CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Cash and cash equivalents:
Cash and due from banks	$ 12,920	$ 19,196
Federal funds sold	21,744	89,256
Interest-bearing deposits with banks	66,023	19,364
Total cash and cash equivalents	100,687	127,816
Investment securities:
Investment securities available for sale	94,729	67,694
Other investments	3,635	6,948
Total investment securities	98,364	74,642
Mortgage loans held for sale	60,257	27,046
Loans	2,142,867	1,943,525
Less allowance for loan losses	(44,149)	(16,642)
Loans, net	2,098,718	1,926,883
Bank owned life insurance	41,102	40,011
Property and equipment, net	60,236	58,478
Deferred income taxes, net	9,518	4,275
Other assets	13,705	8,044
Total assets	2,482,587	2,267,195
LIABILITIES
Deposits	2,142,758	1,876,124
Federal Home Loan Bank advances and other borrowings	25,000	110,000
Subordinated debentures	35,998	35,890
Other liabilities	50,537	39,321
Total liabilities	2,254,293	2,061,335
SHAREHOLDERS' EQUITY
Preferred stock, par value $.01 per share, 10,000,000 shares authorized
Common stock, par value $.01 per share, 10,000,000 shares authorized, 7,772,748 and 7,672,678 shares issued and outstanding at December 31, 2020 and 2019, respectively	78	77
Nonvested restricted stock	(698)	(803)
Additional paid-in capital	108,831	106,152
Accumulated other comprehensive income (loss)	1,023	(298)
Retained earnings	119,060	100,732
Total shareholders' equity	228,294	205,860
Total liabilities and shareholders' equity	$ 2,482,587	$ 2,267,195