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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Cash flows from operating activities:    
Net income $ 8,075 $ 4,148
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision (benefit) for credit losses (704) 9,392
Debt issuance costs (41) 0
Loss on impairment of intangible assets 0 5,771
Right-of-use amortization and cease use costs 112 261
Amortization of debt issuance costs 548 491
Deferred income taxes, net 2,266 1,239
Unrealized net loss (gain) on warrants 77 (131)
Net gain from exercise and cancellation of warrants 0 (444)
Loss from sale of assets 82 0
Change in fair value of acquisition-related contingent consideration 0 (4,900)
Loss (gain) on revaluation of finance receivables 3,727 (2,495)
Foreign currency transaction gains (614) (1,587)
Loss on marketable investments 68 162
Loan discount amortization and fee accretion (2,956) (2,214)
Interest paid-in-kind (826) (904)
Stock-based compensation 608 360
Depreciation and amortization expense 38 935
Changes in operating assets and liabilities:    
Interest, accounts receivable and other receivables 177 (2,655)
Foreign currency forward contract 915 1,260
Collateral returned for foreign currency forward contract 2,750 0
Other assets 850 (150)
Accounts payable, accrued expenses, and other non-current liabilities (871) (903)
Deferred income 1,800 2,207
Net cash provided by operating activities 16,081 9,843
Cash flows from investing activities:    
Proceeds from sale of property and equipment 110 0
Settlement of foreign currency forward contract 1,560 0
Sale of marketable investments 0 574
Investment in finance receivables (23,500) (7,446)
Proceeds from sale of finance receivables 31,678 0
Repayment of finance receivables 33,141 11,693
Corporate debt securities principal payments 15 13
Purchases of property and equipment (163) (21)
Net cash provided by investing activities 42,841 4,813
Cash flows from financing activities:    
Net settlement for employee taxes on stock options (89) (43)
Net payments on credit facility (5,939) (12,350)
Cash dividends (49,078) 0
Repurchases of common stock, including fees and expenses (1,737) (1,950)
Net cash used in financing activities (56,843) (14,343)
Net increase in cash and cash equivalents 2,079 313
Cash and cash equivalents at beginning of period 5,927 5,236
Cash and cash equivalents at end of period 8,006 5,549
Supplemental non-cash investing and financing activities:    
Cash paid for interest 1,517 875
Derecognition of right-of-use assets and operating lease liabilities upon termination of lease $ 0 $ 82