The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101   2,130 3,834 SH   SOLE   3,806 0 28
Alphabet Inc A COM 02079K305   5,259 28,872 SH   SOLE   28,632 0 240
Alphabet Inc C COM 02079K107   1,568 8,550 SH   SOLE   8,550 0 0
Amazon.com Inc COM 023135106   4,400 22,770 SH   SOLE   22,617 0 153
American States Water Co COM 029899101   272 3,750 SH   SOLE   3,750 0 0
American Tower Corp COM 03027X100   820 4,220 SH   SOLE   4,220 0 0
American Water Works Co Inc COM 030420103   1,629 12,610 SH   SOLE   12,516 0 94
Amgen Inc COM 031162100   2,204 7,053 SH   SOLE   6,998 0 55
Apple Inc COM 037833100   11,994 56,944 SH   SOLE   56,586 0 358
Automatic Data Processing Inc COM 053015103   2,802 11,741 SH   SOLE   11,674 0 67
AvalonBay Communities Inc COM 053484101   264 1,275 SH   SOLE   1,275 0 0
Bank of America Corporation COM 060505104   787 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702   2,973 7,308 SH   SOLE   7,308 0 0
BlackRock Inc COM 09247X101   2,336 2,967 SH   SOLE   2,944 0 23
Bristol-Myers Squibb Company COM 110122108   937 22,562 SH   SOLE   22,482 0 80
Broadcom Inc Com COM 11135F101   2,448 1,525 SH   SOLE   1,509 0 16
Chevron Corp COM 166764100   1,262 8,065 SH   SOLE   8,065 0 0
Chubb Ltd COM H1467J104   1,973 7,734 SH   SOLE   7,663 0 71
Cisco Systems Inc COM 17275R102   1,325 27,879 SH   SOLE   27,794 0 85
Coca-Cola Co COM 191216100   1,313 20,635 SH   SOLE   20,635 0 0
Cognizant Technology Solutions COM 192446102   823 12,108 SH   SOLE   12,068 0 40
Comcast Corp Class A COM 20030N101   844 21,562 SH   SOLE   21,507 0 55
Corpay Inc COM 219948106   995 3,734 SH   SOLE   3,723 0 11
Costco Wholesale Corp COM 22160K105   1,995 2,347 SH   SOLE   2,332 0 15
Crown Castle International Corp COM 22822V101   386 3,953 SH   SOLE   3,953 0 0
Digital Realty Trust Inc COM 253868103   395 2,596 SH   SOLE   2,596 0 0
Elevance Health COM 036752103   2,221 4,098 SH   SOLE   4,068 0 30
Eli Lilly and Co COM 532457108   276 305 SH   SOLE   305 0 0
Equinix Inc COM 29444U700   627 829 SH   SOLE   829 0 0
Exxon Mobil Corp COM 30231G102   1,105 9,599 SH   SOLE   9,470 0 129
Fiserv Inc COM 337738108   1,248 8,372 SH   SOLE   8,349 0 23
Goldman Sachs Group Inc COM 38141G104   807 1,785 SH   SOLE   1,785 0 0
Honeywell International Inc COM 438516106   842 3,941 SH   SOLE   3,941 0 0
Johnson & Johnson COM 478160104   2,087 14,281 SH   SOLE   14,176 0 105
JPMorgan Chase & Co COM 46625H100   2,996 14,813 SH   SOLE   14,680 0 133
Kenvue COM 49177J102   1,030 56,677 SH   SOLE   56,462 0 215
Kimberly-Clark Corp COM 494368103   927 6,710 SH   SOLE   6,677 0 33
Live Nation Entertainment Inc COM 538034109   857 9,147 SH   SOLE   9,117 0 30
Louis Vuitton Moet Hennessy COM 502441306   1,480 9,650 SH   SOLE   9,583 0 67
Lululemon Athletica Inc COM 550021109   948 3,175 SH   SOLE   3,166 0 9
Madison Square Garden Sports COM 55825T103   485 2,580 SH   SOLE   2,569 0 11
Martin Marietta Materials Inc COM 573284106   1,755 3,239 SH   SOLE   3,217 0 22
McDonald s Corp COM 580135101   1,850 7,260 SH   SOLE   7,197 0 63
Medtronic PLC COM G5960L103   1,212 15,402 SH   SOLE   15,266 0 136
Merck & Co Inc COM 58933Y105   972 7,849 SH   SOLE   7,849 0 0
Meta Platforms COM 30303M102   3,529 6,999 SH   SOLE   6,948 0 51
Microsoft Corp COM 594918104   11,791 26,382 SH   SOLE   26,207 0 175
Mondelez International Inc Class A COM 609207105   864 13,201 SH   SOLE   13,148 0 53
Netflix Inc COM 64110L106   1,776 2,631 SH   SOLE   2,613 0 18
NextEra Energy Inc COM 65339F101   1,914 27,028 SH   SOLE   26,783 0 245
NVIDIA Corp COM 67066G104   6,705 54,275 SH   SOLE   53,894 0 381
Opendoor Technologies COM 683712103   18 10,000 SH   SOLE   10,000 0 0
PayPal Holdings Inc COM 70450Y103   895 15,429 SH   SOLE   15,387 0 42
PepsiCo Inc COM 713448108   1,361 8,253 SH   SOLE   8,253 0 0
Procter & Gamble Co COM 742718109   667 4,045 SH   SOLE   4,045 0 0
Prologis Inc COM 74340W103   760 6,769 SH   SOLE   6,769 0 0
Public Storage COM 74460D109   404 1,404 SH   SOLE   1,404 0 0
S&P Global Inc COM 78409V104   1,975 4,429 SH   SOLE   4,391 0 38
SBA Communications Corp COM 78410G104   196 998 SH   SOLE   998 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714   590 12,216 SH   SOLE   12,216 0 0
Schwab Int-Term US Treasury ETF COM 808524854   441 9,035 SH   SOLE   9,035 0 0
Schwab Short-Term US Treasury ETF COM 808524862   415 8,631 SH   SOLE   8,631 0 0
Schwab US Aggregate Bond ETF COM 808524839   622 13,656 SH   SOLE   13,656 0 0
Schwab US Broad Market ETF COM 808524102   398 6,333 SH   SOLE   6,333 0 0
Schwab US Dividend Equity ETF COM 808524797   660 8,484 SH   SOLE   8,484 0 0
Schwab US Large-Cap Growth ETF COM 808524300   711 7,054 SH   SOLE   7,054 0 0
Schwab US Large-Cap Value ETF COM 808524409   1,476 19,927 SH   SOLE   18,167 0 1,760
Schwab US Mid-Cap ETF COM 808524508   325 4,172 SH   SOLE   4,172 0 0
Schwab US REIT ETF COM 808524847   1,018 50,954 SH   SOLE   50,954 0 0
Schwab US TIPS ETF COM 808524870   1,578 30,348 SH   SOLE   30,348 0 0
Simon Property Group Inc COM 828806109   456 3,007 SH   SOLE   3,007 0 0
SPDR Gold Shares COM 78463V107   1,465 6,815 SH   SOLE   6,815 0 0
Starbucks Corp COM 855244109   1,294 16,623 SH   SOLE   16,497 0 126
Stryker Corp COM 863667101   2,292 6,736 SH   SOLE   6,693 0 43
Sysco Corp COM 871829107   1,060 14,854 SH   SOLE   14,801 0 53
The Hershey Co COM 427866108   1,500 8,162 SH   SOLE   8,107 0 55
The Home Depot Inc COM 437076102   912 2,648 SH   SOLE   2,648 0 0
The Travelers Companies Inc COM 89417E109   797 3,919 SH   SOLE   3,919 0 0
Union Pacific Corp COM 907818108   1,581 6,986 SH   SOLE   6,962 0 24
UnitedHealth Group Inc COM 91324P102   1,103 2,165 SH   SOLE   2,165 0 0
Vanguard Total Stock Market ETF COM 922908769   749 2,799 SH   SOLE   2,799 0 0
Visa Inc Class A COM 92826C839   3,086 11,756 SH   SOLE   11,676 0 80
Waste Management Inc COM 94106L109   2,053 9,625 SH   SOLE   9,518 0 107
Waters Corp COM 941848103   941 3,243 SH   SOLE   3,234 0 9