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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 16,855 $ 7,616
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (benefit) for credit losses (1,635) 10,777
Loss on sale of assets 82 0
Loss on impairment of intangible assets 209 5,771
Right-of-use amortization and cease use costs 143 339
Amortization of debt issuance costs 850 775
Deferred income taxes, net 4,156 2,100
Unrealized net gain on warrants (2,563) (178)
Loss on disposal of inventory 314 0
Net gain from exercise and cancellation of warrants 0 (444)
Gain on sale of business (1,476) 0
Change in fair value of acquisition-related contingent consideration 0 (4,900)
Loss (gain) on revaluation of finance receivables 3,727 (2,495)
Foreign currency transaction gains (639) (678)
Loss on marketable investments 314 168
Loan discount amortization and fee accretion (5,961) (2,461)
Interest paid-in-kind (1,582) (1,359)
Stock-based compensation 894 708
Depreciation and amortization expense 40 1,169
Changes in operating assets and liabilities:    
Interest, accounts receivable and other receivables 207 (1,691)
Foreign currency forward contract 915 219
Collateral returned for foreign currency forward contract 2,750 0
Other assets 1,274 30
Accounts payable, accrued expenses, and other non-current liabilities (387) (1,406)
Deferred income (1,500) 2,100
Net cash provided by operating activities 16,987 16,160
Cash flows from investing activities:    
Proceeds from sale of property and equipment 110 0
Settlement of foreign currency forward contract 1,560 0
Proceeds from sale of assets and liabilities held for sale 6,790 0
Sale of marketable investments 0 574
Investment in finance receivables (28,500) (17,736)
Proceeds from sale of finance receivables 31,678 0
Repayment of finance receivables 34,651 30,582
Corporate debt securities principal payments 23 20
Purchases of property and equipment (512) (50)
Net cash provided by investing activities 45,800 13,390
Cash flows from financing activities:    
Net settlement for employee taxes on stock options (89) (43)
Net payments on credit facility (6,233) (12,350)
Cash dividends (49,078) 0
Payments of financing costs (41) (50)
Repurchases of common stock, including fees and expenses (3,067) (5,165)
Net cash used in financing activities (58,508) (17,608)
Net increase in cash and cash equivalents 4,279 11,942
Cash and cash equivalents at beginning of period 5,927 5,236
Cash and cash equivalents at end of period 10,206 17,178
Fair value of warrants received with finance receivables 0 1,073
Supplemental non-cash investing and financing activities:    
Fair value of warrants received with finance receivables 0 1,073
Cash paid for interest 2,259 2,403
Derecognition of right-of-use assets and operating lease liabilities upon termination of lease $ 0 $ 82