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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Current assets:    
Cash and cash equivalents $ 42,763 $ 5,927
Interest, accounts receivable, and other receivables 3,860 5,788
Assets held for sale, net (Note 6) 0 6,398
Other current assets 163 2,141
Total current assets 46,786 20,254
Finance receivables, net of allowance for credit losses of $7,278 and $11,249 as of December 31, 2025 and 2024, respectively 218,627 277,760
Collateral on foreign currency forward contract 0 2,750
Marketable investments 184 580
Deferred tax assets, net 912 23,484
Warrant assets 5,913 4,366
Other non-current assets, net 0 3,041
Total assets 272,422 332,235
Current liabilities:    
Accounts payable and accrued liabilities 4,974 2,810
Liabilities held for sale, net (Note 6) 0 1,255
Deferred income 0 1,500
Total current liabilities 4,974 5,565
Unsecured senior notes, net 32,110 31,412
Revolving credit facility 0 6,233
Other non-current liabilities 240 335
Total liabilities 37,324 43,545
Commitments and contingencies (Note 8)
Stockholders' equity:    
Preferred stock, $0.001 par value; 5,000,000 shares authorized; no shares issued and outstanding 0 0
Common stock, $0.001 par value; 250,000,000 shares authorized; 12,095,979 and 12,213,599 shares issued and outstanding as of December 31, 2025 and 2024, respectively 12 12
Additional paid-in capital 4,418,010 4,419,991
Accumulated deficit (4,182,924) (4,131,313)
Total stockholders' equity 235,098 288,690
Total liabilities and stockholders' equity $ 272,422 $ 332,235