The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101 1,997 4,384 SH   SOLE   4,356 0 28
Alphabet Inc A COM 02079K305 4,862 1,748 SH   SOLE   1,735 0 13
Alphabet Inc C COM 02079K107 1,307 468 SH   SOLE   468 0 0
Amazon.com Inc COM 023135106 4,815 1,477 SH   SOLE   1,469 0 8
American States Water Co COM 029899101 552 6,205 SH   SOLE   6,205 0 0
American Tower Corp COM 03027X100 1,435 5,714 SH   SOLE   5,714 0 0
American Water Works Co Inc COM 030420103 2,672 16,142 SH   SOLE   16,044 0 98
Amgen Inc COM 031162100 2,756 11,395 SH   SOLE   11,322 0 73
Anthem Inc COM 036752103 2,648 5,391 SH   SOLE   5,380 0 11
Apple Inc COM 037833100 13,415 76,829 SH   SOLE   76,404 0 425
Automatic Data Processing Inc COM 053015103 3,743 16,450 SH   SOLE   16,375 0 75
AvalonBay Communities Inc COM 053484101 486 1,957 SH   SOLE   1,957 0 0
Ball Corp COM 058498106 1,249 13,883 SH   SOLE   13,845 0 38
Bank of America Corporation COM 060505104 815 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702 2,873 8,142 SH   SOLE   8,142 0 0
BlackRock Inc COM 09247X101 3,373 4,414 SH   SOLE   4,388 0 26
Bristol-Myers Squibb Company COM 110122108 3,028 41,467 SH   SOLE   41,202 0 265
Broadcom Inc Com COM 11135F101 1,632 2,591 SH   SOLE   2,573 0 18
Chubb Ltd COM H1467J104 2,748 12,847 SH   SOLE   12,757 0 90
Cisco Systems Inc COM 17275R102 2,358 42,283 SH   SOLE   42,183 0 100
Coca-Cola Co COM 191216100 1,403 22,635 SH   SOLE   22,635 0 0
Cognizant Technology Solutions COM 192446102 1,335 14,886 SH   SOLE   14,776 0 110
Comcast Corp Class A COM 20030N101 1,322 28,234 SH   SOLE   28,049 0 185
Costco Wholesale Corp COM 22160K105 2,045 3,551 SH   SOLE   3,544 0 7
Crown Castle International Corp COM 22822V101 784 4,246 SH   SOLE   4,246 0 0
Digital Realty Trust Inc COM 253868103 475 3,352 SH   SOLE   3,352 0 0
Dominion Energy COM 25746U109 1,555 18,305 SH   SOLE   18,260 0 45
Equinix Inc COM 29444U700 779 1,050 SH   SOLE   1,050 0 0
Fiserv Inc COM 337738108 1,025 10,111 SH   SOLE   10,084 0 27
Fleetcor Technologies Inc COM 339041105 1,089 4,372 SH   SOLE   4,361 0 11
Goldman Sachs Group Inc COM 38141G104 707 2,141 SH   SOLE   2,141 0 0
Honeywell International Inc COM 438516106 983 5,050 SH   SOLE   5,050 0 0
iShares Core S&P Mid-Cap COM 464287507 416 1,550 SH   SOLE   1,550 0 0
iShares Core S&P Small-Cap COM 464287804 300 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465 322 4,370 SH   SOLE   4,370 0 0
iShares Residential Real Estate Capd ETF COM 464288562 228 2,375 SH   SOLE   2,375 0 0
Johnson & Johnson COM 478160104 3,406 19,218 SH   SOLE   19,108 0 110
JPMorgan Chase & Co COM 46625H100 2,890 21,201 SH   SOLE   21,066 0 135
Live Nation Entertainment Inc COM 538034109 1,003 8,529 SH   SOLE   8,506 0 23
Lockheed Martin Corp COM 539830109 1,386 3,139 SH   SOLE   3,139 0 0
LVMH Moet Hennessy Louis Vuitton COM 502441306 775 5,438 SH   SOLE   5,423 0 15
Madison Square Garden Sports COM 55825T103 903 5,035 SH   SOLE   5,021 0 14
Martin Marietta Materials Inc COM 573284106 1,677 4,358 SH   SOLE   4,329 0 29
McDonald s Corp COM 580135101 2,523 10,202 SH   SOLE   10,138 0 64
Medtronic PLC COM G5960L103 2,378 21,433 SH   SOLE   21,293 0 140
Merck & Co Inc COM 58933Y105 1,050 12,802 SH   SOLE   12,802 0 0
Meta Platforms Inc COM 30303M102 2,184 9,822 SH   SOLE   9,761 0 61
Microsoft Corp COM 594918104 10,457 33,916 SH   SOLE   33,721 0 195
Mondelez International Inc Class A COM 609207105 1,410 22,460 SH   SOLE   22,395 0 65
NextEra Energy Inc COM 65339F101 2,899 34,228 SH   SOLE   34,008 0 220
Nike Inc B COM 654106103 732 5,441 SH   SOLE   5,441 0 0
NVIDIA Corp COM 67066G104 3,361 12,316 SH   SOLE   12,234 0 82
PayPal Holdings Inc COM 70450Y103 1,311 11,340 SH   SOLE   11,263 0 77
PepsiCo Inc COM 713448108 1,393 8,320 SH   SOLE   8,320 0 0
Plug Power Inc COM 72919P202 215 7,500 SH   SOLE   7,500 0 0
Procter & Gamble Co COM 742718109 2,148 14,057 SH   SOLE   14,027 0 30
Prologis Inc COM 74340W103 1,104 6,836 SH   SOLE   6,836 0 0
Public Storage COM 74460D109 788 2,020 SH   SOLE   2,020 0 0
Raytheon Technologies Ord COM 75513E101 3,416 34,480 SH   SOLE   34,229 0 251
S&P Global Inc COM 78409V104 2,198 5,359 SH   SOLE   5,321 0 38
SBA Communications Corp COM 78410G104 470 1,367 SH   SOLE   1,367 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714 1,251 25,760 SH   SOLE   25,326 0 434
Schwab Intermediate-Term US Treasury ETF COM 808524854 971 18,231 SH   SOLE   17,850 0 381
Schwab International Equity ETF COM 808524805 259 7,067 SH   SOLE   7,067 0 0
Schwab Short-Term US Treasury ETF COM 808524862 709 14,304 SH   SOLE   14,304 0 0
Schwab US Aggregate Bond ETF COM 808524839 1,413 27,939 SH   SOLE   27,532 0 407
Schwab US Broad Market ETF COM 808524102 355 6,658 SH   SOLE   6,658 0 0
Schwab US Dividend Equity ETF COM 808524797 466 5,910 SH   SOLE   5,910 0 0
Schwab US Large-Cap Growth ETF COM 808524300 708 9,467 SH   SOLE   8,603 0 864
Schwab US Large-Cap Value ETF COM 808524409 1,507 21,102 SH   SOLE   19,342 0 1,760
Schwab US Mid-Cap ETF COM 808524508 469 6,186 SH   SOLE   5,691 0 495
Schwab US REIT ETF COM 808524847 1,449 58,221 SH   SOLE   58,221 0 0
Schwab US Small-Cap ETF COM 808524607 256 5,397 SH   SOLE   4,873 0 524
Schwab US TIPS ETF COM 808524870 4,330 71,321 SH   SOLE   70,650 0 671
Simon Property Group Inc COM 828806109 437 3,318 SH   SOLE   3,318 0 0
SPDR Gold Shares COM 78463V107 1,231 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103 506 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109 1,492 16,397 SH   SOLE   16,272 0 125
Stryker Corp COM 863667101 2,129 7,964 SH   SOLE   7,919 0 45
Sysco Corp COM 871829107 1,956 23,959 SH   SOLE   23,889 0 70
The Home Depot Inc COM 437076102 1,039 3,472 SH   SOLE   3,472 0 0
The Travelers Companies Inc COM 89417E109 905 4,952 SH   SOLE   4,952 0 0
Union Pacific Corp COM 907818108 2,586 9,466 SH   SOLE   9,442 0 24
UnitedHealth Group Inc COM 91324P102 1,227 2,407 SH   SOLE   2,407 0 0
Vanguard Growth ETF COM 922908736 276 960 SH   SOLE   960 0 0
Verizon Communications Inc COM 92343V104 958 18,803 SH   SOLE   18,803 0 0
Visa Inc Class A COM 92826C839 3,170 14,292 SH   SOLE   14,209 0 83
Walgreen Boots Alliance Inc COM 931427108 1,286 28,723 SH   SOLE   28,635 0 88
Walt Disney Co COM 254687106 1,866 13,604 SH   SOLE   13,531 0 73
Waste Management Inc COM 94106L109 2,465 15,554 SH   SOLE   15,439 0 115