CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019
Operating activities
Net income	$ 9,727	$ 20,661
Adjustments to reconcile net income to cash provided by (used for) operating activities:
Provision for loan losses	27,300	1,250
Depreciation and other amortization	1,569	1,390
Accretion and amortization of securities discounts and premium, net	497	293
Write-down of real estate owned	513
Net change in operating leases	157	534
Compensation expense related to stock options and restricted stock grants	1,036	1,260
Gain on sale of loans held for sale	(14,377)	(7,456)
Loans originated and held for sale	(412,069)	(276,018)
Proceeds from sale of loans held for sale	389,669	252,085
Increase in cash surrender value of bank owned life insurance	(810)	(720)
Increase in deferred tax asset	(2,545)	(5,306)
Increase in other assets	(7,345)	(178)
Increase in other liabilities	3,419	11,109
Net cash used for operating activities	(3,259)	(1,096)
Increase (decrease) in cash realized from:
Increase in loans, net	(138,935)	(162,259)
Purchase of property and equipment	(3,696)	(7,658)
Purchase of investment securities:
Available for sale	(36,609)	(25,383)
Other	(1,275)
Payments and maturities, calls and repayments of investment securities:
Available for sale	17,290	12,273
Other investments	5,634	814
Purchase of life insurance policies		(5,000)
Net cash used for investing activities	(157,591)	(187,213)
Increase (decrease) in cash realized from:
Increase in deposits, net	304,932	251,159
Decrease in Federal Home Loan Bank advances and other borrowings, net	(109,946)	(2,516)
Proceeds from the exercise of stock options	963	1,316
Net cash provided by financing activities	195,949	249,959
Net increase in cash and cash equivalents	35,099	61,650
Cash and cash equivalents at beginning of the period	127,816	72,873
Cash and cash equivalents at end of the period	162,915	134,523
Cash paid for
Interest	14,031	18,752
Income taxes	2,544	5,307
Schedule of non-cash transactions
Unrealized gain on securities, net of income taxes	1,163	1,347
Right-of-use assets obtained in exchange for lease obligations:
Operating leases	2,115	17,290
Real estate acquired in settlement of loans	$ 2,197