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UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Current assets:    
Cash and cash equivalents $ 10,206 $ 5,927
Interest, accounts receivable and other receivables, net 5,581 5,788
Assets held for sale, net (Note 4) 0 6,398
Other current assets 543 2,141
Total current assets 16,330 20,254
Finance receivables, net of allowance for credit losses of $7,740 and $11,249 as of September 30, 2025 and December 31, 2024, respectively 245,396 277,760
Collateral on foreign currency forward contract 0 2,750
Marketable investments 275 580
Deferred tax assets, net 19,330 23,484
Warrant assets 7,599 4,366
Other non-current assets 432 3,041
Total assets 289,362 332,235
Current liabilities:    
Accounts payable and accrued liabilities 2,874 2,810
Liabilities held for sale (Note 4) 0 1,255
Deferred income 0 1,500
Total current liabilities 2,874 5,565
Unsecured senior notes, net 31,921 31,412
Revolving credit facility 0 6,233
Other non-current liabilities 361 335
Total liabilities 35,156 43,545
Commitments and contingencies (Note 7)
Stockholders’ equity:    
Preferred stock, $0.001 par value; 5,000,000 shares authorized; no shares issued and outstanding 0 0
Common stock $0.001 par value; 250,000,000 shares authorized; 12,095,979 and 12,213,599 shares issued and outstanding as of September 30, 2025 and December 31, 2024, respectively 12 12
Additional paid-in capital 4,417,730 4,419,991
Accumulated deficit (4,163,536) (4,131,313)
Total stockholders' equity 254,206 288,690
Total liabilities and stockholders' equity $ 289,362 $ 332,235