3.60 billion and $3.27 billion at December 31, 2023 and 2022, respectively. Our liabilities and shareholders’ equity at December 31, 2023 totaled $3.74 billion and $312.5 million, respectively, compared to liabilities of $3.40 billion and shareholders’ equity of $294.5 million at December 31, 2022. The principal component of our liabilities is deposits which were $3.38 billion and $3.13 billion at December 31, 2023 and 2022, respectively.

Like most community banks, we derive the majority of our income from interest received on our loans and investments. Our primary source of funds for making these loans and investments is our deposits, on which we pay interest. Consequently, one of the key measures of our success is our amount of net interest income, or the difference between the income on our interest-earning assets, such as loans and investments, and the expense on our interest-bearing liabilities, such as deposits and borrowings. Another key measure is the difference between the yield we earn on these interest-earning assets and the rate we pay on our interest-bearing liabilities, which is called our net interest spread. In addition to earning interest on our loans and investments, we earn income through fees and other charges to our clients.

Our net income available to common shareholders for the years ended December 31, 2023 and 2022 was $13.4 million and $29.1 million, or diluted earnings per share (“EPS”) of $1.66 and $3.61 for the years ended December 31, 2023 and 2022, respectively. The decrease in net income resulted primarily from a decrease in net interest income and an increase in noninterest expenses, partially offset by a decrease in the provision for credit losses. In addition, our net income available to shareholders was $46.7 million, or EPS of $5.85 for the year ended December 31, 2021.

 47  

SELECTED FINANCIAL DATA

The following table sets forth our selected historical consolidated financial information for the periods and as of the dates indicated. We derived our balance sheet and income statement data for the years ended December 31, 2023, 2022, and 2021 from our audited consolidated financial statements. You should read this information together with “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and our audited consolidated financial statements and the related notes thereto, which are included elsewhere in this Annual Report on Form 10-K.

     
   Years Ended December 31, 
(dollars in thousands, except per share data)  2023   2022   2021 
BALANCE SHEET DATA               
Total assets  $4,055,789    3,691,981    2,925,548 
Investment securities   154,641    104,180    124,302 
Loans (1)   3,602,627    3,273,363    2,489,877 
Allowance for credit losses   40,682    38,639    30,408 
Deposits   3,379,564    3,133,864    2,563,826 
FHLB advances and other borrowings   275,000    175,000    - 
Subordinated debentures   36,322    36,214    36,106 
Common equity   312,467    294,512    277,901 
Preferred stock   -    -    - 
Shareholders’ equity   312,467    294,512    277,901 
SELECTED RESULTS OF OPERATIONS DATA               
Interest income  $177,598    117,662    93,167 
Interest expense   99,944    20,041    5,435 
Net interest income   77,654    97,621    87,732 
Provision for credit losses   1,260    6,155    (12,400)
Net interest income after provision for credit losses   76,394    91,466    100,132 
Noninterest income   9,860    9,580    17,101 
Noninterest expenses   68,827    62,933    56,430 
Income before income tax expense   17,427    38,113    60,803 
Income tax expense   4,001    8,998    14,092 
Net income   13,426    29,115    46,711 
Preferred stock dividends   -    -    - 
Net income available to common shareholders  $13,426    29,115    46,711 
PER COMMON SHARE DATA               
Basic  $1.67    3.66    5.96 
Diluted   1.66    3.61    5.85 
Book value   38.63    36.76    35.07 
Weighted average number of common shares outstanding:               
Basic, in thousands   8,047    7,958    7,844 
Diluted, in thousands   8,078    8,072    7,989 
SELECTED FINANCIAL RATIOS               
Performance Ratios:               
Return on average assets   0.34%   0.90%   1.75%
Return on average equity   4.44%   10.20%   18.64%
Return on average common equity   4.44%   10.20%   18.64%
Net interest margin, tax equivalent(2)   2.07%   3.19%   3.45%
Efficiency ratio (3)   78.65%   58.71%   53.83%
Asset Quality Ratios:               
Nonperforming assets to total loans (1)   0.11%   0.08%   0.20%
Nonperforming assets to total assets   0.10%   0.07%   0.17%
Net charge-offs to average total loans   0.00%   (0.05%)   0.06%
Allowance for credit losses to nonperforming loans   1,026.58%   1,470.74%   625.16%
Allowance for credit losses to total loans   1.13%   1.18%   1.22%
Holding Company Capital Ratios:               
Total risk-based capital ratio   12.57%   12.91%   14.90%
Tier 1 risk-based capital ratio   10.60%   10.88%   12.65%
Leverage ratio   8.14%   9.17%   10.19%
Common equity tier 1 ratio(4)   10.19%   10.44%   12.09%
Tangible common equity(5)   7.70%   7.98%   9.50%
Growth Ratios:               
Change in assets   9.85%   26.20%   17.84%
Change in loans   10.06%   31.47%   16.19%
Change in deposits   7.84%   22.23%   19.65%
Change in net income to common shareholders   -53.89%   -37.67%   154.86%
Change in earnings per common share - diluted   -54.02%   -38.29%   150.00%
 48  

Footnotes to table:

(1) Excludes loans held for sale.
(2) The tax-equivalent adjustment to net interest income adjusts the yield for assets earning tax-exempt income to a comparable yield on a taxable basis.
(3) Noninterest expense divided by the sum of net interest income and noninterest income.
(4) The common equity tier 1 ratio is calculated as the sum of common equity divided by risk-weighted assets.
(5) The common equity ratio is calculated as total equity less preferred stock divided by total assets.

CRITICAL ACCOUNTING ESTIMATES

We have adopted various accounting policies that govern the application of accounting principles generally accepted in the U.S. and with general practices within the banking industry in the preparation of our financial statements. Our significant accounting policies are described in Note 1 to our Consolidated Financial Statements as of December 31, 2023.

Certain accounting policies inherently involve a greater reliance on the use of estimates, assumptions and judgments and, as such, have a greater possibility of producing results that could be materially different than originally reported, which could have a material impact on the carrying values of our assets and liabilities and our results of operations. We consider these accounting policies and estimates to be critical accounting policies. We have identified the determination of the allowance for credit losses, the fair valuation of financial instruments and income taxes to be the accounting areas that require the most subjective or complex judgments and, as such, could be most subject to revision as new or additional information becomes available or circumstances change, including overall changes in the economic climate and/or market interest rates. Therefore, management has reviewed and approved these critical accounting policies and estimates and has discussed these policies with the Company’s Audit Committee.

Allowance for Credit Losses

The allowance for credit losses (“ACL”) is management’s current estimate of expected credit losses that will result from the inability of our borrowers to make required loan payments, with particular applicability on our balance sheet to loans and unfunded loan commitments. Estimating the amount of the ACL requires significant judgment and the use of estimates related to historical experience, current conditions, reasonable and supportable forecasts, and the value of collateral on collateral-dependent loans. Credit losses are charged against the allowance, while recoveries of amounts previously charged off are credited to the allowance. A provision for credit losses is charged to operations based on management’s periodic evaluation of the factors previously mentioned, as well as other pertinent factors.

There are many factors affecting the ACL; some are quantitative while others require qualitative judgment. Although management believes its process for determining the allowance adequately considers all the potential factors that could potentially result in credit losses, the process includes subjective elements and is susceptible to significant change. To the extent actual outcomes are worse than management estimates, additional provision for credit losses could be required that could adversely affect our earnings or financial position in future periods.

See Note 1 – Summary of Significant Accounting Policies and Activities for further detailed descriptions of our estimation process and methodology related to the ACL. See also Note 4 – Loans and Allowance for Credit Losses and “Provision for Credit Losses” in this MD&A.

Fair Valuation of Financial Instruments

Certain assets and liabilities are measured at fair value on a recurring basis, including securities and derivative instruments. Assets and liabilities carried at fair value inherently include subjectivity and may require the use of significant assumptions, adjustments and judgment including, among others, discount rates, rates of return on assets, cash flows, default rates, loss rates, terminal values and liquidation values. A significant change in assumptions may result in a significant change in fair value, which in turn, may result in a higher degree of financial statement volatility and could result in significant impact on our results of operations, financial condition or disclosures of fair value information.

The fair value hierarchy requires use of observable inputs first and subsequently unobservable inputs when observable inputs are not available. Our fair value measurements involve various valuation techniques and models, which involve inputs that are observable (Level 1 or Level 2 in fair value hierarchy), when available. The level of judgment required to determine fair value is dependent on the methods or techniques used in the process. Assets and liabilities that are measured at fair value using quoted prices in active markets (Level 1) do not require significant judgment while the valuation of assets and liabilities when quoted market prices are not available (Levels 2 and 3) may require significant

 49  

judgment to assess whether observable or unobservable inputs for those assets and liabilities provide reasonable determination of fair value. See Note 12 to the Consolidated Financial Statements for additional information regarding the fair values measured at each level of the fair value hierarchy, additional discussion regarding fair value measurements, and a brief description of how fair value is determined for categories that have unobservable inputs.

Income Taxes

The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled.

RESULTS OF OPERATIONS

Net Interest Income and Margin

Our level of net interest income is determined by the level of earning assets and the management of our net interest margin. For the years ended December 31, 2023, 2022, and 2021, our net interest income was $77.7 million, $97.6 million, and $87.7 million, respectively. The $20.0 million, or 20.5%, decrease in net interest income during 2023, compared to 2022, was driven by a $79.9 million increase in interest expense, primarily related to our interest-bearing deposits, partially offset by a $59.9 million increase in interest income. During 2022, our net interest income increased $9.9 million, or 11.3%, compared to 2021, while average interest-earning assets increased $525.0 million and average interest-bearing liabilities increased $401.0 million.

Interest income for the years ended December 31, 2023, 2022, and 2021 was $177.6 million, $117.7 million, and $93.2 million, respectively. A significant portion of our interest income relates to our strategy to maintain a large portion of our assets in higher earning loans compared to lower yielding investments and federal funds sold. As such, 93.5% of our interest income related to interest on loans during 2023, compared to 97.1% during 2022 and 98.3% during 2021. Also, included in interest income on loans was $1.7 million related to the net amortization of loan fees and capitalized loan origination costs for the year ended December 31, 2023, compared to $1.7 million and $1.4 million for the years ended December 31, 2022 and 2021, respectively. The increase in interest income during 2023 was driven by an increase in average interest-earning assets, combined with higher yields on those assets.

Interest expense was $99.9 million, $20.0 million, and $5.4 million for the years ended December 31, 2023, 2022, and 2021, respectively. Interest expense on deposits for 2023 represented 91.4% of total interest expense, compared to 90.3% for 2022, and 71.9% for 2021, while interest expense on borrowings represented 8.6% of total interest expense for 2023, compared to 9.7% for 2022, and 28.1% for 2021. The increase in interest expense on deposits during 2023 resulted primarily from an increase in the rate paid on deposit balances which relates to the Federal Reserve’s 525 basis point increase in the federal funds rate over the past two years.

We have included a number of tables to assist in our description of various measures of our financial performance. For example, the “Average Balances, Income and Expenses, Yields and Rates” table shows the average balance of each category of our assets and liabilities as well as the yield we earned or the rate we paid with respect to each category during 2023, 2022, and 2021. Similarly, the “Rate/Volume Analysis” table demonstrates the effect of changing interest rates and changing volume of assets and liabilities on our financial condition during the periods shown. We also track the sensitivity of our various categories of assets and liabilities to changes in interest rates, and we have included tables to illustrate our interest rate sensitivity with respect to interest-earning and interest-bearing accounts.

The following table sets forth information related to our average balance sheet, average yields on assets, and average costs of liabilities at December 31, 2023, 2022 and 2021. We derived these yields or costs by dividing income or expense by the average balance of the corresponding assets or liabilities. We derived average balances from the daily balances throughout the periods indicated. During the same periods, we had no securities purchased with agreements to resell. All investments were owned at an original maturity of over one year. Nonaccrual loans are included in earning assets in the following tables. Loan yields have been reduced to reflect the negative impact on our earnings of loans on nonaccrual status. The net of capitalized loan costs and fees are amortized into interest income on loans.

 50  

Average Balances, Income and Expenses, Yields and Rates

   For the Year Ended December 31, 
   2023   2022   2021 
(dollars in thousands)  Average
Balance		   Income/
Expense		   Yield/
Rate		   Average
Balance		   Income/
Expense		   Yield/
Rate		   Average
Balance		   Income/
Expense		   Yield/
Rate		 
Interest-earning assets                                             
Federal funds sold and interest-bearing deposits with banks  $134,495   $6,998    5.20%  $88,077   $1,439    1.63%  $123,379   $233    0.19%
Investment securities, taxable   121,739    4,296    3.53%   97,328    1,793    1.84%   92,812    1,110    1.20%
Investment securities, nontaxable (1)   7,941    217    2.73%   10,604    256    2.41%   11,331    292    2.58%
Loans (2)   3,497,623    166,137    4.75%   2,870,733    114,233    3.98%   2,314,257    91,599    3.96%
Total interest-earning assets   3,761,798    177,648    4.72%   3,066,742    117,721    3.84%   2,541,779    93,234    3.67%
Noninterest-earning assets   162,771              157,380              126,654           
Total assets  $3,924,569             $3,224,122             $2,668,433           
Interest-bearing liabilities                                             
NOW accounts  $299,703    2,254    0.75%  $374,956    816    0.22%  $306,669    204    0.07%
Savings & money market   1,708,874    61,241    3.58%   1,364,961    13,138    0.96%   1,176,820    2,454    0.21%
Time deposits   631,967    27,878    4.41%   301,793    4,148    1.37%   176,301    1,251    0.71%
Total interest-bearing deposits   2,640,544    91,373    3.46%   2,041,710    18,102    0.89%   1,659,790    3,909    0.24%
FHLB advances and other borrowings   169,963    6,382    3.75%   19,614    209    1.07%   704    11    1.56%
Subordinated debt   36,265    2,189    6.04%   36,156    1,730    4.78%   36,049    1,515    4.20%
Total interest-bearing liabilities   2,846,772    99,944    3.51%   2,097,498    20,041    0.96%   1,696,543    5,435    0.32%
Noninterest-bearing liabilities   775,116              841,233              721,267           
Shareholders’ equity   302,681              285,409              250,623           
Total liabilities and shareholders’ equity  $3,924,569             $3,224,122             $2,668,433           
Net interest spread             1.21%             2.88%             3.35%
Net interest income(tax equivalent)/margin       $77,704    2.07%       $97,680    3.19%       $87,799    3.45%
Less: tax-equivalent  adjustment (1)        (50)             (59)             (67)     
Net interest income       $77,654             $97,621             $87,732      
(1) The tax-equivalent adjustment to net interest income adjusts the yield for assets earning tax-exempt income to a comparable yield on a taxable basis.
(2) Includes loans held for sale and nonaccrual loans.

Our net interest margin, on a tax-equivalent basis (TE), was 2.07%, 3.19% and 3.45% for the years ended December 31, 2023, 2022 and 2021, respectively. Our net interest margin (TE) decreased 112 basis points in 2023, compared to 2022, driven by higher costs on our interest-bearing liabilities, partially offset by an increase in yield on our interest-earning assets. During 2022, our net interest margin decreased 26 basis points, compared to 2021, due to higher costs on our interest-bearing liabilities, partially offset by an increase in yield on our interest-earning assets.

Our average interest-earning assets increased by $695.1 million during the year ended December 31, 2023, compared to 2022, while the related yield on our interest-earning assets increased by 88 basis points. The increase in average interest-earning assets was driven by a $626.9 million increase in average loan balances and a $46.4 million increase in federal funds sold and interest-bearing deposits with banks. In addition, the increase in yield on our interest earning assets was driven by a 357 basis point increase in the yield on our federal funds sold and other interest-bearing deposits which repriced as the Federal Reserve increased the federal funds rate by 100 basis points during 2023.

Our average interest-bearing liabilities increased by $749.3 million during 2023 while the cost of our interest-bearing liabilities increased by 255 basis points. The increase in average interest-bearing liabilities was driven primarily by a $598.8 million increase in average interest-bearing deposits at an average rate of 3.46%. During 2022, our average interest-bearing liabilities increased by $401.0 million, compared to 2021, while the cost of our interest-bearing liabilities increased by 64 basis points.

During the year ended December 31, 2022, our average interest-earning assets increased by $525.0 million, compared to 2021, while the yield on our interest-earning assets increased by 17 basis points. The increase in average interest-earning assets was driven primarily by a $556.5 million increase in average loan balances combined with an $35.3 million decrease in federal funds sold and interest-bearing deposits with banks. In addition, the increase in yield on our interest earning assets was driven by a 144 basis point increase in the yield on our federal funds sold and other interest-bearing deposits which repriced as the Federal Reserve increased the federal funds rate by 425 basis points during 2022.

Our net interest spread was 1.21% for the year ended December 31, 2023, compared to 2.88% for the same period in 2022 and 3.35% for 2021. The net interest spread is the difference between the yield we earn on our interest-earning assets and the rate we pay on our interest-bearing liabilities. The 255 basis point increase in the cost of our interest-

 51  

bearing liabilities, partially offset by an 88 basis point increase in yield on our interest-earning assets resulted in a 167 basis point decrease in our net interest spread for the 2023 period. We anticipate continued pressure on our net interest spread and net interest margin in future periods as our deposits continue to reprice immediately with increases in the fed funds rate, compared to our loan portfolio which reprices as loans are originated or renewed.

Rate/Volume Analysis

Net interest income can be analyzed in terms of the impact of changing interest rates and changing volume. The following tables set forth the effect which the varying levels of interest-earning assets and interest-bearing liabilities and the applicable rates have had on changes in net interest income for the periods presented.

   Years Ended 
   December 31, 2023 vs. 2022   December 31, 2022 vs. 2021 
   Increase (Decrease) Due to Change in   Increase (Decrease) Due to Change in 
(dollars in thousands)  Volume   Rate   Rate/
Volume		   Total   Volume   Rate   Rate/
Volume		   Total 
Interest income                                        
Loans  $24,945    22,127    4,832    51,904   $22,025    491    118    22,634 
Investment securities   401    1,725    347    2,473    49    585    21    655 
Federal funds sold   758    3,144    1,657    5,559    (67)   1,782    (509)   1,206 
Total interest income   26,104    26,996    6,836    59,936    22,007    2,858    (370)   24,495 
Interest expense                                        
Deposits   3,371    58,928    10,972    73,271    838    10,997    2,358    14,193 
FHLB advances and other borrowings   1,602    528    4,044    6,174    294    (3)   (94)   197 
Subordinated debt   5    452    1    458    4    211    1    216 
Total interest expense   4,978    59,908    15,017    79,903    1,136    11,205    2,265    14,606 
Net interest income  $21,126    (32,912)   (8,181)   (19,967)  $20,871    (8,347)   (2,635)   9,889 

Net interest income, the largest component of our income, was $77.7 million for the year ended December 31, 2023, a $20.0 million decrease from net interest income of $97.6 million for the year ended December 31, 2022. The decrease in net interest income was driven by a $79.9 million increase in interest expense, partially offset by a $59.9 million increase in interest income. The 257 basis point increase in deposit costs drove the increase in interest expense while the $626.9 million increase in average loan balances combined with the 77 basis point increase in loan yield drove the increase in interest income.

Net interest income was $97.6 million for the year ended December 31, 2022, a $9.9 million increase from net interest income of $87.7 million for the year ended December 31, 2021. The increase in net interest income was driven by a $24.5 million increase in interest income, partially offset by a $14.6 million increase in interest expense. The $556.5 million increase in average loan balances was the primary driver of the increase in interest income, while the 65 basis point increase in deposit costs drove the increase in interest expense.

Provision for Credit Losses

The provision for credit losses, which includes a provision for losses on unfunded commitments, is a charge to earnings to maintain the allowance for credit losses and reserve for unfunded commitments at levels consistent with management’s assessment of expected losses in the loan portfolio at the balance sheet date. On January 1, 2022, we adopted the Current Expected Credit Loss (CECL) methodology for estimating credit losses, which resulted in an increase of $1.5 million in our allowance for credit losses and an increase of $2.0 million in our reserve for unfunded commitments. The tax-effected impact of these two items amounted to $2.8 million and was recorded as an adjustment to our retained earnings as of January 1, 2022. We review the adequacy of the allowance for credit losses on a quarterly basis. Please see the discussion below under “Results of Operations – Allowance for Credit Losses” for a description of the factors we consider in determining the amount of the provision we expense each period to maintain this allowance.

There was a $1.3 million provision for credit losses for the year ended December 31, 2023, compared to a provision of $6.2 million and a reversal of $12.4 million for the years ended December 31, 2022 and 2021, respectively. The $1.3 million provision during 2023 included a $2.2 million provision for credit losses and a reversal of $949,000 for unfunded commitments. The $2.2 million provision was driven primarily by $329.3 million in loan growth during the year, while the $949,000 reversal was driven by a $153.7 million decrease in unfunded commitments. The $6.2 million provision during 2022, which included a $780,000 provision for unfunded commitments, was driven primarily by $783.5 million in loan growth during the year, combined with a $259.6 million increase in unfunded commitments. In addition, to loan growth,

 52  

the provision for credit losses was impacted by slightly lower expected loss rates due to historically low charge-offs during the 12 months ended December 31, 2022 while minor adjustments to two internal qualitative factors increased the qualitative component of the allowance and related provision expense. The $12.4 million reversal of provision during 2021 related to a reduction in qualitative adjustment factors driven by the overall improvement in economic conditions as well as improvement in the credit quality of our portfolio following the pandemic.

Following is a summary of the activity in the allowance for credit losses.

   December 31, 
(dollars in thousands)  2023   2022   2021 
Balance, beginning of period  $38,639    30,408    44,149 
Adjustment for CECL   -    1,500    - 
Provision for (reversal of) credit losses   2,209    5,375    (12,400)
Loan charge-offs   (761)   (485)   (2,166)
Loan recoveries   595    1,841    825 
Net loan (charge-offs) recoveries   (166)   1,356    (1,341)
Balance, end of period  $40,682    38,639    30,408 

As of December 31, 2023, the allowance for credit losses totaled $40.7 million, or 1.13% of gross loans. In comparison, the allowance for credit losses totaled $38.6 million as of December 31, 2022, or 1.18% of gross loans, and $30.4 million as of December 31, 2021, or 1.22% of gross loans.

During the year ended December 31, 2023, we had net charge-offs of $166,000, consisting of $761,000 of loans charged-off in the current year, partially offset by $595,000 of recoveries on loans previously charged-off. Net charge-offs were 0.00% of the average outstanding loan portfolio for 2023. In addition, nonperforming assets increased to 0.10% of total assets while our level of classified assets decreased to 4.25% at December 31, 2023.

We reported net recoveries of $1.4 million and net charge-offs of $1.3 million for the years ended December 31, 2022 and 2021, respectively, including charge-offs of $485,000 and recoveries of $825,000 in 2022 and 2021, respectively. The net recoveries of $1.4 million and charge-offs of $1.3 million during 2022 and 2021, respectively, represented 0.05% and 0.06% of the average outstanding loan portfolios for 2022 and 2021, respectively. In addition, nonperforming assets were 0.07% and 0.17% of total assets for 2022 and 2021, respectively, and classified assets were 4.72% and 12.61% at December 31, 2022 and 2021, respectively.

Noninterest Income

The following table sets forth information related to our noninterest income.

   Year ended December 31, 
(dollars in thousands)  2023   2022   2021 
Mortgage banking income  $4,036    4,198    11,376 
Service fees on deposit accounts   1,382    1,265    1,174 
ATM and debit card income   2,245    2,163    2,037 
Income from bank owned life insurance   1,379    1,289    1,231 
Net lender fees on PPP loan sale   -    -    268 
Gain (loss) on disposal of fixed assets   -    (394)   10 
Gain on sale of securities   -    12    (3)
Other income   818    1,047    1,008 
Total noninterest income  $9,860    9,580    17,101 

Noninterest income was $9.9 million for the year ended December 31, 2023, a $280,000, or 2.9%, increase compared to noninterest income of $9.6 million for the year ended December 31, 2022. The increase in noninterest income during 2023, compared to 2022, resulted primarily from a loss on disposal of assets during the prior year. Offsetting the increases in noninterest income were decreases in mortgage banking income and other income. Other income decreased due to a decrease in loan fee income during 2023 as compared to 2022 due to fewer loan originations.

Noninterest income was $9.6 million for the year ended December 31, 2022, a $7.5 million, or 44.0%, decrease compared to noninterest income of $17.1 million for the year ended December 31, 2021. The decrease in noninterest income during 2022, compared to 2021, resulted primarily from the following:

 53  
  ● Mortgage banking income decreased $7.2 million, or 63.1%, driven by low inventory in the housing market, lower refinance volumes, and a decrease in margin on loan sales. During 2022, purchase transactions accounted for  approximately 84% of our mortgage volume compared to 40% in 2021 as refinance transactions diminished due to the higher mortgage rates in 2022.

Offsetting these decreases in noninterest income were increases in service fees on deposit accounts and ATM and debit card income due to growth in our client base and transaction volume.

Noninterest Expenses

The following table sets forth information related to our noninterest expenses.

   Years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Compensation and benefits  $40,275    38,790    36,103 
Occupancy   10,255    9,105    6,956 
Other real estate owned expenses, net   -    -    385 
Outside service and data processing costs   7,078    6,112    5,468 
Insurance   3,766    1,686    1,149 
Professional fees   2,496    2,635    2,589 
Marketing   1,357    1,216    905 
Other   3,600    3,389    2,875 
Total noninterest expenses  $68,827    62,933    56,430 

Noninterest expenses were $68.8 million for the year ended December 31, 2023, a $5.9 million, or 9.4%, increase from noninterest expense of $62.9 million for 2022.

The increase in total noninterest expenses during 2023, compared to 2022, resulted primarily from the following:

  ● Compensation and benefits expense increased $1.5 million, or 3.8%, during 2023 relating primarily to an increase in salaries and incentive compensation.
  ● Occupancy expenses increased $1.2 million, or 12.6%, driven by increased depreciation, insurance, property taxes and maintenance expenses primarily related to our new headquarters building.
  ● Outside service and data processing costs increased $966,000, or 15.8%, primarily due to increased electronic banking, software licensing costs and debit card related expenses.
  ● Insurance expenses increased $2.1 million, or 123.4%, related to higher FDIC insurance premiums.
  ● Marketing expenses increased $141,000, or 11.6%, driven by an increase in community sponsorships and business development.
  ● Other noninterest expenses increased $211,000, or 6.2%, due primarily to an increase in telephone expense and deposit account and fraud losses.

Partially offsetting the above increases was a decrease in professional of $139,000, or 5.3% due to less legal fees and consulting expenses.

Noninterest expenses were $62.9 million for the year ended December 31, 2022, a $6.5 million, or 11.5%, increase from noninterest expense of $56.4 million for 2021.

The increase in total noninterest expenses during 2022, compared to 2021, resulted primarily from the following:

  ● Compensation and benefits expense increased $2.7 million, or 7.4%, during 2022 relating primarily to a $5.2 million increase in salaries and incentive compensation, partially offset by a $2.4 million decrease in mortgage commissions paid on sales activity. During 2022, we grew by 15 employees who were hired primarily to grow our footprint in each of our South Carolina, North Carolina, and Georgia markets.
  ● Occupancy expenses increased $2.1 million, or 30.9%, driven by increased depreciation, insurance, property taxes and maintenance expenses primarily related to our new headquarters building.
  ● Outside service and data processing costs increased $644,000, or 11.8%, primarily due to increased electronic banking, software licensing costs and ATM card related expenses.
  ● Insurance expenses increased $537,000, or 46.7%, related to higher FDIC insurance premiums.
 54  
  ● Marketing expenses increased $311,000, or 34.4%, driven by an increase in community sponsorships and business development.
  ● Other noninterest expenses increased $514,000, or 17.9%, due primarily to an increase in travel expenses between our eight markets, deposit account losses, and staff related expenses.

Partially offsetting the above increases was a decrease in other real estate owned expenses of $385,000 due to the sale of one commercial property in 2021.

Our efficiency ratio was 78.7% for 2023 compared to 58.7% for 2022. The efficiency ratio represents the percentage of one dollar of expense required to be incurred to earn a full dollar of revenue and is computed by dividing noninterest expense by the sum of net interest income and noninterest income. The increase during the 2023 period relates primarily to the decrease in net interest income compared to the prior year.

Income Taxes

Income tax expense was $4.0 million, $9.0 million and $14.1 million for the years ended December 31, 2023, 2022 and 2021, respectively. Our effective tax rate was 23.0% for the year ended December 31, 2023, compared to 23.6% for 2022, and 23.2% for 2021. The fluctuation in the effective rate for each of the periods is driven by to the impact of tax-exempt income and equity compensation transactions that occurred during the respective periods in relation to pre-tax income.

Investment Securities

At December 31, 2023 and 2022, our investment securities portfolio was $154.6 million and $104.2 million, respectively, and represented approximately 3.8% and 2.8% of our total assets, respectively. Our available for sale investment portfolio included corporate bonds, US treasuries, US agency securities, SBA securities, state and political subdivisions, asset-backed securities, and mortgage-backed securities with a fair value of $134.7 million and amortized cost of $149.1 million for an unrealized loss of $14.4 million at December 31, 2023 compared to a fair value of $93.3 million and amortized cost of $110.3 million for an unrealized loss of $17.0 million at December 31, 2022.

The amortized costs and the fair value of our investments are as follows.

           December 31, 
   2023   2022   2021 
(dollars in thousands)  Amortized
Cost		   Fair
Value		   Amortized
Cost		   Fair
Value		   Amortized
Cost		   Fair
Value		 
Available for Sale                              
Corporate bonds  $2,147    1,910    2,172    1,883    2,198    2,188 
US treasuries   9,495    9,394    999    871    999    992 
US government agencies   20,594    18,656    13,007    10,617    14,504    14,169 
SBA securities   -    -    -    -    429    438 
State and political subdivisions   22,642    19,741    22,910    18,906    24,887    25,176 
Asset-backed securities   33,450    33,236    6,435    6,229    10,136    10,164 
Mortgage-backed securities   60,730    51,765    64,800    54,841    68,065    67,154 
Total  $149,058    134,702    110,323    93,347    121,218    120,281 

Contractual maturities and yields on our investments are shown in the following table. Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.

 55  
       December 31, 2023 
   Less Than One Year   One to Five Years   Five to Ten Years   Over Ten Years   Total 
(dollars in thousands)  Amount   Yield   Amount   Yield   Amount   Yield   Amount   Yield   Amount   Yield 
Available for Sale                                                  
Corporate bonds  $-    -    $-    -   $1,910    2.01%  $-    -   $1,910    2.01%
US treasuries   8,497    5.42%   897    1.27%   -    -    -    -    9,394    5.02%
US government agencies   970    0.45%   2,385    1.00%   15,301    4.41%   -    -    18,656    3.77%
State and political subdivisions   -    -    906    1.94%   5,769    1.89%   13,066    2.15%   19,741    2.06%
Asset-backed securities   -    -    296    (6.13%)   -    -    32,940    6.63%   33,236    6.57%
Mortgage-backed securities   -    -    4,795    1.15%   5,400    1.59%   41,570    2.00%   51,765    1.87%
Total  $9,467    4.91%  $9,279    0.98%  $28,380    3.20%  $87,576    3.76%  $134,702    3.55%

Other investments are comprised of the following and are recorded at cost which approximates fair value.

   December 31, 
(dollars in thousands)  2023   2022 
Federal Home Loan Bank stock  $16,063    9,250 
Other investments   3,473    1,180 
Investment in Trust Preferred subsidiaries   403    403 
Total  $19,939    10,833 

Loans

Since loans typically provide higher interest yields than other types of interest-earning assets, a substantial percentage of our earning assets are invested in our loan portfolio. Average loans for the years ended December 31, 2023 and 2022 were $3.50 billion and $2.87 billion, respectively. Before allowance for credit losses, total loans outstanding at December 31, 2023 and 2022 were $3.60 billion and $3.27 billion, respectively.

The principal component of our loan portfolio is loans secured by real estate mortgages. As of December 31, 2023, our loan portfolio included $3.05 billion, or 84.8%, of real estate loans, compared to $2.78 billion, or 84.8%, as of December 31, 2022. Most of our real estate loans are secured by residential or commercial property. We obtain a security interest in real estate, in addition to any other available collateral, in order to increase the likelihood of the ultimate repayment of the loan. Generally, we limit the loan-to-value ratio on loans to coincide with the appropriate regulatory guidelines. We attempt to maintain a relatively diversified loan portfolio to help reduce the risk inherent in concentration in certain types of collateral and business types. In addition to traditional residential mortgage loans, we issue second mortgage residential real estate loans and home equity lines of credit. Home equity lines of credit totaled $183.0 million as of December 31, 2023, of which approximately 46% were in a first lien position, while the remaining balance was second liens, compared to $179.3 million as of December 31, 2022, of which approximately 48% were in first lien positions and the remaining balance was in second liens. The average home equity loan had a balance of approximately $85,000 and a loan to value of approximately 73% as of December 31, 2023, compared to an average loan balance of $84,000 and a loan to value of approximately 73% as of December 31, 2022. Further, 0.8% and 0.6% of our total home equity lines of credit were over 30 days past due as of December 31, 2023 and 2022, respectively.

Following is a summary of our loan composition for each of the last three years ended December 31, 2023. Of the $329.3 million in loan growth in 2023, $171.7 million of growth was in commercial related loans, while $157.6 million of growth was in consumer related loans, specifically consumer real estate mortgages which grew by $151.2 million during 2023. The increase in consumer real estate loans is related to our focus to continue to originate high quality 1-4 family consumer real estate loans. Our average consumer real estate loan currently has a principal balance of $469,000, a term of 23 years, and an average rate of 4.10%.

 56  
   December 31, 
   2023   2022   2021 
(dollars in thousands)  Amount   %of
Total		   Amount   %of
Total		   Amount   %of
Total		 
Commercial                        
Owner occupied RE  $631,657    17.5%  $612,901    18.7%  $488,965    19.6%
Non-owner occupied RE   942,529    26.2%   862,579    26.3%   666,833    26.8%
Construction   150,680    4.2%   109,726    3.4%   64,425    2.6%
Business   500,161    13.9%   468,112    14.3%   333,049    13.4%
Total commercial loans   2,225,027    61.8%   2,053,318    62.7%   1,553,272    62.4%
Consumer                              
Real estate   1,082,429    30.0%   931,278    28.4%   694,401    27.9%
Home equity   183,004    5.1%   179,300    5.5%   154,839    6.2%
Construction   63,348    1.7%   80,415    2.5%   59,846    2.4%
Other   48,819    1.4%   29,052    0.9%   27,519    1.1%
Total consumer loans   1,377,600    38.2%   1,220,045    37.3%   936,605    37.6%
Total gross loans, net of deferred fees   3,602,627    100.0%   3,273,363    100.0%   2,489,877    100.0%
Less – allowance for credit losses   (40,682)        (38,639)        (30,408)     
Total loans, net  $3,561,945        $3,234,724        $2,459,469      

Maturities and Sensitivity of Loans to Changes in Interest Rates

The information in the following table is based on the contractual maturities of individual loans, including loans which may be subject to renewal at their contractual maturity. Renewal of such loans is subject to review and credit approval, as well as modification of terms upon maturity. Actual repayments of loans may differ from the maturities reflected below because borrowers have the right to prepay obligations with or without prepayment penalties.

The following table summarizes the composition and maturities of the loan portfolio.

       December 31, 2023 
(dollars in thousands)  One year
or less		   After one
but within
five years		   After five
but within
fifteen years		   After
fifteen
years		   Total 
Commercial                    
Owner occupied RE  $17,358    177,203    395,130    41,966    631,657 
Non-owner occupied RE   68,601    517,622    331,727    24,579    942,529 
Construction   26,762    64,432    59,486    -    150,680 
Business   114,432    194,416    186,927    4,386    500,161 
Total commercial loans   227,153    953,673    973,270    70,931    2,225,027 
Consumer                         
Real estate   10,593    51,956    301,095    718,785    1,082,429 
Home equity   2,716    27,578    147,855    4,855    183,004 
Construction   -    252    39,459    23,637    63,348 
Other   11,157    33,592    3,265    805    48,819 
Total consumer loans   24,466    113,378    491,674    748,082    1,377,600 
Total gross loan, net of deferred fees  $251,619    1,067,051    1,464,944    819,013    3,602,627 
 57  

The following table summarizes the loans due after one year by category.

    Interest Rate 
(dollars in thousands)   Fixed    Floating or
Adjustable		 
Commercial          
Owner occupied RE  $605,199    9,100 
Non-owner occupied RE   768,048    105,880 
Construction   81,326    42,592 
Business   293,920    91,809 
Total commercial loans   1,748,493    249,381 
Consumer          
Real estate   1,071,836    - 
Home equity   11,441    168,847 
Construction   63,348    - 
Other   11,525    26,137 
Total consumer loans   1,158,150    194,984 
Total gross loan, net of deferred fees  $2,906,643    444,365 

Nonperforming Assets

Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure and loans on nonaccrual status. The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans for the five years ended December 31, 2023. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received. Our policy with respect to nonperforming loans requires the borrower to make a minimum of six consecutive payments in accordance with the loan terms before that loan can be placed back on accrual status. Further, the borrower must show capacity to continue performing into the future prior to restoration of accrual status.

   December 31, 
(dollars in thousands)  2023   2022   2021 
Commercial            
Non-owner occupied RE  $1,423    247    270 
Business   319    182    - 
Consumer               
Real estate   985    207    989 
Home equity   1,236    195    653 
Nonaccruing troubled debt restructurings (TDRs)   -    1,796    2,952 
Total nonaccrual loans, including nonaccruing TDRs   3,963    2,627    4,864 
Total nonperforming assets  $3,963    2,627    4,864 
Asset Quality Ratios:               
Nonperforming assets/total assets   0.10%   0.07%   0.17%
Nonaccrual loans/gross loans   0.11%   0.08%   0.20%
Total loans over 90 days past due (1)  $1,300    402    554 
Loans over 90 days past due and still accruing   -    -    - 
Accruing troubled debt restructurings   -    4,503    3,299 
(1) Loans over 90 days are included in nonaccrual loans

At December 31, 2023, nonperforming assets were $4.0 million, or 0.10% of total assets and 0.11% of gross loans, compared to $2.6 million, or 0.07% of total assets and 0.08% of gross loans at December 31, 2022. Nonaccrual loans increased $1.3 million to $4.0 million at December 31, 2023 from $2.6 million at December 31, 2022. During 2023, we added eight new loans totaling $2.0 million to nonaccrual, two loans totaling $283,000 were returned to accruing status, one loan totaling $30,000 was charged off, while paydowns on nonaccrual loans totaled $388,000. The amount of foregone interest income on the nonaccrual loans as of December 31, 2023 and 2022 was approximately $73,000 and $28,000, respectively, for the twelve-month periods.

 58  

A significant portion, or 95.1%, of nonaccrual loans at December 31, 2023 were secured by real estate. We have evaluated the underlying collateral on these loans and believe that the collateral on these loans is sufficient to minimize future losses. As a result of this level of coverage on nonaccrual loans, we believe the allowance for credit losses of $40.7 million for the year ended December 31, 2023 is adequate.

As a general practice, most of our commercial loans and a portion of our consumer loans are originated with relatively short maturities of less than ten years. As a result, when a loan reaches its maturity, we frequently renew the loan and thus extend its maturity using similar credit standards as those used when the loan was first originated. Due to these loan practices, we may, at times, renew loans which are classified as nonaccrual after evaluating the loan’s collateral value and financial strength of its guarantors. Nonaccrual loans are renewed at terms generally consistent with the ultimate source of repayment and rarely at reduced rates. In these cases, we will generally seek additional credit enhancements, such as additional collateral or additional guarantees to further protect the loan. When a loan is no longer performing in accordance with its stated terms, we will typically seek performance under the guarantee.

In addition, approximately 85% of our loans are collateralized by real estate and approximately 96% of our individually evaluated loans are secured by real estate. Individual loan evaluations are generally performed for individually evaluated loans, which includes nonaccrual loans and certain loans not meeting the risk characteristics of the pool, whether on accrual or nonaccrual status. We use third party appraisers to determine the fair value of collateral dependent loans. Our current loan and appraisal policies require us to review individually evaluated loans at least annually and determine whether it is necessary to obtain an updated appraisal, either through a new external appraisal or an internal appraisal evaluation. We review each of our individually evaluated loans on a quarterly basis to determine the level of impairment. As of December 31, 2023, we do not have any individually evaluated loans carried at a value in excess of the appraised value. We typically charge-off a portion or create a specific reserve for individually evaluated loans when we do not expect repayment to occur as agreed upon under the original terms of the loan agreement.

At December 31, 2023, individually evaluated loans totaled approximately $4.8 million for which $3.7 million of these loans have a reserve of approximately $688,000 allocated in the allowance. At December 31, 2022, individually evaluated loans totaled approximately $7.1 million for which $6.8 million of these loans had a reserve of approximately $1.3 million allocated in the allowance.

We adopted Accounting Standards Update (“ASU”) 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”) effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measurement of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty. During the 12 months ended December 31, 2023, we had two commercial business loans that were modified due to the borrowers experiencing financial difficulty. The amortized cost basis of the two loans was $319,000 at December 31, 2023.

Prior to adopting ASU 2022-02, we considered a loan to be a TDR when the debtor experienced financial difficulty and we provided concessions such that we would not collect all principal and interest in accordance with the original terms of the loan agreement. Concessions related to the contractual interest rate, maturity date, or payment structure of the note. As part of our workout plan for individual loan relationships, we restructured loan terms to assist borrowers facing challenges in the economic environment. As of December 31, 2022, we had $6.3 million in loans that we considered TDRs. As permitted by the CARES Act, we did not consider loan modifications to borrowers affected by COVID-19 to be TDRs unless the borrower was 30 days or more past due as of December 31, 2019, (ii) the modifications were related to COVID-19, and (iii) the modification occurred between March 1, 2020 and January 1, 2022. See Notes 1 and 4 to the Consolidated Financial Statements for additional information on loan modifications and TDRs.

Allowance for Credit Losses

At December 31, 2023 and December 31, 2022, the allowance for credit losses was $40.7 million and $38.6 million, respectively, or 1.13% and 1.18% of outstanding loans, respectively. The allowance for credit losses as a percentage of our outstanding loan portfolio decreased from the prior year primarily due to historically low loan charge-offs which factors into the expected loss rate on our current loan portfolio. In addition, our nonperforming assets increased to 0.10% compared to 0.07%, as a percentage of total assets, at December 31, 2023 and 2022, respectively. Our classified assets decreased to 4.25% of capital as of December 31, 2023, compared to 4.72% of capital as of December 31, 2022. See Note 4 to the Consolidated Financial Statements for more information on our allowance for credit losses.

 59  

The following table summarizes the net charge-off detail as a percentage of average loans by loan composition for the three years ended December 31, 2023.

   Year ended December 31, 
   2023   2022   2021 
(dollars in thousands)  Amount   %   Amount   %   Amount   % 
Net charge-offs:                              
Commercial                              
Owner occupied RE  $-    -   $-    -   $94    0.00%
Non-owner occupied RE   (57)   0.00%   1,540    0.05%   (573)   0.03%
Business   279    0.01%   153    0.01%   (943)   0.04%
Total commercial   222    0.01%   1,693    0.06%   (1,422)   0.06%
Consumer                              
Real estate   -    0.00%   -    0.00%   18    0.00%
Home equity   (373)   (0.01%)   (247)   0.01%   62    0.00%
Other   (15)   0.00%   (90)   0.00%   1    0.00%
Total consumer   (388)   (0.01%)   (337)   0.00%   81    0.00%
Net loan (charge-offs) recoveries  $(166)       $1,356        $(1,341)     
Net loan (charge-offs) recoveries as a % of average loans        0.00%        (0.05%)        0.06%

The following table summarizes the allocation of the allowance for credit losses among the various loan categories.

   Year ended December 31, 
   2023   2022 
(dollars in thousands)   Amount    %(1)   Amount    %(1)
Commercial                    
Owner occupied RE  $6,118    17.5%  $5,867    18.7%
Non-owner occupied RE   11,167    26.2%   10,376    26.3%
Construction   1,594    4.2%   1,292    3.4%
Business   7,385    13.9%   7,861    14.3%
Total commercial   26,264    61.8%   25,396    62.7%
Consumer                    
Real estate   10,647    30.0%   9,487    28.4%
Home equity   2,600    5.1%   2,551    5.5%
Construction   677    1.7%   893    2.5%
Other   494    1.4%   312    0.9%
Total consumer   14,418    38.2%   13,243    37.3%
Total allowance for credit losses  $40,682    100.0%  $38,639    100.0%
(1) Percentage of loans in each category to total loans

Deposits and Other Interest-Bearing Liabilities

Our primary source of funds for loans and investments is our deposits and advances from the FHLB. In the past, we have chosen to obtain a portion of our certificates of deposits from areas outside of our market in order to obtain longer term deposits than are readily available in our local market. Our internal guidelines regarding the use of brokered CDs limit our brokered CDs to 30% of total deposits. These guidelines allow us to take advantage of the attractive terms that wholesale funding can offer while mitigating the related inherent risk.

Our retail deposits represented $3.00 billion, or 88.8% of total deposits at December 31, 2023. At December 31, 2022, retail deposits represented $2.90 billion, or 92.5% of our total deposits. Brokered deposits were $379.4 million, representing 11.2% of our total deposits at December 31, 2023 and are included in time deposits greater than $250,000 in the following table. Our loan-to-deposit ratio was 107%, 104%, and 97% at December 31, 2023, 2022, and 2021, respectively.

 60  

The following table shows the average balance amounts and the average rates paid on deposits held by us.

   December 31, 
   2023   2022   2021 
(dollars in thousands)  Amount   Rate   Amount   Rate   Amount   Rate 
Noninterest bearing demand deposits  $717,275    -%   $788,960    -%   $671,223    -%
Interest bearing demand deposits   299,703    0.75%   374,956    0.22%   306,669    0.07%
Money market accounts   1,672,550    3.66%   1,323,487    0.99%   1,143,904    0.21%
Savings accounts   36,324    0.11%   41,474    0.05%   32,916    0.05%
Time deposits less than $250,000   106,169    3.88%   81,664    1.17%   78,487    0.80%
Time deposits greater than $250,000   525,798    4.52%   220,192    1.45%   97,814    0.59%
Total deposits  $3,357,819    2.72%  $2,830,733    0.64%  $2,331,013    0.17%

During the 12 months ended December 31, 2023, our average transaction account balances increased by $197.0 million, or 7.8%, while our average time deposit balances increased by $330.1 million, or 109.4%. Core deposits exclude out-of-market deposits and time deposits of $250,000 or more and provide a relatively stable funding source for our loan portfolio and other earning assets. Our core deposits were $2.81 billion, $2.76 billion, and $2.48 billion at December 31, 2023, 2022 and 2021, respectively.

All of our time deposits are certificates of deposits. The maturity distribution of our time deposits of $250,000 or more is as follows:

   December 31, 
(dollars in thousands)  2023   2022 
Three months or less  $169,419    235,216 
Over three through six months   86,342    76,778 
Over six through twelve months   58,293    35,681 
Over twelve months   254,011    27,076 
Total  $568,065    374,751 

Time deposits that meet or exceed the FDIC insurance limit of $250,000 at December 31, 2023 and December 31, 2022 were $568.1 million and $374.8 million, respectively, including wholesale deposits.

At December 31, 2023 and 2022, the Company estimates that it has approximately $1.3 billion and $1.4 billion, respectively, in uninsured deposits including related interest accrued and unpaid. Since it is not reasonably practicable to provide a precise measure of uninsured deposits, the amounts above are estimates and are based on the same methodologies and assumptions used for the bank’s regulatory reporting requirements by the FDIC for the Call Report.

Liquidity and Capital Resources

Liquidity is our ability to fund operations, to meet depositor withdrawals, to provide for customers’ credit needs, and to meet maturing obligations and existing commitments. Our liquidity principally depends on our cash flows from operating activities, investment in and maturity of assets, changes in balances of deposits and borrowings, and our ability to borrow funds. The bank failures in the first five months of 2023 exemplify the potential serious results of the unexpected inability of insured depository institutions to obtain needed liquidity to satisfy deposit withdrawal requests, including how quickly such requests can accelerate once uninsured depositors lose confidence in an institutions ability to satisfy its obligations to depositors. We seek to ensure our funding needs are met by maintaining a level of liquidity through asset and liability management. Liquidity management involves monitoring our sources and uses of funds in order to meet our day-to-day cash flow requirements while maximizing profits. Liquidity management is made more complicated because different balance sheet components are subject to varying degrees of management control. For example, the timing of maturities of our investment portfolio is fairly predictable and subject to a high degree of control at the time investment decisions are made. However, net deposit inflows and outflows are far less predictable and are not subject to the same degree of control.

At December 31, 2023 and 2022, our cash and cash equivalents amounted to $156.2 million and $170.9 million, or 3.9% and 4.6% of total assets, respectively. Our investment securities at December 31, 2023 and 2022 amounted to $154.6 million and $104.2 million, or 3.8% and 2.8% of total assets, respectively. Investment securities traditionally provide a secondary source of liquidity since they can be converted into cash in a timely manner.

 61  

Our ability to maintain and expand our deposit base and borrowing capabilities serves as our primary source of liquidity. We plan to meet our future cash needs through the liquidation of temporary investments, the generation of deposits, and from additional borrowings. In addition, we will receive cash upon the maturity and sale of loans and the maturity of investment securities. We maintain five federal funds purchased lines of credit with correspondent banks totaling $108.5 million to meet short-term liquidity needs. There were no borrowings against the lines at December 31, 2023.Further, in July 2023, we enrolled in the Federal Reserve’s Bank Term Funding Program which offers loans of up to one year in length if we pledge collateral eligible for purchase by the Federal Reserve Banks in open market operations, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. At December 31, 2023, we had $13.0 million of marketable investment securities pledged in the Federal Reserve’s Bank Term Funding Program. At December 31, 2023, we had $227.1 million pledged and available with the Federal Reserve Discount Window.

We are also a member of the FHLB of Atlanta, from which applications for borrowings can be made. The FHLB requires that securities, qualifying mortgage loans, and stock of the FHLB owned by the Bank be pledged to secure any advances from the FHLB. The unused borrowing capacity currently available from the FHLB at December 31, 2023 was $542.8 million, based on the Bank’s $16.1 million investment in FHLB stock, as well as qualifying mortgages available to secure any future borrowings. However, we are able to pledge additional securities to the FHLB in order to increase our available borrowing capacity. In addition, at December 31, 2023 we had $388.3 million of letters of credit outstanding with the FHLB to secure client deposits.

We have a relationship with IntraFi Promontory Network, allowing us to provide deposit customers with access to aggregate FDIC insurance in amounts exceeding $250,000. This gives us the ability, as and when needed, to attract and retain large deposits from insurance conscious customers. With IntraFi, we have the option to keep deposits on balance sheet or sell them to other members of the network. Additionally, subject to certain limits, the Bank can use IntraFi to purchase cost-effective funding without collateralization and in lieu of generating funds through traditional brokered CDs or the FHLB. In this manner, IntraFi can provide us with another funding option. Thus, it serves as a deposit-gathering tool and an additional liquidity management tool. Under the Economic Growth, Regulatory Relief, and Consumer Protection Act, a well capitalized bank with a CAMELS rating of 1 or 2 may hold reciprocal deposits up to the lesser of 20% of its total liabilities or $5 billion without those deposits being treated as brokered deposits.

We also have a line of credit with another financial institution for $15.0 million, which was unused at December 31, 2023. The line of credit was issued on December 28, 2023 at an interest rate of the U.S. Prime Rate plus 0.25% and a maturity date of February 28, 2025.

We believe that our existing stable base of core deposits, federal funds purchased lines of credit with correspondent banks, availability with the Federal Reserve’s Bank Term Funding Program and Discount Window, and borrowings from the FHLB will enable us to successfully meet our long-term liquidity needs. However, as short-term liquidity needs arise, we have the ability to sell a portion of our investment securities portfolio should we be required to meet those needs.

Total shareholders’ equity was $312.5 million at December 31, 2023 and $294.5 million at December 31, 2022. The $18.0 million increase during 2023 is due primarily to net income to common shareholders of $13.4 million, stock option exercises and expenses of $2.5 million and $2.1 million gain in other comprehensive income.

The following table shows the return on average assets (net income divided by average total assets), return on average equity (net income divided by average equity), equity to assets ratio (average equity divided by average assets), and tangible common equity ratio (total equity less preferred stock divided by total assets) for the three years ended December 31, 2023. Since our inception, we have not paid cash dividends.

   December 31, 
(dollars in thousands)  2023   2022   2021 
Return on average assets   0.34%   0.90%   1.75%
Return on average equity   4.44%   10.20%   18.64%
Return on average common equity   4.44%   10.20%   18.64%
Average equity to average assets ratio   7.71%   8.85%   9.39%
Tangible common equity to assets ratio   7.70%   7.98%   9.50%

Under the capital adequacy guidelines, regulatory capital is classified into two tiers. These guidelines require an institution to maintain a certain level of Tier 1 and Tier 2 capital to risk-weighted assets. Tier 1 capital consists of common shareholders’ equity, excluding the unrealized gain or loss on securities available for sale, minus certain intangible assets. In determining the amount of risk-weighted assets, all assets, including certain off-balance sheet assets, are multiplied

 62  

by a risk-weight factor of 0% to 100% based on the risks believed to be inherent in the type of asset. Tier 2 capital consists of Tier 1 capital plus the general reserve for credit losses, subject to certain limitations. We are also required to maintain capital at a minimum level based on total average assets, which is known as the Tier 1 leverage ratio.

Regulatory capital rules, which we refer to as Basel III, impose minimum capital requirements for bank holding companies and banks. The Basel III rules apply to all national and state banks and savings associations regardless of size and bank holding companies and savings and loan holding companies other than “small bank holding companies,” generally holding companies with consolidated assets of less than $3 billion. In order to avoid restrictions on capital distributions or discretionary bonus payments to executives, a covered banking organization must maintain a “capital conservation buffer” on top of our minimum risk-based capital requirements. This buffer must consist solely of common equity Tier 1, but the buffer applies to all three measurements (common equity Tier 1, Tier 1 capital and total capital). The capital conservation buffer consists of an additional amount of CET1 equal to 2.5% of risk-weighted assets.

To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.”

The following table summarizes the capital amounts and ratios of the Bank and the regulatory minimum requirements. See Note 21 to the Consolidated Financial Statements for ratios of the Company.

   Actual   For capital
adequacy purposes
minimum (1)		   To be well capitalized
under prompt
corrective
action provisions
minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2023                        
Total Capital (to risk weighted assets)  $390,197    12.28%  $254,278    8.00%  $317,847    10.00%
Tier 1 Capital (to risk weighted assets)   350,455    11.03%   190,708    6.00%   254,278    8.00%
Common Equity Tier 1 (to risk weighted assets)   350,455    11.03%   143,031    4.50%   206,601    6.50%
Tier 1 Capital (to average assets)   350,455    8.47%   165,414    4.00%   206,767    5.00%
                               
As of December 31, 2022                              
Total Capital (to risk weighted assets)  $366,988    12.45%  $235,892    8.00%  $294,865    10.00%
Tier 1 Capital (to risk weighted assets)   330,108    11.20%   176,919    6.00%   235,892    8.00%
Common Equity Tier 1 (to risk weighted assets)   330,108    11.20%   132,689    4.50%   191,662    6.50%
Tier 1 Capital (to average assets)   330,108    9.43%   140,040    4.00%   175,050    5.00%
                               
As of December 31, 2021                              
Total Capital (to risk weighted assets)  $331,052    14.36%  $184,418    8.00%  $230,522    10.00%
Tier 1 Capital (to risk weighted assets)   302,217    13.11%   138,313    6.00%   184,418    8.00%
Common Equity Tier 1 (to risk weighted assets)   302,217    13.11%   103,735    4.50%   149,839    6.50%
Tier 1 Capital (to average assets)   302,217    10.55%   114,537    4.00%   143,172    5.00%
(1)  Ratios do not include the capital conservation buffer of 2.5%.

On September 30, 2019, the Company sold and issued $23.0 million in aggregate principal amount of its 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 to eligible purchasers in a private offering. The Company used the proceeds from the offering, which were approximately $22.5 million, for general corporate purposes, including providing capital to the Bank and supporting organic growth. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company and are subject to certain limitations. See Note 9 to the Consolidated Financial Statements for more information on our subordinated debentures.

The ability of the Company to pay cash dividends is dependent upon receiving cash in the form of dividends from the Bank. The dividends that may be paid by the Bank to the Company are subject to legal limitations and regulatory capital requirements.

 63  

Effect of Inflation and Changing Prices

The effect of relative purchasing power over time due to inflation has not been taken into account in our consolidated financial statements. Rather, our financial statements have been prepared on an historical cost basis in accordance with generally accepted accounting principles.

Unlike most industrial companies, our assets and liabilities are primarily monetary in nature. Therefore, the effect of changes in interest rates will have a more significant impact on our performance than will the effect of changing prices and inflation in general. In addition, interest rates may generally increase as the rate of inflation increases, although not necessarily in the same magnitude. As discussed previously, we seek to manage the relationships between interest sensitive assets and liabilities in order to protect against wide rate fluctuations, including those resulting from inflation.

Off-Balance Sheet Risk

Commitments to extend credit are agreements to lend to a client as long as the client has not violated any material condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. At December 31, 2023, unfunded commitments to extend credit were approximately $724.6 million, of which $145.6 million were at fixed rates and $579.0 million were at variable rates. At December 31, 2022, unfunded commitments to extend credit were $878.3 million, of which approximately $318.9 million were at fixed rates and $559.4 million were at variable rates. A majority of the unfunded commitments related to commercial business lines of credit and home equity lines of credit. Based on historical experience, we anticipate that a significant portion of these lines of credit will not be funded. We evaluate each client’s credit worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by us upon extension of credit, is based on our credit evaluation of the borrower. The type of collateral varies but may include accounts receivable, inventory, property, plant and equipment, and commercial and residential real estate.

At December 31, 2023 and 2022, there were $16.1 million and $14.3 million of commitments under letters of credit, respectively. The credit risk and collateral involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Since most of the letters of credit are expected to expire without being drawn upon, they do not necessarily represent future cash requirements.

Except as disclosed in this Annual Report, we are not involved in off-balance sheet contractual relationships, unconsolidated related entities that have off-balance sheet arrangements or transactions that could result in liquidity needs or other commitments that significantly impact earnings.

Market Risk and Interest Rate Sensitivity

Market risk is the risk of loss from adverse changes in market prices and rates, which principally arises from interest rate risk inherent in our lending, investing, deposit gathering, and borrowing activities. Other types of market risks, such as foreign currency exchange rate risk and commodity price risk, do not generally arise in the normal course of our business.

We actively monitor and manage our interest rate risk exposure to seek to control the mix and maturities of our assets and liabilities utilizing a process we call asset/liability management. The essential purposes of asset/liability management are to seek to ensure adequate liquidity and to maintain an appropriate balance between interest sensitive assets and liabilities in order to minimize potentially adverse impacts on earnings from changes in market interest rates. Our asset/liability management committee (“ALCO”) monitors and considers methods of managing exposure to interest rate risk. We have both an internal ALCO consisting of senior management that meets no less than quarterly and a board risk committee that meets quarterly. These committees are responsible for maintaining the level of interest rate sensitivity of our interest sensitive assets and liabilities within board-approved limits.

As of December 31, 2023, the following table summarizes the forecasted impact on net interest income using a base case scenario given upward and downward movements in interest rates of 100, 200, and 300 basis points based on forecasted assumptions of prepayment speeds, nominal interest rates and loan and deposit repricing rates. Estimates are based on current economic conditions, historical interest rate cycles and other factors deemed to be relevant. However, underlying assumptions may be impacted in future periods which were not known to management at the time of the issuance of the Consolidated Financial Statements. Therefore, management’s assumptions may or may not prove valid. No assurance can be given that changing economic conditions and other relevant factors impacting our net interest income will not cause actual occurrences to differ from underlying assumptions. In addition, this analysis does not consider any strategic changes to our balance sheet which management may consider as a result of changes in market conditions.

 64  
Interest rate scenario  Change in net interest
income from base		 
Up 300 basis points   (12.68)%
Up 200 basis points   (8.45)%
Up 100 basis points   (4.26)%
Base   - 
Down 100 basis points   5.85%
Down 200 basis points   10.64%
Down 300 basis points   15.29%

Contractual Obligations

We have commitments with various investment partners under the Small Business Investment Company (“SBIC”) and the Rural Business Investment Company (“RBIC”) programs for which we have committed to make capital contributions from time to time. As of December 31, 2023, $1.4 million remained outstanding under these commitments.

We utilize a variety of short-term and long-term borrowings to supplement our supply of lendable funds, to assist in meeting deposit withdrawal requirements, and to fund growth of interest-earning assets in excess of traditional deposit growth. Certificates of deposit, structured repurchase agreements, FHLB advances, and subordinated debentures serve as our primary sources of such funds.

Obligations under noncancelable operating lease agreements are payable over several years with the longest obligation expiring in 2032. We do not feel that any existing noncancelable operating lease agreements are likely to materially impact our financial condition or results of operations in an adverse way. Contractual obligations relative to these agreements are noted in the table below. Option periods that we have not yet exercised are not included in this analysis as they do not represent contractual obligations until exercised.

The following table provides payments due by period for obligations under long-term borrowings and operating lease obligations as of December 31, 2023.

   December 31, 2023 
   Payments Due by Period 
(dollars in thousands)  Within
One Year		   Over One
to Two
Years		   Over Two
to Three
Years		   Over Three
to Four
Years		   After
Five
Years		   Total 
Certificates of deposit  $494,392    45,190    100,308    60    118,282    758,232 
Subordinated debentures   -    -    -    -    36,322    36,322 
Operating lease obligations   2,099    2,157    2,210    2,267    22,202    30,935 
Total  $496,490    47,347    102,518    2,327    176,807    825,489 

Accounting, Reporting, and Regulatory Matters

See Note 1 – Summary of Significant Accounting Policies and Activities in our “Notes to Consolidated Financial Statements” for a discussion on the effects of recently issued accounting pronouncements.

Item 7A. Quantitative and Qualitative Disclosures about Market Risk

See Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations – Market Risk and Interest Rate Sensitivity and – Liquidity and Capital Resources.

 65  

Item 8. Financial Statements and Supplementary Data

MANAGEMENT’S REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING

Management of Southern First Bancshares, Inc. is responsible for establishing and maintaining adequate internal control over financial reporting as defined in Rule 13a-15(f) of the Securities Exchange Act of 1934, as amended. The Company’s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with accounting principles generally accepted in the U.S. The Company’s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records, that in reasonable detail, accurately and fairly reflect the transactions and disposition of the Company’s assets; (2) provide reasonable assurance that transactions are recorded as necessary to permit the preparation of the financial statements in accordance with generally accepted accounting principles and that receipts and expenditures of the Company are being made only in accordance with the authorizations of the Company’s management and directors; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Company’s assets that could have a material impact on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate due to changes in conditions, or that the degree of compliance with the policies and procedures may deteriorate.

Management conducted an evaluation of the effectiveness of the internal control over financial reporting based on the framework in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”) in 2013. Based on this evaluation under the COSO criteria, management concluded that the internal control over financial reporting was effective as of December 31, 2023.

The effectiveness of the internal control structure over financial reporting as of December 31, 2023 has been audited by Elliott Davis, LLC, an independent registered public accounting firm, as stated in their report included in this Annual Report on Form 10-K, which expresses an unqualified opinion on the effectiveness of the Company’s internal control over financial reporting as of December 31, 2023.

/s/ R. Arthur Seaver, Jr. /s/ D. Andrew Borrmann
Chief Executive Officer Chief Financial Officer
Southern First Bancshares, Inc. Southern First Bancshares, Inc.
 66  

Report of Independent Registered Public Accounting Firm

To the Shareholders and Board of Directors of

Southern First Bancshares, Inc. and Subsidiary

Opinion on the Internal Control Over Financial Reporting

We have audited Southern First Bancshares, Inc. and Subsidiary's (the “Company”) internal control over financial reporting as of December 31, 2023, based on criteria established in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013. In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December 31, 2023, based on criteria established in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated balance sheets of the Company as of December 31, 2023 and 2022 and the related consolidated statements of income, comprehensive income, shareholders’ equity, and cash flows for each of the three years in the period ended December 31, 2023 of the Company and our report dated March 5, 2024 expressed an unqualified opinion.

Basis for Opinion

The Company’s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting in the accompanying Management’s Report on Internal Control over Financial Reporting. Our responsibility is to express an opinion on the Company’s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion.

Definition and Limitations of Internal Control Over Financial Reporting

A company's internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company's internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the company's assets that could have a material effect on the financial statements.

Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate.

/s/ Elliott Davis, LLC

Greenville, South Carolina

March 5, 2024

 67  

Report of Independent Registered Public Accounting Firm (PCAOB ID 149)

To the Shareholders and Board of Directors of

Southern First Bancshares, Inc. and Subsidiary

Opinion on the Financial Statements

We have audited the accompanying consolidated balance sheets of Southern First Bancshares, Inc. and Subsidiary (the “Company”) as of December 31, 2023 and 2022, the related consolidated statements of income, comprehensive income, shareholders' equity and cash flows for each of the three years in the period ended December 31, 2023, and the related notes to the consolidated financial statements (collectively, the “financial statements”). In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2023 and 2022, and the results of its operations and its cash flows for each of the three years in the period ended December 31, 2023, in conformity with accounting principles generally accepted in the United States of America.

We have also audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Company's internal control over financial reporting as of December 31, 2023, based on criteria established in Internal Control — Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway Commission in 2013, and our report dated March 5, 2024, expressed an unqualified opinion on the effectiveness of the Company's internal control over financial reporting.

Basis for Opinion

These financial statements are the responsibility of the Company’s management. Our responsibility is to express an opinion on the Company’s financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

Critical Audit Matters

The critical audit matters communicated below are matters arising from the current period audit of the financial statements that were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.

Allowance for Credit Losses

As described in Note 4 to the Company’s financial statements, the Company has a gross loan portfolio of $3.6 billion and related allowance for credit losses of $40.7 million as of December 31, 2023. As described by the Company in Note 1, the Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements

 68  

period over period. The data for each measurement may be obtained from internal or external sources. These adjustments are based upon quarterly trend assessments in certain economic factors as well as associate retention and turnover, portfolio concentrations, and growth characteristics.

We identified the Company’s estimate of the allowance for credit losses as a critical audit matter. The principal considerations for our determination of the allowance for credit losses as a critical audit matter related to the high degree of subjectivity in the Company’s judgments in determining the qualitative factors. Auditing these complex judgments and assumptions by the Company involves especially challenging auditor judgment due to the nature and extent of audit evidence and effort required to address these matters, including the extent of specialized skill or knowledge needed.

The primary procedures we performed to address this critical audit matter included the following:

·We tested the design and operating effectiveness of controls relating to the Company’s determination of the allowance for credit losses, including controls over qualitative factors.
·We tested the design and operating effectiveness of controls relating to management’s review of reliability and accuracy of data used to calculate and estimate the various components of the allowance for credit losses, including accuracy of the calculation and validation procedures over the models.  
·We evaluated the relevance and the reasonableness of assumptions related to evaluation of the loan portfolio, current and forecasted economic conditions, and other risk factors used in development of the qualitative factors.
·We evaluated the reasonableness of assumptions and data used by the Company in developing the qualitative factors by comparing these data points to internally developed and third-party sources, and other audit evidence gathered. 
·We assessed the overall trends in credit quality, including adjustments for the qualitative factors by comparing the overall allowance for credit losses to those recorded by the Company’s peer institutions.
·We evaluated subsequent events and transactions and considered whether they corroborated or contradicted the Company’s conclusion. 

/s/ Elliott Davis, LLC

We have served as the Company's auditor since 1999.

Greenville, South Carolina

March 5, 2024

 69  

SOUTHERN FIRST BANCSHARES, INC. AND SUBSIDIARY
CONSOLIDATED BALANCE SHEETS

         
     
   December 31, 
(dollars in thousands, except share data)  2023   2022 
ASSETS          
Cash and cash equivalents:          
Cash and due from banks  $28,020    18,788 
Federal funds sold   119,349    101,277 
Interest-bearing deposits with banks   8,801    50,809 
Total cash and cash equivalents   156,170    170,874 
Investment securities:          
Investment securities available for sale   134,702    93,347 
Other investments   19,939    10,833 
Total investment securities   154,641    104,180 
Mortgage loans held for sale   7,194    3,917 
Loans   3,602,627    3,273,363 
Less allowance for credit losses   (40,682)   (38,639)
Loans, net   3,561,945    3,234,724 
Bank owned life insurance   52,501    51,122 
Property and equipment, net   94,301    99,183 
Deferred income taxes, net   12,200    12,522 
Other assets   16,837    15,459 
Total assets  $4,055,789    3,691,981 
LIABILITIES          
Deposits  $3,379,564    3,133,864 
Federal Home Loan Bank advances and other borrowings   275,000    175,000 
Subordinated debentures   36,322    36,214 
Other liabilities   52,436    52,391 
Total liabilities   3,743,322    3,397,469 
SHAREHOLDERS’ EQUITY          
Preferred stock, par value $.01 per share, 10,000,000 shares authorized   -    - 
Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,186 and 8,011,045 shares issued and outstanding at December 31, 2023 and 2022, respectively   81    80 
Nonvested restricted stock   (3,596)   (3,306)
Additional paid-in capital   121,777    119,027 
Accumulated other comprehensive loss   (11,342)   (13,410)
Retained earnings   205,547    192,121 
Total shareholders’ equity   312,467    294,512 
Total liabilities and shareholders’ equity  $4,055,789    3,691,981 

See notes to consolidated financial statements that are an integral part of these consolidated statements.

 70  

SOUTHERN FIRST BANCSHARES, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF INCOME

             
     
   For the years ended December 31, 
(dollars in thousands, except per share data)  2023   2022   2021 
Interest income               
Loans  $166,137    114,233    91,599 
Investment securities   4,463    1,990    1,335 
Federal funds sold and interest-bearing deposits with banks   6,998    1,439    233 
Total interest income   177,598    117,662    93,167 
Interest expense               
Deposits   91,373    18,102    3,909 
Borrowings   8,571    1,939    1,526 
Total interest expense   99,944    20,041    5,435 
Net interest income   77,654    97,621    87,732 
Provision for (reversal of) credit losses   1,260    6,155    (12,400)
Net interest income after provision for credit losses   76,394    91,466    100,132 
Noninterest income               
Mortgage banking income   4,036    4,198    11,376 
Service fees on deposit accounts   1,382    1,265    1,174 
ATM and debit card income   2,245    2,163    2,037 
Income from bank owned life insurance   1,379    1,289    1,231 
Net lender fees on PPP loan sale   -    -    268 
Gain (loss) on disposal of fixed assets   -    (394)   10 
Gain (loss) on sale of securities   -    12    (3)
Other income   818    1,047    1,008 
Total noninterest income   9,860    9,580    17,101 
Noninterest expenses               
Compensation and benefits   40,275    38,790    36,103 
Occupancy   10,255    9,105    6,956 
Other real estate owned expenses, net   -    -    385 
Outside service and data processing costs   7,078    6,112    5,468 
Insurance   3,766    1,686    1,149 
Professional fees   2,496    2,635    2,589 
Marketing   1,357    1,216    905 
Other   3,600    3,389    2,875 
Total noninterest expenses   68,827    62,933    56,430 
Income before income tax expense   17,427    38,113    60,803 
Income tax expense   4,001    8,998    14,092 
Net income available to common shareholders  $13,426    29,115    46,711 
Earnings per common share               
Basic  $1.67    3.66    5.96 
Diluted  $1.66    3.61    5.85 
Weighted average common shares outstanding               
Basic   8,046,633    7,958,294    7,843,692 
Diluted   8,078,454    8,071,690    7,988,980 

See notes to consolidated financial statements that are an integral part of these consolidated statements.

 71  

SOUTHERN FIRST BANCSHARES, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME

             
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Net income  $13,426    29,115    46,711 
Other comprehensive income (loss):               
Unrealized gain (loss) on securities available for sale:               
Unrealized holding gain (loss) arising during the period, pretax   2,620    (16,027)   (2,232)
Tax (expense) benefit   (552)   3,367    467 
Reclassification of realized (gain) loss   -    (12)   3 
Tax expense (benefit)   -    2    (1)
Other comprehensive income (loss)   2,068    (12,670)   (1,763)
Comprehensive income  $15,494    16,445    44,948 

See notes to consolidated financial statements that are an integral part of these consolidated statements.

 72  

SOUTHERN FIRST BANCSHARES, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF SHAREHOLDERS’ EQUITY
FOR THE YEARS ENDED DECEMBER 31, 2023, 2022 AND 2021

                                                           
                             
   Common stock   Preferred stock   Nonvested
restricted		   Additional
paid-in		   Accumulated
other
comprehensive
income		   Retained     
(dollars in thousands, except share data)  Shares   Amount   Shares   Amount   stock   capital   (loss)   Earnings   Total 
December 31, 2020   7,772,748   $78    -   $-   $(698)  $108,831   $1,023   $119,060   $228,294 
Net income    -    -    -    -    -    -    -    46,711    46,711 
Proceeds from exercise of stock options    127,871    1    -    -    -    3,011    -    -    3,012 
Issuance of restricted stock, net of forfeitures    25,200    -    -    -    (1,236)   1,236    -    -    - 
Compensation expense related to restricted stock, net of tax   -    -    -    -    499    -    -    -    499 
Compensation expense related to stock options, net of tax   -    -    -    -    -    1,148    -    -    1,148 
Other comprehensive loss   -    -    -    -    -    -    (1,763)   -    (1,763)
December 31, 2021   7,925,819   $79    -   $-   $(1,435)  $114,226   $(740)  $165,771   $277,901 
Adoption of ASU 2016-13   -    -    -    -    -    -    -    (2,765)   (2,765)
Net income    -    -    -    -    -    -    -    29,115    29,115 
Proceeds from exercise of stock options   32,375    1    -    -    -    904    -    -    905 
Issuance of restricted stock, net of forfeitures   52,851    -    -    -    (2,970)   2,970    -    -    - 
Compensation expense related to restricted stock, net of tax   -    -    -    -    1,099    -    -    -    1,099 
Compensation expense related to stock options, net of tax    -    -    -    -    -    927    -    -    927 
Other comprehensive loss   -    -    -    -    -    -    (12,670)   -    (12,670)
December 31, 2022   8,011,045   $80    -   $-   $(3,306)  $119,027   $(13,410)  $192,121   $294,512 
Net income   -    -    -    -    -    -    -    13,426    13,426 
Proceeds from exercise of stock options   26,250    -    -    -    -    518    -    -    518 
Issuance of restricted stock, net of forfeitures   50,891    1    -    -    (1,705)   1,704    -    -    - 
Compensation expense related to restricted stock, net of tax   -    -    -    -    1,415    -    -    -    1,415 
Compensation expense related to stock options, net of tax   -    -    -    -    -    528    -    -    528 
Other comprehensive income   -    -    -    -    -    -    2,068    -    2,068 
December 31, 2023   8,088,186   $81    -   $-   $(3,596)  $121,777   $(11,342)  $205,547   $312,467 

See notes to consolidated financial statements that are an integral part of these consolidated statements.

 73  

SOUTHERN FIRST BANCSHARES, INC. AND SUBSIDIARY
CONSOLIDATED STATEMENTS OF CASH FLOWS

             
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Operating activities               
Net income  $13,426    29,115    46,711 
Adjustments to reconcile net income to cash provided by operating activities:               
Provision for (reversal of) credit losses   1,260    6,155    (12,400)
Depreciation and other amortization   4,816    3,698    2,319 
Accretion and amortization of securities discounts and premiums, net   61    694    935 
Loss on sale of other real estate owned   -    -    376 
(Gain) loss on sale of investment securities available for sale   -    (12)   3 
(Gain) loss on sale of fixed assets   -    394    (10)
Net change in operating leases   233    872    605 
Compensation expense related to stock options and restricted stock grants   1,943    2,026    1,647 
Gain on sale of loans held for sale   (3,790)   (2,914)   (13,676)
Loans originated and held for sale   (147,040)   (165,698)   (486,145)
Proceeds from sale of loans held for sale   147,553    178,251    546,522 
Increase in cash surrender value of bank owned life insurance   (1,379)   (1,289)   (1,231)
(Increase) decrease in deferred tax asset   (230)   (22)   1,589 
(Increase) decrease in other assets, net   (1,378)   (5,047)   2,126 
Increase (decrease) in other liabilities, net   2,178    4,082    (11,302)
Net cash provided by operating activities   17,653    50,305    78,069 
Investing activities               
Increase (decrease) in cash realized from:               
Increase in loans, net   (329,431)   (782,130)   (348,718)
Purchase of property and equipment   (1,242)   (13,950)   (26,509)
Purchase of investment securities:               
Available for sale   (63,224)   (13,048)   (49,393)
Other investments   (51,642)   (27,751)   (2,250)
Proceeds from maturities, calls and repayments of investment securities:               
Available for sale   7,928    10,833    20,673 
Other investments   42,536    20,939    1,861 
Proceeds from maturities of investment securities available for sale   16,500    12,429    - 
Purchase of bank owned life insurance policies   -    -    (7,500)
Proceeds from sale of fixed assets   -    95    50 
Proceeds from sale of other real estate owned   -    -    1,159 
Net cash used for investing activities   (378,575)   (792,583)   (410,627)
Financing activities               
Increase (decrease) in cash realized from:               
Increase in deposits, net   245,700    570,038    421,068 
Increase (decrease) in Federal Home Loan Bank advances and other borrowings   100,000    175,000    (25,000)
Proceeds from the exercise of stock options   518    905    3,012 
Net cash provided by financing activities   346,218    745,943    399,080 
Net increase (decrease) in cash and cash equivalents   (14,704)   3,665    66,522 
Cash and cash equivalents, beginning of year   170,874    167,209    100,687 
Cash and cash equivalents, end of year  $156,170   $170,874    167,209 
Supplemental information               
Cash paid for               
Interest  $93,351    18,877    6,402 
Income taxes   1,514    11,828    21,652 
Schedule of non-cash transactions               
Foreclosure of other real estate   -    -    367 
Unrealized gain (loss) on securities, net of income taxes   2,068    (12,660)   (1,765)
Right-of-use assets obtained in exchange for lease obligations:               
Operating leases   145    595    10,221 

See notes to consolidated financial statements that are an integral part of these consolidated statements.

 74  

NOTE 1 – Summary of Significant Accounting Policies and Activities

Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.

Basis of Presentation

The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern First Bank. In consolidation, all significant intercompany transactions have been eliminated. The accounting and reporting policies conform to accounting principles generally accepted in the United States of America. In accordance with guidance issued by the Financial Accounting Standards Board (“FASB”), the operations of the Trusts have not been consolidated in these financial statements.

Business Segments

The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change.  Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.

Use of Estimates

The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, derivatives, real estate acquired in settlement of loans, fair value of financial instruments, evaluating investment securities for credit impairment and valuation of deferred tax assets.

Risks and Uncertainties

In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets. Credit risk is the risk of default within the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company. There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the recent bank failures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.

The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to changes with respect to valuation of assets, amount of required credit loss allowance and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.

 75  

The Bank makes loans to individuals and businesses in the Upstate, Midlands, and Lowcountry regions of South Carolina as well as the Triangle, Triad and Charlotte regions of North Carolina and Atlanta, Georgia for various personal and commercial purposes. The Bank’s loan portfolio has a concentration of real estate loans. As of December 31, 2023 and 2022, real estate loans represented 84.8% of total loans. However, borrowers’ ability to repay their loans is not dependent upon any specific economic sector.

As of December 31, 2023, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession, our reported and regulatory capital ratios could be adversely impacted by future credit losses.

The Company maintains access to multiple sources of liquidity, including a $15.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of December 31, 2023, the $15.0 million line was unused.

Subsequent Events

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.

Reclassifications

Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.

Cash and Cash Equivalents

Cash and cash equivalents include cash and due from banks, interest bearing deposits and federal funds sold. Cash and cash equivalents have original maturities of three months or less, and federal funds sold are generally purchased and sold for one-day periods. Accordingly, the carrying value of these instruments is deemed to be a reasonable estimate of fair value. At December 31, 2023 and 2022, included in cash and cash equivalents was $5.1 million and $5.8 million, respectively, on deposit with the Federal Reserve Bank.

Investment Securities

We classify our investment securities as held to maturity securities, trading securities and available for sale securities as applicable.

Investment securities are designated as held to maturity if we have the intent and the ability to hold the securities to maturity. Held to maturity securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are reported as trading securities. Trading securities are carried at fair value with unrealized holding gains and losses included in earnings.

We classify investment securities as available for sale when at the time of purchase we determine that such securities may be sold at a future date or if we do not have the intent or ability to hold such securities to maturity. Securities designated as available for sale are recorded at fair value. Changes in the fair value of available for sale debt securities are included in shareholders’ equity as unrealized gains or losses, net of the related tax effect. Realized gains or losses on available for sale securities are computed on the specific identification basis.

Other Investments

Other investments include stock acquired for membership and regulatory purposes, such as Federal Home Loan Bank of Atlanta (“FHLB”) stock, investments in unconsolidated subsidiaries and other nonmarketable securities. FHLB stock is

 76  

generally pledged against any borrowings from the FHLB and cash dividends on our FHLB stock are recorded in investment income. Other nonmarketable securities consist of investments in funds related to the Small Business Investment Company (“SBIC”) and Rural Business Investment Company (“RBIC”) programs, as well as an investment in a South Carolina not-for-profit corporation. No ready market exists for these stocks and they have no quoted market value. As a result, these securities are carried at cost and are periodically evaluated for impairment.

Loans

Loans are stated at the principal balance outstanding. Unamortized net loan fees and the allowance for possible credit losses are deducted from total loans on the balance sheets. Interest income is recognized over the term of the loan based on the principal amount outstanding. The net of loan origination fees received and direct costs incurred in the origination of loans is deferred and amortized to interest income over the contractual life of the loans adjusted for actual principal prepayments using a method approximating the interest method.

Nonaccrual and Past Due Loans

Loans are generally placed on nonaccrual status when principal or interest becomes 90 days past due, or when payment in full is not anticipated. When a loan is placed on nonaccrual status, interest accrued but not received is generally reversed against interest income. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce the loan’s principal balance. A nonaccrual loan is generally returned to accrual status and accrual of interest is resumed when payments have been made according to the terms and conditions of the loan for a continuous six month period. Our loans are considered past due when contractually required principal or interest payments have not been made on the due dates.

Nonperforming Assets

Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure, loans on nonaccrual status and loans past due 90 days or more and still accruing interest. Loans are placed on nonaccrual status when, in the opinion of management, the collection of additional interest is uncertain. Thereafter no interest is taken into income until such time as the borrower demonstrates the ability to pay both principal and interest.

Individually Evaluated Loans

Our individually evaluated loans include loans on nonaccrual status and certain loans modified to borrowers experiencing financial difficulty, whether on accrual or nonaccrual status. For loans that are classified as individually evaluated, an allowance is established when the fair value (discounted cash flows, collateral value, or observable market price) of the individually evaluated loan less costs to sell, are lower than the carrying value of that loan. A loan is considered individually evaluated when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due, among other factors. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as individually evaluated. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including, without limitation, the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The allowance for credit loss is measured on a loan by loan basis for commercial and consumer loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent.

Loan Charge-off Policy

For commercial loans, we generally fully charge off or charge collateralized loans down to net realizable value when management determines the loan to be uncollectible; repayment is deemed to be projected beyond reasonable time frames; the loan has been classified as a loss by either our internal loan review process or our banking regulatory agencies; the client has filed bankruptcy and the loss becomes evident owing to a lack of assets; or the loan is 120 days past due unless both well-secured and in the process of collection. For consumer loans, we generally charge down to net realizable value when the loan is 180 days past due.

 77  

Loan Modifications to Borrowers Experiencing Financial Difficulty

Loans that are modified are reviewed by the Company to identify if the modification was due to a borrower experiencing financial difficulty. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status. The modification of the terms of such loans includes one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, a permanent reduction of the recorded investment of the loan, or an other-than-insignificant payment delay. The adoption of Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023 eliminated the recognition and measurement of troubled debt restructurings (“TDRs”) and enhanced disclosures for modifications to loans related to borrowers experiencing financial difficulties.

Other Real Estate Owned (“OREO”)

Real estate acquired through foreclosure is initially recorded at the lower of cost or estimated fair value less selling costs. Subsequent to the date of acquisition, it is carried at the lower of cost or fair value, adjusted for net selling costs. Fair values of real estate owned are reviewed regularly and write-downs are recorded when it is determined that the carrying value of real estate exceeds the fair value less estimated costs to sell. Costs relating to the development and improvement of such property are capitalized, whereas those costs relating to holding the property are expensed.

Property and Equipment

Property and equipment are stated at cost. Major repairs are charged to operations, while major improvements are capitalized. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Upon retirement, sale, or other disposition of property and equipment, the cost and accumulated depreciation are eliminated from the accounts, and gain or loss is included in income from operations.

Construction in progress is stated at cost, which includes the cost of construction and other direct costs attributable to the construction. No provision for depreciation is made on construction in progress until such time as the relevant assets are completed and put into use.

Operating Leases

The Company maintains operating leases on land and buildings for various office spaces. The operating right-of-use asset is included in property and equipment and the operating right-of-use liability is included in other liabilities on the balance sheet. The right-of-use asset and lease liability are recognized at lease commencement by calculating the net present value of the lease payments over the lease term.

Bank Owned Life Insurance Policies

Bank owned life insurance policies represent the cash value of policies on certain officers of the Company.

Comprehensive Income

Comprehensive income (loss) consists of net income and net unrealized gains (losses) on securities and is presented in the statements of shareholders’ equity and comprehensive income. The statement requires only additional disclosures in the consolidated financial statements; it does not affect our results of operations.

Revenue from Contracts with Customers

The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods.

The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance

 78  

obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.

Income Taxes

The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled. The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. The Company’s federal and state income tax returns are open and subject to examination from the 2020 tax return year and forward.

Stock-Based Compensation

The Company has a stock-based employee compensation plan. Compensation cost is recognized for all stock options granted and for any outstanding unvested awards as if the fair value method had been applied to those awards as of the date of grant.

Adoption of New Accounting Standard

In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the Current Expected Credit Loss (“CECL”) methodology, which requires earlier recognition of credit losses, while also providing additional transparency about credit risk. Since its original issuance in 2016, the FASB has issued several updates to the original ASU.

The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities, and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk.

On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company's investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference

 79  

between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.

Significant Accounting Policy Changes

Upon adoption of Topic 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. 

Allowance for Credit Losses – Investment Securities

For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023 and 2022, there was no allowance for credit losses related to the available-for-sale portfolio. In addition, the Company had no held to maturity securities at December 31, 2023 and 2022.

Accrued interest receivable on available for sale debt securities totaled $530,000 and $382,000 at December 31, 2023 and December 31, 2022, respectively, and was excluded from the estimate of credit losses.

Allowance for Credit Losses - Loans

Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans.

Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management's evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers' ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off.

The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses:

Commercial loans

●Owner occupied real estate - Owner occupied commercial mortgages consist of loans to purchase or re-finance owner occupied nonresidential properties. This includes office buildings, other commercial facilities, and
 80  

farmland. Commercial mortgages secured by owner occupied properties are primarily dependent on the ability of borrowers to achieve business results consistent with those projected at loan origination. While these loans and leases are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.

●Non-owner occupied real estate - Non-owner occupied commercial mortgages consist of loans to purchase or refinance investment nonresidential properties. This includes office buildings and other facilities rented or leased to unrelated parties, as well as farmland and multifamily properties. The primary risk associated with income producing commercial mortgage loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. While these loans are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.
   
●Construction - Construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.
   
●Commercial business - Commercial business loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and industrial and lease financing loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan.

Consumer loans

●Real estate - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.
   
●Home equity – Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values. This risk is elevated for loans secured by junior lines as a substantial decline in value could render the junior lien position effectively unsecured.
   
●Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral.
   
●Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data.

 81  

Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above.

Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for nonaccrual loans and other loans as considered necessary. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a loan modification, the original interest rate is used to discount expected cash flows.

While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resulting provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.

Accrued Interest Receivable

Accrued interest receivable related to loans totaled $11.6 million and $8.9 million at December 31, 2023 and December 31, 2022, respectively, and was reported in other assets on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.

Unfunded Commitments

Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheets, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund.

The Company's CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.

Newly Issued, But Not Yet Effective Accounting Standards

In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference

 82  

Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements.

NOTE 2 – Investment Securities

The amortized costs and fair value of investment securities are as follows:

                               
     
   December 31, 2023 
  Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds   $2,147    -    237    1,910 
US treasuries    9,495    1    102    9,394 
US government agencies    20,594    -    1,938    18,656 
State and political subdivisions    22,642    11    2,912    19,741 
Asset-backed securities   33,450    2    216    33,236 
Mortgage-backed securities                     
FHLMC    23,070    -    3,492    19,578 
FNMA    32,667    -    4,778    27,889 
GNMA    4,993    -    695    4,298 
Total mortgage-backed securities   60,730    -    8,965    51,765 
Total  $149,058    14    14,370    134,702 
   December 31, 2022 
   Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds  $2,172    -    289    1,883 
US treasuries   999    -    128    871 
US government agencies   13,007    -    2,390    10,617 
State and political subdivisions   22,910    -    4,004    18,906 
Asset-backed securities   6,435    -    206    6,229 
Mortgage-backed securities                    
FHLMC   24,086    -    3,745    20,341 
FNMA   35,141    -    5,520    29,621 
GNMA   5,573    -    694    4,879 
Total mortgage-backed securities   64,800    -    9,959    54,841 
Total  $110,323    -    16,976    93,347 

During 2023, $16.5 million of investment securities matured. No gain or loss was recognized on the maturity of the investment securities. During 2022, approximately $12.6 million of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $83,000 and a gross loss on sale of investment securities of $71,000. During 2021, approximately $770,000 of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $6,000 and a gross loss on sale of investment securities of $9,000.

The amortized costs and fair values of investment securities available for sale at December 31, 2023 and 2022, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers have the right to prepay the obligations.

 83  
                               
     
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Amortized
Cost		   Fair
Value		   Amortized
Cost		   Fair
Value		 
Available for sale                    
Due within one year  $9,503    9,467   $-    - 
Due after one through five years   10,222    9,279    9,398    8,277 
Due after five through ten years   32,159    28,380    24,436    20,043 
Due after ten years   97,174    87,576    76,489    65,027 
   $149,058    134,702   $110,323    93,347 

The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2023 and 2022.

                                                                       
             
   December 31, 2023 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2023                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,910   $237    1   $1,910   $237 
US treasuries   -    -    -    1    897    102    1    897    102 
US government agencies   2    7,533    50    10    11,123    1,888    12    18,656    1,938 
State and political subdivisions   -    -    -    30    18,964    2,912    30    18,964    2,912 
Asset-backed   8    26,746    145    7    4,866    71    15    31,612    216 
Mortgage-backed                                             
FHLMC   2    2,869    36    19    16,709    3,456    21    19,578    3,492 
FNMA   -    -    -    37    27,889    4,778    37    27,889    4,778 
GNMA   -    -    -    6    4,298    695    6    4,298    695 
    12   $37,148   $231    111   $86,656   $14,139    123   $123,804   $14,370 
                                              
   December 31, 2022 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2022                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,883   $289    1   $1,883   $289 
US treasuries   -    -    -    1    871    128    1    871    128 
US government agencies   -    -    -    10    10,617    2,390    10    10,617    2,390 
State and political subdivisions   10    5,101    763    22    13,805    3,241    32    18,906    4,004 
Asset-backed   5    4,291    135    3    1,938    71    8    6,229    206 
Mortgage-backed                                             

FHLMC FHLMC

[Member]

   4    3,712    155    17    16,629    3,590    21    20,341    3,745 
FNMA    9    2,208    201    28    27,413    5,319    37    29,621    5,520 
GNMA   1    103    7    6    4,776    687    7    4,879    694 
    29   $15,415   $1,261    88   $77,932   $15,715    117   $93,347   $16,976 

At December 31, 2023, the Company had 123 individual investments that were in an unrealized loss position. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost.

Other investments are comprised of the following and are recorded at cost which approximates fair value:

 84  
           
     
   December 31, 
(dollars in thousands)  2023   2022 
Federal Home Loan Bank stock  $16,063   $9,250 
Other nonmarketable investments   3,473    1,180 
Investment in Trust Preferred subsidiaries   403    403 
Total other investments  $19,939   $10,833 

The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of December 31, 2023 and ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

At December 31, 2023 and 2022, there were no securities pledged as collateral for repurchase agreements from brokers.

NOTE 3 – Mortgage Loans Held for Sale

Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At December 31, 2023, mortgage loans held for sale totaled $7.2 million compared to $3.9 million at December 31, 2022.

Mortgage loans held for sale are considered de-recognized, or sold, when the Company surrenders control over the financial assets. Control is considered to have been surrendered when the transferred assets have been isolated from the Company, beyond the reach of the Company and its creditors; the purchaser obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and the Company does not maintain effective control over the transferred assets through an agreement that both entitles and obligates the Company to repurchase or redeem the transferred assets before their maturity or the ability to unilaterally cause the holder to return specific assets.

Gains and losses from the sale of mortgage loans are recognized based upon the difference between the sales proceeds and carrying value of the related loans upon sale and are recorded in mortgage banking income in the statement of income.  Mortgage banking income also includes the unrealized gains and losses associated with the loans held for sale and the realized and unrealized gains and losses from derivatives.

Mortgage loans sold to investors by the Company, and which were believed to have met investor and agency underwriting guidelines at the time of sale, may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company may, upon mutual agreement, agree to repurchase the loans or indemnify the investor against future losses on such loans. In such cases, the Company bears any subsequent credit loss on the loans. As appropriate, the Company establishes mortgage repurchase reserves related to various representations and warranties that reflect management’s estimate of losses. As of December 31, 2023, the repurchase reserve was immaterial to the financial statements.

NOTE 4 – Loans and Allowance for Credit Losses

The Company makes loans to individuals and small businesses for various personal and commercial purposes primarily in the Upstate, Midlands, and Lowcountry regions of South Carolina, the Triangle,Triad, and Charlotte regions of North Carolina as well as Atlanta, Georgia. The Company’s loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers. The Company focuses its lending activities on businesses and individuals that reside in the markets that we serve. The principal component of the loan portfolio is loans secured by real estate mortgages which account for 84.8% of total loans at December 31, 2023. Commercial loans comprise 56.5% of total real estate loans and consumer loans account for 43.5%. Commercial real estate loans are further categorized into owner occupied which represents 17.5% of total loans and non-owner occupied loans which represents 26.2%. Commercial construction loans represent only 4.2% of the total loan portfolio.

In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices

 85  

such as loans that subject borrowers to substantial payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan’s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). The various types of loans are individually underwritten and monitored to manage the associated risks.

Loan Portfolio Composition

The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $7.0 million and $7.3 million as of December 31, 2023 and December 31, 2022, respectively.

                    
     
   December 31 
(dollars in thousands)   2023       2022 
Commercial                
Owner occupied RE  $631,657    17.5%   612,901    18.7%
Non-owner occupied RE   942,529    26.2%   862,579    26.3%
Construction   150,680    4.2%   109,726    3.4%
Business   500,161    13.9%   468,112    14.3%
Total commercial loans   2,225,027    61.8%   2,053,318    62.7%
Consumer                    
Real estate    1,082,429    30.0%   931,278    28.4%
Home equity    183,004    5.1%   179,300    5.5%
Construction    63,348    1.7%   80,415    2.5%
Other    48,819    1.4%   29,052    0.9%
Total consumer loans   1,377,600    38.2%   1,220,045    37.3%
Total gross loans, net of deferred fees   3,602,627    100.0%   3,273,363    100.0%
Less – allowance for credit losses   (40,682)        (38,639)     
Total loans, net  $3,561,945         3,234,724      

The composition of gross loans by rate type is as follows:

    
   December 31, 
(dollars in thousands)  2023   2022 
Floating rate loans  $574,352    439,287 
Fixed rate loans   3,028,275    2,834,076 
   $3,602,627    3,273,363 

At December 31, 2023, approximately $1.25 billion of the Company’s mortgage loans were pledged as collateral for advances from the FHLB, as set forth in Note 8.

Credit Quality Indicators

The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type.

A description of the general characteristics of the risk grades is as follows:

●Pass— A pass loan ranges from minimal to average credit risk; however, still has acceptable credit risk.
   
●Watch— A watch loan exhibits above average credit risk due to minor weaknesses and warrants closer scrutiny by management.
 86  
●Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
   
●Substandard— A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, which may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
   
●Doubtful— A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.
 87  

The following table presents loan balances classified by credit quality indicators by year of origination as of December 31, 2023.

                                    
   December 31, 2023 
(dollars in thousands)  2023   2022   2021   2020   2019   Prior   Revolving   Revolving Converted to Term   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $42,846    180,654    138,549    64,818    59,880    110,502    85    166    597,500 
Watch   -    3,460    460    15,997    3,525    6,616    -    -    30,058 
Special Mention   -    181    -    -    -    3,057    -    -    3,238 
Substandard   -    -    -    -    -    861    -    -    861 
Total Owner occupied RE   42,846    184,295    139,009    80,815    63,405    121,036    85    166    631,657 
                                              
Non-owner occupied RE                                             
Pass   84,617    298,063    162,697    107,364    59,260    163,990    9,249    -    885,240 
Watch   1,007    3,260    9,914    533    5,545    10,630    -    -    30,889 
Special Mention   -    -    7,759    -    8,252    879    -    -    16,890 
Substandard   -    -    313    -    8,088    1,109    -    -    9,510 
Total Non-owner occupied RE   85,624    301,323    180,683    107,897    81,145    176,608    9,249    -    942,529 
                                              
Construction                                             
Pass   27,262    86,161    24,399    11,459    -    -    -    -    149,281 
Watch   -    1,399    -    -    -    -    -    -    1,399 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   27,262    87,560    24,399    11,459    -    -    -    -    150,680 
                                              
Business                                             
Pass   48,705    134,999    48,557    18,868    17,292    47,708    146,745    1,431    464,305 
Watch   127    15,867    1,833    1,010    842    3,584    7,570    506    31,339 
Special Mention   241    961    98    857    184    447    150    97    3,035 
Substandard   -    -    155    -    132    1,195    -    -    1,482 
Total Business   49,073    151,827    50,643    20,735    18,450    52,934    154,465    2,034    500,161 
Total Commercial loans   204,805    725,005    394,734    220,906    163,000    350,578    163,799    2,200    2,225,027 
                                              
Consumer                                             
Real estate                                             
Pass   144,179    273,585    278,138    176,395    66,087    105,383    -    -    1,043,767 
Watch   490    5,658    8,230    3,917    2,051    3,890    -    -    24,236 
Special Mention   143    2,499    1,657    1,291    2,220    3,360    -    -    11,170 
Substandard   -    -    635    817    318    1,486    -    -    3,256 
Total Real estate   144,812    281,742    288,660    182,420    70,676    114,119    -    -    1,082,429 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    171,003    -    171,003 
Watch   -    -    -    -    -    -    6,393    -    6,393 
Special Mention   -    -    -    -    -    -    4,283    -    4,283 
Substandard   -    -    -    -    -    -    1,325    -    1,325 
Total Home equity   -    -    -    -    -    -    183,004    -    183,004 
                                              
Construction                                             
Pass   14,339    39,893    9,116    -    -    -    -    -    63,348 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   14,339    39,893    9,116    -    -    -    -    -    63,348 
                                              
Other                                             
Pass   1,278    2,551    2,361    1,457    803    2,604    36,549    -    47,603 
Watch   9    29    348    -    15    163    58    -    622 
Special Mention   33    333    -    -    23    82    41    -    512 
Substandard   -    -    75    -    -    -    7    -    82 
Total Other   1,320    2,913    2,784    1,457    841    2,849    36,655    -    48,819 
Total Consumer loans   160,471    324,548    300,560    183,877    71,517    116,968    219,659    -    1,377,600 
Total loans  $365,276    1,049,553    695,294    404,783    234,517    467,546    383,458    2,200    3,602,627 
Current period gross write-offs   -    (200)   -    (28)   -    (42)   (469)   (22)   (761)
 88  

The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2022.

                                     
   December 31, 2022 
(dollars in thousands)  2022   2021   2020   2019   2018   Prior   Revolving   Revolving
Converted
to Term		   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $169,083    122,654    85,867    66,299    36,718    93,915    -    -    574,536 
Watch   14,648    479    9,339    3,658    -    6,792    -    -    34,916 
Special Mention   200    -    -    -    -    2,960    -    -    3,160 
Substandard   -    -    -    -    289    -    -    -    289 
Total Owner occupied RE   183,931    123,133    95,206    69,957    37,007    103,667    -    -    612,901 
                                              
Non-owner occupied RE                                             
Pass   281,890    169,599    113,264    59,550    79,722    106,967    604    137    811,733 
Watch   1,061    9,491    -    10,683    1,408    11,660    -    -    34,303 
Special Mention   -    202    -    6,087    -    930    -    -    7,219 
Substandard   -    134    -    7,992    327    871    -    -    9,324 
Total Non-owner occupied RE   282,951    179,426    113,264    84,312    81,457    120,428    604    137    862,579 
                                              
Construction                                             
Pass   48,420    55,129    4,811    247    -    -    -    -    108,607 
Watch   1,119    -    -    -    -    -    -    -    1,119 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   49,539    55,129    4,811    247    -    -    -    -    109,726 
                                              
Business                                             
Pass   136,489    57,804    29,864    21,807    35,249    28,914    136,337    709    447,174 
Watch   3,186    2,058    1,318    1,282    179    3,074    3,783    439    15,319 
Special Mention   1,137    260    386    210    -    252    115    642    3,002 
Substandard   498    -    188    233    315    911    472    -    2,617 
Total Business   141,310    60,122    31,756    23,533    35,743    33,151    140,707    1,790    468,112 
Total Commercial loans   657,731    417,810    245,037    178,049    154,207    257,246    141,311    1,927    2,053,318 
                                              
Consumer                                             
Real estate                                             
Pass   243,589    269,565    189,075    72,499    39,042    76,172    -    -    889,942 
Watch   6,196    8,256    3,847    2,278    494    3,671    -    -    24,742 
Special Mention   3,114    1,938    2,644    2,258    955    2,639    -    -    13,548 
Substandard   -    648    227    341    408    1,422    -    -    3,046 
Total Real estate   252,899    280,407    195,793    77,376    40,899    83,904    -    -    931,278 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    165,847    -    165,847 
Watch   -    -    -    -    -    -    7,226    -    7,226 
Special Mention   -    -    -    -    -    -    4,055    -    4,055 
Substandard   -    -    -    -    -    -    2,172    -    2,172 
Total Home equity   -    -    -    -    -    -    179,300    -    179,300 
                                              
Construction                                             
Pass   41,138    34,039    4,923    -    -    -    -    -    80,100 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    315    -    -    -    -    315 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   41,138    34,039    4,923    315    -    -    -    -    80,415 
                                              
Other                                             
Pass   3,894    3,038    1,702    1,534    341    3,015    14,465    -    27,989 
Watch   46    367    15    5    16    175    93    -    717 
Special Mention   94    -    -    44    75    23    97    -    332 
Substandard   -    -    -    5    -    -    9    -    14 
Total Other   4,034    3,405    1,717    1,588    432    3,213    14,663    -    29,052 
Total Consumer loans   298,071    317,851    202,433    79,279    41,331    87,117    193,963    -    1,220,045 
Total loans  $955,802    735,661    447,470    257,328    195,538    344,363    335,274    1,927    3,273,363 
Current period gross write-offs   -    (91)   -    (23)   -    (32)   (339)   -    (485)
 89  

The following tables present loan balances by payment status.

                
   December 31, 2023 
(dollars in thousands)  Accruing 30-59
days past due		   Accruing 60-89
days past due		   Accruing 90
days or more
past due		   Nonaccrual
loans		   Accruing
current		   Total 
Commercial                              
Owner occupied RE  $74    -    -    -    631,583    631,657 
Non-owner occupied RE   8,102    -    -    1,423    933,004    942,529 
Construction   -    -    -    -    150,680    150,680 
Business   567    -    -    319    499,275    500,161 
Consumer                              
Real estate   1,750    -    -    985    1,079,694    1,082,429 
Home equity   601    30    -    1,236    181,137    183,004 
Construction   -    -    -    -    63,348    63,348 
Other   25    25    -    -    48,769    48,819 
Total loans  $11,119    55    -    3,963    3,587,490    3,602,627 
                               
    December 31, 2022 
(dollars in thousands)   Accruing 30-59
days past due		    Accruing 60-89
days past due		    Accruing 90
days or more
past due		    Nonaccrual
loans		    Accruing
current		    Total 
Commercial                              
Owner occupied RE  $-    -    -    -    612,901    612,901 
Non-owner occupied RE   119    757    -    247    861,456    862,579 
Construction   -    -    -    -    109,726    109,726 
Business   24    1    -    182    467,905    468,112 
Consumer                              
Real estate   330    -    -    1,099    929,849    931,278 
Home equity   50    -    -    1,099    178,151    179,300 
Construction   -    -    -    -    80,415    80,415 
Other   88    -    -    -    28,964    29,052 
Total loans  $611    758    -    2,627    3,269,367    3,273,363 

As of December 31, 2023 and December 31, 2022, loans 30 days or more past due represented 0.37% and 0.11% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.27% and 0.03% of the Company’s total loan portfolio as of December 31, 2023 and December 31, 2022, respectively. Consumer loans 30 days or more past due were 0.09% and 0.08% of total loans as of December 31, 2023 and December 31, 2022, respectively. The increase in accruing 30-59 days past due at December 31, 2023 primarily relates to one commercial relationship totaling $8.1 million.

 90  

Nonperforming assets

The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received.

        
   December 31, 
(dollars in thousands)  2023   2022 
Nonaccrual loans  $3,963    831 
Nonaccruing TDRs   -    1,796 
Total nonaccrual loans, including nonaccruing TDRs   3,963    2,627 
Other real estate owned   -    - 
Total nonperforming assets  $3,963    2,627 
Nonperforming assets as a percentage of:          
Total assets   0.10%   0.07%
Gross loans   0.11%   0.08%
Total loans over 90 days past due  $1,300    402 
Loans over 90 days past due and still accruing   -    - 
Accruing troubled debt restructurings   -    4,503 

The table below summarizes nonaccrual loans by major categories for the periods presented.

            
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		   Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		 
Commercial                              
Owner occupied RE  $-    -    -   $-    -    - 
Non-owner occupied RE   653    770    1,423    114    133    247 
Construction   -    -    -    -    -    - 
Business   164    155    319    -    182    182 
Total commercial   817    925    1,742    114    315    429 
Consumer                              
Real estate   -    985    985    -    1,099    1,099 
Home equity   343    893    1,236    194    905    1,099 
Construction   -    -    -    -    -    - 
Other   -    -    -    -    -    - 
Total consumer   343    1,878    2,221    194    2,004    2,198 
Total nonaccrual loans  $1,160    2,803    3,963   $308    2,319    2,627 

Foregone interest income on the nonaccrual loans for the year ended December 31, 2023 was approximately $73,000 and approximately $28,000 for the same period in 2022. Interest income recognized on nonaccrual loans was insignificant during the years ended December 31, 2023 and 2022.

Modifications to Borrowers Experiencing Financial Difficulty

The Company adopted Accounting Standards Update (“ASU”) 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”) effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measurement of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty.

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The

 91  

Company uses a probability of default/loss given default model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification.

The following table shows the amortized cost basis of the loans modified to borrowers experiencing financial difficulty during the twelve months ended December 31, 2023, disaggregated by class of loans and type of concession granted and describes the financial effect of the modifications made to borrowers experiencing financial difficulty.

          Term Extension
(dollars in thousands)  Amortized Cost Basis   % of Total Loan Type   Financial Effect
Commercial Business  $319    0.06%  Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.

Neither of the two loans modified had a payment default during the period. The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. Both loans are in current payment status since the loan modification occurred in the third quarter of 2023. There have been no commitments to lend additional funds to the borrowers experiencing financial difficulty as of December 31, 2023.

Prior to the adoption of ASU 2022-02, the Company considered a loan to be a TDR when a debtor experienced financial difficulty and the Company granted a concession to the debtor that it would not normally consider. Concessions related to the contractual interest rate, maturity date, or payment structure of the note. As part of our prior workout plan for individual loan relationships, we restructured loan terms to assist borrowers facing challenges in the current economic environment.

At December 31, 2022, our TDRs included 13 loans totaling $6.3 million with a specific allowance for credit losses of $1.2 million. One consumer real estate loan with a pre-modification and post-modification balance of $885,000and two commercial business loans with a pre-modification and post-modification balance totaling $1.1 million were considered new TDRs during the twelve months ended December 31, 2022.

As of December 31, 2022, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Allowance for Credit Losses

The following table summarizes the activity related to the allowance for credit losses for the year ended December 31, 2023 and December 31, 2022 under the CECL methodology.  On January 1, 2022, we adopted the CECL methodology for estimating credit losses, which resulted in an increase of $1.5 million in our allowance for credit losses. The $2.2 million provision for credit losses for the 12 months ended December 31, 2023 was driven primarily by $329.3 million in loan growth for the year combined with lower expected loss rates due to historically low charge-offs during the year. The $5.4 million provision for credit losses for the 12 months ended December 31, 2022 was driven primarily by $783.5 million in loan growth for the year, as well as slightly lower expected loss rates and minor adjustments to two internal qualitative factors which increased the qualitative component of the allowance and related provision expense in 2022.

 92  
                                    
     
   Twelve months ended December 31, 2023 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Provision for credit losses   251    848    302    (755)   1,160    422    (216)   197    2,209 
Loan charge-offs   -    (242)   -    (65)   -    (438)   -    (16)   (761)
Loan recoveries   -    185    -    344    -    65    -    1    595 
Net loan recoveries (charge-offs)   -    (57)   -    279    -    (373)   -    (15)   (166)
Balance, end of period  $6,118    11,167    1,594    7,385    10,647    2,600    677    494    40,682 
Net charge-offs to average loans (annualized)                              0.00%
Allowance for credit losses to gross loans                              1.13%
Allowance for credit losses to nonperforming loans                              1026.55%
                                     
   Twelve months ended December 31, 2022 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 
Adjustment for CECL   (313)   333    154    1,057    (294)   438    130    (5)   1,500 
Provision for credit losses   1,480    (2,015)   513    1,764    2,698    663    185    87    5,375 
Loan charge-offs   -    -    -    (55)   -    (339)   -    (91)   (485)
Loan recoveries   -    1,540    -    208    -    92    -    1    1,841 
Net loan recoveries (charge-offs)   -    1,540    -    153    -    (247)   -    (90)   1,356 
Balance, end of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Net recoveries to average loans (annualized)                              (0.05%)
Allowance for credit losses to gross loans                              1.18%
Allowance for credit losses to nonperforming loans                              1470.84%

Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following table summarizes the activity related to the allowance for loan losses in prior periods under this methodology.

 
   Twelve months ended December 31, 2021 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $8,092    12,050    1,154    7,870    10,482    3,248    746    507    44,149 
Provision for credit losses   (3,486)   (958)   (529)   (2,041)   (3,417)   (1,613)   (168)   (188)   (12,400)
Loan charge-offs   -    (837)   -    (1,181)   -    (139)   -    (9)   (2,166)
Loan recoveries   94    263    -    239    18    201    -    10    825 
Net loan recoveries (charge-offs)   94    (574)   -    (942)   18    62    -    1    (1,341)
Balance, end of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 

Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses.

Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required.

 93  

The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2023 and December 31, 2022.

            
   December 31, 2023 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   720    -    -    720 
Construction   -    -    -    - 
Business   164    -    -    164 
Total commercial   884    -    -    884 
Consumer                    
Real estate   166    -    -    166 
Home equity   343    -    -    343 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   509    -    -    509 
Total  $1,393    -    -    1,393 
      
    December 31, 2022 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   114    -    -    114 
Construction   -    -    -    - 
Business   30    -    -    30 
Total commercial   144    -    -    144 
Consumer                    
Real estate   207    -    -    207 
Home equity   194    -    -    194 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   401    -    -    401 
Total  $545    -    -    545 

Allowance for Credit Losses - Unfunded Loan Commitments

The allowance for credit losses for unfunded loan commitments was $1.8 million and $2.8 million at December 31, 2023 and 2022, respectively, and is separately classified on the balance sheet within other liabilities. Prior to the adoption of CECL, the Company’s reserve for unfunded commitments was not material. The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the twelve months ended December 31, 2023 and December 31, 2022.

        
(dollars in thousands)  Twelve months ended
December 31, 2023		   Twelve months ended
December 31, 2022		 
Balance, beginning of period  $2,780    - 
Adjustment for adoption of CECL   -    2,000 
Provision for credit losses   (949)   780 
Balance, end of period  $1,831    2,780 
Unfunded Loan Commitments   724,606    878,324 
Reserve for Unfunded Commitments to Unfunded Loan Commitments   0.25%   0.32%
 94  

NOTE 5 – Property and Equipment

Property and equipment are stated at cost less accumulated depreciation. Components of property and equipment included in the consolidated balance sheets are as follows:

    
   December 31, 
(dollars in thousands)  2023   2022 
Land  $11,244    11,244 
Buildings    54,630    54,454 
Leasehold improvements    5,762    5,545 
Furniture and equipment    21,863    20,422 
Software   409    409 
Construction in process    130    742 
Accumulated depreciation and amortization   (21,907)   (17,219)
Property and equipment, excluding ROU assets   72,131    75,597 
ROU assets   22,170    23,586 
Total property and equipment   $94,301    99,183 

Construction in process at December 31, 2023 consisted primarily of costs associated with information technology projects that will be complete in 2024. Construction in process at December 31, 2022 consisted primarily of costs associated with the new bank headquarters building located in Greenville, South Carolina which was officially opened in June 2022. The move into the new building, and subsequent disposal of assets, resulted in a $439,000 loss for the twelve months ended December 31, 2022. The loss is reported in other noninterest income on the consolidated statements of income. Depreciation and amortization expense for the years ended December 31, 2023 and 2022 was $4.8 million and $3.7 million, respectively. Depreciation and amortization are charged to operations utilizing a straight-line method over the estimated useful lives of the assets. The estimated useful lives for the principal items follow:

    
Type of Asset  Life in Years 
Software   3 
Furniture and equipment   5 to 7 
Leasehold improvements   5 to 15 
Buildings   40 

NOTE 6 – Leases

The Company had operating right-of-use assets, included in property and equipment, of $22.2 million and $23.6 million as of December 31, 2023 and 2022, respectively.  The Company had lease liabilities, included in other liabilities, of $24.6 million and $25.8 million as of December 31, 2023 and 2022, respectively. We maintain operating leases on land and buildings for various office spaces. The lease agreements have maturity dates ranging from April 2025 to February 2032, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 5.91 years and 6.89 years as of December 31, 2023 and 2022, respectively. The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. The ROU assets also include any initial direct costs incurred and lease payments made at or before commencement date and are reduced by any lease incentives.

The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption of ASC 842 and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.94% and 2.86% as of December 31, 2023 and 2022, respectively.

Total operating lease costs were $2.4 million and $2.7 million for the years ended December 31, 2023 and 2022, respectively.

 95  

Maturities of lease liabilities as of December 31, 2023 were as follows:

    
   Operating 
(dollars in thousands)  Leases 
2024  $2,099 
2025   2,157 
2026   2,210 
2027   2,267 
2028   2,015 
Thereafter   20,187 
Total undiscounted lease payments   30,935 
Discount effect of cash flows   6,291 
Total lease liability  $24,644 

NOTE 7 – Deposits

The following is a detail of the deposit accounts:

Schedule of detail in deposit accounts            
    
   December 31, 
(dollars in thousands)  2023   2022 
Noninterest bearing  $674,167    804,115 
Interest bearing:          
NOW accounts   310,218    318,030 
Money market accounts   1,605,278    1,506,418 
Savings   31,669    40,673 
Time deposits   758,232    464,628 
Total deposits  $3,379,564    3,133,864 

At December 31, 2023 and 2022, time deposits greater than $250,000 were $568.1 million and $374.8 million, respectively.

Also, at December 31, 2023, the Company had $379.4 million deposits in brokered deposits, or deposits that were obtained outside the Company’s primary market, while at December 31, 2022 the Company had $236.2 million deposits in brokered deposits. Interest expense on time deposits greater than $250,000 was $23.8 million for the year ended December 31, 2023, $3.2 million for the year ended December 31, 2022, and $786,000 for the year ended December 31, 2021.

At December 31, 2023 the scheduled maturities of time deposits are as follows:

    
(dollars in thousands)    
2024  $494,392 
2025   45,190 
2026   100,308 
2027   60 
2028   118,282 
   $758,232 

NOTE 8 – Federal Home Loan Bank Advances and Other Borrowings

At December 31, 2023 and 2022, the Company had $275.0 million and $175.0 million in FHLB Advances, respectively.

Listed below is a summary of the terms and maturities of the advances outstanding at December 31, 2023 and 2022. Of the $275.0 million outstanding at December 31, 2023, $35.0 million was at a variable rate and $240.0 million was at fixed rates. The $275.0 million was secured with approximately $1.25 billion of mortgage loans and $16.1 million of stock in the FHLB at December 31, 2023. The $175.0 million outstanding at December 31, 2022 was at a variable rate and was secured with approximately $1.05 billion of mortgage loans and $9.3 million of stock in the FHLB at December 31, 2022.

 96  
                               
     
   December 31, 
(dollars in thousands)  2023   2022 
Maturity   Amount    Rate    Amount    Rate 
February 16, 2023  $-    -%  $175,000    4.57%
February 29, 2024   35,000    5.57%   -    -%
April 28, 2028   40,000    3.51%   -    -%
May 15, 2028   35,000    3.13%   -    -%
June 28, 2028   40,000    3.54%   -    -%
July 10, 2028   45,000    3.78%   -    -%
July 10, 2028   40,000    3.87%   -    -%
July 10, 2028   40,000    3.96%   -    -%
   $275,000    3.89%  $175,000    4.57%

NOTE 9 – Subordinated Debentures

On June 26, 2003, Greenville First Statutory Trust I (a non-consolidated subsidiary) issued $6.0 million floating rate trust preferred securities with a maturity of June 26, 2033. At December 31, 2023, the interest rate was 8.72% and is indexed to the 3-month LIBOR rate plus 3.10% and adjusted quarterly. The Company received from the Trust the $6.0 million proceeds from the issuance of the securities and the $186,000 initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $6.2 million junior subordinated debentures.

On December 22, 2005, Greenville First Statutory Trust II (a non-consolidated subsidiary) issued $7.0 million floating rate trust preferred securities with a maturity of December 22, 2035. At December 31, 2023, the interest rate was 7.03% and is indexed to the 3-month LIBOR rate plus 1.44% and adjusted quarterly. The Company received from the Trust the $7.0 million proceeds from the issuance of the securities and the $217,000 initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $7.2 million junior subordinated debentures.

The current regulatory rules allow certain amounts of junior subordinated debentures to be included in the calculation of regulatory capital. However, provisions within the Dodd-Frank Act prohibit institutions that had more than $15 billion in assets on December 31, 2009 from including trust preferred securities as Tier 1 capital beginning in 2013, with one-third phased out over the two years ending in 2015. Financial institutions with less than $15 billion in total assets, such as the Bank, may continue to include their trust preferred securities issued prior to May 19, 2010 in Tier 1 capital, but cannot include in Tier 1 capital trust preferred securities issued after such date.

On September 30, 2019, the Company entered into Subordinated Note Purchase Agreements (collectively, the “Purchase Agreement”) with certain qualified institutional buyers and accredited investors (the “Purchasers”) pursuant to which the Company sold and issued $23.0 million in aggregate principal amount of its 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”). The Notes were offered and sold by the Company to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”) and the provisions of Regulation D promulgated thereunder (the “Private Placement”).

The Notes have a ten-year term and, from and including the date of issuance to but excluding September 30, 2024, will bear interest at a fixed annual rate of 4.75%, payable semi-annually in arrears, for the first five years of the term. From and including September 30, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to a benchmark rate (which is expected to be Three-Month Term SOFR) plus 340.8 basis points, payable quarterly in arrears. As provided in the Notes, the interest rate on the Notes during the applicable floating rate period may be determined based on a rate other than Three-Month Term SOFR.

The Notes are redeemable, in whole or in part, on September 30, 2024, on any interest payment date thereafter, and at any time upon the occurrence of certain events. The Purchase Agreement contains certain customary representations, warranties and covenants made by the Company, on the one hand, and the Purchasers, severally and not jointly, on the other hand.

On September 30, 2019, in connection with the sale and issuance of the Notes, the Company entered into a Registration Rights Agreement (the “Registration Rights Agreement”) with the Purchasers. Under the terms of the Registration Rights Agreement, the Company has agreed to take certain actions to provide for the exchange of the Notes for subordinated notes that are registered under the Securities Act and have substantially the same terms as the Notes (the “Exchange

 97  

Notes”). Under certain circumstances, if the Company fails to meet its obligations under the Registration Rights Agreement, it would be required to pay additional interest to the holders of the Notes.

The Notes were issued under an Indenture, dated September 30, 2019 (the “Indenture”), by and between the Company and UMB Bank, National Association, as trustee. The Notes are not subject to any sinking fund and are not convertible into or, other than with respect to the Exchange Notes, exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company; however, the amount that is eligible to be included in Tier 2 capital will be reduced by 20% each year during the last five years before the maturity date of the Notes beginning in the quarter ended December 31, 2024.

NOTE 10 – Unused Lines of Credit

At December 31, 2023, the Company had five lines of credit to purchase federal funds that totaled $108.5 million which were unused at December 31, 2023. The lines of credit are available on a one to 14 day basis for general corporate purposes of the Company. The lenders have reserved the right to withdraw the line at their option. The Company has an additional line of credit with the FHLB to borrow funds, subject to a pledge of qualified collateral. The Company has collateral that would support approximately $542.8 million in additional borrowings with the FHLB at December 31, 2023.

The Company is also enrolled in the Federal Reserve’s Bank Term Funding Program which offers loans of up to one year in length if we pledge collateral eligible for purchase by the Federal Reserve Banks in open market operations, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. At December 31, 2023, the Company had $13.0 million of marketable investment securities pledged in the Federal Reserve’s Bank Term Funding Program. At December 31, 2023, we had $227.1 million pledged and available with the Federal Reserve Discount Window.

The Company also has an unsecured, interest only line of credit for $15 million with another financial institution which was unused at December 31, 2023. The line bears interest at the U.S. Prime Rate plus 0.25% and matures on February 28, 2025. The loan agreement contains various financial covenants related to capital, earnings and asset quality.

NOTE 11 – Derivative Financial Instruments

The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value.

The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses.

The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. These derivatives are free- standing derivatives and are not designated as instruments for hedge accounting. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change.

The Company entered into a pay-fixed portfolio layer method fair value swap, designated as a hedging instrument, with a total notional amount of $200.0 million in the second quarter of 2023. The hedging instrument matures on May 25, 2028. The Company is designating the fair value swap under the portfolio layer method (“PLM”). Under this method, the hedged item is designated as a hedged layer of a closed portfolio of financial loans that is anticipated to remain outstanding for the designated hedged period. Adjustments are made to record the swap at fair value on the consolidated balance sheets, with changes in fair value recognized in interest income. The carrying value of the fair value swap on the consolidated

 98  

balance sheets will also be adjusted through interest income, based on changes in fair value attributable to changes in the hedged risk.

The following table represents the carrying value of the portfolio layer method hedged instrument and the cumulative fair value hedging adjustment included in the carrying value of the hedged instrument as of December 31, 2023.

    
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Hedged Liability 
 Fixed Rate Liability1  $199,518   $482 
1These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $718.8 million, the cumulative basis adjustment associated with this hedging relationship was $511,000, and the amount of the designated hedged item was $200.0 million.

The following table summarizes the Company’s outstanding financial derivative instruments at December 31, 2023 and December 31, 2022.

           
   December 31, 2023 
          Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives designated as hedging instruments:             
Fair value swap   $200,000   Other liabilities  $(482)
              
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments   12,973   Other assets   159 
MBS forward sales commitments   10,000   Other liabilities   (68)
Total derivative financial instruments  $222,973      $(391)
              
    December 31, 2022 
            Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments  $6,793   Other assets  $49 
MBS forward sales commitments   5,750   Other assets   27 
Total derivative financial instruments  $12,543      $76 

Accrued interest receivable related to the interest rate swap as of December 31, 2023 totaled $285,000 and is excluded from the fair value presented in the table above.

The Company assesses the effectiveness of the fair value swap hedge with a regression analysis that compares the changes in forward curves to determine the value. The effective portion of changes in fair value of derivatives designated as fair value hedges is recorded through interest income. The Company does not offset derivative assets and derivative liabilities for financial statement presentation purposes.

The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the twelve months ended December 31, 2023.

    
(dollars in thousands)  Twelve months ended
December 31, 2023		 
Gain (loss) on fair value hedging relationship:     
Hedged liability   (482)
Fair value derivative designated as hedging instrument   511 
Total gain (loss) recognized in interest income on loans   29 
 99  

NOTE 12 – Fair Value Accounting

FASB ASC 820, “Fair Value Measurement and Disclosures Topic,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:

 

Level 1 – Quoted market price in active markets

 

Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market.

   
  Level 2 – Significant other observable inputs
 

Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain individually evaluated loans.

   
  Level 3 – Significant unobservable inputs
  Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  These methodologies may result in a significant portion of the fair value being derived from unobservable data.  

Fair Value of Financial Instruments

Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.

The following is a description of valuation methodologies used to estimate fair value for assets recorded at fair value. Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.

Investment Securities

Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored entities, municipal bonds and corporate debt securities.  In certain cases where there is limited activity or less transparency around inputs to valuations, securities are classified as Level 3 within the valuation hierarchy. Securities held to maturity are valued at quoted market prices or dealer quotes similar to securities available for sale.  The carrying value of Other Investments, such as Federal Reserve Bank and FHLB stock, approximates fair value based on their redemption provisions.

Mortgage Loans Held for Sale

Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. These saleable loans are considered Level 2.

Individually Evaluated Loans

The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered individually evaluated and an allowance for credit losses may be established.  Loans for which it is probable

 100  

that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered individually evaluated. Once a loan is identified as individually evaluated, management measures the impairment in accordance with FASB ASC 326. The fair value of individually evaluated loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.  Those individually evaluated loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  In accordance with FASB ASC 820, “Fair Value Measurement and Disclosures,” individually evaluated loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the individually evaluated loan as nonrecurring Level 2. The Company’s current loan and appraisal policies require the Company to obtain updated appraisals on an “as is” basis at renewal, or in the case of an individually evaluated loan, on an annual basis, either through a new external appraisal or an appraisal evaluation. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the individually evaluated loan as nonrecurring Level 3. The fair value of individually evaluated loans may also be estimated using the present value of expected future cash flows to be realized on the loan, which is also considered a Level 3 valuation. These fair value estimates are subject to fluctuations in assumptions about the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation.

Other Real Estate Owned

OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2).  At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for credit losses.  Gains or losses on sale and generally any subsequent adjustments to the value are recorded as a component of real estate owned activity. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the OREO as nonrecurring Level 3.

Derivative Financial Instruments

The Company estimates the fair value of IRLCs based on the value of the underlying mortgage loan, quoted MBS prices and an estimate of the probability that the mortgage loan will fund within the terms of the IRLC, net of commission expenses (Level 2). The Company estimates the fair value of forward sales commitments based on quoted MBS prices (Level 2). The Company estimates the fair value of the derivative liability based on changes in the benchmark interest rate component of the hedged loans. The estimated variable rate cash inflows were compared to the fixed rate outflows and such difference was discounted to a present value to estimate the fair value of the interest rate swaps. The components of the valuation were observable or could be corroborated by observable market data and, therefore, were classified within Level 2 of the valuation hierarchy.

Assets and Liabilities Recorded at Fair Value on a Recurring Basis

The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis.

                       
                 
   December 31, 2023 
(dollars in thousands)   Level 1    Level 2    Level 3    Total 
Assets                    
Securities available for sale:                    
Corporate bonds   $-    1,910    -    1,910 
US treasuries    -    9,394    -    9,394 
US government agencies    -    18,656    -    18,656 
State and political subdivisions   -    19,741    -    19,741 
Asset-backed securities   -    33,236    -    33,236 
Mortgage-backed securities   -    51,765    -    51,765 
Mortgage loans held for sale   -    7,194    -    7,194 
Mortgage loan interest rate lock commitments   -    159    -    159 
Total assets measured at fair value on a recurring basis  $-    142,055    -    142,055 
Liabilities                    
Derivative liability  $-    482    -    482 
MBS forward sales commitments   -    68    -    68 
Total liabilities measured at fair value on a recurring basis  $-    550    -    550 
 101  
                         
                 
   December 31, 2022 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Securities available for sale:                    
Corporate bonds  $-    1,883    -    1,883 
US treasuries   -    871    -    871 
US government agencies   -    10,617    -    10,617 
State and political subdivisions   -    18,906    -    18,906 
Asset-backed securities   -    6,229    -    6,229 
Mortgage-backed securities   -    54,841    -    54,841 
Mortgage loans held for sale   -    3,917    -    3,917 
Mortgage loan interest rate lock commitments   -    49    -    49 
MBS forward sales commitments   -    27    -    27 
Total assets measured at fair value on a recurring basis  $-    97,340    -    97,340 

The Company had no liabilities recorded at fair value on a recurring basis as of December 31, 2022.

Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis

The Company is predominantly an asset based lender with real estate serving as collateral on approximately 85% of loans as of December 31, 2023. Loans which are deemed to be individually evaluated are valued net of the allowance for credit losses, and other real estate owned is valued at the lower of cost or net realizable value of the underlying real estate collateral. Such market values are generally obtained using independent appraisals, which the Company considers to be level 2 inputs. The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis.

                               
                 
   December 31, 2023 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Individually evaluated loans  $-    1,160    2,976    4,136 
Total assets measured at fair value on a nonrecurring basis  $-    1,160    2,976    4,136 
                     
    December 31, 2022 
    Level 1    Level 2    Level 3    Total 
Assets                    
Individually evaluated loans  $-    429    4,071    4,500 
Total assets measured at fair value on a nonrecurring basis  $-    429    4,071    4,500 

The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis.

For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2023 and 2022, the significant unobservable inputs used in the fair value measurements were as follows:

               
            
   Valuation Technique  Significant Unobservable Inputs   Range of Inputs 
Individually evaluated loans  Appraised Value/ Discounted Cash Flows  Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal   0-25%

Fair Value of Financial Instruments

Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.

The following is a description of valuation methodologies used to estimate fair value for certain other financial instruments.

 102  

Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.

Loans – The valuation of loans held for investment is estimated using the exit price notion which incorporates factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification.

Deposits – Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying value. The fair value of certificate of deposit accounts are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

FHLB Advances and Other Borrowings – Fair value for FHLB advances and other borrowings are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

Subordinated debentures – Fair value for subordinated debentures are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

The Company has used management’s best estimate of fair value based on the above assumptions. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses, which would be incurred in an actual sale or settlement, are not taken into consideration in the fair value presented.

The estimated fair values of the Company’s financial instruments at December 31, 2023 and 2022 are as follows:

                                       
             
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Fair
Value		   Level 1   Level 2   Level 3 
Financial Assets:                         
Other investments, at cost  $19,939    19,939    -    -    19,939 
Loans(1)   3,557,120    3,337,768    -    -    3,337,768 
Financial Liabilities:                         
Deposits   3,379,564    2,961,182    -    2,961,182    - 
Subordinated debentures   36,322    40,712    -    40,712    - 
                          
    December 31, 2022 
(dollars in thousands)   Carrying
Amount		    Fair
Value		    Level 1    Level 2    Level 3 
Financial Assets:                         
Other investments, at cost  $10,833    10,833    -    -    10,833 
Loans(1)   3,227,455    3,057,891    -    -    3,057,891 
Financial Liabilities:                         
Deposits   3,133,864    2,717,900    -    2,717,900    - 
Subordinated debentures   36,214    39,885    -    39,885    - 
(1)Carrying amount is net of the allowance for credit losses and individually evaluated loans.

NOTE 13 – Earnings Per Common Share

The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the years ended December 31, 2023, 2022 and 2021. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options and warrants that are outstanding. The assumed conversion of stock options and warrants can create a difference between basic and dilutive net income per common share.

 103  

At December 31, 2023, 2022 and 2021, options totaling 269,072, 131,433, and 9,000, respectively, were anti-dilutive in the calculation of earnings per share as their exercise price exceeded the fair market value. These options were therefore excluded from the diluted earnings per share calculation.

            
     
   December 31, 
(dollars in thousands, except share data)  2023   2022   2021 
Numerator:               
Net income  $13,426    29,115    46,711 
Net income available to common shareholders  $13,426    29,115    46,711 
Denominator:               
Weighted-average common shares outstanding - basic   8,046,633    7,958,294    7,843,692 
Common stock equivalents   31,821    113,396    145,288 
Weighted-average common shares outstanding - diluted   8,078,454    8,071,690    7,988,980 
Earnings per common share:               
Basic  $1.67    3.66    5.96 
Diluted  $1.66    3.61    5.85 

NOTE 14 – Commitments and Contingencies

The Company has entered into a three year employment agreement with its chief executive officer and a two year employment agreement with its president and 13 other members of senior management. These agreements also include a) an incentive program, b) a stock option plan, c) a one-year non-compete agreement upon termination and a severance payment equal to one year of compensation. The total estimated aggregate salary commitment is approximately $4.2 million.

The Company has an agreement with a data processor which expires in 2028 to provide certain item processing, electronic banking, and general ledger processing services. Components of this contract vary based on transaction and account volume, monthly charges and certain termination fees.

The Company has commitments with various investment partners under the Small Business Investment Company (“SBIC”) and the Rural Business Investment Company (“RBIC”) programs for which we have committed to make capital contributions from time to time. These commitments totaled approximately $1.4 million at December 31, 2023.

The Company may be subject to litigation and claims in the normal course of business. As of December 31, 2023, management believes there is no material litigation pending.

NOTE 15 – Income Taxes

The components of income tax expense were as follows:

                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Current income taxes:               
Federal   $3,769    8,482    10,414 
State    460    1,273    2,088 
Total current tax expense    4,229    9,755    12,502 
Deferred income tax expense (benefit)   (228)   (757)   1,590 
Income tax expense  $4,001    8,998    14,092 

The following is a summary of the items that caused recorded income taxes to differ from taxes computed using the statutory tax rate:

                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Tax expense at statutory rate  $3,660    8,004    12,768 
Effect of state income taxes, net of federal benefit    364    1,006    1,649 
Exempt income    7    (27)   (43)
Effect of stock-based compensation   133    42    (115)
Other   (163)   (27)   (167)
Income tax expense   $4,001    8,998    14,092 
 104  

The components of the deferred tax assets and liabilities are as follows:

           
     
   December 31, 
(dollars in thousands)  2023   2022 
Deferred tax assets:          
Allowance for credit losses  $8,543    8,114 
Reserve for unfunded commitments   384    584 
Unrealized loss on securities available for sale   3,015    3,565 
Net deferred loan fees   1,475    1,537 
Deferred compensation   1,458    1,762 
Lease liabilities   5,175    5,424 
Other   479    393 
    20,529    21,379 
Deferred tax liabilities:          
Property and equipment   3,334    3,561 
Hedging transactions   74    27 
Prepaid expenses   255    316 
ROU assets   4,656    4,953 
Other   10    - 
    8,329    8,857 
Net deferred tax asset  $12,200    12,522 

The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions.

NOTE 16 – Related Party Transactions

Certain directors, executive officers, and companies with which they are affiliated, are clients of and have banking transactions with the Company in the ordinary course of business. These loans were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the lender.

A summary of loan transactions with directors and executive officers, including their affiliates is as follows:

           
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022 
Balance, beginning of year  $17,217    8,790 
New loans   17,455    21,010 
Less loan payments   (9,420)   (12,583)
Balance, end of year  $25,252    17,217 

Deposits by executive officers and directors and their related interests at December 31, 2023 and 2022, were $6.4 million and $6.5 million, respectively.

The Company has a land lease with a director on the property for a branch office, with monthly payments of $9,120. In addition, the Company periodically enters into various consulting agreements with the director for development, administration and advisory services related to the purchase of property and construction of current and future branch office sites, including the development of the new bank headquarters in Greenville, South Carolina. There were no payments to the director for these services during 2023 or 2022.

The Company received rent payments from a company of which a director is a private investor and chairman of the board. Rent received totaled $88,000 and $79,000 for the twelve months ended December 31, 2023 and December 31, 2022, respectively. As part of the lease agreement with the company, $86,000 was paid to the company for a tenant upfit allowance during the twelve months ended December 31, 2022.

The Company is of the opinion that the lease payments and consulting fees represent market costs that could have been obtained in similar “arms length” transactions.

 105  

NOTE 17 – Financial Instruments With Off-Balance Sheet Risk

In the ordinary course of business, and to meet the financing needs of its clients, the Company is a party to various financial instruments with off-balance sheet risk. These financial instruments, which include commitments to extend credit and standby letters of credit, involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheets. The contract amount of those instruments reflects the extent of involvement the Company has in particular classes of financial instruments.

The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.

Commitments to extend credit are agreements to lend to a client as long as there is no violation of any material condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. At December 31, 2023, unfunded commitments to extend credit were approximately $724.6 million, of which $145.6 million is at fixed rates and $579.0 million is at variable rates. At December 31, 2022, unfunded commitments to extend credit were approximately $878.3 million, of which $318.9 million is at fixed rates and $559.4 million is at variable rates. The Company evaluates each client’s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral varies but may include accounts receivable, inventory, property, plant and equipment, and commercial and residential real estate. See Note 4 – Loans and Allowance for Credit Losses for additional information on unfunded commitments.

At December 31, 2023 and 2022, there was a $16.1 million and $14.3 million commitment, respectively, under letters of credit. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Collateral varies but may include accounts receivable, inventory, equipment, marketable securities and property. Since most of the letters of credit are expected to expire without being drawn upon, they do not necessarily represent future cash requirements. The fair value of off balance sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties credit standing. The total fair value of such instruments is not material.

NOTE 18 – Employee Benefit Plan

On January 1, 2000, the Company adopted the Southern First Bancshares, Inc. Profit Sharing and 401(k) Plan for the benefit of all eligible employees. The Company contributes to the Plan annually upon approval by the Board of Directors. Contributions made to the Plan for the years ended December 31, 2023, 2022, and 2021 amounted to $1.1 million, $995,000, and $905,000, respectively.

The Company also provides a nonqualified deferred compensation plan for 20 executive officers in the form of a Supplemental Executive Retirement Plan (“SERP”). The SERP provides retirement income for these officers. As of December 31, 2023 and 2022, the Company had an accrued benefit obligation of $6.9 million and $8.4 million, respectively. The Company had a $1.1 million and $284,000 reversal of expenses related to this plan for the twelve months ended December 31, 2023 and December 31, 2022, respectively, and incurred expenses related to this plan of $1.0 million in 2021.

NOTE 19 – Stock-Based Compensation

Compensation cost is recognized for stock options and restricted stock awards issued to employees and non-employee directors. Compensation cost is measured as the fair value of these awards on their date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used as the fair value of restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period for stock option and restricted stock awards.

The Company’s stock incentive programs are long-term retention programs intended to attract, retain, and provide incentives for key employees and non-employee directors in the form of incentive and non-qualified stock options and restricted stock.

 106  

Stock-based compensation expense was recorded as follows:

                
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Stock option expense  $528    927    1,148 
Restricted stock grant expense   1,415    1,099    499 
Total stock-based compensation expense  $1,943    2,026    1,647 

Stock Options

The Company’s 2010 Incentive Plan, as amended, had available for issuance a total of 566,025 shares (adjusted for the 10% stock dividends in 2013, 2012, and 2011). The Plan expired on March 16, 2020 and no further shares may be issued from the plan.

On March 15, 2016, the Company adopted the 2016 Equity Incentive Plan, making available for issuance 400,000 of common stock either as stock options or restricted stock grants. The Plan expired on March 15, 2021 and no further shares may be issued from the plan.

On March 17, 2020, the Company adopted the 2020 Equity Incentive Plan, making available for issuance up to 450,000 stock options. The options may be exercised at an exercise price per share based on the fair market value and determined on the date of grant and expire 10 years from the grant date. As of December 31, 2023, there were 319,058 shares available for grant under the 2020 Equity Incentive Plan.

A summary of the status of the stock option plan and changes for the period is presented below:

         
      
   For the years ended December 31,  
   2023    2022    2021   
   Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		  
Outstanding at beginning of year   427,224   $34.32         464,724   $33.97         495,195   $29.93      
Granted   -    -         -    -         121,000    40.45      
Exercised   (27,250)   20.18         (32,375)   27.94         (127,871)   23.56      
Forfeited or expired   (68,625)   34.15         (5,125)   43.14         (23,600)   38.88      
Outstanding at end of year   331,349   $35.51   4.9 years     427,224   $34.32   5.7 years     464,724   $33.97   6.6 years  
Options exercisable at year-end   267,376   $34.48   4.5 years     287,902   $32.35   4.8 years     239,340   $29.68   5.0 years  
Weighted average fair value of options granted during the year       $-             $-             $16.40      
Shares available for grant   319,058              370,824              422,550           

The aggregate intrinsic value (the difference between the Company’s closing stock price on the last trading day of the year and the exercise price, multiplied by the number of in-the-money options) of 331,349 and 427,224 stock options outstanding at December 31, 2023 and 2022 was $1.3 million and $4.9 million, respectively. The aggregate intrinsic value of 267,376 and 287,902 stock options exercisable at December 31, 2023 and 2022 was $1.3 million and $3.9 million, respectively.

The fair value of the option grant is estimated on the date of grant using the Black-Scholes option-pricing model. The following assumptions were used for grants:

              
   2023   2022   2021 
Dividend yield   -n/a    n/a    - 
Expected life   n/a    n/a    7 years 
Expected volatility   n/a    n/a    38.48%
Risk-free interest rate   n/a    n/a    0.74%
 107  

At December 31, 2023, there was $408,000 of total unrecognized compensation cost related to nonvested stock option grants. The cost is expected to be recognized over a weighted-average period of 1.1 years. The fair value of stock option grants that vested during 2023, 2022, and 2021 was $846,000, $1.1 million and $1.1 million, respectively.

Restricted Stock Grants

On May 17, 2016, the Company adopted the 2016 Equity Incentive Plan which included a provision for the issuance of 50,000 shares of common stock to be issuable as restricted stock grants. The Plan expired on March 17, 2021 and no further shares may be issued from the plan.

On May 12, 2020, the Company adopted the 2020 Equity Incentive Plan which included a provision for the issuance of 450,000 shares of common stock to be issuable as either stock options or restricted stock grants. As of December 31, 2023, there were 319,058 shares available for grant under the 2020 Equity Incentive Plan.

Shares of restricted stock granted to employees under the stock plans are subject to restrictions as to continuous employment for a specified time period following the date of grant. During this period, the holder is entitled to full voting rights and dividends.

A summary of the status of the Company’s nonvested restricted stock and changes for the years ended December 31, 2023, 2022, and 2021 is as follows:

     
   December 31, 
   2023   2022   2021 
   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		 
Nonvested at beginning of year   80,337   $52.53    41,699   $44.71    26,099   $38.05 
Granted   69,880    37.12    53,376    56.25    26,450    48.56 
Vested   (21,695)   48.95    (14,213)   43.26    (9,600)   38.03 
Forfeited   (18,989)   46.83    (525)   61.14    (1,250)   38.56 
Nonvested at end of year   109,533   $44.40    80,337   $52.53    41,699   $44.71 

At December 31, 2023, there was $3.6 million of total unrecognized compensation cost related to nonvested restricted stock grants. The cost is expected to be recognized over a weighted-average period of 2.7 years.

NOTE 20 – Dividends

The ability of the Company to pay cash dividends is dependent upon receiving cash in the form of dividends from the Bank. The dividends that may be paid by the Bank to the Company are subject to legal limitations and regulatory capital requirements.

Also, the payment of cash dividends on the Company's common stock by the Company in the future will be subject to certain other legal and regulatory limitations (including the requirement that the Company’s capital be maintained at certain minimum levels) and will be subject to ongoing review by banking regulators. The Federal Reserve has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition.

NOTE 21 – Regulatory Matters

The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. The capital rules require banks and bank holding companies to maintain a minimum total risked-based capital ratio of at least 8%, a total Tier 1 capital ratio of at least 6%, a minimum common equity Tier 1 capital ratio of at least 4.5%, and a leverage ratio of at least 4%. Bank holding companies and banks are also required to hold a capital conservation buffer of common equity Tier 1 capital of 2.5% to avoid limitations on capital distributions and discretionary executive compensation payments. The capital conservation buffer was phased in incrementally over time, becoming fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets.

 108  

To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.”

The following table summarizes the capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements at December 31, 2023 and 2022.

                                               
             
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2023                              
The Bank                              
Total Capital (to risk weighted assets)  $390,197    12.28%  $254,278    8.00%  $317,847    10.00%
Tier 1 Capital (to risk weighted assets)   350,455    11.03%   190,708    6.00%   254,278    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   350,455    11.03%   143,031    4.50%   206,601    6.50%
Tier 1 Capital (to average assets)   350,455    8.47%   165,414    4.00%   206,767    5.00%
                               
The Company                              
Total Capital (to risk weighted assets)   399,551    12.57%   254,278    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   336,809    10.60%   190,708    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   323,809    10.19%   143,031    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   336,809    8.14%   165,436    4.00%   n/a    n/a 
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2022                              
The Bank                              
Total Capital (to risk weighted assets)  $366,988    12.45%  $235,892    8.00%  $294,865    10.00%
Tier 1 Capital (to risk weighted assets)   330,108    11.20%   176,919    6.00%   235,892    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   330,108    11.20%   132,689    4.50%   191,662    6.50%
Tier 1 Capital (to average assets)   330,108    9.43%   140,040    4.00%   175,050    5.00%
                               
The Company(1)                              
Total Capital (to risk weighted assets)   380,802    12.91%   235,892    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   320,922    10.88%   176,919    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   307,922    10.44%   132,689    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   320,922    9.17%   140,057    4.00%   n/a    n/a 
(1)Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.

 109  

NOTE 22 – Parent Company Financial Information

Following is condensed financial information of Southern First Bancshares, Inc. (parent company only):

Condensed Balance Sheets

           
     
   December 31, 
(dollars in thousands)   2023    2022 
Assets          
Cash and cash equivalents  $9,408    13,882 
Investment in subsidiaries   339,516    317,102 
Other assets   146    21 
Total assets  $349,070    331,005 
Liabilities and Shareholders’ Equity          
Accrued expenses  $281    279 
Subordinated debentures   36,322    36,214 
Shareholders’ equity   312,467    294,512 
Total liabilities and shareholders’ equity   $349,070    331,005 

Condensed Statements of Income

                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Revenues               
Interest income  $15    20    17 
Total revenue   15    20    17 
Expenses               
Interest expense   2,197    1,730    1,523 
Other expenses   249    240    285 
Total expenses   2,446    1,970    1,808 
Income tax benefit   511    409    376 
Loss before equity in undistributed net income of subsidiaries   (1,920)   (1,541)   (1,415)
Equity in undistributed net income of subsidiaries    15,346    30,656    48,126 
Net income  $13,426    29,115    46,711 

Condensed Statements of Cash Flows

                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Operating activities               
Net income  $13,426    29,115    46,711 
Adjustments to reconcile net income to cash provided by operating activities               
Equity in undistributed net income of subsidiaries    (15,346)   (30,656)   (48,126)
Compensation expense related to stock options and restricted stock grants   1,943    2,026    1,647 
(Increase) decrease in other assets    (125)   -    8 
Increase in accrued expenses and subordinated debentures   110    113    108 
 Net cash provided by operating activities    8    598    348 
Investing activities               
Investment in subsidiaries, net    (5,000)   -    - 
 Net cash used for investing activities    (5,000)   -    - 
Financing activities               
Issuance of common stock    -    -    - 
Proceeds from the exercise of stock options and warrants   518    905    3,012 
 Net cash provided by financing activities    518    905    3,012 
 Net increase (decrease) in cash and cash equivalents    (4,474)   1,503    3,360 
Cash and cash equivalents, beginning of year    13,882    12,379    9,019 
Cash and cash equivalents, end of year   $9,408    13,882    12,379 

 110  

Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item 9A. Controls and Procedures

Evaluation of Disclosure Controls and Procedures

Based on our management’s evaluation (with the participation of our principal executive officer and principal financial officer), as of the end of the period covered by this report, our principal executive officer and principal financial officer have concluded that our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) under the Securities Exchange Act of 1934, as amended, (the “Exchange Act”)) are effective to ensure that information required to be disclosed by us in reports that we file or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in Securities and Exchange Commission rules and forms and is accumulated and communicated to our management, including our principal executive officer and principal financial officer, as appropriate to allow timely decisions regarding required disclosure.

For management’s report on internal control over financial reporting and the attestation report thereon issued by our independent registered public accounting firm, see Item 8. Financial Statements and Supplementary Data.

Internal Control over Financial Reporting

There was no change in our internal control over financial reporting during our fourth quarter of fiscal 2023 that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

Item 9B. Other Information

None

Item 9C. Disclosures Regarding Foreign Jurisdictions that Prevent Inspections

Not applicable

PART III

Item 10. Directors, Executive Officers and Corporate Governance.

In response to this Item, this information is contained in our Proxy Statement for the Annual Meeting of Shareholders to be held on May 21, 2024 and is incorporated herein by reference.

Item 11. Executive Compensation.

In response to this Item, this information is contained in our Proxy Statement for the Annual Meeting of Shareholders to be held on May 21, 2024 and is incorporated herein by reference.

Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Shareholder Matters.

In response to this Item, the information required by Item 201(d) is contained in Item 5 of this report. The other information required by this item is contained in our Proxy Statement for the Annual Meeting of Shareholders to be held on May 21, 2024 and is incorporated herein by reference.

Item 13. Certain Relationships and Related Transactions, and Director Independence.

The information is contained in our Proxy Statement for the Annual Meeting of Shareholders to be held on May 21, 2024 is incorporated herein by reference.

Item 14. Principal Accounting Fees and Services.

In response to this Item, this information is contained in our Proxy Statement for the Annual Meeting of Shareholders to be held on May 21, 2024 and is incorporated herein by reference.

 111  

Item 15. Exhibits, Financial Statement Schedules

(a) (1) Financial Statements
    The following consolidated financial statements are located in Item 8 of this report.
    Management’s Report on Internal Control Over Financial Reporting
    Report of Independent Registered Public Accounting Firm
    Consolidated Balance Sheets as of December 31, 2023 and 2022
    Consolidated Statements of Income for the years ended December 31, 2023, 2022 and 2021
    Consolidated Statements of Comprehensive Income for the years ended December 31, 2023, 2022 and 2021
    Consolidated Statements of Shareholders’ Equity for the years ended December 31, 2023, 2022 and 2021
    Consolidated Statements of Cash Flows for the years ended December 31, 2023, 2022 and 2021
    Notes to the Consolidated Financial Statements
  (2) Financial Statement Schedules
    These schedules have been omitted because they are not required, are not applicable or have been included in our consolidated financial statements.
  (3) Exhibits
    See the “Exhibit Index” immediately following the signature page of this report.
 112  

EXHIBIT INDEX

3.1

Amended and Restated Articles of Incorporation, effective May 19, 2023 (incorporated by reference to Exhibit 3.1 of the Company’s Form 10-Q filed on August 1, 2023).

3.2

Amended and Restated Bylaws dated March 18, 2008 (incorporated by reference to Exhibit 3.4 of the Company’s Form 10-K filed March 24, 2008).

3.3

Amendment to Amended and Restated Bylaws dated March 18, 2008 (incorporated by reference to Exhibit 3.1 of the Company’s Form 10-Q filed on November 2, 2020).

4.1

Description of the Company’s Securities Registered Pursuant to Section 12 of the Securities Exchange Act of 1934 (incorporated by reference to Exhibit 4.1 of the Company’s Form 10-K filed on March 2, 2020).

4.2

Form of certificate of common stock (incorporated by reference to Exhibit 4.2 of the Company’s Registration Statement on Form SB-2, File No. 333-83851).

4.3

Indenture dated as of September 30, 2019 between Southern First Bancshares, Inc. and UMB Bank, National Association, as trustee (incorporated by reference to Exhibit 4.1 of the Company’s Form 8-K filed on September 30, 2019).

4.4

Form of 4.75% Fixed-to-Floating Subordinated Note due 2029 of Southern First Bancshares, Inc. (incorporated by reference to Exhibit 4.2 of the Company’s Form 8-K filed on September 30, 2019).

4.5

Form of Global 4.75% Fixed-to-Floating Subordinated Note due 2029 of Southern First Bancshares, Inc. (incorporated by reference to the Exhibit 2 to Exhibit 4.1 of the Company’s Form 8-K filed on September 30, 2019).

10.1

Southern First Bancshares, Inc. 2010 Stock Incentive Plan (incorporated by reference to Appendix A of the Company’s Proxy Statement on Schedule 14A filed April 6, 2010).*

10.2

Amendment to Southern First Bancshares, Inc. 2010 Stock Incentive Plan (incorporated by reference to Appendix A of the Company’s Proxy Statement on Schedule 14A filed on April 15, 2014).*

10.3

Amendment to Southern First Bancshares, Inc. 2010 Stock Incentive Plan (incorporated by reference to Appendix A of the Company’s Proxy Statement on Schedule 14A filed on April 14, 2015).*

10.4

Form of Award Agreement for Stock Options (incorporated by reference to Exhibit 4.6 of the Company’s Form S-8 filed on August 12, 2010).*

10.5

Form of Award Agreement for Restricted Stock (incorporated by reference to Exhibit 4.7 of the Company’s Form S-8 filed on August 12, 2010).*

10.6

Sublease Agreement between Greenville First Bank, N.A. and Augusta Road Holdings, LLC dated February 26, 2004 (incorporated by reference to Exhibit 10.6 of the Company’s Form 10-QSB for the period ended June 30, 2004).

10.7

R. Arthur Seaver, Jr. Amended and Restated Employment Agreement (incorporated by reference to Exhibit 10.5 of the Company’s Form 8-K filed October 3, 2013).*

10.8

Calvin C. Hurst Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on August 1, 2023).*

10.9

Form of Split Dollar Agreement between certain executives and Southern First Bancshares, Inc. (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed February 18, 2009).*

10.10

Form of Southern First Bank, N.A. Salary Continuation Agreement dated December 17, 2008 (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed December 23, 2008).*

10.11 Form of First Amendment to Southern First Bank, N.A. Salary Continuation Agreement dated December 17, 2008 (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed December 23, 2008).*
10.12

Michael D. Dowling Salary Continuation Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed October 3, 2013).*

 113  
10.13

R. Arthur Seaver, Jr. Second Amendment to Salary Continuation Agreement (incorporated by reference to Exhibit 10.4 of the Company’s Form 8-K filed October 3, 2013).*

10.14

Southern First Bancshares, Inc. 2016 Equity Incentive Plan (incorporated by reference to Appendix A of the Company’s Proxy Statement on Schedule 14A filed on April 12, 2016).*

10.15

Form of Award Agreement for Stock Options (incorporated by reference to Exhibit 4.6 of the Company’s Form S-8 filed on August 18, 2016).*

10.16

Form of Award Agreement for Restricted Stock (incorporated by reference to Exhibit 4.7 of the Company’s Form S-8 filed on August 18, 2016).*

10.17

Amendment dated as of January 31, 2019 to R. Arthur Seaver, Jr. Amended and Restated Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on February 6, 2019).*

10.18

William Marion Aiken, III Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Form 10-Q filed on May 2, 2023).*

10.19

Form of Subordinated Note Purchase Agreement dated as of September 30, 2019 by and among Southern First Bancshares, Inc. and certain qualified institutional buyers and accredited investors (incorporated by reference to Exhibit 10.1 of the Company’s Form 8-K filed on September 30, 2019).

10.20

Form of Registration Rights Agreement dated as of September 30, 2019 by and among Southern First Bancshares, Inc. and certain qualified institutional buyers and accredited investors (incorporated by reference to Exhibit 10.2 of the Company’s Form 8-K filed on September 30, 2019).

10.21

D. Andrew Borrmann Employment Agreement (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on April 3, 2023).*

10.22

Loan Agreement, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.1 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

10.23

Promissory Note, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.2 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

10.24

Pledge Agreement, dated as of December 28, 2023, by and between Southern First Bancshares, Inc. and TIB, National Association (incorporated by reference to Exhibit 10.3 of the Company’s Current Report on Form 8-K filed on January 3, 2024).

21

Subsidiaries.

23

Consent of Independent Public Accountants.

24

Power of Attorney (contained herein as part of the signature pages).

31.1

Rule 13a-14(a) Certification of the Principal Executive Officer.

31.2

Rule 13a-14(a) Certification of the Principal Financial Officer.

32

Section 1350 Certifications of the Principal Executive Officer and Principal Financial Officer.

97

Incentive Compensation Recovery Policy, effective November 21, 2023

101

The following materials from the Company’s Annual Report on Form 10-K for the year ended December 31, 2023, formatted in eXtensible Business Reporting Language (XBRL); (i) the Consolidated Balance Sheets at December 31, 2023 and December 31, 2022, (ii) Consolidated Statements of Income for the years ended December 31, 2023, 2022, and 2021, (iii) Consolidated Statements of Changes in Shareholders’ Equity and Comprehensive Income for the years ended December 31, 2023, 2022, and 2021, (iv) Consolidated Statements of Cash Flows for the years ended December 31, 2023, 2022, and 2021, and (iv) Notes to Consolidated Financial Statements.

104

Cover Page Interactive Data File (embedded within the Inline XBRL document)

* Management contract or compensatory plan or arrangement
 114  

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

SOUTHERN FIRST BANCSHARES, INC.

Date: March 5, 2024 By: /s/R. Arthur Seaver, Jr.
    Chief Executive Officer

KNOW ALL MEN BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints R. Arthur Seaver, Jr., his true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign any and all amendments to this Annual Report on Form 10-K, and to file the same, with all exhibits thereto, and other documents in connection therewith, with the Securities and Exchange Commission, granting unto the attorney-in-fact and agent full power and authority to do and perform each and every act and thing requisite or necessary to be done in and about the premises, as fully to all intents and purposes as he might or could do in person, hereby ratifying and confirming all that the attorney-in-fact and agent, or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant in the capacities and on the dates indicated.

Signature   Title   Date
         
/s/R. Arthur Seaver, Jr.   Director, Chief Executive Officer   March 5, 2024
R. Arthur Seaver, Jr.   (Principal Executive Officer)    
         
/s/D. Andrew Borrmann   Chief Financial Officer, Chief Operating Officer   March 5, 2024
D. Andrew Borrmann   (Principal Financial and Accounting Officer)    
         
/s/Andrew B. Cajka, Jr.   Director   March 5, 2024
Andrew B. Cajka, Jr.        
         
/s/Mark A. Cothran   Director   March 5, 2024
Mark A. Cothran        
         
/s/Leighton M. Cubbage   Director   March 5, 2024
Leighton M. Cubbage        
         
/s/David G. Ellison   Director   March 5, 2024
David G. Ellison        
         
/s/Anne S. Ellefson   Director   March 5, 2024
Anne S. Ellefson        
         
/s/ Terry Grayson-Caprio   Director   March 5, 2024
Terry Grayson-Caprio        
         
/s/Tecumseh Hooper, Jr.   Director   March 5, 2024
Tecumseh Hooper, Jr.        
         
/s/Rudolph G. Johnstone, III M.D.   Director   March 5, 2024
Rudolph G. Johnstone, III, M.D.        
         
/s/ Ray A. Lattimore   Director   March 5, 2024
Ray A. Lattimore        
         
/s/Anna T. Locke   Director   March 5, 2024
Anna T. Locke        
         
/s/ William A. Maner, IV   Director   March 5, 2024
William A. Maner, IV        
         
/s/James B. Orders, III   Director, Chairman   March 5, 2024
James B. Orders, III        
 115  
 EX-21 2 sfst4260121-ex21.htm SUBSIDIARIES

Exhibit 21

Subsidiaries

Southern First Bank

Greenville Statutory Trust I and II

 

 EX-23 3 sfst4260121-ex23.htm CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS

Exhibit 23

CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in the Registration Statement No. 333-252143, 333-213188, 333-133379, 333-168779 and 333-181198 on Form S-8 and the Registration Statement No. 333-235465 on Form S-4/A of Southern First Bancshares, Inc. of our reports dated March 5, 2024, relating to the consolidated financial statements and the effectiveness of internal control over financial reporting of Southern First Bancshares, Inc. and Subsidiary, appearing in the Annual Report to Shareholders, which is incorporated in this Annual Report on Form 10-K of Southern First Bancshares, Inc. for the year ended December 31, 2023.

/s/ Elliott Davis, LLC

Greenville, South Carolina

March 5, 2024

 

 EX-31.1 4 sfst4260121-ex311.htm RULE 13A-14(A) CERTIFICATION OF THE PRINCIPAL EXECUTIVE OFFICER

Exhibit 31.1

Rule 13a-14(a) Certification of the Chief Executive Officer

I, R. Arthur Seaver, Jr., chief executive officer, certify that:

1.I have reviewed this annual report on Form 10-K of Southern First Bancshares, Inc.
2.Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of this annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: March 5, 2024 By: /s/R. Arthur Seaver, Jr.
    R. Arthur Seaver, Jr.
Chief Executive Officer
(principal executive officer)

 

 EX-31.2 5 sfst4260121-ex312.htm RULE 13A-14(A) CERTIFICATION OF THE PRINCIPAL FINANCIAL OFFICER

Exhibit 31.2

Rule 13a-14(a) Certification of the Principal Financial Officer

I, D. Andrew Borrmann, principal financial officer, certify that:

1.I have reviewed this annual report on Form 10-K of Southern First Bancshares, Inc.
2.Based on my knowledge, this annual report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:

a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

c) Evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures as of the end of the period covered by this report based on such evaluation; and

d) Disclosed in this report any change in the registrant’s internal control over financial reporting that occurred during the registrant’s most recent fiscal quarter (the registrant’s fourth fiscal quarter in the case of this annual report) that has materially affected, or is reasonably likely to materially affect, the registrant’s internal control over financial reporting; and

5.The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

a) All significant deficiencies and material weaknesses in the design or operation of internal controls over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and

b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

Date: March 5, 2024 By: /s/D. Andrew Borrmann
    D. Andrew Borrmann
Chief Financial Officer
(principal financial officer)

 

 EX-32 6 sfst4260121-ex32.htm SECTION 1350 CERTIFICATIONS OF THE PRINCIPAL EXECUTIVE OFFICER AND PRINCIPAL FINANCIAL OFFICER

Exhibit 32

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
AS ADOPTED PURSUANT TO
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2003

The undersigned, the Chief Executive Officer and the Principal Financial Officer of Southern First Bancshares, Inc. (the “company”), each certify that, to his knowledge on the date of this certification:

1.The annual report of the company for the period ended December 31, 2023 as filed with the Securities and Exchange Commission on this date (the “Report”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and
2.The information contained in the Report fairly presents, in all material respects, the financial condition and result of operations of the company.
Date: March 5, 2024 By: /s/R. Arthur Seaver, Jr.
    R. Arthur Seaver, Jr.
    Chief Executive Officer
Date: March 5, 2024 By: /s/D. Andrew Borrmann
    D. Andrew Borrmann
    Chief Financial Officer,
Principal Financial Officer

 

 EX-97.DESCRIPTION 7 sfst4260121-ex97.htm INCENTIVE COMPENSATION RECOVERY POLICY, EFFECTIVE NOVEMBER 21, 2023

Exhibit 97

 

Southern First Bancshares, Inc.

INCENTIVE COMPENSATION RECOVERY POLICY

 

1. Recovery of Excess Incentive Compensation. If Southern First Bancshares, Inc. (the “Company”) is required to prepare a Restatement, the Company’s board of directors (the “Board”) shall, unless the Board’s Compensation Committee (the “Compensation Committee”) determines it to be Impracticable, take reasonably prompt action to recover all Recoverable Compensation from any Covered Person. The Company’s obligation to recover Recoverable Compensation is not dependent on if or when the restated financial statements are filed. Subject to applicable law, the Board may seek to recover Recoverable Compensation by requiring a Covered Person to repay such amount to the Company; by adding “holdback” or deferral policies to incentive compensation; by adding post-vesting “holding” or “no transfer” policies to equity awards; by set-off of a Covered Person’s other compensation; by reducing future compensation; or by such other means or combination of means as the Board, in its sole discretion, determines to be appropriate. The Incentive Compensation Recovery Policy (“this Policy”) is in addition to (and not in lieu of) any right of repayment, forfeiture or off-set against any Covered Person that may be available under applicable law or otherwise (whether implemented prior to or after adoption of this Policy). The Board may, in its sole discretion and in the exercise of its business judgment, determine whether and to what extent additional action is appropriate to address the circumstances surrounding any Restatement to minimize the likelihood of any recurrence and to impose such other discipline as it deems appropriate.

2. Administration of Policy. The Board shall have full authority to administer, amend or terminate this Policy. The Board shall, subject to the provisions of this Policy, make such determinations and interpretations and take such actions in connection with this Policy as it deems necessary, appropriate or advisable. All determinations and interpretations made by the Board shall be final, binding and conclusive. The Board may delegate any of its powers under this Policy to the Compensation Committee or any subcommittee or delegate thereof.

3. Acknowledgement by Executive Officers. The Board shall provide notice to and seek written acknowledgement of this Policy from each Executive Officer; provided that the failure to provide such notice or obtain such acknowledgement shall have no impact on the applicability or enforceability of this Policy.

4. No Indemnification. Notwithstanding the terms of any of the Company’s organizational documents, any corporate policy or any contract, no Covered Person shall be indemnified against the loss of any Recoverable Compensation.

5. Disclosures. The Company shall make all disclosures and filings with respect to this Policy and maintain all documents and records that are required by the applicable rules and forms of the U.S. Securities and Exchange Commission (the “SEC”) (including, without limitation, Rule 10D-1 promulgated under the Securities Exchange Act of 1934, as amended (the “Exchange Act”)) and any applicable Exchange listing standard.

 

 

6. Definitions. In addition to terms otherwise defined in this Policy, the following terms, when used in this Policy, shall have the following meanings:

“Applicable Period” means the three completed fiscal years preceding the earlier to occur of: (i) the date that the Board, a committee of the Board, or the officer or officers of the Company authorized to take such action if Board action is not required, concludes, or reasonably should have concluded, that the Company is required to prepare a Restatement; or (ii) the date a court, regulator, or other legally authorized body directs the Company to prepare a Restatement. “Applicable Period” also includes, in addition to the three fiscal year period described in the preceding sentence, any transition period (that results from a change in the Company’s fiscal year) within or immediately following that completed three fiscal year period; provided, further, a transition period between the last day of the Company’s previous fiscal year end and the first day of its new fiscal year that comprises a period of nine to 12 months would be deemed a completed fiscal year.

“Covered Person” means any person who receives Recoverable Compensation.

“Exchange” means any national securities exchange or national securities association upon which the Company has a class of securities listed.

“Executive Officer” includes the Company’s president, principal financial officer, principal accounting officer (or if there is no such accounting officer, the controller), any vice-president of the Company in charge of a principal business unit, division, or function (such as sales, administration, or finance), any other officer who performs a policy-making function, or any other person (including any executive officer of the Company’s subsidiaries or affiliates) who performs similar policy-making functions for the Company. At a minimum, the term “Executive Officer” shall include all executive officers identified in SEC filings pursuant to Item 401(b) of Regulation S-K, 17 C.F.R. §229.401(b).

“Financial Reporting Measure” means a measure that is determined and presented in accordance with the accounting principles used in preparing the Company’s financial statements, and any measure that is derived wholly or in part (including “non-GAAP” financial measures, such as those appearing in earnings releases) from such measures; provided, however, that any such measure need not be presented within the Company’s financial statements or included in a filing made with the SEC. Examples of Financial Reporting Measures include, but are not limited to, measures based on: revenues, net income, operating income, financial ratios, capital ratios, EBITDA, liquidity measures (such as free cash flow), return measures (such as return on assets or return on invested capital), profitability of one or more segments, and cost per employee. Stock price and total shareholder return (“TSR”) also are Financial Reporting Measures.

“Impracticable” means, after exercising a normal due process review of all the relevant facts and circumstances and taking all steps required by Exchange Act Rule 10D-1 and any applicable Exchange listing standard, the Compensation Committee determines that recovery of the Recoverable Compensation is impracticable because: (i) it has determined that the direct expense that the Company would pay to a third party to assist in enforcing this Policy and recovering the otherwise Recoverable Compensation would exceed the amount to be recovered; (ii) it has concluded that the recovery of the Recoverable Compensation would violate home country law adopted prior to November 28, 2022; or (iii) it has determined that the recovery of the Recoverable Compensation

- 2 -

 

would cause a tax-qualified retirement plan, under which benefits are broadly available to the Company’s employees, to fail to meet the requirements of 26 U.S.C. 401(a)(13) or 26 U.S.C. 411(a) and regulations thereunder. The Company must: (A) in the case of clause (i) of the preceding sentence, prior to making that determination, make a reasonable attempt to recover any Recoverable Compensation, document such reasonable attempt(s) to recover, and provide that documentation to the Exchange; and (B) in the case of clause (ii) of the preceding sentence, obtain an opinion of home country counsel, acceptable to the Exchange, that recovery would result in such a violation, and provide that opinion to the Exchange.

“Incentive-Based Compensation” means any compensation that is granted, earned, or vested based wholly or in part upon the attainment of a Financial Reporting Measure; however it does not include: (i) base salaries; (ii) discretionary cash bonuses; (iii) awards (either cash or equity) that are based upon subjective, strategic or operational standards; and (iv) equity awards that vest solely on the passage of time.

“Received” – Incentive-Based Compensation is deemed “Received” in any Company fiscal period during which the Financial Reporting Measure specified in the Incentive-Based Compensation award is attained, even if the payment or grant of the Incentive-Based Compensation occurs after the end of that period.

“Recoverable Compensation” means all Incentive-Based Compensation (calculated on a pre-tax basis) Received after October 2, 2023 by a Covered Person: (i) after beginning service as an Executive Officer; (ii) who served as an Executive Officer at any time during the performance period for that Incentive-Based Compensation; (iii) while the Company had a class of securities listed on an Exchange; and (iv) during the Applicable Period, that exceeded the amount of Incentive-Based Compensation that otherwise would have been received had the amount been determined based on the Financial Reporting Measures, as reflected in the Restatement. With respect to Incentive-Based Compensation based on stock price or TSR, when the amount of erroneously awarded compensation is not subject to mathematical recalculation directly from the information in an accounting restatement: (i) the amount must be based on a reasonable estimate of the effect of the Restatement on the stock price or TSR upon which the Incentive-Based Compensation Received by the Covered Person originally was based; and (ii) the Company must maintain documentation of the determination of the reasonable estimate and provide such documentation to the Exchange.

“Restatement” means an accounting restatement of any of the Company’s financial statements due to the Company’s material noncompliance with any financial reporting requirement under U.S. securities laws, including any required accounting restatement to correct an error in previously issued financial statements that is material to the previously issued financial statements (often referred to as a “Big R” restatement), or that would result in a material misstatement if the error were corrected in the current period or left uncorrected in the current period (often referred to as a “little r” restatement). A Restatement does not include situations in which financial statement changes did not result from material non-compliance with financial reporting requirements, such as, but not limited to retrospective: (i) application of a change in accounting principles; (ii) revision to reportable segment information due to a change in the structure of the Company’s internal organization; (iii) reclassification due to a discontinued operation; (iv) application of a change in reporting entity, such as from a reorganization of entities under common control; (v) adjustment to provision amounts in

- 3 -

 

connection with a prior business combination; or (vi) revision for stock splits, stock dividends, reverse stock splits or other changes in capital structure.

 

Adopted by the Board of Directors on November 21, 2023

- 4 -

 EX-101.SCH 8 sfst-20231231.xsd XBRL TAXONOMY EXTENSION SCHEMA 00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink 00000002 - Statement - CONSOLIDATED BALANCE SHEETS link:presentationLink link:calculationLink link:definitionLink 00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME link:presentationLink link:calculationLink link:definitionLink 00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME link:presentationLink link:calculationLink link:definitionLink 00000006 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY (Parenthetical) link:presentationLink link:calculationLink link:definitionLink 00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY link:presentationLink link:calculationLink link:definitionLink 00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS link:presentationLink link:calculationLink link:definitionLink 00000009 - Disclosure - Summary of Significant Accounting Policies and Activities link:presentationLink link:calculationLink link:definitionLink 00000010 - Disclosure - Investment Securities link:presentationLink link:calculationLink link:definitionLink 00000011 - Disclosure - Mortgage Loans Held for Sale link:presentationLink link:calculationLink link:definitionLink 00000012 - Disclosure - Loans and Allowance for Credit Losses link:presentationLink link:calculationLink link:definitionLink 00000013 - Disclosure - Property and Equipment link:presentationLink link:calculationLink link:definitionLink 00000014 - Disclosure - Leases link:presentationLink link:calculationLink link:definitionLink 00000015 - Disclosure - Deposits link:presentationLink link:calculationLink link:definitionLink 00000016 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings link:presentationLink link:calculationLink link:definitionLink 00000017 - Disclosure - Subordinated Debentures link:presentationLink link:calculationLink link:definitionLink 00000018 - Disclosure - Unused Lines of Credit link:presentationLink link:calculationLink link:definitionLink 00000019 - Disclosure - Derivative Financial Instruments link:presentationLink link:calculationLink link:definitionLink 00000020 - Disclosure - Fair Value Accounting link:presentationLink link:calculationLink link:definitionLink 00000021 - Disclosure - Earnings Per Common Share link:presentationLink link:calculationLink link:definitionLink 00000022 - Disclosure - Commitments and Contingencies link:presentationLink link:calculationLink link:definitionLink 00000023 - Disclosure - Income Taxes link:presentationLink link:calculationLink link:definitionLink 00000024 - Disclosure - Related Party Transactions link:presentationLink link:calculationLink link:definitionLink 00000025 - Disclosure - Financial Instruments With Off-Balance Sheet Risk link:presentationLink link:calculationLink link:definitionLink 00000026 - Disclosure - Employee Benefit Plan link:presentationLink link:calculationLink link:definitionLink 00000027 - Disclosure - Stock-Based Compensation link:presentationLink link:calculationLink link:definitionLink 00000028 - Disclosure - Dividends link:presentationLink link:calculationLink link:definitionLink 00000029 - Disclosure - Regulatory Matters link:presentationLink link:calculationLink link:definitionLink 00000030 - Disclosure - Parent Company Financial Information link:presentationLink link:calculationLink link:definitionLink 00000031 - Disclosure - Summary of Significant Accounting Policies and Activities (Policies) link:presentationLink link:calculationLink link:definitionLink 00000032 - Disclosure - Investment Securities (Tables) link:presentationLink link:calculationLink link:definitionLink 00000033 - Disclosure - Loans and Allowance for Credit Losses (Tables) link:presentationLink link:calculationLink link:definitionLink 00000034 - Disclosure - Property and Equipment (Tables) link:presentationLink link:calculationLink link:definitionLink 00000035 - Disclosure - Leases (Tables) link:presentationLink link:calculationLink link:definitionLink 00000036 - Disclosure - Deposits (Tables) link:presentationLink link:calculationLink link:definitionLink 00000037 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Tables) link:presentationLink link:calculationLink link:definitionLink 00000038 - Disclosure - Derivative Financial Instruments (Tables) link:presentationLink link:calculationLink link:definitionLink 00000039 - Disclosure - Fair Value Accounting (Tables) link:presentationLink link:calculationLink link:definitionLink 00000040 - Disclosure - Earnings Per Common Share (Tables) link:presentationLink link:calculationLink link:definitionLink 00000041 - Disclosure - Income Taxes (Tables) link:presentationLink link:calculationLink link:definitionLink 00000042 - Disclosure - Related Party Transactions (Tables) link:presentationLink link:calculationLink link:definitionLink 00000043 - Disclosure - Stock-Based Compensation (Tables) link:presentationLink link:calculationLink link:definitionLink 00000044 - Disclosure - Regulatory Matters (Tables) link:presentationLink link:calculationLink link:definitionLink 00000045 - Disclosure - Parent Company Financial Information (Tables) link:presentationLink link:calculationLink link:definitionLink 00000046 - Disclosure - Summary of Significant Accounting Policies and Activities (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000047 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities link:presentationLink link:calculationLink link:definitionLink 00000048 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity link:presentationLink link:calculationLink link:definitionLink 00000049 - Disclosure - Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities link:presentationLink link:calculationLink link:definitionLink 00000050 - Disclosure - Investment Securities (Details) - Schedule of other investments link:presentationLink link:calculationLink link:definitionLink 00000051 - Disclosure - Investment Securities (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000052 - Disclosure - Mortgage Loans Held for Sale (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000053 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio link:presentationLink link:calculationLink link:definitionLink 00000054 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type link:presentationLink link:calculationLink link:definitionLink 00000055 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination link:presentationLink link:calculationLink link:definitionLink 00000056 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status link:presentationLink link:calculationLink link:definitionLink 00000057 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs link:presentationLink link:calculationLink link:definitionLink 00000058 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories link:presentationLink link:calculationLink link:definitionLink 00000059 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans link:presentationLink link:calculationLink link:definitionLink 00000060 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses link:presentationLink link:calculationLink link:definitionLink 00000061 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans link:presentationLink link:calculationLink link:definitionLink 00000062 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments link:presentationLink link:calculationLink link:definitionLink 00000063 - Disclosure - Loans and Allowance for Credit Losses (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000064 - Disclosure - Property and Equipment (Details) - Schedule of components of property and equipment link:presentationLink link:calculationLink link:definitionLink 00000065 - Disclosure - Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment link:presentationLink link:calculationLink link:definitionLink 00000066 - Disclosure - Property and Equipment (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000067 - Disclosure - Leases (Details) - Schedule of maturities of lease liabilities link:presentationLink link:calculationLink link:definitionLink 00000068 - Disclosure - Leases (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000069 - Disclosure - Deposits (Details) - Schedule of detail in deposit accounts link:presentationLink link:calculationLink link:definitionLink 00000070 - Disclosure - Deposits (Details) - Schedule of maturities certificates of deposit link:presentationLink link:calculationLink link:definitionLink 00000071 - Disclosure - Deposits (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000072 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding link:presentationLink link:calculationLink link:definitionLink 00000073 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000074 - Disclosure - Subordinated Debentures (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000075 - Disclosure - Unused Lines of Credit (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000076 - Disclosure - Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment link:presentationLink link:calculationLink link:definitionLink 00000077 - Disclosure - Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments link:presentationLink link:calculationLink link:definitionLink 00000078 - Disclosure - Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income link:presentationLink link:calculationLink link:definitionLink 00000079 - Disclosure - Derivative Financial Instruments (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000080 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis link:presentationLink link:calculationLink link:definitionLink 00000081 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis link:presentationLink link:calculationLink link:definitionLink 00000082 - Disclosure - Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements link:presentationLink link:calculationLink link:definitionLink 00000083 - Disclosure - Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments link:presentationLink link:calculationLink link:definitionLink 00000084 - Disclosure - Fair Value Accounting (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000085 - Disclosure - Earnings Per Common Share (Details) - Schedule of earnings per share computations link:presentationLink link:calculationLink link:definitionLink 00000086 - Disclosure - Earnings Per Common Share (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000087 - Disclosure - Commitments and Contingencies (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000088 - Disclosure - Income Taxes (Details) - Schedule of components of income tax expense link:presentationLink link:calculationLink link:definitionLink 00000089 - Disclosure - Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate link:presentationLink link:calculationLink link:definitionLink 00000090 - Disclosure - Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities link:presentationLink link:calculationLink link:definitionLink 00000091 - Disclosure - Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates link:presentationLink link:calculationLink link:definitionLink 00000092 - Disclosure - Related Party Transactions (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000093 - Disclosure - Financial Instruments With Off-Balance Sheet Risk (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000094 - Disclosure - Employee Benefit Plan (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000095 - Disclosure - Stock-Based Compensation (Details) - Schedule of stock-based compensation expense link:presentationLink link:calculationLink link:definitionLink 00000096 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes link:presentationLink link:calculationLink link:definitionLink 00000097 - Disclosure - Stock-Based Compensation (Details) - Schedule of assumptions used link:presentationLink link:calculationLink link:definitionLink 00000098 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes link:presentationLink link:calculationLink link:definitionLink 00000099 - Disclosure - Stock-Based Compensation (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000100 - Disclosure - Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements link:presentationLink link:calculationLink link:definitionLink 00000101 - Disclosure - Regulatory Matters (Details Narrative) link:presentationLink link:calculationLink link:definitionLink 00000102 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed balance sheets link:presentationLink link:calculationLink link:definitionLink 00000103 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of income link:presentationLink link:calculationLink link:definitionLink 00000104 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows link:presentationLink link:calculationLink link:definitionLink EX-101.PRE 9 sfst-20231231_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE EX-101.LAB 10 sfst-20231231_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE Equity Components [Axis] Common stock Preferred stock Nonvested restricted stock Additional paid-in capital Accumulated other comprehensive income (loss) Retained Earnings Cash and Cash Equivalents [Axis] Federal Reserve Bank [Member] Financial Instrument [Axis] Corporate bonds [Member] US treasuries [Member] US government agencies [Member] State and political subdivisions [Member] Asset-backed securities [Member] Mortgage-backed securities [Member] Investment Type [Axis] FHLMC [Member] FNMA [Member] GNMA [Member] Securities Investment [Member] Corporate bonds [Member] US treasuries [Member] Mortgage-backed securities [Member] Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member] Total investment securities [Member] Long-Term Debt, Type [Axis] Non Owner Occupied Loans [Member] Commercial Construction Loans [Member] Commercial [Member] Consumer [Member] Debt Instrument [Axis] Accruing 30-59 Days Past Due [Member] One Consumer Real Estate Loan [Member] Loan Restructuring Modification [Axis] Pre Modification and Post Modification [Member] Two Commercial Business Loans [Member] Collateral Held [Axis] Owner occupied RE [Member] Non-owner occupied RE [Member] Class of Financing Receivable [Axis] Construction [Member] Business [Member] Real estate [Member] Home equity [Member] Other [Member] Internal Credit Assessment [Axis] Pass [Member] Watch [Member] Special Mention [Member] Substandard [Member] Business [Member] Other [Member] Product and Service [Axis] Owner Occupied RE [Member] Accruing 60-89 Days Past Due [Member] Accruing 90 Days or More Past Due [Member] Nonaccrual Loans [Member] Accruing Current [Member] Non-owner occupied RE [Member] Construction [Member] Real Estate [Member] Home Equity [Member] Related Party Transaction [Axis] Nonaccrual Loans With No Allowance [Member] Nonaccrual Loans With An Allowance [Member] Total Nonaccrual Loans [Member] Commercial & Consumer [Member] Allowance For Credit Losses Unfunded Loan Commitments [Member] Long-Lived Tangible Asset [Axis] Land [Member] Buildings [Member] Leasehold improvements [Member] Furniture and equipment [Member] Software [Member] Construction in process [Member] Balance Sheet Location [Axis] Other Assets [Member] Statistical Measurement [Axis] Minimum [Member] Maximum [Member] Buildings [Member] Variable Rate [Axis] Federal Home Loan Bank Advances and Other Borrowings [Member] Pledging Purpose [Axis] Federal Home Loan Bank Advances [Member] Federal Home Loan Bank Advances One [Member] Federal Home Loan Bank Advances Two [Member] Federal Home Loan Bank Advances Three [Member] Federal Home Loan Bank Advances Four [Member] Federal Home Loan Bank Advances Five [Member] Federal Home Loan Bank Advances Six [Member] Federal Home Loan Bank Advances Seven [Member] Related Party, Type [Axis] Greenville First Statutory Trust I [Member] Greenville First Statutory Trust II [Member] Subordinate Debt [Member] Short-Term Debt, Type [Axis] Line of Credit [Member] Pay-Fixed Portfolio [Member] Hedging Designation [Axis] Designated as Hedging Instrument [Member] Derivative Instrument [Axis] Interest Rate Swap [Member] Fixed Rate Asset [Member] Fair value swap [Member] Mortgage loan interest rate lock commitments [Member] MBS forward sales commitments [Member] Total derivative financial instruments [Member] Fair Value Hierarchy and NAV [Axis] Level 1 [Member] Measurement Frequency [Axis] Fair Value, Recurring [Member] Level 2 [Member] Level 3 [Member] Fair Value, Nonrecurring [Member] Title of Individual [Axis] Chief Executive Officer [Member] Directors Affiliates and Executive Officers [Member] Retirement Plan Type [Axis] Profit Sharing and 401(k) Plan [Member] Supplemental Executive Retirement Plan [Member] Plan Name [Axis] Two Thousand Ten Incentive Plan [Member] Two Thousand Sixteen Equity Incentive Plan [Member] Two Thousand Twenty Equity Incentive Plan [Member] Award Type [Axis] Stock Compensation Plan [Member] Restricted Stock Plan [Member] Well Capitalized [Member] Legal Entity [Axis] Bank [Member] Company [Member] Consolidated Entities [Axis] Parent Company [Member] Cover [Abstract] Document Type Amendment Flag Amendment Description Document Registration Statement Document Annual Report Document Quarterly Report Document Transition Report Document Shell Company Report Document Shell Company Event Date Document Period Start Date Document Period End Date Document Fiscal Period Focus Document Fiscal Year Focus Current Fiscal Year End Date Entity File Number Entity Registrant Name Entity Central Index Key Entity Primary SIC Number Entity Tax Identification Number Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Three Entity Address, City or Town Entity Address, State or Province Entity Address, Country Entity Address, Postal Zip Code Country Region City Area Code Local Phone Number Extension Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security No Trading Symbol Flag Trading Symbol Security Exchange Name Title of 12(g) Security Security Reporting Obligation Annual Information Form Audited Annual Financial Statements Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Elected Not To Use the Extended Transition Period Document Accounting Standard Other Reporting Standard Item Number Entity Shell Company Entity Public Float Entity Bankruptcy Proceedings, Reporting Current Entity Common Stock, Shares Outstanding Documents Incorporated by Reference ICFR Auditor Attestation Flag Document Financial Statement Error Correction Flag Auditor Firm ID Auditor Name Auditor Location Statement of Financial Position [Abstract] ASSETS Cash and cash equivalents: Cash and due from banks Federal funds sold Interest-bearing deposits with banks Total cash and cash equivalents Investment securities: Investment securities available for sale Other investments Total investment securities Mortgage loans held for sale Loans Less allowance for credit losses Loans, net Bank owned life insurance Property and equipment, net Deferred income taxes, net Other assets Total assets LIABILITIES Deposits Federal Home Loan Bank advances and other borrowings Subordinated debentures Other liabilities Total liabilities SHAREHOLDERS’ EQUITY Preferred stock, par value $.01 per share, 10,000,000 shares authorized Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,186 and 8,011,045 shares issued and outstanding at December 31, 2023 and 2022, respectively Nonvested restricted stock Additional paid-in capital Accumulated other comprehensive loss Retained earnings Total shareholders’ equity Total liabilities and shareholders’ equity Preferred stock par value Preferred stock, shares authorized Common stock, par value Common stock, authorized shares Common stock, issued shares Common stock, outstanding shares Income Statement [Abstract] Interest income Loans Investment securities Federal funds sold and interest-bearing deposits with banks Total interest income Interest expense Deposits Borrowings Total interest expense Net interest income Provision for (reversal of) credit losses Net interest income after provision for credit losses Noninterest income Mortgage banking income Service fees on deposit accounts ATM and debit card income Income from bank owned life insurance Net lender fees on PPP loan sale Gain (loss) on disposal of fixed assets Gain (loss) on sale of securities Other income Total noninterest income Noninterest expenses Compensation and benefits Occupancy Other real estate owned expenses, net Outside service and data processing costs Insurance Professional fees Marketing Other Total noninterest expenses Income before income tax expense Income tax expense Net income available to common shareholders Earnings per common share Basic Diluted Weighted average common shares outstanding Basic Diluted Net income Other comprehensive income (loss): Unrealized gain (loss) on securities available for sale: Unrealized holding gain (loss) arising during the period, pretax Tax (expense) benefit Reclassification of realized (gain) loss Tax expense (benefit) Other comprehensive income (loss) Comprehensive income Statement [Table] Statement [Line Items] Beginning balance, value Beginning balance shares outstanding Adoption of ASU 2016-13 Proceeds from exercise of stock options Proceeds from exercise of stock options (in Shares) Issuance of restricted stock, net of forfeitures Issuance of restricted stock, net of forfeitures (in Shares) Compensation expense related to restricted stock, net of tax Compensation expense related to stock options, net of tax Other comprehensive income (loss) Ending balance, value Ending balance shares outstanding Statement of Cash Flows [Abstract] Operating activities Adjustments to reconcile net income to cash provided by operating activities: Depreciation and other amortization Accretion and amortization of securities discounts and premiums, net Loss on sale of other real estate owned (Gain) loss on sale of investment securities available for sale (Gain) loss on sale of fixed assets Net change in operating leases Compensation expense related to stock options and restricted stock grants Gain on sale of loans held for sale Loans originated and held for sale Proceeds from sale of loans held for sale Increase in cash surrender value of bank owned life insurance (Increase) decrease in deferred tax asset (Increase) decrease in other assets, net Increase (decrease) in other liabilities, net Net cash provided by operating activities Investing activities Increase in loans, net Purchase of property and equipment Purchase of investment securities: Available for sale Other investments Proceeds from maturities, calls and repayments of investment securities: Available for sale Other investments Proceeds from maturities of investment securities available for sale Purchase of bank owned life insurance policies Proceeds from sale of fixed assets Proceeds from sale of other real estate owned Net cash used for investing activities Financing activities Increase in deposits, net Increase (decrease) in Federal Home Loan Bank advances and other borrowings Proceeds from the exercise of stock options Net cash provided by financing activities Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Supplemental information Interest Income taxes Schedule of non-cash transactions Foreclosure of other real estate Unrealized gain (loss) on securities, net of income taxes Right-of-use assets obtained in exchange for lease obligations: Operating leases Accounting Policies [Abstract] Summary of Significant Accounting Policies and Activities Investments, Debt and Equity Securities [Abstract] Investment Securities Mortgage Loans Held For Sale Mortgage Loans Held for Sale Receivables [Abstract] Loans and Allowance for Credit Losses Property, Plant and Equipment [Abstract] Property and Equipment Leases Leases Deposits [Abstract] Deposits Federal Home Loan Bank Advances And Other Borrowings Federal Home Loan Bank Advances and Other Borrowings Subordinated Borrowings [Abstract] Subordinated Debentures Unused Lines Of Credit Unused Lines of Credit Derivative Instruments and Hedging Activities Disclosure [Abstract] Derivative Financial Instruments Fair Value Disclosures [Abstract] Fair Value Accounting Earnings Per Share [Abstract] Earnings Per Common Share Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies Income Tax Disclosure [Abstract] Income Taxes Related Party Transactions [Abstract] Related Party Transactions Investments, All Other Investments [Abstract] Financial Instruments With Off-Balance Sheet Risk Retirement Benefits [Abstract] Employee Benefit Plan Share-Based Payment Arrangement [Abstract] Stock-Based Compensation Dividends Dividends Leases [Abstract] Regulatory Matters Condensed Financial Information Disclosure [Abstract] Parent Company Financial Information Basis of Presentation Business Segments Use of Estimates Risks and Uncertainties Subsequent Events Reclassifications Cash and Cash Equivalents Investment Securities Other Investments Loans Nonaccrual and Past Due Loans Nonperforming Assets Individually Evaluated Loans Loan Charge-off Policy Loan Modifications to Borrowers Experiencing Financial Difficulty Other Real Estate Owned (“OREO”) Property and Equipment Operating Leases Bank Owned Life Insurance Policies Comprehensive Income Revenue from Contracts with Customers Income Taxes Stock-Based Compensation Adoption of New Accounting Standard Significant Accounting Policy Changes Allowance for Credit Losses – Investment Securities Allowance for Credit Losses - Loans Accrued Interest Receivable Unfunded Commitments Newly Issued, But Not Yet Effective Accounting Standards Schedule of amortized costs and fair value of investment securities Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity Schedule of gross unrealized losses on investment securities and fair market value of related securities Schedule of other investments Schedule of composition of our loan portfolio Schedule of composition of gross loans by rate type Schedule of classified by credit quality indicators by year of origination Schedule of loan balances by payment status Schedule of nonperforming assets, including nonaccruing TDRs Schedule nonaccrual loans by major categories Schedule of amortized cost basis of loans Schedule of activity related to the allowance for credit losses Schedule of analysis of collateral-dependent loans Schedule of allowance for credit losses for unfunded loan commitments Schedule of components of property and equipment Schedule of estimated useful lives of property and equipment Schedule of maturities of lease liabilities Schedule of detail in deposit accounts Schedule of maturities certificates of deposit Schedule of terms and maturities of advances outstanding Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment Schedule of outstanding financial derivative instruments Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income Schedule of assets and liabilities measured at fair value on a recurring basis Schedule of assets and liabilities measured at fair value on a nonrecurring basis Schedule of unobservable inputs used in the fair value measurements Schedule of estimated fair values of the company's financial instruments Schedule of earnings per share calculation Schedule of components of income tax expense Schedule of taxes computed using the statutory tax rate Schedule of components of the deferred tax assets and liabilities Schedule of loan transactions with directors and executive officers, including their affiliates Schedule of stock-based compensation expense Schedule of the status of the stock option plan and changes Schedule of assumptions used Schedule of the status of the company's nonvested restricted stock and changes Schedule of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements Schedule of condensed balance sheets Schedule of condensed statements of income Schedule of condensed statements of cash flows Schedule of Cash and Cash Equivalents [Table] Cash and Cash Equivalents [Line Items] Real estate loan percentage Line of credit Unused line Cash and cash equivalents Allowance for loan losses Liability for unfunded commitments Net decrease to retained earnings Accrued interest receivable Accrued interest receivable related to loans Marketable Securities [Table] Marketable Securities [Line Items] Available for sale, Amortized Cost Available for sale, Gross Unrealized Gains Available for sale, Gross Unrealized Losses Available for sale, Fair Value Due within one year, Amortized Cost Due within one year, Fair Value Due after one through five years, Amortized Cost Due after one through five years, Fair Value Due after five through ten years, Amortized Cost Due after five through ten years, Fair Value Due after ten years , Amortized Cost Due after ten years, Fair Value Available for sale Securities, Less than 12 months, Number of investments | Investments Available for sale Securities, Less than 12 months, Fair value Available for sale Securities, Less than 12 months, Unrealized losses Available for sale Securities, 12 months or longer, Number of investments | Investments Available for sale Securities, 12 months or longer, Fair value Available for sale Securities, 12 months or Longer, Unrealized losses Available for sale Securities, Total, Number of investments | Investments Available for sale Securities, Total, Fair value Available for sale Securities, Total, Unrealized losses Available for sale Securities, Total, Number of investments | Investments Federal Home Loan Bank stock Other nonmarketable investments Investment in Trust Preferred subsidiaries Total other investments Sale of investment securities Gross gain on sale of investment securities Gross loss on sale of investments Number of investments Mortgage loans held for sale, fair value Financing Receivable, Past Due [Table] Financing Receivable, Past Due [Line Items] Commercial Total commercial loans Total commercial loans percentage Consumer Total consumer loans Total consumer loans percentage Total gross loans, net of deferred fees Total gross loans, net of deferred fees percentage Less - allowance for credit losses Total loans, net Floating rate loans Fixed rate loans Loan balance classified by credit quality indicators, current fiscal year Loan balance classified by credit quality indicators, fiscal year before latest fiscal year Loan balance classified by credit quality indicators, two years before latest fiscal year Loan balance classified by credit quality indicators, three years before latest fiscal year Loan balance classified by credit quality indicators, four years before latest fiscal year Prior Revolving Revolving Converted to Term Total Current period gross write-offs 2023 Current period gross write-offs 2022 Current period gross write-offs 2021 Current period gross write-offs 2020 Current period gross write-offs 2019 Current period gross write-offs Prior Current period gross write-offs Revolving Current period gross write-offs Revolving Converted to Term Current period gross write-offs Total Schedule of Accounts, Notes, Loans and Financing Receivable [Table] Accounts, Notes, Loans and Financing Receivable [Line Items] Total loan balances by payment Total loan balances by payment Nonaccrual loans Nonaccruing TDRs Total nonaccrual loans, including nonaccruing TDRs Other real estate owned Total nonperforming assets Nonperforming assets as a percentage of: Total assets Gross loans Total loans over 90 days past due Loans over 90 days past due and still accruing Accruing troubled debt restructurings Total commercial Total consumer Total nonaccrual loans Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table] Commercial Business [Line Items] Amortized Cost Basis Percentage of Total Loan Type Financial Effect, description Balance, beginning of period Provision for credit losses Loan charge-offs Loan recoveries Net loan recoveries (charge-offs) Balance, end of period Net recoveries to average loans (annualized) Allowance for credit losses to gross loans Allowance for credit losses to nonperforming loans Adjustment for CECL Real estate Business assets Other Total Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items] Adjustment for adoption of CECL Provision for credit losses Unfunded Loan Commitments Reserve for Unfunded Commitments to Unfunded Loan Commitments Financing Receivable, Modified [Table] Financing Receivable, Modified [Line Items] Real estate loan percentage of total loans Commercial loans percentage Consumer loans percentage Owner occupied loans percentage Net of deferred loan fees and costs Mortgage loans Part of loans of 30 days or more past due as a percentage of total loan portfolio Total commercial relationship Foregone interest income on non accrual loans Number of loans Total sum of loans classified as troubled debt restructurings Specific allowance Modification balance Allowance for credit losses Provision for credit losses Primarily loan growth Allowance for credit losses for unfunded loan commitments Property, Plant and Equipment [Table] Property, Plant and Equipment [Line Items] Property and equipment, excluding ROU assets Accumulated depreciation and amortization ROU assets Total property and equipment Property and equipment, estimated useful life (in years) Loss on sale of disposal of assets Depreciation and amortization expense Leases Details - Schedule Of Maturities Of Lease Liabilities 2024 2025 2026 2027 2028 Thereafter Total undiscounted lease payments Discount effect of cash flows Total lease liability Property and equipment Other liabilities Weighted average remaining life of the lease term Weighted average discount rate Operating lease costs Noninterest bearing Interest bearing: NOW accounts Money market accounts Savings Time deposits Total deposits 2024 2025 2026 2027 2028 Certificates of deposit Time deposits greater than $250,000 Time deposits obtained outside of primary market Interest expense on time deposits greater than $250,000 Schedule of Variable Interest Entities [Table] Variable Interest Entity [Line Items] Maturity Amount Rate Schedule of Long-Term Debt Instruments [Table] Debt Instrument [Line Items] Advance from Federal Home Loan Bank FHLB Outstanding amount Variable rate Fixed rate Mortgage loans Federal home loan bank stock value Schedule of Defined Benefit Plans Disclosures [Table] Subordinated Debt (Details) [Line Items] Trust preferred securities Trust preferred securities maturity date Floating interest rate of trust preferred securities LIBOR rate Proceeds from issuance trust preferred securities Initial proceeds from capital investment in trust Dodd-Frank Act prohibits, description Aggregate principal amount of subordinated notes Rate of interest of subordinated notes Debt instrument term Fixed annual rate Schedule of Investments [Table] Schedule of Investments [Line Items] Lines of credit to purchase federal funds Additional borrowings under FHLB Marketable investment securities pledged Pledged value Unsecured interest only line of credit U.S. prime rate plus Maturity date Derivative Instruments, Gain (Loss) [Table] Derivative Instruments, Gain (Loss) [Line Items] Carrying Amount Hedged Liability Derivative Financial Instruments (Details) [Line Items] Derivative financial instruments, notional amount Balance Sheet Location, description Derivative Asset/(Liability), Fair Value Derivatives not designated as hedging instruments: Gain (loss) on fair value hedging relationship: Hedged liability Fair value derivative designated as hedging instrument Total gain (loss) recognized in interest income on loans Total notional amount Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost Hedged Asset, Fair Value Hedge, Portfolio Layer Method, Hedged Layer, Fair Value, Cumulative Increase (Decrease) Derivative, Amount of Hedged Item Accrued interest receivable related to interest rate swap Fair Value, Recurring and Nonrecurring [Table] Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items] Assets Corporate bonds US treasuries US government agencies State and political subdivisions Asset-backed securities Mortgage-backed securities Mortgage loans held for sale Mortgage loan interest rate lock commitments MBS forward sales commitments Total assets measured at fair value on a recurring basis Liabilities Derivative liability MBS forward sales commitments Total liabilities measured at fair value on a recurring basis Assets Individually evaluated loans Total assets measured at fair value on a nonrecurring basis Fair Value Measurement Inputs and Valuation Techniques [Table] Fair Value Measurement Inputs and Valuation Techniques [Line Items] Valuation Technique Significant Unobservable Inputs Range of Inputs Financial Assets: Other investments, at cost, Carrying Amount Other investments, at cost, Fair Value Loans, Carrying Amount Loans, Fair Value Financial Liabilities: Deposits, Carrying Amount Deposits, Fair Value Subordinated debentures, Carrying Amount Subordinated debentures, Fair Value Percentage of loans collateralize by real estate Numerator: Net income available to common shareholders Denominator: Weighted-average common shares outstanding - basic Common stock equivalents Weighted-average common shares outstanding - diluted Earnings per common share: Antidilutive securities excluded from computation of earnings per share, amount Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table] Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits [Line Items] Period of employment agreement Number of executive officers Employment agreement description Aggregate commitment amount Total commitments Current income taxes: Federal State Total current tax expense Deferred income tax expense (benefit) Income tax expense Tax expense at statutory rate Effect of state income taxes, net of federal benefit Exempt income Effect of stock-based compensation Other Deferred tax assets: Allowance for credit losses Reserve for unfunded commitments Unrealized loss on securities available for sale Net deferred loan fees Deferred compensation Lease liabilities Other Deferred tax assets, gross Deferred tax liabilities: Property and equipment Hedging transactions Prepaid expenses ROU assets Other Deferred tax liability, gross Net deferred tax asset Balance, beginning of year New loans Less loan payments Balance, end of year Schedule of Related Party Transactions, by Related Party [Table] Related Party Transaction [Line Items] Deposits by related parties Monthly payments of land lease by company Rent received Payment to tenant Unfunded commitments Fixed rates Variable rates Commitment amount Defined Benefit Plan Disclosure [Line Items] Defined benefit plan, annual cost Accrued benefit obligation Reversal of expenses Stock option expense Restricted stock grant expense Total stock-based compensation expense Shares, Outstanding at beginning of year Weighted average exercise price, Outstanding at beginning of year Shares, Granted Weighted average exercise price, Granted Shares, Exercised Weighted average exercise price, Exercised Shares, Forfeited or expired Weighted average exercise price, Forfeited or expired Shares, Outstanding at end of year Weighted average exercise price, Outstanding at end of year Weighted Average Remaining Contractual Life, Outstanding at end of year Shares, options exercisable at year-end Weighted average exercise price, Options exercisable at year-end Weighted Average Remaining Contractual Life, Options exercisable at year-end Weighted average exercise price, Weighted average fair value of options granted during the year Shares, Shares available for grant Dividend yield Expected life Expected volatility Risk-free interest rate Restricted Shares, Nonvested at beginning of year Weighted Average Grant-Date Fair Value, Nonvested at beginning of year Restricted Shares, Granted Weighted Average Grant-Date Fair Value, Granted Restricted Shares, Vested Weighted Average Grant-Date Fair Value, Vested Restricted Shares, Forfeited Weighted Average Grant-Date Fair Value, Forfeited Restricted Shares, Nonvested at end of year Weighted Average Grant-Date Fair Value, Nonvested at end of year Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table] Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items] Number of stock option available for grant Adjusted percentage of stock dividends Option expiration period Stock options outstanding Aggregate intrinsic value outstanding Stock options exercisable Aggregate intrinsic value options exercisable at year-end Unrecognized compensation cost Recognized weighted average period Fair value of stock option grants Total Capital (to risk weighted assets) Amount Total Capital (to risk weighted assets) Actual Ratio Total Capital (to risk weighted assets) For capital adequacy purposes minimum Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio Tier 1 Capital (to risk weighted assets) Amount Tier 1 Capital (to risk weighted assets) Actual Ratio Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio Common Equity Tier 1 Capital (to risk weighted assets) Amount Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio Tier 1 Capital (to average assets) Amount Tier 1 Capital (to average assets) Actual Ratio Tier 1 Capital (to average assets) For capital adequacy purposes minimum Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio Capital requirements ratio, description Condensed Financial Statements [Table] Condensed Financial Statements, Captions [Line Items] Cash and cash equivalents Investment in subsidiaries Total assets Liabilities and Shareholders’ Equity Accrued expenses Shareholders’ equity Total liabilities and shareholders’ equity Revenues Interest income Total revenue Expenses Interest expense Other expenses Total expenses Income tax benefit Loss before equity in undistributed net income of subsidiaries Equity in undistributed net income of subsidiaries Adjustments to reconcile net income to cash provided by operating activities Equity in undistributed net income of subsidiaries (Increase) decrease in other assets Increase in accrued expenses and subordinated debentures  Net cash provided by operating activities Investment in subsidiaries, net  Net cash used for investing activities Issuance of common stock Proceeds from the exercise of stock options and warrants  Net cash provided by financing activities  Net increase (decrease) in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Number of investments in continuous unrealized loss position, less than twelve months. Number of investments in continuous unrealized loss position twelve months or longer. Number of investments in continuous unrealized loss position. Number of investments in continuous unrealized loss position. Investment in trust preferred securities. Carrying amount of commercial loans, whether secured or unsecured, to a company for purposes such as seasonal working capital needs, inventory financing, equipment purchases and acquisitions. Total percentage of deferred loan fees and costs of commercial loans. Carrying amount of borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis. Total percentage of deferred loan fees and costs of consumer loans. Loans and leases receivable net of deferred income percentage. The amount of current period gross write-offs 2022. The amount of current period gross write-offs 2020. The amount of current period gross write offs prior. The amount of current period gross write offs revolving. The amount of current period gross write-offs total. Amount of total loan balances by payment. Non owner occupied real estate. Amount of total loan. Other Real Estate Owned (OREO) is a bank accounting term that refers to real estate property assets that a bank holds, but that are not part of its business. Nonperforming assets as a percentage of Assets. Loans over ninety days past due. Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements. Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements. Amount of total nonaccrual loans. Allowance for loan and lease losses write offs net of recoveries. Net loan charge offs annualized as a percentage of average total loans. Allowance for loan losses as a percentage of gross loans. Allowance for credit losses as a percentage of nonperforming loans. Amount of business assets. The predicted amount of loss a bank may be exposed to when a debtor defaults on a loan. Adjustment for adoption of CECL. Unfunded loan commitments are those commitments made by a Financial institution that are contractual obligations for future funding. Reserve for unfunded commitments to unfunded loan commitments percentage. The percentage of loans collateral by real estate. Percentage of U.S.Prime Rate plus Corporate bonds [Member] [Default Label] US treasuries [Member] [Default Label] Mortgage-Backed Securities, Other [Member] Business [Member] [Default Label] Other [Member] [Default Label] Non-owner occupied RE [Member] [Default Label] Construction [Member] [Default Label] BuildingsMember Cash, Cash Equivalents, and Federal Funds Sold Investments Loans and Leases Receivable, Allowance Assets [Default Label] Liabilities [Default Label] NonvestedRestrictedStockValue Additional Paid in Capital Interest and Fee Income, Loans and Leases Interest and Dividend Income, Operating Interest Expense, Deposits Interest Expense Interest Income (Expense), Net Interest Income (Expense), after Provision for Loan Loss Noninterest Income Noninterest Expense Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Comprehensive Income (Loss), Net of Tax, Attributable to Parent Shares, Outstanding Accretion (Amortization) of Discounts and Premiums, Investments Gain (Loss) on Disposition of Property Plant Equipment Gain (Loss) on Sales of Loans, Net Payment for Origination and Purchase, Loan, Held-for-Sale Increase (Decrease) in Deferred Income Taxes Net Cash Provided by (Used in) Operating Activities Payments for (Proceeds from) Loans and Leases Payments to Acquire Property, Plant, and Equipment Payments to Acquire Debt Securities, Available-for-Sale Payments to Acquire Other Investments Proceeds from Maturities, Prepayments and Calls of Other Investments Payment to Acquire Life Insurance Policy, Investing Activities DecreaseInFederalHomeLoanBankAdvancesAndOtherBorrowings Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents Lessee, Operating Leases [Text Block] Deposit Liabilities Disclosures [Text Block] DividendsDisclosureTextBlock Investment, Policy [Policy Text Block] Financing Receivable [Policy Text Block] Property, Plant and Equipment, Policy [Policy Text Block] Income Tax, Policy [Policy Text Block] Share-Based Payment Arrangement [Policy Text Block] AvailableForSaleSecuritiesTotalNumberOfInvestments CurrentPeriodGrossWriteoffs2023 CurrentPeriodGrossWriteoffs2022 CurrentPeriodGrossWriteoffs2021 CurrentPeriodGrossWriteoffs2020 CurrentPeriodGrossWriteoffs2019 CurrentPeriodGrossWriteoffsPrior CurrentPeriodGrossWriteoffsRevolving CurrentPeriodGrossWriteoffsRevolvingConvertTerm CurrentPeriodGrossWriteoffsTotal TotalLoan Financing Receivable, Allowance for Credit Loss Other Loans Payable Inventory, Real Estate Provision for Other Credit Losses Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Other Liabilities, Current Time Deposit Maturities, Year One Time Deposit Maturities, Year Two Time Deposit Maturities, Year Three Time Deposit Maturities, Year Four Time Deposit Maturities, Year Five MortgageLoans Loan, Held-for-Sale, Fair Value Disclosure Financial Instruments Sold, Not yet Purchased, at Fair Value Current Income Tax Expense (Benefit) Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount Effective Income Tax Rate Reconciliation, Other Adjustments, Amount Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss Deferred Tax Assets, Other Deferred Tax Assets, Gross Deferred Tax Liabilities, Property, Plant and Equipment DeferredTaxLiabilitiesRightOfUseAssets Deferred Tax Liabilities, Other Deferred Tax Liabilities, Gross Deferred Tax Assets, Net LoanTransactionsWithRelatedParty Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price Stock Issued During Period, Shares, Other Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period EX-101.CAL 11 sfst-20231231_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE EX-101.DEF 12 sfst-20231231_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE GRAPHIC 13 sfst4260121-10k1x47x1.jpg GRAPHIC begin 644 sfst4260121-10k1x47x1.jpg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end GRAPHIC 14 sfst4260121-ex971x1x1.jpg GRAPHIC begin 644 sfst4260121-ex971x1x1.jpg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end XML 15 R1.htm IDEA: XBRL DOCUMENT v3.24.0.1
Cover - USD ($)
 12 Months Ended
Dec. 31, 2023
Mar. 01, 2024
Jun. 30, 2023
Cover [Abstract]      
Document Type 10-K    
Amendment Flag false    
Document Annual Report true    
Document Transition Report false    
Document Period End Date Dec. 31, 2023    
Document Fiscal Period Focus FY    
Document Fiscal Year Focus 2023    
Current Fiscal Year End Date --12-31    
Entity File Number 000-27719    
Entity Registrant Name Southern First Bancshares, Inc.    
Entity Central Index Key 0001090009    
Entity Tax Identification Number 58-2459561    
Entity Incorporation, State or Country Code SC    
Entity Address, Address Line One 6 Verdae Boulevard    
Entity Address, City or Town Greenville    
Entity Address, State or Province SC    
Entity Address, Postal Zip Code 29607    
City Area Code 864    
Local Phone Number 679-9000    
Title of 12(b) Security Common Stock    
Trading Symbol SFST    
Security Exchange Name NASDAQ    
Entity Well-known Seasoned Issuer No    
Entity Voluntary Filers No    
Entity Current Reporting Status Yes    
Entity Interactive Data Current Yes    
Entity Filer Category Accelerated Filer    
Entity Small Business false    
Entity Emerging Growth Company false    
Entity Shell Company false    
Entity Public Float     $ 186,359,362
Entity Common Stock, Shares Outstanding   8,156,109  
Documents Incorporated by Reference Portions of the registrant’s Proxy Statement relating to the Annual Meeting of Shareholders to be held on May 21, 2024 are incorporated by reference into Part III of this Annual Report on Form 10-K where indicated.    
ICFR Auditor Attestation Flag true    
Document Financial Statement Error Correction Flag false    
Auditor Firm ID 149    
Auditor Name Elliott Davis, LLC    
Auditor Location Greenville, South Carolina    
XML 16 R2.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Cash and cash equivalents:    
Cash and due from banks $ 28,020 $ 18,788
Federal funds sold 119,349 101,277
Interest-bearing deposits with banks 8,801 50,809
Total cash and cash equivalents 156,170 170,874
Investment securities:    
Investment securities available for sale 134,702 93,347
Other investments 19,939 10,833
Total investment securities 154,641 104,180
Mortgage loans held for sale 7,194 3,917
Loans 3,602,627 3,273,363
Less allowance for credit losses (40,682) (38,639)
Loans, net 3,561,945 3,234,724
Bank owned life insurance 52,501 51,122
Property and equipment, net 94,301 99,183
Deferred income taxes, net 12,200 12,522
Other assets 16,837 15,459
Total assets 4,055,789 3,691,981
LIABILITIES    
Deposits 3,379,564 3,133,864
Federal Home Loan Bank advances and other borrowings 275,000 175,000
Subordinated debentures 36,322 36,214
Other liabilities 52,436 52,391
Total liabilities 3,743,322 3,397,469
SHAREHOLDERS’ EQUITY    
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,186 and 8,011,045 shares issued and outstanding at December 31, 2023 and 2022, respectively 81 80
Nonvested restricted stock (3,596) (3,306)
Additional paid-in capital 121,777 119,027
Accumulated other comprehensive loss (11,342) (13,410)
Retained earnings 205,547 192,121
Total shareholders’ equity 312,467 294,512
Total liabilities and shareholders’ equity $ 4,055,789 $ 3,691,981
XML 17 R3.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares
Dec. 31, 2023
Dec. 31, 2022
Statement of Financial Position [Abstract]    
Preferred stock par value $ 0.01 $ 0.01
Preferred stock, shares authorized 10,000,000 10,000,000
Common stock, par value $ 0.01 $ 0.01
Common stock, authorized shares 10,000,000 10,000,000
Common stock, issued shares 8,088,186 8,011,045
Common stock, outstanding shares 8,088,186 8,011,045
XML 18 R4.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Interest income      
Loans $ 166,137 $ 114,233 $ 91,599
Investment securities 4,463 1,990 1,335
Federal funds sold and interest-bearing deposits with banks 6,998 1,439 233
Total interest income 177,598 117,662 93,167
Interest expense      
Deposits 91,373 18,102 3,909
Borrowings 8,571 1,939 1,526
Total interest expense 99,944 20,041 5,435
Net interest income 77,654 97,621 87,732
Provision for (reversal of) credit losses 1,260 6,155 (12,400)
Net interest income after provision for credit losses 76,394 91,466 100,132
Noninterest income      
Mortgage banking income 4,036 4,198 11,376
Service fees on deposit accounts 1,382 1,265 1,174
ATM and debit card income 2,245 2,163 2,037
Income from bank owned life insurance 1,379 1,289 1,231
Net lender fees on PPP loan sale 268
Gain (loss) on disposal of fixed assets (394) 10
Gain (loss) on sale of securities 12 (3)
Other income 818 1,047 1,008
Total noninterest income 9,860 9,580 17,101
Noninterest expenses      
Compensation and benefits 40,275 38,790 36,103
Occupancy 10,255 9,105 6,956
Other real estate owned expenses, net 385
Outside service and data processing costs 7,078 6,112 5,468
Insurance 3,766 1,686 1,149
Professional fees 2,496 2,635 2,589
Marketing 1,357 1,216 905
Other 3,600 3,389 2,875
Total noninterest expenses 68,827 62,933 56,430
Income before income tax expense 17,427 38,113 60,803
Income tax expense 4,001 8,998 14,092
Net income available to common shareholders $ 13,426 $ 29,115 $ 46,711
Earnings per common share      
Basic $ 1.67 $ 3.66 $ 5.96
Diluted $ 1.66 $ 3.61 $ 5.85
Weighted average common shares outstanding      
Basic 8,046,633 7,958,294 7,843,692
Diluted 8,078,454 8,071,690 7,988,980
XML 19 R5.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Income Statement [Abstract]      
Net income $ 13,426 $ 29,115 $ 46,711
Unrealized gain (loss) on securities available for sale:      
Unrealized holding gain (loss) arising during the period, pretax 2,620 (16,027) (2,232)
Tax (expense) benefit (552) 3,367 467
Reclassification of realized (gain) loss (12) 3
Tax expense (benefit) 2 (1)
Other comprehensive income (loss) 2,068 (12,670) (1,763)
Comprehensive income $ 15,494 $ 16,445 $ 44,948
XML 20 R6.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY - USD ($)
$ in Thousands
Common stock
Preferred stock
Nonvested restricted stock
Additional paid-in capital
Accumulated other comprehensive income (loss)
Retained Earnings
Total
Beginning balance, value at Dec. 31, 2020 $ 78 $ (698) $ 108,831 $ 1,023 $ 119,060 $ 228,294
Beginning balance shares outstanding at Dec. 31, 2020 7,772,748          
Net income 46,711 46,711
Proceeds from exercise of stock options $ 1 3,011 3,012
Proceeds from exercise of stock options (in Shares) 127,871            
Issuance of restricted stock, net of forfeitures (1,236) 1,236
Issuance of restricted stock, net of forfeitures (in Shares) 25,200            
Compensation expense related to restricted stock, net of tax 499 499
Compensation expense related to stock options, net of tax 1,148 1,148
Other comprehensive income (loss) (1,763) (1,763)
Ending balance, value at Dec. 31, 2021 $ 79 (1,435) 114,226 (740) 165,771 277,901
Ending balance shares outstanding at Dec. 31, 2021 7,925,819            
Adoption of ASU 2016-13 (2,765) (2,765)
Net income 29,115 29,115
Proceeds from exercise of stock options $ 1 904 905
Proceeds from exercise of stock options (in Shares) 32,375            
Issuance of restricted stock, net of forfeitures (2,970) 2,970
Issuance of restricted stock, net of forfeitures (in Shares) 52,851            
Compensation expense related to restricted stock, net of tax 1,099 1,099
Compensation expense related to stock options, net of tax 927 927
Other comprehensive income (loss) (12,670) (12,670)
Ending balance, value at Dec. 31, 2022 $ 80 (3,306) 119,027 (13,410) 192,121 294,512
Ending balance shares outstanding at Dec. 31, 2022 8,011,045            
Net income 13,426 13,426
Proceeds from exercise of stock options 518 518
Proceeds from exercise of stock options (in Shares) 26,250            
Issuance of restricted stock, net of forfeitures $ 1 (1,705) 1,704
Issuance of restricted stock, net of forfeitures (in Shares) 50,891            
Compensation expense related to restricted stock, net of tax 1,415 1,415
Compensation expense related to stock options, net of tax 528 528
Other comprehensive income (loss) 2,068 2,068
Ending balance, value at Dec. 31, 2023 $ 81 $ (3,596) $ 121,777 $ (11,342) $ 205,547 $ 312,467
Ending balance shares outstanding at Dec. 31, 2023 8,088,186            
XML 21 R7.htm IDEA: XBRL DOCUMENT v3.24.0.1
CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Operating activities      
Net income $ 13,426 $ 29,115 $ 46,711
Adjustments to reconcile net income to cash provided by operating activities:      
Provision for (reversal of) credit losses 1,260 6,155 (12,400)
Depreciation and other amortization 4,816 3,698 2,319
Accretion and amortization of securities discounts and premiums, net 61 694 935
Loss on sale of other real estate owned 376
(Gain) loss on sale of investment securities available for sale (12) 3
(Gain) loss on sale of fixed assets 394 (10)
Net change in operating leases 233 872 605
Compensation expense related to stock options and restricted stock grants 1,943 2,026 1,647
Gain on sale of loans held for sale (3,790) (2,914) (13,676)
Loans originated and held for sale (147,040) (165,698) (486,145)
Proceeds from sale of loans held for sale 147,553 178,251 546,522
Increase in cash surrender value of bank owned life insurance (1,379) (1,289) (1,231)
(Increase) decrease in deferred tax asset (230) (22) 1,589
(Increase) decrease in other assets, net (1,378) (5,047) 2,126
Increase (decrease) in other liabilities, net 2,178 4,082 (11,302)
Net cash provided by operating activities 17,653 50,305 78,069
Investing activities      
Increase in loans, net (329,431) (782,130) (348,718)
Purchase of property and equipment (1,242) (13,950) (26,509)
Purchase of investment securities:      
Available for sale (63,224) (13,048) (49,393)
Other investments (51,642) (27,751) (2,250)
Proceeds from maturities, calls and repayments of investment securities:      
Available for sale 7,928 10,833 20,673
Other investments 42,536 20,939 1,861
Proceeds from maturities of investment securities available for sale 16,500 12,429
Purchase of bank owned life insurance policies (7,500)
Proceeds from sale of fixed assets 95 50
Proceeds from sale of other real estate owned 1,159
Net cash used for investing activities (378,575) (792,583) (410,627)
Financing activities      
Increase in deposits, net 245,700 570,038 421,068
Increase (decrease) in Federal Home Loan Bank advances and other borrowings 100,000 175,000 (25,000)
Proceeds from the exercise of stock options 518 905 3,012
Net cash provided by financing activities 346,218 745,943 399,080
Net increase (decrease) in cash and cash equivalents (14,704) 3,665 66,522
Cash and cash equivalents, beginning of year 170,874 167,209 100,687
Cash and cash equivalents, end of year 156,170 170,874 167,209
Supplemental information      
Interest 93,351 18,877 6,402
Income taxes 1,514 11,828 21,652
Schedule of non-cash transactions      
Foreclosure of other real estate 367
Unrealized gain (loss) on securities, net of income taxes 2,068 (12,660) (1,765)
Right-of-use assets obtained in exchange for lease obligations:      
Operating leases $ 145 $ 595 $ 10,221
XML 22 R8.htm IDEA: XBRL DOCUMENT v3.24.0.1
Summary of Significant Accounting Policies and Activities
 12 Months Ended
Dec. 31, 2023
Accounting Policies [Abstract]  
Summary of Significant Accounting Policies and Activities

NOTE 1 – Summary of Significant Accounting Policies and Activities

Southern First Bancshares, Inc. (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.

Basis of Presentation

The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern First Bank. In consolidation, all significant intercompany transactions have been eliminated. The accounting and reporting policies conform to accounting principles generally accepted in the United States of America. In accordance with guidance issued by the Financial Accounting Standards Board (“FASB”), the operations of the Trusts have not been consolidated in these financial statements.

Business Segments

The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change.  Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.

Use of Estimates

The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, derivatives, real estate acquired in settlement of loans, fair value of financial instruments, evaluating investment securities for credit impairment and valuation of deferred tax assets.

Risks and Uncertainties

In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets. Credit risk is the risk of default within the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company. There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the recent bank failures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.

The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to changes with respect to valuation of assets, amount of required credit loss allowance and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.

The Bank makes loans to individuals and businesses in the Upstate, Midlands, and Lowcountry regions of South Carolina as well as the Triangle, Triad and Charlotte regions of North Carolina and Atlanta, Georgia for various personal and commercial purposes. The Bank’s loan portfolio has a concentration of real estate loans. As of December 31, 2023 and 2022, real estate loans represented 84.8% of total loans. However, borrowers’ ability to repay their loans is not dependent upon any specific economic sector.

As of December 31, 2023, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession, our reported and regulatory capital ratios could be adversely impacted by future credit losses.

The Company maintains access to multiple sources of liquidity, including a $15.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of December 31, 2023, the $15.0 million line was unused.

Subsequent Events

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.

Reclassifications

Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.

Cash and Cash Equivalents

Cash and cash equivalents include cash and due from banks, interest bearing deposits and federal funds sold. Cash and cash equivalents have original maturities of three months or less, and federal funds sold are generally purchased and sold for one-day periods. Accordingly, the carrying value of these instruments is deemed to be a reasonable estimate of fair value. At December 31, 2023 and 2022, included in cash and cash equivalents was $5.1 million and $5.8 million, respectively, on deposit with the Federal Reserve Bank.

Investment Securities

We classify our investment securities as held to maturity securities, trading securities and available for sale securities as applicable.

Investment securities are designated as held to maturity if we have the intent and the ability to hold the securities to maturity. Held to maturity securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are reported as trading securities. Trading securities are carried at fair value with unrealized holding gains and losses included in earnings.

We classify investment securities as available for sale when at the time of purchase we determine that such securities may be sold at a future date or if we do not have the intent or ability to hold such securities to maturity. Securities designated as available for sale are recorded at fair value. Changes in the fair value of available for sale debt securities are included in shareholders’ equity as unrealized gains or losses, net of the related tax effect. Realized gains or losses on available for sale securities are computed on the specific identification basis.

Other Investments

Other investments include stock acquired for membership and regulatory purposes, such as Federal Home Loan Bank of Atlanta (“FHLB”) stock, investments in unconsolidated subsidiaries and other nonmarketable securities. FHLB stock is

generally pledged against any borrowings from the FHLB and cash dividends on our FHLB stock are recorded in investment income. Other nonmarketable securities consist of investments in funds related to the Small Business Investment Company (“SBIC”) and Rural Business Investment Company (“RBIC”) programs, as well as an investment in a South Carolina not-for-profit corporation. No ready market exists for these stocks and they have no quoted market value. As a result, these securities are carried at cost and are periodically evaluated for impairment.

Loans

Loans are stated at the principal balance outstanding. Unamortized net loan fees and the allowance for possible credit losses are deducted from total loans on the balance sheets. Interest income is recognized over the term of the loan based on the principal amount outstanding. The net of loan origination fees received and direct costs incurred in the origination of loans is deferred and amortized to interest income over the contractual life of the loans adjusted for actual principal prepayments using a method approximating the interest method.

Nonaccrual and Past Due Loans

Loans are generally placed on nonaccrual status when principal or interest becomes 90 days past due, or when payment in full is not anticipated. When a loan is placed on nonaccrual status, interest accrued but not received is generally reversed against interest income. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce the loan’s principal balance. A nonaccrual loan is generally returned to accrual status and accrual of interest is resumed when payments have been made according to the terms and conditions of the loan for a continuous six month period. Our loans are considered past due when contractually required principal or interest payments have not been made on the due dates.

Nonperforming Assets

Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure, loans on nonaccrual status and loans past due 90 days or more and still accruing interest. Loans are placed on nonaccrual status when, in the opinion of management, the collection of additional interest is uncertain. Thereafter no interest is taken into income until such time as the borrower demonstrates the ability to pay both principal and interest.

Individually Evaluated Loans

Our individually evaluated loans include loans on nonaccrual status and certain loans modified to borrowers experiencing financial difficulty, whether on accrual or nonaccrual status. For loans that are classified as individually evaluated, an allowance is established when the fair value (discounted cash flows, collateral value, or observable market price) of the individually evaluated loan less costs to sell, are lower than the carrying value of that loan. A loan is considered individually evaluated when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due, among other factors. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as individually evaluated. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including, without limitation, the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The allowance for credit loss is measured on a loan by loan basis for commercial and consumer loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent.

Loan Charge-off Policy

For commercial loans, we generally fully charge off or charge collateralized loans down to net realizable value when management determines the loan to be uncollectible; repayment is deemed to be projected beyond reasonable time frames; the loan has been classified as a loss by either our internal loan review process or our banking regulatory agencies; the client has filed bankruptcy and the loss becomes evident owing to a lack of assets; or the loan is 120 days past due unless both well-secured and in the process of collection. For consumer loans, we generally charge down to net realizable value when the loan is 180 days past due.

Loan Modifications to Borrowers Experiencing Financial Difficulty

Loans that are modified are reviewed by the Company to identify if the modification was due to a borrower experiencing financial difficulty. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status. The modification of the terms of such loans includes one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, a permanent reduction of the recorded investment of the loan, or an other-than-insignificant payment delay. The adoption of Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023 eliminated the recognition and measurement of troubled debt restructurings (“TDRs”) and enhanced disclosures for modifications to loans related to borrowers experiencing financial difficulties.

Other Real Estate Owned (“OREO”)

Real estate acquired through foreclosure is initially recorded at the lower of cost or estimated fair value less selling costs. Subsequent to the date of acquisition, it is carried at the lower of cost or fair value, adjusted for net selling costs. Fair values of real estate owned are reviewed regularly and write-downs are recorded when it is determined that the carrying value of real estate exceeds the fair value less estimated costs to sell. Costs relating to the development and improvement of such property are capitalized, whereas those costs relating to holding the property are expensed.

Property and Equipment

Property and equipment are stated at cost. Major repairs are charged to operations, while major improvements are capitalized. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Upon retirement, sale, or other disposition of property and equipment, the cost and accumulated depreciation are eliminated from the accounts, and gain or loss is included in income from operations.

Construction in progress is stated at cost, which includes the cost of construction and other direct costs attributable to the construction. No provision for depreciation is made on construction in progress until such time as the relevant assets are completed and put into use.

Operating Leases

The Company maintains operating leases on land and buildings for various office spaces. The operating right-of-use asset is included in property and equipment and the operating right-of-use liability is included in other liabilities on the balance sheet. The right-of-use asset and lease liability are recognized at lease commencement by calculating the net present value of the lease payments over the lease term.

Bank Owned Life Insurance Policies

Bank owned life insurance policies represent the cash value of policies on certain officers of the Company.

Comprehensive Income

Comprehensive income (loss) consists of net income and net unrealized gains (losses) on securities and is presented in the statements of shareholders’ equity and comprehensive income. The statement requires only additional disclosures in the consolidated financial statements; it does not affect our results of operations.

Revenue from Contracts with Customers

The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods.

The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance

obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.

Income Taxes

The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled. The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. The Company’s federal and state income tax returns are open and subject to examination from the 2020 tax return year and forward.

Stock-Based Compensation

The Company has a stock-based employee compensation plan. Compensation cost is recognized for all stock options granted and for any outstanding unvested awards as if the fair value method had been applied to those awards as of the date of grant.

Adoption of New Accounting Standard

In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the Current Expected Credit Loss (“CECL”) methodology, which requires earlier recognition of credit losses, while also providing additional transparency about credit risk. Since its original issuance in 2016, the FASB has issued several updates to the original ASU.

The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities, and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk.

On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company's investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference

between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.

Significant Accounting Policy Changes

Upon adoption of Topic 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. 

Allowance for Credit Losses – Investment Securities

For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023 and 2022, there was no allowance for credit losses related to the available-for-sale portfolio. In addition, the Company had no held to maturity securities at December 31, 2023 and 2022.

Accrued interest receivable on available for sale debt securities totaled $530,000 and $382,000 at December 31, 2023 and December 31, 2022, respectively, and was excluded from the estimate of credit losses.

Allowance for Credit Losses - Loans

Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans.

Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management's evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers' ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off.

The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses:

Commercial loans

●Owner occupied real estate - Owner occupied commercial mortgages consist of loans to purchase or re-finance owner occupied nonresidential properties. This includes office buildings, other commercial facilities, and

farmland. Commercial mortgages secured by owner occupied properties are primarily dependent on the ability of borrowers to achieve business results consistent with those projected at loan origination. While these loans and leases are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.

●Non-owner occupied real estate - Non-owner occupied commercial mortgages consist of loans to purchase or refinance investment nonresidential properties. This includes office buildings and other facilities rented or leased to unrelated parties, as well as farmland and multifamily properties. The primary risk associated with income producing commercial mortgage loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. While these loans are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.
   
●Construction - Construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.
   
●Commercial business - Commercial business loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and industrial and lease financing loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan.

Consumer loans

●Real estate - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.
   
●Home equity – Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values. This risk is elevated for loans secured by junior lines as a substantial decline in value could render the junior lien position effectively unsecured.
   
●Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral.
   
●Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data.

Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above.

Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for nonaccrual loans and other loans as considered necessary. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a loan modification, the original interest rate is used to discount expected cash flows.

While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resulting provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.

Accrued Interest Receivable

Accrued interest receivable related to loans totaled $11.6 million and $8.9 million at December 31, 2023 and December 31, 2022, respectively, and was reported in other assets on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.

Unfunded Commitments

Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheets, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund.

The Company's CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.

Newly Issued, But Not Yet Effective Accounting Standards

In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference

Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements.

XML 23 R9.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities
 12 Months Ended
Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]  
Investment Securities

NOTE 2 – Investment Securities

The amortized costs and fair value of investment securities are as follows:

                               
     
   December 31, 2023 
  Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds   $2,147    -    237    1,910 
US treasuries    9,495    1    102    9,394 
US government agencies    20,594    -    1,938    18,656 
State and political subdivisions    22,642    11    2,912    19,741 
Asset-backed securities   33,450    2    216    33,236 
Mortgage-backed securities                     
FHLMC    23,070    -    3,492    19,578 
FNMA    32,667    -    4,778    27,889 
GNMA    4,993    -    695    4,298 
Total mortgage-backed securities   60,730    -    8,965    51,765 
Total  $149,058    14    14,370    134,702 
   December 31, 2022 
   Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds  $2,172    -    289    1,883 
US treasuries   999    -    128    871 
US government agencies   13,007    -    2,390    10,617 
State and political subdivisions   22,910    -    4,004    18,906 
Asset-backed securities   6,435    -    206    6,229 
Mortgage-backed securities                    
FHLMC   24,086    -    3,745    20,341 
FNMA   35,141    -    5,520    29,621 
GNMA   5,573    -    694    4,879 
Total mortgage-backed securities   64,800    -    9,959    54,841 
Total  $110,323    -    16,976    93,347 

During 2023, $16.5 million of investment securities matured. No gain or loss was recognized on the maturity of the investment securities. During 2022, approximately $12.6 million of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $83,000 and a gross loss on sale of investment securities of $71,000. During 2021, approximately $770,000 of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $6,000 and a gross loss on sale of investment securities of $9,000.

The amortized costs and fair values of investment securities available for sale at December 31, 2023 and 2022, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers have the right to prepay the obligations.

                               
     
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Amortized
Cost		   Fair
Value		   Amortized
Cost		   Fair
Value		 
Available for sale                    
Due within one year  $9,503    9,467   $-    - 
Due after one through five years   10,222    9,279    9,398    8,277 
Due after five through ten years   32,159    28,380    24,436    20,043 
Due after ten years   97,174    87,576    76,489    65,027 
   $149,058    134,702   $110,323    93,347 

The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2023 and 2022.

                                                                       
             
   December 31, 2023 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2023                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,910   $237    1   $1,910   $237 
US treasuries   -    -    -    1    897    102    1    897    102 
US government agencies   2    7,533    50    10    11,123    1,888    12    18,656    1,938 
State and political subdivisions   -    -    -    30    18,964    2,912    30    18,964    2,912 
Asset-backed   8    26,746    145    7    4,866    71    15    31,612    216 
Mortgage-backed                                             
FHLMC   2    2,869    36    19    16,709    3,456    21    19,578    3,492 
FNMA   -    -    -    37    27,889    4,778    37    27,889    4,778 
GNMA   -    -    -    6    4,298    695    6    4,298    695 
    12   $37,148   $231    111   $86,656   $14,139    123   $123,804   $14,370 
                                              
   December 31, 2022 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2022                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,883   $289    1   $1,883   $289 
US treasuries   -    -    -    1    871    128    1    871    128 
US government agencies   -    -    -    10    10,617    2,390    10    10,617    2,390 
State and political subdivisions   10    5,101    763    22    13,805    3,241    32    18,906    4,004 
Asset-backed   5    4,291    135    3    1,938    71    8    6,229    206 
Mortgage-backed                                             

FHLMC FHLMC

[Member]

   4    3,712    155    17    16,629    3,590    21    20,341    3,745 
FNMA    9    2,208    201    28    27,413    5,319    37    29,621    5,520 
GNMA   1    103    7    6    4,776    687    7    4,879    694 
    29   $15,415   $1,261    88   $77,932   $15,715    117   $93,347   $16,976 

At December 31, 2023, the Company had 123 individual investments that were in an unrealized loss position. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost.

Other investments are comprised of the following and are recorded at cost which approximates fair value:

           
     
   December 31, 
(dollars in thousands)  2023   2022 
Federal Home Loan Bank stock  $16,063   $9,250 
Other nonmarketable investments   3,473    1,180 
Investment in Trust Preferred subsidiaries   403    403 
Total other investments  $19,939   $10,833 

The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of December 31, 2023 and ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.

At December 31, 2023 and 2022, there were no securities pledged as collateral for repurchase agreements from brokers.
XML 24 R10.htm IDEA: XBRL DOCUMENT v3.24.0.1
Mortgage Loans Held for Sale
 12 Months Ended
Dec. 31, 2023
Mortgage Loans Held For Sale  
Mortgage Loans Held for Sale

NOTE 3 – Mortgage Loans Held for Sale

Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At December 31, 2023, mortgage loans held for sale totaled $7.2 million compared to $3.9 million at December 31, 2022.

Mortgage loans held for sale are considered de-recognized, or sold, when the Company surrenders control over the financial assets. Control is considered to have been surrendered when the transferred assets have been isolated from the Company, beyond the reach of the Company and its creditors; the purchaser obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and the Company does not maintain effective control over the transferred assets through an agreement that both entitles and obligates the Company to repurchase or redeem the transferred assets before their maturity or the ability to unilaterally cause the holder to return specific assets.

Gains and losses from the sale of mortgage loans are recognized based upon the difference between the sales proceeds and carrying value of the related loans upon sale and are recorded in mortgage banking income in the statement of income.  Mortgage banking income also includes the unrealized gains and losses associated with the loans held for sale and the realized and unrealized gains and losses from derivatives.

Mortgage loans sold to investors by the Company, and which were believed to have met investor and agency underwriting guidelines at the time of sale, may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company may, upon mutual agreement, agree to repurchase the loans or indemnify the investor against future losses on such loans. In such cases, the Company bears any subsequent credit loss on the loans. As appropriate, the Company establishes mortgage repurchase reserves related to various representations and warranties that reflect management’s estimate of losses. As of December 31, 2023, the repurchase reserve was immaterial to the financial statements.
XML 25 R11.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses
 12 Months Ended
Dec. 31, 2023
Receivables [Abstract]  
Loans and Allowance for Credit Losses

NOTE 4 – Loans and Allowance for Credit Losses

The Company makes loans to individuals and small businesses for various personal and commercial purposes primarily in the Upstate, Midlands, and Lowcountry regions of South Carolina, the Triangle,Triad, and Charlotte regions of North Carolina as well as Atlanta, Georgia. The Company’s loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers. The Company focuses its lending activities on businesses and individuals that reside in the markets that we serve. The principal component of the loan portfolio is loans secured by real estate mortgages which account for 84.8% of total loans at December 31, 2023. Commercial loans comprise 56.5% of total real estate loans and consumer loans account for 43.5%. Commercial real estate loans are further categorized into owner occupied which represents 17.5% of total loans and non-owner occupied loans which represents 26.2%. Commercial construction loans represent only 4.2% of the total loan portfolio.

In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices

such as loans that subject borrowers to substantial payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan’s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). The various types of loans are individually underwritten and monitored to manage the associated risks.

Loan Portfolio Composition

The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $7.0 million and $7.3 million as of December 31, 2023 and December 31, 2022, respectively.

                    
     
   December 31 
(dollars in thousands)   2023       2022 
Commercial                
Owner occupied RE  $631,657    17.5%   612,901    18.7%
Non-owner occupied RE   942,529    26.2%   862,579    26.3%
Construction   150,680    4.2%   109,726    3.4%
Business   500,161    13.9%   468,112    14.3%
Total commercial loans   2,225,027    61.8%   2,053,318    62.7%
Consumer                    
Real estate    1,082,429    30.0%   931,278    28.4%
Home equity    183,004    5.1%   179,300    5.5%
Construction    63,348    1.7%   80,415    2.5%
Other    48,819    1.4%   29,052    0.9%
Total consumer loans   1,377,600    38.2%   1,220,045    37.3%
Total gross loans, net of deferred fees   3,602,627    100.0%   3,273,363    100.0%
Less – allowance for credit losses   (40,682)        (38,639)     
Total loans, net  $3,561,945         3,234,724      

The composition of gross loans by rate type is as follows:

    
   December 31, 
(dollars in thousands)  2023   2022 
Floating rate loans  $574,352    439,287 
Fixed rate loans   3,028,275    2,834,076 
   $3,602,627    3,273,363 

At December 31, 2023, approximately $1.25 billion of the Company’s mortgage loans were pledged as collateral for advances from the FHLB, as set forth in Note 8.

Credit Quality Indicators

The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type.

A description of the general characteristics of the risk grades is as follows:

●Pass— A pass loan ranges from minimal to average credit risk; however, still has acceptable credit risk.
   
●Watch— A watch loan exhibits above average credit risk due to minor weaknesses and warrants closer scrutiny by management.
●Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.
   
●Substandard— A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, which may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.
   
●Doubtful— A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.

The following table presents loan balances classified by credit quality indicators by year of origination as of December 31, 2023.

                                    
   December 31, 2023 
(dollars in thousands)  2023   2022   2021   2020   2019   Prior   Revolving   Revolving Converted to Term   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $42,846    180,654    138,549    64,818    59,880    110,502    85    166    597,500 
Watch   -    3,460    460    15,997    3,525    6,616    -    -    30,058 
Special Mention   -    181    -    -    -    3,057    -    -    3,238 
Substandard   -    -    -    -    -    861    -    -    861 
Total Owner occupied RE   42,846    184,295    139,009    80,815    63,405    121,036    85    166    631,657 
                                              
Non-owner occupied RE                                             
Pass   84,617    298,063    162,697    107,364    59,260    163,990    9,249    -    885,240 
Watch   1,007    3,260    9,914    533    5,545    10,630    -    -    30,889 
Special Mention   -    -    7,759    -    8,252    879    -    -    16,890 
Substandard   -    -    313    -    8,088    1,109    -    -    9,510 
Total Non-owner occupied RE   85,624    301,323    180,683    107,897    81,145    176,608    9,249    -    942,529 
                                              
Construction                                             
Pass   27,262    86,161    24,399    11,459    -    -    -    -    149,281 
Watch   -    1,399    -    -    -    -    -    -    1,399 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   27,262    87,560    24,399    11,459    -    -    -    -    150,680 
                                              
Business                                             
Pass   48,705    134,999    48,557    18,868    17,292    47,708    146,745    1,431    464,305 
Watch   127    15,867    1,833    1,010    842    3,584    7,570    506    31,339 
Special Mention   241    961    98    857    184    447    150    97    3,035 
Substandard   -    -    155    -    132    1,195    -    -    1,482 
Total Business   49,073    151,827    50,643    20,735    18,450    52,934    154,465    2,034    500,161 
Total Commercial loans   204,805    725,005    394,734    220,906    163,000    350,578    163,799    2,200    2,225,027 
                                              
Consumer                                             
Real estate                                             
Pass   144,179    273,585    278,138    176,395    66,087    105,383    -    -    1,043,767 
Watch   490    5,658    8,230    3,917    2,051    3,890    -    -    24,236 
Special Mention   143    2,499    1,657    1,291    2,220    3,360    -    -    11,170 
Substandard   -    -    635    817    318    1,486    -    -    3,256 
Total Real estate   144,812    281,742    288,660    182,420    70,676    114,119    -    -    1,082,429 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    171,003    -    171,003 
Watch   -    -    -    -    -    -    6,393    -    6,393 
Special Mention   -    -    -    -    -    -    4,283    -    4,283 
Substandard   -    -    -    -    -    -    1,325    -    1,325 
Total Home equity   -    -    -    -    -    -    183,004    -    183,004 
                                              
Construction                                             
Pass   14,339    39,893    9,116    -    -    -    -    -    63,348 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   14,339    39,893    9,116    -    -    -    -    -    63,348 
                                              
Other                                             
Pass   1,278    2,551    2,361    1,457    803    2,604    36,549    -    47,603 
Watch   9    29    348    -    15    163    58    -    622 
Special Mention   33    333    -    -    23    82    41    -    512 
Substandard   -    -    75    -    -    -    7    -    82 
Total Other   1,320    2,913    2,784    1,457    841    2,849    36,655    -    48,819 
Total Consumer loans   160,471    324,548    300,560    183,877    71,517    116,968    219,659    -    1,377,600 
Total loans  $365,276    1,049,553    695,294    404,783    234,517    467,546    383,458    2,200    3,602,627 
Current period gross write-offs   -    (200)   -    (28)   -    (42)   (469)   (22)   (761)

The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2022.

                                     
   December 31, 2022 
(dollars in thousands)  2022   2021   2020   2019   2018   Prior   Revolving   Revolving
Converted
to Term		   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $169,083    122,654    85,867    66,299    36,718    93,915    -    -    574,536 
Watch   14,648    479    9,339    3,658    -    6,792    -    -    34,916 
Special Mention   200    -    -    -    -    2,960    -    -    3,160 
Substandard   -    -    -    -    289    -    -    -    289 
Total Owner occupied RE   183,931    123,133    95,206    69,957    37,007    103,667    -    -    612,901 
                                              
Non-owner occupied RE                                             
Pass   281,890    169,599    113,264    59,550    79,722    106,967    604    137    811,733 
Watch   1,061    9,491    -    10,683    1,408    11,660    -    -    34,303 
Special Mention   -    202    -    6,087    -    930    -    -    7,219 
Substandard   -    134    -    7,992    327    871    -    -    9,324 
Total Non-owner occupied RE   282,951    179,426    113,264    84,312    81,457    120,428    604    137    862,579 
                                              
Construction                                             
Pass   48,420    55,129    4,811    247    -    -    -    -    108,607 
Watch   1,119    -    -    -    -    -    -    -    1,119 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   49,539    55,129    4,811    247    -    -    -    -    109,726 
                                              
Business                                             
Pass   136,489    57,804    29,864    21,807    35,249    28,914    136,337    709    447,174 
Watch   3,186    2,058    1,318    1,282    179    3,074    3,783    439    15,319 
Special Mention   1,137    260    386    210    -    252    115    642    3,002 
Substandard   498    -    188    233    315    911    472    -    2,617 
Total Business   141,310    60,122    31,756    23,533    35,743    33,151    140,707    1,790    468,112 
Total Commercial loans   657,731    417,810    245,037    178,049    154,207    257,246    141,311    1,927    2,053,318 
                                              
Consumer                                             
Real estate                                             
Pass   243,589    269,565    189,075    72,499    39,042    76,172    -    -    889,942 
Watch   6,196    8,256    3,847    2,278    494    3,671    -    -    24,742 
Special Mention   3,114    1,938    2,644    2,258    955    2,639    -    -    13,548 
Substandard   -    648    227    341    408    1,422    -    -    3,046 
Total Real estate   252,899    280,407    195,793    77,376    40,899    83,904    -    -    931,278 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    165,847    -    165,847 
Watch   -    -    -    -    -    -    7,226    -    7,226 
Special Mention   -    -    -    -    -    -    4,055    -    4,055 
Substandard   -    -    -    -    -    -    2,172    -    2,172 
Total Home equity   -    -    -    -    -    -    179,300    -    179,300 
                                              
Construction                                             
Pass   41,138    34,039    4,923    -    -    -    -    -    80,100 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    315    -    -    -    -    315 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   41,138    34,039    4,923    315    -    -    -    -    80,415 
                                              
Other                                             
Pass   3,894    3,038    1,702    1,534    341    3,015    14,465    -    27,989 
Watch   46    367    15    5    16    175    93    -    717 
Special Mention   94    -    -    44    75    23    97    -    332 
Substandard   -    -    -    5    -    -    9    -    14 
Total Other   4,034    3,405    1,717    1,588    432    3,213    14,663    -    29,052 
Total Consumer loans   298,071    317,851    202,433    79,279    41,331    87,117    193,963    -    1,220,045 
Total loans  $955,802    735,661    447,470    257,328    195,538    344,363    335,274    1,927    3,273,363 
Current period gross write-offs   -    (91)   -    (23)   -    (32)   (339)   -    (485)

The following tables present loan balances by payment status.

                
   December 31, 2023 
(dollars in thousands)  Accruing 30-59
days past due		   Accruing 60-89
days past due		   Accruing 90
days or more
past due		   Nonaccrual
loans		   Accruing
current		   Total 
Commercial                              
Owner occupied RE  $74    -    -    -    631,583    631,657 
Non-owner occupied RE   8,102    -    -    1,423    933,004    942,529 
Construction   -    -    -    -    150,680    150,680 
Business   567    -    -    319    499,275    500,161 
Consumer                              
Real estate   1,750    -    -    985    1,079,694    1,082,429 
Home equity   601    30    -    1,236    181,137    183,004 
Construction   -    -    -    -    63,348    63,348 
Other   25    25    -    -    48,769    48,819 
Total loans  $11,119    55    -    3,963    3,587,490    3,602,627 
                               
    December 31, 2022 
(dollars in thousands)   Accruing 30-59
days past due		    Accruing 60-89
days past due		    Accruing 90
days or more
past due		    Nonaccrual
loans		    Accruing
current		    Total 
Commercial                              
Owner occupied RE  $-    -    -    -    612,901    612,901 
Non-owner occupied RE   119    757    -    247    861,456    862,579 
Construction   -    -    -    -    109,726    109,726 
Business   24    1    -    182    467,905    468,112 
Consumer                              
Real estate   330    -    -    1,099    929,849    931,278 
Home equity   50    -    -    1,099    178,151    179,300 
Construction   -    -    -    -    80,415    80,415 
Other   88    -    -    -    28,964    29,052 
Total loans  $611    758    -    2,627    3,269,367    3,273,363 

As of December 31, 2023 and December 31, 2022, loans 30 days or more past due represented 0.37% and 0.11% of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were 0.27% and 0.03% of the Company’s total loan portfolio as of December 31, 2023 and December 31, 2022, respectively. Consumer loans 30 days or more past due were 0.09% and 0.08% of total loans as of December 31, 2023 and December 31, 2022, respectively. The increase in accruing 30-59 days past due at December 31, 2023 primarily relates to one commercial relationship totaling $8.1 million.

Nonperforming assets

The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received.

        
   December 31, 
(dollars in thousands)  2023   2022 
Nonaccrual loans  $3,963    831 
Nonaccruing TDRs   -    1,796 
Total nonaccrual loans, including nonaccruing TDRs   3,963    2,627 
Other real estate owned   -    - 
Total nonperforming assets  $3,963    2,627 
Nonperforming assets as a percentage of:          
Total assets   0.10%   0.07%
Gross loans   0.11%   0.08%
Total loans over 90 days past due  $1,300    402 
Loans over 90 days past due and still accruing   -    - 
Accruing troubled debt restructurings   -    4,503 

The table below summarizes nonaccrual loans by major categories for the periods presented.

            
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		   Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		 
Commercial                              
Owner occupied RE  $-    -    -   $-    -    - 
Non-owner occupied RE   653    770    1,423    114    133    247 
Construction   -    -    -    -    -    - 
Business   164    155    319    -    182    182 
Total commercial   817    925    1,742    114    315    429 
Consumer                              
Real estate   -    985    985    -    1,099    1,099 
Home equity   343    893    1,236    194    905    1,099 
Construction   -    -    -    -    -    - 
Other   -    -    -    -    -    - 
Total consumer   343    1,878    2,221    194    2,004    2,198 
Total nonaccrual loans  $1,160    2,803    3,963   $308    2,319    2,627 

Foregone interest income on the nonaccrual loans for the year ended December 31, 2023 was approximately $73,000 and approximately $28,000 for the same period in 2022. Interest income recognized on nonaccrual loans was insignificant during the years ended December 31, 2023 and 2022.

Modifications to Borrowers Experiencing Financial Difficulty

The Company adopted Accounting Standards Update (“ASU”) 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”) effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measurement of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty.

The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The

Company uses a probability of default/loss given default model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification.

The following table shows the amortized cost basis of the loans modified to borrowers experiencing financial difficulty during the twelve months ended December 31, 2023, disaggregated by class of loans and type of concession granted and describes the financial effect of the modifications made to borrowers experiencing financial difficulty.

          Term Extension
(dollars in thousands)  Amortized Cost Basis   % of Total Loan Type   Financial Effect
Commercial Business  $319    0.06%  Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.

Neither of the two loans modified had a payment default during the period. The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. Both loans are in current payment status since the loan modification occurred in the third quarter of 2023. There have been no commitments to lend additional funds to the borrowers experiencing financial difficulty as of December 31, 2023.

Prior to the adoption of ASU 2022-02, the Company considered a loan to be a TDR when a debtor experienced financial difficulty and the Company granted a concession to the debtor that it would not normally consider. Concessions related to the contractual interest rate, maturity date, or payment structure of the note. As part of our prior workout plan for individual loan relationships, we restructured loan terms to assist borrowers facing challenges in the current economic environment.

At December 31, 2022, our TDRs included 13 loans totaling $6.3 million with a specific allowance for credit losses of $1.2 million. One consumer real estate loan with a pre-modification and post-modification balance of $885,000and two commercial business loans with a pre-modification and post-modification balance totaling $1.1 million were considered new TDRs during the twelve months ended December 31, 2022.

As of December 31, 2022, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.

Allowance for Credit Losses

The following table summarizes the activity related to the allowance for credit losses for the year ended December 31, 2023 and December 31, 2022 under the CECL methodology.  On January 1, 2022, we adopted the CECL methodology for estimating credit losses, which resulted in an increase of $1.5 million in our allowance for credit losses. The $2.2 million provision for credit losses for the 12 months ended December 31, 2023 was driven primarily by $329.3 million in loan growth for the year combined with lower expected loss rates due to historically low charge-offs during the year. The $5.4 million provision for credit losses for the 12 months ended December 31, 2022 was driven primarily by $783.5 million in loan growth for the year, as well as slightly lower expected loss rates and minor adjustments to two internal qualitative factors which increased the qualitative component of the allowance and related provision expense in 2022.

                                    
     
   Twelve months ended December 31, 2023 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Provision for credit losses   251    848    302    (755)   1,160    422    (216)   197    2,209 
Loan charge-offs   -    (242)   -    (65)   -    (438)   -    (16)   (761)
Loan recoveries   -    185    -    344    -    65    -    1    595 
Net loan recoveries (charge-offs)   -    (57)   -    279    -    (373)   -    (15)   (166)
Balance, end of period  $6,118    11,167    1,594    7,385    10,647    2,600    677    494    40,682 
Net charge-offs to average loans (annualized)                              0.00%
Allowance for credit losses to gross loans                              1.13%
Allowance for credit losses to nonperforming loans                              1026.55%
                                     
   Twelve months ended December 31, 2022 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 
Adjustment for CECL   (313)   333    154    1,057    (294)   438    130    (5)   1,500 
Provision for credit losses   1,480    (2,015)   513    1,764    2,698    663    185    87    5,375 
Loan charge-offs   -    -    -    (55)   -    (339)   -    (91)   (485)
Loan recoveries   -    1,540    -    208    -    92    -    1    1,841 
Net loan recoveries (charge-offs)   -    1,540    -    153    -    (247)   -    (90)   1,356 
Balance, end of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Net recoveries to average loans (annualized)                              (0.05%)
Allowance for credit losses to gross loans                              1.18%
Allowance for credit losses to nonperforming loans                              1470.84%

Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following table summarizes the activity related to the allowance for loan losses in prior periods under this methodology.

 
   Twelve months ended December 31, 2021 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $8,092    12,050    1,154    7,870    10,482    3,248    746    507    44,149 
Provision for credit losses   (3,486)   (958)   (529)   (2,041)   (3,417)   (1,613)   (168)   (188)   (12,400)
Loan charge-offs   -    (837)   -    (1,181)   -    (139)   -    (9)   (2,166)
Loan recoveries   94    263    -    239    18    201    -    10    825 
Net loan recoveries (charge-offs)   94    (574)   -    (942)   18    62    -    1    (1,341)
Balance, end of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 

Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses.

Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required.

The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2023 and December 31, 2022.

            
   December 31, 2023 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   720    -    -    720 
Construction   -    -    -    - 
Business   164    -    -    164 
Total commercial   884    -    -    884 
Consumer                    
Real estate   166    -    -    166 
Home equity   343    -    -    343 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   509    -    -    509 
Total  $1,393    -    -    1,393 
      
    December 31, 2022 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   114    -    -    114 
Construction   -    -    -    - 
Business   30    -    -    30 
Total commercial   144    -    -    144 
Consumer                    
Real estate   207    -    -    207 
Home equity   194    -    -    194 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   401    -    -    401 
Total  $545    -    -    545 

Allowance for Credit Losses - Unfunded Loan Commitments

The allowance for credit losses for unfunded loan commitments was $1.8 million and $2.8 million at December 31, 2023 and 2022, respectively, and is separately classified on the balance sheet within other liabilities. Prior to the adoption of CECL, the Company’s reserve for unfunded commitments was not material. The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the twelve months ended December 31, 2023 and December 31, 2022.

        
(dollars in thousands)  Twelve months ended
December 31, 2023		   Twelve months ended
December 31, 2022		 
Balance, beginning of period  $2,780    - 
Adjustment for adoption of CECL   -    2,000 
Provision for credit losses   (949)   780 
Balance, end of period  $1,831    2,780 
Unfunded Loan Commitments   724,606    878,324 
Reserve for Unfunded Commitments to Unfunded Loan Commitments   0.25%   0.32%
XML 26 R12.htm IDEA: XBRL DOCUMENT v3.24.0.1
Property and Equipment
 12 Months Ended
Dec. 31, 2023
Property, Plant and Equipment [Abstract]  
Property and Equipment

NOTE 5 – Property and Equipment

Property and equipment are stated at cost less accumulated depreciation. Components of property and equipment included in the consolidated balance sheets are as follows:

    
   December 31, 
(dollars in thousands)  2023   2022 
Land  $11,244    11,244 
Buildings    54,630    54,454 
Leasehold improvements    5,762    5,545 
Furniture and equipment    21,863    20,422 
Software   409    409 
Construction in process    130    742 
Accumulated depreciation and amortization   (21,907)   (17,219)
Property and equipment, excluding ROU assets   72,131    75,597 
ROU assets   22,170    23,586 
Total property and equipment   $94,301    99,183 

Construction in process at December 31, 2023 consisted primarily of costs associated with information technology projects that will be complete in 2024. Construction in process at December 31, 2022 consisted primarily of costs associated with the new bank headquarters building located in Greenville, South Carolina which was officially opened in June 2022. The move into the new building, and subsequent disposal of assets, resulted in a $439,000 loss for the twelve months ended December 31, 2022. The loss is reported in other noninterest income on the consolidated statements of income. Depreciation and amortization expense for the years ended December 31, 2023 and 2022 was $4.8 million and $3.7 million, respectively. Depreciation and amortization are charged to operations utilizing a straight-line method over the estimated useful lives of the assets. The estimated useful lives for the principal items follow:

    
Type of Asset  Life in Years 
Software   3 
Furniture and equipment   5 to 7 
Leasehold improvements   5 to 15 
Buildings   40 
XML 27 R13.htm IDEA: XBRL DOCUMENT v3.24.0.1
Leases
 12 Months Ended
Dec. 31, 2023
Leases  
Leases

NOTE 6 – Leases

The Company had operating right-of-use assets, included in property and equipment, of $22.2 million and $23.6 million as of December 31, 2023 and 2022, respectively.  The Company had lease liabilities, included in other liabilities, of $24.6 million and $25.8 million as of December 31, 2023 and 2022, respectively. We maintain operating leases on land and buildings for various office spaces. The lease agreements have maturity dates ranging from April 2025 to February 2032, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was 5.91 years and 6.89 years as of December 31, 2023 and 2022, respectively. The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. The ROU assets also include any initial direct costs incurred and lease payments made at or before commencement date and are reduced by any lease incentives.

The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption of ASC 842 and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.94% and 2.86% as of December 31, 2023 and 2022, respectively.

Total operating lease costs were $2.4 million and $2.7 million for the years ended December 31, 2023 and 2022, respectively.

Maturities of lease liabilities as of December 31, 2023 were as follows:

    
   Operating 
(dollars in thousands)  Leases 
2024  $2,099 
2025   2,157 
2026   2,210 
2027   2,267 
2028   2,015 
Thereafter   20,187 
Total undiscounted lease payments   30,935 
Discount effect of cash flows   6,291 
Total lease liability  $24,644 
XML 28 R14.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits
 12 Months Ended
Dec. 31, 2023
Deposits [Abstract]  
Deposits

NOTE 7 – Deposits

The following is a detail of the deposit accounts:

Schedule of detail in deposit accounts            
    
   December 31, 
(dollars in thousands)  2023   2022 
Noninterest bearing  $674,167    804,115 
Interest bearing:          
NOW accounts   310,218    318,030 
Money market accounts   1,605,278    1,506,418 
Savings   31,669    40,673 
Time deposits   758,232    464,628 
Total deposits  $3,379,564    3,133,864 

At December 31, 2023 and 2022, time deposits greater than $250,000 were $568.1 million and $374.8 million, respectively.

Also, at December 31, 2023, the Company had $379.4 million deposits in brokered deposits, or deposits that were obtained outside the Company’s primary market, while at December 31, 2022 the Company had $236.2 million deposits in brokered deposits. Interest expense on time deposits greater than $250,000 was $23.8 million for the year ended December 31, 2023, $3.2 million for the year ended December 31, 2022, and $786,000 for the year ended December 31, 2021.

At December 31, 2023 the scheduled maturities of time deposits are as follows:

    
(dollars in thousands)    
2024  $494,392 
2025   45,190 
2026   100,308 
2027   60 
2028   118,282 
   $758,232 
XML 29 R15.htm IDEA: XBRL DOCUMENT v3.24.0.1
Federal Home Loan Bank Advances and Other Borrowings
 12 Months Ended
Dec. 31, 2023
Federal Home Loan Bank Advances And Other Borrowings  
Federal Home Loan Bank Advances and Other Borrowings

NOTE 8 – Federal Home Loan Bank Advances and Other Borrowings

At December 31, 2023 and 2022, the Company had $275.0 million and $175.0 million in FHLB Advances, respectively.

Listed below is a summary of the terms and maturities of the advances outstanding at December 31, 2023 and 2022. Of the $275.0 million outstanding at December 31, 2023, $35.0 million was at a variable rate and $240.0 million was at fixed rates. The $275.0 million was secured with approximately $1.25 billion of mortgage loans and $16.1 million of stock in the FHLB at December 31, 2023. The $175.0 million outstanding at December 31, 2022 was at a variable rate and was secured with approximately $1.05 billion of mortgage loans and $9.3 million of stock in the FHLB at December 31, 2022.

                               
     
   December 31, 
(dollars in thousands)  2023   2022 
Maturity   Amount    Rate    Amount    Rate 
February 16, 2023  $-    -%  $175,000    4.57%
February 29, 2024   35,000    5.57%   -    -%
April 28, 2028   40,000    3.51%   -    -%
May 15, 2028   35,000    3.13%   -    -%
June 28, 2028   40,000    3.54%   -    -%
July 10, 2028   45,000    3.78%   -    -%
July 10, 2028   40,000    3.87%   -    -%
July 10, 2028   40,000    3.96%   -    -%
   $275,000    3.89%  $175,000    4.57%
XML 30 R16.htm IDEA: XBRL DOCUMENT v3.24.0.1
Subordinated Debentures
 12 Months Ended
Dec. 31, 2023
Subordinated Borrowings [Abstract]  
Subordinated Debentures

NOTE 9 – Subordinated Debentures

On June 26, 2003, Greenville First Statutory Trust I (a non-consolidated subsidiary) issued $6.0 million floating rate trust preferred securities with a maturity of June 26, 2033. At December 31, 2023, the interest rate was 8.72% and is indexed to the 3-month LIBOR rate plus 3.10% and adjusted quarterly. The Company received from the Trust the $6.0 million proceeds from the issuance of the securities and the $186,000 initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $6.2 million junior subordinated debentures.

On December 22, 2005, Greenville First Statutory Trust II (a non-consolidated subsidiary) issued $7.0 million floating rate trust preferred securities with a maturity of December 22, 2035. At December 31, 2023, the interest rate was 7.03% and is indexed to the 3-month LIBOR rate plus 1.44% and adjusted quarterly. The Company received from the Trust the $7.0 million proceeds from the issuance of the securities and the $217,000 initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $7.2 million junior subordinated debentures.

The current regulatory rules allow certain amounts of junior subordinated debentures to be included in the calculation of regulatory capital. However, provisions within the Dodd-Frank Act prohibit institutions that had more than $15 billion in assets on December 31, 2009 from including trust preferred securities as Tier 1 capital beginning in 2013, with one-third phased out over the two years ending in 2015. Financial institutions with less than $15 billion in total assets, such as the Bank, may continue to include their trust preferred securities issued prior to May 19, 2010 in Tier 1 capital, but cannot include in Tier 1 capital trust preferred securities issued after such date.

On September 30, 2019, the Company entered into Subordinated Note Purchase Agreements (collectively, the “Purchase Agreement”) with certain qualified institutional buyers and accredited investors (the “Purchasers”) pursuant to which the Company sold and issued $23.0 million in aggregate principal amount of its 4.75% Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”). The Notes were offered and sold by the Company to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”) and the provisions of Regulation D promulgated thereunder (the “Private Placement”).

The Notes have a ten-year term and, from and including the date of issuance to but excluding September 30, 2024, will bear interest at a fixed annual rate of 4.75%, payable semi-annually in arrears, for the first five years of the term. From and including September 30, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to a benchmark rate (which is expected to be Three-Month Term SOFR) plus 340.8 basis points, payable quarterly in arrears. As provided in the Notes, the interest rate on the Notes during the applicable floating rate period may be determined based on a rate other than Three-Month Term SOFR.

The Notes are redeemable, in whole or in part, on September 30, 2024, on any interest payment date thereafter, and at any time upon the occurrence of certain events. The Purchase Agreement contains certain customary representations, warranties and covenants made by the Company, on the one hand, and the Purchasers, severally and not jointly, on the other hand.

On September 30, 2019, in connection with the sale and issuance of the Notes, the Company entered into a Registration Rights Agreement (the “Registration Rights Agreement”) with the Purchasers. Under the terms of the Registration Rights Agreement, the Company has agreed to take certain actions to provide for the exchange of the Notes for subordinated notes that are registered under the Securities Act and have substantially the same terms as the Notes (the “Exchange

Notes”). Under certain circumstances, if the Company fails to meet its obligations under the Registration Rights Agreement, it would be required to pay additional interest to the holders of the Notes.

The Notes were issued under an Indenture, dated September 30, 2019 (the “Indenture”), by and between the Company and UMB Bank, National Association, as trustee. The Notes are not subject to any sinking fund and are not convertible into or, other than with respect to the Exchange Notes, exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company; however, the amount that is eligible to be included in Tier 2 capital will be reduced by 20% each year during the last five years before the maturity date of the Notes beginning in the quarter ended December 31, 2024.
XML 31 R17.htm IDEA: XBRL DOCUMENT v3.24.0.1
Unused Lines of Credit
 12 Months Ended
Dec. 31, 2023
Unused Lines Of Credit  
Unused Lines of Credit

NOTE 10 – Unused Lines of Credit

At December 31, 2023, the Company had five lines of credit to purchase federal funds that totaled $108.5 million which were unused at December 31, 2023. The lines of credit are available on a one to 14 day basis for general corporate purposes of the Company. The lenders have reserved the right to withdraw the line at their option. The Company has an additional line of credit with the FHLB to borrow funds, subject to a pledge of qualified collateral. The Company has collateral that would support approximately $542.8 million in additional borrowings with the FHLB at December 31, 2023.

The Company is also enrolled in the Federal Reserve’s Bank Term Funding Program which offers loans of up to one year in length if we pledge collateral eligible for purchase by the Federal Reserve Banks in open market operations, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. At December 31, 2023, the Company had $13.0 million of marketable investment securities pledged in the Federal Reserve’s Bank Term Funding Program. At December 31, 2023, we had $227.1 million pledged and available with the Federal Reserve Discount Window.

The Company also has an unsecured, interest only line of credit for $15 million with another financial institution which was unused at December 31, 2023. The line bears interest at the U.S. Prime Rate plus 0.25% and matures on February 28, 2025. The loan agreement contains various financial covenants related to capital, earnings and asset quality.
XML 32 R18.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments
 12 Months Ended
Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Derivative Financial Instruments

NOTE 11 – Derivative Financial Instruments

The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value.

The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses.

The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. These derivatives are free- standing derivatives and are not designated as instruments for hedge accounting. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change.

The Company entered into a pay-fixed portfolio layer method fair value swap, designated as a hedging instrument, with a total notional amount of $200.0 million in the second quarter of 2023. The hedging instrument matures on May 25, 2028. The Company is designating the fair value swap under the portfolio layer method (“PLM”). Under this method, the hedged item is designated as a hedged layer of a closed portfolio of financial loans that is anticipated to remain outstanding for the designated hedged period. Adjustments are made to record the swap at fair value on the consolidated balance sheets, with changes in fair value recognized in interest income. The carrying value of the fair value swap on the consolidated

balance sheets will also be adjusted through interest income, based on changes in fair value attributable to changes in the hedged risk.

The following table represents the carrying value of the portfolio layer method hedged instrument and the cumulative fair value hedging adjustment included in the carrying value of the hedged instrument as of December 31, 2023.

    
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Hedged Liability 
 Fixed Rate Liability1  $199,518   $482 
1These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $718.8 million, the cumulative basis adjustment associated with this hedging relationship was $511,000, and the amount of the designated hedged item was $200.0 million.

The following table summarizes the Company’s outstanding financial derivative instruments at December 31, 2023 and December 31, 2022.

           
   December 31, 2023 
          Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives designated as hedging instruments:             
Fair value swap   $200,000   Other liabilities  $(482)
              
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments   12,973   Other assets   159 
MBS forward sales commitments   10,000   Other liabilities   (68)
Total derivative financial instruments  $222,973      $(391)
              
    December 31, 2022 
            Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments  $6,793   Other assets  $49 
MBS forward sales commitments   5,750   Other assets   27 
Total derivative financial instruments  $12,543      $76 

Accrued interest receivable related to the interest rate swap as of December 31, 2023 totaled $285,000 and is excluded from the fair value presented in the table above.

The Company assesses the effectiveness of the fair value swap hedge with a regression analysis that compares the changes in forward curves to determine the value. The effective portion of changes in fair value of derivatives designated as fair value hedges is recorded through interest income. The Company does not offset derivative assets and derivative liabilities for financial statement presentation purposes.

The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the twelve months ended December 31, 2023.

    
(dollars in thousands)  Twelve months ended
December 31, 2023		 
Gain (loss) on fair value hedging relationship:     
Hedged liability   (482)
Fair value derivative designated as hedging instrument   511 
Total gain (loss) recognized in interest income on loans   29 
XML 33 R19.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting
 12 Months Ended
Dec. 31, 2023
Fair Value Disclosures [Abstract]  
Fair Value Accounting

NOTE 12 – Fair Value Accounting

FASB ASC 820, “Fair Value Measurement and Disclosures Topic,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:

 

Level 1 – Quoted market price in active markets

 

Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market.

   
  Level 2 – Significant other observable inputs
 

Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain individually evaluated loans.

   
  Level 3 – Significant unobservable inputs
  Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  These methodologies may result in a significant portion of the fair value being derived from unobservable data.  

Fair Value of Financial Instruments

Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.

The following is a description of valuation methodologies used to estimate fair value for assets recorded at fair value. Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.

Investment Securities

Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored entities, municipal bonds and corporate debt securities.  In certain cases where there is limited activity or less transparency around inputs to valuations, securities are classified as Level 3 within the valuation hierarchy. Securities held to maturity are valued at quoted market prices or dealer quotes similar to securities available for sale.  The carrying value of Other Investments, such as Federal Reserve Bank and FHLB stock, approximates fair value based on their redemption provisions.

Mortgage Loans Held for Sale

Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. These saleable loans are considered Level 2.

Individually Evaluated Loans

The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered individually evaluated and an allowance for credit losses may be established.  Loans for which it is probable

that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered individually evaluated. Once a loan is identified as individually evaluated, management measures the impairment in accordance with FASB ASC 326. The fair value of individually evaluated loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.  Those individually evaluated loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  In accordance with FASB ASC 820, “Fair Value Measurement and Disclosures,” individually evaluated loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the individually evaluated loan as nonrecurring Level 2. The Company’s current loan and appraisal policies require the Company to obtain updated appraisals on an “as is” basis at renewal, or in the case of an individually evaluated loan, on an annual basis, either through a new external appraisal or an appraisal evaluation. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the individually evaluated loan as nonrecurring Level 3. The fair value of individually evaluated loans may also be estimated using the present value of expected future cash flows to be realized on the loan, which is also considered a Level 3 valuation. These fair value estimates are subject to fluctuations in assumptions about the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation.

Other Real Estate Owned

OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2).  At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for credit losses.  Gains or losses on sale and generally any subsequent adjustments to the value are recorded as a component of real estate owned activity. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the OREO as nonrecurring Level 3.

Derivative Financial Instruments

The Company estimates the fair value of IRLCs based on the value of the underlying mortgage loan, quoted MBS prices and an estimate of the probability that the mortgage loan will fund within the terms of the IRLC, net of commission expenses (Level 2). The Company estimates the fair value of forward sales commitments based on quoted MBS prices (Level 2). The Company estimates the fair value of the derivative liability based on changes in the benchmark interest rate component of the hedged loans. The estimated variable rate cash inflows were compared to the fixed rate outflows and such difference was discounted to a present value to estimate the fair value of the interest rate swaps. The components of the valuation were observable or could be corroborated by observable market data and, therefore, were classified within Level 2 of the valuation hierarchy.

Assets and Liabilities Recorded at Fair Value on a Recurring Basis

The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis.

                       
                 
   December 31, 2023 
(dollars in thousands)   Level 1    Level 2    Level 3    Total 
Assets                    
Securities available for sale:                    
Corporate bonds   $-    1,910    -    1,910 
US treasuries    -    9,394    -    9,394 
US government agencies    -    18,656    -    18,656 
State and political subdivisions   -    19,741    -    19,741 
Asset-backed securities   -    33,236    -    33,236 
Mortgage-backed securities   -    51,765    -    51,765 
Mortgage loans held for sale   -    7,194    -    7,194 
Mortgage loan interest rate lock commitments   -    159    -    159 
Total assets measured at fair value on a recurring basis  $-    142,055    -    142,055 
Liabilities                    
Derivative liability  $-    482    -    482 
MBS forward sales commitments   -    68    -    68 
Total liabilities measured at fair value on a recurring basis  $-    550    -    550 
                         
                 
   December 31, 2022 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Securities available for sale:                    
Corporate bonds  $-    1,883    -    1,883 
US treasuries   -    871    -    871 
US government agencies   -    10,617    -    10,617 
State and political subdivisions   -    18,906    -    18,906 
Asset-backed securities   -    6,229    -    6,229 
Mortgage-backed securities   -    54,841    -    54,841 
Mortgage loans held for sale   -    3,917    -    3,917 
Mortgage loan interest rate lock commitments   -    49    -    49 
MBS forward sales commitments   -    27    -    27 
Total assets measured at fair value on a recurring basis  $-    97,340    -    97,340 

The Company had no liabilities recorded at fair value on a recurring basis as of December 31, 2022.

Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis

The Company is predominantly an asset based lender with real estate serving as collateral on approximately 85% of loans as of December 31, 2023. Loans which are deemed to be individually evaluated are valued net of the allowance for credit losses, and other real estate owned is valued at the lower of cost or net realizable value of the underlying real estate collateral. Such market values are generally obtained using independent appraisals, which the Company considers to be level 2 inputs. The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis.

                               
                 
   December 31, 2023 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Individually evaluated loans  $-    1,160    2,976    4,136 
Total assets measured at fair value on a nonrecurring basis  $-    1,160    2,976    4,136 
                     
    December 31, 2022 
    Level 1    Level 2    Level 3    Total 
Assets                    
Individually evaluated loans  $-    429    4,071    4,500 
Total assets measured at fair value on a nonrecurring basis  $-    429    4,071    4,500 

The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis.

For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2023 and 2022, the significant unobservable inputs used in the fair value measurements were as follows:

               
            
   Valuation Technique  Significant Unobservable Inputs   Range of Inputs 
Individually evaluated loans  Appraised Value/ Discounted Cash Flows  Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal   0-25%

Fair Value of Financial Instruments

Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.

The following is a description of valuation methodologies used to estimate fair value for certain other financial instruments.

Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.

Loans – The valuation of loans held for investment is estimated using the exit price notion which incorporates factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification.

Deposits – Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying value. The fair value of certificate of deposit accounts are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

FHLB Advances and Other Borrowings – Fair value for FHLB advances and other borrowings are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

Subordinated debentures – Fair value for subordinated debentures are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.

The Company has used management’s best estimate of fair value based on the above assumptions. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses, which would be incurred in an actual sale or settlement, are not taken into consideration in the fair value presented.

The estimated fair values of the Company’s financial instruments at December 31, 2023 and 2022 are as follows:

                                       
             
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Fair
Value		   Level 1   Level 2   Level 3 
Financial Assets:                         
Other investments, at cost  $19,939    19,939    -    -    19,939 
Loans(1)   3,557,120    3,337,768    -    -    3,337,768 
Financial Liabilities:                         
Deposits   3,379,564    2,961,182    -    2,961,182    - 
Subordinated debentures   36,322    40,712    -    40,712    - 
                          
    December 31, 2022 
(dollars in thousands)   Carrying
Amount		    Fair
Value		    Level 1    Level 2    Level 3 
Financial Assets:                         
Other investments, at cost  $10,833    10,833    -    -    10,833 
Loans(1)   3,227,455    3,057,891    -    -    3,057,891 
Financial Liabilities:                         
Deposits   3,133,864    2,717,900    -    2,717,900    - 
Subordinated debentures   36,214    39,885    -    39,885    - 
(1)Carrying amount is net of the allowance for credit losses and individually evaluated loans.
XML 34 R20.htm IDEA: XBRL DOCUMENT v3.24.0.1
Earnings Per Common Share
 12 Months Ended
Dec. 31, 2023
Earnings per common share  
Earnings Per Common Share

NOTE 13 – Earnings Per Common Share

The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the years ended December 31, 2023, 2022 and 2021. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options and warrants that are outstanding. The assumed conversion of stock options and warrants can create a difference between basic and dilutive net income per common share.

At December 31, 2023, 2022 and 2021, options totaling 269,072, 131,433, and 9,000, respectively, were anti-dilutive in the calculation of earnings per share as their exercise price exceeded the fair market value. These options were therefore excluded from the diluted earnings per share calculation.

            
     
   December 31, 
(dollars in thousands, except share data)  2023   2022   2021 
Numerator:               
Net income  $13,426    29,115    46,711 
Net income available to common shareholders  $13,426    29,115    46,711 
Denominator:               
Weighted-average common shares outstanding - basic   8,046,633    7,958,294    7,843,692 
Common stock equivalents   31,821    113,396    145,288 
Weighted-average common shares outstanding - diluted   8,078,454    8,071,690    7,988,980 
Earnings per common share:               
Basic  $1.67    3.66    5.96 
Diluted  $1.66    3.61    5.85 
XML 35 R21.htm IDEA: XBRL DOCUMENT v3.24.0.1
Commitments and Contingencies
 12 Months Ended
Dec. 31, 2023
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies

NOTE 14 – Commitments and Contingencies

The Company has entered into a three year employment agreement with its chief executive officer and a two year employment agreement with its president and 13 other members of senior management. These agreements also include a) an incentive program, b) a stock option plan, c) a one-year non-compete agreement upon termination and a severance payment equal to one year of compensation. The total estimated aggregate salary commitment is approximately $4.2 million.

The Company has an agreement with a data processor which expires in 2028 to provide certain item processing, electronic banking, and general ledger processing services. Components of this contract vary based on transaction and account volume, monthly charges and certain termination fees.

The Company has commitments with various investment partners under the Small Business Investment Company (“SBIC”) and the Rural Business Investment Company (“RBIC”) programs for which we have committed to make capital contributions from time to time. These commitments totaled approximately $1.4 million at December 31, 2023.

The Company may be subject to litigation and claims in the normal course of business. As of December 31, 2023, management believes there is no material litigation pending.
XML 36 R22.htm IDEA: XBRL DOCUMENT v3.24.0.1
Income Taxes
 12 Months Ended
Dec. 31, 2023
Income Tax Disclosure [Abstract]  
Income Taxes

NOTE 15 – Income Taxes

The components of income tax expense were as follows:

                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Current income taxes:               
Federal   $3,769    8,482    10,414 
State    460    1,273    2,088 
Total current tax expense    4,229    9,755    12,502 
Deferred income tax expense (benefit)   (228)   (757)   1,590 
Income tax expense  $4,001    8,998    14,092 

The following is a summary of the items that caused recorded income taxes to differ from taxes computed using the statutory tax rate:

                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Tax expense at statutory rate  $3,660    8,004    12,768 
Effect of state income taxes, net of federal benefit    364    1,006    1,649 
Exempt income    7    (27)   (43)
Effect of stock-based compensation   133    42    (115)
Other   (163)   (27)   (167)
Income tax expense   $4,001    8,998    14,092 

The components of the deferred tax assets and liabilities are as follows:

           
     
   December 31, 
(dollars in thousands)  2023   2022 
Deferred tax assets:          
Allowance for credit losses  $8,543    8,114 
Reserve for unfunded commitments   384    584 
Unrealized loss on securities available for sale   3,015    3,565 
Net deferred loan fees   1,475    1,537 
Deferred compensation   1,458    1,762 
Lease liabilities   5,175    5,424 
Other   479    393 
    20,529    21,379 
Deferred tax liabilities:          
Property and equipment   3,334    3,561 
Hedging transactions   74    27 
Prepaid expenses   255    316 
ROU assets   4,656    4,953 
Other   10    - 
    8,329    8,857 
Net deferred tax asset  $12,200    12,522 

The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions.
XML 37 R23.htm IDEA: XBRL DOCUMENT v3.24.0.1
Related Party Transactions
 12 Months Ended
Dec. 31, 2023
Related Party Transactions [Abstract]  
Related Party Transactions

NOTE 16 – Related Party Transactions

Certain directors, executive officers, and companies with which they are affiliated, are clients of and have banking transactions with the Company in the ordinary course of business. These loans were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the lender.

A summary of loan transactions with directors and executive officers, including their affiliates is as follows:

           
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022 
Balance, beginning of year  $17,217    8,790 
New loans   17,455    21,010 
Less loan payments   (9,420)   (12,583)
Balance, end of year  $25,252    17,217 

Deposits by executive officers and directors and their related interests at December 31, 2023 and 2022, were $6.4 million and $6.5 million, respectively.

The Company has a land lease with a director on the property for a branch office, with monthly payments of $9,120. In addition, the Company periodically enters into various consulting agreements with the director for development, administration and advisory services related to the purchase of property and construction of current and future branch office sites, including the development of the new bank headquarters in Greenville, South Carolina. There were no payments to the director for these services during 2023 or 2022.

The Company received rent payments from a company of which a director is a private investor and chairman of the board. Rent received totaled $88,000 and $79,000 for the twelve months ended December 31, 2023 and December 31, 2022, respectively. As part of the lease agreement with the company, $86,000 was paid to the company for a tenant upfit allowance during the twelve months ended December 31, 2022.

The Company is of the opinion that the lease payments and consulting fees represent market costs that could have been obtained in similar “arms length” transactions.
XML 38 R24.htm IDEA: XBRL DOCUMENT v3.24.0.1
Financial Instruments With Off-Balance Sheet Risk
 12 Months Ended
Dec. 31, 2023
Investments, All Other Investments [Abstract]  
Financial Instruments With Off-Balance Sheet Risk

NOTE 17 – Financial Instruments With Off-Balance Sheet Risk

In the ordinary course of business, and to meet the financing needs of its clients, the Company is a party to various financial instruments with off-balance sheet risk. These financial instruments, which include commitments to extend credit and standby letters of credit, involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheets. The contract amount of those instruments reflects the extent of involvement the Company has in particular classes of financial instruments.

The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.

Commitments to extend credit are agreements to lend to a client as long as there is no violation of any material condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. At December 31, 2023, unfunded commitments to extend credit were approximately $724.6 million, of which $145.6 million is at fixed rates and $579.0 million is at variable rates. At December 31, 2022, unfunded commitments to extend credit were approximately $878.3 million, of which $318.9 million is at fixed rates and $559.4 million is at variable rates. The Company evaluates each client’s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral varies but may include accounts receivable, inventory, property, plant and equipment, and commercial and residential real estate. See Note 4 – Loans and Allowance for Credit Losses for additional information on unfunded commitments.

At December 31, 2023 and 2022, there was a $16.1 million and $14.3 million commitment, respectively, under letters of credit. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Collateral varies but may include accounts receivable, inventory, equipment, marketable securities and property. Since most of the letters of credit are expected to expire without being drawn upon, they do not necessarily represent future cash requirements. The fair value of off balance sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties credit standing. The total fair value of such instruments is not material.
XML 39 R25.htm IDEA: XBRL DOCUMENT v3.24.0.1
Employee Benefit Plan
 12 Months Ended
Dec. 31, 2023
Retirement Benefits [Abstract]  
Employee Benefit Plan

NOTE 18 – Employee Benefit Plan

On January 1, 2000, the Company adopted the Southern First Bancshares, Inc. Profit Sharing and 401(k) Plan for the benefit of all eligible employees. The Company contributes to the Plan annually upon approval by the Board of Directors. Contributions made to the Plan for the years ended December 31, 2023, 2022, and 2021 amounted to $1.1 million, $995,000, and $905,000, respectively.

The Company also provides a nonqualified deferred compensation plan for 20 executive officers in the form of a Supplemental Executive Retirement Plan (“SERP”). The SERP provides retirement income for these officers. As of December 31, 2023 and 2022, the Company had an accrued benefit obligation of $6.9 million and $8.4 million, respectively. The Company had a $1.1 million and $284,000 reversal of expenses related to this plan for the twelve months ended December 31, 2023 and December 31, 2022, respectively, and incurred expenses related to this plan of $1.0 million in 2021.
XML 40 R26.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation
 12 Months Ended
Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]  
Stock-Based Compensation

NOTE 19 – Stock-Based Compensation

Compensation cost is recognized for stock options and restricted stock awards issued to employees and non-employee directors. Compensation cost is measured as the fair value of these awards on their date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used as the fair value of restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period for stock option and restricted stock awards.

The Company’s stock incentive programs are long-term retention programs intended to attract, retain, and provide incentives for key employees and non-employee directors in the form of incentive and non-qualified stock options and restricted stock.

Stock-based compensation expense was recorded as follows:

                
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Stock option expense  $528    927    1,148 
Restricted stock grant expense   1,415    1,099    499 
Total stock-based compensation expense  $1,943    2,026    1,647 

Stock Options

The Company’s 2010 Incentive Plan, as amended, had available for issuance a total of 566,025 shares (adjusted for the 10% stock dividends in 2013, 2012, and 2011). The Plan expired on March 16, 2020 and no further shares may be issued from the plan.

On March 15, 2016, the Company adopted the 2016 Equity Incentive Plan, making available for issuance 400,000 of common stock either as stock options or restricted stock grants. The Plan expired on March 15, 2021 and no further shares may be issued from the plan.

On March 17, 2020, the Company adopted the 2020 Equity Incentive Plan, making available for issuance up to 450,000 stock options. The options may be exercised at an exercise price per share based on the fair market value and determined on the date of grant and expire 10 years from the grant date. As of December 31, 2023, there were 319,058 shares available for grant under the 2020 Equity Incentive Plan.

A summary of the status of the stock option plan and changes for the period is presented below:

         
      
   For the years ended December 31,  
   2023    2022    2021   
   Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		  
Outstanding at beginning of year   427,224   $34.32         464,724   $33.97         495,195   $29.93      
Granted   -    -         -    -         121,000    40.45      
Exercised   (27,250)   20.18         (32,375)   27.94         (127,871)   23.56      
Forfeited or expired   (68,625)   34.15         (5,125)   43.14         (23,600)   38.88      
Outstanding at end of year   331,349   $35.51   4.9 years     427,224   $34.32   5.7 years     464,724   $33.97   6.6 years  
Options exercisable at year-end   267,376   $34.48   4.5 years     287,902   $32.35   4.8 years     239,340   $29.68   5.0 years  
Weighted average fair value of options granted during the year       $-             $-             $16.40      
Shares available for grant   319,058              370,824              422,550           

The aggregate intrinsic value (the difference between the Company’s closing stock price on the last trading day of the year and the exercise price, multiplied by the number of in-the-money options) of 331,349 and 427,224 stock options outstanding at December 31, 2023 and 2022 was $1.3 million and $4.9 million, respectively. The aggregate intrinsic value of 267,376 and 287,902 stock options exercisable at December 31, 2023 and 2022 was $1.3 million and $3.9 million, respectively.

The fair value of the option grant is estimated on the date of grant using the Black-Scholes option-pricing model. The following assumptions were used for grants:

              
   2023   2022   2021 
Dividend yield   -n/a    n/a    - 
Expected life   n/a    n/a    7 years 
Expected volatility   n/a    n/a    38.48%
Risk-free interest rate   n/a    n/a    0.74%

At December 31, 2023, there was $408,000 of total unrecognized compensation cost related to nonvested stock option grants. The cost is expected to be recognized over a weighted-average period of 1.1 years. The fair value of stock option grants that vested during 2023, 2022, and 2021 was $846,000, $1.1 million and $1.1 million, respectively.

Restricted Stock Grants

On May 17, 2016, the Company adopted the 2016 Equity Incentive Plan which included a provision for the issuance of 50,000 shares of common stock to be issuable as restricted stock grants. The Plan expired on March 17, 2021 and no further shares may be issued from the plan.

On May 12, 2020, the Company adopted the 2020 Equity Incentive Plan which included a provision for the issuance of 450,000 shares of common stock to be issuable as either stock options or restricted stock grants. As of December 31, 2023, there were 319,058 shares available for grant under the 2020 Equity Incentive Plan.

Shares of restricted stock granted to employees under the stock plans are subject to restrictions as to continuous employment for a specified time period following the date of grant. During this period, the holder is entitled to full voting rights and dividends.

A summary of the status of the Company’s nonvested restricted stock and changes for the years ended December 31, 2023, 2022, and 2021 is as follows:

     
   December 31, 
   2023   2022   2021 
   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		 
Nonvested at beginning of year   80,337   $52.53    41,699   $44.71    26,099   $38.05 
Granted   69,880    37.12    53,376    56.25    26,450    48.56 
Vested   (21,695)   48.95    (14,213)   43.26    (9,600)   38.03 
Forfeited   (18,989)   46.83    (525)   61.14    (1,250)   38.56 
Nonvested at end of year   109,533   $44.40    80,337   $52.53    41,699   $44.71 

At December 31, 2023, there was $3.6 million of total unrecognized compensation cost related to nonvested restricted stock grants. The cost is expected to be recognized over a weighted-average period of 2.7 years.

XML 41 R27.htm IDEA: XBRL DOCUMENT v3.24.0.1
Dividends
 12 Months Ended
Dec. 31, 2023
Dividends  
Dividends

NOTE 20 – Dividends

The ability of the Company to pay cash dividends is dependent upon receiving cash in the form of dividends from the Bank. The dividends that may be paid by the Bank to the Company are subject to legal limitations and regulatory capital requirements.

Also, the payment of cash dividends on the Company's common stock by the Company in the future will be subject to certain other legal and regulatory limitations (including the requirement that the Company’s capital be maintained at certain minimum levels) and will be subject to ongoing review by banking regulators. The Federal Reserve has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition.
XML 42 R28.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Matters
 12 Months Ended
Dec. 31, 2023
Leases [Abstract]  
Regulatory Matters

NOTE 21 – Regulatory Matters

The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. The capital rules require banks and bank holding companies to maintain a minimum total risked-based capital ratio of at least 8%, a total Tier 1 capital ratio of at least 6%, a minimum common equity Tier 1 capital ratio of at least 4.5%, and a leverage ratio of at least 4%. Bank holding companies and banks are also required to hold a capital conservation buffer of common equity Tier 1 capital of 2.5% to avoid limitations on capital distributions and discretionary executive compensation payments. The capital conservation buffer was phased in incrementally over time, becoming fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets.

To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.”

The following table summarizes the capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements at December 31, 2023 and 2022.

                                               
             
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2023                              
The Bank                              
Total Capital (to risk weighted assets)  $390,197    12.28%  $254,278    8.00%  $317,847    10.00%
Tier 1 Capital (to risk weighted assets)   350,455    11.03%   190,708    6.00%   254,278    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   350,455    11.03%   143,031    4.50%   206,601    6.50%
Tier 1 Capital (to average assets)   350,455    8.47%   165,414    4.00%   206,767    5.00%
                               
The Company                              
Total Capital (to risk weighted assets)   399,551    12.57%   254,278    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   336,809    10.60%   190,708    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   323,809    10.19%   143,031    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   336,809    8.14%   165,436    4.00%   n/a    n/a 
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2022                              
The Bank                              
Total Capital (to risk weighted assets)  $366,988    12.45%  $235,892    8.00%  $294,865    10.00%
Tier 1 Capital (to risk weighted assets)   330,108    11.20%   176,919    6.00%   235,892    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   330,108    11.20%   132,689    4.50%   191,662    6.50%
Tier 1 Capital (to average assets)   330,108    9.43%   140,040    4.00%   175,050    5.00%
                               
The Company(1)                              
Total Capital (to risk weighted assets)   380,802    12.91%   235,892    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   320,922    10.88%   176,919    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   307,922    10.44%   132,689    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   320,922    9.17%   140,057    4.00%   n/a    n/a 
(1)Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.
XML 43 R29.htm IDEA: XBRL DOCUMENT v3.24.0.1
Parent Company Financial Information
 12 Months Ended
Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]  
Parent Company Financial Information

NOTE 22 – Parent Company Financial Information

Following is condensed financial information of Southern First Bancshares, Inc. (parent company only):

Condensed Balance Sheets

           
     
   December 31, 
(dollars in thousands)   2023    2022 
Assets          
Cash and cash equivalents  $9,408    13,882 
Investment in subsidiaries   339,516    317,102 
Other assets   146    21 
Total assets  $349,070    331,005 
Liabilities and Shareholders’ Equity          
Accrued expenses  $281    279 
Subordinated debentures   36,322    36,214 
Shareholders’ equity   312,467    294,512 
Total liabilities and shareholders’ equity   $349,070    331,005 

Condensed Statements of Income

                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Revenues               
Interest income  $15    20    17 
Total revenue   15    20    17 
Expenses               
Interest expense   2,197    1,730    1,523 
Other expenses   249    240    285 
Total expenses   2,446    1,970    1,808 
Income tax benefit   511    409    376 
Loss before equity in undistributed net income of subsidiaries   (1,920)   (1,541)   (1,415)
Equity in undistributed net income of subsidiaries    15,346    30,656    48,126 
Net income  $13,426    29,115    46,711 

Condensed Statements of Cash Flows

                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Operating activities               
Net income  $13,426    29,115    46,711 
Adjustments to reconcile net income to cash provided by operating activities               
Equity in undistributed net income of subsidiaries    (15,346)   (30,656)   (48,126)
Compensation expense related to stock options and restricted stock grants   1,943    2,026    1,647 
(Increase) decrease in other assets    (125)   -    8 
Increase in accrued expenses and subordinated debentures   110    113    108 
 Net cash provided by operating activities    8    598    348 
Investing activities               
Investment in subsidiaries, net    (5,000)   -    - 
 Net cash used for investing activities    (5,000)   -    - 
Financing activities               
Issuance of common stock    -    -    - 
Proceeds from the exercise of stock options and warrants   518    905    3,012 
 Net cash provided by financing activities    518    905    3,012 
 Net increase (decrease) in cash and cash equivalents    (4,474)   1,503    3,360 
Cash and cash equivalents, beginning of year    13,882    12,379    9,019 
Cash and cash equivalents, end of year   $9,408    13,882    12,379 
XML 44 R30.htm IDEA: XBRL DOCUMENT v3.24.0.1
Summary of Significant Accounting Policies and Activities (Policies)
 12 Months Ended
Dec. 31, 2023
Accounting Policies [Abstract]  
Basis of Presentation

Basis of Presentation

The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern First Bank. In consolidation, all significant intercompany transactions have been eliminated. The accounting and reporting policies conform to accounting principles generally accepted in the United States of America. In accordance with guidance issued by the Financial Accounting Standards Board (“FASB”), the operations of the Trusts have not been consolidated in these financial statements.
Business Segments

Business Segments

The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change.  Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.
Use of Estimates

Use of Estimates

The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, derivatives, real estate acquired in settlement of loans, fair value of financial instruments, evaluating investment securities for credit impairment and valuation of deferred tax assets.
Risks and Uncertainties

Risks and Uncertainties

In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets. Credit risk is the risk of default within the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company. There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the recent bank failures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.

The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to changes with respect to valuation of assets, amount of required credit loss allowance and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.

The Bank makes loans to individuals and businesses in the Upstate, Midlands, and Lowcountry regions of South Carolina as well as the Triangle, Triad and Charlotte regions of North Carolina and Atlanta, Georgia for various personal and commercial purposes. The Bank’s loan portfolio has a concentration of real estate loans. As of December 31, 2023 and 2022, real estate loans represented 84.8% of total loans. However, borrowers’ ability to repay their loans is not dependent upon any specific economic sector.

As of December 31, 2023, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession, our reported and regulatory capital ratios could be adversely impacted by future credit losses.

The Company maintains access to multiple sources of liquidity, including a $15.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of December 31, 2023, the $15.0 million line was unused.
Subsequent Events

Subsequent Events

Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.
Reclassifications

Reclassifications

Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.
Cash and Cash Equivalents

Cash and Cash Equivalents

Cash and cash equivalents include cash and due from banks, interest bearing deposits and federal funds sold. Cash and cash equivalents have original maturities of three months or less, and federal funds sold are generally purchased and sold for one-day periods. Accordingly, the carrying value of these instruments is deemed to be a reasonable estimate of fair value. At December 31, 2023 and 2022, included in cash and cash equivalents was $5.1 million and $5.8 million, respectively, on deposit with the Federal Reserve Bank.
Investment Securities

Investment Securities

We classify our investment securities as held to maturity securities, trading securities and available for sale securities as applicable.

Investment securities are designated as held to maturity if we have the intent and the ability to hold the securities to maturity. Held to maturity securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity.

Investment securities that are purchased and held principally for the purpose of selling in the near term are reported as trading securities. Trading securities are carried at fair value with unrealized holding gains and losses included in earnings.

We classify investment securities as available for sale when at the time of purchase we determine that such securities may be sold at a future date or if we do not have the intent or ability to hold such securities to maturity. Securities designated as available for sale are recorded at fair value. Changes in the fair value of available for sale debt securities are included in shareholders’ equity as unrealized gains or losses, net of the related tax effect. Realized gains or losses on available for sale securities are computed on the specific identification basis.
Other Investments

Other Investments

Other investments include stock acquired for membership and regulatory purposes, such as Federal Home Loan Bank of Atlanta (“FHLB”) stock, investments in unconsolidated subsidiaries and other nonmarketable securities. FHLB stock is

generally pledged against any borrowings from the FHLB and cash dividends on our FHLB stock are recorded in investment income. Other nonmarketable securities consist of investments in funds related to the Small Business Investment Company (“SBIC”) and Rural Business Investment Company (“RBIC”) programs, as well as an investment in a South Carolina not-for-profit corporation. No ready market exists for these stocks and they have no quoted market value. As a result, these securities are carried at cost and are periodically evaluated for impairment.
Loans

Loans

Loans are stated at the principal balance outstanding. Unamortized net loan fees and the allowance for possible credit losses are deducted from total loans on the balance sheets. Interest income is recognized over the term of the loan based on the principal amount outstanding. The net of loan origination fees received and direct costs incurred in the origination of loans is deferred and amortized to interest income over the contractual life of the loans adjusted for actual principal prepayments using a method approximating the interest method.
Nonaccrual and Past Due Loans

Nonaccrual and Past Due Loans

Loans are generally placed on nonaccrual status when principal or interest becomes 90 days past due, or when payment in full is not anticipated. When a loan is placed on nonaccrual status, interest accrued but not received is generally reversed against interest income. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce the loan’s principal balance. A nonaccrual loan is generally returned to accrual status and accrual of interest is resumed when payments have been made according to the terms and conditions of the loan for a continuous six month period. Our loans are considered past due when contractually required principal or interest payments have not been made on the due dates.
Nonperforming Assets

Nonperforming Assets

Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure, loans on nonaccrual status and loans past due 90 days or more and still accruing interest. Loans are placed on nonaccrual status when, in the opinion of management, the collection of additional interest is uncertain. Thereafter no interest is taken into income until such time as the borrower demonstrates the ability to pay both principal and interest.
Individually Evaluated Loans

Individually Evaluated Loans

Our individually evaluated loans include loans on nonaccrual status and certain loans modified to borrowers experiencing financial difficulty, whether on accrual or nonaccrual status. For loans that are classified as individually evaluated, an allowance is established when the fair value (discounted cash flows, collateral value, or observable market price) of the individually evaluated loan less costs to sell, are lower than the carrying value of that loan. A loan is considered individually evaluated when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due, among other factors. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as individually evaluated. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including, without limitation, the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The allowance for credit loss is measured on a loan by loan basis for commercial and consumer loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent.
Loan Charge-off Policy

Loan Charge-off Policy

For commercial loans, we generally fully charge off or charge collateralized loans down to net realizable value when management determines the loan to be uncollectible; repayment is deemed to be projected beyond reasonable time frames; the loan has been classified as a loss by either our internal loan review process or our banking regulatory agencies; the client has filed bankruptcy and the loss becomes evident owing to a lack of assets; or the loan is 120 days past due unless both well-secured and in the process of collection. For consumer loans, we generally charge down to net realizable value when the loan is 180 days past due.
Loan Modifications to Borrowers Experiencing Financial Difficulty

Loan Modifications to Borrowers Experiencing Financial Difficulty

Loans that are modified are reviewed by the Company to identify if the modification was due to a borrower experiencing financial difficulty. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status. The modification of the terms of such loans includes one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, a permanent reduction of the recorded investment of the loan, or an other-than-insignificant payment delay. The adoption of Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023 eliminated the recognition and measurement of troubled debt restructurings (“TDRs”) and enhanced disclosures for modifications to loans related to borrowers experiencing financial difficulties.
Other Real Estate Owned (“OREO”)

Other Real Estate Owned (“OREO”)

Real estate acquired through foreclosure is initially recorded at the lower of cost or estimated fair value less selling costs. Subsequent to the date of acquisition, it is carried at the lower of cost or fair value, adjusted for net selling costs. Fair values of real estate owned are reviewed regularly and write-downs are recorded when it is determined that the carrying value of real estate exceeds the fair value less estimated costs to sell. Costs relating to the development and improvement of such property are capitalized, whereas those costs relating to holding the property are expensed.
Property and Equipment

Property and Equipment

Property and equipment are stated at cost. Major repairs are charged to operations, while major improvements are capitalized. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Upon retirement, sale, or other disposition of property and equipment, the cost and accumulated depreciation are eliminated from the accounts, and gain or loss is included in income from operations.

Construction in progress is stated at cost, which includes the cost of construction and other direct costs attributable to the construction. No provision for depreciation is made on construction in progress until such time as the relevant assets are completed and put into use.
Operating Leases

Operating Leases

The Company maintains operating leases on land and buildings for various office spaces. The operating right-of-use asset is included in property and equipment and the operating right-of-use liability is included in other liabilities on the balance sheet. The right-of-use asset and lease liability are recognized at lease commencement by calculating the net present value of the lease payments over the lease term.
Bank Owned Life Insurance Policies

Bank Owned Life Insurance Policies

Bank owned life insurance policies represent the cash value of policies on certain officers of the Company.
Comprehensive Income

Comprehensive Income

Comprehensive income (loss) consists of net income and net unrealized gains (losses) on securities and is presented in the statements of shareholders’ equity and comprehensive income. The statement requires only additional disclosures in the consolidated financial statements; it does not affect our results of operations.
Revenue from Contracts with Customers

Revenue from Contracts with Customers

The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods.

The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance

obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.
Income Taxes

Income Taxes

The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled. The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. The Company’s federal and state income tax returns are open and subject to examination from the 2020 tax return year and forward.
Stock-Based Compensation

Stock-Based Compensation

The Company has a stock-based employee compensation plan. Compensation cost is recognized for all stock options granted and for any outstanding unvested awards as if the fair value method had been applied to those awards as of the date of grant.
Adoption of New Accounting Standard

Adoption of New Accounting Standard

In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the Current Expected Credit Loss (“CECL”) methodology, which requires earlier recognition of credit losses, while also providing additional transparency about credit risk. Since its original issuance in 2016, the FASB has issued several updates to the original ASU.

The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities, and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk.

On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $1.5 million and an increase in the reserve for unfunded loan commitments of $2.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company's investment securities portfolio. The Company recorded a net decrease to retained earnings of $2.8 million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.

In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference

between the allowance previously determined and the current allowance was not material to the Company’s financial statements.

In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.
Significant Accounting Policy Changes

Significant Accounting Policy Changes

Upon adoption of Topic 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. 
Allowance for Credit Losses – Investment Securities

Allowance for Credit Losses – Investment Securities

For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.

Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023 and 2022, there was no allowance for credit losses related to the available-for-sale portfolio. In addition, the Company had no held to maturity securities at December 31, 2023 and 2022.

Accrued interest receivable on available for sale debt securities totaled $530,000 and $382,000 at December 31, 2023 and December 31, 2022, respectively, and was excluded from the estimate of credit losses.
Allowance for Credit Losses - Loans

Allowance for Credit Losses - Loans

Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans.

Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management's evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers' ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off.

The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses:

Commercial loans

●Owner occupied real estate - Owner occupied commercial mortgages consist of loans to purchase or re-finance owner occupied nonresidential properties. This includes office buildings, other commercial facilities, and

farmland. Commercial mortgages secured by owner occupied properties are primarily dependent on the ability of borrowers to achieve business results consistent with those projected at loan origination. While these loans and leases are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.

●Non-owner occupied real estate - Non-owner occupied commercial mortgages consist of loans to purchase or refinance investment nonresidential properties. This includes office buildings and other facilities rented or leased to unrelated parties, as well as farmland and multifamily properties. The primary risk associated with income producing commercial mortgage loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. While these loans are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.
   
●Construction - Construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.
   
●Commercial business - Commercial business loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and industrial and lease financing loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan.

Consumer loans

●Real estate - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.
   
●Home equity – Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values. This risk is elevated for loans secured by junior lines as a substantial decline in value could render the junior lien position effectively unsecured.
   
●Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral.
   
●Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.

For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data.

Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above.

Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for nonaccrual loans and other loans as considered necessary. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a loan modification, the original interest rate is used to discount expected cash flows.

While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resulting provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.
Accrued Interest Receivable

Accrued Interest Receivable

Accrued interest receivable related to loans totaled $11.6 million and $8.9 million at December 31, 2023 and December 31, 2022, respectively, and was reported in other assets on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.
Unfunded Commitments

Unfunded Commitments

Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheets, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund.

The Company's CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.
Newly Issued, But Not Yet Effective Accounting Standards

Newly Issued, But Not Yet Effective Accounting Standards

In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference

Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.

In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements.

XML 45 R31.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Tables)
 12 Months Ended
Dec. 31, 2023
Investments, Debt and Equity Securities [Abstract]  
Schedule of amortized costs and fair value of investment securities
                               
     
   December 31, 2023 
  Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds   $2,147    -    237    1,910 
US treasuries    9,495    1    102    9,394 
US government agencies    20,594    -    1,938    18,656 
State and political subdivisions    22,642    11    2,912    19,741 
Asset-backed securities   33,450    2    216    33,236 
Mortgage-backed securities                     
FHLMC    23,070    -    3,492    19,578 
FNMA    32,667    -    4,778    27,889 
GNMA    4,993    -    695    4,298 
Total mortgage-backed securities   60,730    -    8,965    51,765 
Total  $149,058    14    14,370    134,702 
   December 31, 2022 
   Amortized   Gross Unrealized   Fair 
(dollars in thousands)  Cost   Gains   Losses   Value 
Available for sale                    
Corporate bonds  $2,172    -    289    1,883 
US treasuries   999    -    128    871 
US government agencies   13,007    -    2,390    10,617 
State and political subdivisions   22,910    -    4,004    18,906 
Asset-backed securities   6,435    -    206    6,229 
Mortgage-backed securities                    
FHLMC   24,086    -    3,745    20,341 
FNMA   35,141    -    5,520    29,621 
GNMA   5,573    -    694    4,879 
Total mortgage-backed securities   64,800    -    9,959    54,841 
Total  $110,323    -    16,976    93,347 
Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity
                               
     
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Amortized
Cost		   Fair
Value		   Amortized
Cost		   Fair
Value		 
Available for sale                    
Due within one year  $9,503    9,467   $-    - 
Due after one through five years   10,222    9,279    9,398    8,277 
Due after five through ten years   32,159    28,380    24,436    20,043 
Due after ten years   97,174    87,576    76,489    65,027 
   $149,058    134,702   $110,323    93,347 
Schedule of gross unrealized losses on investment securities and fair market value of related securities
                                                                       
             
   December 31, 2023 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2023                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,910   $237    1   $1,910   $237 
US treasuries   -    -    -    1    897    102    1    897    102 
US government agencies   2    7,533    50    10    11,123    1,888    12    18,656    1,938 
State and political subdivisions   -    -    -    30    18,964    2,912    30    18,964    2,912 
Asset-backed   8    26,746    145    7    4,866    71    15    31,612    216 
Mortgage-backed                                             
FHLMC   2    2,869    36    19    16,709    3,456    21    19,578    3,492 
FNMA   -    -    -    37    27,889    4,778    37    27,889    4,778 
GNMA   -    -    -    6    4,298    695    6    4,298    695 
    12   $37,148   $231    111   $86,656   $14,139    123   $123,804   $14,370 
                                              
   December 31, 2022 
   Less than 12 months   12 months or longer   Total 
(dollars in thousands)  #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		   #   Fair
value		   Unrealized
losses		 
As of December 31, 2022                                    
Available for sale                                             
Corporate bonds   -   $-   $-    1   $1,883   $289    1   $1,883   $289 
US treasuries   -    -    -    1    871    128    1    871    128 
US government agencies   -    -    -    10    10,617    2,390    10    10,617    2,390 
State and political subdivisions   10    5,101    763    22    13,805    3,241    32    18,906    4,004 
Asset-backed   5    4,291    135    3    1,938    71    8    6,229    206 
Mortgage-backed                                             

FHLMC FHLMC

[Member]

   4    3,712    155    17    16,629    3,590    21    20,341    3,745 
FNMA    9    2,208    201    28    27,413    5,319    37    29,621    5,520 
GNMA   1    103    7    6    4,776    687    7    4,879    694 
    29   $15,415   $1,261    88   $77,932   $15,715    117   $93,347   $16,976 
Schedule of other investments
           
     
   December 31, 
(dollars in thousands)  2023   2022 
Federal Home Loan Bank stock  $16,063   $9,250 
Other nonmarketable investments   3,473    1,180 
Investment in Trust Preferred subsidiaries   403    403 
Total other investments  $19,939   $10,833 
XML 46 R32.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Tables)
 12 Months Ended
Dec. 31, 2023
Receivables [Abstract]  
Schedule of composition of our loan portfolio
                    
     
   December 31 
(dollars in thousands)   2023       2022 
Commercial                
Owner occupied RE  $631,657    17.5%   612,901    18.7%
Non-owner occupied RE   942,529    26.2%   862,579    26.3%
Construction   150,680    4.2%   109,726    3.4%
Business   500,161    13.9%   468,112    14.3%
Total commercial loans   2,225,027    61.8%   2,053,318    62.7%
Consumer                    
Real estate    1,082,429    30.0%   931,278    28.4%
Home equity    183,004    5.1%   179,300    5.5%
Construction    63,348    1.7%   80,415    2.5%
Other    48,819    1.4%   29,052    0.9%
Total consumer loans   1,377,600    38.2%   1,220,045    37.3%
Total gross loans, net of deferred fees   3,602,627    100.0%   3,273,363    100.0%
Less – allowance for credit losses   (40,682)        (38,639)     
Total loans, net  $3,561,945         3,234,724      
Schedule of composition of gross loans by rate type
    
   December 31, 
(dollars in thousands)  2023   2022 
Floating rate loans  $574,352    439,287 
Fixed rate loans   3,028,275    2,834,076 
   $3,602,627    3,273,363 
Schedule of classified by credit quality indicators by year of origination
                                    
   December 31, 2023 
(dollars in thousands)  2023   2022   2021   2020   2019   Prior   Revolving   Revolving Converted to Term   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $42,846    180,654    138,549    64,818    59,880    110,502    85    166    597,500 
Watch   -    3,460    460    15,997    3,525    6,616    -    -    30,058 
Special Mention   -    181    -    -    -    3,057    -    -    3,238 
Substandard   -    -    -    -    -    861    -    -    861 
Total Owner occupied RE   42,846    184,295    139,009    80,815    63,405    121,036    85    166    631,657 
                                              
Non-owner occupied RE                                             
Pass   84,617    298,063    162,697    107,364    59,260    163,990    9,249    -    885,240 
Watch   1,007    3,260    9,914    533    5,545    10,630    -    -    30,889 
Special Mention   -    -    7,759    -    8,252    879    -    -    16,890 
Substandard   -    -    313    -    8,088    1,109    -    -    9,510 
Total Non-owner occupied RE   85,624    301,323    180,683    107,897    81,145    176,608    9,249    -    942,529 
                                              
Construction                                             
Pass   27,262    86,161    24,399    11,459    -    -    -    -    149,281 
Watch   -    1,399    -    -    -    -    -    -    1,399 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   27,262    87,560    24,399    11,459    -    -    -    -    150,680 
                                              
Business                                             
Pass   48,705    134,999    48,557    18,868    17,292    47,708    146,745    1,431    464,305 
Watch   127    15,867    1,833    1,010    842    3,584    7,570    506    31,339 
Special Mention   241    961    98    857    184    447    150    97    3,035 
Substandard   -    -    155    -    132    1,195    -    -    1,482 
Total Business   49,073    151,827    50,643    20,735    18,450    52,934    154,465    2,034    500,161 
Total Commercial loans   204,805    725,005    394,734    220,906    163,000    350,578    163,799    2,200    2,225,027 
                                              
Consumer                                             
Real estate                                             
Pass   144,179    273,585    278,138    176,395    66,087    105,383    -    -    1,043,767 
Watch   490    5,658    8,230    3,917    2,051    3,890    -    -    24,236 
Special Mention   143    2,499    1,657    1,291    2,220    3,360    -    -    11,170 
Substandard   -    -    635    817    318    1,486    -    -    3,256 
Total Real estate   144,812    281,742    288,660    182,420    70,676    114,119    -    -    1,082,429 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    171,003    -    171,003 
Watch   -    -    -    -    -    -    6,393    -    6,393 
Special Mention   -    -    -    -    -    -    4,283    -    4,283 
Substandard   -    -    -    -    -    -    1,325    -    1,325 
Total Home equity   -    -    -    -    -    -    183,004    -    183,004 
                                              
Construction                                             
Pass   14,339    39,893    9,116    -    -    -    -    -    63,348 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   14,339    39,893    9,116    -    -    -    -    -    63,348 
                                              
Other                                             
Pass   1,278    2,551    2,361    1,457    803    2,604    36,549    -    47,603 
Watch   9    29    348    -    15    163    58    -    622 
Special Mention   33    333    -    -    23    82    41    -    512 
Substandard   -    -    75    -    -    -    7    -    82 
Total Other   1,320    2,913    2,784    1,457    841    2,849    36,655    -    48,819 
Total Consumer loans   160,471    324,548    300,560    183,877    71,517    116,968    219,659    -    1,377,600 
Total loans  $365,276    1,049,553    695,294    404,783    234,517    467,546    383,458    2,200    3,602,627 
Current period gross write-offs   -    (200)   -    (28)   -    (42)   (469)   (22)   (761)

The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2022.

                                     
   December 31, 2022 
(dollars in thousands)  2022   2021   2020   2019   2018   Prior   Revolving   Revolving
Converted
to Term		   Total 
Commercial                                             
Owner occupied RE                                             
Pass  $169,083    122,654    85,867    66,299    36,718    93,915    -    -    574,536 
Watch   14,648    479    9,339    3,658    -    6,792    -    -    34,916 
Special Mention   200    -    -    -    -    2,960    -    -    3,160 
Substandard   -    -    -    -    289    -    -    -    289 
Total Owner occupied RE   183,931    123,133    95,206    69,957    37,007    103,667    -    -    612,901 
                                              
Non-owner occupied RE                                             
Pass   281,890    169,599    113,264    59,550    79,722    106,967    604    137    811,733 
Watch   1,061    9,491    -    10,683    1,408    11,660    -    -    34,303 
Special Mention   -    202    -    6,087    -    930    -    -    7,219 
Substandard   -    134    -    7,992    327    871    -    -    9,324 
Total Non-owner occupied RE   282,951    179,426    113,264    84,312    81,457    120,428    604    137    862,579 
                                              
Construction                                             
Pass   48,420    55,129    4,811    247    -    -    -    -    108,607 
Watch   1,119    -    -    -    -    -    -    -    1,119 
Special Mention   -    -    -    -    -    -    -    -    - 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   49,539    55,129    4,811    247    -    -    -    -    109,726 
                                              
Business                                             
Pass   136,489    57,804    29,864    21,807    35,249    28,914    136,337    709    447,174 
Watch   3,186    2,058    1,318    1,282    179    3,074    3,783    439    15,319 
Special Mention   1,137    260    386    210    -    252    115    642    3,002 
Substandard   498    -    188    233    315    911    472    -    2,617 
Total Business   141,310    60,122    31,756    23,533    35,743    33,151    140,707    1,790    468,112 
Total Commercial loans   657,731    417,810    245,037    178,049    154,207    257,246    141,311    1,927    2,053,318 
                                              
Consumer                                             
Real estate                                             
Pass   243,589    269,565    189,075    72,499    39,042    76,172    -    -    889,942 
Watch   6,196    8,256    3,847    2,278    494    3,671    -    -    24,742 
Special Mention   3,114    1,938    2,644    2,258    955    2,639    -    -    13,548 
Substandard   -    648    227    341    408    1,422    -    -    3,046 
Total Real estate   252,899    280,407    195,793    77,376    40,899    83,904    -    -    931,278 
                                              
Home equity                                             
Pass   -    -    -    -    -    -    165,847    -    165,847 
Watch   -    -    -    -    -    -    7,226    -    7,226 
Special Mention   -    -    -    -    -    -    4,055    -    4,055 
Substandard   -    -    -    -    -    -    2,172    -    2,172 
Total Home equity   -    -    -    -    -    -    179,300    -    179,300 
                                              
Construction                                             
Pass   41,138    34,039    4,923    -    -    -    -    -    80,100 
Watch   -    -    -    -    -    -    -    -    - 
Special Mention   -    -    -    315    -    -    -    -    315 
Substandard   -    -    -    -    -    -    -    -    - 
Total Construction   41,138    34,039    4,923    315    -    -    -    -    80,415 
                                              
Other                                             
Pass   3,894    3,038    1,702    1,534    341    3,015    14,465    -    27,989 
Watch   46    367    15    5    16    175    93    -    717 
Special Mention   94    -    -    44    75    23    97    -    332 
Substandard   -    -    -    5    -    -    9    -    14 
Total Other   4,034    3,405    1,717    1,588    432    3,213    14,663    -    29,052 
Total Consumer loans   298,071    317,851    202,433    79,279    41,331    87,117    193,963    -    1,220,045 
Total loans  $955,802    735,661    447,470    257,328    195,538    344,363    335,274    1,927    3,273,363 
Current period gross write-offs   -    (91)   -    (23)   -    (32)   (339)   -    (485)
Schedule of loan balances by payment status
                
   December 31, 2023 
(dollars in thousands)  Accruing 30-59
days past due		   Accruing 60-89
days past due		   Accruing 90
days or more
past due		   Nonaccrual
loans		   Accruing
current		   Total 
Commercial                              
Owner occupied RE  $74    -    -    -    631,583    631,657 
Non-owner occupied RE   8,102    -    -    1,423    933,004    942,529 
Construction   -    -    -    -    150,680    150,680 
Business   567    -    -    319    499,275    500,161 
Consumer                              
Real estate   1,750    -    -    985    1,079,694    1,082,429 
Home equity   601    30    -    1,236    181,137    183,004 
Construction   -    -    -    -    63,348    63,348 
Other   25    25    -    -    48,769    48,819 
Total loans  $11,119    55    -    3,963    3,587,490    3,602,627 
                               
    December 31, 2022 
(dollars in thousands)   Accruing 30-59
days past due		    Accruing 60-89
days past due		    Accruing 90
days or more
past due		    Nonaccrual
loans		    Accruing
current		    Total 
Commercial                              
Owner occupied RE  $-    -    -    -    612,901    612,901 
Non-owner occupied RE   119    757    -    247    861,456    862,579 
Construction   -    -    -    -    109,726    109,726 
Business   24    1    -    182    467,905    468,112 
Consumer                              
Real estate   330    -    -    1,099    929,849    931,278 
Home equity   50    -    -    1,099    178,151    179,300 
Construction   -    -    -    -    80,415    80,415 
Other   88    -    -    -    28,964    29,052 
Total loans  $611    758    -    2,627    3,269,367    3,273,363 
Schedule of nonperforming assets, including nonaccruing TDRs
        
   December 31, 
(dollars in thousands)  2023   2022 
Nonaccrual loans  $3,963    831 
Nonaccruing TDRs   -    1,796 
Total nonaccrual loans, including nonaccruing TDRs   3,963    2,627 
Other real estate owned   -    - 
Total nonperforming assets  $3,963    2,627 
Nonperforming assets as a percentage of:          
Total assets   0.10%   0.07%
Gross loans   0.11%   0.08%
Total loans over 90 days past due  $1,300    402 
Loans over 90 days past due and still accruing   -    - 
Accruing troubled debt restructurings   -    4,503 
Schedule nonaccrual loans by major categories
            
   December 31, 2023   December 31, 2022 
(dollars in thousands)  Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		   Nonaccrual
loans
with no
allowance		   Nonaccrual
loans
with an
allowance		   Total
nonaccrual
loans		 
Commercial                              
Owner occupied RE  $-    -    -   $-    -    - 
Non-owner occupied RE   653    770    1,423    114    133    247 
Construction   -    -    -    -    -    - 
Business   164    155    319    -    182    182 
Total commercial   817    925    1,742    114    315    429 
Consumer                              
Real estate   -    985    985    -    1,099    1,099 
Home equity   343    893    1,236    194    905    1,099 
Construction   -    -    -    -    -    - 
Other   -    -    -    -    -    - 
Total consumer   343    1,878    2,221    194    2,004    2,198 
Total nonaccrual loans  $1,160    2,803    3,963   $308    2,319    2,627 
Schedule of amortized cost basis of loans
          Term Extension
(dollars in thousands)  Amortized Cost Basis   % of Total Loan Type   Financial Effect
Commercial Business  $319    0.06%  Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.
Schedule of activity related to the allowance for credit losses
                                    
     
   Twelve months ended December 31, 2023 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Provision for credit losses   251    848    302    (755)   1,160    422    (216)   197    2,209 
Loan charge-offs   -    (242)   -    (65)   -    (438)   -    (16)   (761)
Loan recoveries   -    185    -    344    -    65    -    1    595 
Net loan recoveries (charge-offs)   -    (57)   -    279    -    (373)   -    (15)   (166)
Balance, end of period  $6,118    11,167    1,594    7,385    10,647    2,600    677    494    40,682 
Net charge-offs to average loans (annualized)                              0.00%
Allowance for credit losses to gross loans                              1.13%
Allowance for credit losses to nonperforming loans                              1026.55%
                                     
   Twelve months ended December 31, 2022 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 
Adjustment for CECL   (313)   333    154    1,057    (294)   438    130    (5)   1,500 
Provision for credit losses   1,480    (2,015)   513    1,764    2,698    663    185    87    5,375 
Loan charge-offs   -    -    -    (55)   -    (339)   -    (91)   (485)
Loan recoveries   -    1,540    -    208    -    92    -    1    1,841 
Net loan recoveries (charge-offs)   -    1,540    -    153    -    (247)   -    (90)   1,356 
Balance, end of period  $5,867    10,376    1,292    7,861    9,487    2,551    893    312    38,639 
Net recoveries to average loans (annualized)                              (0.05%)
Allowance for credit losses to gross loans                              1.18%
Allowance for credit losses to nonperforming loans                              1470.84%

Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following table summarizes the activity related to the allowance for loan losses in prior periods under this methodology.

 
   Twelve months ended December 31, 2021 
   Commercial   Consumer     
(dollars in thousands)  Owner
occupied
RE		   Non-owner
occupied
RE		   Construction   Business   Real
Estate		   Home
Equity		   Construction   Other   Total 
Balance, beginning of period  $8,092    12,050    1,154    7,870    10,482    3,248    746    507    44,149 
Provision for credit losses   (3,486)   (958)   (529)   (2,041)   (3,417)   (1,613)   (168)   (188)   (12,400)
Loan charge-offs   -    (837)   -    (1,181)   -    (139)   -    (9)   (2,166)
Loan recoveries   94    263    -    239    18    201    -    10    825 
Net loan recoveries (charge-offs)   94    (574)   -    (942)   18    62    -    1    (1,341)
Balance, end of period  $4,700    10,518    625    4,887    7,083    1,697    578    320    30,408 
Schedule of analysis of collateral-dependent loans
            
   December 31, 2023 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   720    -    -    720 
Construction   -    -    -    - 
Business   164    -    -    164 
Total commercial   884    -    -    884 
Consumer                    
Real estate   166    -    -    166 
Home equity   343    -    -    343 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   509    -    -    509 
Total  $1,393    -    -    1,393 
      
    December 31, 2022 
(dollars in thousands)  Real
estate		   Business
assets		   Other   Total 
Commercial                    
Owner occupied RE  $-    -    -    - 
Non-owner occupied RE   114    -    -    114 
Construction   -    -    -    - 
Business   30    -    -    30 
Total commercial   144    -    -    144 
Consumer                    
Real estate   207    -    -    207 
Home equity   194    -    -    194 
Construction   -    -    -    - 
Other   -    -    -    - 
Total consumer   401    -    -    401 
Total  $545    -    -    545 
Schedule of allowance for credit losses for unfunded loan commitments
        
(dollars in thousands)  Twelve months ended
December 31, 2023		   Twelve months ended
December 31, 2022		 
Balance, beginning of period  $2,780    - 
Adjustment for adoption of CECL   -    2,000 
Provision for credit losses   (949)   780 
Balance, end of period  $1,831    2,780 
Unfunded Loan Commitments   724,606    878,324 
Reserve for Unfunded Commitments to Unfunded Loan Commitments   0.25%   0.32%
XML 47 R33.htm IDEA: XBRL DOCUMENT v3.24.0.1
Property and Equipment (Tables)
 12 Months Ended
Dec. 31, 2023
Property, Plant and Equipment [Abstract]  
Schedule of components of property and equipment
    
   December 31, 
(dollars in thousands)  2023   2022 
Land  $11,244    11,244 
Buildings    54,630    54,454 
Leasehold improvements    5,762    5,545 
Furniture and equipment    21,863    20,422 
Software   409    409 
Construction in process    130    742 
Accumulated depreciation and amortization   (21,907)   (17,219)
Property and equipment, excluding ROU assets   72,131    75,597 
ROU assets   22,170    23,586 
Total property and equipment   $94,301    99,183 
Schedule of estimated useful lives of property and equipment
    
Type of Asset  Life in Years 
Software   3 
Furniture and equipment   5 to 7 
Leasehold improvements   5 to 15 
Buildings   40 
XML 48 R34.htm IDEA: XBRL DOCUMENT v3.24.0.1
Leases (Tables)
 12 Months Ended
Dec. 31, 2023
Leases  
Schedule of maturities of lease liabilities
    
   Operating 
(dollars in thousands)  Leases 
2024  $2,099 
2025   2,157 
2026   2,210 
2027   2,267 
2028   2,015 
Thereafter   20,187 
Total undiscounted lease payments   30,935 
Discount effect of cash flows   6,291 
Total lease liability  $24,644 
XML 49 R35.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits (Tables)
 12 Months Ended
Dec. 31, 2023
Deposits [Abstract]  
Schedule of detail in deposit accounts
Schedule of detail in deposit accounts            
    
   December 31, 
(dollars in thousands)  2023   2022 
Noninterest bearing  $674,167    804,115 
Interest bearing:          
NOW accounts   310,218    318,030 
Money market accounts   1,605,278    1,506,418 
Savings   31,669    40,673 
Time deposits   758,232    464,628 
Total deposits  $3,379,564    3,133,864 
Schedule of maturities certificates of deposit
    
(dollars in thousands)    
2024  $494,392 
2025   45,190 
2026   100,308 
2027   60 
2028   118,282 
   $758,232 
XML 50 R36.htm IDEA: XBRL DOCUMENT v3.24.0.1
Federal Home Loan Bank Advances and Other Borrowings (Tables)
 12 Months Ended
Dec. 31, 2023
Federal Home Loan Bank Advances And Other Borrowings  
Schedule of terms and maturities of advances outstanding
                               
     
   December 31, 
(dollars in thousands)  2023   2022 
Maturity   Amount    Rate    Amount    Rate 
February 16, 2023  $-    -%  $175,000    4.57%
February 29, 2024   35,000    5.57%   -    -%
April 28, 2028   40,000    3.51%   -    -%
May 15, 2028   35,000    3.13%   -    -%
June 28, 2028   40,000    3.54%   -    -%
July 10, 2028   45,000    3.78%   -    -%
July 10, 2028   40,000    3.87%   -    -%
July 10, 2028   40,000    3.96%   -    -%
   $275,000    3.89%  $175,000    4.57%
XML 51 R37.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments (Tables)
 12 Months Ended
Dec. 31, 2023
Derivative Instruments and Hedging Activities Disclosure [Abstract]  
Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment
    
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Hedged Liability 
 Fixed Rate Liability1  $199,518   $482 
1These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $718.8 million, the cumulative basis adjustment associated with this hedging relationship was $511,000, and the amount of the designated hedged item was $200.0 million.
Schedule of outstanding financial derivative instruments
           
   December 31, 2023 
          Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives designated as hedging instruments:             
Fair value swap   $200,000   Other liabilities  $(482)
              
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments   12,973   Other assets   159 
MBS forward sales commitments   10,000   Other liabilities   (68)
Total derivative financial instruments  $222,973      $(391)
              
    December 31, 2022 
            Fair Value 
(dollars in thousands)   Notional   Balance Sheet
Location		   Asset/(Liability) 
Derivatives not designated as hedging instruments:             
Mortgage loan interest rate lock commitments  $6,793   Other assets  $49 
MBS forward sales commitments   5,750   Other assets   27 
Total derivative financial instruments  $12,543      $76 
Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income
    
(dollars in thousands)  Twelve months ended
December 31, 2023		 
Gain (loss) on fair value hedging relationship:     
Hedged liability   (482)
Fair value derivative designated as hedging instrument   511 
Total gain (loss) recognized in interest income on loans   29 
XML 52 R38.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Tables)
 12 Months Ended
Dec. 31, 2023
Fair Value Disclosures [Abstract]  
Schedule of assets and liabilities measured at fair value on a recurring basis
                       
                 
   December 31, 2023 
(dollars in thousands)   Level 1    Level 2    Level 3    Total 
Assets                    
Securities available for sale:                    
Corporate bonds   $-    1,910    -    1,910 
US treasuries    -    9,394    -    9,394 
US government agencies    -    18,656    -    18,656 
State and political subdivisions   -    19,741    -    19,741 
Asset-backed securities   -    33,236    -    33,236 
Mortgage-backed securities   -    51,765    -    51,765 
Mortgage loans held for sale   -    7,194    -    7,194 
Mortgage loan interest rate lock commitments   -    159    -    159 
Total assets measured at fair value on a recurring basis  $-    142,055    -    142,055 
Liabilities                    
Derivative liability  $-    482    -    482 
MBS forward sales commitments   -    68    -    68 
Total liabilities measured at fair value on a recurring basis  $-    550    -    550 
                         
                 
   December 31, 2022 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Securities available for sale:                    
Corporate bonds  $-    1,883    -    1,883 
US treasuries   -    871    -    871 
US government agencies   -    10,617    -    10,617 
State and political subdivisions   -    18,906    -    18,906 
Asset-backed securities   -    6,229    -    6,229 
Mortgage-backed securities   -    54,841    -    54,841 
Mortgage loans held for sale   -    3,917    -    3,917 
Mortgage loan interest rate lock commitments   -    49    -    49 
MBS forward sales commitments   -    27    -    27 
Total assets measured at fair value on a recurring basis  $-    97,340    -    97,340 
Schedule of assets and liabilities measured at fair value on a nonrecurring basis
                               
                 
   December 31, 2023 
(dollars in thousands)  Level 1   Level 2   Level 3   Total 
Assets                
Individually evaluated loans  $-    1,160    2,976    4,136 
Total assets measured at fair value on a nonrecurring basis  $-    1,160    2,976    4,136 
                     
    December 31, 2022 
    Level 1    Level 2    Level 3    Total 
Assets                    
Individually evaluated loans  $-    429    4,071    4,500 
Total assets measured at fair value on a nonrecurring basis  $-    429    4,071    4,500 
Schedule of unobservable inputs used in the fair value measurements
               
            
   Valuation Technique  Significant Unobservable Inputs   Range of Inputs 
Individually evaluated loans  Appraised Value/ Discounted Cash Flows  Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal   0-25%
Schedule of estimated fair values of the company's financial instruments
                                       
             
   December 31, 2023 
(dollars in thousands)  Carrying
Amount		   Fair
Value		   Level 1   Level 2   Level 3 
Financial Assets:                         
Other investments, at cost  $19,939    19,939    -    -    19,939 
Loans(1)   3,557,120    3,337,768    -    -    3,337,768 
Financial Liabilities:                         
Deposits   3,379,564    2,961,182    -    2,961,182    - 
Subordinated debentures   36,322    40,712    -    40,712    - 
                          
    December 31, 2022 
(dollars in thousands)   Carrying
Amount		    Fair
Value		    Level 1    Level 2    Level 3 
Financial Assets:                         
Other investments, at cost  $10,833    10,833    -    -    10,833 
Loans(1)   3,227,455    3,057,891    -    -    3,057,891 
Financial Liabilities:                         
Deposits   3,133,864    2,717,900    -    2,717,900    - 
Subordinated debentures   36,214    39,885    -    39,885    - 
(1)Carrying amount is net of the allowance for credit losses and individually evaluated loans.
XML 53 R39.htm IDEA: XBRL DOCUMENT v3.24.0.1
Earnings Per Common Share (Tables)
 12 Months Ended
Dec. 31, 2023
Earnings per common share  
Schedule of earnings per share calculation
            
     
   December 31, 
(dollars in thousands, except share data)  2023   2022   2021 
Numerator:               
Net income  $13,426    29,115    46,711 
Net income available to common shareholders  $13,426    29,115    46,711 
Denominator:               
Weighted-average common shares outstanding - basic   8,046,633    7,958,294    7,843,692 
Common stock equivalents   31,821    113,396    145,288 
Weighted-average common shares outstanding - diluted   8,078,454    8,071,690    7,988,980 
Earnings per common share:               
Basic  $1.67    3.66    5.96 
Diluted  $1.66    3.61    5.85 
XML 54 R40.htm IDEA: XBRL DOCUMENT v3.24.0.1
Income Taxes (Tables)
 12 Months Ended
Dec. 31, 2023
Income Tax Disclosure [Abstract]  
Schedule of components of income tax expense
                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Current income taxes:               
Federal   $3,769    8,482    10,414 
State    460    1,273    2,088 
Total current tax expense    4,229    9,755    12,502 
Deferred income tax expense (benefit)   (228)   (757)   1,590 
Income tax expense  $4,001    8,998    14,092 
Schedule of taxes computed using the statutory tax rate
                 
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Tax expense at statutory rate  $3,660    8,004    12,768 
Effect of state income taxes, net of federal benefit    364    1,006    1,649 
Exempt income    7    (27)   (43)
Effect of stock-based compensation   133    42    (115)
Other   (163)   (27)   (167)
Income tax expense   $4,001    8,998    14,092 
Schedule of components of the deferred tax assets and liabilities
           
     
   December 31, 
(dollars in thousands)  2023   2022 
Deferred tax assets:          
Allowance for credit losses  $8,543    8,114 
Reserve for unfunded commitments   384    584 
Unrealized loss on securities available for sale   3,015    3,565 
Net deferred loan fees   1,475    1,537 
Deferred compensation   1,458    1,762 
Lease liabilities   5,175    5,424 
Other   479    393 
    20,529    21,379 
Deferred tax liabilities:          
Property and equipment   3,334    3,561 
Hedging transactions   74    27 
Prepaid expenses   255    316 
ROU assets   4,656    4,953 
Other   10    - 
    8,329    8,857 
Net deferred tax asset  $12,200    12,522 
XML 55 R41.htm IDEA: XBRL DOCUMENT v3.24.0.1
Related Party Transactions (Tables)
 12 Months Ended
Dec. 31, 2023
Related Party Transactions [Abstract]  
Schedule of loan transactions with directors and executive officers, including their affiliates
           
     
   For the years ended December 31, 
(dollars in thousands)  2023   2022 
Balance, beginning of year  $17,217    8,790 
New loans   17,455    21,010 
Less loan payments   (9,420)   (12,583)
Balance, end of year  $25,252    17,217 
XML 56 R42.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Tables)
 12 Months Ended
Dec. 31, 2023
Share-Based Payment Arrangement [Abstract]  
Schedule of stock-based compensation expense
                
   For the years ended December 31, 
(dollars in thousands)  2023   2022   2021 
Stock option expense  $528    927    1,148 
Restricted stock grant expense   1,415    1,099    499 
Total stock-based compensation expense  $1,943    2,026    1,647 
Schedule of the status of the stock option plan and changes
         
      
   For the years ended December 31,  
   2023    2022    2021   
   Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		    Shares   Weighted
average
exercise
price		   Weighted
Average
Remaining
Contractual
Life		  
Outstanding at beginning of year   427,224   $34.32         464,724   $33.97         495,195   $29.93      
Granted   -    -         -    -         121,000    40.45      
Exercised   (27,250)   20.18         (32,375)   27.94         (127,871)   23.56      
Forfeited or expired   (68,625)   34.15         (5,125)   43.14         (23,600)   38.88      
Outstanding at end of year   331,349   $35.51   4.9 years     427,224   $34.32   5.7 years     464,724   $33.97   6.6 years  
Options exercisable at year-end   267,376   $34.48   4.5 years     287,902   $32.35   4.8 years     239,340   $29.68   5.0 years  
Weighted average fair value of options granted during the year       $-             $-             $16.40      
Shares available for grant   319,058              370,824              422,550           
Schedule of assumptions used
              
   2023   2022   2021 
Dividend yield   -n/a    n/a    - 
Expected life   n/a    n/a    7 years 
Expected volatility   n/a    n/a    38.48%
Risk-free interest rate   n/a    n/a    0.74%
Schedule of the status of the company's nonvested restricted stock and changes
     
   December 31, 
   2023   2022   2021 
   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		   Restricted
Shares		   Weighted
Average
Grant-Date
Fair Value		 
Nonvested at beginning of year   80,337   $52.53    41,699   $44.71    26,099   $38.05 
Granted   69,880    37.12    53,376    56.25    26,450    48.56 
Vested   (21,695)   48.95    (14,213)   43.26    (9,600)   38.03 
Forfeited   (18,989)   46.83    (525)   61.14    (1,250)   38.56 
Nonvested at end of year   109,533   $44.40    80,337   $52.53    41,699   $44.71 
XML 57 R43.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2023
Leases [Abstract]  
Schedule of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements
                                               
             
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2023                              
The Bank                              
Total Capital (to risk weighted assets)  $390,197    12.28%  $254,278    8.00%  $317,847    10.00%
Tier 1 Capital (to risk weighted assets)   350,455    11.03%   190,708    6.00%   254,278    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   350,455    11.03%   143,031    4.50%   206,601    6.50%
Tier 1 Capital (to average assets)   350,455    8.47%   165,414    4.00%   206,767    5.00%
                               
The Company                              
Total Capital (to risk weighted assets)   399,551    12.57%   254,278    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   336,809    10.60%   190,708    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   323,809    10.19%   143,031    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   336,809    8.14%   165,436    4.00%   n/a    n/a 
   Actual   For capital
adequacy purposes
minimum		   To be well
capitalized
under prompt
corrective action
provisions minimum		 
(dollars in thousands)  Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2022                              
The Bank                              
Total Capital (to risk weighted assets)  $366,988    12.45%  $235,892    8.00%  $294,865    10.00%
Tier 1 Capital (to risk weighted assets)   330,108    11.20%   176,919    6.00%   235,892    8.00%
Common Equity Tier 1 Capital (to risk weighted assets)   330,108    11.20%   132,689    4.50%   191,662    6.50%
Tier 1 Capital (to average assets)   330,108    9.43%   140,040    4.00%   175,050    5.00%
                               
The Company(1)                              
Total Capital (to risk weighted assets)   380,802    12.91%   235,892    8.00%   n/a    n/a 
Tier 1 Capital (to risk weighted assets)   320,922    10.88%   176,919    6.00%   n/a    n/a 
Common Equity Tier 1 Capital (to risk weighted assets)   307,922    10.44%   132,689    4.50%   n/a    n/a 
Tier 1 Capital (to average assets)   320,922    9.17%   140,057    4.00%   n/a    n/a 
(1)Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.
XML 58 R44.htm IDEA: XBRL DOCUMENT v3.24.0.1
Parent Company Financial Information (Tables)
 12 Months Ended
Dec. 31, 2023
Condensed Financial Information Disclosure [Abstract]  
Schedule of condensed balance sheets
           
     
   December 31, 
(dollars in thousands)   2023    2022 
Assets          
Cash and cash equivalents  $9,408    13,882 
Investment in subsidiaries   339,516    317,102 
Other assets   146    21 
Total assets  $349,070    331,005 
Liabilities and Shareholders’ Equity          
Accrued expenses  $281    279 
Subordinated debentures   36,322    36,214 
Shareholders’ equity   312,467    294,512 
Total liabilities and shareholders’ equity   $349,070    331,005 
Schedule of condensed statements of income
                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Revenues               
Interest income  $15    20    17 
Total revenue   15    20    17 
Expenses               
Interest expense   2,197    1,730    1,523 
Other expenses   249    240    285 
Total expenses   2,446    1,970    1,808 
Income tax benefit   511    409    376 
Loss before equity in undistributed net income of subsidiaries   (1,920)   (1,541)   (1,415)
Equity in undistributed net income of subsidiaries    15,346    30,656    48,126 
Net income  $13,426    29,115    46,711 
Schedule of condensed statements of cash flows
                 
     
   For the years ended December 31, 
(dollars in thousands)   2023    2022    2021 
Operating activities               
Net income  $13,426    29,115    46,711 
Adjustments to reconcile net income to cash provided by operating activities               
Equity in undistributed net income of subsidiaries    (15,346)   (30,656)   (48,126)
Compensation expense related to stock options and restricted stock grants   1,943    2,026    1,647 
(Increase) decrease in other assets    (125)   -    8 
Increase in accrued expenses and subordinated debentures   110    113    108 
 Net cash provided by operating activities    8    598    348 
Investing activities               
Investment in subsidiaries, net    (5,000)   -    - 
 Net cash used for investing activities    (5,000)   -    - 
Financing activities               
Issuance of common stock    -    -    - 
Proceeds from the exercise of stock options and warrants   518    905    3,012 
 Net cash provided by financing activities    518    905    3,012 
 Net increase (decrease) in cash and cash equivalents    (4,474)   1,503    3,360 
Cash and cash equivalents, beginning of year    13,882    12,379    9,019 
Cash and cash equivalents, end of year   $9,408    13,882    12,379 
XML 59 R45.htm IDEA: XBRL DOCUMENT v3.24.0.1
Summary of Significant Accounting Policies and Activities (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Cash and Cash Equivalents [Line Items]    
Real estate loan percentage 84.80% 84.80%
Line of credit $ 15,000,000  
Unused line 15,000,000  
Allowance for loan losses 1,500,000  
Liability for unfunded commitments 2,000,000  
Net decrease to retained earnings 2,800,000  
Accrued interest receivable 530,000 $ 382,000
Accrued interest receivable related to loans 11,600,000 8,900,000
Federal Reserve Bank [Member]    
Cash and Cash Equivalents [Line Items]    
Cash and cash equivalents $ 5,100,000 $ 5,800,000
XML 60 R46.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Marketable Securities [Line Items]    
Available for sale, Amortized Cost $ 149,058 $ 110,323
Available for sale, Fair Value 134,702 93,347
Corporate bonds [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 2,147 2,172
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 237 289
Available for sale, Fair Value 1,910 1,883
US treasuries [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 9,495 999
Available for sale, Gross Unrealized Gains 1
Available for sale, Gross Unrealized Losses 102 128
Available for sale, Fair Value 9,394 871
US government agencies [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 20,594 13,007
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 1,938 2,390
Available for sale, Fair Value 18,656 10,617
State and political subdivisions [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 22,642 22,910
Available for sale, Gross Unrealized Gains 11
Available for sale, Gross Unrealized Losses 2,912 4,004
Available for sale, Fair Value 19,741 18,906
Asset-backed securities [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 33,450 6,435
Available for sale, Gross Unrealized Gains 2
Available for sale, Gross Unrealized Losses 216 206
Available for sale, Fair Value 33,236 6,229
Mortgage-backed securities [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 60,730 64,800
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 8,965 9,959
Available for sale, Fair Value 51,765 54,841
Mortgage-backed securities [Member] | FHLMC [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 23,070 24,086
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 3,492 3,745
Available for sale, Fair Value 19,578 20,341
Mortgage-backed securities [Member] | FNMA [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 32,667 35,141
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 4,778 5,520
Available for sale, Fair Value 27,889 29,621
Mortgage-backed securities [Member] | GNMA [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 4,993 5,573
Available for sale, Gross Unrealized Gains
Available for sale, Gross Unrealized Losses 695 694
Available for sale, Fair Value 4,298 4,879
Mortgage-backed securities [Member] | Securities Investment [Member]    
Marketable Securities [Line Items]    
Available for sale, Amortized Cost 149,058 110,323
Available for sale, Gross Unrealized Gains 14
Available for sale, Gross Unrealized Losses 14,370 16,976
Available for sale, Fair Value $ 134,702 $ 93,347
XML 61 R47.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]    
Due within one year, Amortized Cost $ 9,503
Due within one year, Fair Value 9,467
Due after one through five years, Amortized Cost 10,222 9,398
Due after one through five years, Fair Value 9,279 8,277
Due after five through ten years, Amortized Cost 32,159 24,436
Due after five through ten years, Fair Value 28,380 20,043
Due after ten years , Amortized Cost 97,174 76,489
Due after ten years, Fair Value 87,576 65,027
Available for sale, Amortized Cost 149,058 110,323
Available for sale, Fair Value $ 134,702 $ 93,347
XML 62 R48.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities
$ in Thousands
Dec. 31, 2023
USD ($)
Integer
Dec. 31, 2022
USD ($)
Integer
Corporate bonds [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 1 1
Available for sale Securities, 12 months or longer, Fair value $ 1,910 $ 1,883
Available for sale Securities, 12 months or Longer, Unrealized losses $ 237 $ 289
Available for sale Securities, Total, Number of investments | Investments | Integer 1 1
Available for sale Securities, Total, Fair value $ 1,910 $ 1,883
Available for sale Securities, Total, Unrealized losses $ 237 $ 289
US treasuries [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer
Available for sale Securities, Less than 12 months, Fair value
Available for sale Securities, Less than 12 months, Unrealized losses
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 1 1
Available for sale Securities, 12 months or longer, Fair value $ 897 $ 871
Available for sale Securities, 12 months or Longer, Unrealized losses $ 102 $ 128
Available for sale Securities, Total, Number of investments | Investments | Integer 1 1
Available for sale Securities, Total, Fair value $ 897 $ 871
Available for sale Securities, Total, Unrealized losses $ 102 $ 128
US government agencies [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 2
Available for sale Securities, Less than 12 months, Fair value $ 7,533
Available for sale Securities, Less than 12 months, Unrealized losses $ 50
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 10 10
Available for sale Securities, 12 months or longer, Fair value $ 11,123 $ 10,617
Available for sale Securities, 12 months or Longer, Unrealized losses $ 1,888 $ 2,390
Available for sale Securities, Total, Number of investments | Investments | Integer 12 10
Available for sale Securities, Total, Fair value $ 18,656 $ 10,617
Available for sale Securities, Total, Unrealized losses $ 1,938 $ 2,390
State and political subdivisions [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 10
Available for sale Securities, Less than 12 months, Fair value $ 5,101
Available for sale Securities, Less than 12 months, Unrealized losses $ 763
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 30 22
Available for sale Securities, 12 months or longer, Fair value $ 18,964 $ 13,805
Available for sale Securities, 12 months or Longer, Unrealized losses $ 2,912 $ 3,241
Available for sale Securities, Total, Number of investments | Investments | Integer 30 32
Available for sale Securities, Total, Fair value $ 18,964 $ 18,906
Available for sale Securities, Total, Unrealized losses $ 2,912 $ 4,004
Asset-backed securities [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 8 5
Available for sale Securities, Less than 12 months, Fair value $ 26,746 $ 4,291
Available for sale Securities, Less than 12 months, Unrealized losses $ 145 $ 135
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 7 3
Available for sale Securities, 12 months or longer, Fair value $ 4,866 $ 1,938
Available for sale Securities, 12 months or Longer, Unrealized losses $ 71 $ 71
Available for sale Securities, Total, Number of investments | Investments | Integer 15 8
Available for sale Securities, Total, Fair value $ 31,612 $ 6,229
Available for sale Securities, Total, Unrealized losses $ 216 $ 206
Mortgage-backed securities [Member] | Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 2 4
Available for sale Securities, Less than 12 months, Fair value $ 2,869 $ 3,712
Available for sale Securities, Less than 12 months, Unrealized losses $ 36 $ 155
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 19 17
Available for sale Securities, 12 months or longer, Fair value $ 16,709 $ 16,629
Available for sale Securities, 12 months or Longer, Unrealized losses $ 3,456 $ 3,590
Available for sale Securities, Total, Number of investments | Investments | Integer 21 21
Available for sale Securities, Total, Fair value $ 19,578 $ 20,341
Available for sale Securities, Total, Unrealized losses $ 3,492 $ 3,745
Mortgage-backed securities [Member] | FNMA [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 9
Available for sale Securities, Less than 12 months, Fair value $ 2,208
Available for sale Securities, Less than 12 months, Unrealized losses $ 201
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 37 28
Available for sale Securities, 12 months or longer, Fair value $ 27,889 $ 27,413
Available for sale Securities, 12 months or Longer, Unrealized losses 4,778 5,319
Available for sale Securities, Total, Fair value 27,889 29,621
Available for sale Securities, Total, Unrealized losses $ 4,778 $ 5,520
Available for sale Securities, Total, Number of investments | Investments | Integer 37 37
Mortgage-backed securities [Member] | GNMA [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 1
Available for sale Securities, Less than 12 months, Fair value $ 103
Available for sale Securities, Less than 12 months, Unrealized losses $ 7
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 6 6
Available for sale Securities, 12 months or longer, Fair value $ 4,298 $ 4,776
Available for sale Securities, 12 months or Longer, Unrealized losses $ 695 $ 687
Available for sale Securities, Total, Number of investments | Investments | Integer 6 7
Available for sale Securities, Total, Fair value $ 4,298 $ 4,879
Available for sale Securities, Total, Unrealized losses $ 695 $ 694
Total investment securities [Member]    
Marketable Securities [Line Items]    
Available for sale Securities, Less than 12 months, Number of investments | Investments | Integer 12 29
Available for sale Securities, Less than 12 months, Fair value $ 37,148 $ 15,415
Available for sale Securities, Less than 12 months, Unrealized losses $ 231 $ 1,261
Available for sale Securities, 12 months or longer, Number of investments | Investments | Integer 111 88
Available for sale Securities, 12 months or longer, Fair value $ 86,656 $ 77,932
Available for sale Securities, 12 months or Longer, Unrealized losses 14,139 15,715
Available for sale Securities, Total, Fair value 123,804 93,347
Available for sale Securities, Total, Unrealized losses $ 14,370 $ 16,976
Available for sale Securities, Total, Number of investments | Investments | Integer 123 117
XML 63 R49.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Details) - Schedule of other investments - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Investments, Debt and Equity Securities [Abstract]    
Federal Home Loan Bank stock $ 16,063 $ 9,250
Other nonmarketable investments 3,473 1,180
Investment in Trust Preferred subsidiaries 403 403
Total other investments $ 19,939 $ 10,833
XML 64 R50.htm IDEA: XBRL DOCUMENT v3.24.0.1
Investment Securities (Details Narrative)
 12 Months Ended
Dec. 31, 2023
USD ($)
Integer
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Investments, Debt and Equity Securities [Abstract]      
Sale of investment securities $ 16,500,000 $ 12,600,000 $ 770,000
Gross gain on sale of investment securities   83,000 6,000
Gross loss on sale of investments   $ 71,000 $ 9,000
Number of investments | Integer 123    
XML 65 R51.htm IDEA: XBRL DOCUMENT v3.24.0.1
Mortgage Loans Held for Sale (Details Narrative) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Mortgage Loans Held For Sale    
Mortgage loans held for sale, fair value $ 7,200 $ 3,900
XML 66 R52.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Consumer    
Total gross loans, net of deferred fees $ 3,602,627 $ 3,273,363
Total gross loans, net of deferred fees percentage 100.00% 100.00%
Less - allowance for credit losses $ (40,682) $ (38,639)
Total loans, net 3,561,945 3,234,724
Commercial [Member]    
Commercial    
Total commercial loans $ 2,225,027 $ 2,053,318
Total commercial loans percentage 61.80% 62.70%
Commercial [Member] | Construction [Member]    
Commercial    
Total commercial loans $ 150,680 $ 109,726
Total commercial loans percentage 4.20% 3.40%
Commercial [Member] | Business [Member]    
Commercial    
Total commercial loans $ 500,161 $ 468,112
Total commercial loans percentage 13.90% 14.30%
Commercial [Member] | Owner occupied RE [Member]    
Commercial    
Total commercial loans $ 631,657 $ 612,901
Total commercial loans percentage 17.50% 18.70%
Commercial [Member] | Non-owner occupied RE [Member]    
Commercial    
Total commercial loans $ 942,529 $ 862,579
Total commercial loans percentage 26.20% 26.30%
Consumer [Member]    
Consumer    
Total consumer loans $ 1,377,600 $ 1,220,045
Total consumer loans percentage 38.20% 37.30%
Consumer [Member] | Construction [Member]    
Consumer    
Total consumer loans $ 63,348 $ 80,415
Total consumer loans percentage 1.70% 2.50%
Consumer [Member] | Real estate [Member]    
Consumer    
Total consumer loans $ 1,082,429 $ 931,278
Total consumer loans percentage 30.00% 28.40%
Consumer [Member] | Home equity [Member]    
Consumer    
Total consumer loans $ 183,004 $ 179,300
Total consumer loans percentage 5.10% 5.50%
Consumer [Member] | Other [Member]    
Consumer    
Total consumer loans $ 48,819 $ 29,052
Total consumer loans percentage 1.40% 0.90%
XML 67 R53.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Receivables [Abstract]    
Floating rate loans $ 574,352 $ 439,287
Fixed rate loans 3,028,275 2,834,076
Total gross loans, net of deferred fees $ 3,602,627 $ 3,273,363
XML 68 R54.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year $ 365,276 $ 955,802
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 1,049,553 735,661
Loan balance classified by credit quality indicators, two years before latest fiscal year 695,294 447,470
Loan balance classified by credit quality indicators, three years before latest fiscal year 404,783 257,328
Loan balance classified by credit quality indicators, four years before latest fiscal year 234,517 195,538
Prior 467,546 344,363
Revolving 383,458 335,274
Revolving Converted to Term 2,200 1,927
Total 3,602,627 3,273,363
Current period gross write-offs 2023
Current period gross write-offs 2022 (200) (91)
Current period gross write-offs 2021
Current period gross write-offs 2020 (28) (23)
Current period gross write-offs 2019
Current period gross write-offs Prior (42) (32)
Current period gross write-offs Revolving (469) (339)
Current period gross write-offs Revolving Converted to Term (22)
Current period gross write-offs Total (761) (485)
Commercial [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 204,805 657,731
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 725,005 417,810
Loan balance classified by credit quality indicators, two years before latest fiscal year 394,734 245,037
Loan balance classified by credit quality indicators, three years before latest fiscal year 220,906 178,049
Loan balance classified by credit quality indicators, four years before latest fiscal year 163,000 154,207
Prior 350,578 257,246
Revolving 163,799 141,311
Revolving Converted to Term 2,200 1,927
Total 2,225,027 2,053,318
Commercial [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 27,262 49,539
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 87,560 55,129
Loan balance classified by credit quality indicators, two years before latest fiscal year 24,399 4,811
Loan balance classified by credit quality indicators, three years before latest fiscal year 11,459 247
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior  
Revolving Converted to Term
Total 150,680 109,726
Commercial [Member] | Business [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 49,073 141,310
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 151,827 60,122
Loan balance classified by credit quality indicators, two years before latest fiscal year 50,643 31,756
Loan balance classified by credit quality indicators, three years before latest fiscal year 20,735 23,533
Loan balance classified by credit quality indicators, four years before latest fiscal year 18,450 35,743
Prior 52,934 33,151
Revolving 154,465 140,707
Revolving Converted to Term 2,034 1,790
Total 500,161 468,112
Commercial [Member] | Pass [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 27,262 48,420
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 86,161 55,129
Loan balance classified by credit quality indicators, two years before latest fiscal year 24,399 4,811
Loan balance classified by credit quality indicators, three years before latest fiscal year 11,459 247
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total 149,281 108,607
Commercial [Member] | Pass [Member] | Business [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 48,705 136,489
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 134,999 57,804
Loan balance classified by credit quality indicators, two years before latest fiscal year 48,557 29,864
Loan balance classified by credit quality indicators, three years before latest fiscal year 18,868 21,807
Loan balance classified by credit quality indicators, four years before latest fiscal year 17,292 35,249
Prior 47,708 28,914
Revolving 146,745 136,337
Revolving Converted to Term 1,431 709
Total 464,305 447,174
Commercial [Member] | Watch [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 1,119
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 1,399
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total 1,399 1,119
Commercial [Member] | Watch [Member] | Business [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 127 3,186
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 15,867 2,058
Loan balance classified by credit quality indicators, two years before latest fiscal year 1,833 1,318
Loan balance classified by credit quality indicators, three years before latest fiscal year 1,010 1,282
Loan balance classified by credit quality indicators, four years before latest fiscal year 842 179
Prior 3,584 3,074
Revolving 7,570 3,783
Revolving Converted to Term 506 439
Total 31,339 15,319
Commercial [Member] | Special Mention [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Special Mention [Member] | Business [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 241 1,137
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 961 260
Loan balance classified by credit quality indicators, two years before latest fiscal year 98 386
Loan balance classified by credit quality indicators, three years before latest fiscal year 857 210
Loan balance classified by credit quality indicators, four years before latest fiscal year 184
Prior 447 252
Revolving 150 115
Revolving Converted to Term 97 642
Total 3,035 3,002
Commercial [Member] | Substandard [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Commercial [Member] | Substandard [Member] | Business [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 498
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year 155 188
Loan balance classified by credit quality indicators, three years before latest fiscal year 233
Loan balance classified by credit quality indicators, four years before latest fiscal year 132 315
Prior 1,195 911
Revolving 472
Revolving Converted to Term
Total 1,482 2,617
Commercial [Member] | Owner occupied RE [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 42,846 183,931
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 184,295 123,133
Loan balance classified by credit quality indicators, two years before latest fiscal year 139,009 95,206
Loan balance classified by credit quality indicators, three years before latest fiscal year 80,815 69,957
Loan balance classified by credit quality indicators, four years before latest fiscal year 63,405 37,007
Prior 121,036 103,667
Revolving 85
Revolving Converted to Term 166
Total 631,657 612,901
Commercial [Member] | Owner occupied RE [Member] | Pass [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 42,846 169,083
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 180,654 122,654
Loan balance classified by credit quality indicators, two years before latest fiscal year 138,549 85,867
Loan balance classified by credit quality indicators, three years before latest fiscal year 64,818 66,299
Loan balance classified by credit quality indicators, four years before latest fiscal year 59,880 36,718
Prior 110,502 93,915
Revolving 85
Revolving Converted to Term 166
Total 597,500 574,536
Commercial [Member] | Owner occupied RE [Member] | Watch [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 14,648
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 3,460 479
Loan balance classified by credit quality indicators, two years before latest fiscal year 460 9,339
Loan balance classified by credit quality indicators, three years before latest fiscal year 15,997 3,658
Loan balance classified by credit quality indicators, four years before latest fiscal year 3,525
Prior 6,616 6,792
Revolving
Revolving Converted to Term
Total 30,058 34,916
Commercial [Member] | Owner occupied RE [Member] | Special Mention [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 200
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 181
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior 3,057 2,960
Revolving
Revolving Converted to Term
Total 3,238 3,160
Commercial [Member] | Owner occupied RE [Member] | Substandard [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year 289
Prior 861
Revolving
Revolving Converted to Term
Total 861 289
Commercial [Member] | Non-owner occupied RE [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 85,624 282,951
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 301,323 179,426
Loan balance classified by credit quality indicators, two years before latest fiscal year 180,683 113,264
Loan balance classified by credit quality indicators, three years before latest fiscal year 107,897 84,312
Loan balance classified by credit quality indicators, four years before latest fiscal year 81,145 81,457
Prior 176,608 120,428
Revolving 9,249 604
Revolving Converted to Term 137
Total 942,529 862,579
Commercial [Member] | Non-owner occupied RE [Member] | Pass [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 84,617 281,890
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 298,063 169,599
Loan balance classified by credit quality indicators, two years before latest fiscal year 162,697 113,264
Loan balance classified by credit quality indicators, three years before latest fiscal year 107,364 59,550
Loan balance classified by credit quality indicators, four years before latest fiscal year 59,260 79,722
Prior 163,990 106,967
Revolving 9,249 604
Revolving Converted to Term 137
Total 885,240 811,733
Commercial [Member] | Non-owner occupied RE [Member] | Watch [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 1,007 1,061
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 3,260 9,491
Loan balance classified by credit quality indicators, two years before latest fiscal year 9,914
Loan balance classified by credit quality indicators, three years before latest fiscal year 533 10,683
Loan balance classified by credit quality indicators, four years before latest fiscal year 5,545 1,408
Prior 10,630 11,660
Revolving
Revolving Converted to Term
Total 30,889 34,303
Commercial [Member] | Non-owner occupied RE [Member] | Special Mention [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 202
Loan balance classified by credit quality indicators, two years before latest fiscal year 7,759
Loan balance classified by credit quality indicators, three years before latest fiscal year 6,087
Loan balance classified by credit quality indicators, four years before latest fiscal year 8,252
Prior 879 930
Revolving
Revolving Converted to Term
Total 16,890 7,219
Commercial [Member] | Non-owner occupied RE [Member] | Substandard [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 134
Loan balance classified by credit quality indicators, two years before latest fiscal year 313
Loan balance classified by credit quality indicators, three years before latest fiscal year 7,992
Loan balance classified by credit quality indicators, four years before latest fiscal year 8,088 327
Prior 1,109 871
Revolving
Revolving Converted to Term
Total 9,510 9,324
Consumer [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 160,471 298,071
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 324,548 317,851
Loan balance classified by credit quality indicators, two years before latest fiscal year 300,560 202,433
Loan balance classified by credit quality indicators, three years before latest fiscal year 183,877 79,279
Loan balance classified by credit quality indicators, four years before latest fiscal year 71,517 41,331
Prior 116,968 87,117
Revolving 219,659 193,963
Revolving Converted to Term
Total 1,377,600 1,220,045
Consumer [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 14,339 41,138
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 39,893 34,039
Loan balance classified by credit quality indicators, two years before latest fiscal year 9,116 4,923
Loan balance classified by credit quality indicators, three years before latest fiscal year 315
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total 63,348 80,415
Consumer [Member] | Real estate [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 144,812 252,899
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 281,742 280,407
Loan balance classified by credit quality indicators, two years before latest fiscal year 288,660 195,793
Loan balance classified by credit quality indicators, three years before latest fiscal year 182,420 77,376
Loan balance classified by credit quality indicators, four years before latest fiscal year 70,676 40,899
Prior 114,119 83,904
Revolving
Revolving Converted to Term
Total 1,082,429 931,278
Consumer [Member] | Home equity [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 183,004 179,300
Revolving Converted to Term
Total 183,004 179,300
Consumer [Member] | Other [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 1,320 4,034
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 2,913 3,405
Loan balance classified by credit quality indicators, two years before latest fiscal year 2,784 1,717
Loan balance classified by credit quality indicators, three years before latest fiscal year 1,457 1,588
Loan balance classified by credit quality indicators, four years before latest fiscal year 841 432
Prior 2,849 3,213
Revolving 36,655 14,663
Revolving Converted to Term
Total 48,819 29,052
Consumer [Member] | Pass [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 14,339 41,138
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 39,893 34,039
Loan balance classified by credit quality indicators, two years before latest fiscal year 9,116 4,923
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total 63,348 80,100
Consumer [Member] | Pass [Member] | Real estate [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 144,179 243,589
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 273,585 269,565
Loan balance classified by credit quality indicators, two years before latest fiscal year 278,138 189,075
Loan balance classified by credit quality indicators, three years before latest fiscal year 176,395 72,499
Loan balance classified by credit quality indicators, four years before latest fiscal year 66,087 39,042
Prior 105,383 76,172
Revolving
Revolving Converted to Term
Total 1,043,767 889,942
Consumer [Member] | Pass [Member] | Home equity [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 171,003 165,847
Revolving Converted to Term
Total 171,003 165,847
Consumer [Member] | Pass [Member] | Other [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 1,278 3,894
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 2,551 3,038
Loan balance classified by credit quality indicators, two years before latest fiscal year 2,361 1,702
Loan balance classified by credit quality indicators, three years before latest fiscal year 1,457 1,534
Loan balance classified by credit quality indicators, four years before latest fiscal year 803 341
Prior 2,604 3,015
Revolving 36,549 14,465
Revolving Converted to Term
Total 47,603 27,989
Consumer [Member] | Watch [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Consumer [Member] | Watch [Member] | Real estate [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 490 6,196
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 5,658 8,256
Loan balance classified by credit quality indicators, two years before latest fiscal year 8,230 3,847
Loan balance classified by credit quality indicators, three years before latest fiscal year 3,917 2,278
Loan balance classified by credit quality indicators, four years before latest fiscal year 2,051 494
Prior 3,890 3,671
Revolving
Revolving Converted to Term
Total 24,236 24,742
Consumer [Member] | Watch [Member] | Home equity [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 6,393 7,226
Revolving Converted to Term
Total 6,393 7,226
Consumer [Member] | Watch [Member] | Other [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 9 46
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 29 367
Loan balance classified by credit quality indicators, two years before latest fiscal year 348 15
Loan balance classified by credit quality indicators, three years before latest fiscal year 5
Loan balance classified by credit quality indicators, four years before latest fiscal year 15 16
Prior 163 175
Revolving 58 93
Revolving Converted to Term
Total 622 717
Consumer [Member] | Special Mention [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year 315
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total 315
Consumer [Member] | Special Mention [Member] | Real estate [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 143 3,114
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 2,499 1,938
Loan balance classified by credit quality indicators, two years before latest fiscal year 1,657 2,644
Loan balance classified by credit quality indicators, three years before latest fiscal year 1,291 2,258
Loan balance classified by credit quality indicators, four years before latest fiscal year 2,220 955
Prior 3,360 2,639
Revolving
Revolving Converted to Term
Total 11,170 13,548
Consumer [Member] | Special Mention [Member] | Home equity [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 4,283 4,055
Revolving Converted to Term
Total 4,283 4,055
Consumer [Member] | Special Mention [Member] | Other [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year 33 94
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 333
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year 44
Loan balance classified by credit quality indicators, four years before latest fiscal year 23 75
Prior 82 23
Revolving 41 97
Revolving Converted to Term
Total 512 332
Consumer [Member] | Substandard [Member] | Construction [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving
Revolving Converted to Term
Total
Consumer [Member] | Substandard [Member] | Real estate [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year 648
Loan balance classified by credit quality indicators, two years before latest fiscal year 635 227
Loan balance classified by credit quality indicators, three years before latest fiscal year 817 341
Loan balance classified by credit quality indicators, four years before latest fiscal year 318 408
Prior 1,486 1,422
Revolving  
Revolving Converted to Term
Total 3,256 3,046
Consumer [Member] | Substandard [Member] | Home equity [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year
Loan balance classified by credit quality indicators, three years before latest fiscal year
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 1,325 2,172
Revolving Converted to Term
Total 1,325 2,172
Consumer [Member] | Substandard [Member] | Other [Member]    
Financing Receivable, Past Due [Line Items]    
Loan balance classified by credit quality indicators, current fiscal year
Loan balance classified by credit quality indicators, fiscal year before latest fiscal year
Loan balance classified by credit quality indicators, two years before latest fiscal year 75
Loan balance classified by credit quality indicators, three years before latest fiscal year 5
Loan balance classified by credit quality indicators, four years before latest fiscal year
Prior
Revolving 7 9
Revolving Converted to Term
Total $ 82 $ 14
XML 69 R55.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment $ 3,602,627 $ 3,273,363
Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 11,119 611
Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 55 758
Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 3,963 2,627
Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 3,587,490 3,269,367
Commercial [Member] | Owner Occupied RE [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 631,657 612,901
Commercial [Member] | Owner Occupied RE [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 74
Commercial [Member] | Owner Occupied RE [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Owner Occupied RE [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 631,583 612,901
Commercial [Member] | Non-owner occupied RE [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 942,529 862,579
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 8,102 119
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 757
Commercial [Member] | Non-owner occupied RE [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1,423 247
Commercial [Member] | Non-owner occupied RE [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 933,004 861,456
Commercial [Member] | Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 150,680 109,726
Commercial [Member] | Construction [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Construction [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Construction [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 150,680 109,726
Commercial [Member] | Business [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 500,161 468,112
Commercial [Member] | Business [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 567 24
Commercial [Member] | Business [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1
Commercial [Member] | Business [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Commercial [Member] | Business [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 319 182
Commercial [Member] | Business [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 499,275 467,905
Consumer [Member] | Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 63,348 80,415
Consumer [Member] | Construction [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Construction [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Construction [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 63,348 80,415
Consumer [Member] | Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1,082,429 931,278
Consumer [Member] | Real Estate [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1,750 330
Consumer [Member] | Real Estate [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Real Estate [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 985 1,099
Consumer [Member] | Real Estate [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1,079,694 929,849
Consumer [Member] | Home Equity [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 183,004 179,300
Consumer [Member] | Home Equity [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 601 50
Consumer [Member] | Home Equity [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 30
Consumer [Member] | Home Equity [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 1,236 1,099
Consumer [Member] | Home Equity [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 181,137 178,151
Consumer [Member] | Other [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 48,819 29,052
Consumer [Member] | Other [Member] | Accruing 30-59 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 25 88
Consumer [Member] | Other [Member] | Accruing 60-89 Days Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment 25
Consumer [Member] | Other [Member] | Accruing 90 Days or More Past Due [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Other [Member] | Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment
Consumer [Member] | Other [Member] | Accruing Current [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total loan balances by payment $ 48,769 $ 28,964
XML 70 R56.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Receivables [Abstract]    
Nonaccrual loans $ 3,963 $ 831
Nonaccruing TDRs 1,796
Total nonaccrual loans, including nonaccruing TDRs 3,963 2,627
Other real estate owned
Total nonperforming assets $ 3,963 $ 2,627
Nonperforming assets as a percentage of:    
Total assets 0.10% 0.07%
Gross loans 0.11% 0.08%
Total loans over 90 days past due $ 1,300 $ 402
Loans over 90 days past due and still accruing
Accruing troubled debt restructurings $ 4,503
XML 71 R57.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total nonaccrual loans $ 1,160 $ 308
Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total nonaccrual loans 2,803 2,319
Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total nonaccrual loans 3,963 2,627
Commercial [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 817 114
Commercial [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 925 315
Commercial [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 1,742 429
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Owner Occupied RE [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Owner Occupied RE [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 653 114
Commercial [Member] | Non-owner occupied RE [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 770 133
Commercial [Member] | Non-owner occupied RE [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 1,423 247
Commercial [Member] | Construction [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Construction [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Construction [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial
Commercial [Member] | Business [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 164
Commercial [Member] | Business [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 155 182
Commercial [Member] | Business [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total commercial 319 182
Consumer [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 343 194
Consumer [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 1,878 2,004
Consumer [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 2,221 2,198
Consumer [Member] | Construction [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Construction [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Construction [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Real Estate [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 985 1,099
Consumer [Member] | Real Estate [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 985 1,099
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 343 194
Consumer [Member] | Home Equity [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 893 905
Consumer [Member] | Home Equity [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer 1,236 1,099
Consumer [Member] | Other [Member] | Nonaccrual Loans With No Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Other [Member] | Nonaccrual Loans With An Allowance [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
Consumer [Member] | Other [Member] | Total Nonaccrual Loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total consumer
XML 72 R58.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans - Commercial [Member]
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Commercial Business [Line Items]  
Amortized Cost Basis $ 319
Percentage of Total Loan Type 0.06%
Financial Effect, description Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.
XML 73 R59.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Provision for credit losses $ 1,260 $ 6,155 $ (12,400)
Commercial [Member] | Owner Occupied RE [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 5,867 4,700 8,092
Provision for credit losses 251 1,480 (3,486)
Loan charge-offs
Loan recoveries 94
Net loan recoveries (charge-offs) 94
Balance, end of period 6,118 5,867 4,700
Adjustment for CECL   (313)  
Commercial [Member] | Non-owner occupied RE [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 10,376 10,518 12,050
Provision for credit losses 848 (2,015) (958)
Loan charge-offs (242) (837)
Loan recoveries 185 1,540 263
Net loan recoveries (charge-offs) (57) 1,540 (574)
Balance, end of period 11,167 10,376 10,518
Adjustment for CECL   333  
Commercial [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 1,292 625 1,154
Provision for credit losses 302 513 (529)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 1,594 1,292 625
Adjustment for CECL   154  
Commercial [Member] | Business [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 7,861 4,887 7,870
Provision for credit losses (755) 1,764 (2,041)
Loan charge-offs (65) (55) (1,181)
Loan recoveries 344 208 239
Net loan recoveries (charge-offs) 279 153 (942)
Balance, end of period 7,385 7,861 4,887
Adjustment for CECL   1,057  
Consumer [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 893 578 746
Provision for credit losses (216) 185 (168)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 677 893 578
Adjustment for CECL   130  
Consumer [Member] | Real Estate [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 9,487 7,083 10,482
Provision for credit losses 1,160 2,698 (3,417)
Loan charge-offs
Loan recoveries 18
Net loan recoveries (charge-offs) 18
Balance, end of period 10,647 9,487 7,083
Adjustment for CECL   (294)  
Consumer [Member] | Home Equity [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 2,551 1,697 3,248
Provision for credit losses 422 663 (1,613)
Loan charge-offs (438) (339) (139)
Loan recoveries 65 92 201
Net loan recoveries (charge-offs) (373) (247) 62
Balance, end of period 2,600 2,551 1,697
Adjustment for CECL   438  
Consumer [Member] | Other [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 312 320 507
Provision for credit losses 197 87 (188)
Loan charge-offs (16) (91) (9)
Loan recoveries 1 1 10
Net loan recoveries (charge-offs) (15) (90) 1
Balance, end of period 494 312 320
Adjustment for CECL   (5)  
Commercial & Consumer [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 38,639 30,408 44,149
Provision for credit losses 2,209 5,375 (12,400)
Loan charge-offs (761) (485) (2,166)
Loan recoveries 595 1,841 825
Net loan recoveries (charge-offs) (166) 1,356 (1,341)
Balance, end of period $ 40,682 $ 38,639 $ 30,408
Net recoveries to average loans (annualized) 0.00% (0.05%)  
Allowance for credit losses to gross loans 1.13% 1.18%  
Allowance for credit losses to nonperforming loans 1026.55% 1470.84%  
Adjustment for CECL   $ 1,500  
XML 74 R60.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate $ 1,393 $ 545
Business assets
Other
Total 1,393 545
Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 884 144
Business assets
Other
Total 884 144
Commercial [Member] | Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate
Business assets
Other
Total
Commercial [Member] | Business [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 164 30
Business assets
Other  
Total 164 30
Commercial [Member] | Owner Occupied RE [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate
Business assets
Other
Total
Commercial [Member] | Non-owner occupied RE [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 720 114
Business assets
Other
Total 720 114
Consumer [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 509 401
Business assets
Other
Total 509 401
Consumer [Member] | Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate
Business assets
Other
Total
Consumer [Member] | Real Estate [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 166 207
Business assets
Other
Total 166 207
Consumer [Member] | Home equity [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate 343 194
Business assets
Other
Total 343 194
Consumer [Member] | Other [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Real estate
Business assets
Other
Total
XML 75 R61.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments - Allowance For Credit Losses Unfunded Loan Commitments [Member] - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]    
Balance, beginning of period $ 2,780
Adjustment for adoption of CECL 2,000
Provision for credit losses (949) 780
Balance, end of period 1,831 2,780
Unfunded Loan Commitments $ 724,606 $ 878,324
Reserve for Unfunded Commitments to Unfunded Loan Commitments 0.25% 0.32%
XML 76 R62.htm IDEA: XBRL DOCUMENT v3.24.0.1
Loans and Allowance for Credit Losses (Details Narrative)
 12 Months Ended
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Integer
Financing Receivable, Modified [Line Items]    
Real estate loan percentage of total loans 84.80%  
Commercial loans percentage 56.50%  
Consumer loans percentage 43.50%  
Owner occupied loans percentage 17.50%  
Net of deferred loan fees and costs $ 7,000,000 $ 7,300,000
Mortgage loans $ 1,250,000,000  
Part of loans of 30 days or more past due as a percentage of total loan portfolio 0.37% 0.11%
Foregone interest income on non accrual loans $ 73,000 $ 28,000
Number of loans | Integer   13
Total sum of loans classified as troubled debt restructurings   $ 6,300,000
Specific allowance   1,200,000
Allowance for credit losses 1,500,000  
Provision for credit losses 2,200,000 5,400,000
Primarily loan growth 329,300,000 783,500,000
Allowance for credit losses for unfunded loan commitments $ 1,800,000 2,800,000
One Consumer Real Estate Loan [Member] | Pre Modification and Post Modification [Member]    
Financing Receivable, Modified [Line Items]    
Modification balance   885,000
Two Commercial Business Loans [Member] | Pre Modification and Post Modification [Member]    
Financing Receivable, Modified [Line Items]    
Modification balance   $ 1,100,000
Commercial [Member]    
Financing Receivable, Modified [Line Items]    
Part of loans of 30 days or more past due as a percentage of total loan portfolio 0.27% 0.03%
Commercial [Member] | Accruing 30-59 Days Past Due [Member]    
Financing Receivable, Modified [Line Items]    
Total commercial relationship $ 8,100,000  
Consumer [Member]    
Financing Receivable, Modified [Line Items]    
Part of loans of 30 days or more past due as a percentage of total loan portfolio 0.09% 0.08%
Non Owner Occupied Loans [Member]    
Financing Receivable, Modified [Line Items]    
Commercial loans percentage 26.20%  
Commercial Construction Loans [Member]    
Financing Receivable, Modified [Line Items]    
Commercial loans percentage 4.20%  
XML 77 R63.htm IDEA: XBRL DOCUMENT v3.24.0.1
Property and Equipment (Details) - Schedule of components of property and equipment - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets $ 72,131 $ 75,597
Accumulated depreciation and amortization (21,907) (17,219)
ROU assets 22,170 23,586
Total property and equipment 94,301 99,183
Land [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets 11,244 11,244
Buildings [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets 54,630 54,454
Leasehold improvements [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets 5,762 5,545
Furniture and equipment [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets 21,863 20,422
Software [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets 409 409
Construction in process [Member]    
Property, Plant and Equipment [Line Items]    
Property and equipment, excluding ROU assets $ 130 $ 742
XML 78 R64.htm IDEA: XBRL DOCUMENT v3.24.0.1
Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment
Dec. 31, 2023
Software [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 3 years
Furniture and equipment [Member] | Minimum [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 5 years
Furniture and equipment [Member] | Maximum [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 7 years
Leasehold improvements [Member] | Minimum [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 5 years
Leasehold improvements [Member] | Maximum [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 15 years
Buildings [Member]  
Property, Plant and Equipment [Line Items]  
Property and equipment, estimated useful life (in years) 40 years
XML 79 R65.htm IDEA: XBRL DOCUMENT v3.24.0.1
Property and Equipment (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Loss on sale of disposal of assets $ (394,000) $ 10,000
Depreciation and amortization expense $ 4,800,000 3,700,000  
Other Assets [Member]      
Loss on sale of disposal of assets   $ 439,000  
XML 80 R66.htm IDEA: XBRL DOCUMENT v3.24.0.1
Leases (Details) - Schedule of maturities of lease liabilities
$ in Thousands
Dec. 31, 2023
USD ($)
Leases  
2024 $ 2,099
2025 2,157
2026 2,210
2027 2,267
2028 2,015
Thereafter 20,187
Total undiscounted lease payments 30,935
Discount effect of cash flows 6,291
Total lease liability $ 24,644
XML 81 R67.htm IDEA: XBRL DOCUMENT v3.24.0.1
Leases (Details Narrative) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Leases    
Property and equipment $ 22,200 $ 23,600
Other liabilities $ 24,600 $ 25,800
Weighted average remaining life of the lease term 5 years 10 months 28 days 6 years 10 months 20 days
Weighted average discount rate 2.94% 2.86%
Operating lease costs $ 2,400 $ 2,700
XML 82 R68.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits (Details) - Schedule of detail in deposit accounts - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deposits [Abstract]    
Noninterest bearing $ 674,167 $ 804,115
Interest bearing:    
NOW accounts 310,218 318,030
Money market accounts 1,605,278 1,506,418
Savings 31,669 40,673
Time deposits 758,232 464,628
Total deposits $ 3,379,564 $ 3,133,864
XML 83 R69.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits (Details) - Schedule of maturities certificates of deposit - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deposits [Abstract]    
2024 $ 494,392  
2025 45,190  
2026 100,308  
2027 60  
2028 118,282  
Certificates of deposit $ 758,232 $ 464,628
XML 84 R70.htm IDEA: XBRL DOCUMENT v3.24.0.1
Deposits (Details Narrative) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Deposits [Abstract]      
Time deposits greater than $250,000 $ 568,100 $ 374,800  
Time deposits obtained outside of primary market 379,400 236,200  
Interest expense on time deposits greater than $250,000 $ 23,800 $ 3,200 $ 786
XML 85 R71.htm IDEA: XBRL DOCUMENT v3.24.0.1
Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Variable Interest Entity [Line Items]    
Amount $ 275,000 $ 175,000
Rate 3.89% 4.57%
Federal Home Loan Bank Advances [Member]    
Variable Interest Entity [Line Items]    
Maturity Feb. 16, 2023  
Amount $ 175,000
Rate 4.57%
Federal Home Loan Bank Advances One [Member]    
Variable Interest Entity [Line Items]    
Maturity Feb. 29, 2024  
Amount $ 35,000
Rate 5.57%
Federal Home Loan Bank Advances Two [Member]    
Variable Interest Entity [Line Items]    
Maturity Apr. 28, 2028  
Amount $ 40,000
Rate 3.51%
Federal Home Loan Bank Advances Three [Member]    
Variable Interest Entity [Line Items]    
Maturity May 15, 2028  
Amount $ 35,000
Rate 3.13%
Federal Home Loan Bank Advances Four [Member]    
Variable Interest Entity [Line Items]    
Maturity Jun. 28, 2028  
Amount $ 40,000
Rate 3.54%
Federal Home Loan Bank Advances Five [Member]    
Variable Interest Entity [Line Items]    
Maturity Jul. 10, 2028  
Amount $ 45,000
Rate 3.78%
Federal Home Loan Bank Advances Six [Member]    
Variable Interest Entity [Line Items]    
Maturity Jul. 10, 2028  
Amount $ 40,000
Rate 3.87%
Federal Home Loan Bank Advances Seven [Member]    
Variable Interest Entity [Line Items]    
Maturity Jul. 10, 2028  
Amount $ 40,000
Rate 3.96%
XML 86 R72.htm IDEA: XBRL DOCUMENT v3.24.0.1
Federal Home Loan Bank Advances and Other Borrowings (Details Narrative) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Debt Instrument [Line Items]    
Advance from Federal Home Loan Bank $ 275,000 $ 175,000
FHLB Outstanding amount 275,000 175,000
Variable rate 35,000  
Fixed rate 240,000  
Mortgage loans 1,250,000 1,050,000
Federal home loan bank stock value 16,100 $ 9,300
Federal Home Loan Bank Advances and Other Borrowings [Member]    
Debt Instrument [Line Items]    
Advance from Federal Home Loan Bank $ 275,000  
XML 87 R73.htm IDEA: XBRL DOCUMENT v3.24.0.1
Subordinated Debentures (Details Narrative) - USD ($)
 1 Months Ended 12 Months Ended
Sep. 30, 2019
Dec. 22, 2005
Jun. 26, 2003
Dec. 31, 2023
Dec. 31, 2022
Subordinated Debt (Details) [Line Items]          
Subordinated debentures       $ 36,322,000 $ 36,214,000
Dodd-Frank Act prohibits, description       Dodd-Frank Act prohibit institutions that had more than $15 billion in assets on December 31, 2009 from including trust preferred securities as Tier 1 capital beginning in 2013, with one-third phased out over the two years ending in 2015. Financial institutions with less than $15 billion in total assets, such as the Bank, may continue to include their trust preferred securities issued prior to May 19, 2010 in Tier 1 capital, but cannot include in Tier 1 capital trust preferred securities issued after such date.  
Debt instrument term       10 years  
Fixed annual rate       4.75%  
Subordinate Debt [Member]          
Subordinated Debt (Details) [Line Items]          
Aggregate principal amount of subordinated notes $ 23,000,000        
Rate of interest of subordinated notes 4.75%        
Greenville First Statutory Trust I [Member]          
Subordinated Debt (Details) [Line Items]          
Trust preferred securities     $ 6,000,000    
Trust preferred securities maturity date     Jun. 26, 2033    
Floating interest rate of trust preferred securities       8.72%  
LIBOR rate       3.10%  
Proceeds from issuance trust preferred securities       $ 6,000,000  
Initial proceeds from capital investment in trust       186,000  
Subordinated debentures       $ 6,200,000  
Greenville First Statutory Trust II [Member]          
Subordinated Debt (Details) [Line Items]          
Trust preferred securities   $ 7,000,000      
Trust preferred securities maturity date   Dec. 22, 2035      
Floating interest rate of trust preferred securities       7.03%  
LIBOR rate       1.44%  
Proceeds from issuance trust preferred securities       $ 7,000,000  
Initial proceeds from capital investment in trust       217,000  
Subordinated debentures       $ 7,200,000  
XML 88 R74.htm IDEA: XBRL DOCUMENT v3.24.0.1
Unused Lines of Credit (Details Narrative)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Schedule of Investments [Line Items]  
Lines of credit to purchase federal funds $ 108,500
Additional borrowings under FHLB 542,800
Pledged value 227,100
Unsecured interest only line of credit $ 15,000
U.S. prime rate plus 0.25%
Line of Credit [Member]  
Schedule of Investments [Line Items]  
Maturity date Feb. 28, 2025
Securities Investment [Member]  
Schedule of Investments [Line Items]  
Marketable investment securities pledged $ 13,000
XML 89 R75.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment - Fixed Rate Asset [Member]
$ in Thousands
Dec. 31, 2023
USD ($)
 [1]
Derivative Instruments, Gain (Loss) [Line Items]  
Carrying Amount $ 199,518
Hedged Liability $ 482
[1] These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $718.8 million, the cumulative basis adjustment associated with this hedging relationship was $511,000, and the amount of the designated hedged item was $200.0 million.
XML 90 R76.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Fair value swap [Member]    
Derivative Financial Instruments (Details) [Line Items]    
Derivative financial instruments, notional amount $ 200,000  
Balance Sheet Location, description Other liabilities  
Derivative Asset/(Liability), Fair Value $ (482)  
Mortgage loan interest rate lock commitments [Member]    
Derivative Financial Instruments (Details) [Line Items]    
Derivative financial instruments, notional amount $ 12,973 $ 6,793
Balance Sheet Location, description Other assets Other assets
Derivative Asset/(Liability), Fair Value $ 159 $ 49
MBS forward sales commitments [Member]    
Derivative Financial Instruments (Details) [Line Items]    
Derivative financial instruments, notional amount $ 10,000 $ 5,750
Balance Sheet Location, description Other liabilities Other assets
Derivative Asset/(Liability), Fair Value $ (68) $ 27
Total derivative financial instruments [Member]    
Derivative Financial Instruments (Details) [Line Items]    
Derivative financial instruments, notional amount 222,973 12,543
Derivative Asset/(Liability), Fair Value $ (391) $ 76
XML 91 R77.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Gain (loss) on fair value hedging relationship:  
Hedged liability $ (482)
Fair value derivative designated as hedging instrument 511
Total gain (loss) recognized in interest income on loans $ 29
XML 92 R78.htm IDEA: XBRL DOCUMENT v3.24.0.1
Derivative Financial Instruments (Details Narrative) - USD ($)
$ in Thousands
Dec. 31, 2023
Jun. 30, 2023
Interest Rate Swap [Member]    
Derivative Instruments, Gain (Loss) [Line Items]    
Accrued interest receivable related to interest rate swap $ 285  
Designated as Hedging Instrument [Member]    
Derivative Instruments, Gain (Loss) [Line Items]    
Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost 718,800  
Hedged Asset, Fair Value Hedge, Portfolio Layer Method, Hedged Layer, Fair Value, Cumulative Increase (Decrease) 511  
Derivative, Amount of Hedged Item $ 200,000  
Pay-Fixed Portfolio [Member]    
Derivative Instruments, Gain (Loss) [Line Items]    
Total notional amount   $ 200,000
XML 93 R79.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis - Fair Value, Recurring [Member] - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets    
Corporate bonds $ 1,910 $ 1,883
US treasuries 9,394 871
US government agencies 18,656 10,617
State and political subdivisions 19,741 18,906
Asset-backed securities 33,236 6,229
Mortgage-backed securities 51,765 54,841
Mortgage loans held for sale 7,194 3,917
Mortgage loan interest rate lock commitments 159 49
MBS forward sales commitments   27
Total assets measured at fair value on a recurring basis 142,055 97,340
Liabilities    
Derivative liability 482  
MBS forward sales commitments 68  
Total liabilities measured at fair value on a recurring basis 550  
Level 1 [Member]    
Assets    
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments  
Total assets measured at fair value on a recurring basis
Liabilities    
Derivative liability  
MBS forward sales commitments  
Total liabilities measured at fair value on a recurring basis  
Level 2 [Member]    
Assets    
Corporate bonds 1,910 1,883
US treasuries 9,394 871
US government agencies 18,656 10,617
State and political subdivisions 19,741 18,906
Asset-backed securities 33,236 6,229
Mortgage-backed securities 51,765 54,841
Mortgage loans held for sale 7,194 3,917
Mortgage loan interest rate lock commitments 159 49
MBS forward sales commitments   27
Total assets measured at fair value on a recurring basis 142,055 97,340
Liabilities    
Derivative liability 482  
MBS forward sales commitments 68  
Total liabilities measured at fair value on a recurring basis 550  
Level 3 [Member]    
Assets    
Corporate bonds
US treasuries
US government agencies
State and political subdivisions
Asset-backed securities
Mortgage-backed securities
Mortgage loans held for sale
Mortgage loan interest rate lock commitments
MBS forward sales commitments  
Total assets measured at fair value on a recurring basis
Liabilities    
Derivative liability  
MBS forward sales commitments  
Total liabilities measured at fair value on a recurring basis  
XML 94 R80.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis - Fair Value, Nonrecurring [Member] - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Assets    
Individually evaluated loans $ 4,136 $ 4,500
Total assets measured at fair value on a nonrecurring basis 4,136 4,500
Level 1 [Member]    
Assets    
Individually evaluated loans
Total assets measured at fair value on a nonrecurring basis
Level 2 [Member]    
Assets    
Individually evaluated loans 1,160 429
Total assets measured at fair value on a nonrecurring basis 1,160 429
Level 3 [Member]    
Assets    
Individually evaluated loans 2,976 4,071
Total assets measured at fair value on a nonrecurring basis $ 2,976 $ 4,071
XML 95 R81.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements
 12 Months Ended
Dec. 31, 2023
Fair Value Measurement Inputs and Valuation Techniques [Line Items]  
Valuation Technique Appraised Value/ Discounted Cash Flows
Significant Unobservable Inputs Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal
Minimum [Member]  
Fair Value Measurement Inputs and Valuation Techniques [Line Items]  
Range of Inputs 0.00%
Maximum [Member]  
Fair Value Measurement Inputs and Valuation Techniques [Line Items]  
Range of Inputs 25.00%
XML 96 R82.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Financial Assets:    
Other investments, at cost, Carrying Amount $ 19,939 $ 10,833
Other investments, at cost, Fair Value 19,939 10,833
Loans, Carrying Amount [1] 3,557,120 3,227,455
Loans, Fair Value [1] 3,337,768 3,057,891
Financial Liabilities:    
Deposits, Carrying Amount 3,379,564 3,133,864
Deposits, Fair Value 2,961,182 2,717,900
Subordinated debentures, Carrying Amount 36,322 36,214
Subordinated debentures, Fair Value 40,712 39,885
Level 1 [Member]    
Financial Assets:    
Other investments, at cost, Fair Value
Loans, Fair Value [1]
Financial Liabilities:    
Deposits, Fair Value
Subordinated debentures, Fair Value
Level 2 [Member]    
Financial Assets:    
Other investments, at cost, Fair Value
Loans, Fair Value [1]
Financial Liabilities:    
Deposits, Fair Value 2,961,182 2,717,900
Subordinated debentures, Fair Value 40,712 39,885
Level 3 [Member]    
Financial Assets:    
Other investments, at cost, Fair Value 19,939 10,833
Loans, Fair Value [1] 3,337,768 3,057,891
Financial Liabilities:    
Deposits, Fair Value
Subordinated debentures, Fair Value
[1] Carrying amount is net of the allowance for credit losses and individually evaluated loans.
XML 97 R83.htm IDEA: XBRL DOCUMENT v3.24.0.1
Fair Value Accounting (Details Narrative)
 12 Months Ended
Dec. 31, 2023
Fair Value Disclosures [Abstract]  
Percentage of loans collateralize by real estate 85.00%
XML 98 R84.htm IDEA: XBRL DOCUMENT v3.24.0.1
Earnings Per Common Share (Details) - Schedule of earnings per share computations - USD ($)
$ / shares in Units, $ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Numerator:      
Net income $ 13,426 $ 29,115 $ 46,711
Net income available to common shareholders $ 13,426 $ 29,115 $ 46,711
Denominator:      
Weighted-average common shares outstanding - basic 8,046,633 7,958,294 7,843,692
Common stock equivalents 31,821 113,396 145,288
Weighted-average common shares outstanding - diluted 8,078,454 8,071,690 7,988,980
Earnings per common share:      
Basic $ 1.67 $ 3.66 $ 5.96
Diluted $ 1.66 $ 3.61 $ 5.85
XML 99 R85.htm IDEA: XBRL DOCUMENT v3.24.0.1
Earnings Per Common Share (Details Narrative) - shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Earnings per common share      
Antidilutive securities excluded from computation of earnings per share, amount 269,072 131,433 9,000
XML 100 R86.htm IDEA: XBRL DOCUMENT v3.24.0.1
Commitments and Contingencies (Details Narrative)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
USD ($)
Integer
Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits [Line Items]  
Period of employment agreement 2 years
Number of executive officers | Integer 13
Employment agreement description These agreements also include a) an incentive program, b) a stock option plan, c) a one-year non-compete agreement upon termination and a severance payment equal to one year of compensation.
Aggregate commitment amount $ 4,200
Total commitments $ 1,400
Chief Executive Officer [Member]  
Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits [Line Items]  
Period of employment agreement 3 years
XML 101 R87.htm IDEA: XBRL DOCUMENT v3.24.0.1
Income Taxes (Details) - Schedule of components of income tax expense - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Current income taxes:      
Federal $ 3,769 $ 8,482 $ 10,414
State 460 1,273 2,088
Total current tax expense 4,229 9,755 12,502
Deferred income tax expense (benefit) (228) (757) 1,590
Income tax expense $ 4,001 $ 8,998 $ 14,092
XML 102 R88.htm IDEA: XBRL DOCUMENT v3.24.0.1
Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Income Tax Disclosure [Abstract]      
Tax expense at statutory rate $ 3,660 $ 8,004 $ 12,768
Effect of state income taxes, net of federal benefit 364 1,006 1,649
Exempt income 7 (27) (43)
Effect of stock-based compensation 133 42 (115)
Other (163) (27) (167)
Income tax expense $ 4,001 $ 8,998 $ 14,092
XML 103 R89.htm IDEA: XBRL DOCUMENT v3.24.0.1
Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Deferred tax assets:    
Allowance for credit losses $ 8,543 $ 8,114
Reserve for unfunded commitments 384 584
Unrealized loss on securities available for sale 3,015 3,565
Net deferred loan fees 1,475 1,537
Deferred compensation 1,458 1,762
Lease liabilities 5,175 5,424
Other 479 393
Deferred tax assets, gross 20,529 21,379
Deferred tax liabilities:    
Property and equipment 3,334 3,561
Hedging transactions 74 27
Prepaid expenses 255 316
ROU assets 4,656 4,953
Other 10
Deferred tax liability, gross 8,329 8,857
Net deferred tax asset $ 12,200 $ 12,522
XML 104 R90.htm IDEA: XBRL DOCUMENT v3.24.0.1
Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Related Party Transactions [Abstract]    
Balance, beginning of year $ 17,217 $ 8,790
New loans 17,455 21,010
Less loan payments (9,420) (12,583)
Balance, end of year $ 25,252 $ 17,217
XML 105 R91.htm IDEA: XBRL DOCUMENT v3.24.0.1
Related Party Transactions (Details Narrative) - USD ($)
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Related Party Transaction [Line Items]    
Monthly payments of land lease by company $ 9,120  
Rent received 88,000 $ 79,000
Payment to tenant   86,000
Directors Affiliates and Executive Officers [Member]    
Related Party Transaction [Line Items]    
Deposits by related parties $ 6,400,000 $ 6,500,000
XML 106 R92.htm IDEA: XBRL DOCUMENT v3.24.0.1
Financial Instruments With Off-Balance Sheet Risk (Details Narrative) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Investments, All Other Investments [Abstract]    
Unfunded commitments $ 724,600 $ 878,300
Fixed rates 145,600 318,900
Variable rates 579,000 559,400
Commitment amount $ 16,100 $ 14,300
XML 107 R93.htm IDEA: XBRL DOCUMENT v3.24.0.1
Employee Benefit Plan (Details Narrative)
 12 Months Ended
Dec. 31, 2023
USD ($)
Integer
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Defined Benefit Plan Disclosure [Line Items]      
Number of executive officers | Integer 13    
Profit Sharing and 401(k) Plan [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Defined benefit plan, annual cost $ 1,100,000 $ 995,000 $ 905,000
Supplemental Executive Retirement Plan [Member]      
Defined Benefit Plan Disclosure [Line Items]      
Defined benefit plan, annual cost     $ 1,000,000
Number of executive officers | Integer 20    
Accrued benefit obligation $ 6,900,000 8,400,000  
Reversal of expenses $ 1,100,000 $ 284,000  
XML 108 R94.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Details) - Schedule of stock-based compensation expense - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]      
Stock option expense $ 528 $ 927 $ 1,148
Restricted stock grant expense 1,415 1,099 499
Total stock-based compensation expense $ 1,943 $ 2,026 $ 1,647
XML 109 R95.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]      
Shares, Outstanding at beginning of year 427,224 464,724 495,195
Weighted average exercise price, Outstanding at beginning of year $ 34.32 $ 33.97 $ 29.93
Shares, Granted 121,000
Weighted average exercise price, Granted $ 40.45
Shares, Exercised (27,250) (32,375) (127,871)
Weighted average exercise price, Exercised $ 20.18 $ 27.94 $ 23.56
Shares, Forfeited or expired (68,625) (5,125) (23,600)
Weighted average exercise price, Forfeited or expired $ 34.15 $ 43.14 $ 38.88
Shares, Outstanding at end of year 331,349 427,224 464,724
Weighted average exercise price, Outstanding at end of year $ 35.51 $ 34.32 $ 33.97
Weighted Average Remaining Contractual Life, Outstanding at end of year 4 years 10 months 24 days 5 years 8 months 12 days 6 years 7 months 6 days
Shares, options exercisable at year-end 267,376 287,902 239,340
Weighted average exercise price, Options exercisable at year-end $ 34.48 $ 32.35 $ 29.68
Weighted Average Remaining Contractual Life, Options exercisable at year-end 4 years 6 months 4 years 9 months 18 days 5 years
Weighted average exercise price, Weighted average fair value of options granted during the year $ 16.40
Shares, Shares available for grant 319,058 370,824 422,550
XML 110 R96.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Details) - Schedule of assumptions used
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]      
Dividend yield
Expected life     7 years
Expected volatility     38.48%
Risk-free interest rate     0.74%
XML 111 R97.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes - $ / shares
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Share-Based Payment Arrangement [Abstract]      
Restricted Shares, Nonvested at beginning of year 80,337 41,699 26,099
Weighted Average Grant-Date Fair Value, Nonvested at beginning of year $ 52.53 $ 44.71 $ 38.05
Restricted Shares, Granted 69,880 53,376 26,450
Weighted Average Grant-Date Fair Value, Granted $ 37.12 $ 56.25 $ 48.56
Restricted Shares, Vested (21,695) (14,213) (9,600)
Weighted Average Grant-Date Fair Value, Vested $ 48.95 $ 43.26 $ 38.03
Restricted Shares, Forfeited (18,989) (525) (1,250)
Weighted Average Grant-Date Fair Value, Forfeited $ 46.83 $ 61.14 $ 38.56
Restricted Shares, Nonvested at end of year 109,533 80,337 41,699
Weighted Average Grant-Date Fair Value, Nonvested at end of year $ 44.40 $ 52.53 $ 44.71
XML 112 R98.htm IDEA: XBRL DOCUMENT v3.24.0.1
Stock-Based Compensation (Details Narrative) - USD ($)
 1 Months Ended 12 Months Ended
Mar. 17, 2020
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
May 12, 2020
May 17, 2016
Mar. 15, 2016
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Number of stock option available for grant   319,058 370,824 422,550        
Stock options outstanding   331,349 427,224 464,724 495,195      
Stock options exercisable   267,376 287,902 239,340        
Unrecognized compensation cost   $ 408,000            
Recognized weighted average period   1 year 1 month 6 days            
Fair value of stock option grants   $ 846,000 $ 1,100,000 $ 1,100,000        
Stock Compensation Plan [Member]                
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Aggregate intrinsic value outstanding   1,300,000 4,900,000          
Aggregate intrinsic value options exercisable at year-end   $ 1,300,000 $ 3,900,000          
Two Thousand Ten Incentive Plan [Member]                
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Number of stock option available for grant   566,025            
Adjusted percentage of stock dividends   10.00%            
Two Thousand Sixteen Equity Incentive Plan [Member]                
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Number of stock option available for grant             50,000 400,000
Two Thousand Twenty Equity Incentive Plan [Member]                
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Number of stock option available for grant 450,000 319,058       450,000    
Option expiration period 10 years              
Restricted Stock Plan [Member]                
Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]                
Number of stock option available for grant   319,058            
Unrecognized compensation cost   $ 3,600,000            
Recognized weighted average period   2 years 8 months 12 days            
XML 113 R99.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Bank [Member]    
Total Capital (to risk weighted assets) Amount $ 390,197 $ 366,988
Total Capital (to risk weighted assets) Actual Ratio 12.28% 12.45%
Total Capital (to risk weighted assets) For capital adequacy purposes minimum $ 254,278 $ 235,892
Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 8.00% 8.00%
Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum $ 317,847 $ 294,865
Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio 10.00% 10.00%
Tier 1 Capital (to risk weighted assets) Amount $ 350,455 $ 330,108
Tier 1 Capital (to risk weighted assets) Actual Ratio 11.03% 11.20%
Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum $ 190,708 $ 176,919
Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 6.00% 6.00%
Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum $ 254,278 $ 235,892
Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio 8.00% 8.00%
Common Equity Tier 1 Capital (to risk weighted assets) Amount $ 350,455 $ 330,108
Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio 11.03% 11.20%
Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum $ 143,031 $ 132,689
Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 4.50% 4.50%
Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum $ 206,601 $ 191,662
Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio 6.50% 6.50%
Tier 1 Capital (to average assets) Amount $ 350,455 $ 330,108
Tier 1 Capital (to average assets) Actual Ratio 8.47% 9.43%
Tier 1 Capital (to average assets) For capital adequacy purposes minimum $ 165,414 $ 140,040
Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio 4.00% 4.00%
Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum $ 206,767 $ 175,050
Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio 5.00% 5.00%
Company [Member]    
Total Capital (to risk weighted assets) Amount $ 399,551 $ 380,802 [1]
Total Capital (to risk weighted assets) Actual Ratio 12.57% 12.91% [1]
Total Capital (to risk weighted assets) For capital adequacy purposes minimum $ 254,278 $ 235,892 [1]
Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 8.00% 8.00% [1]
Tier 1 Capital (to risk weighted assets) Amount $ 336,809 $ 320,922 [1]
Tier 1 Capital (to risk weighted assets) Actual Ratio 10.60% 10.88% [1]
Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum $ 190,708 $ 176,919 [1]
Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 6.00% 6.00% [1]
Common Equity Tier 1 Capital (to risk weighted assets) Amount $ 323,809 $ 307,922 [1]
Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio 10.19% 10.44% [1]
Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum $ 143,031 $ 132,689 [1]
Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio 4.50% 4.50% [1]
Tier 1 Capital (to average assets) Amount $ 336,809 $ 320,922 [1]
Tier 1 Capital (to average assets) Actual Ratio 8.14% 9.17% [1]
Tier 1 Capital (to average assets) For capital adequacy purposes minimum $ 165,436 $ 140,057 [1]
Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio 4.00% 4.00% [1]
[1] Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.
XML 114 R100.htm IDEA: XBRL DOCUMENT v3.24.0.1
Regulatory Matters (Details Narrative)
 12 Months Ended
Dec. 31, 2023
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]  
Capital requirements ratio, description The capital rules require banks and bank holding companies to maintain a minimum total risked-based capital ratio of at least 8%, a total Tier 1 capital ratio of at least 6%, a minimum common equity Tier 1 capital ratio of at least 4.5%, and a leverage ratio of at least 4%. Bank holding companies and banks are also required to hold a capital conservation buffer of common equity Tier 1 capital of 2.5% to avoid limitations on capital distributions and discretionary executive compensation payments. The capital conservation buffer was phased in incrementally over time, becoming fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets.
Well Capitalized [Member]  
Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]  
Capital requirements ratio, description To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.”
XML 115 R101.htm IDEA: XBRL DOCUMENT v3.24.0.1
Parent Company Financial Information (Details) - Schedule of condensed balance sheets - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Assets        
Cash and cash equivalents $ 156,170 $ 170,874    
Other assets 16,837 15,459    
Total assets 4,055,789 3,691,981    
Liabilities and Shareholders’ Equity        
Subordinated debentures 36,322 36,214    
Shareholders’ equity 312,467 294,512 $ 277,901 $ 228,294
Total liabilities and shareholders’ equity 4,055,789 3,691,981    
Parent Company [Member]        
Assets        
Cash and cash equivalents 9,408 13,882    
Investment in subsidiaries 339,516 317,102    
Other assets 146 21    
Total assets 349,070 331,005    
Liabilities and Shareholders’ Equity        
Accrued expenses 281 279    
Subordinated debentures 36,322 36,214    
Shareholders’ equity 312,467 294,512    
Total liabilities and shareholders’ equity $ 349,070 $ 331,005    
XML 116 R102.htm IDEA: XBRL DOCUMENT v3.24.0.1
Parent Company Financial Information (Details) - Schedule of condensed statements of income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Revenues      
Interest income $ 177,598 $ 117,662 $ 93,167
Expenses      
Interest expense 99,944 20,041 5,435
Income tax benefit 4,001 8,998 14,092
Net income 13,426 29,115 46,711
Parent Company [Member]      
Revenues      
Interest income 15 20 17
Total revenue 15 20 17
Expenses      
Interest expense 2,197 1,730 1,523
Other expenses 249 240 285
Total expenses 2,446 1,970 1,808
Income tax benefit 511 409 376
Loss before equity in undistributed net income of subsidiaries (1,920) (1,541) (1,415)
Equity in undistributed net income of subsidiaries 15,346 30,656 48,126
Net income $ 13,426 $ 29,115 $ 46,711
XML 117 R103.htm IDEA: XBRL DOCUMENT v3.24.0.1
Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Operating activities      
Net income $ 13,426 $ 29,115 $ 46,711
Adjustments to reconcile net income to cash provided by operating activities      
Compensation expense related to stock options and restricted stock grants 1,943 2,026 1,647
(Increase) decrease in other assets 1,378 5,047 (2,126)
Investing activities      
 Net cash used for investing activities (378,575) (792,583) (410,627)
Financing activities      
 Net cash provided by financing activities 346,218 745,943 399,080
Parent Company [Member]      
Operating activities      
Net income 13,426 29,115 46,711
Adjustments to reconcile net income to cash provided by operating activities      
Equity in undistributed net income of subsidiaries (15,346) (30,656) (48,126)
Compensation expense related to stock options and restricted stock grants 1,943 2,026 1,647
(Increase) decrease in other assets (125) 8
Increase in accrued expenses and subordinated debentures 110 113 108
 Net cash provided by operating activities 8 598 348
Investing activities      
Investment in subsidiaries, net (5,000)
 Net cash used for investing activities (5,000)
Financing activities      
Issuance of common stock
Proceeds from the exercise of stock options and warrants 518 905 3,012
 Net cash provided by financing activities 518 905 3,012
 Net increase (decrease) in cash and cash equivalents (4,474) 1,503 3,360
Cash and cash equivalents, beginning of year 13,882 12,379 9,019
Cash and cash equivalents, end of year $ 9,408 $ 13,882 $ 12,379
EXCEL 119 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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

V"=7 B![KI1V,UXBUM,H M!1PMX=G9F?9&W,DP]NBQF/O2!0D*-G$/38P34HY8E(QJ^.D_WN?1DCM/"C* M.^I%2YV\0CU,V)W16#KV61=0_$L0D;'(0NTC.,BXA'[#1\ -+XF1TAF_4 M#S\*?*/_#[^4+E?&-18<^S%?.[2T+S]/#=U2CD]3>@]-72URF'$RB0.[ YZ] M?3. MTM]VN H=O&5W63RXO$BCW;&NZ&BC*K#;X!O?BQ:D7:X^VUMSWF[DW_+6UW?" M;B7I5+ A:#SX>,&9;;W2!FCJL)]K@[3MX5C2YP6L+Z#[C3%X"'R#_H.5_0%0 M2P,$% @ H8-E6">8[DK6 P .0X !D !X;"]W;W)K&ULK5??CYLX$/Y7+*XZM5(;,+\"VR12$_9T]]!JU=RVSUYP EK MJ6V2WG]_8R L(0[* R\)-M\WS#>>L<>+$^.O(J54HM]%7HJED4IY>#!-$:>T M(&+&#K2$-SO&"R)AR/>F.'!*DII4Y*9M6;Y9D*PT5HMZ[HFO%JR2>5;2)XY$ M512$_[>F.3LM#6R<)[YG^U2J"7.U.) ]W5+Y?'CB,#([*TE6T%)DK$2<[I;& M%_P085L1:L2/C)Y$[QDI*2^,O:K!/\G2L)1'-*>Q5"8(_!WIAN:YL@1^_&J- M&MTW%;'_?+;^5RT>Q+P0030I>S'+1?V+ M3BW6,E!<"%%G9_)/?;2!Z!.S?(-@MP1X2W!L$IR4X]Q+3P-@.>7#T27F;E7J GRM&&%06L MQ38EG*+W$94DR\4'] EM(=V2*J>([1 ],P[ $#4T9L6ADD0MI #T\S9"[]]] M0.^0V0 $RDKT7&92?(1)>/XW994@92(6I@01RA4S;AU>-P[;-QS&-OK*2ID* M]%@F-+DT8(+Z+@3V.01K>]1B1.,97*8U% M$QF[B)G;QEQAQ[7]A7GL!^,:98<8>Y>H MZ!KE^G.,.]2%^U[GOG>G^X@7?JN43I] MUZ@1?7ZGSQ]-Z8B6#+:^FTGM3YG44QJ+)C)V$;5Y%[7Y:%;\K(\\FGPB1]@0 M]O0B'02"'D!(V()A*X8(?N($$T MN,!U_-#6ITC0B0U&Q;8G%QR7\2NBOZKL2'):2FV^!U3MC)":=;NR3+*SD\"1NIH6;U(-[>8%4V6ASV0VN@]AHW#X,@ M#"R]7&R]=2'6:(D_]IN*OEAMP;?&)JKX2:U%4UF[#&2OG<.CF;.^5<@M;][/ MU)D_'R2"!N7,_&'2:U#>K%<:E[[;;[[;H[Y'MQ.Y90Z\'YY1&A1XCX?>7Z.\ M6> -O#=[/35T5/OZ;B(@-ZM2-KUE-]O=?[[47?]@?JWN176O_F:FN51])7R? M0<>+]C3)X'Z@/=;7'U M/U!+ P04 " "A@V58"E5:M(<" # !@ &0 'AL+W=OI>UP &[3@3>HIK8YJK(-!%#9SH MD6Q V)U**DZ,G:IUH!L%I/0@SH(X#,>OAT29@.$J8OL6NN*M)0M(H:"AK!KF"MO7.H4I([;9O6$&\ZLD)PJ+L7_ P1+EMAC@G? M)3#V"3A#W63Q^#*\L/=G1R6/P^[#,-P".I$" Z^;0YJ[3U2 MVS)LBMW',JP.-CSS[O-D?6[MN7/3?S2=M]\0M:9"(P:5I0Q'%^<8J0.VFL'_EA;7\QH%R W:^D-/N).V#X:65_ 5!+ P04 " "A@V58)D$= M@ID# !T"@ &0 'AL+W=OFLAQZ6[ET6K:Y61GYTLE M!+>49FN R0R62EHN"Y0I1P-O;]$R7AGXP+1F+G\G\ :XA$^E:@R=-]/0$@N' M%:8[CXO68_**QSB!!W)2&KB3&69_!0B)?A=#LH]AD0PBWF)Z#J/X%)(H&<'G MQUMX^^8$[J7% O4 _JC+T+4@X&:S8RR'3*V6L1LMU"[% B3FGO2\_DWNX MMRC,[WW9;;F.^[FZ1WQM:I;B+*!7:E!O,)C_\'T\B7X"/?C&T#%OO)#54*DVI>.^GTL1A&_%32 M51[ 2$"54?0.G*NM2HT$Z>PI@V@$I(^@?*>H:Z8/(74K2N) M9R[[()4\2YVR[9$+:&HZ;E%3S?%Z_\YIEM!P@Z3[E+RT8@;\2HH'JQR@OTYW M">G12SD?N-[++J67@PFX*8A8P8AAVA4L8$(U_:IKP2Z.[G1,GZG^6[WJ*%P- MWX&R%.?!?6_IN_J;XWC\FN-WG>-W@XZ7)<><*LI>UK^TLH8O#^@TWULD!A'_ M8Y&(H\,W)?H?%+YKA42,@4!>^W3$D6GHG;4_0 MK78MU4W;2!R.M_W8 ],%EP8JS,DT.K\D4>NVQ6DG5M6^K5@K2TV*'Y;4%J)V M!V@_5\KN)\Y!UVC._P102P,$% @ H8-E6"WP3M46 P MPD !D !X M;"]W;W)K&ULK59;;YLP&/TK%JNF5EH+F&NR!*D) MJ]:'2E73;L].^)*@@IW9SF7_?C801H!$?>A+@NUSCL_Y;-D>[1E_%VL B0YY M1L786$NY&9JF6*PA)^*.;8"JD27C.9&JR5>FV' @24'*,Q-;EF_F)*5&-"KZ MGGDT8EN9I12>.1+;/"?\[P0RMA\;MG'L>$E7:ZD[S&BT(2N8@7S;/'/5,FN5 M),V!BI11Q&$Y-N[M81QJ? 'XE<)>-+Z13C)G[%TW'I.Q86E#D,%":@6B_G8P MA2S30LK>K3J*?4Q.;W4?VAR*ZRS(F *2J]%4\63T2!B9S4?F9E'[P&3\V1D^,RK5 /V@"R:F J<+5"?$Q MX01?5(QA<8<<^QO"%G9Z#$T_3L<]]/CC=/M"&J=>+Z?0<\[H3;>,NR':M07MMS,:5E@-?%4\#H6ZB+97EV5_WUJ^/^^+2;?5/U*ND?$3\ERF? M-$^$KU(J4 9+)6G=!;GM 8B1S+**BQDDZUM7C/ J0ZJ2MMSG-"N<$&L:*'[[EBTH(TH"P)W M#/&FJC![NH*2;I:6:^TZOA;K7*@..UK4> WW(+[7=TRV[)XE+2H@O* $,]](.5E1^J :-^G2XAK)41%+&GX[3 MZJ=4@?O?._9/VKOTLL(%V -PP(G@GPNP#_I0%!%Q#HS+16 M=!YB+'"T8'2#F$)+-O6ADZFCI?V"J&6_%TR.%C).1# MOD=O44'0MYPV').4+VPAY:I)[:23=M5*\YZ1YGKHEA*1<_21I) >$MC29V_6 MVYF]\HXRQI"<(]\]19[C^09!UR\/]PSA\9#/I,!L?8(Y5"V,J;E /"8F]7JQUM2F-+-]%TZF)]C/PP=!;VXWYZQJ"9 MXP2'H'@,J^KD*BL@SZ'>*?H8GR(">BB#%!@N MT0H(9(4PV6QG"0]L#@QB\F=2'HTFG M ^UCQ)DWP,0&3.";E4][Y=,7+P]-'L[4NY7JZU7N0*R>0Y.=Z3B'OC\P-,8$ MWL#/&'+FNA.SH5EO:';4T!?Y%C"3YIEALG HV@ :K8*1:&I6/>]5SX^JONE/ MQ>[PFRS,1P45L+6NB=3CVQ#1OG1] M;U]V7>IJ8]!_)8K0O"40F9I'3.IU(3:^NCMB%HK2N&%16R M_M"?N2PI@2F ',\H%;N&FJ O4J._4$L#!!0 ( *_@.>A)<'@0 $P/ M 9 >&PO=V]R:W-H965T.EMYA5]V[48B9W1O 2;A31NZ)@ZND3"'F8>]1[OG'+UQMC;_B+ MV9:MX0[,_?9&X^TCNWKY^A_5\EC,@],PY44/_C2 M;.9>YI$EK-A.F%MY^ S'A!(;+Y="5[_D<+0-/)+OM)'%T1D)"E[6_^SQ.!$M M!QH/.(1'A_"E#M'1(:H2KBK#5&LQ?5W%3>F TO[3+>&85/ M.?J9Q9 C5BZ)X.R!"VXX1OM [N^NR=LW[\@;PDOR;2-W&FWTS#<(;E_O MYT?(3S5D. !Y#?D%B>A[$@9AY'"_>KE[>.[NXW0U+WD+UU) MU5%B=Q1;GY=ZRW*8>UB &M0>O,6??] T^,N5XBL%.TLX:A*.QJ(O/@JL=E;F M0+!OD!Q3YX8(B9D[%[,.EE3!;!O9+[(DQG7;M_-Q&%$:-T9GG''#&8]RWM:9 M5Y2[UVP=<2TQ1%E<8>U;Y-D ZA)@YJ,HMZ7V'0%_XV M=B()=C0-^4[5I:H^!^#7CF]MZW6F'?:W M211U>Z_+*DGIP *=%(V.2]IG6*YYN29&,6P.U2>E>Q]%O==/>HA]FW"@?=&3 ME-%Q+;M1L&4(D3G1IR@\==4-8 GZ^D-,\#>Z!J M#M"+_P%02P,$% @ H8-E6,/B5M_Y @ ^ < !D !X;"]W;W)K&ULK55M;]HP$/XK5E9-K=0V+Q!H.XA48-,FK1,J[?9A MV@>3',2J8V>V ^7?[YQ QDM G31%2OQR]_AY[IR[WE*J%YT"&/*:<:'[3FI, M?N>Z.DXAH_I:YB!P9R951@U.U=S5N0*:E$X9=P//Z[@99<*)>N7:6$4]61C. M!(P5T4664;4: )?+ON,[FX5'-D^-77"C7D[G, 'SG(\5SMP:)6$9",VD( IF M?>?>OQMVK7UI\)W!4F^-B54RE?+%3KXD?<>SA(!#;"P"Q<\"AL"Y!4(:O]>8 M3GVD==P>;] _E=I1RY1J&$K^@R4F[3LW#DE@1@MN'N7R,ZSUA!8OEER7;[)< MVWH.B0MM9+9V1@89$]67OJ[CL.7@=XXX!&N'8-^A?<2AM79HE4(K9J6L$34T MZBFY),I:(YH=E+$IO5$-$S:+$Z-PEZ&?B1Z!4P,)&5-E5N1)4:%I&6!-SD=@ M*./Z@ER1"=Z>I.! Y(QP204QVY9+9E*2,(6ID4H3*A("KQ 7-D/H,6,Q*'U) MF(AYD3 Q)R8%I@C%'<[P>(TG/$]&Y/SL@IRA&7E*9:$11O=<@R(M53=>"QI4 M@H(C@OR /$AA4DT^B@2270 7HU.'*-B$:!"<1!Q!?$U:_B4)O*#50&CX=O?@ M!)U6G;%6B=?Z]XS]O)]J3$QL?C7%K8)M-\/::G&GO_,[ MWH/XZ'5[@VH*+I;130#-2][BR:Q+(2IBD6]6K>O^[)J[ZT/ ML*U57>@O3-43'ZC""XNQAQE">M==Y*2J/E--C,S+4CV5!@M_.4RQ-8.R!K@_ MD])L)O: NME'?P!02P,$% @ H8-E6&=5,J 3 P $ H !D !X;"]W M;W)K&ULM59M;]HP$/XK5C9-G;0U(4" #B*5TFF5 MU@W1=?M0[8-)#K#JQ)EMH/S[G9V000G1.K$OB5_NGKOG2N TG.W"A,T7VBRX83^C<[@#?9^-)<[<$B5F M":2*B91(F VF4(8WC[GB+_M%R1RY3JN!*\!\LUHN!TW5(##.ZY'HBUI^@X-,V M>)'@RC[).K=M=QP2+9462>&,&20LS=_TJ=!AQZ$1'''P"P?_N4/KB$.S<&A: MHGEFEM:(:AKVI5@3::P1S0RL-M8;V;#4?,4[+7&7H9\.)\"IAIB,J=0;\DW2 M5%$KL")G(]"4<46^4"FI4?LM>4_N[T;D[/7;OJLQNL%PHR+2,(_D'XG4\,FM M2/5"D>LTAG@?P,6TR]S];>Y#OQ9Q!-$Y:3;>$=_SFQ4)7?V]NU^33K.4LFGQ MFB^5DCQ\1E-RHR%1/ZN$RW%;U;BFCB]41B,8.%BH"N0*G/#-JT;@?:@B?2*P M/0E:I02M.O30?F"^(1G=8*5K1<2,<)K&A .6&IEN2"22C*:;*A5RZ+:%-H?/ M*NPU?*_OKG;9U<;_1W;MDEV[EMT$*>')%0&60ES%('G MMVNUEUM0YA;4YC;.%2=:$ TI3755?K40+_W/@D.RP5$:G9)&IY;&B*&^6DA% M+F"&Q/D&XI2/<_ M'2K=4TIP(K ]"7JE!+WZ?P(RH1@>)GA\R$*.#.5@H*IX]P[**VAYWF$95MBU M]^WR;-V=RS4!.;<]A\*#;)GJ_*XJ5\NVYM+>YL_6A]CNY-W)'YB\5[JE=T" "Z!P &0 'AL+W=O;R\R;]V:HF<&6BQ=9 "CT6E(FATZAU.K:=6560(GE M)5\!TS<++DJL]%8L7;D2@'/K5%(W\+S8+3%A3CJP9P\B'?"UHH3!@T!R7998 M_!X#Y=NAXSN[@T>R+)0Y<-/!"B]A!NII]2#TSFU0O=1Y:#GY\P"&H'8+W#M$!A[!V"*W0BIF5-<4*IP/!MT@8:XUF M%C8WUENK(II-T>G)&3I!A*%O!5]+S'(Y<)7F:"*Y M6$'80F M_^X>'*$3-@D/+5YX .^6;4 JF^9S-*(4W:L"!&H=HQ^CN2Z%?N _N_)7P4?= M\.:COY8KG,'0T5^U!+$!)_WXP8^]3UW:_Q/8FTQ$32:B8^CI$UNL38U1QLN2 M5-J[!%(6-]SBH]R>L2!X3N$PO7@O;B_18=_3ZS#K746' MZ"4-O>0HO4E35H1+OF:JBV&R5S4_]O<(=EA%^Z5U6VVP!+&TTT'JYZ5C5_VB M.6T&T,CVW7?G8SV8JCGR%Z:::G=8+ F3B,)"0WJ7B>8DJDE1;11?V68[YTJW M;KLL]' %80ST_8)SM=N8 ,VX3O\ 4$L#!!0 ( *_C*1CS1MP, (41 M 9 >&PO=V]R:W-H965T(JE:O*-+7(. M.#9.*;4]QYG8*2:9% ,KD%_S)5?U=0JQY3.S:?#_0_3/ JF#46<,OH=Q++ M[=RZLE ,"2ZH?&3[SU %--:\B%%A?J-]:3M2QE$A)$LK9S6#E&3E7_Q<"=%P M\)TW'+S*P3MR\+PW'/S*P7^OPZAR&!EERE",#B&6.)AQMD=<6RN:?C!B&F\5 M/LGTNJ\D5V^)\I/!79I3]A, +2"#A$BTI#A#9R%(3*A 7S#G6*_,^E&BO3?0KH<>6":W MUE,<1M@*WF64_6.TQVX?420X@ND.]^0I[C^>CK M*D1GOYZC^TS"!GC'!&_?C_,.N Y,^'Z,VXUI1>O72^,;KO\F-U$]<7ME0B(B MRD3! ?WX4[U&]Q)2\5?7ZI3T43==GR?7(L<1S"UU8 C@.[""WWYQ)\[O74H. M"0L'@K54'=6JCOKHP9KC=!>X M_LS>-57J'?I4E0:"M50:URJ->U5:=CE^9A1UF3LNL%=E5'=E5;V2K M(L\IJ N65)' 4Y-F2%AX4"PEK#36MCIAV[$Z9"J#@D+ M!X*U5'6=EWND,_Q6[&>>JN:@M+"BM,G?)XKY9L,NTZVBO#IHY7HP[# ML']Z_S?\EPK [;T*!X^P4SFA-I#)%57K"Q"=@?OO_)_68>B9R(_C'O2*;C?J MTQ3XQM3Y0IT*12;+ZJ_NK;\EW)@*^JA_H;\QF+KW!5-^H'C ?$,R@2@D"NE< M7*H0>5GSEPW)H#ZRTOP+U!+ P04 M" "A@V581^X4X. " !K" &0 'AL+W=ODHO8IG0OV138RV#1"LA65Z3,8(\ M+:I_^E+GH46P_2,$IR8X^P3O",&M">Y["5Y-\'1F*BLZ#R&5-!APMB%D/,0)$TS<4$NR0P/ M6[S*@+ %$9HPUX2H38 7-0:$/\U"TOQ+$UU:ZMJ/E(L_""QG9QZ34Z]4^K5?2"L M;!_IKNQ5*CVMHDKK.N@Y-P-SW4[*(:;O7.]BPD.,;7MO0CL>>HV'WDD/#X#; MGD82CX6^K62)9T*>TH/+NW9Z<#9/7[>WX.05X+LV/';^SX)^T\,DFS M_]:=+EO^87+[GKMGZQ"$U]/?L]6AY'O7>[[,5AG.@2]U.Q,8[:J058UJ5IN. M.=*-8F]]C)VT:GQO,E4;OJ=\F1:"9+! 2>OJ&D/B56NK)I*5NMC/F<36H8<) M?@T 5P!\OF!,;B?J!&PO=V]R:W-H965T MNS12&^Y>I%VM:K7=#],^.,%)4 %GMI.T_WZV(20!0]/>?@F8G//@YSGGV =/ M]I0]\34A CR71<5OK+40FVO'X8LU*3&WZ894\I\E92466=.)?G;/IA.Z%45>D7L&^+8L,7NY(P7=WUC0.CQXR%=KH1XXT\D& MK\@C$7]M[ID<.2U*EI>DXCFM "/+&^L67JZ_XTTA *%MZ %U[]@W]BZ%EALN:!EXRQG4.95?<7/C1 G M#B@<<$"- ^HZ! ,.7N/@=1W\ 0>_'2^WO@ +[&C/")(^24U8N= M13.]NWIZ:&!Z$($OM!)K#CY7&I7EU0I@ >9DE5>5&LB\?R&8F12MD4.-K);$2;7=D">"5ODG( -RQ?D?<3K M5T8G4_5\VT,=W@8KSTZB#NV^%4KLQ#.S#EO6X451_546A^BN)#6'40!ST@%3 M)7P03AKVP@\1=%W7+$34"A%]6_A'%!I%?H-"'X231KU,\5W;'ZB/N!4HOBA3 M/C>Z&)6(>[&YDH4>N)V$-YAYR(N"3L8;S""*X@B:F20MD^3;0CU*,>F7H6O# MN,/08!7927?DSXV47"\BVI)WS:D'XCZ#%449[*C5SWI%A?@ MCWSY=@'&W^QK1PZ@"\KZVP'Y(,,OIL^/V2M808,5'Z#D!\D 5/H*5-A 10>H MT(!T+O:QHX/C+=VA@.J/,'Y(,#R7WVQ23_7B*RFJ473P8[+_'\H37QV+_!\0;N]2IZ!_G05"-^=X\SF2';ZVT'?3/9N(9#R^.Q M88,7=FP7E=([5!A__:&>PB9QC65T&432EE$\7$;C4$U%CI7-L=&#XYW>JRG5 M,UCBG($=+K;Z+.10;JNZ8P;9EJF@J$.1P;5K=$9O:*$_"BAM@$ZS%H;VT*9W M;#WA>.]Y6)+JJQ00YX5.QJ7L6+1@1GF2_IX.$S?H5:3!+G+C_I[>M_,1"H+N M:N294"%KJVS7!&6'*0/Z_I%0&ULK9;!CMHP$(9?Q4JEJI6Z) 06T!8B =FJ/:R$%K4]5#V89$(L MG#BU#2QOW[$34A:%B%6Y@.WX_SSSVW%FO!=RHU( 35XRGJN)DVI=/+BNBE+( MJ.J( G)\D@B948U=N795(8'&5I1QU_>\@9M1ECO!V(XM9# 66\U9#@M)U#;+ MJ#S,@(O]Q.DZQX%GMDZU&7"#<4'7L 3]O5A([+DU)689Y(J)G$A()LZT^Q . MS7P[X0>#O3II$Y/)2HB-Z7R+)XYG @(.D38$BG\[F /G!H1A_*F83KVD$9ZV MC_0O-G?,9445S 7_R6*=3IR10V)(Z);K9['_"E4^]X87":[L+]F77P.<#'^.@G_F,3,;R6&$'5(K_N)^)[?:PAH?KW<;Y"'U\N[+=GTZBWI65[O MTI:D5$*U)0MZP'=,DZF4-%^#;?^:KI26^,+\;O*^9/>;V>82>5 %C6#BX"VA M0.[ "=Z_ZPZ\STV^W1(6W@CVRM-^[6F_C1Z$;,=BR&-R8, ;SVRKOCDZTF39 MC3CA_W->&75?&W7?:M3C2X$W,IX\SA)H\JE5_M;S=4M8V)[8D!R 2M5BT:"V M:'"=13O!\:[D3!^:C&J%O-6H6\+"$C:R,%,6[ *OTQOU1V-WUV#+L+9EV&K+ M,U.;NT0"$)9KP# TD50WGJ%6T%NMN24L'#98XWG#_IDU[LD'-P.YMH6+(I'8 MYKK\;-6C=6TTM27!V?@,:Z:RQ/F'*0NN)RK7#+^Q'!)$>ITA'F]9%C%E1XO" M?M970F.18)LIUGT@S01\G@BACQVS0%U)!G\!4$L#!!0 ( *_B0X'V+ M" 0 /\. 9 >&PO=V]R:W-H965T ML"1.'^ET2RWU8,_%BUPSIM#7(B_ET%DKM;GW/)FN64&ERS>LA'^67!1405>L M/+D1C"Z,49%[Q/=CKZ!9Z8P&9NQ!C 9\J_*L9 \"R6U14/$Z83G?#QWL' 8> ML]5:Z0%O--C0%7MBZL_-@X">U[ LLH*5,N,E$FPY=,;X?H8#;6 0SQG;RY,V MTE+FG+_HSN^+H>/K%;&^?XW5@N*-%_*&Z!IKR [22I" CLE0WI9X"T7*!TC4M M5TP"X_?(0W)- 37P%,C0B_'2>LF3:LGDPI(Q09]YJ=82?2P7;'%.X('^Q@GD MX(0)NM/^:SR'V,"!^]OF^XH[M'/K+'0O-S1E0P?2C&1BQYS1#]_AV/_% MYK=;DLUN1';FT[#Q:7B-??1XW,[&O?(#^H.7]5ZG"LW9*BO+K%SI0_'*J+"Y MMIHB-E/H?+P;)7X0] ;>[M1G752(XW[_'#7KHDCLGZ#.5$:-RNBJRB\F2X*B M\8X)R/KH5]@UZ@X2"T.?:";0,\VW[%ND5_/V3I8;$3<*6M*[J#!T>[@EO8L* M$M>/[-+C1GK\W@ ;\>W\4LF).]Z/^TGBM^1T41&$.V[)Z:)('$:^74ZOD=.[ M222O:.QUW=QS,6EI[**BV"512V,7%29N%-LU)HW&Y+TA>S:[TJ8FZ7CYCL"Q M:BUT:H'AD.#61IU98/W8OQ"S?J.G?Y.871;9M[FYH]&""ES2WI9=E#YE@5TB M]H_/#?^]08/WVY)E%R35=.<12?I)*Q].;;BHLP^M;.328<,GCRA\D]!=EXJ[ M@8G=I)TD+; 8NSAL2^W"@LMG#I.C5/*_;D(&[[PK%T'-?AH![/SDKJR$>R>50<'$ MRE18$I[LVU)5[^-FM*GBQJ9V:8U/='5G*HXC354:?J8"'@ 2Y6P)E+[;@_M9 M5-56U5%\8^J/.5=0S9CF&BI4)C0 _E]RK@X=/4%3\X[^!5!+ P04 " "B M@V58T0P0Q] ' !]4 &0 'AL+W=O+/F>XVL]EM+W9ZH8 "[H+-V@:2_OK* M-L$(*PK>?6=RD_!QSB,)7LG'>K'/MTGZ-9MSGI.'Y2+.+CKS/%^]ZW:SR9PO M67:6K'@LWKE/TB7+Q=-TULU6*6?3,FFYZ%+#L+M+%L6=\7GYVDTZ/D_6^2** M^4U*LO5RR=+'*[Y(MA<=L_/TPL=H-L^+%[KC\Q6;\5N>?U[=I.)9=T^91DL> M9U$2DY3?7W0NS7()CX MM^'7?+$H2*(?WW;0SK[-(O'P\1/=*PJBG/ M;_-D\O7ME9#+E%PG2S&',E:J\(W#4L^WSKDS<^_GG=S MT79!Z$YV[5Q5[=!GVC')^R3.YQEQXRF?*O*O7\BG&D!7#'H_Z[IZ:8BW3L]735V_Z6/[I&8 M]-GLX(3L\G,W;45V>,K7UE>E2S*P]A/ *GG6KC*<; MWAG_\I-I&[^K1(F$.4B8BX1Y2)B/A 5(6 B"2<+O[87?T]'''];+.YZ2Y)YD MQ3& )*NJ^MB(59_=+3@1E129B3F0JT2M9;<5=06S2UA1G6W&ECDR^L/S[N90 MKHJP@3&D/3G,;8;U*.WW#3G,0X[ 1\(")"P$P22)]?<2ZVLE=GL@K(R(4CO+ M63R-XIE*45I46T7UFU*Q3*LW.E)4,ZQ'![2A*$68W1L?9 C\)&P D+03!)48.]H@9:17V.4SY)9G'TGRC9)H>EW23) ME "Q*R88MUKQQ.E&>0*@4 M%V>PRCT7/;*MNJ T!TISH30/2O.AM !*"U$T6=0'V^[F*V\[[CJ F@)(F@.E MN5":!Z7Y4%H I84HFCP%:#T%J'9=OYS-4CYC.2=1G*=1G$63IR)"OU.DY[96 M-FV M1IMH*@IEY3ZP'MQ:M!5M="!:X\P\5BS4=(/2/"C-A]("*"U$T63%UM:;J;>V MI%+Z-GK(N2BGW6_K*']L555#W3@HS8'27"C-@])\*"V TD(43=9Y[N MJJ%6'I3F0&DNE.9!:3Z4%D!I(8HF_]"_=A"IWD'\L:I:#V\K;RC-@=)<*,V# MTGPH+=C1I'.;YBYIJ CKR;NILB)K^X]JO96C?;RM6&L?OZ/VT#?26IE0BP]* ME.9#:0&4%J)H\A2H M746J=Q5_L/:PF@<@Q8'J6A&GO(1&W]G6DH2:B%":?^(G%T!;#5$T66RU/4CU M]N"?E;CXPRI*JX7V^5\1OX RC=+?5FW97>M36R^34.\/2O.@-!]*"Z"T$$63 ME5M[?U1_J=A'GN5I-"EVD*O?>[Y<_$*]/"C-@=)<*,V#TGPH+8#20A1-EG3M MY5'[M8M?J-\'I3E0F@NE>5":#Z4%4%J(HLE3H'8%J=X5_,'B%^H,[F@OE\A0 M5": M#Z4%4%J(HLEJK2T^JK_^[OLN(]5#6RM6WT5:G4V2874E:49,^NRUI-".N5": M!Z7Y4%H I84H6J7I[L$MRI8\G97WM\O$:KJ.\^J>7?M7]_?0NRSO''?T^K7Y MSJWNA%=CJAOSO6?I+(HSLN#W FF<#<3JF5;WNJN>Y,FJO!':79+GR;)\..=L MRM,B0+Q_GR3YTY.B@?T=!\?_ U!+ P04 " "B@V589?L%PYT' "]+@ M&0 'AL+W=O]7$-XP=$ 7 MDQ0E2UD2H(U7; \%BJ;='H8],#9M:Y5$3Z+B95\_4I9%2Z)(Q[&S!4AB28?D M/9>7ET?7O-KP_&NQ8DR O],D*ZY'*R'6E^-Q,5NQE!87?,TR^63!\Y0*>9DO MQ\4Z9W1>-4J3,88P&*=?[^XJ\)'-/"W;+D]_BN5A=C\(1F+,%+1/QB6]^9C6ARL 93XKJ+]C46#@" ML[(0/*T;2PO2.-O^IW_7CMAK@,A UPWP(!-]" U U(Y9DME9FO<[D.D^![\ .YDG,W+A &^ #.ZC@5- $UYF8D"T&P.F:9H_-=:Y'D1SBM$SEK;_*.&'-<;OY6'JV<2]NW(NK M_LA ?Y57?O_ TGN6_V%B8VVN%OUEL:8S=CV2J[I@^0,;W7SW#0K@CR9N)^JL MQ=1KF'I6II^YBHW;.D9>"P[RN/@*-M7"8W- BX()&5-OJ^@QN6+;OU_UK]+5 MPXT7011-KL8/^R0-L""(PK"!M^P3/.FR,\ \ M/XRPF5W0L M>CMV;X2G<6A&UY@9V*3I +8*3AN#D) 0_X58,;SG%5[:K6URAU6/GB(U79MG>%)?W6A24BZB[ /PQ$)@X'X M#1L'A/\K!UB"(#3,+^HXP8YI>2!J/!#9/1!+!NA9:33JSZ /B>]WC#? /(B& M0AA!K2?@B1@X,FD]3B='(NAUB S@!I(-VA-&Z#1$CLZFM0'[17U98MQZS3A M+'LGTOH&.03.2WO!%@[DD"W6A6H[0FLD9!=)\MTDE0;_)%\_Q",X0<)%?;EC MS+@FG"WE:EV$[,+H6$:N!!P70D;2.3\=]48.(![WNMF_" M>3@(A]*Q5C_(+G_.2=BV&D/#_$'2"U\7K,U:*QYDESQ'LCYKLNZ+(PR# /8B MH8]#$0J"@=#'6D1ANXCZCWUB"19L4ELPZ :+$]9VC!9E^,FBC#ZPG"[9 8D: M]W64,5&;<)9$C?>*04_66SWK'4FY'J'CV/X+FAD7$1SM_PP0TM(*/UE:=0D= MG8YQ7PFAP">(=)D:< 1" @?(:<6$GZR8CB)G6TU&B=-CZ$"U^6DAA!W5(C>_ MW5JBM73RY1'VBWMJ$M<3"IZDP63:1T%"FCGR_JPU,N!"&$+=Q4X?!OZ,_ M;,2URL*.PM*)ZMOU,-W*M=];M69Q.N M_7Z_]8N#C\,O6D]Y#CWU0C7UV@S'&_]!J*F#DL,U6JQY)RJ.6;[1P@8A&80P MZO(VX#",<"\H[!8[F.]]DW>B@IDK6=3C=)) K^XW M[$V\WVT%?ZS[O1)6R MXY,%.:SP:\*U"[^U8^R$'([1@M%[LF \4[;P#RD7'X2:.C@Y?*/%I'>>&MQP M[@@,.<$SY X##DX,N<-NO\,/6E%Z9RG:.3/)Q)@BNBOA=@!'2-<;=A8.;VBY MZ?UW%3VCF_JBTUC"-.':)%,@L1AJX.S5JGD^54_U[D<9*R;]:I)9ER$)EWF MSQ&A1(M0\NR*X=')@O15IRJP>=U]UH0C$'9?^:8.*@Z7:'5*7J;F:$D,M06. MLMQ!J*F#C<,K2K2V[VBU1IS*YHNJ4[U2!S#?,_E)K8]M3>6[;T*,)C\6X"ZE M2;(]N_DS3^9QMFS.;G[D22S==B>HJ$YIOE$G,S'$Z$WKB.>&%B#C A3E_9]L M)H"<#O5X=\RS.PVOU)'0W+!=/SUCH?2D75Z:HV<5:/G; ' MEER MXE8\7*Y:@V\=^34U.6K#I^PG>T[:@W?#9-])#/5'ZL. MM!9L=_)U(4.-E_)WDX%U0K-,V:KQW=C=E^;(Z UU( MBC*%;T]?-G>WYZQOT>6T.H[A!FA.K-_\"U!+ M P04 " "B@V58AK7N<4($ "*"P &@ 'AL+W=O&ULQ59M;]LV$/[N7W%0T6(#',M6$CM+; -QTJ$=FB)(LO5#L0^T M=+:(4*)*4G&\7]\[ZB4.9@O;@&) $//M'CYWO'MTTXTVCS9%=/"G-Q^P]N>4\6*MK/\/ MF^KLY"2 N+1.9[4Q,=[519[EM7!B/C5Z X9/ M$QH/O*O>FLC)G!_EWAG:E63GYG>X+I5PVFSA1CB'QL)/U^B$5!8^"V,$!^WG M:>CH+K8(XQIW4>%&!W!'$=SHW*46WN<))J\!0B+9,HT:IHNH$_$:XP$'82>O821?Z_$H4T@E%)?.ME :I@IP%?DC=IWRUL9$%%\0^VMW #RE"W("7 M"FUS!=5%_FA!Y(D?0:I5(O,UQ#HK1$[!!:>!%8+R*N\)SF.9E1FM>BAI'S$Y MXMI*7O"9+^@5" <*A75P]K8/HC9YD&A@U'%X[ \W]Q"/C!2 R;IM;=P[;'PR M.&5S\D;0RA,:4J=]Q]X.8+'?W282-*+H"&5U$ZJ$0\$&A%TSZ,4ZYQP07J:6 MY6I%_.BB?:Q;EVD_(IJ,)IZT3$#)C#88P@)9-><2:9V1R[+:8%ZT$AOD.8DP MX#-5 -=XC]F3V%8L"K'U>3. W4??1W0C+!2I?SN9TU]<99Q0:@N:8@>.-+P/ M2R1\#M*JY!TD6Z_'S/4WD9?,Q=?VZ)=^CVGR7<3=^I"3>B=4>\Q9@!G;8%=MI9!U_H&P)UEO*C^.7)_?+HHL=!*TI3:(L^4V,TK'&U/'(>%X;JRA&D,77&BZH?V>7>!T=E MYL4DHV]^JY7PS[6RMRM-H^&_$-+-C1##LONB\#.BPSJ)]F77>%.?Y2A6?LNT)+' MI"-5J]2NMHWF9=5?O1RONM0;8=:2E%3ABDR'@PG5MZDZOVKB=.&[K:5VU+OY M84K-,AH^0/LKK5TSX0O:]GO^'5!+ P04 " "B@V58G Z-)-P$ #2'0 M&@ 'AL+W=O&ULM5E=CYLX%/TK%JVJ5MH= M,!^!3)-(TY"J(VVUHZ;=?5CM@P.>B57 *7:2F7^_-F%( ,<-6\_+#"3W'*[/ MO5QSPF1/R^]LC3$'CWE6L*FUYGQS;=LL6>,+BM'RPV:;$ M**U >6:[CC.RS;9H >\Q/S;YJX49W;#DI(<%XS0 I3X?FK=P.N%ZTA %?$7P7MV<@SD M4E:4?I$_>JR%. % _PS K0'NI0"O!GB7 OP:X%\*"&I M73[L/9*N!AQ-)N4= ]* M&2W8Y$&E?H46>I%"-LJ2E^);(G!\=H=*7' PI_D&%4_@(RE0D1"4@=OBT(6R MFF]CS!')V#OP.UB*5DVW&0;T'B2T2$7/X%34*A,X#*I$F C[MHS!V]?OP&M M"O!U3;<,%2F;V%SD+*]L)W5^'P[YN6?RBW%R!3SX&W =UU/ YY?#704\OAP. M%?#%Y7"G#;=%G9IBN4VQW(K/.\-WPYA05R7B >>K<7+87+,-2O#4$M.$X7*' MK=F;5W#DO%=):I(L-DFV,$36$M]KQ/=T[+,Y8FL@FA@D\@#_V)(=RL2]HZS' M@2JHJ.2LWLU@,(*A:(+=J=**L-")0K\=%FL3&ZJA(;*6AGZCH:_5\$^^QB5 M9]OX@!Z=ZC&*O+"CFB(J\(-Q1S1M)D-%,T36$BUH1 NTHGVE7,SC\Z(%/3E\ M)PC"J"/(O!_GC<9P',&.<-ILA@IGB*PEW*@1;J0=EW\0M"(9X02SZL9=KL5F MMZ99BDOVYE7DPO ]6(C[F#^I9!V9'*DFR6*39 M#9*T"A4V!0FUG+[Z]L/713L%?\U-0897\GG+](+>[ MN>GS&*S:2]@I>/13\-<,%50X)7_L]-R[*LZ#CA-TQ3/JJ$RQM<4[>BKXDJ8* M&G551MEBHVP+4VSM,AV=%=1;JYLD*;?"5>''C?R%5MWG?;OD=A]KYZJ@L/M; MBSZ9P=*]A*>"1U,%?^*J+G>E4.&I%+94&=;WI?J\!JMHB*VMXM&A0;U%&^9- MH<)EJR8>[1CKMZ.F7"[]26"G^UIJCC5GJ9/>?#O^D:] ME7WR.DR^[?R,R@=2,)#A>T'O7(5B=>7A!>+AA---]89L13FG>76XQD@(*P/$ M]_>4\N<3^=*M>8T[^P]02P,$% @ HH-E6&^>V!62! $A4 !H !X M;"]W;W)K$OUY"S_96%K=>!^^QQ*ZL!>S'?D4=X M /EE=\?5G=VQI%D!5&2,(@Z;*^L#ODQ,:D\OK6D5O?,*O#X^I7]4RU>B5D1 4N6_YFEH15;=5$7LXY6\C-: M]?U!8?>J"'T>YTNZ^ZK]U1Q@36%\C# M/R'7<3U#0LOSPUU#>')^.!Y1XW5=]&H^;X#O'IZ EF"L;!/IFR.KU\JEV)$U M7%GJO2& /X&U^/$''#H_FZHR)5DR$=E)Q?RN8OX8^^*&2E"LLIVKIL(U!$%- M4+T^GQ8XBH)X-K>?CDMB@.$H#-U36*+#8@^'48-RJ./;]7M]UE-IK?=QKNXX*?"\P M=SWJ-$3?T5"_7B5Y1BN@L,FD246D/=EWG%YZ2QTTB_LS/-%!V'=BURQBUHF8 MC8KX#<;6WDQ_I.>[82]['>7&& >]]'64'T88F]./N_3CT?1[^^9?MU"L@/]M MTC)*]&\7XI1DR41D)P7$SL%Y./]YTVI#)RK:I&S)5&RG93LR;/C_[EPMP\GR MZ:V*I0'C.KV58^(9V+&P>\C?'H>P/1@N/ M.ZVQ'1=/:K4F94NF8CLMV\%MX3/MULBVVU*<]!3'4;_S.@I'GM9[ RJHC+ZQ M^P>[A4>]R>)WN07^JL$\!P)=A!_W-9A F@0#:#;@'/#!_N!Q_].LOE$%!F/C M^_VMUX!2O=(T&% S9S8@XN!_\!0&".N^)K4JKO:MJYI.J[6I0KD:49X=E ZW2K M\Q['_1?CT@@+-.MJA/EX: H>G!,>MTX?I]$:&U:XI\]3'>8Y81#VM>HP?X;= M@1Z[!X_CCIJ![[C<-OCDV]%@Q_JXZS>^#6^3)KCN0--&ULQ5I=;CWB/=3G9*[2^F4QGN6$KE:[YG&=S9 ZVJ&P M^#-FC_+@&.E0-IQ_TB7$T3-B"0N5AJ#P[X%=LR312#"/SQ7HI!Y3.QX> M/Z._*X*'8#94LFN>_!5':G@(-;.;C'.GB5@U15 "+$)24<6@')0LKE.Y0ULH M*0D.'^\"=/;B'+U <8;^V/%LY3,-JIE?E3,G 3#%![WFF=A*] MA5&C-L 4PJYC)\^Q7Y%1Q("%KY&+7R+B$-OCW8G!/3C>'8]$X]:9= L\ M=P#O]ST3D*[LOEQ+L8J9D>42Q3.CZ#9S(??5['ECZ.O?H,7&688UU:MZ?OU]/W1Y+^)_H5>42Y Q:$AP](,8UBE61V7OEXLS+W@ M#S&L(+1Y0OS(HO%M%HU-L, 26(OU6$_E&&FZ MH7N'GX!C?5\B:'MP4RH1AZIHF?KFO:"0,Q/EY="SPYI;>FZGY/I&T$TZ=1D8 MD&;>W%QP\SKT^6CH9S=9"#I#LG-XRI9'NK]SM6,"42F9.:AY?RKN?-$)JF_D M.P?S+8/J&[TB^"#T5E2+.JK%Z#*ZR1X@05]?#@N;R\$F6& )K,7>LF9O>2JZ M;J]%\\FU6@!E <5R'-7+?IZA8OQYIZU>&^SF2^(O.BLF,-AYV)F1@?6 G49( M.:.U4TFGKP94P5@J'JMH@2VT-H4'6A1_=P$=/KVVQU*.>TEWO1G!W<9CL)M[ M?J_K!B:\Y=)9. ,U1!H"R&A7[:CQO]^S=,/$/\:81I&^N8QLH@6VT-HL-D(8 MVU'"V*H4MHH6V$)K4]BH8?P];Y',-S*.8BJ&".X+ MUU?8A\[=K3.#G>O,_*X.-MEYBT'1B!LMC,?%\ _=!V"#9NYO! Q6AIV "6MP M*X ;U8Q'9>6IFX$*M9U?TA5VXV.;2QD9UT1_N,5 Y(WBQ:.2=_TF?N_UA,%HZ71W4P8CU\%DX#'82%PR*G%_V*L9 M8GC9VP^\;V0(O&\T$GBC;E>^Y?L@5?.BD%P<,MD,/-&%# MR3?H8,^;>UT6^F;8=[K:SV#ENK.!-U.D$;ID7.A>#P7T$FW8?9QE.M50]D^, M"F.,!DGJ+A:D&Z/!C+CS93?(OMG2P4MSD&ZC<-U1A3L6)(.K(^%5P(>_ZBT] MIUO'!BL#"8')K$5"&=[TX%?_E(G[XNL)"2T\SU3Y(WA]M?Y"XTWQ74+G^A6^ M",KO+!J8\K./]U1 ;B5*V!8@G==SF),HOZ0H3Q3?%]\6;+A2/"T.=XQ&3&@# MN+_E7#V?Z 'J[UG6_P%02P,$% @ HH-E6 P% I8< P 2!$ T !X M;"]S='EL97,N>&ULW5AM3]LP$/XKD1D32!-I&PC-:"IME9 F;1,2?-@WY#9. M:\FQ,\=E+;]^OCA)7_ AQH>M+%6)?8^?N\=W%QQU5)FU8+<+QDRP*H2L4K(P MIOP8AM5LP0I:G:F228OD2A?4V*F>AU6I&!BH=W]ZM6\_ MJ8%3$GJ=7KS Z5D/]VLQS'6\Z[I=?FQ]==QCC'SI(6^8CA8V>1N/'=QW,RAIXZ?@ M4NDZMHO@_DZ;Y7M .P.!7(A.X( XPWA44F.8EM=V4B^NC4^@H!G?K4NK<*[I MNC^X(!M"?;-!IDIG3'=A^J0UC4>"Y2!'\_D"[D:5(8#&J,(.,D[G2M):0\MH M!M;MC EQ"_W^(]_QOLEN: 4U0^?&3<#_MC?G>]MM[U5^@Y(_*/-Y M:;K>K[*.P&8]S[NG9:E6'\2?"X+YC;_XH#C$6UYP4)I_FBC M0:O,K(%I$CPP;?ALV_)+T_*.K4S;3JL(%+R M'=Y$Q"9H,%UR8;AL9@N>94P^.>"L>T.G]C5QQ[]=G[&<+H6YZ\"4;,;?6,:7 M1=*MNH%$-*LVXZ^PO7[9(ARABC'L7S(I/Y@*=B.T4 MSS4@_KP!(TG\U<;B .K M8[$-\?!WK*SXDBJ"JF#7N"<21), 1ZT=^C<8QD M)X:/OS[84Q)%2>)' /,KB"(,@:<11S %H %#HJ@^!_?.H[ ]I\+-;R?CWU!+ M P04 " "B@V58EXJ[', 3 @ "P %]R96QS+RYR96QSG9*Y;L,P M#$!_Q=">, ?0(8@S9?$6!/D!5J(/V!(%BD6=OZ_:I7&0"QEY/3P2W!YI0.TX MI+:+J1C]$%)I6M6X 4BV)8]ISI%"KM0L'C6'TD!$VV-#L%HL/D N&6:WO606 MIW.D5XA-/E M_G;@2=&A(E@6FD7)TZ(=I7\=Q_:0T^FO8R*T>EOH^7%H5 J.W&,EC'%BM/XU M@LD/['X 4$L#!!0 ( **#95AU2TMYT@8 +5# / >&PO=V]R:V)O M;VLN>&ULQ9Q=<]HX%(;_BH:K[D47,/[L-)TA@6PRDZ\)V>YE1L$BT=1(K&R2 MIK]^95/:HZWSSMZ;#<%@O MG]1:UK_;C3+^DY5U:]GXM^YQ6&^/^VO=N"%] M8QNU;+0U_F![X+-6+_7/S]NWXEG7^D%7NGD]&G1_5VH@UMKHM?ZFRJ/!:"#J M)_MR9IW^9DTCJ\72V:HZ&HQW'WQ6KM'+7PXO6L@[^5!W1QKY<"L]R-$@'?D+ MKK2KF^Z,[OK2,SXK?_+NW;:QI[IJE)O)1OWA[':CS6-[&7\70W(;73GL7W>% M^,']EV*TJY5>JIE=;M?*-+MR=*IJ 4W]I#?U0!BY5D>#$_NL7'L__@O.R]V] M-1Z*E)3[H/T'[KSL\!A1KJ\6UQ?GL^G=?":.IQ?3JY.Y6)S-YW<+ A@!P.A@ M@.+=C220$P Y^1\A%W?^Y7)^Y0&O3\7YUC_;])TXCI0.2_DN7E6==.>)!9JN76ZT:HF: 5 *WC1+JUK'N6C$A=6FEJ(U[&'9HTI9A6E7V19JDZQA.G2MT(B@D=PRP9'S!LO,Y?.]+Y MWUN]:?^!TB'!C)D-6&P?K"NU\5]?BIEZ\&=O78B'A#%F-L:?9EM[ ML MM5-V.R+L.2NF0*<;,JI@IIY]E&RR+4U^$9JE]A9^;NG';?W=4Y(HQLRQ. MI7;BLZRVZH?%S".%0[88,^MB+IWQ.+6X47[\M>NU-6+Q)!UU181<$3&[HF72 MG6IWQCBQ7?DI7]M!/XF0*2)F4YR;93O.W,FO(1-,0)C]<-L>])WW1K8*NW-> MN;++?@-"Y(R(V1E]G;86?^GF25RO5N\I)E))Q*R2^7I3V5>EQ+$R:N7CDYM* M&@J'!!)Q"Z2QRR_OCV4[3/NNXJ]4=R=1/F20B-D@,_VL2V7*H-$A:43,TKA5 MCUM_V/H4XU(VC7(!&?)$Q.P)WU';A**M16E> Z6UUZ.8R!@1LS%@@G8?T2<; MR!L39F_TIFCBW9WT&/5OE!*)8\(L#I@)A86)7#)A=DE_)M1;FO!Q%K-0=BE1 M+Q82R(19(/O'F,@L$V:S],;YO76.+#-A MMLR; ?^.E&(BRTR8+4,CZKXRC)%;8F:WO!U:=Z@4$\DE9I;+6['A]_*DF$@N M,7NB\N^(K+?"D5AB9K' T"P8@6(X4\(L&AR:32@FTD[,K)TW0K.9:J2NPDI' MVHF9M0,QPTI'VHF9M8,Q@TI'WHD/,67R S.FF,@[,;MW4-ND4Q,),E#";" T MR^-I*28R4'+0](:VS009*.&>2H&8M&TFR$()=WH#,1.*B2R4,%L(8Z84$\[8 M,UL(8V84$UDH8;80QLPI)K)0PFPAC%E03&2AA-E""/.^FQ/_@8DLE#!;"&.. MZ7(29*'T@//X]V,:(:7(0ND!+70_IA9*D872 SUD^QY[4$QDH90[%T*805B< M(@NES!;"F$&E(PNEW!;Z_LARG_R(]V+A+UMN?1SGTSB*"5>.<5LHQ!17TKGN MB1S-UE(DH)1],<#^(6MO45),)*"464 0,^P]2$ ILX!^P>RO\0S9)V.V#WYZ M37MXANR3,=L'8]+D(D/VR9CM\\9*I'T#H)C(/AFS??I7)/5),D/VR=BG?-"4 M1= VD7TR9OM@S*!M(OMD!YT HHEO!EGB,+YSK9+?0F9OM@CF".1WAC M)[.'\$*I20 *MW:.N/=V0M X (6[/$?C87=Z_>ECZ<5F M5'GEOZ3VQY>R6MXXT;YTUXKBI-V7MMI6U8D_=FTNK"SWOSJQ_\6,3_\ 4$L# M!!0 ( **#95@*2%)NZP( (8\ : >&PO7W)E;',O=V]R:V)O;VLN M>&UL+G)E;'/-V[UNXD 81N%;0;Z V/,_LPJIMDF[R@T@8B *8(2]VN3N%Y$" MWM$6VT0^%1HC/DYA/4)FYO%7OU]-;\-QW+V=QL7'87\U;VW6Q/=_/:)X>[V#J"W4[T=0&^G>CN WJYZ6 +0VZG>#J"W4[T= M0&^G>CN WD[U=@"]G>KM 'H[U=L!]/:JMP?H[55O#]#;J]X>H+=7O3U ;U\] M[ ;H[55O#]#;J]X>H+=7O3U ;Z]Z>X#>7O7V +V#ZAT >@?5.P#T#JIW .@= M5.\ T#NHW@&@=ZC^K 3H'53O - [J-X!H'=0O0- [Z!Z!X#>4?6. +VCZAT! M>D?5.P+TCJIW!.@=5>\(T#NJWA&@=ZPVFP#TCJIW!.@=5>\(T#NJWA&@=U*] M$T#OI'HG@-Y)]4X O9/JG0!Z)]4[ ?1.JG<"Z)U4[P30.U6;!0%Z)]4[ ?1. MJG<"Z)U5[PS0.ZO>&:!W5KTS0.^L>F> WEGUS@"]L^J= 7IGU3L#],ZJ=P;H MG:O-W@"]L^J= 7H7U;L ]"ZJ=P'H753O M"[J-X%H'=1O0M [Z)Z%X#>1?4N M +V+ZET >A?5NP#T+M5A'8#>IJN/ZP#\-EUU8*<#"&ZZZLA.!S#<=-6AG>X[ M%1^GSWT_WHJ^UE7 =YH]73[;W[[_NORZ6-\P5Z;;^XSQZ2]02P,$% @ MHH-E6(1UFX=C @ 83H !, !;0V]N=&5N=%]4>7!E&ULS=O?;ILP M%,?Q5XFXK0+88 -3TYMVMULO]@(,G :%?[+=+GW[.:2MM*F+5F72OC=!B>WS M._A(G[MC5L=AGYTFVCG_?PI25RS,T/MXFDV8UC93G:H??AJ'Y*Y;O;U M@TEDFNJDF49O1K_VQQK1S?6=V=:/O5]]/H2?73>-F\B:WD6KV]/&8]8FJN>Y M[YK:A_7D:6Q_2UF_),3AY++'[;K9784-4?)NPG'ESP$OY[X^&6N[UJSN:^N_ MU$/8E1SZQ/GGWKCX?(EW>IRVVZXQ[=0\#N%([&9KZM;MC/%#'Y^*7IU/]N&& MS>E37)R_E#D7&';>VVEV86+6?#SN=23'T^LY%#+6=^=?\2TQE+[X_Z7>;AD>5Q^Q[_.^*W^!_N0D#XR2!\YI \%Z4-#^B@@?920/BI( M'R*E-$(155!(%113!05505%54%@5%%<%!59!D5529)44625%5DF155)DE119 M)45629%54F25%%DSBJP91=:,(FM&D36CR)I19,THLF8463.*K!E%UIPB:TZ1 M-:?(FE-DS2FRYA19&UL4$L! A0#% @ H8-E M6+;Y,-,7" Z3, !@ ("!#@@ 'AL+W=O&PO=V]R:W-H M965T&UL4$L! A0#% @ H8-E6'J^4#I<" +"D !@ M ("!71H 'AL+W=O\B !X;"]W M;W)K&PO=V]R:W-H965T&UL M4$L! A0#% @ H8-E6%GXM2Q("@ !#4 !@ ("!PB\ M 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E M6(KB;H^>!@ U \ !D ("!K*H@ ,7 &0 M @(%'=@ >&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6%.\&1*\ P \P< M !D ("!Q)L 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6!T%Z/& !P Q( !D M ("!S:8 'AL+W=OHN5\"D# !!P &0 @(&$K@ >&PO=V]R:W-H965T M2Q !X;"]W;W)K&UL4$L! A0# M% @ H8-E6#WV?/4H$@ MSH !D ("!!KL 'AL+W=O M&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6#96 M-Y0*!0 =PL !D ("!S]4 'AL+W=O&PO=V]R:W-H965T@0 '@* 9 " @&UL4$L! A0#% @ H8-E6!7L=58+ P @ 8 !D M ("!>^0 'AL+W=O&PO M=V]R:W-H965T&UL4$L! A0#% @ H8-E6+KD!8^"!@ L1( !D ("! M0/0 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% M @ H8-E6"7WB$5C!P @14 !D ("!CS,! 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6/AI#N_5! 5@X !D M ("!%EP! 'AL+W=O&PO=V]R M:W-H965TW9#@, -8& M 9 " @3UG 0!X;"]W;W)K&UL M4$L! A0#% @ H8-E6)#3 V>4! ?0L !D ("!@FH! M 'AL+W=O M9[H" Z!@ &0 @(%-;P$ >&PO=V]R:W-H965T&UL4$L! A0#% @ MH8-E6!$Y-HJH! 6 T !D ("!F7&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6&FZ/-F5!P M+#D !D ("!%X8! 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6!$9#R6\ @ 10< !D M ("!FIP! 'AL+W=O&PO=V]R:W-H M965T&UL4$L! M A0#% @ H8-E6(:Z['RE!@ !"D !D ("!#J4! 'AL M+W=O4V:<" M "?!@ &0 @('JJP$ >&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E M6#;G%VM)#@ 7*@ !D ("!6-&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6&B#C/0H P +0< M !D ("!<_,! 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6-36JS)K P )@H !D M ("!]PD" 'AL+W=O&PO=V]R:W-H965T M&UL4$L! A0# M% @ H8-E6#6'D. @ P 'A !D ("!ZQ@" 'AL+W=O M&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6!]6 M%;KQ @ B @ !D ("!)B(" 'AL+W=O.@" ="0 &0 M @(%.)0( >&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6"%>5F35 @ K @ !D M ("!0RL" 'AL+W=O&PO M=V]R:W-H965T&UL4$L! A0#% @ H8-E6#[T-'MA!P RC@ !D ("! M7S<" 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% M @ H8-E6 SCV^E'! P14 !D ("!.$8" 'AL+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6'Z#5Y)X!0 5R !D M ("!*F " 'AL+W=OJ^^CD" "\! &0 @('990( >&PO=V]R M:W-H965T&UL M4$L! A0#% @ H8-E6 I56K2' @ P 8 !D ("!5FP" M 'AL+W=O&PO=V]R:W-H965T1R @!X;"]W;W)K&UL4$L! A0#% @ MH8-E6*RS%@A> P L H !D ("!,78" 'AL+W=O0( >&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6&=5,J 3 P M$ H !D ("!2X$" 'AL+W=O=T" "Z!P &0 @(&5 MA ( >&PO=V]R:W-H965T&UL4$L! A0#% @ H8-E6$?N%.#@ @ :P@ !D M ("!EXL" 'AL+W=O&PO=V]R:W-H M965T&UL4$L! M A0#% @ H8-E6)#@?8L(! _PX !D ("!)Y<" 'AL M+W=O&PO=V]R:W-H965T&UL4$L! A0#% @ HH-E M6(:U[G%"! B@L !H ("!0:L" 'AL+W=O&UL4$L! A0#% @ HH-E6)P.C23&UL4$L! A0# M% @ HH-E6&^>V!62! $A4 !H ("!S[0" 'AL+W=O M&UL4$L! A0#% @ HH-E6-$5!/%K!@ MVR( !H ("!F;D" 'AL+W=O&UL4$L! A0#% @ HH-E6 P% I8< P 2!$ T ( ! M/, " 'AL+W-T>6QE=(& "U0P #P @ %LQ ( >&PO=V]R:V)O;VLN>&UL M4$L! A0#% @ HH-E6 I(4F[K @ ACP !H ( !:\L" M 'AL+U]R96QS+W=O XML 120 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 121 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 123 FilingSummary.xml IDEA: XBRL DOCUMENT 3.24.0.1 html 555 576 1 true 111 0 false 5 false false R1.htm 00000001 - Document - Cover Sheet http://southernfirst.com/role/Cover Cover Cover 1 false false R2.htm 00000002 - Statement - CONSOLIDATED BALANCE SHEETS Sheet http://southernfirst.com/role/ConsolidatedBalanceSheets CONSOLIDATED BALANCE SHEETS Statements 2 false false R3.htm 00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical) Sheet http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical CONSOLIDATED BALANCE SHEETS (Parenthetical) Statements 3 false false R4.htm 00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME Sheet http://southernfirst.com/role/ConsolidatedStatementsOfIncome CONSOLIDATED STATEMENTS OF INCOME Statements 4 false false R5.htm 00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Sheet http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME Statements 5 false false R6.htm 00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY Sheet http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY Statements 6 false false R7.htm 00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS Sheet http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows CONSOLIDATED STATEMENTS OF CASH FLOWS Statements 7 false false R8.htm 00000009 - Disclosure - Summary of Significant Accounting Policies and Activities Sheet http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivities Summary of Significant Accounting Policies and Activities Notes 8 false false R9.htm 00000010 - Disclosure - Investment Securities Sheet http://southernfirst.com/role/InvestmentSecurities Investment Securities Notes 9 false false R10.htm 00000011 - Disclosure - Mortgage Loans Held for Sale Sheet http://southernfirst.com/role/MortgageLoansHeldForSale Mortgage Loans Held for Sale Notes 10 false false R11.htm 00000012 - Disclosure - Loans and Allowance for Credit Losses Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLosses Loans and Allowance for Credit Losses Notes 11 false false R12.htm 00000013 - Disclosure - Property and Equipment Sheet http://southernfirst.com/role/PropertyAndEquipment Property and Equipment Notes 12 false false R13.htm 00000014 - Disclosure - Leases Sheet http://southernfirst.com/role/Leases Leases Notes 13 false false R14.htm 00000015 - Disclosure - Deposits Sheet http://southernfirst.com/role/Deposits Deposits Notes 14 false false R15.htm 00000016 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings Sheet http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings Federal Home Loan Bank Advances and Other Borrowings Notes 15 false false R16.htm 00000017 - Disclosure - Subordinated Debentures Sheet http://southernfirst.com/role/SubordinatedDebentures Subordinated Debentures Notes 16 false false R17.htm 00000018 - Disclosure - Unused Lines of Credit Sheet http://southernfirst.com/role/UnusedLinesOfCredit Unused Lines of Credit Notes 17 false false R18.htm 00000019 - Disclosure - Derivative Financial Instruments Sheet http://southernfirst.com/role/DerivativeFinancialInstruments Derivative Financial Instruments Notes 18 false false R19.htm 00000020 - Disclosure - Fair Value Accounting Sheet http://southernfirst.com/role/FairValueAccounting Fair Value Accounting Notes 19 false false R20.htm 00000021 - Disclosure - Earnings Per Common Share Sheet http://southernfirst.com/role/EarningsPerCommonShare Earnings Per Common Share Notes 20 false false R21.htm 00000022 - Disclosure - Commitments and Contingencies Sheet http://southernfirst.com/role/CommitmentsAndContingencies Commitments and Contingencies Notes 21 false false R22.htm 00000023 - Disclosure - Income Taxes Sheet http://southernfirst.com/role/IncomeTaxes Income Taxes Notes 22 false false R23.htm 00000024 - Disclosure - Related Party Transactions Sheet http://southernfirst.com/role/RelatedPartyTransactions Related Party Transactions Notes 23 false false R24.htm 00000025 - Disclosure - Financial Instruments With Off-Balance Sheet Risk Sheet http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRisk Financial Instruments With Off-Balance Sheet Risk Notes 24 false false R25.htm 00000026 - Disclosure - Employee Benefit Plan Sheet http://southernfirst.com/role/EmployeeBenefitPlan Employee Benefit Plan Notes 25 false false R26.htm 00000027 - Disclosure - Stock-Based Compensation Sheet http://southernfirst.com/role/Stock-basedCompensation Stock-Based Compensation Notes 26 false false R27.htm 00000028 - Disclosure - Dividends Sheet http://southernfirst.com/role/Dividends Dividends Notes 27 false false R28.htm 00000029 - Disclosure - Regulatory Matters Sheet http://southernfirst.com/role/RegulatoryMatters Regulatory Matters Notes 28 false false R29.htm 00000030 - Disclosure - Parent Company Financial Information Sheet http://southernfirst.com/role/ParentCompanyFinancialInformation Parent Company Financial Information Notes 29 false false R30.htm 00000031 - Disclosure - Summary of Significant Accounting Policies and Activities (Policies) Sheet http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies Summary of Significant Accounting Policies and Activities (Policies) Policies http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivities 30 false false R31.htm 00000032 - Disclosure - Investment Securities (Tables) Sheet http://southernfirst.com/role/InvestmentSecuritiesTables Investment Securities (Tables) Tables http://southernfirst.com/role/InvestmentSecurities 31 false false R32.htm 00000033 - Disclosure - Loans and Allowance for Credit Losses (Tables) Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables Loans and Allowance for Credit Losses (Tables) Tables http://southernfirst.com/role/LoansAndAllowanceForCreditLosses 32 false false R33.htm 00000034 - Disclosure - Property and Equipment (Tables) Sheet http://southernfirst.com/role/PropertyAndEquipmentTables Property and Equipment (Tables) Tables http://southernfirst.com/role/PropertyAndEquipment 33 false false R34.htm 00000035 - Disclosure - Leases (Tables) Sheet http://southernfirst.com/role/LeasesTables Leases (Tables) Tables http://southernfirst.com/role/Leases 34 false false R35.htm 00000036 - Disclosure - Deposits (Tables) Sheet http://southernfirst.com/role/DepositsTables Deposits (Tables) Tables http://southernfirst.com/role/Deposits 35 false false R36.htm 00000037 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Tables) Sheet http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables Federal Home Loan Bank Advances and Other Borrowings (Tables) Tables http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings 36 false false R37.htm 00000038 - Disclosure - Derivative Financial Instruments (Tables) Sheet http://southernfirst.com/role/DerivativeFinancialInstrumentsTables Derivative Financial Instruments (Tables) Tables http://southernfirst.com/role/DerivativeFinancialInstruments 37 false false R38.htm 00000039 - Disclosure - Fair Value Accounting (Tables) Sheet http://southernfirst.com/role/FairValueAccountingTables Fair Value Accounting (Tables) Tables http://southernfirst.com/role/FairValueAccounting 38 false false R39.htm 00000040 - Disclosure - Earnings Per Common Share (Tables) Sheet http://southernfirst.com/role/EarningsPerCommonShareTables Earnings Per Common Share (Tables) Tables http://southernfirst.com/role/EarningsPerCommonShare 39 false false R40.htm 00000041 - Disclosure - Income Taxes (Tables) Sheet http://southernfirst.com/role/IncomeTaxesTables Income Taxes (Tables) Tables http://southernfirst.com/role/IncomeTaxes 40 false false R41.htm 00000042 - Disclosure - Related Party Transactions (Tables) Sheet http://southernfirst.com/role/RelatedPartyTransactionsTables Related Party Transactions (Tables) Tables http://southernfirst.com/role/RelatedPartyTransactions 41 false false R42.htm 00000043 - Disclosure - Stock-Based Compensation (Tables) Sheet http://southernfirst.com/role/Stock-basedCompensationTables Stock-Based Compensation (Tables) Tables http://southernfirst.com/role/Stock-basedCompensation 42 false false R43.htm 00000044 - Disclosure - Regulatory Matters (Tables) Sheet http://southernfirst.com/role/RegulatoryMattersTables Regulatory Matters (Tables) Tables http://southernfirst.com/role/RegulatoryMatters 43 false false R44.htm 00000045 - Disclosure - Parent Company Financial Information (Tables) Sheet http://southernfirst.com/role/ParentCompanyFinancialInformationTables Parent Company Financial Information (Tables) Tables http://southernfirst.com/role/ParentCompanyFinancialInformation 44 false false R45.htm 00000046 - Disclosure - Summary of Significant Accounting Policies and Activities (Details Narrative) Sheet http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative Summary of Significant Accounting Policies and Activities (Details Narrative) Details http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies 45 false false R46.htm 00000047 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities Sheet http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities Details http://southernfirst.com/role/InvestmentSecuritiesTables 46 false false R47.htm 00000048 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity Sheet http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity Details http://southernfirst.com/role/InvestmentSecuritiesTables 47 false false R48.htm 00000049 - Disclosure - Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities Sheet http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities Details http://southernfirst.com/role/InvestmentSecuritiesTables 48 false false R49.htm 00000050 - Disclosure - Investment Securities (Details) - Schedule of other investments Sheet http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments Investment Securities (Details) - Schedule of other investments Details http://southernfirst.com/role/InvestmentSecuritiesTables 49 false false R50.htm 00000051 - Disclosure - Investment Securities (Details Narrative) Sheet http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative Investment Securities (Details Narrative) Details http://southernfirst.com/role/InvestmentSecuritiesTables 50 false false R51.htm 00000052 - Disclosure - Mortgage Loans Held for Sale (Details Narrative) Sheet http://southernfirst.com/role/MortgageLoansHeldForSaleDetailsNarrative Mortgage Loans Held for Sale (Details Narrative) Details http://southernfirst.com/role/MortgageLoansHeldForSale 51 false false R52.htm 00000053 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 52 false false R53.htm 00000054 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfGrossLoansByRateType Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 53 false false R54.htm 00000055 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 54 false false R55.htm 00000056 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 55 false false R56.htm 00000057 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 56 false false R57.htm 00000058 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 57 false false R58.htm 00000059 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 58 false false R59.htm 00000060 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 59 false false R60.htm 00000061 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 60 false false R61.htm 00000062 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 61 false false R62.htm 00000063 - Disclosure - Loans and Allowance for Credit Losses (Details Narrative) Sheet http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative Loans and Allowance for Credit Losses (Details Narrative) Details http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables 62 false false R63.htm 00000064 - Disclosure - Property and Equipment (Details) - Schedule of components of property and equipment Sheet http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment Property and Equipment (Details) - Schedule of components of property and equipment Details http://southernfirst.com/role/PropertyAndEquipmentTables 63 false false R64.htm 00000065 - Disclosure - Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment Sheet http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment Details http://southernfirst.com/role/PropertyAndEquipmentTables 64 false false R65.htm 00000066 - Disclosure - Property and Equipment (Details Narrative) Sheet http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative Property and Equipment (Details Narrative) Details http://southernfirst.com/role/PropertyAndEquipmentTables 65 false false R66.htm 00000067 - Disclosure - Leases (Details) - Schedule of maturities of lease liabilities Sheet http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities Leases (Details) - Schedule of maturities of lease liabilities Details http://southernfirst.com/role/LeasesTables 66 false false R67.htm 00000068 - Disclosure - Leases (Details Narrative) Sheet http://southernfirst.com/role/LeasesDetailsNarrative Leases (Details Narrative) Details http://southernfirst.com/role/LeasesTables 67 false false R68.htm 00000069 - Disclosure - Deposits (Details) - Schedule of detail in deposit accounts Sheet http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts Deposits (Details) - Schedule of detail in deposit accounts Details http://southernfirst.com/role/DepositsTables 68 false false R69.htm 00000070 - Disclosure - Deposits (Details) - Schedule of maturities certificates of deposit Sheet http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit Deposits (Details) - Schedule of maturities certificates of deposit Details http://southernfirst.com/role/DepositsTables 69 false false R70.htm 00000071 - Disclosure - Deposits (Details Narrative) Sheet http://southernfirst.com/role/DepositsDetailsNarrative Deposits (Details Narrative) Details http://southernfirst.com/role/DepositsTables 70 false false R71.htm 00000072 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding Sheet http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding Details http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables 71 false false R72.htm 00000073 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details Narrative) Sheet http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative Federal Home Loan Bank Advances and Other Borrowings (Details Narrative) Details http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables 72 false false R73.htm 00000074 - Disclosure - Subordinated Debentures (Details Narrative) Sheet http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative Subordinated Debentures (Details Narrative) Details http://southernfirst.com/role/SubordinatedDebentures 73 false false R74.htm 00000075 - Disclosure - Unused Lines of Credit (Details Narrative) Sheet http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative Unused Lines of Credit (Details Narrative) Details http://southernfirst.com/role/UnusedLinesOfCredit 74 false false R75.htm 00000076 - Disclosure - Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment Sheet http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment Details http://southernfirst.com/role/DerivativeFinancialInstrumentsTables 75 false false R76.htm 00000077 - Disclosure - Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments Sheet http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments Details http://southernfirst.com/role/DerivativeFinancialInstrumentsTables 76 false false R77.htm 00000078 - Disclosure - Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income Sheet http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income Details http://southernfirst.com/role/DerivativeFinancialInstrumentsTables 77 false false R78.htm 00000079 - Disclosure - Derivative Financial Instruments (Details Narrative) Sheet http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative Derivative Financial Instruments (Details Narrative) Details http://southernfirst.com/role/DerivativeFinancialInstrumentsTables 78 false false R79.htm 00000080 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis Sheet http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis Details http://southernfirst.com/role/FairValueAccountingTables 79 false false R80.htm 00000081 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis Sheet http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis Details http://southernfirst.com/role/FairValueAccountingTables 80 false false R81.htm 00000082 - Disclosure - Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements Sheet http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements Details http://southernfirst.com/role/FairValueAccountingTables 81 false false R82.htm 00000083 - Disclosure - Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments Sheet http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments Details http://southernfirst.com/role/FairValueAccountingTables 82 false false R83.htm 00000084 - Disclosure - Fair Value Accounting (Details Narrative) Sheet http://southernfirst.com/role/FairValueAccountingDetailsNarrative Fair Value Accounting (Details Narrative) Details http://southernfirst.com/role/FairValueAccountingTables 83 false false R84.htm 00000085 - Disclosure - Earnings Per Common Share (Details) - Schedule of earnings per share computations Sheet http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations Earnings Per Common Share (Details) - Schedule of earnings per share computations Details http://southernfirst.com/role/EarningsPerCommonShareTables 84 false false R85.htm 00000086 - Disclosure - Earnings Per Common Share (Details Narrative) Sheet http://southernfirst.com/role/EarningsPerCommonShareDetailsNarrative Earnings Per Common Share (Details Narrative) Details http://southernfirst.com/role/EarningsPerCommonShareTables 85 false false R86.htm 00000087 - Disclosure - Commitments and Contingencies (Details Narrative) Sheet http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative Commitments and Contingencies (Details Narrative) Details http://southernfirst.com/role/CommitmentsAndContingencies 86 false false R87.htm 00000088 - Disclosure - Income Taxes (Details) - Schedule of components of income tax expense Sheet http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense Income Taxes (Details) - Schedule of components of income tax expense Details http://southernfirst.com/role/IncomeTaxesTables 87 false false R88.htm 00000089 - Disclosure - Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate Sheet http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate Details http://southernfirst.com/role/IncomeTaxesTables 88 false false R89.htm 00000090 - Disclosure - Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities Sheet http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities Details http://southernfirst.com/role/IncomeTaxesTables 89 false false R90.htm 00000091 - Disclosure - Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates Sheet http://southernfirst.com/role/RelatedPartyTransactionsDetails-ScheduleOfLoanTransactionsWithDirectorsAndExecutiveOfficersIncludingTheirAffiliates Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates Details http://southernfirst.com/role/RelatedPartyTransactionsTables 90 false false R91.htm 00000092 - Disclosure - Related Party Transactions (Details Narrative) Sheet http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative Related Party Transactions (Details Narrative) Details http://southernfirst.com/role/RelatedPartyTransactionsTables 91 false false R92.htm 00000093 - Disclosure - Financial Instruments With Off-Balance Sheet Risk (Details Narrative) Sheet http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative Financial Instruments With Off-Balance Sheet Risk (Details Narrative) Details http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRisk 92 false false R93.htm 00000094 - Disclosure - Employee Benefit Plan (Details Narrative) Sheet http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative Employee Benefit Plan (Details Narrative) Details http://southernfirst.com/role/EmployeeBenefitPlan 93 false false R94.htm 00000095 - Disclosure - Stock-Based Compensation (Details) - Schedule of stock-based compensation expense Sheet http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStock-basedCompensationExpense Stock-Based Compensation (Details) - Schedule of stock-based compensation expense Details http://southernfirst.com/role/Stock-basedCompensationTables 94 false false R95.htm 00000096 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes Sheet http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes Details http://southernfirst.com/role/Stock-basedCompensationTables 95 false false R96.htm 00000097 - Disclosure - Stock-Based Compensation (Details) - Schedule of assumptions used Sheet http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed Stock-Based Compensation (Details) - Schedule of assumptions used Details http://southernfirst.com/role/Stock-basedCompensationTables 96 false false R97.htm 00000098 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes Sheet http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes Details http://southernfirst.com/role/Stock-basedCompensationTables 97 false false R98.htm 00000099 - Disclosure - Stock-Based Compensation (Details Narrative) Sheet http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative Stock-Based Compensation (Details Narrative) Details http://southernfirst.com/role/Stock-basedCompensationTables 98 false false R99.htm 00000100 - Disclosure - Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements Sheet http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements Details http://southernfirst.com/role/RegulatoryMattersTables 99 false false R100.htm 00000101 - Disclosure - Regulatory Matters (Details Narrative) Sheet http://southernfirst.com/role/RegulatoryMattersDetailsNarrative Regulatory Matters (Details Narrative) Details http://southernfirst.com/role/RegulatoryMattersTables 100 false false R101.htm 00000102 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed balance sheets Sheet http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets Parent Company Financial Information (Details) - Schedule of condensed balance sheets Details http://southernfirst.com/role/ParentCompanyFinancialInformationTables 101 false false R102.htm 00000103 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of income Sheet http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome Parent Company Financial Information (Details) - Schedule of condensed statements of income Details http://southernfirst.com/role/ParentCompanyFinancialInformationTables 102 false false R103.htm 00000104 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows Sheet http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows Details http://southernfirst.com/role/ParentCompanyFinancialInformationTables 103 false false All Reports Book All Reports sfst-20231231.xsd sfst-20231231_cal.xml sfst-20231231_def.xml sfst-20231231_lab.xml sfst-20231231_pre.xml sfst4260121-10k.htm sfst4260121-10k1x47x1.jpg http://fasb.org/srt/2023 http://fasb.org/us-gaap/2023 http://xbrl.sec.gov/dei/2023 true true JSON 125 MetaLinks.json IDEA: XBRL DOCUMENT { "version": "2.2", "instance": { "sfst4260121-10k.htm": { "nsprefix": "SFST", "nsuri": "http://southernfirst.com/20231231", "dts": { "schema": { "local": [ "sfst-20231231.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd", "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd", "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-roles-2023.xsd", "https://xbrl.fasb.org/srt/2023/elts/srt-types-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-gaap-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-roles-2023.xsd", "https://xbrl.fasb.org/us-gaap/2023/elts/us-types-2023.xsd", "https://xbrl.sec.gov/country/2023/country-2023.xsd", "https://xbrl.sec.gov/dei/2023/dei-2023.xsd" ] }, "calculationLink": { "local": [ "sfst-20231231_cal.xml" ] }, "definitionLink": { "local": [ "sfst-20231231_def.xml" ] }, "labelLink": { "local": [ "sfst-20231231_lab.xml" ] }, "presentationLink": { "local": [ "sfst-20231231_pre.xml" ] }, "inline": { "local": [ "sfst4260121-10k.htm" ] } }, "keyStandard": 423, "keyCustom": 153, "axisStandard": 29, "axisCustom": 0, "memberStandard": 52, "memberCustom": 54, "hidden": { "total": 767, "http://southernfirst.com/20231231": 159, "http://fasb.org/us-gaap/2023": 605, "http://xbrl.sec.gov/dei/2023": 3 }, "contextCount": 555, "entityCount": 1, "segmentCount": 111, "elementCount": 872, "unitCount": 5, "baseTaxonomies": { "http://fasb.org/us-gaap/2023": 2314, "http://xbrl.sec.gov/dei/2023": 38, "http://fasb.org/srt/2023": 3 }, "report": { "R1": { "role": "http://southernfirst.com/role/Cover", "longName": "00000001 - Document - Cover", "shortName": "Cover", "isDefault": "true", "groupType": "document", "subGroupType": "", "menuCat": "Cover", "order": "1", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "span", "b", "p", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "dei:DocumentType", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "span", "b", "p", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R2": { "role": "http://southernfirst.com/role/ConsolidatedBalanceSheets", "longName": "00000002 - Statement - CONSOLIDATED BALANCE SHEETS", "shortName": "CONSOLIDATED BALANCE SHEETS", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "2", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:CashAndDueFromBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R3": { "role": "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical", "longName": "00000003 - Statement - CONSOLIDATED BALANCE SHEETS (Parenthetical)", "shortName": "CONSOLIDATED BALANCE SHEETS (Parenthetical)", "isDefault": "false", "groupType": "statement", "subGroupType": "parenthetical", "menuCat": "Statements", "order": "3", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PreferredStockParOrStatedValuePerShare", "unitRef": "USDPShares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "span", "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PreferredStockParOrStatedValuePerShare", "unitRef": "USDPShares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "span", "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R4": { "role": "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "longName": "00000004 - Statement - CONSOLIDATED STATEMENTS OF INCOME", "shortName": "CONSOLIDATED STATEMENTS OF INCOME", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "4", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R5": { "role": "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome", "longName": "00000005 - Statement - CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "shortName": "CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "5", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R6": { "role": "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity", "longName": "00000007 - Statement - CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY", "shortName": "CONSOLIDATED STATEMENTS OF SHAREHOLDERS' EQUITY", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "6", "firstAnchor": { "contextRef": "AsOf2020-12-31_us-gaap_CommonStockMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2020-12-31_us-gaap_CommonStockMember", "name": "us-gaap:StockholdersEquity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R7": { "role": "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "longName": "00000008 - Statement - CONSOLIDATED STATEMENTS OF CASH FLOWS", "shortName": "CONSOLIDATED STATEMENTS OF CASH FLOWS", "isDefault": "false", "groupType": "statement", "subGroupType": "", "menuCat": "Statements", "order": "7", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DepreciationAmortizationAndAccretionNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R8": { "role": "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivities", "longName": "00000009 - Disclosure - Summary of Significant Accounting Policies and Activities", "shortName": "Summary of Significant Accounting Policies and Activities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "8", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R9": { "role": "http://southernfirst.com/role/InvestmentSecurities", "longName": "00000010 - Disclosure - Investment Securities", "shortName": "Investment Securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "9", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R10": { "role": "http://southernfirst.com/role/MortgageLoansHeldForSale", "longName": "00000011 - Disclosure - Mortgage Loans Held for Sale", "shortName": "Mortgage Loans Held for Sale", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "10", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:MortgageLoansHeldForSaleTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:MortgageLoansHeldForSaleTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R11": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLosses", "longName": "00000012 - Disclosure - Loans and Allowance for Credit Losses", "shortName": "Loans and Allowance for Credit Losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "11", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R12": { "role": "http://southernfirst.com/role/PropertyAndEquipment", "longName": "00000013 - Disclosure - Property and Equipment", "shortName": "Property and Equipment", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "12", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R13": { "role": "http://southernfirst.com/role/Leases", "longName": "00000014 - Disclosure - Leases", "shortName": "Leases", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "13", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LesseeOperatingLeasesTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R14": { "role": "http://southernfirst.com/role/Deposits", "longName": "00000015 - Disclosure - Deposits", "shortName": "Deposits", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "14", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R15": { "role": "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings", "longName": "00000016 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings", "shortName": "Federal Home Loan Bank Advances and Other Borrowings", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "15", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R16": { "role": "http://southernfirst.com/role/SubordinatedDebentures", "longName": "00000017 - Disclosure - Subordinated Debentures", "shortName": "Subordinated Debentures", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "16", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R17": { "role": "http://southernfirst.com/role/UnusedLinesOfCredit", "longName": "00000018 - Disclosure - Unused Lines of Credit", "shortName": "Unused Lines of Credit", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "17", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:UnusedLinesOfCreditTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:UnusedLinesOfCreditTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R18": { "role": "http://southernfirst.com/role/DerivativeFinancialInstruments", "longName": "00000019 - Disclosure - Derivative Financial Instruments", "shortName": "Derivative Financial Instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "18", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R19": { "role": "http://southernfirst.com/role/FairValueAccounting", "longName": "00000020 - Disclosure - Fair Value Accounting", "shortName": "Fair Value Accounting", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "19", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:FairValueDisclosuresTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R20": { "role": "http://southernfirst.com/role/EarningsPerCommonShare", "longName": "00000021 - Disclosure - Earnings Per Common Share", "shortName": "Earnings Per Common Share", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "20", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:EarningsPerShareTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R21": { "role": "http://southernfirst.com/role/CommitmentsAndContingencies", "longName": "00000022 - Disclosure - Commitments and Contingencies", "shortName": "Commitments and Contingencies", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "21", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R22": { "role": "http://southernfirst.com/role/IncomeTaxes", "longName": "00000023 - Disclosure - Income Taxes", "shortName": "Income Taxes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "22", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R23": { "role": "http://southernfirst.com/role/RelatedPartyTransactions", "longName": "00000024 - Disclosure - Related Party Transactions", "shortName": "Related Party Transactions", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "23", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R24": { "role": "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRisk", "longName": "00000025 - Disclosure - Financial Instruments With Off-Balance Sheet Risk", "shortName": "Financial Instruments With Off-Balance Sheet Risk", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "24", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:FinancialInstrumentsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:FinancialInstrumentsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R25": { "role": "http://southernfirst.com/role/EmployeeBenefitPlan", "longName": "00000026 - Disclosure - Employee Benefit Plan", "shortName": "Employee Benefit Plan", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "25", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R26": { "role": "http://southernfirst.com/role/Stock-basedCompensation", "longName": "00000027 - Disclosure - Stock-Based Compensation", "shortName": "Stock-Based Compensation", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "26", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R27": { "role": "http://southernfirst.com/role/Dividends", "longName": "00000028 - Disclosure - Dividends", "shortName": "Dividends", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "27", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:DividendsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:DividendsDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R28": { "role": "http://southernfirst.com/role/RegulatoryMatters", "longName": "00000029 - Disclosure - Regulatory Matters", "shortName": "Regulatory Matters", "isDefault": "false", "groupType": "disclosure", "subGroupType": "", "menuCat": "Notes", "order": "28", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R29": { "role": "http://southernfirst.com/role/ParentCompanyFinancialInformation", "longName": "00000030 - Disclosure - Parent Company Financial Information", "shortName": "Parent Company Financial Information", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Notes", "order": "29", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R30": { "role": "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies", "longName": "00000031 - Disclosure - Summary of Significant Accounting Policies and Activities (Policies)", "shortName": "Summary of Significant Accounting Policies and Activities (Policies)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "policies", "menuCat": "Policies", "order": "30", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R31": { "role": "http://southernfirst.com/role/InvestmentSecuritiesTables", "longName": "00000032 - Disclosure - Investment Securities (Tables)", "shortName": "Investment Securities (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "31", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R32": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables", "longName": "00000033 - Disclosure - Loans and Allowance for Credit Losses (Tables)", "shortName": "Loans and Allowance for Credit Losses (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "32", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R33": { "role": "http://southernfirst.com/role/PropertyAndEquipmentTables", "longName": "00000034 - Disclosure - Property and Equipment (Tables)", "shortName": "Property and Equipment (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "33", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R34": { "role": "http://southernfirst.com/role/LeasesTables", "longName": "00000035 - Disclosure - Leases (Tables)", "shortName": "Leases (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "34", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R35": { "role": "http://southernfirst.com/role/DepositsTables", "longName": "00000036 - Disclosure - Deposits (Tables)", "shortName": "Deposits (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "35", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:DetailOfDepositAccountsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:DetailOfDepositAccountsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R36": { "role": "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables", "longName": "00000037 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Tables)", "shortName": "Federal Home Loan Bank Advances and Other Borrowings (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "36", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R37": { "role": "http://southernfirst.com/role/DerivativeFinancialInstrumentsTables", "longName": "00000038 - Disclosure - Derivative Financial Instruments (Tables)", "shortName": "Derivative Financial Instruments (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "37", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R38": { "role": "http://southernfirst.com/role/FairValueAccountingTables", "longName": "00000039 - Disclosure - Fair Value Accounting (Tables)", "shortName": "Fair Value Accounting (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "38", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R39": { "role": "http://southernfirst.com/role/EarningsPerCommonShareTables", "longName": "00000040 - Disclosure - Earnings Per Common Share (Tables)", "shortName": "Earnings Per Common Share (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "39", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R40": { "role": "http://southernfirst.com/role/IncomeTaxesTables", "longName": "00000041 - Disclosure - Income Taxes (Tables)", "shortName": "Income Taxes (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "40", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R41": { "role": "http://southernfirst.com/role/RelatedPartyTransactionsTables", "longName": "00000042 - Disclosure - Related Party Transactions (Tables)", "shortName": "Related Party Transactions (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "41", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R42": { "role": "http://southernfirst.com/role/Stock-basedCompensationTables", "longName": "00000043 - Disclosure - Stock-Based Compensation (Tables)", "shortName": "Stock-Based Compensation (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "42", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R43": { "role": "http://southernfirst.com/role/RegulatoryMattersTables", "longName": "00000044 - Disclosure - Regulatory Matters (Tables)", "shortName": "Regulatory Matters (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "tables", "menuCat": "Tables", "order": "43", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R44": { "role": "http://southernfirst.com/role/ParentCompanyFinancialInformationTables", "longName": "00000045 - Disclosure - Parent Company Financial Information (Tables)", "shortName": "Parent Company Financial Information (Tables)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Tables", "order": "44", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R45": { "role": "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative", "longName": "00000046 - Disclosure - Summary of Significant Accounting Policies and Activities (Details Narrative)", "shortName": "Summary of Significant Accounting Policies and Activities (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "45", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:DebtInstrumentInterestRateStatedPercentage", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "span", "p", "us-gaap:ConcentrationRiskCreditRisk", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:DebtInstrumentInterestRateStatedPercentage", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "span", "p", "us-gaap:ConcentrationRiskCreditRisk", "us-gaap:SignificantAccountingPoliciesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R46": { "role": "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "longName": "00000047 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities", "shortName": "Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "46", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_CorporateBondSecuritiesMember", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R47": { "role": "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity", "longName": "00000048 - Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity", "shortName": "Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "47", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R48": { "role": "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities", "longName": "00000049 - Disclosure - Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities", "shortName": "Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "48", "firstAnchor": { "contextRef": "AsOf2023-12-31_custom_CorporateBondsMember", "name": "SFST:NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger", "unitRef": "Integer", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_custom_CorporateBondsMember", "name": "SFST:NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger", "unitRef": "Integer", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R49": { "role": "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments", "longName": "00000050 - Disclosure - Investment Securities (Details) - Schedule of other investments", "shortName": "Investment Securities (Details) - Schedule of other investments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "49", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:InvestmentInFederalHomeLoanBankStockFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R50": { "role": "http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative", "longName": "00000051 - Disclosure - Investment Securities (Details Narrative)", "shortName": "Investment Securities (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "50", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:ProceedsFromSaleOfInvestmentSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:ProceedsFromSaleOfInvestmentSecurities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R51": { "role": "http://southernfirst.com/role/MortgageLoansHeldForSaleDetailsNarrative", "longName": "00000052 - Disclosure - Mortgage Loans Held for Sale (Details Narrative)", "shortName": "Mortgage Loans Held for Sale (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "51", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:MortgagesHeldForSaleFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:MortgageLoansHeldForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:MortgagesHeldForSaleFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:MortgageLoansHeldForSaleTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R52": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio", "longName": "00000053 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "52", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableNetOfDeferredIncome", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:LoansAndLeasesReceivableNetOfDeferredIncomePercentage", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R53": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfGrossLoansByRateType", "longName": "00000054 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "53", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LoansReceivableWithVariableRatesOfInterest1", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:LoanReceivableByRateTypeTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LoansReceivableWithVariableRatesOfInterest1", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:LoanReceivableByRateTypeTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R54": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "longName": "00000055 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "54", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:FinancingReceivableOriginatedInCurrentFiscalYear", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R55": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "longName": "00000056 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "55", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:TotalLoan", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfCompensatingBalancesTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:TotalLoan", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfCompensatingBalancesTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R56": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs", "longName": "00000057 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "56", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R57": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "longName": "00000058 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "57", "firstAnchor": { "contextRef": "AsOf2023-12-31_custom_NonaccrualLoansWithNoAllowanceMember", "name": "SFST:TotalNonaccrualLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_custom_NonaccrualLoansWithNoAllowanceMember", "name": "SFST:TotalNonaccrualLoans", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R58": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans", "longName": "00000059 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "58", "firstAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_CommercialLoanMember", "name": "us-gaap:DebtSecuritiesAvailableForSaleAmortizedCostCurrent", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_CommercialLoanMember", "name": "us-gaap:DebtSecuritiesAvailableForSaleAmortizedCostCurrent", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "us-gaap:HeldToMaturitySecuritiesTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R59": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "longName": "00000060 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "59", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:ProvisionForLoanLeaseAndOtherLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2020-12-31_us-gaap_CommercialLoanMember_custom_OwnerOccupiedReMember", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfActivityRelatedToTheAllowanceForCreditLossesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R60": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "longName": "00000061 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "60", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AllowanceForLoanAndLeaseLossesRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AllowanceForLoanAndLeaseLossesRealEstate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R61": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments", "longName": "00000062 - Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments", "shortName": "Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "61", "firstAnchor": { "contextRef": "AsOf2022-12-31_custom_AllowanceForCreditLossesUnfundedLoanCommitmentsMember", "name": "us-gaap:FinancingReceivableAllowanceForCreditLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2022-01-012022-12-31_custom_AllowanceForCreditLossesUnfundedLoanCommitmentsMember", "name": "SFST:AdjustmentForAdoptionOfCECL", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R62": { "role": "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative", "longName": "00000063 - Disclosure - Loans and Allowance for Credit Losses (Details Narrative)", "shortName": "Loans and Allowance for Credit Losses (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "62", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:RealEstateLoanPercentageOfAggregateLoan", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:RealEstateLoanPercentageOfAggregateLoan", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R63": { "role": "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "longName": "00000064 - Disclosure - Property and Equipment (Details) - Schedule of components of property and equipment", "shortName": "Property and Equipment (Details) - Schedule of components of property and equipment", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "63", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentGross", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:PropertyPlantAndEquipmentTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R64": { "role": "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment", "longName": "00000065 - Disclosure - Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment", "shortName": "Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "64", "firstAnchor": { "contextRef": "AsOf2023-12-31_custom_SoftwareMember", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_custom_SoftwareMember", "name": "us-gaap:PropertyPlantAndEquipmentUsefulLife", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R65": { "role": "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative", "longName": "00000066 - Disclosure - Property and Equipment (Details Narrative)", "shortName": "Property and Equipment (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "65", "firstAnchor": { "contextRef": "From2022-01-012022-12-31", "name": "us-gaap:GainLossOnSaleOfOtherAssets", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DepreciationDepletionAndAmortization", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R66": { "role": "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities", "longName": "00000067 - Disclosure - Leases (Details) - Schedule of maturities of lease liabilities", "shortName": "Leases (Details) - Schedule of maturities of lease liabilities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "66", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R67": { "role": "http://southernfirst.com/role/LeasesDetailsNarrative", "longName": "00000068 - Disclosure - Leases (Details Narrative)", "shortName": "Leases (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "67", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentOtherNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:PropertyPlantAndEquipmentOtherNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:LesseeOperatingLeasesTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R68": { "role": "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts", "longName": "00000069 - Disclosure - Deposits (Details) - Schedule of detail in deposit accounts", "shortName": "Deposits (Details) - Schedule of detail in deposit accounts", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "68", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:NoninterestBearingDepositLiabilities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:DetailOfDepositAccountsTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:NoninterestBearingDepositLiabilities", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:DetailOfDepositAccountsTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R69": { "role": "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit", "longName": "00000070 - Disclosure - Deposits (Details) - Schedule of maturities certificates of deposit", "shortName": "Deposits (Details) - Schedule of maturities certificates of deposit", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "69", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:TimeDepositMaturitiesYearOne", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R70": { "role": "http://southernfirst.com/role/DepositsDetailsNarrative", "longName": "00000071 - Disclosure - Deposits (Details Narrative)", "shortName": "Deposits (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "70", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:TimeDeposits100000OrMore", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:TimeDeposits100000OrMore", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:DepositLiabilitiesDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R71": { "role": "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding", "longName": "00000072 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding", "shortName": "Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "71", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AdvancesFromFederalHomeLoanBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock", "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R72": { "role": "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative", "longName": "00000073 - Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details Narrative)", "shortName": "Federal Home Loan Bank Advances and Other Borrowings (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "72", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:AdvancesFromFederalHomeLoanBanks", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "SFST:FederalHomeLoanBanksOutstandingAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R73": { "role": "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative", "longName": "00000074 - Disclosure - Subordinated Debentures (Details Narrative)", "shortName": "Subordinated Debentures (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "73", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:JuniorSubordinatedNotes", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:DescriptionOfWallStreetReformAndConsumerProtectionAct", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "us-gaap:SubordinatedBorrowingsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R74": { "role": "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative", "longName": "00000075 - Disclosure - Unused Lines of Credit (Details Narrative)", "shortName": "Unused Lines of Credit (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "74", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:UnusedLinesOfCreditTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:LineOfCreditFacilityMaximumBorrowingCapacity", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "SFST:UnusedLinesOfCreditTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R75": { "role": "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment", "longName": "00000076 - Disclosure - Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment", "shortName": "Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "75", "firstAnchor": { "contextRef": "AsOf2023-12-31_custom_FixedRateAssetMember", "name": "us-gaap:HedgedAssetFairValueHedgeLastOfLayerAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_custom_FixedRateAssetMember", "name": "us-gaap:HedgedAssetFairValueHedgeLastOfLayerAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "SFST:ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R76": { "role": "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "longName": "00000077 - Disclosure - Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments", "shortName": "Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "76", "firstAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_SwapMember", "name": "us-gaap:DerivativeNotionalAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_SwapMember", "name": "us-gaap:DerivativeNotionalAmount", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R77": { "role": "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome", "longName": "00000078 - Disclosure - Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income", "shortName": "Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "77", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:GainLossOnFairValueHedgeIneffectivenessNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:GainLossOnFairValueHedgeIneffectivenessNet", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R78": { "role": "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative", "longName": "00000079 - Disclosure - Derivative Financial Instruments (Details Narrative)", "shortName": "Derivative Financial Instruments (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "78", "firstAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_InterestRateSwapMember", "name": "us-gaap:AccruedInvestmentIncomeReceivable", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_InterestRateSwapMember", "name": "us-gaap:AccruedInvestmentIncomeReceivable", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R79": { "role": "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "longName": "00000080 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis", "shortName": "Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "79", "firstAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_FairValueMeasurementsRecurringMember", "name": "SFST:SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_FairValueMeasurementsRecurringMember", "name": "SFST:SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R80": { "role": "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "longName": "00000081 - Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis", "shortName": "Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "80", "firstAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_FairValueMeasurementsNonrecurringMember", "name": "us-gaap:AlternativeInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_us-gaap_FairValueMeasurementsNonrecurringMember", "name": "us-gaap:AlternativeInvestment", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R81": { "role": "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements", "longName": "00000082 - Disclosure - Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements", "shortName": "Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "81", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:FairValueOfMeasurementsValuationTechniques", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "td", "tr", "table", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:FairValueOfMeasurementsValuationTechniques", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "td", "tr", "table", "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R82": { "role": "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments", "longName": "00000083 - Disclosure - Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments", "shortName": "Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "82", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:OtherInvestments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:OtherAssetsFairValueDisclosure", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R83": { "role": "http://southernfirst.com/role/FairValueAccountingDetailsNarrative", "longName": "00000084 - Disclosure - Fair Value Accounting (Details Narrative)", "shortName": "Fair Value Accounting (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "83", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:PercentageOfLoansCollateralByRealEstate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:PercentageOfLoansCollateralByRealEstate", "unitRef": "Pure", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:FairValueDisclosuresTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R84": { "role": "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations", "longName": "00000085 - Disclosure - Earnings Per Common Share (Details) - Schedule of earnings per share computations", "shortName": "Earnings Per Common Share (Details) - Schedule of earnings per share computations", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "84", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R85": { "role": "http://southernfirst.com/role/EarningsPerCommonShareDetailsNarrative", "longName": "00000086 - Disclosure - Earnings Per Common Share (Details Narrative)", "shortName": "Earnings Per Common Share (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "85", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:EarningsPerShareTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R86": { "role": "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative", "longName": "00000087 - Disclosure - Commitments and Contingencies (Details Narrative)", "shortName": "Commitments and Contingencies (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "86", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:PeriodOfEmploymentAgreement", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:PeriodOfEmploymentAgreement", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R87": { "role": "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense", "longName": "00000088 - Disclosure - Income Taxes (Details) - Schedule of components of income tax expense", "shortName": "Income Taxes (Details) - Schedule of components of income tax expense", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "87", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:CurrentFederalTaxExpenseBenefit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R88": { "role": "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate", "longName": "00000089 - Disclosure - Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate", "shortName": "Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "88", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R89": { "role": "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities", "longName": "00000090 - Disclosure - Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities", "shortName": "Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "89", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "us-gaap:IncomeTaxDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R90": { "role": "http://southernfirst.com/role/RelatedPartyTransactionsDetails-ScheduleOfLoanTransactionsWithDirectorsAndExecutiveOfficersIncludingTheirAffiliates", "longName": "00000091 - Disclosure - Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates", "shortName": "Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "90", "firstAnchor": { "contextRef": "AsOf2022-12-31", "name": "SFST:LoanTransactionsWithRelatedParty", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2021-12-31", "name": "SFST:LoanTransactionsWithRelatedParty", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfRelatedPartyTransactionsTableTextBlock", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R91": { "role": "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative", "longName": "00000092 - Disclosure - Related Party Transactions (Details Narrative)", "shortName": "Related Party Transactions (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "91", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:OperatingLeaseLeaseIncomeLeasePayments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "span", "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:OperatingLeaseLeaseIncomeLeasePayments", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "span", "p", "us-gaap:RelatedPartyTransactionsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R92": { "role": "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative", "longName": "00000093 - Disclosure - Financial Instruments With Off-Balance Sheet Risk (Details Narrative)", "shortName": "Financial Instruments With Off-Balance Sheet Risk (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "92", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:UnusedCommitmentsToExtendCredit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:FinancialInstrumentsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:UnusedCommitmentsToExtendCredit", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:FinancialInstrumentsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R93": { "role": "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative", "longName": "00000094 - Disclosure - Employee Benefit Plan (Details Narrative)", "shortName": "Employee Benefit Plan (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "93", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "SFST:NumberOfExecutiveOfficers", "unitRef": "Integer", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "span", "p", "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-012023-12-31_custom_ProfitSharingAndFourHundredOneKPlanMember", "name": "us-gaap:DefinedBenefitPlanNetPeriodicBenefitCost", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "span", "p", "us-gaap:PensionAndOtherPostretirementBenefitsDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R94": { "role": "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStock-basedCompensationExpense", "longName": "00000095 - Disclosure - Stock-Based Compensation (Details) - Schedule of stock-based compensation expense", "shortName": "Stock-Based Compensation (Details) - Schedule of stock-based compensation expense", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "94", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:StockOptionPlanExpense", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:StockOptionPlanExpense", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R95": { "role": "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges", "longName": "00000096 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes", "shortName": "Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "95", "firstAnchor": { "contextRef": "AsOf2022-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2020-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "unitRef": "USDPShares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R96": { "role": "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed", "longName": "00000097 - Disclosure - Stock-Based Compensation (Details) - Schedule of assumptions used", "shortName": "Stock-Based Compensation (Details) - Schedule of assumptions used", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "96", "firstAnchor": { "contextRef": "From2021-01-012021-12-31", "name": "us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfAssumptionsUsedTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2021-01-012021-12-31", "name": "us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "td", "tr", "table", "us-gaap:ScheduleOfAssumptionsUsedTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R97": { "role": "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges", "longName": "00000098 - Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes", "shortName": "Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "97", "firstAnchor": { "contextRef": "AsOf2022-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2020-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R98": { "role": "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative", "longName": "00000099 - Disclosure - Stock-Based Compensation (Details Narrative)", "shortName": "Stock-Based Compensation (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "98", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "unitRef": "Shares", "xsiNil": "false", "lang": null, "decimals": "INF", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "0", "ancestors": [ "span", "span", "p", "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R99": { "role": "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements", "longName": "00000100 - Disclosure - Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements", "shortName": "Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "99", "firstAnchor": { "contextRef": "AsOf2023-12-31_custom_BankMember", "name": "us-gaap:Capital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_custom_BankMember", "name": "us-gaap:Capital", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R100": { "role": "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative", "longName": "00000101 - Disclosure - Regulatory Matters (Details Narrative)", "shortName": "Regulatory Matters (Details Narrative)", "isDefault": "false", "groupType": "disclosure", "subGroupType": "details", "menuCat": "Details", "order": "100", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DescriptionOfCapitalRequirementsOnTrustAssets", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true }, "uniqueAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:DescriptionOfCapitalRequirementsOnTrustAssets", "unitRef": null, "xsiNil": "false", "lang": "en-US", "decimals": null, "ancestors": [ "span", "p", "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true, "unique": true } }, "R101": { "role": "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "longName": "00000102 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed balance sheets", "shortName": "Parent Company Financial Information (Details) - Schedule of condensed balance sheets", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "101", "firstAnchor": { "contextRef": "AsOf2023-12-31", "name": "us-gaap:CashCashEquivalentsAndFederalFundsSold", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "AsOf2023-12-31_srt_ParentCompanyMember", "name": "us-gaap:CashCashEquivalentsAndFederalFundsSold", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "srt:ScheduleOfCondensedBalanceSheetTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R102": { "role": "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome", "longName": "00000103 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of income", "shortName": "Parent Company Financial Information (Details) - Schedule of condensed statements of income", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "102", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:InterestAndDividendIncomeOperating", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-012023-12-31_srt_ParentCompanyMember", "name": "us-gaap:InterestAndDividendIncomeOperating", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "srt:ScheduleOfCondensedIncomeStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } }, "R103": { "role": "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "longName": "00000104 - Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows", "shortName": "Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows", "isDefault": "false", "groupType": "disclosure", "subGroupType": "parenthetical", "menuCat": "Details", "order": "103", "firstAnchor": { "contextRef": "From2023-01-01to2023-12-31", "name": "us-gaap:NetIncomeLoss", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "first": true }, "uniqueAnchor": { "contextRef": "From2023-01-012023-12-31_srt_ParentCompanyMember", "name": "us-gaap:ShareBasedCompensation", "unitRef": "USD", "xsiNil": "false", "lang": null, "decimals": "-3", "ancestors": [ "td", "tr", "table", "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock", "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "body", "html" ], "reportCount": 1, "baseRef": "sfst4260121-10k.htm", "unique": true } } }, "tag": { "us-gaap_AccountingPoliciesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountingPoliciesAbstract", "lang": { "en-us": { "role": { "label": "Accounting Policies [Abstract]" } } }, "auth_ref": [] }, "us-gaap_AccountsNotesAndLoansReceivableLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsNotesAndLoansReceivableLineItems", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_AccountsPayableAndAccruedLiabilitiesCurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsPayableAndAccruedLiabilitiesCurrent", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Accrued expenses", "documentation": "Sum of the carrying values as of the balance sheet date of obligations incurred through that date and due within one year (or the operating cycle, if longer), including liabilities incurred (and for which invoices have typically been received) and payable to vendors for goods and services received, taxes, interest, rent and utilities, accrued salaries and bonuses, payroll taxes and fringe benefits." } } }, "auth_ref": [ "r33" ] }, "us-gaap_AccountsReceivableChangeInMethodCreditLossExpenseReversal": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccountsReceivableChangeInMethodCreditLossExpenseReversal", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Reversal of expenses", "documentation": "Amount of expense (reversal of expense) for expected credit loss on accounts receivable from change in methodology." } } }, "auth_ref": [ "r395" ] }, "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Accretion and amortization of securities discounts and premiums, net", "label": "Accretion (Amortization) of Discounts and Premiums, Investments", "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r159" ] }, "us-gaap_AccruedEmployeeBenefitsCurrentAndNoncurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccruedEmployeeBenefitsCurrentAndNoncurrent", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Accrued benefit obligation", "documentation": "Carrying value as of the balance sheet date of obligations, excluding pension and other postretirement benefits, incurred through that date and payable for perquisites provided to employees pertaining to services received from them." } } }, "auth_ref": [ "r120" ] }, "SFST_AccruedInterestReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AccruedInterestReceivable", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Accrued interest receivable" } } }, "auth_ref": [] }, "SFST_AccruedInterestReceivablePolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AccruedInterestReceivablePolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Accrued Interest Receivable" } } }, "auth_ref": [] }, "us-gaap_AccruedInvestmentIncomeReceivable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccruedInvestmentIncomeReceivable", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Accrued interest receivable related to interest rate swap", "documentation": "Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments." } } }, "auth_ref": [ "r183", "r738", "r1035" ] }, "SFST_Accruing3059DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "Accruing3059DaysPastDueMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Accruing 30-59 Days Past Due [Member]" } } }, "auth_ref": [] }, "SFST_Accruing6089DaysPastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "Accruing6089DaysPastDueMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "label": "Accruing 60-89 Days Past Due [Member]" } } }, "auth_ref": [] }, "SFST_Accruing90DaysOrMorePastDueMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "Accruing90DaysOrMorePastDueMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "label": "Accruing 90 Days or More Past Due [Member]" } } }, "auth_ref": [] }, "SFST_AccruingCurrentMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AccruingCurrentMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "label": "Accruing Current [Member]" } } }, "auth_ref": [] }, "SFST_AccruingTroubledDebtRestructurings": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AccruingTroubledDebtRestructurings", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Accruing troubled debt restructurings" } } }, "auth_ref": [] }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "negatedLabel": "Accumulated depreciation and amortization", "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services." } } }, "auth_ref": [ "r71", "r255", "r740" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Accumulated other comprehensive loss", "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source." } } }, "auth_ref": [ "r41", "r42", "r148", "r259", "r734", "r760", "r761" ] }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AccumulatedOtherComprehensiveIncomeMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Accumulated other comprehensive income (loss)", "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r3", "r22", "r42", "r615", "r618", "r652", "r756", "r757", "r1036", "r1037", "r1038", "r1051", "r1052", "r1053" ] }, "SFST_AdditionalBorrowingsUnderFederalHomeLoan": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AdditionalBorrowingsUnderFederalHomeLoan", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Additional borrowings under FHLB" } } }, "auth_ref": [] }, "us-gaap_AdditionalPaidInCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapital", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "verboseLabel": "Additional paid-in capital", "label": "Additional Paid in Capital", "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock." } } }, "auth_ref": [ "r141", "r969", "r1163" ] }, "us-gaap_AdditionalPaidInCapitalMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdditionalPaidInCapitalMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Additional paid-in capital", "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders." } } }, "auth_ref": [ "r571", "r572", "r573", "r772", "r1051", "r1052", "r1053", "r1140", "r1168" ] }, "SFST_AdjustedPercentageOfStockDividends": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AdjustedPercentageOfStockDividends", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Adjusted percentage of stock dividends" } } }, "auth_ref": [] }, "SFST_AdjustmentForAdoptionOfCECL": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AdjustmentForAdoptionOfCECL", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "label": "Adjustment for adoption of CECL", "documentation": "Adjustment for adoption of CECL." } } }, "auth_ref": [] }, "SFST_AdjustmentForCecl": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AdjustmentForCecl", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Adjustment for CECL" } } }, "auth_ref": [] }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Compensation expense related to restricted stock, net of tax", "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement." } } }, "auth_ref": [] }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Compensation expense related to stock options, net of tax", "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement." } } }, "auth_ref": [ "r86", "r87", "r535" ] }, "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Adjustments to reconcile net income to cash provided by operating activities:", "verboseLabel": "Adjustments to reconcile net income to cash provided by operating activities" } } }, "auth_ref": [] }, "SFST_AdoptionOfASU201613": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AdoptionOfASU201613", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Adoption of ASU 2016-13" } } }, "auth_ref": [] }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AdvancesFromFederalHomeLoanBanks", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding", "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Amount", "verboseLabel": "Advance from Federal Home Loan Bank", "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages." } } }, "auth_ref": [ "r209" ] }, "us-gaap_AgencySecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AgencySecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "US government agencies [Member]", "documentation": "Securities issued by government sponsored entities." } } }, "auth_ref": [ "r1060", "r1067" ] }, "SFST_AggregateSumOfLoansClassifiedAsTroubledDebtRestructurings": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AggregateSumOfLoansClassifiedAsTroubledDebtRestructurings", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Total sum of loans classified as troubled debt restructurings" } } }, "auth_ref": [] }, "SFST_AgreegateCommitmentAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AgreegateCommitmentAmount", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Aggregate commitment amount" } } }, "auth_ref": [] }, "SFST_AllowanceForCreditLossesForLoanCommitments": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForCreditLossesForLoanCommitments", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Allowance for credit losses for unfunded loan commitments", "documentation": "The predicted amount of loss a bank may be exposed to when a debtor defaults on a loan." } } }, "auth_ref": [] }, "SFST_AllowanceForCreditLossesLoansPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForCreditLossesLoansPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Allowance for Credit Losses - Loans" } } }, "auth_ref": [] }, "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of allowance for credit losses for unfunded loan commitments", "documentation": "Tabular disclosure of allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r60", "r1091" ] }, "SFST_AllowanceForCreditLossesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForCreditLossesPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Allowance for Credit Losses \u2013 Investment Securities" } } }, "auth_ref": [] }, "SFST_AllowanceForCreditLossesUnfundedLoanCommitmentsMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForCreditLossesUnfundedLoanCommitmentsMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "label": "Allowance For Credit Losses Unfunded Loan Commitments [Member]" } } }, "auth_ref": [] }, "us-gaap_AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Allowance for loan losses", "documentation": "Amount of increase (decrease) of allowance reserve for credit loss." } } }, "auth_ref": [] }, "us-gaap_AllowanceForLoanAndLeaseLossesRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForLoanAndLeaseLossesRealEstate", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans" ], "lang": { "en-us": { "role": { "label": "Real estate", "documentation": "The reserve to cover probable credit losses related to specifically identified fixed maturity real estate loans as well as probable credit losses inherent in the remainder of that loan portfolio." } } }, "auth_ref": [] }, "us-gaap_AllowanceForLoanAndLeaseLossesWriteOffs": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AllowanceForLoanAndLeaseLossesWriteOffs", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Loan charge-offs", "documentation": "Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss." } } }, "auth_ref": [ "r19" ] }, "SFST_AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Net loan recoveries (charge-offs)", "documentation": "Allowance for loan and lease losses write offs net of recoveries." } } }, "auth_ref": [] }, "SFST_AllowanceForLoanLossesAsPercentageOfGrossLoans": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForLoanLossesAsPercentageOfGrossLoans", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Allowance for credit losses to gross loans", "documentation": "Allowance for loan losses as a percentage of gross loans." } } }, "auth_ref": [] }, "SFST_AllowanceForLoanLossesAsPercentageOfNonperformingLoans": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AllowanceForLoanLossesAsPercentageOfNonperformingLoans", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Allowance for credit losses to nonperforming loans", "documentation": "Allowance for credit losses as a percentage of nonperforming loans." } } }, "auth_ref": [] }, "us-gaap_AlternativeInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AlternativeInvestment", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis" ], "lang": { "en-us": { "role": { "label": "Individually evaluated loans", "documentation": "Fair value of investment other than investment in equity security, investment in debt security and equity method investment. Includes, but is not limited to, investment in certain entities that calculate net asset value per share. Example includes, but is not limited to, investment in hedge fund, venture capital fund, private equity fund, and real estate partnership or fund." } } }, "auth_ref": [ "r624", "r633" ] }, "dei_AmendmentDescription": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentDescription", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Amendment Description", "documentation": "Description of changes contained within amended document." } } }, "auth_ref": [] }, "dei_AmendmentFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AmendmentFlag", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Amendment Flag", "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission." } } }, "auth_ref": [] }, "SFST_AmortizationOfDeferredCompensationOnRestrictedStock": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AmortizationOfDeferredCompensationOnRestrictedStock", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStock-basedCompensationExpense" ], "lang": { "en-us": { "role": { "label": "Restricted stock grant expense" } } }, "auth_ref": [] }, "dei_AnnualInformationForm": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AnnualInformationForm", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Annual Information Form", "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form." } } }, "auth_ref": [ "r1001" ] }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Antidilutive securities excluded from computation of earnings per share, amount", "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented." } } }, "auth_ref": [ "r314" ] }, "SFST_ApproximatelyCommitmentsTotaled": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ApproximatelyCommitmentsTotaled", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Total commitments" } } }, "auth_ref": [] }, "SFST_AssetBackedSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AssetBackedSecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Asset-backed securities" } } }, "auth_ref": [] }, "us-gaap_AssetBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetBackedSecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Asset-backed securities [Member]", "documentation": "Securities that are primarily serviced by the cash flows of a discrete pool of receivables or other financial assets for example, but not limited to, credit card receivables, car loans, recreational vehicle loans, and mobile home loans." } } }, "auth_ref": [ "r952", "r1062", "r1072", "r1080" ] }, "us-gaap_Assets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Assets", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total assets", "verboseLabel": "Total assets", "label": "Assets [Default Label]", "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r184", "r257", "r288", "r320", "r334", "r338", "r390", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r427", "r428", "r603", "r605", "r636", "r731", "r801", "r969", "r985", "r1099", "r1100", "r1146" ] }, "us-gaap_AssetsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "ASSETS", "verboseLabel": "Assets" } } }, "auth_ref": [] }, "us-gaap_AssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Total assets measured at fair value on a recurring basis", "verboseLabel": "Total assets measured at fair value on a nonrecurring basis", "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events." } } }, "auth_ref": [ "r104" ] }, "us-gaap_AssetsFairValueDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AssetsFairValueDisclosureAbstract", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Assets" } } }, "auth_ref": [] }, "dei_AuditedAnnualFinancialStatements": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditedAnnualFinancialStatements", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Audited Annual Financial Statements", "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements." } } }, "auth_ref": [ "r1001" ] }, "dei_AuditorFirmId": { "xbrltype": "nonemptySequenceNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorFirmId", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Auditor Firm ID", "documentation": "PCAOB issued Audit Firm Identifier" } } }, "auth_ref": [ "r998", "r1000", "r1001" ] }, "dei_AuditorLocation": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorLocation", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Auditor Location" } } }, "auth_ref": [ "r998", "r1000", "r1001" ] }, "dei_AuditorName": { "xbrltype": "internationalNameItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "AuditorName", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Auditor Name" } } }, "auth_ref": [ "r998", "r1000", "r1001" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale, Gross Unrealized Gains", "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r362" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale, Gross Unrealized Losses", "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r363" ] }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Available for sale, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r359", "r407", "r729" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after five through ten years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1065" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after five through ten years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r368", "r714" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after one through five years, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1064" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after one through five years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r367", "r713" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after ten years , Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1066" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due after ten years, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r369", "r715" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due within one year, Amortized Cost", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r1063" ] }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Due within one year, Fair Value", "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r366", "r712" ] }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AvailableForSaleSecuritiesDebtSecurities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Investments", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValuesOfInvestmentSecuritiesAvailableForSaleByContractualMaturity" ], "lang": { "en-us": { "role": { "label": "Investment securities available for sale", "verboseLabel": "Available for sale, Fair Value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r360", "r407", "r707", "r1058" ] }, "SFST_AvailableForSaleSecuritiesTotalNumberOfInvestments": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "AvailableForSaleSecuritiesTotalNumberOfInvestments", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "verboseLabel": "Available for sale Securities, Total, Number of investments | Investments", "documentation": "Number of investments in continuous unrealized loss position.", "label": "AvailableForSaleSecuritiesTotalNumberOfInvestments" } } }, "auth_ref": [] }, "us-gaap_AwardTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "AwardTypeAxis", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Award Type [Axis]", "documentation": "Information by type of award under share-based payment arrangement." } } }, "auth_ref": [ "r538", "r539", "r540", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r562", "r563", "r564", "r565", "r566" ] }, "us-gaap_BalanceSheetLocationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationAxis", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location [Axis]", "documentation": "Information by location on balance sheet (statement of financial position)." } } }, "auth_ref": [] }, "SFST_BalanceSheetLocationDescription": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BalanceSheetLocationDescription", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Balance Sheet Location, description" } } }, "auth_ref": [] }, "us-gaap_BalanceSheetLocationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BalanceSheetLocationDomain", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Location in the balance sheet (statement of financial position)." } } }, "auth_ref": [ "r95", "r98" ] }, "SFST_BankMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BankMember", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Bank [Member]" } } }, "auth_ref": [] }, "us-gaap_BankOwnedLifeInsurance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsurance", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Bank owned life insurance", "documentation": "The carrying amount of a life insurance policy on an officer, executive or employee for which the reporting entity (a bank) is entitled to proceeds from the policy upon death of the insured or surrender of the insurance policy." } } }, "auth_ref": [ "r1154" ] }, "us-gaap_BankOwnedLifeInsuranceIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BankOwnedLifeInsuranceIncome", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 4.0 }, "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 13.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Income from bank owned life insurance", "negatedLabel": "Increase in cash surrender value of bank owned life insurance", "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies." } } }, "auth_ref": [ "r200" ] }, "SFST_BankOwnedLifeInsurancePoliciesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BankOwnedLifeInsurancePoliciesPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Bank Owned Life Insurance Policies" } } }, "auth_ref": [] }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BasisOfAccountingPolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Basis of Presentation", "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)." } } }, "auth_ref": [] }, "us-gaap_BuildingMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "BuildingMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Buildings [Member]", "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities." } } }, "auth_ref": [ "r165" ] }, "SFST_BuildingsMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BuildingsMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "verboseLabel": "Buildings [Member]", "label": "BuildingsMember" } } }, "auth_ref": [] }, "SFST_BusinessAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BusinessAssets", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans" ], "lang": { "en-us": { "role": { "label": "Business assets", "documentation": "Amount of business assets." } } }, "auth_ref": [] }, "SFST_BusinessLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BusinessLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Business [Member]" } } }, "auth_ref": [] }, "SFST_BusinessMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "BusinessMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "verboseLabel": "Business [Member]", "label": "Business [Member] [Default Label]" } } }, "auth_ref": [] }, "us-gaap_Capital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Capital", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) Amount", "documentation": "Amount of total capital as defined by regulatory framework." } } }, "auth_ref": [ "r720" ] }, "us-gaap_CapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) For capital adequacy purposes minimum", "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r720", "r724" ] }, "SFST_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio" } } }, "auth_ref": [] }, "us-gaap_CapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum", "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r720" ] }, "SFST_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio" } } }, "auth_ref": [] }, "SFST_CapitalToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CapitalToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Total Capital (to risk weighted assets) Actual Ratio" } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAtCarryingValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Cash and cash equivalents", "periodStartLabel": "Cash and cash equivalents, beginning of year", "periodEndLabel": "Cash and cash equivalents, end of year", "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation." } } }, "auth_ref": [ "r49", "r253", "r927" ] }, "us-gaap_CashAndCashEquivalentsAtCarryingValueAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAtCarryingValueAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Cash and cash equivalents:" } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsAxis", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents [Axis]", "documentation": "Information by type of cash and cash equivalent balance." } } }, "auth_ref": [ "r253" ] }, "us-gaap_CashAndCashEquivalentsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsLineItems", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_CashAndCashEquivalentsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndCashEquivalentsPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Cash and Cash Equivalents", "documentation": "Disclosure of accounting policy for cash and cash equivalents, including the policy for determining which items are treated as cash equivalents. Other information that may be disclosed includes (1) the nature of any restrictions on the entity's use of its cash and cash equivalents, (2) whether the entity's cash and cash equivalents are insured or expose the entity to credit risk, (3) the classification of any negative balance accounts (overdrafts), and (4) the carrying basis of cash equivalents (for example, at cost) and whether the carrying amount of cash equivalents approximates fair value." } } }, "auth_ref": [ "r51" ] }, "us-gaap_CashAndDueFromBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashAndDueFromBanks", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Cash and due from banks", "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks." } } }, "auth_ref": [ "r182" ] }, "us-gaap_CashCashEquivalentsAndFederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsAndFederalFundsSold", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total cash and cash equivalents", "verboseLabel": "Cash and cash equivalents", "label": "Cash, Cash Equivalents, and Federal Funds Sold", "documentation": "The sum of cash and cash equivalents plus Federal Funds Sold. Cash and cash equivalents consist of short term, highly liquid investments that are readily convertible to known amounts of cash and are so near their maturity that they present negligible risk of changes in value due to changes in interest rates -- usually with an original maturity less than 90 days." } } }, "auth_ref": [ "r118" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "periodStartLabel": "Cash and cash equivalents, beginning of year", "periodEndLabel": "Cash and cash equivalents, end of year", "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents", "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r49", "r157", "r285" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "totalLabel": "Net increase (decrease) in cash and cash equivalents", "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Excluding Exchange Rate Effect", "documentation": "Amount of increase (decrease) in cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; excluding effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r2", "r157" ] }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net increase (decrease) in cash and cash equivalents", "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r2", "r157" ] }, "us-gaap_CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net cash provided by operating activities", "documentation": "Amount of cash inflow (outflow) of operating activities of discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r134", "r157" ] }, "us-gaap_CertificatesOfDepositAtCarryingValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CertificatesOfDepositAtCarryingValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments" ], "lang": { "en-us": { "role": { "label": "Other nonmarketable investments", "documentation": "A savings certificate entitling the Entity (that is, bearer) to receive interest at an established maturity date, based upon a fixed interest rate. A certificate of deposit may be issued in any denomination. Certificates of deposit are generally issued by commercial banks and, therefore, insured by the FDIC (up to the prescribed limit). Certificates of deposit generally restrict holders from withdrawing funds on demand without the incurrence of penalties. Generally, only certificates of deposit with original maturities of three months or less qualify as cash equivalents. Original maturity means original maturity to the entity holding the investment. As a related example, both a three-month US Treasury bill and a three-year Treasury note purchased three months from maturity qualify as cash equivalents. However, a Treasury note purchased three-years ago does not become a cash equivalent when its remaining maturity is three months." } } }, "auth_ref": [ "r1031" ] }, "srt_ChiefExecutiveOfficerMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ChiefExecutiveOfficerMember", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Chief Executive Officer [Member]", "documentation": "Person with designation of chief executive officer." } } }, "auth_ref": [ "r1057" ] }, "dei_CityAreaCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CityAreaCode", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "City Area Code", "documentation": "Area code of city" } } }, "auth_ref": [] }, "us-gaap_CollateralAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Collateral Held [Axis]", "documentation": "Information by category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [ "r938" ] }, "us-gaap_CollateralDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CollateralDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "documentation": "Category of collateral or no collateral, from lender's perspective." } } }, "auth_ref": [] }, "SFST_CommercialAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialAbstract", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Commercial" } } }, "auth_ref": [] }, "SFST_CommercialAndConsumerMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialAndConsumerMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Commercial & Consumer [Member]" } } }, "auth_ref": [] }, "SFST_CommercialBusinessLineItems": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialBusinessLineItems", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans" ], "lang": { "en-us": { "role": { "label": "Commercial Business [Line Items]" } } }, "auth_ref": [] }, "SFST_CommercialConstructionLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialConstructionLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Commercial Construction Loans [Member]" } } }, "auth_ref": [] }, "us-gaap_CommercialLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Commercial [Member]", "documentation": "A loan, whether secured or unsecured, to a company for purposes such as seasonal working capital needs, inventory financing, equipment purchases and acquisitions." } } }, "auth_ref": [] }, "SFST_CommercialLoansPercentageOfAggregateRealEstateLoan": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialLoansPercentageOfAggregateRealEstateLoan", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Commercial loans percentage" } } }, "auth_ref": [] }, "SFST_CommercialLoansReceivableCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialLoansReceivableCarryingAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Total commercial loans", "documentation": "Carrying amount of commercial loans, whether secured or unsecured, to a company for purposes such as seasonal working capital needs, inventory financing, equipment purchases and acquisitions." } } }, "auth_ref": [] }, "SFST_CommercialLoansReceivablePercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CommercialLoansReceivablePercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Total commercial loans percentage", "documentation": "Total percentage of deferred loan fees and costs of commercial loans." } } }, "auth_ref": [] }, "us-gaap_CommercialRealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommercialRealEstateMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Non-owner occupied RE [Member]", "documentation": "Property that is solely used for business purposes." } } }, "auth_ref": [ "r935", "r940", "r1106" ] }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Commitments and Contingencies Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingencies" ], "lang": { "en-us": { "role": { "label": "Commitments and Contingencies", "documentation": "The entire disclosure for commitments and contingencies." } } }, "auth_ref": [ "r166", "r414", "r415", "r920", "r1095" ] }, "us-gaap_CommonStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Common stock", "documentation": "Stock that is subordinate to all other stock of the issuer." } } }, "auth_ref": [ "r973", "r974", "r975", "r977", "r978", "r979", "r982", "r1051", "r1052", "r1140", "r1161", "r1168" ] }, "us-gaap_CommonStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockParOrStatedValuePerShare", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common stock, par value", "documentation": "Face amount or stated value per share of common stock." } } }, "auth_ref": [ "r140" ] }, "us-gaap_CommonStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesAuthorized", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common stock, authorized shares", "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r140", "r789" ] }, "us-gaap_CommonStockSharesIssued": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesIssued", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common stock, issued shares", "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury." } } }, "auth_ref": [ "r140" ] }, "us-gaap_CommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockSharesOutstanding", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Common stock, outstanding shares", "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation." } } }, "auth_ref": [ "r23", "r140", "r789", "r807", "r1168", "r1169" ] }, "us-gaap_CommonStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CommonStockValue", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Common stock, par value $.01 per share, 10,000,000 shares authorized, 8,088,186 and 8,011,045 shares issued and outstanding at December 31, 2023 and 2022, respectively", "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r140", "r733", "r969" ] }, "SFST_CompanyMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CompanyMember", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Company [Member]" } } }, "auth_ref": [] }, "us-gaap_CompensatingBalanceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CompensatingBalanceAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Modification balance", "documentation": "The amount of a specific compensating balance arrangement that is maintained under an agreement for a bank loan or future credit availability." } } }, "auth_ref": [ "r253" ] }, "us-gaap_CompensationAndRetirementDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CompensationAndRetirementDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Retirement Benefits [Abstract]" } } }, "auth_ref": [] }, "us-gaap_ComprehensiveIncomeNetOfTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomeNetOfTax", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Comprehensive income", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners." } } }, "auth_ref": [ "r43", "r267", "r269", "r276", "r708", "r745" ] }, "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ComprehensiveIncomePolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Comprehensive Income", "documentation": "Disclosure of accounting policy for comprehensive income." } } }, "auth_ref": [] }, "us-gaap_ConcentrationRiskCreditRisk": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConcentrationRiskCreditRisk", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Risks and Uncertainties", "documentation": "Disclosure of accounting policy for credit risk." } } }, "auth_ref": [ "r130", "r221" ] }, "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Condensed Financial Information Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformation" ], "lang": { "en-us": { "role": { "label": "Parent Company Financial Information", "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document." } } }, "auth_ref": [ "r251", "r290", "r1008" ] }, "srt_CondensedFinancialStatementsCaptionsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "CondensedFinancialStatementsCaptionsLineItems", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Condensed Financial Statements, Captions [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r245", "r247", "r248", "r249", "r290", "r1008" ] }, "srt_ConsolidatedEntitiesAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesAxis", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Consolidated Entities [Axis]", "documentation": "Information by consolidated entity or group of entities." } } }, "auth_ref": [ "r246", "r290", "r603", "r604", "r605", "r606", "r659", "r921", "r1027", "r1028", "r1029", "r1098", "r1101", "r1102" ] }, "srt_ConsolidatedEntitiesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ConsolidatedEntitiesDomain", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "documentation": "Entity or group of entities consolidated into reporting entity." } } }, "auth_ref": [ "r246", "r290", "r603", "r604", "r605", "r606", "r659", "r921", "r1027", "r1028", "r1029", "r1098", "r1101", "r1102" ] }, "us-gaap_ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Other Investments", "documentation": "Disclosure of accounting policy for subsidiaries or other investments that are consolidated, including the accounting treatment for intercompany accounts or transactions and any noncontrolling interest." } } }, "auth_ref": [ "r218" ] }, "us-gaap_ConstructionInProgressMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionInProgressMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Construction in process [Member]", "documentation": "Structure or a modification to a structure under construction. Includes recently completed structures or modifications to structures that have not been placed into service." } } }, "auth_ref": [] }, "us-gaap_ConstructionLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Construction [Member]", "documentation": "A borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis." } } }, "auth_ref": [ "r986" ] }, "us-gaap_ConstructionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConstructionMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "verboseLabel": "Construction [Member]", "label": "Construction [Member] [Default Label]", "documentation": "Building or developing real estate. Includes, but is not limited to, improvement to land for drainage, utilities, grading and subdividing." } } }, "auth_ref": [ "r1105" ] }, "SFST_ConsumerAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ConsumerAbstract", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Consumer" } } }, "auth_ref": [] }, "us-gaap_ConsumerLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ConsumerLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Consumer [Member]", "documentation": "Loan or extension of credit for personal, family, or household use excluding real estate." } } }, "auth_ref": [ "r942" ] }, "SFST_ConsumerLoansPercentageOfAggregateRealEstateLoan": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ConsumerLoansPercentageOfAggregateRealEstateLoan", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Consumer loans percentage" } } }, "auth_ref": [] }, "SFST_ConsumerLoansReceivableCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ConsumerLoansReceivableCarryingAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Total consumer loans", "documentation": "Carrying amount of borrowing arrangement which provides the entity constructing a facility (such as a building and a landfill) with funds to effect construction, generally on a draw down, or as needed, basis." } } }, "auth_ref": [] }, "SFST_ConsumerLoansReceivablePercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ConsumerLoansReceivablePercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Total consumer loans percentage", "documentation": "Total percentage of deferred loan fees and costs of consumer loans." } } }, "auth_ref": [] }, "us-gaap_CorporateBondSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CorporateBondSecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "Corporate bonds [Member]", "documentation": "This category includes information about long-term debt securities that are issued by either a domestic or foreign corporate business entity with a date certain promise of repayment and a return to the holder for the time value of money (for example, variable or fixed interest, original issue discount)." } } }, "auth_ref": [] }, "SFST_CorporateBondsMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CorporateBondsMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "verboseLabel": "Corporate bonds [Member]", "label": "Corporate bonds [Member] [Default Label]" } } }, "auth_ref": [] }, "us-gaap_CostsAndExpensesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CostsAndExpensesAbstract", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Expenses" } } }, "auth_ref": [] }, "dei_CountryRegion": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CountryRegion", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Country Region", "documentation": "Region code of country" } } }, "auth_ref": [] }, "dei_CoverAbstract": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CoverAbstract", "lang": { "en-us": { "role": { "label": "Cover [Abstract]", "documentation": "Cover page." } } }, "auth_ref": [] }, "us-gaap_CurrentFederalStateAndLocalTaxExpenseBenefitAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentFederalStateAndLocalTaxExpenseBenefitAbstract", "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense" ], "lang": { "en-us": { "role": { "label": "Current income taxes:" } } }, "auth_ref": [] }, "us-gaap_CurrentFederalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentFederalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense": { "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense" ], "lang": { "en-us": { "role": { "label": "Federal", "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r1013", "r1047", "r1137" ] }, "dei_CurrentFiscalYearEndDate": { "xbrltype": "gMonthDayItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "CurrentFiscalYearEndDate", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Current Fiscal Year End Date", "documentation": "End date of current fiscal year in the format --MM-DD." } } }, "auth_ref": [] }, "us-gaap_CurrentIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense" ], "lang": { "en-us": { "role": { "totalLabel": "Total current tax expense", "label": "Current Income Tax Expense (Benefit)", "documentation": "Amount of current income tax expense (benefit) pertaining to taxable income (loss) from continuing operations." } } }, "auth_ref": [ "r175", "r593", "r599", "r1047" ] }, "SFST_CurrentPeriodGrossWriteoffs2019": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffs2019", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs 2019", "label": "CurrentPeriodGrossWriteoffs2019" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffs2020": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffs2020", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs 2020", "documentation": "The amount of current period gross write-offs 2020.", "label": "CurrentPeriodGrossWriteoffs2020" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffs2021": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffs2021", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs 2021", "label": "CurrentPeriodGrossWriteoffs2021" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffs2022": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffs2022", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs 2022", "documentation": "The amount of current period gross write-offs 2022.", "label": "CurrentPeriodGrossWriteoffs2022" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffs2023": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffs2023", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs 2023", "label": "CurrentPeriodGrossWriteoffs2023" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffsPrior": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffsPrior", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs Prior", "documentation": "The amount of current period gross write offs prior.", "label": "CurrentPeriodGrossWriteoffsPrior" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffsRevolving": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffsRevolving", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs Revolving", "documentation": "The amount of current period gross write offs revolving.", "label": "CurrentPeriodGrossWriteoffsRevolving" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffsRevolvingConvertTerm": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffsRevolvingConvertTerm", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs Revolving Converted to Term", "label": "CurrentPeriodGrossWriteoffsRevolvingConvertTerm" } } }, "auth_ref": [] }, "SFST_CurrentPeriodGrossWriteoffsTotal": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "CurrentPeriodGrossWriteoffsTotal", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "negatedLabel": "Current period gross write-offs Total", "documentation": "The amount of current period gross write-offs total.", "label": "CurrentPeriodGrossWriteoffsTotal" } } }, "auth_ref": [] }, "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "CurrentStateAndLocalTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense": { "parentTag": "us-gaap_CurrentIncomeTaxExpenseBenefit", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense" ], "lang": { "en-us": { "role": { "label": "State", "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction." } } }, "auth_ref": [ "r1013", "r1047", "r1137" ] }, "us-gaap_DebtInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative", "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Debt Instrument [Axis]", "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities." } } }, "auth_ref": [ "r29", "r135", "r136", "r185", "r187", "r290", "r429", "r430", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r644", "r945", "r946", "r947", "r948", "r949", "r1045" ] }, "us-gaap_DebtInstrumentFaceAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentFaceAmount", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Aggregate principal amount of subordinated notes", "documentation": "Face (par) amount of debt instrument at time of issuance." } } }, "auth_ref": [ "r108", "r110", "r429", "r644", "r946", "r947" ] }, "us-gaap_DebtInstrumentInterestRateDuringPeriod": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateDuringPeriod", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Rate of interest of subordinated notes", "documentation": "The average effective interest rate during the reporting period." } } }, "auth_ref": [ "r36", "r108", "r441" ] }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentInterestRateStatedPercentage", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Real estate loan percentage", "documentation": "Contractual interest rate for funds borrowed, under the debt agreement." } } }, "auth_ref": [ "r36", "r430" ] }, "us-gaap_DebtInstrumentLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentLineItems", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Debt Instrument [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r290", "r429", "r430", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r644", "r945", "r946", "r947", "r948", "r949", "r1045" ] }, "us-gaap_DebtInstrumentMaturityDate": { "xbrltype": "dateItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentMaturityDate", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative", "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Trust preferred securities maturity date", "verboseLabel": "Maturity date", "documentation": "Date when the debt instrument is scheduled to be fully repaid, in YYYY-MM-DD format." } } }, "auth_ref": [ "r231", "r945", "r1141" ] }, "us-gaap_DebtInstrumentMaturityDateDescription": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentMaturityDateDescription", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans" ], "lang": { "en-us": { "role": { "label": "Financial Effect, description", "documentation": "Description of the maturity date of the debt instrument including whether the debt matures serially and, if so, a brief description of the serial maturities." } } }, "auth_ref": [ "r37" ] }, "us-gaap_DebtInstrumentNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentNameDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative", "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities." } } }, "auth_ref": [ "r38", "r290", "r429", "r430", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r644", "r945", "r946", "r947", "r948", "r949", "r1045" ] }, "us-gaap_DebtInstrumentTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentTable", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Long-Term Debt Instruments [Table]", "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r38", "r75", "r76", "r107", "r108", "r110", "r127", "r167", "r168", "r290", "r429", "r430", "r431", "r432", "r433", "r434", "r435", "r436", "r437", "r438", "r439", "r440", "r441", "r442", "r443", "r444", "r445", "r644", "r945", "r946", "r947", "r948", "r949", "r1045" ] }, "us-gaap_DebtInstrumentTerm": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtInstrumentTerm", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Debt instrument term", "documentation": "Period of time between issuance and maturity of debt instrument, in PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [] }, "SFST_DebtInstrumentTotalLoanTypePercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DebtInstrumentTotalLoanTypePercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans" ], "lang": { "en-us": { "role": { "label": "Percentage of Total Loan Type" } } }, "auth_ref": [] }, "us-gaap_DebtSecuritiesAvailableForSaleAmortizedCostCurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleAmortizedCostCurrent", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans" ], "lang": { "en-us": { "role": { "label": "Amortized Cost Basis", "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), classified as current." } } }, "auth_ref": [ "r407", "r1061" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, 12 months or longer, Fair value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r214", "r411", "r944" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, 12 months or Longer, Unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r214", "r411" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Less than 12 months, Fair value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r214", "r411", "r944" ] }, "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Less than 12 months, Unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r214", "r411" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Total, Fair value", "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss." } } }, "auth_ref": [ "r212", "r409", "r944" ] }, "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Total, Unrealized losses", "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset." } } }, "auth_ref": [ "r213", "r410" ] }, "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldToMaturityAllowanceForCreditLossTable", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans", "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table]", "documentation": "Disclosure of information about allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r1091" ] }, "us-gaap_DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule nonaccrual loans by major categories", "documentation": "Tabular disclosure of investment in debt security measured at amortized cost (held-to-maturity) on nonaccrual status." } } }, "auth_ref": [ "r400" ] }, "us-gaap_DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DebtSecuritiesHeldtomaturityAllowanceForCreditLossLineItems", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments", "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r1091" ] }, "SFST_DecreaseInFederalHomeLoanBankAdvancesAndOtherBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DecreaseInFederalHomeLoanBankAdvancesAndOtherBorrowings", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Increase (decrease) in Federal Home Loan Bank advances and other borrowings", "label": "DecreaseInFederalHomeLoanBankAdvancesAndOtherBorrowings" } } }, "auth_ref": [] }, "us-gaap_DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsLineItems", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_DeferredIncomeTaxAssetsNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxAssetsNet", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Deferred income taxes, net", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, with jurisdictional netting." } } }, "auth_ref": [ "r581", "r582" ] }, "us-gaap_DeferredIncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense" ], "lang": { "en-us": { "role": { "label": "Deferred income tax expense (benefit)", "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations." } } }, "auth_ref": [ "r11", "r175", "r229", "r598", "r599", "r1047" ] }, "us-gaap_DeferredIncomeTaxLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredIncomeTaxLiabilities", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "totalLabel": "Deferred tax liability, gross", "label": "Deferred Tax Liabilities, Gross", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences." } } }, "auth_ref": [ "r137", "r138", "r186", "r588" ] }, "us-gaap_DeferredTaxAssetsGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsGross", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "totalLabel": "Deferred tax assets, gross", "label": "Deferred Tax Assets, Gross", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards." } } }, "auth_ref": [ "r589" ] }, "SFST_DeferredTaxAssetsLeaseLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DeferredTaxAssetsLeaseLiabilities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Lease liabilities" } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsLiabilitiesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsLiabilitiesNet", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "totalLabel": "Net deferred tax asset", "label": "Deferred Tax Assets, Net", "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting." } } }, "auth_ref": [ "r1135" ] }, "SFST_DeferredTaxAssetsNetDeferredLoanFees": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DeferredTaxAssetsNetDeferredLoanFees", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Net deferred loan fees" } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsOther", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "Deferred Tax Assets, Other", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other." } } }, "auth_ref": [ "r88", "r1136" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseAbstract", "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Deferred tax assets:" } } }, "auth_ref": [] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Deferred compensation", "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from compensation and benefits costs." } } }, "auth_ref": [ "r88", "r1136" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Reserve for unfunded commitments", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on accounts receivable." } } }, "auth_ref": [ "r88", "r1136" ] }, "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "verboseLabel": "Allowance for credit losses", "label": "Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable." } } }, "auth_ref": [ "r88", "r1136" ] }, "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsGross", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Unrealized loss on securities available for sale", "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r1136" ] }, "us-gaap_DeferredTaxLiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesAbstract", "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Deferred tax liabilities:" } } }, "auth_ref": [] }, "SFST_DeferredTaxLiabilitiesHedgingTransactions": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DeferredTaxLiabilitiesHedgingTransactions", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Hedging transactions" } } }, "auth_ref": [] }, "us-gaap_DeferredTaxLiabilitiesOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesOther", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "Deferred Tax Liabilities, Other", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other." } } }, "auth_ref": [ "r88", "r1136" ] }, "us-gaap_DeferredTaxLiabilitiesPrepaidExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesPrepaidExpenses", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "label": "Prepaid expenses", "documentation": "Amount of deferred tax consequences attributable to taxable temporary differences derived from prepaid expenses." } } }, "auth_ref": [] }, "us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DeferredTaxLiabilitiesPropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "verboseLabel": "Property and equipment", "label": "Deferred Tax Liabilities, Property, Plant and Equipment", "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from property, plant, and equipment." } } }, "auth_ref": [ "r88", "r1136" ] }, "SFST_DeferredTaxLiabilitiesRightOfUseAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DeferredTaxLiabilitiesRightOfUseAssets", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities": { "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet", "weight": -1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfDeferredTaxAssetsAndLiabilities" ], "lang": { "en-us": { "role": { "verboseLabel": "ROU assets", "label": "DeferredTaxLiabilitiesRightOfUseAssets" } } }, "auth_ref": [] }, "us-gaap_DefinedBenefitPlanDisclosureLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedBenefitPlanDisclosureLineItems", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Defined Benefit Plan Disclosure [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_DefinedBenefitPlanNetPeriodicBenefitCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DefinedBenefitPlanNetPeriodicBenefitCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Defined benefit plan, annual cost", "documentation": "Amount of net periodic benefit cost (credit) for defined benefit plan." } } }, "auth_ref": [ "r494", "r516", "r954", "r955" ] }, "SFST_DenominatorAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DenominatorAbstract", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Denominator:" } } }, "auth_ref": [] }, "us-gaap_DepositLiabilitiesDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositLiabilitiesDisclosuresTextBlock", "presentation": [ "http://southernfirst.com/role/Deposits" ], "lang": { "en-us": { "role": { "verboseLabel": "Deposits", "label": "Deposit Liabilities Disclosures [Text Block]", "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity." } } }, "auth_ref": [ "r16", "r119", "r243", "r244" ] }, "us-gaap_Deposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Deposits", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 1.0 }, "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "Deposits", "totalLabel": "Total deposits", "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others." } } }, "auth_ref": [ "r119" ] }, "us-gaap_DepositsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsAbstract", "lang": { "en-us": { "role": { "label": "Deposits [Abstract]" } } }, "auth_ref": [] }, "SFST_DepositsCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DepositsCarryingAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Deposits, Carrying Amount" } } }, "auth_ref": [] }, "us-gaap_DepositsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsFairValueDisclosure", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Deposits, Fair Value", "documentation": "Fair value portion of deposit liabilities held by the entity, including, but not limited to, foreign and domestic, interest and noninterest bearing, demand deposits, saving deposits, negotiable orders of withdrawal (NOW) and time deposits." } } }, "auth_ref": [] }, "us-gaap_DepositsMoneyMarketDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepositsMoneyMarketDeposits", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Time deposits obtained outside of primary market", "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts." } } }, "auth_ref": [ "r119" ] }, "us-gaap_DepreciationAmortizationAndAccretionNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepreciationAmortizationAndAccretionNet", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Depreciation and other amortization", "documentation": "The aggregate net amount of depreciation, amortization, and accretion recognized during an accounting period. As a noncash item, the net amount is added back to net income when calculating cash provided by or used in operations using the indirect method." } } }, "auth_ref": [ "r11" ] }, "us-gaap_DepreciationDepletionAndAmortization": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DepreciationDepletionAndAmortization", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Depreciation and amortization expense", "documentation": "The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets." } } }, "auth_ref": [ "r11", "r324" ] }, "us-gaap_DerivativeAmountOfHedgedItem": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeAmountOfHedgedItem", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Derivative, Amount of Hedged Item", "documentation": "Amount of hedged item in hedging relationship. Excludes hedged asset or liability." } } }, "auth_ref": [] }, "us-gaap_DerivativeAssetsLiabilitiesAtFairValueNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeAssetsLiabilitiesAtFairValueNet", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Derivative Asset/(Liability), Fair Value", "verboseLabel": "Mortgage loan interest rate lock commitments", "documentation": "Fair values as of the balance sheet date of the net amount of all assets and liabilities resulting from contracts that meet the criteria of being accounted for as derivative instruments." } } }, "auth_ref": [ "r12" ] }, "us-gaap_DerivativeContractTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeContractTypeDomain", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset." } } }, "auth_ref": [ "r778", "r781", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r802", "r803", "r804", "r805", "r820", "r821", "r822", "r823", "r826", "r827", "r828", "r829", "r888", "r889", "r890", "r892", "r973", "r975" ] }, "SFST_DerivativeFinancialInstrumentsDetailsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DerivativeFinancialInstrumentsDetailsLineItems", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Derivative Financial Instruments (Details) [Line Items]" } } }, "auth_ref": [] }, "us-gaap_DerivativeInstrumentRiskAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentRiskAxis", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Derivative Instrument [Axis]", "documentation": "Information by type of derivative contract." } } }, "auth_ref": [ "r96", "r97", "r99", "r101", "r778", "r781", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r802", "r803", "r804", "r805", "r820", "r821", "r822", "r823", "r826", "r827", "r828", "r829", "r888", "r889", "r890", "r892", "r928", "r973", "r975" ] }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Derivative Instruments and Hedging Activities Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Derivative Financial Instruments", "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts." } } }, "auth_ref": [ "r177", "r613", "r620" ] }, "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipByIncomeStatementLocationByDerivativeInstrumentRiskTable", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Derivative Instruments, Gain (Loss) [Table]", "documentation": "Disclosure of information about the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments." } } }, "auth_ref": [ "r24", "r96", "r99", "r101", "r102", "r103", "r607" ] }, "us-gaap_DerivativeInstrumentsGainLossLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeInstrumentsGainLossLineItems", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Derivative Instruments, Gain (Loss) [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r607" ] }, "us-gaap_DerivativeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Total derivative financial instruments [Member]", "documentation": "This element represents types of derivative financial instruments which are financial instruments or other contractual arrangements with all three of the following characteristics: (a) it has (1) one or more underlyings and (2) one or more notional amounts or payment provisions or both. Those terms determine the amount of the settlement or settlements, and, in some cases, whether or not a settlement is required; (b) it requires no initial net investment or an initial net investment that is smaller than would be required for other types of contracts that would be expected to have a similar response to changes in market factors; and (c) its terms require or permit net settlement, it can readily be settled net by a means outside the contract, or it provides for delivery of an asset that puts the recipient in a position not substantially different from net settlement. Notwithstanding the above characteristics, loan commitments that relate to the origination of mortgage loans that will be held for sale are accounted for as derivative instruments by the issuer of the loan commitment (that is, the potential lender)." } } }, "auth_ref": [ "r178" ] }, "us-gaap_DerivativeNotionalAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DerivativeNotionalAmount", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Derivative financial instruments, notional amount", "verboseLabel": "Total notional amount", "documentation": "Nominal or face amount used to calculate payment on derivative." } } }, "auth_ref": [ "r1138", "r1139" ] }, "SFST_DerivativesNotDesignatedAsHedgingInstrumentsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DerivativesNotDesignatedAsHedgingInstrumentsAbstract", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Derivatives not designated as hedging instruments:" } } }, "auth_ref": [] }, "us-gaap_DescriptionOfCapitalRequirementsOnTrustAssets": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DescriptionOfCapitalRequirementsOnTrustAssets", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Capital requirements ratio, description", "documentation": "Describes the capital requirements for trusts assets under management." } } }, "auth_ref": [ "r129" ] }, "SFST_DescriptionOfWallStreetReformAndConsumerProtectionAct": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DescriptionOfWallStreetReformAndConsumerProtectionAct", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Dodd-Frank Act prohibits, description" } } }, "auth_ref": [] }, "us-gaap_DesignatedAsHedgingInstrumentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DesignatedAsHedgingInstrumentMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Designated as Hedging Instrument [Member]", "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP)." } } }, "auth_ref": [ "r24" ] }, "SFST_DetailOfDepositAccountsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DetailOfDepositAccountsTableTextBlock", "presentation": [ "http://southernfirst.com/role/DepositsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of detail in deposit accounts" } } }, "auth_ref": [] }, "SFST_DirectorsAffiliatesAndExecutiveOfficersMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DirectorsAffiliatesAndExecutiveOfficersMember", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Directors Affiliates and Executive Officers [Member]" } } }, "auth_ref": [] }, "SFST_DisclosureDividendsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DisclosureDividendsAbstract", "lang": { "en-us": { "role": { "label": "Dividends" } } }, "auth_ref": [] }, "SFST_DisclosureFederalHomeLoanBankAdvancesAndOtherBorrowingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DisclosureFederalHomeLoanBankAdvancesAndOtherBorrowingsAbstract", "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances And Other Borrowings" } } }, "auth_ref": [] }, "SFST_DisclosureLeasesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DisclosureLeasesAbstract", "lang": { "en-us": { "role": { "label": "Leases", "verboseLabel": "Leases Details - Schedule Of Maturities Of Lease Liabilities" } } }, "auth_ref": [] }, "SFST_DisclosureMortgageLoansHeldForSaleAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DisclosureMortgageLoansHeldForSaleAbstract", "lang": { "en-us": { "role": { "label": "Mortgage Loans Held For Sale" } } }, "auth_ref": [] }, "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensation" ], "lang": { "en-us": { "role": { "label": "Stock-Based Compensation", "documentation": "The entire disclosure for share-based payment arrangement." } } }, "auth_ref": [ "r533", "r537", "r567", "r568", "r570", "r963" ] }, "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract", "lang": { "en-us": { "role": { "label": "Share-Based Payment Arrangement [Abstract]" } } }, "auth_ref": [] }, "SFST_DisclosureUnusedLinesOfCreditAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DisclosureUnusedLinesOfCreditAbstract", "lang": { "en-us": { "role": { "label": "Unused Lines Of Credit" } } }, "auth_ref": [] }, "SFST_DividendsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "DividendsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/Dividends" ], "lang": { "en-us": { "role": { "verboseLabel": "Dividends", "label": "DividendsDisclosureTextBlock" } } }, "auth_ref": [] }, "dei_DocumentAccountingStandard": { "xbrltype": "accountingStandardItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentAccountingStandard", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Accounting Standard", "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'." } } }, "auth_ref": [ "r1000" ] }, "dei_DocumentAnnualReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentAnnualReport", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Annual Report", "documentation": "Boolean flag that is true only for a form used as an annual report." } } }, "auth_ref": [ "r998", "r1000", "r1001" ] }, "dei_DocumentFinStmtErrorCorrectionFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFinStmtErrorCorrectionFlag", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Financial Statement Error Correction Flag", "documentation": "Indicates whether any of the financial statement period in the filing include a restatement due to error correction." } } }, "auth_ref": [ "r998", "r1000", "r1001", "r1003" ] }, "dei_DocumentFiscalPeriodFocus": { "xbrltype": "fiscalPeriodItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalPeriodFocus", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Period Focus", "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY." } } }, "auth_ref": [] }, "dei_DocumentFiscalYearFocus": { "xbrltype": "gYearItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentFiscalYearFocus", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Fiscal Year Focus", "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006." } } }, "auth_ref": [] }, "dei_DocumentPeriodEndDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodEndDate", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Period End Date", "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD." } } }, "auth_ref": [] }, "dei_DocumentPeriodStartDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentPeriodStartDate", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Period Start Date", "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format." } } }, "auth_ref": [] }, "dei_DocumentQuarterlyReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentQuarterlyReport", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Quarterly Report", "documentation": "Boolean flag that is true only for a form used as an quarterly report." } } }, "auth_ref": [ "r999" ] }, "dei_DocumentRegistrationStatement": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentRegistrationStatement", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Registration Statement", "documentation": "Boolean flag that is true only for a form used as a registration statement." } } }, "auth_ref": [ "r987" ] }, "dei_DocumentShellCompanyEventDate": { "xbrltype": "dateItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentShellCompanyEventDate", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Shell Company Event Date", "documentation": "Date of event requiring a shell company report." } } }, "auth_ref": [ "r1000" ] }, "dei_DocumentShellCompanyReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentShellCompanyReport", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Shell Company Report", "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act." } } }, "auth_ref": [ "r1000" ] }, "dei_DocumentTransitionReport": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentTransitionReport", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Transition Report", "documentation": "Boolean flag that is true only for a form used as a transition report." } } }, "auth_ref": [ "r1002" ] }, "dei_DocumentType": { "xbrltype": "submissionTypeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentType", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Document Type", "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'." } } }, "auth_ref": [] }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "DocumentsIncorporatedByReferenceTextBlock", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Documents Incorporated by Reference", "documentation": "Documents incorporated by reference." } } }, "auth_ref": [ "r990" ] }, "SFST_EarningsPerCommonShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "EarningsPerCommonShareAbstract", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Earnings per common share:" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Earnings per common share", "verboseLabel": "Earnings Per Share [Abstract]" } } }, "auth_ref": [] }, "us-gaap_EarningsPerShareBasic": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareBasic", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Basic", "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period." } } }, "auth_ref": [ "r277", "r296", "r297", "r298", "r299", "r300", "r305", "r308", "r311", "r312", "r313", "r317", "r622", "r623", "r709", "r746", "r931" ] }, "us-gaap_EarningsPerShareDiluted": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareDiluted", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Diluted", "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period." } } }, "auth_ref": [ "r277", "r296", "r297", "r298", "r299", "r300", "r308", "r311", "r312", "r313", "r317", "r622", "r623", "r709", "r746", "r931" ] }, "us-gaap_EarningsPerShareTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EarningsPerShareTextBlock", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShare" ], "lang": { "en-us": { "role": { "label": "Earnings Per Common Share", "documentation": "The entire disclosure for earnings per share." } } }, "auth_ref": [ "r304", "r314", "r315", "r316" ] }, "us-gaap_EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate" ], "lang": { "en-us": { "role": { "label": "Effect of stock-based compensation", "documentation": "Amount of difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying domestic federal statutory income tax rate to pretax income (loss) from continuing operation, attributable to expense for award under share-based payment arrangement. Excludes expense determined to be nondeductible upon grant or after for award under share-based payment arrangement." } } }, "auth_ref": [ "r1009", "r1134" ] }, "us-gaap_EmployeeBenefitsAndShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeBenefitsAndShareBasedCompensation", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStock-basedCompensationExpense" ], "lang": { "en-us": { "role": { "label": "Total stock-based compensation expense", "documentation": "Amount of expense for employee benefit and equity-based compensation." } } }, "auth_ref": [] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Recognized weighted average period", "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r569" ] }, "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Unrecognized compensation cost", "documentation": "Amount of cost to be recognized for option under share-based payment arrangement." } } }, "auth_ref": [ "r1133" ] }, "SFST_EmploymentAgreementDescription": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "EmploymentAgreementDescription", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Employment agreement description" } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine1": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine1", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line One", "documentation": "Address Line 1 such as Attn, Building Name, Street Name" } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine2": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine2", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line Two", "documentation": "Address Line 2 such as Street or Suite number" } } }, "auth_ref": [] }, "dei_EntityAddressAddressLine3": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressAddressLine3", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, Address Line Three", "documentation": "Address Line 3 such as an Office Park" } } }, "auth_ref": [] }, "dei_EntityAddressCityOrTown": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCityOrTown", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, City or Town", "documentation": "Name of the City or Town" } } }, "auth_ref": [] }, "dei_EntityAddressCountry": { "xbrltype": "countryCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressCountry", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, Country", "documentation": "ISO 3166-1 alpha-2 country code." } } }, "auth_ref": [] }, "dei_EntityAddressPostalZipCode": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressPostalZipCode", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, Postal Zip Code", "documentation": "Code for the postal or zip code" } } }, "auth_ref": [] }, "dei_EntityAddressStateOrProvince": { "xbrltype": "stateOrProvinceItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityAddressStateOrProvince", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Address, State or Province", "documentation": "Name of the state or province." } } }, "auth_ref": [] }, "dei_EntityBankruptcyProceedingsReportingCurrent": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityBankruptcyProceedingsReportingCurrent", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Bankruptcy Proceedings, Reporting Current", "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element." } } }, "auth_ref": [ "r993" ] }, "dei_EntityCentralIndexKey": { "xbrltype": "centralIndexKeyItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCentralIndexKey", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Central Index Key", "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK." } } }, "auth_ref": [ "r989" ] }, "dei_EntityCommonStockSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCommonStockSharesOutstanding", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Common Stock, Shares Outstanding", "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument." } } }, "auth_ref": [] }, "dei_EntityCurrentReportingStatus": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityCurrentReportingStatus", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Current Reporting Status", "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [] }, "dei_EntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityDomain", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains." } } }, "auth_ref": [] }, "dei_EntityEmergingGrowthCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityEmergingGrowthCompany", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Emerging Growth Company", "documentation": "Indicate if registrant meets the emerging growth company criteria." } } }, "auth_ref": [ "r989" ] }, "dei_EntityExTransitionPeriod": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityExTransitionPeriod", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Elected Not To Use the Extended Transition Period", "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards." } } }, "auth_ref": [ "r1007" ] }, "dei_EntityFileNumber": { "xbrltype": "fileNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFileNumber", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity File Number", "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen." } } }, "auth_ref": [] }, "dei_EntityFilerCategory": { "xbrltype": "filerCategoryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityFilerCategory", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Filer Category", "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure." } } }, "auth_ref": [ "r989" ] }, "dei_EntityIncorporationStateCountryCode": { "xbrltype": "edgarStateCountryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityIncorporationStateCountryCode", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Incorporation, State or Country Code", "documentation": "Two-character EDGAR code representing the state or country of incorporation." } } }, "auth_ref": [] }, "dei_EntityInteractiveDataCurrent": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityInteractiveDataCurrent", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Interactive Data Current", "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)." } } }, "auth_ref": [ "r1004" ] }, "dei_EntityPrimarySicNumber": { "xbrltype": "sicNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityPrimarySicNumber", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Primary SIC Number", "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity." } } }, "auth_ref": [ "r1001" ] }, "dei_EntityPublicFloat": { "xbrltype": "monetaryItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityPublicFloat", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Public Float", "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter." } } }, "auth_ref": [] }, "dei_EntityRegistrantName": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityRegistrantName", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Registrant Name", "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC." } } }, "auth_ref": [ "r989" ] }, "dei_EntityShellCompany": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityShellCompany", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Shell Company", "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act." } } }, "auth_ref": [ "r989" ] }, "dei_EntitySmallBusiness": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntitySmallBusiness", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Small Business", "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)." } } }, "auth_ref": [ "r989" ] }, "dei_EntityTaxIdentificationNumber": { "xbrltype": "employerIdItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityTaxIdentificationNumber", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Tax Identification Number", "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS." } } }, "auth_ref": [ "r989" ] }, "dei_EntityVoluntaryFilers": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityVoluntaryFilers", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Voluntary Filers", "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act." } } }, "auth_ref": [] }, "dei_EntityWellKnownSeasonedIssuer": { "xbrltype": "yesNoItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "EntityWellKnownSeasonedIssuer", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Entity Well-known Seasoned Issuer", "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A." } } }, "auth_ref": [ "r1005" ] }, "us-gaap_EquityComponentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "EquityComponentDomain", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc." } } }, "auth_ref": [ "r23", "r250", "r271", "r272", "r273", "r291", "r292", "r293", "r295", "r301", "r303", "r319", "r391", "r392", "r448", "r571", "r572", "r573", "r594", "r595", "r614", "r615", "r616", "r617", "r618", "r619", "r621", "r637", "r638", "r639", "r640", "r641", "r642", "r652", "r756", "r757", "r758", "r772", "r832" ] }, "SFST_EquityInUndistributedNetIncomeOfSubsidiaries": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "EquityInUndistributedNetIncomeOfSubsidiaries", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Equity in undistributed net income of subsidiaries", "negatedLabel": "Equity in undistributed net income of subsidiaries" } } }, "auth_ref": [] }, "dei_Extension": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Extension", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Extension", "documentation": "Extension number for local phone number." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r626", "r627", "r631" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Fair Value, Recurring and Nonrecurring [Table]", "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis." } } }, "auth_ref": [ "r626", "r627", "r631" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurement Inputs and Valuation Techniques [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements" ], "lang": { "en-us": { "role": { "label": "Fair Value Measurement Inputs and Valuation Techniques [Table]", "documentation": "Disclosure of information about input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis." } } }, "auth_ref": [ "r25" ] }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock", "presentation": [ "http://southernfirst.com/role/FairValueAccountingTables" ], "lang": { "en-us": { "role": { "label": "Schedule of unobservable inputs used in the fair value measurements", "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis." } } }, "auth_ref": [ "r25" ] }, "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock", "presentation": [ "http://southernfirst.com/role/FairValueAccountingTables" ], "lang": { "en-us": { "role": { "label": "Schedule of assets and liabilities measured at fair value on a nonrecurring basis", "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3)." } } }, "auth_ref": [ "r25", "r104", "r180" ] }, "SFST_FairValueAssumptionsRangeOfInputs": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FairValueAssumptionsRangeOfInputs", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements" ], "lang": { "en-us": { "role": { "label": "Range of Inputs" } } }, "auth_ref": [] }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByBalanceSheetGroupingTextBlock", "presentation": [ "http://southernfirst.com/role/FairValueAccountingTables" ], "lang": { "en-us": { "role": { "label": "Schedule of estimated fair values of the company's financial instruments", "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities." } } }, "auth_ref": [ "r104", "r105" ] }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByFairValueHierarchyLevelAxis", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Fair Value Hierarchy and NAV [Axis]", "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient." } } }, "auth_ref": [ "r437", "r485", "r486", "r487", "r488", "r489", "r490", "r627", "r663", "r664", "r665", "r946", "r947", "r952", "r953", "r954" ] }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueByMeasurementFrequencyAxis", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Measurement Frequency [Axis]", "documentation": "Information by measurement frequency." } } }, "auth_ref": [ "r626", "r627", "r628", "r629", "r632" ] }, "SFST_FairValueDerivativeDesignatedAsHedgingInstrument": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FairValueDerivativeDesignatedAsHedgingInstrument", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome" ], "lang": { "en-us": { "role": { "label": "Fair value derivative designated as hedging instrument" } } }, "auth_ref": [] }, "us-gaap_FairValueDisclosuresAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresAbstract", "lang": { "en-us": { "role": { "label": "Fair Value Disclosures [Abstract]" } } }, "auth_ref": [] }, "us-gaap_FairValueDisclosuresTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueDisclosuresTextBlock", "presentation": [ "http://southernfirst.com/role/FairValueAccounting" ], "lang": { "en-us": { "role": { "label": "Fair Value Accounting", "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information." } } }, "auth_ref": [ "r625" ] }, "us-gaap_FairValueInputsLevel1Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel1Member", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Level 1 [Member]", "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date." } } }, "auth_ref": [ "r437", "r485", "r490", "r627", "r663", "r952", "r953", "r954" ] }, "us-gaap_FairValueInputsLevel2Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel2Member", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Level 2 [Member]", "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets." } } }, "auth_ref": [ "r437", "r485", "r490", "r627", "r664", "r946", "r947", "r952", "r953", "r954" ] }, "us-gaap_FairValueInputsLevel3Member": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueInputsLevel3Member", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Level 3 [Member]", "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing." } } }, "auth_ref": [ "r437", "r485", "r486", "r487", "r488", "r489", "r490", "r627", "r665", "r946", "r947", "r952", "r953", "r954" ] }, "us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Subordinated debentures, Fair Value", "documentation": "Fair value of subordinated debt obligations including, but not limited to, subordinated loan, subordinated bond, subordinated debenture or junior debt." } } }, "auth_ref": [ "r104", "r180" ] }, "us-gaap_FairValueMeasurementFrequencyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementFrequencyDomain", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "documentation": "Measurement frequency." } } }, "auth_ref": [] }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsFairValueHierarchyDomain", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value." } } }, "auth_ref": [ "r437", "r485", "r486", "r487", "r488", "r489", "r490", "r663", "r664", "r665", "r946", "r947", "r952", "r953", "r954" ] }, "us-gaap_FairValueMeasurementsNonrecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsNonrecurringMember", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnNonrecurringBasis" ], "lang": { "en-us": { "role": { "label": "Fair Value, Nonrecurring [Member]", "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value." } } }, "auth_ref": [ "r626", "r627", "r628", "r629", "r630", "r632" ] }, "us-gaap_FairValueMeasurementsRecurringMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FairValueMeasurementsRecurringMember", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Fair Value, Recurring [Member]", "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value." } } }, "auth_ref": [ "r625", "r632" ] }, "SFST_FairValueOfMeasurementsSignificantAssumptions": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FairValueOfMeasurementsSignificantAssumptions", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements" ], "lang": { "en-us": { "role": { "label": "Significant Unobservable Inputs" } } }, "auth_ref": [] }, "SFST_FairValueOfMeasurementsValuationTechniques": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FairValueOfMeasurementsValuationTechniques", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements" ], "lang": { "en-us": { "role": { "label": "Valuation Technique" } } }, "auth_ref": [] }, "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalDepositInsuranceCorporationPremiumExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Insurance", "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance." } } }, "auth_ref": [ "r202" ] }, "us-gaap_FederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalFundsSold", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Federal funds sold", "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements." } } }, "auth_ref": [ "r123" ] }, "us-gaap_FederalHomeLoanBankAdvances": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvances", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Subordinated debentures, Carrying Amount", "documentation": "Amount of Federal Home Loan Bank (FHLBank) advances to member financial institutions." } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesAndOtherBorrowingsMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesAndOtherBorrowingsMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances and Other Borrowings [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowings" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances and Other Borrowings" } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Rate", "documentation": "Discloses the single interest rate [if] applicable to the advances from the Federal Home Loan Bank, by branch, as of the Balance Sheet date." } } }, "auth_ref": [ "r128", "r209" ] }, "SFST_FederalHomeLoanBankAdvancesFiveMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesFiveMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Five [Member]" } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankAdvancesFixedRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesFixedRate", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Fixed rate", "documentation": "Par amount of advances made and reported by Federal Home Loan Bank (FHLBank) with fixed interest rate." } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesFourMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesFourMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Four [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesMaturityDate": { "xbrltype": "dateItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesMaturityDate", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Maturity" } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankAdvancesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankAdvancesMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances [Member]", "documentation": "Borrowings from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and also in times of liquidity shortages. The member institution executes a promissory note, which is generally collateralized by government securities to the Federal Reserve or loans." } } }, "auth_ref": [ "r189" ] }, "SFST_FederalHomeLoanBankAdvancesOneMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesOneMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances One [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesSevenMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesSevenMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Seven [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesSixMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesSixMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Six [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesThreeMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesThreeMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Three [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesTwoMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesTwoMember", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank Advances Two [Member]" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesVariableRate": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesVariableRate", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Variable rate" } } }, "auth_ref": [] }, "SFST_FederalHomeLoanBankAdvancesandOtherBorrowingsAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBankAdvancesandOtherBorrowingsAmount", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank advances and other borrowings" } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanBankCertificatesAndObligationsFHLBMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankCertificatesAndObligationsFHLBMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "FHLMC [Member]", "documentation": "Investments in securities issued by or through the member banks of the federal home loan bank (FHLB)." } } }, "auth_ref": [ "r190" ] }, "us-gaap_FederalHomeLoanBankStock": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanBankStock", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Federal home loan bank stock value", "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)." } } }, "auth_ref": [ "r208" ] }, "SFST_FederalHomeLoanBanksOutstandingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalHomeLoanBanksOutstandingAmount", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "FHLB Outstanding amount" } } }, "auth_ref": [] }, "us-gaap_FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Mortgage Corporation Certificates and Obligations (FHLMC) [Member]", "documentation": "Investments in debentures, bonds and other debt securities issued by the Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac)." } } }, "auth_ref": [ "r190" ] }, "us-gaap_FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "FNMA [Member]", "documentation": "Investments in debentures, bonds and other debt securities issued by the Federal National Mortgage Association (FNMA or Fannie Mae)." } } }, "auth_ref": [ "r190" ] }, "SFST_FederalReserveBankMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FederalReserveBankMember", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Federal Reserve Bank [Member]" } } }, "auth_ref": [] }, "us-gaap_FinanceLoansAndLeasesReceivablePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinanceLoansAndLeasesReceivablePolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans", "label": "Financing Receivable [Policy Text Block]", "documentation": "Disclosure of accounting policy for financing receivable." } } }, "auth_ref": [ "r61", "r64", "r68", "r162", "r344", "r352", "r353", "r354" ] }, "us-gaap_FinancialInstrumentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentAxis", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative", "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Financial Instrument [Axis]", "documentation": "Information by type of financial instrument." } } }, "auth_ref": [ "r358", "r359", "r360", "r361", "r362", "r363", "r364", "r365", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r373", "r374", "r375", "r376", "r377", "r378", "r379", "r380", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r394", "r396", "r399", "r400", "r403", "r408", "r412", "r413", "r445", "r447", "r620", "r660", "r661", "r662", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r672", "r673", "r677", "r678", "r679", "r680", "r681", "r682", "r683", "r684", "r685", "r686", "r687", "r688", "r689", "r690", "r691", "r692", "r744", "r944", "r1015", "r1016", "r1017", "r1018", "r1019", "r1020", "r1021", "r1085", "r1086", "r1087", "r1088" ] }, "us-gaap_FinancialInstrumentsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRisk" ], "lang": { "en-us": { "role": { "label": "Financial Instruments With Off-Balance Sheet Risk", "documentation": "The entire disclosure for financial instruments. This disclosure includes, but is not limited to, fair value measurements of short and long term marketable securities, international currencies forward contracts, and auction rate securities. Financial instruments may include hedging and non-hedging currency exchange instruments, derivatives, securitizations and securities available for sale at fair value. Also included are investment results, realized and unrealized gains and losses as well as impairments and risk management disclosures." } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Financial Assets:" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Financial Liabilities:" } } }, "auth_ref": [] }, "SFST_FinancialInstrumentsMBSForwardSalesCommitmentsAtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FinancialInstrumentsMBSForwardSalesCommitmentsAtFairValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "MBS forward sales commitments" } } }, "auth_ref": [] }, "us-gaap_FinancialInstrumentsSoldNotYetPurchasedAtFairValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancialInstrumentsSoldNotYetPurchasedAtFairValue", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "verboseLabel": "MBS forward sales commitments", "label": "Financial Instruments Sold, Not yet Purchased, at Fair Value", "documentation": "Fair value of obligations incurred from short sales." } } }, "auth_ref": [ "r114" ] }, "us-gaap_FinancingReceivableAccruedInterestWriteoff": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAccruedInterestWriteoff", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Accrued interest receivable related to loans", "documentation": "Amount of writeoff of accrued interest on financing receivable recognized by reversing interest income." } } }, "auth_ref": [ "r402" ] }, "us-gaap_FinancingReceivableAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableAllowanceForCreditLosses", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "periodStartLabel": "Balance, beginning of period", "periodEndLabel": "Balance, end of period", "label": "Financing Receivable, Allowance for Credit Loss", "documentation": "Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement." } } }, "auth_ref": [ "r17", "r238", "r240", "r242", "r260", "r393", "r397", "r398", "r1155" ] }, "us-gaap_FinancingReceivableModificationsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableModificationsLineItems", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Modified [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r346", "r347", "r348", "r349", "r935" ] }, "us-gaap_FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Prior", "documentation": "Amortized cost of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Loan balance classified by credit quality indicators, four years before latest fiscal year", "documentation": "Amortized cost of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableOriginatedInCurrentFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInCurrentFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Loan balance classified by credit quality indicators, current fiscal year", "documentation": "Amortized cost of financing receivable originated in current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Loan balance classified by credit quality indicators, fiscal year before latest fiscal year", "documentation": "Amortized cost of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Loan balance classified by credit quality indicators, three years before latest fiscal year", "documentation": "Amortized cost of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Loan balance classified by credit quality indicators, two years before latest fiscal year", "documentation": "Amortized cost of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Loans over 90 days past due and still accruing", "documentation": "Amortized cost of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease." } } }, "auth_ref": [ "r227", "r401", "r943" ] }, "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Class of Financing Receivable [Axis]", "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r65", "r67", "r236", "r237", "r241", "r242", "r345", "r348", "r349", "r350", "r351", "r399", "r400", "r403", "r935", "r936", "r937", "r942", "r943", "r1015", "r1016", "r1017", "r1018", "r1019", "r1020", "r1021", "r1023", "r1024", "r1025" ] }, "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk." } } }, "auth_ref": [ "r236", "r237", "r241", "r242", "r348", "r349", "r350", "r351", "r935", "r1015", "r1016", "r1017", "r1018", "r1019", "r1020", "r1021", "r1023", "r1024", "r1025" ] }, "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Past Due [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r943", "r1092" ] }, "us-gaap_FinancingReceivableRevolving": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolving", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Revolving", "documentation": "Amortized cost of financing receivable that can be withdrawn, repaid, and redrawn." } } }, "auth_ref": [ "r405", "r942" ] }, "us-gaap_FinancingReceivableRevolvingConvertedToTermLoan": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "FinancingReceivableRevolvingConvertedToTermLoan", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Revolving Converted to Term", "documentation": "Amortized cost of revolving financing receivable converted to term loan." } } }, "auth_ref": [ "r406", "r942" ] }, "SFST_FixedRateAssetMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FixedRateAssetMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment" ], "lang": { "en-us": { "role": { "label": "Fixed Rate Asset [Member]" } } }, "auth_ref": [] }, "SFST_ForeclosureOfOtherRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ForeclosureOfOtherRealEstate", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Foreclosure of other real estate" } } }, "auth_ref": [] }, "SFST_ForegoneInterestIncomeOnNonAccrualLoan": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ForegoneInterestIncomeOnNonAccrualLoan", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Foregone interest income on non accrual loans" } } }, "auth_ref": [] }, "SFST_FurnitureAndEquipmentMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "FurnitureAndEquipmentMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Furniture and equipment [Member]" } } }, "auth_ref": [] }, "us-gaap_GainLossOnFairValueHedgeIneffectivenessNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnFairValueHedgeIneffectivenessNet", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome" ], "lang": { "en-us": { "role": { "label": "Hedged liability", "documentation": "Amount of gain (loss)recognized in the income statement from the hedging ineffectiveness of a fair value hedge." } } }, "auth_ref": [ "r179" ] }, "us-gaap_GainLossOnFairValueHedgesRecognizedInEarnings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnFairValueHedgesRecognizedInEarnings", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome" ], "lang": { "en-us": { "role": { "label": "Total gain (loss) recognized in interest income on loans", "documentation": "Total amount of gain (loss) derived from fair value hedges recognized in earnings in the period." } } }, "auth_ref": [ "r100" ] }, "SFST_GainLossOnFairValueHedgingRelationshipAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "GainLossOnFairValueHedgingRelationshipAbstract", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfSummarizeEffectOfFairValueHedgingRelationshipRecognizedInConsolidatedStatementOfIncome" ], "lang": { "en-us": { "role": { "label": "Gain (loss) on fair value hedging relationship:" } } }, "auth_ref": [] }, "us-gaap_GainLossOnSaleOfInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfInvestments", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 6.0 }, "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Gain (loss) on sale of securities", "negatedLabel": "(Gain) loss on sale of investment securities available for sale", "documentation": "The net realized gain (loss) on investments sold during the period, not including gains (losses) on securities separately or otherwise categorized as trading, available-for-sale, or held-to-maturity, which, for cash flow reporting, is a component of proceeds from investing activities." } } }, "auth_ref": [ "r11" ] }, "us-gaap_GainLossOnSaleOfOtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfOtherAssets", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Gain (loss) on disposal of fixed assets", "verboseLabel": "Loss on sale of disposal of assets", "documentation": "Amount of gain (loss) on sale or disposal of other assets." } } }, "auth_ref": [ "r1044" ] }, "us-gaap_GainLossOnSaleOfPropertyPlantEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSaleOfPropertyPlantEquipment", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "(Gain) loss on sale of fixed assets", "label": "Gain (Loss) on Disposition of Property Plant Equipment", "documentation": "Amount of gain (loss) on sale or disposal of property, plant and equipment assets, including oil and gas property and timber property." } } }, "auth_ref": [ "r11" ] }, "us-gaap_GainLossOnSalesOfLoansNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainLossOnSalesOfLoansNet", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 10.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Gain on sale of loans held for sale", "label": "Gain (Loss) on Sales of Loans, Net", "documentation": "The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes." } } }, "auth_ref": [ "r11", "r199" ] }, "us-gaap_GainOnSaleOfInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GainOnSaleOfInvestments", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Gross gain on sale of investment securities", "documentation": "The difference between the carrying value and the sale price of an investment. A gain would be recognized when the sale price of the investment is greater than the carrying value of the investment. This element refers to the Gain included in earnings and not to the cash proceeds of the sale." } } }, "auth_ref": [ "r1040", "r1041", "r1044", "r1156" ] }, "us-gaap_GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "GNMA [Member]", "documentation": "Investments in debentures, bonds and other debt securities issued by the Government National Mortgage Association (GNMA or Ginnie Mae)." } } }, "auth_ref": [] }, "SFST_GreenvilleFirstStatutoryTrustOneMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "GreenvilleFirstStatutoryTrustOneMember", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Greenville First Statutory Trust I [Member]" } } }, "auth_ref": [] }, "SFST_GreenvilleFirstStatutoryTrustTwoMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "GreenvilleFirstStatutoryTrustTwoMember", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Greenville First Statutory Trust II [Member]" } } }, "auth_ref": [] }, "us-gaap_HedgedAssetFairValueHedge": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgedAssetFairValueHedge", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment" ], "lang": { "en-us": { "role": { "label": "Hedged Liability", "documentation": "Amount of asset hedged in fair value hedging relationship." } } }, "auth_ref": [ "r608", "r966" ] }, "us-gaap_HedgedAssetFairValueHedgeLastOfLayerAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgedAssetFairValueHedgeLastOfLayerAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfCarryingValueOfHedgedAssetAndCumulativeFairValueHedgingAdjustment" ], "lang": { "en-us": { "role": { "label": "Carrying Amount", "documentation": "Amount of asset hedged in portfolio layer hedging relationship, expected to be remaining at end of hedging relationship." } } }, "auth_ref": [ "r610" ] }, "us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Hedged Asset, Fair Value Hedge, Portfolio Layer Method, Hedged Layer, Fair Value, Cumulative Increase (Decrease)", "documentation": "Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk, in portfolio layer hedging relationship." } } }, "auth_ref": [ "r611", "r967" ] }, "us-gaap_HedgingDesignationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgingDesignationAxis", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Hedging Designation [Axis]", "documentation": "Information by designation of purpose of derivative instrument." } } }, "auth_ref": [ "r24", "r607" ] }, "us-gaap_HedgingDesignationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HedgingDesignationDomain", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Designation of purpose of derivative instrument." } } }, "auth_ref": [ "r24" ] }, "us-gaap_HeldToMaturitySecuritiesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HeldToMaturitySecuritiesTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of amortized cost basis of loans", "documentation": "Tabular disclosure of information about investment in debt security measured at amortized cost (held-to-maturity)." } } }, "auth_ref": [ "r1067", "r1068", "r1069", "r1070", "r1071", "r1072", "r1073", "r1074", "r1075", "r1076", "r1077", "r1078", "r1079", "r1080", "r1081", "r1082", "r1083", "r1084" ] }, "us-gaap_HomeEquityLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "HomeEquityLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Home equity [Member]", "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit." } } }, "auth_ref": [] }, "SFST_HomeEquitysMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "HomeEquitysMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Home Equity [Member]" } } }, "auth_ref": [] }, "dei_IcfrAuditorAttestationFlag": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "IcfrAuditorAttestationFlag", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "ICFR Auditor Attestation Flag" } } }, "auth_ref": [ "r998", "r1000", "r1001" ] }, "SFST_IncomeLossBeforeEquityInUndistributedNetIncomeOfSubsidiaries": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "IncomeLossBeforeEquityInUndistributedNetIncomeOfSubsidiaries", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Loss before equity in undistributed net income of subsidiaries" } } }, "auth_ref": [] }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Income before income tax expense", "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest", "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest." } } }, "auth_ref": [ "r1", "r149", "r192", "r320", "r333", "r337", "r339", "r711", "r742", "r933" ] }, "us-gaap_IncomeStatementAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeStatementAbstract", "lang": { "en-us": { "role": { "label": "Income Statement [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureAbstract", "lang": { "en-us": { "role": { "label": "Income Tax Disclosure [Abstract]" } } }, "auth_ref": [] }, "us-gaap_IncomeTaxDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/IncomeTaxes" ], "lang": { "en-us": { "role": { "label": "Income Taxes", "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information." } } }, "auth_ref": [ "r289", "r578", "r585", "r586", "r591", "r596", "r600", "r601", "r602", "r768" ] }, "us-gaap_IncomeTaxExpenseBenefit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxExpenseBenefit", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0, "order": 2.0 }, "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense": { "parentTag": null, "weight": null, "order": null, "root": true }, "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfComponentsOfIncomeTaxExpense", "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Income tax expense", "totalLabel": "Income tax expense", "verboseLabel": "Income tax benefit", "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations." } } }, "auth_ref": [ "r216", "r230", "r302", "r303", "r325", "r583", "r597", "r748" ] }, "us-gaap_IncomeTaxPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Income Taxes", "label": "Income Tax, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements." } } }, "auth_ref": [ "r270", "r579", "r580", "r586", "r587", "r590", "r592", "r766" ] }, "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate" ], "lang": { "en-us": { "role": { "label": "Tax expense at statutory rate", "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r584" ] }, "us-gaap_IncomeTaxReconciliationOtherAdjustments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationOtherAdjustments", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments." } } }, "auth_ref": [ "r1134" ] }, "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes", "crdr": "debit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate" ], "lang": { "en-us": { "role": { "label": "Effect of state income taxes, net of federal benefit", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)." } } }, "auth_ref": [ "r1134" ] }, "us-gaap_IncomeTaxReconciliationTaxExemptIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxReconciliationTaxExemptIncome", "crdr": "credit", "calculation": { "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate": { "parentTag": "us-gaap_IncomeTaxExpenseBenefit", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/IncomeTaxesDetails-ScheduleOfTaxesComputedUsingStatutoryTaxRate" ], "lang": { "en-us": { "role": { "negatedLabel": "Exempt income", "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount", "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes." } } }, "auth_ref": [ "r1134" ] }, "us-gaap_IncomeTaxesPaid": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncomeTaxesPaid", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Income taxes", "documentation": "The amount of cash paid during the current period to foreign, federal, state, and local authorities as taxes on income." } } }, "auth_ref": [ "r48", "r52" ] }, "us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInAccountsPayableAndAccruedLiabilities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase in accrued expenses and subordinated debentures", "documentation": "The increase (decrease) during the reporting period in the amounts payable to vendors for goods and services received and the amount of obligations and expenses incurred but not paid." } } }, "auth_ref": [ "r10" ] }, "us-gaap_IncreaseDecreaseInDeferredIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeferredIncomeTaxes", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 14.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "(Increase) decrease in deferred tax asset", "label": "Increase (Decrease) in Deferred Income Taxes", "documentation": "The increase (decrease) during the reporting period in the account that represents the temporary difference that results from Income or Loss that is recognized for accounting purposes but not for tax purposes and vice versa." } } }, "auth_ref": [ "r10" ] }, "us-gaap_IncreaseDecreaseInDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInDeposits", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase in deposits, net", "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances." } } }, "auth_ref": [ "r50", "r126" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingAssets", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 15.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "(Increase) decrease in other assets, net", "label": "(Increase) decrease in other assets", "documentation": "Amount of increase (decrease) in operating assets classified as other." } } }, "auth_ref": [ "r10" ] }, "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "IncreaseDecreaseInOtherOperatingLiabilities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 16.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Increase (decrease) in other liabilities, net", "documentation": "Amount of increase (decrease) in operating liabilities classified as other." } } }, "auth_ref": [ "r10" ] }, "SFST_IncreaseInAllowanceForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "IncreaseInAllowanceForCreditLosses", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Allowance for credit losses" } } }, "auth_ref": [] }, "us-gaap_InformationTechnologyAndDataProcessing": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InformationTechnologyAndDataProcessing", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Outside service and data processing costs", "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services." } } }, "auth_ref": [ "r153" ] }, "SFST_InitialProceedsOfPreferredSecuritiesFromCapitalInvestment": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "InitialProceedsOfPreferredSecuritiesFromCapitalInvestment", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Initial proceeds from capital investment in trust" } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeOperating": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperating", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Total interest income", "verboseLabel": "Interest income", "label": "Interest and Dividend Income, Operating", "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein." } } }, "auth_ref": [ "r195", "r1171" ] }, "us-gaap_InterestAndDividendIncomeOperatingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeOperatingAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest income" } } }, "auth_ref": [] }, "us-gaap_InterestAndDividendIncomeSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndDividendIncomeSecurities", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Investment securities", "documentation": "Amount of operating dividend and interest income, including amortization and accretion of premiums and discounts, on securities." } } }, "auth_ref": [ "r1166", "r1170" ] }, "us-gaap_InterestAndFeeIncomeLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestAndFeeIncomeLoansAndLeases", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "verboseLabel": "Loans", "label": "Interest and Fee Income, Loans and Leases", "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases." } } }, "auth_ref": [ "r194" ] }, "us-gaap_InterestBearingDepositLiabilitiesByComponentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositLiabilitiesByComponentAbstract", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "Interest bearing:" } } }, "auth_ref": [] }, "us-gaap_InterestBearingDepositsInBanks": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDepositsInBanks", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_CashCashEquivalentsAndFederalFundsSold", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Interest-bearing deposits with banks", "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet." } } }, "auth_ref": [ "r117", "r122" ] }, "us-gaap_InterestBearingDomesticDepositMoneyMarket": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositMoneyMarket", "crdr": "credit", "calculation": { "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "Money market accounts", "documentation": "Amount of interest-bearing domestic money market demand account deposit liabilities." } } }, "auth_ref": [ "r119" ] }, "us-gaap_InterestBearingDomesticDepositNegotiableOrderOfWithdrawalNOW": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositNegotiableOrderOfWithdrawalNOW", "crdr": "credit", "calculation": { "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "NOW accounts", "documentation": "Amount of interest-bearing domestic negotiable order of withdrawal (NOW) demand deposit liabilities." } } }, "auth_ref": [ "r119" ] }, "us-gaap_InterestBearingDomesticDepositSavings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestBearingDomesticDepositSavings", "crdr": "credit", "calculation": { "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "Savings", "documentation": "Amount of interest-bearing domestic savings deposit liabilities. Saving deposits bear interest and have no stated maturity." } } }, "auth_ref": [ "r119" ] }, "us-gaap_InterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseNet", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Total interest expense", "verboseLabel": "Interest expense", "label": "Interest Expense", "documentation": "Amount of the cost of borrowed funds accounted for as interest expense." } } }, "auth_ref": [ "r109", "r206", "r274", "r323", "r643", "r817", "r983", "r1164" ] }, "us-gaap_InterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Interest expense" } } }, "auth_ref": [] }, "us-gaap_InterestExpenseBorrowings": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseBorrowings", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Borrowings", "documentation": "Aggregate amount of interest expense on all borrowings." } } }, "auth_ref": [ "r205" ] }, "us-gaap_InterestExpenseDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseDeposits", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "verboseLabel": "Deposits", "label": "Interest Expense, Deposits", "documentation": "Aggregate amount of interest expense on all deposits." } } }, "auth_ref": [ "r204" ] }, "us-gaap_InterestExpenseTimeDeposits100000OrMore": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestExpenseTimeDeposits100000OrMore", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DepositsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Interest expense on time deposits greater than $250,000", "documentation": "Interest expense incurred on time deposits, including certificates of deposits, of $100,000 or more in domestic offices." } } }, "auth_ref": [ "r204" ] }, "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Net interest income after provision for credit losses", "label": "Interest Income (Expense), after Provision for Loan Loss", "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses." } } }, "auth_ref": [ "r198" ] }, "us-gaap_InterestIncomeExpenseNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeExpenseNet", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Net interest income", "label": "Interest Income (Expense), Net", "documentation": "The net amount of operating interest income (expense)." } } }, "auth_ref": [ "r196" ] }, "us-gaap_InterestIncomeFederalFundsSold": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestIncomeFederalFundsSold", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestAndDividendIncomeOperating", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Federal funds sold and interest-bearing deposits with banks", "documentation": "Interest income on federal funds sold. Federal funds sold represent the excess federal funds held by one commercial bank which it lends to another commercial bank, usually at an agreed-upon (federal funds) rate of interest. Such loans generally are of short-duration (overnight)." } } }, "auth_ref": [ "r203", "r233", "r234" ] }, "us-gaap_InterestPaidNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestPaidNet", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Interest", "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount." } } }, "auth_ref": [ "r281", "r283", "r284" ] }, "us-gaap_InterestRateLockCommitmentsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestRateLockCommitmentsMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Mortgage loan interest rate lock commitments [Member]", "documentation": "Commitments to extend credit where the interest rate is locked in advance of funds being disbursed for a specified period of time." } } }, "auth_ref": [] }, "us-gaap_InterestRateSwapMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InterestRateSwapMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Interest Rate Swap [Member]", "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period." } } }, "auth_ref": [ "r925", "r980", "r981" ] }, "us-gaap_InternalCreditAssessmentAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Internal Credit Assessment [Axis]", "documentation": "Information by entity-defined rating." } } }, "auth_ref": [ "r62", "r612", "r941", "r942", "r1093" ] }, "us-gaap_InternalCreditAssessmentDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InternalCreditAssessmentDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "documentation": "Entity defined credit risk rating." } } }, "auth_ref": [] }, "us-gaap_InventoryRealEstate": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InventoryRealEstate", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans" ], "lang": { "en-us": { "role": { "verboseLabel": "Total", "label": "Inventory, Real Estate", "documentation": "Total of (1) improvements, (2) held-for-sale, (3) land and land under development, (4) construction-in-process, (5) mortgage loans held-in-inventory, and (6) other real estate investments which are considered inventory due to being held for sale or disposition." } } }, "auth_ref": [] }, "us-gaap_InvestmentInFederalHomeLoanBankStockFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentInFederalHomeLoanBankStockFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments" ], "lang": { "en-us": { "role": { "label": "Federal Home Loan Bank stock", "documentation": "Fair value portion of investments in Federal Home Loan Bank (FHLBank) stock." } } }, "auth_ref": [] }, "SFST_InvestmentInSubsidiariesNet": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "InvestmentInSubsidiariesNet", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Investment in subsidiaries, net" } } }, "auth_ref": [] }, "SFST_InvestmentInTrustPreferredSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "InvestmentInTrustPreferredSecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments" ], "lang": { "en-us": { "role": { "label": "Investment in Trust Preferred subsidiaries", "documentation": "Investment in trust preferred securities." } } }, "auth_ref": [] }, "us-gaap_InvestmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Investment Securities", "label": "Investment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for investment in financial asset." } } }, "auth_ref": [ "r747", "r762", "r763", "r764", "r765", "r858", "r860" ] }, "us-gaap_InvestmentTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentTypeAxis", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities", "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Investment Type [Axis]", "documentation": "Information by type of investments." } } }, "auth_ref": [ "r774", "r775", "r776", "r777", "r779", "r838", "r847", "r863", "r871", "r884", "r893", "r894", "r910", "r914", "r915", "r916", "r917", "r975" ] }, "us-gaap_InvestmentTypeCategorizationMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentTypeCategorizationMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities", "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Asset obtained to generate income or appreciate in value." } } }, "auth_ref": [ "r774", "r775", "r776", "r777", "r779", "r838", "r847", "r863", "r871", "r884", "r893", "r894", "r910", "r914", "r915", "r916", "r917", "r975" ] }, "us-gaap_Investments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Investments", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total investment securities", "label": "Investments", "documentation": "Sum of the carrying amounts as of the balance sheet date of all investments." } } }, "auth_ref": [ "r728" ] }, "us-gaap_InvestmentsAllOtherInvestmentsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsAllOtherInvestmentsAbstract", "lang": { "en-us": { "role": { "label": "Investments, All Other Investments [Abstract]" } } }, "auth_ref": [] }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity", "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments." } } }, "auth_ref": [] }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "lang": { "en-us": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]" } } }, "auth_ref": [] }, "us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Investment in subsidiaries", "documentation": "Amount of investment in equity method investee and investment in and advance to affiliate." } } }, "auth_ref": [ "r1033" ] }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/InvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "Investment Securities", "documentation": "The entire disclosure for investments in certain debt and equity securities." } } }, "auth_ref": [ "r181", "r207", "r210", "r235", "r355", "r357", "r634", "r635" ] }, "us-gaap_JuniorSubordinatedNotes": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "JuniorSubordinatedNotes", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Subordinated debentures", "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of long-term debt (with maturities initially due after one year or beyond the operating cycle if longer) identified as Junior Subordinated Notes, which have a lower priority than senior instruments." } } }, "auth_ref": [ "r29", "r187", "r1158" ] }, "us-gaap_LaborAndRelatedExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LaborAndRelatedExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Compensation and benefits", "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit." } } }, "auth_ref": [ "r1039" ] }, "us-gaap_LandMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LandMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Land [Member]", "documentation": "Part of earth's surface not covered by water." } } }, "auth_ref": [ "r1105" ] }, "us-gaap_LeaseholdImprovementsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LeaseholdImprovementsMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Leasehold improvements [Member]", "documentation": "Additions or improvements to assets held under a lease arrangement." } } }, "auth_ref": [ "r165" ] }, "us-gaap_LeasesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LeasesAbstract", "lang": { "en-us": { "role": { "label": "Leases [Abstract]" } } }, "auth_ref": [] }, "dei_LegalEntityAxis": { "xbrltype": "stringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LegalEntityAxis", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Legal Entity [Axis]", "documentation": "The set of legal entities associated with a report." } } }, "auth_ref": [] }, "us-gaap_LesseeLeasesPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeLeasesPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Operating Leases", "documentation": "Disclosure of accounting policy for leasing arrangement entered into by lessee." } } }, "auth_ref": [ "r646" ] }, "us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityMaturityTableTextBlock", "presentation": [ "http://southernfirst.com/role/LeasesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of maturities of lease liabilities", "documentation": "Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position." } } }, "auth_ref": [ "r1143" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDue", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "Total undiscounted lease payments", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "Thereafter", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease due after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "2024", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFive", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "2028", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearFour", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "2027", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearThree", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "2026", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityPaymentsDueYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityPaymentsDueYearTwo", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "2025", "documentation": "Amount of lessee's undiscounted obligation for lease payment for operating lease to be paid in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeaseLiabilityUndiscountedExcessAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeaseLiabilityUndiscountedExcessAmount", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "Discount effect of cash flows", "documentation": "Amount of lessee's undiscounted obligation for lease payments in excess of discounted obligation for lease payments for operating lease." } } }, "auth_ref": [ "r650" ] }, "us-gaap_LesseeOperatingLeasesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LesseeOperatingLeasesTextBlock", "presentation": [ "http://southernfirst.com/role/Leases" ], "lang": { "en-us": { "role": { "verboseLabel": "Leases", "label": "Lessee, Operating Leases [Text Block]", "documentation": "The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability." } } }, "auth_ref": [ "r645" ] }, "us-gaap_Liabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Liabilities", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total liabilities", "label": "Liabilities [Default Label]", "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future." } } }, "auth_ref": [ "r34", "r288", "r390", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r427", "r428", "r604", "r605", "r606", "r636", "r788", "r932", "r985", "r1099", "r1146", "r1147" ] }, "us-gaap_LiabilitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "LIABILITIES" } } }, "auth_ref": [] }, "us-gaap_LiabilitiesAndStockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesAndStockholdersEquity", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total liabilities and shareholders\u2019 equity", "label": "Total liabilities and shareholders\u2019 equity", "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any." } } }, "auth_ref": [ "r145", "r188", "r737", "r969", "r1046", "r1089", "r1142" ] }, "us-gaap_LiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Total liabilities measured at fair value on a recurring basis", "documentation": "Fair value of financial and nonfinancial obligations." } } }, "auth_ref": [ "r104" ] }, "us-gaap_LiabilitiesFairValueDisclosureAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LiabilitiesFairValueDisclosureAbstract", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Liabilities" } } }, "auth_ref": [] }, "SFST_LiabilityForUnfundedCommitments": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LiabilityForUnfundedCommitments", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Liability for unfunded commitments" } } }, "auth_ref": [] }, "us-gaap_LineOfCreditAssumed1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditAssumed1", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Line of credit", "documentation": "The fair value of line of credit assumed in noncash investing or financing activities." } } }, "auth_ref": [ "r53", "r54", "r55" ] }, "us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityMaximumBorrowingCapacity", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Lines of credit to purchase federal funds", "documentation": "Maximum borrowing capacity under the credit facility without consideration of any current restrictions on the amount that could be borrowed or the amounts currently outstanding under the facility." } } }, "auth_ref": [ "r31" ] }, "us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditFacilityRemainingBorrowingCapacity", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Unused line", "documentation": "Amount of borrowing capacity currently available under the credit facility (current borrowing capacity less the amount of borrowings outstanding)." } } }, "auth_ref": [ "r31" ] }, "us-gaap_LineOfCreditMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LineOfCreditMember", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Line of Credit [Member]", "documentation": "A contractual arrangement with a lender under which borrowings can be made up to a specific amount at any point in time, and under which borrowings outstanding may be either short-term or long-term, depending upon the particulars." } } }, "auth_ref": [] }, "SFST_LoanChargeOffPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoanChargeOffPolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Loan Charge-off Policy" } } }, "auth_ref": [] }, "SFST_LoanModificationstoBorrowersExperiencingFinancialDifficultyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoanModificationstoBorrowersExperiencingFinancialDifficultyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Loan Modifications to Borrowers Experiencing Financial Difficulty" } } }, "auth_ref": [] }, "SFST_LoanPaymentsRelatedParty": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoanPaymentsRelatedParty", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetails-ScheduleOfLoanTransactionsWithDirectorsAndExecutiveOfficersIncludingTheirAffiliates" ], "lang": { "en-us": { "role": { "label": "Less loan payments" } } }, "auth_ref": [] }, "SFST_LoanReceivableByRateTypeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoanReceivableByRateTypeTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of composition of gross loans by rate type" } } }, "auth_ref": [] }, "us-gaap_LoanRestructuringModificationAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoanRestructuringModificationAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Loan Restructuring Modification [Axis]", "documentation": "Information by concessions made to the terms of loan contracts." } } }, "auth_ref": [ "r348", "r349", "r351", "r935" ] }, "us-gaap_LoanRestructuringModificationDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoanRestructuringModificationDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral." } } }, "auth_ref": [ "r348", "r349", "r351", "r935" ] }, "SFST_LoanTransactionsWithRelatedParty": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoanTransactionsWithRelatedParty", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetails-ScheduleOfLoanTransactionsWithDirectorsAndExecutiveOfficersIncludingTheirAffiliates" ], "lang": { "en-us": { "role": { "periodStartLabel": "Balance, beginning of year", "periodEndLabel": "Balance, end of year", "label": "LoanTransactionsWithRelatedParty" } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivableAllowance": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableAllowance", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_LoansAndLeasesReceivableNetReportedAmount", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "negatedLabel": "Less allowance for credit losses", "negatedTerseLabel": "Less - allowance for credit losses", "label": "Loans and Leases Receivable, Allowance", "documentation": "Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements." } } }, "auth_ref": [ "r17", "r20", "r70", "r1014" ] }, "us-gaap_LoansAndLeasesReceivableAllowanceForLoanLossesPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableAllowanceForLoanLossesPolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Individually Evaluated Loans", "documentation": "Disclosure of accounting policy for estimating the allowance for losses on loans and lease receivables. The disclosure may include (a) how the entity determines each element of the allowance, (b) which loans are evaluated individually and which loans are evaluated as a group, (c) how the entity determines both the allocated and unallocated portions of the allowance, (d) how the entity determines the loss factors applied to graded loans in order to develop a general allowance, and (e) what self-correcting mechanism the entity uses to reduce differences between estimated and actual losses." } } }, "auth_ref": [ "r68" ] }, "us-gaap_LoansAndLeasesReceivableCommitmentsFixedRates": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableCommitmentsFixedRates", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Fixed rates", "documentation": "Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at stated interest rates." } } }, "auth_ref": [ "r131", "r132" ] }, "us-gaap_LoansAndLeasesReceivableCommitmentsVariableRates": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableCommitmentsVariableRates", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Variable rates", "documentation": "Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at interest rates that increase or decrease depending on certain facts or circumstances." } } }, "auth_ref": [ "r131", "r132" ] }, "us-gaap_LoansAndLeasesReceivableDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableDeferredIncome", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Net of deferred loan fees and costs", "documentation": "Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements." } } }, "auth_ref": [ "r63", "r69", "r111", "r125" ] }, "us-gaap_LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Nonaccrual loans", "documentation": "Reflects the carrying amount of loans deemed to be questionable as to collection on which no interest is continuing to be recognized." } } }, "auth_ref": [ "r66" ] }, "us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableNetOfDeferredIncome", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_LoansAndLeasesReceivableNetReportedAmount", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfGrossLoansByRateType", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Loans", "verboseLabel": "Total gross loans, net of deferred fees", "documentation": "Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements." } } }, "auth_ref": [ "r63", "r161" ] }, "SFST_LoansAndLeasesReceivableNetOfDeferredIncomePercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoansAndLeasesReceivableNetOfDeferredIncomePercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Total gross loans, net of deferred fees percentage", "documentation": "Loans and leases receivable net of deferred income percentage." } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivableNetReportedAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableNetReportedAmount", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "totalLabel": "Loans, net", "label": "Total loans, net", "documentation": "Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans held for sale." } } }, "auth_ref": [ "r125", "r161" ] }, "us-gaap_LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Nonperforming Assets", "documentation": "Disclosure of accounting policy for deeming amounts due from a borrower as not being in compliance with principal and interest payment terms, describes the method for valuing a loan in such status, and indicates whether interest contractually accruing thereon is being recognized as income." } } }, "auth_ref": [] }, "us-gaap_LoansAndLeasesReceivablePastDueStatusPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivablePastDueStatusPolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Nonaccrual and Past Due Loans", "documentation": "Disclosure of the accounting policy for past due status of loans and leases receivable." } } }, "auth_ref": [ "r64" ] }, "us-gaap_LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Gross loans", "documentation": "Reflects the percentage derived from dividing impaired loans on which interest has ceased to be accrued by total loans." } } }, "auth_ref": [] }, "us-gaap_LoansHeldForSaleFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansHeldForSaleFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "verboseLabel": "Mortgage loans held for sale", "label": "Loan, Held-for-Sale, Fair Value Disclosure", "documentation": "Fair value portion of loans held-for-sale including, but not limited to, mortgage loans and finance receivables." } } }, "auth_ref": [] }, "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Loans and Allowance for Credit Losses", "documentation": "The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses." } } }, "auth_ref": [ "r1056" ] }, "SFST_LoansReceivableCarryingAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LoansReceivableCarryingAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Loans, Carrying Amount" } } }, "auth_ref": [] }, "us-gaap_LoansReceivableFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Loans, Fair Value", "documentation": "Fair value portion of loan receivable, including, but not limited to, mortgage loans held for investment, finance receivables held for investment, policy loans on insurance contracts." } } }, "auth_ref": [ "r59" ] }, "us-gaap_LoansReceivableHeldForSaleAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableHeldForSaleAmount", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Mortgage loans held for sale", "documentation": "Amount, before valuation allowance, of financing receivable classified as held-for-sale." } } }, "auth_ref": [ "r343", "r919" ] }, "us-gaap_LoansReceivableWithFixedRatesOfInterest1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableWithFixedRatesOfInterest1", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfGrossLoansByRateType" ], "lang": { "en-us": { "role": { "label": "Fixed rate loans", "documentation": "Amount of loan with fixed rate of interest." } } }, "auth_ref": [ "r161" ] }, "us-gaap_LoansReceivableWithVariableRatesOfInterest1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LoansReceivableWithVariableRatesOfInterest1", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfGrossLoansByRateType" ], "lang": { "en-us": { "role": { "label": "Floating rate loans", "documentation": "Amount of loan with variable or adjustable rate of interest." } } }, "auth_ref": [ "r161" ] }, "dei_LocalPhoneNumber": { "xbrltype": "normalizedStringItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "LocalPhoneNumber", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Local Phone Number", "documentation": "Local phone number for entity." } } }, "auth_ref": [] }, "us-gaap_LongTermDebtPercentageBearingFixedInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtPercentageBearingFixedInterestRate", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Fixed annual rate", "documentation": "The interest rate applicable to the portion of the carrying amount of long-term borrowings outstanding as of the balance sheet date, including current maturities, which accrues interest at a set, unchanging rate." } } }, "auth_ref": [ "r36" ] }, "us-gaap_LongTermDebtPercentageBearingVariableInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongTermDebtPercentageBearingVariableInterestRate", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Floating interest rate of trust preferred securities", "documentation": "The interest rate applicable to the portion of the carrying amount of long-term borrowings outstanding as of the balance sheet date, including current maturities, which accrues interest at a rate subject to change from time to time." } } }, "auth_ref": [ "r36" ] }, "us-gaap_LongtermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Long-Term Debt, Type [Axis]", "documentation": "Information by type of long-term debt." } } }, "auth_ref": [ "r38" ] }, "us-gaap_LongtermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LongtermDebtTypeDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer." } } }, "auth_ref": [ "r38", "r72" ] }, "us-gaap_LossOnSaleOfInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "LossOnSaleOfInvestments", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Gross loss on sale of investments", "documentation": "The difference between the carrying value and the sale price of an investment. A loss would be recognized when the sale price of the investment is less than the carrying value of the investment. This element refers to the Loss included in earnings and not to the cash proceeds of the sale." } } }, "auth_ref": [ "r1040", "r1041", "r1044", "r1156" ] }, "SFST_LossOnSaleOfRealEstateOwned": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "LossOnSaleOfRealEstateOwned", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Loss on sale of other real estate owned" } } }, "auth_ref": [] }, "us-gaap_MarketableSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketableSecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Marketable investment securities pledged", "documentation": "Amount of investment in marketable security." } } }, "auth_ref": [ "r124", "r1034" ] }, "us-gaap_MarketableSecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketableSecuritiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Investment securities:" } } }, "auth_ref": [] }, "us-gaap_MarketableSecuritiesLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketableSecuritiesLineItems", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Marketable Securities [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_MarketableSecuritiesTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketableSecuritiesTable", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Marketable Securities [Table]", "documentation": "Disclosure of information about investment in marketable security." } } }, "auth_ref": [] }, "us-gaap_MarketingExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MarketingExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Marketing", "documentation": "Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs." } } }, "auth_ref": [ "r151" ] }, "srt_MaximumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MaximumMember", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Maximum [Member]", "documentation": "Upper limit of the provided range." } } }, "auth_ref": [ "r416", "r417", "r418", "r419", "r531", "r693", "r755", "r780", "r781", "r841", "r862", "r867", "r868", "r904", "r922", "r923", "r935", "r950", "r962", "r972", "r1103", "r1148", "r1149", "r1150", "r1151", "r1152", "r1153" ] }, "srt_MinimumMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "MinimumMember", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Minimum [Member]", "documentation": "Lower limit of the provided range." } } }, "auth_ref": [ "r416", "r417", "r418", "r419", "r531", "r693", "r755", "r780", "r781", "r841", "r862", "r867", "r868", "r904", "r922", "r923", "r935", "r950", "r962", "r972", "r1103", "r1148", "r1149", "r1150", "r1151", "r1152", "r1153" ] }, "us-gaap_MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Mortgage-backed securities", "documentation": "Fair value of securitized, pay-through debt securities collateralized by real estate mortgage loans classified as available-for-sale." } } }, "auth_ref": [] }, "us-gaap_MortgageBackedSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "Mortgage-backed securities [Member]", "documentation": "Securities collateralized by mortgage loans." } } }, "auth_ref": [ "r952", "r953", "r954", "r1060", "r1062", "r1067", "r1072", "r1080", "r1160" ] }, "us-gaap_MortgageBackedSecuritiesOtherMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgageBackedSecuritiesOtherMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "verboseLabel": "Mortgage-backed securities [Member]", "label": "Mortgage-Backed Securities, Other [Member]", "documentation": "Securities collateralized by other mortgage loans." } } }, "auth_ref": [] }, "SFST_MortgageLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "MortgageLoans", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "verboseLabel": "Mortgage loans", "label": "MortgageLoans" } } }, "auth_ref": [] }, "SFST_MortgageLoansHeldForSaleTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "MortgageLoansHeldForSaleTextBlock", "presentation": [ "http://southernfirst.com/role/MortgageLoansHeldForSale" ], "lang": { "en-us": { "role": { "label": "Mortgage Loans Held for Sale" } } }, "auth_ref": [] }, "SFST_MortgageLoansPledgedAsCollateralAdvances": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "MortgageLoansPledgedAsCollateralAdvances", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Mortgage loans" } } }, "auth_ref": [] }, "us-gaap_MortgagesHeldForSaleFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "MortgagesHeldForSaleFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/MortgageLoansHeldForSaleDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Mortgage loans held for sale, fair value", "documentation": "Fair value portion of mortgage loans held-for-sale." } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "totalLabel": "Net cash provided by financing activities", "label": "Net cash provided by financing activities", "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit." } } }, "auth_ref": [ "r282" ] }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Financing activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "totalLabel": "Net cash used for investing activities", "label": "Net cash used for investing activities", "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets." } } }, "auth_ref": [ "r282" ] }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Investing activities" } } }, "auth_ref": [] }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivities", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "totalLabel": "Net cash provided by operating activities", "label": "Net Cash Provided by (Used in) Operating Activities", "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities." } } }, "auth_ref": [ "r157", "r158", "r159" ] }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Operating activities" } } }, "auth_ref": [] }, "us-gaap_NetIncomeLoss": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLoss", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 1.0 }, "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 1.0 }, "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": null, "weight": null, "order": null, "root": true } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Net income available to common shareholders", "label": "Net income", "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent." } } }, "auth_ref": [ "r150", "r159", "r193", "r252", "r265", "r268", "r273", "r288", "r294", "r296", "r297", "r298", "r299", "r302", "r303", "r309", "r320", "r333", "r337", "r339", "r390", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r427", "r428", "r623", "r636", "r743", "r809", "r830", "r831", "r933", "r983", "r1099" ] }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NetIncomeLossAvailableToCommonStockholdersBasic", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Net income available to common shareholders", "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders." } } }, "auth_ref": [ "r278", "r296", "r297", "r298", "r299", "r305", "r306", "r310", "r313", "r320", "r333", "r337", "r339", "r933" ] }, "SFST_NetLenderAndReferralFeesOnPppLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NetLenderAndReferralFeesOnPppLoans", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Net lender fees on PPP loan sale" } } }, "auth_ref": [] }, "SFST_NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Net recoveries to average loans (annualized)", "documentation": "Net loan charge offs annualized as a percentage of average total loans." } } }, "auth_ref": [] }, "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Adoption of New Accounting Standard", "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact." } } }, "auth_ref": [] }, "SFST_NewLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NewLoans", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetails-ScheduleOfLoanTransactionsWithDirectorsAndExecutiveOfficersIncludingTheirAffiliates" ], "lang": { "en-us": { "role": { "label": "New loans" } } }, "auth_ref": [] }, "SFST_NewlyIssuedButNotYetEffectiveAccountingStandardsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NewlyIssuedButNotYetEffectiveAccountingStandardsPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Newly Issued, But Not Yet Effective Accounting Standards" } } }, "auth_ref": [] }, "dei_NoTradingSymbolFlag": { "xbrltype": "trueItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "NoTradingSymbolFlag", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "No Trading Symbol Flag", "documentation": "Boolean flag that is true only for a security having no trading symbol." } } }, "auth_ref": [] }, "SFST_NonOwnerOccupiedLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonOwnerOccupiedLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Non Owner Occupied Loans [Member]" } } }, "auth_ref": [] }, "SFST_NonOwnerOccupiedReMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonOwnerOccupiedReMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "verboseLabel": "Non-owner occupied RE [Member]", "documentation": "Non owner occupied real estate.", "label": "Non-owner occupied RE [Member] [Default Label]" } } }, "auth_ref": [] }, "SFST_NonaccrualLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonaccrualLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "label": "Nonaccrual Loans [Member]" } } }, "auth_ref": [] }, "SFST_NonaccrualLoansWithAnAllowanceMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonaccrualLoansWithAnAllowanceMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Nonaccrual Loans With An Allowance [Member]" } } }, "auth_ref": [] }, "SFST_NonaccrualLoansWithNoAllowanceMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonaccrualLoansWithNoAllowanceMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Nonaccrual Loans With No Allowance [Member]" } } }, "auth_ref": [] }, "SFST_NonaccruingTDRs": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonaccruingTDRs", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Nonaccruing TDRs" } } }, "auth_ref": [] }, "us-gaap_NoncashInvestingAndFinancingItemsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoncashInvestingAndFinancingItemsAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Schedule of non-cash transactions" } } }, "auth_ref": [] }, "us-gaap_NoninterestBearingDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestBearingDepositLiabilities", "crdr": "credit", "calculation": { "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts" ], "lang": { "en-us": { "role": { "label": "Noninterest bearing", "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity." } } }, "auth_ref": [ "r119" ] }, "us-gaap_NoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Total noninterest expenses", "label": "Noninterest Expense", "documentation": "Total aggregate amount of all noninterest expense." } } }, "auth_ref": [ "r202" ] }, "us-gaap_NoninterestExpenseAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestExpenseAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest expenses" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncome": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncome", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "totalLabel": "Total noninterest income", "label": "Noninterest Income", "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified." } } }, "auth_ref": [ "r200" ] }, "us-gaap_NoninterestIncomeAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Noninterest income" } } }, "auth_ref": [] }, "us-gaap_NoninterestIncomeOther": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NoninterestIncomeOther", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Other income", "documentation": "Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights." } } }, "auth_ref": [ "r200" ] }, "SFST_NonperformingAssetsAsAPercentageOfAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonperformingAssetsAsAPercentageOfAbstract", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Nonperforming assets as a percentage of:" } } }, "auth_ref": [] }, "SFST_NonperformingAssetsAsPercentageOfAssets": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonperformingAssetsAsPercentageOfAssets", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Total assets", "documentation": "Nonperforming assets as a percentage of Assets." } } }, "auth_ref": [] }, "SFST_NonvestedRestrictedStockMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonvestedRestrictedStockMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Nonvested restricted stock" } } }, "auth_ref": [] }, "SFST_NonvestedRestrictedStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NonvestedRestrictedStockValue", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "negatedLabel": "Nonvested restricted stock", "label": "NonvestedRestrictedStockValue" } } }, "auth_ref": [] }, "us-gaap_NotesReceivableGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "NotesReceivableGross", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Total", "documentation": "Amortized cost, before allowance for credit loss, of financing receivable. Excludes financing receivable covered under loss sharing agreement and net investment in lease." } } }, "auth_ref": [ "r228", "r238", "r239", "r258", "r399", "r404", "r942", "r943", "r1022", "r1090" ] }, "SFST_NumberOfExecutiveOfficers": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumberOfExecutiveOfficers", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative", "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Number of executive officers" } } }, "auth_ref": [] }, "SFST_NumberOfInvestmentsInContinuousUnrealizedLossPosition": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumberOfInvestmentsInContinuousUnrealizedLossPosition", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Total, Number of investments | Investments", "documentation": "Number of investments in continuous unrealized loss position." } } }, "auth_ref": [] }, "SFST_NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonth": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonth", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Number of investments" } } }, "auth_ref": [] }, "SFST_NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, Less than 12 months, Number of investments | Investments", "documentation": "Number of investments in continuous unrealized loss position, less than twelve months." } } }, "auth_ref": [] }, "SFST_NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Available for sale Securities, 12 months or longer, Number of investments | Investments", "documentation": "Number of investments in continuous unrealized loss position twelve months or longer." } } }, "auth_ref": [] }, "SFST_NumeratorAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "NumeratorAbstract", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Numerator:" } } }, "auth_ref": [] }, "us-gaap_OccupancyNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OccupancyNet", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Occupancy", "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense." } } }, "auth_ref": [ "r153", "r201", "r215" ] }, "SFST_OccupiedLoansPercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OccupiedLoansPercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Owner occupied loans percentage" } } }, "auth_ref": [] }, "SFST_OneConsumerRealEstateLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OneConsumerRealEstateLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "One Consumer Real Estate Loan [Member]" } } }, "auth_ref": [] }, "us-gaap_OperatingExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingExpenses", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Total expenses", "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense." } } }, "auth_ref": [] }, "us-gaap_OperatingLeaseCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LeasesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Operating lease costs", "documentation": "Amount of single lease cost, calculated by allocation of remaining cost of lease over remaining lease term. Includes, but is not limited to, single lease cost, after impairment of right-of-use asset, calculated by amortization of remaining right-of-use asset and accretion of lease liability." } } }, "auth_ref": [ "r647", "r968" ] }, "us-gaap_OperatingLeaseLeaseIncomeLeasePayments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseLeaseIncomeLeasePayments", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Monthly payments of land lease by company", "documentation": "Amount of operating lease income from lease payments paid and payable to lessor. Excludes variable lease payments not included in measurement of lease receivable." } } }, "auth_ref": [ "r318", "r651" ] }, "SFST_OperatingLeaseLiability1": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OperatingLeaseLiability1", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetails-ScheduleOfMaturitiesOfLeaseLiabilities" ], "lang": { "en-us": { "role": { "label": "Total lease liability" } } }, "auth_ref": [] }, "SFST_OperatingLeasePayment": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OperatingLeasePayment", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Net change in operating leases" } } }, "auth_ref": [] }, "SFST_OperatingLeaseRightOfUseAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OperatingLeaseRightOfUseAssets", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "ROU assets" } } }, "auth_ref": [] }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "presentation": [ "http://southernfirst.com/role/LeasesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Weighted average discount rate", "documentation": "Weighted average discount rate for operating lease calculated at point in time." } } }, "auth_ref": [ "r649", "r968" ] }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "presentation": [ "http://southernfirst.com/role/LeasesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Weighted average remaining life of the lease term", "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r648", "r968" ] }, "SFST_OperatingLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OperatingLeases", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Operating leases" } } }, "auth_ref": [] }, "us-gaap_OtherAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssets", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Other assets", "documentation": "Amount of assets classified as other." } } }, "auth_ref": [ "r183", "r256", "r730", "r985" ] }, "us-gaap_OtherAssetsFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssetsFairValueDisclosure", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments" ], "lang": { "en-us": { "role": { "label": "Other investments, at cost, Fair Value", "documentation": "Fair value portion of other assets." } } }, "auth_ref": [] }, "us-gaap_OtherAssetsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherAssetsMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Other Assets [Member]", "documentation": "Primary financial statement caption encompassing other assets." } } }, "auth_ref": [ "r95", "r102" ] }, "us-gaap_OtherCommitment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherCommitment", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Commitment amount", "documentation": "Minimum amount of other commitment not otherwise specified in the taxonomy. Excludes commitments explicitly modeled in the taxonomy, including but not limited to, long-term and short-term purchase commitments, recorded and unrecorded purchase obligations, supply commitments, registration payment arrangements, leases, debt, product warranties, guarantees, environmental remediation obligations, and pensions." } } }, "auth_ref": [] }, "SFST_OtherComprehensiveIncomeLossAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OtherComprehensiveIncomeLossAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "label": "Other comprehensive income (loss):" } } }, "auth_ref": [] }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome", "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "totalLabel": "Other comprehensive income (loss)", "label": "Other comprehensive income (loss)", "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity." } } }, "auth_ref": [ "r7", "r21", "r176", "r266", "r269" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "negatedLabel": "Reclassification of realized (gain) loss", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r6", "r148", "r264", "r389" ] }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "label": "Tax expense (benefit)", "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities." } } }, "auth_ref": [ "r4" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "label": "Unrealized holding gain (loss) arising during the period, pretax", "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r261", "r263", "r389" ] }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome": { "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "negatedLabel": "Tax (expense) benefit", "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax", "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale." } } }, "auth_ref": [ "r4", "r262" ] }, "SFST_OtherConsumerMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OtherConsumerMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Other [Member]" } } }, "auth_ref": [] }, "us-gaap_OtherExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherExpenses", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Other expenses", "documentation": "Amount of expense classified as other." } } }, "auth_ref": [ "r152" ] }, "us-gaap_OtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherInvestments", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Investments", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfEstimatedFairValuesOfCompanysFinancialInstruments", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfOtherInvestments" ], "lang": { "en-us": { "role": { "label": "Other investments", "verboseLabel": "Total other investments", "terseLabel": "Other investments, at cost, Carrying Amount", "documentation": "Amount of investments classified as other." } } }, "auth_ref": [ "r1032" ] }, "us-gaap_OtherLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilities", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Liabilities", "weight": 1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Other liabilities", "documentation": "Amount of liabilities classified as other." } } }, "auth_ref": [ "r121", "r727", "r784", "r785", "r985", "r1162" ] }, "us-gaap_OtherLiabilitiesCurrent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilitiesCurrent", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LeasesDetailsNarrative" ], "lang": { "en-us": { "role": { "verboseLabel": "Other liabilities", "label": "Other Liabilities, Current", "documentation": "Amount of liabilities classified as other, due within one year or the normal operating cycle, if longer." } } }, "auth_ref": [ "r35", "r969" ] }, "us-gaap_OtherLiabilitiesFairValueDisclosure": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLiabilitiesFairValueDisclosure", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Derivative liability", "documentation": "Fair value portion of other liabilities." } } }, "auth_ref": [] }, "us-gaap_OtherLoansPayable": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherLoansPayable", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans" ], "lang": { "en-us": { "role": { "verboseLabel": "Other", "label": "Other Loans Payable", "documentation": "Amount of long-term loans payable classified as other." } } }, "auth_ref": [ "r29", "r187", "r1158" ] }, "SFST_OtherMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OtherMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "verboseLabel": "Other [Member]", "label": "Other [Member] [Default Label]" } } }, "auth_ref": [] }, "us-gaap_OtherNoninterestExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "OtherNoninterestExpense", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 8.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Other", "documentation": "Amount of noninterest expense classified as other." } } }, "auth_ref": [ "r202" ] }, "SFST_OtherRealEstateOwned": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OtherRealEstateOwned", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Other real estate owned", "documentation": "Other Real Estate Owned (OREO) is a bank accounting term that refers to real estate property assets that a bank holds, but that are not part of its business." } } }, "auth_ref": [] }, "dei_OtherReportingStandardItemNumber": { "xbrltype": "otherReportingStandardItemNumberItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "OtherReportingStandardItemNumber", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Other Reporting Standard Item Number", "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS." } } }, "auth_ref": [ "r1000" ] }, "SFST_OwnerOccupiedReMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "OwnerOccupiedReMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Owner Occupied RE [Member]" } } }, "auth_ref": [] }, "srt_ParentCompanyMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ParentCompanyMember", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Parent Company [Member]", "documentation": "Registrant with controlling financial interest in one or more subsidiaries. Controlling interest in subsidiary includes, but is not limited to, primary beneficiary of variable interest entity (VIE). Controlling interest in subsidiary excludes broker-dealer with controlling financial interest in subsidiary but control is likely to be temporary." } } }, "auth_ref": [ "r290" ] }, "SFST_PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Part of loans of 30 days or more past due as a percentage of total loan portfolio" } } }, "auth_ref": [] }, "us-gaap_PassMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PassMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Pass [Member]", "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables." } } }, "auth_ref": [ "r62", "r1093" ] }, "SFST_PayFixedPortfolioMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PayFixedPortfolioMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Pay-Fixed Portfolio [Member]" } } }, "auth_ref": [] }, "SFST_PaymentToAcquireMarketableSecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PaymentToAcquireMarketableSecuritiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Purchase of investment securities:" } } }, "auth_ref": [] }, "us-gaap_PaymentsForOriginationAndPurchasesOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForOriginationAndPurchasesOfLoansHeldForSale", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": -1.0, "order": 11.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Loans originated and held for sale", "label": "Payment for Origination and Purchase, Loan, Held-for-Sale", "documentation": "The aggregate amount of cash outflow for loans purchased and created with the intention to resell them in the near future." } } }, "auth_ref": [ "r217" ] }, "us-gaap_PaymentsForProceedsFromLoansAndLeases": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForProceedsFromLoansAndLeases", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Increase in loans, net", "label": "Payments for (Proceeds from) Loans and Leases", "documentation": "The net cash outflow or inflow for the increase (decrease) in the beginning and end of period of loan and lease balances which are not originated or purchased specifically for resale. Includes cash payments and proceeds associated with (a) loans held-for-investment, (b) leases held-for-investment, and (c) both." } } }, "auth_ref": [ "r710" ] }, "us-gaap_PaymentsForRent": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForRent", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Rent received", "documentation": "Cash payments to lessor's for use of assets under operating leases." } } }, "auth_ref": [ "r9" ] }, "us-gaap_PaymentsForTenantImprovements": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsForTenantImprovements", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Payment to tenant", "documentation": "Amount of cash outflow for the allowance granted to lessee and/or direct costs incurred by lessor used to prepare the leased premises for tenant's occupancy." } } }, "auth_ref": [] }, "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Available for sale", "label": "Payments to Acquire Debt Securities, Available-for-Sale", "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r46", "r279", "r356" ] }, "us-gaap_PaymentsToAcquireLifeInsurancePolicies": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireLifeInsurancePolicies", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 8.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Purchase of bank owned life insurance policies", "label": "Payment to Acquire Life Insurance Policy, Investing Activities", "documentation": "Amount of cash outflow for payment of premium on corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy." } } }, "auth_ref": [ "r8", "r155" ] }, "us-gaap_PaymentsToAcquireOtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquireOtherInvestments", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 4.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Other investments", "label": "Payments to Acquire Other Investments", "documentation": "Amount of cash outflow to acquire investments classified as other." } } }, "auth_ref": [ "r155" ] }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "negatedLabel": "Purchase of property and equipment", "label": "Payments to Acquire Property, Plant, and Equipment", "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets." } } }, "auth_ref": [ "r156" ] }, "us-gaap_PensionAndOtherPostretirementBenefitsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PensionAndOtherPostretirementBenefitsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlan" ], "lang": { "en-us": { "role": { "label": "Employee Benefit Plan", "documentation": "The entire disclosure for retirement benefits." } } }, "auth_ref": [ "r459", "r482", "r484", "r490", "r508", "r510", "r511", "r512", "r513", "r514", "r526", "r527", "r528", "r954" ] }, "SFST_PercentageOfLoansCollateralByRealEstate": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PercentageOfLoansCollateralByRealEstate", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Percentage of loans collateralize by real estate", "documentation": "The percentage of loans collateral by real estate." } } }, "auth_ref": [] }, "SFST_PercentageOfLondonInterbankOfferedRate": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PercentageOfLondonInterbankOfferedRate", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "LIBOR rate" } } }, "auth_ref": [] }, "SFST_PeriodOfEmploymentAgreement": { "xbrltype": "durationItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PeriodOfEmploymentAgreement", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Period of employment agreement" } } }, "auth_ref": [] }, "us-gaap_PlanNameAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameAxis", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Plan Name [Axis]", "documentation": "Information by plan name for share-based payment arrangement." } } }, "auth_ref": [ "r1107", "r1108", "r1109", "r1110", "r1111", "r1112", "r1113", "r1114", "r1115", "r1116", "r1117", "r1118", "r1119", "r1120", "r1121", "r1122", "r1123", "r1124", "r1125", "r1126", "r1127", "r1128", "r1129", "r1130", "r1131", "r1132" ] }, "us-gaap_PlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PlanNameDomain", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Plan name for share-based payment arrangement." } } }, "auth_ref": [ "r1107", "r1108", "r1109", "r1110", "r1111", "r1112", "r1113", "r1114", "r1115", "r1116", "r1117", "r1118", "r1119", "r1120", "r1121", "r1122", "r1123", "r1124", "r1125", "r1126", "r1127", "r1128", "r1129", "r1130", "r1131", "r1132" ] }, "SFST_PledgedAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PledgedAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Pledged value" } } }, "auth_ref": [] }, "us-gaap_PledgingPurposeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeAxis", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Pledging Purpose [Axis]", "documentation": "Information by pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r675", "r965", "r970", "r1011" ] }, "us-gaap_PledgingPurposeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PledgingPurposeDomain", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "documentation": "Pledging purpose of pledged asset owned." } } }, "auth_ref": [ "r675", "r965", "r970", "r1011" ] }, "dei_PreCommencementIssuerTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementIssuerTenderOffer", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Pre-commencement Issuer Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act." } } }, "auth_ref": [ "r994" ] }, "dei_PreCommencementTenderOffer": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "PreCommencementTenderOffer", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Pre-commencement Tender Offer", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act." } } }, "auth_ref": [ "r995" ] }, "SFST_PreModificationAndPostModificationMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PreModificationAndPostModificationMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Pre Modification and Post Modification [Member]" } } }, "auth_ref": [] }, "us-gaap_PreferredStockMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Preferred stock", "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company." } } }, "auth_ref": [ "r973", "r974", "r977", "r978", "r979", "r982", "r1161", "r1168" ] }, "us-gaap_PreferredStockParOrStatedValuePerShare": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockParOrStatedValuePerShare", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Preferred stock par value", "documentation": "Face amount or stated value per share of preferred stock nonredeemable or redeemable solely at the option of the issuer." } } }, "auth_ref": [ "r139", "r446" ] }, "us-gaap_PreferredStockSharesAuthorized": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockSharesAuthorized", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheetsParenthetical" ], "lang": { "en-us": { "role": { "label": "Preferred stock, shares authorized", "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws." } } }, "auth_ref": [ "r139", "r789" ] }, "us-gaap_PreferredStockValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PreferredStockValue", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Preferred stock, par value $.01 per share, 10,000,000 shares authorized", "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity." } } }, "auth_ref": [ "r139", "r732", "r969" ] }, "us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost", "documentation": "Amortized cost of closed portfolio of financial asset used to designate hedging relationship in which hedged item is expected to be outstanding for designated hedged period." } } }, "auth_ref": [ "r609", "r967" ] }, "SFST_PrimarilyLoanGrowth": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "PrimarilyLoanGrowth", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Primarily loan growth" } } }, "auth_ref": [] }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PriorPeriodReclassificationAdjustmentDescription", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Reclassifications", "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error." } } }, "auth_ref": [ "r1030" ] }, "us-gaap_ProceedsFromIssuanceOfTrustPreferredSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromIssuanceOfTrustPreferredSecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Proceeds from issuance trust preferred securities", "documentation": "The cash inflow from issuance of preferred stocks by a business trust or other special purpose entity, mainly established by a bank holding entity, to third party investors. The trust's assets are deeply subordinated debentures of the bank holding entity. Most trust preferred securities are subject to a mandatory redemption upon the repayment of the debentures." } } }, "auth_ref": [ "r47" ] }, "SFST_ProceedsFromMaturitiesCallsAndRepaymentsOfInvestmentSecuritiesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProceedsFromMaturitiesCallsAndRepaymentsOfInvestmentSecuritiesAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from maturities, calls and repayments of investment securities:" } } }, "auth_ref": [] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Available for sale", "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r279", "r280", "r1059" ] }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfOtherInvestments", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "verboseLabel": "Other investments", "label": "Proceeds from Maturities, Prepayments and Calls of Other Investments", "documentation": "The cash inflow associated with the maturity (principal being due), prepayment and call (request of early payment) of other investments not otherwise defined in the taxonomy." } } }, "auth_ref": [ "r1010" ] }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 7.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from maturities of investment securities available for sale", "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)." } } }, "auth_ref": [ "r45", "r279", "r356", "r388" ] }, "SFST_ProceedsFromSaleOfInvestmentSecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProceedsFromSaleOfInvestmentSecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Sale of investment securities" } } }, "auth_ref": [] }, "us-gaap_ProceedsFromSaleOfLoansHeldForSale": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfLoansHeldForSale", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 12.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sale of loans held for sale", "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization." } } }, "auth_ref": [ "r1042", "r1043" ] }, "us-gaap_ProceedsFromSaleOfPropertyPlantAndEquipment": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfPropertyPlantAndEquipment", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sale of fixed assets", "documentation": "The cash inflow from the sale of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale." } } }, "auth_ref": [ "r154" ] }, "us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0, "order": 10.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from sale of other real estate owned", "documentation": "The cash inflow from proceeds From Sales of Wholly Owned Real Estate and Real Estate Acquired in Settlement of Loans." } } }, "auth_ref": [ "r44" ] }, "us-gaap_ProceedsFromStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromStockOptionsExercised", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from the exercise of stock options", "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement." } } }, "auth_ref": [ "r5", "r28" ] }, "SFST_ProceedsFromTheExerciseOfStockOptionsAndWarrants": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProceedsFromTheExerciseOfStockOptionsAndWarrants", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Proceeds from the exercise of stock options and warrants" } } }, "auth_ref": [] }, "us-gaap_ProceedsFromUnsecuredLinesOfCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProceedsFromUnsecuredLinesOfCredit", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Unsecured interest only line of credit", "documentation": "The cash inflow from a contractual arrangement with the lender, including letter of credit, standby letter of credit and revolving credit arrangements, under which borrowings can be made up to a specific amount at any point in time with either short term or long term maturity that is uncollateralized (where debt is not backed by the pledge of collateral)." } } }, "auth_ref": [ "r47" ] }, "srt_ProductOrServiceAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductOrServiceAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Product and Service [Axis]", "documentation": "Information by product and service, or group of similar products and similar services." } } }, "auth_ref": [ "r340", "r694", "r749", "r750", "r751", "r752", "r753", "r754", "r926", "r951", "r971", "r1012", "r1096", "r1097", "r1104", "r1159" ] }, "SFST_ProductOrServiceOnDebitCard": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProductOrServiceOnDebitCard", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "ATM and debit card income" } } }, "auth_ref": [] }, "srt_ProductsAndServicesDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ProductsAndServicesDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "documentation": "Product or service, or a group of similar products or similar services." } } }, "auth_ref": [ "r340", "r694", "r749", "r750", "r751", "r752", "r753", "r754", "r926", "r951", "r971", "r1012", "r1096", "r1097", "r1104", "r1159" ] }, "us-gaap_ProfessionalFees": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProfessionalFees", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Professional fees", "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer." } } }, "auth_ref": [ "r983", "r1165", "r1167" ] }, "SFST_ProfitSharingAndFourHundredOneKPlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProfitSharingAndFourHundredOneKPlanMember", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Profit Sharing and 401(k) Plan [Member]" } } }, "auth_ref": [] }, "us-gaap_PropertyPlantAndEquipmentAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentAbstract", "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Abstract]" } } }, "auth_ref": [] }, "us-gaap_PropertyPlantAndEquipmentByTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentByTypeAxis", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Long-Lived Tangible Asset [Axis]", "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale." } } }, "auth_ref": [ "r13" ] }, "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property and Equipment", "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r164", "r222", "r225", "r226" ] }, "us-gaap_PropertyPlantAndEquipmentGross": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentGross", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property and equipment, excluding ROU assets", "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r165", "r254", "r741" ] }, "us-gaap_PropertyPlantAndEquipmentLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentLineItems", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [] }, "us-gaap_PropertyPlantAndEquipmentNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentNet", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_Assets", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property and equipment, net", "verboseLabel": "Total property and equipment", "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures." } } }, "auth_ref": [ "r13", "r716", "r741", "r969" ] }, "us-gaap_PropertyPlantAndEquipmentOtherNet": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentOtherNet", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LeasesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Property and equipment", "documentation": "Amount after depreciation of long-lived, physical assets used to produce goods and services and not intended for resale, classified as other." } } }, "auth_ref": [] }, "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Property and Equipment", "label": "Property, Plant and Equipment, Policy [Policy Text Block]", "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections." } } }, "auth_ref": [ "r13", "r222", "r225", "r739" ] }, "us-gaap_PropertyPlantAndEquipmentTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTextBlock", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentTables" ], "lang": { "en-us": { "role": { "label": "Schedule of components of property and equipment", "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation." } } }, "auth_ref": [ "r13" ] }, "us-gaap_PropertyPlantAndEquipmentTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentTypeDomain", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software." } } }, "auth_ref": [ "r165" ] }, "us-gaap_PropertyPlantAndEquipmentUsefulLife": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "PropertyPlantAndEquipmentUsefulLife", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property and equipment, estimated useful life (in years)", "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment." } } }, "auth_ref": [] }, "SFST_ProvisionForCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ProvisionForCreditLosses", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "label": "Provision for credit losses" } } }, "auth_ref": [] }, "us-gaap_ProvisionForLoanLeaseAndOtherLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForLoanLeaseAndOtherLosses", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss", "weight": -1.0, "order": 2.0 }, "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Provision for (reversal of) credit losses", "verboseLabel": "Provision for credit losses", "documentation": "Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value." } } }, "auth_ref": [ "r10", "r18", "r197" ] }, "us-gaap_ProvisionForOtherCreditLosses": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ProvisionForOtherCreditLosses", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "verboseLabel": "Provision for credit losses", "label": "Provision for Other Credit Losses", "documentation": "Amount of expense related to credit loss from transactions other than loan and lease transactions." } } }, "auth_ref": [ "r10", "r191" ] }, "srt_RangeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeAxis", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Statistical Measurement [Axis]", "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r416", "r417", "r418", "r419", "r482", "r531", "r563", "r564", "r565", "r666", "r693", "r755", "r780", "r781", "r841", "r862", "r867", "r868", "r904", "r922", "r923", "r935", "r950", "r962", "r972", "r975", "r1094", "r1103", "r1149", "r1150", "r1151", "r1152", "r1153" ] }, "srt_RangeMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "RangeMember", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfUnobservableInputsUsedInFairValueMeasurements", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median." } } }, "auth_ref": [ "r416", "r417", "r418", "r419", "r482", "r531", "r563", "r564", "r565", "r666", "r693", "r755", "r780", "r781", "r841", "r862", "r867", "r868", "r904", "r922", "r923", "r935", "r950", "r962", "r972", "r975", "r1094", "r1103", "r1149", "r1150", "r1151", "r1152", "r1153" ] }, "us-gaap_RealEstateLoanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateLoanMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Real estate [Member]", "documentation": "Loan to finance the purchase of real estate, including but not limited to, land or building." } } }, "auth_ref": [] }, "SFST_RealEstateLoanPercentageOfAggregateLoan": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "RealEstateLoanPercentageOfAggregateLoan", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Real estate loan percentage of total loans" } } }, "auth_ref": [] }, "us-gaap_RealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstateMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Real Estate [Member]", "documentation": "Property consisting of land, land improvement and buildings." } } }, "auth_ref": [ "r1105" ] }, "SFST_RealEstateOwnedExpenses": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "RealEstateOwnedExpenses", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestExpense", "weight": 1.0, "order": 3.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Other real estate owned expenses, net" } } }, "auth_ref": [] }, "us-gaap_RealEstatePolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RealEstatePolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Other Real Estate Owned (\u201cOREO\u201d)", "documentation": "Disclosure of accounting policy for entities that primarily develop and then sell real property at retail or otherwise." } } }, "auth_ref": [ "r0", "r106" ] }, "us-gaap_ReceivablesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ReceivablesAbstract", "lang": { "en-us": { "role": { "label": "Receivables [Abstract]" } } }, "auth_ref": [] }, "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://southernfirst.com/role/RegulatoryMatters" ], "lang": { "en-us": { "role": { "label": "Regulatory Matters", "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union." } } }, "auth_ref": [ "r717", "r718", "r719", "r721", "r722", "r723", "r725", "r726" ] }, "SFST_RelatedAllowanceForCreditLosess": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "RelatedAllowanceForCreditLosess", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Specific allowance" } } }, "auth_ref": [] }, "us-gaap_RelatedPartyDepositLiabilities": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDepositLiabilities", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Deposits by related parties", "documentation": "Amount of deposits held by the entity for a related party (entity, shareholder, employee)." } } }, "auth_ref": [ "r1048" ] }, "us-gaap_RelatedPartyDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyDomain", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Related parties include affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r509", "r656", "r657", "r783", "r784", "r785", "r786", "r787", "r806", "r808", "r837" ] }, "us-gaap_RelatedPartyTransactionAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionAxis", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Related Party Transaction [Axis]", "documentation": "Information by type of related party transaction." } } }, "auth_ref": [ "r656", "r657", "r1145" ] }, "us-gaap_RelatedPartyTransactionDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionDomain", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Transaction between related party." } } }, "auth_ref": [] }, "us-gaap_RelatedPartyTransactionLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionLineItems", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Related Party Transaction [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r812", "r813", "r816" ] }, "us-gaap_RelatedPartyTransactionsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsAbstract", "lang": { "en-us": { "role": { "label": "Related Party Transactions [Abstract]" } } }, "auth_ref": [] }, "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsByRelatedPartyAxis", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Related Party, Type [Axis]", "documentation": "Information by type of related party. Related parties include, but not limited to, affiliates; other entities for which investments are accounted for by the equity method by the entity; trusts for benefit of employees; and principal owners, management, and members of immediate families. It also may include other parties with which the entity may control or can significantly influence the management or operating policies of the other to an extent that one of the transacting parties might be prevented from fully pursuing its own separate interests." } } }, "auth_ref": [ "r509", "r656", "r657", "r695", "r696", "r697", "r698", "r699", "r700", "r701", "r702", "r703", "r704", "r705", "r706", "r783", "r784", "r785", "r786", "r787", "r806", "r808", "r837", "r1145" ] }, "us-gaap_RelatedPartyTransactionsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RelatedPartyTransactionsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactions" ], "lang": { "en-us": { "role": { "label": "Related Party Transactions", "documentation": "The entire disclosure for related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates." } } }, "auth_ref": [ "r653", "r654", "r655", "r657", "r658", "r769", "r770", "r771", "r814", "r815", "r816", "r835", "r836" ] }, "SFST_ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "label": "Reserve for Unfunded Commitments to Unfunded Loan Commitments", "documentation": "Reserve for unfunded commitments to unfunded loan commitments percentage." } } }, "auth_ref": [] }, "us-gaap_ResidentialRealEstateMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ResidentialRealEstateMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Owner occupied RE [Member]", "documentation": "Property that is used as a home." } } }, "auth_ref": [ "r935", "r939", "r1106" ] }, "us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Type of cash and cash equivalent. Cash is currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates." } } }, "auth_ref": [ "r253" ] }, "SFST_RestrictedStockPlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "RestrictedStockPlanMember", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Restricted Stock Plan [Member]" } } }, "auth_ref": [] }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAccumulatedDeficit", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0, "order": 6.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "Retained earnings", "documentation": "Amount of accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r142", "r169", "r736", "r759", "r761", "r767", "r790", "r969" ] }, "us-gaap_RetainedEarningsAppropriated": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsAppropriated", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Net decrease to retained earnings", "documentation": "A segregation of retained earnings which is unavailable for dividend distribution. Includes also retained earnings appropriated for loss contingencies." } } }, "auth_ref": [ "r73", "r74", "r146", "r287", "r735" ] }, "us-gaap_RetainedEarningsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetainedEarningsMember", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Retained Earnings", "documentation": "Accumulated undistributed earnings (deficit)." } } }, "auth_ref": [ "r250", "r291", "r292", "r293", "r295", "r301", "r303", "r391", "r392", "r571", "r572", "r573", "r594", "r595", "r614", "r616", "r617", "r619", "r621", "r756", "r758", "r772", "r1168" ] }, "us-gaap_RetirementPlanTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetirementPlanTypeAxis", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Retirement Plan Type [Axis]", "documentation": "Information by type of retirement benefit plan. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement." } } }, "auth_ref": [ "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r478", "r479", "r480", "r481", "r482", "r483", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492", "r493", "r494", "r495", "r496", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r505", "r506", "r507", "r509", "r512", "r515", "r516", "r517", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r525", "r528", "r529", "r530", "r532", "r954", "r955", "r956", "r957", "r958", "r959", "r960", "r961" ] }, "us-gaap_RetirementPlanTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RetirementPlanTypeDomain", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Type of plan designed to provide participants with retirement benefits. Includes, but is not limited to, retirement benefit arrangement for defined benefit pension and other postretirement plans, retirement benefit arrangement for defined contribution pension and other postretirement plans, and special and contractual termination benefits payable upon retirement." } } }, "auth_ref": [ "r460", "r461", "r462", "r463", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r478", "r479", "r480", "r481", "r482", "r483", "r485", "r486", "r487", "r488", "r489", "r490", "r491", "r492", "r493", "r494", "r495", "r496", "r497", "r498", "r499", "r500", "r501", "r502", "r503", "r505", "r506", "r507", "r509", "r512", "r515", "r516", "r517", "r518", "r519", "r520", "r521", "r522", "r523", "r524", "r525", "r528", "r529", "r530", "r532", "r954", "r955", "r956", "r957", "r958", "r959", "r960", "r961" ] }, "us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueFromContractWithCustomerIncludingAssessedTax", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 1.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Mortgage banking income", "documentation": "Amount, including tax collected from customer, of revenue from satisfaction of performance obligation by transferring promised good or service to customer. Tax collected from customer is tax assessed by governmental authority that is both imposed on and concurrent with specific revenue-producing transaction, including, but not limited to, sales, use, value-added and excise." } } }, "auth_ref": [ "r321", "r322", "r332", "r335", "r336", "r340", "r341", "r342", "r457", "r458", "r694" ] }, "us-gaap_RevenueFromContractWithCustomerPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueFromContractWithCustomerPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Revenue from Contracts with Customers", "documentation": "Disclosure of accounting policy for revenue from contract with customer." } } }, "auth_ref": [ "r232", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r924" ] }, "us-gaap_RevenueRecognitionPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenueRecognitionPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Significant Accounting Policy Changes", "documentation": "Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources." } } }, "auth_ref": [ "r810", "r924", "r929" ] }, "us-gaap_Revenues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "Revenues", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Total revenue", "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss)." } } }, "auth_ref": [ "r275", "r288", "r321", "r322", "r332", "r335", "r336", "r340", "r341", "r342", "r390", "r420", "r421", "r422", "r423", "r424", "r425", "r426", "r427", "r428", "r636", "r711", "r1099" ] }, "us-gaap_RevenuesAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "RevenuesAbstract", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Revenues" } } }, "auth_ref": [] }, "SFST_RightOfUseAssetsObtainedInExchangeForLeaseObligationsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "RightOfUseAssetsObtainedInExchangeForLeaseObligationsAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Right-of-use assets obtained in exchange for lease obligations:" } } }, "auth_ref": [] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Schedule of Accounts, Notes, Loans and Financing Receivable [Table]", "documentation": "Schedule itemizing specific types of trade accounts and notes receivable, and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r40" ] }, "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of composition of our loan portfolio", "documentation": "Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables." } } }, "auth_ref": [ "r40" ] }, "SFST_ScheduleOfActivityRelatedToTheAllowanceForCreditLossesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ScheduleOfActivityRelatedToTheAllowanceForCreditLossesTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of activity related to the allowance for credit losses" } } }, "auth_ref": [] }, "us-gaap_ScheduleOfAssumptionsUsedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAssumptionsUsedTableTextBlock", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of assumptions used", "documentation": "Tabular disclosure of assumption used to determine benefit obligation and net periodic benefit cost of defined benefit plan. Includes, but is not limited to, discount rate, rate of compensation increase, expected long-term rate of return on plan assets and interest crediting rate." } } }, "auth_ref": [ "r504" ] }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of amortized costs and fair value of investment securities", "documentation": "Tabular disclosure of the reconciliation of available-for-sale securities from cost basis to fair value." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfCashAndCashEquivalentsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfCashAndCashEquivalentsTable", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Cash and Cash Equivalents [Table]", "documentation": "Schedule of cash and cash equivalent balances. This table excludes restricted cash balances." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfCompensatingBalancesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfCompensatingBalancesTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of loan balances by payment status", "documentation": "Tabular disclosure of compensating balance arrangements that are not agreements which legally restrict the use of cash amounts shown on the balance sheet. Includes disclosure of these arrangements and the amount involved, if determinable, for the most recent audited balance sheet required and for any subsequent unaudited balance sheet required in the notes to the financial statements. Compensating balances that are maintained under an agreement to assure future credit availability are generally disclosed in the notes to the financial statements along with the amount and terms of such agreement." } } }, "auth_ref": [ "r147", "r1031" ] }, "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersTables" ], "lang": { "en-us": { "role": { "label": "Schedule of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements", "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity." } } }, "auth_ref": [ "r720", "r724" ] }, "us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock", "presentation": [ "http://southernfirst.com/role/IncomeTaxesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of components of income tax expense", "documentation": "Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years." } } }, "auth_ref": [ "r174" ] }, "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of condensed balance sheets", "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1026", "r1049" ] }, "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of condensed statements of cash flows", "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1026", "r1049" ] }, "srt_ScheduleOfCondensedFinancialStatementsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedFinancialStatementsTable", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Condensed Financial Statements [Table]", "documentation": "Disclosure of information about condensed financial statements, including, but not limited to, the balance sheet, income statement, and statement of cash flows." } } }, "auth_ref": [ "r245", "r247", "r248", "r249", "r290", "r1008" ] }, "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of condensed statements of income", "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations." } } }, "auth_ref": [ "r1026", "r1049" ] }, "us-gaap_ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDeferredCompensationArrangementWithIndividualExcludingShareBasedPaymentsAndPostretirementBenefitsByTitleOfIndividualAndByTypeOfDeferredCompensationTable", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Deferred Compensation Arrangement with Individual, Excluding Share-Based Payments and Postretirement Benefits, by Title of Individual and by Type of Deferred Compensation [Table]", "documentation": "Schedule, table or text reflecting arrangements that are not equity-based payments, or pension and other postretirement benefits, with individual employees. The arrangements (for example, profit sharing, deferred bonuses or certain split-dollar life insurance arrangements) are generally based on employment contracts between the entity and one or more selected officers or key employees, and which contain a promise by the employer to pay certain amounts at designated future dates, sometimes including a period after retirement, upon compliance with stipulated requirements. This type of arrangement is distinguished from broader based employee benefit plans as it is usually tailored to the employee. Disclosure also typically includes the amount of related compensation expense recognized during the reporting period and the carrying amount as of the balance sheet date of the related liability." } } }, "auth_ref": [ "r77", "r170" ] }, "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock", "presentation": [ "http://southernfirst.com/role/IncomeTaxesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of components of the deferred tax assets and liabilities", "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets." } } }, "auth_ref": [ "r173" ] }, "us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfDefinedBenefitPlansDisclosuresTable", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative", "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Defined Benefit Plans Disclosures [Table]", "documentation": "Disclosures about an individual defined benefit pension plan or an other postretirement defined benefit plan. It may be appropriate to group certain similar plans. Also includes schedule for fair value of plan assets by major categories of plan assets by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), Significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r15", "r78", "r79", "r80", "r81" ] }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareTables" ], "lang": { "en-us": { "role": { "label": "Schedule of earnings per share calculation", "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations." } } }, "auth_ref": [ "r1054" ] }, "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock", "presentation": [ "http://southernfirst.com/role/IncomeTaxesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of taxes computed using the statutory tax rate", "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations." } } }, "auth_ref": [ "r172" ] }, "SFST_ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentTables" ], "lang": { "en-us": { "role": { "label": "Schedule of estimated useful lives of property and equipment" } } }, "auth_ref": [] }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "presentation": [ "http://southernfirst.com/role/FairValueAccountingTables" ], "lang": { "en-us": { "role": { "label": "Schedule of assets and liabilities measured at fair value on a recurring basis", "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)." } } }, "auth_ref": [ "r626", "r627" ] }, "us-gaap_ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income", "documentation": "Tabular disclosure for fair value hedging instruments of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position." } } }, "auth_ref": [ "r100" ] }, "us-gaap_ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of terms and maturities of advances outstanding", "documentation": "Tabular disclosure of advances by federal home loan bank by branch." } } }, "auth_ref": [ "r127", "r190", "r209" ] }, "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Modified [Table]", "documentation": "Disclosure of information about financing receivable modified for debtor experiencing financial difficulty." } } }, "auth_ref": [ "r346", "r347", "r348", "r349", "r935" ] }, "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of nonperforming assets, including nonaccruing TDRs", "documentation": "Tabular disclosure of financing receivable on nonaccrual status." } } }, "auth_ref": [ "r65", "r400" ] }, "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfFinancingReceivablesPastDueTable", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio" ], "lang": { "en-us": { "role": { "label": "Financing Receivable, Past Due [Table]", "documentation": "Disclosure of information about aging analysis for financing receivable." } } }, "auth_ref": [ "r943", "r1092" ] }, "SFST_ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment" } } }, "auth_ref": [] }, "us-gaap_ScheduleOfInvestmentsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfInvestmentsLineItems", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Investments [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r838", "r839", "r840", "r841", "r842", "r843", "r844", "r845", "r846", "r847", "r848", "r849", "r850", "r851", "r852", "r853", "r854", "r855", "r856", "r857", "r859", "r861", "r864", "r865", "r866", "r867", "r868", "r869", "r870", "r871", "r872", "r873", "r874", "r875", "r876", "r877", "r878", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r886", "r887", "r895", "r896", "r897", "r898", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908", "r909", "r910", "r911", "r912", "r913" ] }, "us-gaap_ScheduleOfInvestmentsTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfInvestmentsTable", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Investments [Table]", "documentation": "Disclosure of information about investments owned by investment company." } } }, "auth_ref": [ "r838", "r839", "r840", "r841", "r842", "r843", "r844", "r845", "r846", "r847", "r848", "r849", "r850", "r851", "r852", "r853", "r854", "r855", "r856", "r857", "r859", "r861", "r864", "r865", "r866", "r867", "r868", "r869", "r870", "r871", "r872", "r873", "r874", "r875", "r876", "r877", "r878", "r879", "r880", "r881", "r882", "r883", "r884", "r885", "r886", "r887", "r895", "r896", "r897", "r899", "r900", "r901", "r902", "r903", "r904", "r905", "r906", "r907", "r908", "r909", "r910", "r911", "r912", "r913" ] }, "us-gaap_ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of the status of the company's nonvested restricted stock and changes", "documentation": "Tabular disclosure of the changes in outstanding nonvested restricted stock units." } } }, "auth_ref": [ "r84" ] }, "us-gaap_ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of outstanding financial derivative instruments", "documentation": "Tabular disclosure of the notional amounts of outstanding derivative positions." } } }, "auth_ref": [ "r94" ] }, "us-gaap_ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of other investments", "documentation": "Tabular disclosure of other investments not readily marketable, including, but not limited to, description of investment, fair value and value as measured by quoted price." } } }, "auth_ref": [ "r116" ] }, "SFST_ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of classified by credit quality indicators by year of origination" } } }, "auth_ref": [] }, "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfPropertyPlantAndEquipmentTable", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Property, Plant and Equipment [Table]", "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation." } } }, "auth_ref": [ "r13" ] }, "us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfRelatedPartyTransactionsByRelatedPartyTable", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Related Party Transactions, by Related Party [Table]", "documentation": "Schedule of quantitative and qualitative information pertaining to related party transactions. Examples of related party transactions include transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners; and (d) affiliates." } } }, "auth_ref": [ "r112", "r113", "r812", "r813", "r816" ] }, "us-gaap_ScheduleOfRelatedPartyTransactionsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfRelatedPartyTransactionsTableTextBlock", "presentation": [ "http://southernfirst.com/role/RelatedPartyTransactionsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of loan transactions with directors and executive officers, including their affiliates", "documentation": "Tabular disclosure of related party transactions. Examples of related party transactions include, but are not limited to, transactions between (a) a parent company and its subsidiary; (b) subsidiaries of a common parent; (c) and entity and its principal owners and (d) affiliates." } } }, "auth_ref": [] }, "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]", "documentation": "Disclosure of information about share-based payment arrangement." } } }, "auth_ref": [ "r534", "r536", "r538", "r539", "r540", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r562", "r563", "r564", "r565", "r566" ] }, "us-gaap_ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of the status of the stock option plan and changes", "documentation": "Tabular disclosure of employee stock purchase plan activity." } } }, "auth_ref": [ "r85" ] }, "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationTables" ], "lang": { "en-us": { "role": { "label": "Schedule of stock-based compensation expense", "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value." } } }, "auth_ref": [ "r26", "r27", "r83" ] }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of gross unrealized losses on investment securities and fair market value of related securities", "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value)." } } }, "auth_ref": [ "r211" ] }, "us-gaap_ScheduleOfVariableInterestEntitiesTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ScheduleOfVariableInterestEntitiesTable", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Schedule of Variable Interest Entities [Table]", "documentation": "Tabular disclosure of qualitative and quantitative information related to variable interests the entity holds, whether or not such variable interest entity (VIE) is included in the reporting entity's consolidated financial statements. Includes, but is not limited to, description of the significant judgments and assumptions made in determining whether a variable interest (as defined) held by the entity requires the variable interest entity (VIE) (as defined) to be consolidated and (or) disclose information about its involvement with the VIE, individually or in aggregate (as applicable); the nature of restrictions, if any, on the consolidated VIE's assets and on the settlement of its liabilities reported by an entity in its statement of financial position, including the carrying amounts of such assets and liabilities; the nature of, and changes in, the risks associated with involvement in the VIE; how involvement with the VIE affects the entity's financial position, financial performance, and cash flows; the lack of recourse if creditors (or beneficial interest holders) of the consolidated VIE have no recourse to the general credit of the primary beneficiary (if applicable); the terms of arrangements, giving consideration to both explicit arrangements and implicit variable interests, if any, that could require the entity to provide financial support to the VIE, including events or circumstances that could expose the entity to a loss; the methodology used by the entity for determining whether or not it is the primary beneficiary of the variable interest entity; the significant factors considered and judgments made in determining that the power to direct the activities of a VIE that most significantly impact the VIE's economic performance are shared (as defined); the carrying amounts and classification of assets and liabilities of the VIE included in the statement of financial position; the entity's maximum exposure to loss, if any, as a result of its involvement with the VIE, including how the maximum exposure is determined and significant sources of the entity's exposure to the VIE; a tabular comparison of the carrying amounts of the assets and liabilities and the entity's maximum exposure to loss; information about any liquidity arrangements, guarantees, and (or) other commitments by third parties that may affect the fair value or risk of the entity's variable interest in the VIE; whether or not the entity has provided financial support or other support (explicitly or implicitly) to the VIE that it was not previously contractually required to provide or whether the entity intends to provide that support, including the type and amount of the support and the primary reasons for providing the support; and supplemental information the entity determines necessary to provide." } } }, "auth_ref": [ "r89", "r90", "r91", "r92", "r93", "r603", "r604", "r605", "r606", "r674", "r675", "r676" ] }, "SFST_ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock", "presentation": [ "http://southernfirst.com/role/DepositsTables" ], "lang": { "en-us": { "role": { "label": "Schedule of maturities certificates of deposit" } } }, "auth_ref": [] }, "SFST_SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "State and political subdivisions" } } }, "auth_ref": [] }, "SFST_SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "Corporate bonds" } } }, "auth_ref": [] }, "SFST_SecuritiesAvailableForSaleFairValueUsAgencySecurities": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SecuritiesAvailableForSaleFairValueUsAgencySecurities", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "US government agencies" } } }, "auth_ref": [] }, "SFST_SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/FairValueAccountingDetails-ScheduleOfAssetsAndLiabilitiesMeasuredAtFairValueOnRecurringBasis" ], "lang": { "en-us": { "role": { "label": "US treasuries" } } }, "auth_ref": [] }, "us-gaap_SecuritiesInvestmentMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuritiesInvestmentMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Securities Investment [Member]", "documentation": "This member categorizes all investments in securities to segregate them from other than security investments." } } }, "auth_ref": [] }, "us-gaap_SecuritiesSoldNotYetPurchasedMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SecuritiesSoldNotYetPurchasedMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "MBS forward sales commitments [Member]", "documentation": "Proprietary securities transactions entered into by the entity (broker-dealer) for trading or investment purposes." } } }, "auth_ref": [ "r115" ] }, "dei_Security12bTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12bTitle", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Title of 12(b) Security", "documentation": "Title of a 12(b) registered security." } } }, "auth_ref": [ "r988" ] }, "dei_Security12gTitle": { "xbrltype": "securityTitleItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "Security12gTitle", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Title of 12(g) Security", "documentation": "Title of a 12(g) registered security." } } }, "auth_ref": [ "r992" ] }, "dei_SecurityExchangeName": { "xbrltype": "edgarExchangeCodeItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityExchangeName", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Security Exchange Name", "documentation": "Name of the Exchange on which a security is registered." } } }, "auth_ref": [ "r991" ] }, "dei_SecurityReportingObligation": { "xbrltype": "securityReportingObligationItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SecurityReportingObligation", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Security Reporting Obligation", "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act." } } }, "auth_ref": [ "r996" ] }, "us-gaap_SegmentReportingPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SegmentReportingPolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Business Segments", "documentation": "Disclosure of accounting policy for segment reporting." } } }, "auth_ref": [ "r326", "r327", "r328", "r329", "r330", "r331", "r341", "r934" ] }, "SFST_ServiceFeesOnDepositAccounts": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "ServiceFeesOnDepositAccounts", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfIncome": { "parentTag": "us-gaap_NoninterestIncome", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Service fees on deposit accounts" } } }, "auth_ref": [] }, "us-gaap_ShareBasedCompensation": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensation", "crdr": "debit", "calculation": { "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows": { "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities", "weight": 1.0, "order": 9.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Compensation expense related to stock options and restricted stock grants", "documentation": "Amount of noncash expense for share-based payment arrangement." } } }, "auth_ref": [ "r10" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "negatedLabel": "Restricted Shares, Forfeited", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period." } } }, "auth_ref": [ "r555" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted Average Grant-Date Fair Value, Forfeited", "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event." } } }, "auth_ref": [ "r555" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "label": "Restricted Shares, Granted", "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r553" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted Average Grant-Date Fair Value, Granted", "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)." } } }, "auth_ref": [ "r553" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "periodStartLabel": "Restricted Shares, Nonvested at beginning of year", "periodEndLabel": "Restricted Shares, Nonvested at end of year", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number", "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date." } } }, "auth_ref": [ "r550", "r551" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "periodStartLabel": "Weighted Average Grant-Date Fair Value, Nonvested at beginning of year", "periodEndLabel": "Weighted Average Grant-Date Fair Value, Nonvested at end of year", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value", "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options." } } }, "auth_ref": [ "r550", "r551" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "negatedLabel": "Restricted Shares, Vested", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period", "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period." } } }, "auth_ref": [ "r554" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfCompanysNonVestedRestrictedStockAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted Average Grant-Date Fair Value, Vested", "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement." } } }, "auth_ref": [ "r554" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed" ], "lang": { "en-us": { "role": { "label": "Dividend yield", "documentation": "The estimated dividend rate (a percentage of the share price) to be paid (expected dividends) to holders of the underlying shares over the option's term." } } }, "auth_ref": [ "r564" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed" ], "lang": { "en-us": { "role": { "label": "Expected volatility", "documentation": "The estimated measure of the percentage by which a share price is expected to fluctuate during a period. Volatility also may be defined as a probability-weighted measure of the dispersion of returns about the mean. The volatility of a share price is the standard deviation of the continuously compounded rates of return on the share over a specified period. That is the same as the standard deviation of the differences in the natural logarithms of the stock prices plus dividends, if any, over the period." } } }, "auth_ref": [ "r563" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate": { "xbrltype": "percentItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed" ], "lang": { "en-us": { "role": { "label": "Risk-free interest rate", "documentation": "The risk-free interest rate assumption that is used in valuing an option on its own shares." } } }, "auth_ref": [ "r565" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r534", "r536", "r538", "r539", "r540", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r562", "r563", "r564", "r565", "r566" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges", "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "periodEndLabel": "Shares, Shares available for grant", "label": "Number of stock option available for grant", "documentation": "The difference between the maximum number of shares (or other type of equity) authorized for issuance under the plan (including the effects of amendments and adjustments), and the sum of: 1) the number of shares (or other type of equity) already issued upon exercise of options or other equity-based awards under the plan; and 2) shares (or other type of equity) reserved for issuance on granting of outstanding awards, net of cancellations and forfeitures, if applicable." } } }, "auth_ref": [ "r82" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges", "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "periodEndLabel": "Shares, options exercisable at year-end", "label": "Stock options exercisable", "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan." } } }, "auth_ref": [ "r544" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "periodEndLabel": "Weighted average exercise price, Options exercisable at year-end", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price", "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan." } } }, "auth_ref": [ "r544" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "negatedLabel": "Shares, Forfeited or expired", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures and Expirations in Period", "documentation": "For presentations that combine terminations, the number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan or that expired." } } }, "auth_ref": [ "r1113" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted average exercise price, Forfeited or expired", "documentation": "Weighted average price of options that were either forfeited or expired." } } }, "auth_ref": [ "r1113" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Shares, Granted", "documentation": "Gross number of share options (or share units) granted during the period." } } }, "auth_ref": [ "r546" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted average exercise price, Weighted average fair value of options granted during the year", "documentation": "The weighted average grant-date fair value of options granted during the reporting period as calculated by applying the disclosed option pricing methodology." } } }, "auth_ref": [ "r556" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Aggregate intrinsic value outstanding", "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding." } } }, "auth_ref": [ "r82" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges", "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "periodStartLabel": "Shares, Outstanding at beginning of year", "periodEndLabel": "Shares, Outstanding at end of year", "label": "Stock options outstanding", "documentation": "Number of options outstanding, including both vested and non-vested options." } } }, "auth_ref": [ "r542", "r543" ] }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "periodStartLabel": "Weighted average exercise price, Outstanding at beginning of year", "periodEndLabel": "Weighted average exercise price, Outstanding at end of year", "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price", "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan." } } }, "auth_ref": [ "r542", "r543" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Award under share-based payment arrangement." } } }, "auth_ref": [ "r538", "r539", "r540", "r542", "r543", "r544", "r545", "r546", "r547", "r548", "r549", "r550", "r551", "r552", "r553", "r554", "r555", "r556", "r557", "r558", "r559", "r562", "r563", "r564", "r565", "r566" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted average exercise price, Exercised", "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares." } } }, "auth_ref": [ "r547" ] }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": { "xbrltype": "perShareItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted average exercise price, Granted", "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options." } } }, "auth_ref": [ "r546" ] }, "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "verboseLabel": "Stock-Based Compensation", "label": "Share-Based Payment Arrangement [Policy Text Block]", "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost." } } }, "auth_ref": [ "r533", "r541", "r560", "r561", "r562", "r563", "r566", "r574", "r575", "r576", "r577" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Option expiration period", "documentation": "Period from grant date that an equity-based award expires, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r964" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfAssumptionsUsed" ], "lang": { "en-us": { "role": { "label": "Expected life", "documentation": "Expected term of award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r562" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Aggregate intrinsic value options exercisable at year-end", "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable." } } }, "auth_ref": [ "r82" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted Average Remaining Contractual Life, Options exercisable at year-end", "documentation": "Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r82" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2": { "xbrltype": "durationItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "label": "Weighted Average Remaining Contractual Life, Outstanding at end of year", "documentation": "Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days." } } }, "auth_ref": [ "r171" ] }, "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Fair value of stock option grants", "documentation": "Fair value of options vested. Excludes equity instruments other than options, for example, but not limited to, share units, stock appreciation rights, restricted stock." } } }, "auth_ref": [ "r557" ] }, "us-gaap_SharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SharesOutstanding", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "periodStartLabel": "Beginning balance shares outstanding", "periodEndLabel": "Ending balance shares outstanding", "label": "Shares, Outstanding", "documentation": "Number of shares issued which are neither cancelled nor held in the treasury." } } }, "auth_ref": [] }, "us-gaap_ShortTermDebtTypeAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShortTermDebtTypeAxis", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Short-Term Debt, Type [Axis]", "documentation": "Information by type of short-term debt arrangement." } } }, "auth_ref": [ "r32" ] }, "us-gaap_ShortTermDebtTypeDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ShortTermDebtTypeDomain", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Type of short-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing." } } }, "auth_ref": [ "r30" ] }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SignificantAccountingPoliciesTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivities" ], "lang": { "en-us": { "role": { "label": "Summary of Significant Accounting Policies and Activities", "documentation": "The entire disclosure for all significant accounting policies of the reporting entity." } } }, "auth_ref": [ "r160", "r286" ] }, "SFST_SoftwareMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SoftwareMember", "presentation": [ "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfComponentsOfPropertyAndEquipment", "http://southernfirst.com/role/PropertyAndEquipmentDetails-ScheduleOfEstimatedUsefulLivesOfPropertyAndEquipment" ], "lang": { "en-us": { "role": { "label": "Software [Member]" } } }, "auth_ref": [] }, "dei_SolicitingMaterial": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "SolicitingMaterial", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Soliciting Material", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act." } } }, "auth_ref": [ "r997" ] }, "us-gaap_SpecialMentionMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SpecialMentionMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Special Mention [Member]", "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date." } } }, "auth_ref": [ "r62", "r1093" ] }, "us-gaap_StatementEquityComponentsAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementEquityComponentsAxis", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Equity Components [Axis]", "documentation": "Information by component of equity." } } }, "auth_ref": [ "r23", "r39", "r250", "r271", "r272", "r273", "r291", "r292", "r293", "r295", "r301", "r303", "r319", "r391", "r392", "r448", "r571", "r572", "r573", "r594", "r595", "r614", "r615", "r616", "r617", "r618", "r619", "r621", "r637", "r638", "r639", "r640", "r641", "r642", "r652", "r756", "r757", "r758", "r772", "r832" ] }, "us-gaap_StatementLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementLineItems", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative", "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Statement [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r291", "r292", "r293", "r319", "r694", "r762", "r773", "r782", "r783", "r784", "r785", "r786", "r787", "r789", "r792", "r793", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r802", "r803", "r804", "r805", "r806", "r808", "r810", "r811", "r818", "r819", "r820", "r821", "r822", "r823", "r824", "r825", "r826", "r827", "r828", "r829", "r832", "r976" ] }, "us-gaap_StatementOfCashFlowsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfCashFlowsAbstract", "lang": { "en-us": { "role": { "label": "Statement of Cash Flows [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfFinancialPositionAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfFinancialPositionAbstract", "lang": { "en-us": { "role": { "label": "Statement of Financial Position [Abstract]" } } }, "auth_ref": [] }, "us-gaap_StatementOfStockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementOfStockholdersEquityAbstract", "auth_ref": [] }, "us-gaap_StatementTable": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StatementTable", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://southernfirst.com/role/PropertyAndEquipmentDetailsNarrative", "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Statement [Table]", "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed." } } }, "auth_ref": [ "r291", "r292", "r293", "r319", "r694", "r762", "r773", "r782", "r783", "r784", "r785", "r786", "r787", "r789", "r792", "r793", "r794", "r795", "r796", "r797", "r798", "r799", "r800", "r802", "r803", "r804", "r805", "r806", "r808", "r810", "r811", "r818", "r819", "r820", "r821", "r822", "r823", "r824", "r825", "r826", "r827", "r828", "r829", "r832", "r976" ] }, "us-gaap_StockCompensationPlanMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockCompensationPlanMember", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Stock Compensation Plan [Member]", "documentation": "Share-based payment arrangement in which award of equity shares are granted. Arrangement includes, but is not limited to, grantor incurring liability for product and service based on price of its shares." } } }, "auth_ref": [ "r1055" ] }, "us-gaap_StockIssuedDuringPeriodSharesOther": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesOther", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStatusOfStockOptionPlanAndChanges" ], "lang": { "en-us": { "role": { "negatedLabel": "Shares, Exercised", "label": "Stock Issued During Period, Shares, Other", "documentation": "Number of shares of stock issued attributable to transactions classified as other." } } }, "auth_ref": [] }, "us-gaap_StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Issuance of restricted stock, net of forfeitures (in Shares)", "documentation": "Number of shares issued during the period related to Restricted Stock Awards, net of any shares forfeited." } } }, "auth_ref": [ "r23", "r139", "r140", "r169" ] }, "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Proceeds from exercise of stock options (in Shares)", "documentation": "Number of share options (or share units) exercised during the current period." } } }, "auth_ref": [ "r23", "r139", "r140", "r169", "r547" ] }, "us-gaap_StockIssuedDuringPeriodValueNewIssues": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueNewIssues", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Issuance of common stock", "documentation": "Equity impact of the value of new stock issued during the period. Includes shares issued in an initial public offering or a secondary public offering." } } }, "auth_ref": [ "r23", "r139", "r140", "r169", "r772", "r832", "r918", "r984" ] }, "us-gaap_StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Issuance of restricted stock, net of forfeitures", "documentation": "Value of stock related to Restricted Stock Awards issued during the period, net of the stock value of such awards forfeited." } } }, "auth_ref": [ "r23", "r169" ] }, "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockIssuedDuringPeriodValueStockOptionsExercised", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity" ], "lang": { "en-us": { "role": { "label": "Proceeds from exercise of stock options", "documentation": "Value of stock issued as a result of the exercise of stock options." } } }, "auth_ref": [ "r23", "r39", "r169" ] }, "us-gaap_StockOptionPlanExpense": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockOptionPlanExpense", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetails-ScheduleOfStock-basedCompensationExpense" ], "lang": { "en-us": { "role": { "label": "Stock option expense", "documentation": "Amount of noncash expense for option under share-based payment arrangement." } } }, "auth_ref": [ "r11" ] }, "us-gaap_StockholdersEquity": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquity", "crdr": "credit", "calculation": { "http://southernfirst.com/role/ConsolidatedBalanceSheets": { "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0, "order": 2.0 } }, "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ConsolidatedStatementsOfShareholdersEquity", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "totalLabel": "Total shareholders\u2019 equity", "periodStartLabel": "Beginning balance, value", "periodEndLabel": "Ending balance, value", "label": "Shareholders\u2019 equity", "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest." } } }, "auth_ref": [ "r140", "r143", "r144", "r163", "r791", "r807", "r833", "r834", "r969", "r985", "r1046", "r1089", "r1142", "r1168" ] }, "us-gaap_StockholdersEquityAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "StockholdersEquityAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedBalanceSheets", "http://southernfirst.com/role/ParentCompanyFinancialInformationDetails-ScheduleOfCondensedBalanceSheets" ], "lang": { "en-us": { "role": { "label": "SHAREHOLDERS\u2019 EQUITY", "verboseLabel": "Liabilities and Shareholders\u2019 Equity" } } }, "auth_ref": [] }, "SFST_SubordinateDebtMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SubordinateDebtMember", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Subordinate Debt [Member]" } } }, "auth_ref": [] }, "us-gaap_SubordinatedBorrowingsAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedBorrowingsAbstract", "lang": { "en-us": { "role": { "label": "Subordinated Borrowings [Abstract]" } } }, "auth_ref": [] }, "us-gaap_SubordinatedBorrowingsDisclosureTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubordinatedBorrowingsDisclosureTextBlock", "presentation": [ "http://southernfirst.com/role/SubordinatedDebentures" ], "lang": { "en-us": { "role": { "label": "Subordinated Debentures", "documentation": "The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total." } } }, "auth_ref": [ "r209" ] }, "SFST_SubordinatedDebtDetailsLineItems": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SubordinatedDebtDetailsLineItems", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Subordinated Debt (Details) [Line Items]" } } }, "auth_ref": [] }, "us-gaap_SubsequentEventsPolicyPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubsequentEventsPolicyPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Subsequent Events", "documentation": "Disclosure of accounting policy for reporting subsequent events." } } }, "auth_ref": [] }, "us-gaap_SubstandardMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SubstandardMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Substandard [Member]", "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected." } } }, "auth_ref": [ "r62", "r1093" ] }, "SFST_SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesTables" ], "lang": { "en-us": { "role": { "label": "Schedule of analysis of collateral-dependent loans" } } }, "auth_ref": [] }, "us-gaap_SupplementalCashFlowInformationAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SupplementalCashFlowInformationAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Supplemental information" } } }, "auth_ref": [] }, "SFST_SupplementalExecutiveRetirementPlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "SupplementalExecutiveRetirementPlanMember", "presentation": [ "http://southernfirst.com/role/EmployeeBenefitPlanDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Supplemental Executive Retirement Plan [Member]" } } }, "auth_ref": [] }, "us-gaap_SwapMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "SwapMember", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments" ], "lang": { "en-us": { "role": { "label": "Fair value swap [Member]", "documentation": "A forward-based contract in which two parties agree to swap streams of payments over a specified period. The payment streams are based on an agreed-upon (or notional) principal amount. The term notional is used because swap contracts generally involve no exchange of principal at either inception or maturity. Rather, the notional amount serves as a basis for calculation of the payment streams to be exchanged." } } }, "auth_ref": [ "r178", "r796", "r800", "r805", "r823", "r829", "r891", "r892", "r975" ] }, "us-gaap_TierOneLeverageCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapital", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) Amount", "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework." } } }, "auth_ref": [ "r720" ] }, "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) For capital adequacy purposes minimum", "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r720", "r724" ] }, "SFST_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio" } } }, "auth_ref": [] }, "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum", "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r720" ] }, "SFST_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio" } } }, "auth_ref": [] }, "SFST_TierOneLeverageCapitalToAverageAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneLeverageCapitalToAverageAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to average assets) Actual Ratio" } } }, "auth_ref": [] }, "us-gaap_TierOneRiskBasedCapital": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapital", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) Amount", "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework." } } }, "auth_ref": [ "r720" ] }, "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum", "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework." } } }, "auth_ref": [ "r720", "r724" ] }, "SFST_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio" } } }, "auth_ref": [] }, "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum", "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action." } } }, "auth_ref": [ "r720" ] }, "SFST_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCapitalToRiskWeightedAssets1": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets1", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Tier 1 Capital (to risk weighted assets) Actual Ratio" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStock": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStock", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) Amount" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStockRequiredForCapitalAdequacy": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStockRequiredForCapitalAdequacy", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStockRequiredToBeWellCapitalized": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStockRequiredToBeWellCapitalized", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio" } } }, "auth_ref": [] }, "SFST_TierOneRiskBasedCommonStockToRiskWeightedAssets": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TierOneRiskBasedCommonStockToRiskWeightedAssets", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetails-ScheduleOfCapitalAmountsAndRatiosOfBankAndCompanyAndRegulatoryMinimumRequirements" ], "lang": { "en-us": { "role": { "label": "Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio" } } }, "auth_ref": [] }, "us-gaap_TimeDepositMaturitiesYearFive": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFive", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "verboseLabel": "2028", "label": "Time Deposit Maturities, Year Five", "documentation": "Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r14" ] }, "us-gaap_TimeDepositMaturitiesYearFour": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearFour", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "verboseLabel": "2027", "label": "Time Deposit Maturities, Year Four", "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r14" ] }, "us-gaap_TimeDepositMaturitiesYearOne": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearOne", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "verboseLabel": "2024", "label": "Time Deposit Maturities, Year One", "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r14" ] }, "us-gaap_TimeDepositMaturitiesYearThree": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearThree", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "verboseLabel": "2026", "label": "Time Deposit Maturities, Year Three", "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r14" ] }, "us-gaap_TimeDepositMaturitiesYearTwo": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDepositMaturitiesYearTwo", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "verboseLabel": "2025", "label": "Time Deposit Maturities, Year Two", "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)." } } }, "auth_ref": [ "r14" ] }, "us-gaap_TimeDeposits": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDeposits", "crdr": "credit", "calculation": { "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts": { "parentTag": "us-gaap_Deposits", "weight": 1.0, "order": 5.0 } }, "presentation": [ "http://southernfirst.com/role/DepositsDetails-ScheduleOfDetailInDepositAccounts", "http://southernfirst.com/role/DepositsDetails-ScheduleOfMaturitiesCertificatesOfDeposit" ], "lang": { "en-us": { "role": { "label": "Time deposits", "verboseLabel": "Certificates of deposit", "documentation": "Amount of time deposit liabilities, including certificates of deposit." } } }, "auth_ref": [ "r16", "r119" ] }, "us-gaap_TimeDeposits100000OrMore": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TimeDeposits100000OrMore", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/DepositsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Time deposits greater than $250,000", "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more." } } }, "auth_ref": [ "r133" ] }, "srt_TitleOfIndividualAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "TitleOfIndividualAxis", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Title of Individual [Axis]", "documentation": "Information by title of individual or nature of relationship to individual or group of individuals." } } }, "auth_ref": [ "r1057", "r1144" ] }, "srt_TitleOfIndividualWithRelationshipToEntityDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/srt/2023", "localname": "TitleOfIndividualWithRelationshipToEntityDomain", "presentation": [ "http://southernfirst.com/role/CommitmentsAndContingenciesDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Title of individual, or nature of relationship to individual or group of individuals." } } }, "auth_ref": [] }, "SFST_TotalCommercial": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalCommercial", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Total commercial", "documentation": "Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements." } } }, "auth_ref": [] }, "SFST_TotalCommercialRelationshipAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalCommercialRelationshipAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Total commercial relationship" } } }, "auth_ref": [] }, "SFST_TotalConsumer": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalConsumer", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Total consumer", "documentation": "Amount, before allowance and fees, of loans and leases receivable. Excludes loans and leases covered under loss sharing agreements." } } }, "auth_ref": [] }, "SFST_TotalInvestmentSecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalInvestmentSecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "Total investment securities [Member]" } } }, "auth_ref": [] }, "SFST_TotalLoan": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalLoan", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "verboseLabel": "Total loan balances by payment", "documentation": "Amount of total loan.", "label": "TotalLoan" } } }, "auth_ref": [] }, "SFST_TotalLoanBalancesByPaymentAmount": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalLoanBalancesByPaymentAmount", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus" ], "lang": { "en-us": { "role": { "label": "Total loan balances by payment", "documentation": "Amount of total loan balances by payment." } } }, "auth_ref": [] }, "SFST_TotalLoansOver90DaysPastDue": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalLoansOver90DaysPastDue", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Total loans over 90 days past due", "documentation": "Loans over ninety days past due." } } }, "auth_ref": [] }, "SFST_TotalNonaccrualLoans": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalNonaccrualLoans", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Total nonaccrual loans", "documentation": "Amount of total nonaccrual loans." } } }, "auth_ref": [] }, "SFST_TotalNonaccrualLoansIncludingNonaccruingTdrs": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalNonaccrualLoansIncludingNonaccruingTdrs", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Total nonaccrual loans, including nonaccruing TDRs" } } }, "auth_ref": [] }, "SFST_TotalNonaccrualLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalNonaccrualLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories" ], "lang": { "en-us": { "role": { "label": "Total Nonaccrual Loans [Member]" } } }, "auth_ref": [] }, "SFST_TotalNonperformingAssets": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalNonperformingAssets", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonperformingAssetsIncludingNonaccruingTdrs" ], "lang": { "en-us": { "role": { "label": "Total nonperforming assets" } } }, "auth_ref": [] }, "SFST_TotalNumberOfLoans": { "xbrltype": "integerItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TotalNumberOfLoans", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Number of loans" } } }, "auth_ref": [] }, "dei_TradingSymbol": { "xbrltype": "tradingSymbolItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "TradingSymbol", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Trading Symbol", "documentation": "Trading symbol of an instrument as listed on an exchange." } } }, "auth_ref": [] }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "presentation": [ "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetails-ScheduleOfOutstandingFinancialDerivativeInstruments", "http://southernfirst.com/role/DerivativeFinancialInstrumentsDetailsNarrative", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAmortizedCostBasisOfLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAnalysisOfCollateral-dependentLoans", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfCompositionOfOurLoanPortfolio", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfLoanBalancesByPaymentStatus", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfNonaccrualLoansByMajorCategories", "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative", "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms." } } }, "auth_ref": [ "r358", "r359", "r360", "r361", "r362", "r363", "r364", "r365", "r366", "r367", "r368", "r369", "r370", "r371", "r372", "r373", "r374", "r375", "r376", "r377", "r378", "r379", "r380", "r381", "r382", "r383", "r384", "r385", "r386", "r387", "r445", "r447", "r620", "r660", "r661", "r662", "r663", "r664", "r665", "r666", "r667", "r668", "r669", "r670", "r671", "r672", "r673", "r677", "r678", "r679", "r680", "r681", "r682", "r683", "r684", "r685", "r686", "r687", "r688", "r689", "r690", "r691", "r692", "r744", "r1015", "r1016", "r1017", "r1018", "r1019", "r1020", "r1021", "r1085", "r1086", "r1087", "r1088" ] }, "SFST_TrustPreferredSecuritiesIssuedAtFloatingRate": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TrustPreferredSecuritiesIssuedAtFloatingRate", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/SubordinatedDebenturesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Trust preferred securities" } } }, "auth_ref": [] }, "SFST_TwoCommercialBusinessLoansMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TwoCommercialBusinessLoansMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Two Commercial Business Loans [Member]" } } }, "auth_ref": [] }, "SFST_TwoThousandSixteenEquityIncentivePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TwoThousandSixteenEquityIncentivePlanMember", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Two Thousand Sixteen Equity Incentive Plan [Member]" } } }, "auth_ref": [] }, "SFST_TwoThousandTenIncentivePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TwoThousandTenIncentivePlanMember", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Two Thousand Ten Incentive Plan [Member]" } } }, "auth_ref": [] }, "SFST_TwoThousandTwentyEquityIncentivePlanMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "TwoThousandTwentyEquityIncentivePlanMember", "presentation": [ "http://southernfirst.com/role/Stock-basedCompensationDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Two Thousand Twenty Equity Incentive Plan [Member]" } } }, "auth_ref": [] }, "SFST_U.S.PrimeRatepluspercentage": { "xbrltype": "percentItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "U.S.PrimeRatepluspercentage", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCreditDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "U.S. prime rate plus", "documentation": "Percentage of U.S.Prime Rate plus" } } }, "auth_ref": [] }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USStatesAndPoliticalSubdivisionsMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities", "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "label": "State and political subdivisions [Member]", "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments." } } }, "auth_ref": [ "r952", "r1160" ] }, "SFST_USTreasuresMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "USTreasuresMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfGrossUnrealizedLossesOnInvestmentSecuritiesAndFairMarketValueOfRelatedSecurities" ], "lang": { "en-us": { "role": { "verboseLabel": "US treasuries [Member]", "label": "US treasuries [Member] [Default Label]" } } }, "auth_ref": [] }, "us-gaap_USTreasurySecuritiesMember": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "USTreasurySecuritiesMember", "presentation": [ "http://southernfirst.com/role/InvestmentSecuritiesDetails-ScheduleOfAmortizedCostsAndFairValueOfInvestmentSecurities" ], "lang": { "en-us": { "role": { "label": "US treasuries [Member]", "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years)." } } }, "auth_ref": [ "r930", "r952", "r954", "r1157" ] }, "SFST_UnfundedCommitmentsPolicyTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "UnfundedCommitmentsPolicyTextBlock", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Unfunded Commitments" } } }, "auth_ref": [] }, "SFST_UnfundedLoanCommitments": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "UnfundedLoanCommitments", "crdr": "debit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfAllowanceForCreditLossesForUnfundedLoanCommitments" ], "lang": { "en-us": { "role": { "label": "Unfunded Loan Commitments", "documentation": "Unfunded loan commitments are those commitments made by a Financial institution that are contractual obligations for future funding." } } }, "auth_ref": [] }, "SFST_UnrealizedGainlossOnSecuritiesNetOfIncomeTaxes": { "xbrltype": "monetaryItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "UnrealizedGainlossOnSecuritiesNetOfIncomeTaxes", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfCashFlows" ], "lang": { "en-us": { "role": { "label": "Unrealized gain (loss) on securities, net of income taxes" } } }, "auth_ref": [] }, "SFST_UnrealizedLossOnSecuritiesAvailableForSaleAbstract": { "xbrltype": "stringItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "UnrealizedLossOnSecuritiesAvailableForSaleAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfComprehensiveIncome" ], "lang": { "en-us": { "role": { "label": "Unrealized gain (loss) on securities available for sale:" } } }, "auth_ref": [] }, "us-gaap_UnusedCommitmentsToExtendCredit": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UnusedCommitmentsToExtendCredit", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/FinancialInstrumentsWithOff-balanceSheetRiskDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Unfunded commitments", "documentation": "Unused amount of commitments to extend credit to customers." } } }, "auth_ref": [] }, "SFST_UnusedLinesOfCreditTextBlock": { "xbrltype": "textBlockItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "UnusedLinesOfCreditTextBlock", "presentation": [ "http://southernfirst.com/role/UnusedLinesOfCredit" ], "lang": { "en-us": { "role": { "label": "Unused Lines of Credit" } } }, "auth_ref": [] }, "us-gaap_UseOfEstimates": { "xbrltype": "textBlockItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "UseOfEstimates", "presentation": [ "http://southernfirst.com/role/SummaryOfSignificantAccountingPoliciesAndActivitiesPolicies" ], "lang": { "en-us": { "role": { "label": "Use of Estimates", "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles." } } }, "auth_ref": [ "r56", "r57", "r58", "r219", "r220", "r223", "r224" ] }, "us-gaap_ValuationAllowancesAndReservesRecoveries": { "xbrltype": "monetaryItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "ValuationAllowancesAndReservesRecoveries", "crdr": "credit", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfActivityRelatedToAllowanceForCreditLosses" ], "lang": { "en-us": { "role": { "label": "Loan recoveries", "documentation": "Amount of increase in valuation and qualifying accounts and reserves from recovery of amount previously written off or reestablishment of reserve previously utilized." } } }, "auth_ref": [ "r1050" ] }, "us-gaap_VariableInterestEntityLineItems": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableInterestEntityLineItems", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetails-ScheduleOfTermsAndMaturitiesOfAdvancesOutstanding" ], "lang": { "en-us": { "role": { "label": "Variable Interest Entity [Line Items]", "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table." } } }, "auth_ref": [ "r603", "r604", "r605", "r606", "r674", "r675", "r676" ] }, "us-gaap_VariableRateAxis": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateAxis", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Variable Rate [Axis]", "documentation": "Information by type of variable rate." } } }, "auth_ref": [] }, "us-gaap_VariableRateDomain": { "xbrltype": "domainItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "VariableRateDomain", "presentation": [ "http://southernfirst.com/role/FederalHomeLoanBankAdvancesAndOtherBorrowingsDetailsNarrative" ], "lang": { "en-us": { "role": { "documentation": "Interest rate that fluctuates over time as a result of an underlying benchmark interest rate or index." } } }, "auth_ref": [] }, "SFST_WatchMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "WatchMember", "presentation": [ "http://southernfirst.com/role/LoansAndAllowanceForCreditLossesDetails-ScheduleOfClassifiedByCreditQualityIndicatorsByYearOfOrigination" ], "lang": { "en-us": { "role": { "label": "Watch [Member]" } } }, "auth_ref": [] }, "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustment", "presentation": [ "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "label": "Common stock equivalents", "documentation": "The sum of dilutive potential common shares or units used in the calculation of the diluted per-share or per-unit computation." } } }, "auth_ref": [ "r1054" ] }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "verboseLabel": "Diluted", "label": "Weighted-average common shares outstanding - diluted", "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period." } } }, "auth_ref": [ "r307", "r313" ] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingAbstract": { "xbrltype": "stringItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingAbstract", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome" ], "lang": { "en-us": { "role": { "label": "Weighted average common shares outstanding" } } }, "auth_ref": [] }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "xbrltype": "sharesItemType", "nsuri": "http://fasb.org/us-gaap/2023", "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "presentation": [ "http://southernfirst.com/role/ConsolidatedStatementsOfIncome", "http://southernfirst.com/role/EarningsPerCommonShareDetails-ScheduleOfEarningsPerShareComputations" ], "lang": { "en-us": { "role": { "verboseLabel": "Basic", "label": "Weighted-average common shares outstanding - basic", "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period." } } }, "auth_ref": [ "r305", "r313" ] }, "SFST_WellCapitalizedMember": { "xbrltype": "domainItemType", "nsuri": "http://southernfirst.com/20231231", "localname": "WellCapitalizedMember", "presentation": [ "http://southernfirst.com/role/RegulatoryMattersDetailsNarrative" ], "lang": { "en-us": { "role": { "label": "Well Capitalized [Member]" } } }, "auth_ref": [] }, "dei_WrittenCommunications": { "xbrltype": "booleanItemType", "nsuri": "http://xbrl.sec.gov/dei/2023", "localname": "WrittenCommunications", "presentation": [ "http://southernfirst.com/role/Cover" ], "lang": { "en-us": { "role": { "label": "Written Communications", "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act." } } }, "auth_ref": [ "r1006" ] } } } }, "std_ref": { "r0": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "05", "Paragraph": "1", "SubTopic": "10", "Topic": "970", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482170/970-10-05-1" }, "r1": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "25", "Paragraph": "1", "SubTopic": "20", "Topic": "940", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481913/940-20-25-1" }, "r2": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "SubTopic": "230", "Topic": "830", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481877/830-230-45-1" }, "r3": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r4": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-12" }, "r5": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r6": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "15", "SubTopic": "10", "Topic": "220", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-15" }, "r7": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-20" }, "r8": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21C", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21C" }, "r9": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(g)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r10": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r11": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r12": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480463/815-10-45-5" }, "r13": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "360", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r14": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "470", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-1" }, "r15": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "20", "Topic": "715", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r16": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "405", "Topic": "942", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481047/942-405-50-1" }, "r17": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(1)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r18": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(2)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r19": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r20": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(g)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r21": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c)(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r22": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(c),(3)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1A" }, "r23": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "505", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-2" }, "r24": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-2" }, "r25": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)", "SubTopic": "10", "Topic": "820", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r26": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r27": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r28": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2A", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2A" }, "r29": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(22))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r30": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r31": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r32": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r33": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19,20)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r34": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.19-26)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r35": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.20)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r36": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r37": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r38": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r39": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.29-31)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r40": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "210", "SubTopic": "10", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.3,4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r41": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14" }, "r42": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "14A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-14A" }, "r43": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "220", "SubTopic": "10", "Section": "45", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-5" }, "r44": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r45": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r46": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r47": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "14", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-14" }, "r48": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "25", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r49": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-4" }, "r50": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "45", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-8" }, "r51": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-1" }, "r52": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r53": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-3" }, "r54": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-4" }, "r55": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "230", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-5" }, "r56": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-4" }, "r57": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-8" }, "r58": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "275", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-9" }, "r59": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r60": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "11B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r61": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "15", "Subparagraph": "(b,d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-15" }, "r62": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-29" }, "r63": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-4" }, "r64": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-6" }, "r65": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r66": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r67": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "7A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r68": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-9" }, "r69": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "20", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-3" }, "r70": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "310", "SubTopic": "30", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481696/310-30-50-2" }, "r71": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "360", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r72": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "470", "SubTopic": "10", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481544/470-10-50-5" }, "r73": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481142/505-10-45-3" }, "r74": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481142/505-10-45-4" }, "r75": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-3" }, "r76": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "505", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-8" }, "r77": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "710", "SubTopic": "10", "Section": "25", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483070/710-10-25-11" }, "r78": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-2" }, "r79": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-3" }, "r80": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-4" }, "r81": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "715", "SubTopic": "20", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r82": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r83": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r84": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r85": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r86": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "20", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481089/718-20-55-12" }, "r87": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "718", "SubTopic": "20", "Section": "55", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481089/718-20-55-13" }, "r88": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "740", "SubTopic": "10", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-8" }, "r89": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r90": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-4" }, "r91": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "5A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-5A" }, "r92": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-6" }, "r93": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "810", "SubTopic": "10", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-9" }, "r94": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "1A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1A" }, "r95": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r96": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4A" }, "r97": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r98": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4B" }, "r99": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4C" }, "r100": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4C", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4C" }, "r101": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "50", "Paragraph": "4D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4D" }, "r102": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "10", "Section": "55", "Paragraph": "182", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480401/815-10-55-182" }, "r103": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "815", "SubTopic": "25", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480238/815-25-50-1" }, "r104": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "820", "SubTopic": "10", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r105": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "825", "SubTopic": "10", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-11" }, "r106": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "20", "Section": "15", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482960/835-20-15-8" }, "r107": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-1A" }, "r108": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-2" }, "r109": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "45", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482925/835-30-45-3" }, "r110": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "835", "SubTopic": "30", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482949/835-30-55-8" }, "r111": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "840", "SubTopic": "30", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-4" }, "r112": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r113": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "850", "SubTopic": "10", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r114": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "940", "SubTopic": "320", "Section": "35", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481992/940-320-35-1" }, "r115": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "940", "SubTopic": "320", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481961/940-320-45-2" }, "r116": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "940", "SubTopic": "820", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481753/940-820-50-1" }, "r117": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481309/942-210-45-4" }, "r118": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.1,2,3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r119": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r120": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r121": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.15)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r122": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r123": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r124": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r125": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "210", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r126": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "230", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r127": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r128": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "470", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480848/942-470-50-3" }, "r129": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "505", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-5" }, "r130": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-1" }, "r131": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-1" }, "r132": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Accounting Standards Codification", "Topic": "942", "SubTopic": "825", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480981/942-825-50-2" }, "r133": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Name": "Industry Guide", "Number": "3", "Section": "V", "Paragraph": "D-E", "Publisher": "SEC" }, "r134": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-5B" }, "r135": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r136": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r137": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r138": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(26)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r139": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(28))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r140": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(29))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r141": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r142": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r143": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r144": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(31))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r145": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(32))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r146": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-03(30)(a)(3)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r147": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 6.H.3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-2" }, "r148": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r149": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r150": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(20))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r151": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r152": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.4,6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r153": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r154": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r155": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r156": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-13" }, "r157": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r158": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r159": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r160": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "235", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//235/tableOfContent" }, "r161": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r162": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-11B" }, "r163": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 4.E)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-2" }, "r164": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//360/tableOfContent" }, "r165": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "360", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482099/360-10-50-1" }, "r166": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "440", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//440/tableOfContent" }, "r167": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-6" }, "r168": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-7" }, "r169": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r170": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "710", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "30", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483043/710-10-30-1" }, "r171": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "718", "SubTopic": "10", "Subparagraph": "(e)(1)", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r172": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "12", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r173": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "2", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r174": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Paragraph": "9", "Section": "50", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r175": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r176": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-19" }, "r177": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "815", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//815/tableOfContent" }, "r178": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "15", "Paragraph": "83", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480647/815-10-15-83" }, "r179": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "815", "SubTopic": "25", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480238/815-25-50-1" }, "r180": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r181": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "940", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//940-320/tableOfContent" }, "r182": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r183": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r184": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r185": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r186": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(15)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r187": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(16))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r188": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r189": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r190": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03.13,16)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r191": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r192": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r193": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r194": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r195": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.1-5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r196": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r197": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.11)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r198": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.12)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r199": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r200": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.13)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r201": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r202": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.14)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r203": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r204": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r205": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.7,8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r206": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04.9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r207": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//942-320/tableOfContent" }, "r208": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "325", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481026/942-325-45-1" }, "r209": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "942", "SubTopic": "470", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480876/942-470-45-1" }, "r210": { "role": "http://fasb.org/us-gaap/role/ref/legacyRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//946-320/tableOfContent" }, "r211": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r212": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r213": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-6" }, "r214": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-7" }, "r215": { "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef", "Topic": "840", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481161/840-30-50-1" }, "r216": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Subparagraph": "(a)", "SubTopic": "20", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482659/740-20-45-2" }, "r217": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r218": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-1" }, "r219": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r220": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r221": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-1" }, "r222": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-1" }, "r223": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-11" }, "r224": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "SubTopic": "10", "Topic": "275", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482861/275-10-50-12" }, "r225": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-6" }, "r226": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "SubTopic": "360", "Topic": "958", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480321/958-360-50-7" }, "r227": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7" }, "r228": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-7A" }, "r229": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r230": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h))", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r231": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02.22(a)(2))", "SubTopic": "10", "Topic": "210", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r232": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Accounting Standards Codification", "Topic": "606", "Publisher": "FASB", "URI": "https://asc.fasb.org//606/tableOfContent" }, "r233": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r234": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r235": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1403", "Paragraph": "(b)", "Publisher": "SEC" }, "r236": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r237": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(b)", "Publisher": "SEC" }, "r238": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r239": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r240": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r241": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(4)", "Publisher": "SEC" }, "r242": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(c)", "Publisher": "SEC" }, "r243": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Paragraph": "(e)", "Publisher": "SEC" }, "r244": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1406", "Publisher": "SEC" }, "r245": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "04", "Paragraph": "a", "Publisher": "SEC" }, "r246": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "28", "Footnote": "4", "Publisher": "SEC" }, "r247": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "5", "Subsection": "04", "Paragraph": "c", "Subparagraph": "Schedule I", "Publisher": "SEC" }, "r248": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "7", "Subsection": "05", "Paragraph": "c", "Subparagraph": "Schedule II", "Publisher": "SEC" }, "r249": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "9", "Subsection": "06", "Publisher": "SEC" }, "r250": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "105", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479343/105-10-65-6" }, "r251": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.5-04(Schedule I))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480922/205-10-S99-6" }, "r252": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "205", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483499/205-20-50-7" }, "r253": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r254": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r255": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r256": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r257": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r258": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r259": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r260": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r261": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r262": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10A", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-10A" }, "r263": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-11" }, "r264": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-17A" }, "r265": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r266": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r267": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1A" }, "r268": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r269": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482790/220-10-45-1B" }, "r270": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-1" }, "r271": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r272": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r273": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r274": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(210.5-03(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r275": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r276": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(24))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r277": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r278": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SAB Topic 6.B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-5" }, "r279": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-11" }, "r280": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r281": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-17" }, "r282": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-24" }, "r283": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-25" }, "r284": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-2" }, "r285": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482913/230-10-50-8" }, "r286": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-1" }, "r287": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(e)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r288": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r289": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r290": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r291": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r292": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r293": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r294": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r295": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-1" }, "r296": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r297": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-11" }, "r298": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-3" }, "r299": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-4" }, "r300": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r301": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-7" }, "r302": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-8" }, "r303": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483443/250-10-50-9" }, "r304": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//260/tableOfContent" }, "r305": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-10" }, "r306": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-11" }, "r307": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-16" }, "r308": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-2" }, "r309": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r310": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r311": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "60B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-60B" }, "r312": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482689/260-10-45-7" }, "r313": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r314": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r315": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-2" }, "r316": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-3" }, "r317": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-15" }, "r318": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "270", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482964/270-10-50-6A" }, "r319": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "272", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483014/272-10-45-1" }, "r320": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r321": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r322": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r323": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r324": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r325": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "22", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-22" }, "r326": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r327": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r328": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r329": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r330": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r331": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "29", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-29" }, "r332": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r333": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r334": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r335": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r336": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r337": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r338": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r339": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "32", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-32" }, "r340": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "40", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-40" }, "r341": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "41", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-41" }, "r342": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-42" }, "r343": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-2" }, "r344": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-2" }, "r345": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-3" }, "r346": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-33" }, "r347": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "34", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-34" }, "r348": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r349": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r350": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "42", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-42" }, "r351": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "44", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481962/310-10-50-44" }, "r352": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-1" }, "r353": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-2" }, "r354": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "310", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481569/310-20-50-4" }, "r355": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//320/tableOfContent" }, "r356": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r357": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-10" }, "r358": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r359": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r360": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r361": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r362": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r363": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r364": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r365": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r366": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r367": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r368": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r369": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r370": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r371": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r372": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r373": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r374": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r375": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r376": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r377": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r378": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r379": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r380": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r381": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r382": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r383": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r384": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r385": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r386": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r387": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r388": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r389": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r390": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r391": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "4", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-4" }, "r392": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "5", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479654/326-10-65-5" }, "r393": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r394": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r395": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-11" }, "r396": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r397": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r398": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r399": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r400": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r401": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "16", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-16" }, "r402": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-3D" }, "r403": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r404": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r405": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6" }, "r406": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-6A" }, "r407": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479130/326-30-45-1" }, "r408": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r409": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r410": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-4" }, "r411": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-5" }, "r412": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-7" }, "r413": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479106/326-30-50-9" }, "r414": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r415": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "440", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482648/440-10-50-4" }, "r416": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-4" }, "r417": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r418": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r419": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r420": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r421": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r422": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r423": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r424": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r425": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r426": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r427": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r428": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r429": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r430": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r431": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r432": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r433": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r434": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r435": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r436": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r437": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1D" }, "r438": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r439": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r440": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1E", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1E" }, "r441": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r442": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r443": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r444": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1F" }, "r445": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1I", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1I" }, "r446": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r447": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-18" }, "r448": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.3-04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480008/505-10-S99-1" }, "r449": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-17" }, "r450": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-18" }, "r451": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "18", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-18" }, "r452": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-19" }, "r453": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20" }, "r454": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20" }, "r455": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20" }, "r456": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-20" }, "r457": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-4" }, "r458": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r459": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//715/tableOfContent" }, "r460": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480535/715-20-45-2" }, "r461": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r462": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r463": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(10)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r464": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r465": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r466": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r467": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r468": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r469": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r470": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r471": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(9)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r472": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r473": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r474": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r475": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r476": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r477": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r478": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r479": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r480": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(8)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r481": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r482": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r483": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r484": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r485": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r486": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r487": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(A)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r488": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(B)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r489": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(02)(C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r490": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r491": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r492": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r493": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(g)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r494": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r495": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r496": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r497": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r498": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r499": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r500": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r501": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(h)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r502": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r503": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(j)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r504": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r505": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(k)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r506": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(k)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r507": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(k)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r508": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(l)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r509": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(n)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r510": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(o)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r511": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(p)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r512": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(q)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r513": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(r)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r514": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(r)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r515": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-2" }, "r516": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r517": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r518": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r519": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r520": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r521": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r522": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r523": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r524": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-6" }, "r525": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-8" }, "r526": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480126/715-20-S99-2" }, "r527": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "60", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480266/715-60-50-3" }, "r528": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "70", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480794/715-70-50-1" }, "r529": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480606/715-80-35-1" }, "r530": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r531": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-5" }, "r532": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-9" }, "r533": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//718/tableOfContent" }, "r534": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-1D" }, "r535": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-2" }, "r536": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480483/718-10-35-3" }, "r537": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r538": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r539": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r540": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r541": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r542": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r543": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r544": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r545": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r546": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r547": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r548": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r549": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r550": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r551": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r552": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r553": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r554": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r555": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r556": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r557": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r558": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r559": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r560": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r561": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r562": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r563": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r564": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r565": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r566": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r567": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r568": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r569": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r570": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(l)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r571": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r572": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r573": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "15", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480336/718-10-65-15" }, "r574": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.C.Q3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r575": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.1.Q5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r576": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.2.Q6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r577": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 14.D.3.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479830/718-10-S99-1" }, "r578": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//740/tableOfContent" }, "r579": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-25" }, "r580": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-28" }, "r581": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-4" }, "r582": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482525/740-10-45-6" }, "r583": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-10" }, "r584": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r585": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-14" }, "r586": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "17", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-17" }, "r587": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "19", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-19" }, "r588": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r589": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r590": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-20" }, "r591": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-21" }, "r592": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r593": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r594": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r595": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "8", "Subparagraph": "(d)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482615/740-10-65-8" }, "r596": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r597": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB TOPIC 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r598": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r599": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.Fact.2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r600": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SAB Topic 11.C)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-2" }, "r601": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "270", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482526/740-270-50-1" }, "r602": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "740", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482603/740-30-50-2" }, "r603": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r604": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r605": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r606": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r607": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4E" }, "r608": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4EE", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4EE" }, "r609": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4EEE", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4EEE" }, "r610": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4EEE", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4EEE" }, "r611": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4EEE", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4EEE" }, "r612": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4K", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4K" }, "r613": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5C", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-5C" }, "r614": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r615": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r616": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r617": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r618": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(h)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r619": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "6", "Subparagraph": "(i)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480528/815-20-65-6" }, "r620": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480237/815-40-50-5" }, "r621": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r622": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r623": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r624": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "54B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482134/820-10-35-54B" }, "r625": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r626": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r627": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r628": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r629": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r630": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(h)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r631": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-3" }, "r632": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r633": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6A" }, "r634": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r635": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-6B" }, "r636": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r637": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-17" }, "r638": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r639": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r640": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r641": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "20", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481694/830-30-45-20" }, "r642": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "830", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481674/830-30-50-1" }, "r643": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483013/835-20-50-1" }, "r644": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "835", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482900/835-30-50-1" }, "r645": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//842-20/tableOfContent" }, "r646": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-1" }, "r647": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r648": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r649": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(g)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-4" }, "r650": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r651": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "842", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479773/842-30-50-5" }, "r652": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "848", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(a)(3)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483550/848-10-65-2" }, "r653": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//850/tableOfContent" }, "r654": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r655": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r656": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r657": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-1" }, "r658": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-6" }, "r659": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481435/852-10-45-14" }, "r660": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r661": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r662": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r663": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r664": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r665": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r666": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r667": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r668": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r669": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r670": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r671": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r672": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r673": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481444/860-30-45-1" }, "r674": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r675": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r676": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r677": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-7" }, "r678": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r679": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r680": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r681": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)(4)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-3" }, "r682": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r683": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r684": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r685": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r686": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(5)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r687": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(6)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r688": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(a)(7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r689": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r690": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r691": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r692": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "860", "SubTopic": "50", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481229/860-50-50-4" }, "r693": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "910", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482546/910-10-50-6" }, "r694": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "924", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 11.L)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479941/924-10-S99-1" }, "r695": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r696": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "15", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-15" }, "r697": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r698": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "20", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-20" }, "r699": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r700": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-28" }, "r701": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r702": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "33", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-33" }, "r703": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r704": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "35A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-35A" }, "r705": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r706": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "932", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "8", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482274/932-235-50-8" }, "r707": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r708": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(26))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r709": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(27))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r710": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "230", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481160/942-230-45-1" }, "r711": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-05(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479557/942-235-S99-1" }, "r712": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r713": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r714": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r715": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-3A" }, "r716": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480842/942-360-50-1" }, "r717": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r718": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r719": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r720": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r721": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r722": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1" }, "r723": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1A" }, "r724": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1B" }, "r725": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1D", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1D" }, "r726": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "942", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480696/942-505-50-1F" }, "r727": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(15))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r728": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1)(h))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r729": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r730": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r731": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r732": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(21))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r733": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r734": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r735": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r736": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r737": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(25))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r738": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r739": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r740": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r741": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r742": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r743": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r744": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r745": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(22))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r746": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(23))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r747": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r748": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-04(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483586/944-220-S99-1" }, "r749": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r750": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r751": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r752": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r753": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column E))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r754": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-17(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480149/944-235-S99-2" }, "r755": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-7A" }, "r756": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r757": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r758": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r759": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r760": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(g)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r761": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "2", "Subparagraph": "(h)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480016/944-40-65-2" }, "r762": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r763": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r764": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r765": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(f)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r766": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-03(h)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479886/946-10-S99-3" }, "r767": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-11" }, "r768": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-13" }, "r769": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-2" }, "r770": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-5" }, "r771": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480990/946-20-50-6" }, "r772": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r773": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480555/946-210-45-4" }, "r774": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r775": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r776": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r777": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r778": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r779": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r780": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r781": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r782": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r783": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r784": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r785": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r786": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r787": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(13)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r788": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(14))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r789": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(16)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r790": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(17))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r791": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(19))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r792": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r793": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r794": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r795": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r796": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(3)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r797": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r798": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r799": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r800": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(6)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r801": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r802": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r803": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r804": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r805": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(9)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r806": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r807": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.6-05(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-2" }, "r808": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r809": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "7", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-7" }, "r810": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r811": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r812": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c)(2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r813": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c)(2)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r814": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r815": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(e))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r816": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(g)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r817": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r818": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r819": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r820": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r821": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r822": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r823": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(a)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r824": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r825": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r826": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r827": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r828": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r829": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(7)(c)(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r830": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r831": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(1)(d))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r832": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r833": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r834": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r835": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r836": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "235", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481062/946-235-50-2" }, "r837": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r838": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r839": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r840": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r841": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r842": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r843": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r844": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column B)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r845": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r846": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r847": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r848": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r849": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r850": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r851": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r852": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r853": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r854": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r855": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r856": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C)(Footnote 9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r857": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r858": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "12", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-12" }, "r859": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-19" }, "r860": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-19" }, "r861": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "19", "Subparagraph": "(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-19" }, "r862": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r863": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column C)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r864": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r865": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r866": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r867": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r868": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r869": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r870": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 6))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r871": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r872": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r873": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column B)(Footnote 10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r874": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r875": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r876": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r877": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r878": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r879": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r880": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r881": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 11))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r882": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r883": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r884": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r885": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r886": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r887": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r888": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SX 210.12-13(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5" }, "r889": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5", "Subparagraph": "(SX 210.12-13(Column G)(Footnote 8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5" }, "r890": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5B", "Subparagraph": "(SX 210.12-13B(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5B" }, "r891": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column G))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r892": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column H)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r893": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5D", "Subparagraph": "(SX 210.12-13D(Column B)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5D" }, "r894": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5D", "Subparagraph": "(SX 210.12-13D(Column C)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5D" }, "r895": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(a)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r896": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r897": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(a)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r898": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r899": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r900": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b)(3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r901": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r902": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b)(5))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r903": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 1)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r904": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r905": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 3))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r906": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r907": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r908": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r909": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 5)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r910": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r911": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 8))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r912": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F)(Footnote 9))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r913": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column F))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r914": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-7" }, "r915": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column B))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-7" }, "r916": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column C))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-7" }, "r917": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "7", "Subparagraph": "(SX 210.12-15(Column D))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-7" }, "r918": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "946", "SubTopic": "505", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481004/946-505-50-2" }, "r919": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481852/948-310-45-1" }, "r920": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "954", "SubTopic": "440", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480327/954-440-50-1" }, "r921": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "970", "SubTopic": "360", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-28(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479438/970-360-S99-1" }, "r922": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "976", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482856/976-310-50-1" }, "r923": { "role": "http://www.xbrl.org/2003/role/disclosureRef", "Topic": "978", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482707/978-310-50-1" }, "r924": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(e)", "SubTopic": "10", "Topic": "235", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r925": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4D", "Subparagraph": "(a)(1)", "SubTopic": "10", "Topic": "815", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-4D" }, "r926": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "13H", "Subparagraph": "(a)", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-13H" }, "r927": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483467/210-10-45-1" }, "r928": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "210", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "22", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483444/210-20-55-22" }, "r929": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483426/235-10-50-4" }, "r930": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r931": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "52", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482635/260-10-55-52" }, "r932": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "30", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-30" }, "r933": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "31", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482810/280-10-50-31" }, "r934": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "280", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "47", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482785/280-10-55-47" }, "r935": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12A", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481933/310-10-55-12A" }, "r936": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-11" }, "r937": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r938": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r939": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r940": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-12" }, "r941": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "15", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-15" }, "r942": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "79", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-79" }, "r943": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "80", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479294/326-20-55-80" }, "r944": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "326", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479081/326-30-55-8" }, "r945": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r946": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69B" }, "r947": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69C", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69C" }, "r948": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69E", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69E" }, "r949": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "69F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481568/470-20-55-69F" }, "r950": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "505", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481112/505-10-50-13" }, "r951": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r952": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r953": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r954": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "17", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-17" }, "r955": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "18", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480482/715-20-55-18" }, "r956": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r957": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r958": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "11", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-11" }, "r959": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6" }, "r960": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6" }, "r961": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480576/715-80-50-6" }, "r962": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "715", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "8", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480547/715-80-55-8" }, "r963": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r964": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r965": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(bb)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481203/810-10-50-3" }, "r966": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "181", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480401/815-10-55-181" }, "r967": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "181", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480401/815-10-55-181" }, "r968": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "53", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479589/842-20-55-53" }, "r969": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481372/852-10-55-10" }, "r970": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "860", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481420/860-30-50-1A" }, "r971": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479401/944-30-55-2" }, "r972": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "944", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "29F", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480046/944-40-55-29F" }, "r973": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-1" }, "r974": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480524/946-210-50-6" }, "r975": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480493/946-210-55-1" }, "r976": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480833/946-310-45-1" }, "r977": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-1" }, "r978": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-2" }, "r979": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-3" }, "r980": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column A)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r981": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "5C", "Subparagraph": "(SX 210.12-13C(Column B)(Footnote 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-5C" }, "r982": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r983": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "10", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-10" }, "r984": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-11" }, "r985": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480167/946-830-55-12" }, "r986": { "role": "http://www.xbrl.org/2003/role/exampleRef", "Topic": "948", "SubTopic": "310", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.12-29(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479851/948-310-S99-1" }, "r987": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12" }, "r988": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b" }, "r989": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-2" }, "r990": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "b-23" }, "r991": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "d1-1" }, "r992": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12", "Subsection": "g" }, "r993": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "12, 13, 15d" }, "r994": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "13e", "Subsection": "4c" }, "r995": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "14d", "Subsection": "2b" }, "r996": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Number": "240", "Section": "15", "Subsection": "d" }, "r997": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Exchange Act", "Section": "14a", "Number": "240", "Subsection": "12" }, "r998": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-K", "Number": "249", "Section": "310" }, "r999": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 10-Q", "Number": "240", "Section": "308", "Subsection": "a" }, "r1000": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 20-F", "Number": "249", "Section": "220", "Subsection": "f" }, "r1001": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Form 40-F", "Number": "249", "Section": "240", "Subsection": "f" }, "r1002": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Section": "13", "Subsection": "a-1" }, "r1003": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-K", "Number": "229", "Section": "402", "Subsection": "w" }, "r1004": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Regulation S-T", "Number": "232", "Section": "405" }, "r1005": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "405" }, "r1006": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "230", "Section": "425" }, "r1007": { "role": "http://www.xbrl.org/2003/role/presentationRef", "Publisher": "SEC", "Name": "Securities Act", "Number": "7A", "Section": "B", "Subsection": "2" }, "r1008": { "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef", "Topic": "810", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-11" }, "r1009": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "35", "Paragraph": "2", "SubTopic": "740", "Topic": "718", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480887/718-740-35-2" }, "r1010": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "12", "SubTopic": "10", "Topic": "230", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-12" }, "r1011": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "25", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "810", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481231/810-10-45-25" }, "r1012": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4H", "SubTopic": "40", "Topic": "944", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480081/944-40-50-4H" }, "r1013": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "SubTopic": "10", "Topic": "740", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-9" }, "r1014": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "4", "Subparagraph": "(SAB Topic 6.L.1)", "SubTopic": "10", "Topic": "310", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480418/310-10-S99-4" }, "r1015": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(a)", "Publisher": "SEC" }, "r1016": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1017": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1018": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(b)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r1019": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(i)", "Publisher": "SEC" }, "r1020": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(ii)", "Publisher": "SEC" }, "r1021": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1402", "Paragraph": "(c)", "Subparagraph": "(2)(iii)", "Publisher": "SEC" }, "r1022": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1404", "Paragraph": "(a)", "Publisher": "SEC" }, "r1023": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(1)", "Publisher": "SEC" }, "r1024": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(2)", "Publisher": "SEC" }, "r1025": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-K (SK)", "Number": "229", "Section": "1405", "Paragraph": "(a)", "Subparagraph": "(3)", "Publisher": "SEC" }, "r1026": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "12", "Subsection": "04", "Paragraph": "(a)", "Publisher": "SEC" }, "r1027": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(i)", "Publisher": "SEC" }, "r1028": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "01", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r1029": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Name": "Regulation S-X (SX)", "Number": "210", "Section": "13", "Subsection": "02", "Paragraph": "(a)", "Subparagraph": "(4)(iv)", "Publisher": "SEC" }, "r1030": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "205", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483504/205-10-50-1" }, "r1031": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1032": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(12))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1033": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1034": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1035": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "210", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.5-02(3)(a)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480566/210-10-S99-1" }, "r1036": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-4" }, "r1037": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-5" }, "r1038": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482765/220-10-50-6" }, "r1039": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1040": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(7)(c))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1041": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "220", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "2", "Subparagraph": "(SX 210.5-03(b)(9)(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483621/220-10-S99-2" }, "r1042": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "16", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-16" }, "r1043": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "21", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-21" }, "r1044": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "230", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "28", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482740/230-10-45-28" }, "r1045": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(f))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1046": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1047": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1048": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.4-08(k)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-1" }, "r1049": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.12-04(a))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-3" }, "r1050": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "235", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "4", "Subparagraph": "(SX 210.12-09(Column C)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480678/235-10-S99-4" }, "r1051": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "23", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-23" }, "r1052": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "24", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-24" }, "r1053": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "250", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "5", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483421/250-10-45-5" }, "r1054": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r1055": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "260", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482662/260-10-50-1" }, "r1056": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//310-10/tableOfContent" }, "r1057": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "310", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481990/310-10-45-13" }, "r1058": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-1" }, "r1059": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "11", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481830/320-10-45-11" }, "r1060": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1061": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-2" }, "r1062": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1063": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1064": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1065": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1066": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-3" }, "r1067": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1068": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1069": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(aaa)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1070": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1071": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1072": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1073": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1074": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1075": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1076": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Subparagraph": "(f)(4)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5" }, "r1077": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1078": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1079": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5A", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5A" }, "r1080": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1081": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1082": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1083": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1084": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-5B" }, "r1085": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "320", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481800/320-10-50-9" }, "r1086": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1087": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1088": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "321", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479536/321-10-50-3" }, "r1089": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "323", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481687/323-10-50-3" }, "r1090": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "1", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479344/326-20-45-1" }, "r1091": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "13", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-13" }, "r1092": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "14", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-14" }, "r1093": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "326", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479319/326-20-50-5" }, "r1094": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "410", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "10", "Subparagraph": "(c)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481931/410-30-50-10" }, "r1095": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "Name": "Accounting Standards Codification", "Publisher": "FASB", "URI": "https://asc.fasb.org//450/tableOfContent" }, "r1096": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "9", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483076/450-20-50-9" }, "r1097": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "450", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 5.Y.Q2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480102/450-20-S99-1" }, "r1098": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(i))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1099": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(ii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1100": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iii))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1101": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1A", "Subparagraph": "(SX 210.13-01(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1A" }, "r1102": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1B", "Subparagraph": "(SX 210.13-02(a)(4)(iv))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480097/470-10-S99-1B" }, "r1103": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "470", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481139/470-20-50-1B" }, "r1104": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "5", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479806/606-10-50-5" }, "r1105": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "606", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "55", "Paragraph": "91", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479777/606-10-55-91" }, "r1106": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "715", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(d)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480506/715-20-50-1" }, "r1107": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1108": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1109": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(a)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1110": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1111": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1112": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1113": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1114": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1115": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1116": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1117": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(1)(iv)(04)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1118": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1119": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1120": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1121": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(01)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1122": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(02)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1123": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(c)(2)(iii)(03)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1124": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1125": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(d)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1126": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1127": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(e)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1128": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1129": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(ii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1130": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iii)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1131": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(iv)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1132": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(f)(2)(v)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1133": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "718", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480429/718-10-50-2" }, "r1134": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "12", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-12" }, "r1135": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-2" }, "r1136": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482685/740-10-50-6" }, "r1137": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "740", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SAB Topic 6.I.7)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479360/740-10-S99-1" }, "r1138": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1A", "Subparagraph": "(d)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1A" }, "r1139": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1B", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480434/815-10-50-1B" }, "r1140": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "815", "SubTopic": "40", "Name": "Accounting Standards Codification", "Section": "65", "Paragraph": "1", "Subparagraph": "(e)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480175/815-40-65-1" }, "r1141": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "820", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(bbb)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482106/820-10-50-2" }, "r1142": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "825", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "28", "Subparagraph": "(f)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147482907/825-10-50-28" }, "r1143": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "842", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "6", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147478964/842-20-50-6" }, "r1144": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-2" }, "r1145": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "850", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483326/850-10-50-3" }, "r1146": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1147": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "852", "SubTopic": "10", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "7", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481404/852-10-50-7" }, "r1148": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1149": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1150": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "3", "Subparagraph": "(c)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-3" }, "r1151": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(1)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1152": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(2)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1153": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "860", "SubTopic": "20", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "4", "Subparagraph": "(b)(3)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147481326/860-20-50-4" }, "r1154": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(10))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1155": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-03(7)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479853/942-210-S99-1" }, "r1156": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.9-04(13))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483589/942-220-S99-1" }, "r1157": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "942", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2", "Subparagraph": "(b)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480832/942-320-50-2" }, "r1158": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479440/944-210-S99-1" }, "r1159": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "30", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "2B", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479432/944-30-50-2B" }, "r1160": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "944", "SubTopic": "80", "Name": "Accounting Standards Codification", "Section": "50", "Paragraph": "1", "Subparagraph": "(e)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480109/944-80-50-1" }, "r1161": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "205", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "4", "Subparagraph": "(a)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480767/946-205-45-4" }, "r1162": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(12)(b)(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1163": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "210", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-04(18))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147479617/946-210-S99-1" }, "r1164": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(i)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1165": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "3", "Subparagraph": "(k)", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483581/946-220-45-3" }, "r1166": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(1))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r1167": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "1", "Subparagraph": "(SX 210.6-07(2)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-1" }, "r1168": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(4)(b))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1169": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "220", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "3", "Subparagraph": "(SX 210.6-09(7))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147483575/946-220-S99-3" }, "r1170": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "320", "Name": "Accounting Standards Codification", "Section": "S99", "Paragraph": "6", "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480032/946-320-S99-6" }, "r1171": { "role": "http://www.xbrl.org/2009/role/commonPracticeRef", "Topic": "946", "SubTopic": "830", "Name": "Accounting Standards Codification", "Section": "45", "Paragraph": "39", "Publisher": "FASB", "URI": "https://asc.fasb.org//1943274/2147480228/946-830-45-39" } } } ZIP 126 0001206774-24-000233-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0001206774-24-000233-xbrl.zip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ǿ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Ð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sfst4260121-10k_htm.xml IDEA: XBRL DOCUMENT 0001090009 2023-01-01 2023-12-31 0001090009 2023-06-30 0001090009 2024-03-01 0001090009 2023-12-31 0001090009 2022-12-31 0001090009 2022-01-01 2022-12-31 0001090009 2021-01-01 2021-12-31 0001090009 us-gaap:CommonStockMember 2020-12-31 0001090009 us-gaap:PreferredStockMember 2020-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2020-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2020-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-12-31 0001090009 us-gaap:RetainedEarningsMember 2020-12-31 0001090009 2020-12-31 0001090009 us-gaap:CommonStockMember 2021-12-31 0001090009 us-gaap:PreferredStockMember 2021-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2021-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2021-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-12-31 0001090009 us-gaap:RetainedEarningsMember 2021-12-31 0001090009 2021-12-31 0001090009 us-gaap:CommonStockMember 2022-12-31 0001090009 us-gaap:PreferredStockMember 2022-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2022-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2022-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-12-31 0001090009 us-gaap:RetainedEarningsMember 2022-12-31 0001090009 us-gaap:CommonStockMember 2021-01-01 2021-12-31 0001090009 us-gaap:PreferredStockMember 2021-01-01 2021-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2021-01-01 2021-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2021-01-01 2021-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2021-01-01 2021-12-31 0001090009 us-gaap:RetainedEarningsMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommonStockMember 2022-01-01 2022-12-31 0001090009 us-gaap:PreferredStockMember 2022-01-01 2022-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2022-01-01 2022-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2022-01-01 2022-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2022-01-01 2022-12-31 0001090009 us-gaap:RetainedEarningsMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommonStockMember 2023-01-01 2023-12-31 0001090009 us-gaap:PreferredStockMember 2023-01-01 2023-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2023-01-01 2023-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2023-01-01 2023-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-01-01 2023-12-31 0001090009 us-gaap:RetainedEarningsMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommonStockMember 2023-12-31 0001090009 us-gaap:PreferredStockMember 2023-12-31 0001090009 SFST:NonvestedRestrictedStockMember 2023-12-31 0001090009 us-gaap:AdditionalPaidInCapitalMember 2023-12-31 0001090009 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2023-12-31 0001090009 us-gaap:RetainedEarningsMember 2023-12-31 0001090009 SFST:FederalReserveBankMember 2023-12-31 0001090009 SFST:FederalReserveBankMember 2022-12-31 0001090009 us-gaap:CorporateBondSecuritiesMember 2023-12-31 0001090009 us-gaap:USTreasurySecuritiesMember 2023-12-31 0001090009 us-gaap:AgencySecuritiesMember 2023-12-31 0001090009 us-gaap:USStatesAndPoliticalSubdivisionsMember 2023-12-31 0001090009 us-gaap:AssetBackedSecuritiesMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:SecuritiesInvestmentMember 2023-12-31 0001090009 us-gaap:CorporateBondSecuritiesMember 2022-12-31 0001090009 us-gaap:USTreasurySecuritiesMember 2022-12-31 0001090009 us-gaap:AgencySecuritiesMember 2022-12-31 0001090009 us-gaap:USStatesAndPoliticalSubdivisionsMember 2022-12-31 0001090009 us-gaap:AssetBackedSecuritiesMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesMember us-gaap:SecuritiesInvestmentMember 2022-12-31 0001090009 SFST:CorporateBondsMember 2023-12-31 0001090009 SFST:USTreasuresMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2023-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2023-12-31 0001090009 SFST:TotalInvestmentSecuritiesMember 2023-12-31 0001090009 SFST:CorporateBondsMember 2022-12-31 0001090009 SFST:USTreasuresMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember 2022-12-31 0001090009 us-gaap:MortgageBackedSecuritiesOtherMember us-gaap:GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember 2022-12-31 0001090009 SFST:TotalInvestmentSecuritiesMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedLoansMember 2023-12-31 0001090009 SFST:CommercialConstructionLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OneConsumerRealEstateLoanMember SFST:PreModificationAndPostModificationMember 2022-12-31 0001090009 SFST:TwoCommercialBusinessLoansMember SFST:PreModificationAndPostModificationMember 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherConsumerMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:PassMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:WatchMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SpecialMentionMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SubstandardMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2023-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ResidentialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:CommercialRealEstateMember us-gaap:CommercialLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:BusinessMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:RealEstateLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:HomeEquityLoanMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:PassMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember SFST:WatchMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SpecialMentionMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember us-gaap:SubstandardMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:OtherMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 SFST:Accruing3059DaysPastDueMember 2023-12-31 0001090009 SFST:Accruing6089DaysPastDueMember 2023-12-31 0001090009 SFST:Accruing90DaysOrMorePastDueMember 2023-12-31 0001090009 SFST:NonaccrualLoansMember 2023-12-31 0001090009 SFST:AccruingCurrentMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:Accruing3059DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:Accruing6089DaysPastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:NonaccrualLoansMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember SFST:AccruingCurrentMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember SFST:Accruing3059DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember SFST:Accruing6089DaysPastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember SFST:Accruing90DaysOrMorePastDueMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember SFST:NonaccrualLoansMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember SFST:AccruingCurrentMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:Accruing3059DaysPastDueMember 2022-12-31 0001090009 SFST:Accruing6089DaysPastDueMember 2022-12-31 0001090009 SFST:Accruing90DaysOrMorePastDueMember 2022-12-31 0001090009 SFST:NonaccrualLoansMember 2022-12-31 0001090009 SFST:AccruingCurrentMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 us-gaap:ConsumerLoanMember SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:NonaccrualLoansWithNoAllowanceMember 2023-12-31 0001090009 SFST:NonaccrualLoansWithAnAllowanceMember 2023-12-31 0001090009 SFST:TotalNonaccrualLoansMember 2023-12-31 0001090009 SFST:NonaccrualLoansWithNoAllowanceMember 2022-12-31 0001090009 SFST:NonaccrualLoansWithAnAllowanceMember 2022-12-31 0001090009 SFST:TotalNonaccrualLoansMember 2022-12-31 0001090009 SFST:CommercialAndConsumerMember 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2023-01-01 2023-12-31 0001090009 SFST:CommercialAndConsumerMember 2023-01-01 2023-12-31 0001090009 SFST:CommercialAndConsumerMember 2023-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2021-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2021-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2021-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2021-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2021-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2021-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2021-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2021-12-31 0001090009 SFST:CommercialAndConsumerMember 2021-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2022-01-01 2022-12-31 0001090009 SFST:CommercialAndConsumerMember 2022-01-01 2022-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2020-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2020-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2020-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2020-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2020-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2020-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2020-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2020-12-31 0001090009 SFST:CommercialAndConsumerMember 2020-12-31 0001090009 SFST:OwnerOccupiedReMember us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001090009 SFST:NonOwnerOccupiedReMember us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConstructionMember us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001090009 SFST:BusinessMember us-gaap:CommercialLoanMember 2021-01-01 2021-12-31 0001090009 us-gaap:RealEstateMember us-gaap:ConsumerLoanMember 2021-01-01 2021-12-31 0001090009 SFST:HomeEquitysMember us-gaap:ConsumerLoanMember 2021-01-01 2021-12-31 0001090009 us-gaap:ConstructionMember us-gaap:ConsumerLoanMember 2021-01-01 2021-12-31 0001090009 SFST:OtherMember us-gaap:ConsumerLoanMember 2021-01-01 2021-12-31 0001090009 SFST:CommercialAndConsumerMember 2021-01-01 2021-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2023-12-31 0001090009 us-gaap:HomeEquityLoanMember us-gaap:ConsumerLoanMember 2023-12-31 0001090009 us-gaap:CommercialLoanMember SFST:OwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:CommercialLoanMember SFST:NonOwnerOccupiedReMember 2022-12-31 0001090009 us-gaap:HomeEquityLoanMember us-gaap:ConsumerLoanMember 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2021-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2023-01-01 2023-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2022-01-01 2022-12-31 0001090009 SFST:AllowanceForCreditLossesUnfundedLoanCommitmentsMember 2023-12-31 0001090009 us-gaap:LandMember 2023-12-31 0001090009 us-gaap:LandMember 2022-12-31 0001090009 us-gaap:BuildingMember 2023-12-31 0001090009 us-gaap:BuildingMember 2022-12-31 0001090009 us-gaap:LeaseholdImprovementsMember 2023-12-31 0001090009 us-gaap:LeaseholdImprovementsMember 2022-12-31 0001090009 SFST:FurnitureAndEquipmentMember 2023-12-31 0001090009 SFST:FurnitureAndEquipmentMember 2022-12-31 0001090009 SFST:SoftwareMember 2023-12-31 0001090009 SFST:SoftwareMember 2022-12-31 0001090009 us-gaap:ConstructionInProgressMember 2023-12-31 0001090009 us-gaap:ConstructionInProgressMember 2022-12-31 0001090009 us-gaap:OtherAssetsMember 2022-01-01 2022-12-31 0001090009 srt:MinimumMember SFST:FurnitureAndEquipmentMember 2023-12-31 0001090009 srt:MaximumMember SFST:FurnitureAndEquipmentMember 2023-12-31 0001090009 srt:MinimumMember us-gaap:LeaseholdImprovementsMember 2023-12-31 0001090009 srt:MaximumMember us-gaap:LeaseholdImprovementsMember 2023-12-31 0001090009 SFST:BuildingsMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesAndOtherBorrowingsMember 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2023-01-01 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2023-12-31 0001090009 us-gaap:FederalHomeLoanBankAdvancesMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesOneMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesTwoMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesThreeMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFourMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesFiveMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSixMember 2022-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2023-01-01 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2023-12-31 0001090009 SFST:FederalHomeLoanBankAdvancesSevenMember 2022-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2003-06-01 2003-06-26 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustOneMember 2023-01-01 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2005-12-01 2005-12-22 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2023-12-31 0001090009 SFST:GreenvilleFirstStatutoryTrustTwoMember 2023-01-01 2023-12-31 0001090009 SFST:SubordinateDebtMember 2019-09-30 0001090009 SFST:SubordinateDebtMember 2019-09-01 2019-09-30 0001090009 us-gaap:SecuritiesInvestmentMember 2023-12-31 0001090009 us-gaap:LineOfCreditMember 2023-01-01 2023-12-31 0001090009 SFST:PayFixedPortfolioMember 2023-06-30 0001090009 us-gaap:DesignatedAsHedgingInstrumentMember 2023-12-31 0001090009 us-gaap:InterestRateSwapMember 2023-12-31 0001090009 SFST:FixedRateAssetMember 2023-12-31 0001090009 us-gaap:SwapMember 2023-12-31 0001090009 us-gaap:SwapMember 2023-01-01 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2023-01-01 2023-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2023-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2023-01-01 2023-12-31 0001090009 us-gaap:DerivativeMember 2023-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2022-12-31 0001090009 us-gaap:InterestRateLockCommitmentsMember 2022-01-01 2022-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2022-12-31 0001090009 us-gaap:SecuritiesSoldNotYetPurchasedMember 2022-01-01 2022-12-31 0001090009 us-gaap:DerivativeMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueMeasurementsRecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueMeasurementsRecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueMeasurementsNonrecurringMember 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 us-gaap:FairValueMeasurementsNonrecurringMember 2022-12-31 0001090009 srt:MinimumMember 2023-01-01 2023-12-31 0001090009 srt:MaximumMember 2023-01-01 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel2Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel3Member 2023-12-31 0001090009 us-gaap:FairValueInputsLevel1Member 2022-12-31 0001090009 us-gaap:FairValueInputsLevel2Member 2022-12-31 0001090009 us-gaap:FairValueInputsLevel3Member 2022-12-31 0001090009 srt:ChiefExecutiveOfficerMember 2023-01-01 2023-12-31 0001090009 SFST:DirectorsAffiliatesAndExecutiveOfficersMember 2023-12-31 0001090009 SFST:DirectorsAffiliatesAndExecutiveOfficersMember 2022-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2023-01-01 2023-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2022-01-01 2022-12-31 0001090009 SFST:ProfitSharingAndFourHundredOneKPlanMember 2021-01-01 2021-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2023-01-01 2023-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2023-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2022-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2022-01-01 2022-12-31 0001090009 SFST:SupplementalExecutiveRetirementPlanMember 2021-01-01 2021-12-31 0001090009 SFST:TwoThousandTenIncentivePlanMember 2023-12-31 0001090009 SFST:TwoThousandSixteenEquityIncentivePlanMember 2016-03-15 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-03-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-03-01 2020-03-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2023-12-31 0001090009 us-gaap:StockCompensationPlanMember 2023-12-31 0001090009 us-gaap:StockCompensationPlanMember 2022-12-31 0001090009 SFST:TwoThousandSixteenEquityIncentivePlanMember 2016-05-17 0001090009 SFST:TwoThousandTwentyEquityIncentivePlanMember 2020-05-12 0001090009 SFST:RestrictedStockPlanMember 2023-12-31 0001090009 SFST:RestrictedStockPlanMember 2023-01-01 2023-12-31 0001090009 SFST:WellCapitalizedMember 2023-01-01 2023-12-31 0001090009 SFST:BankMember 2023-12-31 0001090009 SFST:CompanyMember 2023-12-31 0001090009 SFST:BankMember 2022-12-31 0001090009 SFST:CompanyMember 2022-12-31 0001090009 srt:ParentCompanyMember 2023-12-31 0001090009 srt:ParentCompanyMember 2022-12-31 0001090009 srt:ParentCompanyMember 2023-01-01 2023-12-31 0001090009 srt:ParentCompanyMember 2022-01-01 2022-12-31 0001090009 srt:ParentCompanyMember 2021-01-01 2021-12-31 0001090009 srt:ParentCompanyMember 2021-12-31 0001090009 srt:ParentCompanyMember 2020-12-31 iso4217:USD shares iso4217:USD shares pure SFST:Integer false FY 0001090009 10-K true 2023-12-31 --12-31 2023 false 000-27719 Southern First Bancshares, Inc. SC 58-2459561 6 Verdae Boulevard Greenville SC 29607 864 679-9000 Common Stock SFST NASDAQ No No Yes Yes Accelerated Filer false false true false false 186359362 8156109 Portions of the registrant’s Proxy Statement relating to the Annual Meeting of Shareholders to be held on May 21, 2024 are incorporated by reference into Part III of this Annual Report on Form 10-K where indicated. 149 Elliott Davis, LLC Greenville, South Carolina 28020000 18788000 119349000 101277000 8801000 50809000 156170000 170874000 134702000 93347000 19939000 10833000 154641000 104180000 7194000 3917000 3602627000 3273363000 40682000 38639000 3561945000 3234724000 52501000 51122000 94301000 99183000 12200000 12522000 16837000 15459000 4055789000 3691981000 3379564000 3133864000 275000000 175000000 36322000 36214000 52436000 52391000 3743322000 3397469000 0.01 0.01 10000000 10000000 0.01 0.01 10000000 10000000 8088186 8088186 8011045 8011045 81000 80000 3596000 3306000 121777000 119027000 -11342000 -13410000 205547000 192121000 312467000 294512000 4055789000 3691981000 166137000 114233000 91599000 4463000 1990000 1335000 6998000 1439000 233000 177598000 117662000 93167000 91373000 18102000 3909000 8571000 1939000 1526000 99944000 20041000 5435000 77654000 97621000 87732000 1260000 6155000 -12400000 76394000 91466000 100132000 4036000 4198000 11376000 1382000 1265000 1174000 2245000 2163000 2037000 1379000 1289000 1231000 268000 -394000 10000 12000 -3000 818000 1047000 1008000 9860000 9580000 17101000 40275000 38790000 36103000 10255000 9105000 6956000 385000 7078000 6112000 5468000 3766000 1686000 1149000 2496000 2635000 2589000 1357000 1216000 905000 3600000 3389000 2875000 68827000 62933000 56430000 17427000 38113000 60803000 4001000 8998000 14092000 13426000 29115000 46711000 1.67 3.66 5.96 1.66 3.61 5.85 8046633 7958294 7843692 8078454 8071690 7988980 13426000 29115000 46711000 2620000 -16027000 -2232000 552000 -3367000 -467000 12000 -3000 2000 -1000 2068000 -12670000 -1763000 15494000 16445000 44948000 7772748 78000 -698000 108831000 1023000 119060000 228294000 46711000 46711000 127871 1000 3011000 3012000 25200 -1236000 1236000 499000 499000 1148000 1148000 -1763000 -1763000 7925819 79000 -1435000 114226000 -740000 165771000 277901000 -2765000 -2765000 29115000 29115000 32375 1000 904000 905000 52851 -2970000 2970000 1099000 1099000 927000 927000 -12670000 -12670000 8011045 80000 -3306000 119027000 -13410000 192121000 294512000 13426000 13426000 26250 518000 518000 50891 1000 -1705000 1704000 1415000 1415000 528000 528000 2068000 2068000 8088186 81000 -3596000 121777000 -11342000 205547000 312467000 13426000 29115000 46711000 1260000 6155000 -12400000 4816000 3698000 2319000 -61000 -694000 -935000 376000 12000 -3000 -394000 10000 233000 872000 605000 1943000 2026000 1647000 3790000 2914000 13676000 147040000 165698000 486145000 147553000 178251000 546522000 1379000 1289000 1231000 230000 22000 -1589000 1378000 5047000 -2126000 2178000 4082000 -11302000 17653000 50305000 78069000 329431000 782130000 348718000 1242000 13950000 26509000 63224000 13048000 49393000 51642000 27751000 2250000 7928000 10833000 20673000 42536000 20939000 1861000 16500000 12429000 7500000 95000 50000 1159000 -378575000 -792583000 -410627000 245700000 570038000 421068000 -100000000 -175000000 25000000 518000 905000 3012000 346218000 745943000 399080000 -14704000 3665000 66522000 170874000 167209000 100687000 156170000 170874000 167209000 93351000 18877000 6402000 1514000 11828000 21652000 367000 2068000 -12660000 -1765000 145000 595000 10221000 <p id="xdx_80B_eus-gaap--SignificantAccountingPoliciesTextBlock_z5NtILapGlm6" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 1 – <span id="xdx_82A_z60t0WUZOOZf">Summary of Significant Accounting Policies and Activities</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><b><i>Southern First Bancshares, Inc.</i></b> (the "Company") is a South Carolina corporation that owns all of the capital stock of Southern First Bank (the "Bank") and all of the stock of Greenville First Statutory Trust I and II (collectively, the "Trusts"). The Trusts are special purpose non-consolidated entities organized for the sole purpose of issuing trust preferred securities. The Bank's primary federal regulator is the Federal Deposit Insurance Corporation (the "FDIC"). The Bank is also regulated and examined by the South Carolina Board of Financial Institutions. The Bank is primarily engaged in the business of accepting demand deposits and savings deposits insured by the FDIC, and providing commercial, consumer and mortgage loans to the general public.</p> <p id="xdx_848_eus-gaap--BasisOfAccountingPolicyPolicyTextBlock_z1hDvBqeVv26" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_860_zrEljEu9WfDh">Basis of Presentation</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern First Bank. In consolidation, all significant intercompany transactions have been eliminated. The accounting and reporting policies conform to accounting principles generally accepted in the United States of America. In accordance with guidance issued by the Financial Accounting Standards Board (“FASB”), the operations of the Trusts have not been consolidated in these financial statements.</p> <p id="xdx_840_eus-gaap--SegmentReportingPolicyPolicyTextBlock_zLzMw3hdjLvj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86B_z9lIh5GQRksc">Business Segments</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change.  Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.</p> <p id="xdx_845_eus-gaap--UseOfEstimates_zcQL190CUYG2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_869_z9PxkzdBIS5h">Use of Estimates</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, derivatives, real estate acquired in settlement of loans, fair value of financial instruments, evaluating investment securities for credit impairment and valuation of deferred tax assets.</p> <p id="xdx_84E_eus-gaap--ConcentrationRiskCreditRisk_z43HUGA9i2c2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_864_z7mxeCsMyTvj">Risks and Uncertainties</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets. Credit risk is the risk of default within the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company. There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the recent bank failures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to changes with respect to valuation of assets, amount of required credit loss allowance and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Bank makes loans to individuals and businesses in the Upstate, Midlands, and Lowcountry regions of South Carolina as well as the Triangle, Triad and Charlotte regions of North Carolina and Atlanta, Georgia for various personal and commercial purposes. The Bank’s loan portfolio has a concentration of real estate loans. As of December 31, 2023 and 2022, real estate loans represented <span id="xdx_902_eus-gaap--DebtInstrumentInterestRateStatedPercentage_iI_pip0_dp_c20231231_zTLN9Xlc4ed5" title="Real estate loan percentage"><span id="xdx_901_eus-gaap--DebtInstrumentInterestRateStatedPercentage_iI_pip0_dp_c20221231_zD0k3JwA845e" title="Real estate loan percentage">84.8</span></span>% of total loans. However, borrowers’ ability to repay their loans is not dependent upon any specific economic sector.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2023, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession, our reported and regulatory capital ratios could be adversely impacted by future credit losses.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company maintains access to multiple sources of liquidity, including a $<span id="xdx_905_eus-gaap--LineOfCreditAssumed1_pn3n3_dm_c20230101__20231231_zbXTUigO7ZC3" title="Line of credit">15</span>.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of December 31, 2023, the $<span id="xdx_902_eus-gaap--LineOfCreditFacilityRemainingBorrowingCapacity_iI_pn3n3_dm_c20231231_zLa8Je5SI9Q2" title="Unused line">15</span>.0 million line was unused.</p> <p id="xdx_848_eus-gaap--SubsequentEventsPolicyPolicyTextBlock_zeWPWUtmHz0f" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_865_zfBKufIgr5uc">Subsequent Events</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.</p> <p id="xdx_84A_eus-gaap--PriorPeriodReclassificationAdjustmentDescription_zUylvuVzheha" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zBjGvyS1Nl95">Reclassifications</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.</p> <p id="xdx_849_eus-gaap--CashAndCashEquivalentsPolicyTextBlock_zRj0WYrGL9nl" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_868_zbFyQgyXVIcc">Cash and Cash Equivalents</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Cash and cash equivalents include cash and due from banks, interest bearing deposits and federal funds sold. Cash and cash equivalents have original maturities of three months or less, and federal funds sold are generally purchased and sold for one-day periods. Accordingly, the carrying value of these instruments is deemed to be a reasonable estimate of fair value. At December 31, 2023 and 2022, included in cash and cash equivalents was $<span id="xdx_90D_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_dm_c20231231__us-gaap--CashAndCashEquivalentsAxis__custom--FederalReserveBankMember_zb9UQv4IZcSk" title="Cash and cash equivalents">5.1</span> million and $<span id="xdx_906_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_dm_c20221231__us-gaap--CashAndCashEquivalentsAxis__custom--FederalReserveBankMember_zccQ2Qojyda1" title="Cash and cash equivalents">5.8</span> million, respectively, on deposit with the Federal Reserve Bank.</p> <p id="xdx_84A_eus-gaap--InvestmentPolicyTextBlock_zG3DekBcd1Nk" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86E_z6dCG4Ajuco5">Investment Securities</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">We classify our investment securities as held to maturity securities, trading securities and available for sale securities as applicable.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Investment securities are designated as held to maturity if we have the intent and the ability to hold the securities to maturity. Held to maturity securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Investment securities that are purchased and held principally for the purpose of selling in the near term are reported as trading securities. Trading securities are carried at fair value with unrealized holding gains and losses included in earnings.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">We classify investment securities as available for sale when at the time of purchase we determine that such securities may be sold at a future date or if we do not have the intent or ability to hold such securities to maturity. Securities designated as available for sale are recorded at fair value. Changes in the fair value of available for sale debt securities are included in shareholders’ equity as unrealized gains or losses, net of the related tax effect. Realized gains or losses on available for sale securities are computed on the specific identification basis.</p> <p id="xdx_84E_eus-gaap--ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy_zfC41gVJoYu3" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zBMbyxiGH3B1">Other Investments</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Other investments include stock acquired for membership and regulatory purposes, such as Federal Home Loan Bank of Atlanta (“FHLB”) stock, investments in unconsolidated subsidiaries and other nonmarketable securities. FHLB stock is</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">generally pledged against any borrowings from the FHLB and cash dividends on our FHLB stock are recorded in investment income. Other nonmarketable securities consist of investments in funds related to the Small Business Investment Company (“SBIC”) and Rural Business Investment Company (“RBIC”) programs, as well as an investment in a South Carolina not-for-profit corporation. No ready market exists for these stocks and they have no quoted market value. As a result, these securities are carried at cost and are periodically evaluated for impairment.</p> <p id="xdx_849_eus-gaap--FinanceLoansAndLeasesReceivablePolicy_zIynw5xCdfR3" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zDVGm3eEGJ2e">Loans</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans are stated at the principal balance outstanding. Unamortized net loan fees and the allowance for possible credit losses are deducted from total loans on the balance sheets. Interest income is recognized over the term of the loan based on the principal amount outstanding. The net of loan origination fees received and direct costs incurred in the origination of loans is deferred and amortized to interest income over the contractual life of the loans adjusted for actual principal prepayments using a method approximating the interest method.</p> <p id="xdx_848_eus-gaap--LoansAndLeasesReceivablePastDueStatusPolicy_zN2gBqZC1YGf" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zAa7UnOAVqkd">Nonaccrual and Past Due Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans are generally placed on nonaccrual status when principal or interest becomes 90 days past due, or when payment in full is not anticipated. When a loan is placed on nonaccrual status, interest accrued but not received is generally reversed against interest income. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce the loan’s principal balance. A nonaccrual loan is generally returned to accrual status and accrual of interest is resumed when payments have been made according to the terms and conditions of the loan for a continuous six month period. Our loans are considered past due when contractually required principal or interest payments have not been made on the due dates.</p> <p id="xdx_84C_eus-gaap--LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_zK09vTI58Jb2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86B_zvSM9GHr4cYe">Nonperforming Assets</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure, loans on nonaccrual status and loans past due 90 days or more and still accruing interest. Loans are placed on nonaccrual status when, in the opinion of management, the collection of additional interest is uncertain. Thereafter no interest is taken into income until such time as the borrower demonstrates the ability to pay both principal and interest.</p> <p id="xdx_845_eus-gaap--LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_zVANVPjjANF3" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_867_zhmjBrreHL86">Individually Evaluated Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Our individually evaluated loans include loans on nonaccrual status and certain loans modified to borrowers experiencing financial difficulty, whether on accrual or nonaccrual status. For loans that are classified as individually evaluated, an allowance is established when the fair value (discounted cash flows, collateral value, or observable market price) of the individually evaluated loan less costs to sell, are lower than the carrying value of that loan. A loan is considered individually evaluated when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due, among other factors. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as individually evaluated. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including, without limitation, the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The allowance for credit loss is measured on a loan by loan basis for commercial and consumer loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</p> <p id="xdx_841_ecustom--LoanChargeOffPolicyPolicyTextBlock_z6bPRNzM26r2" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zSKD89yzf4wk">Loan Charge-off Policy</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For commercial loans, we generally fully charge off or charge collateralized loans down to net realizable value when management determines the loan to be uncollectible; repayment is deemed to be projected beyond reasonable time frames; the loan has been classified as a loss by either our internal loan review process or our banking regulatory agencies; the client has filed bankruptcy and the loss becomes evident owing to a lack of assets; or the loan is 120 days past due unless both well-secured and in the process of collection. For consumer loans, we generally charge down to net realizable value when the loan is 180 days past due.</p> <p id="xdx_843_ecustom--LoanModificationstoBorrowersExperiencingFinancialDifficultyPolicyTextBlock_zEiZa031x3Ij" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86D_zlFFLjq5Hl1j">Loan Modifications to Borrowers Experiencing Financial Difficulty</span> </i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; background-color: white">Loans that are modified are reviewed by the Company to identify if the modification was due to a borrower experiencing financial difficulty. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status. The modification of the terms of such loans includes one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, a permanent reduction of the recorded investment of the loan, or an other-than-insignificant payment delay. The adoption of Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023 eliminated the recognition and measurement of troubled debt restructurings (“TDRs”) and enhanced disclosures for modifications to loans related to borrowers experiencing financial difficulties.</p> <p id="xdx_84A_eus-gaap--RealEstatePolicyTextBlock_z0IYSNHC8myl" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_867_zx0WSkkSmjf6">Other Real Estate Owned (“OREO”)</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Real estate acquired through foreclosure is initially recorded at the lower of cost or estimated fair value less selling costs. Subsequent to the date of acquisition, it is carried at the lower of cost or fair value, adjusted for net selling costs. Fair values of real estate owned are reviewed regularly and write-downs are recorded when it is determined that the carrying value of real estate exceeds the fair value less estimated costs to sell. Costs relating to the development and improvement of such property are capitalized, whereas those costs relating to holding the property are expensed.</p> <p id="xdx_84F_eus-gaap--PropertyPlantAndEquipmentPolicyTextBlock_zjHICkwyXNl4" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_863_zdaXnqz8eBS1">Property and Equipment</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Property and equipment are stated at cost. Major repairs are charged to operations, while major improvements are capitalized. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Upon retirement, sale, or other disposition of property and equipment, the cost and accumulated depreciation are eliminated from the accounts, and gain or loss is included in income from operations.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Construction in progress is stated at cost, which includes the cost of construction and other direct costs attributable to the construction. No provision for depreciation is made on construction in progress until such time as the relevant assets are completed and put into use.</p> <p id="xdx_84A_eus-gaap--LesseeLeasesPolicyTextBlock_zFHBt4JBrAZh" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_861_zjE4SZr0WWGg">Operating Leases</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company maintains operating leases on land and buildings for various office spaces. The operating right-of-use asset is included in property and equipment and the operating right-of-use liability is included in other liabilities on the balance sheet. The right-of-use asset and lease liability are recognized at lease commencement by calculating the net present value of the lease payments over the lease term.</p> <p id="xdx_84E_ecustom--BankOwnedLifeInsurancePoliciesPolicyTextBlock_z6JrSPeJvQpj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zFm16xlbwk3f">Bank Owned Life Insurance Policies</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Bank owned life insurance policies represent the cash value of policies on certain officers of the Company.</p> <p id="xdx_849_eus-gaap--ComprehensiveIncomePolicyPolicyTextBlock_ztDCY10r0tTh" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zugQZuTd4ny2">Comprehensive Income</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Comprehensive income (loss) consists of net income and net unrealized gains (losses) on securities and is presented in the statements of shareholders’ equity and comprehensive income. The statement requires only additional disclosures in the consolidated financial statements; it does not affect our results of operations.</p> <p id="xdx_84A_eus-gaap--RevenueFromContractWithCustomerPolicyTextBlock_z5akPtyn9gD3" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zVTKcu5Dqioh">Revenue from Contracts with Customers</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.</p> <p id="xdx_847_eus-gaap--IncomeTaxPolicyTextBlock_zi9jJeFvyHb" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_862_zsP54SEgErK4">Income Taxes</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled. The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. The Company’s federal and state income tax returns are open and subject to examination from the 2020 tax return year and forward.</p> <p id="xdx_841_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_zQ4a8rrbk2v1" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zY9448ozOAGh">Stock-Based Compensation</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has a stock-based employee compensation plan. Compensation cost is recognized for all stock options granted and for any outstanding unvested awards as if the fair value method had been applied to those awards as of the date of grant.</p> <p id="xdx_84C_eus-gaap--NewAccountingPronouncementsPolicyPolicyTextBlock_z9UY0QYd9lad" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_865_zRMJKyaC71t9">Adoption of New Accounting Standard</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the Current Expected Credit Loss (“CECL”) methodology, which requires earlier recognition of credit losses, while also providing additional transparency about credit risk. Since its original issuance in 2016, the FASB has issued several updates to the original ASU.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities, and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $<span id="xdx_900_eus-gaap--AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease_pn3n3_dm_c20230101__20231231_zfiX5fKkO2Gj" title="Allowance for loan losses">1.5</span> million and an increase in the reserve for unfunded loan commitments of $<span id="xdx_904_ecustom--LiabilityForUnfundedCommitments_pn3n3_dm_c20230101__20231231_zryRcdaKKyE2" title="Liability for unfunded commitments">2</span>.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company's investment securities portfolio. The Company recorded a net decrease to retained earnings of $<span id="xdx_905_eus-gaap--RetainedEarningsAppropriated_iI_pn3n3_dm_c20231231_zKgF0YYC8rw5" title="Net decrease to retained earnings">2.8</span> million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">between the allowance previously determined and the current allowance was not material to the Company’s financial statements.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.</p> <p id="xdx_843_eus-gaap--RevenueRecognitionPolicyTextBlock_zAArL7ullOcj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_863_zDGAMj37WPZ6">Significant Accounting Policy Changes</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Upon adoption of Topic 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. </p> <p id="xdx_84F_ecustom--AllowanceForCreditLossesPolicyTextBlock_zdslrmwKU70h" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zQfXq8Ou0Od7">Allowance for Credit Losses – Investment Securities</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023 and 2022, there was no allowance for credit losses related to the available-for-sale portfolio. In addition, the Company had no held to maturity securities at December 31, 2023 and 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Accrued interest receivable on available for sale debt securities totaled $<span id="xdx_90A_ecustom--AccruedInterestReceivable_c20230101__20231231_zVQMrXZn3h7c" title="Accrued interest receivable">530,000</span> and $<span id="xdx_908_ecustom--AccruedInterestReceivable_c20220101__20221231_zjvd5cNsD0Sl" title="Accrued interest receivable">382,000</span> at December 31, 2023 and December 31, 2022, respectively, and was excluded from the estimate of credit losses.</p> <p id="xdx_84A_ecustom--AllowanceForCreditLossesLoansPolicyTextBlock_z2QedFfo4EB7" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_862_zpVW81XDJFxc">Allowance for Credit Losses - Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management's evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers' ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses:</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Commercial loans</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Owner occupied real estate - Owner occupied commercial mortgages consist of loans to purchase or re-finance owner occupied nonresidential properties. This includes office buildings, other commercial facilities, and</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 36pt; text-align: justify">farmland. Commercial mortgages secured by owner occupied properties are primarily dependent on the ability of borrowers to achieve business results consistent with those projected at loan origination. While these loans and leases are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Non-owner occupied real estate - Non-owner occupied commercial mortgages consist of loans to purchase or refinance investment nonresidential properties. This includes office buildings and other facilities rented or leased to unrelated parties, as well as farmland and multifamily properties. The primary risk associated with income producing commercial mortgage loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. While these loans are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Construction - Construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Commercial business - Commercial business loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and industrial and lease financing loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan.</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Consumer loans</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Real estate - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Home equity – Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values. This risk is elevated for loans secured by junior lines as a substantial decline in value could render the junior lien position effectively unsecured.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for nonaccrual loans and other loans as considered necessary. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a loan modification, the original interest rate is used to discount expected cash flows.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resulting provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.</p> <p id="xdx_846_ecustom--AccruedInterestReceivablePolicyTextBlock_zR5KFp4lFzb7" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_866_zmLQcNg8AsC8">Accrued Interest Receivable</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Accrued interest receivable related to loans totaled $<span id="xdx_909_eus-gaap--FinancingReceivableAccruedInterestWriteoff_pn3n3_dm_c20230101__20231231_zQZ2efC9Vlwd" title="Accrued interest receivable related to loans">11.6</span> million and $<span id="xdx_905_eus-gaap--FinancingReceivableAccruedInterestWriteoff_pn3n3_dm_c20220101__20221231_zRCZv2eSRwmd" title="Accrued interest receivable related to loans">8.9</span> million at December 31, 2023 and December 31, 2022, respectively, and was reported in other assets on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.</p> <p id="xdx_84A_ecustom--UnfundedCommitmentsPolicyTextBlock_zfZPIwbgsIIl" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zpvo1Oyxd3Ve">Unfunded Commitments</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheets, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company's CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.</p> <p id="xdx_84F_ecustom--NewlyIssuedButNotYetEffectiveAccountingStandardsPolicyTextBlock_zHyHgOfUXzS5" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span><i><span id="xdx_860_zAf5cv0li6h7">Newly Issued, But Not Yet Effective Accounting Standards</span></i></span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements. </span></p> <p id="xdx_848_eus-gaap--BasisOfAccountingPolicyPolicyTextBlock_z1hDvBqeVv26" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_860_zrEljEu9WfDh">Basis of Presentation</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The accompanying consolidated financial statements include the accounts of the Company and its wholly owned subsidiary, Southern First Bank. In consolidation, all significant intercompany transactions have been eliminated. The accounting and reporting policies conform to accounting principles generally accepted in the United States of America. In accordance with guidance issued by the Financial Accounting Standards Board (“FASB”), the operations of the Trusts have not been consolidated in these financial statements.</p> <p id="xdx_840_eus-gaap--SegmentReportingPolicyPolicyTextBlock_zLzMw3hdjLvj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86B_z9lIh5GQRksc">Business Segments</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company, through the Bank, provides a broad range of financial services to individuals and companies in South Carolina, North Carolina, and Georgia. These services include demand, time and savings deposits; lending services; ATM processing and mortgage banking services. While the Company’s management periodically reviews limited production information for these revenue streams, that information is not complete as it does not include a full allocation of revenue, costs and capital from key corporate functions. Management will continue to evaluate these lines of business for separate reporting as facts and circumstances change.  Accordingly, the Company’s various banking operations are not considered by management to constitute more than one reportable operating segment.</p> <p id="xdx_845_eus-gaap--UseOfEstimates_zcQL190CUYG2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_869_z9PxkzdBIS5h">Use of Estimates</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amount of income and expenses during the reporting periods. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for credit losses, derivatives, real estate acquired in settlement of loans, fair value of financial instruments, evaluating investment securities for credit impairment and valuation of deferred tax assets.</p> <p id="xdx_84E_eus-gaap--ConcentrationRiskCreditRisk_z43HUGA9i2c2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_864_z7mxeCsMyTvj">Risks and Uncertainties</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In the normal course of its business, the Company encounters two significant types of risks: economic and regulatory. There are three main components of economic risk: interest rate risk, credit risk and market risk. The Company is subject to interest rate risk to the degree that its interest-bearing liabilities mature or reprice at different speeds, or on different bases, than its interest-earning assets. Credit risk is the risk of default within the Company’s loan portfolio that results from borrowers’ inability or unwillingness to make contractually required payments. Market risk reflects changes in the value of collateral underlying loans receivable and the valuation of real estate held by the Company. There were three significant bank failures in the first five months of 2023, primarily due to the failed banks’ lack of liquidity as depositors sought to withdraw their deposits. Due to rising interest rates, the failed banks were unable to sell investment securities held to meet liquidity needs without realizing substantial losses. As a result of the recent bank failures and in an effort to strengthen public confidence in the banking system and protect depositors, regulators announced that any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law, which has and could continue to increase the cost of our FDIC insurance assessments. The continued impact of these bank failures on the economy, financial institutions and their depositors, as well as any governmental regulatory responses or actions resulting from the same, is difficult to predict at this time.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company is subject to the regulations of various governmental agencies. These regulations can and do change significantly from period to period. The Company also undergoes periodic examinations by the regulatory agencies, which may subject it to changes with respect to valuation of assets, amount of required credit loss allowance and operating restrictions resulting from the regulators’ judgments based on information available to them at the time of their examinations.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Bank makes loans to individuals and businesses in the Upstate, Midlands, and Lowcountry regions of South Carolina as well as the Triangle, Triad and Charlotte regions of North Carolina and Atlanta, Georgia for various personal and commercial purposes. The Bank’s loan portfolio has a concentration of real estate loans. As of December 31, 2023 and 2022, real estate loans represented <span id="xdx_902_eus-gaap--DebtInstrumentInterestRateStatedPercentage_iI_pip0_dp_c20231231_zTLN9Xlc4ed5" title="Real estate loan percentage"><span id="xdx_901_eus-gaap--DebtInstrumentInterestRateStatedPercentage_iI_pip0_dp_c20221231_zD0k3JwA845e" title="Real estate loan percentage">84.8</span></span>% of total loans. However, borrowers’ ability to repay their loans is not dependent upon any specific economic sector.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2023, the Company’s and the Bank’s capital ratios were in excess of all regulatory requirements. While management believes that we have sufficient capital to withstand an extended economic recession, our reported and regulatory capital ratios could be adversely impacted by future credit losses.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company maintains access to multiple sources of liquidity, including a $<span id="xdx_905_eus-gaap--LineOfCreditAssumed1_pn3n3_dm_c20230101__20231231_zbXTUigO7ZC3" title="Line of credit">15</span>.0 million holding company line of credit with another bank which could be used to support capital ratios at the subsidiary bank. As of December 31, 2023, the $<span id="xdx_902_eus-gaap--LineOfCreditFacilityRemainingBorrowingCapacity_iI_pn3n3_dm_c20231231_zLa8Je5SI9Q2" title="Unused line">15</span>.0 million line was unused.</p> 0.848 0.848 15000000 15000000 <p id="xdx_848_eus-gaap--SubsequentEventsPolicyPolicyTextBlock_zeWPWUtmHz0f" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_865_zfBKufIgr5uc">Subsequent Events</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Subsequent events are events or transactions that occur after the balance sheet date but before financial statements are issued. Recognized subsequent events are events or transactions that provide additional evidence about conditions that existed at the date of the balance sheet, including the estimates inherent in the process of preparing financial statements. Non-recognized subsequent events are events that provide evidence about conditions that did not exist at the date of the balance sheet but arose after that date. Management performed an evaluation to determine whether there have been any subsequent events since the balance sheet date and determined that no subsequent events occurred requiring accrual or disclosure.</p> <p id="xdx_84A_eus-gaap--PriorPeriodReclassificationAdjustmentDescription_zUylvuVzheha" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zBjGvyS1Nl95">Reclassifications</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Certain amounts, previously reported, have been reclassified to state all periods on a comparable basis and had no effect on shareholders’ equity or net income.</p> <p id="xdx_849_eus-gaap--CashAndCashEquivalentsPolicyTextBlock_zRj0WYrGL9nl" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_868_zbFyQgyXVIcc">Cash and Cash Equivalents</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Cash and cash equivalents include cash and due from banks, interest bearing deposits and federal funds sold. Cash and cash equivalents have original maturities of three months or less, and federal funds sold are generally purchased and sold for one-day periods. Accordingly, the carrying value of these instruments is deemed to be a reasonable estimate of fair value. At December 31, 2023 and 2022, included in cash and cash equivalents was $<span id="xdx_90D_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_dm_c20231231__us-gaap--CashAndCashEquivalentsAxis__custom--FederalReserveBankMember_zb9UQv4IZcSk" title="Cash and cash equivalents">5.1</span> million and $<span id="xdx_906_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iI_pn3n3_dm_c20221231__us-gaap--CashAndCashEquivalentsAxis__custom--FederalReserveBankMember_zccQ2Qojyda1" title="Cash and cash equivalents">5.8</span> million, respectively, on deposit with the Federal Reserve Bank.</p> 5100000 5800000 <p id="xdx_84A_eus-gaap--InvestmentPolicyTextBlock_zG3DekBcd1Nk" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86E_z6dCG4Ajuco5">Investment Securities</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">We classify our investment securities as held to maturity securities, trading securities and available for sale securities as applicable.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Investment securities are designated as held to maturity if we have the intent and the ability to hold the securities to maturity. Held to maturity securities are carried at amortized cost, adjusted for the amortization of any related premiums or the accretion of any related discounts into interest income using a methodology which approximates a level yield of interest over the estimated remaining period until maturity.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Investment securities that are purchased and held principally for the purpose of selling in the near term are reported as trading securities. Trading securities are carried at fair value with unrealized holding gains and losses included in earnings.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">We classify investment securities as available for sale when at the time of purchase we determine that such securities may be sold at a future date or if we do not have the intent or ability to hold such securities to maturity. Securities designated as available for sale are recorded at fair value. Changes in the fair value of available for sale debt securities are included in shareholders’ equity as unrealized gains or losses, net of the related tax effect. Realized gains or losses on available for sale securities are computed on the specific identification basis.</p> <p id="xdx_84E_eus-gaap--ConsolidationSubsidiariesOrOtherInvestmentsConsolidatedEntitiesPolicy_zfC41gVJoYu3" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zBMbyxiGH3B1">Other Investments</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Other investments include stock acquired for membership and regulatory purposes, such as Federal Home Loan Bank of Atlanta (“FHLB”) stock, investments in unconsolidated subsidiaries and other nonmarketable securities. FHLB stock is</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">generally pledged against any borrowings from the FHLB and cash dividends on our FHLB stock are recorded in investment income. Other nonmarketable securities consist of investments in funds related to the Small Business Investment Company (“SBIC”) and Rural Business Investment Company (“RBIC”) programs, as well as an investment in a South Carolina not-for-profit corporation. No ready market exists for these stocks and they have no quoted market value. As a result, these securities are carried at cost and are periodically evaluated for impairment.</p> <p id="xdx_849_eus-gaap--FinanceLoansAndLeasesReceivablePolicy_zIynw5xCdfR3" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zDVGm3eEGJ2e">Loans</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans are stated at the principal balance outstanding. Unamortized net loan fees and the allowance for possible credit losses are deducted from total loans on the balance sheets. Interest income is recognized over the term of the loan based on the principal amount outstanding. The net of loan origination fees received and direct costs incurred in the origination of loans is deferred and amortized to interest income over the contractual life of the loans adjusted for actual principal prepayments using a method approximating the interest method.</p> <p id="xdx_848_eus-gaap--LoansAndLeasesReceivablePastDueStatusPolicy_zN2gBqZC1YGf" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zAa7UnOAVqkd">Nonaccrual and Past Due Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans are generally placed on nonaccrual status when principal or interest becomes 90 days past due, or when payment in full is not anticipated. When a loan is placed on nonaccrual status, interest accrued but not received is generally reversed against interest income. Cash receipts on nonaccrual loans are not recorded as interest income, but are used to reduce the loan’s principal balance. A nonaccrual loan is generally returned to accrual status and accrual of interest is resumed when payments have been made according to the terms and conditions of the loan for a continuous six month period. Our loans are considered past due when contractually required principal or interest payments have not been made on the due dates.</p> <p id="xdx_84C_eus-gaap--LoansAndLeasesReceivableNonperformingLoanAndLeasePolicy_zK09vTI58Jb2" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_86B_zvSM9GHr4cYe">Nonperforming Assets</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Nonperforming assets include real estate acquired through foreclosure or deed taken in lieu of foreclosure, loans on nonaccrual status and loans past due 90 days or more and still accruing interest. Loans are placed on nonaccrual status when, in the opinion of management, the collection of additional interest is uncertain. Thereafter no interest is taken into income until such time as the borrower demonstrates the ability to pay both principal and interest.</p> <p id="xdx_845_eus-gaap--LoansAndLeasesReceivableAllowanceForLoanLossesPolicy_zVANVPjjANF3" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_867_zhmjBrreHL86">Individually Evaluated Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Our individually evaluated loans include loans on nonaccrual status and certain loans modified to borrowers experiencing financial difficulty, whether on accrual or nonaccrual status. For loans that are classified as individually evaluated, an allowance is established when the fair value (discounted cash flows, collateral value, or observable market price) of the individually evaluated loan less costs to sell, are lower than the carrying value of that loan. A loan is considered individually evaluated when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due, among other factors. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as individually evaluated. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including, without limitation, the length of the delay, the reasons for the delay, the borrower's prior payment record, and the amount of the shortfall in relation to the principal and interest owed. The allowance for credit loss is measured on a loan by loan basis for commercial and consumer loans by either the present value of expected future cash flows discounted at the loan's effective interest rate, the loan's obtainable market price, or the fair value of the collateral if the loan is collateral dependent.</p> <p id="xdx_841_ecustom--LoanChargeOffPolicyPolicyTextBlock_z6bPRNzM26r2" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zSKD89yzf4wk">Loan Charge-off Policy</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For commercial loans, we generally fully charge off or charge collateralized loans down to net realizable value when management determines the loan to be uncollectible; repayment is deemed to be projected beyond reasonable time frames; the loan has been classified as a loss by either our internal loan review process or our banking regulatory agencies; the client has filed bankruptcy and the loss becomes evident owing to a lack of assets; or the loan is 120 days past due unless both well-secured and in the process of collection. For consumer loans, we generally charge down to net realizable value when the loan is 180 days past due.</p> <p id="xdx_843_ecustom--LoanModificationstoBorrowersExperiencingFinancialDifficultyPolicyTextBlock_zEiZa031x3Ij" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86D_zlFFLjq5Hl1j">Loan Modifications to Borrowers Experiencing Financial Difficulty</span> </i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; background-color: white">Loans that are modified are reviewed by the Company to identify if the modification was due to a borrower experiencing financial difficulty. Terms may be modified to fit the ability of the borrower to repay in line with its current financial status. The modification of the terms of such loans includes one or a combination of the following: a reduction of the stated interest rate of the loan, an extension of the maturity date, a permanent reduction of the recorded investment of the loan, or an other-than-insignificant payment delay. The adoption of Accounting Standards Update (“ASU”) 2022-02 on January 1, 2023 eliminated the recognition and measurement of troubled debt restructurings (“TDRs”) and enhanced disclosures for modifications to loans related to borrowers experiencing financial difficulties.</p> <p id="xdx_84A_eus-gaap--RealEstatePolicyTextBlock_z0IYSNHC8myl" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_867_zx0WSkkSmjf6">Other Real Estate Owned (“OREO”)</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Real estate acquired through foreclosure is initially recorded at the lower of cost or estimated fair value less selling costs. Subsequent to the date of acquisition, it is carried at the lower of cost or fair value, adjusted for net selling costs. Fair values of real estate owned are reviewed regularly and write-downs are recorded when it is determined that the carrying value of real estate exceeds the fair value less estimated costs to sell. Costs relating to the development and improvement of such property are capitalized, whereas those costs relating to holding the property are expensed.</p> <p id="xdx_84F_eus-gaap--PropertyPlantAndEquipmentPolicyTextBlock_zjHICkwyXNl4" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_863_zdaXnqz8eBS1">Property and Equipment</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Property and equipment are stated at cost. Major repairs are charged to operations, while major improvements are capitalized. Depreciation is computed using the straight-line method over the estimated useful lives of the related assets. Upon retirement, sale, or other disposition of property and equipment, the cost and accumulated depreciation are eliminated from the accounts, and gain or loss is included in income from operations.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Construction in progress is stated at cost, which includes the cost of construction and other direct costs attributable to the construction. No provision for depreciation is made on construction in progress until such time as the relevant assets are completed and put into use.</p> <p id="xdx_84A_eus-gaap--LesseeLeasesPolicyTextBlock_zFHBt4JBrAZh" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_861_zjE4SZr0WWGg">Operating Leases</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company maintains operating leases on land and buildings for various office spaces. The operating right-of-use asset is included in property and equipment and the operating right-of-use liability is included in other liabilities on the balance sheet. The right-of-use asset and lease liability are recognized at lease commencement by calculating the net present value of the lease payments over the lease term.</p> <p id="xdx_84E_ecustom--BankOwnedLifeInsurancePoliciesPolicyTextBlock_z6JrSPeJvQpj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_861_zFm16xlbwk3f">Bank Owned Life Insurance Policies</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Bank owned life insurance policies represent the cash value of policies on certain officers of the Company.</p> <p id="xdx_849_eus-gaap--ComprehensiveIncomePolicyPolicyTextBlock_ztDCY10r0tTh" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zugQZuTd4ny2">Comprehensive Income</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Comprehensive income (loss) consists of net income and net unrealized gains (losses) on securities and is presented in the statements of shareholders’ equity and comprehensive income. The statement requires only additional disclosures in the consolidated financial statements; it does not affect our results of operations.</p> <p id="xdx_84A_eus-gaap--RevenueFromContractWithCustomerPolicyTextBlock_z5akPtyn9gD3" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zVTKcu5Dqioh">Revenue from Contracts with Customers</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company records revenue from contracts with customers in accordance with Accounting Standards Codification Topic 606, “Revenue from Contracts with Customers” (“Topic 606”). Under Topic 606, the Company must identify the contract with a customer, identify the performance obligations in the contract, determine the transaction price, allocate the transaction price to the performance obligations in the contract, and recognize revenue when (or as) the Company satisfies a performance obligation. Significant revenue has not been recognized in the current reporting period that results from performance obligations satisfied in previous periods.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company’s primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments that are not within the scope of Topic 606. The Company has evaluated the nature of its contracts with customers and determined that further disaggregation of revenue from contracts with customers into more granular categories beyond what is presented in the Consolidated Statements of Income was not necessary. The Company generally fully satisfies its performance obligations on its contracts with customers as services are rendered and the transaction prices are typically fixed; charged either on a periodic basis or based on activity. Because performance</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">obligations are satisfied as services are rendered and the transaction prices are fixed, the Company has made no significant judgments in applying the revenue guidance prescribed in Topic 606 that affect the determination of the amount and timing of revenue from contracts with customers.</p> <p id="xdx_847_eus-gaap--IncomeTaxPolicyTextBlock_zi9jJeFvyHb" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_862_zsP54SEgErK4">Income Taxes</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The financial statements have been prepared on the accrual basis. When income and expenses are recognized in different periods for financial reporting purposes versus for the purposes of computing income taxes currently payable, deferred taxes are provided on such temporary differences. Deferred tax assets and liabilities are recognized for the expected future tax consequences of events that have been recognized in the consolidated financial statements or tax returns. Deferred tax assets and liabilities are measured using the enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be realized or settled. The Company believes that its income tax filing positions taken or expected to be taken on its tax returns will more likely than not be sustained upon audit by the taxing authorities and does not anticipate any adjustments that will result in a material adverse impact on the Company’s financial condition, results of operations, or cash flow. Therefore, no reserves for uncertain income tax positions have been recorded. The Company’s federal and state income tax returns are open and subject to examination from the 2020 tax return year and forward.</p> <p id="xdx_841_eus-gaap--ShareBasedCompensationOptionAndIncentivePlansPolicy_zQ4a8rrbk2v1" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zY9448ozOAGh">Stock-Based Compensation</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has a stock-based employee compensation plan. Compensation cost is recognized for all stock options granted and for any outstanding unvested awards as if the fair value method had been applied to those awards as of the date of grant.</p> <p id="xdx_84C_eus-gaap--NewAccountingPronouncementsPolicyPolicyTextBlock_z9UY0QYd9lad" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_865_zRMJKyaC71t9">Adoption of New Accounting Standard</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In June 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326). The ASU introduced a new credit loss methodology, the Current Expected Credit Loss (“CECL”) methodology, which requires earlier recognition of credit losses, while also providing additional transparency about credit risk. Since its original issuance in 2016, the FASB has issued several updates to the original ASU.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The CECL methodology utilizes a lifetime “expected credit loss” measurement objective for the recognition of credit losses for loans, held-to-maturity securities, and other receivables at the time the financial asset is originated or acquired. It also applies to off-balance sheet credit exposures, such as unfunded commitments to extend credit. The expected credit losses are adjusted each period for changes in expected lifetime credit losses. The methodology replaces the multiple existing impairment methods in current GAAP, which generally require that a loss be incurred before it is recognized. For available-for-sale securities where fair value is less than cost, credit-related impairment, if any, is recognized through an allowance for credit losses and adjusted each period for changes in credit risk.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On January 1, 2022, the Company adopted the guidance prospectively with a cumulative adjustment to retained earnings. Results for reporting periods beginning after January 1, 2022 are presented under CECL while prior period amounts continue to be reported in accordance with the previously applicable incurred loss accounting methodology. The transition adjustment for the adoption of CECL included an increase in the allowance for credit losses on loans of $<span id="xdx_900_eus-gaap--AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease_pn3n3_dm_c20230101__20231231_zfiX5fKkO2Gj" title="Allowance for loan losses">1.5</span> million and an increase in the reserve for unfunded loan commitments of $<span id="xdx_904_ecustom--LiabilityForUnfundedCommitments_pn3n3_dm_c20230101__20231231_zryRcdaKKyE2" title="Liability for unfunded commitments">2</span>.0 million, which is recorded within other liabilities. The adoption of CECL had an insignificant impact on the Company's investment securities portfolio. The Company recorded a net decrease to retained earnings of $<span id="xdx_905_eus-gaap--RetainedEarningsAppropriated_iI_pn3n3_dm_c20231231_zKgF0YYC8rw5" title="Net decrease to retained earnings">2.8</span> million as of January 1, 2022 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Federal banking regulatory agencies provided optional relief to delay the adverse regulatory capital impact of CECL at adoption. The Company did not elect to use this optional relief.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In January 2023, the Company adopted ASU 2022-02, “Financial Instruments – Credit Losses (Topic 326): Troubled Debt Restructurings and Vintage Disclosures” (“ASU 2022-02”), which eliminated the accounting guidance for troubled debt restructurings (“TDRs”) while enhancing disclosure requirements for certain loan refinancing and restructurings by creditors when a borrower is experiencing financial difficulty. In addition, for public business entities, the guidance requires disclosure of current-period gross write-offs by year of origination for financing receivables and net investments in leases within the scope of Subtopic 326-20. The Company adopted the guidance using the modified retrospective method. Upon adoption of this guidance, the Company no longer establishes a specific reserve for modifications to borrowers experiencing financial difficulty. Instead, these modifications are included in their respective cohort and a historical loss rate is applied to the current loan balance to arrive at the quantitative baseline portion of the allowance. The difference</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">between the allowance previously determined and the current allowance was not material to the Company’s financial statements.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In January 2023, the Company adopted ASU 2022-01, “Derivatives and Hedging (Topic 815): Fair Value Hedging – Portfolio Layer Method”, which intended to better align hedge accounting with an organization’s risk management strategies. The ASU became applicable to the Company in the second quarter of 2023 when we entered into a fair value hedge using the portfolio layer method.</p> 1500000 2000000 2800000 <p id="xdx_843_eus-gaap--RevenueRecognitionPolicyTextBlock_zAArL7ullOcj" style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span id="xdx_863_zDGAMj37WPZ6">Significant Accounting Policy Changes</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Upon adoption of Topic 326, the Company revised the accounting policy for the Allowance for Credit Losses as detailed below. </p> <p id="xdx_84F_ecustom--AllowanceForCreditLossesPolicyTextBlock_zdslrmwKU70h" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_869_zQfXq8Ou0Od7">Allowance for Credit Losses – Investment Securities</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or if it is more likely than not that it will be required to sell the security before recovery of the amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income with the establishment of an allowance under CECL compared to a direct write down of the security under Incurred Loss. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether any decline in fair value is due to credit loss factors. In making this assessment, management considers any changes to the rating of the security by a rating agency and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of the cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an allowance for credit losses is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an allowance for credit losses is recognized in other comprehensive income.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Changes in the allowance for credit losses under CECL are recorded as provision for (or reversal of) credit loss expense. Losses are charged against the allowance when management believes the uncollectibility of an available-for-sale security is confirmed or when either of the criteria regarding intent or requirement to sell is met. At December 31, 2023 and 2022, there was no allowance for credit losses related to the available-for-sale portfolio. In addition, the Company had no held to maturity securities at December 31, 2023 and 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Accrued interest receivable on available for sale debt securities totaled $<span id="xdx_90A_ecustom--AccruedInterestReceivable_c20230101__20231231_zVQMrXZn3h7c" title="Accrued interest receivable">530,000</span> and $<span id="xdx_908_ecustom--AccruedInterestReceivable_c20220101__20221231_zjvd5cNsD0Sl" title="Accrued interest receivable">382,000</span> at December 31, 2023 and December 31, 2022, respectively, and was excluded from the estimate of credit losses.</p> 530000 382000 <p id="xdx_84A_ecustom--AllowanceForCreditLossesLoansPolicyTextBlock_z2QedFfo4EB7" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_862_zpVW81XDJFxc">Allowance for Credit Losses - Loans</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Under the current expected credit loss model, the allowance for credit losses on loans is a valuation allowance estimated at each balance sheet date in accordance with GAAP that is deducted from the loans’ amortized cost basis to present the net amount expected to be collected on the loans.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Management assesses the adequacy of the allowance on a quarterly basis. This assessment includes procedures to estimate the allowance and test the adequacy and appropriateness of the resulting balance. The level of the allowance is based upon management's evaluation of historical default and loss experience, current and projected economic conditions, asset quality trends, known and inherent risks in the portfolio, adverse situations that may affect the borrowers' ability to repay a loan, the estimated value of any underlying collateral, composition of the loan portfolio, industry and peer bank loan quality indications and other pertinent factors, including regulatory recommendations. Management believes the level of the allowance for credit losses is adequate to absorb all expected future losses inherent in the loan portfolio at the balance sheet date. The allowance is increased through provision for credit losses and decreased by charge-offs, net of recoveries of amounts previously charged-off.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The allowance for credit losses is measured on a collective basis for pools of loans with similar risk characteristics. The Company has identified the following pools of financial assets with similar risk characteristics for measuring expected credit losses:</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Commercial loans</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Owner occupied real estate - Owner occupied commercial mortgages consist of loans to purchase or re-finance owner occupied nonresidential properties. This includes office buildings, other commercial facilities, and</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-left: 36pt; text-align: justify">farmland. Commercial mortgages secured by owner occupied properties are primarily dependent on the ability of borrowers to achieve business results consistent with those projected at loan origination. While these loans and leases are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Non-owner occupied real estate - Non-owner occupied commercial mortgages consist of loans to purchase or refinance investment nonresidential properties. This includes office buildings and other facilities rented or leased to unrelated parties, as well as farmland and multifamily properties. The primary risk associated with income producing commercial mortgage loans is the ability of the income-producing property that collateralizes the loan to produce adequate cash flow to service the debt. While these loans are collateralized by real property in an effort to mitigate risk, it is possible the liquidation of collateral will not fully satisfy the obligation.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Construction - Construction loans consist of loans to finance land for development of commercial or residential real property and construction of multifamily apartments or other commercial properties. These loans are highly dependent on the supply and demand for commercial real estate as well as the demand for newly constructed residential homes and lots acquired for development. Deterioration in demand could result in decreased collateral values, which could make repayments of outstanding loans difficult for customers.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Commercial business - Commercial business loans consist of loans or lines of credit to finance accounts receivable, inventory or other general business needs, business credit cards, and lease financing agreements for equipment, vehicles, or other assets. The primary risk associated with commercial and industrial and lease financing loans is the ability of borrowers to achieve business results consistent with those projected at origination. Failure to achieve these projections presents risk the borrower will be unable to service the debt consistent with the contractual terms of the loan.</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Consumer loans</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0; margin-bottom: 0"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Real estate - Residential mortgages consist of loans to purchase or refinance the borrower’s primary dwelling, second residence or vacation home and are often secured by 1-4 family residential property. Significant and rapid declines in real estate values can result in borrowers having debt levels in excess of the current market value of the collateral.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Home equity – Home equity loans consist of home equity lines of credit and other lines of credit secured by first or second liens on the borrower’s primary residence. These loans are secured by both senior and junior liens on the residential real estate and are particularly susceptible to declining collateral values. This risk is elevated for loans secured by junior lines as a substantial decline in value could render the junior lien position effectively unsecured.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Construction - Construction loans consist of loans to construct a borrower’s primary or secondary residence or vacant land upon which the owner intends to construct a dwelling at a future date. These loans are typically secured by undeveloped or partially developed land in anticipation of completing construction of a 1-4 family residential property. There is risk these construction and development projects can experience delays and cost overruns exceeding the borrower’s financial ability to complete the project. Such cost overruns can result in foreclosure of partially completed and unmarketable collateral.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Other - Consumer loans consist of loans to finance unsecured home improvements, student loans, automobiles and revolving lines of credit that can be secured or unsecured. The value of the underlying collateral within this class is at risk of potential rapid depreciation which could result in unpaid balances in excess of the collateral.</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">For all loan pools, the Company uses a lifetime probability of default and loss given default modeling approach to estimate the allowance for credit losses on loans. This method uses historical correlations between default experience and the age of loans to forecast defaults and losses, assuming that a loan in a pool shares similar risk characteristics such as loan product type, risk rating and loan age, and demonstrates similar default characteristics as other loans in that pool, as the loan progresses through its lifecycle. The Company calculates lifetime probability of default and loss given default rates based on historical loss experience, which is used to calculate expected losses based on the pool’s loss rate and the age of loans in the pool. Management believes that the Company’s historical loss experience provides the best basis for its assessment of expected credit losses to determine the allowance for credit losses. The Company uses its own internal data to measure historical credit loss experience within the pools with similar risk characteristics over an economic cycle. The probability of default and loss given default method also includes assumptions of observed migration over the lifetime of the underlying loan data.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Management also considers further adjustments to historical loss information for current conditions and reasonable and supportable forecasts that differ from the conditions that exist for the period over which historical information is evaluated as well as other changes in qualitative factors not inherently considered in the quantitative analyses. The Company generally utilizes a four-quarter forecast period in evaluating the appropriateness of the reasonable and supportable forecast scenarios which are incorporated through qualitative adjustments. There is immediate reversion to historical loss rates. The qualitative categories and the measurements used to quantify the risks within each of these categories are subjectively selected by management but measured by objective measurements period over period. The data for each measurement may be obtained from internal or external sources. The current period measurements are evaluated and assigned a factor commensurate with the current level of risk relative to past measurements over time. The resulting qualitative adjustments are applied to the relevant collectively evaluated loan pools. These adjustments are based upon quarterly trend assessments in certain economic factors such as labor, inflation, consumer sentiment and real disposable income, as well as associate retention and turnover, portfolio concentrations, and growth characteristics. The qualitative analysis increases or decreases the allowance allocation for each loan pool based on the assessment of factors described above.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Loans that do not share similar risk characteristics with the collectively evaluated pools are evaluated on an individual basis and are excluded from the collectively evaluated loan pools. Individual loan evaluations are generally performed for nonaccrual loans and other loans as considered necessary. Such loans are evaluated for credit losses based on either discounted cash flows or the fair value of collateral. The Company has elected the practical expedient under ASC 326 to estimate expected credit losses based on the fair value of collateral, which considers selling costs in the event sale of the collateral is expected. Loans for which terms have been modified are evaluated using these same individual evaluation methods. In the event the discounted cash flow method is used for a loan modification, the original interest rate is used to discount expected cash flows.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">While the Company’s policies and procedures used to estimate the allowance for credit losses, as well as the resulting provision for credit losses charged to income, are considered adequate by management and are reviewed periodically by regulators, model validators and internal audit, they are necessarily approximate and imprecise. There are factors beyond the Company’s control, such as changes in projected economic conditions, real estate markets or particular industry conditions which may materially impact asset quality and the adequacy of the allowance for credit losses and thus the resulting provision for credit losses.</p> <p id="xdx_846_ecustom--AccruedInterestReceivablePolicyTextBlock_zR5KFp4lFzb7" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_866_zmLQcNg8AsC8">Accrued Interest Receivable</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Accrued interest receivable related to loans totaled $<span id="xdx_909_eus-gaap--FinancingReceivableAccruedInterestWriteoff_pn3n3_dm_c20230101__20231231_zQZ2efC9Vlwd" title="Accrued interest receivable related to loans">11.6</span> million and $<span id="xdx_905_eus-gaap--FinancingReceivableAccruedInterestWriteoff_pn3n3_dm_c20220101__20221231_zRCZv2eSRwmd" title="Accrued interest receivable related to loans">8.9</span> million at December 31, 2023 and December 31, 2022, respectively, and was reported in other assets on the consolidated balance sheets. The Company elected not to measure an allowance for credit losses for accrued interest receivable and instead elected to reverse interest income on loans or securities that are placed on nonaccrual status, which is generally when the instrument is 90 days past due, or earlier if the Company believes the collection of interest is doubtful. The Company has concluded that this policy results in the timely reversal of uncollectable interest.</p> 11600000 8900000 <p id="xdx_84A_ecustom--UnfundedCommitmentsPolicyTextBlock_zfZPIwbgsIIl" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><i><span id="xdx_86E_zpvo1Oyxd3Ve">Unfunded Commitments</span></i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Effective with the adoption of CECL, the Company estimates expected credit losses on commitments to extend credit over the contractual period in which the Company is exposed to credit risk on the underlying commitments, unless the obligation is unconditionally cancelable by the Company. The allowance for off-balance sheet credit exposures, which is reflected within other liabilities on the consolidated balance sheets, is adjusted for as an increase or decrease to the provision for credit losses. The estimate includes consideration of the likelihood that funding will occur and an estimate of expected credit losses on commitments expected to be funded over its estimated life. The allowance is calculated using the same aggregate reserve rates calculated for the funded portion of loans at the portfolio level applied to the amount of commitments expected to fund.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company's CECL allowances will fluctuate over time due to macroeconomic conditions and forecasts as well as the size and composition of the loan portfolios.</p> <p id="xdx_84F_ecustom--NewlyIssuedButNotYetEffectiveAccountingStandardsPolicyTextBlock_zHyHgOfUXzS5" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify"><span><i><span id="xdx_860_zAf5cv0li6h7">Newly Issued, But Not Yet Effective Accounting Standards</span></i></span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>In December 2022, the FASB issued amendments to defer the sunset date of the Reference Rate Reform Topic of the Accounting Standards Codification from December 31, 2022 to December 31, 2024, because the current relief in Reference</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>Rate Reform Topic may not cover a period of time during which a significant number of modifications may take place. The amendments were effective upon issuance. The Company does not expect these amendments to have a material effect on its financial statements.</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span>In December 2023, the FASB amended the Income Taxes topic in the Accounting Standards Codification to improve the transparency of income tax disclosures. The amendments are effective for annual periods beginning after December 15, 2024. Early adoption is permitted for annual financial statements that have not yet been issued or made available for issuance. The Company does not expect these amendments to have a material effect on its financial statements. </span></p> <p id="xdx_806_eus-gaap--InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_zfzXNFBLoWC6" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 2 – <span id="xdx_826_z0CSdGaOaho4">Investment Securities</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The amortized costs and fair value of investment securities are as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_89A_eus-gaap--ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_pn3n3_zFH44r8GP4h1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B7_z92CXQ9nWvpc" style="display: none">Schedule of amortized costs and fair value of investment securities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_919_eus-gaap--AssetBackedSecuritiesMember_zdtq0JHepNN1" style="display: none">Asset-backed securities [Member]</span></td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Amortized</td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Gross Unrealized</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Fair</td><td style="font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Cost</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Gains</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Losses</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; width: 56%; font-size: 9pt; text-align: left">Corporate bonds <span id="xdx_915_eus-gaap--CorporateBondSecuritiesMember_zf9rS4GySISj" style="display: none">Corporate bonds [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_z0Jfk4lfclMa" style="width: 10%; text-align: right" title="Available for sale, Amortized Cost">2,147</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zsADpiE5bz68" style="width: 6%; font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0899">-</span></td><td style="width: 1%; font-size: 9pt; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zLyD1sxlsxlj" style="width: 6%; font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">237</td><td style="width: 1%; font-size: 9pt; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zIq4TwNDzVYe" style="width: 10%; font-size: 9pt; text-align: right" title="Available for sale, Fair Value">1,910</td><td style="width: 1%; font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">US treasuries <span id="xdx_911_eus-gaap--USTreasurySecuritiesMember_z4RxLyagz4Ub" style="display: none">US treasuries [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zbPNnDXObze4" style="text-align: right" title="Available for sale, Amortized Cost">9,495</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zXCyTyFNi7ah" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains">1</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zlTlCCdFaRH2" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">102</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zeEgTeBz9T07" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">9,394</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">US government agencies <span id="xdx_919_eus-gaap--AgencySecuritiesMember_zopQVzwVxJp1" style="display: none">US government agencies [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z4UnaNzWsaC5" style="text-align: right" title="Available for sale, Amortized Cost">20,594</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_znqM6zbpw2Uk" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0917">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zp3KzPrtlenh" style="text-align: right" title="Available for sale, Gross Unrealized Losses">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zOHJqdmaaU44" style="text-align: right" title="Available for sale, Fair Value">18,656</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">State and political subdivisions <span id="xdx_911_eus-gaap--USStatesAndPoliticalSubdivisionsMember_zrYCb6WlLAdd" style="display: none">State and political subdivisions [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zTa3JOP7qbug" style="text-align: right" title="Available for sale, Amortized Cost">22,642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z1DjsQFODBR4" style="text-align: right" title="Available for sale, Gross Unrealized Gains">11</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zgourR6nw4Q2" style="text-align: right" title="Available for sale, Gross Unrealized Losses">2,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zhmtirOrc0Cd" style="text-align: right" title="Available for sale, Fair Value">19,741</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zlgieZBwqxH3" style="text-align: right" title="Available for sale, Amortized Cost">33,450</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zfm6E3HLjdec" style="text-align: right" title="Available for sale, Gross Unrealized Gains">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zusUEZIeEE2f" style="text-align: right" title="Available for sale, Gross Unrealized Losses">216</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_z8bnI5UafxM8" style="text-align: right" title="Available for sale, Fair Value">33,236</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Mortgage-backed securities <span id="xdx_91E_eus-gaap--MortgageBackedSecuritiesMember_z4TAA82flUz2" style="display: none">Mortgage-backed securities [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC <span id="xdx_916_eus-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zAbTTejTtP65" style="display: none">FHLMC [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zdz9aAxp1kSj" style="text-align: right" title="Available for sale, Amortized Cost">23,070</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zcdeu7TuAVK8" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0944">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_z8OmE4vIURua" style="text-align: right" title="Available for sale, Gross Unrealized Losses">3,492</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zbVh2zQwdb6f" style="text-align: right" title="Available for sale, Fair Value">19,578</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA <span id="xdx_911_eus-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zhyudekU12m3" style="display: none">FNMA [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zFIWrox7Th3" style="text-align: right" title="Available for sale, Amortized Cost">32,667</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zRit8DmNPFx8" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0953">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zk4gLTYV194a" style="text-align: right" title="Available for sale, Gross Unrealized Losses">4,778</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zmjqCOXRmDM2" style="text-align: right" title="Available for sale, Fair Value">27,889</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA <span id="xdx_914_eus-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z06QCpRef5Zh" style="display: none">GNMA [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zhlzZFdYjsN8" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">4,993</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zYp3ie9yTlY3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0962">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zbB3vhPTwk95" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zigQcustutOl" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total mortgage-backed securities</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zNTNRkBWMDA" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">60,730</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_z7SPRs8G3AFf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0970">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zuOpJg7YE3a1" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">8,965</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zRo7KyBIRB48" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">51,765</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: left">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zM6DRbp2MPK9" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">149,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zNUOeJld6Z3b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains">14</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zQTZh9UyU4Hi" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">14,370</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zn61w8SvGhif" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">134,702</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left; padding-bottom: 1pt"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left; padding-bottom: 1pt"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amortized</b></span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Gross Unrealized</b></span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair</b></span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Cost</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Gains</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Losses</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Value</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left; width: 56%">Available for sale</td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 10%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 6%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 6%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 10%"> </td><td style="text-align: left; width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">Corporate bonds</td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_z4eaEeIP7qJb" style="text-align: right" title="Available for sale, Amortized Cost">2,172</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zunOPOmWsEpk" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0986">-</span></td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zKfYagX1c7wl" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">289</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zcj5AhWzphu5" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">1,883</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z2fVIDlMg9y4" style="text-align: right" title="Available for sale, Amortized Cost">999</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z1GL02s6lv94" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0994">-</span></td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zoXvpAMz9tZf" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">128</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zTQoLm0TIgy5" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">871</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zUAM0oDT45a" style="text-align: right" title="Available for sale, Amortized Cost">13,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zTyi1CKxnAM6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1002">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z2CZB7Uy2jCl" style="text-align: right" title="Available for sale, Gross Unrealized Losses">2,390</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zjbHnoNLBYFc" style="text-align: right" title="Available for sale, Fair Value">10,617</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zDJD8biF2Rbe" style="text-align: right" title="Available for sale, Amortized Cost">22,910</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zqc8Kx0NCOM6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1010">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zcgVWQPP00S1" style="text-align: right" title="Available for sale, Gross Unrealized Losses">4,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zk69VuQVpe78" style="text-align: right" title="Available for sale, Fair Value">18,906</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zqkIlZqG0Ng6" style="text-align: right" title="Available for sale, Amortized Cost">6,435</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zaTe3VNOppF6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1018">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zDTwbhwAuK6c" style="text-align: right" title="Available for sale, Gross Unrealized Losses">206</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_z6iYQkhP0hf2" style="text-align: right" title="Available for sale, Fair Value">6,229</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zOA3RWMqE4c2" style="text-align: right" title="Available for sale, Amortized Cost">24,086</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zH3Y9Xth2T2" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1026">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zXRwtA1nc3fa" style="text-align: right" title="Available for sale, Gross Unrealized Losses">3,745</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zqT7HsVqX4Cb" style="text-align: right" title="Available for sale, Fair Value">20,341</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zdDhyrO7aPc5" style="text-align: right" title="Available for sale, Amortized Cost">35,141</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zzzC6FaighD2" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1034">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_znjQW32Pul0h" style="text-align: right" title="Available for sale, Gross Unrealized Losses">5,520</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zhU2uXBwF9sh" style="text-align: right" title="Available for sale, Fair Value">29,621</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zX4Un8YlstCk" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">5,573</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zHKIZTG8IYH9" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1042">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zXNP8C8ju7V4" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">694</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zoUSDLIWVJxf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">4,879</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total mortgage-backed securities</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_z8qaurRlCBW6" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">64,800</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zINI0W2ArNth" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1050">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zyfirQ5xQEua" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">9,959</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zQSMdpxgb6z3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">54,841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: left">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zq0shKTWuCM" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">110,323</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zeKKOFENhDok" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1058">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zH5HX9mUODz2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">16,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zG2OP8bolyR4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8AE_zEcwIuD1uXy2" style="margin-top: 0; margin-bottom: 0"></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">During 2023, $<span id="xdx_90C_ecustom--ProceedsFromSaleOfInvestmentSecurities_pn3n3_dm_c20230101__20231231_z9KtLzwHVD61" title="Sale of investment securities">16.5</span> million of investment securities matured. No gain or loss was recognized on the maturity of the investment securities. During 2022, approximately $<span id="xdx_90B_ecustom--ProceedsFromSaleOfInvestmentSecurities_pn3n3_dm_c20220101__20221231_zqOvzxn6oaJi" title="Sale of investment securities">12.6</span> million of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $<span id="xdx_906_eus-gaap--GainOnSaleOfInvestments_c20220101__20221231_zE4qEGDL93Hk" title="Gross gain on sale of investment securities">83,000</span> and a gross loss on sale of investment securities of $<span id="xdx_905_eus-gaap--LossOnSaleOfInvestments_c20220101__20221231_zxWxUPosRaWe" title="Gross loss on sale of investments">71,000</span>. During 2021, approximately $<span id="xdx_905_ecustom--ProceedsFromSaleOfInvestmentSecurities_c20210101__20211231_zVRutardl6tb" title="Sale of investment securities">770,000</span> of investment securities were either sold or called, resulting in a gross gain on sale of investment securities of $<span id="xdx_901_eus-gaap--GainOnSaleOfInvestments_c20210101__20211231_zeMsaJfMaZ56" title="Gross gain on sale of investment securities">6,000</span> and a gross loss on sale of investment securities of $<span id="xdx_90E_eus-gaap--LossOnSaleOfInvestments_c20210101__20211231_zvUmgj18kQf" title="Gross loss on sale of investments">9,000</span>.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The amortized costs and fair values of investment securities available for sale at December 31, 2023 and 2022, by contractual maturity, are shown below. Expected maturities may differ from contractual maturities because issuers have the right to prepay the obligations.</p> <table cellpadding="0" cellspacing="0" id="xdx_883_eus-gaap--InvestmentsClassifiedByContractualMaturityDateTableTextBlock_pn3n3_zUlxSOBcGn7g" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt; margin-bottom: 0pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BD_z8UKAhm3ZLW4" style="display: none">Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: right"><b>Amortized<br/>Cost</b></td><td style="border-bottom: Black 1pt solid; font-size: 8pt"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Fair<br/> Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amortized<br/> Cost</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Fair<br/> Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 52%; text-align: left">Due within one year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_pn3n3_c20231231_zPne6dwtmaD" style="width: 9%; text-align: right" title="Due within one year, Amortized Cost">9,503</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_pn3n3_c20231231_zkGI0NQzNRWi" style="width: 9%; text-align: right" title="Due within one year, Fair Value">9,467</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_pn3n3_c20221231_zWwWwg8NMxn4" style="width: 9%; text-align: right" title="Due within one year, Amortized Cost"><span style="-sec-ix-hidden: xdx2ixbrl1084">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_pn3n3_c20221231_z7V8z2FxaN7f" style="width: 9%; text-align: right" title="Due within one year, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl1086">-</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Due after one through five years</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_pn3n3_c20231231_zuZoAKfw21g6" style="text-align: right" title="Due after one through five years, Amortized Cost">10,222</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_pn3n3_c20231231_zKTCnFpuY67g" style="text-align: right" title="Due after one through five years, Fair Value">9,279</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_pn3n3_c20221231_zdsCNNBvxZvc" style="text-align: right" title="Due after one through five years, Amortized Cost">9,398</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_pn3n3_c20221231_zGxTcYWHKFka" style="text-align: right" title="Due after one through five years, Fair Value">8,277</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Due after five through ten years</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_pn3n3_c20231231_zwgz2CCWomV9" style="text-align: right" title="Due after five through ten years, Amortized Cost">32,159</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_pn3n3_c20231231_zjCuPvLXFBSb" style="text-align: right" title="Due after five through ten years, Fair Value">28,380</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_pn3n3_c20221231_zX9rqPZFDVF6" style="text-align: right" title="Due after five through ten years, Amortized Cost">24,436</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_pn3n3_c20221231_z6lq15cRmtGh" style="text-align: right" title="Due after five through ten years, Fair Value">20,043</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Due after ten years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_pn3n3_c20231231_zCRKk7gV2gvd" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years , Amortized Cost">97,174</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_pn3n3_c20231231_zRa30eeTG1Nj" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years ,Fair Value">87,576</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_pn3n3_c20221231_zrIFabdkc2bb" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years , Amortized Cost">76,489</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_pn3n3_c20221231_z9jxYCVRKFob" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years, Fair Value">65,027</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231_zB0YLkPwUYK4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">149,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231_zxdHdlQ6jeEl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">134,702</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231_zqagWgjDcjF1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">110,323</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231_z22Nb3iX2lEe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The tables below summarize gross unrealized losses on investment securities and the fair market value of the related securities, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, at December 31, 2023 and 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_89B_eus-gaap--ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_pn3n3_zoReVfp4c72j" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B8_zQbQ0xevZ2b4" style="display: none">Schedule of gross unrealized losses on investment securities and fair market value of related securities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Less than 12 months</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12 months or longer</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2023</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zkUB6a43K9p7" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1122">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zSvoLpohFHBh" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1124">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zwXknwfpGYxl" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1126">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zx5qyUaqrZAg" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_z8M8nIsb4RZk" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zLNupTingWIa" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">237</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_z7PoVi0RRaH7" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zDsUoGVCtHPa" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Fair value">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zfVerAbQQbZh" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Unrealized losses">237</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zt8FS5UCnMlf" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1140">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zfMDkm92H1Ie" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1142">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z57HaVQMHA05" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1144">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zx7BJI03tOAf" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zJPsn3tLP8Nh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zQ4USIxBel8e" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">102</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pip0_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zOOYafhmHtC7" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zI0RfF9SRRi9" style="text-align: right" title="Available for sale Securities, Total, Fair value">897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zakD20PtIwQg" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">102</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zvqOqK6fmpdc" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zLLvx4AVDhmg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">7,533</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zIP5pFfd21g6" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zWD4RYJVkiO4" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zKjbAAEKFUD" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">11,123</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zIsUody0Vwff" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">1,888</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z7L9fJDLWsHi" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">12</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z6rO97b1erPh" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zKJ1c9D4ra69" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">1,938</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zXo3aHWF4D02" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1176">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zxfFljJDNJX2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1178">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zDWyYu4t6Av3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1180">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z3hXC57Foxf3" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zOsBWf8iZP91" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">18,964</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zD83dJps6C31" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">2,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z11Ekq3z86Md" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zEyn0Cap4B4f" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,964</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zYTOrB3iMI8a" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">2,912</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Asset-backed</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zCb7P27jig28" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">8</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zeyNznfPJW8b" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">26,746</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zdinzCuKfGl2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">145</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zceRMPndL4Zh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">7</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zUhlpg5wtVHk" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,866</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zbasbA3mqm66" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">71</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zENUmssbkHgb" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zTbJrTYzknf7" style="text-align: right" title="Available for sale Securities, Total, Fair value">31,612</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zI66OxmyRLB6" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">216</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage-backed</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zdbzWPvlkmXi" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zHOGIwN7cCI3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">2,869</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z5CMWOMXgiO7" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">36</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zvveL9YRkhXh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">19</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zbaewuRyJnB9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">16,709</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zaniLGfSFq9f" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,456</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zB3EYLtnOTmk" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zER43qc30yk2" style="text-align: right" title="Available for sale Securities, Total, Fair value">19,578</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z5p5kyGHTpI5" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">3,492</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_ziGezBoPomi5" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1230">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zC2C3x70bNdb" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1232">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z5NexDzQBuXl" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1234">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zCiIyxOvkt3b" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zckpAJQspvof" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">27,889</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zzgCBNyhqeic" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">4,778</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zTRWIst1aTW1" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zFzvyssfHIH3" style="text-align: right" title="Available for sale Securities, Total, Fair value">27,889</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zXHc5mpzXVq3" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">4,778</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zClQKLyQokUj" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1248">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z7BaTnlC293f" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1250">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zqfAr6w3vW1c" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1252">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z8L3iV9NdXt9" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zND0o7PSibvj" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zXRqwj93ZYs3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zqrBIlIwrkR4" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zEzc2o830zr7" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z50SmvalKAih" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zSueZVvALGYb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">12</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zv4UsYC33S2j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">37,148</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zJP6kO6pD3mh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">231</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zi3P5D8XOhDb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">111</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_z6W88sqFYZS3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">86,656</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zs90PodU5XOj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">14,139</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zEpatFiBy3r1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">123</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zGKXbMZeMq08" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">123,804</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zISjBtMRRFDc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">14,370</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: White"> <td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; padding-bottom: 1pt"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right"><b>December 31, 2022</b></td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: Silver"> <td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">Less than 12 months</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">12 months or longer</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: -10pt; padding-left: 10pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">As of December 31, 2022</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zg71AcA2tlkf" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1284">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zkxZB5mTzPB7" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1286">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zipkFWWij5Wk" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1288">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zpxYkmTM7u4" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zC1y7Ce9G4q3" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zmckQvbdh8hg" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">289</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zjpu652ps6K9" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zX5CUEvbf3sf" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Fair value">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zfIy7rhE6bQ5" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Unrealized losses">289</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zhhDCwvU6XOg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1302">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zwPETuekYx7g" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1304">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z4sVhQb1Hcs2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1306">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zJ3smqfWVBn5" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zOy1tqnLI2hg" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zTuvcXd3Sg12" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">128</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pip0_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zY3vG2P45E72" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z7Z8x91S8aWj" style="text-align: right" title="Available for sale Securities, Total, Fair value">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zv1wgkJqPe82" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">128</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zHd996DPKu5k" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1320">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z996L9AymAEg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1322">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zh2H8LA572sh" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1324">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z6zJIoY3Xq9j" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zL0SiudcGOg9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_znt8Y5gdsrxf" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">2,390</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zLbN6HoRvcNc" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zITDWpIW2WM4" style="text-align: right" title="Available for sale Securities, Total, Fair value">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zHj1sVxkaKai" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">2,390</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z2p6pcUuz8Mg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zZ3e6lDq6Ix8" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">5,101</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zB0JWoBnKtFj" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">763</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zuqrZg6ll1Xa" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">22</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zKBNy3QaCuP8" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">13,805</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z7NPAJAFOpGa" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,241</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zGRavHq8eRNh" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">32</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zoobLvKKNFpk" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zOYhE1cASjod" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">4,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Asset-backed</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zZNZ4iytifqk" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">5</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zS6BFs3DNRFg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">4,291</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zvN9QpaNPBbd" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">135</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zGhQnfZWgPM9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">3</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zHfb04vezh81" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zxl3NUsbQBs7" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">71</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zhYLhMFxGJhi" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">8</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_ztMtim96qZMc" style="text-align: right" title="Available for sale Securities, Total, Fair value">6,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zCQfunlpEqvl" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">206</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage-backed</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left"><p style="margin-top: 0; margin-bottom: 0">FHLMC <span style="display: none">FHLMC</span></p> <p style="margin-top: 0; margin-bottom: 0"><span style="display: none">[Member]</span></p></td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zDv0ksV1II3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">4</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zlyDnNf6zFej" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">3,712</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zD1bSGhjOCTj" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">155</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z8KRHJIcbBLi" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">17</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zxAO1YSBCQ1k" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">16,629</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zQu8l1DFj4dh" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,590</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zjMq9fWDHci" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zwEVvSb2d0bl" style="text-align: right" title="Available for sale Securities, Total, Fair value">20,341</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zJdxChULy3Jc" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">3,745</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA <span id="xdx_914_eus-gaap--MortgageBackedSecuritiesOtherMember_zkV5muRkprE7" style="display: none">Mortgage-backed securities [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zF5G3ydi5bWl" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">9</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zsBMvAQBISM6" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">2,208</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zwms6gcEfWS5" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">201</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z0FOeAz54mRe" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">28</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zyGd7aTyJgta" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">27,413</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z1QwTZRVomV8" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">5,319</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zcWDi0gorIGl" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zR8Sk1f4jDd9" style="text-align: right" title="Available for sale Securities, Total, Fair value">29,621</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zB2CiCsG12ed" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">5,520</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zcD47OdPCA41" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zQLDG43xt6d8" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">103</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zGPXAEYhpLFl" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zrVaevY8eoCf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zCJxdiT5R3Qe" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,776</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z6NlA3nBwAle" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">687</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zz3mlycVnjf7" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zTGXOhhLCYL6" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">4,879</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zjl7Rk5JBia3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">694</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zKEqaUNtqdZ7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">29</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_z3CXu3Duc281" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">15,415</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zpydsl7nsHXb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">1,261</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zSaBGMQ1Qmc1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">88</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zDCad8YryyG7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">77,932</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zRffYJbuPo43" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">15,715</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zoKxxpvJIQgl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">117</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zjcZ1aMXOehe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zmLNysOpmAW" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">16,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A0_z83EK4V4VoZ3" style="margin-top: 0; margin-bottom: 0"></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023, the Company had <span id="xdx_903_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonth_iI_c20231231_ztra4CxO8Dlc" title="Number of investments">123</span> individual investments that were in an unrealized loss position. The unrealized losses were primarily attributable to changes in interest rates, rather than deterioration in credit quality. The individual securities are each investment grade securities. The Company considers factors such as the financial condition of the issuer including credit ratings and specific events affecting the operations of the issuer, volatility of the security, underlying assets that collateralize the debt security, and other industry and macroeconomic conditions. The Company does not intend to sell these securities, and it is more likely than not that the Company will not be required to sell these securities before recovery of the amortized cost.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Other investments are comprised of the following and are recorded at cost which approximates fair value:</p> <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock_pn3n3_z6JefZD8FPca" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of other investments"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_z3KGAs4z60yc" style="display: none">Schedule of other investments</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20231231_zA1VPS9WusFi" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20221231_zNw8tM4UNDc1" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_403_eus-gaap--InvestmentInFederalHomeLoanBankStockFairValueDisclosure_iI_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Federal Home Loan Bank stock</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">16,063</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">9,250</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--CertificatesOfDepositAtCarryingValue_iI_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Other nonmarketable investments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,473</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,180</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_ecustom--InvestmentInTrustPreferredSecurities_iBI_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Investment in Trust Preferred subsidiaries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">403</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">403</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--OtherInvestments_i01I_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total other investments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">19,939</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">10,833</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A6_zOqFHfxndrNj" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has evaluated other investments for impairment and determined that the other investments are not impaired as of December 31, 2023 and ultimate recoverability of the par value of this investment is probable. All of the FHLB stock is used to collateralize advances with the FHLB.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023 and 2022, there were no securities pledged as collateral for repurchase agreements from brokers.</p> <table cellpadding="0" cellspacing="0" id="xdx_89A_eus-gaap--ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock_pn3n3_zFH44r8GP4h1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair value of investment securities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B7_z92CXQ9nWvpc" style="display: none">Schedule of amortized costs and fair value of investment securities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_919_eus-gaap--AssetBackedSecuritiesMember_zdtq0JHepNN1" style="display: none">Asset-backed securities [Member]</span></td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Amortized</td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Gross Unrealized</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Fair</td><td style="font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Cost</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Gains</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Losses</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; width: 56%; font-size: 9pt; text-align: left">Corporate bonds <span id="xdx_915_eus-gaap--CorporateBondSecuritiesMember_zf9rS4GySISj" style="display: none">Corporate bonds [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_z0Jfk4lfclMa" style="width: 10%; text-align: right" title="Available for sale, Amortized Cost">2,147</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zsADpiE5bz68" style="width: 6%; font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0899">-</span></td><td style="width: 1%; font-size: 9pt; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zLyD1sxlsxlj" style="width: 6%; font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">237</td><td style="width: 1%; font-size: 9pt; text-align: left"> </td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zIq4TwNDzVYe" style="width: 10%; font-size: 9pt; text-align: right" title="Available for sale, Fair Value">1,910</td><td style="width: 1%; font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">US treasuries <span id="xdx_911_eus-gaap--USTreasurySecuritiesMember_z4RxLyagz4Ub" style="display: none">US treasuries [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zbPNnDXObze4" style="text-align: right" title="Available for sale, Amortized Cost">9,495</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zXCyTyFNi7ah" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains">1</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zlTlCCdFaRH2" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">102</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zeEgTeBz9T07" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">9,394</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">US government agencies <span id="xdx_919_eus-gaap--AgencySecuritiesMember_zopQVzwVxJp1" style="display: none">US government agencies [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z4UnaNzWsaC5" style="text-align: right" title="Available for sale, Amortized Cost">20,594</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_znqM6zbpw2Uk" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0917">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zp3KzPrtlenh" style="text-align: right" title="Available for sale, Gross Unrealized Losses">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zOHJqdmaaU44" style="text-align: right" title="Available for sale, Fair Value">18,656</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">State and political subdivisions <span id="xdx_911_eus-gaap--USStatesAndPoliticalSubdivisionsMember_zrYCb6WlLAdd" style="display: none">State and political subdivisions [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zTa3JOP7qbug" style="text-align: right" title="Available for sale, Amortized Cost">22,642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z1DjsQFODBR4" style="text-align: right" title="Available for sale, Gross Unrealized Gains">11</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zgourR6nw4Q2" style="text-align: right" title="Available for sale, Gross Unrealized Losses">2,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zhmtirOrc0Cd" style="text-align: right" title="Available for sale, Fair Value">19,741</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zlgieZBwqxH3" style="text-align: right" title="Available for sale, Amortized Cost">33,450</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zfm6E3HLjdec" style="text-align: right" title="Available for sale, Gross Unrealized Gains">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zusUEZIeEE2f" style="text-align: right" title="Available for sale, Gross Unrealized Losses">216</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_z8bnI5UafxM8" style="text-align: right" title="Available for sale, Fair Value">33,236</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Mortgage-backed securities <span id="xdx_91E_eus-gaap--MortgageBackedSecuritiesMember_z4TAA82flUz2" style="display: none">Mortgage-backed securities [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC <span id="xdx_916_eus-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zAbTTejTtP65" style="display: none">FHLMC [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zdz9aAxp1kSj" style="text-align: right" title="Available for sale, Amortized Cost">23,070</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zcdeu7TuAVK8" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0944">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_z8OmE4vIURua" style="text-align: right" title="Available for sale, Gross Unrealized Losses">3,492</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zbVh2zQwdb6f" style="text-align: right" title="Available for sale, Fair Value">19,578</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA <span id="xdx_911_eus-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zhyudekU12m3" style="display: none">FNMA [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zFIWrox7Th3" style="text-align: right" title="Available for sale, Amortized Cost">32,667</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zRit8DmNPFx8" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0953">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zk4gLTYV194a" style="text-align: right" title="Available for sale, Gross Unrealized Losses">4,778</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zmjqCOXRmDM2" style="text-align: right" title="Available for sale, Fair Value">27,889</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA <span id="xdx_914_eus-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z06QCpRef5Zh" style="display: none">GNMA [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zhlzZFdYjsN8" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">4,993</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zYp3ie9yTlY3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0962">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zbB3vhPTwk95" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zigQcustutOl" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total mortgage-backed securities</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zNTNRkBWMDA" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">60,730</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_z7SPRs8G3AFf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0970">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zuOpJg7YE3a1" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">8,965</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zRo7KyBIRB48" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">51,765</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: left">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zM6DRbp2MPK9" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">149,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zNUOeJld6Z3b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains">14</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zQTZh9UyU4Hi" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">14,370</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zn61w8SvGhif" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">134,702</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left; padding-bottom: 1pt"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left; padding-bottom: 1pt"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amortized</b></span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Gross Unrealized</b></span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair</b></span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Cost</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Gains</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Losses</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Value</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left; width: 56%">Available for sale</td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 10%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 6%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 6%"> </td><td style="text-align: left; width: 1%"> </td><td style="width: 1%"> </td> <td style="text-align: left; width: 1%"> </td><td style="text-align: right; width: 10%"> </td><td style="text-align: left; width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">Corporate bonds</td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_z4eaEeIP7qJb" style="text-align: right" title="Available for sale, Amortized Cost">2,172</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zunOPOmWsEpk" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0986">-</span></td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zKfYagX1c7wl" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">289</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CorporateBondSecuritiesMember_zcj5AhWzphu5" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">1,883</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z2fVIDlMg9y4" style="text-align: right" title="Available for sale, Amortized Cost">999</td><td style="text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_z1GL02s6lv94" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl0994">-</span></td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zoXvpAMz9tZf" style="font-size: 9pt; text-align: right" title="Available for sale, Gross Unrealized Losses">128</td><td style="font-size: 9pt; text-align: left"> </td><td style="font-size: 9pt"> </td> <td style="font-size: 9pt; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USTreasurySecuritiesMember_zTQoLm0TIgy5" style="font-size: 9pt; text-align: right" title="Available for sale, Fair Value">871</td><td style="font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zUAM0oDT45a" style="text-align: right" title="Available for sale, Amortized Cost">13,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zTyi1CKxnAM6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1002">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z2CZB7Uy2jCl" style="text-align: right" title="Available for sale, Gross Unrealized Losses">2,390</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zjbHnoNLBYFc" style="text-align: right" title="Available for sale, Fair Value">10,617</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zDJD8biF2Rbe" style="text-align: right" title="Available for sale, Amortized Cost">22,910</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zqc8Kx0NCOM6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1010">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zcgVWQPP00S1" style="text-align: right" title="Available for sale, Gross Unrealized Losses">4,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zk69VuQVpe78" style="text-align: right" title="Available for sale, Fair Value">18,906</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zqkIlZqG0Ng6" style="text-align: right" title="Available for sale, Amortized Cost">6,435</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zaTe3VNOppF6" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1018">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zDTwbhwAuK6c" style="text-align: right" title="Available for sale, Gross Unrealized Losses">206</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_z6iYQkhP0hf2" style="text-align: right" title="Available for sale, Fair Value">6,229</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zOA3RWMqE4c2" style="text-align: right" title="Available for sale, Amortized Cost">24,086</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zH3Y9Xth2T2" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1026">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zXRwtA1nc3fa" style="text-align: right" title="Available for sale, Gross Unrealized Losses">3,745</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanBankCertificatesAndObligationsFHLBMember_zqT7HsVqX4Cb" style="text-align: right" title="Available for sale, Fair Value">20,341</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zdDhyrO7aPc5" style="text-align: right" title="Available for sale, Amortized Cost">35,141</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zzzC6FaighD2" style="text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1034">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_znjQW32Pul0h" style="text-align: right" title="Available for sale, Gross Unrealized Losses">5,520</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zhU2uXBwF9sh" style="text-align: right" title="Available for sale, Fair Value">29,621</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zX4Un8YlstCk" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">5,573</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zHKIZTG8IYH9" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1042">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zXNP8C8ju7V4" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">694</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zoUSDLIWVJxf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">4,879</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total mortgage-backed securities</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_z8qaurRlCBW6" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Amortized Cost">64,800</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zINI0W2ArNth" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1050">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zyfirQ5xQEua" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">9,959</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zQSMdpxgb6z3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale, Fair Value">54,841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: left">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zq0shKTWuCM" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">110,323</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zeKKOFENhDok" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Gains"><span style="-sec-ix-hidden: xdx2ixbrl1058">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zH5HX9mUODz2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Gross Unrealized Losses">16,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesMember_zG2OP8bolyR4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 2147000 237000 1910000 9495000 1000 102000 9394000 20594000 1938000 18656000 22642000 11000 2912000 19741000 33450000 2000 216000 33236000 23070000 3492000 19578000 32667000 4778000 27889000 4993000 695000 4298000 60730000 8965000 51765000 149058000 14000 14370000 134702000 2172000 289000 1883000 999000 128000 871000 13007000 2390000 10617000 22910000 4004000 18906000 6435000 206000 6229000 24086000 3745000 20341000 35141000 5520000 29621000 5573000 694000 4879000 64800000 9959000 54841000 110323000 16976000 93347000 16500000 12600000 83000 71000 770000 6000 9000 <table cellpadding="0" cellspacing="0" id="xdx_883_eus-gaap--InvestmentsClassifiedByContractualMaturityDateTableTextBlock_pn3n3_zUlxSOBcGn7g" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt; margin-bottom: 0pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BD_z8UKAhm3ZLW4" style="display: none">Schedule of amortized costs and fair values of investment securities available for sale by contractual maturity</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: right"><b>Amortized<br/>Cost</b></td><td style="border-bottom: Black 1pt solid; font-size: 8pt"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Fair<br/> Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amortized<br/> Cost</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Fair<br/> Value</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 52%; text-align: left">Due within one year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_pn3n3_c20231231_zPne6dwtmaD" style="width: 9%; text-align: right" title="Due within one year, Amortized Cost">9,503</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_pn3n3_c20231231_zkGI0NQzNRWi" style="width: 9%; text-align: right" title="Due within one year, Fair Value">9,467</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_iI_pn3n3_c20221231_zWwWwg8NMxn4" style="width: 9%; text-align: right" title="Due within one year, Amortized Cost"><span style="-sec-ix-hidden: xdx2ixbrl1084">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_iI_pn3n3_c20221231_z7V8z2FxaN7f" style="width: 9%; text-align: right" title="Due within one year, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl1086">-</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Due after one through five years</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_pn3n3_c20231231_zuZoAKfw21g6" style="text-align: right" title="Due after one through five years, Amortized Cost">10,222</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_pn3n3_c20231231_zKTCnFpuY67g" style="text-align: right" title="Due after one through five years, Fair Value">9,279</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_iI_pn3n3_c20221231_zdsCNNBvxZvc" style="text-align: right" title="Due after one through five years, Amortized Cost">9,398</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_iI_pn3n3_c20221231_zGxTcYWHKFka" style="text-align: right" title="Due after one through five years, Fair Value">8,277</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Due after five through ten years</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_pn3n3_c20231231_zwgz2CCWomV9" style="text-align: right" title="Due after five through ten years, Amortized Cost">32,159</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_pn3n3_c20231231_zjCuPvLXFBSb" style="text-align: right" title="Due after five through ten years, Fair Value">28,380</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost_iI_pn3n3_c20221231_zX9rqPZFDVF6" style="text-align: right" title="Due after five through ten years, Amortized Cost">24,436</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue_iI_pn3n3_c20221231_z6lq15cRmtGh" style="text-align: right" title="Due after five through ten years, Fair Value">20,043</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Due after ten years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_pn3n3_c20231231_zCRKk7gV2gvd" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years , Amortized Cost">97,174</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_pn3n3_c20231231_zRa30eeTG1Nj" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years ,Fair Value">87,576</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost_iI_pn3n3_c20221231_zrIFabdkc2bb" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years , Amortized Cost">76,489</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue_iI_pn3n3_c20221231_z9jxYCVRKFob" style="border-bottom: Black 1pt solid; text-align: right" title="Due after ten years, Fair Value">65,027</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_981_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20231231_zB0YLkPwUYK4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">149,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20231231_zxdHdlQ6jeEl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">134,702</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--AvailableForSaleDebtSecuritiesAmortizedCostBasis_iI_pn3n3_c20221231_zqagWgjDcjF1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Amortized Cost">110,323</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AvailableForSaleSecuritiesDebtSecurities_iI_pn3n3_c20221231_z22Nb3iX2lEe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale, Fair Value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 9503000 9467000 10222000 9279000 9398000 8277000 32159000 28380000 24436000 20043000 97174000 87576000 76489000 65027000 149058000 134702000 110323000 93347000 <table cellpadding="0" cellspacing="0" id="xdx_89B_eus-gaap--ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock_pn3n3_zoReVfp4c72j" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of gross unrealized losses on investment securities and fair market value of related securities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B8_zQbQ0xevZ2b4" style="display: none">Schedule of gross unrealized losses on investment securities and fair market value of related securities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Less than 12 months</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">12 months or longer</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">#</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Unrealized<br/> losses</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2023</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zkUB6a43K9p7" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1122">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zSvoLpohFHBh" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1124">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zwXknwfpGYxl" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1126">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zx5qyUaqrZAg" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_z8M8nIsb4RZk" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zLNupTingWIa" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">237</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_z7PoVi0RRaH7" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zDsUoGVCtHPa" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Fair value">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zfVerAbQQbZh" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Unrealized losses">237</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zt8FS5UCnMlf" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1140">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zfMDkm92H1Ie" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1142">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z57HaVQMHA05" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1144">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zx7BJI03tOAf" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zJPsn3tLP8Nh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zQ4USIxBel8e" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">102</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pip0_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zOOYafhmHtC7" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zI0RfF9SRRi9" style="text-align: right" title="Available for sale Securities, Total, Fair value">897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zakD20PtIwQg" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">102</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zvqOqK6fmpdc" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zLLvx4AVDhmg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">7,533</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zIP5pFfd21g6" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zWD4RYJVkiO4" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zKjbAAEKFUD" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">11,123</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zIsUody0Vwff" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">1,888</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z7L9fJDLWsHi" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">12</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z6rO97b1erPh" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zKJ1c9D4ra69" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">1,938</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zXo3aHWF4D02" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1176">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zxfFljJDNJX2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1178">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zDWyYu4t6Av3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1180">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z3hXC57Foxf3" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zOsBWf8iZP91" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">18,964</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zD83dJps6C31" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">2,912</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z11Ekq3z86Md" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zEyn0Cap4B4f" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,964</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zYTOrB3iMI8a" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">2,912</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Asset-backed</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zCb7P27jig28" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">8</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zeyNznfPJW8b" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">26,746</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zdinzCuKfGl2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">145</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zceRMPndL4Zh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">7</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zUhlpg5wtVHk" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,866</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zbasbA3mqm66" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">71</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zENUmssbkHgb" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zTbJrTYzknf7" style="text-align: right" title="Available for sale Securities, Total, Fair value">31,612</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zI66OxmyRLB6" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">216</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage-backed</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FHLMC</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zdbzWPvlkmXi" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">2</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zHOGIwN7cCI3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">2,869</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z5CMWOMXgiO7" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">36</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zvveL9YRkhXh" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">19</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zbaewuRyJnB9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">16,709</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zaniLGfSFq9f" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,456</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zB3EYLtnOTmk" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zER43qc30yk2" style="text-align: right" title="Available for sale Securities, Total, Fair value">19,578</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z5p5kyGHTpI5" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">3,492</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_ziGezBoPomi5" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1230">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zC2C3x70bNdb" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1232">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z5NexDzQBuXl" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1234">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zCiIyxOvkt3b" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zckpAJQspvof" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">27,889</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zzgCBNyhqeic" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">4,778</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zTRWIst1aTW1" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zFzvyssfHIH3" style="text-align: right" title="Available for sale Securities, Total, Fair value">27,889</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zXHc5mpzXVq3" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">4,778</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zClQKLyQokUj" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1248">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z7BaTnlC293f" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1250">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zqfAr6w3vW1c" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1252">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z8L3iV9NdXt9" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zND0o7PSibvj" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zXRqwj93ZYs3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zqrBIlIwrkR4" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zEzc2o830zr7" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">4,298</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z50SmvalKAih" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">695</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zSueZVvALGYb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">12</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zv4UsYC33S2j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">37,148</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zJP6kO6pD3mh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">231</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zi3P5D8XOhDb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">111</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_z6W88sqFYZS3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">86,656</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zs90PodU5XOj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">14,139</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zEpatFiBy3r1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">123</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zGKXbMZeMq08" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">123,804</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zISjBtMRRFDc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">14,370</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td><td style="background-color: White"> </td> <td style="background-color: White; text-align: left"> </td><td style="background-color: White; text-align: right"> </td><td style="background-color: White; text-align: left"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: White"> <td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; padding-bottom: 1pt"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right"><b>December 31, 2022</b></td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: Silver"> <td style="font: 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; padding-bottom: 1pt"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">Less than 12 months</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">12 months or longer</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; background-color: White"> </td></tr> <tr style="font: 8pt Arial, Helvetica, Sans-Serif; vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; font: 8pt Arial, Helvetica, Sans-Serif; text-indent: -10pt; padding-left: 10pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">#</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Fair<br/> value</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif; text-align: right">Unrealized<br/> losses</td><td style="border-bottom: Black 1pt solid; font: bold 8pt Arial, Helvetica, Sans-Serif"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">As of December 31, 2022</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zg71AcA2tlkf" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1284">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zkxZB5mTzPB7" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1286">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zipkFWWij5Wk" style="width: 5%; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1288">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zpxYkmTM7u4" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zC1y7Ce9G4q3" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zmckQvbdh8hg" style="width: 5%; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">289</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_987_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zjpu652ps6K9" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zX5CUEvbf3sf" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Fair value">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--CorporateBondsMember_zfIy7rhE6bQ5" style="width: 5%; text-align: right" title="Available for sale Securities, Total, Unrealized losses">289</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zhhDCwvU6XOg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1302">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zwPETuekYx7g" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1304">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z4sVhQb1Hcs2" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1306">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zJ3smqfWVBn5" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zOy1tqnLI2hg" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zTuvcXd3Sg12" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">128</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pip0_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zY3vG2P45E72" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_z7Z8x91S8aWj" style="text-align: right" title="Available for sale Securities, Total, Fair value">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--USTreasuresMember_zv1wgkJqPe82" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">128</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zHd996DPKu5k" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments"><span style="-sec-ix-hidden: xdx2ixbrl1320">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z996L9AymAEg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value"><span style="-sec-ix-hidden: xdx2ixbrl1322">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zh2H8LA572sh" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses"><span style="-sec-ix-hidden: xdx2ixbrl1324">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_z6zJIoY3Xq9j" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zL0SiudcGOg9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_znt8Y5gdsrxf" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">2,390</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zLbN6HoRvcNc" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zITDWpIW2WM4" style="text-align: right" title="Available for sale Securities, Total, Fair value">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AgencySecuritiesMember_zHj1sVxkaKai" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">2,390</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z2p6pcUuz8Mg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">10</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zZ3e6lDq6Ix8" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">5,101</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zB0JWoBnKtFj" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">763</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zuqrZg6ll1Xa" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">22</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zKBNy3QaCuP8" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">13,805</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_z7NPAJAFOpGa" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,241</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zGRavHq8eRNh" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">32</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zoobLvKKNFpk" style="text-align: right" title="Available for sale Securities, Total, Fair value">18,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--USStatesAndPoliticalSubdivisionsMember_zOYhE1cASjod" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">4,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Asset-backed</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zZNZ4iytifqk" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">5</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zS6BFs3DNRFg" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">4,291</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zvN9QpaNPBbd" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">135</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zGhQnfZWgPM9" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">3</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zHfb04vezh81" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zxl3NUsbQBs7" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">71</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zhYLhMFxGJhi" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">8</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_ztMtim96qZMc" style="text-align: right" title="Available for sale Securities, Total, Fair value">6,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--AssetBackedSecuritiesMember_zCQfunlpEqvl" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">206</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage-backed</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left"><p style="margin-top: 0; margin-bottom: 0">FHLMC <span style="display: none">FHLMC</span></p> <p style="margin-top: 0; margin-bottom: 0"><span style="display: none">[Member]</span></p></td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zDv0ksV1II3" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">4</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zlyDnNf6zFej" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">3,712</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zD1bSGhjOCTj" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">155</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_z8KRHJIcbBLi" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">17</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zxAO1YSBCQ1k" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">16,629</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zQu8l1DFj4dh" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">3,590</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zjMq9fWDHci" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">21</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zwEVvSb2d0bl" style="text-align: right" title="Available for sale Securities, Total, Fair value">20,341</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalHomeLoanMortgageCorporationCertificatesAndObligationsFHLMCMember_zJdxChULy3Jc" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">3,745</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">FNMA <span id="xdx_914_eus-gaap--MortgageBackedSecuritiesOtherMember_zkV5muRkprE7" style="display: none">Mortgage-backed securities [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zF5G3ydi5bWl" style="text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">9</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zsBMvAQBISM6" style="text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">2,208</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zwms6gcEfWS5" style="text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">201</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z0FOeAz54mRe" style="text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">28</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zyGd7aTyJgta" style="text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">27,413</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_z1QwTZRVomV8" style="text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">5,319</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zcWDi0gorIGl" style="text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">37</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zR8Sk1f4jDd9" style="text-align: right" title="Available for sale Securities, Total, Fair value">29,621</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--FederalNationalMortgageAssociationCertificatesAndObligationsFNMAMember_zB2CiCsG12ed" style="text-align: right" title="Available for sale Securities, Total, Unrealized losses">5,520</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">GNMA</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zcD47OdPCA41" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zQLDG43xt6d8" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">103</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zGPXAEYhpLFl" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zrVaevY8eoCf" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">6</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zCJxdiT5R3Qe" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">4,776</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_z6NlA3nBwAle" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">687</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPosition_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zz3mlycVnjf7" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zTGXOhhLCYL6" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">4,879</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--MortgageBackedSecuritiesOtherMember__us-gaap--InvestmentTypeAxis__us-gaap--GovernmentNationalMortgageAssociationCertificatesAndObligationsGNMAMember_zjl7Rk5JBia3" style="border-bottom: Black 1pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">694</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionLessThanTwelveMonths_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zKEqaUNtqdZ7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Number of investments | Investments">29</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_z3CXu3Duc281" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Fair value">15,415</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_988_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zpydsl7nsHXb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Less than 12 months, Unrealized losses">1,261</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--NumberOfInvestmentsInContinuousUnrealizedLossPositionTwelveMonthsOrLonger_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zSaBGMQ1Qmc1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Number of investments | Investments">88</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zDCad8YryyG7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or longer, Fair value">77,932</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zRffYJbuPo43" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, 12 months or Longer, Unrealized losses">15,715</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--AvailableForSaleSecuritiesTotalNumberOfInvestments_iI_pp0d_uInteger_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zoKxxpvJIQgl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Number of investments | Investments">117</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPosition_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zjcZ1aMXOehe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Fair value">93,347</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_982_eus-gaap--DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__custom--TotalInvestmentSecuritiesMember_zmLNysOpmAW" style="border-bottom: Black 2.5pt solid; text-align: right" title="Available for sale Securities, Total, Unrealized losses">16,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 1 1910000 237000 1 1910000 237000 1 897000 102000 1 897000 102000 2 7533000 50000 10 11123000 1888000 12 18656000 1938000 30 18964000 2912000 30 18964000 2912000 8 26746000 145000 7 4866000 71000 15 31612000 216000 2 2869000 36000 19 16709000 3456000 21 19578000 3492000 37 27889000 4778000 37 27889000 4778000 6 4298000 695000 6 4298000 695000 12 37148000 231000 111 86656000 14139000 123 123804000 14370000 1 1883000 289000 1 1883000 289000 1 871000 128000 1 871000 128000 10 10617000 2390000 10 10617000 2390000 10 5101000 763000 22 13805000 3241000 32 18906000 4004000 5 4291000 135000 3 1938000 71000 8 6229000 206000 4 3712000 155000 17 16629000 3590000 21 20341000 3745000 9 2208000 201000 28 27413000 5319000 37 29621000 5520000 1 103000 7000 6 4776000 687000 7 4879000 694000 29 15415000 1261000 88 77932000 15715000 117 93347000 16976000 123 <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--ScheduleOfOtherInvestmentsNotReadilyMarketableTextBlock_pn3n3_z6JefZD8FPca" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Investment Securities (Details) - Schedule of other investments"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_z3KGAs4z60yc" style="display: none">Schedule of other investments</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20231231_zA1VPS9WusFi" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20221231_zNw8tM4UNDc1" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_403_eus-gaap--InvestmentInFederalHomeLoanBankStockFairValueDisclosure_iI_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Federal Home Loan Bank stock</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">16,063</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">9,250</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--CertificatesOfDepositAtCarryingValue_iI_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Other nonmarketable investments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,473</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,180</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_ecustom--InvestmentInTrustPreferredSecurities_iBI_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Investment in Trust Preferred subsidiaries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">403</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">403</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--OtherInvestments_i01I_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total other investments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">19,939</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">10,833</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 16063000 9250000 3473000 1180000 403000 403000 19939000 10833000 <p id="xdx_804_ecustom--MortgageLoansHeldForSaleTextBlock_zgeAB1f7tlR5" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 3 – <span id="xdx_822_zNLEJrkbn6Mi">Mortgage Loans Held for Sale</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Mortgage loans originated and intended for sale in the secondary market are reported as loans held for sale and carried at fair value under the fair value option with changes in fair value recognized in current period earnings. Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. At the date of funding of the mortgage loan held for sale, the funded amount of the loan, the related derivative asset or liability of the associated interest rate lock commitment, less direct loan costs becomes the initial recorded investment in the loan held for sale. Such amount approximates the fair value of the loan. At December 31, 2023, mortgage loans held for sale totaled $<span id="xdx_90E_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pn3n3_dm_c20231231_zusZYPSWmwXe" title="Mortgage loans held for sale, fair value">7.2</span> million compared to $<span id="xdx_905_eus-gaap--MortgagesHeldForSaleFairValueDisclosure_iI_pn3n3_dm_c20221231_z72kSGuy4o6f" title="Mortgage loans held for sale, fair value">3.9</span> million at December 31, 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Mortgage loans held for sale are considered de-recognized, or sold, when the Company surrenders control over the financial assets. Control is considered to have been surrendered when the transferred assets have been isolated from the Company, beyond the reach of the Company and its creditors; the purchaser obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets; and the Company does not maintain effective control over the transferred assets through an agreement that both entitles and obligates the Company to repurchase or redeem the transferred assets before their maturity or the ability to unilaterally cause the holder to return specific assets.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Gains and losses from the sale of mortgage loans are recognized based upon the difference between the sales proceeds and carrying value of the related loans upon sale and are recorded in mortgage banking income in the statement of income.  Mortgage banking income also includes the unrealized gains and losses associated with the loans held for sale and the realized and unrealized gains and losses from derivatives.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Mortgage loans sold to investors by the Company, and which were believed to have met investor and agency underwriting guidelines at the time of sale, may be subject to repurchase or indemnification in the event of specific default by the borrower or subsequent discovery that underwriting standards were not met. The Company may, upon mutual agreement, agree to repurchase the loans or indemnify the investor against future losses on such loans. In such cases, the Company bears any subsequent credit loss on the loans. As appropriate, the Company establishes mortgage repurchase reserves related to various representations and warranties that reflect management’s estimate of losses. As of December 31, 2023, the repurchase reserve was immaterial to the financial statements.</p> 7200000 3900000 <p id="xdx_80F_eus-gaap--LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_zgcE0CDgJSud" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 4 – <span id="xdx_82E_z98ItrDWdZeh">Loans and Allowance for Credit Losses</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company makes loans to individuals and small businesses for various personal and commercial purposes primarily in the Upstate, Midlands, and Lowcountry regions of South Carolina, the Triangle,Triad, and Charlotte regions of North Carolina as well as Atlanta, Georgia. The Company’s loan portfolio is not concentrated in loans to any single borrower or a relatively small number of borrowers. The Company focuses its lending activities on businesses and individuals that reside in the markets that we serve. The principal component of the loan portfolio is loans secured by real estate mortgages which account for <span id="xdx_903_ecustom--RealEstateLoanPercentageOfAggregateLoan_iI_pip0_dp_uPure_c20231231_zSNlEM0zm5sd" title="Real estate loan percentage of total loans">84.8</span>% of total loans at December 31, 2023. Commercial loans comprise <span id="xdx_90D_ecustom--CommercialLoansPercentageOfAggregateRealEstateLoan_iI_pip0_dp_uPure_c20231231_zGSj6qTaOfuj" title="Commercial loans percentage">56.5</span>% of total real estate loans and consumer loans account for <span id="xdx_902_ecustom--ConsumerLoansPercentageOfAggregateRealEstateLoan_iI_pip0_dp_uPure_c20231231_zpKmOXizCg0l" title="Consumer loans percentage">43.5</span>%. Commercial real estate loans are further categorized into owner occupied which represents <span id="xdx_901_ecustom--OccupiedLoansPercentage_iI_pip0_dp_uPure_c20231231_zgxpatlHdhwl" title="Owner occupied loans percentage">17.5</span>% of total loans and non-owner occupied loans which represents <span id="xdx_903_ecustom--CommercialLoansPercentageOfAggregateRealEstateLoan_iI_pip0_dp_uPure_c20231231__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedLoansMember_z0sLXNyKsAod" title="Commercial loans percentage">26.2</span>%. Commercial construction loans represent only <span id="xdx_902_ecustom--CommercialLoansPercentageOfAggregateRealEstateLoan_iI_pip0_dp_uPure_c20231231__us-gaap--LongtermDebtTypeAxis__custom--CommercialConstructionLoansMember_zGcMsTOjqM81" title="Commercial loans percentage">4.2</span>% of the total loan portfolio.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In addition to monitoring potential concentrations of loans to particular borrowers or groups of borrowers, industries and geographic regions, management monitors exposure to credit risk from concentrations of lending products and practices</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">such as loans that subject borrowers to substantial payment increases (e.g. principal deferral periods, loans with initial interest-only periods, etc.), and loans with high loan-to-value ratios. Additionally, there are industry practices that could subject the Company to increased credit risk should economic conditions change over the course of a loan’s life. For example, the Company makes variable rate loans and fixed rate principal-amortizing loans with maturities prior to the loan being fully paid (i.e. balloon payment loans). The various types of loans are individually underwritten and monitored to manage the associated risks.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><b><span style="text-decoration: underline">Loan Portfolio Composition</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table summarizes the composition of our loan portfolio. Total gross loans are recorded net of deferred loan fees and costs, which totaled $<span id="xdx_90B_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_pn3n3_dm_c20231231_z2zyyO1Iee87" title="Net of deferred loan fees and costs">7</span>.0 million and $<span id="xdx_90F_eus-gaap--LoansAndLeasesReceivableDeferredIncome_iI_pn3n3_dm_c20221231_zKyJj1NmVKM3" title="Net of deferred loan fees and costs">7.3</span> million as of December 31, 2023 and December 31, 2022, respectively.</p> <table cellpadding="0" cellspacing="0" id="xdx_88F_eus-gaap--ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_pn3n3_zv1qspgI9sE2" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B8_zLp9SundHTse" style="display: none">Schedule of composition of our loan portfolio</span></td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands) <span id="xdx_91E_eus-gaap--CommercialLoanMember_zr9pjlffGipb" style="display: none">Commercial [Member]</span></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_409_ecustom--CommercialAbstract_iB_zugIJgl7fkW6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 52%; text-align: left">Owner occupied RE<span id="xdx_91E_eus-gaap--ResidentialRealEstateMember_zaMh2kLpe313" style="display: none">Owner occupied RE [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zr6RZZAhIo64" style="width: 9%; text-align: right" title="Total commercial loans">631,657</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zGnXa60KB2Sc" style="width: 9%; text-align: right" title="Total commercial loans percentage">17.5</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zMWoygcZlp37" style="width: 9%; text-align: right" title="Total commercial loans">612,901</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zb2ajRDwdkU7" style="width: 9%; text-align: right" title="Total commercial loans percentage">18.7</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE<span id="xdx_912_eus-gaap--CommercialRealEstateMember_z2muij5TkzY4" style="display: none">Non-owner occupied RE [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z6jtm21DxJdh" style="text-align: right" title="Total commercial loans">942,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3mBtfPu46Wa" style="text-align: right" title="Total commercial loans percentage">26.2</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrFQnscuO5Ug" style="text-align: right" title="Total commercial loans">862,579</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z316jVYjSNgf" style="text-align: right" title="Total commercial loans percentage">26.3</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction<span id="xdx_914_eus-gaap--ConstructionLoansMember_zLmRAWYnFy8" style="display: none">Construction [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zX99PfsEV9hc" style="text-align: right" title="Total commercial loans">150,680</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zdA3EMnKx7D6" style="text-align: right" title="Total commercial loans percentage">4.2</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z61d7PBfnBkb" style="text-align: right" title="Total commercial loans">109,726</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zTmC7o0WuYP5" style="text-align: right" title="Total commercial loans percentage">3.4</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Business<span id="xdx_91C_ecustom--BusinessLoanMember_zWpAtPvGS1A7" style="display: none">Business [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_z6CAGvkpkTCh" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">500,161</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_zHpWDCs8UCM1" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">13.9</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivableCarryingAmount_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">468,112</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_zwHsCFf6nQol" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">14.3</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total commercial loans<span id="xdx_919_eus-gaap--ConsumerLoanMember_zgFKv9PgSeAi" style="display: none">Consumer [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivableCarryingAmount_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z0QWSctlNhva" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">2,225,027</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z7tdHm0ZnWOg" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">61.8</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--CommercialLoansReceivableCarryingAmount_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">2,053,318</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zE8YFjI4noZe" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">62.7</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr id="xdx_401_ecustom--ConsumerAbstract_iB_zAxXDqiTFdy3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate <span id="xdx_912_eus-gaap--RealEstateLoanMember_zFGTVomxQK82" style="display: none">Real estate [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zyc7hDZ4dvCc" style="text-align: right" title="Total consumer loans">1,082,429</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zkKApLTcstz8" style="text-align: right" title="Total consumer loans percentage">30.0</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zBoSqs5StE9a" style="text-align: right" title="Total consumer loans">931,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zfpcf6isKxVa" style="text-align: right" title="Total consumer loans percentage">28.4</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity <span id="xdx_915_eus-gaap--HomeEquityLoanMember_zxQ2pNoNjC14" style="display: none">Home equity [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zi8kjEp8Ilg4" style="text-align: right" title="Total consumer loans">183,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zm1MIdrIyno" style="text-align: right" title="Total consumer loans percentage">5.1</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zvqONcPWhLQ9" style="text-align: right" title="Total consumer loans">179,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zeaJ2JAOWe9e" style="text-align: right" title="Total consumer loans percentage">5.5</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction <span id="xdx_910_eus-gaap--ConstructionLoansMember_zG6IIFxcGs01" style="display: none">Construction [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zAZs0dSxk6Nb" style="text-align: right" title="Total consumer loans">63,348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zwrcTg7CpJuh" style="text-align: right" title="Total consumer loans percentage">1.7</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zZbtKyRTrrNd" style="text-align: right" title="Total consumer loans">80,415</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z0eBrdoNPaR8" style="text-align: right" title="Total consumer loans percentage">2.5</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other <span id="xdx_916_ecustom--OtherConsumerMember_zix9F3yKgVac" style="display: none">Other [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zsd3q1VAWSn8" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zpwBhOSdflz7" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">1.4</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zKCzlazbL9i5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans">29,052</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zrH9GyeMZkLf" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">0.9</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total consumer loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zHL3Pgme4y3" style="border-bottom: Black 1pt solid; text-align: right">1,377,600</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_znceHzynbex1" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">38.2</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zTtEEzbDFHlg" style="border-bottom: Black 1pt solid; text-align: right">1,220,045</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zskWVG9fZGFi" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">37.3</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Total gross loans, net of deferred fees</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20231231_zC7KZm1OptLb" style="text-align: right" title="Total gross loans, net of deferred fees">3,602,627</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansAndLeasesReceivableNetOfDeferredIncomePercentage_iI_pip0_dp_c20231231_zkLu5GIPCSF3" style="text-align: right" title="Total gross loans, net of deferred fees percentage">100.0</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_c20221231_pn3n3" style="text-align: right" title="Total gross loans, net of deferred fees">3,273,363</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansAndLeasesReceivableNetOfDeferredIncomePercentage_iI_pip0_dp_c20221231_zVeqi8oFAaJg" style="text-align: right" title="Total gross loans, net of deferred fees percentage">100.0</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Less – allowance for credit losses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pn3n3_di_c20231231_zlW50JMq9OR9" style="border-bottom: Black 1pt solid; text-align: right" title="Less - allowance for credit losses">(40,682</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pn3n3_di_c20221231_zc28sM2k2d3a" style="border-bottom: Black 1pt solid; text-align: right" title="Less - allowance for credit losses">(38,639</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total loans, net</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_pn3n3_c20231231_zKLC6dwCTl73" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loans, net">3,561,945</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_c20221231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loans, net">3,234,724</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">The composition of gross loans by rate type is as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_889_ecustom--LoanReceivableByRateTypeTableTextBlock_pn3n3_z2Jwwo9Mx4Jh" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"><span id="xdx_8BB_zFM2iw0veWUh" style="display: none">Schedule of composition of gross loans by rate type</span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Floating rate loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--LoansReceivableWithVariableRatesOfInterest1_iI_pn3n3_c20231231_ztBCWCR5S1Yf" style="width: 9%; text-align: right" title="Floating rate loans">574,352</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--LoansReceivableWithVariableRatesOfInterest1_iI_pn3n3_c20221231_zwzuEPFvyZsa" style="width: 9%; text-align: right" title="Floating rate loans">439,287</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Fixed rate loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansReceivableWithFixedRatesOfInterest1_iI_pn3n3_c20231231_zsE5ISRG6awj" style="border-bottom: Black 1pt solid; text-align: right" title="Fixed rate loans">3,028,275</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--LoansReceivableWithFixedRatesOfInterest1_iI_pn3n3_c20221231_zcWLxamV9aX1" style="border-bottom: Black 1pt solid; text-align: right" title="Fixed rate loans">2,834,076</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20231231_zgFQ1gZEX04g" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total gross loans, net of deferred fees">3,602,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20221231_z6JU7RJVYbYh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total gross loans, net of deferred fees">3,273,363</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023, approximately $<span id="xdx_90E_ecustom--MortgageLoansPledgedAsCollateralAdvances_pn6n6_dm_c20230101__20231231_zXrLwaGe4449" title="Mortgage loans">1.25</span> billion of the Company’s mortgage loans were pledged as collateral for advances from the FHLB, as set forth in Note 8.</p> <p style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Credit Quality Indicators</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company tracks credit quality based on its internal risk ratings. Upon origination, a loan is assigned an initial risk grade, which is generally based on several factors such as the borrower’s credit score, the loan-to-value ratio, the debt-to-income ratio, etc. After loans are initially graded, they are monitored regularly for credit quality based on many factors, such as payment history, the borrower’s financial status, and changes in collateral value. Loans can be downgraded or upgraded depending on management’s evaluation of these factors. Internal risk-grading policies are consistent throughout each loan type.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">A description of the general characteristics of the risk grades is as follows:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Pass— A pass loan ranges from minimal to average credit risk; however, still has acceptable credit risk.</td></tr> <tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td></td><td>●</td><td style="text-align: justify">Watch— A watch loan exhibits above average credit risk due to minor weaknesses and warrants closer scrutiny by management.</td></tr></table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 10pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"></td><td style="width: 18pt">●</td><td style="text-align: justify">Special mention—A special mention loan has potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or the institution’s credit position at some future date.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td></td><td>●</td><td style="text-align: justify">Substandard— A substandard loan is inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified must have a well-defined weakness, or weaknesses, which may jeopardize the liquidation of the debt. A substandard loan is characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected.</td></tr><tr style="vertical-align: top"> <td> </td><td> </td><td style="text-align: justify"> </td></tr> <tr style="vertical-align: top"> <td></td><td>●</td><td style="text-align: justify">Doubtful— A doubtful loan has all of the weaknesses inherent in one classified as substandard with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of the currently existing facts, conditions and values, highly questionable and improbable.</td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table presents loan balances classified by credit quality indicators by year of origination as of December 31, 2023.</p> <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock_ziZ6LubcovAf" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B1_zxylLch2cDXe" style="display: none">Schedule of classified by credit quality indicators by year of origination</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2020</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2019</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Prior</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Revolving</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Revolving Converted to Term</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Pass</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbbLbGJZxDVi" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">42,846</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8PWCCg1M9id" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">180,654</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zDF0jsrHoUE5" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">138,549</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYGekd5IsW7j" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">64,818</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeMdkekLESp9" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">59,880</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyiDuUwDrWli" style="width: 4%; text-align: right" title="Prior">110,502</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z55ffG9dWdR3" style="width: 4%; text-align: right" title="Revolving">85</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztdpZs13nCi" style="width: 4%; text-align: right" title="Revolving Converted to Term">166</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zPSfHuCPzdNf" style="width: 4%; text-align: right" title="Total">597,500</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zYxlxB1dgGE6" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1631">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zPiXzmtNKGde" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">3,460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zH6AoaYNJiW4" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zFFjsgsQCK1f" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">15,997</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zfNIuWX8Zn6b" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">3,525</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zz6YLX39aije" style="text-align: right" title="Prior">6,616</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVrz8YGBpdlg" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1643">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCe7aOZS4Wvb" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1645">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6WYCGwTsj4d" style="text-align: right" title="Total">30,058</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsbkEayiv4Ha" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1649">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_ziNdqpT68LWk" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">181</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0bejNRkfLn5" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1653">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zxXb2TwDY6p1" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1655">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIjINFZEpHaf" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1657">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkPMfYfgBP55" style="text-align: right" title="Prior">3,057</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zITbS5mpMjRj" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1661">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zixq4dWcovYc" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1663">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zGtzbipugMD9" style="text-align: right" title="Total">3,238</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4PrV9efYXt" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1667">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zuXZHMDSE5bi" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1669">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zG6u9tH5PR4h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1671">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zyGbuCHrP6Ll" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1673">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zc6qi0egIHQ3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1675">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zL358aYoQFJe" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zifjm6CikrL5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1679">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1uoNhHzD6Mb" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1681">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpvgLDWdiz8b" style="border-bottom: Black 1pt solid; text-align: right" title="Total">861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zhztpJIXkmBc" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">42,846</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zYtpw0frsSc4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">184,295</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zjzUZxNH7d4g" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">139,009</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zerYQEzzyAL" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">80,815</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zV4jkq1m6GBe" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">63,405</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_z7MehipfN5Hl" style="text-align: right" title="Prior">121,036</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_z3PWAhzQP6p6" style="text-align: right" title="Revolving">85</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zOgCJ5UrIbT5" style="text-align: right" title="Revolving Converted to Term">166</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zNM6S0XrBxEh" style="text-align: right" title="Total">631,657</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zcWy8lHmwjS3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">84,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zqKHpOIj7d5j" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">298,063</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHVnt3eqboVk" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">162,697</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zN0xTYrXcl11" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">107,364</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMJkeSGdSJbe" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">59,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zXCaMzK9QD2a" style="text-align: right" title="Prior">163,990</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8d2ibeW1uDf" style="text-align: right" title="Revolving">9,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zxa3y6FwR7n2" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1717">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zm5wah01DZPb" style="text-align: right" title="Total">885,240</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zzapqCeSIUKe" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVBP0o0jv8kb" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">3,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z7Kdgnz5Lde4" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,914</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6RG2W6mthFi" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">533</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVyqOVOYGYCj" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">5,545</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zsgifiAgA527" style="text-align: right" title="Prior">10,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zV2CmjHkd2h9" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1733">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQREMsBJNYxf" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1735">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQ3cPniBI1h2" style="text-align: right" title="Total">30,889</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zs5DC4wtlnzd" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1739">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z3iFtnMoGCNc" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1741">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0PS4J6gghqh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">7,759</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNsGP2Wy8Mak" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1745">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zf7DjEIXGiP8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">8,252</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zxBGLriYf6j2" style="text-align: right" title="Prior">879</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkNNm4Hk07mj" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1751">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUBDa2WLyqXj" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1753">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zh3UX5Tf22j1" style="text-align: right" title="Total">16,890</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zeHjd3AMMTsl" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1757">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3LvM5PXiOg2" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1759">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDsxGrEhOXuf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">313</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5BfbM11WvIf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1763">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zB1DMHcxmG54" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">8,088</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpHAhDyBuHt4" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,109</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zbBDutygW7L5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1769">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zQWVuy6RnXnf" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1771">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJzFBwuQl2J3" style="border-bottom: Black 1pt solid; text-align: right" title="Total">9,510</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zTXppumko01d" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">85,624</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zDjcLuQZDt77" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">301,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zdbtO23OeTgd" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">180,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh5ITVuPZo8l" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">107,897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsKAxI9ab2V7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">81,145</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zpwCWv4a3MW2" style="text-align: right" title="Prior">176,608</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zb5w8xBAa32c" style="text-align: right" title="Revolving">9,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zAo08LcOqWE9" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1789">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zg8SlYYIMX5d" style="text-align: right" title="Total">942,529</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbnPaR7ScJLj" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">27,262</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFcre8WUEpQ4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">86,161</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIHtT0Vh3xOd" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">24,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zDAlfUVhFLE9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">11,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zI1QilUsPmQ3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1801">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zb9skjZ89VSf" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1803">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zxBwvPU00r94" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1805">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSII6pCYjZEa" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1807">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwf7rN0iZBDe" style="text-align: right" title="Total">149,281</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zqWGwCSZnDY9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1811">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGidq6HYCQlh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">1,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCgmtEuUMBBe" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1815">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z5KHkeyPrIR9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1817">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQz4SsCl3Ot4" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1819">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpgJgaGevKw2" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1821">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGgyZXv8DUl4" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1823">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHRqzM9QhBK2" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1825">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z75lIDmDun09" style="text-align: right" title="Total">1,399</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zw22KL7olki1" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1829">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJd6zZUUpU64" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1831">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7TQc2Oulkbb" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1833">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z1iCI2sYSWnj" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1835">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zqVWmIq1k1m9" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1837">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRXWlQMyyC3g" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1839">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8Us3LJe0w32" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1841">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z4I7s7xnX8Ph" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1843">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zYPgWvwqRe5k" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl1845">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zqvF4fVVC0Ea" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1847">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_znNgtDIH3Ctf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1849">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zt4IUjdMspPi" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1851">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpKNUr8WUAUf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1853">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3lhODxWrE1k" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1855">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDXRCx9yt0Af" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1857">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwRJA0Jp4hO9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1859">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zi4WWgrxwpMc" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1861">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zUWFakZwEyO8" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl1863">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1p2hJh9jJAc" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">27,262</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ztypMgG9WmDh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">87,560</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zYTir0UbdTc1" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">24,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3Afb2hXYln8" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">11,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zZRsXZGCNMGb" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1873">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpjsPyWyBun" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1875">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zRbWl0j0Yb6a" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1877">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zIcjXPc8eV43" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1879">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zJHpgzUfaWA4" style="text-align: right" title="Total">150,680</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z6mm7pOZDwy9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">48,705</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1YYBuygVwbc" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">134,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zBOysrADdlOg" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">48,557</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ0TLswPFCr9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">18,868</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGBavtD2b8w8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">17,292</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8s9dN7xeiEj" style="text-align: right" title="Prior">47,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zaukajH1bvy7" style="text-align: right" title="Revolving">146,745</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znlUUpwhyR27" style="text-align: right" title="Revolving Converted to Term">1,431</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z3ugJcCOM3pl" style="text-align: right" title="Total">464,305</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zH9aeBxrElJh" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">127</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8JJVO0WnSH4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">15,867</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zRVqLc8eacTh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">1,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9ekf6MHNnx6" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,010</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zTJz2WHoKhT4" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">842</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zweywXNYg60k" style="text-align: right" title="Prior">3,584</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zjERHvjjfTak" style="text-align: right" title="Revolving">7,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zdXFXjiUfdc5" style="text-align: right" title="Revolving Converted to Term">506</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlZYbfTEoCO8" style="text-align: right" title="Total">31,339</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z9wEa6i2OTN9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">241</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zpiDguRqkan6" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">961</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zCabaoqffi7c" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">98</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zgC3q221J9u4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">857</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDtyOM9Rl5I9" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">184</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkSfnlyPIOhe" style="text-align: right" title="Prior">447</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_za4pvbN8J22h" style="text-align: right" title="Revolving">150</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zyMPpZ1MC7Lj" style="text-align: right" title="Revolving Converted to Term">97</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zhAr3g3IHvA" style="text-align: right" title="Total">3,035</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zmO6sPDbGXVf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1937">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziXrb66Ip3Vd" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1939">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zFRAOzw3HHm5" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">155</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zq9AFlOaWRA" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1943">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z10zhDZDH8qa" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">132</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z35TarEpcAr5" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,195</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z85hfFw6zBMi" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1949">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfyFgG9WO7w9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1951">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z9ywNS7ng172" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,482</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z0rO43XTTB58" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">49,073</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zbeqQHmAVObd" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">151,827</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zuM7fRKhTQfe" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">50,643</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zlLyrA5KdbXh" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">20,735</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUuD5qwfFJ13" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">18,450</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zVI1ZnSJ6WIb" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">52,934</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsiN7ZPubNWg" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">154,465</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrrBOMolPY4l" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term">2,034</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zoOeCClT6sy8" style="border-bottom: Black 1pt solid; text-align: right" title="Total">500,161</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Commercial loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3ZD08abdccd" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">204,805</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zg8H5AGTNJQj" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">725,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z5ghNKwvDkqh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">394,734</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsnkvYdgJUll" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">220,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z2YnjGc1Mun8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">163,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUWwgN7nVUSa" style="text-align: right" title="Prior">350,578</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zuEq5AQZJga9" style="text-align: right">163,799</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmxqhMmDEXmd" style="text-align: right" title="Revolving Converted to Term">2,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zwdrjpDzApY7" style="text-align: right" title="Total">2,225,027</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zS52tLLVKGP4" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">144,179</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1X6uqZIgCi9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">273,585</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQPOztkf6tP" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">278,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zRijCp93ZBk5" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">176,395</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeyFnq2N2th8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">66,087</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zXpC18pb1GWc" style="text-align: right" title="Prior">105,383</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z6Yn7Jnstc1f" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2002">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zv8rBMpAc3N5" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2004">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLb22DI0itJc" style="text-align: right" title="Total">1,043,767</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQ2v8Avzd3id" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">490</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWBOxxVJOSjd" style="text-align: right">5,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zNi5N2cGJhKc" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">8,230</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zBwz8xe3Xfnl" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">3,917</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zfSeQweAACe7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">2,051</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zuBAvFuHnFIa" style="text-align: right" title="Prior">3,890</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zoYaRiscUKU8" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2019">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zjmjtjiVr1Al" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2021">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeuAzfWkhpIc" style="text-align: right" title="Total">24,236</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zPD9Rz7bLHc3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">143</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRDA5drVWiI9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,499</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXGz7WSKF73d" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">1,657</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmonyb8bh3i4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,291</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIBmSPk0ome7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">2,220</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwkaqmZ5OWq7" style="text-align: right" title="Prior">3,360</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_za90jdD9ZHEe" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2037">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zu6ru4voPgL8" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2039">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNqrqSvJEIt6" style="text-align: right" title="Total">11,170</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zMACuSIhuh0f" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2043">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zccMLXXx0Yx" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2045">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zlG5BJExk6Fe" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">635</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z7wvIjkdxTa9" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">817</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziYo7K15TY1h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">318</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z9DhD2bsJELc" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,486</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zWr8Ogy5jaO8" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2055">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1LJJQ28wmI1" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2057">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5nFKmf3esWe" style="border-bottom: Black 1pt solid; text-align: right" title="Total">3,256</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zXE6PD5DAQOa" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">144,812</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_z5JkyFnsy9y2" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">281,742</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zdOjr2mCWvm7" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">288,660</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zlAiowVggumc" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">182,420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zRf4AqMp6yCi" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">70,676</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zeeZ9WH6pfL3" style="text-align: right" title="Prior">114,119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zBr5J9dxWqM2" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2073">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zmq1hzSzvoG6" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2075">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zfA2av7Yd2V2" style="text-align: right" title="Total">1,082,429</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zylQrDcgrOwh" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2079">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znvXJ2LTT9vi" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2081">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsr58nKLehSg" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2083">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSRNihu01v" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2085">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFqArLtciHQ2" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2087">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8I5lMEiXR14" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2089">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zvLBF2LbOLJ3" style="text-align: right" title="Revolving">171,003</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zqZQ9HZkaH6d" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2093">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQWBM0vbz7xi" style="text-align: right" title="Total">171,003</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zhd4qEOIT3J3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2097">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpizBoIRy6Ia" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2099">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOgLXfj9CBEl" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0tHQtggRoTa" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlUnAG5zvCAk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2105">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJgbEA7TNDr7" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2107">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0EuFtja66v8" style="text-align: right" title="Revolving">6,393</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zKrE3wCusMsk" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2111">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zbzHHAzUbPL7" style="text-align: right" title="Total">6,393</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zP9gMDUhBwg3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2115">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXVnEbgO7885" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2117">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmCC5lE8zASf" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2119">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zj8oxEurb6I3" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2121">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zr8Foasun2W3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2123">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zYzVU4w5zLGc" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2125">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z807MHPRj7Cf" style="text-align: right" title="Revolving">4,283</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmbkiqdHVBl9" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2129">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZVgNzAFTPKa" style="text-align: right" title="Total">4,283</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsTDv0bzBGIa" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2133">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8nyu1da2V3a" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2135">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjuRfwExslQ7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2137">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1R62gewVADk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2139">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsenFgaYaHT3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2141">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztDMRkEvIuUl" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2143">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zooZsUQJS0y5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">1,325</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztw3HTco5wS6" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2147">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zkRPb1bVZBU3" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,325</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zIWAq0VZY9jf" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2151">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zlwF6dBTvFlj" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2153">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z86xsAjJalti" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2155">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zP6ZDQGiLMlg" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2157">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zty9VGNrQBX1" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2159">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zGGg0JbPDWq6" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z9o79bhAo1Oa" style="text-align: right" title="Revolving">183,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zTVICp3RA2t3" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2165">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z0z3VooWsNLb" style="text-align: right" title="Total">183,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zcM3tCA8bN2d" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">14,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zuQHmTSI22Af" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">39,893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1okOUn80l82" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,116</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztVnGNiza5I4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2175">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVbHz6S0IKUk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2177">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztWJAibLJLH" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2179">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpYiM166iy9g" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2181">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIb5gLlMTEkh" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2183">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYAIasdGMaRe" style="text-align: right" title="Total">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zxrABqYfrtte" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2187">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8biemMNLZ24" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2189">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVl8zilBUIX9" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2191">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJ4B0J7Agln9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2193">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6gW92VhJync" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2195">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zl3MmOEMhGl9" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2197">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1q3UmqsgqMi" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2199">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJKQelCdTsl6" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2201">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_ztTUZfLSyLNi" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2203">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmtLvDlNfTae" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2205">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0mDvK61QPP2" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2207">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zA2uk79V2Q68" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2209">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8xXndzZDc35" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2211">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdY9X1635do3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2213">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zEjr32VFrxDi" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2215">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBZ4gTMhLmw7" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2217">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrf9aDHyi792" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2219">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zccvPIywo7Lc" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2221">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGEzT4loqbs4" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2223">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zlbvrZCuHrJ" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2225">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zn3YEDkQfAH" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2227">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zOy64KDQUEF1" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2229">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zvcoPbAxmAOk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2231">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGXHy11IvcZ1" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2233">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zewRTwe7UgO2" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2235">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zkUwWz0l1Q1k" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2237">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjVgbWY72tje" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2239">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z5LNfUBZYCN1" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">14,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z3jp1xFvX5Bb" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">39,893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zHKhXOOOqIX3" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,116</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zuBRUcIyyDp9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2247">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z8f6Y7bjX5D2" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2249">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zvZRkt13JOad" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2251">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zBDnfXqVMcfg" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2253">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zoKIeX6AgMb1" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2255">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z3lgGFEESwJg" style="text-align: right" title="Total">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zjTiVzvOQeFj" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z11rS5HhUDl9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQsAsSf041cf" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">2,361</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zl6FE3Kb3Txa" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,457</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLP9B0BR7uj7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">803</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJkMtDBOtqk" style="text-align: right" title="Prior">2,604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zusBWr80M97g" style="text-align: right" title="Revolving">36,549</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSvvq5fbckid" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2273">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zgDQQbXcdiMd" style="text-align: right" title="Total">47,603</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpREoLr9EXug" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">9</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zF3gNu1XRG4j" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">29</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z2stXorbpp9e" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3KwHsNujUKk" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2283">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zrFJrwKoG1X1" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8McMucIsUv1" style="text-align: right" title="Prior">163</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_znRoH4qzdVRg" style="text-align: right" title="Revolving">58</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpIVR1HngOT3" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2291">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zqe6P1fnT888" style="text-align: right" title="Total">622</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkxvkuwXpmnl" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z3ycpzIfhKTh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">333</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrnStioYhSEb" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2299">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zqn9vc9sMPO" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2301">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkJBegrtUvyk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRHUbWuFnHZf" style="text-align: right" title="Prior">82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5Osv7Amoym6" style="text-align: right" title="Revolving">41</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8Ky76TdUkSc" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2309">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXeSsMQscNA8" style="text-align: right" title="Total">512</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJLDC59q3kvb" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2313">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZ6GPXWOEeb7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2315">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsUGGG6HLVh6" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">75</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zojyfCySQwe7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2319">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4cmFJ4lyAJ1" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2321">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1fPemhBjgBc" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2323">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zN9ldLR1rk7g" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zraiC6su1Di7" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2327">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zEXWCMfBY8H4" style="border-bottom: Black 1pt solid; text-align: right" title="Total">82</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zjEsPZQRiIF3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,320</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zHtBvkWhg18d" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,913</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z1eoavYiU6Ba" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">2,784</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z9OnBGchD1ok" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,457</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zqlMYWPoTu6h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z6Q7jj1kJGT1" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">2,849</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zESu0Z95Ulg7" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">36,655</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zSxXyWyb99Wd" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2345">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zqAai1BRyoEa" style="border-bottom: Black 1pt solid; text-align: right" title="Total">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Consumer loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zoXz3i8XHRp4" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">160,471</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zd5qdTClQpFg" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">324,548</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z93ngaw3EKMb" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">300,560</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z5UrxDL6hgz3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">183,877</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zUS5UY3eDcc7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">71,517</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zMpZMS6U1H4b" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">116,968</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z4dXxKgZXxC3" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">219,659</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z3fGX9iBr03" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2363">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zaV1tfBnJtHj" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,377,600</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231_zgiqdrjDVyR2" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">365,276</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231_zFocgwPAGAuk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">1,049,553</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zMnXbDlt7ao5" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">695,294</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zuhEemb4mr1a" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">404,783</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zsmSRpGxB498" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">234,517</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_z7QLQFefh4uk" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">467,546</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231_zjA4HXNeFoE9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">383,458</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231_zoXnMKYwHfl" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term">2,200</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231_zTRSM4DkWmIc" style="border-bottom: Black 1pt solid; text-align: right" title="Total">3,602,627</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; padding-left: 0pt; text-align: left">Current period gross write-offs</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_ecustom--CurrentPeriodGrossWriteoffs2023_iN_pn3n3_di_c20230101__20231231_zGDFhJ6Zzdme" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2023"><span style="-sec-ix-hidden: xdx2ixbrl2385">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--CurrentPeriodGrossWriteoffs2022_iN_pn3n3_di_c20230101__20231231_zO789tUDg1G5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2022">(200</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--CurrentPeriodGrossWriteoffs2021_iN_pn3n3_di_c20230101__20231231_z901BU8FEpIl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2021"><span style="-sec-ix-hidden: xdx2ixbrl2389">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--CurrentPeriodGrossWriteoffs2020_iN_pn3n3_di_c20230101__20231231_zVCByaeLWBYc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2020">(28</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--CurrentPeriodGrossWriteoffs2019_iN_pn3n3_di_c20230101__20231231_zmBHtqf5J4Bd" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2019"><span style="-sec-ix-hidden: xdx2ixbrl2393">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CurrentPeriodGrossWriteoffsPrior_iN_pn3n3_di_c20230101__20231231_zVpm63amNaMj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Prior">(42</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CurrentPeriodGrossWriteoffsRevolving_iN_pn3n3_di_c20230101__20231231_zYAbCDbozf4b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Revolving">(469</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--CurrentPeriodGrossWriteoffsRevolvingConvertTerm_iN_pn3n3_di_c20230101__20231231_zDYgoYoJHQ7l" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Revolving Converted to Term">(22</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--CurrentPeriodGrossWriteoffsTotal_iN_pn3n3_di_c20230101__20231231_zT5wcApkDW85" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Total">(761</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2022.</p> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"><b> </b></td><td style="padding-bottom: 1pt"><b> </b></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>December 31, 2022</b></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"><b> </b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2020</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2019</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2018</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Prior</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Revolving</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Revolving<br/> Converted<br/> to Term</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left; width: 19%">Pass</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGunm2s38Kv9" style="width: 6%; text-align: right">169,083</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYZUQAFOMiVd" style="width: 6%; text-align: right">122,654</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMUZYWbtd1i" style="width: 6%; text-align: right">85,867</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zt1ocQ9aGUdk" style="width: 6%; text-align: right">66,299</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zW5dHI9nLCua" style="width: 6%; text-align: right">36,718</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zrkxgnnAKim7" style="width: 6%; text-align: right">93,915</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0mUU6f2zRk4" style="width: 6%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2408">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zRGVydbwIFpe" style="width: 6%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2409">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z5pNKu3Ilq7e" style="width: 6%; text-align: right">574,536</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zR81GraNgC9i" style="text-align: right">14,648</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zL47sV8rhm2j" style="text-align: right">479</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zFCjDlfpYB08" style="text-align: right">9,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6Ky6vTzw3qf" style="text-align: right">3,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpVnA0MBq4m9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2415">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOEXRFHAYVA1" style="text-align: right">6,792</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1Bv247RchWk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2417">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zLTlyxLgMl66" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2418">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOOdkdruu5Ni" style="text-align: right">34,916</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zKwG4Rztv4w3" style="text-align: right">200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkZnfqJUlxec" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2421">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsoOhy2WeK76" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2422">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdq96kGwkch1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2423">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zhXbKYczWm87" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2424">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDjBDJqKRBxe" style="text-align: right">2,960</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJV8ELr0Dwe9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2426">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zpiUjeEp6r2k" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2427">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZpvnjPQT6Le" style="text-align: right">3,160</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDGxs8mGTb0d" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2429">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGrvuf96QvU7" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2430">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8AUXZrnSSR3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2431">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zS8KANKPDJM2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2432">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zzcgvn06IPs5" style="border-bottom: Black 1pt solid; text-align: right">289</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zob1vb7FbQP" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2434">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z7X5EdSiDFYc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2435">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2DghxVBt5w1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2436">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIWzXe41zezj" style="border-bottom: Black 1pt solid; text-align: right">289</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zCyi29U3if2e" style="text-align: right">183,931</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zaVrnajSqUG7" style="text-align: right">123,133</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zp9n6tj550qf" style="text-align: right">95,206</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zIlg5y3LD0y3" style="text-align: right">69,957</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zHH0OP2ZNRwc" style="text-align: right">37,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zDmqdWFPI2ob" style="text-align: right">103,667</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zM2L5lZ8WLPb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2444">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zx2oDMxZjJe2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2445">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zxpHdjTzPt9j" style="text-align: right">612,901</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: 0pt; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ6bYWJsbbAc" style="text-align: right">281,890</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwDZC96P95Ji" style="text-align: right">169,599</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGSPw0s4qQE6" style="text-align: right">113,264</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z4GEm4zHhF68" style="text-align: right">59,550</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zhVefWX4S0ig" style="text-align: right">79,722</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpaPZdHyhrD" style="text-align: right">106,967</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVY14D1AVCn5" style="text-align: right">604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zaav7LGG4jkg" style="text-align: right">137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zllf6fw7zCy" style="text-align: right">811,733</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_znXxG8a5Kgfj" style="text-align: right">1,061</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvvpyNuZLmAa" style="text-align: right">9,491</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWUrhvwMnCph" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2458">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQMPNAtTNg32" style="text-align: right">10,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvIOdHv7qDz1" style="text-align: right">1,408</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8rKqs8IGvZ3" style="text-align: right">11,660</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeaKpk17PS76" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2462">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zECIoKJbrNOb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2463">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHxSv7z5F1O2" style="text-align: right">34,303</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zW2weJvGCIJj" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2465">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7T1nOs2rO9i" style="text-align: right">202</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z76WYkM0u8X8" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2467">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXLznd6fsNp9" style="text-align: right">6,087</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zfJabkgYjnO" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2469">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_ztUnq0J2LhAe" style="text-align: right">930</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zFPLCDbCfGf4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2471">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsqFM5cHeeQ7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2472">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zewWhBv94xZ3" style="text-align: right">7,219</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZpsVcnmFDR3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2474">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zWgotq4XNyof" style="border-bottom: Black 1pt solid; text-align: right">134</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zuxEUJJ5uxyl" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2476">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPC6fCbfqW31" style="border-bottom: Black 1pt solid; text-align: right">7,992</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zMngBVIVc1Oe" style="border-bottom: Black 1pt solid; text-align: right">327</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z0iPOFNggpW4" style="border-bottom: Black 1pt solid; text-align: right">871</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zow09UxJyVi" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2480">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zNTLI2khJZKk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2481">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zBoeHp48CmR" style="border-bottom: Black 1pt solid; text-align: right">9,324</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zhnfDVUKa1Hg" style="text-align: right">282,951</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zgBGLUlMRYk9" style="text-align: right">179,426</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zQQ2l4E1Mxcg" style="text-align: right">113,264</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zIepKQi4Ofcd" style="text-align: right">84,312</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zdPJtFuEk9Pj" style="text-align: right">81,457</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zah7P0gnIpd9" style="text-align: right">120,428</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEFFjSnXROik" style="text-align: right">604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zvoYFMqxJTOj" style="text-align: right">137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zrptuLCTcl19" style="text-align: right">862,579</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMSSZPd2ES09" style="text-align: right">48,420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpEnkliRDIh4" style="text-align: right">55,129</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMB3cTRCI4ll" style="text-align: right">4,811</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zZPWxq9whWu5" style="text-align: right">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zNFhjSZm0O82" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2496">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zlEgGzCxtcKg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2497">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zx9PpwekmJ9b" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2498">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLYmhOlf6WL4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2499">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0KYu7sdWafb" style="text-align: right">108,607</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaCiKvDOFByk" style="text-align: right">1,119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHfofsAChPKh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2502">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z4b364Gi0uzc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2503">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZmLZeHZEuk8" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2504">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUmWmWIWB0d2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2505">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z2Njz9KHgzql" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2506">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZI2GNgCqLF2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2507">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDTpW54GA3u1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2508">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDN3ANO9WbN4" style="text-align: right">1,119</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z91tECc4FUD7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2510">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zciGyH65WsL7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2511">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJLbKyNwpWFl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2512">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIbYSoUm9Ua2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2513">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zlo3g7Xbc8o2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2514">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z4b5Agjvhma3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2515">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDDXWJP3gnfg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2516">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRGfZmBSBSXc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2517">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zAgICV730g1c" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2518">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3MrmBkbU2k6" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2519">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIPeMMrh3Xuc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2520">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8iE1aw6ntJi" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2521">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zw1ycNNz8mp" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2522">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPp3Vyq9UAVk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2523">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zB9DHJT6HEF5" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2524">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zj5hcD07Zqqj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2525">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zCo0CWkJs4Ah" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2526">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zgpzaFCbHXx1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2527">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh5egBpVlE2j" style="text-align: right">49,539</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zDjPYCrcONx1" style="text-align: right">55,129</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrrwYgIMk6j3" style="text-align: right">4,811</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zWAkR55k4mkb" style="text-align: right">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zJJOR6yn8vQ" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2532">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z6t8gEnrHvnl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2533">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zBWX3BLtfaoe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2534">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zNXi6fcFHp97" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2535">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zhiGQLOnmgJ5" style="text-align: right">109,726</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQiNayx1hwNe" style="text-align: right">136,489</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znhbV2SEguH9" style="text-align: right">57,804</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFCbiOISweg5" style="text-align: right">29,864</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLYOuoyBxqKi" style="text-align: right">21,807</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpzFxIAD2DPj" style="text-align: right">35,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLU9QKuOOwwk" style="text-align: right">28,914</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z46eoyng9hla" style="text-align: right">136,337</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zH5raIOmDxf3" style="text-align: right">709</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIFdBFNaw8n7" style="text-align: right">447,174</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlIyiXYdd109" style="text-align: right">3,186</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zEy4JRlMATBh" style="text-align: right">2,058</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zKDRzRYV2XS7" style="text-align: right">1,318</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zYw8pxGTtlld" style="text-align: right">1,282</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJyaXI59mBEe" style="text-align: right">179</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8paBTrtJyz6" style="text-align: right">3,074</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaThwXZBbCE1" style="text-align: right">3,783</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zi62GZW0ft08" style="text-align: right">439</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOPBxjlnDQ5l" style="text-align: right">15,319</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zggGCVF6u8Pd" style="text-align: right">1,137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zG1F0blljAw8" style="text-align: right">260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zLsuXEAPEKV8" style="text-align: right">386</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zE53FdB4kqG3" style="text-align: right">210</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zSur8RHnSXMa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2559">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwP4boEFDrA7" style="text-align: right">252</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zccu0HPpksPf" style="text-align: right">115</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zaa1SJwEYU64" style="text-align: right">642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z9GnCKKsiare" style="text-align: right">3,002</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPFLMydUZSu1" style="border-bottom: Black 1pt solid; text-align: right">498</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfE1R2C2clE1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2565">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zvvNbh1TwIX4" style="border-bottom: Black 1pt solid; text-align: right">188</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGiHhFeoyMRf" style="border-bottom: Black 1pt solid; text-align: right">233</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zozsDZQ6SEU5" style="border-bottom: Black 1pt solid; text-align: right">315</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zdJxm9LIVyJl" style="border-bottom: Black 1pt solid; text-align: right">911</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z357gDSaIevl" style="border-bottom: Black 1pt solid; text-align: right">472</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zp3Rv6N9cESc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2571">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zNDCDsu6eUd2" style="border-bottom: Black 1pt solid; text-align: right">2,617</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left; padding-bottom: 1pt">Total Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEULq3qY5Im6" style="border-bottom: Black 1pt solid; text-align: right">141,310</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zSZtmwjhvXF9" style="border-bottom: Black 1pt solid; text-align: right">60,122</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z4jOzNybx95f" style="border-bottom: Black 1pt solid; text-align: right">31,756</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUA0vLnc9kP" style="border-bottom: Black 1pt solid; text-align: right">23,533</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zA6FTKLHSava" style="border-bottom: Black 1pt solid; text-align: right">35,743</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z8zArpTyqIHi" style="border-bottom: Black 1pt solid; text-align: right">33,151</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsCQHsI2IT7e" style="border-bottom: Black 1pt solid; text-align: right">140,707</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zHRtkTpGiR1k" style="border-bottom: Black 1pt solid; text-align: right">1,790</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ziXsNAcxcIy5" style="border-bottom: Black 1pt solid; text-align: right">468,112</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Commercial loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEh8hLNQrPY8" style="text-align: right">657,731</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zLVHw9YK2qJ8" style="text-align: right">417,810</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zKnh05ClvkL9" style="text-align: right">245,037</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zeSq1eV1Dod5" style="text-align: right">178,049</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zg5B7UOKg0aj" style="text-align: right">154,207</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zMMBElhwNxK5" style="text-align: right">257,246</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ztOYmoDTA27d" style="text-align: right">141,311</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1WDSUAr7xn6" style="text-align: right">1,927</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmGKeCqvUTe5" style="text-align: right">2,053,318</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVBXyT3Z3ASf" style="text-align: right">243,589</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z5k8E5Sd84I8" style="text-align: right">269,565</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0ShAt5CLIue" style="text-align: right">189,075</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyLcpkA9hSIi" style="text-align: right">72,499</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0aXII8NA0l4" style="text-align: right">39,042</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLeyDvO5osd3" style="text-align: right">76,172</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwO4NNqu52la" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2597">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHr3zVmQbNhh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2598">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsp7ftuZqAS4" style="text-align: right">889,942</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zbQxuOvbgapf" style="text-align: right">6,196</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJdKyLKNx9Tf" style="text-align: right">8,256</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zXvY5CTXV7Lg" style="text-align: right">3,847</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDXB4QRGHAD7" style="text-align: right">2,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zS5IwLYhkTg9" style="text-align: right">494</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zyNGlvQRaLWa" style="text-align: right">3,671</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zyFtnrtQrUD" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2606">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUaOvX41Yo17" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2607">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaP1xLszKvv5" style="text-align: right">24,742</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUWkkVbOSOld" style="text-align: right">3,114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBrqWYBDkbj7" style="text-align: right">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_znmrA7AmQaWg" style="text-align: right">2,644</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJZzPCAkzXg" style="text-align: right">2,258</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6b78QSsNhb1" style="text-align: right">955</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBUzKUpJJJO9" style="text-align: right">2,639</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDwIvFrnHm0l" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2615">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6ItHBxD3f3d" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2616">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zbbz75iCz2Yc" style="text-align: right">13,548</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjwLz2XecQS3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2618">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5cYX9opCF3i" style="border-bottom: Black 1pt solid; text-align: right">648</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_znlspcPcUMEb" style="border-bottom: Black 1pt solid; text-align: right">227</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwIas5ZVZLra" style="border-bottom: Black 1pt solid; text-align: right">341</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zISl2mFBT935" style="border-bottom: Black 1pt solid; text-align: right">408</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJlkCwMyhMc1" style="border-bottom: Black 1pt solid; text-align: right">1,422</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4AfmZ1Ckccd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2624">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZjnn8Mgwyp2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2625">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zQpt9jedbLnd" style="border-bottom: Black 1pt solid; text-align: right">3,046</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zYSFnsX7C4Pb" style="text-align: right">252,899</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_z4GbAom1Lh3g" style="text-align: right">280,407</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zNWw9k03C1o6" style="text-align: right">195,793</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zQrZdWseq2eh" style="text-align: right">77,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zAex66VFHGQf" style="text-align: right">40,899</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zhHKfqwLIel" style="text-align: right">83,904</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zofObrMbuYDg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2633">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zDc0CNs7OPh6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2634">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zGD3VFT8wFlk" style="text-align: right">931,278</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHZ6FxaeXdNe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2636">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zOPXRkkctaLk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2637">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zz2famMKJS7d" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2638">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ6s9Lg1lgx" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2639">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbJ5EyKYWqYa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2640">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zfrjMiAsy63" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2641">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zuQx5Ctoax3f" style="text-align: right">165,847</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyOxUcWIL8Pg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2643">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVbdgcMCcOz7" style="text-align: right">165,847</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1ZmTw3Se8d9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2645">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWRVMTKYWqNb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2646">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zoMNeUWWzrEb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2647">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaMsoB913MKa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2648">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9UXFzuf8nQd" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2649">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z92XJV2IXfm" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2650">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zLbzGnmD3ck2" style="text-align: right">7,226</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeZPsSyK1Ta4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2652">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zhIEVgGD7zok" style="text-align: right">7,226</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUcu32XiDlNd" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2654">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zSexKNaOY0X1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2655">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zutXRQFYelPh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2656">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7ptFt4rubC9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2657">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdJ284LCp36i" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2658">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwCxy4VI3ZAe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2659">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zl4SyVyYCq3d" style="text-align: right">4,055</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zso4ccOOm4Qc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2661">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zHeYue7Alxj9" style="text-align: right">4,055</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zrrskObcsgHb" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2663">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zRB00laSOFfd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2664">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsgdPdYuQBk1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2665">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z07KtB8jSWwd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2666">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfRiK5KtMzz9" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2667">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zk8OGkZ1QmF" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2668">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPTdh8RLP0tk" style="border-bottom: Black 1pt solid; text-align: right">2,172</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zbxDgTjr8l5d" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2670">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwEUVwnroDhk" style="border-bottom: Black 1pt solid; text-align: right">2,172</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQtMb3GicFR1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2672">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z7EXn9jKlzc9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2673">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z0aEWNSNHal6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2674">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zdNbvnkLdPsa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2675">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQtIdTzymYai" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2676">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQTKhCizQGll" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2677">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zHdaLct0Nwxj" style="text-align: right">179,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zAaDE44jZXOl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2679">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zrnKm1lUJXg" style="text-align: right">179,300</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zM8VvLC3hVLj" style="text-align: right">41,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFWLcJIpIbhe" style="text-align: right">34,039</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMB5FEc0BX04" style="text-align: right">4,923</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zNwg5B9Z58qi" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2684">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeAdtoUlBDld" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2685">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zX4yf3OqSPKj" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2686">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zZzkCiSIrT1a" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2687">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zAanhfRFF7J9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2688">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zy37bQY6tlik" style="text-align: right">80,100</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zx35jdPaQpy6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2690">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1M5mCSIUzy7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2691">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zg78m7QaojE4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2692">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvRJTU4kwhoi" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2693">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVdmet60MrC2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2694">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zI1LIbKLOAK4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2695">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zD0RH9K0bXU6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2696">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJFy2z6uRsM1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2697">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z7ocenSiE6T1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2698">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNs7DPgmUVA1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2699">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zoa0RYEpKJId" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2700">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zywdkW6lGUnk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2701">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zj4mCjZmDtwl" style="text-align: right">315</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0trk0cHHtff" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2703">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zk4yrTHvRiB4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2704">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXwJAKb72C84" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2705">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6YStNpVDvl5" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2706">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zbFSwEo0Yr32" style="text-align: right">315</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGQeK598wWFh" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2708">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zLIWGwMwieej" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2709">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPKGXIQVkGCh" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2710">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2IjgjiQ8Ay2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2711">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zCHaLrSeGGp5" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2712">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zaeoAMYFbGHj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2713">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGGKyclBK4Ye" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2714">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjs3xex6uDU1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2715">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zE4zuBTmsmC7" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2716">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zpz7S2453tkk" style="text-align: right">41,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zUhH5FLXFLQj" style="text-align: right">34,039</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zn35ajYALJF8" style="text-align: right">4,923</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zmCEndLiIrAe" style="text-align: right">315</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zKImu0yRLx97" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2721">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zMU89aOxrIDa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2722">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zV1v33H9wLgl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2723">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zC7FxY6oDxta" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2724">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zV10b3VvRWF8" style="text-align: right">80,415</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zT4T8tsP1Kpe" style="text-align: right">3,894</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zN2MLhYMItzf" style="text-align: right">3,038</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zngLJzZ5GLRi" style="text-align: right">1,702</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFkJc6jYC0E4" style="text-align: right">1,534</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z9wcBEyb6WJ6" style="text-align: right">341</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zlDMoKvzkORa" style="text-align: right">3,015</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFLYLlOrrNg9" style="text-align: right">14,465</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsjqovrKjeib" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2733">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zV9QXUqseaE1" style="text-align: right">27,989</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3vuhIa0Wf1h" style="text-align: right">46</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0BBn3BHEkIa" style="text-align: right">367</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUv8NKITbIH8" style="text-align: right">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlFZepngeNS4" style="text-align: right">5</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCrpVWapMk9i" style="text-align: right">16</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z27E5L4TJQ9a" style="text-align: right">175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3gZJ29hO674" style="text-align: right">93</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zsl6DJwxK3f1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2742">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zinyk7mZkbDj" style="text-align: right">717</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zQUX1Gx6ZBXf" style="text-align: right">94</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXBt2bXVPSki" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2745">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5LQ6410xzh2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2746">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrILcmcUUgqj" style="text-align: right">44</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z1x0cZqzMb1l" style="text-align: right">75</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6Go1o39kcdb" style="text-align: right">23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZrax7lpAgO7" style="text-align: right">97</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdNmkBcBlAX1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2751">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zvR7XTjww9Ac" style="text-align: right">332</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zaPwDqTkrX06" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2753">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zz7TQ3c2kvF4" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2754">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZED8dyujOac" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2755">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zKNQMjiSlgpc" style="border-bottom: Black 1pt solid; text-align: right">5</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPGaz2YNqbQ" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2757">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2VCoBRK7aHj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2758">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zy1niPi3dELd" style="border-bottom: Black 1pt solid; text-align: right">9</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPj0hasycDe1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2760">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zixyHH5rcwa6" style="border-bottom: Black 1pt solid; text-align: right">14</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left; padding-bottom: 1pt">Total Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zdQPSNnJSjz4" style="border-bottom: Black 1pt solid; text-align: right">4,034</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zl1ri8oGyr27" style="border-bottom: Black 1pt solid; text-align: right">3,405</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zWCpUcluhjOc" style="border-bottom: Black 1pt solid; text-align: right">1,717</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zGRF5AsBM7M" style="border-bottom: Black 1pt solid; text-align: right">1,588</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zSfdNXkWNqKf" style="border-bottom: Black 1pt solid; text-align: right">432</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zAl2FmTOmZe5" style="border-bottom: Black 1pt solid; text-align: right">3,213</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z6wb2IRhD3di" style="border-bottom: Black 1pt solid; text-align: right">14,663</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zAn7DZ1lw3X3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2769">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zaJiCIv53qKd" style="border-bottom: Black 1pt solid; text-align: right">29,052</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Consumer loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zR1ogs3rKYce" style="text-align: right">298,071</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zGoNka3ZBUw1" style="text-align: right">317,851</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zSieFUN1Wiai" style="text-align: right">202,433</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zM5gfS1Dkubi" style="text-align: right">79,279</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zvvkNhshtwlh" style="text-align: right">41,331</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zjE6N1bzyokh" style="text-align: right">87,117</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z1ailRuzOuHd" style="text-align: right">193,963</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zVtHFuGmwrSc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2778">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zyCNZlUgj8z3" style="text-align: right">1,220,045</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left">Total loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231_zgUSAfST5U0e" style="border-bottom: Black 1pt solid; text-align: right">955,802</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231_zPAsaNYBvGh2" style="border-bottom: Black 1pt solid; text-align: right">735,661</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zP4meAEc04el" style="border-bottom: Black 1pt solid; text-align: right">447,470</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zhoUqHvtoWh7" style="border-bottom: Black 1pt solid; text-align: right">257,328</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zGBau9I5mlFd" style="border-bottom: Black 1pt solid; text-align: right">195,538</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zHK3WBFfvEdi" style="border-bottom: Black 1pt solid; text-align: right">344,363</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231_zxN53CAzMy85" style="border-bottom: Black 1pt solid; text-align: right">335,274</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231_zHk8WG7kkA54" style="border-bottom: Black 1pt solid; text-align: right">1,927</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231_zMMLeFka3v43" style="border-bottom: Black 1pt solid; text-align: right">3,273,363</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 2.5pt solid; font-size: 7.5pt; text-align: left">Current period gross write-offs</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_982_ecustom--CurrentPeriodGrossWriteoffs2023_iN_pn3n3_di_c20220101__20221231_zJS5KC3PQ1J1" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2023"><span style="-sec-ix-hidden: xdx2ixbrl2790">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_989_ecustom--CurrentPeriodGrossWriteoffs2022_iN_pn3n3_di_c20220101__20221231_z2ME2igXyG16" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2022">(91</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98C_ecustom--CurrentPeriodGrossWriteoffs2021_iN_pn3n3_di_c20220101__20221231_zVdLFxnkeer6" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2021"><span style="-sec-ix-hidden: xdx2ixbrl2794">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_985_ecustom--CurrentPeriodGrossWriteoffs2020_iN_pn3n3_di_c20220101__20221231_zBMU8oyzyYh1" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2020">(23</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_983_ecustom--CurrentPeriodGrossWriteoffs2019_iN_pn3n3_di_c20220101__20221231_znWf7G6sOTAi" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2019"><span style="-sec-ix-hidden: xdx2ixbrl2798">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_987_ecustom--CurrentPeriodGrossWriteoffsPrior_iN_pn3n3_di_c20220101__20221231_z7YEKnRII46a" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Prior">(32</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98B_ecustom--CurrentPeriodGrossWriteoffsRevolving_iN_pn3n3_di_c20220101__20221231_zgTt4G2ks7dg" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Revolving">(339</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98E_ecustom--CurrentPeriodGrossWriteoffsRevolvingConvertTerm_iN_pn3n3_di_c20220101__20221231_zmMweAzx9PEi" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2804">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98C_ecustom--CurrentPeriodGrossWriteoffsTotal_iN_pn3n3_di_c20220101__20221231_zFNNsxhN1Aa2" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Total">(485</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td></tr> </table> <p id="xdx_8A3_zKnaQkkkDJRd" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following tables present loan balances by payment status.</p> <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--ScheduleOfCompensatingBalancesTextBlock_pn3n3_zbUD5oSFbC9" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B9_zfSpYGcDWEGf" style="display: none">Schedule of loan balances by payment status</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 20pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 30-59 <br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 60-89 <br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 90 <br/> days or more <br/> past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing<br/> current</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 34%; text-align: left">Owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zVfYk9PzUTqj" style="width: 8%; text-align: right" title="Total loan balances by payment">74</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zu6dh2C0XHK6" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2812">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z3t0CSeUaQZe" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2814">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zDBuKrShCZZ6" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2816">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zBf48tZaq53d" style="width: 8%; text-align: right" title="Total loan balances by payment">631,583</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_z8pKE3NffbBl" style="width: 8%; text-align: right" title="Total loan balances by payment">631,657</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zb1Avjmtxnz2" style="text-align: right" title="Total loan balances by payment">8,102</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zAC4UCLvF4W8" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2824">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zYiW1qvVHAij" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2826">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zCFfSKo8A2sd" style="text-align: right" title="Total loan balances by payment">1,423</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z7xpFfghsOJb" style="text-align: right" title="Total loan balances by payment">933,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zCHuKjQonqD7" style="text-align: right" title="Total loan balances by payment">942,529</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zPbQGsvn5wkj" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2834">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zb9ilItGQTN1" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2836">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z2evPuNGnyLj" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2838">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zeaqzRqxY5Ma" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2840">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z5vBgDk62XWd" style="text-align: right" title="Total loan balances by payment">150,680</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zVC7fTmRVxfd" style="text-align: right" title="Total loan balances by payment">150,680</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zAQWAXg6Wgh2" style="text-align: right" title="Total loan balances by payment">567</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zTQTIW9P3cvk" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2848">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_ztEdrrBISNa3" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2850">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zz2snKTdnM3b" style="text-align: right" title="Total loan balances by payment">319</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zN3bCi3hAFi9" style="text-align: right" title="Total loan balances by payment">499,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zW79XlEpq0Oc" style="text-align: right" title="Total loan balances by payment">500,161</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zcZKDdlijRol" style="text-align: right" title="Total loan balances by payment">1,750</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zEevtlIzeZC7" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2860">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zebOvRurjCfe" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2862">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_z2FKPkhbNBw1" style="text-align: right" title="Total loan balances by payment">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zmZHzz6m7iLk" style="text-align: right" title="Total loan balances by payment">1,079,694</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zPlnSi0L9Rx2" style="text-align: right" title="Total loan balances by payment">1,082,429</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zCGYnRngoCgc" style="text-align: right" title="Total loan balances by payment">601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zD9W3OczBJFe" style="text-align: right" title="Total loan balances by payment">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zAWDATWEwh7k" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2874">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zvIp0l3A9wGh" style="text-align: right" title="Total loan balances by payment">1,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z16aa0Brlce6" style="text-align: right" title="Total loan balances by payment">181,137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_ze6LOrEgwibj" style="text-align: right" title="Total loan balances by payment">183,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zTXc0Zb9xuIg" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2882">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zhThSSxRdwX5" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2884">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zFlDMwzD6iFa" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2886">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zbBxJlAiBMm8" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2888">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zqvSqG4qH4Dd" style="text-align: right" title="Total loan balances by payment">63,348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zkmoVSP6f8Gb" style="text-align: right" title="Total loan balances by payment">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zeDzt2khDtYl" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">25</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zCWrWKZFXqUa" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">25</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKGwiN5hdtT1" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2898">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zSFhQJMzjTm3" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2900">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zxOpv5EtOwtj" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">48,769</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zPZxNjPg9Tp7" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWHNQC3MOnr8" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">11,119</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z1cEl4DjUFDj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">55</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z0a47u7bKYRl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2910">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zGTfafhbuRx4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,963</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zFJbEo1AZhP4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,587,490</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_ecustom--TotalLoan_iI_pn3n3_c20231231_z401bRA3HFOh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,602,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; background-color: White; font-weight: bold; text-align: left; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="background-color: White; font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="21" style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2022</span></td><td style="background-color: White; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 30-59<br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 60-89<br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 90<br/> days or more <br/> past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing<br/> current</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zOoiHlJTSwci" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2918">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zg8UrBWQyAVa" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2920">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z7zOiYTVbkQ9" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2922">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zwguQg2VrvH1" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2924">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zKVUcPRz4Jga" style="text-align: right" title="Total loan balances by payment">612,901</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zWgXTIe7zSB8" style="text-align: right" title="Total loan balances by payment">612,901</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWYkXKSLLaQl" style="text-align: right" title="Total loan balances by payment">119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zbkSyk2kYon1" style="text-align: right" title="Total loan balances by payment">757</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKquTU1OYDc5" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2934">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zDS5UwrPJAs5" style="text-align: right" title="Total loan balances by payment">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zJQsZkqqu1j" style="text-align: right" title="Total loan balances by payment">861,456</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zBgRgFHrjhT" style="text-align: right" title="Total loan balances by payment">862,579</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zd7ltbh4Mt" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2942">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zce1SnulXlk3" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2944">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zXL0LbgQ6DNh" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2946">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_ztQ3QCBHDmd7" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2948">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zv7QQmsr0T2" style="text-align: right" title="Total loan balances by payment">109,726</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zCxMT2asmma1" style="text-align: right" title="Total loan balances by payment">109,726</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_z7km1gvBn1Ka" style="text-align: right" title="Total loan balances by payment">24</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zsnKNKQaEHJ4" style="text-align: right" title="Total loan balances by payment">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z4s033I8XYfc" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2958">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zHzOLK6vJhtg" style="text-align: right" title="Total loan balances by payment">182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z0HWvo328lud" style="text-align: right" title="Total loan balances by payment">467,905</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_ztzahNV8X31d" style="text-align: right" title="Total loan balances by payment">468,112</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zC5aZFceQiR1" style="text-align: right" title="Total loan balances by payment">330</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z5xXso38Zqz2" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2968">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKJkoXCF9q73" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2970">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zxiblHzO63tl" style="text-align: right" title="Total loan balances by payment">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zKPzQjjSvfzd" style="text-align: right" title="Total loan balances by payment">929,849</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zJq9m0LJs2K4" style="text-align: right" title="Total loan balances by payment">931,278</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zIf97CUHdoa3" style="text-align: right" title="Total loan balances by payment">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z3BEDXSWBzWe" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2980">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zUhdE3rrXR47" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2982">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zhHEerFGymjk" style="text-align: right" title="Total loan balances by payment">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zkBHf92OTW2l" style="text-align: right" title="Total loan balances by payment">178,151</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zrzvmxerXGzk" style="text-align: right" title="Total loan balances by payment">179,300</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWFVUxX1oRMb" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2990">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zFbLKUAMBQp4" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2992">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zdhGtabrlXzf" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2994">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zUOdLsuzVrNg" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2996">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zuGSQ7o8pwX3" style="text-align: right" title="Total loan balances by payment">80,415</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6RxvIrWNk1c" style="text-align: right" title="Total loan balances by payment">80,415</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zPvvNkuxBCtc" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">88</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zJZL11oDxe71" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3004">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z9IBZ3Ar6mU1" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3006">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_z4zAq747qTUb" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3008">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zk2Uh9k2WxE3" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">28,964</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z7xrJIq6MObi" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">29,052</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zAR3Xpg43mKk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">611</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z42ppy4lL2Eh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">758</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zNmaJTSjaDU" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3018">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zJwIVTeJmMjk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">2,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zGOjH5Z6W0mk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,269,367</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoan_iI_pn3n3_c20221231_zbzoDgPS1Lh3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,273,363</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8AF_z535x9k1jxwd" style="display: none; margin-top: 0; margin-bottom: 0"> </p> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-style: normal">As of December 31, 2023 and December 31, 2022, loans 30 days or more past due represented <span id="xdx_906_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_pip0_dp_c20231231_zRP4cKRWly0a" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.37%</span> and <span id="xdx_906_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_iI_pip0_dp_c20221231_z9ceXVbnrCAg" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.11%</span> of the Company’s total loan portfolio, respectively. Commercial loans 30 days or more past due were <span id="xdx_90B_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_iI_pip0_dp_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsSfPgUpfU65" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.27%</span> and <span id="xdx_905_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_iI_pip0_dp_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zGM8KyEnmyI5" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.03%</span> of the Company’s total loan portfolio as of December 31, 2023 and December 31, 2022, respectively. Consumer loans 30 days or more past due were <span id="xdx_90D_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_iI_pip0_dp_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zWby6ZEFuLY2" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.09%</span> and <span id="xdx_901_ecustom--PartOfLoansOfThirtyDaysOrMorePastDueAsPercentageOfAggregateLoanPortfolio_iI_pip0_dp_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zUL5Ns4RkBn7" title="Part of loans of 30 days or more past due as a percentage of total loan portfolio">0.08%</span> of total loans as of December 31, 2023 and December 31, 2022, respectively. The increase in accruing 30-59 days past due at December 31, 2023 primarily relates to one commercial relationship totaling $<span id="xdx_903_ecustom--TotalCommercialRelationshipAmount_iI_pn3n3_dm_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zsN1CkNFI485" title="Total commercial relationship">8.1</span> million. </span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>Nonperforming assets</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table shows the nonperforming assets and the related percentage of nonperforming assets to total assets and gross loans. Generally, a loan is placed on nonaccrual status when it becomes 90 days past due as to principal or interest, or when we believe, after considering economic and business conditions and collection efforts, that the borrower’s financial condition is such that collection of the contractual principal or interest on the loan is doubtful. A payment of interest on a loan that is classified as nonaccrual is recognized as a reduction in principal when received.</p> <table cellpadding="0" cellspacing="0" id="xdx_88B_eus-gaap--ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_pn3n3_zFRfbMLcv2Z" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_8B9_zFJhdR9Ijyfk" style="display: none">Schedule of nonperforming assets, including nonaccruing TDRs</span></span><span style="font-size: 8pt"></span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" id="xdx_49C_20231231_zggDo6piilg3" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" id="xdx_492_20221231_zoI3k3auLoPk" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_iI_zeyZpb1OmAvk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: justify">Nonaccrual loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,963</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">831</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_ecustom--NonaccruingTDRs_zcH2TjW2Haa1" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Nonaccruing TDRs</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3045">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,796</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--TotalNonaccrualLoansIncludingNonaccruingTdrs_iI_zsqxDKdmAUVd" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Total nonaccrual loans, including nonaccruing TDRs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,963</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--OtherRealEstateOwned_iBI_pn3n3_z9g3plNpFAVh" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Other real estate owned</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3051">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3052">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_408_ecustom--TotalNonperformingAssets_iI_pn3n3_zf1Y3AnY8uSf" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Total nonperforming assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">3,963</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,627</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--NonperformingAssetsAsAPercentageOfAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Nonperforming assets as a percentage of:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Total assets</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NonperformingAssetsAsPercentageOfAssets_iI_pip0_dp_c20231231_zSJN4lSy7sW1" style="text-align: right" title="Total assets">0.10</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NonperformingAssetsAsPercentageOfAssets_iI_pip0_dp_c20221231_zW7dU1UgveSh" style="text-align: right">0.07</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Gross loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_iI_pip0_dp_c20231231_zBO8p939hi0k" style="border-bottom: Black 1pt solid; text-align: right" title="Gross loans">0.11</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_iI_pip0_dp_c20221231_zypBYKE8wlw2" style="border-bottom: Black 1pt solid; text-align: right">0.08</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr id="xdx_400_ecustom--TotalLoansOver90DaysPastDue_iI_pn3n3_zRwBA8IEdmP5" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Total loans over 90 days past due</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">1,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">402</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_iI_pn3n3_z0De4XM7BoJ6" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Loans over 90 days past due and still accruing</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3069">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3070">-</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_ecustom--AccruingTroubledDebtRestructurings_iI_pn3n3_zNjMOdHHoP69" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Accruing troubled debt restructurings</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3072">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,503</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-weight: normal">The table below summarizes nonaccrual loans by major categories for the periods presented.</span></p> <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock_pn3n3_zYAV0dlSJnw6" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify"><span id="xdx_8B2_zG0woqd0ntg4" style="display: none">Schedule nonaccrual loans by major categories</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with no<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with an<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total <br/> nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with no<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with an<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total <br/> nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z51aPj8DHzjc" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3077">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zRAtaGvJU3me" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3079">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zoqtrHHzITI1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3081">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zc3sesMObrF6" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3083">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zYqnAWLJrH8i" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3085">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zzDMglmxYwT1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3087">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 34%; text-align: left">Non-owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_ztStPfSmahvj" style="width: 8%; text-align: right" title="Total commercial">653</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_ziiSIT9T9XQg" style="width: 8%; text-align: right" title="Total commercial">770</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zCXeBkM4Kcj7" style="width: 8%; text-align: right" title="Total commercial">1,423</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zW3PMr03Fcwk" style="width: 8%; text-align: right" title="Total commercial">114</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zliPVENxT4B1" style="width: 8%; text-align: right" title="Total commercial">133</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zwDSJX0lxiu3" style="width: 8%; text-align: right" title="Total commercial">247</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zWT16EA2pOS1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zfg0mQKWBKXa" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zs5UkX04Y1gg" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3105">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zl9i4ZqZSjA8" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3107">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQQvPEOnUXT1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3109">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalCommercial_iI_pn3n3_c20221231__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zaLK0inZ0yF2" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3111">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20231231__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zbMQVC65tL2j" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSqwwHhGbGq9" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">155</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zjYD9lF229vi" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">319</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zcpW6mCa4g19" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3119">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zOvXvD5eNEU9" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">182</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zsMFmVcQUYXb" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">182</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zKW0pl8HR4Oj" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">817</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zk8IGwj2XPab" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">925</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zub65HfuFdb4" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">1,742</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zpNqMxbchh0d" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">114</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zuZxtpYGgcSe" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">315</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zPRpb8b5lowj" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">429</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zYSpTKdx0ha4" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3137">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zPXqZHzIUjyc" style="text-align: right" title="Total consumer">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zK3PMXWrtaX" style="text-align: right" title="Total consumer">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z1R8KsXhIYVe" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3143">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zFXKNPFsZgZ9" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zklxebBYGyml" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zs4zWxRjEIla" style="text-align: right" title="Total consumer">343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSgkz5djq066" style="text-align: right" title="Total consumer">893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zCEg9QJXnz49" style="text-align: right" title="Total consumer">1,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zifF6YapxSGj" style="text-align: right" title="Total consumer">194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zMrZNy4Y2fB9" style="text-align: right" title="Total consumer">905</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_z8cP3IQbhSAa" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zgcD6TGytZhl" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQXWusaAgNEf" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3163">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zkWeD2KEd2Ed" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3165">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z3dFB6QqV4dk" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3167">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zlm79PUP9xU1" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3169">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zUCt96JSklo5" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3171">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z5H8XkR0UTlj" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3173">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSmqEUzi6Nm5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3175">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zJy8cMAFT90k" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3177">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zOposH6VA9i5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3179">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zVaATYv8FxF5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3181">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zAmKslL6PT9j" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3183">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zyDl0DAsPeTj" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">343</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQYumqO3i5y2" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">1,878</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zBAyIOb3Cso" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,221</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z0Q0MBV0cwm5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">194</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zxiLLj2OZgq6" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,004</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_z9eNENF6wPfg" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,198</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total nonaccrual loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zqtSo9NMo5M4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">1,160</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zRn4GCuwikK2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,803</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zg3hI47HsxC5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">3,963</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_986_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z4Im6kKTqsPl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">308</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zad88xjZxuHh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,319</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zVUJI8ARLETe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Foregone interest income on the nonaccrual loans for the year ended December 31, 2023 was approximately $<span id="xdx_90E_ecustom--ForegoneInterestIncomeOnNonAccrualLoan_c20230101__20231231_zrSCAqoaEGeb" title="Foregone interest income on nonaccrual loans">73,000</span> and approximately $<span id="xdx_902_ecustom--ForegoneInterestIncomeOnNonAccrualLoan_c20220101__20221231_z7RNknaY1Jv2" title="Foregone interest income on non accrual loans">28,000</span> for the same period in 2022. Interest income recognized on nonaccrual loans was insignificant during the years ended December 31, 2023 and 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>Modifications to Borrowers Experiencing Financial Difficulty </b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company adopted Accounting Standards Update (“ASU”) 2022-02, Financial Instruments - Credit Losses (Topic 326) Troubled Debt Restructurings and Vintage Disclosures (“ASU 2022-02”) effective January 1, 2023. The amendments in ASU 2022-02 eliminated the recognition and measurement of troubled debt restructurings and enhanced disclosures for loan modifications to borrowers experiencing financial difficulty.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The allowance for credit losses incorporates an estimate of lifetime expected credit losses and is recorded on each asset upon origination or acquisition. The starting point for the estimate of the allowance for credit losses is historical loss information, which includes losses from modifications of receivables to borrowers experiencing financial difficulty. The</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Company uses a probability of default/loss given default model to determine the allowance for credit losses. An assessment of whether a borrower is experiencing financial difficulty is made on the date of a modification. Because the effect of most modifications made to borrowers experiencing financial difficulty is already included in the allowance for credit losses because of the measurement methodologies used to estimate the allowance, a change to the allowance for credit losses is generally not recorded upon modification.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table shows the amortized cost basis of the loans modified to borrowers experiencing financial difficulty during the twelve months ended December 31, 2023, disaggregated by class of loans and type of concession granted and describes the financial effect of the modifications made to borrowers experiencing financial difficulty.</p> <table cellpadding="0" cellspacing="0" id="xdx_887_eus-gaap--HeldToMaturitySecuritiesTextBlock_pn3n3_z85I4q6EGf1i" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BD_zuK5x03KocJ9" style="display: none">Schedule of amortized cost basis of loans</span></td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-top: Black 2.5pt solid; border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Term Extension</td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">Amortized Cost Basis</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">% of Total Loan Type</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">Financial Effect</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 33%; text-align: left">Commercial Business</td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 1%; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 10%; text-align: right"><span id="xdx_906_eus-gaap--DebtSecuritiesAvailableForSaleAmortizedCostCurrent_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmT3r6ZsWdM2" title="Amortized Cost Basis">319</span></td><td style="border-bottom: Black 2.5pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 10%; text-align: right"><span id="xdx_903_ecustom--DebtInstrumentTotalLoanTypePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zeNSfqgQLCmj" title="Percentage of Total Loan Type">0.06</span></td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 1%; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td id="xdx_988_eus-gaap--DebtInstrumentMaturityDateDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z9mp2DJQi906" style="border-bottom: Black 2.5pt solid; width: 40%; text-align: justify" title="Financial Effect, description">Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.</td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Neither of the two loans modified had a payment default during the period. The Company closely monitors the performance of the loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. Both loans are in current payment status since the loan modification occurred in the third quarter of 2023. There have been no commitments to lend additional funds to the borrowers experiencing financial difficulty as of December 31, 2023.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify; background-color: white">Prior to the adoption of ASU 2022-02, the Company considered a loan to be a TDR when a debtor experienced financial difficulty and the Company granted a concession to the debtor that it would not normally consider. Concessions related to the contractual interest rate, maturity date, or payment structure of the note. As part of our prior workout plan for individual loan relationships, we restructured loan terms to assist borrowers facing challenges in the current economic environment.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2022, our TDRs included <span id="xdx_900_ecustom--TotalNumberOfLoans_iI_uInteger_c20221231_z7jNeJIHxshl" title="Number of loans">13</span> loans totaling $<span id="xdx_908_ecustom--AggregateSumOfLoansClassifiedAsTroubledDebtRestructurings_iI_pn3n3_dm_c20221231_zK4qFCzFahsf" title="Total sum of loans classified as troubled debt restructurings">6.3</span> million with a specific allowance for credit losses of $<span id="xdx_908_ecustom--RelatedAllowanceForCreditLosess_iI_pn3n3_dm_c20221231_zu5m3NXj8w22" title="Specific allowance">1.2</span> million. One consumer real estate loan with a pre-modification and post-modification balance of $<span id="xdx_902_eus-gaap--CompensatingBalanceAmount_iI_c20221231__us-gaap--DebtInstrumentAxis__custom--OneConsumerRealEstateLoanMember__us-gaap--LoanRestructuringModificationAxis__custom--PreModificationAndPostModificationMember_zAcFRYQevdB4" title="Modification balance">885,000</span>and two commercial business loans with a pre-modification and post-modification balance totaling $<span id="xdx_903_eus-gaap--CompensatingBalanceAmount_iI_pn3n3_dm_c20221231__us-gaap--DebtInstrumentAxis__custom--TwoCommercialBusinessLoansMember__us-gaap--LoanRestructuringModificationAxis__custom--PreModificationAndPostModificationMember_zkM9prEyijwf" title="Modification balance">1.1</span> million were considered new TDRs during the twelve months ended December 31, 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">As of December 31, 2022, there were no loans modified as a TDR for which there was a payment default (60 days past due) within 12 months of the restructuring date.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>Allowance for Credit Losses </b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table summarizes the activity related to the allowance for credit losses for the year ended December 31, 2023 and December 31, 2022 under the CECL methodology.  On January 1, 2022, we adopted the CECL methodology for estimating credit losses, which resulted in an increase of $<span id="xdx_90C_ecustom--IncreaseInAllowanceForCreditLosses_pn3n3_dm_c20230101__20231231_z2dIQ0XuQFy2" title="Allowance for credit losses">1.5</span> million in our allowance for credit losses. The $<span id="xdx_907_eus-gaap--ProvisionForOtherCreditLosses_pn3n3_dm_c20230101__20231231_zfZUZsjBpOtb" title="Provision for credit losses">2.2</span> million provision for credit losses for the 12 months ended December 31, 2023 was driven primarily by $<span id="xdx_90D_ecustom--PrimarilyLoanGrowth_pn3n3_dm_c20230101__20231231_z7lJmXZfEJ89" title="Primarily loan growth">329.3</span> million in loan growth for the year combined with lower expected loss rates due to historically low charge-offs during the year. The $<span id="xdx_90C_eus-gaap--ProvisionForOtherCreditLosses_pn3n3_dm_c20220101__20221231_z61uB7tYWwu4" title="Provision for credit losses">5.4</span> million provision for credit losses for the 12 months ended December 31, 2022 was driven primarily by $<span id="xdx_905_ecustom--PrimarilyLoanGrowth_pn3n3_dm_c20220101__20221231_zqt9UYzY6lO6" title="Primarily loan growth">783.5</span> million in loan growth for the year, as well as slightly lower expected loss rates and minor adjustments to two internal qualitative factors which increased the qualitative component of the allowance and related provision expense in 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--ScheduleOfActivityRelatedToTheAllowanceForCreditLossesTableTextBlock_pn3n3_zL2DiYvjHDPj" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B5_zCDrgqQ67sb8" style="display: none">Schedule of activity related to the allowance for credit losses</span></td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49C_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zHQLVWgSTXMc" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_496_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zgpQ0DDsia6j" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_497_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6P1oVCo3z31" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_494_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zMuxoI2JpI5k" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49C_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zJZrUVFcjg99" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_493_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zY2BfTNrODR4" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49F_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zVF3RcHhDrC8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_495_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zEKXeNTFkO8j" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49F_20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zxvryCKnlgs8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="34" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>Twelve months ended December 31, 2023</b></td><td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Owner <br/> occupied<br/> RE</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Non-owner<br/> occupied <br/> RE</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Construction</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Business</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Real<br/> Estate</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Home <br/> Equity</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Construction</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Other</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,867</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">10,376</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">1,292</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">7,861</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">9,487</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">2,551</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">893</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">312</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">38,639</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_i_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">251</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">848</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">302</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(755</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,160</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">422</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(216</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">197</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,209</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_i_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3263">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(242</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3265">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(65</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3267">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(438</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3269">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(16</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(761</td><td style="text-align: left">)</td></tr> <tr id="xdx_40C_eus-gaap--ValuationAllowancesAndReservesRecoveries_zHKvFR6LK4Je" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3273">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">185</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3275">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">344</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3277">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">65</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3279">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">595</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_zzj4ykSj3TG3" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3283">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(57</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3285">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">279</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3287">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(373</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3289">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(15</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(166</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_40D_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_zKUNY4ltXe3h" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">6,118</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">11,167</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,594</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">7,385</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">10,647</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">2,600</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">677</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">494</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">40,682</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Net charge-offs to average loans (annualized)</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z0pzFMyTpLB9" style="text-align: right" title="Net recoveries to average loans (annualized)">0.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to gross loans</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanLossesAsPercentageOfGrossLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zjNHyzKIuLmi" style="text-align: right" title="Allowance for credit losses to gross loans">1.13</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to nonperforming loans</td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_ecustom--AllowanceForLoanLossesAsPercentageOfNonperformingLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zfcFHU1VkIw5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Allowance for credit losses to nonperforming loans">1026.55</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 8pt"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_492_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zM4sUoqHbOr5" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_490_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zQGOiuUFJ8e5" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_495_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zv0QJN8HSIQ8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_492_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zxLw2fWhbS5f" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_497_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zaOmVMql53Nc" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_499_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zQ84PFt3nEy6" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_498_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zq8EAQlaNRAg" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49E_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z8QOA0KgilPh" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_498_20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z06yrijUPXt6" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>Twelve months ended December 31, 2022</b></td><td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-size: 7pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Owner<br/> occupied<br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Non-owner<br/> occupied <br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: center">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Business</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="white-space: nowrap; padding-bottom: 1pt; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Real <br/> Estate</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Home <br/> Equity</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Other</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_z3LjvJOcSNO6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">4,700</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">10,518</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">625</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">4,887</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">7,083</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">1,697</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">578</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">320</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">30,408</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_405_ecustom--AdjustmentForCecl_pn3n3_zxkeJcrnnjac" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Adjustment for CECL</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(313</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">333</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">154</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,057</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(294</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">438</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(5</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,500</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_zbEnDIcft3xl" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,480</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(2,015</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">513</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,764</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,698</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">663</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">185</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">87</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,375</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_zVKDZGyFkQde" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3339">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3340">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3341">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(55</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3343">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(339</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3345">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(91</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(485</td><td style="text-align: left">)</td></tr> <tr id="xdx_400_eus-gaap--ValuationAllowancesAndReservesRecoveries_zdCiBPjrwkCa" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3349">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,540</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3351">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">208</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3353">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">92</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3355">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_i01_pn3n3_zn8P68rBnu3i" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3359">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,540</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3361">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">153</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3363">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(247</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3365">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(90</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,356</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_z2OKyENU2pi1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">5,867</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,376</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,292</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,487</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,551</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">893</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">312</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">38,639</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Net recoveries to average loans (annualized)</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z5Ayo9azvI04" style="text-align: right">(0.05</td><td style="text-align: left">%)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to gross loans</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--AllowanceForLoanLossesAsPercentageOfGrossLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zlshKbeHh5t6" style="text-align: right" title="Allowance for credit losses to gross loans">1.18</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to nonperforming loans</td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_905_ecustom--AllowanceForLoanLossesAsPercentageOfNonperformingLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_ziAl2Do0ZiHl" title="Allowance for credit losses to nonperforming loans">1470.84</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> <p style="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 7pt 0pt; text-align: justify">Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following table summarizes the activity related to the allowance for loan losses in prior periods under this methodology.</p> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td colspan="37" style="border-top: Black 2.5pt solid; font-size: 12pt; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Twelve months ended December 31, 2021</td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-size: 7pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Owner <br/> occupied<br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Non-owner <br/> occupied <br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: center">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Business</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="white-space: nowrap; padding-bottom: 1pt; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Real <br/> Estate</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Home <br/> Equity</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Other</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zV4cVCMZip4i" style="width: 5%; text-align: right" title="Balance, beginning of period">8,092</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_z6uAxZBEatj4" style="width: 5%; text-align: right" title="Balance, beginning of period">12,050</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z8lVYN3AyR3f" style="width: 5%; text-align: right" title="Balance, beginning of period">1,154</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zD0y2pWa9XT8" style="width: 5%; text-align: right" title="Balance, beginning of period">7,870</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zqp88CtYvzYi" style="width: 5%; text-align: right" title="Balance, beginning of period">10,482</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zlBlJEyvF7Cb" style="width: 5%; text-align: right" title="Balance, beginning of period">3,248</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zzZAYw1O6RE6" style="width: 5%; text-align: right" title="Balance, beginning of period">746</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zcZ7QAeLw1c5" style="width: 5%; text-align: right" title="Balance, beginning of period">507</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zFEc9M1hZ2Eg" style="width: 5%; text-align: right" title="Balance, beginning of period">44,149</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_ziSPYmveqH6e" style="text-align: right" title="Provision for credit losses">(3,486</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zYmC9yFpf5f8" style="text-align: right">(958</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zxsVK4SmneS" style="text-align: right">(529</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zb21kiXwQrdj" style="text-align: right">(2,041</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zfeIQgCGaB4k" style="text-align: right">(3,417</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_z9OOu4jyWT1f" style="text-align: right">(1,613</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zugWj37wceth" style="text-align: right">(168</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z8rwRkya0toj" style="text-align: right">(188</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_ziuXnCkeF2x6" style="text-align: right">(12,400</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zbxmpr8900Jl" style="text-align: right" title="Loan charge-offs"><span style="-sec-ix-hidden: xdx2ixbrl3412">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zTzvnERsMxN1" style="text-align: right">(837</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zDsrATx09vg6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3414">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zTnOuIqbuVc2" style="text-align: right">(1,181</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zfWZ9Ybnf1N3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3416">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zs7OR2jo1ko3" style="text-align: right">(139</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z2uH0hpNyU86" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3418">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zRcvdEJcNiYi" style="text-align: right">(9</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z4JzVKSEA0i4" style="text-align: right">(2,166</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zrv3v0Wghvtg" style="border-bottom: Black 1pt solid; text-align: right" title="Loan recoveries">94</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zXaenylgvt0j" style="border-bottom: Black 1pt solid; text-align: right">263</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zhHd3PmEBSW6" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3424">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zfn4ifd69wzh" style="border-bottom: Black 1pt solid; text-align: right">239</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zwWvmKUqZUTb" style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zg27dH57E4ui" style="border-bottom: Black 1pt solid; text-align: right">201</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zcQt7rjLamad" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3428">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zqtCA7RkwOE7" style="border-bottom: Black 1pt solid; text-align: right">10</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zcAHiG1es7wl" style="border-bottom: Black 1pt solid; text-align: right">825</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zvw6IIbsAAA6" style="border-bottom: Black 1pt solid; text-align: right" title="Net loan recoveries (charge-offs)">94</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zwTAB2s4mNY6" style="border-bottom: Black 1pt solid; text-align: right">(574</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zbGo1GAAmilk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3434">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zigQR3SD8GYi" style="border-bottom: Black 1pt solid; text-align: right">(942</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zz5U841AH828" style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zRb4JtKHRzu8" style="border-bottom: Black 1pt solid; text-align: right">62</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zP4LaDRdMqLf" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3438">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zukhKXb823y4" style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zEweFupzD6Mf" style="border-bottom: Black 1pt solid; text-align: right">(1,341</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zCHcZQXB1ZR7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Balance, end of period">4,700</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_ziwxqQmseTZ6" style="border-bottom: Black 2.5pt solid; text-align: right">10,518</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zccYm2AnBcq7" style="border-bottom: Black 2.5pt solid; text-align: right">625</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z9La9MKQcKJi" style="border-bottom: Black 2.5pt solid; text-align: right">4,887</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zDXkJr0CYZAl" style="border-bottom: Black 2.5pt solid; text-align: right">7,083</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zehQG6kCPvK8" style="border-bottom: Black 2.5pt solid; text-align: right">1,697</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6qghFokMZBd" style="border-bottom: Black 2.5pt solid; text-align: right">578</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zY2JUjpgL2n" style="border-bottom: Black 2.5pt solid; text-align: right">320</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zaOeaqERrtrf" style="border-bottom: Black 2.5pt solid; text-align: right">30,408</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A3_z0bmg0WBr7F7" style="display: none; margin-top: 0; margin-bottom: 0"> </p> <p style="font: 9.5pt Arial, Helvetica, Sans-Serif; text-align: justify">Collateral dependent loans are loans for which the repayment is expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. The Company reviews individually evaluated loans for designation as collateral dependent loans, as well as other loans that management of the Company designates as having higher risk. These loans do not share common risk characteristics and are not included within the collectively evaluated loans for determining the allowance for credit losses.</p> <p style="font: 9.5pt Arial, Helvetica, Sans-Serif; text-align: justify">Under CECL, for collateral dependent loans, the Company has adopted the practical expedient to measure the allowance for credit losses based on the fair value of collateral. The allowance for credit losses is calculated on an individual loan basis based on the shortfall between the fair value of the loan's collateral, which is adjusted for liquidation costs/discounts, and amortized cost. If the fair value of the collateral exceeds the amortized cost, no allowance is required.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table presents an analysis of collateral-dependent loans of the Company as of December 31, 2023 and December 31, 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_89E_ecustom--SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock_pn3n3_zjOkmvJDkiU3" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"><span id="xdx_8B3_z5p7WKGMPJg2" style="display: none">Schedule of analysis of collateral-dependent loans</span></td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: left"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real<br/> estate</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Business<br/> assets</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zjkiSAtU03Fl" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3454">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zMBtZ9Hgl0w9" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3456">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zARXjUvGQ8s8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3458">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zQc9sm62otL1" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3460">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 52%; text-align: justify">Non-owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zDhOVlnl0Khb" style="width: 9%; text-align: right" title="Real estate">720</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zmOfxNo8hWFk" style="width: 9%; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3464">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zNJ9iDRF3EEb" style="width: 9%; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3466">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zGS5cwf5Vdq1" style="width: 9%; text-align: right" title="Total">720</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zcRW2zyL5QUg" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3470">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zEMCoPAv2Ofd" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3472">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zdVUoVfx1DIa" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3474">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zZo9kMshXfOb" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3476">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zrLbmPZFO9w7" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zLleaJzl6Wfj" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3480">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zjgZq7yueKEi" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3482">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z7st5elOJN8j" style="border-bottom: Black 1pt solid; text-align: right" title="Total">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh3V0RGsVD24" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">884</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsX0vau0jLZ3" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3488">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zb9J6YwbR42i" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3490">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zviKC1uCZt2c" style="border-bottom: Black 1pt solid; text-align: right" title="Total">884</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zBhWqYQHqe8j" style="text-align: right" title="Real estate">166</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_z0JZRBV25Zy3" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3496">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_z7vJoDANHAxk" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3498">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zcV0woBafnS9" style="text-align: right" title="Total">166</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zjvd01esai5e" style="text-align: right" title="Real estate">343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zUUmGLHeBbyd" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3504">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zNIsp83IGMy5" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3506">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zgGNNVrdtZGh" style="text-align: right" title="Total">343</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zasJpy4i6JF2" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3510">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zlYhqsETqLe2" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3512">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zfEV5wZzfgXj" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3514">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zvLOKy1Vv2D7" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3516">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z0ypStrLM2ue" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3518">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zpqeL0NVnsQl" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3520">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zERkJRuh1Ydd" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3522">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zU9DDYhdCYUc" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3524">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zEDIBr0Jc8vj" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">509</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zZ4UDlaUfCm1" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3528">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zv8Jl0Bn9IC8" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3530">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zUeurnS9wDgi" style="border-bottom: Black 1pt solid; text-align: right" title="Total">509</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: justify">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_988_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231_z3TgGlN7AWUc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Real estate">1,393</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20231231_zKGxP5w8GB38" style="border-bottom: Black 2.5pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3536">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231_zcJQoCmTpR7g" style="border-bottom: Black 2.5pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3538">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231_zDGcKHSd9KGf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total">1,393</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td colspan="13" style="padding-bottom: 1pt; font-weight: bold; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center; padding-bottom: 1pt"><span style="font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td colspan="13" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real<br/> estate</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Business<br/> assets</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zUOy0M6t4Eig" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3542">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zR2JfitzerCf" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3544">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zYTVUlrL7C1" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3546">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zm29LOEkbwY3" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3548">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zMN3V8c186f7" style="text-align: right" title="Real estate">114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zBVfcRZMXzs6" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3552">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zp7Cn7zfF4Ne" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3554">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_z0TbWigPZ5Pl" style="text-align: right" title="Total">114</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zx6UNX3ne493" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3558">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zDtPLsLqJH55" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3560">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zXIrWOCaRwe8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3562">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zKcHBI0oTj97" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3564">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zZsRbLQ7i02i" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">30</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zkoOYmiiRWz7" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3568">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z4MkolVsvKZ4" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3570">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z35x4L4vM3p2" style="border-bottom: Black 1pt solid; text-align: right" title="Total">30</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z5dDSV63xHte" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">144</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zIYIDtAI79x4" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3576">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1ZTUmGEFAg1" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3578">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zQpPTiQQg3z7" style="border-bottom: Black 1pt solid; text-align: right" title="Total">144</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zX9uhKsK5jdl" style="text-align: right" title="Real estate">207</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zzBpA31tbXcl" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3584">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zkBAX1kJ8YK8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3586">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zcSCPxoSfYjl" style="text-align: right" title="Total">207</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zn2SFBymNEgl" style="text-align: right" title="Real estate">194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zzK0klugN6Wc" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3592">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zJ2Zx9Fe6A72" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3594">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zAB5R846cp2c" style="text-align: right" title="Total">194</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z1dxKEHaYPxj" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3598">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zFyRWJJiqSN1" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3600">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zMCsLWwqg2qb" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3602">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zFKbRgDbteEk" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3604">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z7cwRaU2XCE9" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3606">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zZIQP7N0jCH2" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3608">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zwnRCbx4goD4" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3610">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zj7F3Zmfez0e" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3612">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zFuT8KwbdU84" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">401</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zjKegV98ca6c" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3616">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zba4PXvdxjw2" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3618">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zw5q6iD8p1Fd" style="border-bottom: Black 1pt solid; text-align: right" title="Total">401</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: justify">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231_zIPGTyv3V0N4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Real estate">545</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20221231_zUjUAVz78im9" style="border-bottom: Black 2.5pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3624">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231_zClNOmXGxPx5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3626">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231_z9UsObD9kMV2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total">545</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8AE_zj6R4Y7fizd2" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><b>Allowance for Credit Losses - Unfunded Loan Commitments</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The allowance for credit losses for unfunded loan commitments was $<span id="xdx_908_ecustom--AllowanceForCreditLossesForLoanCommitments_iI_pn3n3_dm_c20231231_zt6uqyDTuhn8" title="Allowance for credit losses for unfunded loan commitments">1.8</span> million and $<span id="xdx_90B_ecustom--AllowanceForCreditLossesForLoanCommitments_iI_pn3n3_dm_c20221231_zuyUBFHMexN4" title="Allowance for credit losses for unfunded loan commitments">2.8</span> million at December 31, 2023 and 2022, respectively, and is separately classified on the balance sheet within other liabilities. Prior to the adoption of CECL, the Company’s reserve for unfunded commitments was not material. The following table presents the balance and activity in the allowance for credit losses for unfunded loan commitments for the twelve months ended December 31, 2023 and December 31, 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_88D_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_pn3n3_zHEY3DmZlIBh" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"><span id="xdx_8B2_zZenzboe6899" style="display: none">Schedule of allowance for credit losses for unfunded loan commitments</span></td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Twelve months ended<br/> <span style="font-family: Arial, Helvetica, Sans-Serif">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Twelve months ended<br/> December 31, 2022</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zCGwulsgh81i" style="width: 9%; text-align: right" title="Balance, beginning of period">2,780</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_ztDasro94ib9" style="width: 9%; text-align: right" title="Balance, beginning of period"><span style="-sec-ix-hidden: xdx2ixbrl3638">-</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Adjustment for adoption of CECL</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--AdjustmentForAdoptionOfCECL_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zHbHQg008ej9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3639">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--AdjustmentForAdoptionOfCECL_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zb4ichmsuyPg" style="text-align: right" title="Adjustment for adoption of CECL">2,000</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_ecustom--ProvisionForCreditLosses_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zOgt7iLmzGj2" style="border-bottom: Black 1pt solid; text-align: right" title="Provision for credit losses">(949</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--ProvisionForCreditLosses_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_z936ateqNQyb" style="border-bottom: Black 1pt solid; text-align: right">780</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zFjWFqBbtp3g" style="border-bottom: Black 1pt solid; text-align: right" title="Balance, end of period">1,831</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zoiGFOL3yiyf" style="border-bottom: Black 1pt solid; text-align: right">2,780</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Unfunded Loan Commitments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--UnfundedLoanCommitments_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zbCLOB9u8eh6" style="text-align: right" title="Unfunded Loan Commitments">724,606</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--UnfundedLoanCommitments_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zO6R8RpVBQQ3" style="text-align: right">878,324</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Reserve for Unfunded Commitments to Unfunded Loan Commitments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zyefZA14g49a" style="border-bottom: Black 2.5pt solid; text-align: right" title="Reserve for Unfunded Commitments to Unfunded Loan Commitments">0.25</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_z8oprfYYjuEf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Reserve for Unfunded Commitments to Unfunded Loan Commitments">0.32</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> 0.848 0.565 0.435 0.175 0.262 0.042 7000000 7300000 <table cellpadding="0" cellspacing="0" id="xdx_88F_eus-gaap--ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_pn3n3_zv1qspgI9sE2" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of our loan portfolio"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B8_zLp9SundHTse" style="display: none">Schedule of composition of our loan portfolio</span></td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands) <span id="xdx_91E_eus-gaap--CommercialLoanMember_zr9pjlffGipb" style="display: none">Commercial [Member]</span></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_409_ecustom--CommercialAbstract_iB_zugIJgl7fkW6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 52%; text-align: left">Owner occupied RE<span id="xdx_91E_eus-gaap--ResidentialRealEstateMember_zaMh2kLpe313" style="display: none">Owner occupied RE [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zr6RZZAhIo64" style="width: 9%; text-align: right" title="Total commercial loans">631,657</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zGnXa60KB2Sc" style="width: 9%; text-align: right" title="Total commercial loans percentage">17.5</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zMWoygcZlp37" style="width: 9%; text-align: right" title="Total commercial loans">612,901</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zb2ajRDwdkU7" style="width: 9%; text-align: right" title="Total commercial loans percentage">18.7</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE<span id="xdx_912_eus-gaap--CommercialRealEstateMember_z2muij5TkzY4" style="display: none">Non-owner occupied RE [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z6jtm21DxJdh" style="text-align: right" title="Total commercial loans">942,529</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3mBtfPu46Wa" style="text-align: right" title="Total commercial loans percentage">26.2</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrFQnscuO5Ug" style="text-align: right" title="Total commercial loans">862,579</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z316jVYjSNgf" style="text-align: right" title="Total commercial loans percentage">26.3</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction<span id="xdx_914_eus-gaap--ConstructionLoansMember_zLmRAWYnFy8" style="display: none">Construction [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zX99PfsEV9hc" style="text-align: right" title="Total commercial loans">150,680</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zdA3EMnKx7D6" style="text-align: right" title="Total commercial loans percentage">4.2</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z61d7PBfnBkb" style="text-align: right" title="Total commercial loans">109,726</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zTmC7o0WuYP5" style="text-align: right" title="Total commercial loans percentage">3.4</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Business<span id="xdx_91C_ecustom--BusinessLoanMember_zWpAtPvGS1A7" style="display: none">Business [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CommercialLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_z6CAGvkpkTCh" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">500,161</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_zHpWDCs8UCM1" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">13.9</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivableCarryingAmount_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">468,112</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessLoanMember_zwHsCFf6nQol" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">14.3</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total commercial loans<span id="xdx_919_eus-gaap--ConsumerLoanMember_zgFKv9PgSeAi" style="display: none">Consumer [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivableCarryingAmount_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z0QWSctlNhva" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">2,225,027</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z7tdHm0ZnWOg" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">61.8</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--CommercialLoansReceivableCarryingAmount_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans">2,053,318</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CommercialLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zE8YFjI4noZe" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial loans percentage">62.7</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr id="xdx_401_ecustom--ConsumerAbstract_iB_zAxXDqiTFdy3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate <span id="xdx_912_eus-gaap--RealEstateLoanMember_zFGTVomxQK82" style="display: none">Real estate [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zyc7hDZ4dvCc" style="text-align: right" title="Total consumer loans">1,082,429</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zkKApLTcstz8" style="text-align: right" title="Total consumer loans percentage">30.0</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zBoSqs5StE9a" style="text-align: right" title="Total consumer loans">931,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zfpcf6isKxVa" style="text-align: right" title="Total consumer loans percentage">28.4</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity <span id="xdx_915_eus-gaap--HomeEquityLoanMember_zxQ2pNoNjC14" style="display: none">Home equity [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zi8kjEp8Ilg4" style="text-align: right" title="Total consumer loans">183,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zm1MIdrIyno" style="text-align: right" title="Total consumer loans percentage">5.1</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zvqONcPWhLQ9" style="text-align: right" title="Total consumer loans">179,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zeaJ2JAOWe9e" style="text-align: right" title="Total consumer loans percentage">5.5</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction <span id="xdx_910_eus-gaap--ConstructionLoansMember_zG6IIFxcGs01" style="display: none">Construction [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zAZs0dSxk6Nb" style="text-align: right" title="Total consumer loans">63,348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zwrcTg7CpJuh" style="text-align: right" title="Total consumer loans percentage">1.7</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zZbtKyRTrrNd" style="text-align: right" title="Total consumer loans">80,415</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z0eBrdoNPaR8" style="text-align: right" title="Total consumer loans percentage">2.5</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other <span id="xdx_916_ecustom--OtherConsumerMember_zix9F3yKgVac" style="display: none">Other [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zsd3q1VAWSn8" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zpwBhOSdflz7" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">1.4</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zKCzlazbL9i5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans">29,052</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherConsumerMember_zrH9GyeMZkLf" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">0.9</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total consumer loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zHL3Pgme4y3" style="border-bottom: Black 1pt solid; text-align: right">1,377,600</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_znceHzynbex1" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">38.2</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--ConsumerLoansReceivableCarryingAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zTtEEzbDFHlg" style="border-bottom: Black 1pt solid; text-align: right">1,220,045</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--ConsumerLoansReceivablePercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zskWVG9fZGFi" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer loans percentage">37.3</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Total gross loans, net of deferred fees</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20231231_zC7KZm1OptLb" style="text-align: right" title="Total gross loans, net of deferred fees">3,602,627</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansAndLeasesReceivableNetOfDeferredIncomePercentage_iI_pip0_dp_c20231231_zkLu5GIPCSF3" style="text-align: right" title="Total gross loans, net of deferred fees percentage">100.0</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_c20221231_pn3n3" style="text-align: right" title="Total gross loans, net of deferred fees">3,273,363</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansAndLeasesReceivableNetOfDeferredIncomePercentage_iI_pip0_dp_c20221231_zVeqi8oFAaJg" style="text-align: right" title="Total gross loans, net of deferred fees percentage">100.0</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Less – allowance for credit losses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pn3n3_di_c20231231_zlW50JMq9OR9" style="border-bottom: Black 1pt solid; text-align: right" title="Less - allowance for credit losses">(40,682</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableAllowance_iNI_pn3n3_di_c20221231_zc28sM2k2d3a" style="border-bottom: Black 1pt solid; text-align: right" title="Less - allowance for credit losses">(38,639</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total loans, net</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_pn3n3_c20231231_zKLC6dwCTl73" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loans, net">3,561,945</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--LoansAndLeasesReceivableNetReportedAmount_c20221231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loans, net">3,234,724</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td></tr> </table> 631657000 0.175 612901000 0.187 942529000 0.262 862579000 0.263 150680000 0.042 109726000 0.034 500161000 0.139 468112000 0.143 2225027000 0.618 2053318000 0.627 1082429000 0.300 931278000 0.284 183004000 0.051 179300000 0.055 63348000 0.017 80415000 0.025 48819000 0.014 29052000 0.009 1377600000 0.382 1220045000 0.373 3602627000 1.000 3273363000 1.000 40682000 38639000 3561945000 3234724000 <table cellpadding="0" cellspacing="0" id="xdx_889_ecustom--LoanReceivableByRateTypeTableTextBlock_pn3n3_z2Jwwo9Mx4Jh" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of composition of gross loans by rate type"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"><span id="xdx_8BB_zFM2iw0veWUh" style="display: none">Schedule of composition of gross loans by rate type</span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Floating rate loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--LoansReceivableWithVariableRatesOfInterest1_iI_pn3n3_c20231231_ztBCWCR5S1Yf" style="width: 9%; text-align: right" title="Floating rate loans">574,352</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--LoansReceivableWithVariableRatesOfInterest1_iI_pn3n3_c20221231_zwzuEPFvyZsa" style="width: 9%; text-align: right" title="Floating rate loans">439,287</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Fixed rate loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansReceivableWithFixedRatesOfInterest1_iI_pn3n3_c20231231_zsE5ISRG6awj" style="border-bottom: Black 1pt solid; text-align: right" title="Fixed rate loans">3,028,275</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--LoansReceivableWithFixedRatesOfInterest1_iI_pn3n3_c20221231_zcWLxamV9aX1" style="border-bottom: Black 1pt solid; text-align: right" title="Fixed rate loans">2,834,076</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20231231_zgFQ1gZEX04g" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total gross loans, net of deferred fees">3,602,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--LoansAndLeasesReceivableNetOfDeferredIncome_iI_pn3n3_c20221231_z6JU7RJVYbYh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total gross loans, net of deferred fees">3,273,363</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 574352000 439287000 3028275000 2834076000 3602627000 3273363000 1250000000 <table cellpadding="0" cellspacing="0" id="xdx_891_ecustom--ScheduleOfOutstandingLoansByRiskCategoryTableTextBlock_ziZ6LubcovAf" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of classified by credit quality indicators by year of origination"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B1_zxylLch2cDXe" style="display: none">Schedule of classified by credit quality indicators by year of origination</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2020</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">2019</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Prior</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Revolving</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Revolving Converted to Term</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 28%; text-align: left">Pass</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbbLbGJZxDVi" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">42,846</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8PWCCg1M9id" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">180,654</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zDF0jsrHoUE5" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">138,549</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYGekd5IsW7j" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">64,818</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeMdkekLESp9" style="width: 4%; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">59,880</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyiDuUwDrWli" style="width: 4%; text-align: right" title="Prior">110,502</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z55ffG9dWdR3" style="width: 4%; text-align: right" title="Revolving">85</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztdpZs13nCi" style="width: 4%; text-align: right" title="Revolving Converted to Term">166</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zPSfHuCPzdNf" style="width: 4%; text-align: right" title="Total">597,500</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zYxlxB1dgGE6" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1631">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zPiXzmtNKGde" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">3,460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zH6AoaYNJiW4" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">460</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zFFjsgsQCK1f" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">15,997</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zfNIuWX8Zn6b" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">3,525</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zz6YLX39aije" style="text-align: right" title="Prior">6,616</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVrz8YGBpdlg" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1643">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCe7aOZS4Wvb" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1645">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6WYCGwTsj4d" style="text-align: right" title="Total">30,058</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsbkEayiv4Ha" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1649">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_ziNdqpT68LWk" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">181</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0bejNRkfLn5" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1653">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zxXb2TwDY6p1" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1655">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIjINFZEpHaf" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1657">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkPMfYfgBP55" style="text-align: right" title="Prior">3,057</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zITbS5mpMjRj" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1661">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zixq4dWcovYc" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1663">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zGtzbipugMD9" style="text-align: right" title="Total">3,238</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4PrV9efYXt" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1667">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zuXZHMDSE5bi" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1669">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zG6u9tH5PR4h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1671">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zyGbuCHrP6Ll" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1673">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zc6qi0egIHQ3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1675">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zL358aYoQFJe" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zifjm6CikrL5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1679">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1uoNhHzD6Mb" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1681">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpvgLDWdiz8b" style="border-bottom: Black 1pt solid; text-align: right" title="Total">861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zhztpJIXkmBc" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">42,846</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zYtpw0frsSc4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">184,295</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zjzUZxNH7d4g" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">139,009</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zerYQEzzyAL" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">80,815</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zV4jkq1m6GBe" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">63,405</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_z7MehipfN5Hl" style="text-align: right" title="Prior">121,036</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_z3PWAhzQP6p6" style="text-align: right" title="Revolving">85</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zOgCJ5UrIbT5" style="text-align: right" title="Revolving Converted to Term">166</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zNM6S0XrBxEh" style="text-align: right" title="Total">631,657</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zcWy8lHmwjS3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">84,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zqKHpOIj7d5j" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">298,063</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHVnt3eqboVk" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">162,697</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zN0xTYrXcl11" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">107,364</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMJkeSGdSJbe" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">59,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zXCaMzK9QD2a" style="text-align: right" title="Prior">163,990</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8d2ibeW1uDf" style="text-align: right" title="Revolving">9,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zxa3y6FwR7n2" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1717">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zm5wah01DZPb" style="text-align: right" title="Total">885,240</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zzapqCeSIUKe" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVBP0o0jv8kb" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">3,260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z7Kdgnz5Lde4" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,914</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6RG2W6mthFi" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">533</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVyqOVOYGYCj" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">5,545</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zsgifiAgA527" style="text-align: right" title="Prior">10,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zV2CmjHkd2h9" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1733">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQREMsBJNYxf" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1735">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQ3cPniBI1h2" style="text-align: right" title="Total">30,889</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zs5DC4wtlnzd" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1739">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z3iFtnMoGCNc" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1741">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0PS4J6gghqh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">7,759</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNsGP2Wy8Mak" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1745">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zf7DjEIXGiP8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">8,252</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zxBGLriYf6j2" style="text-align: right" title="Prior">879</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkNNm4Hk07mj" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1751">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUBDa2WLyqXj" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1753">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zh3UX5Tf22j1" style="text-align: right" title="Total">16,890</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zeHjd3AMMTsl" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1757">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3LvM5PXiOg2" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1759">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDsxGrEhOXuf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">313</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5BfbM11WvIf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1763">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zB1DMHcxmG54" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">8,088</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpHAhDyBuHt4" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,109</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zbBDutygW7L5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1769">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zQWVuy6RnXnf" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1771">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJzFBwuQl2J3" style="border-bottom: Black 1pt solid; text-align: right" title="Total">9,510</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zTXppumko01d" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">85,624</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zDjcLuQZDt77" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">301,323</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zdbtO23OeTgd" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">180,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh5ITVuPZo8l" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">107,897</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsKAxI9ab2V7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">81,145</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zpwCWv4a3MW2" style="text-align: right" title="Prior">176,608</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zb5w8xBAa32c" style="text-align: right" title="Revolving">9,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zAo08LcOqWE9" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1789">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zg8SlYYIMX5d" style="text-align: right" title="Total">942,529</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbnPaR7ScJLj" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">27,262</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFcre8WUEpQ4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">86,161</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIHtT0Vh3xOd" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">24,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zDAlfUVhFLE9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">11,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zI1QilUsPmQ3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1801">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zb9skjZ89VSf" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1803">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zxBwvPU00r94" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1805">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSII6pCYjZEa" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1807">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwf7rN0iZBDe" style="text-align: right" title="Total">149,281</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zqWGwCSZnDY9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1811">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGidq6HYCQlh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">1,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCgmtEuUMBBe" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1815">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z5KHkeyPrIR9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1817">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQz4SsCl3Ot4" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1819">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpgJgaGevKw2" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1821">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zGgyZXv8DUl4" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1823">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHRqzM9QhBK2" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1825">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z75lIDmDun09" style="text-align: right" title="Total">1,399</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zw22KL7olki1" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1829">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJd6zZUUpU64" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1831">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7TQc2Oulkbb" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1833">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z1iCI2sYSWnj" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1835">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zqVWmIq1k1m9" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1837">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRXWlQMyyC3g" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1839">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8Us3LJe0w32" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1841">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z4I7s7xnX8Ph" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1843">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zYPgWvwqRe5k" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl1845">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zqvF4fVVC0Ea" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1847">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_znNgtDIH3Ctf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1849">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zt4IUjdMspPi" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1851">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpKNUr8WUAUf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1853">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3lhODxWrE1k" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1855">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDXRCx9yt0Af" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl1857">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwRJA0Jp4hO9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1859">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zi4WWgrxwpMc" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1861">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zUWFakZwEyO8" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl1863">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1p2hJh9jJAc" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">27,262</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ztypMgG9WmDh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">87,560</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zYTir0UbdTc1" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">24,399</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3Afb2hXYln8" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">11,459</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zZRsXZGCNMGb" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1873">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zpjsPyWyBun" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1875">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zRbWl0j0Yb6a" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1877">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zIcjXPc8eV43" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1879">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zJHpgzUfaWA4" style="text-align: right" title="Total">150,680</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z6mm7pOZDwy9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">48,705</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1YYBuygVwbc" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">134,999</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zBOysrADdlOg" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">48,557</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ0TLswPFCr9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">18,868</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGBavtD2b8w8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">17,292</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8s9dN7xeiEj" style="text-align: right" title="Prior">47,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zaukajH1bvy7" style="text-align: right" title="Revolving">146,745</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znlUUpwhyR27" style="text-align: right" title="Revolving Converted to Term">1,431</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z3ugJcCOM3pl" style="text-align: right" title="Total">464,305</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zH9aeBxrElJh" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">127</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8JJVO0WnSH4" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">15,867</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zRVqLc8eacTh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">1,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9ekf6MHNnx6" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,010</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zTJz2WHoKhT4" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">842</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zweywXNYg60k" style="text-align: right" title="Prior">3,584</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zjERHvjjfTak" style="text-align: right" title="Revolving">7,570</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zdXFXjiUfdc5" style="text-align: right" title="Revolving Converted to Term">506</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlZYbfTEoCO8" style="text-align: right" title="Total">31,339</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z9wEa6i2OTN9" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">241</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zpiDguRqkan6" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">961</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zCabaoqffi7c" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">98</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zgC3q221J9u4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">857</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDtyOM9Rl5I9" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">184</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkSfnlyPIOhe" style="text-align: right" title="Prior">447</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_za4pvbN8J22h" style="text-align: right" title="Revolving">150</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zyMPpZ1MC7Lj" style="text-align: right" title="Revolving Converted to Term">97</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zhAr3g3IHvA" style="text-align: right" title="Total">3,035</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zmO6sPDbGXVf" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1937">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziXrb66Ip3Vd" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1939">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zFRAOzw3HHm5" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">155</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zq9AFlOaWRA" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl1943">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z10zhDZDH8qa" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">132</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z35TarEpcAr5" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,195</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z85hfFw6zBMi" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl1949">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfyFgG9WO7w9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl1951">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z9ywNS7ng172" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,482</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z0rO43XTTB58" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">49,073</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zbeqQHmAVObd" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">151,827</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zuM7fRKhTQfe" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">50,643</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zlLyrA5KdbXh" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">20,735</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUuD5qwfFJ13" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">18,450</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zVI1ZnSJ6WIb" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">52,934</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsiN7ZPubNWg" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">154,465</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrrBOMolPY4l" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term">2,034</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zoOeCClT6sy8" style="border-bottom: Black 1pt solid; text-align: right" title="Total">500,161</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Commercial loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z3ZD08abdccd" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">204,805</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zg8H5AGTNJQj" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">725,005</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z5ghNKwvDkqh" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">394,734</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsnkvYdgJUll" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">220,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z2YnjGc1Mun8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">163,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUWwgN7nVUSa" style="text-align: right" title="Prior">350,578</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zuEq5AQZJga9" style="text-align: right">163,799</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmxqhMmDEXmd" style="text-align: right" title="Revolving Converted to Term">2,200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zwdrjpDzApY7" style="text-align: right" title="Total">2,225,027</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zS52tLLVKGP4" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">144,179</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1X6uqZIgCi9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">273,585</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQPOztkf6tP" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">278,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zRijCp93ZBk5" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">176,395</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeyFnq2N2th8" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">66,087</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zXpC18pb1GWc" style="text-align: right" title="Prior">105,383</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z6Yn7Jnstc1f" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2002">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zv8rBMpAc3N5" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2004">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLb22DI0itJc" style="text-align: right" title="Total">1,043,767</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQ2v8Avzd3id" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">490</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWBOxxVJOSjd" style="text-align: right">5,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zNi5N2cGJhKc" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">8,230</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zBwz8xe3Xfnl" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">3,917</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zfSeQweAACe7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">2,051</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zuBAvFuHnFIa" style="text-align: right" title="Prior">3,890</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zoYaRiscUKU8" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2019">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zjmjtjiVr1Al" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2021">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeuAzfWkhpIc" style="text-align: right" title="Total">24,236</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zPD9Rz7bLHc3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">143</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRDA5drVWiI9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,499</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXGz7WSKF73d" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">1,657</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmonyb8bh3i4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,291</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIBmSPk0ome7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">2,220</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwkaqmZ5OWq7" style="text-align: right" title="Prior">3,360</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_za90jdD9ZHEe" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2037">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zu6ru4voPgL8" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2039">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNqrqSvJEIt6" style="text-align: right" title="Total">11,170</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zMACuSIhuh0f" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2043">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zccMLXXx0Yx" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2045">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zlG5BJExk6Fe" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">635</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z7wvIjkdxTa9" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">817</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ziYo7K15TY1h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">318</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z9DhD2bsJELc" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">1,486</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zWr8Ogy5jaO8" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2055">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1LJJQ28wmI1" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2057">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5nFKmf3esWe" style="border-bottom: Black 1pt solid; text-align: right" title="Total">3,256</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zXE6PD5DAQOa" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">144,812</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_z5JkyFnsy9y2" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">281,742</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zdOjr2mCWvm7" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">288,660</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zlAiowVggumc" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">182,420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zRf4AqMp6yCi" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">70,676</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zeeZ9WH6pfL3" style="text-align: right" title="Prior">114,119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zBr5J9dxWqM2" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2073">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zmq1hzSzvoG6" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2075">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zfA2av7Yd2V2" style="text-align: right" title="Total">1,082,429</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zylQrDcgrOwh" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2079">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znvXJ2LTT9vi" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2081">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsr58nKLehSg" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2083">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSRNihu01v" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2085">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFqArLtciHQ2" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2087">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z8I5lMEiXR14" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2089">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zvLBF2LbOLJ3" style="text-align: right" title="Revolving">171,003</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zqZQ9HZkaH6d" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2093">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQWBM0vbz7xi" style="text-align: right" title="Total">171,003</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zhd4qEOIT3J3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2097">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpizBoIRy6Ia" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2099">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOgLXfj9CBEl" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0tHQtggRoTa" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlUnAG5zvCAk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2105">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJgbEA7TNDr7" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2107">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0EuFtja66v8" style="text-align: right" title="Revolving">6,393</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zKrE3wCusMsk" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2111">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zbzHHAzUbPL7" style="text-align: right" title="Total">6,393</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zP9gMDUhBwg3" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2115">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXVnEbgO7885" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2117">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmCC5lE8zASf" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2119">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zj8oxEurb6I3" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2121">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zr8Foasun2W3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2123">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zYzVU4w5zLGc" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2125">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z807MHPRj7Cf" style="text-align: right" title="Revolving">4,283</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmbkiqdHVBl9" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2129">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZVgNzAFTPKa" style="text-align: right" title="Total">4,283</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsTDv0bzBGIa" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2133">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8nyu1da2V3a" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2135">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjuRfwExslQ7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2137">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1R62gewVADk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2139">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsenFgaYaHT3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2141">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztDMRkEvIuUl" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2143">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zooZsUQJS0y5" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">1,325</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_ztw3HTco5wS6" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2147">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zkRPb1bVZBU3" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,325</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zIWAq0VZY9jf" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2151">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zlwF6dBTvFlj" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2153">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z86xsAjJalti" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2155">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zP6ZDQGiLMlg" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2157">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zty9VGNrQBX1" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2159">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zGGg0JbPDWq6" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z9o79bhAo1Oa" style="text-align: right" title="Revolving">183,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zTVICp3RA2t3" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2165">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z0z3VooWsNLb" style="text-align: right" title="Total">183,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zcM3tCA8bN2d" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">14,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zuQHmTSI22Af" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">39,893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z1okOUn80l82" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,116</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztVnGNiza5I4" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2175">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVbHz6S0IKUk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2177">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_ztWJAibLJLH" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2179">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpYiM166iy9g" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2181">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIb5gLlMTEkh" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2183">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYAIasdGMaRe" style="text-align: right" title="Total">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zxrABqYfrtte" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2187">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8biemMNLZ24" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2189">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVl8zilBUIX9" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2191">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJ4B0J7Agln9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2193">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6gW92VhJync" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2195">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zl3MmOEMhGl9" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2197">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1q3UmqsgqMi" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2199">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJKQelCdTsl6" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2201">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_ztTUZfLSyLNi" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2203">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zmtLvDlNfTae" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2205">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0mDvK61QPP2" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2207">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zA2uk79V2Q68" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2209">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8xXndzZDc35" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2211">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdY9X1635do3" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2213">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zEjr32VFrxDi" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2215">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBZ4gTMhLmw7" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2217">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrf9aDHyi792" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2219">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zccvPIywo7Lc" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2221">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGEzT4loqbs4" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2223">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zlbvrZCuHrJ" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2225">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zn3YEDkQfAH" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2227">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zOy64KDQUEF1" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2229">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zvcoPbAxmAOk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2231">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGXHy11IvcZ1" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2233">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zewRTwe7UgO2" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2235">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zkUwWz0l1Q1k" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2237">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjVgbWY72tje" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl2239">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z5LNfUBZYCN1" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">14,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z3jp1xFvX5Bb" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">39,893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zHKhXOOOqIX3" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">9,116</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zuBRUcIyyDp9" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2247">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z8f6Y7bjX5D2" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2249">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zvZRkt13JOad" style="text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2251">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zBDnfXqVMcfg" style="text-align: right" title="Revolving"><span style="-sec-ix-hidden: xdx2ixbrl2253">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zoKIeX6AgMb1" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2255">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z3lgGFEESwJg" style="text-align: right" title="Total">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zjTiVzvOQeFj" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z11rS5HhUDl9" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQsAsSf041cf" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">2,361</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zl6FE3Kb3Txa" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,457</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLP9B0BR7uj7" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">803</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJkMtDBOtqk" style="text-align: right" title="Prior">2,604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zusBWr80M97g" style="text-align: right" title="Revolving">36,549</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zSvvq5fbckid" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2273">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zgDQQbXcdiMd" style="text-align: right" title="Total">47,603</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpREoLr9EXug" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">9</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zF3gNu1XRG4j" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">29</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z2stXorbpp9e" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3KwHsNujUKk" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2283">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zrFJrwKoG1X1" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8McMucIsUv1" style="text-align: right" title="Prior">163</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_znRoH4qzdVRg" style="text-align: right" title="Revolving">58</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpIVR1HngOT3" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2291">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zqe6P1fnT888" style="text-align: right" title="Total">622</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkxvkuwXpmnl" style="text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">33</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z3ycpzIfhKTh" style="text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">333</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrnStioYhSEb" style="text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2299">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zqn9vc9sMPO" style="text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2301">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkJBegrtUvyk" style="text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRHUbWuFnHZf" style="text-align: right" title="Prior">82</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5Osv7Amoym6" style="text-align: right" title="Revolving">41</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z8Ky76TdUkSc" style="text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2309">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXeSsMQscNA8" style="text-align: right" title="Total">512</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJLDC59q3kvb" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2313">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZ6GPXWOEeb7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2315">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsUGGG6HLVh6" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">75</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zojyfCySQwe7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2319">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4cmFJ4lyAJ1" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year"><span style="-sec-ix-hidden: xdx2ixbrl2321">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z1fPemhBjgBc" style="border-bottom: Black 1pt solid; text-align: right" title="Prior"><span style="-sec-ix-hidden: xdx2ixbrl2323">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zN9ldLR1rk7g" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">7</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zraiC6su1Di7" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2327">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zEXWCMfBY8H4" style="border-bottom: Black 1pt solid; text-align: right" title="Total">82</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zjEsPZQRiIF3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">1,320</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zHtBvkWhg18d" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">2,913</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z1eoavYiU6Ba" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">2,784</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z9OnBGchD1ok" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">1,457</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zqlMYWPoTu6h" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z6Q7jj1kJGT1" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">2,849</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zESu0Z95Ulg7" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">36,655</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zSxXyWyb99Wd" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2345">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zqAai1BRyoEa" style="border-bottom: Black 1pt solid; text-align: right" title="Total">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total Consumer loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zoXz3i8XHRp4" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">160,471</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zd5qdTClQpFg" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">324,548</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z93ngaw3EKMb" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">300,560</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z5UrxDL6hgz3" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">183,877</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zUS5UY3eDcc7" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">71,517</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zMpZMS6U1H4b" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">116,968</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z4dXxKgZXxC3" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">219,659</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z3fGX9iBr03" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2363">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zaV1tfBnJtHj" style="border-bottom: Black 1pt solid; text-align: right" title="Total">1,377,600</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20231231_zgiqdrjDVyR2" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, current fiscal year">365,276</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20231231_zFocgwPAGAuk" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, fiscal year before latest fiscal year">1,049,553</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zMnXbDlt7ao5" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, two years before latest fiscal year">695,294</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zuhEemb4mr1a" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, three years before latest fiscal year">404,783</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_zsmSRpGxB498" style="border-bottom: Black 1pt solid; text-align: right" title="Loan balance classified by credit quality indicators, four years before latest fiscal year">234,517</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20231231_z7QLQFefh4uk" style="border-bottom: Black 1pt solid; text-align: right" title="Prior">467,546</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231_zjA4HXNeFoE9" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving">383,458</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20231231_zoXnMKYwHfl" style="border-bottom: Black 1pt solid; text-align: right" title="Revolving Converted to Term">2,200</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20231231_zTRSM4DkWmIc" style="border-bottom: Black 1pt solid; text-align: right" title="Total">3,602,627</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; padding-left: 0pt; text-align: left">Current period gross write-offs</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_ecustom--CurrentPeriodGrossWriteoffs2023_iN_pn3n3_di_c20230101__20231231_zGDFhJ6Zzdme" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2023"><span style="-sec-ix-hidden: xdx2ixbrl2385">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--CurrentPeriodGrossWriteoffs2022_iN_pn3n3_di_c20230101__20231231_zO789tUDg1G5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2022">(200</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--CurrentPeriodGrossWriteoffs2021_iN_pn3n3_di_c20230101__20231231_z901BU8FEpIl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2021"><span style="-sec-ix-hidden: xdx2ixbrl2389">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--CurrentPeriodGrossWriteoffs2020_iN_pn3n3_di_c20230101__20231231_zVCByaeLWBYc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2020">(28</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--CurrentPeriodGrossWriteoffs2019_iN_pn3n3_di_c20230101__20231231_zmBHtqf5J4Bd" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs 2019"><span style="-sec-ix-hidden: xdx2ixbrl2393">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_ecustom--CurrentPeriodGrossWriteoffsPrior_iN_pn3n3_di_c20230101__20231231_zVpm63amNaMj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Prior">(42</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_ecustom--CurrentPeriodGrossWriteoffsRevolving_iN_pn3n3_di_c20230101__20231231_zYAbCDbozf4b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Revolving">(469</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--CurrentPeriodGrossWriteoffsRevolvingConvertTerm_iN_pn3n3_di_c20230101__20231231_zDYgoYoJHQ7l" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Revolving Converted to Term">(22</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--CurrentPeriodGrossWriteoffsTotal_iN_pn3n3_di_c20230101__20231231_zT5wcApkDW85" style="border-bottom: Black 2.5pt solid; text-align: right" title="Current period gross write-offs Total">(761</td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table presents loan balances classified by credit quality indicators and loan categories as of December 31, 2022.</p> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"><b> </b></td><td style="padding-bottom: 1pt"><b> </b></td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>December 31, 2022</b></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"><b> </b></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2020</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2019</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2018</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Prior</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Revolving</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Revolving<br/> Converted<br/> to Term</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left; width: 19%">Pass</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGunm2s38Kv9" style="width: 6%; text-align: right">169,083</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zYZUQAFOMiVd" style="width: 6%; text-align: right">122,654</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMUZYWbtd1i" style="width: 6%; text-align: right">85,867</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zt1ocQ9aGUdk" style="width: 6%; text-align: right">66,299</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zW5dHI9nLCua" style="width: 6%; text-align: right">36,718</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zrkxgnnAKim7" style="width: 6%; text-align: right">93,915</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0mUU6f2zRk4" style="width: 6%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2408">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zRGVydbwIFpe" style="width: 6%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2409">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z5pNKu3Ilq7e" style="width: 6%; text-align: right">574,536</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zR81GraNgC9i" style="text-align: right">14,648</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zL47sV8rhm2j" style="text-align: right">479</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zFCjDlfpYB08" style="text-align: right">9,339</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z6Ky6vTzw3qf" style="text-align: right">3,658</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zpVnA0MBq4m9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2415">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOEXRFHAYVA1" style="text-align: right">6,792</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1Bv247RchWk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2417">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zLTlyxLgMl66" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2418">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOOdkdruu5Ni" style="text-align: right">34,916</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zKwG4Rztv4w3" style="text-align: right">200</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zkZnfqJUlxec" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2421">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsoOhy2WeK76" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2422">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdq96kGwkch1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2423">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zhXbKYczWm87" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2424">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDjBDJqKRBxe" style="text-align: right">2,960</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJV8ELr0Dwe9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2426">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zpiUjeEp6r2k" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2427">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZpvnjPQT6Le" style="text-align: right">3,160</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zDGxs8mGTb0d" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2429">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGrvuf96QvU7" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2430">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8AUXZrnSSR3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2431">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zS8KANKPDJM2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2432">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zzcgvn06IPs5" style="border-bottom: Black 1pt solid; text-align: right">289</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zob1vb7FbQP" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2434">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z7X5EdSiDFYc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2435">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2DghxVBt5w1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2436">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIWzXe41zezj" style="border-bottom: Black 1pt solid; text-align: right">289</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zCyi29U3if2e" style="text-align: right">183,931</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zaVrnajSqUG7" style="text-align: right">123,133</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zp9n6tj550qf" style="text-align: right">95,206</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zIlg5y3LD0y3" style="text-align: right">69,957</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zHH0OP2ZNRwc" style="text-align: right">37,007</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zDmqdWFPI2ob" style="text-align: right">103,667</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zM2L5lZ8WLPb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2444">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zx2oDMxZjJe2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2445">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--ResidentialRealEstateMember_zxpHdjTzPt9j" style="text-align: right">612,901</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: 0pt; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ6bYWJsbbAc" style="text-align: right">281,890</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwDZC96P95Ji" style="text-align: right">169,599</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zGSPw0s4qQE6" style="text-align: right">113,264</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z4GEm4zHhF68" style="text-align: right">59,550</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zhVefWX4S0ig" style="text-align: right">79,722</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpaPZdHyhrD" style="text-align: right">106,967</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVY14D1AVCn5" style="text-align: right">604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zaav7LGG4jkg" style="text-align: right">137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zllf6fw7zCy" style="text-align: right">811,733</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_znXxG8a5Kgfj" style="text-align: right">1,061</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvvpyNuZLmAa" style="text-align: right">9,491</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWUrhvwMnCph" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2458">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zQMPNAtTNg32" style="text-align: right">10,683</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvIOdHv7qDz1" style="text-align: right">1,408</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8rKqs8IGvZ3" style="text-align: right">11,660</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeaKpk17PS76" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2462">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zECIoKJbrNOb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2463">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHxSv7z5F1O2" style="text-align: right">34,303</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zW2weJvGCIJj" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2465">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7T1nOs2rO9i" style="text-align: right">202</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z76WYkM0u8X8" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2467">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXLznd6fsNp9" style="text-align: right">6,087</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zfJabkgYjnO" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2469">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_ztUnq0J2LhAe" style="text-align: right">930</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zFPLCDbCfGf4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2471">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zsqFM5cHeeQ7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2472">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zewWhBv94xZ3" style="text-align: right">7,219</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZpsVcnmFDR3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2474">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zWgotq4XNyof" style="border-bottom: Black 1pt solid; text-align: right">134</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zuxEUJJ5uxyl" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2476">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPC6fCbfqW31" style="border-bottom: Black 1pt solid; text-align: right">7,992</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zMngBVIVc1Oe" style="border-bottom: Black 1pt solid; text-align: right">327</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z0iPOFNggpW4" style="border-bottom: Black 1pt solid; text-align: right">871</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zow09UxJyVi" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2480">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zNTLI2khJZKk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2481">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zBoeHp48CmR" style="border-bottom: Black 1pt solid; text-align: right">9,324</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zhnfDVUKa1Hg" style="text-align: right">282,951</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zgBGLUlMRYk9" style="text-align: right">179,426</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zQQ2l4E1Mxcg" style="text-align: right">113,264</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zIepKQi4Ofcd" style="text-align: right">84,312</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zdPJtFuEk9Pj" style="text-align: right">81,457</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zah7P0gnIpd9" style="text-align: right">120,428</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEFFjSnXROik" style="text-align: right">604</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zvoYFMqxJTOj" style="text-align: right">137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--CollateralAxis__us-gaap--CommercialRealEstateMember_zrptuLCTcl19" style="text-align: right">862,579</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMSSZPd2ES09" style="text-align: right">48,420</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpEnkliRDIh4" style="text-align: right">55,129</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMB3cTRCI4ll" style="text-align: right">4,811</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zZPWxq9whWu5" style="text-align: right">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zNFhjSZm0O82" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2496">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zlEgGzCxtcKg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2497">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zx9PpwekmJ9b" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2498">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLYmhOlf6WL4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2499">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0KYu7sdWafb" style="text-align: right">108,607</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaCiKvDOFByk" style="text-align: right">1,119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zHfofsAChPKh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2502">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z4b364Gi0uzc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2503">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZmLZeHZEuk8" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2504">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUmWmWIWB0d2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2505">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z2Njz9KHgzql" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2506">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zZI2GNgCqLF2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2507">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDTpW54GA3u1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2508">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDN3ANO9WbN4" style="text-align: right">1,119</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z91tECc4FUD7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2510">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zciGyH65WsL7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2511">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJLbKyNwpWFl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2512">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zIbYSoUm9Ua2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2513">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zlo3g7Xbc8o2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2514">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z4b5Agjvhma3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2515">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDDXWJP3gnfg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2516">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zRGfZmBSBSXc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2517">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zAgICV730g1c" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2518">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z3MrmBkbU2k6" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2519">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zIPeMMrh3Xuc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2520">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z8iE1aw6ntJi" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2521">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zw1ycNNz8mp" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2522">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPp3Vyq9UAVk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2523">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zB9DHJT6HEF5" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2524">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zj5hcD07Zqqj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2525">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zCo0CWkJs4Ah" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2526">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zgpzaFCbHXx1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2527">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh5egBpVlE2j" style="text-align: right">49,539</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zDjPYCrcONx1" style="text-align: right">55,129</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zrrwYgIMk6j3" style="text-align: right">4,811</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zWAkR55k4mkb" style="text-align: right">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zJJOR6yn8vQ" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2532">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_z6t8gEnrHvnl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2533">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zBWX3BLtfaoe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2534">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zNXi6fcFHp97" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2535">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zhiGQLOnmgJ5" style="text-align: right">109,726</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zQiNayx1hwNe" style="text-align: right">136,489</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_znhbV2SEguH9" style="text-align: right">57,804</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFCbiOISweg5" style="text-align: right">29,864</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLYOuoyBxqKi" style="text-align: right">21,807</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zpzFxIAD2DPj" style="text-align: right">35,249</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLU9QKuOOwwk" style="text-align: right">28,914</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z46eoyng9hla" style="text-align: right">136,337</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zH5raIOmDxf3" style="text-align: right">709</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zIFdBFNaw8n7" style="text-align: right">447,174</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlIyiXYdd109" style="text-align: right">3,186</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zEy4JRlMATBh" style="text-align: right">2,058</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zKDRzRYV2XS7" style="text-align: right">1,318</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zYw8pxGTtlld" style="text-align: right">1,282</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJyaXI59mBEe" style="text-align: right">179</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z8paBTrtJyz6" style="text-align: right">3,074</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaThwXZBbCE1" style="text-align: right">3,783</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zi62GZW0ft08" style="text-align: right">439</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zOPBxjlnDQ5l" style="text-align: right">15,319</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zggGCVF6u8Pd" style="text-align: right">1,137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zG1F0blljAw8" style="text-align: right">260</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zLsuXEAPEKV8" style="text-align: right">386</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zE53FdB4kqG3" style="text-align: right">210</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zSur8RHnSXMa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2559">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwP4boEFDrA7" style="text-align: right">252</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zccu0HPpksPf" style="text-align: right">115</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zaa1SJwEYU64" style="text-align: right">642</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z9GnCKKsiare" style="text-align: right">3,002</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPFLMydUZSu1" style="border-bottom: Black 1pt solid; text-align: right">498</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfE1R2C2clE1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2565">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zvvNbh1TwIX4" style="border-bottom: Black 1pt solid; text-align: right">188</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGiHhFeoyMRf" style="border-bottom: Black 1pt solid; text-align: right">233</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zozsDZQ6SEU5" style="border-bottom: Black 1pt solid; text-align: right">315</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zdJxm9LIVyJl" style="border-bottom: Black 1pt solid; text-align: right">911</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z357gDSaIevl" style="border-bottom: Black 1pt solid; text-align: right">472</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zp3Rv6N9cESc" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2571">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zNDCDsu6eUd2" style="border-bottom: Black 1pt solid; text-align: right">2,617</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left; padding-bottom: 1pt">Total Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEULq3qY5Im6" style="border-bottom: Black 1pt solid; text-align: right">141,310</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zSZtmwjhvXF9" style="border-bottom: Black 1pt solid; text-align: right">60,122</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z4jOzNybx95f" style="border-bottom: Black 1pt solid; text-align: right">31,756</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zUA0vLnc9kP" style="border-bottom: Black 1pt solid; text-align: right">23,533</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zA6FTKLHSava" style="border-bottom: Black 1pt solid; text-align: right">35,743</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z8zArpTyqIHi" style="border-bottom: Black 1pt solid; text-align: right">33,151</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsCQHsI2IT7e" style="border-bottom: Black 1pt solid; text-align: right">140,707</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zHRtkTpGiR1k" style="border-bottom: Black 1pt solid; text-align: right">1,790</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ziXsNAcxcIy5" style="border-bottom: Black 1pt solid; text-align: right">468,112</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Commercial loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zEh8hLNQrPY8" style="text-align: right">657,731</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zLVHw9YK2qJ8" style="text-align: right">417,810</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zKnh05ClvkL9" style="text-align: right">245,037</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zeSq1eV1Dod5" style="text-align: right">178,049</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zg5B7UOKg0aj" style="text-align: right">154,207</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zMMBElhwNxK5" style="text-align: right">257,246</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_ztOYmoDTA27d" style="text-align: right">141,311</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1WDSUAr7xn6" style="text-align: right">1,927</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmGKeCqvUTe5" style="text-align: right">2,053,318</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVBXyT3Z3ASf" style="text-align: right">243,589</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z5k8E5Sd84I8" style="text-align: right">269,565</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0ShAt5CLIue" style="text-align: right">189,075</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyLcpkA9hSIi" style="text-align: right">72,499</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z0aXII8NA0l4" style="text-align: right">39,042</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zLeyDvO5osd3" style="text-align: right">76,172</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zwO4NNqu52la" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2597">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHr3zVmQbNhh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2598">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsp7ftuZqAS4" style="text-align: right">889,942</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zbQxuOvbgapf" style="text-align: right">6,196</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJdKyLKNx9Tf" style="text-align: right">8,256</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zXvY5CTXV7Lg" style="text-align: right">3,847</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zDXB4QRGHAD7" style="text-align: right">2,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zS5IwLYhkTg9" style="text-align: right">494</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zyNGlvQRaLWa" style="text-align: right">3,671</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zyFtnrtQrUD" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2606">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUaOvX41Yo17" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2607">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaP1xLszKvv5" style="text-align: right">24,742</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUWkkVbOSOld" style="text-align: right">3,114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBrqWYBDkbj7" style="text-align: right">1,938</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_znmrA7AmQaWg" style="text-align: right">2,644</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zJZzPCAkzXg" style="text-align: right">2,258</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6b78QSsNhb1" style="text-align: right">955</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zBUzKUpJJJO9" style="text-align: right">2,639</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zDwIvFrnHm0l" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2615">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6ItHBxD3f3d" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2616">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zbbz75iCz2Yc" style="text-align: right">13,548</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjwLz2XecQS3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2618">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z5cYX9opCF3i" style="border-bottom: Black 1pt solid; text-align: right">648</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_znlspcPcUMEb" style="border-bottom: Black 1pt solid; text-align: right">227</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwIas5ZVZLra" style="border-bottom: Black 1pt solid; text-align: right">341</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zISl2mFBT935" style="border-bottom: Black 1pt solid; text-align: right">408</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zJlkCwMyhMc1" style="border-bottom: Black 1pt solid; text-align: right">1,422</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z4AfmZ1Ckccd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2624">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZjnn8Mgwyp2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2625">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zQpt9jedbLnd" style="border-bottom: Black 1pt solid; text-align: right">3,046</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zYSFnsX7C4Pb" style="text-align: right">252,899</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_z4GbAom1Lh3g" style="text-align: right">280,407</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zNWw9k03C1o6" style="text-align: right">195,793</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zQrZdWseq2eh" style="text-align: right">77,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zAex66VFHGQf" style="text-align: right">40,899</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zhHKfqwLIel" style="text-align: right">83,904</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zofObrMbuYDg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2633">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zDc0CNs7OPh6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2634">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--RealEstateLoanMember_zGD3VFT8wFlk" style="text-align: right">931,278</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zHZ6FxaeXdNe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2636">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zOPXRkkctaLk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2637">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zz2famMKJS7d" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2638">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zJ6s9Lg1lgx" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2639">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zbJ5EyKYWqYa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2640">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zfrjMiAsy63" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2641">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zuQx5Ctoax3f" style="text-align: right">165,847</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zyOxUcWIL8Pg" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2643">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zVbdgcMCcOz7" style="text-align: right">165,847</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1ZmTw3Se8d9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2645">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zWRVMTKYWqNb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2646">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zoMNeUWWzrEb" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2647">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zaMsoB913MKa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2648">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z9UXFzuf8nQd" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2649">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z92XJV2IXfm" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2650">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zLbzGnmD3ck2" style="text-align: right">7,226</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zeZPsSyK1Ta4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2652">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zhIEVgGD7zok" style="text-align: right">7,226</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zUcu32XiDlNd" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2654">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zSexKNaOY0X1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2655">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zutXRQFYelPh" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2656">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z7ptFt4rubC9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2657">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdJ284LCp36i" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2658">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zwCxy4VI3ZAe" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2659">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zl4SyVyYCq3d" style="text-align: right">4,055</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zso4ccOOm4Qc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2661">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zHeYue7Alxj9" style="text-align: right">4,055</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zrrskObcsgHb" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2663">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zRB00laSOFfd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2664">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zsgdPdYuQBk1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2665">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z07KtB8jSWwd" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2666">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zfRiK5KtMzz9" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2667">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zk8OGkZ1QmF" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2668">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPTdh8RLP0tk" style="border-bottom: Black 1pt solid; text-align: right">2,172</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zbxDgTjr8l5d" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2670">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zwEUVwnroDhk" style="border-bottom: Black 1pt solid; text-align: right">2,172</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQtMb3GicFR1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2672">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z7EXn9jKlzc9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2673">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_z0aEWNSNHal6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2674">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zdNbvnkLdPsa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2675">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQtIdTzymYai" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2676">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zQTKhCizQGll" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2677">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zHdaLct0Nwxj" style="text-align: right">179,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zAaDE44jZXOl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2679">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--HomeEquityLoanMember_zrnKm1lUJXg" style="text-align: right">179,300</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zM8VvLC3hVLj" style="text-align: right">41,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFWLcJIpIbhe" style="text-align: right">34,039</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zMB5FEc0BX04" style="text-align: right">4,923</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zNwg5B9Z58qi" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2684">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zeAdtoUlBDld" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2685">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zX4yf3OqSPKj" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2686">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zZzkCiSIrT1a" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2687">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zAanhfRFF7J9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2688">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zy37bQY6tlik" style="text-align: right">80,100</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zx35jdPaQpy6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2690">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z1M5mCSIUzy7" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2691">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zg78m7QaojE4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2692">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zvRJTU4kwhoi" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2693">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zVdmet60MrC2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2694">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zI1LIbKLOAK4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2695">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zD0RH9K0bXU6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2696">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zJFy2z6uRsM1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2697">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z7ocenSiE6T1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2698">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zNs7DPgmUVA1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2699">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zoa0RYEpKJId" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2700">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zywdkW6lGUnk" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2701">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zj4mCjZmDtwl" style="text-align: right">315</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z0trk0cHHtff" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2703">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zk4yrTHvRiB4" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2704">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXwJAKb72C84" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2705">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6YStNpVDvl5" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2706">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zbFSwEo0Yr32" style="text-align: right">315</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGQeK598wWFh" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2708">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zLIWGwMwieej" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2709">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPKGXIQVkGCh" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2710">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2IjgjiQ8Ay2" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2711">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zCHaLrSeGGp5" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2712">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zaeoAMYFbGHj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2713">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zGGKyclBK4Ye" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2714">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zjs3xex6uDU1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2715">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zE4zuBTmsmC7" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2716">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zpz7S2453tkk" style="text-align: right">41,138</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zUhH5FLXFLQj" style="text-align: right">34,039</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zn35ajYALJF8" style="text-align: right">4,923</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zmCEndLiIrAe" style="text-align: right">315</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zKImu0yRLx97" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2721">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zMU89aOxrIDa" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2722">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zV1v33H9wLgl" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2723">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zC7FxY6oDxta" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2724">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__us-gaap--ConstructionLoansMember_zV10b3VvRWF8" style="text-align: right">80,415</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Other</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Pass</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zT4T8tsP1Kpe" style="text-align: right">3,894</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zN2MLhYMItzf" style="text-align: right">3,038</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zngLJzZ5GLRi" style="text-align: right">1,702</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFkJc6jYC0E4" style="text-align: right">1,534</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_z9wcBEyb6WJ6" style="text-align: right">341</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zlDMoKvzkORa" style="text-align: right">3,015</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zFLYLlOrrNg9" style="text-align: right">14,465</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zsjqovrKjeib" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2733">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--PassMember_zV9QXUqseaE1" style="text-align: right">27,989</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Watch</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3vuhIa0Wf1h" style="text-align: right">46</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z0BBn3BHEkIa" style="text-align: right">367</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zUv8NKITbIH8" style="text-align: right">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zlFZepngeNS4" style="text-align: right">5</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zCrpVWapMk9i" style="text-align: right">16</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z27E5L4TJQ9a" style="text-align: right">175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_z3gZJ29hO674" style="text-align: right">93</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zsl6DJwxK3f1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2742">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__custom--WatchMember_zinyk7mZkbDj" style="text-align: right">717</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -0.125in; padding-left: 0.25in; text-align: left">Special Mention</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zQUX1Gx6ZBXf" style="text-align: right">94</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zXBt2bXVPSki" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2745">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z5LQ6410xzh2" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2746">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zrILcmcUUgqj" style="text-align: right">44</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z1x0cZqzMb1l" style="text-align: right">75</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_z6Go1o39kcdb" style="text-align: right">23</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zZrax7lpAgO7" style="text-align: right">97</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zdNmkBcBlAX1" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2751">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SpecialMentionMember_zvR7XTjww9Ac" style="text-align: right">332</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left; padding-bottom: 1pt">Substandard</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zaPwDqTkrX06" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2753">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zz7TQ3c2kvF4" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2754">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zZED8dyujOac" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2755">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zKNQMjiSlgpc" style="border-bottom: Black 1pt solid; text-align: right">5</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPGaz2YNqbQ" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2757">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_z2VCoBRK7aHj" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2758">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zy1niPi3dELd" style="border-bottom: Black 1pt solid; text-align: right">9</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zPj0hasycDe1" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2760">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember__us-gaap--InternalCreditAssessmentAxis__us-gaap--SubstandardMember_zixyHH5rcwa6" style="border-bottom: Black 1pt solid; text-align: right">14</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.125in; text-align: left; padding-bottom: 1pt">Total Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zdQPSNnJSjz4" style="border-bottom: Black 1pt solid; text-align: right">4,034</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zl1ri8oGyr27" style="border-bottom: Black 1pt solid; text-align: right">3,405</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zWCpUcluhjOc" style="border-bottom: Black 1pt solid; text-align: right">1,717</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zGRF5AsBM7M" style="border-bottom: Black 1pt solid; text-align: right">1,588</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zSfdNXkWNqKf" style="border-bottom: Black 1pt solid; text-align: right">432</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zAl2FmTOmZe5" style="border-bottom: Black 1pt solid; text-align: right">3,213</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_z6wb2IRhD3di" style="border-bottom: Black 1pt solid; text-align: right">14,663</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zAn7DZ1lw3X3" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2769">-</span></td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis__custom--OtherMember_zaJiCIv53qKd" style="border-bottom: Black 1pt solid; text-align: right">29,052</td><td style="border-bottom: Black 1pt solid; padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="text-indent: -0.125in; padding-left: 0.125in; text-align: left">Total Consumer loans</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zR1ogs3rKYce" style="text-align: right">298,071</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zGoNka3ZBUw1" style="text-align: right">317,851</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zSieFUN1Wiai" style="text-align: right">202,433</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zM5gfS1Dkubi" style="text-align: right">79,279</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zvvkNhshtwlh" style="text-align: right">41,331</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zjE6N1bzyokh" style="text-align: right">87,117</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_z1ailRuzOuHd" style="text-align: right">193,963</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zVtHFuGmwrSc" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl2778">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zyCNZlUgj8z3" style="text-align: right">1,220,045</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -0.125in; padding-left: 0.25in; text-align: left">Total loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_984_eus-gaap--FinancingReceivableOriginatedInCurrentFiscalYear_iI_pn3n3_c20221231_zgUSAfST5U0e" style="border-bottom: Black 1pt solid; text-align: right">955,802</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear_iI_pn3n3_c20221231_zPAsaNYBvGh2" style="border-bottom: Black 1pt solid; text-align: right">735,661</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zP4meAEc04el" style="border-bottom: Black 1pt solid; text-align: right">447,470</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zhoUqHvtoWh7" style="border-bottom: Black 1pt solid; text-align: right">257,328</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zGBau9I5mlFd" style="border-bottom: Black 1pt solid; text-align: right">195,538</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear_iI_pn3n3_c20221231_zHK3WBFfvEdi" style="border-bottom: Black 1pt solid; text-align: right">344,363</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--FinancingReceivableRevolving_iI_pn3n3_c20221231_zxN53CAzMy85" style="border-bottom: Black 1pt solid; text-align: right">335,274</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableRevolvingConvertedToTermLoan_iI_pn3n3_c20221231_zHk8WG7kkA54" style="border-bottom: Black 1pt solid; text-align: right">1,927</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--NotesReceivableGross_iI_pn3n3_c20221231_zMMLeFka3v43" style="border-bottom: Black 1pt solid; text-align: right">3,273,363</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: rgb(178,178,178)"> <td style="border-bottom: Black 2.5pt solid; font-size: 7.5pt; text-align: left">Current period gross write-offs</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_982_ecustom--CurrentPeriodGrossWriteoffs2023_iN_pn3n3_di_c20220101__20221231_zJS5KC3PQ1J1" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2023"><span style="-sec-ix-hidden: xdx2ixbrl2790">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_989_ecustom--CurrentPeriodGrossWriteoffs2022_iN_pn3n3_di_c20220101__20221231_z2ME2igXyG16" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2022">(91</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98C_ecustom--CurrentPeriodGrossWriteoffs2021_iN_pn3n3_di_c20220101__20221231_zVdLFxnkeer6" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2021"><span style="-sec-ix-hidden: xdx2ixbrl2794">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_985_ecustom--CurrentPeriodGrossWriteoffs2020_iN_pn3n3_di_c20220101__20221231_zBMU8oyzyYh1" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2020">(23</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_983_ecustom--CurrentPeriodGrossWriteoffs2019_iN_pn3n3_di_c20220101__20221231_znWf7G6sOTAi" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs 2019"><span style="-sec-ix-hidden: xdx2ixbrl2798">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_987_ecustom--CurrentPeriodGrossWriteoffsPrior_iN_pn3n3_di_c20220101__20221231_z7YEKnRII46a" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Prior">(32</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98B_ecustom--CurrentPeriodGrossWriteoffsRevolving_iN_pn3n3_di_c20220101__20221231_zgTt4G2ks7dg" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Revolving">(339</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98E_ecustom--CurrentPeriodGrossWriteoffsRevolvingConvertTerm_iN_pn3n3_di_c20220101__20221231_zmMweAzx9PEi" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Revolving Converted to Term"><span style="-sec-ix-hidden: xdx2ixbrl2804">-</span></td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left"> </td><td id="xdx_98C_ecustom--CurrentPeriodGrossWriteoffsTotal_iN_pn3n3_di_c20220101__20221231_zFNNsxhN1Aa2" style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: right" title="Current period gross write-offs Total">(485</td><td style="border-bottom: Black 2.5pt solid; font-size: 7pt; text-align: left">)</td></tr> </table> 42846000 180654000 138549000 64818000 59880000 110502000 85000 166000 597500000 3460000 460000 15997000 3525000 6616000 30058000 181000 3057000 3238000 861000 861000 42846000 184295000 139009000 80815000 63405000 121036000 85000 166000 631657000 84617000 298063000 162697000 107364000 59260000 163990000 9249000 885240000 1007000 3260000 9914000 533000 5545000 10630000 30889000 7759000 8252000 879000 16890000 313000 8088000 1109000 9510000 85624000 301323000 180683000 107897000 81145000 176608000 9249000 942529000 27262000 86161000 24399000 11459000 149281000 1399000 1399000 27262000 87560000 24399000 11459000 150680000 48705000 134999000 48557000 18868000 17292000 47708000 146745000 1431000 464305000 127000 15867000 1833000 1010000 842000 3584000 7570000 506000 31339000 241000 961000 98000 857000 184000 447000 150000 97000 3035000 155000 132000 1195000 1482000 49073000 151827000 50643000 20735000 18450000 52934000 154465000 2034000 500161000 204805000 725005000 394734000 220906000 163000000 350578000 163799000 2200000 2225027000 144179000 273585000 278138000 176395000 66087000 105383000 1043767000 490000 5658000 8230000 3917000 2051000 3890000 24236000 143000 2499000 1657000 1291000 2220000 3360000 11170000 635000 817000 318000 1486000 3256000 144812000 281742000 288660000 182420000 70676000 114119000 1082429000 171003000 171003000 6393000 6393000 4283000 4283000 1325000 1325000 183004000 183004000 14339000 39893000 9116000 63348000 14339000 39893000 9116000 63348000 1278000 2551000 2361000 1457000 803000 2604000 36549000 47603000 9000 29000 348000 15000 163000 58000 622000 33000 333000 23000 82000 41000 512000 75000 7000 82000 1320000 2913000 2784000 1457000 841000 2849000 36655000 48819000 160471000 324548000 300560000 183877000 71517000 116968000 219659000 1377600000 365276000 1049553000 695294000 404783000 234517000 467546000 383458000 2200000 3602627000 200000 28000 42000 469000 22000 761000 169083000 122654000 85867000 66299000 36718000 93915000 574536000 14648000 479000 9339000 3658000 6792000 34916000 200000 2960000 3160000 289000 289000 183931000 123133000 95206000 69957000 37007000 103667000 612901000 281890000 169599000 113264000 59550000 79722000 106967000 604000 137000 811733000 1061000 9491000 10683000 1408000 11660000 34303000 202000 6087000 930000 7219000 134000 7992000 327000 871000 9324000 282951000 179426000 113264000 84312000 81457000 120428000 604000 137000 862579000 48420000 55129000 4811000 247000 108607000 1119000 1119000 49539000 55129000 4811000 247000 109726000 136489000 57804000 29864000 21807000 35249000 28914000 136337000 709000 447174000 3186000 2058000 1318000 1282000 179000 3074000 3783000 439000 15319000 1137000 260000 386000 210000 252000 115000 642000 3002000 498000 188000 233000 315000 911000 472000 2617000 141310000 60122000 31756000 23533000 35743000 33151000 140707000 1790000 468112000 657731000 417810000 245037000 178049000 154207000 257246000 141311000 1927000 2053318000 243589000 269565000 189075000 72499000 39042000 76172000 889942000 6196000 8256000 3847000 2278000 494000 3671000 24742000 3114000 1938000 2644000 2258000 955000 2639000 13548000 648000 227000 341000 408000 1422000 3046000 252899000 280407000 195793000 77376000 40899000 83904000 931278000 165847000 165847000 7226000 7226000 4055000 4055000 2172000 2172000 179300000 179300000 41138000 34039000 4923000 80100000 315000 315000 41138000 34039000 4923000 315000 80415000 3894000 3038000 1702000 1534000 341000 3015000 14465000 27989000 46000 367000 15000 5000 16000 175000 93000 717000 94000 44000 75000 23000 97000 332000 5000 9000 14000 4034000 3405000 1717000 1588000 432000 3213000 14663000 29052000 298071000 317851000 202433000 79279000 41331000 87117000 193963000 1220045000 955802000 735661000 447470000 257328000 195538000 344363000 335274000 1927000 3273363000 91000 23000 32000 339000 485000 <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--ScheduleOfCompensatingBalancesTextBlock_pn3n3_zbUD5oSFbC9" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of loan balances by payment status"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B9_zfSpYGcDWEGf" style="display: none">Schedule of loan balances by payment status</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 20pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 30-59 <br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 60-89 <br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 90 <br/> days or more <br/> past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing<br/> current</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 34%; text-align: left">Owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zVfYk9PzUTqj" style="width: 8%; text-align: right" title="Total loan balances by payment">74</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zu6dh2C0XHK6" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2812">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z3t0CSeUaQZe" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2814">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zDBuKrShCZZ6" style="width: 8%; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2816">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zBf48tZaq53d" style="width: 8%; text-align: right" title="Total loan balances by payment">631,583</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_z8pKE3NffbBl" style="width: 8%; text-align: right" title="Total loan balances by payment">631,657</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zb1Avjmtxnz2" style="text-align: right" title="Total loan balances by payment">8,102</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zAC4UCLvF4W8" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2824">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zYiW1qvVHAij" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2826">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zCFfSKo8A2sd" style="text-align: right" title="Total loan balances by payment">1,423</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z7xpFfghsOJb" style="text-align: right" title="Total loan balances by payment">933,004</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zCHuKjQonqD7" style="text-align: right" title="Total loan balances by payment">942,529</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zPbQGsvn5wkj" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2834">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zb9ilItGQTN1" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2836">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z2evPuNGnyLj" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2838">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zeaqzRqxY5Ma" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2840">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z5vBgDk62XWd" style="text-align: right" title="Total loan balances by payment">150,680</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zVC7fTmRVxfd" style="text-align: right" title="Total loan balances by payment">150,680</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zAQWAXg6Wgh2" style="text-align: right" title="Total loan balances by payment">567</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zTQTIW9P3cvk" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2848">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_ztEdrrBISNa3" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2850">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zz2snKTdnM3b" style="text-align: right" title="Total loan balances by payment">319</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zN3bCi3hAFi9" style="text-align: right" title="Total loan balances by payment">499,275</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zW79XlEpq0Oc" style="text-align: right" title="Total loan balances by payment">500,161</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zcZKDdlijRol" style="text-align: right" title="Total loan balances by payment">1,750</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zEevtlIzeZC7" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2860">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zebOvRurjCfe" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2862">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_z2FKPkhbNBw1" style="text-align: right" title="Total loan balances by payment">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zmZHzz6m7iLk" style="text-align: right" title="Total loan balances by payment">1,079,694</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zPlnSi0L9Rx2" style="text-align: right" title="Total loan balances by payment">1,082,429</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zCGYnRngoCgc" style="text-align: right" title="Total loan balances by payment">601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zD9W3OczBJFe" style="text-align: right" title="Total loan balances by payment">30</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zAWDATWEwh7k" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2874">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zvIp0l3A9wGh" style="text-align: right" title="Total loan balances by payment">1,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z16aa0Brlce6" style="text-align: right" title="Total loan balances by payment">181,137</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_ze6LOrEgwibj" style="text-align: right" title="Total loan balances by payment">183,004</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zTXc0Zb9xuIg" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2882">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zhThSSxRdwX5" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2884">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zFlDMwzD6iFa" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2886">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zbBxJlAiBMm8" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2888">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zqvSqG4qH4Dd" style="text-align: right" title="Total loan balances by payment">63,348</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zkmoVSP6f8Gb" style="text-align: right" title="Total loan balances by payment">63,348</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zeDzt2khDtYl" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">25</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zCWrWKZFXqUa" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">25</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKGwiN5hdtT1" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2898">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zSFhQJMzjTm3" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2900">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zxOpv5EtOwtj" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">48,769</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zPZxNjPg9Tp7" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">48,819</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWHNQC3MOnr8" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">11,119</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z1cEl4DjUFDj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">55</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z0a47u7bKYRl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2910">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zGTfafhbuRx4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,963</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoan_iI_pn3n3_c20231231__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zFJbEo1AZhP4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,587,490</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_ecustom--TotalLoan_iI_pn3n3_c20231231_z401bRA3HFOh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,602,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold"> </td> <td style="font-weight: bold; text-align: left"> </td><td style="font-weight: bold; text-align: right"> </td><td style="font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; background-color: White; font-weight: bold; text-align: left; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="background-color: White; font-weight: bold; padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="21" style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2022</span></td><td style="background-color: White; padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 30-59<br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 60-89<br/> days past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing 90<br/> days or more <br/> past due</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Accruing<br/> current</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zOoiHlJTSwci" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2918">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zg8UrBWQyAVa" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2920">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z7zOiYTVbkQ9" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2922">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zwguQg2VrvH1" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2924">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zKVUcPRz4Jga" style="text-align: right" title="Total loan balances by payment">612,901</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zWgXTIe7zSB8" style="text-align: right" title="Total loan balances by payment">612,901</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWYkXKSLLaQl" style="text-align: right" title="Total loan balances by payment">119</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zbkSyk2kYon1" style="text-align: right" title="Total loan balances by payment">757</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKquTU1OYDc5" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2934">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zDS5UwrPJAs5" style="text-align: right" title="Total loan balances by payment">247</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zJQsZkqqu1j" style="text-align: right" title="Total loan balances by payment">861,456</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zBgRgFHrjhT" style="text-align: right" title="Total loan balances by payment">862,579</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zd7ltbh4Mt" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2942">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zce1SnulXlk3" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2944">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zXL0LbgQ6DNh" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2946">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_ztQ3QCBHDmd7" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2948">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zv7QQmsr0T2" style="text-align: right" title="Total loan balances by payment">109,726</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zCxMT2asmma1" style="text-align: right" title="Total loan balances by payment">109,726</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_z7km1gvBn1Ka" style="text-align: right" title="Total loan balances by payment">24</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zsnKNKQaEHJ4" style="text-align: right" title="Total loan balances by payment">1</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z4s033I8XYfc" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2958">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zHzOLK6vJhtg" style="text-align: right" title="Total loan balances by payment">182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_z0HWvo328lud" style="text-align: right" title="Total loan balances by payment">467,905</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_ztzahNV8X31d" style="text-align: right" title="Total loan balances by payment">468,112</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zC5aZFceQiR1" style="text-align: right" title="Total loan balances by payment">330</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z5xXso38Zqz2" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2968">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zKJkoXCF9q73" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2970">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zxiblHzO63tl" style="text-align: right" title="Total loan balances by payment">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zKPzQjjSvfzd" style="text-align: right" title="Total loan balances by payment">929,849</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zJq9m0LJs2K4" style="text-align: right" title="Total loan balances by payment">931,278</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zIf97CUHdoa3" style="text-align: right" title="Total loan balances by payment">50</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z3BEDXSWBzWe" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2980">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zUhdE3rrXR47" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2982">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zhHEerFGymjk" style="text-align: right" title="Total loan balances by payment">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zkBHf92OTW2l" style="text-align: right" title="Total loan balances by payment">178,151</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zrzvmxerXGzk" style="text-align: right" title="Total loan balances by payment">179,300</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zWFVUxX1oRMb" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2990">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zFbLKUAMBQp4" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2992">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zdhGtabrlXzf" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2994">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zUOdLsuzVrNg" style="text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl2996">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zuGSQ7o8pwX3" style="text-align: right" title="Total loan balances by payment">80,415</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6RxvIrWNk1c" style="text-align: right" title="Total loan balances by payment">80,415</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zPvvNkuxBCtc" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">88</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_zJZL11oDxe71" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3004">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_z9IBZ3Ar6mU1" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3006">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_z4zAq747qTUb" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3008">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zk2Uh9k2WxE3" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">28,964</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoanBalancesByPaymentAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z7xrJIq6MObi" style="border-bottom: Black 1pt solid; text-align: right" title="Total loan balances by payment">29,052</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing3059DaysPastDueMember_zAR3Xpg43mKk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">611</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing6089DaysPastDueMember_z42ppy4lL2Eh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">758</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--Accruing90DaysOrMorePastDueMember_zNmaJTSjaDU" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment"><span style="-sec-ix-hidden: xdx2ixbrl3018">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--NonaccrualLoansMember_zJwIVTeJmMjk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">2,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalLoan_iI_pn3n3_c20221231__us-gaap--DebtInstrumentAxis__custom--AccruingCurrentMember_zGOjH5Z6W0mk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,269,367</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalLoan_iI_pn3n3_c20221231_zbzoDgPS1Lh3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total loan balances by payment">3,273,363</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 74000 631583000 631657000 8102000 1423000 933004000 942529000 150680000 150680000 567000 319000 499275000 500161000 1750000 985000 1079694000 1082429000 601000 30000 1236000 181137000 183004000 63348000 63348000 25000 25000 48769000 48819000 11119000 55000 3963000 3587490000 3602627000 612901000 612901000 119000 757000 247000 861456000 862579000 109726000 109726000 24000 1000 182000 467905000 468112000 330000 1099000 929849000 931278000 50000 1099000 178151000 179300000 80415000 80415000 88000 28964000 29052000 611000 758000 2627000 3269367000 3273363000 0.0037 0.0011 0.0027 0.0003 0.0009 0.0008 8100000 <table cellpadding="0" cellspacing="0" id="xdx_88B_eus-gaap--ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_pn3n3_zFRfbMLcv2Z" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonperforming assets, including nonaccruing TDRs"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_8B9_zFJhdR9Ijyfk" style="display: none">Schedule of nonperforming assets, including nonaccruing TDRs</span></span><span style="font-size: 8pt"></span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" id="xdx_49C_20231231_zggDo6piilg3" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" id="xdx_492_20221231_zoI3k3auLoPk" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest_iI_zeyZpb1OmAvk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: justify">Nonaccrual loans</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,963</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">831</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_ecustom--NonaccruingTDRs_zcH2TjW2Haa1" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Nonaccruing TDRs</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3045">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,796</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--TotalNonaccrualLoansIncludingNonaccruingTdrs_iI_zsqxDKdmAUVd" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Total nonaccrual loans, including nonaccruing TDRs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,963</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,627</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_ecustom--OtherRealEstateOwned_iBI_pn3n3_z9g3plNpFAVh" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Other real estate owned</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3051">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3052">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_408_ecustom--TotalNonperformingAssets_iI_pn3n3_zf1Y3AnY8uSf" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Total nonperforming assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">3,963</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,627</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--NonperformingAssetsAsAPercentageOfAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Nonperforming assets as a percentage of:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Total assets</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--NonperformingAssetsAsPercentageOfAssets_iI_pip0_dp_c20231231_zSJN4lSy7sW1" style="text-align: right" title="Total assets">0.10</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NonperformingAssetsAsPercentageOfAssets_iI_pip0_dp_c20221231_zW7dU1UgveSh" style="text-align: right">0.07</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Gross loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_iI_pip0_dp_c20231231_zBO8p939hi0k" style="border-bottom: Black 1pt solid; text-align: right" title="Gross loans">0.11</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--LoansAndLeasesReceivableRatioOfNonperformingLoansToAllLoans_iI_pip0_dp_c20221231_zypBYKE8wlw2" style="border-bottom: Black 1pt solid; text-align: right">0.08</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr id="xdx_400_ecustom--TotalLoansOver90DaysPastDue_iI_pn3n3_zRwBA8IEdmP5" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Total loans over 90 days past due</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">1,300</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">402</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing_iI_pn3n3_z0De4XM7BoJ6" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Loans over 90 days past due and still accruing</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3069">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3070">-</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_ecustom--AccruingTroubledDebtRestructurings_iI_pn3n3_zNjMOdHHoP69" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Accruing troubled debt restructurings</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3072">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,503</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 3963000 831000 1796000 3963000 2627000 3963000 2627000 0.0010 0.0007 0.0011 0.0008 1300000 402000 4503000 <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--DebtSecuritiesHeldtoMaturityNonaccrualTableTextBlock_pn3n3_zYAV0dlSJnw6" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of nonaccrual loans by major categories"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify"><span id="xdx_8B2_zG0woqd0ntg4" style="display: none">Schedule nonaccrual loans by major categories</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with no<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with an<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total <br/> nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with no<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Nonaccrual<br/> loans<br/> with an<br/> allowance</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total <br/> nonaccrual<br/> loans</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z51aPj8DHzjc" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3077">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zRAtaGvJU3me" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3079">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zoqtrHHzITI1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3081">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_980_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zc3sesMObrF6" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3083">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zYqnAWLJrH8i" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3085">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zzDMglmxYwT1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3087">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 34%; text-align: left">Non-owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_ztStPfSmahvj" style="width: 8%; text-align: right" title="Total commercial">653</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_ziiSIT9T9XQg" style="width: 8%; text-align: right" title="Total commercial">770</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zCXeBkM4Kcj7" style="width: 8%; text-align: right" title="Total commercial">1,423</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zW3PMr03Fcwk" style="width: 8%; text-align: right" title="Total commercial">114</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zliPVENxT4B1" style="width: 8%; text-align: right" title="Total commercial">133</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zwDSJX0lxiu3" style="width: 8%; text-align: right" title="Total commercial">247</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zWT16EA2pOS1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zfg0mQKWBKXa" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zs5UkX04Y1gg" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3105">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zl9i4ZqZSjA8" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3107">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQQvPEOnUXT1" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3109">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TotalCommercial_iI_pn3n3_c20221231__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zaLK0inZ0yF2" style="text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3111">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--TotalCommercial_iI_pn3n3_c20231231__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zbMQVC65tL2j" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSqwwHhGbGq9" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">155</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zjYD9lF229vi" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">319</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zcpW6mCa4g19" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial"><span style="-sec-ix-hidden: xdx2ixbrl3119">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zOvXvD5eNEU9" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">182</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zsMFmVcQUYXb" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">182</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zKW0pl8HR4Oj" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">817</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zk8IGwj2XPab" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">925</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalCommercial_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zub65HfuFdb4" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">1,742</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zpNqMxbchh0d" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">114</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zuZxtpYGgcSe" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">315</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_983_ecustom--TotalCommercial_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zPRpb8b5lowj" style="border-bottom: Black 1pt solid; text-align: right" title="Total commercial">429</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zYSpTKdx0ha4" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3137">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zPXqZHzIUjyc" style="text-align: right" title="Total consumer">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zK3PMXWrtaX" style="text-align: right" title="Total consumer">985</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z1R8KsXhIYVe" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3143">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zFXKNPFsZgZ9" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zklxebBYGyml" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zs4zWxRjEIla" style="text-align: right" title="Total consumer">343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSgkz5djq066" style="text-align: right" title="Total consumer">893</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zCEg9QJXnz49" style="text-align: right" title="Total consumer">1,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zifF6YapxSGj" style="text-align: right" title="Total consumer">194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zMrZNy4Y2fB9" style="text-align: right" title="Total consumer">905</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_z8cP3IQbhSAa" style="text-align: right" title="Total consumer">1,099</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zgcD6TGytZhl" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQXWusaAgNEf" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3163">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zkWeD2KEd2Ed" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3165">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z3dFB6QqV4dk" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3167">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zlm79PUP9xU1" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3169">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zUCt96JSklo5" style="text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3171">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z5H8XkR0UTlj" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3173">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zSmqEUzi6Nm5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3175">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zJy8cMAFT90k" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3177">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zOposH6VA9i5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3179">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zVaATYv8FxF5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3181">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zAmKslL6PT9j" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer"><span style="-sec-ix-hidden: xdx2ixbrl3183">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zyDl0DAsPeTj" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">343</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zQYumqO3i5y2" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">1,878</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalConsumer_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zBAyIOb3Cso" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,221</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z0Q0MBV0cwm5" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">194</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zxiLLj2OZgq6" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,004</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_ecustom--TotalConsumer_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_z9eNENF6wPfg" style="border-bottom: Black 1pt solid; text-align: right" title="Total consumer">2,198</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total nonaccrual loans</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_zqtSo9NMo5M4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">1,160</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zRn4GCuwikK2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,803</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zg3hI47HsxC5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">3,963</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_986_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithNoAllowanceMember_z4Im6kKTqsPl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">308</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--NonaccrualLoansWithAnAllowanceMember_zad88xjZxuHh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,319</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TotalNonaccrualLoans_iI_pn3n3_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--TotalNonaccrualLoansMember_zVUJI8ARLETe" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total nonaccrual loans">2,627</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 653000 770000 1423000 114000 133000 247000 164000 155000 319000 182000 182000 817000 925000 1742000 114000 315000 429000 985000 985000 1099000 1099000 343000 893000 1236000 194000 905000 1099000 343000 1878000 2221000 194000 2004000 2198000 1160000 2803000 3963000 308000 2319000 2627000 73000 28000 <table cellpadding="0" cellspacing="0" id="xdx_887_eus-gaap--HeldToMaturitySecuritiesTextBlock_pn3n3_z85I4q6EGf1i" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of amortized cost basis of loans"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BD_zuK5x03KocJ9" style="display: none">Schedule of amortized cost basis of loans</span></td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td style="border-top: Black 2.5pt solid; border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Term Extension</td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">Amortized Cost Basis</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">% of Total Loan Type</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: center">Financial Effect</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 33%; text-align: left">Commercial Business</td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 1%; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 10%; text-align: right"><span id="xdx_906_eus-gaap--DebtSecuritiesAvailableForSaleAmortizedCostCurrent_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zmT3r6ZsWdM2" title="Amortized Cost Basis">319</span></td><td style="border-bottom: Black 2.5pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 10%; text-align: right"><span id="xdx_903_ecustom--DebtInstrumentTotalLoanTypePercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zeNSfqgQLCmj" title="Percentage of Total Loan Type">0.06</span></td><td style="border-bottom: Black 2.5pt solid; vertical-align: top; width: 1%; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td id="xdx_988_eus-gaap--DebtInstrumentMaturityDateDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z9mp2DJQi906" style="border-bottom: Black 2.5pt solid; width: 40%; text-align: justify" title="Financial Effect, description">Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed.</td></tr> </table> 319000 0.0006 Added a 1-year term to both of the loans modified. One loan was granted an extended amortization due to the inability to pay on a 3-year amortization. The other loan was given an interest only period due to the ability to pay only interest to get the loan renewed. 13 6300000 1200000 885000 1100000 1500000 2200000 329300000 5400000 783500000 <table cellpadding="0" cellspacing="0" id="xdx_895_ecustom--ScheduleOfActivityRelatedToTheAllowanceForCreditLossesTableTextBlock_pn3n3_zL2DiYvjHDPj" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B5_zCDrgqQ67sb8" style="display: none">Schedule of activity related to the allowance for credit losses</span></td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49C_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zHQLVWgSTXMc" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_496_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zgpQ0DDsia6j" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_497_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6P1oVCo3z31" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_494_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zMuxoI2JpI5k" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49C_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zJZrUVFcjg99" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_493_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zY2BfTNrODR4" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49F_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zVF3RcHhDrC8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_495_20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zEKXeNTFkO8j" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49F_20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zxvryCKnlgs8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td> <td colspan="34" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>Twelve months ended December 31, 2023</b></td><td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Owner <br/> occupied<br/> RE</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Non-owner<br/> occupied <br/> RE</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Construction</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Business</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="white-space: nowrap; padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Real<br/> Estate</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Home <br/> Equity</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Construction</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Other</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Total</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">5,867</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">10,376</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">1,292</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">7,861</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">9,487</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">2,551</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">893</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">312</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">38,639</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_i_pn3n3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">251</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">848</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">302</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(755</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,160</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">422</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(216</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">197</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,209</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_i_pn3n3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3263">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(242</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3265">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(65</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3267">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(438</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3269">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(16</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(761</td><td style="text-align: left">)</td></tr> <tr id="xdx_40C_eus-gaap--ValuationAllowancesAndReservesRecoveries_zHKvFR6LK4Je" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3273">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">185</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3275">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">344</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3277">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">65</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3279">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">595</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_zzj4ykSj3TG3" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3283">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(57</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3285">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">279</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3287">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(373</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3289">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(15</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(166</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_40D_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_zKUNY4ltXe3h" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">6,118</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">11,167</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,594</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">7,385</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">10,647</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">2,600</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">677</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">494</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">40,682</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Net charge-offs to average loans (annualized)</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z0pzFMyTpLB9" style="text-align: right" title="Net recoveries to average loans (annualized)">0.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to gross loans</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanLossesAsPercentageOfGrossLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zjNHyzKIuLmi" style="text-align: right" title="Allowance for credit losses to gross loans">1.13</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to nonperforming loans</td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_ecustom--AllowanceForLoanLossesAsPercentageOfNonperformingLoans_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zfcFHU1VkIw5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Allowance for credit losses to nonperforming loans">1026.55</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 8pt"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="display: none; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_492_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zM4sUoqHbOr5" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_490_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zQGOiuUFJ8e5" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_495_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zv0QJN8HSIQ8" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_492_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zxLw2fWhbS5f" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_497_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zaOmVMql53Nc" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_499_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zQ84PFt3nEy6" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_498_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zq8EAQlaNRAg" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_49E_20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z8QOA0KgilPh" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td><td style="display: none"> </td> <td style="display: none; text-align: left"> </td><td id="xdx_498_20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z06yrijUPXt6" style="display: none; text-align: right"> </td><td style="display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; text-align: right"><b>Twelve months ended December 31, 2022</b></td><td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-size: 7pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Owner<br/> occupied<br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Non-owner<br/> occupied <br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: center">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Business</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="white-space: nowrap; padding-bottom: 1pt; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Real <br/> Estate</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Home <br/> Equity</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Other</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td></tr> <tr id="xdx_40E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_z3LjvJOcSNO6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 5%; text-align: right">4,700</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">10,518</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">625</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">4,887</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">7,083</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">1,697</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">578</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">320</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 5%; text-align: right">30,408</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_405_ecustom--AdjustmentForCecl_pn3n3_zxkeJcrnnjac" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Adjustment for CECL</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(313</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">333</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">154</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,057</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(294</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">438</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(5</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,500</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_zbEnDIcft3xl" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,480</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(2,015</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">513</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,764</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,698</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">663</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">185</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">87</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,375</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_zVKDZGyFkQde" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3339">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3340">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3341">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(55</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3343">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(339</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3345">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(91</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(485</td><td style="text-align: left">)</td></tr> <tr id="xdx_400_eus-gaap--ValuationAllowancesAndReservesRecoveries_zdCiBPjrwkCa" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3349">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,540</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3351">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">208</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3353">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">92</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3355">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,841</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_i01_pn3n3_zn8P68rBnu3i" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3359">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,540</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3361">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">153</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3363">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(247</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3365">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(90</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,356</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_z2OKyENU2pi1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">5,867</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10,376</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,292</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,861</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,487</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,551</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">893</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">312</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">38,639</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Net recoveries to average loans (annualized)</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--NetLoanChargeOffsAnnualizedAsPercentageOfAverageLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z5Ayo9azvI04" style="text-align: right">(0.05</td><td style="text-align: left">%)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td colspan="11" style="text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to gross loans</td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--AllowanceForLoanLossesAsPercentageOfGrossLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zlshKbeHh5t6" style="text-align: right" title="Allowance for credit losses to gross loans">1.18</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td colspan="11" style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Allowance for credit losses to nonperforming loans</td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_905_ecustom--AllowanceForLoanLossesAsPercentageOfNonperformingLoans_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_ziAl2Do0ZiHl" title="Allowance for credit losses to nonperforming loans">1470.84</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> <p style="font: 9.5pt Arial, Helvetica, Sans-Serif; margin: 7pt 0pt; text-align: justify">Prior to the adoption of ASC 326 on January 1, 2022, the Company calculated the allowance for loan losses under the incurred loss methodology. The following table summarizes the activity related to the allowance for loan losses in prior periods under this methodology.</p> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%"> <tr style="vertical-align: bottom"> <td colspan="37" style="border-top: Black 2.5pt solid; font-size: 12pt; text-align: center"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td style="padding-bottom: 1pt; font-weight: bold"> </td> <td colspan="34" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">Twelve months ended December 31, 2021</td><td style="border-bottom: Black 1pt solid; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt">Commercial</span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"><b>Consumer</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 7pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; text-indent: -10pt; padding-left: 10pt; font-size: 7pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Owner <br/> occupied<br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Non-owner <br/> occupied <br/> RE</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: center">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Business</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="white-space: nowrap; padding-bottom: 1pt; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Real <br/> Estate</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Home <br/> Equity</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Construction</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Other</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 7pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zV4cVCMZip4i" style="width: 5%; text-align: right" title="Balance, beginning of period">8,092</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_z6uAxZBEatj4" style="width: 5%; text-align: right" title="Balance, beginning of period">12,050</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z8lVYN3AyR3f" style="width: 5%; text-align: right" title="Balance, beginning of period">1,154</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zD0y2pWa9XT8" style="width: 5%; text-align: right" title="Balance, beginning of period">7,870</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zqp88CtYvzYi" style="width: 5%; text-align: right" title="Balance, beginning of period">10,482</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_986_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zlBlJEyvF7Cb" style="width: 5%; text-align: right" title="Balance, beginning of period">3,248</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zzZAYw1O6RE6" style="width: 5%; text-align: right" title="Balance, beginning of period">746</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zcZ7QAeLw1c5" style="width: 5%; text-align: right" title="Balance, beginning of period">507</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zFEc9M1hZ2Eg" style="width: 5%; text-align: right" title="Balance, beginning of period">44,149</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_ziSPYmveqH6e" style="text-align: right" title="Provision for credit losses">(3,486</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zYmC9yFpf5f8" style="text-align: right">(958</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zxsVK4SmneS" style="text-align: right">(529</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zb21kiXwQrdj" style="text-align: right">(2,041</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zfeIQgCGaB4k" style="text-align: right">(3,417</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_z9OOu4jyWT1f" style="text-align: right">(1,613</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zugWj37wceth" style="text-align: right">(168</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z8rwRkya0toj" style="text-align: right">(188</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ProvisionForLoanLeaseAndOtherLosses_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_ziuXnCkeF2x6" style="text-align: right">(12,400</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Loan charge-offs</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zbxmpr8900Jl" style="text-align: right" title="Loan charge-offs"><span style="-sec-ix-hidden: xdx2ixbrl3412">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zTzvnERsMxN1" style="text-align: right">(837</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zDsrATx09vg6" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3414">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zTnOuIqbuVc2" style="text-align: right">(1,181</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zfWZ9Ybnf1N3" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3416">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zs7OR2jo1ko3" style="text-align: right">(139</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z2uH0hpNyU86" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3418">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zRcvdEJcNiYi" style="text-align: right">(9</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--AllowanceForLoanAndLeaseLossesWriteOffs_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_z4JzVKSEA0i4" style="text-align: right">(2,166</td><td style="text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Loan recoveries</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zrv3v0Wghvtg" style="border-bottom: Black 1pt solid; text-align: right" title="Loan recoveries">94</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zXaenylgvt0j" style="border-bottom: Black 1pt solid; text-align: right">263</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zhHd3PmEBSW6" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3424">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zfn4ifd69wzh" style="border-bottom: Black 1pt solid; text-align: right">239</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zwWvmKUqZUTb" style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zg27dH57E4ui" style="border-bottom: Black 1pt solid; text-align: right">201</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zcQt7rjLamad" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3428">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zqtCA7RkwOE7" style="border-bottom: Black 1pt solid; text-align: right">10</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ValuationAllowancesAndReservesRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zcAHiG1es7wl" style="border-bottom: Black 1pt solid; text-align: right">825</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net loan recoveries (charge-offs)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zvw6IIbsAAA6" style="border-bottom: Black 1pt solid; text-align: right" title="Net loan recoveries (charge-offs)">94</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_zwTAB2s4mNY6" style="border-bottom: Black 1pt solid; text-align: right">(574</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zbGo1GAAmilk" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3434">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zigQR3SD8GYi" style="border-bottom: Black 1pt solid; text-align: right">(942</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="padding-bottom: 1pt"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zz5U841AH828" style="border-bottom: Black 1pt solid; text-align: right">18</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zRb4JtKHRzu8" style="border-bottom: Black 1pt solid; text-align: right">62</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zP4LaDRdMqLf" style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3438">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zukhKXb823y4" style="border-bottom: Black 1pt solid; text-align: right">1</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_ecustom--AllowanceForLoanAndLeaseLossesWriteOffsNetOfRecoveries_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zEweFupzD6Mf" style="border-bottom: Black 1pt solid; text-align: right">(1,341</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--OwnerOccupiedReMember_zCHcZQXB1ZR7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Balance, end of period">4,700</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--NonOwnerOccupiedReMember_ziwxqQmseTZ6" style="border-bottom: Black 2.5pt solid; text-align: right">10,518</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zccYm2AnBcq7" style="border-bottom: Black 2.5pt solid; text-align: right">625</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z9La9MKQcKJi" style="border-bottom: Black 2.5pt solid; text-align: right">4,887</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zDXkJr0CYZAl" style="border-bottom: Black 2.5pt solid; text-align: right">7,083</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--HomeEquitysMember_zehQG6kCPvK8" style="border-bottom: Black 2.5pt solid; text-align: right">1,697</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z6qghFokMZBd" style="border-bottom: Black 2.5pt solid; text-align: right">578</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zY2JUjpgL2n" style="border-bottom: Black 2.5pt solid; text-align: right">320</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20210101__20211231__us-gaap--FinancialInstrumentAxis__custom--CommercialAndConsumerMember_zaOeaqERrtrf" style="border-bottom: Black 2.5pt solid; text-align: right">30,408</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 5867000 10376000 1292000 7861000 9487000 2551000 893000 312000 38639000 251000 848000 302000 -755000 1160000 422000 -216000 197000 2209000 -242000 -65000 -438000 -16000 -761000 185000 344000 65000 1000 595000 -57000 279000 -373000 -15000 -166000 6118000 11167000 1594000 7385000 10647000 2600000 677000 494000 40682000 0.0000 0.0113 10.2655 4700000 10518000 625000 4887000 7083000 1697000 578000 320000 30408000 -313000 333000 154000 1057000 -294000 438000 130000 -5000 1500000 1480000 -2015000 513000 1764000 2698000 663000 185000 87000 5375000 -55000 -339000 -91000 -485000 1540000 208000 92000 1000 1841000 1540000 153000 -247000 -90000 1356000 5867000 10376000 1292000 7861000 9487000 2551000 893000 312000 38639000 -0.0005 0.0118 14.7084 8092000 12050000 1154000 7870000 10482000 3248000 746000 507000 44149000 -3486000 -958000 -529000 -2041000 -3417000 -1613000 -168000 -188000 -12400000 -837000 -1181000 -139000 -9000 -2166000 94000 263000 239000 18000 201000 10000 825000 94000 -574000 -942000 18000 62000 1000 -1341000 4700000 10518000 625000 4887000 7083000 1697000 578000 320000 30408000 <table cellpadding="0" cellspacing="0" id="xdx_89E_ecustom--SummaryOfAnalysisOfCollateraldependentLoansOfTheCompanyTableTextBlock_pn3n3_zjOkmvJDkiU3" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of analysis of collateral-dependent loans"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: center"><span id="xdx_8B3_z5p7WKGMPJg2" style="display: none">Schedule of analysis of collateral-dependent loans</span></td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: left"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-weight: bold; padding-bottom: 1pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real<br/> estate</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Business<br/> assets</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zjkiSAtU03Fl" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3454">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zMBtZ9Hgl0w9" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3456">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zARXjUvGQ8s8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3458">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zQc9sm62otL1" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3460">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 52%; text-align: justify">Non-owner occupied RE</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zDhOVlnl0Khb" style="width: 9%; text-align: right" title="Real estate">720</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zmOfxNo8hWFk" style="width: 9%; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3464">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zNJ9iDRF3EEb" style="width: 9%; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3466">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zGS5cwf5Vdq1" style="width: 9%; text-align: right" title="Total">720</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zcRW2zyL5QUg" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3470">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zEMCoPAv2Ofd" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3472">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zdVUoVfx1DIa" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3474">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zZo9kMshXfOb" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3476">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zrLbmPZFO9w7" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zLleaJzl6Wfj" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3480">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zjgZq7yueKEi" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3482">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z7st5elOJN8j" style="border-bottom: Black 1pt solid; text-align: right" title="Total">164</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zh3V0RGsVD24" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">884</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zsX0vau0jLZ3" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3488">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zb9J6YwbR42i" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3490">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zviKC1uCZt2c" style="border-bottom: Black 1pt solid; text-align: right" title="Total">884</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zBhWqYQHqe8j" style="text-align: right" title="Real estate">166</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_z0JZRBV25Zy3" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3496">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_z7vJoDANHAxk" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3498">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zcV0woBafnS9" style="text-align: right" title="Total">166</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zjvd01esai5e" style="text-align: right" title="Real estate">343</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zUUmGLHeBbyd" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3504">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zNIsp83IGMy5" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3506">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zgGNNVrdtZGh" style="text-align: right" title="Total">343</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zasJpy4i6JF2" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3510">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zlYhqsETqLe2" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3512">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zfEV5wZzfgXj" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3514">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zvLOKy1Vv2D7" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3516">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z0ypStrLM2ue" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3518">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zpqeL0NVnsQl" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3520">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zERkJRuh1Ydd" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3522">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zU9DDYhdCYUc" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3524">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zEDIBr0Jc8vj" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">509</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_ecustom--BusinessAssets_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zZ4UDlaUfCm1" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3528">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zv8Jl0Bn9IC8" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3530">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zUeurnS9wDgi" style="border-bottom: Black 1pt solid; text-align: right" title="Total">509</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: justify">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_988_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20231231_z3TgGlN7AWUc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Real estate">1,393</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20231231_zKGxP5w8GB38" style="border-bottom: Black 2.5pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3536">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--OtherLoansPayable_iI_pn3n3_c20231231_zcJQoCmTpR7g" style="border-bottom: Black 2.5pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3538">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20231231_zDGcKHSd9KGf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total">1,393</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center; padding-bottom: 1pt"> </td><td style="font-weight: bold; padding-bottom: 1pt"> </td> <td style="padding-bottom: 1pt; font-weight: bold; text-align: left"> </td><td colspan="13" style="padding-bottom: 1pt; font-weight: bold; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: center; padding-bottom: 1pt"><span style="font-size: 8pt"> </span></td><td style="font-weight: bold; padding-bottom: 1pt"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td colspan="13" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">December 31, 2022</span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Real<br/> estate</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Business<br/> assets</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Other</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Commercial</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Owner occupied RE</td><td> </td> <td style="text-align: left">$</td><td id="xdx_984_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zUOy0M6t4Eig" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3542">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zR2JfitzerCf" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3544">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zYTVUlrL7C1" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3546">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--OwnerOccupiedReMember_zm29LOEkbwY3" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3548">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Non-owner occupied RE</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zMN3V8c186f7" style="text-align: right" title="Real estate">114</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zBVfcRZMXzs6" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3552">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_zp7Cn7zfF4Ne" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3554">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__us-gaap--LongtermDebtTypeAxis__custom--NonOwnerOccupiedReMember_z0TbWigPZ5Pl" style="text-align: right" title="Total">114</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zx6UNX3ne493" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3558">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zDtPLsLqJH55" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3560">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zXIrWOCaRwe8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3562">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zKcHBI0oTj97" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3564">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Business</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zZsRbLQ7i02i" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">30</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_zkoOYmiiRWz7" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3568">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z4MkolVsvKZ4" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3570">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember__srt--ProductOrServiceAxis__custom--BusinessMember_z35x4L4vM3p2" style="border-bottom: Black 1pt solid; text-align: right" title="Total">30</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total commercial</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z5dDSV63xHte" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">144</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zIYIDtAI79x4" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3576">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_z1ZTUmGEFAg1" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3578">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--CommercialLoanMember_zQpPTiQQg3z7" style="border-bottom: Black 1pt solid; text-align: right" title="Total">144</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: justify">Consumer</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Real estate</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zX9uhKsK5jdl" style="text-align: right" title="Real estate">207</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zzBpA31tbXcl" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3584">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zkBAX1kJ8YK8" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3586">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--RealEstateMember_zcSCPxoSfYjl" style="text-align: right" title="Total">207</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Home equity</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zn2SFBymNEgl" style="text-align: right" title="Real estate">194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zzK0klugN6Wc" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3592">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zJ2Zx9Fe6A72" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3594">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--HomeEquityLoanMember_zAB5R846cp2c" style="text-align: right" title="Total">194</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: justify">Construction</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_z1dxKEHaYPxj" style="text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3598">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zFyRWJJiqSN1" style="text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3600">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zMCsLWwqg2qb" style="text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3602">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__us-gaap--ConstructionMember_zFKbRgDbteEk" style="text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3604">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: justify">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_z7cwRaU2XCE9" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate"><span style="-sec-ix-hidden: xdx2ixbrl3606">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zZIQP7N0jCH2" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3608">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zwnRCbx4goD4" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3610">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember__srt--ProductOrServiceAxis__custom--OtherMember_zj7F3Zmfez0e" style="border-bottom: Black 1pt solid; text-align: right" title="Total"><span style="-sec-ix-hidden: xdx2ixbrl3612">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: justify">Total consumer</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zFuT8KwbdU84" style="border-bottom: Black 1pt solid; text-align: right" title="Real estate">401</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_ecustom--BusinessAssets_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zjKegV98ca6c" style="border-bottom: Black 1pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3616">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zba4PXvdxjw2" style="border-bottom: Black 1pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3618">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--ConsumerLoanMember_zw5q6iD8p1Fd" style="border-bottom: Black 1pt solid; text-align: right" title="Total">401</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 40pt; text-align: justify">Total</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98A_eus-gaap--AllowanceForLoanAndLeaseLossesRealEstate_iI_pn3n3_c20221231_zIPGTyv3V0N4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Real estate">545</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--BusinessAssets_iI_pn3n3_c20221231_zUjUAVz78im9" style="border-bottom: Black 2.5pt solid; text-align: right" title="Business assets"><span style="-sec-ix-hidden: xdx2ixbrl3624">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--OtherLoansPayable_iI_pn3n3_c20221231_zClNOmXGxPx5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Other"><span style="-sec-ix-hidden: xdx2ixbrl3626">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--InventoryRealEstate_iI_pn3n3_c20221231_z9UsObD9kMV2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total">545</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 720000 720000 164000 164000 884000 884000 166000 166000 343000 343000 509000 509000 1393000 1393000 114000 114000 30000 30000 144000 144000 207000 207000 194000 194000 401000 401000 545000 545000 1800000 2800000 <table cellpadding="0" cellspacing="0" id="xdx_88D_eus-gaap--AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_pn3n3_zHEY3DmZlIBh" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Loans and Allowance for Credit Losses (Details) - Schedule of allowance for credit losses for unfunded loan commitments"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"><span id="xdx_8B2_zZenzboe6899" style="display: none">Schedule of allowance for credit losses for unfunded loan commitments</span></td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Twelve months ended<br/> <span style="font-family: Arial, Helvetica, Sans-Serif">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Twelve months ended<br/> December 31, 2022</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; font-weight: bold; text-align: left">Balance, beginning of period</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zCGwulsgh81i" style="width: 9%; text-align: right" title="Balance, beginning of period">2,780</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iS_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_ztDasro94ib9" style="width: 9%; text-align: right" title="Balance, beginning of period"><span style="-sec-ix-hidden: xdx2ixbrl3638">-</span></td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Adjustment for adoption of CECL</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--AdjustmentForAdoptionOfCECL_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zHbHQg008ej9" style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl3639">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--AdjustmentForAdoptionOfCECL_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zb4ichmsuyPg" style="text-align: right" title="Adjustment for adoption of CECL">2,000</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Provision for credit losses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_ecustom--ProvisionForCreditLosses_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zOgt7iLmzGj2" style="border-bottom: Black 1pt solid; text-align: right" title="Provision for credit losses">(949</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_ecustom--ProvisionForCreditLosses_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_z936ateqNQyb" style="border-bottom: Black 1pt solid; text-align: right">780</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Balance, end of period</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zFjWFqBbtp3g" style="border-bottom: Black 1pt solid; text-align: right" title="Balance, end of period">1,831</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FinancingReceivableAllowanceForCreditLosses_iE_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zoiGFOL3yiyf" style="border-bottom: Black 1pt solid; text-align: right">2,780</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Unfunded Loan Commitments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--UnfundedLoanCommitments_pn3n3_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zbCLOB9u8eh6" style="text-align: right" title="Unfunded Loan Commitments">724,606</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--UnfundedLoanCommitments_pn3n3_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zO6R8RpVBQQ3" style="text-align: right">878,324</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Reserve for Unfunded Commitments to Unfunded Loan Commitments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_983_ecustom--ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage_pip0_dp_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_zyefZA14g49a" style="border-bottom: Black 2.5pt solid; text-align: right" title="Reserve for Unfunded Commitments to Unfunded Loan Commitments">0.25</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--ReserveForUnfundedCommitmentsToUnfundedLoanCommitmentsPercentage_pip0_dp_c20220101__20221231__us-gaap--FinancialInstrumentAxis__custom--AllowanceForCreditLossesUnfundedLoanCommitmentsMember_z8oprfYYjuEf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Reserve for Unfunded Commitments to Unfunded Loan Commitments">0.32</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> 2780000 2000000 -949000 780000 1831000 2780000 724606000 878324000 0.0025 0.0032 <p id="xdx_800_eus-gaap--PropertyPlantAndEquipmentDisclosureTextBlock_zWnT2sXLRJEd" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 5 – <span id="xdx_827_zVFLC8vI6SW5">Property and Equipment</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Property and equipment are stated at cost less accumulated depreciation. Components of property and equipment included in the consolidated balance sheets are as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_881_eus-gaap--PropertyPlantAndEquipmentTextBlock_pn3n3_zkljwEpkVHv6" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Property and Equipment (Details) - Schedule of components of property and equipment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B9_zltdRr52s7bi" style="display: none">Schedule of components of property and equipment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Land</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_pn3n3" style="width: 9%; text-align: right" title="Property and equipment, excluding ROU assets">11,244</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_pn3n3" style="width: 9%; text-align: right" title="Property and equipment, excluding ROU assets">11,244</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Buildings <span id="xdx_913_eus-gaap--BuildingMember_zL3JRaDQLf55" style="display: none">Buildings [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">54,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">54,454</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Leasehold improvements <span id="xdx_919_eus-gaap--LeaseholdImprovementsMember_zcduuJVl2EQh" style="display: none">Leasehold improvements [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">5,762</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">5,545</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Furniture and equipment <span id="xdx_91F_ecustom--FurnitureAndEquipmentMember_zDdyYspRONUd" style="display: none">Furniture and equipment [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember_zzROwkty7NR3" style="text-align: right" title="Property and equipment, excluding ROU assets">21,863</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember_zyCsmBd6Js68" style="text-align: right" title="Property and equipment, excluding ROU assets">20,422</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Software</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_z7GKmphsOW6l" style="text-align: right" title="Property and equipment, excluding ROU assets">409</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_z2BZIFsSwB39" style="text-align: right" title="Property and equipment, excluding ROU assets">409</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction in process <span id="xdx_91A_eus-gaap--ConstructionInProgressMember_zAqIVWQ3Dpzb" style="display: none">Construction in process [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">742</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Accumulated depreciation and amortization</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_pn3n3_di_c20231231_zfhRy8oUVCT" style="border-bottom: Black 1pt solid; text-align: right" title="Accumulated depreciation and amortization">(21,907</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_pn3n3_di_c20221231_zOiIPasrb3s1" style="border-bottom: Black 1pt solid; text-align: right" title="Accumulated depreciation and amortization">(17,219</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Property and equipment, excluding ROU assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--PropertyPlantAndEquipmentGross_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Property and equipment, excluding ROU assets">72,131</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_c20221231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Property and equipment, excluding ROU assets">75,597</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">ROU assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--OperatingLeaseRightOfUseAssets_iI_pn3n3_c20231231_zUX7zXmtyFgh" style="border-bottom: Black 1pt solid; text-align: right" title="ROU assets">22,170</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--OperatingLeaseRightOfUseAssets_iI_pn3n3_c20221231_zhpWoS0w60N5" style="border-bottom: Black 1pt solid; text-align: right" title="ROU assets">23,586</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total property and equipment </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--PropertyPlantAndEquipmentNet_c20231231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total property and equipment">94,301</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--PropertyPlantAndEquipmentNet_c20221231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total property and equipment">99,183</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Construction in process at December 31, 2023 consisted primarily of costs associated with information technology projects that will be complete in 2024. Construction in process at December 31, 2022 consisted primarily of costs associated with the new bank headquarters building located in Greenville, South Carolina which was officially opened in June 2022. The move into the new building, and subsequent disposal of assets, resulted in a $<span id="xdx_90D_eus-gaap--GainLossOnSaleOfOtherAssets_c20220101__20221231__us-gaap--BalanceSheetLocationAxis__us-gaap--OtherAssetsMember_zSYnudAsRFK1" title="Loss on sale of disposal of assets">439,000</span> loss for the twelve months ended December 31, 2022. The loss is reported in other noninterest income on the consolidated statements of income. Depreciation and amortization expense for the years ended December 31, 2023 and 2022 was $<span id="xdx_906_eus-gaap--DepreciationDepletionAndAmortization_pn3n3_dm_c20230101__20231231_z5zvA4LoUgM9" title="Depreciation and amortization expense">4.8</span> million and $<span id="xdx_900_eus-gaap--DepreciationDepletionAndAmortization_pn3n3_dm_c20220101__20221231_zm9Mpv6qL9sl" title="Depreciation and amortization expense">3.7</span> million, respectively. Depreciation and amortization are charged to operations utilizing a straight-line method over the estimated useful lives of the assets. The estimated useful lives for the principal items follow:</p> <table cellpadding="0" cellspacing="0" id="xdx_884_ecustom--ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock_zxhHSmJzVE03" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BA_zMbxS4vQNsfe" style="display: none">Schedule of estimated useful lives of property and equipment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left">Type of Asset</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Life in Years</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 88%; text-align: left">Software</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_zviFFPZpTlPc" style="width: 9%; text-align: right" title="Property and equipment, estimated useful life (in years)">3</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Furniture and equipment</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><span id="xdx_905_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember__srt--RangeAxis__srt--MinimumMember_zYUhUOLN1YQ1" title="Property and equipment, estimated useful life (in years)">5</span> to <span id="xdx_901_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember__srt--RangeAxis__srt--MaximumMember_zitgtytvjQ77" title="Property and equipment, estimated useful life (in years)">7</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Leasehold improvements</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><span id="xdx_909_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember__srt--RangeAxis__srt--MinimumMember_zy56fThBrUj7" title="Property and equipment, estimated useful life (in years)">5</span> to <span id="xdx_909_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember__srt--RangeAxis__srt--MaximumMember_zOnMXQ5ir6W9" title="Property and equipment, estimated useful life (in years)">15</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left">Buildings</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--BuildingsMember_zOGzqfJE4Ogi" style="border-bottom: Black 2.5pt solid; text-align: right" title="Property and equipment, estimated useful life (in years)">40</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" id="xdx_881_eus-gaap--PropertyPlantAndEquipmentTextBlock_pn3n3_zkljwEpkVHv6" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Property and Equipment (Details) - Schedule of components of property and equipment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span id="xdx_8B9_zltdRr52s7bi" style="display: none">Schedule of components of property and equipment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Land</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_pn3n3" style="width: 9%; text-align: right" title="Property and equipment, excluding ROU assets">11,244</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LandMember_pn3n3" style="width: 9%; text-align: right" title="Property and equipment, excluding ROU assets">11,244</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Buildings <span id="xdx_913_eus-gaap--BuildingMember_zL3JRaDQLf55" style="display: none">Buildings [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">54,630</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--BuildingMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">54,454</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Leasehold improvements <span id="xdx_919_eus-gaap--LeaseholdImprovementsMember_zcduuJVl2EQh" style="display: none">Leasehold improvements [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">5,762</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">5,545</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Furniture and equipment <span id="xdx_91F_ecustom--FurnitureAndEquipmentMember_zDdyYspRONUd" style="display: none">Furniture and equipment [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember_zzROwkty7NR3" style="text-align: right" title="Property and equipment, excluding ROU assets">21,863</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember_zyCsmBd6Js68" style="text-align: right" title="Property and equipment, excluding ROU assets">20,422</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Software</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_z7GKmphsOW6l" style="text-align: right" title="Property and equipment, excluding ROU assets">409</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--PropertyPlantAndEquipmentGross_iI_pn3n3_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_z2BZIFsSwB39" style="text-align: right" title="Property and equipment, excluding ROU assets">409</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Construction in process <span id="xdx_91A_eus-gaap--ConstructionInProgressMember_zAqIVWQ3Dpzb" style="display: none">Construction in process [Member]</span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--PropertyPlantAndEquipmentGross_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">130</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--PropertyPlantAndEquipmentGross_c20221231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--ConstructionInProgressMember_pn3n3" style="text-align: right" title="Property and equipment, excluding ROU assets">742</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Accumulated depreciation and amortization</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_pn3n3_di_c20231231_zfhRy8oUVCT" style="border-bottom: Black 1pt solid; text-align: right" title="Accumulated depreciation and amortization">(21,907</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_iNI_pn3n3_di_c20221231_zOiIPasrb3s1" style="border-bottom: Black 1pt solid; text-align: right" title="Accumulated depreciation and amortization">(17,219</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Property and equipment, excluding ROU assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--PropertyPlantAndEquipmentGross_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Property and equipment, excluding ROU assets">72,131</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentGross_c20221231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Property and equipment, excluding ROU assets">75,597</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">ROU assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_989_ecustom--OperatingLeaseRightOfUseAssets_iI_pn3n3_c20231231_zUX7zXmtyFgh" style="border-bottom: Black 1pt solid; text-align: right" title="ROU assets">22,170</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_ecustom--OperatingLeaseRightOfUseAssets_iI_pn3n3_c20221231_zhpWoS0w60N5" style="border-bottom: Black 1pt solid; text-align: right" title="ROU assets">23,586</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total property and equipment </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_980_eus-gaap--PropertyPlantAndEquipmentNet_c20231231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total property and equipment">94,301</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--PropertyPlantAndEquipmentNet_c20221231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total property and equipment">99,183</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 11244000 11244000 54630000 54454000 5762000 5545000 21863000 20422000 409000 409000 130000 742000 21907000 17219000 72131000 75597000 22170000 23586000 94301000 99183000 439000 4800000 3700000 <table cellpadding="0" cellspacing="0" id="xdx_884_ecustom--ScheduleOfEstimatedUsefulLivesOfPropertyPlantAndEquipmentTableTextBlock_zxhHSmJzVE03" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Property and Equipment (Details) - Schedule of estimated useful lives of property and equipment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BA_zMbxS4vQNsfe" style="display: none">Schedule of estimated useful lives of property and equipment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left">Type of Asset</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Life in Years</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 88%; text-align: left">Software</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_984_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--SoftwareMember_zviFFPZpTlPc" style="width: 9%; text-align: right" title="Property and equipment, estimated useful life (in years)">3</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Furniture and equipment</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><span id="xdx_905_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember__srt--RangeAxis__srt--MinimumMember_zYUhUOLN1YQ1" title="Property and equipment, estimated useful life (in years)">5</span> to <span id="xdx_901_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--FurnitureAndEquipmentMember__srt--RangeAxis__srt--MaximumMember_zitgtytvjQ77" title="Property and equipment, estimated useful life (in years)">7</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Leasehold improvements</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><span id="xdx_909_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember__srt--RangeAxis__srt--MinimumMember_zy56fThBrUj7" title="Property and equipment, estimated useful life (in years)">5</span> to <span id="xdx_909_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__us-gaap--LeaseholdImprovementsMember__srt--RangeAxis__srt--MaximumMember_zOnMXQ5ir6W9" title="Property and equipment, estimated useful life (in years)">15</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left">Buildings</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--PropertyPlantAndEquipmentUsefulLife_iI_dtY_c20231231__us-gaap--PropertyPlantAndEquipmentByTypeAxis__custom--BuildingsMember_zOGzqfJE4Ogi" style="border-bottom: Black 2.5pt solid; text-align: right" title="Property and equipment, estimated useful life (in years)">40</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> P3Y P5Y P7Y P5Y P15Y P40Y <p id="xdx_804_eus-gaap--LesseeOperatingLeasesTextBlock_zpbF45jMAvWc" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 6 – <span id="xdx_825_zs5RAh1aUVT6">Leases</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company had operating right-of-use assets, included in property and equipment, of $<span id="xdx_904_eus-gaap--PropertyPlantAndEquipmentOtherNet_iI_pn3n3_dm_c20231231_zzIRE1RvugMi" title="Property and equipment">22.2</span> million and $<span id="xdx_900_eus-gaap--PropertyPlantAndEquipmentOtherNet_iI_pn3n3_dm_c20221231_zcCWNBlvyK6k" title="Property and equipment">23.6</span> million as of December 31, 2023 and 2022, respectively.  The Company had lease liabilities, included in other liabilities, of $<span id="xdx_908_eus-gaap--OtherLiabilitiesCurrent_iI_pn3n3_dm_c20231231_zP0zxTXBP2t5" title="Other liabilities">24.6</span> million and $<span id="xdx_905_eus-gaap--OtherLiabilitiesCurrent_iI_pn3n3_dm_c20221231_zWCoAb2krbp7" title="Other liabilities">25.8</span> million as of December 31, 2023 and 2022, respectively. We maintain operating leases on land and buildings for various office spaces. The lease agreements have maturity dates ranging from April 2025 to February 2032, some of which include options for multiple five-year extensions. The weighted average remaining life of the lease term for these leases was <span id="xdx_905_eus-gaap--OperatingLeaseWeightedAverageRemainingLeaseTerm1_iI_dtY_c20231231_zoTVJeyC9W33" title="Weighted average remaining life of the lease term">5.91</span> years and <span id="xdx_90D_eus-gaap--OperatingLeaseWeightedAverageRemainingLeaseTerm1_iI_dtY_c20221231_zqkm7XEfb901" title="Weighted average remaining life of the lease term">6.89</span> years as of December 31, 2023 and 2022, respectively. The ROU asset and lease liability are recognized at lease commencement by calculating the present value of lease payments over the lease term. The ROU assets also include any initial direct costs incurred and lease payments made at or before commencement date and are reduced by any lease incentives.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption of ASC 842 and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was <span id="xdx_900_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_pip0_dp_c20231231_zVew7Ux0PzMc" title="Weighted average discount rate">2.94</span>% and <span id="xdx_906_eus-gaap--OperatingLeaseWeightedAverageDiscountRatePercent_iI_pip0_dp_c20221231_zKOdzpXhirCb" title="Weighted average discount rate">2.86</span>% as of December 31, 2023 and 2022, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Total operating lease costs were $<span id="xdx_902_eus-gaap--OperatingLeaseCost_pn3n3_dm_c20230101__20231231_zjw95meBLvr3" title="Operating lease costs">2.4</span> million and $<span id="xdx_906_eus-gaap--OperatingLeaseCost_pn3n3_dm_c20220101__20221231_zu8Q38TcTWE6" title="Operating lease costs">2.7</span> million for the years ended December 31, 2023 and 2022, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Maturities of lease liabilities as of December 31, 2023 were as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_887_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_pn3n3_z1Zd94Mu3hSf" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Leases (Details) - Schedule of maturities of lease liabilities"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -280pt; padding-left: 10pt; font-size: 8pt; font-weight: bold; text-align: center"><span id="xdx_8BD_zJjC6AuB7um2" style="display: none">Schedule of maturities of lease liabilities</span></td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Operating</td><td style="font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Leases</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 88%; text-align: left">2024</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_iI_pn3n3_c20231231_zsJPe5nYNpV1" style="width: 9%; text-align: right" title="2024">2,099</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_iI_pn3n3_c20231231_zQUoITuW6R2i" style="text-align: right" title="2025">2,157</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearThree_iI_pn3n3_c20231231_zM8lg9RcQMGa" style="text-align: right" title="2026">2,210</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFour_iI_pn3n3_c20231231_zYqa50fMXGw7" style="text-align: right" title="2027">2,267</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFive_iI_pn3n3_c20231231_zdNUEWxnmBve" style="text-align: right" title="2028">2,015</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Thereafter</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">20,187</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Total undiscounted lease payments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDue_c20231231_pn3n3" style="text-align: right" title="Total undiscounted lease payments">30,935</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Discount effect of cash flows</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Discount effect of cash flows">6,291</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total lease liability</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_ecustom--OperatingLeaseLiability1_iI_pn3n3_c20231231_zVSvUltkEl5b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total lease liability">24,644</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 22200000 23600000 24600000 25800000 P5Y10M28D P6Y10M20D 0.0294 0.0286 2400000 2700000 <table cellpadding="0" cellspacing="0" id="xdx_887_eus-gaap--LesseeOperatingLeaseLiabilityMaturityTableTextBlock_pn3n3_z1Zd94Mu3hSf" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Leases (Details) - Schedule of maturities of lease liabilities"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -280pt; padding-left: 10pt; font-size: 8pt; font-weight: bold; text-align: center"><span id="xdx_8BD_zJjC6AuB7um2" style="display: none">Schedule of maturities of lease liabilities</span></td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: bold; text-align: center"> </td><td style="font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="font-size: 8pt; font-weight: bold; text-align: right">Operating</td><td style="font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: normal; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Leases</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 88%; text-align: left">2024</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths_iI_pn3n3_c20231231_zsJPe5nYNpV1" style="width: 9%; text-align: right" title="2024">2,099</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearTwo_iI_pn3n3_c20231231_zQUoITuW6R2i" style="text-align: right" title="2025">2,157</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearThree_iI_pn3n3_c20231231_zM8lg9RcQMGa" style="text-align: right" title="2026">2,210</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFour_iI_pn3n3_c20231231_zYqa50fMXGw7" style="text-align: right" title="2027">2,267</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueYearFive_iI_pn3n3_c20231231_zdNUEWxnmBve" style="text-align: right" title="2028">2,015</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Thereafter</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Thereafter">20,187</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Total undiscounted lease payments</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--LesseeOperatingLeaseLiabilityPaymentsDue_c20231231_pn3n3" style="text-align: right" title="Total undiscounted lease payments">30,935</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Discount effect of cash flows</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--LesseeOperatingLeaseLiabilityUndiscountedExcessAmount_c20231231_pn3n3" style="border-bottom: Black 1pt solid; text-align: right" title="Discount effect of cash flows">6,291</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Total lease liability</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98E_ecustom--OperatingLeaseLiability1_iI_pn3n3_c20231231_zVSvUltkEl5b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total lease liability">24,644</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 2099000 2157000 2210000 2267000 2015000 20187000 30935000 6291000 24644000 <p id="xdx_80C_eus-gaap--DepositLiabilitiesDisclosuresTextBlock_zKXsH02orHsd" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 7 – <span id="xdx_82C_zWa8T657KBf5">Deposits</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following is a detail of the deposit accounts:</p> <table cellpadding="0" cellspacing="0" id="xdx_88F_ecustom--DetailOfDepositAccountsTableTextBlock_pn3n3_zWmpZkZ58Ntk" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Deposits (Details) - Schedule of detail in deposit accounts"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BA_ztR644qgTqRg">Schedule of detail in deposit accounts</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_491_20231231_zl5DrbLQ6I92" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20221231_zkMwl0m8aXd4" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -240pt; padding-left: 20pt; text-align: center"></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--NoninterestBearingDepositLiabilities_iI_pn3n3_maDzQq1_zRrfyK60s7ob" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Noninterest bearing</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">674,167</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">804,115</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--InterestBearingDepositLiabilitiesByComponentAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Interest bearing:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--InterestBearingDomesticDepositNegotiableOrderOfWithdrawalNOW_i01I_pn3n3_maDzQq1_zbwBWN3hMEZ4" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">NOW accounts</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">310,218</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">318,030</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--InterestBearingDomesticDepositMoneyMarket_i01I_pn3n3_maDzQq1_zzJ4sKm35EY3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Money market accounts</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,605,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,506,418</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--InterestBearingDomesticDepositSavings_i01I_pn3n3_maDzQq1_zv57fzs1jpfb" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Savings</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">31,669</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">40,673</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--TimeDeposits_i01BI_pn3n3_maDzQq1_z7SmoNEjeG2a" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Time deposits</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">758,232</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">464,628</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--Deposits_i02TI_pn3n3_mtDzQq1_zpJjLkHzA5gi" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total deposits</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">3,379,564</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">3,133,864</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023 and 2022, time deposits greater than $250,000 were $<span id="xdx_906_eus-gaap--TimeDeposits100000OrMore_iI_pn3n3_dm_c20231231_z7mV5o7k4Ww1" title="Time deposits greater than $250,000">568.1</span> million and $<span id="xdx_90F_eus-gaap--TimeDeposits100000OrMore_iI_pn3n3_dm_c20221231_zeVnOi5m8YKe" title="Time deposits greater than $250,000">374.8</span> million, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Also, at December 31, 2023, the Company had $<span id="xdx_900_eus-gaap--DepositsMoneyMarketDeposits_iI_pn3n3_dm_c20231231_zkhMOfu5I7C1" title="Time deposits obtained outside of primary market">379.4</span> million deposits in brokered deposits, or deposits that were obtained outside the Company’s primary market, while at December 31, 2022 the Company had $<span id="xdx_90D_eus-gaap--DepositsMoneyMarketDeposits_iI_pn3n3_dm_c20221231_zvZ0ujMoHsLj" title="Time deposits obtained outside of primary market">236.2</span> million deposits in brokered deposits. Interest expense on time deposits greater than $250,000 was $<span id="xdx_90D_eus-gaap--InterestExpenseTimeDeposits100000OrMore_pn3n3_dm_c20230101__20231231_z6kFdtxmUYjl" title="Interest expense on time deposits greater than $250,000">23.8</span> million for the year ended December 31, 2023, $<span id="xdx_906_eus-gaap--InterestExpenseTimeDeposits100000OrMore_pn3n3_dm_c20220101__20221231_zHlMaKwbOTg6" title="Interest expense on time deposits greater than $250,000">3.2</span> million for the year ended December 31, 2022, and $<span id="xdx_909_eus-gaap--InterestExpenseTimeDeposits100000OrMore_pn3n3_c20210101__20211231_zy6AawvHper9" title="Interest expense on time deposits greater than $250,000">786</span>,000 for the year ended December 31, 2021.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">At December 31, 2023 the scheduled maturities of time deposits are as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_889_ecustom--ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock_pn3n3_zHAT4WvIkFp" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Deposits (Details) - Schedule of maturities certificates of deposit"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -240pt; font-size: 10pt; text-align: center"><span id="xdx_8B3_zAYgDbKUig7e" style="display: none">Schedule of maturities certificates of deposit</span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 87%; text-align: left">2024</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--TimeDepositMaturitiesYearOne_iI_pn3n3_c20231231_zQJVYnMKgH02" style="width: 10%; text-align: right" title="2024">494,392</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TimeDepositMaturitiesYearTwo_iI_pn3n3_c20231231_zhiuTceVMudb" style="text-align: right" title="2025">45,190</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--TimeDepositMaturitiesYearThree_iI_pn3n3_c20231231_zcmRoZwpxAjj" style="text-align: right" title="2026">100,308</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TimeDepositMaturitiesYearFour_iI_pn3n3_c20231231_zbWCzs4DWMxa" style="text-align: right" title="2027">60</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left">2028</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--TimeDepositMaturitiesYearFive_iI_pn3n3_c20231231_zGsylqy9nvNe" style="border-bottom: Black 1pt solid; text-align: right" title="2028">118,282</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: center"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--TimeDeposits_c20231231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Certificates of deposit">758,232</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" id="xdx_88F_ecustom--DetailOfDepositAccountsTableTextBlock_pn3n3_zWmpZkZ58Ntk" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Deposits (Details) - Schedule of detail in deposit accounts"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BA_ztR644qgTqRg">Schedule of detail in deposit accounts</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_491_20231231_zl5DrbLQ6I92" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20221231_zkMwl0m8aXd4" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -240pt; padding-left: 20pt; text-align: center"></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_40A_eus-gaap--NoninterestBearingDepositLiabilities_iI_pn3n3_maDzQq1_zRrfyK60s7ob" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Noninterest bearing</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">674,167</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">804,115</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--InterestBearingDepositLiabilitiesByComponentAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Interest bearing:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--InterestBearingDomesticDepositNegotiableOrderOfWithdrawalNOW_i01I_pn3n3_maDzQq1_zbwBWN3hMEZ4" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">NOW accounts</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">310,218</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">318,030</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--InterestBearingDomesticDepositMoneyMarket_i01I_pn3n3_maDzQq1_zzJ4sKm35EY3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Money market accounts</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,605,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,506,418</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--InterestBearingDomesticDepositSavings_i01I_pn3n3_maDzQq1_zv57fzs1jpfb" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Savings</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">31,669</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">40,673</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--TimeDeposits_i01BI_pn3n3_maDzQq1_z7SmoNEjeG2a" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Time deposits</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">758,232</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">464,628</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--Deposits_i02TI_pn3n3_mtDzQq1_zpJjLkHzA5gi" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total deposits</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">3,379,564</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">3,133,864</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 674167000 804115000 310218000 318030000 1605278000 1506418000 31669000 40673000 758232000 464628000 3379564000 3133864000 568100000 374800000 379400000 236200000 23800000 3200000 786000 <table cellpadding="0" cellspacing="0" id="xdx_889_ecustom--ScheduledMaturitiesOfCertificatesOfDepositTableTextBlock_pn3n3_zHAT4WvIkFp" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Deposits (Details) - Schedule of maturities certificates of deposit"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -240pt; font-size: 10pt; text-align: center"><span id="xdx_8B3_zAYgDbKUig7e" style="display: none">Schedule of maturities certificates of deposit</span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 87%; text-align: left">2024</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_984_eus-gaap--TimeDepositMaturitiesYearOne_iI_pn3n3_c20231231_zQJVYnMKgH02" style="width: 10%; text-align: right" title="2024">494,392</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">2025</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TimeDepositMaturitiesYearTwo_iI_pn3n3_c20231231_zhiuTceVMudb" style="text-align: right" title="2025">45,190</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">2026</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--TimeDepositMaturitiesYearThree_iI_pn3n3_c20231231_zcmRoZwpxAjj" style="text-align: right" title="2026">100,308</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">2027</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TimeDepositMaturitiesYearFour_iI_pn3n3_c20231231_zbWCzs4DWMxa" style="text-align: right" title="2027">60</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left">2028</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--TimeDepositMaturitiesYearFive_iI_pn3n3_c20231231_zGsylqy9nvNe" style="border-bottom: Black 1pt solid; text-align: right" title="2028">118,282</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: center"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98C_eus-gaap--TimeDeposits_c20231231_pn3n3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Certificates of deposit">758,232</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 494392000 45190000 100308000 60000 118282000 758232000 <p id="xdx_80C_ecustom--FederalHomeLoanBankAdvancesAndRepurchaseAgreementsTextBlock_zIz6UXSWsjY4" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 8 – <span id="xdx_827_zAH6j3rVJcx2">Federal Home Loan Bank Advances and Other Borrowings</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023 and 2022, the Company had $<span id="xdx_903_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_dm_c20231231_zAQvUc8bLGT3" title="FHLB advances">275</span>.0 million and $<span id="xdx_901_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_dm_c20221231_zoZkaA0D9j76" title="FHLB advances">175</span>.0 million in FHLB Advances, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Listed below is a summary of the terms and maturities of the advances outstanding at December 31, 2023 and 2022. Of the $<span id="xdx_902_ecustom--FederalHomeLoanBanksOutstandingAmount_iI_pn3n3_dm_c20231231_zeoXtypb5iG3" title="FHLB Outstanding amount">275</span>.0 million outstanding at December 31, 2023, $<span id="xdx_905_ecustom--FederalHomeLoanBankAdvancesVariableRate_iI_pn3n3_dm_c20231231_zKKr5kRYH5F7" title="Variable rate">35.0</span> million was at a variable rate and $<span id="xdx_90F_eus-gaap--FederalHomeLoanBankAdvancesFixedRate_iI_pn3n3_dm_c20231231_z8clrlDXO7E8" title="Fixed rate">240</span>.0 million was at fixed rates. The $<span id="xdx_90F_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_dm_c20231231__us-gaap--VariableRateAxis__custom--FederalHomeLoanBankAdvancesAndOtherBorrowingsMember_zi84AIxdADu3" title="Advance from Federal Home Loan Bank">275.0</span> million was secured with approximately $<span id="xdx_90A_ecustom--MortgageLoans_iI_pn6n6_dm_c20231231_z3ynQwTiGVx7" title="Mortgage loans">1.25</span> billion of mortgage loans and $<span id="xdx_907_eus-gaap--FederalHomeLoanBankStock_iI_pn3n3_dm_c20231231_zlAD9JaZLk95" title="Federal home loan bank stock value">16.1</span> million of stock in the FHLB at December 31, 2023. The $<span id="xdx_904_ecustom--FederalHomeLoanBanksOutstandingAmount_iI_pn3n3_dm_c20221231_zSk4p8HU76z3" title="FHLB Outstanding amount">175</span>.0 million outstanding at December 31, 2022 was at a variable rate and was secured with approximately $<span id="xdx_90F_ecustom--MortgageLoans_iI_pn6n6_dm_c20221231_zzd7sLZ7c8i3" title="Mortgage loans">1.05</span> billion of mortgage loans and $<span id="xdx_907_eus-gaap--FederalHomeLoanBankStock_iI_pn3n3_dm_c20221231_zxiA2k4HMecl" title="Federal home loan bank stock value">9.3</span> million of stock in the FHLB at December 31, 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock_zfOlN7uvjP42" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zOD0Jz9EpWz2" style="display: none">Schedule of terms and maturities of advances outstanding</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left">Maturity</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amount</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amount</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zxMxxaB5w8I2" style="width: 52%; text-align: left" title="Maturity">February 16, 2023</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_z0cNiphWEjEg" style="width: 9%; text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3847">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zxPPtYvTW34j" style="width: 9%; text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3849">-</span></td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zrNhUKUpixd7" style="width: 9%; text-align: right" title="Amount">175,000</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp0_c20221231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zPWhJ0oQ0P0l" style="width: 9%; text-align: right" title="Rate">4.57</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_989_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zoQtEp0Gwyf9" style="text-align: left" title="Maturity">February 29, 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_z8QDbI802US2" style="text-align: right" title="Amount">35,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zm0PJ8qY90k7" style="text-align: right" title="Rate">5.57</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_z35DTtlZ87Ye" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3861">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zexmhoO5vWJh" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3863">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_z4BBWZz5Rz2j" style="text-align: left" title="Maturity">April 28, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zOhzbXtNcAFg" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zCNg7YOBI2pa" style="text-align: right" title="Rate">3.51</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zdpt8ylP8dp6" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3871">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zidMEUCaLMR5" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3873">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_984_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zqBiWphxZvR6" style="text-align: left" title="Maturity">May 15, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zu2ozdLiBPTb" style="text-align: right" title="Amount">35,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zF1zPFXFQra2" style="text-align: right" title="Rate">3.13</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zlTesNkM9V1j" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3881">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zo5khqt8l00j" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3883">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98E_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zSkYB8O6zige" style="text-align: left" title="Maturity">June 28, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zUQZ4TGO79I1" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zcH3ifjMXU64" style="text-align: right" title="Rate">3.54</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zmjl2zFs9Dof" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3891">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zs9D8JPea0hg" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3893">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_981_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_z4lmV49Tm1Y6" style="text-align: left" title="Maturity">July 10, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zYr37JjMz2uk" style="text-align: right" title="Amount">45,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zdTmh9hHcM2c" style="text-align: right" title="Rate">3.78</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_z90mZ7fNg8G6" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3901">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zbrIRrc0Ysja" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3903">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zK6VC0FbTVwi" style="text-align: left" title="Maturity">July 10, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zagJIpU1Zg83" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zT4Gdl1VntYj" style="text-align: right" title="Rate">3.87</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zmdQdLohqItd" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3911">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zvcDn3dU14Ki" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3913">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zjkFefxGId07" style="border-bottom: Black 1pt solid; text-align: left" title="Maturity">July 10, 2028</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_z9ckfgXRcMR7" style="border-bottom: Black 1pt solid; text-align: right" title="Amount">40,000</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zNn3zU2kXKI9" style="border-bottom: Black 1pt solid; text-align: right" title="Rate">3.96</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zVZ0KBP6RAQf" style="border-bottom: Black 1pt solid; text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3921">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_z5w8BqRzo8hi" style="border-bottom: Black 1pt solid; text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3923">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231_zoWYD3RcyOUf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Amount">275,000</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231_zPgc4p30mCK" style="border-bottom: Black 2.5pt solid; text-align: right" title="Rate">3.89</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231_zu3l6w62iww3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Amount">175,000</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp0_c20221231_z9xdxcIbVKZj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Rate">4.57</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> 275000000 175000000 275000000 35000000.0 240000000 275000000.0 1250000000 16100000 175000000 1050000000.00 9300000 <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfFederalHomeLoanBankAdvancesByBranchOfFHLBBankTextBlock_zfOlN7uvjP42" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-top: 10pt" summary="xdx: Disclosure - Federal Home Loan Bank Advances and Other Borrowings (Details) - Schedule of terms and maturities of advances outstanding"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zOD0Jz9EpWz2" style="display: none">Schedule of terms and maturities of advances outstanding</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="14" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left">Maturity</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amount</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Amount</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Rate</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zxMxxaB5w8I2" style="width: 52%; text-align: left" title="Maturity">February 16, 2023</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_z0cNiphWEjEg" style="width: 9%; text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3847">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zxPPtYvTW34j" style="width: 9%; text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3849">-</span></td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zrNhUKUpixd7" style="width: 9%; text-align: right" title="Amount">175,000</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp0_c20221231__us-gaap--PledgingPurposeAxis__us-gaap--FederalHomeLoanBankAdvancesMember_zPWhJ0oQ0P0l" style="width: 9%; text-align: right" title="Rate">4.57</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_989_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zoQtEp0Gwyf9" style="text-align: left" title="Maturity">February 29, 2024</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_z8QDbI802US2" style="text-align: right" title="Amount">35,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zm0PJ8qY90k7" style="text-align: right" title="Rate">5.57</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_z35DTtlZ87Ye" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3861">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesOneMember_zexmhoO5vWJh" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3863">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_z4BBWZz5Rz2j" style="text-align: left" title="Maturity">April 28, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zOhzbXtNcAFg" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zCNg7YOBI2pa" style="text-align: right" title="Rate">3.51</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zdpt8ylP8dp6" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3871">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesTwoMember_zidMEUCaLMR5" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3873">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_984_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zqBiWphxZvR6" style="text-align: left" title="Maturity">May 15, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zu2ozdLiBPTb" style="text-align: right" title="Amount">35,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zF1zPFXFQra2" style="text-align: right" title="Rate">3.13</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zlTesNkM9V1j" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3881">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesThreeMember_zo5khqt8l00j" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3883">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_98E_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zSkYB8O6zige" style="text-align: left" title="Maturity">June 28, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zUQZ4TGO79I1" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zcH3ifjMXU64" style="text-align: right" title="Rate">3.54</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zmjl2zFs9Dof" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3891">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFourMember_zs9D8JPea0hg" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3893">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_981_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_z4lmV49Tm1Y6" style="text-align: left" title="Maturity">July 10, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zYr37JjMz2uk" style="text-align: right" title="Amount">45,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zdTmh9hHcM2c" style="text-align: right" title="Rate">3.78</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_z90mZ7fNg8G6" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3901">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesFiveMember_zbrIRrc0Ysja" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3903">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_ecustom--FederalHomeLoanBankAdvancesMaturityDate_iI_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zK6VC0FbTVwi" style="text-align: left" title="Maturity">July 10, 2028</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zagJIpU1Zg83" style="text-align: right" title="Amount">40,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zT4Gdl1VntYj" style="text-align: right" title="Rate">3.87</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zmdQdLohqItd" style="text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3911">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSixMember_zvcDn3dU14Ki" style="text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3913">-</span></td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_98B_ecustom--FederalHomeLoanBankAdvancesMaturityDate_c20230101__20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zjkFefxGId07" style="border-bottom: Black 1pt solid; text-align: left" title="Maturity">July 10, 2028</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_z9ckfgXRcMR7" style="border-bottom: Black 1pt solid; text-align: right" title="Amount">40,000</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zNn3zU2kXKI9" style="border-bottom: Black 1pt solid; text-align: right" title="Rate">3.96</td><td style="border-bottom: Black 1pt solid; text-align: left">%</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_zVZ0KBP6RAQf" style="border-bottom: Black 1pt solid; text-align: right" title="Amount"><span style="-sec-ix-hidden: xdx2ixbrl3921">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20221231__us-gaap--PledgingPurposeAxis__custom--FederalHomeLoanBankAdvancesSevenMember_z5w8BqRzo8hi" style="border-bottom: Black 1pt solid; text-align: right" title="Rate"><span style="-sec-ix-hidden: xdx2ixbrl3923">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20231231_zoWYD3RcyOUf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Amount">275,000</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp_c20231231_zPgc4p30mCK" style="border-bottom: Black 2.5pt solid; text-align: right" title="Rate">3.89</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--AdvancesFromFederalHomeLoanBanks_iI_pn3n3_c20221231_zu3l6w62iww3" style="border-bottom: Black 2.5pt solid; text-align: right" title="Amount">175,000</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FederalHomeLoanBankAdvancesBranchOfFHLBBankInterestRate_iI_dp0_c20221231_z9xdxcIbVKZj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Rate">4.57</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> 2023-02-16 175000000 0.0457 2024-02-29 35000000 0.0557 2028-04-28 40000000 0.0351 2028-05-15 35000000 0.0313 2028-06-28 40000000 0.0354 2028-07-10 45000000 0.0378 2028-07-10 40000000 0.0387 2028-07-10 40000000 0.0396 275000000 0.0389 175000000 0.0457 <p id="xdx_803_eus-gaap--SubordinatedBorrowingsDisclosureTextBlock_zWP3euITnPzc" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 9 – <span id="xdx_821_zGFsrjuprCxh">Subordinated Debentures</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On June 26, 2003, Greenville First Statutory Trust I (a non-consolidated subsidiary) issued $<span id="xdx_905_ecustom--TrustPreferredSecuritiesIssuedAtFloatingRate_pn3n3_dm_c20030601__20030626__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_z7zcRYot3I3j" title="Trust preferred securities">6</span>.0 million floating rate trust preferred securities with a maturity of <span id="xdx_903_eus-gaap--DebtInstrumentMaturityDate_dd_c20030601__20030626__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_z2JAiGZfrwZc" title="Trust preferred securities maturity date">June 26, 2033</span>. At December 31, 2023, the interest rate was <span id="xdx_90B_eus-gaap--LongTermDebtPercentageBearingVariableInterestRate_iI_pip0_dp_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_zEQlor1cOJq3" title="Floating interest rate of trust preferred securities">8.72%</span> and is indexed to the 3-month LIBOR rate plus <span id="xdx_900_ecustom--PercentageOfLondonInterbankOfferedRate_iI_pip0_dp_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_zG6KOpl0ZvTj" title="LIBOR rate">3.10%</span> and adjusted quarterly. The Company received from the Trust the $<span id="xdx_90C_eus-gaap--ProceedsFromIssuanceOfTrustPreferredSecurities_pn3n3_dm_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_zxNE324YqJsf" title="Proceeds from issuance trust preferred securities">6</span>.0 million proceeds from the issuance of the securities and the $<span id="xdx_90D_ecustom--InitialProceedsOfPreferredSecuritiesFromCapitalInvestment_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_zbDlItWoJFvi" title="Initial proceeds from capital investment in trust">186,000</span> initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $<span id="xdx_904_eus-gaap--JuniorSubordinatedNotes_iI_pn3n3_dm_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustOneMember_zei7hi97k3o2" title="Subordinated debentures">6.2</span> million junior subordinated debentures.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On December 22, 2005, Greenville First Statutory Trust II (a non-consolidated subsidiary) issued $<span id="xdx_90E_ecustom--TrustPreferredSecuritiesIssuedAtFloatingRate_pn3n3_dm_c20051201__20051222__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_zIekvjKaqd4l" title="Trust preferred securities">7</span>.0 million floating rate trust preferred securities with a maturity of <span id="xdx_900_eus-gaap--DebtInstrumentMaturityDate_dd_c20051201__20051222__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_zzkLxXESPpvh" title="Trust preferred securities maturity date">December 22, 2035</span>. At December 31, 2023, the interest rate was <span id="xdx_901_eus-gaap--LongTermDebtPercentageBearingVariableInterestRate_iI_pip0_dp_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_zxo8GrtjjlH1" title="Floating interest rate of trust preferred securities">7.03%</span> and is indexed to the 3-month LIBOR rate plus <span id="xdx_901_ecustom--PercentageOfLondonInterbankOfferedRate_iI_pip0_dp_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_z7Q6yaKr6Nuk" title="LIBOR rate">1.44%</span> and adjusted quarterly. The Company received from the Trust the $<span id="xdx_909_eus-gaap--ProceedsFromIssuanceOfTrustPreferredSecurities_pn3n3_dm_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_zuydFrVI5Sal" title="Proceeds from issuance trust preferred securities">7</span>.0 million proceeds from the issuance of the securities and the $<span id="xdx_900_ecustom--InitialProceedsOfPreferredSecuritiesFromCapitalInvestment_c20230101__20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_zSJElAIRW1ul" title="Initial proceeds from capital investment in trust">217,000</span> initial proceeds from the capital investment in the Trust, and accordingly has shown the funds due to the Trust as $<span id="xdx_908_eus-gaap--JuniorSubordinatedNotes_iI_pn3n3_dm_c20231231__us-gaap--RelatedPartyTransactionsByRelatedPartyAxis__custom--GreenvilleFirstStatutoryTrustTwoMember_z4WEqVFpV7B3" title="Subordinated debentures">7.2</span> million junior subordinated debentures.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The current regulatory rules allow certain amounts of junior subordinated debentures to be included in the calculation of regulatory capital. However, provisions within the <span id="xdx_907_ecustom--DescriptionOfWallStreetReformAndConsumerProtectionAct_pn9n9_c20230101__20231231_z5DRmwWyC6Nd" title="Dodd-Frank Act prohibits, description">Dodd-Frank Act prohibit institutions that had more than $15 billion in assets on December 31, 2009 from including trust preferred securities as Tier 1 capital beginning in 2013, with one-third phased out over the two years ending in 2015. Financial institutions with less than $15 billion in total assets, such as the Bank, may continue to include their trust preferred securities issued prior to May 19, 2010 in Tier 1 capital, but cannot include in Tier 1 capital trust preferred securities issued after such date.</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On September 30, 2019, the Company entered into Subordinated Note Purchase Agreements (collectively, the “Purchase Agreement”) with certain qualified institutional buyers and accredited investors (the “Purchasers”) pursuant to which the Company sold and issued $<span id="xdx_902_eus-gaap--DebtInstrumentFaceAmount_iI_pn3n3_dm_c20190930__us-gaap--DebtInstrumentAxis__custom--SubordinateDebtMember_zUAy3jdvTeck" title="Aggregate principal amount of subordinated notes">23</span>.0 million in aggregate principal amount of its <span id="xdx_907_eus-gaap--DebtInstrumentInterestRateDuringPeriod_pip0_dp_c20190901__20190930__us-gaap--DebtInstrumentAxis__custom--SubordinateDebtMember_zacm2q43DElf" title="Rate of interest of subordinated notes">4.75%</span> Fixed-to-Floating Rate Subordinated Notes due 2029 (the “Notes”). The Notes were offered and sold by the Company to eligible purchasers in a private offering in reliance on the exemption from the registration requirements of Section 4(a)(2) of the Securities Act of 1933, as amended (the “Securities Act”) and the provisions of Regulation D promulgated thereunder (the “Private Placement”).</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Notes have a <span id="xdx_908_eus-gaap--DebtInstrumentTerm_dtY_c20230101__20231231_zw2UIPNrj1f" style="display: none" title="Debt instrument term">10</span>ten-year term and, from and including the date of issuance to but excluding September 30, 2024, will bear interest at a fixed annual rate of <span id="xdx_90F_eus-gaap--LongTermDebtPercentageBearingFixedInterestRate_iI_pip0_dp_c20231231_zopLAco9EQpf" title="Fixed annual rate">4.75%</span>, payable semi-annually in arrears, for the first five years of the term. From and including September 30, 2024 to but excluding the maturity date or early redemption date, the interest rate shall reset quarterly to an interest rate per annum equal to a benchmark rate (which is expected to be Three-Month Term SOFR) plus 340.8 basis points, payable quarterly in arrears. As provided in the Notes, the interest rate on the Notes during the applicable floating rate period may be determined based on a rate other than Three-Month Term SOFR.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Notes are redeemable, in whole or in part, on September 30, 2024, on any interest payment date thereafter, and at any time upon the occurrence of certain events. The Purchase Agreement contains certain customary representations, warranties and covenants made by the Company, on the one hand, and the Purchasers, severally and not jointly, on the other hand.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On September 30, 2019, in connection with the sale and issuance of the Notes, the Company entered into a Registration Rights Agreement (the “Registration Rights Agreement”) with the Purchasers. Under the terms of the Registration Rights Agreement, the Company has agreed to take certain actions to provide for the exchange of the Notes for subordinated notes that are registered under the Securities Act and have substantially the same terms as the Notes (the “Exchange</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Notes”). Under certain circumstances, if the Company fails to meet its obligations under the Registration Rights Agreement, it would be required to pay additional interest to the holders of the Notes.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Notes were issued under an Indenture, dated September 30, 2019 (the “Indenture”), by and between the Company and UMB Bank, National Association, as trustee. The Notes are not subject to any sinking fund and are not convertible into or, other than with respect to the Exchange Notes, exchangeable for any other securities or assets of the Company or any of its subsidiaries. The Notes are not subject to redemption at the option of the holder. The Notes are unsecured, subordinated obligations of the Company only and are not obligations of, and are not guaranteed by, any subsidiary of the Company. The Notes rank junior in right to payment to the Company’s current and future senior indebtedness. The Notes are intended to qualify as Tier 2 capital for regulatory capital purposes for the Company<span>; however, the amount that is eligible to be included in Tier 2 capital will be reduced by 20% each year during the last five years before the maturity date of the Notes beginning in the quarter ended December 31, 2024.</span></p> 6000000 2033-06-26 0.0872 0.0310 6000000 186000 6200000 7000000 2035-12-22 0.0703 0.0144 7000000 217000 7200000 Dodd-Frank Act prohibit institutions that had more than $15 billion in assets on December 31, 2009 from including trust preferred securities as Tier 1 capital beginning in 2013, with one-third phased out over the two years ending in 2015. Financial institutions with less than $15 billion in total assets, such as the Bank, may continue to include their trust preferred securities issued prior to May 19, 2010 in Tier 1 capital, but cannot include in Tier 1 capital trust preferred securities issued after such date. 23000000 0.0475 P10Y 0.0475 <p id="xdx_804_ecustom--UnusedLinesOfCreditTextBlock_z7cTkeiarz8a" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><b>NOTE 10 – <span id="xdx_827_zYVcl10sg8S7">Unused Lines of Credit</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023, the Company had five lines of credit to purchase federal funds that totaled $<span id="xdx_902_eus-gaap--LineOfCreditFacilityMaximumBorrowingCapacity_iI_pn3n3_dm_c20231231_zUBsfUS7elec" title="Lines of credit to purchase federal funds">108.5</span> million which were unused at December 31, 2023. The lines of credit are available on a one to 14 day basis for general corporate purposes of the Company. The lenders have reserved the right to withdraw the line at their option. The Company has an additional line of credit with the FHLB to borrow funds, subject to a pledge of qualified collateral. The Company has collateral that would support approximately $<span id="xdx_903_ecustom--AdditionalBorrowingsUnderFederalHomeLoan_iI_pn3n3_dm_c20231231_zNQTiO8aeNkd" title="Additional borrowings under FHLB">542.8</span> million in additional borrowings with the FHLB at December 31, 2023.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company is also enrolled in the Federal Reserve’s Bank Term Funding Program which offers loans of up to one year in length if we pledge collateral eligible for purchase by the Federal Reserve Banks in open market operations, such as U.S. Treasuries, U.S. agency securities, and U.S. agency mortgage-backed securities. At December 31, 2023, the Company had $<span id="xdx_908_eus-gaap--MarketableSecurities_iI_pn3n3_dm_c20231231__us-gaap--InvestmentTypeAxis__us-gaap--SecuritiesInvestmentMember_zeqWo5nk2FU6" title="Marketable investment securities pledged">13</span>.0 million of marketable investment securities pledged in the Federal Reserve’s Bank Term Funding Program. At December 31, 2023, we had $<span id="xdx_905_ecustom--PledgedAmount_iI_pn3n3_dm_c20231231_znZpCCQMNbA1" title="Pledged value">227.1</span> million pledged and available with the Federal Reserve Discount Window.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company also has an unsecured, interest only line of credit for $<span id="xdx_908_eus-gaap--ProceedsFromUnsecuredLinesOfCredit_pn3n3_dm_c20230101__20231231_zIhjPlujvM6i" title="Unsecured interest only line of credit">15</span> million with another financial institution which was unused at December 31, 2023. The line bears interest at the U.S. Prime Rate plus <span id="xdx_90C_ecustom--U.S.PrimeRatepluspercentage_pip0_dp_c20230101__20231231_ztrGN7nVHFZe" title="U.S. prime rate plus">0.25%</span> and matures on <span id="xdx_906_eus-gaap--DebtInstrumentMaturityDate_dd_c20230101__20231231__us-gaap--ShortTermDebtTypeAxis__us-gaap--LineOfCreditMember_zp07TfIG4z6h" title="Maturity date">February 28, 2025</span>. The loan agreement contains various financial covenants related to capital, earnings and asset quality.</p> 108500000 542800000 13000000 227100000 15000000 0.0025 2025-02-28 <p id="xdx_803_eus-gaap--DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_z3Ad7TpEqNp" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><b>NOTE 11 – <span id="xdx_82B_zI8oYUJpHuVi">Derivative Financial Instruments</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company utilizes derivative financial instruments primarily to hedge its exposure to changes in interest rates. All derivative financial instruments are recognized as either assets or liabilities and measured at fair value.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company enters into commitments to originate residential mortgage loans held for sale, at specified interest rates and within a specified period of time, with clients who have applied for a loan and meet certain credit and underwriting criteria (interest rate lock commitments). These interest rate lock commitments (“IRLCs”) meet the definition of a derivative financial instrument and are reflected in the balance sheet at fair value with changes in fair value recognized in current period earnings. Unrealized gains and losses on the IRLCs are recorded as derivative assets and derivative liabilities, respectively, and are measured based on the value of the underlying mortgage loan, quoted mortgage-backed securities (“MBS”) prices and an estimate of the probability that the mortgage loan will fund within the terms of the interest rate lock commitment, net of estimated commission expenses.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company manages the interest rate and price risk associated with its outstanding IRLCs and mortgage loans held for sale by entering into derivative instruments such as forward sales of MBS. These derivatives are free- standing derivatives and are not designated as instruments for hedge accounting. Management expects these derivatives will experience changes in fair value opposite to changes in fair value of the IRLCs and mortgage loans held for sale, thereby reducing earnings volatility. The Company takes into account various factors and strategies in determining the portion of the mortgage pipeline (IRLCs and mortgage loans held for sale) it wants to economically hedge. The gain or loss resulting from the change in the fair value of the derivative is recognized in the Company’s statement of income during the period of change.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company entered into a pay-fixed portfolio layer method fair value swap, designated as a hedging instrument, with a total notional amount of $<span id="xdx_90B_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_dm_c20230630__us-gaap--FinancialInstrumentAxis__custom--PayFixedPortfolioMember_zunOc7sNMhRi" title="Total notional amount">200.0</span> million in the second quarter of 2023. The hedging instrument matures on May 25, 2028. The Company is designating the fair value swap under the portfolio layer method (“PLM”). Under this method, the hedged item is designated as a hedged layer of a closed portfolio of financial loans that is anticipated to remain outstanding for the designated hedged period. Adjustments are made to record the swap at fair value on the consolidated balance sheets, with changes in fair value recognized in interest income. The carrying value of the fair value swap on the consolidated</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">balance sheets will also be adjusted through interest income, based on changes in fair value attributable to changes in the hedged risk.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table represents the carrying value of the portfolio layer method hedged instrument and the cumulative fair value hedging adjustment included in the carrying value of the hedged instrument as of December 31, 2023.</p> <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock_pn3n3_zrwxNx96mKa4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BE_z9VYJ5JI33mb" style="display: none">Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right"><b>Carrying<br/> Amount</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right"><b>Hedged Liability</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 76%"> Fixed Rate Liability<sup>1</sup></td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%">$</td><td id="xdx_989_eus-gaap--HedgedAssetFairValueHedgeLastOfLayerAmount_iI_pn3n3_c20231231__us-gaap--DerivativeInstrumentRiskAxis__custom--FixedRateAssetMember_fMQ_____zIeAUlXqLs2l" style="border-bottom: Black 2.5pt solid; text-align: right; width: 9%" title="Carrying Amount">199,518</td><td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%"> </td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%">$</td><td id="xdx_982_eus-gaap--HedgedAssetFairValueHedge_iI_pn3n3_c20231231__us-gaap--DerivativeInstrumentRiskAxis__custom--FixedRateAssetMember_fMQ_____zEkha4wLV3ag" style="border-bottom: Black 2.5pt solid; text-align: right; width: 9%" title="Hedged Liability">482</td><td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><tr style="vertical-align: top; text-align: justify"> <td style="width: 0pt; text-align: right"></td><td style="width: 15pt"><sup id="xdx_F0C_zueBohJWjhYb">1</sup></td><td id="xdx_F1D_z8cI36oHHbL5" style="text-align: justify">These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_90E_eus-gaap--PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_iI_pn3n3_dm_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_zNOAFedH9Ydd">718.8 </span>million, the cumulative basis adjustment associated with this hedging relationship was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_901_eus-gaap--HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_iI_pn3n3_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_zmSFNvtBF9o8">511</span>,000, and the amount of the designated hedged item was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_900_eus-gaap--DerivativeAmountOfHedgedItem_iI_pn3n3_dm_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_z5vqjEiwZRd">200.0 </span>million.</td> </tr></table> <p id="xdx_8A4_zvoPLlLzy6L4" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table summarizes the Company’s outstanding financial derivative instruments at December 31, 2023 and December 31, 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_pn3n3_zEZA5W9TnUbi" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span id="xdx_8B2_ztfVIOMrZcy1" style="display: none">Schedule of outstanding financial derivative instruments</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Notional</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance Sheet <br/> Location</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Asset/(Liability)</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Derivatives designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; width: 51%; text-align: justify">Fair value swap <span id="xdx_912_eus-gaap--SwapMember_zGJp58IhO1p9" style="display: none">Fair value swap [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right"><span id="xdx_90B_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zmjZdeVrK0Hb" title="Derivative financial instruments, notional amount">200,000</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 20%; text-align: right"><span id="xdx_904_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zhhZDQutFtkf" title="Balance Sheet Location, description">Other liabilities</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right"><span id="xdx_90E_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zXieCQgCsYdc" title="Derivative Asset/(Liability), Fair Value">(482</span></td><td style="width: 1%; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_402_ecustom--DerivativesNotDesignatedAsHedgingInstrumentsAbstract_iB_zlVSYqU1Q9o3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Derivatives not designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Mortgage loan interest rate lock commitments<span id="xdx_915_eus-gaap--InterestRateLockCommitmentsMember_ztkjQtOJXdDc" style="display: none">Mortgage loan interest rate lock commitments [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_901_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zIxLdcmnNRIb" title="Derivative financial instruments, notional amount">12,973</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zIElsZRsJHCg" title="Balance Sheet Location, description">Other assets</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_901_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zrOYV5WevNL9" title="Derivative Asset/(Liability), Fair Value">159</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">MBS forward sales commitments<span id="xdx_913_eus-gaap--SecuritiesSoldNotYetPurchasedMember_z7JyaLUCeh2k" style="display: none">MBS forward sales commitments [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zK5p5mZjSzga" title="Derivative financial instruments, notional amount">10,000</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_906_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zPHlRLzZa7Gd" title="Balance Sheet Location, description">Other liabilities</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zuhhGovw9Iag" title="Derivative Asset/(Liability), Fair Value">(68</span></td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Total derivative financial instruments<span id="xdx_91C_eus-gaap--DerivativeMember_zmTusFRz9ZI9" style="display: none">Total derivative financial instruments [Member]</span></td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90F_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zR1rAoy4A4Y6" title="Derivative financial instruments, notional amount">222,973</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: justify"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zLN5eNGFksD7" title="Derivative Asset/(Liability), Fair Value">(391</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="padding-bottom: 1pt; background-color: White; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; background-color: White"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="7" style="border-bottom: Black 1pt solid; background-color: White; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; background-color: White; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Notional</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance Sheet <br/> Location</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Asset/(Liability)</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Derivatives not designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Mortgage loan interest rate lock commitments</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span id="xdx_90C_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zu8Eugidn1Il" title="Derivative financial instruments, notional amount">6,793</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_90F_ecustom--BalanceSheetLocationDescription_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zTSE475PmCF" title="Balance Sheet Location, description">Other assets</span></td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span id="xdx_907_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zvCLEUdRoZec" title="Derivative Asset/(Liability), Fair Value">49</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_z4gkFfsym0ne" title="Derivative financial instruments, notional amount">5,750</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_ecustom--BalanceSheetLocationDescription_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zDBDpRcumhOd" title="Balance Sheet Location, description">Other assets</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_z0IgAHdalHZ1" title="Derivative Asset/(Liability), Fair Value">27</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Total derivative financial instruments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90A_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zqp1VU0h62cj" title="Derivative financial instruments, notional amount">12,543</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: justify"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_905_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zm8WobE9YDRi" title="Derivative Asset/(Liability), Fair Value">76</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A8_zEtunHpjfdfa" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Accrued interest receivable related to the interest rate swap as of December 31, 2023 totaled $<span id="xdx_905_eus-gaap--AccruedInvestmentIncomeReceivable_iI_pn3n3_c20231231__us-gaap--DerivativeInstrumentRiskAxis__us-gaap--InterestRateSwapMember_zqQrppAn25xl" title="Accrued interest receivable related to interest rate swap">285</span>,000 and is excluded from the fair value presented in the table above.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company assesses the effectiveness of the fair value swap hedge with a regression analysis that compares the changes in forward curves to determine the value. The effective portion of changes in fair value of derivatives designated as fair value hedges is recorded through interest income. The Company does not offset derivative assets and derivative liabilities for financial statement presentation purposes.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table summarizes the effect of the fair value hedging relationship recognized in the consolidated statements of income for the twelve months ended December 31, 2023.</p> <table cellpadding="0" cellspacing="0" id="xdx_889_eus-gaap--ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_pn3n3_zgLUs6jgz6s4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; text-align: left"><span id="xdx_8B8_zpeL0ziRieUi" style="display: none">Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income</span></td><td style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>Twelve months ended <br/> December 31, 2023</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr id="xdx_40A_ecustom--GainLossOnFairValueHedgingRelationshipAbstract_iB_zopzbGK5vlW7" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">Gain (loss) on fair value hedging relationship:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 87%; font-size: 9pt; text-align: left">Hedged liability</td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_983_eus-gaap--GainLossOnFairValueHedgeIneffectivenessNet_pn3n3_c20230101__20231231_zVh59zm6g9Q" style="width: 10%; font-size: 9pt; text-align: right" title="Hedged liability">(482</td><td style="width: 1%; font-size: 9pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 9pt; text-align: left">Fair value derivative designated as hedging instrument</td><td style="border-bottom: Black 1pt solid; font-size: 9pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: left"> </td><td id="xdx_981_ecustom--FairValueDerivativeDesignatedAsHedgingInstrument_pn3n3_c20230101__20231231_zzWnRAbMyGSi" style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: right" title="Fair value derivative designated as hedging instrument">511</td><td style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 9pt; text-align: left">Total gain (loss) recognized in interest income on loans</td><td style="border-bottom: Black 2.5pt solid; font-size: 9pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: left"> </td><td id="xdx_985_eus-gaap--GainLossOnFairValueHedgesRecognizedInEarnings_c20230101__20231231_zviZXmmiz6Qf" style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: right" title="Total gain (loss) recognized in interest income on loans">29</td><td style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: left"> </td></tr> </table> 200000000.0 <table cellpadding="0" cellspacing="0" id="xdx_896_ecustom--ScheduleOfHedgedAssetFairValueHedgeLastOfLayerCumulativeTableTextBlock_pn3n3_zrwxNx96mKa4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"><span id="xdx_8BE_z9VYJ5JI33mb" style="display: none">Schedule of carrying value of hedged asset and cumulative fair value hedging adjustment</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right"><b>Carrying<br/> Amount</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; text-align: left; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right"><b>Hedged Liability</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 76%"> Fixed Rate Liability<sup>1</sup></td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%">$</td><td id="xdx_989_eus-gaap--HedgedAssetFairValueHedgeLastOfLayerAmount_iI_pn3n3_c20231231__us-gaap--DerivativeInstrumentRiskAxis__custom--FixedRateAssetMember_fMQ_____zIeAUlXqLs2l" style="border-bottom: Black 2.5pt solid; text-align: right; width: 9%" title="Carrying Amount">199,518</td><td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%"> </td><td style="border-bottom: Black 2.5pt solid; width: 1%"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%">$</td><td id="xdx_982_eus-gaap--HedgedAssetFairValueHedge_iI_pn3n3_c20231231__us-gaap--DerivativeInstrumentRiskAxis__custom--FixedRateAssetMember_fMQ_____zEkha4wLV3ag" style="border-bottom: Black 2.5pt solid; text-align: right; width: 9%" title="Hedged Liability">482</td><td style="border-bottom: Black 2.5pt solid; text-align: left; width: 1%"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 8pt Arial, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 6pt; width: 100%"><tr style="vertical-align: top; text-align: justify"> <td style="width: 0pt; text-align: right"></td><td style="width: 15pt"><sup id="xdx_F0C_zueBohJWjhYb">1</sup></td><td id="xdx_F1D_z8cI36oHHbL5" style="text-align: justify">These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_90E_eus-gaap--PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_iI_pn3n3_dm_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_zNOAFedH9Ydd">718.8 </span>million, the cumulative basis adjustment associated with this hedging relationship was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_901_eus-gaap--HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_iI_pn3n3_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_zmSFNvtBF9o8">511</span>,000, and the amount of the designated hedged item was $<span class="xdx_phnt_RGlzY2xvc3VyZSAtIERlcml2YXRpdmUgRmluYW5jaWFsIEluc3RydW1lbnRzIChEZXRhaWxzIE5hcnJhdGl2ZSkA" id="xdx_900_eus-gaap--DerivativeAmountOfHedgedItem_iI_pn3n3_dm_c20231231__us-gaap--HedgingDesignationAxis__us-gaap--DesignatedAsHedgingInstrumentMember_z5vqjEiwZRd">200.0 </span>million.</td> </tr></table> 199518000 482000 718800000 511000 200000000.0 <table cellpadding="0" cellspacing="0" id="xdx_897_eus-gaap--ScheduleOfNotionalAmountsOfOutstandingDerivativePositionsTableTextBlock_pn3n3_zEZA5W9TnUbi" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of outstanding financial derivative instruments"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span id="xdx_8B2_ztfVIOMrZcy1" style="display: none">Schedule of outstanding financial derivative instruments</span></td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td style="border-top: Black 2.5pt solid; text-align: justify"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="8" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2023</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Notional</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance Sheet <br/> Location</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Asset/(Liability)</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Derivatives designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; width: 51%; text-align: justify">Fair value swap <span id="xdx_912_eus-gaap--SwapMember_zGJp58IhO1p9" style="display: none">Fair value swap [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 10%; text-align: right"><span id="xdx_90B_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zmjZdeVrK0Hb" title="Derivative financial instruments, notional amount">200,000</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 20%; text-align: right"><span id="xdx_904_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zhhZDQutFtkf" title="Balance Sheet Location, description">Other liabilities</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 12%; text-align: right"><span id="xdx_90E_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SwapMember_zXieCQgCsYdc" title="Derivative Asset/(Liability), Fair Value">(482</span></td><td style="width: 1%; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_402_ecustom--DerivativesNotDesignatedAsHedgingInstrumentsAbstract_iB_zlVSYqU1Q9o3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Derivatives not designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Mortgage loan interest rate lock commitments<span id="xdx_915_eus-gaap--InterestRateLockCommitmentsMember_ztkjQtOJXdDc" style="display: none">Mortgage loan interest rate lock commitments [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_901_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zIxLdcmnNRIb" title="Derivative financial instruments, notional amount">12,973</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zIElsZRsJHCg" title="Balance Sheet Location, description">Other assets</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_901_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zrOYV5WevNL9" title="Derivative Asset/(Liability), Fair Value">159</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">MBS forward sales commitments<span id="xdx_913_eus-gaap--SecuritiesSoldNotYetPurchasedMember_z7JyaLUCeh2k" style="display: none">MBS forward sales commitments [Member]</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zK5p5mZjSzga" title="Derivative financial instruments, notional amount">10,000</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_906_ecustom--BalanceSheetLocationDescription_c20230101__20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zPHlRLzZa7Gd" title="Balance Sheet Location, description">Other liabilities</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zuhhGovw9Iag" title="Derivative Asset/(Liability), Fair Value">(68</span></td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Total derivative financial instruments<span id="xdx_91C_eus-gaap--DerivativeMember_zmTusFRz9ZI9" style="display: none">Total derivative financial instruments [Member]</span></td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90F_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zR1rAoy4A4Y6" title="Derivative financial instruments, notional amount">222,973</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: justify"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20231231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zLN5eNGFksD7" title="Derivative Asset/(Liability), Fair Value">(391</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: justify"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="padding-bottom: 1pt; background-color: White; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; background-color: White"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="7" style="border-bottom: Black 1pt solid; background-color: White; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="padding-bottom: 1pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Fair Value</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; background-color: White; text-indent: -10pt; padding-left: 10pt; text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Notional</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Balance Sheet <br/> Location</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Asset/(Liability)</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Derivatives not designated as hedging instruments:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: justify">Mortgage loan interest rate lock commitments</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span id="xdx_90C_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zu8Eugidn1Il" title="Derivative financial instruments, notional amount">6,793</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_90F_ecustom--BalanceSheetLocationDescription_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zTSE475PmCF" title="Balance Sheet Location, description">Other assets</span></td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span id="xdx_907_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--InterestRateLockCommitmentsMember_zvCLEUdRoZec" title="Derivative Asset/(Liability), Fair Value">49</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_z4gkFfsym0ne" title="Derivative financial instruments, notional amount">5,750</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_909_ecustom--BalanceSheetLocationDescription_c20220101__20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_zDBDpRcumhOd" title="Balance Sheet Location, description">Other assets</span></td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--SecuritiesSoldNotYetPurchasedMember_z0IgAHdalHZ1" title="Derivative Asset/(Liability), Fair Value">27</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: justify">Total derivative financial instruments</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_90A_eus-gaap--DerivativeNotionalAmount_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zqp1VU0h62cj" title="Derivative financial instruments, notional amount">12,543</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: justify"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span id="xdx_905_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_c20221231__us-gaap--FinancialInstrumentAxis__us-gaap--DerivativeMember_zm8WobE9YDRi" title="Derivative Asset/(Liability), Fair Value">76</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 200000000 Other liabilities -482000 12973000 Other assets 159000 10000000 Other liabilities -68000 222973000 -391000 6793000 Other assets 49000 5750000 Other assets 27000 12543000 76000 285000 <table cellpadding="0" cellspacing="0" id="xdx_889_eus-gaap--ScheduleOfFairValueHedgingInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_pn3n3_zgLUs6jgz6s4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Derivative Financial Instruments (Details) - Schedule of summarize the effect of fair value hedging relationship recognized in the consolidated statement of income"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; text-align: left"><span id="xdx_8B8_zpeL0ziRieUi" style="display: none">Schedule of summarize the effect of fair value hedging relationship recognized in consolidated statement of income</span></td><td style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>Twelve months ended <br/> December 31, 2023</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr id="xdx_40A_ecustom--GainLossOnFairValueHedgingRelationshipAbstract_iB_zopzbGK5vlW7" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 9pt; text-align: left">Gain (loss) on fair value hedging relationship:</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; width: 87%; font-size: 9pt; text-align: left">Hedged liability</td><td style="width: 1%; font-size: 9pt"> </td> <td style="width: 1%; font-size: 9pt; text-align: left"> </td><td id="xdx_983_eus-gaap--GainLossOnFairValueHedgeIneffectivenessNet_pn3n3_c20230101__20231231_zVh59zm6g9Q" style="width: 10%; font-size: 9pt; text-align: right" title="Hedged liability">(482</td><td style="width: 1%; font-size: 9pt; text-align: left">)</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 9pt; text-align: left">Fair value derivative designated as hedging instrument</td><td style="border-bottom: Black 1pt solid; font-size: 9pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: left"> </td><td id="xdx_981_ecustom--FairValueDerivativeDesignatedAsHedgingInstrument_pn3n3_c20230101__20231231_zzWnRAbMyGSi" style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: right" title="Fair value derivative designated as hedging instrument">511</td><td style="border-bottom: Black 1pt solid; font-size: 9pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 9pt; text-align: left">Total gain (loss) recognized in interest income on loans</td><td style="border-bottom: Black 2.5pt solid; font-size: 9pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: left"> </td><td id="xdx_985_eus-gaap--GainLossOnFairValueHedgesRecognizedInEarnings_c20230101__20231231_zviZXmmiz6Qf" style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: right" title="Total gain (loss) recognized in interest income on loans">29</td><td style="border-bottom: Black 2.5pt solid; font-size: 9pt; text-align: left"> </td></tr> </table> -482000 511000 29000 <p id="xdx_80F_eus-gaap--FairValueDisclosuresTextBlock_zCXSLb9dciZf" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 12 – <span id="xdx_82E_zTzA7l8sEHIb">Fair Value Accounting</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">FASB ASC 820, “Fair Value Measurement and Disclosures Topic,” defines fair value as the exchange price that would be received for an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. FASB ASC 820 also establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:</p> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; border-collapse: collapse"> <tr style="vertical-align: top"> <td style="width: 18pt; text-align: justify"> </td> <td><p style="margin-top: 0pt; text-align: justify; margin-bottom: 0pt"><b>Level 1 – Quoted market price in active markets</b></p></td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td><p style="margin-top: 0pt; text-align: justify; margin-bottom: 0pt">Quoted prices in active markets for identical assets or liabilities. Level 1 assets and liabilities include certain debt and equity securities that are traded in an active exchange market.</p></td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td> </td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td style="text-align: justify"><b>Level 2 – Significant other observable inputs</b></td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td><p style="margin-top: 0pt; text-align: justify; margin-bottom: 0pt">Observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 2 assets and liabilities include fixed income securities and mortgage-backed securities that are held in the Company’s available-for-sale portfolio and valued by a third-party pricing service, as well as certain individually evaluated loans.</p></td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td> </td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td style="text-align: justify"><b>Level 3 – Significant unobservable inputs</b></td></tr> <tr style="vertical-align: top"> <td style="text-align: justify"> </td> <td style="text-align: justify">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation.  These methodologies may result in a significant portion of the fair value being derived from unobservable data.  </td></tr> </table> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Fair Value of Financial Instruments</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following is a description of valuation methodologies used to estimate fair value for assets recorded at fair value. Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.</p> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Investment Securities</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">Securities available for sale are valued on a recurring basis at quoted market prices where available.  If quoted market prices are not available, fair values are based on quoted market prices of comparable securities.  Level 1 securities include those traded on an active exchange, such as the New York Stock Exchange or U.S. Treasury securities that are traded by dealers or brokers in active over-the-counter markets and money market funds.  Level 2 securities include mortgage-backed securities and debentures issued by government sponsored entities, municipal bonds and corporate debt securities.  In certain cases where there is limited activity or less transparency around inputs to valuations, securities are classified as Level 3 within the valuation hierarchy. Securities held to maturity are valued at quoted market prices or dealer quotes similar to securities available for sale.  The carrying value of Other Investments, such as Federal Reserve Bank and FHLB stock, approximates fair value based on their redemption provisions.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-bottom: 0pt; text-align: justify"><i>Mortgage Loans Held for Sale</i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">Loans held for sale include mortgage loans which are saleable into the secondary mortgage markets and their fair values are estimated using observable quoted market or contracted prices or market price equivalents, which would be used by other market participants. These saleable loans are considered Level 2.</p> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Individually Evaluated Loans</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">The Company does not record loans at fair value on a recurring basis. However, from time to time, a loan may be considered individually evaluated and an allowance for credit losses may be established.  Loans for which it is probable</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">that payment of interest and principal will not be made in accordance with the contractual terms of the loan agreement are considered individually evaluated. Once a loan is identified as individually evaluated, management measures the impairment in accordance with FASB ASC 326. The fair value of individually evaluated loans is estimated using one of several methods, including collateral value, market value of similar debt, enterprise value, liquidation value and discounted cash flows.  Those individually evaluated loans not requiring an allowance represent loans for which the fair value of the expected repayments or collateral exceed the recorded investments in such loans.  In accordance with FASB ASC 820, “Fair Value Measurement and Disclosures,” individually evaluated loans where an allowance is established based on the fair value of collateral require classification in the fair value hierarchy.  When the fair value of the collateral is based on an observable market price or a current appraised value, the Company considers the individually evaluated loan as nonrecurring Level 2. The Company’s current loan and appraisal policies require the Company to obtain updated appraisals on an “as is” basis at renewal, or in the case of an individually evaluated loan, on an annual basis, either through a new external appraisal or an appraisal evaluation. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the individually evaluated loan as nonrecurring Level 3. The fair value of individually evaluated loans may also be estimated using the present value of expected future cash flows to be realized on the loan, which is also considered a Level 3 valuation. These fair value estimates are subject to fluctuations in assumptions about the amount and timing of expected cash flows as well as the choice of discount rate used in the present value calculation.</p> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Other Real Estate Owned</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">OREO, consisting of properties obtained through foreclosure or in satisfaction of loans, is reported at the lower of cost or fair value, determined on the basis of current appraisals, comparable sales, and other estimates of value obtained principally from independent sources, adjusted for estimated selling costs (Level 2).  At the time of foreclosure, any excess of the loan balance over the fair value of the real estate held as collateral is treated as a charge against the allowance for credit losses.  Gains or losses on sale and generally any subsequent adjustments to the value are recorded as a component of real estate owned activity. When an appraised value is not available or management determines the fair value of the collateral is further impaired below the appraised value and there is no observable market price, the Company considers the OREO as nonrecurring Level 3.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><i>Derivative Financial Instruments</i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">The Company estimates the fair value of IRLCs based on the value of the underlying mortgage loan, quoted MBS prices and an estimate of the probability that the mortgage loan will fund within the terms of the IRLC, net of commission expenses (Level 2). The Company estimates the fair value of forward sales commitments based on quoted MBS prices (Level 2). The Company estimates the fair value of the derivative liability based on changes in the benchmark interest rate component of the hedged loans. The estimated variable rate cash inflows were compared to the fixed rate outflows and such difference was discounted to a present value to estimate the fair value of the interest rate swaps. The components of the valuation were observable or could be corroborated by observable market data and, therefore, were classified within Level 2 of the valuation hierarchy.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><i>Assets and Liabilities Recorded at Fair Value on a Recurring Basis</i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The tables below present the recorded amount of assets and liabilities measured at fair value on a recurring basis.</p> <table cellpadding="0" cellspacing="0" id="xdx_890_eus-gaap--ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_pn3n3_zCbBbZUuKB7d" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BD_zeAGcIlndMNi" style="display: none">Schedule of assets and liabilities measured at fair value on a recurring basis</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_497_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zgFQXtoeB4K9" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49C_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zTug0J2GRzUj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zsRf8Sz4PK29" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_491_20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zrF7dnZaMDak" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--AssetsFairValueDisclosureAbstract_iB_zGjDvP2wkIpk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Assets</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Securities available for sale:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds_iI_pn3n3_zlt706cUH6vg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; width: 52%; text-align: left">Corporate bonds <span id="xdx_914_eus-gaap--FairValueInputsLevel1Member_zoIOoSlMxXFl" style="display: none">Level 1 [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4068">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4070">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,910</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries_iI_pn3n3_zsl9kPgy9Lok" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US treasuries <span id="xdx_918_eus-gaap--FairValueInputsLevel2Member_zGkBTh0Gpsua" style="display: none">Level 2 [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4074">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,394</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4076">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,394</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--SecuritiesAvailableForSaleFairValueUsAgencySecurities_iI_pn3n3_zOx42o9Gyjoc" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US government agencies <span id="xdx_91D_eus-gaap--FairValueInputsLevel3Member_zGDTuTzpC7k1" style="display: none">Level 3 [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4080">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4082">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,656</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions_iI_pn3n3_zYYsDRpstjq1" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4086">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,741</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4088">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,741</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AssetBackedSecurities_iI_pn3n3_zjxBhVrJYulb" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4091">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">33,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4093">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">33,236</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_iI_pn3n3_zmS2C9t1fUE" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4096">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">51,765</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4098">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">51,765</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pn3n3_z4gBxRW2TaKa" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loans held for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,194</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_zlV90UmiwS3a" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loan interest rate lock commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4106">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">159</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4108">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">159</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_zECvUADFp3ge" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total assets measured at fair value on a recurring basis</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4111">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">142,055</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4113">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">142,055</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--LiabilitiesFairValueDisclosureAbstract_iB_pn3n3_zGVVhwimxbY" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Liabilities</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--OtherLiabilitiesFairValueDisclosure_iI_pn3n3_zFWaY1i8rqDg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Derivative liability</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4121">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">482</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4123">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">482</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--FinancialInstrumentsSoldNotYetPurchasedAtFairValue_iI_pn3n3_zqM8UtecPMy6" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4126">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">68</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4128">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">68</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--LiabilitiesFairValueDisclosure_iI_pn3n3_zEnaC0F3ooBd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total liabilities measured at fair value on a recurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4131">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4133">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt; margin-top: 10pt"> <tr style="display: none"> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_z2kDFb30WCV4" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_493_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zWpPiuqno1k6" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49A_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zHbhGG45vFBj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zzQztieRJWKl" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font-size: 10pt"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 1</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 2</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 3</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_405_eus-gaap--AssetsFairValueDisclosureAbstract_iB_zIXoBYE1fCdk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Assets</td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Securities available for sale:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds_iI_pn3n3_zMQKr7c8PIY3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; width: 52%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4141">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4143">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,883</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries_iI_pn3n3_zUGl629tXvoi" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4146">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4148">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">871</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--SecuritiesAvailableForSaleFairValueUsAgencySecurities_iI_pn3n3_zKqPTgrRqWC7" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4151">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4153">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10,617</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions_iI_pn3n3_zdvIIipBr7A3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4156">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4158">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,906</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AssetBackedSecurities_iI_pn3n3_z34Y4RwasIT1" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4163">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,229</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_iI_pn3n3_zzyIiF8N3teb" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4166">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">54,841</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4168">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">54,841</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pn3n3_z1wW2rCyT7v6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loans held for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4171">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,917</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4173">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,917</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_zAWPQ40BhzAg" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loan interest rate lock commitments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4176">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">49</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4178">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">49</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_ecustom--FinancialInstrumentsMBSForwardSalesCommitmentsAtFairValue_iIP3us-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_pn3n3_zD17pRoQZ9X1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4181">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">27</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4183">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">27</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_zZqeEWoJl8g1" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total assets measured at fair value on a recurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4186">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">97,340</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4188">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">97,340</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A1_z4qRR5skWWV4" style="margin-top: 0; margin-bottom: 0"></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">The Company had no liabilities recorded at fair value on a recurring basis as of December 31, 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><i>Assets and Liabilities Recorded at Fair Value on a Nonrecurring Basis</i></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">The Company is predominantly an asset based lender with real estate serving as collateral on approximately <span id="xdx_90C_ecustom--PercentageOfLoansCollateralByRealEstate_dp_c20230101__20231231_zPqy3l2FBWt3" title="Percentage of loans collateralize by real estate">85%</span> of loans as of December 31, 2023. Loans which are deemed to be individually evaluated are valued net of the allowance for credit losses, and other real estate owned is valued at the lower of cost or net realizable value of the underlying real estate collateral. Such market values are generally obtained using independent appraisals, which the Company considers to be level 2 inputs. The tables below present the recorded amount of assets and liabilities measured at fair value on a nonrecurring basis.</p> <table cellpadding="0" cellspacing="0" id="xdx_893_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_pn3n3_zJY12KHguFUh" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B8_z7uzT47DJc08" style="display: none">Schedule of assets and liabilities measured at fair value on a nonrecurring basis</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--AssetsAbstract_iB_z57RnbSvXDX" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Assets</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; width: 52%; text-align: left">Individually evaluated loans</td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDGKFbh8Gfqc" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans"><span style="-sec-ix-hidden: xdx2ixbrl4196">-</span></td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zbi3ZsAM1eTj" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">1,160</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zvTlHl2AO0qi" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">2,976</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zlbvWW2344Wk" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">4,136</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total assets measured at fair value on a nonrecurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z0mzpufzpAdb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total assets measured at fair value on a nonrecurring basis"><span style="-sec-ix-hidden: xdx2ixbrl4204">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zd9debE21B51" style="border-bottom: Black 2.5pt solid; text-align: right">1,160</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDcn1tCD2a28" style="border-bottom: Black 2.5pt solid; text-align: right">2,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zAo8iwd56xs6" style="border-bottom: Black 2.5pt solid; text-align: right">4,136</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="background-color: White; padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="13" style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--AssetsAbstract_iB_zg1WqQeXDTA8" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Individually evaluated loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zmjv4sIaRah9" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans"><span style="-sec-ix-hidden: xdx2ixbrl4210">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zu2m7ath21oe" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">429</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zTWzOHccGiV" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">4,071</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zewWqFsYH15i" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">4,500</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total assets measured at fair value on a nonrecurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_983_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zoHrXa0nLm6b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total assets measured at fair value on a nonrecurring basis"><span style="-sec-ix-hidden: xdx2ixbrl4218">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zYjD5oDX0jte" style="border-bottom: Black 2.5pt solid; text-align: right">429</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z2MtPebwmKT3" style="border-bottom: Black 2.5pt solid; text-align: right">4,071</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zvxjI6ivUCc9" style="border-bottom: Black 2.5pt solid; text-align: right">4,500</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p id="xdx_8A9_z1dWGtNFRE77" style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-style: normal">The Company had no liabilities carried at fair value or measured at fair value on a nonrecurring basis.</span></p> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; margin-bottom: 0pt; text-align: justify"><span style="font-style: normal">For Level 3 assets and liabilities measured at fair value on a recurring or nonrecurring basis as of December 31, 2023 and 2022, the significant unobservable inputs used in the fair value measurements were as follows:</span></p> <table cellpadding="0" cellspacing="0" id="xdx_88B_eus-gaap--FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_pn3n3_zAhLMwsCMr74" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zTNVr1C2Lnj" style="display: none">Schedule of unobservable inputs used in the fair value measurements</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: left"> </td><td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 24%; font-style: italic; text-align: right"> </td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 24%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right">Valuation Technique</td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 34%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right">Significant Unobservable Inputs</td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 13%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"><span style="font: normal 8pt Arial, Helvetica, Sans-Serif"><b>Range of Inputs</b></span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="vertical-align: top; font-style: normal; text-align: left">Individually evaluated loans</td><td style="font-style: normal"> </td> <td style="vertical-align: top; font-style: normal; text-align: left"><span id="xdx_90E_ecustom--FairValueOfMeasurementsValuationTechniques_c20230101__20231231_zs9KFGtLB0k6" title="Valuation Technique">Appraised Value/ Discounted Cash Flows</span></td><td> </td> <td style="vertical-align: top; text-align: left"><span id="xdx_907_ecustom--FairValueOfMeasurementsSignificantAssumptions_c20230101__20231231_z6pKpZc9ByJd" title="Significant Unobservable Inputs">Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal</span></td><td> </td> <td style="text-align: left"> </td><td style="vertical-align: top; text-align: right"><span id="xdx_900_ecustom--FairValueAssumptionsRangeOfInputs_pip0_dp_c20230101__20231231__srt--RangeAxis__srt--MinimumMember_zpasKO5lLFY5" title="Range of Inputs">0</span>-<span id="xdx_900_ecustom--FairValueAssumptionsRangeOfInputs_pip0_dp_c20230101__20231231__srt--RangeAxis__srt--MaximumMember_z8eHCEQrSxi5" title="Range of Inputs">25</span></td><td style="vertical-align: top; text-align: left">%</td></tr> </table> <p style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Fair Value of Financial Instruments</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">Financial instruments require disclosure of fair value information, whether or not recognized in the consolidated balance sheets, when it is practical to estimate the fair value. A financial instrument is defined as cash, evidence of an ownership interest in an entity or a contractual obligation which requires the exchange of cash. Certain items are specifically excluded from the disclosure requirements, including the Company’s common stock, premises and equipment and other assets and liabilities.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following is a description of valuation methodologies used to estimate fair value for certain other financial instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Fair value approximates carrying value for the following financial instruments due to the short-term nature of the instrument: cash and due from banks, federal funds sold, other investments, federal funds purchased, and securities sold under agreement to repurchase.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><i>Loans</i> – The valuation of loans held for investment is estimated using the exit price notion which incorporates factors, such as enhanced credit risk, illiquidity risk and market factors that sometimes exist in exit prices in dislocated markets. This credit risk assumption is intended to approximate the fair value that a market participant would realize in a hypothetical orderly transaction. The Company’s loan portfolio is initially fair valued using a segmented approach, using the eight categories as disclosed in Note 4 – Loans and Allowance for Credit Losses. Loans are considered a Level 3 classification.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><i>Deposits – </i>Fair value for demand deposit accounts and interest-bearing accounts with no fixed maturity date is equal to the carrying value. The fair value of certificate of deposit accounts are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><i>FHLB Advances and Other Borrowings – </i>Fair value for FHLB advances and other borrowings are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><i>Subordinated debentures</i> – Fair value for subordinated debentures are estimated by discounting cash flows from expected maturities using current interest rates on similar instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has used management’s best estimate of fair value based on the above assumptions. Thus, the fair values presented may not be the amounts that could be realized in an immediate sale or settlement of the instrument. In addition, any income taxes or other expenses, which would be incurred in an actual sale or settlement, are not taken into consideration in the fair value presented.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">The estimated fair values of the Company’s financial instruments at December 31, 2023 and 2022 are as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_pn3n3_zdfDJhIkB8ia" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zssT3W205wU3" style="display: none">Schedule of estimated fair values of the company's financial instruments</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="18" style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Carrying<br/> Amount</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_98F_eus-gaap--FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_iB_c20230101__20231231_zONSPPZQqSEh" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Assets:">Financial Assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 35%; text-align: left">Other investments, at cost</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherInvestments_iI_pn3n3_c20231231_zRQMTmMsbqd1" style="width: 9%; text-align: right" title="Other investments, at cost, Carrying Amount">19,939</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231_zr9pUzVyKFL7" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value">19,939</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z3bNPXi9jY27" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4241">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zKcPvPrJ5oel" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4243">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zYL4UY8cD6M6" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value">19,939</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans<sup>(1)</sup></span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansReceivableCarryingAmount_iI_pn3n3_c20231231_fKDEp_z0omkcQ25nB3" style="text-align: right" title="Loans, Carrying Amount">3,557,120</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231_fKDEp_zeGflD4bHePa" style="text-align: right" title="Loans, Fair Value">3,337,768</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_fKDEp_zQiZB20lmgU3" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4251">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_fKDEp_zMmNvkSoDDrf" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4253">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_fKDEp_zqgCzyFqvzq3" style="text-align: right" title="Loans, Fair Value">3,337,768</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_eus-gaap--FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_iB_c20230101__20231231_zRJB2v2xWvz8" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Liabilities:">Financial Liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deposits</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--DepositsCarryingAmount_iI_pn3n3_c20231231_zBf1ngtD2qme" style="text-align: right" title="Deposits, Carrying Amount">3,379,564</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231_zMnirVhRwDVa" style="text-align: right" title="Deposits, Fair Value">2,961,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zyAG2TUm0Jn4" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4263">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z3nSt2frTVoc" style="text-align: right" title="Deposits, Fair Value">2,961,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zCD8VBHjy8Ke" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4267">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Subordinated debentures</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FederalHomeLoanBankAdvances_iI_pn3n3_c20231231_zKMj0Q9UNn88" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Carrying Amount">36,322</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231_zJU5K7d6KhTl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">40,712</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zMIZHvG3bYTa" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4273">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zW5ZnRWQ8ytd" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">40,712</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zDnIYB5z9cWh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4277">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; background-color: White; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; background-color: White; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="17" style="border-bottom: Black 1pt solid; background-color: White; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; background-color: White; font-size: 8pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Carrying<br/> Amount</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> Value</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_988_eus-gaap--FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_iB_c20220101__20221231_zg4IgcgR30G5" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Assets:">Financial Assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Other investments, at cost</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherInvestments_iI_pn3n3_c20221231_zk14p7GbFpPe" style="text-align: right" title="Other investments, at cost, Carrying Amount">10,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231_zraBctiqCCg1" style="text-align: right" title="Other investments, at cost, Fair Value">10,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zA8c9oMyViwd" style="text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4285">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zRScx0kahcJi" style="text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4287">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zijdJENNPjG" style="text-align: right" title="Other investments, at cost, Fair Value">10,833</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans<sup>(1)</sup></span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--LoansReceivableCarryingAmount_iI_pn3n3_c20221231_fKDEp_zWQUj9VkcpDg" style="text-align: right" title="Loans, Carrying Amount">3,227,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231_fKDEp_zNio6nc2FtKh" style="text-align: right" title="Loans, Fair Value">3,057,891</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_fKDEp_z26NIRDWXXWl" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4295">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_fKDEp_z50F4ZRvMEa3" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4297">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_fKDEp_zjMNR7gXQ1ul" style="text-align: right" title="Loans, Fair Value">3,057,891</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_eus-gaap--FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_iB_c20230101__20231231_z8g4wJIQeMp9" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Liabilities:">Financial Liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deposits</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--DepositsCarryingAmount_iI_pn3n3_c20221231_zZO2K5mAyiEb" style="text-align: right" title="Deposits, Carrying Amount">3,133,864</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231_z2SzTNEgAAY4" style="text-align: right" title="Deposits, Fair Value">2,717,900</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zOLRmqph6VW3" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4307">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zBKA95ENFJo8" style="text-align: right" title="Deposits, Fair Value">2,717,900</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zvXfD1x4PZG" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4311">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Subordinated debentures</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FederalHomeLoanBankAdvances_iI_pn3n3_c20221231_zeUZELrk90J1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Carrying Amount">36,214</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231_zaUbxUJRE1Ui" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">39,885</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z4nRpgFCnRBl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4317">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zA0VgPESv2Zj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">39,885</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z8aDNBmHCADk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4321">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 8pt; margin-bottom: 6pt; width: 100%"><tr style="vertical-align: top; text-align: justify"> <td style="width: 0pt; text-align: right"></td><td style="width: 15pt"><span style="font-size: 10pt; font-weight: normal"><sup id="xdx_F06_zp18sXnjIIA2">(1)</sup></span></td><td style="text-align: justify"><span id="xdx_F17_zLEdg9KqyJ45" style="font-size: 8pt; font-weight: normal">Carrying amount is net of the allowance for credit losses and individually evaluated loans.</span></td> </tr></table> <table cellpadding="0" cellspacing="0" id="xdx_890_eus-gaap--ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock_pn3n3_zCbBbZUuKB7d" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a recurring basis"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BD_zeAGcIlndMNi" style="display: none">Schedule of assets and liabilities measured at fair value on a recurring basis</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_497_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zgFQXtoeB4K9" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49C_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zTug0J2GRzUj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zsRf8Sz4PK29" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_491_20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zrF7dnZaMDak" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--AssetsFairValueDisclosureAbstract_iB_zGjDvP2wkIpk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Assets</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Securities available for sale:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds_iI_pn3n3_zlt706cUH6vg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; width: 52%; text-align: left">Corporate bonds <span id="xdx_914_eus-gaap--FairValueInputsLevel1Member_zoIOoSlMxXFl" style="display: none">Level 1 [Member]</span></td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4068">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,910</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4070">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,910</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries_iI_pn3n3_zsl9kPgy9Lok" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US treasuries <span id="xdx_918_eus-gaap--FairValueInputsLevel2Member_zGkBTh0Gpsua" style="display: none">Level 2 [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4074">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,394</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4076">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,394</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--SecuritiesAvailableForSaleFairValueUsAgencySecurities_iI_pn3n3_zOx42o9Gyjoc" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US government agencies <span id="xdx_91D_eus-gaap--FairValueInputsLevel3Member_zGDTuTzpC7k1" style="display: none">Level 3 [Member]</span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4080">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4082">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,656</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions_iI_pn3n3_zYYsDRpstjq1" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4086">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,741</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4088">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">19,741</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AssetBackedSecurities_iI_pn3n3_zjxBhVrJYulb" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4091">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">33,236</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4093">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">33,236</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_iI_pn3n3_zmS2C9t1fUE" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4096">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">51,765</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4098">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">51,765</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pn3n3_z4gBxRW2TaKa" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loans held for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4101">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,194</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,194</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_zlV90UmiwS3a" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loan interest rate lock commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4106">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">159</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4108">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">159</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_zECvUADFp3ge" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total assets measured at fair value on a recurring basis</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4111">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">142,055</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4113">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">142,055</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--LiabilitiesFairValueDisclosureAbstract_iB_pn3n3_zGVVhwimxbY" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Liabilities</td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--OtherLiabilitiesFairValueDisclosure_iI_pn3n3_zFWaY1i8rqDg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Derivative liability</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4121">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">482</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4123">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">482</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--FinancialInstrumentsSoldNotYetPurchasedAtFairValue_iI_pn3n3_zqM8UtecPMy6" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4126">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">68</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4128">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">68</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--LiabilitiesFairValueDisclosure_iI_pn3n3_zEnaC0F3ooBd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total liabilities measured at fair value on a recurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4131">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4133">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt; margin-top: 10pt"> <tr style="display: none"> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_z2kDFb30WCV4" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_493_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zWpPiuqno1k6" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49A_20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zHbhGG45vFBj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsRecurringMember_zzQztieRJWKl" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 20pt; font-size: 10pt"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="14" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31, 2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 1</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 2</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Level 3</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Total</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_405_eus-gaap--AssetsFairValueDisclosureAbstract_iB_zIXoBYE1fCdk" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">Assets</td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td><td style="font-size: 10pt"> </td> <td colspan="2" style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Securities available for sale:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40C_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyCorporateBonds_iI_pn3n3_zMQKr7c8PIY3" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; width: 52%; text-align: left">Corporate bonds</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4141">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,883</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4143">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,883</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--SecuritiesAvailableForSaleFairValueUsAgencyUSTreasuries_iI_pn3n3_zUGl629tXvoi" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US treasuries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4146">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">871</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4148">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">871</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--SecuritiesAvailableForSaleFairValueUsAgencySecurities_iI_pn3n3_zKqPTgrRqWC7" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">US government agencies</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4151">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10,617</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4153">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">10,617</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--SecuritiesAvailableForSaleFairValueStateAndPoliticalSubdivisions_iI_pn3n3_zdvIIipBr7A3" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">State and political subdivisions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4156">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,906</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4158">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">18,906</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_ecustom--AssetBackedSecurities_iI_pn3n3_z34Y4RwasIT1" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Asset-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4161">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4163">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">6,229</td><td style="text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--MortgageBackedSecuritiesAvailableForSaleFairValueDisclosure_iI_pn3n3_zzyIiF8N3teb" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Mortgage-backed securities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4166">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">54,841</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4168">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">54,841</td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--LoansHeldForSaleFairValueDisclosure_iI_pn3n3_z1wW2rCyT7v6" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loans held for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4171">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,917</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4173">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,917</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_iI_pn3n3_zAWPQ40BhzAg" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Mortgage loan interest rate lock commitments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4176">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">49</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4178">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">49</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_ecustom--FinancialInstrumentsMBSForwardSalesCommitmentsAtFairValue_iIP3us-gaap--DerivativeAssetsLiabilitiesAtFairValueNet_pn3n3_zD17pRoQZ9X1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">MBS forward sales commitments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4181">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">27</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4183">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">27</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_zZqeEWoJl8g1" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Total assets measured at fair value on a recurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4186">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">97,340</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4188">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">97,340</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 1910000 1910000 9394000 9394000 18656000 18656000 19741000 19741000 33236000 33236000 51765000 51765000 7194000 7194000 159000 159000 142055000 142055000 482000 482000 68000 68000 550000 550000 1883000 1883000 871000 871000 10617000 10617000 18906000 18906000 6229000 6229000 54841000 54841000 3917000 3917000 49000 49000 27000 27000 97340000 97340000 0.85 <table cellpadding="0" cellspacing="0" id="xdx_893_eus-gaap--FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_pn3n3_zJY12KHguFUh" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of assets and liabilities measured at fair value on a nonrecurring basis"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B8_z7uzT47DJc08" style="display: none">Schedule of assets and liabilities measured at fair value on a nonrecurring basis</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="14" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Total</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--AssetsAbstract_iB_z57RnbSvXDX" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Assets</td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td><td> </td> <td colspan="2" style="text-align: right"> </td><td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; width: 52%; text-align: left">Individually evaluated loans</td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDGKFbh8Gfqc" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans"><span style="-sec-ix-hidden: xdx2ixbrl4196">-</span></td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_98A_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zbi3ZsAM1eTj" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">1,160</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zvTlHl2AO0qi" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">2,976</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--AlternativeInvestment_iI_pn3n3_c20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zlbvWW2344Wk" style="border-bottom: Black 1pt solid; width: 9%; text-align: right" title="Individually evaluated loans">4,136</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total assets measured at fair value on a nonrecurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z0mzpufzpAdb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total assets measured at fair value on a nonrecurring basis"><span style="-sec-ix-hidden: xdx2ixbrl4204">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zd9debE21B51" style="border-bottom: Black 2.5pt solid; text-align: right">1,160</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zDcn1tCD2a28" style="border-bottom: Black 2.5pt solid; text-align: right">2,976</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zAo8iwd56xs6" style="border-bottom: Black 2.5pt solid; text-align: right">4,136</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="background-color: White; padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="13" style="border-bottom: Black 1pt solid; background-color: White; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 1</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 2</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Level 3</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>Total</b></span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--AssetsAbstract_iB_zg1WqQeXDTA8" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Individually evaluated loans</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_989_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zmjv4sIaRah9" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans"><span style="-sec-ix-hidden: xdx2ixbrl4210">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zu2m7ath21oe" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">429</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zTWzOHccGiV" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">4,071</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--AlternativeInvestment_iI_pn3n3_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zewWqFsYH15i" style="border-bottom: Black 1pt solid; text-align: right" title="Individually evaluated loans">4,500</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total assets measured at fair value on a nonrecurring basis</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_983_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zoHrXa0nLm6b" style="border-bottom: Black 2.5pt solid; text-align: right" title="Total assets measured at fair value on a nonrecurring basis"><span style="-sec-ix-hidden: xdx2ixbrl4218">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zYjD5oDX0jte" style="border-bottom: Black 2.5pt solid; text-align: right">429</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_z2MtPebwmKT3" style="border-bottom: Black 2.5pt solid; text-align: right">4,071</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--AssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByMeasurementFrequencyAxis__us-gaap--FairValueMeasurementsNonrecurringMember_zvxjI6ivUCc9" style="border-bottom: Black 2.5pt solid; text-align: right">4,500</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 1160000 2976000 4136000 1160000 2976000 4136000 429000 4071000 4500000 429000 4071000 4500000 <table cellpadding="0" cellspacing="0" id="xdx_88B_eus-gaap--FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_pn3n3_zAhLMwsCMr74" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of unobservable inputs used in the fair value measurements"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zTNVr1C2Lnj" style="display: none">Schedule of unobservable inputs used in the fair value measurements</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic"> </td> <td style="background-color: White; font-style: italic; text-align: left"> </td><td style="background-color: White; font-style: italic; text-align: right"> </td><td style="background-color: White; font-style: italic; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 24%; font-style: italic; text-align: right"> </td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 24%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right">Valuation Technique</td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 34%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right">Significant Unobservable Inputs</td><td style="border-bottom: Black 1pt solid; text-align: right; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 13%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"><span style="font: normal 8pt Arial, Helvetica, Sans-Serif"><b>Range of Inputs</b></span></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; width: 1%; font-size: 8pt; font-weight: bold; font-style: normal; text-align: right"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="vertical-align: top; font-style: normal; text-align: left">Individually evaluated loans</td><td style="font-style: normal"> </td> <td style="vertical-align: top; font-style: normal; text-align: left"><span id="xdx_90E_ecustom--FairValueOfMeasurementsValuationTechniques_c20230101__20231231_zs9KFGtLB0k6" title="Valuation Technique">Appraised Value/ Discounted Cash Flows</span></td><td> </td> <td style="vertical-align: top; text-align: left"><span id="xdx_907_ecustom--FairValueOfMeasurementsSignificantAssumptions_c20230101__20231231_z6pKpZc9ByJd" title="Significant Unobservable Inputs">Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal</span></td><td> </td> <td style="text-align: left"> </td><td style="vertical-align: top; text-align: right"><span id="xdx_900_ecustom--FairValueAssumptionsRangeOfInputs_pip0_dp_c20230101__20231231__srt--RangeAxis__srt--MinimumMember_zpasKO5lLFY5" title="Range of Inputs">0</span>-<span id="xdx_900_ecustom--FairValueAssumptionsRangeOfInputs_pip0_dp_c20230101__20231231__srt--RangeAxis__srt--MaximumMember_z8eHCEQrSxi5" title="Range of Inputs">25</span></td><td style="vertical-align: top; text-align: left">%</td></tr> </table> Appraised Value/ Discounted Cash Flows Discounts to appraisals or cash flows for estimated holding and/or selling costs or age of appraisal 0 0.25 <table cellpadding="0" cellspacing="0" id="xdx_895_eus-gaap--FairValueByBalanceSheetGroupingTextBlock_pn3n3_zdfDJhIkB8ia" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Fair Value Accounting (Details) - Schedule of estimated fair values of the company's financial instruments"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B5_zssT3W205wU3" style="display: none">Schedule of estimated fair values of the company's financial instruments</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="2" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; font-weight: bold; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 10pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="18" style="border-bottom: Black 1pt solid; font-size: 10pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31, 2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; font-weight: normal; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Carrying<br/> Amount</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_98F_eus-gaap--FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_iB_c20230101__20231231_zONSPPZQqSEh" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Assets:">Financial Assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 35%; text-align: left">Other investments, at cost</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherInvestments_iI_pn3n3_c20231231_zRQMTmMsbqd1" style="width: 9%; text-align: right" title="Other investments, at cost, Carrying Amount">19,939</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_985_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231_zr9pUzVyKFL7" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value">19,939</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z3bNPXi9jY27" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4241">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zKcPvPrJ5oel" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4243">-</span></td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zYL4UY8cD6M6" style="width: 9%; text-align: right" title="Other investments, at cost, Fair Value">19,939</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans<sup>(1)</sup></span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--LoansReceivableCarryingAmount_iI_pn3n3_c20231231_fKDEp_z0omkcQ25nB3" style="text-align: right" title="Loans, Carrying Amount">3,557,120</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231_fKDEp_zeGflD4bHePa" style="text-align: right" title="Loans, Fair Value">3,337,768</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_fKDEp_zQiZB20lmgU3" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4251">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_fKDEp_zMmNvkSoDDrf" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4253">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_fKDEp_zqgCzyFqvzq3" style="text-align: right" title="Loans, Fair Value">3,337,768</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_eus-gaap--FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_iB_c20230101__20231231_zRJB2v2xWvz8" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Liabilities:">Financial Liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deposits</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--DepositsCarryingAmount_iI_pn3n3_c20231231_zBf1ngtD2qme" style="text-align: right" title="Deposits, Carrying Amount">3,379,564</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231_zMnirVhRwDVa" style="text-align: right" title="Deposits, Fair Value">2,961,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zyAG2TUm0Jn4" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4263">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_z3nSt2frTVoc" style="text-align: right" title="Deposits, Fair Value">2,961,182</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zCD8VBHjy8Ke" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4267">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Subordinated debentures</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--FederalHomeLoanBankAdvances_iI_pn3n3_c20231231_zKMj0Q9UNn88" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Carrying Amount">36,322</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231_zJU5K7d6KhTl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">40,712</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zMIZHvG3bYTa" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4273">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zW5ZnRWQ8ytd" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">40,712</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20231231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zDnIYB5z9cWh" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4277">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt"> </td> <td style="background-color: White; font-size: 10pt; text-align: left"> </td><td style="background-color: White; font-size: 10pt; text-align: right"> </td><td style="background-color: White; font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; background-color: White; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; background-color: White; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td colspan="17" style="border-bottom: Black 1pt solid; background-color: White; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>December 31, 2022</b></span></td><td style="border-bottom: Black 1pt solid; background-color: White; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; background-color: White; font-size: 8pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Carrying<br/> Amount</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Fair<br/> Value</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 1</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 2</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Level 3</span></td><td style="border-bottom: Black 1pt solid; background-color: White; font-size: 8pt; font-weight: bold; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td id="xdx_988_eus-gaap--FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_iB_c20220101__20221231_zg4IgcgR30G5" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Assets:">Financial Assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Other investments, at cost</td><td> </td> <td style="text-align: left">$</td><td id="xdx_98F_eus-gaap--OtherInvestments_iI_pn3n3_c20221231_zk14p7GbFpPe" style="text-align: right" title="Other investments, at cost, Carrying Amount">10,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231_zraBctiqCCg1" style="text-align: right" title="Other investments, at cost, Fair Value">10,833</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zA8c9oMyViwd" style="text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4285">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zRScx0kahcJi" style="text-align: right" title="Other investments, at cost, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4287">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--OtherAssetsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zijdJENNPjG" style="text-align: right" title="Other investments, at cost, Fair Value">10,833</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">Loans<sup>(1)</sup></span></td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_ecustom--LoansReceivableCarryingAmount_iI_pn3n3_c20221231_fKDEp_zWQUj9VkcpDg" style="text-align: right" title="Loans, Carrying Amount">3,227,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231_fKDEp_zNio6nc2FtKh" style="text-align: right" title="Loans, Fair Value">3,057,891</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_fKDEp_z26NIRDWXXWl" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4295">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_fKDEp_z50F4ZRvMEa3" style="text-align: right" title="Loans, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4297">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--LoansReceivableFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_fKDEp_zjMNR7gXQ1ul" style="text-align: right" title="Loans, Fair Value">3,057,891</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td id="xdx_981_eus-gaap--FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_iB_c20230101__20231231_z8g4wJIQeMp9" style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left" title="Financial Liabilities:">Financial Liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deposits</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--DepositsCarryingAmount_iI_pn3n3_c20221231_zZO2K5mAyiEb" style="text-align: right" title="Deposits, Carrying Amount">3,133,864</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231_z2SzTNEgAAY4" style="text-align: right" title="Deposits, Fair Value">2,717,900</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_zOLRmqph6VW3" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4307">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zBKA95ENFJo8" style="text-align: right" title="Deposits, Fair Value">2,717,900</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--DepositsFairValueDisclosure_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_zvXfD1x4PZG" style="text-align: right" title="Deposits, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4311">-</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Subordinated debentures</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--FederalHomeLoanBankAdvances_iI_pn3n3_c20221231_zeUZELrk90J1" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Carrying Amount">36,214</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231_zaUbxUJRE1Ui" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">39,885</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel1Member_z4nRpgFCnRBl" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4317">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel2Member_zA0VgPESv2Zj" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value">39,885</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations_iI_pn3n3_c20221231__us-gaap--FairValueByFairValueHierarchyLevelAxis__us-gaap--FairValueInputsLevel3Member_z8aDNBmHCADk" style="border-bottom: Black 2.5pt solid; text-align: right" title="Subordinated debentures, Fair Value"><span style="-sec-ix-hidden: xdx2ixbrl4321">-</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 8pt; margin-bottom: 6pt; width: 100%"><tr style="vertical-align: top; text-align: justify"> <td style="width: 0pt; text-align: right"></td><td style="width: 15pt"><span style="font-size: 10pt; font-weight: normal"><sup id="xdx_F06_zp18sXnjIIA2">(1)</sup></span></td><td style="text-align: justify"><span id="xdx_F17_zLEdg9KqyJ45" style="font-size: 8pt; font-weight: normal">Carrying amount is net of the allowance for credit losses and individually evaluated loans.</span></td> </tr></table> 19939000 19939000 19939000 3557120000 3337768000 3337768000 3379564000 2961182000 2961182000 36322000 40712000 40712000 10833000 10833000 10833000 3227455000 3057891000 3057891000 3133864000 2717900000 2717900000 36214000 39885000 39885000 <p id="xdx_802_eus-gaap--EarningsPerShareTextBlock_zK9nixkbATIi" style="font: italic 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-style: normal"><b>NOTE 13 – <span id="xdx_825_z1tPtzz611bf">Earnings Per Common Share</span></b></span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following schedule reconciles the numerators and denominators of the basic and diluted earnings per share computations for the years ended December 31, 2023, 2022 and 2021. Dilutive common shares arise from the potentially dilutive effect of the Company’s stock options and warrants that are outstanding. The assumed conversion of stock options and warrants can create a difference between basic and dilutive net income per common share.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023, 2022 and 2021, options totaling <span id="xdx_905_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pip0_c20230101__20231231_zaU0buT84xR" title="Antidilutive securities excluded from computation of earnings per share, amount">269,072</span>, <span id="xdx_909_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pip0_c20220101__20221231_zKowOw3Fi259" title="Antidilutive securities excluded from computation of earnings per share, amount">131,433</span>, and <span id="xdx_90D_eus-gaap--AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_pip0_c20210101__20211231_zBxCggsuVF39" title="Antidilutive securities excluded from computation of earnings per share, amount">9,000</span>, respectively, were anti-dilutive in the calculation of earnings per share as their exercise price exceeded the fair market value. These options were therefore excluded from the diluted earnings per share calculation.</p> <table cellpadding="0" cellspacing="0" id="xdx_88F_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_pn3n3_zrOT9nPQFvQj" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Earnings Per Common Share (Details) - Schedule of earnings per share computations"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; display: none; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B3_z0hXi8sNxUk2" style="display: none">Schedule of earnings per share calculation</span></td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_491_20230101__20231231_zrXHEP2B4cfe" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_493_20220101__20221231_zpkKtNq0AePi" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_49A_20210101__20211231_zB5NMz6AXDyd" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands, except share data)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_407_ecustom--NumeratorAbstract_iB_zS2G421DWck5" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Numerator:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--NetIncomeLoss_i01_pn3n3_zbhYD4qBvV65" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Net income</td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">13,426</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">29,115</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">46,711</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--NetIncomeLossAvailableToCommonStockholdersBasic_i01_pn3n3_zHYA1W6q9Rmc" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net income available to common shareholders</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">13,426</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,115</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">46,711</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--DenominatorAbstract_iB_zHiTS0PtVGrd" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Denominator:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_i01_pip0_zkMXywEp1y9l" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Weighted-average common shares outstanding - basic</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,046,633</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,958,294</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,843,692</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--WeightedAverageNumberDilutedSharesOutstandingAdjustment_i01_pip0_zc6LoxTk4Jnd" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Common stock equivalents</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">31,821</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">113,396</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">145,288</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_i01_pip0_z67OwFRm7zhk" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Weighted-average common shares outstanding - diluted</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,078,454</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,071,690</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,988,980</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--EarningsPerCommonShareAbstract_iB_zIwdov57Ithf" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Earnings per common share:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--EarningsPerShareBasic_i01_pip0_zcq8XXzGBCz8" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Basic</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">1.67</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3.66</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.96</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--EarningsPerShareDiluted_i01_pip0_zi4kj4Nrdz0h" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Diluted</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">1.66</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">3.61</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">5.85</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="margin-top: 0; margin-bottom: 0"></p> 269072 131433 9000 <table cellpadding="0" cellspacing="0" id="xdx_88F_eus-gaap--ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_pn3n3_zrOT9nPQFvQj" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Earnings Per Common Share (Details) - Schedule of earnings per share computations"> <tr style="display: none; vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; display: none; text-indent: -10pt; padding-left: 20pt; text-align: left"><span id="xdx_8B3_z0hXi8sNxUk2" style="display: none">Schedule of earnings per share calculation</span></td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_491_20230101__20231231_zrXHEP2B4cfe" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_493_20220101__20221231_zpkKtNq0AePi" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td style="border-bottom: Black 1pt solid; display: none"> </td> <td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td><td id="xdx_49A_20210101__20211231_zB5NMz6AXDyd" style="border-bottom: Black 1pt solid; display: none; text-align: right"> </td><td style="border-bottom: Black 1pt solid; display: none; text-align: left"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands, except share data)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_407_ecustom--NumeratorAbstract_iB_zS2G421DWck5" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Numerator:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--NetIncomeLoss_i01_pn3n3_zbhYD4qBvV65" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Net income</td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">13,426</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">29,115</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 1%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 9%; text-align: right">46,711</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--NetIncomeLossAvailableToCommonStockholdersBasic_i01_pn3n3_zHYA1W6q9Rmc" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Net income available to common shareholders</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">13,426</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">29,115</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">46,711</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--DenominatorAbstract_iB_zHiTS0PtVGrd" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Denominator:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--WeightedAverageNumberOfSharesOutstandingBasic_i01_pip0_zkMXywEp1y9l" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Weighted-average common shares outstanding - basic</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8,046,633</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,958,294</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7,843,692</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--WeightedAverageNumberDilutedSharesOutstandingAdjustment_i01_pip0_zc6LoxTk4Jnd" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Common stock equivalents</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">31,821</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">113,396</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">145,288</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--WeightedAverageNumberOfDilutedSharesOutstanding_i01_pip0_z67OwFRm7zhk" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Weighted-average common shares outstanding - diluted</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,078,454</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8,071,690</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">7,988,980</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--EarningsPerCommonShareAbstract_iB_zIwdov57Ithf" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Earnings per common share:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--EarningsPerShareBasic_i01_pip0_zcq8XXzGBCz8" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Basic</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">1.67</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3.66</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5.96</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--EarningsPerShareDiluted_i01_pip0_zi4kj4Nrdz0h" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Diluted</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">1.66</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">3.61</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">5.85</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 13426000 29115000 46711000 13426000 29115000 46711000 8046633 7958294 7843692 31821 113396 145288 8078454 8071690 7988980 1.67 3.66 5.96 1.66 3.61 5.85 <p id="xdx_80D_eus-gaap--CommitmentsAndContingenciesDisclosureTextBlock_zVYbwqcflJLg" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 14 – <span id="xdx_82A_zZZpKc3dRsCd">Commitments and Contingencies</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has entered into a <span id="xdx_90F_ecustom--PeriodOfEmploymentAgreement_dt_c20230101__20231231__srt--TitleOfIndividualAxis__srt--ChiefExecutiveOfficerMember_z0U0kOXllDhl" title="Period of employment agreement">three year</span> employment agreement with its chief executive officer and a <span id="xdx_901_ecustom--PeriodOfEmploymentAgreement_dt_c20230101__20231231_zIlNGFHHQmTi" title="Period of employment agreement">two year</span> employment agreement with its president and <span id="xdx_901_ecustom--NumberOfExecutiveOfficers_uInteger_c20230101__20231231_ztQdsu6kenXd" title="Number of executive officers">13</span> other members of senior management. <span id="xdx_901_ecustom--EmploymentAgreementDescription_c20230101__20231231_zVTtd0FMSoYh" title="Employment agreement description">These agreements also include a) an incentive program, b) a stock option plan, c) a one-year non-compete agreement upon termination and a severance payment equal to one year of compensation.</span> The total estimated aggregate salary commitment is approximately $<span id="xdx_902_ecustom--AgreegateCommitmentAmount_iI_pn3n3_dm_c20231231_zZvM1N2kpHLa" title="Aggregate commitment amount">4.2</span> million.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has an agreement with a data processor which expires in 2028 to provide certain item processing, electronic banking, and general ledger processing services. Components of this contract vary based on transaction and account volume, monthly charges and certain termination fees.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has commitments with various investment partners under the Small Business Investment Company (“SBIC”) and the Rural Business Investment Company (“RBIC”) programs for which we have committed to make capital contributions from time to time. These commitments totaled approximately $<span id="xdx_901_ecustom--ApproximatelyCommitmentsTotaled_iI_pn3n3_dm_c20231231_zoD1JIiaUqQe" title="Total commitments">1.4</span> million at December 31, 2023.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company may be subject to litigation and claims in the normal course of business. As of December 31, 2023, management believes there is no material litigation pending.</p> P3Y P2Y 13 These agreements also include a) an incentive program, b) a stock option plan, c) a one-year non-compete agreement upon termination and a severance payment equal to one year of compensation. 4200000 1400000 <p id="xdx_802_eus-gaap--IncomeTaxDisclosureTextBlock_zU8Y8MUiycy6" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 15 – <span id="xdx_82A_zQ2V13lY8KRl">Income Taxes</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The components of income tax expense were as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_882_eus-gaap--ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_pn3n3_zPreA65DfXb5" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of components of income tax expense"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BF_z3AWnzRV3Yv8" style="display: none">Schedule of components of income tax expense</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20230101_20231231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_490_20220101_20221231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20210101__20211231_zE8m6ZiDNhu2" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_401_eus-gaap--CurrentFederalStateAndLocalTaxExpenseBenefitAbstract_iB_z792rX7UF7u" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Current income taxes:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--CurrentFederalTaxExpenseBenefit_i01_pn3n3_maCITEBzLq1_zNvR0hPsqZ0c" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Federal </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,769</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,482</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">10,414</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CurrentStateAndLocalTaxExpenseBenefit_i01B_pn3n3_maCITEBzLq1_zJ5LujwiAQ69" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">State </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">460</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,273</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,088</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--CurrentIncomeTaxExpenseBenefit_i02T_pn3n3_mtCITEBzLq1_maITEBzETs_zUNs2HUPu4Ei" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Total current tax expense </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,755</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">12,502</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--DeferredIncomeTaxExpenseBenefit_iB_pn3n3_maITEBzETs_zPekUoVKWp73" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred income tax expense (benefit)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(228</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(757</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,590</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--IncomeTaxExpenseBenefit_i01T_pn3n3_mtITEBzETs_zv4yQetUAxoe" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Income tax expense</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,001</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">8,998</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">14,092</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following is a summary of the items that caused recorded income taxes to differ from taxes computed using the statutory tax rate:</p> <table cellpadding="0" cellspacing="0" id="xdx_882_eus-gaap--ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_pn3n3_zfzGn7kyQUH2" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BA_ziShyZhklkWg" style="display: none">Schedule of taxes computed using the statutory tax rate</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_494_20230101__20231231_zXfA2e7vcVn6" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20220101__20221231_zZAEMtf72OY9" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20210101__20211231_zOXDZgbnYiyf" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_409_eus-gaap--IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_iB_pn3n3_maITEBzVr3_zztsXXKxTeX9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 64%; text-align: left">Tax expense at statutory rate</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,660</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,004</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">12,768</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--IncomeTaxReconciliationStateAndLocalIncomeTaxes_i01_pn3n3_maITEBzVr3_zdqjSoSQwI45" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Effect of state income taxes, net of federal benefit </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">364</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,006</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,649</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--IncomeTaxReconciliationTaxExemptIncome_i01N_pn3n3_di_msITEBzVr3_z6ICwF09B9Gc" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Exempt income </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(27</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(43</td><td style="text-align: left">)</td></tr> <tr id="xdx_407_eus-gaap--EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount_i01_pn3n3_maITEBzVr3_zqZcvQTbnRR1" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Effect of stock-based compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">133</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">42</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(115</td><td style="text-align: left">)</td></tr> <tr id="xdx_40D_eus-gaap--IncomeTaxReconciliationOtherAdjustments_i01B_pn3n3_maITEBzVr3_zm9o41lFbMri" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(163</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(27</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(167</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxExpenseBenefit_i02T_pn3n3_mtITEBzVr3_zGw3xHBTxPbl" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Income tax expense </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,001</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">8,998</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">14,092</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">The components of the deferred tax assets and liabilities are as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_88C_eus-gaap--ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_pn3n3_zTdbGSUlmnC4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B4_zLlAOtin7vua" style="display: none">Schedule of components of the deferred tax assets and liabilities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_497_20231231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_496_20221231" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_404_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseAbstract_iB_zyk9HjrMHsm9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred tax assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_i01I_pn3n3_maDTAOzqsv_zwRGUEkVw3ja" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 76%; text-align: left">Allowance for credit losses</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8,543</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,114</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_i01I_pn3n3_maDTAOzqsv_z3YN17Indzoh" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Reserve for unfunded commitments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">384</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">584</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_i01I_pn3n3_maDTAOzqsv_zL91uG52dTJ9" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Unrealized loss on securities available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,015</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,565</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--DeferredTaxAssetsNetDeferredLoanFees_i01I_pn3n3_maDTAOzqsv_zDirBxrRUsUe" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Net deferred loan fees</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,537</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_i01I_pn3n3_maDTAOzqsv_zGRqCbLpIjY6" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deferred compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,458</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,762</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_ecustom--DeferredTaxAssetsLeaseLiabilities_i01I_pn3n3_maDTAOzqsv_z7ZzlUj2jgU9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Lease liabilities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,424</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--DeferredTaxAssetsOther_i01I_pn3n3_maDTAOzqsv_zCfmMTizCQck" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">479</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">393</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--DeferredTaxAssetsGross_iTI_pn3n3_mtDTAOzqsv_maDTALNzKOM_c20231231_zxQcYCLFcJfg" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax assets, gross">20,529</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DeferredTaxAssetsGross_iTI_pn3n3_mtDTAOzqsv_maDTALNzKOM_c20221231_zJUPCDwWY3Dd" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax assets, gross">21,379</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred tax liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxLiabilitiesPropertyPlantAndEquipment_i01I_pn3n3_msDTALNzKOM_zSIR9OTZWzO7" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Property and equipment</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,334</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,561</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--DeferredTaxLiabilitiesHedgingTransactions_i01I_pn3n3_msDTALNzKOM_zeyn70mXsT63" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Hedging transactions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">74</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">27</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--DeferredTaxLiabilitiesPrepaidExpenses_i01I_pn3n3_msDTALNzKOM_zqez9137Vivl" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Prepaid expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">255</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">316</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_ecustom--DeferredTaxLiabilitiesRightOfUseAssets_i01I_pn3n3_msDTALNzKOM_ziMYslJY60f9" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">ROU assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,953</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesOther_i01I_pn3n3_msDTALNzKOM_z03DQ827A0y8" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4488">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DeferredIncomeTaxLiabilities_iTI_pn3n3_c20231231_zTToKMUG3cTg" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax liability, gross">8,329</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--DeferredIncomeTaxLiabilities_iTI_pn3n3_c20221231_z7UFyQkxgxN1" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax liability, gross">8,857</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--DeferredTaxAssetsLiabilitiesNet_i01TI_pn3n3_mtDTALNzKOM_zJSdPILLKI7d" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Net deferred tax asset</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,200</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,522</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has analyzed the tax positions taken or expected to be taken in its tax returns and concluded it has no liability related to uncertain tax positions.</p> <table cellpadding="0" cellspacing="0" id="xdx_882_eus-gaap--ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock_pn3n3_zPreA65DfXb5" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of components of income tax expense"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BF_z3AWnzRV3Yv8" style="display: none">Schedule of components of income tax expense</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20230101_20231231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_490_20220101_20221231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20210101__20211231_zE8m6ZiDNhu2" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_401_eus-gaap--CurrentFederalStateAndLocalTaxExpenseBenefitAbstract_iB_z792rX7UF7u" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Current income taxes:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--CurrentFederalTaxExpenseBenefit_i01_pn3n3_maCITEBzLq1_zNvR0hPsqZ0c" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Federal </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,769</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,482</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">10,414</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CurrentStateAndLocalTaxExpenseBenefit_i01B_pn3n3_maCITEBzLq1_zJ5LujwiAQ69" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">State </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">460</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,273</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">2,088</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--CurrentIncomeTaxExpenseBenefit_i02T_pn3n3_mtCITEBzLq1_maITEBzETs_zUNs2HUPu4Ei" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Total current tax expense </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,229</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">9,755</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">12,502</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--DeferredIncomeTaxExpenseBenefit_iB_pn3n3_maITEBzETs_zPekUoVKWp73" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred income tax expense (benefit)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(228</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(757</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,590</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--IncomeTaxExpenseBenefit_i01T_pn3n3_mtITEBzETs_zv4yQetUAxoe" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Income tax expense</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,001</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">8,998</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">14,092</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 3769000 8482000 10414000 460000 1273000 2088000 4229000 9755000 12502000 -228000 -757000 1590000 4001000 8998000 14092000 <table cellpadding="0" cellspacing="0" id="xdx_882_eus-gaap--ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_pn3n3_zfzGn7kyQUH2" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of taxes computed using the statutory tax rate"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BA_ziShyZhklkWg" style="display: none">Schedule of taxes computed using the statutory tax rate</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_494_20230101__20231231_zXfA2e7vcVn6" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20220101__20221231_zZAEMtf72OY9" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20210101__20211231_zOXDZgbnYiyf" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_409_eus-gaap--IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_iB_pn3n3_maITEBzVr3_zztsXXKxTeX9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 64%; text-align: left">Tax expense at statutory rate</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">3,660</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,004</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">12,768</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--IncomeTaxReconciliationStateAndLocalIncomeTaxes_i01_pn3n3_maITEBzVr3_zdqjSoSQwI45" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Effect of state income taxes, net of federal benefit </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">364</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,006</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,649</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--IncomeTaxReconciliationTaxExemptIncome_i01N_pn3n3_di_msITEBzVr3_z6ICwF09B9Gc" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Exempt income </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">7</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(27</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(43</td><td style="text-align: left">)</td></tr> <tr id="xdx_407_eus-gaap--EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitAmount_i01_pn3n3_maITEBzVr3_zqZcvQTbnRR1" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Effect of stock-based compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">133</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">42</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(115</td><td style="text-align: left">)</td></tr> <tr id="xdx_40D_eus-gaap--IncomeTaxReconciliationOtherAdjustments_i01B_pn3n3_maITEBzVr3_zm9o41lFbMri" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(163</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(27</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(167</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_40F_eus-gaap--IncomeTaxExpenseBenefit_i02T_pn3n3_mtITEBzVr3_zGw3xHBTxPbl" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Income tax expense </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">4,001</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">8,998</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">14,092</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 3660000 8004000 12768000 364000 1006000 1649000 -7000 27000 43000 133000 42000 -115000 -163000 -27000 -167000 4001000 8998000 14092000 <table cellpadding="0" cellspacing="0" id="xdx_88C_eus-gaap--ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_pn3n3_zTdbGSUlmnC4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Income Taxes (Details) - Schedule of components of the deferred tax assets and liabilities"> <tr style="display: none"> <td style="display: none"><span id="xdx_8B4_zLlAOtin7vua" style="display: none">Schedule of components of the deferred tax assets and liabilities</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_497_20231231" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_496_20221231" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_404_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseAbstract_iB_zyk9HjrMHsm9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred tax assets:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_i01I_pn3n3_maDTAOzqsv_zwRGUEkVw3ja" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 76%; text-align: left">Allowance for credit losses</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">8,543</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,114</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAllowanceForDoubtfulAccounts_i01I_pn3n3_maDTAOzqsv_z3YN17Indzoh" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Reserve for unfunded commitments</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">384</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">584</td><td style="text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_i01I_pn3n3_maDTAOzqsv_zL91uG52dTJ9" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Unrealized loss on securities available for sale</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,015</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,565</td><td style="text-align: left"> </td></tr> <tr id="xdx_40B_ecustom--DeferredTaxAssetsNetDeferredLoanFees_i01I_pn3n3_maDTAOzqsv_zDirBxrRUsUe" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Net deferred loan fees</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,475</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,537</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits_i01I_pn3n3_maDTAOzqsv_zGRqCbLpIjY6" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Deferred compensation</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,458</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,762</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_ecustom--DeferredTaxAssetsLeaseLiabilities_i01I_pn3n3_maDTAOzqsv_z7ZzlUj2jgU9" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Lease liabilities</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,175</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">5,424</td><td style="text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--DeferredTaxAssetsOther_i01I_pn3n3_maDTAOzqsv_zCfmMTizCQck" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">479</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">393</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--DeferredTaxAssetsGross_iTI_pn3n3_mtDTAOzqsv_maDTALNzKOM_c20231231_zxQcYCLFcJfg" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax assets, gross">20,529</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--DeferredTaxAssetsGross_iTI_pn3n3_mtDTAOzqsv_maDTALNzKOM_c20221231_zJUPCDwWY3Dd" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax assets, gross">21,379</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Deferred tax liabilities:</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--DeferredTaxLiabilitiesPropertyPlantAndEquipment_i01I_pn3n3_msDTALNzKOM_zSIR9OTZWzO7" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Property and equipment</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,334</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,561</td><td style="text-align: left"> </td></tr> <tr id="xdx_401_ecustom--DeferredTaxLiabilitiesHedgingTransactions_i01I_pn3n3_msDTALNzKOM_zeyn70mXsT63" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Hedging transactions</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">74</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">27</td><td style="text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--DeferredTaxLiabilitiesPrepaidExpenses_i01I_pn3n3_msDTALNzKOM_zqez9137Vivl" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Prepaid expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">255</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">316</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_ecustom--DeferredTaxLiabilitiesRightOfUseAssets_i01I_pn3n3_msDTALNzKOM_ziMYslJY60f9" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">ROU assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,656</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">4,953</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--DeferredTaxLiabilitiesOther_i01I_pn3n3_msDTALNzKOM_z03DQ827A0y8" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Other</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">10</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl4488">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--DeferredIncomeTaxLiabilities_iTI_pn3n3_c20231231_zTToKMUG3cTg" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax liability, gross">8,329</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--DeferredIncomeTaxLiabilities_iTI_pn3n3_c20221231_z7UFyQkxgxN1" style="border-bottom: Black 1pt solid; text-align: right" title="Deferred tax liability, gross">8,857</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40B_eus-gaap--DeferredTaxAssetsLiabilitiesNet_i01TI_pn3n3_mtDTALNzKOM_zJSdPILLKI7d" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 30pt; text-align: left">Net deferred tax asset</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,200</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,522</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 8543000 8114000 384000 584000 3015000 3565000 1475000 1537000 1458000 1762000 5175000 5424000 479000 393000 20529000 21379000 3334000 3561000 74000 27000 255000 316000 4656000 4953000 10000 8329000 8857000 12200000 12522000 <p id="xdx_802_eus-gaap--RelatedPartyTransactionsDisclosureTextBlock_zPZ3DSVVjVwl" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 16 – <span id="xdx_82D_zs6mURGnJutd">Related Party Transactions</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Certain directors, executive officers, and companies with which they are affiliated, are clients of and have banking transactions with the Company in the ordinary course of business. These loans were made on substantially the same terms, including interest rates and collateral, as those prevailing at the time for comparable transactions with persons not related to the lender.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">A summary of loan transactions with directors and executive officers, including their affiliates is as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_88E_eus-gaap--ScheduleOfRelatedPartyTransactionsTableTextBlock_pn3n3_z7pDyNwUJ6A4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BB_zQlcBjf8Wb" style="display: none">Schedule of loan transactions with directors and executive officers, including their affiliates</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20230101__20231231_zmw1k96JVfXj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20220101__20221231_zWsl2Pk4zFM3" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_404_ecustom--LoanTransactionsWithRelatedParty_iS_zNjzltOKO8lg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Balance, beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">17,217</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,790</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_ecustom--NewLoans_pn3n3_zYGJ3iymAL3g" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">New loans</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">21,010</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_ecustom--LoanPaymentsRelatedParty_pn3n3_zIpuKAWvuwpa" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Less loan payments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,420</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,583</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_407_ecustom--LoanTransactionsWithRelatedParty_iE_pn3n3_zYbWNV10qdhc" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Balance, end of year</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">25,252</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">17,217</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Deposits by executive officers and directors and their related interests at December 31, 2023 and 2022, were $<span id="xdx_907_eus-gaap--RelatedPartyDepositLiabilities_iI_pn3n3_dm_c20231231__us-gaap--RelatedPartyTransactionAxis__custom--DirectorsAffiliatesAndExecutiveOfficersMember_zO09HBsNkQU8" title="Deposits by related parties">6.4</span> million and $<span id="xdx_90D_eus-gaap--RelatedPartyDepositLiabilities_iI_pn3n3_dm_c20221231__us-gaap--RelatedPartyTransactionAxis__custom--DirectorsAffiliatesAndExecutiveOfficersMember_z8ROd7bD8Ilh" title="Deposits by related parties">6.5</span> million, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company has a land lease with a director on the property for a branch office, with monthly payments of $<span id="xdx_906_eus-gaap--OperatingLeaseLeaseIncomeLeasePayments_c20230101__20231231_ztL7GYEsBut4" title="Monthly payments of land lease by company">9,120</span>. In addition, the Company periodically enters into various consulting agreements with the director for development, administration and advisory services related to the purchase of property and construction of current and future branch office sites, including the development of the new bank headquarters in Greenville, South Carolina. There were no payments to the director for these services during 2023 or 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company received rent payments from a company of which a director is a private investor and chairman of the board. Rent received totaled $<span id="xdx_90F_eus-gaap--PaymentsForRent_c20230101__20231231_zNy9uMNgsQ2j" title="Rent received">88,000</span> and $<span id="xdx_90E_eus-gaap--PaymentsForRent_c20220101__20221231_zrsweZr6rPF9" title="Rent received">79,000</span> for the twelve months ended December 31, 2023 and December 31, 2022, respectively. As part of the lease agreement with the company, $<span id="xdx_901_eus-gaap--PaymentsForTenantImprovements_c20220101__20221231_z1bWhHWVbpbg" title="Payment to tenant">86,000</span> was paid to the company for a tenant upfit allowance during the twelve months ended December 31, 2022.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company is of the opinion that the lease payments and consulting fees represent market costs that could have been obtained in similar “arms length” transactions.</p> <table cellpadding="0" cellspacing="0" id="xdx_88E_eus-gaap--ScheduleOfRelatedPartyTransactionsTableTextBlock_pn3n3_z7pDyNwUJ6A4" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Related Party Transactions (Details) - Schedule of loan transactions with directors and executive officers, including their affiliates"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BB_zQlcBjf8Wb" style="display: none">Schedule of loan transactions with directors and executive officers, including their affiliates</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_495_20230101__20231231_zmw1k96JVfXj" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20220101__20221231_zWsl2Pk4zFM3" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr id="xdx_404_ecustom--LoanTransactionsWithRelatedParty_iS_zNjzltOKO8lg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 76%; text-align: left">Balance, beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">17,217</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">8,790</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_40A_ecustom--NewLoans_pn3n3_zYGJ3iymAL3g" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">New loans</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">21,010</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_ecustom--LoanPaymentsRelatedParty_pn3n3_zIpuKAWvuwpa" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Less loan payments</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(9,420</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(12,583</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td></tr> <tr id="xdx_407_ecustom--LoanTransactionsWithRelatedParty_iE_pn3n3_zYbWNV10qdhc" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Balance, end of year</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">25,252</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">17,217</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 17217000 8790000 17455000 21010000 -9420000 -12583000 25252000 17217000 6400000 6500000 9120 88000 79000 86000 <p id="xdx_80D_eus-gaap--FinancialInstrumentsDisclosureTextBlock_zCdxr5iROcyl" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 17 – <span id="xdx_826_zdeh8rSc0Hsd">Financial Instruments With Off-Balance Sheet Risk</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">In the ordinary course of business, and to meet the financing needs of its clients, the Company is a party to various financial instruments with off-balance sheet risk. These financial instruments, which include commitments to extend credit and standby letters of credit, involve, to varying degrees, elements of credit and interest rate risk in excess of the amounts recognized in the balance sheets. The contract amount of those instruments reflects the extent of involvement the Company has in particular classes of financial instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby letters of credit is represented by the contractual amounts of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance sheet instruments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Commitments to extend credit are agreements to lend to a client as long as there is no violation of any material condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require the payment of a fee. At December 31, 2023, unfunded commitments to extend credit were approximately $<span id="xdx_900_eus-gaap--UnusedCommitmentsToExtendCredit_iI_pn3n3_dm_c20231231_zuBK0f4mvFIf" title="Unfunded commitments">724.6</span> million, of which $<span id="xdx_90C_eus-gaap--LoansAndLeasesReceivableCommitmentsFixedRates_pn3n3_dm_c20230101__20231231_znYSN1fiVNi3" title="Fixed rates">145.6</span> million is at fixed rates and $<span id="xdx_90F_eus-gaap--LoansAndLeasesReceivableCommitmentsVariableRates_pn3n3_dm_c20230101__20231231_zzuieBGWzLek" title="Variable rates">579.0</span> million is at variable rates. At December 31, 2022, unfunded commitments to extend credit were approximately $<span id="xdx_90F_eus-gaap--UnusedCommitmentsToExtendCredit_iI_pn3n3_dm_c20221231_z7aBlOBB6Xwe" title="Unfunded commitments">878.3</span> million, of which $<span id="xdx_90F_eus-gaap--LoansAndLeasesReceivableCommitmentsFixedRates_pn3n3_dm_c20220101__20221231_zbZXibSYbl1d" title="Fixed rates">318.9</span> million is at fixed rates and $<span id="xdx_90F_eus-gaap--LoansAndLeasesReceivableCommitmentsVariableRates_pn3n3_dm_c20220101__20221231_zDA3yeyMdP7l" title="Variable rates">559.4</span> million is at variable rates. The Company evaluates each client’s credit-worthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the borrower. Collateral varies but may include accounts receivable, inventory, property, plant and equipment, and commercial and residential real estate. See Note 4 – Loans and Allowance for Credit Losses for additional information on unfunded commitments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">At December 31, 2023 and 2022, there was a $<span id="xdx_900_eus-gaap--OtherCommitment_iI_pn3n3_dm_c20231231_zdAhmrTkI55g" title="Commitment amount">16.1</span> million and $<span id="xdx_903_eus-gaap--OtherCommitment_iI_pn3n3_dm_c20221231_zD1WC9pUjCFg" title="Commitment amount">14.3</span> million commitment, respectively, under letters of credit. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to clients. Collateral varies but may include accounts receivable, inventory, equipment, marketable securities and property. Since most of the letters of credit are expected to expire without being drawn upon, they do not necessarily represent future cash requirements. The fair value of off balance sheet lending commitments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties credit standing. The total fair value of such instruments is not material.</p> 724600000 145600000 579000000.0 878300000 318900000 559400000 16100000 14300000 <p id="xdx_803_eus-gaap--PensionAndOtherPostretirementBenefitsDisclosureTextBlock_z9IO1SpUUdmh" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 18 – <span id="xdx_823_zHxwgoSJzgk3">Employee Benefit Plan</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On January 1, 2000, the Company adopted the Southern First Bancshares, Inc. Profit Sharing and 401(k) Plan for the benefit of all eligible employees. The Company contributes to the Plan annually upon approval by the Board of Directors. Contributions made to the Plan for the years ended December 31, 2023, 2022, and 2021 amounted to $<span id="xdx_908_eus-gaap--DefinedBenefitPlanNetPeriodicBenefitCost_pn3n3_dm_c20230101__20231231__us-gaap--RetirementPlanTypeAxis__custom--ProfitSharingAndFourHundredOneKPlanMember_znZl0iGydGNl" title="Defined benefit plan, annual cost">1.1</span> million, $<span id="xdx_90D_eus-gaap--DefinedBenefitPlanNetPeriodicBenefitCost_c20220101__20221231__us-gaap--RetirementPlanTypeAxis__custom--ProfitSharingAndFourHundredOneKPlanMember_zkaiuss2iXT6" title="Defined benefit plan, annual cost">995,000</span>, and $<span id="xdx_904_eus-gaap--DefinedBenefitPlanNetPeriodicBenefitCost_c20210101__20211231__us-gaap--RetirementPlanTypeAxis__custom--ProfitSharingAndFourHundredOneKPlanMember_zrAZu0TQIDSf" title="Defined benefit plan, annual cost">905,000</span>, respectively.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company also provides a nonqualified deferred compensation plan for <span id="xdx_90C_ecustom--NumberOfExecutiveOfficers_uInteger_c20230101__20231231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_zDG0GIhmu2L2" title="Number of executive officers">20</span> executive officers in the form of a Supplemental Executive Retirement Plan (“SERP”). The SERP provides retirement income for these officers. As of December 31, 2023 and 2022, the Company had an accrued benefit obligation of $<span id="xdx_90E_eus-gaap--AccruedEmployeeBenefitsCurrentAndNoncurrent_iI_pn3n3_dm_c20231231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_zLN6BwVTeVD8" title="Accrued benefit obligation">6.9</span> million and $<span id="xdx_901_eus-gaap--AccruedEmployeeBenefitsCurrentAndNoncurrent_iI_pn3n3_dm_c20221231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_zgVXUwQy7yYe" title="Accrued benefit obligation">8.4</span> million, respectively. The Company had a $<span id="xdx_909_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_pn3n3_dm_c20230101__20231231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_z5JkIYP7ZVub" title="Reversal of expenses">1.1</span> million and $<span id="xdx_90E_eus-gaap--AccountsReceivableChangeInMethodCreditLossExpenseReversal_c20220101__20221231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_zvrjOC22uVL9" title="Reversal of expenses">284,000</span> reversal of expenses related to this plan for the twelve months ended December 31, 2023 and December 31, 2022, respectively, and incurred expenses related to this plan of $<span id="xdx_90F_eus-gaap--DefinedBenefitPlanNetPeriodicBenefitCost_pn3n3_dm_c20210101__20211231__us-gaap--RetirementPlanTypeAxis__custom--SupplementalExecutiveRetirementPlanMember_zPIdKwOPetW4" title="Defined benefit plan, annual cost">1</span>.0 million in 2021.</p> 1100000 995000 905000 20 6900000 8400000 1100000 284000 1000000 <p id="xdx_80C_eus-gaap--DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_zg0OvfTLH1cj" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 19 – <span id="xdx_828_zWf7KmIan5q1">Stock-Based Compensation</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Compensation cost is recognized for stock options and restricted stock awards issued to employees and non-employee directors. Compensation cost is measured as the fair value of these awards on their date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options, while the market price of the Company’s common stock at the date of grant is used as the fair value of restricted stock awards. Compensation cost is recognized over the required service period, generally defined as the vesting period for stock option and restricted stock awards.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Company’s stock incentive programs are long-term retention programs intended to attract, retain, and provide incentives for key employees and non-employee directors in the form of incentive and non-qualified stock options and restricted stock.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">Stock-based compensation expense was recorded as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_pn3n3_za0zuZx09rz1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of stock-based compensation expense"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: right"><span id="xdx_8B8_zgjFys6gyXl5" style="display: none">Schedule of stock-based compensation expense</span>    </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_491_20230101__20231231_zNlADKDmsExj" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_494_20220101__20221231_zx7eA2CASrh8" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_498_20210101__20211231_zVaxWC89sN1j" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">For the years ended December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--StockOptionPlanExpense_ziOFolOaOHO4" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 64%; text-align: left">Stock option expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">528</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">927</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,148</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_404_ecustom--AmortizationOfDeferredCompensationOnRestrictedStock_zNXZzzEwtxx6" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Restricted stock grant expense</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,415</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,099</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">499</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--EmployeeBenefitsAndShareBasedCompensation_ze1A0z3CuCLd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total stock-based compensation expense</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,943</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">2,026</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,647</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-bottom: 0pt; text-align: justify"><b>Stock Options</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 0pt; text-align: justify">The Company’s 2010 Incentive Plan, as amended, had available for issuance a total of <span id="xdx_903_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_uShares_c20231231__us-gaap--PlanNameAxis__custom--TwoThousandTenIncentivePlanMember_zg76BSjATHK" title="Number of stock option available for grant">566,025</span> shares (adjusted for the <span id="xdx_904_ecustom--AdjustedPercentageOfStockDividends_iI_pip0_dp_c20231231__us-gaap--PlanNameAxis__custom--TwoThousandTenIncentivePlanMember_zcbref6XtUfb" title="Adjusted percentage of stock dividends">10</span>% stock dividends in 2013, 2012, and 2011). The Plan expired on March 16, 2020 and no further shares may be issued from the plan.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On March 15, 2016, the Company adopted the 2016 Equity Incentive Plan, making available for issuance <span id="xdx_903_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20160315__us-gaap--PlanNameAxis__custom--TwoThousandSixteenEquityIncentivePlanMember_z9GJrcNTsRi1" title="Number of stock option available for grant">400,000</span> of common stock either as stock options or restricted stock grants. The Plan expired on March 15, 2021 and no further shares may be issued from the plan.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On March 17, 2020, the Company adopted the 2020 Equity Incentive Plan, making available for issuance up to <span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20200317__us-gaap--PlanNameAxis__custom--TwoThousandTwentyEquityIncentivePlanMember_zs4XgviDgdV7" title="Number of stock option available for grant">450,000</span> stock options. The options may be exercised at an exercise price per share based on the fair market value and determined on the date of grant and expire <span id="xdx_908_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod_dtY_c20200301__20200317__us-gaap--PlanNameAxis__custom--TwoThousandTwentyEquityIncentivePlanMember_zCTKV9dIpzV6" title="Option expiration period">10</span> years from the grant date. As of December 31, 2023, there were <span id="xdx_90B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20231231__us-gaap--PlanNameAxis__custom--TwoThousandTwentyEquityIncentivePlanMember_zFrO8JhT9hee" title="Number of stock option available for grant">319,058</span> shares available for grant under the 2020 Equity Incentive Plan.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">A summary of the status of the stock option plan and changes for the period is presented below:</p> <table cellpadding="0" cellspacing="0" id="xdx_881_eus-gaap--ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock_pn3n3_zSAuj3l2Ypo2" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes"> <tr style="display: none; vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; display: none; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span id="xdx_8BF_ziZ26EtZrQrf" style="display: none">Schedule of the status of the stock option plan and changes</span></td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; display: none; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td> <td colspan="23" style="border-top: Black 2.5pt solid; display: none; font-size: 10pt; text-align: right"> </td> <td style="border-top: Black 2.5pt solid; display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-size: 10pt"> </td> <td colspan="31" style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-size: 10pt; text-align: right"> </td> <td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td><td style="padding-bottom: 1pt; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td colspan="31" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>For the years ended December 31,</b></span></td> <td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: right; font-weight: bold"> </td> <td colspan="9" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="padding-bottom: 1pt"> </td> <td colspan="9" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="padding-bottom: 1pt"> </td> <td colspan="8" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> Average <br/> Remaining <br/> Contractual <br/> Life</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> Average <br/> Remaining <br/> Contractual <br/> Life</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted <br/> Average <br/> Remaining <br/> Contractual <br/> Life</td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 31%; text-align: left">Outstanding at beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20230101__20231231_zhdN7jGjZji1" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">427,224</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20230101__20231231_zSVHa7PFSBAl" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">34.32</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td><td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20220101__20221231_zcnRwN03YKdk" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">464,724</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20220101__20221231_z29eIDTVhhEh" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">33.97</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td><td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20210101__20211231_zasQSHhZmLog" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">495,195</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20210101__20211231_zm9wYF5qRXyl" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">29.93</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td> <td style="width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pdp0_c20230101__20231231_zpsfpm4Gdrze" style="text-align: right" title="Shares, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4605">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pdp0_c20230101__20231231_zPkMOKtgZ9T8" style="text-align: right" title="Weighted average exercise price, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4607">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pdp0_c20220101__20221231_zZoZ0NZuXHAa" style="text-align: right" title="Shares, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4609">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pdp0_c20220101__20221231_zWZB3mdZt8Wa" style="text-align: right" title="Weighted average exercise price, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4611">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pip0_c20210101__20211231_zoHJw9IG31jc" style="text-align: right" title="Shares, Granted">121,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_z4D1XF1DJPsg" style="text-align: right" title="Weighted average exercise price, Granted">40.45</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Exercised</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20230101__20231231_zyb6PSxWstPc" style="text-align: right" title="Shares, Exercised">(27,250</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20230101__20231231_zGnFTsfL2p9k" style="text-align: right" title="Weighted average exercise price, Exercised">20.18</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20220101__20221231_z3dk6DOShgj8" style="text-align: right" title="Shares, Exercised">(32,375</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20220101__20221231_zQ9gGV4y0U66" style="text-align: right" title="Weighted average exercise price, Exercised">27.94</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20210101__20211231_zrTcDHE4juJ3" style="text-align: right" title="Shares, Exercised">(127,871</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_zscTtSKoctc6" style="text-align: right" title="Weighted average exercise price, Exercised">23.56</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Forfeited or expired</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20230101__20231231_ziiGHOlXAz0l" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(68,625</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20230101__20231231_zdin8kxTnHmf" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">34.15</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20220101__20221231_zw4ota5cYO79" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(5,125</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20220101__20221231_zL35NERVjyS3" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">43.14</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20210101__20211231_zvFJ5a9Xl6Eg" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(23,600</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_zj6ojGPFZN89" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">38.88</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Outstanding at end of year</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20230101__20231231_zwEo1iv4CYHd" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">331,349</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20230101__20231231_zazI928mS0lc" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">35.51</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20230101__20231231_zHeHNAKutdw6" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">4.9</span> years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20220101__20221231_zMf3eDHIZ4yl" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">427,224</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20220101__20221231_z61vE8txCHq5" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">34.32</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231_zqaQYbRol9Qh" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">5.7</span> years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20210101__20211231_zBjv2VdI0ll9" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">464,724</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20210101__20211231_zRJ76pta8sOl" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">33.97</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20210101__20211231_zaFuVNrdF6r4" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">6.6</span> years</td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Options exercisable at year-end</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20230101__20231231_zPprb8pjb2yc" style="text-align: right" title="Shares, options exercisable at year-end">267,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20230101__20231231_zGLHoJgSr2fh" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">34.48</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20230101__20231231_zxqdi9sHOSs5" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">4.5</span> years</td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20220101__20221231_zLgHtxS7SzTc" style="text-align: right" title="Shares, options exercisable at year-end">287,902</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20220101__20221231_zROlVQfuur4" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">32.35</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20220101__20221231_zAWLJxhvwPX9" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">4.8</span> years</td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20210101__20211231_zI7yzFq5Qb96" style="text-align: right" title="Shares, options exercisable at year-end">239,340</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20210101__20211231_zNqaqr7hBg87" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">29.68</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20210101__20211231_z2NOGuXwfYge" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">5.0</span> years</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Weighted average fair value of options granted during the year</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_c20230101__20231231_zwVmAmFDQsB4" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year"><span style="-sec-ix-hidden: xdx2ixbrl4677">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td> <td> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_c20220101__20221231_zjHPqMDg09a8" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year"><span style="-sec-ix-hidden: xdx2ixbrl4679">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td> <td> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zXuwMfYHk4jh" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year">16.40</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Shares available for grant</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20230101__20231231_zkp8Eex3pBmc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">319,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20220101__20221231_zavONLTmeqB7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">370,824</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20210101__20211231_zColr3AYrxe5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">422,550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td> <td style="border-bottom: Black 2.5pt solid"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The aggregate intrinsic value (the difference between the Company’s closing stock price on the last trading day of the year and the exercise price, multiplied by the number of in-the-money options) of <span id="xdx_90B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pid_c20231231_z7RQx9CAdfk5" title="Stock options outstanding">331,349</span> and <span id="xdx_903_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iI_pid_c20221231_zT9zNX94OzFk" title="Stock options outstanding">427,224</span> stock options outstanding at December 31, 2023 and 2022 was $<span id="xdx_901_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pn3n3_dm_c20231231__us-gaap--AwardTypeAxis__us-gaap--StockCompensationPlanMember_zCweL5CwW3I3" title="Aggregate intrinsic value outstanding">1.3</span> million and $<span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_iI_pn3n3_dm_c20221231__us-gaap--AwardTypeAxis__us-gaap--StockCompensationPlanMember_zLFXb87Uf6vl" title="Aggregate intrinsic value outstanding">4.9</span> million, respectively. The aggregate intrinsic value of <span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20231231_zFIhm1cc5bNe" title="Stock options exercisable">267,376</span> and <span id="xdx_902_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iI_pid_c20221231_zy7QYym6J3T3" title="Stock options exercisable">287,902</span> stock options exercisable at December 31, 2023 and 2022 was $<span id="xdx_90E_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pn3n3_dm_c20231231__us-gaap--AwardTypeAxis__us-gaap--StockCompensationPlanMember_zbnk4TzqmJ4f" title="Aggregate intrinsic value options exercisable at year-end">1.3</span> million and $<span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_iI_pn3n3_dm_c20221231__us-gaap--AwardTypeAxis__us-gaap--StockCompensationPlanMember_zjn26FfHjWXh" title="Aggregate intrinsic value options exercisable at year-end">3.9</span> million, respectively.<span id="xdx_919_eus-gaap--StockCompensationPlanMember_zCDqlVOhtrUi" style="display: none">Stock Compensation Plan [Member]</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The fair value of the option grant is estimated on the date of grant using the Black-Scholes option-pricing model. The following assumptions were used for grants:</p> <table cellpadding="0" cellspacing="0" id="xdx_88A_eus-gaap--ScheduleOfAssumptionsUsedTableTextBlock_pn3n3_zqSGmorFAYL1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of assumptions used"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: right"><span id="xdx_8B9_zKmMl7LSdJel" style="display: none">Schedule of assumptions used</span><span style="display: none; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">  </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Dividend yield<span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20230101__20231231_zx3cLUAgo1p7" title="Dividend yield"><span id="xdx_90D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20220101__20221231_zk2stFXLWaIb" style="display: none" title="Dividend yield"><span style="-sec-ix-hidden: xdx2ixbrl4708"><span style="-sec-ix-hidden: xdx2ixbrl4710">-</span></span></span></span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="display: none">-</span>n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_907_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20210101__20211231_zewqWZVJdTv8" title="Dividend yield"><span style="-sec-ix-hidden: xdx2ixbrl4712">-</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Expected life</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_90B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20210101__20211231_zECEUbqR9988" title="Expected life">7</span> years</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 61%; text-align: left">Expected volatility</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_pip0_dp_c20210101__20211231_zzkAsEbpSxL8" style="width: 10%; text-align: right" title="Expected volatility">38.48</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left">Risk-free interest rate</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">n/a</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">n/a</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_pip0_dp_c20210101__20211231_zqQn5WD0u3Ga" style="border-bottom: Black 2.5pt solid; text-align: right" title="Risk-free interest rate">0.74</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-weight: normal">At December 31, 2023, there was $<span id="xdx_908_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_iI_c20231231_zxvERsi8FF6" title="Unrecognized compensation cost">408,000</span> of total unrecognized compensation cost related to nonvested stock option grants. The cost is expected to be recognized over a weighted-average period of <span id="xdx_905_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_dtY_c20230101__20231231_zJmExBuQuBHh" title="Recognized weighted average period">1.1</span> years. The fair value of stock option grants that vested during 2023, 2022, and 2021 was $<span id="xdx_90E_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_c20230101__20231231_z5QF3pNL2l8i" title="Fair value of stock option grants">846,000</span>, $<span id="xdx_900_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_pn3n3_dm_c20220101__20221231_zpEa6nBvwS56" title="Fair value of stock option grants">1.1</span> million and $<span id="xdx_906_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1_pn3n3_dm_c20210101__20211231_z0VjwRSXOEIi" title="Fair value of stock option grants">1.1</span> million, respectively.</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>Restricted Stock Grants</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On May 17, 2016, the Company adopted the 2016 Equity Incentive Plan which included a provision for the issuance of <span id="xdx_90E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20160517__us-gaap--PlanNameAxis__custom--TwoThousandSixteenEquityIncentivePlanMember_z7wa5qVbCeJ8" title="Number of stock option available for grant">50,000</span> shares of common stock to be issuable as restricted stock grants. The Plan expired on March 17, 2021 and no further shares may be issued from the plan.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">On May 12, 2020, the Company adopted the 2020 Equity Incentive Plan which included a provision for the issuance of <span id="xdx_904_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20200512__us-gaap--PlanNameAxis__custom--TwoThousandTwentyEquityIncentivePlanMember_z3XuZ3Y2VPBc" title="Number of stock option available for grant">450,000</span> shares of common stock to be issuable as either stock options or restricted stock grants. As of December 31, 2023, there were <span id="xdx_90B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iI_pip0_c20231231__us-gaap--PlanNameAxis__custom--RestrictedStockPlanMember_zYoIqAJdvyQd" title="Number of stock option available for grant">319,058</span> shares available for grant under the 2020 Equity Incentive Plan.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Shares of restricted stock granted to employees under the stock plans are subject to restrictions as to continuous employment for a specified time period following the date of grant. During this period, the holder is entitled to full voting rights and dividends.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left">A summary of the status of the Company’s nonvested restricted stock and changes for the years ended December 31, 2023, 2022, and 2021 is as follows:</p> <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock_pn3n3_zjlNvIAFEw4j" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_8B8_z9eaIWohw2u3" style="display: none">Schedule of the status of the company's nonvested restricted stock and changes</span> </span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; text-align: left">Nonvested at beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20230101__20231231_zIzBuEagt4d3" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">80,337</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20230101__20231231_z74o2Vg7JsIb" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">52.53</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20220101__20221231_zRvWIGh5xLPh" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">41,699</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20220101__20221231_zeIYr2RLgeAd" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">44.71</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20210101__20211231_zLvn15rgdvg6" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">26,099</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20210101__20211231_zBYMkNuGv545" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">38.05</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20230101__20231231_zHQCiPcQVFme" style="text-align: right" title="Restricted Shares, Granted">69,880</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_zoY3bNo34cF9" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">37.12</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20220101__20221231_zm5HwaKmeoya" style="text-align: right" title="Restricted Shares, Granted">53,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_zizC4q7Ro27k" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">56.25</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20210101__20211231_zykFzhTxLM6b" style="text-align: right" title="Restricted Shares, Granted">26,450</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zXA7YORcFxh2" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">48.56</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Vested</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20230101__20231231_zwi6Ia8vyr9k" style="text-align: right" title="Restricted Shares, Vested">(21,695</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_zf4kQIk8jyE7" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">48.95</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20220101__20221231_z5rxhq445bT1" style="text-align: right" title="Restricted Shares, Vested">(14,213</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_z5vp6sRR8NS8" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">43.26</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20210101__20211231_ze3QlVVB3Vu6" style="text-align: right" title="Restricted Shares, Vested">(9,600</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zsRBLwIghKNk" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">38.03</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Forfeited</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20230101__20231231_zPmf531oFPQ7" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(18,989</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_ztklm7ws3Ssb" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">46.83</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20220101__20221231_zEpQCt9Gxn43" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(525</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_zoeiqCAAIrL" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">61.14</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20210101__20211231_zmCuZGbLiew3" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(1,250</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zBWatK6Fr4za" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">38.56</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Nonvested at end of year</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20230101__20231231_zKefVus0QQb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">109,533</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20230101__20231231_zxEsVxaOmBC5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">44.40</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20220101__20221231_zYGqODycYiD5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">80,337</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20220101__20221231_zs9a9THHOFJg" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">52.53</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20210101__20211231_zyzxKAQIja6j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">41,699</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20210101__20211231_zw0KnCLfqUX2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">44.71</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span style="font-weight: normal">At December 31, 2023, there was $<span id="xdx_900_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedStockOptions_iI_pn3n3_dm_c20231231__us-gaap--PlanNameAxis__custom--RestrictedStockPlanMember_zo9xew9f5d4h" title="Unrecognized compensation cost">3.6</span> million of total unrecognized compensation cost related to nonvested restricted stock grants. The cost is expected to be recognized over a weighted-average period of <span id="xdx_900_eus-gaap--EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_dtY_c20230101__20231231__us-gaap--PlanNameAxis__custom--RestrictedStockPlanMember_zYdOJQY9Pbv1" title="Recognized weighted average period">2.7</span> years. </span></p> <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_pn3n3_za0zuZx09rz1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of stock-based compensation expense"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: right"><span id="xdx_8B8_zgjFys6gyXl5" style="display: none">Schedule of stock-based compensation expense</span>    </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_491_20230101__20231231_zNlADKDmsExj" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_494_20220101__20221231_zx7eA2CASrh8" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="2" id="xdx_498_20210101__20211231_zVaxWC89sN1j" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">For the years ended December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr id="xdx_401_eus-gaap--StockOptionPlanExpense_ziOFolOaOHO4" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 64%; text-align: left">Stock option expense</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 9%; text-align: right">528</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">927</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 9%; text-align: right">1,148</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_404_ecustom--AmortizationOfDeferredCompensationOnRestrictedStock_zNXZzzEwtxx6" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Restricted stock grant expense</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,415</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">1,099</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">499</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--EmployeeBenefitsAndShareBasedCompensation_ze1A0z3CuCLd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Total stock-based compensation expense</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,943</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">2,026</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">1,647</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 528000 927000 1148000 1415000 1099000 499000 1943000 2026000 1647000 566025 0.10 400000 450000 P10Y 319058 <table cellpadding="0" cellspacing="0" id="xdx_881_eus-gaap--ScheduleOfShareBasedCompensationEmployeeStockPurchasePlanActivityTableTextBlock_pn3n3_zSAuj3l2Ypo2" style="font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the stock option plan and changes"> <tr style="display: none; vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; display: none; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span id="xdx_8BF_ziZ26EtZrQrf" style="display: none">Schedule of the status of the stock option plan and changes</span></td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; display: none; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; display: none; font-size: 10pt"> </td> <td colspan="23" style="border-top: Black 2.5pt solid; display: none; font-size: 10pt; text-align: right"> </td> <td style="border-top: Black 2.5pt solid; display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-size: 10pt"> </td> <td colspan="31" style="border-top: Black 2.5pt solid; padding-bottom: 1pt; font-size: 10pt; text-align: right"> </td> <td style="border-top: Black 2.5pt solid; padding-bottom: 1pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td><td style="padding-bottom: 1pt; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td> <td colspan="31" style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>For the years ended December 31,</b></span></td> <td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b> </b></span></td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: right"> </td><td style="padding-bottom: 1pt; text-align: right; font-weight: bold"> </td> <td colspan="9" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="padding-bottom: 1pt"> </td> <td colspan="9" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="padding-bottom: 1pt"> </td> <td colspan="8" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; text-align: right; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> Average <br/> Remaining <br/> Contractual <br/> Life</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> Average <br/> Remaining <br/> Contractual <br/> Life</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Shares</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted<br/> average<br/> exercise<br/> price</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; white-space: nowrap; font-weight: bold; text-align: right">Weighted <br/> Average <br/> Remaining <br/> Contractual <br/> Life</td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 31%; text-align: left">Outstanding at beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20230101__20231231_zhdN7jGjZji1" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">427,224</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20230101__20231231_zSVHa7PFSBAl" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">34.32</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td><td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20220101__20221231_zcnRwN03YKdk" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">464,724</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20220101__20221231_z29eIDTVhhEh" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">33.97</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td><td style="width: 1%"> </td> <td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iS_pip0_c20210101__20211231_zasQSHhZmLog" style="width: 5%; text-align: right" title="Shares, Outstanding at beginning of year">495,195</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_981_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iS_pip0_c20210101__20211231_zm9wYF5qRXyl" style="width: 5%; text-align: right" title="Weighted average exercise price, Outstanding at beginning of year">29.93</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%; font-size: 10pt"> </td> <td style="width: 5%; font-size: 10pt; text-align: right"> </td> <td style="width: 1%"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pdp0_c20230101__20231231_zpsfpm4Gdrze" style="text-align: right" title="Shares, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4605">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pdp0_c20230101__20231231_zPkMOKtgZ9T8" style="text-align: right" title="Weighted average exercise price, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4607">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pdp0_c20220101__20221231_zZoZ0NZuXHAa" style="text-align: right" title="Shares, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4609">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pdp0_c20220101__20221231_zWZB3mdZt8Wa" style="text-align: right" title="Weighted average exercise price, Granted"><span style="-sec-ix-hidden: xdx2ixbrl4611">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_pip0_c20210101__20211231_zoHJw9IG31jc" style="text-align: right" title="Shares, Granted">121,000</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_z4D1XF1DJPsg" style="text-align: right" title="Weighted average exercise price, Granted">40.45</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Exercised</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20230101__20231231_zyb6PSxWstPc" style="text-align: right" title="Shares, Exercised">(27,250</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20230101__20231231_zGnFTsfL2p9k" style="text-align: right" title="Weighted average exercise price, Exercised">20.18</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20220101__20221231_z3dk6DOShgj8" style="text-align: right" title="Shares, Exercised">(32,375</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20220101__20221231_zQ9gGV4y0U66" style="text-align: right" title="Weighted average exercise price, Exercised">27.94</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--StockIssuedDuringPeriodSharesOther_iN_pip0_di_c20210101__20211231_zrTcDHE4juJ3" style="text-align: right" title="Shares, Exercised">(127,871</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_zscTtSKoctc6" style="text-align: right" title="Weighted average exercise price, Exercised">23.56</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Forfeited or expired</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20230101__20231231_ziiGHOlXAz0l" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(68,625</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20230101__20231231_zdin8kxTnHmf" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">34.15</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20220101__20221231_zw4ota5cYO79" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(5,125</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20220101__20221231_zL35NERVjyS3" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">43.14</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod_iN_pip0_di_c20210101__20211231_zvFJ5a9Xl6Eg" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Forfeited or expired">(23,600</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice_pip0_c20210101__20211231_zj6ojGPFZN89" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Forfeited or expired">38.88</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 1pt solid; font-size: 10pt; text-align: right"> </td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Outstanding at end of year</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20230101__20231231_zwEo1iv4CYHd" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">331,349</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20230101__20231231_zazI928mS0lc" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">35.51</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20230101__20231231_zHeHNAKutdw6" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">4.9</span> years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_984_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20220101__20221231_zMf3eDHIZ4yl" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">427,224</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20220101__20221231_z61vE8txCHq5" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">34.32</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90C_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20220101__20221231_zqaQYbRol9Qh" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">5.7</span> years</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_iE_pip0_c20210101__20211231_zBjv2VdI0ll9" style="border-bottom: Black 1pt solid; text-align: right" title="Shares, Outstanding at end of year">464,724</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_iE_pip0_c20210101__20211231_zRJ76pta8sOl" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted average exercise price, Outstanding at end of year">33.97</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_dtY_c20210101__20211231_zaFuVNrdF6r4" title="Weighted Average Remaining Contractual Life, Outstanding at end of year">6.6</span> years</td> <td style="border-bottom: Black 1pt solid"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Options exercisable at year-end</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20230101__20231231_zPprb8pjb2yc" style="text-align: right" title="Shares, options exercisable at year-end">267,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20230101__20231231_zGLHoJgSr2fh" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">34.48</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20230101__20231231_zxqdi9sHOSs5" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">4.5</span> years</td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20220101__20221231_zLgHtxS7SzTc" style="text-align: right" title="Shares, options exercisable at year-end">287,902</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20220101__20221231_zROlVQfuur4" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">32.35</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_90D_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20220101__20221231_zAWLJxhvwPX9" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">4.8</span> years</td><td> </td> <td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_iE_pip0_c20210101__20211231_zI7yzFq5Qb96" style="text-align: right" title="Shares, options exercisable at year-end">239,340</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_iE_pip0_c20210101__20211231_zNqaqr7hBg87" style="text-align: right" title="Weighted average exercise price, Options exercisable at year-end">29.68</td><td style="text-align: left"> </td><td> </td> <td style="text-align: right"><span id="xdx_909_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_dtY_c20210101__20211231_z2NOGuXwfYge" title="Weighted Average Remaining Contractual Life, Options exercisable at year-end">5.0</span> years</td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Weighted average fair value of options granted during the year</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_c20230101__20231231_zwVmAmFDQsB4" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year"><span style="-sec-ix-hidden: xdx2ixbrl4677">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td> <td> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_c20220101__20221231_zjHPqMDg09a8" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year"><span style="-sec-ix-hidden: xdx2ixbrl4679">-</span></td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt"> </td> <td> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zXuwMfYHk4jh" style="text-align: right" title="Weighted average exercise price, Weighted average fair value of options granted during the year">16.40</td><td style="text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: right"> </td> <td> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Shares available for grant</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20230101__20231231_zkp8Eex3pBmc" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">319,058</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20220101__20221231_zavONLTmeqB7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">370,824</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_iE_pip0_c20210101__20211231_zColr3AYrxe5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Shares, Shares available for grant">422,550</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; font-size: 10pt"> </td> <td style="border-bottom: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td> <td style="border-bottom: Black 2.5pt solid"> </td></tr> </table> 427224 34.32 464724 33.97 495195 29.93 121000 40.45 27250 20.18 32375 27.94 127871 23.56 68625 34.15 5125 43.14 23600 38.88 331349 35.51 P4Y10M24D 427224 34.32 P5Y8M12D 464724 33.97 P6Y7M6D 267376 34.48 P4Y6M 287902 32.35 P4Y9M18D 239340 29.68 P5Y 16.40 319058 370824 422550 331349 427224 1300000 4900000 267376 287902 1300000 3900000 <table cellpadding="0" cellspacing="0" id="xdx_88A_eus-gaap--ScheduleOfAssumptionsUsedTableTextBlock_pn3n3_zqSGmorFAYL1" style="font: 10pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of assumptions used"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: right"><span id="xdx_8B9_zKmMl7LSdJel" style="display: none">Schedule of assumptions used</span><span style="display: none; font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">  </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-top: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><b>2023</b></span></td><td style="border-bottom: Black 1pt solid"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Dividend yield<span id="xdx_90C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20230101__20231231_zx3cLUAgo1p7" title="Dividend yield"><span id="xdx_90D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20220101__20221231_zk2stFXLWaIb" style="display: none" title="Dividend yield"><span style="-sec-ix-hidden: xdx2ixbrl4708"><span style="-sec-ix-hidden: xdx2ixbrl4710">-</span></span></span></span></td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="display: none">-</span>n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_907_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate_pip0_c20210101__20211231_zewqWZVJdTv8" title="Dividend yield"><span style="-sec-ix-hidden: xdx2ixbrl4712">-</span></span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Expected life</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">n/a</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span id="xdx_90B_eus-gaap--SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1_dtY_c20210101__20211231_zECEUbqR9988" title="Expected life">7</span> years</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="width: 61%; text-align: left">Expected volatility</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 10%; text-align: right">n/a</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate_pip0_dp_c20210101__20211231_zzkAsEbpSxL8" style="width: 10%; text-align: right" title="Expected volatility">38.48</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left">Risk-free interest rate</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">n/a</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">n/a</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98E_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate_pip0_dp_c20210101__20211231_zqQn5WD0u3Ga" style="border-bottom: Black 2.5pt solid; text-align: right" title="Risk-free interest rate">0.74</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td></tr> </table> P7Y 0.3848 0.0074 408000 P1Y1M6D 846000 1100000 1100000 50000 450000 319058 <table cellpadding="0" cellspacing="0" id="xdx_885_eus-gaap--ScheduleOfNonvestedRestrictedStockUnitsActivityTableTextBlock_pn3n3_zjlNvIAFEw4j" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Stock-Based Compensation (Details) - Schedule of the status of the company's non vested restricted stock and changes"> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><span id="xdx_8B8_z9eaIWohw2u3" style="display: none">Schedule of the status of the company's nonvested restricted stock and changes</span> </span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-top: Black 2.5pt solid; font-size: 10pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="22" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Restricted <br/> Shares</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt">Weighted<br/> Average<br/> Grant-Date<br/> Fair Value</span></td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 28%; text-align: left">Nonvested at beginning of year</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20230101__20231231_zIzBuEagt4d3" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">80,337</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20230101__20231231_z74o2Vg7JsIb" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">52.53</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20220101__20221231_zRvWIGh5xLPh" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">41,699</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20220101__20221231_zeIYr2RLgeAd" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">44.71</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iS_pip0_c20210101__20211231_zLvn15rgdvg6" style="width: 9%; text-align: right" title="Restricted Shares, Nonvested at beginning of year">26,099</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iS_pip0_c20210101__20211231_zBYMkNuGv545" style="width: 9%; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at beginning of year">38.05</td><td style="width: 1%; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Granted</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20230101__20231231_zHQCiPcQVFme" style="text-align: right" title="Restricted Shares, Granted">69,880</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_zoY3bNo34cF9" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">37.12</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20220101__20221231_zm5HwaKmeoya" style="text-align: right" title="Restricted Shares, Granted">53,376</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_zizC4q7Ro27k" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">56.25</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_pip0_c20210101__20211231_zykFzhTxLM6b" style="text-align: right" title="Restricted Shares, Granted">26,450</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zXA7YORcFxh2" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Granted">48.56</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Vested</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20230101__20231231_zwi6Ia8vyr9k" style="text-align: right" title="Restricted Shares, Vested">(21,695</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_zf4kQIk8jyE7" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">48.95</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20220101__20221231_z5rxhq445bT1" style="text-align: right" title="Restricted Shares, Vested">(14,213</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_z5vp6sRR8NS8" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">43.26</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_iN_pip0_di_c20210101__20211231_ze3QlVVB3Vu6" style="text-align: right" title="Restricted Shares, Vested">(9,600</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zsRBLwIghKNk" style="text-align: right" title="Weighted Average Grant-Date Fair Value, Vested">38.03</td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 20pt; text-align: left">Forfeited</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_988_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20230101__20231231_zPmf531oFPQ7" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(18,989</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98C_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20230101__20231231_ztklm7ws3Ssb" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">46.83</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20220101__20221231_zEpQCt9Gxn43" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(525</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20220101__20221231_zoeiqCAAIrL" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">61.14</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98D_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_iN_pip0_di_c20210101__20211231_zmCuZGbLiew3" style="border-bottom: Black 1pt solid; text-align: right" title="Restricted Shares, Forfeited">(1,250</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_pip0_c20210101__20211231_zBWatK6Fr4za" style="border-bottom: Black 1pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Forfeited">38.56</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Nonvested at end of year</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_981_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20230101__20231231_zKefVus0QQb" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">109,533</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_987_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20230101__20231231_zxEsVxaOmBC5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">44.40</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20220101__20221231_zYGqODycYiD5" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">80,337</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_986_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20220101__20221231_zs9a9THHOFJg" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">52.53</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_iE_pip0_c20210101__20211231_zyzxKAQIja6j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Restricted Shares, Nonvested at end of year">41,699</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td id="xdx_98B_eus-gaap--ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_iE_pip0_c20210101__20211231_zw0KnCLfqUX2" style="border-bottom: Black 2.5pt solid; text-align: right" title="Weighted Average Grant-Date Fair Value, Nonvested at end of year">44.71</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 80337 52.53 41699 44.71 26099 38.05 69880 37.12 53376 56.25 26450 48.56 21695 48.95 14213 43.26 9600 38.03 18989 46.83 525 61.14 1250 38.56 109533 44.40 80337 52.53 41699 44.71 3600000 P2Y8M12D <p id="xdx_802_ecustom--DividendsDisclosureTextBlock_zgJ76M8wfiTe" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 20 – <span id="xdx_825_zbSH43MnZvf9">Dividends</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The ability of the Company to pay cash dividends is dependent upon receiving cash in the form of dividends from the Bank. The dividends that may be paid by the Bank to the Company are subject to legal limitations and regulatory capital requirements.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Also, the payment of cash dividends on the Company's common stock by the Company in the future will be subject to certain other legal and regulatory limitations (including the requirement that the Company’s capital be maintained at certain minimum levels) and will be subject to ongoing review by banking regulators. The Federal Reserve has issued a policy statement regarding the payment of dividends by bank holding companies. In general, the Federal Reserve’s policies provide that dividends should be paid only out of current earnings and only if the prospective rate of earnings retention by the bank holding company appears consistent with the organization’s capital needs, asset quality and overall financial condition.</p> <p id="xdx_804_eus-gaap--RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_z4Lnw49OqB64" style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: justify">NOTE 21 – <span id="xdx_825_zIZ1RP3NLgJg">Regulatory Matters</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. <span id="xdx_90C_eus-gaap--DescriptionOfCapitalRequirementsOnTrustAssets_c20230101__20231231_zHxHgx410wCj" title="Capital requirements ratio, description">The capital rules require banks and bank holding companies to maintain a minimum total risked-based capital ratio of at least 8%, a total Tier 1 capital ratio of at least 6%, a minimum common equity Tier 1 capital ratio of at least 4.5%, and a leverage ratio of at least 4%. Bank holding companies and banks are also required to hold a capital conservation buffer of common equity Tier 1 capital of 2.5% to avoid limitations on capital distributions and discretionary executive compensation payments. The capital conservation buffer was phased in incrementally over time, becoming fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets.</span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify"><span><span id="xdx_90A_eus-gaap--DescriptionOfCapitalRequirementsOnTrustAssets_c20230101__20231231__us-gaap--FinancialInstrumentAxis__custom--WellCapitalizedMember_z1XNsZEaY8Dk" title="Capital requirements ratio, description">To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.”</span></span></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">The following table summarizes the capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements at December 31, 2023 and 2022.</p> <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_pn3n3_ztVNJwP21X5b" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BC_zl2RcVDDKlwl" style="display: none">Schedule of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Actual</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For capital<br/> adequacy purposes<br/> minimum</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>To be well<br/> capitalized<br/> under prompt<br/> corrective action<br/> provisions minimum</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2023</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Bank</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 46%; text-align: left">Total Capital (to risk weighted assets)</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--Capital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zPUWRCuZgaJ5" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Amount">390,197</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zU24acGky72d" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.28</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zRnpH9Njnhzf" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">254,278</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98F_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zapTfA1qEKff" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--CapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zVBbWVu6QSJ3" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">317,847</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zUWMLuFjTSwk" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">10.00</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_z15XNyTRBX4f" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zMpNtwJc3Guj" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">11.03</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_ziHm0cwXQNI3" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">190,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zpwTurnmQKn2" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--TierOneRiskBasedCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zs1eN3UQeHOc" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">254,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zwkxh7KnH48a" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">8.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zErbgQyB9mIk" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_z6gsNhQ8QEM8" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">11.03</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_z3TK7TT3hYh4" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">143,031</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zbdaQPxmuZp7" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zl2DYKFRZl39" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">206,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zldtlRQCwwfi" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">6.50</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zGCXZuvnpWt7" style="text-align: right" title="Tier 1 Capital (to average assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_z8RoWn3ws9Tk" style="text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">8.47</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zQoscwTIAA2k" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">165,414</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zFHPnFLBMRt7" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--TierOneLeverageCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zW5TaCFZXhzj" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum">206,767</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zUPA3ZfHbnTh" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">5.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Company</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--Capital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z6MG9e1tWK84" style="text-align: right" title="Total Capital (to risk weighted assets) Amount">399,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z0yDCpXyvDVa" style="text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.57</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z7tRSXziYqLc" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">254,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zRMVWLyyi7ej" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zlAYquCQwqv1" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">336,809</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zDsknnk63scg" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">10.60</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z3DoMH8KDDN7" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">190,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z4jdPGgdyEC8" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zUtcx5i0zVsl" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">323,809</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zIrAk3JT6Dv8" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">10.19</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zyQvRX9tzid5" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">143,031</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_ztDHTwr6Png2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zR4fyty5hQ7j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Amount">336,809</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zwgHY9djAEOf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">8.14</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zqbfTkr12Xeg" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">165,436</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zy6vrQuvc0Be" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Actual</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For capital<br/> adequacy purposes<br/> minimum</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>To be well<br/> capitalized<br/> under prompt<br/> corrective action<br/> provisions minimum</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2022</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Bank</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 46%; text-align: left">Total Capital (to risk weighted assets)</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--Capital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zVB90qLHu21b" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Amount">366,988</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_z4nbo3hzXEhh" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.45</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zNweLhqY1CXb" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">235,892</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zGDC7NmyV5l8" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--CapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zhO2ySvVnNB2" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">294,865</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_ecustom--CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zdQcEnPtpILb" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">10.00</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zviYEqqmw215" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zkia8VAdtWw4" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">11.20</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zcwsdS5qS7Vk" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">176,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zX50dUyQXx4a" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--TierOneRiskBasedCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zN7Hathoxj8" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">235,892</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zULwJ5EmY1r6" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">8.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zfNNriVoa4ra" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zXlIS4Tv26y2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">11.20</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zJmcS4rAQm96" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">132,689</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zXXPSofsimp1" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zT35nwPV42Z2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">191,662</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zGwnhDCewzq4" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">6.50</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_z2CD2JdZejTg" style="text-align: right" title="Tier 1 Capital (to average assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zqURPFEwHzRl" style="text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">9.43</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zJN1bNSryEEd" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">140,040</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zadBTb9ndOUc" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--TierOneLeverageCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_ztfRegQCT6p4" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum">175,050</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zvXy7M5RnVM1" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">5.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><i>The Company<sup>(1)</sup></i></span></td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--Capital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____z7zGNxoJpxbf" style="text-align: right" title="Total Capital (to risk weighted assets) Amount">380,802</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zvqv501aCdp1" style="text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.91</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zUxsIqT4TdD5" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">235,892</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zmOikc9fACb3" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____znfOcXA00d13" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">320,922</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zGmuBgpFWvXj" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">10.88</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zvH1EY2bCjS3" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">176,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zqVXDZaz5qee" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zb6glRiznIrk" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">307,922</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zy3KkZigFdfj" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">10.44</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____z86errGlJTP" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">132,689</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zIUIhyTPLlgg" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zx9LD8lFg0ai" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Amount">320,922</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zeP1SYk7CDh7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">9.17</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zcXzW7XZHCig" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">140,057</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zWMn6aoSUJk4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><i><sup id="xdx_F06_zDMpxFLnXxE7">(1)</sup></i></span></td><td style="text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><i id="xdx_F15_zrvPGZ235VT1">Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.</i></span></td></tr></table> The capital rules require banks and bank holding companies to maintain a minimum total risked-based capital ratio of at least 8%, a total Tier 1 capital ratio of at least 6%, a minimum common equity Tier 1 capital ratio of at least 4.5%, and a leverage ratio of at least 4%. Bank holding companies and banks are also required to hold a capital conservation buffer of common equity Tier 1 capital of 2.5% to avoid limitations on capital distributions and discretionary executive compensation payments. The capital conservation buffer was phased in incrementally over time, becoming fully effective on January 1, 2019, and consists of an additional amount of common equity equal to 2.5% of risk-weighted assets. To be considered “well-capitalized” for purposes of certain rules and prompt corrective action requirements, the Bank must maintain a minimum total risked-based capital ratio of at least 10%, a total Tier 1 capital ratio of at least 8%, a common equity Tier 1 capital ratio of at least 6.5%, and a leverage ratio of at least 5%. As of December 31, 2023, our capital ratios exceed these ratios and we remain “well capitalized.” <table cellpadding="0" cellspacing="0" id="xdx_89D_eus-gaap--ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_pn3n3_ztVNJwP21X5b" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Regulatory Matters (Details) - Schedule of capital amounts and ratios of Bank and the Company and the regulatory minimum requirements"> <tr style="display: none"> <td style="display: none"><span id="xdx_8BC_zl2RcVDDKlwl" style="display: none">Schedule of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: center"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Actual</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For capital<br/> adequacy purposes<br/> minimum</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>To be well<br/> capitalized<br/> under prompt<br/> corrective action<br/> provisions minimum</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2023</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Bank</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 46%; text-align: left">Total Capital (to risk weighted assets)</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_987_eus-gaap--Capital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zPUWRCuZgaJ5" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Amount">390,197</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_981_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zU24acGky72d" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.28</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_988_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zRnpH9Njnhzf" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">254,278</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98F_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zapTfA1qEKff" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_982_eus-gaap--CapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zVBbWVu6QSJ3" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">317,847</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_988_ecustom--CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zUWMLuFjTSwk" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">10.00</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_z15XNyTRBX4f" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zMpNtwJc3Guj" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">11.03</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_ziHm0cwXQNI3" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">190,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zpwTurnmQKn2" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--TierOneRiskBasedCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zs1eN3UQeHOc" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">254,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zwkxh7KnH48a" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">8.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zErbgQyB9mIk" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_z6gsNhQ8QEM8" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">11.03</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_z3TK7TT3hYh4" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">143,031</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zbdaQPxmuZp7" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zl2DYKFRZl39" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">206,601</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zldtlRQCwwfi" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">6.50</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_984_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zGCXZuvnpWt7" style="text-align: right" title="Tier 1 Capital (to average assets) Amount">350,455</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_986_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_z8RoWn3ws9Tk" style="text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">8.47</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zQoscwTIAA2k" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">165,414</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zFHPnFLBMRt7" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_eus-gaap--TierOneLeverageCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--BankMember_zW5TaCFZXhzj" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum">206,767</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--BankMember_zUPA3ZfHbnTh" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">5.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Company</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--Capital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z6MG9e1tWK84" style="text-align: right" title="Total Capital (to risk weighted assets) Amount">399,551</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z0yDCpXyvDVa" style="text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.57</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z7tRSXziYqLc" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">254,278</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zRMVWLyyi7ej" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zlAYquCQwqv1" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">336,809</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zDsknnk63scg" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">10.60</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z3DoMH8KDDN7" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">190,708</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_z4jdPGgdyEC8" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zUtcx5i0zVsl" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">323,809</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_989_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zIrAk3JT6Dv8" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">10.19</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zyQvRX9tzid5" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">143,031</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_ztDHTwr6Png2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zR4fyty5hQ7j" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Amount">336,809</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_989_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zwgHY9djAEOf" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">8.14</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zqbfTkr12Xeg" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">165,436</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98B_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20231231__dei--LegalEntityAxis__custom--CompanyMember_zy6vrQuvc0Be" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt"> <tr style="vertical-align: bottom"> <td style="text-indent: -10pt; padding-left: 10pt; padding-bottom: 1pt; white-space: nowrap; font-size: 10pt; text-align: center"> </td><td style="padding-bottom: 1pt; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">Actual</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold; text-align: right">For capital<br/> adequacy purposes<br/> minimum</td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td> <td colspan="6" style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt; text-align: right"><b>To be well<br/> capitalized<br/> under prompt<br/> corrective action<br/> provisions minimum</b></td><td style="border-bottom: Black 1pt solid; white-space: nowrap; font-size: 8pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-bottom: Black 1pt solid; text-indent: -10pt; padding-left: 10pt; font-size: 8pt; text-align: left">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Amount</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td colspan="2" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">Ratio</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-weight: bold; text-align: left">As of December 31, 2022</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left">The Bank</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; width: 46%; text-align: left">Total Capital (to risk weighted assets)</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98D_eus-gaap--Capital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zVB90qLHu21b" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Amount">366,988</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_983_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_z4nbo3hzXEhh" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.45</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98E_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zNweLhqY1CXb" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">235,892</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98C_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zGDC7NmyV5l8" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="width: 1%; text-align: left">%</td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left">$</td><td id="xdx_98A_eus-gaap--CapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zhO2ySvVnNB2" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">294,865</td><td style="width: 1%; text-align: left"> </td><td style="width: 1%"> </td> <td style="width: 1%; text-align: left"> </td><td id="xdx_98B_ecustom--CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zdQcEnPtpILb" style="width: 6%; text-align: right" title="Total Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">10.00</td><td style="width: 1%; text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zviYEqqmw215" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zkia8VAdtWw4" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">11.20</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_982_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zcwsdS5qS7Vk" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">176,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zX50dUyQXx4a" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_987_eus-gaap--TierOneRiskBasedCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zN7Hathoxj8" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">235,892</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zULwJ5EmY1r6" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">8.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zfNNriVoa4ra" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zXlIS4Tv26y2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">11.20</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98E_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zJmcS4rAQm96" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">132,689</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_980_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zXXPSofsimp1" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zT35nwPV42Z2" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum">191,662</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_981_ecustom--TierOneRiskBasedCommonStockRequiredToBeWellCapitalizedToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zGwnhDCewzq4" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">6.50</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_z2CD2JdZejTg" style="text-align: right" title="Tier 1 Capital (to average assets) Amount">330,108</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98A_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zqURPFEwHzRl" style="text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">9.43</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_zJN1bNSryEEd" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">140,040</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zadBTb9ndOUc" style="text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--TierOneLeverageCapitalRequiredToBeWellCapitalized_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--BankMember_ztfRegQCT6p4" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum">175,050</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--BankMember_zvXy7M5RnVM1" style="text-align: right" title="Tier 1 Capital (to average assets) To be well capitalized under prompt corrective action provisions minimum, Ratio">5.00</td><td style="text-align: left">%</td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; font-style: italic; text-align: left"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><i>The Company<sup>(1)</sup></i></span></td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Total Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_983_eus-gaap--Capital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____z7zGNxoJpxbf" style="text-align: right" title="Total Capital (to risk weighted assets) Amount">380,802</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--CapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zvqv501aCdp1" style="text-align: right" title="Total Capital (to risk weighted assets) Actual Ratio">12.91</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98B_eus-gaap--CapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zUxsIqT4TdD5" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum">235,892</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--CapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zmOikc9fACb3" style="text-align: right" title="Total Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">8.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--TierOneRiskBasedCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____znfOcXA00d13" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Amount">320,922</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zGmuBgpFWvXj" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) Actual Ratio">10.88</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_eus-gaap--TierOneRiskBasedCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zvH1EY2bCjS3" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">176,919</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zqVXDZaz5qee" style="text-align: right" title="Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">6.00</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 10pt; text-align: left">Common Equity Tier 1 Capital (to risk weighted assets)</td><td> </td> <td style="text-align: left"> </td><td id="xdx_98C_ecustom--TierOneRiskBasedCommonStock_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zb6glRiznIrk" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Amount">307,922</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98D_ecustom--TierOneRiskBasedCommonStockToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zy3KkZigFdfj" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) Actual Ratio">10.44</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td id="xdx_988_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____z86errGlJTP" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum">132,689</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td id="xdx_98F_ecustom--TierOneRiskBasedCommonStockRequiredForCapitalAdequacyToRiskWeightedAssets_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zIUIhyTPLlgg" style="text-align: right" title="Common Equity Tier 1 Capital (to risk weighted assets) For capital adequacy purposes minimum, Ratio">4.50</td><td style="text-align: left">%</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="text-align: left"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-indent: -10pt; padding-left: 10pt; text-align: left">Tier 1 Capital (to average assets)</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_985_eus-gaap--TierOneLeverageCapital_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zx9LD8lFg0ai" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Amount">320,922</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_987_ecustom--TierOneLeverageCapitalToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zeP1SYk7CDh7" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) Actual Ratio">9.17</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_98F_eus-gaap--TierOneLeverageCapitalRequiredForCapitalAdequacy_iI_pn3n3_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zcXzW7XZHCig" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum">140,057</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td id="xdx_986_ecustom--TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets1_iI_pip0_dp_c20221231__dei--LegalEntityAxis__custom--CompanyMember_fMQ_____zWMn6aoSUJk4" style="border-bottom: Black 2.5pt solid; text-align: right" title="Tier 1 Capital (to average assets) For capital adequacy purposes minimum, Ratio">4.00</td><td style="border-bottom: Black 2.5pt solid; text-align: left">%</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt">n/a</span></td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" style="font: 10pt Arial, Helvetica, Sans-Serif; width: 100%; margin-top: 0pt; margin-bottom: 10pt"><tr style="vertical-align: top"> <td style="width: 18pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 9pt"><i><sup id="xdx_F06_zDMpxFLnXxE7">(1)</sup></i></span></td><td style="text-align: justify"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 8pt"><i id="xdx_F15_zrvPGZ235VT1">Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.</i></span></td></tr></table> 390197000 0.1228 254278000 0.0800 317847000 0.1000 350455000 0.1103 190708000 0.0600 254278000 0.0800 350455000 0.1103 143031000 0.0450 206601000 0.0650 350455000 0.0847 165414000 0.0400 206767000 0.0500 399551000 0.1257 254278000 0.0800 336809000 0.1060 190708000 0.0600 323809000 0.1019 143031000 0.0450 336809000 0.0814 165436000 0.0400 366988000 0.1245 235892000 0.0800 294865000 0.1000 330108000 0.1120 176919000 0.0600 235892000 0.0800 330108000 0.1120 132689000 0.0450 191662000 0.0650 330108000 0.0943 140040000 0.0400 175050000 0.0500 380802000 0.1291 235892000 0.0800 320922000 0.1088 176919000 0.0600 307922000 0.1044 132689000 0.0450 320922000 0.0917 140057000 0.0400 <p id="xdx_805_eus-gaap--CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_zhxTPRrIMKHk" style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: left"><b>NOTE 22 – <span id="xdx_822_zawvYSXsew5e">Parent Company Financial Information</span></b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: justify">Following is condensed financial information of Southern First Bancshares, Inc. (parent company only):</p> <p style="font: bold 10pt Arial, Helvetica, Sans-Serif; text-align: center"><i>Condensed Balance Sheets</i></p> <table cellpadding="0" cellspacing="0" id="xdx_88E_esrt--ScheduleOfCondensedBalanceSheetTableTextBlock_pn3n3_zG2I6nbm2kF8" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed balance sheets"> <tr style="display: none"> <td id="xdx_8BB_zUCnVR4odjR9" style="display: none"><span style="display: none">Schedule of condensed balance sheets</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zUjwwzN7Lfcd" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_494_20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zlBzlNeGf9pe" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--AssetsAbstract_iB_zPww6fFyKfKa" style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">Assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--CashCashEquivalentsAndFederalFundsSold_iI_pn3n3_zuk3KLMrGd5a" style="vertical-align: bottom; background-color: White"> <td style="width: 76%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,408</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">13,882</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_iI_pn3n3_zx2JrepEcGh5" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Investment in subsidiaries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">339,516</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">317,102</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--OtherAssets_iI_pn3n3_zUcFqLwNEGwf" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Other assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">146</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">21</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--Assets_iI_pn3n3_zBParYyBBUGi" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 18pt">Total assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">349,070</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">331,005</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--StockholdersEquityAbstract_iB_zWkmiy8tqnp1" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Liabilities and Shareholders’ Equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--AccountsPayableAndAccruedLiabilitiesCurrent_iI_pn3n3_zyx0GPTr6MBi" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Accrued expenses</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">281</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">279</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--JuniorSubordinatedNotes_iI_pn3n3_z28qJWISla69" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Subordinated debentures</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">36,322</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">36,214</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--StockholdersEquity_iI_pn3n3_zf7RdSLW2Q0j" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left">Shareholders’ equity</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">312,467</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">294,512</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LiabilitiesAndStockholdersEquity_iI_pn3n3_z6y2RfjuXQG8" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left; padding-left: 18pt">Total liabilities and shareholders’ equity </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">349,070</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">331,005</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"><b><i>Condensed Statements of Income</i></b></p> <table cellpadding="0" cellspacing="0" id="xdx_882_esrt--ScheduleOfCondensedIncomeStatementTableTextBlock_pn3n3_zsvRiTBhLrcl" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of income"> <tr style="display: none"> <td id="xdx_8BF_zUEPM24Akv0a" style="display: none">Schedule of condensed statements of income</td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49B_20230101__20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zMsRNq5Anjfi" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zORaottU2fwd" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zwHqHjW1thNj" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center"><span style="font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">For the years ended December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--RevenuesAbstract_iB" style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">Revenues</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--InterestAndDividendIncomeOperating_pn3n3_z2pdssc3MPre" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; width: 64%; text-align: left">Interest income</td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">15</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">20</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">17</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--Revenues_pn3n3_zXEQ1h6iCpG5" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left; padding-left: 18pt">Total revenue</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">20</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CostsAndExpensesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--InterestExpense_pn3n3_zZEajFKOdCy1" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Interest expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,197</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,730</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,523</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--OtherExpenses_pn3n3_zi9Of3pbe3te" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Other expenses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">249</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">240</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">285</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--OperatingExpenses_pn3n3_zlYXoh2FbXxg" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left; padding-left: 18pt">Total expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,446</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,970</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,808</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncomeTaxExpenseBenefit_pn3n3_zut3hinAuyqb" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Income tax benefit</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">511</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">409</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">376</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--IncomeLossBeforeEquityInUndistributedNetIncomeOfSubsidiaries_pn3n3_zB8dKweAYoY2" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Loss before equity in undistributed net income of subsidiaries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,920</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,541</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,415</td><td style="text-align: left">)</td></tr> <tr id="xdx_40F_ecustom--EquityInUndistributedNetIncomeOfSubsidiaries_pn3n3_ztwOFs4z0z4j" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Equity in undistributed net income of subsidiaries </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,346</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,656</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,126</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--NetIncomeLoss_pn3n3_zRBIhwsDzbj8" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-align: left; padding-left: 18pt">Net income</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">13,426</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">29,115</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">46,711</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; text-align: center"><b><i>Condensed Statements of Cash Flows</i></b></p> <table cellpadding="0" cellspacing="0" id="xdx_881_esrt--ScheduleOfCondensedCashFlowStatementTableTextBlock_pn3n3_zzAaSCQlfgtg" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows"> <tr style="display: none"> <td id="xdx_8B8_ztcWc2wv9lqj" style="display: none">Schedule of condensed statements of cash flows</td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49B_20230101__20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zilCZvV2H49d" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zOSX3urSbUk7" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zgJNhxOJ6sch" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; padding-left: 10pt; font-size: 10pt; text-align: center; text-indent: -10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center; text-indent: -10pt"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 10pt; font-size: 8pt; text-align: left; text-indent: -10pt">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--NetCashProvidedByUsedInOperatingActivitiesAbstract_iB" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Operating activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--NetIncomeLoss_pn3n3_zIeQf5h54W6b" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Net income</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">13,426</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">29,115</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">46,711</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_iB_zvNu06McFHl1" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Adjustments to reconcile net income to cash provided by operating activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--EquityInUndistributedNetIncomeOfSubsidiaries_iN_pn3n3_di_zkCe4QCUg482" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Equity in undistributed net income of subsidiaries </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(15,346</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(30,656</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(48,126</td><td style="text-align: left">)</td></tr> <tr id="xdx_40C_eus-gaap--ShareBasedCompensation_pn3n3_zF5m5DrSaCSg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Compensation expense related to stock options and restricted stock grants</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,943</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,647</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncreaseDecreaseInOtherOperatingAssets_pn3n3_zKgzS5foFvcf" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 30pt; text-align: left; text-indent: -10pt">(Increase) decrease in other assets </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(125</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5076">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8</td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_pn3n3_z3160aPPebhd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Increase in accrued expenses and subordinated debentures</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">110</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">113</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">108</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_pn3n3_zLd9DMyxEAL4" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash provided by operating activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">598</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">348</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--NetCashProvidedByUsedInInvestingActivitiesAbstract_iB_zEbu73yrt1jf" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Investing activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--InvestmentInSubsidiariesNet_pn3n3_zQfY5hlfbe5f" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Investment in subsidiaries, net </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,000</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5092">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5093">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--NetCashProvidedByUsedInInvestingActivities_pn3n3_zeNnXQn3pFZe" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash used for investing activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,000</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5096">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5097">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--NetCashProvidedByUsedInFinancingActivitiesAbstract_iB_z1C5np3chSRf" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Financing activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--StockIssuedDuringPeriodValueNewIssues_pn3n3_zO3Ou6sNPbDh" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 30pt; text-align: left; text-indent: -10pt">Issuance of common stock </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5104">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5105">-</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_407_ecustom--ProceedsFromTheExerciseOfStockOptionsAndWarrants_pn3n3_z4byn3pja4s" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Proceeds from the exercise of stock options and warrants</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">518</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">905</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,012</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--NetCashProvidedByUsedInFinancingActivities_pn3n3_zz2vXt4R3Tz1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash provided by financing activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">518</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">905</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,012</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_pn3n3_z70bNcxmn5W4" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 40pt; text-align: left; text-indent: -10pt"> Net increase (decrease) in cash and cash equivalents </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(4,474</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,503</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,360</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iS_pn3n3_ztMyrsdWreef" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Cash and cash equivalents, beginning of year </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,882</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,379</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,019</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iE_pn3n3_zsujR6pCztHb" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Cash and cash equivalents, end of year </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">9,408</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">13,882</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,379</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> <table cellpadding="0" cellspacing="0" id="xdx_88E_esrt--ScheduleOfCondensedBalanceSheetTableTextBlock_pn3n3_zG2I6nbm2kF8" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed balance sheets"> <tr style="display: none"> <td id="xdx_8BB_zUCnVR4odjR9" style="display: none"><span style="display: none">Schedule of condensed balance sheets</span></td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_492_20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zUjwwzN7Lfcd" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_494_20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zlBzlNeGf9pe" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: left"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="6" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: left"><span style="font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td colspan="6" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr id="xdx_409_eus-gaap--AssetsAbstract_iB_zPww6fFyKfKa" style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">Assets</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--CashCashEquivalentsAndFederalFundsSold_iI_pn3n3_zuk3KLMrGd5a" style="vertical-align: bottom; background-color: White"> <td style="width: 76%; text-align: left">Cash and cash equivalents</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">9,408</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">13,882</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_iI_pn3n3_zx2JrepEcGh5" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Investment in subsidiaries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">339,516</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">317,102</td><td style="text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--OtherAssets_iI_pn3n3_zUcFqLwNEGwf" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Other assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">146</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">21</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_406_eus-gaap--Assets_iI_pn3n3_zBParYyBBUGi" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left; padding-left: 18pt">Total assets</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left">$</td><td style="border-bottom: Black 1pt solid; text-align: right">349,070</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">331,005</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--StockholdersEquityAbstract_iB_zWkmiy8tqnp1" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Liabilities and Shareholders’ Equity</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--AccountsPayableAndAccruedLiabilitiesCurrent_iI_pn3n3_zyx0GPTr6MBi" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Accrued expenses</td><td> </td> <td style="text-align: left">$</td><td style="text-align: right">281</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">279</td><td style="text-align: left"> </td></tr> <tr id="xdx_403_eus-gaap--JuniorSubordinatedNotes_iI_pn3n3_z28qJWISla69" style="vertical-align: bottom; background-color: White"> <td style="text-align: left">Subordinated debentures</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">36,322</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">36,214</td><td style="text-align: left"> </td></tr> <tr id="xdx_40F_eus-gaap--StockholdersEquity_iI_pn3n3_zf7RdSLW2Q0j" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; text-align: left">Shareholders’ equity</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">312,467</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">294,512</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--LiabilitiesAndStockholdersEquity_iI_pn3n3_z6y2RfjuXQG8" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; text-align: left; padding-left: 18pt">Total liabilities and shareholders’ equity </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">349,070</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">331,005</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 9408000 13882000 339516000 317102000 146000 21000 349070000 331005000 281000 279000 36322000 36214000 312467000 294512000 349070000 331005000 <table cellpadding="0" cellspacing="0" id="xdx_882_esrt--ScheduleOfCondensedIncomeStatementTableTextBlock_pn3n3_zsvRiTBhLrcl" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of income"> <tr style="display: none"> <td id="xdx_8BF_zUEPM24Akv0a" style="display: none">Schedule of condensed statements of income</td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49B_20230101__20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zMsRNq5Anjfi" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zORaottU2fwd" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49D_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zwHqHjW1thNj" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; text-align: center"> </td><td style="border-top: Black 2.5pt solid"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; text-align: right"> </td><td style="border-top: Black 2.5pt solid"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-bottom: 1pt; text-align: center"><span style="font-size: 8pt"> </span></td><td style="padding-bottom: 1pt; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td colspan="10" style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">For the years ended December 31,</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left"><span style="font-size: 8pt">(dollars in thousands)</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2023</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2022</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold"><span style="font-size: 8pt"> </span></td> <td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: right"><span style="font-size: 8pt">2021</span></td><td style="border-bottom: Black 1pt solid; font-weight: bold; text-align: left"><span style="font-size: 8pt"> </span></td></tr> <tr id="xdx_40F_eus-gaap--RevenuesAbstract_iB" style="vertical-align: bottom; background-color: Silver"> <td style="font-weight: bold; text-align: left">Revenues</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40A_eus-gaap--InterestAndDividendIncomeOperating_pn3n3_z2pdssc3MPre" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; width: 64%; text-align: left">Interest income</td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left">$</td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">15</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">20</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 2%"> </td> <td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td><td style="border-bottom: Black 1pt solid; width: 8%; text-align: right">17</td><td style="border-bottom: Black 1pt solid; width: 1%; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--Revenues_pn3n3_zXEQ1h6iCpG5" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left; padding-left: 18pt">Total revenue</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">15</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">20</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">17</td><td style="text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CostsAndExpensesAbstract_iB" style="vertical-align: bottom; background-color: White"> <td style="font-weight: bold; text-align: left">Expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"> </td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--InterestExpense_pn3n3_zZEajFKOdCy1" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Interest expense</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,197</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,730</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,523</td><td style="text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--OtherExpenses_pn3n3_zi9Of3pbe3te" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Other expenses</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">249</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">240</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">285</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--OperatingExpenses_pn3n3_zlYXoh2FbXxg" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left; padding-left: 18pt">Total expenses</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,446</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,970</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,808</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncomeTaxExpenseBenefit_pn3n3_zut3hinAuyqb" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Income tax benefit</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">511</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">409</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">376</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_ecustom--IncomeLossBeforeEquityInUndistributedNetIncomeOfSubsidiaries_pn3n3_zB8dKweAYoY2" style="vertical-align: bottom; background-color: Silver"> <td style="text-align: left">Loss before equity in undistributed net income of subsidiaries</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,920</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,541</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(1,415</td><td style="text-align: left">)</td></tr> <tr id="xdx_40F_ecustom--EquityInUndistributedNetIncomeOfSubsidiaries_pn3n3_ztwOFs4z0z4j" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; text-align: left">Equity in undistributed net income of subsidiaries </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">15,346</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">30,656</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">48,126</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--NetIncomeLoss_pn3n3_zRBIhwsDzbj8" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 2.5pt solid; text-align: left; padding-left: 18pt">Net income</td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">13,426</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">29,115</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">46,711</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 15000 20000 17000 15000 20000 17000 2197000 1730000 1523000 249000 240000 285000 2446000 1970000 1808000 511000 409000 376000 -1920000 -1541000 -1415000 15346000 30656000 48126000 13426000 29115000 46711000 <table cellpadding="0" cellspacing="0" id="xdx_881_esrt--ScheduleOfCondensedCashFlowStatementTableTextBlock_pn3n3_zzAaSCQlfgtg" style="font: 9pt Arial, Helvetica, Sans-Serif; border-collapse: collapse; width: 100%; margin-bottom: 10pt" summary="xdx: Disclosure - Parent Company Financial Information (Details) - Schedule of condensed statements of cash flows"> <tr style="display: none"> <td id="xdx_8B8_ztcWc2wv9lqj" style="display: none">Schedule of condensed statements of cash flows</td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49B_20230101__20231231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zilCZvV2H49d" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_499_20220101__20221231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zOSX3urSbUk7" style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td style="display: none"> </td> <td id="xdx_49E_20210101__20211231__srt--ConsolidatedEntitiesAxis__srt--ParentCompanyMember_zgJNhxOJ6sch" style="display: none"> </td> <td style="display: none"> </td></tr> <tr style="vertical-align: bottom"> <td style="border-top: Black 2.5pt solid; padding-left: 10pt; font-size: 10pt; text-align: center; text-indent: -10pt"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td> <td colspan="10" style="border-top: Black 2.5pt solid; font-size: 10pt; text-align: right"> </td><td style="border-top: Black 2.5pt solid; font-size: 10pt"> </td></tr> <tr style="vertical-align: bottom"> <td style="padding-left: 10pt; padding-bottom: 1pt; font-size: 10pt; text-align: center; text-indent: -10pt"> </td><td style="padding-bottom: 1pt; font-size: 8pt; font-weight: bold"> </td> <td colspan="10" style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">For the years ended December 31,</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td></tr> <tr style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 10pt; font-size: 8pt; text-align: left; text-indent: -10pt">(dollars in thousands)</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2023</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2022</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold"> </td> <td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: right">2021</td><td style="border-bottom: Black 1pt solid; font-size: 8pt; font-weight: bold; text-align: left"> </td></tr> <tr id="xdx_40D_eus-gaap--NetCashProvidedByUsedInOperatingActivitiesAbstract_iB" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Operating activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_404_eus-gaap--NetIncomeLoss_pn3n3_zIeQf5h54W6b" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 20pt; width: 64%; text-align: left">Net income</td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left">$</td><td style="width: 8%; text-align: right">13,426</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">29,115</td><td style="width: 1%; text-align: left"> </td><td style="width: 2%"> </td> <td style="width: 1%; text-align: left"> </td><td style="width: 8%; text-align: right">46,711</td><td style="width: 1%; text-align: left"> </td></tr> <tr id="xdx_408_eus-gaap--AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_iB_zvNu06McFHl1" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 20pt; text-align: left">Adjustments to reconcile net income to cash provided by operating activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_40F_ecustom--EquityInUndistributedNetIncomeOfSubsidiaries_iN_pn3n3_di_zkCe4QCUg482" style="vertical-align: bottom; background-color: White"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Equity in undistributed net income of subsidiaries </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(15,346</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(30,656</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(48,126</td><td style="text-align: left">)</td></tr> <tr id="xdx_40C_eus-gaap--ShareBasedCompensation_pn3n3_zF5m5DrSaCSg" style="vertical-align: bottom; background-color: Silver"> <td style="text-indent: -10pt; padding-left: 30pt; text-align: left">Compensation expense related to stock options and restricted stock grants</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,943</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">2,026</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,647</td><td style="text-align: left"> </td></tr> <tr id="xdx_40E_eus-gaap--IncreaseDecreaseInOtherOperatingAssets_pn3n3_zKgzS5foFvcf" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 30pt; text-align: left; text-indent: -10pt">(Increase) decrease in other assets </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(125</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5076">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">8</td><td style="text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--IncreaseDecreaseInAccountsPayableAndAccruedLiabilities_pn3n3_z3160aPPebhd" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Increase in accrued expenses and subordinated debentures</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">110</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">113</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">108</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_405_eus-gaap--CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations_pn3n3_zLd9DMyxEAL4" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash provided by operating activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">8</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">598</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">348</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--NetCashProvidedByUsedInInvestingActivitiesAbstract_iB_zEbu73yrt1jf" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Investing activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_402_ecustom--InvestmentInSubsidiariesNet_pn3n3_zQfY5hlfbe5f" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Investment in subsidiaries, net </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,000</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5092">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5093">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--NetCashProvidedByUsedInInvestingActivities_pn3n3_zeNnXQn3pFZe" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash used for investing activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">(5,000</td><td style="border-bottom: Black 1pt solid; text-align: left">)</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5096">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5097">-</span></td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_407_eus-gaap--NetCashProvidedByUsedInFinancingActivitiesAbstract_iB_z1C5np3chSRf" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Financing activities</td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt"> </td> <td style="font-size: 10pt; text-align: left"> </td><td style="font-size: 10pt; text-align: right"> </td><td style="font-size: 10pt; text-align: left"> </td></tr> <tr id="xdx_400_eus-gaap--StockIssuedDuringPeriodValueNewIssues_pn3n3_zO3Ou6sNPbDh" style="vertical-align: bottom; background-color: Silver"> <td style="padding-left: 30pt; text-align: left; text-indent: -10pt">Issuance of common stock </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5103">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5104">-</span></td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right"><span style="-sec-ix-hidden: xdx2ixbrl5105">-</span></td><td style="text-align: left"> </td></tr> <tr id="xdx_407_ecustom--ProceedsFromTheExerciseOfStockOptionsAndWarrants_pn3n3_z4byn3pja4s" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 1pt solid; padding-left: 30pt; text-align: left; text-indent: -10pt">Proceeds from the exercise of stock options and warrants</td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">518</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">905</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,012</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_402_eus-gaap--NetCashProvidedByUsedInFinancingActivities_pn3n3_zz2vXt4R3Tz1" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 40pt; text-align: left; text-indent: -10pt"> Net cash provided by financing activities </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">518</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">905</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">3,012</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_401_eus-gaap--CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_pn3n3_z70bNcxmn5W4" style="vertical-align: bottom; background-color: White"> <td style="padding-left: 40pt; text-align: left; text-indent: -10pt"> Net increase (decrease) in cash and cash equivalents </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">(4,474</td><td style="text-align: left">)</td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">1,503</td><td style="text-align: left"> </td><td> </td> <td style="text-align: left"> </td><td style="text-align: right">3,360</td><td style="text-align: left"> </td></tr> <tr id="xdx_40C_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iS_pn3n3_ztMyrsdWreef" style="vertical-align: bottom; background-color: Silver"> <td style="border-bottom: Black 1pt solid; padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Cash and cash equivalents, beginning of year </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">13,882</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">12,379</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid"> </td> <td style="border-bottom: Black 1pt solid; text-align: left"> </td><td style="border-bottom: Black 1pt solid; text-align: right">9,019</td><td style="border-bottom: Black 1pt solid; text-align: left"> </td></tr> <tr id="xdx_409_eus-gaap--CashAndCashEquivalentsAtCarryingValue_iE_pn3n3_zsujR6pCztHb" style="vertical-align: bottom; background-color: White"> <td style="border-bottom: Black 2.5pt solid; padding-left: 10pt; font-weight: bold; text-align: left; text-indent: -10pt">Cash and cash equivalents, end of year </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left">$</td><td style="border-bottom: Black 2.5pt solid; text-align: right">9,408</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">13,882</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid"> </td> <td style="border-bottom: Black 2.5pt solid; text-align: left"> </td><td style="border-bottom: Black 2.5pt solid; text-align: right">12,379</td><td style="border-bottom: Black 2.5pt solid; text-align: left"> </td></tr> </table> 13426000 29115000 46711000 15346000 30656000 48126000 1943000 2026000 1647000 -125000 8000 110000 113000 108000 8000 598000 348000 -5000000 -5000000 518000 905000 3012000 518000 905000 3012000 -4474000 1503000 3360000 13882000 12379000 9019000 9408000 13882000 12379000 These amounts included the amortized cost basis of closed portfolios of fixed rate loans used to designate hedging relationships in which the hedged item is the stated amount of the assets in the closed portfolio anticipated to be outstanding for the designated hedged period. As of December 31, 2023, the amortized cost basis of the closed portfolio used in this hedging relationship was $718.8 million, the cumulative basis adjustment associated with this hedging relationship was $511,000, and the amount of the designated hedged item was $200.0 million. Carrying amount is net of the allowance for credit losses and individually evaluated loans. Under the Federal Reserve’s Small Bank Holding Company Policy Statement, in 2021, the Company was not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level. Although the minimum regulatory capital requirements were not applicable to the Company in 2021, we calculated these ratios for our own planning and monitoring purposes.