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UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Cash flows from operating activities:    
Net income $ 10,659 $ 19,602
Adjustments to reconcile net income to net cash provided by operating activities:    
Amortization of debt issuance costs 26 35
Deferred income taxes 3,189 4,842
Change in fair value of warrants (623) (678)
Change in fair value of equity securities 534 (1,557)
Change in fair value of acquisition-related contingent consideration (147)
Loan discount amortization and fee accretion (1,357) (2,016)
Interest income paid-in-kind (3,335) (698)
Stock-based compensation 310 556
Depreciation and amortization expense 1,964 3,305
Changes in operating assets and liabilities:    
Interest and accounts receivable (5,581) (343)
Other assets (76) (371)
Accounts payable and other liabilities (603) 542
Net cash provided by operating activities 5,107 23,072
Cash flows from investing activities:    
Investment in finance receivables (71,750) (20,100)
Repayment of finance receivables 43,938 31,162
Corporate debt securities principal payments 31 43
Purchases of property and equipment (194) (877)
Other 171 164
Net cash (used in) provided by investing activities (27,804) 10,392
Cash flows from financing activities:    
Net settlement for employee taxes on restricted stock and options (160)
Net payments on credit facility (8) (11,750)
Payment of acquisition-related contingent consideration (6,083)
Repurchases of common stock, including fees and expenses (599)
Net cash used in financing activities (767) (17,833)
Net (decrease) increase in cash and cash equivalents (23,464) 15,631
Cash and cash equivalents at beginning of period 42,863 3,008
Cash and cash equivalents at end of period $ 19,399 $ 18,639